Page 1
fdlhtpNyNa ghJfhg;ghd efukhf gpupd;]; vl;NtHl; jPTfspYs;s rhHyw; uTd; NjHT nra;ag;gl;Ls;sJ. mq;f]; nua;l; epWtdj;jhy; elj;jg;gl;l fUj; Jf; fzpg;gpNyNa ,k; KbT njuptpf;fg; gl;Ls;sJ. nuhwd;Nuh tpahghu Kaw;rp fSf;fhd rpwe;j efukhfj; NjHT nra; ag;gl;Ls;sJ.
kf;fs; thof;$ba kpfr;rpe;j efukhf td;$tH NjHTnra;ag;gl;Ls;sJ. fdlh KOtjpYKs;s Mapuj;Jf;Fk; mjpfkh Ndhuplk; ,f; fUj;Jf; fzpg;G elj;jg; gl;lJ.
nkhd;wpay; ,uT tho;f;iff;Fk; kpfr; rpwe;j cztfq;fSKs;s efukhfTk; NjHT nra;ag;gl;Ls;sJ.
Ntiy NjLgtuh ePq;fs;? cq;fSf; fhd rpwe;j efuk; fy;fup. fUj;Jf; fzpg;gpy; 36 tPjkhNdhH njhopy; NjL tjw;fhd kpfr;rpwe;j efukhf fyfup iaj; NjHe;Js;sdH. ,uT tho;f;iff; fhd Nfspf;iffs; Fiwe;j efukhf td;$tiu kf;fs; NjHT nra;Js;sdu;. tpisahl;L Kaw;rpfSf;Fk;> nghOJ Nghf;fpw;Fkhd rpwe;jefukhf nuhwd;- Nuh NjHT nra;ag;gLfpwJ.
tho;tjw;fhd kpfr;rpe;j efuq;fshf td;$tH 13tPjKk; nkhd;wpay; 11tPj Kk; nuhwd;Nuh> fy;fup> fpa+ngf; 10tPj khfTk; fUj;Jf; fzpg;gpy; njupthfp cs;sJ
BUYING, SELLING, INVESTING & MORTGAGE NEEDS CALL SUN SANMUGATHAS Broker & Manager
One stop shopping for all your mortgage & realestate needs.
Buying - Selling - Investing
Dir: 416.948.0693 Bus: 416.291.3000
Guna Selliah L i f e I n s u r a n c e B r o k e r 416.371.7776
ghJfhg;ghd fdba efuk; rhu;yw;uT
rpwe;j efuk; td;$tu; - fUj
∂¶\VTM¬ ®[ √Ë Ô¶[ ÿƒFm ÿÔV|©√o>!
Das Naray
T
g
÷MB ÷_ÈD Œπ\B\VTM ®] ̇ÔVÈ]uz ∂Ω›>·D \oÔ[ E∫Ô ́V¤V Sales Representative
Direct:
416.302.7283
(SAVE)
E-mail: msingarajah@trebnet.com web: www.mahenonline.com
tPLk; tPLrhH tpilaq;fSf;F
fdbaj; jkpo; thndhypapd; el;rj;jpu jpUtpohtpy; Eq;Fr; rhtb....
RE/MAX Vision Realty Inc., Realtor 2210 Marham Road, Unit-1, Toronto, ON M1B 5V6 Tel: 416.321.2228, Fax: 416.321.0002
Mortgages
Xf];l; 2007
T| kV∫Ô T‚ΩuÔVTM ÿ >B∫ÔV\_ c
Affiliate R
Ask Us
• M
Tel:41 Sutha:41
GaryAnan
4
S

na Selliah
.ttt6
fhg;ghd fdba efuk; rhu;yw;uTz;
td;$tu; - fUj;Jf; fzpg;G
V|©√o>!
z ∂Ω›>·D  ́V¤V
Mortgages
f];l; 2007
T| kV∫Ô, suÔ \uÆD income tax, mortgage ƒD√Õ>\VTM ƒÔÈ goÈVƒÁTMÔ”¬zD ∂Áw•∫Ô^
laq;fSf;Fkhd gj;jpupif
M1B 5V6
T| kV∫Ô, suÔ, T‚ΩuÔVTM ÿ√Æ\]ÁB ƒ‚¶Ø ̇k\VÔ \]©∏¶
(Appraisal) >B∫ÔV\_ c¶oTM ∂Áw•∫Ô^
S.K. Bales
CRA, MVA, CRES, FRI Canadian Residential Appraiser, Real Estate Broker
416.801.3219
(Cell) 416.290.1200 (Bus), www.skbales.com Affiliate Realty Inc.
Ask Us How You Can Own Your Home Today!
• Mortgages • Refinancing
• Debt Consolidation
• Insurance
Tel:416.284-0005, Sutha:416.824-6605
3852 Finch Avenue E., Unit 202, Scar, ON
THE LAW OFFICE OF GaryAnandasangaree
Tel:
416 321 1100
Fax:
416 321 1107 gary@galaw.ca
Das Narayanasamy
AMP Mortgage Specialist
SELVA VETTYVEL Broker of Record HomeLife Future Realty Inc. Brokerage 262 Markham Road Scarborough, On M1J 3C5
T: 416.264.0101 C: 416.568.4301
Buying - Selling - Investing
One Source For Many Type of Properties & Mortgages Mohan Subramaniyam Broker of Record 416.321.2300
Cell: 416-543-6614 Business: 416-759-1818, Fax: 416-299-0789 E-mail: das.narayanasamy@centumveedu.com www.centumveedu.com

Page 2
- 2 -

jha;tPL • Xf];l; 2007

Page 3
jha;tPL • Xf];l; 2007
rpq;fs [dhjpgjp k`pe;j uh[gf;\ Ml;rpf;F te;jNj mjprak; vd;whu;fs;. ,g;NghJ mijtplg; ngupa mjprak; ,yq;ifapy; eilngw;wpUf;fpwJ.
Mnwd;why; mJ kiyapy; Muk;gpj;J flypy; tpOk;. jkpou; Njrj;jpNyh NghuhW flypy; (khtpyhW) Muk;gpj;J (FLk;gp) kiyapy; Kbtile;jpUf;fpwJ.
NguopTfSf;F Kd; mjpraq;fs; epfO nkd;ghu;fs;. k`pe;jitg; Gypfs; Vw;wp itf;fg; Gypfis k`pe;j ,wf;fp itj; jpUf;fpwhu; FLk;gpkiyapypUe;J. mjpr aNkjhd;!
Gypfs; ,wq;fpdhu;fsh my;yJ ,wf; fg;gl;lhu;fsh vd;gJ 'FLk;gpkiy ufrp ak;”. ,g;Nghijf;F mwpa Kw;gLtJ Njitaw;wJ.
vg;gbahapDk; Gypfs; je;jpNuhgakhfj; jg;gp kuG topg; NghupypUe;J kPz;Lk; fue;jbg; Nghu; Af;jpiaf; ifahsg; Nghfpwhu;fs; vdg;gLfpwJ.
cz;ik mJthftpUg;gpDk; rpq;fs Ml;rpf;Fk; ,uhZtj;Jf;Fk; ,J Xu; ghupa ntw;wp. cs;Shu; kf;fsplj;Jk; ru;tNjr muq;fpYk; GypfSf;F ,J xU ngupa Njhy;tp.
rpq;fs Ml;rpahsu;fSf;F ,J murpay; ntw;wpNa jtpu ,uhZt ntw;wpay;y vd;fpwhu; ru;tNjrg; Gfo; ngw;w ,uh ZtMa;thsu; ,f;ghy; mj;jh];. ,Uf; fyhk;. Mdhy; fhyk; fhykhf njd;dp yq;if Ml;rpahsu;fs; ,uhZtj;ijg; ghtpj;J tUtNj murpay; ntw;wpf; fhfj;jhNd! kf;fspd; mjpUg;jp> rupe;J tUk; nghUshjhuk;> fl;rpAilT vd;W gy topfspYk; mjy ghjhsj;ij Nehf;fp tpOe;Jtplj; jahuhftpUe;j k`pe;j;Tf;F FLk;gpkiyiaNa rQ;rPtp ahfg; ngau;j;Jf; nfhLj;Jf; fhg;gw;wpap Uf;fpwhu; mDkhu; ruj; nghd;Nrfh. njd;dpyq;if kf;fSf;Ff; nfhLj;j thf;FWjpia ,UtUk; fhg;ghw;wpap Uf;fpwhu;fs;. mjw;fhd ntFkjpia kf;fsplkpUe;J Vw;gjw;F mtu;fs; jFjpAilatu;fNs.
khwhfg; Gypfs; kf;fSf;Ff; nfhLj;j thFFWjpfis epiwNtw;wtpy;iy. 'xU tUlkhfNt ,g;gbj;jhd; vr;rupf; iffis tpLj;Jf; nfhz;bUf;fpwhu;fs;. mtu;fshy; vJTNk nra;a KbahJ' vd;W ,uhZt mjpfhup Nfypahfg; NgRfpw msTf;F epiyikfs; ,Uf; fpd;wd.
Gypfisj; njupe;jtu;fs; toikNghw; rpupg;NghL cjhrPdk; nra;fpwhu;fs;. ghupa jhf;Fjy; xd;Wf;F mtu;fs; jah uhfpwhu;fs; vd;gjpYk; ,uz;lhk; mgpg; gpuhakpy;iy.Kd;G gy jlitfs; ,ij mtu;fs; ep&gpj;jpUf;fpwhu;fs;. kf;fs; mtu;fs; kPJ itj;jpUf;Fk; ek;gpf;
‘pongu’ singalam
j.rptjhrd;
#1 TEAM @ PROPERTY/
Mohan Subramaniyam Broker 416.321.2300
of Record
www
PLEASE
ifAk; mJNtjhd;.  rk;G+u;> FLk;gp kiy vd;W jkpou; ghuk;gupa gpuNjrq; fs; gwpNgha;f;nfhz;bUf;f ,lk; ngau;e;j kf;fs; ,d;Dk; miu tapW fNshL rpy;Yf;Fk; nry;Yf;Fk; jg;gp neLq;fhyk; tho KbahJ. murplk; ,Ue;J ,tu;fSf;F epthuzk; fpilf; fhJ. mtu;fis kPz;Lk; mtu;fsJ epyq;fspw; FbNaw;WtJ jkpou; flik.
fpof;F khfhzj;ijg; nghWj;jtiu mq;Fs;s kf;fs; xU NgUz;ikia czu Ntz;Lk;. N[.tp.gp Nghd;w njd;dpyq;if ,dthjpfspd; (,tu; fis khu;f;rPathjpfs; vd;why; mJ Nkij khu;f;]; ,w;F ,Of;F!) xNu Nehf;fk; ,yq;if KOtijAk; xU
ngsj;j r Ml;rpf;F mtu;fsJ fhJ.
Gypfs; v gf;\itg ngw Ka jhd; N[ $l;lzpai fis epi wa fs jkJ Ka
fs; vd;W fpof;Fg;gpu N[.tp.gp.
fpof;iff wpay;y xg;Gf;Ff; ntw;wplj;i itAk; r Jupjg;gLj fUzhtpd Jg; ghu;f OJ fU rpq;fs k mg;gb K fUzh m 'td;dpg; G

‘pongu’ singalam
ngsj;j rpq;fs ehlhf;FtNj. mtu;fs; Ml;rpf;F te;jpUe;jhy; ,e;jsTf;F mtu;fsJ jpl;lq;fs; epiwNtwpapUf; fhJ.
Gypfs; ve;jsTf;F Nfhkhspahd uh[ gf;\itg; ghtpj;J jkJ jdp  fpof;fpd; ntw;wp vy;yhk; N[.tp.gp. apd; jpl;lq;fNs.
fpof;iff; ifg;gw;wpaJ ,uhZt ntw; wpay;y murpay; ntw;wpjhd; vd;W xg;Gf;Ff; $wpdhYk; fpof;fpy; Gypfspd; ntw;wplj;ijAk;> kf;fspd; ,lg;ngau; itAk; rhjfkhf;fp rpq;fskakhf;fy; Jupjg;gLj;jg; gLfpwJ vd;gNj cz;ik. fUzhtpd;gpuptpw;F Kd;du; ,J epidj; Jg; ghu;f;fNt Kbahj xd;W! ,g;ngh OJ fUzh tpUk;gpdhYk; fpof;fpd; rpq;fs kakhf;fiy epWj;j KbahJ. mg;gb Kaw;rpj;jhy; rpq;fs ,uhZtk; fUzh mzpiaj; Jtk;rk; nra;JtpLk;. 'td;dpg; Gypfis”j; Juj;JfpNwhk; vd;W
kz;izNa jhiu thu;j;Jf; nfhLj; jNj fUzh mzpAk; mjd; Mjuthsu; fSk; rhjpj;jJ.
,e;jepiyapy; fUzh mzpapdu; [deh af topf;Fj; jpUk;gpj; Nju;jy;fspw; gq; Nfw;why; epiyik khWk; vd;W epidf; fyhk;. fpof;F khfhzj; jkpo; kf;fsJ czu;Tfis muR kjpj;jpUe;jhy; kf;fs; gl;bdpahy; thLk;NghJ ntw;wp tpohf; nfhz;lhbapUf;f khl;lhu;fs;. ,uhZt Ml;rpNah [dehaf Ml;rpNah rpq;fs kakhf;fy; mjp Ntfj;jpy; eil
Kiwg;gLj;jg;gLk;. ,ijj; jLj;J epWj; Jk; xNu top-fUzh mzpAk; GypfSk; MOU nra;J nfhz;L Nghiu cf;fpug; gLj;JtJjhd;.
kpfTk; Nfhgg;gLfpwPu;fs; NghypUf;fpwJ. kz;izf; fhg;ghw;w ,ijtpl NtNwJk; topapUe;jhy; nrhy;Yq;fs;!
tpLjiyg; Nghuhl;lk; Muk;gpj;jNj jkpoupd; nkhopAupik> gpuNjr cupik tho;Tupikfisf; fhg;ghw;wpf;nfhs;t jw;fhf. mtw;iw ,oe;J ngWk; tpLj iyf;F mu;j;jkpy;iy.
Wjp ek; is ek;gp ;gp Vke; is ek;gp
nra;Nj j; js;sg;
J ku;k ghfl;Lk;.
;> FLk;gp gpuNjrq; ,lk; u tapW k; jg;gp murplk; ; fpilf; tu;fsJ u; flik.
Wj;jtiu ;ikia Nghd;w ; (,tu; hy; mJ ;F!) xNu Ak; xU
M @ PROPERTY/MAX REALTY INC.
New Mortgage, Commercial Mortgage New Immigrans, Ist, 2nd Mortgage Re-Financing, New Home Buyers
maniyam
00
Search More Properties @ www.realestatebrokerofrecord.info
PLEASE MENTION PROPERTY/MAX WHEN ENQUIRING ABOURT PROPERTIES!
- 3 -

Page 4
- 4 -
kj;jpA+ 27:24 “mtd; jz;zPiu vLj;J kf;fs; Fk; gypd; Kd;dhy; jdJ iffisf; fOtpdhd;. ,e;j kdpjDila ,uj;jj; ijg; nghWj;tiu ehd; mg;ghtp. vd;W nrhd;dhd;”.
NaR vd;Dk; aPri] rpYitapy; miwe;J nfhy;tjw;F cj;jutpl;lgpd;G iggpspy;cs;s gpyhj;J vd;Dk; kd;du; gpujpepjp nra;jJ ,Jjhd;.
“fq;fh ,of;ff;$lhjij ,oe;Jtplhs;”. tPl;bw;F te;j kfisg;ghu;j;J xUfzk; Nahrpj;j mtsJ jha; mtis ,Oj;J te;J cl;fhuitj;J xU Flk; jz;zPu; vLj;J jiyapy; Cw;Wfpwhu;.
vy;yhk; Ngha;tpl;lJ. ftiyg;glhNj Ngh vd;W mwpTWj;Jfpd;whs;. foq;fk; fOTg;gl;L tpl;lJ> vy;yhk; Kbe;J tpl; lJ vd;fpwJ. nrafhe;jdpd; mf;fpdpg; gpuNtrk; fij.
,t;tsT tpj;ijfs;nra;a mg;gb vd;d jhd; ,Uf;fpwJ ,e;jj; jz;zPupy;.
,we;jtu;fisg; Gijj;Jtpl;L te;jgpd; $l;lhf midtUk; Fspg;gijg; ghuj;jp Uf;fpNwhk;.my;yJ Mw;wpNyh flypNyh Fsj;jpNyh Fspj;Jtpl;L tPL nry;Yk; kuG vkf;F ,Uf;fpwJ.
jkpofj;jpy; xU kugpUf;fwJ. ntspapy; nrd;Wtpl;L te;jhy; fhiyj; jz;zPu; nfhz;L fOTtJ.,J jtwhJ elf;Fk;.
vkf;F njupahj iggps; cyfpypUe;J> ghu;g;gd kugpypUe;J vkf;Fj; njupe;j jkpo; kuG tiu jz;zPuhy; fOTtJ eilKiwapy; ,Uf;fpwJ.
Mdhy;... ,q;F fdlhtpy; thOk; ehk; jhd; mijg;ngupjhfg; nghUl;gLj;Jtjpy;iy.
fdlhtpy; vkf;fpUf;Fk; neUf;fbahd
• Residential • Commercial • Investment Propertie RAVI INCOME TAX SERVICE
• LAST 14 YEARS IN TAX SERVICES
• PERSONAL INCOME TAX
• CORPORATE INCOME TAX
• SMALL BUSINESS TAX
• GST/PST AND PAYROLL REMITTANCE
• E.FILE SERVICES
• YEAR ROUND SERVICES
MORE INFO PLEASE CALL RAVI PARAMU 416-262-4176
jz;zPNuh jz;zPu
kh%yd;
• Residential
• Commercial
• Invetment Properties
tho;f;if> Mz;Lf;F MWkhjk; epw;Fk; Fspu; vd;gd if fOTtij jLf; fpd;wd. iffOTtjhy; midj;Jg; gpur;
rpidfSk; jPUk; vd;wpy;yhtpl;lhYk; gy rpf;fy;fs; jPUk;.
ghUq;fs;. rpy $lh cwTfisf; if fOtpdhNy vt;tsTgpur;rpidfs; jPUk;.
rpy ,lq;fspy; gl;lhy; iffOtKbahj gb rpf;fpr; rpd;dhgpd;dkhfpg; Ngha; epw; Fk; epiyAk; tUk;.
rpy cwTfs; el;Gfs; ,Uf;fpd;wd. iffOtpdhy; ey;yk; vd;W njupe;Jk; fOtptplKbahjit.
,ijg;NghyNt if fOtpdhy; ey;yk; vd;W njupe;Jk; gyUk; iffOthky; ,Uf;fpNwhk;. if fOtpdhy; vj;jid fpUkpfis vk;ikj; jOthky; jLf;f yhk;.
vq;fSf;F gQ;rp vd;w xU nrhy; ,Uf; fpwJ. mij kl;Lk; ehq;fs; iffOtp tplkhl;Nlhk;. if fOtTk; gQ;rp.
,dpAk; vg;NghJk; tutpUf;Fk; Neha; fspypUe;J jg;Gtjw;F if fOTtJ jhd; xNu rpwg;ghd top.
jz;zPUf;F ,Uf;Fk; rpwg;G mJ Nrhg;G ld; Nru;e;J Ntiy nra;tNjahFk;.
Nrhg;Gld; ngUk;ghy mfw;Wfpd
jz;Piug; cjtpAld Neha;fSk
rhg;gpLk;Ng fk; ,Uf fOtp tpl guthJ . Mdhy; v ahff; i xd;wpy; gh
,g;gbf; i mOf;fhf rhg;gpLfpd
rhg;gpLk; khtJ gQ fpNwhk; v
khwpg; gy fpwhu;fs;. fs; guT kl;Lk; i ,J xU
fpUkpfs; mjhtJ clypy; kwe;J tpL
,d;W fd fs; kpfT fpUkpfs; apUf;ifa ghu;f;fyhk
rup nghJ fOTk; , ePu; toq;f mtw;wpy; gpd;G me;j Ak; njhl Ntz;Lk;.
ifiaf; igg;igg; igg;gpy; v gl;L ,Uf fOtp vd
mjdhy;

z;zPNuh jz;zPu;
cial • Investment Properties esidential
Ravi Paramu Sales Representative ommercial nvetment
416•262•4176 rparamu@hotmail.com www.raviparamu.com
HomeLife GTA Realty Inc. roperties
Realtor Member 1711 McCowan Rd., Suite 206 Toronto, Ont M1S 3Y3 Tel: 416•321•6969 Fax: 416•321•6963
jha;tPL • Xf];l; 2007
k; epw;Fk; j jLf; j;Jg; gpur;
tpl;lhYk;
sf; if s; jPUk;.
tKbahj gha; epw;
f;fpd;wd. njupe;Jk;
; ey;yk; Othky; vj;jid ; jLf;f
hy; ,Uf; iffOtp Q;rp.
k; Neha; fOTtJ
J Nrhg;G NjahFk;.
Nrhg;Gld; jz;zPu; Ntiy nra;tjhy; ngUk;ghyhd vz;izj; jd;ikfis mfw;Wfpd;wJ. mjdhy; ek;gpf;ifAld;
jz;Piug; gazd;gLj;jp Nrhg;gpd; cjtpAld; if fOTq;fs;. midj;J Neha;fSk; - guTk; Neha;fs; tuhJ.
rhg;gpLk;NghJ kl;Lk; if fOTk; gof; fk; ,Uf;fpwJ. gyu; vz;ZtJ if fOtp tpl;L rhg;gpl;lhy; NghJk; fpUkp guthJ . me;j vz;zk; gpioay;y. Mdhy; vt;tsT Jhuk; ehq;fs; rup ahff; if fOTfpNwhk; vd;W glk; xd;wpy; ghUq;fs;.
,g;gbf; iffs; glj;jpy; ,Ug;gJ Nghy mOf;fhf ,Uf;Fk; NghJjhd; ehq;fs; rhg;gpLfpd;Nwhk;.
rhg;gpLk; NghjhtJ ifiaf; nfhQ;r khtJ gQ;rpapy;yhky; ifiaf; fOT fpNwhk; vd;Wk; kfpo Ntz;baJjhd;.
khwpg; gyUk; NtWkhjupAk; epidf; fpwhu;fs;. tha; topahfj; jhd; fpUkp fs; guTk;. mjdhy; rhg;gpLk; NghJ kl;Lk; ifiaf; fOtpdhy; NghJk;. ,J xU tiff; fUj;J.
fpUkpfs; ifapypUe;J Njhy; topahf - mjhtJ Kfk; - %f;F- fhJ topahf clypy; gutptpLk; vd;gij gyUk; kwe;J tpLfpd;wdu;.
,d;W fdlhtpy; guTk; gy tif Neha; fs; kpfTk; Mgj;jhdit. mtw;wpd; fpUkpfs; kpfTk; tPupakpf;fit. mg;gb apUf;ifapy; ifiaf; fOTtjpy; gQ;rp ghu;f;fyhkh?
rup nghJ ,lq;fspy; ngUk;ghYk; if fOTk; ,lk; fopg;giw my;yJ nghJ ePu; toq;fy; ,lkhf ,Uf;Fk;. mtw;wpy; if fOtpdhy; if fOtpa gpd;G me;j miwapd; ve;jxU gFjpia Ak; njhlhJ ntspNaw njupe;jpUf;f Ntz;Lk;.
ifiaf; fOtpagpd; gyu; ];iuyhf igg;igg; G+l;btpl;L tUthu;fs;. me;j igg;gpy; vj;jidNgupd; mOf;Ff; if gl;L ,Uf;Fk;? mijj; njhl;lhy; if fOtp vd;d gad;.
mjdhy; if fOtpa gpd; igg;igg;
G+l;Ltjw;F ifJilf;Fk; jhisg; ghtpAq;fs;. ghJfhg;ghf ,Uf;Fk;.
Mdhy; ifJilf;Fk; jhs; vLf;Fk; NghJ VjhtJ me;j jhs; ,Uf;Fk; ngl;b mOj;Jk; my;yJ cUl;Lk; tifahf ,Ue;jhYk; cq;fs; ifapy; fpUkp njhw;wpf; nfhs;Sk;.
,njy;yhk; Kbe;jhYk; ntspNa tUk; NghJ fopg;giwf; fjTfis vg;gbj; jpwg;gPu;fs;?
if fOthj gyUk; me;jf; fjitg; gpbj;Jj; jpwe;J NghapUg;ghu;fs;.
ePq;fSk; mjpy; gpbj;jhy;... mtu;fs; midtuJ fpUkpiaAk; kPz;Lk; njhl; lJ NghyhFk;. vdNt fijitAk; if Jilf;Fk; jhspdhy; gpbj;J ntspNaW tJ ey;yJ.
Njit.
vy;yhtw;Wf;Fk; nghJthf if Jilf;Fk; jhs; xd;iwj; jahuhf itj; Jf; nfhz;L - mijg;ghtpj;J ntspNa tUtjw;fhf - fopg;giwf;Fg; NghtJ Gj;jparhypj;jdk;.
Kjy; nrhd;d fijfSf;Fk; ,e;jf; if fOTtjw;Fk; vd;d njhlu;G vd;W
nrhy;yj; Njitapy;iy.
ghtNk NghFkhk;-gpwF fpUkp Nghfhjh?
Mdhy; vg;gbf; fOtpdhYk; $l ,Uf; Fk; fpUkpfs; NghfNt NghfhJ. gy NgUf;F kdprpkhNu fpUkpjhd;. fOtth KbAk; ? Nghfth nra;Ak;? mJ jiy tpjpapy; gpbj;j fpUkp!

Page 5
jha;tPL • Xf];l; 2007
Nkiyj;Nja ehLfspy; xUtDila Neh;ikia fld; Gs;spfisf; nfhz; Nl eph;zapf;fpd;whh;fs;. ePq;fs; vt;t sTjhd; gzk; itj;jpUejhYk; cq; fs; fld; tuyhw;iw nfhz;Nl cq;fs; ek;gfj; jd;ik jPh;khdpf;fg;gLfpwJ. ,th;fs; ,t; mstpLk; KiwiaNa FICO Score vd miof;fpwhh;fs;. fld; ngwj; jFjpahd jd;ikfspw;fhd (Cre dit worthiness) rpwe;j Fwpfhl;bfSs; xd;W fld; Gs;spahFk;. fld; Gs;sp fs; 300 - 900 tiu fhzg;gLfpd;wd. ghhpa fld;fSf;fhf gue;jstpy; gad; gLj;jg;gLgit ,e;j FICO (Fair, Issac & Co) Gs;spfshFk;. ,J Fair, Issac & Co vd;w fk;gdpahy; cUthf;fg;gl;l Gs;sp apLk; Kiwia (Scoring System) mbg; gilahff; nfhz;lJ. ,g; Gs;spfs; fld; mYtyfq;fshd Equifax, Trans Union Mfpatw;wpdhy; fld; toq;F NthUf;F toq;fg;gLfpd;wJ
Efh;Nthh; (Connsumers) jkJ FICO Gs;spfis ,f; fld; mYtyfq;fspy; ,Ue;J ngwKbAk;. ePq;fs; fld;toq;F Nthiu mZFtjw;F Kd;ghf Fiwe; jJ %d;wpypUe;J MW khjq;fSf;F Kd;ghf ,e;j Gs;spfis kPs; ghh;it nra;tjd; %yk; cq;fs; fld; Gs;sp fis Kd;Ndw;Wtjw;F NghJkhd Neuk; fhzg;gLk;;.
nghJthf Nehf;fpdhy;> fldhfg; ngW tij ePq;fs; vt;thW jpUg;gpr; nrYj;J tPh;fs; vd;gij fld; Gs;spfs; mstp Lk;. ,J cq;fs; fld; mwpf;ifapy; fhzg;gLk; jftiy mbg;gilahff; nfhz;lJ. cq;fs; fld; Gs;spfis mjpfhpg;gjd; %yk; mjpfsT fld;
Credit Score cq;fs; fld; Gs;spfis Kd;N
kNfd; rpq;fuh[h
- tPL tpw;gidg; gpujpepjp -
ngwj; jFjpAilath;fshtJld;> rpwe;j tl;b tPjq;fSk; cq;fSf;F toq;fg; gLk;.
flid Kd;Ndw;Wtjw;F> KjyhtJ gb> cq;fs; Gs;spapDs; vd;d elf;fp wJ vd;gij tpsq;fpf; nfhs;tjhFk;. FICO Gs;spia fzpg;gpLk; rhpahd gb Kiwfs; nghJkf;fSf;F fpilf;ff; $bajha; ,uhtpl;lhYk;> cq;fs; Gs; spia eph;zapf;Fk; gpujhd mk;rq;fs; fhzg;gLfpd;wd.
cq;fs; fld; ngWk; jd;ikia mjpf hpg;gJ gw;wpa mjpf jfty;fisg; ngW tjw;F gpd;tUk; 6 tplaq;fis ftdj; jpy; nfhs;Sq;fs;.
1.jtWfisj; jpUj;jpf; nfhs;Sq;fs; (Correct blatant mistakes)
cq;fs; fld; Gs;spahdJ> cq;fs; fld; mwpf;ifapy; fhl;lg;gLk;. flDf; fhf tpz;zg;gpg;gjw;F gy khjq;fl;F Kd;dUk; tUlj;jpw;F xU jlitAk; jpUj;jkhd jd; ikia Nehf;Ftjw; fhf ,U fld; mYtyfq;fspy; ,Ue; Jk; cq;fs; mwpf;iffis kPs;ghh;it nra;Aq;fs;. cq;fs; fld; mwpf;if apy;> fhzg;gLk; xU jtwhd gjptpid khw;Wtjw;F 30 ehl;fspy; ,Ue;J 3 khjq;fs; tiu nry;Yk;. rpyrkak; ,d; Dk; mjpf fhyKk; vLf;Fk;.
fld; mwpf;ifapy; gpd;tU tdtw;iwf; fz;fhzpAq; fs;.
• jtwhd jghy; Kfthpfs;
• jtwhd r%f ghJfhg;G ,yf;fq;fs; (Social Security Number)
• gioa njhopy; toq;Fdh;fs;
(Employ
• milah theft) m
• cq;fs; fhzg;gl
• fhyk; j
• mjpfhuG (Unautho
cq;fs; $ba fh mwpf;ifa ifapy; j vd mtj fsjy;yh nrYj;Ji apy; rhpa ahf ,Uf

- 5 - Credit Score
; Gs;spfis Kd;Ndw;Wq;fs;.
d;> rpwe;j
(Employers)
fld;fs; ,d;Dk; fl;l Ntz;bait vd toq;fg;
• milahsj; jpUl;Lf;fhd (Identity theft) mwpFwpfs;
jyhtJ elf;fp ;tjhFk;.
• cq;fs; fld; fzf;Ffspy; jtWfs;; fhzg;glyhk;.
• fhyk; jho;j;jpa nfhLg;gdTfs;.
fhl;lg;gl;bUf;fyhk; my;yJ fhl;lg;glj; Njitapy;yhj gioa fld;fs; (vjph; kiwahdit (negatives))> 7 tUlj;jpw; Fg; gpd; ePf;fg;gl Ntz;bait fhl;lg; gl;bUf;fyhk;. ,jw;F tq;FNuhj;Jf;fs; tpjptpyf;fhFk;. ,it 10 tUl fhyq; pahd gb
• mjpfhuG+h;tkw;w tprhuizfs;
fSf;F epiyj;jpUf;fyhk;. fpilf;ff;
(Unauthorized hard inquiries) ;fs; Gs; k;rq;fs;
a mjpf sg; ngW ftdj;
;jpf;
kes)
cq;fs; flDf; hjq;fl;F litAk; hf;Ftjw; py; ,Ue; Ps;ghh;it mwpf;if gjptpid Ue;J 3 kak; ,d;
cq;fs; fld; Gs;spfisg; ghjpf;ff;
; hzpAq; gpd;tU
$ba mwpf;ifapy; fhuzpfisNa ghh;;f;fg; NghfpwPh;fs;. ePq;fs; cq;fs; mwpf; ifapy; jtWfs; vJTk; ,Uf;fpd;wjh vd mtjhdpAq;fs;. cjhuzkhf cq; fsjy;yhj fzf;Ffs;> jhkjpj;j
f;fq;fs;
nrYj;Jiffs;-Mdhy; mit cz;ik
9k; gf;fk; ghu;f;f... ;
jtWfisj; (Errors) jpUj;jpa gpd;dh;> rpwe;j Gs;spfisg; ngWk; mjpNtf top ahdJ> fld; ml;ilfspy; kpFjpfis nrYj;jp Kbg;gjhFk;. ,jd; %yk; cq;fs; Gs;spfis 20 My; mjpfhpf;Fk; rhj;jpak; cs;sJ. apy; rhpahd Neuj;jpy; fl;lg;gl;lit ahf ,Uf;Fk;. ePq;fs; nrYj;jp Kbj;j

Page 6
- 6 -
ju;kj;jpd; #J tho;T ft;Tk;;
jd;id
ju;kj;jpd; tho;Tjd;id #J ft;Tk;. kWgb ju;kk; nty;Yk; vd;W xU go nkhop nrhy;thu;fs;. Mdhy; me;j go nkhop gpioj;j fij vdf;Fj;jhd; njup Ak;. vd;dNth njupatpy;iy. gonkhop fSf;Fk; vdf;Fk; nghUj;jk; vl;lhk; ,lj;jpy;. cjhuzkhf “Fiyf;fpw eha; fbf;fhJ” vd;W nrhd;dtu;fisj; Njbf;nfhz;L jpupfpd;Nwd;. eha;f;fbf;F CrpNghl;Lf;nfhs;tJ vt;tsT Neh
itj; jUk; vd;W mtu;fSf;F njupa Ntz;Lk;.
“fsTk; fw;W kw” vd;W nrhy;thu;fs;. mjd;gbNa elf;fntd;W nra;j Kjw; fsTf;F gpwF ehd; kwf;f Ntz;ba Njit ,Uf;fNtapy;iy. nghyp];fhuu; tPl;by; gg;ghrpg;gok; jpUlKw;gl;l Kjy; Ms; ehdhfj;jhd; ,Uf;f Ntz;Lk;. mfg;gl;l filrp MSk; ehdhfj;jhd; ,Uf;fNtz;Lk;. me;j kDrdplk; Ntz; baij kwf;fpwjhtJ..!
,Njfijjhd; ehd;Kjw;nrhd;d..“ju;kj; jpd; tho;T jd;id..”gonkhopf;Fk; ele; jJ. mnkupf;fhtpy; ehd; gazpj;Jf; nfhz;bUf;Fk; ehspy; epA+ N[u;rp vd;w ,lj;jpy; jq;fpapUf;Fk; NghJjhd; ,e;j mDgtk; vdf;F epfo;e;jJ.
ehd; jq;fpapUe;j tPl;Lf;fhu ez;gu; xU ehs; mjpfhiyNa vd;id “Gwg;gLq; fs;.. Gwg;gLq;fs;” vd;W mtrug;gLj; jpf; nfhz;bUe;jhu;. “vq;Nf” vd;W Nfl;ljpw;F> “vy;yh ,lq;fSk; jhd; ghu;j;J tpl;Bu;fs;.. ml;yhz;bf; efuk; ghu;f;fhtpl;lhy; vg;gb” vd;whu;. “mq;Nf mg;gb vd;d tpNr\khf ,Uf;fpwJ” vd;wjpw;F> “jUkd; ehL> efuk; vy;yh tw;NwhLk; jpnusgjpiaAk; Njhw;w ,lk;.. #jhLk; ,lq;fs; mq;F jhuhs khf ,Uf;fpd;wd... Ngha;g;ghu;j;J tpl;L thUq;fs;” vd;whh;.
ehL>efuk;kl;Lky;y>xU Fr;nrhOq;if> khl;Lf;nfhl;by; $l vd; ngaupy; ,y; yhj JzpT xU gf;fk; ,Uf;f> kid ahl;bAk; mUfpy; ,y;yhj fhuzj;jhy;> ez;gu; nrhd;dgb “ghu;j;J tpl;Lj;jhd; tUNthNk” vd;W Gwg;gl;Nld;. mtNu 50 nlhyUk; je;J> “nrd;W thUq; fs;..ntd;W thUq;fs;” vd;W uj;jj;jpy fk; itj;J mDg;ghj Fiwahf> top mDg;gp itj;jhu;.
g];]py; Gwg;gl;Nld;. 17 nlhyu; fl;l
zk;. vd;NdhL te;jtu;fs; vy;NyhUNk tajpy; %j;jtu;fshf “rsh..rsh” Ngr; Rf;fSld; kfpo;r;rpahf ,Ug;gjhfg;gl; lJ. vy;N;yhUk; rFdpf;F nrhe;jf;fhu- Nf. v];. ghyr;re;jpud;
uhf ,Ue;jjpdhy;> mjhtJ #jhl mbf;fb Nghtjpdhy; xUtiu xUtu; mwpKfkhdtu;fshf ,Ue;jhu;fs;. vd;id xUtUk; fz;L nfhs;sNt apy;iy. Vwf;Fiwa ,uz;L kzpj;jpahyg; ga zj;jpd; gpd;du; ml;yhz;bf; efuj;jp Ds; Eioe;j g];> Neuhfr;nrd;W> mq; Fs;s gy #jhl;likaq;fspy; xd;whd “jh[; kfhy;” ,d; fPo;j;jsj;jpy; jupj;J epd;wJ. vy;NyhUk; ,wq;fpdhu;fs;.
mg;NghJjhd;> g]; rhujp xu; mwptpj;jy;
nra;jhu;. mjhtJ ehq;fs; gazk; nra; tjw;F nrYj;jpa njhifia NkNy Ngha;> “jh[; kfhy;” fTz;lupy; ngw;Wf; nfhs;syhk; vd;whu;. vdf;nfd;why; Mr;rupaj;Jf;F Nky; Mr;rupak;. ,g;gb Ak; ey;ytu;fs; ,Uf;fpwhu;fNs !
NkNy Ngha; gzj;ijg;ngw;Wf; nfhz;L efuj;ijr; Rw;wpg;ghu;j;Jtpl;L> g]; jpUk; gTk; Gwg;gLk;NghJ Ngha;f;nfhs;syhk; vd;W KbT nra;jhfptpl;lJ.
NkNy Ngha; “fTz;lUf;F” fpl;lg;Nght jpw;fpilapy; vd;Dld; te;jtu;fisg; Nghy gyu;; mq;fq;Nf ,lk; gpbj;Jf; nfhz;L ehzaq;fisg;NghLtJk;>fhR ,ae;jpuq;fspd; ifg;gpbfisr; Row;W tJkhf ,Ue;jhu;fs;. “flfl” ntd;W ehzaq;fs; tpOk; rj;jk; vq;Fk; Nfl; Lf;nfhz;NlapUe;jJ.
mijj;jhz;bg; Nghtnjd;gJ kpff; f];lkhd fhupak; vd;W gl;lJ. mg;Ngw; gl;l ju;kDf;Nf me;jr; Nrhjid te; jJ vd;why; vd;idg;Nghd;wtDf;F nrhy;yth Ntz;Lk;.
rup te;jJ jhd; te;Njhk;. Vwf;Fiwa ,dhkhf jpUg;gpf;fpilj;j 17 nlhyiu itj;J tpisahbg; ghu;g;Nghk; vd;W kdf;Fuq;F Vtp tpl;lJ.
ehDk; ,lk; gpbj;J> mf;fk; gf;fj;jpy; cs;stu;fs; vg;gbr; nra;fpwhu;fs; vd;W ghu;j;J> ,ae;jpuj;jpy; ehzaq;fisr; nrYj;jp tpisahlj;njhlq;fpNdd;
Muk;gj;jpy; NghLtjw;F mjpfkhfNt jpUg;gp tu> cw;rhfk; fiu Guz;Nlhb aJ. Neuk; nry;yr;nry;y Nghf;Fk; tuTk; rkkhf ,Ue;J> KbAk;jWthapy; ,Ug;Gk; fhypahfp ifapy; xNunahU 25rj ehzak;jhd; kpr;rkhf ,Ue;jJ.
ey;yfhyk;.. jpUk;gp tUtjw;Fk; Nru;j;
Jj; jhd; fs;. ,y flw;fiua fpa ghi itj;J j xd;iwj;j nfhz;bU
g]; Gwg;g jJ. kdk rj ehz Fjpj;Njd yhk; kd ehzaj;i fz;iz Row;wpNdd
ehzaq;f NlapUe;jJ
ÔoTMΩB >t √V ́] ÔÁ
o "" ∂ıÁ Á≈u
x>ÈVTM
֮ ;
ÿ>

jha;tPL • Xf];l; 2007 ;kj;jpd; #J tho;T ft;Tk;;
jd;id
;NyhUNk sh” Ngr; ;gjhfg;gl; he;jf;fhu- #jhl u xUtu; e;jhu;fs;. fhs;sNt
hyg; ga ; efuj;jp d;W> mq; ; xd;whd py; jupj;J
;fs;.
wptpj;jy;
zk; nra; NkNy ; ngw;Wf; ;nfd;why; k;. ,g;gb
!
; nfhz;L ]; jpUk; hs;syhk;
l;lg;Nght tu;fisg; gpbj;Jf; Jk;>fhR ; Row;W ” ntd;W ;Fk; Nfl;
kpff; . mg;Ngw; id te; ;wtDf;F
f;Fiwa nlhyiu k; vd;W
gf;fj;jpy; ;fs; vd;W q;fisr; dd;
pfkhfNt uz;Nlhb Nghf;Fk; Wthapy; NunahU Ue;jJ.
k; Nru;j;
Jj; jhd; g]; fl;lzk; mwtpl;bUe;jhu;
jpUk;gpg;ghu;j;jhu;fs;. nkhj;jk; 160 ehz fs;. ,y;yhtpl;lhy; me;j efuj;jpd;
aq;fs;. mUfpy; ,Ue;jtu; nrhd;dhu;. flw;fiuapy; cs;s gyiffs; mLf;
“tpOe;jij vLj;Jf; nfhz;L Xbj; fpa ghijapy;> cy;yhrg;gazpfis
jg;Gk;” . ehdhtJ tpLtjhtJ ! itj;J js;Sfpd;w “upf;\h” Nghd;w xd;iwj;js;Sk; Ntiy ghu;j;Jf;
njhlu;e;J tpisahb ifapy; 25 rjKk; nfhz;bUg;Ngd;.
,y;yhky; tPL te;J Nru;e;Njd;.
g]; Gwg;gLtjw;F epiwa Neuk; ,Ue;
mg;NghJjhd; xd;W Qhgfj;jpw;f te; jJ. kdk;jhd; vg;gbg;gl;lJ. me;j 25
jJ. me;j 17nlhyiu mtu;fs; jpUg;gpj; rj ehzaj;jld; kPz;Lk; fsj;jpy;
juhtpl;lhy; ehd; 33 nlhyu;fs; cldh Fjpj;Njd;. cs;s nja;tq;fisnay;
tJ jpUk;gp te;jpUg;Ngd;. mtu;fs; kfh yhk; kdjpy; epidj;Jf;nfhz;L me;j
Gj;jprhypfs;. ehzaj;ij ,ae;jpuj;jpy; Nghl;L> fz;iz %bf;nfhz;L ifg;gpbiar;
ju;kj;jpd; tho;t jd;id #J ft;Tk;. Row;wpNdd;.
kWgbAk; ju;kk; nty;fpwjhtJ....
ehzaq;fs; njhlu;e;J tpOe;J nfhz; NlapUe;jJ. mUfpy; ,Ue;jtu;fs;
ÔoTMΩB >tμ ÔÁÈQÏÔ^ ÔwÔD √V ́] ÔÁȬoÔVl_ kw∫zD
oÔ. ® ̧. √VÈflƒÕ] ́M[ "" ∂ıÁ Á≈u ''
x>ÈVTM >MÂΩ©A WÔμflEÔπ[ ÿ>Vz©A ÷Æk‚| (CD) ÿkπX‚| swV ;
September 1st 2007 ƒM¬ ̨wÁ\ \VÁÈ 5.30¬z
÷¶D: ÿƒ_kflƒÕW] gÈB \ı¶√D No 1, Golden Gate Court (Brimley Road and Golden Gate) North of Ellesmere Road
ÿ>V¶ÏAÔ”¬z: (416)529-2821, (416)457-8424, (416)400-6406, (416)520-9771, (416)893-0399

Page 7
jha;tPL • Xf];l; 2007
Gjpa t epWtd cWjp v
Kb
,J vkf;F Kf;fpakhd fhyk;
el;lN
xU ngUk; tuyhw;Wj; Jauj;jpd; fhy;Ehw;uhz;L epidit A+iy khj
ePq;;;fs; ‘Assignm ,Wjpapy; kPl;bg;ghu;j;jpUf;fpd;Nwhk;. ekJ ,dvOr;rpf;Fk; Gyg;ngau;r;
vd;gJ N rpf;Fk; tpj;jpl;l epfo;T mJ. mJ Xu; ,dj;jpd; Jauk; my;y.. xU
NghJ ePq tuyhw;wpd; Jauk;. mjd; tLf;fs; ghjpf;fg;gl;ltu;fspd; ,jaj;jpy; kl;L
,d;ndhU ky;y... Gjpjhfg; gpwf;fpd;w xt;nthU jkpoupd; neQ;rpYk; gjpag;gl;bUf;
khw;wpf; fpd;wJ. fhyj;jhy; khwhj ,e;jf; fhaq;fs; xUNghJk; Rtlope;J
gNjh my NghfhJ.
tNjh Ne NyNa ntg;gfhyj;NjhL tPRk; ntg;gkhf> Nju;jy; #Lk; gut Muk;gpj;jpUf; fpd;wJ. njupT nra;ag;gl;l Ntl;ghsu;fs; nky;y nky;y thf;F Ntl;il fspy;  Clfq;fSk;; nrhy;Yk; fUj;ijj; njspthf cs;thq;fp njupit Nkw;nfhs;s Ntz;Lk;.
“This Ag Purchaser other than to an im Purchaser khepy Njrpa murpay; jiyikfs; fle;jfhyq;fistpl ek; r%fj;
written ap jpw;Fs; mjpfkhfj; jiyfhl;lj; njhlq;fpapUf;;fpd;wd. ,jw;Fg; gy
Purchaser fhuzq;fs; $wyhk;. vd;whYk;> gpw ,dq;fistpl Nju;jypy; mjpf
not adver mf;fiw vLj;J thf;fspg;gpy; ngUksT fye;J nfhs;Sk; ,dk; ehk;.
agreemen jkpou; thf;if ngw;Wtpl Ntz;Lk; vd;w Kidg;Ng vk; ,dk; kPjhd
without mtu;fspd; mf;fiwf;Ff; fhuzkhFk;.
approval i
,ij vkf;Fr; rhjfkhfg; gad;gLj;Jtjpy; vkJ jiyikfs; Nghjpa ftdk; nrYj;j Ntz;Lk;. ,e;j kz;zpy; vkJ ,dk; vjpu;Nehf;Fk; mr;RWj;jy;fs; ,d;dKk; jPutpy;iy. Ntz;Lkhdhy; gpw;Nghlg; gl;bUf;fyhk;. Nju;jYf;F gpd; tuf;$ba cWjpahd ve;j muRk; vk;ik kPz;Lk; Nrhjidf;F cs;shf;fyhk;. jkpo; NgRk; Ntl;ghsu;fs; Nju;jypy; gq;Fnfhs;tjpdhy;> vkJ mgpyhirfis fl;rpfs; G+u;j;jp nra;Jtpl;ld vd;Nwh> ntw;wp ngWk; Ntl;ghsu;fs; vk; ,dj;ijf; fhg;ghh;fs; vd;W vz;ZtNjh kpf; Kl;lhs;j;jdkhdJ. thf;F Ntl;ilahLtjpy; ifNju;e;j ,f;fl;rpfs; Rygkha; vk;ik Vkhw;wptpLk;.
Nkw; fz xg;ge;jk; gtupd; thq;Fgt my;yJ diuj; jtpu;e;j ge;jj;ij ,r; nrhj tjw;F K
jkpoupd; gpujpepjp vd;W $wpf;nfhs;Sk; xU ghuhSkd;w cWg;gpdu; jkpoupd; fy;ahz tPL Kjy; fUkhjp tPL tiu fye;J nfhs;thu;. ,jw;F xU ghuhSkd;w cWg;gpdu; Njitapy;iy. ,Jtiu fhyKk;
yhd mD nra;tjw my;yJ x nfhs;sN jkpou;fSf;fhf mtutu; vd;d nra;jhu; vd;W ghUq;fs;. Xu; nray;
gth; ,j tPuiu Nju;jYf;;F Kd;dpWj;Jq;fs;. ,e;jf; fl;rpfs; vkf;fha; ,yFtha;
fpwhh;” mirahJ. rpe;jpj;J KbntLq;fs;> ,J vkf;F Kf;fpakhd fhyk;.
,g;gbahd xg;ge;jj;j Bh;fshd iag; ng
Publisher & Editor : P.J. Dilipkumar
tPL gj
gjpg;ghsH> MrpupaH :gp.N[. bypg;FkhH
MNyhrfH FO :Qhdk; yk;Ngl;> kh%yd;>
t
nghd;idah tpNtfhde;jd;> ujd;> Re;jH rpd;dj;jk;gp.
jl;lr;R : nfsup> nfsryh>
416
xg;GNehf;fy; :rhitak;gjp Rg;ukzpak;> nfsup.
tiufiy MNyhrid :fUzh (b[p tiufiy mikak;)
njhlHGfs;: For More Info: Editor
P.O.Box #63581 Woodside Squarew 1571 Sandhurast Circ. Toronto, ON. M1V 1V0
Tel: 416-646-3422, 416.400.6406 Fax: 416.849.0594 Web:www.veedunews.com e-mail:thaiveedu@gmail.com
nuhud;N
ngaH Njhw;whj fl;LiufSf;F MrpupaNu nghWg;G. fdbaj; jkpo; thndhypapy; xypgug;ghfp gpd;dH vkf;Fj; jug;gl;l tpsk;guq;fs; ,ytrkhfg; gpuRukhfpd;wd. mtw;wpd; rupgpiofSf;F jha;tPL nghWg;gy;y. Vida tpsk;guq;fs; ,ytrky;y. Mf;fq;fs; midj;Jf;Fk; Mf;fpNahNu nghWg;G.
,J Kw

k;
khj gau;r; .. xU ; kl;L l;bUf; lope;J
j;jpUf; l;il f;Fk; ;fhyj; ghUs; z;ba pelj;j fhs;s spthf
r%fj; ; gy mjpf ; ehk;. kPjhd
ghjpa hf;Fk; ;Nghlg; vk;ik u;jypy; pl;ld vd;W tjpy;
g;gpdu; s;thu;. hyKk; nray; Ftha;
;.
;>
;)
06
ypapy; ;wd. ky;y.
- 7 -
Gjpa tPnlhd;iw fl;bl epWtdj;jplkpUe;J thq;fp cWjp vOjg;glhkNy tpw;f KbAkh? mjdhy; el;lNkJk; Vw;gLkh?
ePq;;;fs; ifnaOj;jpl;l xg;ge;jj;jpy; ‘Assignment’my;yJ ‘non assignable’ vd;gJ Nghd;w \uj;J vJTkpy;yhj NghJ ePq;fs; cq;fs; ‘xg;ge;jj;ij’ ,d;ndhUtUf;F tpw;fNth my;yJ khw;wpf; nfhs;sNth KbAk;. tpw; gNjh my;yJ cWjp khw;wpf; nfhs; tNjh Nehf;fkhftpUg;gpd; Muk;gj;jp NyNa ,g;gbahd ‘Assignment Clause’ I xg;ge;jj;jpy; Nghl;Lf; nfhs;tJ ey;yJ. Mdhy; ngUk; ghyhd fl;bl epWtdq;fspd; xg;ge ;jj;jpy; Nkw; Fwpg;gpl;l ‘Non Assign ment Clause’vOjg;gl;bUf;fpwJ. mJ ,g;gbahd tbtj;jpy; ,Uf;fyhk;
“This Agreement is personal to the Purchaser and may not be assigned other than to the Purchaser’s spouse or to an immediate member of the Purchaser’s family without the Vendor’s written approval. Prior to closing, the Purchaser covenants that he/she shall not advertise or list or enter into an agreement to sell the Real Property without the Vendor’s prior written approval in its sole discretion”
Nkw; fz;ljpd; jkpohf;fk;: “,e;j xg;ge;jk; thq;Fgtupd; clik. tpw; gtupd; vOj;jpyhd cj;jutpd;wp thq;Fgtupd; Jizth;> Jiztp my;yJ mtuJ FLk;g mq;fj;jp diuj; (immediate family member) jtpu;e;j NtW vtUf;Fk; ,t;nthg; ge;jj;ij khw;wpf; nfhs;s KbahJ. ,r; nrhj;J thq;Fgtupd; clikah tjw;F Kd;dh;> tpw;gtupd; vOj;jp yhd mDkjpapd;wp> mij tpw;gid nra;tjw;fhf tpsk;guk; nra;aNth my;yJ xg;ge;jk; vijahtJ nra;J nfhs;sNth khl;Nld; vd;W thq;F gth; ,j;jhy; cWjp nra;J nfhs; fpwhh;”
,g;gbahd rhuhk;rj;Jld; cs;s xg;ge;jj;jpy; ePq;fs; ifnaOj; jpl; Bh;fshdhy; tpw;gtupd; Kd; mDkjp iag; ngw;Nw tpw;f KbAk;.
mijtpl ,d;DnkhU mD$ykw;w \uj;Jk; ngUk;ghyhd xg;ge;jq;f spy; fhzg;gLtJ rf[k;. mJ GST vdg;gLk; tup gw;wpaJ. nghJthf Gjpa tPl;bd; tpiyapy; ($350,000 f;F cl;gl;l) GST tup mlq;FfpwJ. tPL vOjg;gLk;NghJ tpw;Fk; epWt dk; ,e;j GST I thq;FgtUf;F kPsf; nfhLj;J tpLfpwJ (fhfpjj; jpy; kl;Lk;). thq;Fgth; tf;fPyplk; ifnaOj;J itf;Fk; gj;jpunkhd;W ,g;gbahf tw;gth; je;j gzj;ij kPsTk; tpw;gtUf;Nf ifaspj;J tpLtjhf Fwpg;gpl;bUf;Fk;. mjpy; ePq;fs; ifnaOj;J itj;jJk; me;j GST jpUk;gTk; tpw;gtUf;Nf Ngha;r; Nrh;e;J tpLfpwJ. thq;Fgth; GST kPsg;ngw mUfijaw;wth; vdpd;> cjhuzkhf tPL kPsTk; tpw; fg;gLkhapd;> my;yJ thliff;F tplg;gLkhapd; ,e;j GST thq;Fk; tpiyAld; Nrh;f;fg;gLk;. tPl;bd; tpiy $350,000 ,w;Fk; $450,000 ,w;Fkpilapy; ,Ug;gpd; GST kPs; gzk; fpilf;fhJ. ngUk;ghYk; GST Nkyjpfkhff; nfhLf;fNtz;b Vw;gl yhk;. $450,000 ,w;F Nkw;gl;l tpiyAs;s tPLfSf;F rpy fl;bl epWtdq;fs; tpiyf;F Nkyhf GSTia mwtpLtJKz;L. vdNt Gjpa tPl;il KjyPlhf thq;F gth;fs; jkJ Kjd;ikahd tPlhf (Primary home) vLj;J vOjpa gpd;dh; tpw;gJ rpyNtisfspy; yhg khftpUf;fyhk;. vjw;Fk; tf;fPyplk; MNyhrid ngWtJ ,t;tplaj;jpy; Kf;fpak;. xg;ge;jk; ifr;rhj;jp Lk;NghNj ‘Solicitor Approval condi- tion’ Nghl;L epge;jidAldhd xg;ge;jkhf vLj;Jf; nfhs;tJ vy;NyhUf;Fk; ey;yJ.
,g;gbahd uj;Jfs; Vw;Wf; nfhs;sg; gl KbahJ vd;Wk; xd;uhwpNah ePjp kd;wq;fs; ,tw;iw epuhfupf;fr; rhj;jpaKz;nld;Wk; rpy tof;fwp Qh;fs; fUJfpwhh;fs; vdpDk; ,J gw;wp Kw;$l;bNa mwpe;J itj;J gpur;prpidfisj; jtph;j;Jf; nfhs; tJ ey;yJ.
tPL gj;jpupifapy; tpsk;guk; nra;tPH.
tzpfj;jpd; vy;iyfis
tpupthf;FtPH! 416-400-6406> 416-646-3422
www.inayam.net
nuhud;Nuhtpy; eilngWk; rfy epfo;TfisAk;
ghu;g;gjw;Fk; gjpT nra;tjw;Fk;.
,J Kw;wpYk; ,ytrkhd Nrit!!

Page 8
- 8 -
• No Money Down Programs
• Credit ∏ ́flEÁ· c^·k ̇Ô^ Late Payment, Bankruptcy an
• A]B zΩk ́kV· ̇Ô”¬zD, ∑B Œø∫zÔ^ ÿƒFm > ́©√|D
• New Mortgages, Refinances,
• >ta_ ÷Èkƒ goÈVƒÁTMÔ^
• Fast Approvals & Closings
• 45 k∫ ̨Ôπ¶tÚÕm zÁ≈Õ>
• c∫Ô·m T‚|¬oÔ kÕm Mo
• c∫Ô^ ]Ú©]oB ®∫Ô^ ÿku
 ́VD  ̨Ú RAM
Th
TEL: 416.526.

 ́VD  ̨Úi RAM KRISH Senior Mortgage Consultant The Mortgage Alliance company of Canada
Head Office: 2005 Sheppard Ave. E, Suite 200, Toronto, ON M2J 5B4 Phone: 416.499.5454, Fax: 416.499.8366 TEL: 416.526.4996
oney Down Programs it ∏ ́flEÁ· c^·k ̇Ô^ Credit ÷_ÈV>k ̇Ô^ Payment, Bankruptcy and R9’s - No Problem B zΩk ́kV· ̇Ô”¬zD, ∑B ÿ>Va_ kVF©A^·k ̇Ô”¬zD Mortgage
∫zÔ^ ÿƒFm > ́©√|D
Mortgages, Refinances, Switches - (Switch for free) & Pre - Approval a_ ÷Èkƒ goÈVƒÁTMÔ^, ÔÁ¶E Wt¶¬ Ô‚¶D ÷_ÁÈ
Approvals & Closings k∫ ̨Ôπ¶tÚÕm zÁ≈Õ> k‚Ω T>D Œø∫z ÿƒFm > ́©√|D ∫Ô·m T‚|¬oÔ kÕm Mortgage ÿƒFm > ́©√|D ∫Ô^ ]Ú©]oB ®∫Ô^ ÿku§
jha;tPL • Xf];l; 2007

Page 9
jha;tPL • Xf];l; 2007 Credit Score... 5k; gf;fj; njhlHr;rp...
cq;fs; flid Neu fhyj;jpw;Fr; nrYj;Jq;fs;
cq;fSf;F fld; Njitg;gLk; fhyj; jpw;F mz;kpj;jjhf> fl;lzq;fisr; nrYj;Jjy; rpf;fyhdjhFk;. cq;fs; fle;j fhyj;jpy; Xh; rpy nfhLg;gdT fis fhyk; jho;j;jp nrYj;jpapUe; jPh;fsh? - ePq;fs; epjp neUf;fbapdhy; #og;gl;bUe;jhy;> 60 ehl;fSf;F Nkyjp fkhd fhyg;gFjpapy; cq;fs; nfhLg; gdTfisr; nrYj;jj; jhkjpf;f Ntz; lhk;. rpy fld; toq;Feh;fs; 30 ehl;fs; fle;J nrd;whYk; mwptpg;gjpy;iy. Mdhy; 60 ehl;fs; jhkjpj;j nfhLg; gdTfis fld; mYtyfq;fSf;F mwptpg;ghh;fs;. fle;j fhyj;jpy; cq;fs; fl;lzq;fisf; fhye;jho;j;jpr; nrYj;jp apUe;jhYk;> ,d;wpypUe;J xt;nthU fl;lzj;ijAk; rhpahd Neuj;jpy; nrYj;jpdhy;> cq;fsJ fld; Gs;sp fis mjpfhpf;fyhk;. “kd;dpg;G fhyq; fis” (Grace periods) gw;wp ftdj;jpy; nfhs;shJ> fld; epWtdq;fSld; cz;ikapy; rpwe;j gjpTfis itj;
,k; khjj;jpw;Fhpa Kf;fpa Fwpg;G jpUf;f Ntz;Lnkdpy;> xt;nthU fl;l zj;ijAk; mjd; ,Wjp ehs;tiu fhj;
• gps;isfSf;F ghlrhiyapy; gad;gLj;jj jpuhJ nrYj;jp cq;fs; kPjpia Fiw
cgfuzq;fs;> cilfs; Nghd;wtw;iw Maj thf itj;jpUq;fs;. ePq;fs; nrYj;jh ky; tpl;l gzj;jpid mwtpLk; epWt dk; (Collection Agency) %yk; kPs
• ,k; khjk; 6Mk; jpfjp Civic Holiday me;j L nfhz;lhl Maj;jk; nra;Aq;fs;. nrYj;jpapUe;jhy;> ,it 7 tUlq;fl;F cq;fs; gjptpy; ,Uf;Fk; vd;gij kwf;f Ntz;lhk;. ePz;l fhy Nehf;iff; fUj;jpy; nfhz;L> cq;fs; fl;lzq;
• cq;fs; tpLKiwf;fhy epidTfis epidTg NgZq;fs;.
• G+l;Lf;fisAk; (Locks) gpizr;ry;fisA fis mwtpLk; epWtdj;jpw;Fr; (collec-
cw;gj;jpahsuhy; $wg;gl;lgb vz;nzapLq;fs tion Agency) nry;y tpl Ntz;lhk;. cq;fs; nfhLg;gdTfis Neufhyj;jpw; Nfw;g nrYj;JtPh;fnsdpd; fld;
• ePiu ntg;gNkw;Wk; fUtpapy; (Boile fhzg;gLfpd;wdth Ntiy nra;fpd;wjh vd
ml;il itj;jpUe;jhYk; jtiz Kiw
• ryit ,ae;jpuj;jpd; Foha;fspy; ntbg;Gfs apy; fld;fisr; nrYj;JtJ (Instal ment loans) cq;fs; fld; Gs;spfis mjpfhpf;Fk;. flidf; nfhz;bUe;J mjid nghWg;Gs;s Kiwapy; NgZg
fhzg;gLfpd; wdth vdTk; nghUj;Jf;fs frpTfs; Vw;gl;Ls;sjh vdTk; rhp ghUq;fs;
• tUlj;jpw;nfhU jlit G+f;ff; $ba jhtuq;fl tiu tpl> fld; ml;il (Credit Cards)
njhlf;fk; 3 fpoikfl;F xU jlit ePhpy; ,y;yhjth; mjpf mgha epiyapy; cs;
tskhf;fpfis ,Lq;fs; stuhff; fUjg;gLthh;. cq;fs; fl;l zq;fis nrYj;Jtjw;F Neuk; Nghjh kypUe;jhy; jd;dpaf;fkhf (ATM) nfhLg;gdT nra;af; $ba trjpia
• ePz;l fhyj;jpw;F thof;$ba (Perennials mbg;gFjpapy; fbdkhd> kzpAUtpyhd tskhf;fpfis ,Lq;fs;. Nkw;nfhs;Sq;fs;. 35% khd Gs;sp ahdJ vt;tsT cldbahf ePq;fs; nrYj;jpj; jPh;f;fpwPh;fs; vd;gij mbg ;gilahff; nfhz;lJ.
• jhtuq;fspy; G+f;fs; cjph;e;jTld; mtw;wp Kwpg;gjd; %yk; (Deadhead) mtw;wpd; Njhw;wj fr; nra;tJld; NkYk; mjpf khfg; G+f;fTk;
3. cq;fs; fld; ml;il
• Njhl;lj; jiuapd;  cq;fs; fld; ml;
• gPypfs;> $iu Nghd;wtw;wpy; frpTfs; fhzg mtjhdpj;J Njitnadpd; jpUj;jk; nra;Aq;f il kl;Lg;ghl;by; (limit) 25% mstpy; my;yJ mjw;Ff; Fiwthf cq;fs;
• Nkyjpfkhf tsh;e;j Gjh;fis ntl;b tpLq;f
kPjpia itj;jpUg;gNj rpwe;jjhFk;. ,J cq;fsJ fld; Gs;spfis Kd; Ndw;w cjTk;. fld; ml;ilfisNah my;yJ NtW tifahd RoYk; fzf; ifNah ePq;fs; gad;gLj;jpdhy;> khj ,Wjpapy; mtw;iwr; nrYj;jpj; jPUq; fs;.my;yJ kPjpfis ,ad;wtiu Fiw thf itj;jpUq;fs;. cah;thd kPjpfs; cq;fs; fld; Gs;spfis vjph;kiwahf
Everything DIRECT FROM MANUFACTURER
Factory Direct Prices Custom Custom Made Made Wood & Vinyl Shutters Blinds Draper California Style Shutters Plantation Style Shutters
Traditional Style Shutters Arches
Swags Sheers Valance Curtains
(We Do Any Colour Of
And Mo
Paint & Stain)
Vertical Blinds Venetian Blinds Wood Blinds Bamboo Shades Roller Shades And More
gLj;jhj (negative) ghjpf;Fk;.
4. flid xU fzf;fpyp
fis %
Ue;J ,d;Ndhh; fzf;fpw;F
cq;fsplk khw;whJ flidr; nrYj;
fs; ,Ue jpj; jPUq;fs; (Pay off debt rather than moving it around)
tw;iwNa ePq;fs; nra;tjd;
cq;fs; fld; vy;iyf;Fk; fld; ml;il kPjpf;Fkhd tpfpjkhdJ (Ratio) gpujhd- khdjhf ,Ug;gjdhy;> xU fzf;if %btpl;L> kPjpia ,d;Ndhh; ,lj;jpw;F khw;WtJ cq;fs; tpfpjj;ij mjpfhpf; fr; nra;Ak;. ,J cq;fs; Gs;spiaf; Fiwf;fr; nra;Ak;.cjhuzkhf> ehd;F fld; ml;ilfsp;y; nkhj;jkhf $2000 I nrYj;j Ntz;bAs;sJ vd vLj;Jf; nfhs;Sq;fs;. xt;nthU fld; ml;il Ak; $2000 fld; vy;iyia nfhz;bUf; Fk;NghJ cq;fs; nkhj;jfld; vy;iy $8000 MFk;. ,jpy; cq;fs; vy;yh kPjp fisAk; 2 ml;ilfSf;F khw;wp tpl;L Vida ,uz;ilAk; ,uj;Jr; nra;jhy;> cq;fs; nkhj;j fld; vy;iy $4000
Fk; (Balan limit) , mjpfhpf;fp itj;jpUf fld; ngW ePz;l fhy xU fld; mt;ml;il e;j fld fld; ml; rpwe;jjhF yhw;iw ngWkjpi ml;ilia mtiu g fhf tpz jpwf;fg;gL
Mf FiwtiltJld; $2000 kPjpahdJ me;j fld; vy;iyapd; 50% khf ,Uf; Fk;.
my;yJ x ,Ue;jhy;> Fk; NghJ
5. fld; vLf;Fk; Neuj;
Fk;.,jw;F ,y;yhik jpw;F mz;kpj;jjhf gad;
yhw;wpd; f spy; nry ROYAL ROYAL
SHUTTERS SHUTTERS & & BLINDS BLINDS
INC. INC.
Sales - Service - Installations
T

- 9 -
zf;fpyp f;fpw;F ; nrYj; off debt around)
; ml;il ) gpujhd- fzf;if ,lj;jpw;F mjpfhpf; s;spiaf; > ehd;F $2000 I vLj;Jf; ; ml;il hz;bUf; ; vy;iy y;yh kPjp w;wp tpl;L nra;jhy;> y $4000
PjpahdJ hf ,Uf;
; Neuj; f gad;
gLj;jhj fld; ml;il fis %l Ntz;lhk;.
cq;fsplk; gy fld; ml;il fzf;F fs; ,Ue;j NghjpYk;> ePq;fs; xU rpy tw;iwNa gad;gLj;JfpwPh;fs; vdpd;> ePq;fs; gad;gLj;jhjtw;iw ,uj;Jr; nra;tjd; %yk; ePq;fs; cq;fs; kPjpf; Fk; (Balance) fld; vy;iyf;Fk; (Credit limit) ,ilapyhd tpfpjj;ij kl;LNk mjpfhpf;fpwPh;fs;. ePq;fs; ePz;lfhykhf itj;jpUf;Fk; xU fld;ml;il Fiwe;j fld; ngWkjpia itj;jpUe;jhYk;> mJ ePz;l fhy fld; tuyhw;iwf; nfhz;l xU fld; ml;ilahf ,Uf;Fk;. vdNt mt;ml;ilia ,uj;Jr; nra;ahJ> Fiw e;j fld; ngWkjpia cila Gjpa fld; ml;il xd;iw ,uj;Jr; nra;tNj rpwe;jjhFk;. ePz;l fhykhf fld; tu yhw;iw itj;jpUf;Fk; xUth;> rpwpa ngWkjpiaf; nfhz;l Gjpa fld; ml;ilia ,uj;Jr; nra;jhYk; mJ mtiu ghjpf;fhJ. ePq;fs; xU flDf; fhf tpz;zg;gpf;Fk;NghJ Gjpa fzf;F jpwf;fg;gLk;. Xh; FWfpa fld; tuyhW
my;yJ xU rpy fzf;Ffs; kl;LNk ,Ue;jhy;> Gjpa fzf;nfhd;iw jpwf; Fk; NghJ cq;fs; Gs;spfis Fiwf; Fk;.,jw;F ep&gpf;fg;gl;l fld; gjpTfs; ,y;yhikNa fhuzkhFk;. fld; tu yhw;wpd; fhy ePl;rpAk; cq;fs; Gs;spf- spy; nry;thf;Fr; nrYj;Jk; ,d;Ndhh;
fhuzpahFk;.fy;Y}hpapy; Xh; Gjpa khz tdhf ,Ue;j fhyj;jpy; ngw;w fld; ml;il fzf;if %btpl;L mz;ikf; fhyj;jpy; ngw;w fzf;Ffis jpwe;J itj;jpUe;jhy;> ePq;fs; Gjpjhf fld; thq;fpath; Nghd;W fhl;lr; nra;Ak;. tl;b tPjq;fs; vt;tsthf ,Ue;jhYk; gioa fzf;Ffs; rpytw;iw %lhJ itj;jpUq;fs;. vj;jid tPj tl;b vd; gij fld; toq;FNthh; ftdj;jpy; nfhs;tjpy;iy.
jpl;lkply;
Xh; nfhLg;gdT jpl;lj;ij cUthf;F tJld; Xh; khjhe;j tuTnryTj; jpl;lj; ijAk;cUthf;Fq;fs;.cq;fs; khjhe;j tUkhdj;jpypUe;J cq;fs; nryT fisf; fopg;gjd; %yk; xt;nthU khj Kk; vt;tsitr; fl;l KbAk; vd;gij Nehf;fTk;. vQ;rpa njhifia fzf;F fSf;fpilNa gfpUq;fs;. Fiwe;j jt izfSld; mjp$ba tl;b tPjq;fS lDk; FWfpafhyq;fSlDk; tl;bfis Ak; tl;b tPjq;fisAk nrYj;Jq;fs;. nfhLg;gdT jpfjpfSld; nrYj;Jif fhyq;fisAk; xt;nthU fl;lzq; fSf;Fk; cUthf;Fq;fs;. cq;fs; tq;fpapD}lhf jd;dpaf;fkhd fl;lz nfhLg;gdit Vw;gLj;Jq;fs;. my;yJ ,izaj;jpD}lhf (Online) nrYj;J iff;F gjpT nra;Aq;fs;. cq;fs; flid rhpahd ghijapy; njhlh;tjw; fhf> fld; fz;fhzpj;jiy ,izaj; jsj;jpD}lhf Nkw;nfhs;s gjpT nra; Aq;fs;. fld; vr;rhpg;G kpd; mQ;ry;f Sk; Nghf;F ml;ltizfSk; (Trend Tables)cq;fs; fld; fhyg;Nghf;fpy; vt; tsT Kd;Ndw;wkile;Js;sJ vd;gij vLj;Jf; fhl;Lk;.
vdJ FICO fld; Gs;spia Kd;Ndw;w vt;tsT fhyk; vLf;Fk; (How long will it take to improve my FICO Credit Score)?
Neuhd tplaq;fis tpl vjph;kiwahd tplaq;fs; cq;fs; fld; Gs;spfis kpf tpiuthf ghjpf;Fk;. fhye;jho;j; jpa nfhLg;gdTfs;> xU rpy khjq; fspy; cq;fs; Gs;spfis ghjfkhd Kiwapy; ghjpf;Fk;. mNj Ntis cq; fs; fl;lzq;fis rhpahd Kiwapy; nrYj;Jjy;> cq;fs; Gs;spfspy; fzpr khdsT Kd;Ndw;wj;ij Vw;gLj;j 6-12 khjq;fs; vLf;Fk;.
mNefkhd fld; toq;FNthh; filrp 12 khj nfhLg;gdT tuyhw;iwNa XH; fld; tpz;zg;gj;jpw;fhf ftdj;jpnyLg; gh;. cq;fs; ,Wjpahd nrYj;Jif 10 khjq;fl;F Kw;gl;ljhapd; 2 khjq;fspy; ey;y Kiwapy; ele;J nfhz;lhy; cq;fs; mLj;j fld; tpz;zg;gj;jpd; NghJ mjpf gyd; Vw;gLk;.
fld; mYtyfq;fshdit jkJ Efh; Nthh; gjpTfspd; fld; tuyhw;iw njhlh;r;rpahf fhyj;jpw;Nfw;g gjpT nra;Ak; (Update). ,jd; %yk; fld; Gs;spfs; njhlh;r;rpahf khwpf; nfhz; bUg;gjhy;> fld; Kd;Ndw;wkiljYk; rhj;jpakhdjhFk;. vdNt Nkw;$wg;gl;l tw;iwf; fUj;jpy; nfhz;L rhpahd Neuj;jpy; cldbahf nrYj;Jjy; cq; fs; flid Kd;Ndw;Wtjw;F mj;jpah trpakhdjhFk;.
NDS NDS
INC. INC.
ces
ustom ustom Made Made
Draperies linds Blinds inds Shades ades e
Swags Sheers Valance Curtains And More
;Fhpa Kf;fpa Fwpg;Gf;fs;
iyapy; gad;gLj;jj; Njitahd ; Nghd;wtw;iw Maj;jkhf;Fq;fs;.
p Civic Holiday me;j Long weekendI ra;Aq;fs;.
epidTfis epidTg; Gj;jfq;fspy;
s) gpizr;ry;fisAk; (Hinges) l;lgb vz;nzapLq;fs;
fUtpapy; (Boiler)> frpTfs; iy nra;fpd;wjh vd rhpghUq;fs;.
Foha;fspy; ntbg;Gfs;> cilTfs; vdTk; nghUj;Jf;fs; JUg;gpbj;J vdTk; rhp ghUq;fs;
G+f;ff; $ba jhtuq;fl;F(Annuals)> 2 ;F xU jlit ePhpy; fiuaf; $ba
;
hof;$ba (Perennials) jhtuq;fspd; hd> kzpAUtpyhd (Granular) ;.
cjph;e;jTld; mtw;wpd; fhk;Gfis head) mtw;wpd; Njhw;wj;ij nghypth- mjpf khfg; G+f;fTk; top Vw;gLk;.


Page 10
- 10 -
Ratna
41

CEYLINGO FINANCIAL GROUP.
2929 Lawrence ave east, suite 203 Scarborough, ON M1P 2S8
Siva Ratnasingam Mortgage Consultant 416.430.0111
Karuna Gobalapillai Mortgage Consultant 416.430.0111
jha;tPL • Xf];l; 2007


Page 11
jha;tPL • Xf];l; 2007
thrfu;fSf;F kPz;Lk; md;Gfye;j tzf;fk;;. kUtptUk; mtru cyfpy; thrpg;gjw;F rpwpJ Neuj;ij xJf;fp;> cq;fs; iffspy; jtOk; ,t;tPL gj;jpup ifapd; juj;jpid czu;e;J> vOJt ijj; njhlu;tjpy; vq;fSf;Fk; kfpo;r;rp. vOJtjw;Fk; thrpg;gjw;Fk; ,aw;if je;j juTfs; epiwaNt cz;L. ,Ug; gpDk; ,r;rQ;rpif tPL rk;ge;jg;gl;l jfty;fisNa mjpfk; jhq;fp tUt jhy; ehk; mit rhu;ghd tpguq;fis Muha;tNj nghUe;Jk;.
,d;iwa nghUshjhu #o;epiyfs; vk;kpy; gyUf;F tpag;ghfNt ,Uf;fpd; wJ.tPL thq;FtJ rupah>,J jUzkh>
tPL tpiyfs; vt;thW fzpg;gplg;gLfpd;wd
ehq;fs; mtrug;gl;Ltpl;Nlhkh> my;yJ ehq;fs; gpe;jptpl;Nlhkh vd gytif ahd tpdhf;fs; vOe;J gyj;j rpe;jid fs;> Muha;r;rpapd; gpd;du; trpg;gjw;fhf thq;Ffpd;w tPL> xU jFe;j KjyPL vd;fpd;w KbTld; tPL NjLk; glyk; Muk;gkhfpd;wJ. ,t;thW Njbf; fz;L gpbf;fpd;w ,Ug;gplq;fspd; re;ij kjpg; gPL vt;thW fzpg;gPL nra;ag;gLfpd;wJ vd;gij mwpe;Jnfhs;tNj ,d;iwa Nehf;fk;.
Nguk;Ngrp thq;FtJ vkJ ghuk;gupak;. tl mnkupf;fhitg; nghWj;jtiu mNdf nghUl;fs; Fwpj;j tpiyap NyNa tpw;gidf;F cl;gLj;jg;gLfpd; wJ. ,Ug;gpDk; tPL thfdk; vd;W tUk;NghJ Fwpj;j tpiykjpg;gPL vd;gJ ,ayhj fhupakhfpd;wJ. Gjpa tPL fNsh my;yJ thfdq;fNsh Fwpj;j tpiyfspy; tpw;fg;gLtJ Nghy; ghtpj;j tPLfis epu;zapf;f Kbtjpy;iy.
fUzh Nfhghygps;is - tPL tpw;gidg; gpujpepjp -
Law Office T. JEGATHEESAN (Barrister, Solicitor and Notary Public (on)
cq;fs; rl;lg; gpur;rpid vJthfpYk; jkpopYk; Mq;fpyj;jpYk; MNyhridfSf;Fk; jp. rl;l n[fjPrd;
eltbf;iffSf;Fk; njhlu;G nfhs;Sq;fs;.
(Barrister, Solicitor and Notary Public (on)
Off:
416 • 266 • 6154 Res: 416 • 449 • 0358 Fax: 416 • 266 • 4677
2620 Eglinton Ave., East # 201 Scarborough. ON M1K 2S3
nghJthf Nfs;tpia tpiy kj NghJ xU
fNth Nj yhk;. tpw tPLfis gy Kf itj;J t fs;.. mj gl;l gy maytu;f tpLfspd; jy; kw;W tuq;fis nraw;ghL fs; cgN
tPL rk;ge jpul;Lfi tifahf 1 xj;j jd nra;jy; 2 tPl;bd; 3 Nkyjpfk 4 tpw;gtu;f
fs;)
xj;j j fis xg (Comparab fUj;Jf;fs tijtpl apd; mb nghUj;jk idj; nju xj;j mN Js;s gy fis xg jfty;fi

- ;thW tPL fzpg;gplg;gLfpd;wd? tpiyfs;
11 -
my;yJ gytif rpe;jid pg;gjw;fhf KjyPL k; glyk; f; fz;L j kjpg; Lfpd;wJ ,d;iwa
uk;gupak;. j;jtiu tpiyap ;jg;gLfpd; k; vd;W PL vd;gJ pa tPL Fwpj;j ; ghtpj;j jpy;iy.
nghJthf xU nghUSf;F Vw;gLk;
ikaq;fshd MLS ck; Land registry Nfs;tpiag; nghWj;jJjhd; mjd;
kw;Wk; tPl;Lj;Jiw epWtdq;fspd; gjpT tpiy kjpg;gPL. Nfs;tp vd;W Fwpg;gpLk;
fspy; ,Ue;J jpul;Lfpwhu;fs;. xj;j tPL NghJ xUtuJ kdk; rk;ge;jg;gl;ljh
fs; vDk;NghJ> xNu rJu mb> gLf;if
fNth Njit fUjpajhfNth mika
miwfspd; vz;zpf;if> Fspayiw yhk;. tpw;gidf;fhf re;ijg;gLj;jg;gLk;
fs;> tPL miktplk;> khbfspd; vz; tPLfis tPL tpw;gidg; gpujpepjpfs;
zpf;if Nghd;wdTk; tPl;bd; taJ> rpy gy Kf;fpa fhuzpfis ikakhf
jUzq;fspy; fl;bl epWtdq;fs; $l itj;J tpiyapidf; fzpg;gpLfpd;whu;
fzf;fpyplg;gLfpd;wd. Rkhu; 2 fpNyh fs;.. mjw;fhf> Fwpj;j tPL rk;ge;jg;
kPw;wu; Rw;Wtl;lhuj;jpy; rkPg fhyj;jpy; gl;l gy jfty;fisr; Nrfupj;jy;>
tpw;gjw;fhf ,Uf;Fk; tPLfs; vd;d maytu;fspd; rhu;e;j jd;ikAila
tpiyapy; re;ijapy; ,lg;gl;lJ> gpd;du; tpLfspd; jfty;fis ,izj;J Muha;
vd;d tpiyfspy; tpw;fg;gl;lJ Nghd;w jy; kw;Wk; jw;Nghija re;ij epy-
jfty;fSk;> re;ijg;gLj;jypd;NghJ tuq;fis xg;gPL nra;jy; Nghd;w
vj;jid ehl;fs; mt;tPLfs; epYit nraw;ghLfspd; %yk; ngwg;gLk; jfty;
apy; ,Ue;jd vd;gJk; tpiy epu;zaj; fs; cgNahfg;gLfpd;wd.
jpd;NghJ Kf;fpa fhuzpfs; Mfpd;wd. eilKiwapy; ,Uf;Fk; tpiyfis tPL rk;ge;jg;gl;l jfty;
tpLj;J> rpyu; RatpUg;gj;jpd; Ngupy; jpul;Lfis ehd;F tifahfg; gpupf;fyhk;. 1 xj;j jd;ikAila tPLfis xg;gPL
nra;jy;
mjpf tpiy Nfl;Fk; tPLfs; gy> gy ehl;fs; epYitapy; ,Ug;gJ kl;Lkd;wp> me;jg; gFjpapYs;s Vida tPLfspd; re;ijg; gLj;jYf;Fk; ,ila+whfNt ,Uf;Fk;. mt;thW tpiyapid mjpf 2 tPl;bd; juk; gw;wpa jfty;fs;
upj;J tpLtjhy;> gyu; gy mupa 3 Nkyjpfkhf 4 tpw;gtu;fspd fs;)
Kjypl;l ,izg;Gf;fs; Njit (Vd; tpw;fpwhu;;
re;ju;g;gq;fisf; $l ,oe;JtpLfpd; wdu;. ePz;l ehl;fs; re;ijapy; ,Uf;Fk; tPLfs;gw;wp khw;Wf; fUj;Jf;fs; cUth Fk; ,f;fl;lhd epiy$l Vw;gl tha;g;
xj;j jd;ikAila tPL
Gz;L. gioa mg;NghJk;> rkPgj;jpa jfty;fs; jfty;fistpl rpwe;jitahff; fis xg;gPL nra;jy;: CMA
fUjg;gLfpd;wJ. (Comparable market Analysis) fUj;Jf;fspd; mbg;gilapy; vilNghL tijtpl jfty;fspd; ek;gfj; jd;ik apd; mbg;gilapy; vil NghLtNj nghUj;jkhdjhFk;. xUtu; xU tPl;b idj; njupTnra;jgpd;du;>me;j tPl;bid xj;j mNj Rw;Wtl;lhuj;jpy; mike; Js;s gy tPLfspd; tpw;gid tpiy- fis xg;gpLtNj ,k;Kiw. ,jw;fhd w Office HEESAN
k; d;
q;fs;.
tPl;bd; juk; (Condition) taJ> miwfspd; vz;zpf;if> kw;Wk; ,ju jfty;fisj; jpul;ba ehk; tPl;bd; juk; gw;wpAk; fUj;jpy; vLf;f Ntz;Lk;. # 201 h. ON K 2S3
xNu tajpidxj;j xNu gFjpapy; cs;s tPLfs; ghtidj; jpwidg; nghWj;J NtWgl;l epiyikfspy; njd;gLk;. mtw;wpidf; fUj;jpy; nfhs;Sk;NghJ> jfty;fis tPl;Lg; gpujpepjpfs;> jfty;
25k; gf;fk; ghu;f;f...


Page 12
- 12 -
®\¬ÿÔ[Æ ŒÚ >M¬zΩ
Ravi Raveendran Broker 416.817.8479
HomeLife GTA Realty Inc., Bro
Beautiful Detached House Best Location Spacious 3 Bedrooms New Hardwood Floor Throughout Call
In Brampton
Ravi
For Details....
Lucky Draw for New Car Will be on S
Buy or Sell through us before August 31, 2007
$ 154,900
Neilson & McLevin
Ex We Go Go Cal
$ 317,900
Steeles & McLaughlin
** some condition
Ju
$ 324,900
Kennedy & St. Clair
1711 McCowan Rd, Suite 206, Scarborough, Tel: 416.321.6969 Fax: 416.32 This is not intend to solicit properties currently listed for sale
For All Your Real Estate Ne
Luxury Condominium 2 Bedrooms & 2 Washrooms Renovated Unit 24 Hours Gate House Security Call Ravi For Details....
Lovely Detached 3+1 Bedrooms Basement Apartment Walk To Subway Call
Home
Ravi
For Details....
ÿƒVÕ> ÷_ ÿ√Æk>uz
MAILVAGANAM (MIKE) A
Senior Acco
Residen (2006 Platinum
416-22
416.43
Morn
2 Bedroo Well Ma Over loo Luxuriou Call
Justin

jha;tPL • Xf];l; 2007
¬ÿÔ[Æ ŒÚ >M¬zΩ_
All Your Real Estate Needs..
r New Car Will be on September 8 ,2007
s before August 31, 2007 and win a New Car**
$ 109,900
Bellamy & Lawrence
ms
urity
Excellent Convenience Store Well Established Business Good Lotto Commission Good Weekly Sale
Justin William Broker
Call
Justin
For Details...
416.803.7344
$ 159,000
lair
Kennedy & Mcnicol
ife GTA Realty Inc., Brokerage*
** some conditions may apply
$ 75,000
Morningside/Ellesmere me
2 Full Bath Over looking Ravine Luxurious Building With Indoor Pool s....
, Suite 206, Scarborough, On, M1S 2Y3 .321.6969 Fax: 416.321.6963
sale
*Each office independently owned and operated
ÿƒVÕ> ÷_È›]uz o>ÁkBVTM ∂¶\VTM›Á> ∑È√\VÔ© ÿ√Æk>uz √ÈkÚ¶ ∂–√kD ÿ√u≈ xÔVÁ\BV· ̇ÔÁ· ÂV|∫Ô^
TWO PROFESSIONAL MORTGAGE SPECIALISTS UNDER ONE ROOF WITH RATES YOU CAN’T BEAT
MAILVAGANAM (MIKE) AHILAN Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-220-1184
VINCE SINNADURAI Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-917-9462
416.438.1688
Fax: 416.438.1612 2250 Midland Ave., #3 (South of Sheppard) Unit 3, Scarborough, ON M1P 4R9
2 Bedroom Condominium Well Maintained Unit With
Call
Justin
For Details....
Well Known Bakery 10 Years Established Business Price Includes The Daisy Mart All Bakery Machineries Included Call Justin For Details...


Page 13
jha;tPL • Xf];l; 2007
ePz;lfhyg; guhkhpg;G
KjpNahh; jq;fsJ,y;yq;fisj; NjLk; nghOJ gpd;tUk; tplaq;fisf; ftdj; jpy; nfhs;s Ntz;Lk;.
1. ntg;gk;. Fsph; ,aq;fpfis jhq;fsh fNt fl;Lg;ghl;Lf;Fs;itf;Fk; fUtp fs; cs;sjh? mjid mth;fshy; ,af;f KbAkh? 2. ,y;yq;fspy; cs;s guhkhpg;ghsh;fs;
You Dream It....
We Make It Happen...
KjpNahu; ,y;yq;fis njupTnra;j
vt;thW khw;wq;fis elhj;Jfpwhh; fs; vd;w Ra kjpg;gPL mtrpak;. 3. vt;tsT cjtpg; gzk; fpilf;Fk;. 4. tpLjpapy; Njhl;lk; cs;sjh? Nfhil fhyj;jpy; ntspapy; ,Ug;gjw;F VJ
thd ,lq;fs; cs;sdth? 5. tpLjpapy; toq;fg;gLk; rhg;ghL vg;gb ahdJ. Nkw;fj;jpa czT tiffsh my;yJ njw;fhrpa - njd;dpe;jpa czT tiffSk; ghpkhwg;gLfpd;w dth?
R Tharsh
KINGSBURY REALTY BROKERAGE
6. tPl;bypU nghUl;f mg;gba ntspNa cs;sJ 7. rhg;ghL
gLkh? ghd m 8. kUe;Jf
mjw;fh gLkh? 9. cq;fs
dh;fs; vt;tsT tPl;Lf;F cq;fs thf , 10.mtruf tajhd dhy; - fs; cz Fk; mO 11.Fspay e;Jnfh Sf;Fj 12.FLk;gj
g;gjw;F 13.,y;yq
,y;yhk 14.fpoika
tpLthh fshFk ,it kl Ie;J my j;J Kjy %d;W tpL tpz;zg;g
cq;fSf

pNahu; ,y;yq;fis njupTnra;jy;
- nfsrp ujd; -
It.... e Make It Happen...
- 13 -
hj;Jfpwhh;
pak;. lf;Fk;. ? Nfhil w;F VJ
hL vg;gb iffsh d;dpe;jpa g;gLfpd;w
6. tPl;bypUe;J tpLjpf;F cq;fsJ nghUl;fisf; nfhz;L nry;yyhkh? mg;gbahapd; vt;tsT? Mgj;Jf;fhy ntspNaw;wf; fjT vt;tsT J}uj;jpy; cs;sJ? 7. rhg;ghL cq;fsJ miwapy; ghpkhwg; gLkh? ,y;iyNay; ,jw;fhf rpwg; ghd miw cs;sjh? 8. kUe;Jf;fhd nryTfs; vt;tsT? mjw;fhd cjtpj;njhif toq;fg; gLkh? 9. cq;fsJ gps;isfs;> my;yJ cwtp dh;fs; tPl;bypUe;J ,e;j tpLjpfs; vt;tsT J}uj;jpy; cs;sd? mbf;fb tPl;Lf;F nry;yTk;> tPl;bYs;Nshh; cq;fsplk; te;J NghfTk; ,J VJ thf ,Uf;Fkh. 10.mtrufhy miog;Gtrjp cz;lh? tajhdth;fspd; epiyik Mgj;jh dhy; - ,yFthf miog;gjw;F trjp fs; cz;lh vLj;Jf;fhll;hf: miof; Fk; mOj;jp (Call Button) 11.Fspay; miw ,d;ndhUtUld; gfph; e;Jnfhs;s Ntz;Lkh?my;yJ cq;f Sf;Fj; jdpahf cs;sjh? 12.FLk;gj;jth;fs; cq;fis te;J ghh; g;gjw;F jdpg;l;l,lq;fs; cs;sdth? 13.,y;yq;fs; Jg;guthfTk; kzq;fs;
,y;yhkYk; ,Uf;fpwjh? 14.fpoikapy; vj;jid juk; Fspg;ghl;b tpLthh;fs;? vd;gd Nghd;w tplaq; fshFk;. ,it kl;Lky;yhJ> Fiwe;jJ Rkhh; Ie;J my;yJ MW ,y;yq;fisg; ghh; j;J Kjypy; kjpg;gPL nra;Aq;fs; ePq;fs; %d;W tpLjpfspd; ngaiu cq;fsJ tpz;zg;gj;jpy; Fwpg;gpl Ntz;Lk;.
cq;fSf;fhd jq;Fkplk; fpilf;fg;
ngw;wJ vd mwptpf;fgl;L 24 kzpNe uj;Jf;Fs; cq;fsJ tpUg;gj;ij njhp tpf;fyhk;. ,y;iyNay; Bed Hold Fee vdg;gLk; fl;lzj;ij fl;Ltjd; %yk; Rkhh; xU thu fhyj;Js; cq;fsJ rk; kjj;ij njhptpf;f mtfhrk; toq;fg; gLk;.
%d;W jlitf;F Nky; cq;fSf;F ,lk; fpilf;fg; ngw;W> ePq;fs; mjid epuhfhpj;jhy; cq;fsJ tpz;zg;gf; Nfhg;G %lg;gl;L tpLk;.
ePq;fs; xU tpLjpapy; ,Ue;J NtW tpL jpf;F khwpr; nry;yyhk;. ePq;fs; tpLjp apy; mDkjpf;fg;gLk; nghOJ> cq;f sJ OHIP ml;il ODSP tUkhd tpguq;fs; my;yJ Old Age Pension Plan tpguq;fs; r%ff; nfhLg;gdT tpguq; fs; vd;gtw;iw rkh;g;gpf;f Ntz;Lk;.
Nkyjpf tpguq;fSf;F cq;fSf;F mU fhikapy; cs;s CCAC Ij; njhlh;G nfhs;sTk;. tpz;zg;gg; gbtq;fisAk;> mjw;fhd tpguf;nfhj;jpidAk; jghy; %yk; my;yJ Neubahf cq;fSf;F mUfhikapy; cs;s CCAC ,y; ,Ue;J ngw;Wf; nfhs;syhk;.
East York CCAC 416- 423 3554 Etobicoket York CCAV 416- 626 2222 North York CCAC 416- 222 2241 Scarborough CCAC 416- 701 4806 Toronto CCAC 416- 217 3815
Ravi Logarajah
B.Sc Tharshi Rajenthiram
B.B.A Sales Representatives 416.843.7474
30 Eglinton Ave. W, Suite 200, Mississauga, ON, L5R 3E7 Bus: 905.568.2121
RY REALTY ERAGE
Kennedy/Lawrence
$379,900 Detached Bungalow, 3+4 Bedrooms, 3 Washrooms, 3 Kitchens 3 Fridges, 3 Stoves, Washer, Dryer, All Elf's, All Window Coverings, Central Air Conditioner.
Mclevin/Neilson
$179,900 Co-Op Apt, 2+1 Bedrooms, 2 Washrooms, Well Maintained Luxury 2 Bedroom/Bath Apartment, South West Corner Unit. Balcony Over Look The City And Lake. Over 1200 Sqft (Approx)


Page 14
- 14 -
kVμ¬ÁÔ ∑k ̇¬Ô\Vkm ÷MB ÷_Èÿ\V
Business
Weston & Ruther Ford
Business
$578,900 Interior Designer's Home In Woodbridge Location. Prof. Painting Through-Out. 3/4' Thick Hardwood On Main Floor.
Elaguppillai (Mike) Srinathan,
B.Sc. Sales Representative Direct: 416.276.1225 esrinathan@trebnet.com
HOMELIFE/GTA Realty Inc. 1711 McCowan Rd., Suite 206, Toronto, ON M1S 3Y3
$69,900 1 Bedroom Condo With Ensuite Laundry & Great Recreation Facilities. Super Location, One Bus To Scarborough Town Center, Steps To Shopping Tapscott/Mclevin
$255,000 Beautiful, Well-Maintained Corner Lot, Freehold Townhouse. Like Semi W/ In-Law Potential & Wonderful Huge Backyard! Vipond / Ashburn
$319,900 Absolutely Beautiful Home With Many Upgrades. 2200 Sqft Solid Brick, 4 Bdrms.Fabulous Open Concept.
Finch/Middlefield
$449,000
Plus Stock Very Well Established Convenience + Supermarket. Great Family Business At Well Known Location.Lots Of Merchandise.
I can also assist you with: Mortgage Financing, Home Inspection, Real Estate Lawyer
Tapscott/Nielson
Kennedy/Mcnicoll
$75,000
Plus Stock Well Established Business. Three Different Businesses In One Premise. Well Known Bakery, Daisy Mart Convenience Store
Kennedy /Denison
$329,980 New Laminated Wood Fl On Main Fl & New Roof(06),New Central Air Conditioning(05).Skylite. 4 Car Parking On Driveway. Main Fl 2-Pc Bath.Sep Ent To Bsmt Apt W/2 Brs
Hwy 7A & Thickson
$258,900 Super Starter Home On Quiet Crescent In Area Of Nice Homes. Move In & Enjoy.C/Air,C/Vac. Fully Fenced Yard.
Lawrence/Bellamy
Business
$109,900
Plus Stoc Excellent, Convenience/ Vari Store. Money Making & Establi Business. Reasonable Rent $2
(Tmi Included).
Neilson Rd/Sheppard
$279,900 Well Maintained, Bsmt Apt W Separate Entrance. Therma Windows, Crown Moulding In L
And Dining Rooms. Mavis/Britania/Terfx
$343,000 Outstanding Home In High De
Area With Exceptional Appe
Generous Sized Manicured Backyard.Desirable Layout W Interlock Side-Walkway And F
*N

∑k ̇¬Ô\Vkm ÷MB ÷_Èÿ\V[§_...
Business
*New Retail/Restaurant Units Available for SALE/LEASE*
) Srinathan,
B.Sc.
5
N M1S 3Y3
with: ing, n, yer
Mavis/Britania/Terfx
$343,000 nding Home In High Demand a With Exceptional Appeal. enerous Sized Manicured
yard.Desirable Layout With ock Side-Walkway And Front
Neilson Rd/Sheppard
$279,900 l Maintained, Bsmt Apt With
parate Entrance. Thermal ws, Crown Moulding In Living
And Dining Rooms.
Lawrence/Bellamy
$109,900
Plus Stock llent, Convenience/ Variety Money Making & Established ess. Reasonable Rent $2800
(Tmi Included).
Midland/Lawrence
$146,000 Great Location. Close To Subway, Ttc. Well Maintaned. Building Is Spacious And Bright Unit. Close To Schools And Shopping Malls.
Dixie/Peterrobertson
$375,900 Absolutely Awesome Premium Wide Lot! Bright, Spacious, And Clean Home. Close To Trinity Mall, Schools, Hwy 410 And Other Transportation.
Markham/Eglinton
$287,900 Only 3 Years, New All Brick Freehold Townhouse, No Maintenance Fee, Convenient Location
Markham/Painted Post
$399,900 Main Floor: 3 Bdrm, Kitchen, Living Room. 2nd Floor: 3 Brdm, Kitchen, Living Room. Bsmt Has 2 Bdrm, Kichen, Bathroom, Sep Ent.All Shows 10+
Finch/Morningside
$299,000 Spacious 3 Bedroom Immaculate Dettached Home. Completely Renovated Kitchen And Bathrooms. Spent $$$$ On Improvements.
Birchmount/Finch
$179,900 Seller: Loganathan Ramupillai, Ratheeskumar Loganathan And Rajeswary Loganathan. Excellent Move In Condition Newly Renovated.
jha;tPL • Xf];l; 2007


Page 15
jha;tPL • Xf];l; 2007
30 ehs; ghpNrhjid:
Gjpa tPl;bw;Fs; ePq;fs; fhyb vLj;J itj;j gpd;dh; cq;fs; fz;Zf;Fr; rpy FiwghLfs; njd;gl tha;g;G ,Uf;fp wJ. Mdhy; gyUf;Fk; Kjd; Kjyhf thq;fg;gl;l Gjpa tPlhf ,Uf;Fk; gl; rj;jpy; Gjpa tPL vd;w Gsfhq;fpjk; xU Gwk;> vJ vg;gb ,Uf;f Ntz;Lk; vd;w mwpahik kWGwk; tUgth;fs; Nghfpw
th;fs; nrhy;Yk; fijfs; ,d;ndhU GwKkhf vd;d nra;tnjd;W epidf;f Kjy; 30 ehs; Kbtile;J tpLk;.
vJ vg;gb ,Ug;gpDk; ePq;fs; fz;L nfhs;sf;$ba FiwghLfis chpa gbtj;jpy; epug;gp fle;j fl;Liuapy; Fwpg;gpl;lJ Nghy; chpa ,lq;fSf;F mDg;gp itj;jhy; mit eptph;j;jp nra;ag;gLk;. vj;jifa gFjpfis ePq; fs; ghprPyid nra;a Ntz;Lk; vd;w RUf;fkhd gl;bay; fPNo jug;gLfpwJ.
xUtUlg; ghpNrhjid:
Gjpa tPl;Lhpikahsh;fs; kpf Kf;fpa ftdk; vLf;f Ntz;ba tplak; ,e;j xU tUlg;ghpNrhjid. nghJhtff; $W tjhdhy; Kfl;by; ,Ue;J mbj;jsk; tiu rfy gFjpfSk; xU tUl cj;j uthjj;jpy; cs;slf;fg; gLfpd;wJ. Gj;jp rhJhpakhf ele;J nfhs;Sk; gy Gjpa
Ntyh Rg;ukzpak;
- Certified Home Inspector -
tPLk; tpbaYk; Gjpa tPL thq;Fgth;fs; ftdpf;f Ntz;b
tPl;Lhpikahsh;fs; fl;bl mikg;ghsh; fisf; nfhz;L gy> gy jpUj;j Ntiyfis gy Kiwfs; jpUk;gj; jpUk;gr; nra;tpj;jijf; fhzf; $ba jhf cs;sJ. 3 jlitfs; fjTfis Kw;whf khw;wg;gz;zpath;fs; 3 jlit fs; tPL KOtjw;Fk; Kw;whf ngapd;w; mbg;gpj;jth;fs;> vk;kth; kj;jpapy; ,Uf; fpd;whh;fs;. Mdhy; mth;fs; ahtUk; rl;lhPjpahf chpa Kiwg;gb chpa top Kiwfisf; filg;gpbj;jth;fs; vd; gij epidtpy; itj;Jf; nfhs;sy; Ntz;Lk;.
kWGwk; gy mj;jpahtrpakhf nra;ag; gl Ntz;ba Ntiyfisr; Rl;bf; fhl; lj; jtwpajhy; xUtUlk; Kbe;jgpd;dh;
xd;wk; nra;a KbahJ jk;ikj; jhNk nehe;J nfhz;bUg;gth;fs; jhd; mjp fk;. cjhuzkhf Wood Bridge ,y; xU md;gh; tPl;bw;Fhpa ad;dy;fs; vjw;Fk; “Caulking”nra;ag;glNtapy;iy. ,uz;L Mz;LfSf;Fg; gpd;dh; jhd; NtW xU ghpNrhjidf;fhfr; nrd;w NghJ ,j idr; Rl;bf;fhl;l Kbe;jJ. ,Wjpapy; jdJ nrhe;jr; nrytpy; KO ad;dy; fSf;Fk; Caulking nra;tpf;f Ntz;b Vw;gl;lJ. me;j md;gh; gbj;j fy;tpkh dhf ,Ue;j NghJk; Gjpa tPLfs; gw; wpa mDgtkpy;yhJ ,Ue;jjhy; gy e];lq;fis re;jpf;fNtz;b ,Ue;jJ.
];fhGNuhtpy; Stains and Steels gFjpapy; rpy tPLfspd; Kw;gFjpapy; jz;zPh;j; Njf;fj;ijAk;> fuh[;[pw;F Nkw;gFjp KfL tise;J ,Ug;gijAk;> fl;bl mbj;jsj;jpy; cs;s ntbg;GfisAk; rpyUf;Fr; Rl;bf;fhl;ba NghJ tpae;J Nghdhh;fs;. fhyq;fle;J tUk; Qhdj;
jhy; ,q;F iwr; rPh; n Ntz;Lk;. tUlk; K jg;gpj;Jf; apy; cs;s Kk; nfhz ghsh;fs; gLj;jpf; n
cj;juth xU tU NghJ K ba gFj jug;gLf tpguq;fS fiu eh Jk; ,yh
1. mbj;j 2. fjTfS
window 3. KfL 4. ntspg 5. Kfl;b 6. ePh; t
System 7. kpd;rhu
system 8. ntg;g% tem) 9. Fsp&l
10. cl;Gw (Ceilin 11. Fsph;> 12. fhw;Nw 13. fopT lines) 14. tsTf jd;ik away f ing) 15. fl;bl
mgpg;gp tural in 16. VjhtJ
fs; (an garage) 17. ghJfh njhlh

- tPLk; tpbaYk;
15 -
; ftdpf;f Ntz;ba Kf;fpa mk;rq;fs;:
kg;ghsh; jpUj;j jpUk;gj; f; $ba jTfis 3 jlit ngapd;w; py; ,Uf; ahtUk; hpa top s; vd; nfhs;sy;
nra;ag; ;bf; fhl; e;jgpd;dh;
j; jhNk hd; mjp ,y; xU ; vjw;Fk; . ,uz;L tW xU hJ ,j ,Wjpapy; ad;dy; Ntz;b fy;tpkh PLfs; gw; hy; gy Ue;jJ.
gFjpapy; jz;zPh;j; Nkw;gFjp ;> fl;bl fisAk; tpae;J ; Qhdj;
jhy; ,q;F e];lk; jhd; Vw;gLk;. mtw; iwr; rPh; nra;a mth;fs; jhd; nrytpl Ntz;Lk;. fl;bl mikg;ghsh;fs; xU tUlk; Kbe;jijr; rhl;lhf itj;Jj; jg;gpj;Jf; nfhs;thHfs;. vk;kth; kj;jp apy; cs;s mwpahikAk;> mrl;ilaPd Kk; nfhz;l gytPdj;ij fl;bl mikg; ghsh;fs; jkf;Fg; gykhfg; gad; gLj;jpf; nfhs;tJ Jujp];lkhdJ.
cj;juthjj;jpw;F 30 ehs; my;yJ xU tUl ghpNrhjid nra;Ak; NghJ Kf;fpakhf ftdpf;f Ntz; ba gFjpfs; gw;wpa gl;bay; fPNo jug;gLfpwJ. Mdhy; Nkyjpf tpguq;fSf;F xU tPl;Lg;ghpNrhj fiu ehLtNj Gj;jprhypj;jdkhd Jk; ,yhgjukhdjhFk;.
1. mbj;jsk;. (Foundation) 2. fjTfSk; rhsuq;fSk; (Door &
windows) 3. KfL (Roof) 4. ntspg;Gwr; Rth;fs; (Exterior Walls) 5. Kfl;bd; fPo;g;gFjp (Attics) 6. ePh; tpepNahfg;gFjpfs; (Plumbing
System) 7. kpd;rhu tpepNahfg;gFjpfs; (Electric
system) 8. ntg;g%l;Lk; gFjpfs; (Heating sys-
tem) 9. Fsp&l;Lk; gFjpfs; (Cooling system)
10. cl;Gw Rth;fs;> jsk;> Nkw;gFjp
(Ceiling, walls and floors) 11. Fsph;> ntg;g jilfs; (Insulation) 12. fhw;Nwhl;l trjp (Ventilation) 13. fopT ePh;g; Nghf;F topfs; (Sewer
lines) 14. tsTf;Fs; ,Ue;J ePh; ntspNaWk; jd;ik (The lot including Drainage away from buildings, slopes and grad- ing) 15. fl;bl mikg;igg; gw;wpa nghJthd mgpg;gpuhak; (Overall opinion of struc- tural integrity of the uilding) 16. VjhtJ ,izf;fg;gl;l fl;blf; $W fs; (any other building such as detached garage) 17. ghJfhg;G> Rfhjhuk; ,tw;Wld; njhlh;Gila nghUj;Jf;fs; (Smoke
Detectors, CO. Detectors steps, railings) 18. cs;slf;fg;gl;l ,ae;jpu cgfuzq; fs; (if appliance and other equipments are included such as stove, fridge, dish- washer, humidifier, air purifier etc)
2 Mz;Lf;Fhpa cj;ju thjk;:
tPl;ilr; nrhe;jkhf;fpa ehspy; ,Ue;J (Date of possession) ,uz;L Mz;Lfs; KbAk; tiu ,e;j cj;juthjk; ,Uf; Fk; cjhuzkhf [dthp khjk; 1e;jpfjp 2004 k; Mz;L xU tPl;il xUth; nrhe;jkhf;fp ,Ue;jhy; brk;gh; khjk; 31e; jpfjp 2005 k; Mz;Lld; ,uz;lhz; Lf;Fhpa cj;juthjk; Kbtile;J tpLk;.
fl;bl mikg;ghsh;fspdhy; toq;fg; gLk; 2 tUl cj;juthjj;jpd; fPo; gpd; tUtd cs;slq;Fk;.
1. epy mbj;jsj;jpd; Clhf> my;yJ epyf; fPo; gFjp Clhf jz;zPh; cl; GFjy;. (Through Basement or Found- ation walls)
2. rhsuq;fs;> fjTfs;> Caulking cs;s lq;fyhf gOjile;j %yg; nghUl;
fs; ghtpj;jjd; tpisthf fl;blj; jpw;F cl; gFjpapy; vq;fhtJ jz; zPh; cl;GFjy;.
3. gOjile;j%yg;nghUl;fis kpd;rhu ,izg;Gfs;> jz;zPh; ntspg; Nghf;F my;yJ jz;zPh; cs; vLg;G mj;J ld; ntg;g Nkw;Wtjw;Fg; ghtpf;fg; gLk; cgfuzq;fs; vd;gtw;Wf;Fg; ghtpj;jjhNyh my;yJ jtwhd Kiwapy; mtw;iwg; nghUj;jpa jhNyh Vw;glf;$ba ghjfkhd tpis Tfs;.
4. ntspg;Gwj;jpy; ghtpf;fg;gl;l RtUf; Fhpa fw;fs; (Bricks) my;yJ mYkp dpak;vd;gd juj;jpw;Fiwthf ,Ue;j
mq;fk; - 18
25k; gf;fk; ghu;f;f...


Page 16
- 16 -

jha;tPL • Xf];l; 2007


Page 17
jha;tPL • Xf];l; 2007
Foe;ijfSk; thfd tpgj;JfS
fdlhtpy; xd;gJ taJf;F cl;gl;l Foe;ijfs; ,wg;gjw;fhd Kjy; Kf;fpa fhuzp thfdtpgj;JfNs.,jpy; Ntjid ahd tplak; vd;dntdpy; ,j;jifa mh;j;jkw;w Ntjidahd kuzq;fs; jtph;f;ff;$bajhapUe;Jk; me;jf; Foe; ijapy; mjpf gw;W cs;sth;fs; ftd aPdj;jhy; ,wg;G Neh;tijf; fhzf; $bajhAs;sJ.
vdJ ez;gh; xUth; Qhapw;Wf; fpoik fhiyapy; mUfpy; cs;s filapy; ghz; thq;fp tUtjhf jd;Foe;ij fSld; tpUe;jhspfshf te;j ,U Foe;ijfs; cl;gl ehY Foe;ij fisf; fhhpy; Vw;wpf;nfhz;L mUfpy; cs;s re;jpf; filf;Fr; nrd;whh;. top apy; nghyp];fhuh; kwpj;J nghpa bf;fl; Lk; nfhLj;J. fhiutpl;Lf; Foe;ij fis elj;jp tPl;by; tpl;Ltpl;L tUkhW Ntz;bdhh;. ,uhkhazj;jpy; ,uhtzd; tPuKq;fsj;Nj tpl;Lj; jpUk;gpaJ Nghy; ,th; fhiutpl;L tPL jpUk;gpdhh;. ,J Njitjhdh? vd;dplk; Nfl;lhy; ey;y fhyk; mJ nghyP]; my;yhky; NtW xU Ntfkhf tUk; thfdj;jhy; NkhJz;L ,Ue;jhy; mj;jid Foe;ij fspd; epiyAk; ftiyf;fplkhf ,Ue; jpUf;Fk;.
buhd;];Nghh;l; fdlh vDk; mikg;gpd; fzpg;Gg;gb 12 taJf;F cl;gl;l rpWth; fs; 10>000 Ngh; thfd tpgj;jpy; fhak- ile;Njh my;yJ ,we;Njh cs;shh;fs;. NkYk; mth;fs; %d;wpy; xU Foe;ij rhpahf thfdj;jpy; mkh;j;jg;gltpy;iy vd mwptpj;jJld; 80tPjk; thfd Mrdq;fs;(Car seat) rhpahfg; G+l;lg;gL tjpy;iy. cw;gj;jpahsh;fspd;> mtw; iwg; nghUj;Jtjw;fhd tpsf;fq;fs;
gy re;jh;g;gq;fspy; Ghpe;Jnfhs;tJ kpf kpff; fbdkhAs;sJ. ,e;epiyapy; jk; mayth;> cwtpdh; my;yJ ez;gh; fspd; cjtpia ehb jtwhd tpsf;fj;
ijg; ngw;W jtwhfg; G+l;btpLfpwhh;fs;. ,ijj; jtph;FKfkhf The Co-Opratro mikg;G gy gl;liwfis elj;jp ngw; NwhUf;Ff; Foe;ijfSf;fhd Mrd mikg;Gg; nghUj;Jtjw;F gapw;Wfpwhh;
fs;. cq gs;spapy;
Fo Mrd
1. kpfr;rpW
gpwg;gpy ,whj;j

e;ijfSk; thfd tpgj;JfSk;
18k; gf;fk; ghu;f;f...
- 17 -
;tJ kpf apy; jk; ez;gh; tpsf;fj;
fpwhh;fs;. o-Opratro j;jp ngw; Mrd pw;Wfpwhh;
fs;. cq;fs; rpwhh;fs; fw;Fk; Muk;gg; gs;spapy; ,r;Nritiaj; jUthh;fs;.
Foe;ijfspd; Mrdq;fspy; ehd;F
gphpTfs;.
1. kpfr;rpW Foe;ijfSf;fhdJ:
gpwg;gpypUe;J 10 fpNyh my;yJ 22 ,whj;jy; tiu ,J gpd;Ndhf;Fk;
Mrdk;. 2. rpW Foe;ijfs; Kd;Ndhf;Fk;
Foe;ij Mrdk;. 10 fpNyh Kjy; 18 fpNyhtiu. (22 ,whj;jy; Kjy; 40 ,whj;jy;tiu) 3. Booster Seat vdg;gLk; Muk;gg;
ghlrhiyr; rpWth;fs;. 18 fpNyh Kjy; 27 fpNyh tiu (40 ,whj;jy; Kjy; 60 ,whj;jy; tiu) 4. Mrdg; gl;b (seat belt) taJ
$ba rpWth;fs;
27 fpNyhtpw;F Nky; (60 ,whj;jYf;F Nky;) ePq;fs; vg;NghJk; ftdpf;fNtz;baJ ,e;j Mrdq;fisj; jahhpj;jth;fS ila tpsf;fg;gb rhpahfg; G+l;bdhy;j; jhd; mjdhy; gaDz;L. mtruj;jpy; gpioahfg; G+l;btpl;L gpd; ftiyg;gL tjpw; gadpy;iy.
1.Foe;ij Mrdk;
gpd;Ndhf;fpapUg;gJ.
• ,Jkpfr;rpW FOe;ijfSf;Nf Vw;wJ.
• ,t;tpUf;if gpd;Ndhf;fp ,Ug;gJld; 45 ghif rha;tpy; ,Ug;gjd; %yk; thfdk; ,bgLk; Ntisfspy; jf;f ghJfhg;igj; jUk;.
• ,ijg; nghUj;Jtjw;F cq;fs; clk;gpd; KO viliaAk; Mrdj; jpy; mOj;jpg; gl;bia ed;whf ,Oj;
nre;J}ud; GdpjNty;
- fhg;GWjp KftH -


Page 18
- 18 - Foe;ijfSk;...
• ,g;gl;b Fwpg;gpl ak;. ,
17k; gf;fj; njhlHr;rp...
Kd;Nd tpgj;Jf Jg; nghUj;jNtz;Lk;.
• ,t;thrdq;fs; xU mq;Fyj;Jf;F
3. ,tw;i Nky;> Kd; gpd;dhfNth my;yJ gf;fthl;bNyh mirahky; ,Ug;gJ
Foe;ija Seat) vdf
• mkUk;N tiu fis dJ v ,J th spd; mzpaf
• mg;gba ,j;jif jhy; K $Lk;.
Hous for
mtrpak;. ,jid cWjpg;gLj;Jt
Tel: 6 jw;F gl;b nghUe;Jk; ,lj;jpy; ,Oj; Jg; ghh;j;J cWjp nra;ayhk;.
V
kpf Kf;fpa ftdj;jpw;F: fhw;Wg;ig (Air bag) nghUj;jg;gl;l Mrdj;jpy; ,j;
C
jifa gpd;Ndhf;fp ,Ug;Gf; nfhz;l Mrdq;fisg; ghtpf;f Ntz;lhk;.
2. rpW Foe;ijfSf;FhpaJ.
• Foe;ijfs; 10 fpNyhTf;F NkYk;> 18 fpNyhTf;Ff; FiwthfTk; cs;s
Ntis Kd;Ndhf;fp ,Uf;Fk; ,t; thrdq;fisg; ghtpf;fyhk;.
• ,tw;iwg; nghUj;Jk; Ntisfspy; cq;fs; viliaf; Foe;ij Mrdj; jpy; nrYj;JtJld;> gl;bia ,Wf;f khf ,Oj;Jg; nghUj;jTk;.

jha;tPL • Xf];l; 2007 ;...
• ,g;gl;bfs;> Mrdj;ijr; nra;jth;fs;
yhk;. Fwpg;gpl;lgb nghUe;JtJ kpf mtrp ak;. ,y;yhtpby; Foe;ijahrdk;
4. tsh;e;j Foe;ijfs;
;FhpaJ.
Kd;Ndhf;fp efh;e;J Foe;ijia tpgj;Jf;Fs;shf;f re;jh;g;gKz;L.
• ,Uf;ifapy; cs;s gl;bia mzpa yhk;. mjw;F mth;fs; ,Uf;Fk; NghJ 29 mq;Fyj;jpw;F mjpfkhf
NkYk;> k; cs;s
3. ,tw;iw tsh;e;j Foe;ijahrdk; (Booster Seat) vdf;Fwpg;gpLthh;fs;.
,Ug;gjtrpak;. mj;Jld; ,th;fs; Njhs;> kb Mfpa ,uz;bYk; gl;b gjptjhapUg;gjtrpak;.
• Njhs; gl;b Kfj;Jf;F NeNu tuhky;
• mkUk;NghJ 29 mq;Fyj;jpw;F tUk;
mzptjtrpak;.
tiu Foe;ijfs; ,e;j ,Uf;if
• mj;Jld; kbapy; cs;s gl;b tapw; fis rl;lg;gb ghtpg;gJ mtrpakh
Wf;F Nkyy;yhky; ,Lg;gpw;F Nky; dJ vdr; rl;lk; ,aw;wg;gl;Ls;sJ.
,Ug;gjtrpak;. ,J thfd ,Uf;ifg; gl;b gps;isf- spd; clypy; CWtpistpf;fhky; mzpaf; $bajhapUf;Fk;.
Hous for Rent
Markham & Lawrence
3Bed Room Ground Floo, & 2Bed Room Basement
;Fk; ,t;
Tel: 647 219 4558 (after 3.30pm) Vacant on 1st. September isfspy; Mrdj;
Close to School, Market. a ,Wf;f
Foe;ijfs; ,Uf;iffis nghUj;J tJ> kw;Wk; tpsf;fq;fisg;gw;wp mwpa ePq;fs; 1-519-570-0181 vDk; ,yf;fj;
• mg;gbay;yhky; thfdg; gl;bia
Jld; njhlh;G nfhs;syhk;. ,j;jifa Foe;ijfSf;F mzptpg;g jhy; KJFj;jz;by; CW Vw;glf; $Lk;. NkYk; cl;fhaq;fSk; Vw;gl


Page 19
jha;tPL • Xf];l; 2007
lagPdh
jpdKk; mUe;jf;$ba %ypif M ghdk;. ,J clypy; kpFjpahd FOf;Nfhrpid Fiwf;ff;$baJk;> ,uj;jj;jpYs;s mjpfsT FOf;Nfhrpdhy; Vw;glf;$ba Neha;fis xOq;F Kiwahf jLf;fTk; cjTfpwJ. tpiwg;Gj;jd;i ghjq;fspy; RSf;F> myl;rpaj; jd;ik kw;Wk; kPz;Lk; kPz;Lk; tpahjpfis gbg;gbahf ePf;fpt $baJ. lagPdh fz;bg;ghf ePupopT Nehapdhy; tUe;Jgtu;fs; kl;LNk ghtpf;fNtz;baJ.
nfhd;rplhg;
%ypifg; ghdkhdJ kyr vjpuhf Nghl;bapLk; rf;jptha;e;jJ. clypypUe nghUl;fis ,aw;ifahd Kiwapy; ntspNaw cjTfpwJ. %ytpahjp> thAg; gpur;rpidapdhy mbtapw;W typia jtpu;f;f cjTtNjhL grpi mjpfg;gLj;jTk;> ePNuhl;;l njhopw;ghl;il rPuhf cjTfpwJ. vt;tpj mnrsfupakpd;wp rpWePu; fo rf;jpia toq;FfpwJ.
f;Yhl;bayh
ghdkhdJ kpFjpahd cly; nfhOg;ig Fiwf;ff; $baJk;> Fwpg;ghf clypd; ,Lg;G> njhil> Njhw;gl;il> iffs; Nghd;w gFjpfspy; Vw;glf;$ba Cikr; rij ngUFtij jLf;fTk;> nfhOg;gpdhy; tpisaf; $ba nfLjpapid fl;Lg;gLj;jTk;> cly; typia ePf;fTk;> mj;Jld; thjj;jpdhy; Vw;glf;$ba typapid Fiwf;fTk; cjTfpwJ. f;Yhl;bah clYf;F GJj;njk;igf; nfhLg;gNjhL ePz;l Rfkhd tho;tpw;Fk; toptFf;fpwJ.
Nyhq;iy/g;
MdJ Kw;wpYk; ,aw;ifahd %ypifapidf;nfhz;L ,Ug;gjhy; ,jid jpdKk; mUe;Jtjd; %yk; vkJ ruPuj;jpd; ntspj;Njhw;wj;ijAk; jplfhj;jpujd;ikiaAk; tpUj;jp nra;J nfhs;syhk;. ,Ug;gpDk; ,J Fwpg;ghf Neha; vjpu;g;Gr; rf;jpapid gyg;gLj;Jtjw;Fk;> grpia mjpfg;gLj;jw;Fk; mj;Jld; mbtapW c~;zj;ij jLj;J vupitj; jLf;fTk;> rpWePufg; gpur;rpidapypUe;J epthuzksp;j;J clypypUe;J fopTg; nghUl;fis rPuhd Kiwapy; ntspNaw;w cjtpahfTk; jahupf;fg;gl;Ls;sJ.

Ue;jf;$ba %ypif MNuhf;fpa jpahd FOf;Nfhrpid ;jj;jpYs;s mjpfsT
ba Neha;fis xOq;F jTfpwJ. tpiwg;Gj;jd;ik>
l;rpaj; jd;ik kw;Wk; is gbg;gbahf ePf;fptp;lf; ;ghf ePupopT Nehapdhy; ghtpf;fNtz;baJ.
g;
ypifg; ghdkhdJ kyr;rpf;fYf;F ;jptha;e;jJ. clypypUe;J fopTg; hd Kiwapy; ntspNaw;Wtjw;F > thAg; gpur;rpidapdhy vof;$ba
pu;f;f cjTtNjhL grpia ;;l njhopw;ghl;il rPuhf itj;jpUf;fTk; nrsfupakpd;wp rpWePu; fopf;ff;$ba
pahd cly; nfhOg;ig hf clypd; ,Lg;G> s; Nghd;w gFjpfspy;
ngUFtij jLf;fTk;> a nfLjpapid pia ePf;fTk;> mj;Jld; ypapid Fiwf;fTk; Yf;F GJj;njk;igf; pwJ.
;
J Kw;wpYk; f;nfhz;L
; mUe;Jtjd; pj;Njhw;wj;ijAk;
j;jp nra;J J Fwpg;ghf Neha;
;Jtjw;Fk;> grpia
- 19 -


Page 20
- 20 -
TO CHOOSE A BETTER HOM

HOOSE A BETTER HOME...
UTHAYAN NADARAJAH Broker Cell: .416.727.9945
Royal LePage Credit Valley Real Estate Inc. 104-44 Peel Centre Drive, Brampton, L6T 4B5. Tel: 905.793.5000
jha;tPL • Xf];l; 2007


Page 21
jha;tPL • Xf];l; 2007

- 21 -


Page 22
- 22 -

jha;tPL • Xf];l; 2007


Page 23
jha;tPL • Xf];l; 2007
tho;tpy; Kd;Ndw Kjypy; cq;fs; gyj;ijAk; gytPdq; fisAk; jdpj;jdpahf gpupj;J gl;bay; NghLq;fs;. cq;fs; gytPdq;fis Kj ypy; fisa Muk;gpAq;fs;. mjw;fhd toptiffis MuhAq;fs;. mJgw;wp ey;y cw;w ez;gu;fsplk; fye;Jiuah Lq;fs;. ey;y ez;gh;fsplk; vd;W nrhy; tjw;Ff; fhuzNk cq;fs; gytPdq; fis njupag;gLj;jp fye;JiuahLk; xUth; xU rkak; vjpupahf khwpdhy; cq;fs; epiyikia Nahrpj;Jg;ghUq; fs;.
• gytPdq;fs; vy;yhtw;iwAk; gfpuq; fg;gLj;jpf; nfhz;bUf;fhjPh;fs;. xUrpy gytPdq;fs; cq;fs; FLk;gj;jtUf;Fj; njupayhk;. mJ cq;fis me;jg; gytP dj;jpypUe;J tpLgl itf;f mth;fSk; Nrh;e;J cjTtjw;F Jiz nra;Ak;. Mdhy; cw;w ez;gd;jhd; cq;fs; gy tPdq;fis xg;Gf;nfhLf;f Ntz;ba ePjp];jyk;. Kbe;jtiu cq;fs; gytP dq;fis kdJs;NsNa G+l;b itj;J mij nty;y Kaw;rpnra;Aq;fs;. cq; fs; Ngr;rpYk; nraypYk; cq;fs; gy tPdq;fs; ntspf;fhl;Ltijj; jtpUq; fs;.
cq;fis xj;j mwpT my;yJ taJ cs;s xUtd; vg;gb Kd;NdwpapUf;fp whd; vd;W mwpAq;fs;. cq;fs; ms Tf;FKd;Ndw;wk; ,y;yhjth;fisf; fz;L mjpy; cq;fs; jpUg;jpia tsh;f; fhjPh;fs;. cq;fis tpl Kd;NdwpAs;s th;fspd; el;igj; NjLq;fs;. mth;fspd; Kd;Ndw;wj;jpw;fhd fhuzq;fis mwp Aq;fs;. mth;fs; cq;fSld; rf[khfg; goFk;NghJ cq;fs; gytPdq;fspy; mt Uld; ciuahlf;$baitia khj;jpuk; $wp mij mfw;w top NfSq;fs;. Nfl; gNjhL khj;jpuk; ,y;yhky; mth; nrhy; Yk; top tiffis Kad;W ghUq;fs;. gytPdq;fNs ,y;yhj kdpjidf; fhz; gjupJ. Mdhy; MSf;F Ms; gytPdq; fs; khWgLk;. mJ jhd; ajhh;j;jk;.
guPl;irf;Fg; gbf;Fk; 12 taJg;gps;is “mk;kh T.V. ,Ue;jhy; vdf;F mijj; jhd; ghh;f;fj; Njhd;WfpwJ Mdgbahy; guPl;ir KbAk; tiu Nfgps; (Cable) njhlh;ig Jz;bj;J tpLq;fNsd;” vd;W nrhy;fpwJ. mJjhd; me;jg;gps;isapd; gyk;. jd;Dila gytPdj;ij nty;yf; $ba gyk; me;jg;gps;isf;F te;Jtpl; lJ. vd;WjhNd mh;j;jk;.
,Nj Nghyj;jhd; rpfnul; ,y;yhky; ,Uf;fKbahJ vd;gth;fs; rpfnul;il ntWf;Fk; ez;gh;fSld; goFq;fNsd;. rpfnul; ghtpf;fj;jilahd ,lq;fspy; Ntiyf;Fr; NrUq;fNsd;. “tPl;by; rpf nul;Nl Gifg;gjpy;iy vd;W KbntLq; fNsd;”.
,Nj Nghyj;jhd; Fbg;gof;fk; cs;sth; fs;. rpyh; jdpahf ,Ue;J Fbj;J kfpO thh;fs;. kw;wth;fs; ez;gh;fSld; $l;l khf,Ue;J Fbj;J kfpo;thh;fs;. Muk;g fhyq;fspy; Fbg;gof;fk; Vw;gLk;NghJ vg;gb Muk;gpj;jhh;fNsh mg;gbahd #o; epiyiaNa njhlh;e;Jk; tpUk;Gth;
,jpy; vd;d tprpj;jpunkd;why; jdpahff; Fbj;J kfpo;gtUf;F $l;lkhfr; Nrh;e;J Fbg;gjpy; jpUg;jp FiwT. $l;lkhf
÷ ́\[ ]Ú
(x[TMV^ ÿ√_ ÔTM¶V, o ́Vo¤ ̇ ̧ aaB ̇)
,aw;ifia urpf;fj; njhlq;Fq
Gjpa C jpUk;g jpUk;gp
gyh; f tpiy$ thq;Ft gpur;rid njupe;jpU nrhe;j thq;Fk me;jtPl jpUk;gf jpUk;gf jpy; ,l
thq;Fk xU K tUkhd Mdhy; thlif tpltPlh me;j gq my;yJ gplg;gLf nfhLgL
For Your Business We
• Install, Repair, Sell
• Meridian Phone Systems & System Phones
• Structured Voice & Data Cabling
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
c∫Ô^ ∂w ̨B T‚Ω_ √ømÔ^ ∞mD ∞u√‚¶V\_ ∑k ̇Ô”¬z c^·V_ kB ̇ ®|›m ÿÔV|¬Ô©√|D
416.203.0344
,Ue;J Fbg;gth;fl;F jdpahf ,Ue;J Fbg;gJ jpUg;jpapy;iy.
MfNt jdpahf ,Ue;J Fbj;J kfpo; gth;fs; jdpik epiyiaj; jtph;g;gjw; fhd Kaw;rpiaAk; $l;lj;Jld; Fbj;J kfpo;gth;fs; $l;lj;Jld; NrUk; re;jh;g; gq;fisAk; Fiwj;jhy; ,jpy; ntw;wp fhzKbAk;.
vg;NghJ cq;fs; gytPdj;ij fps;sp vwpa cz;ikahd kdJld; ,wq;Ffp wPh;fNs ePq;fs; gykile;Jtpl;lPh;fs;. cq;fs; tho;T Kd;NdWk;.
Ntiyf;Fr; nry;y Mh;tk;
mjpfhpf;f! cq;fSf;F ey;y Ngr;Rtd;ik ,Ue; jhy; mijr;rhh;e;j njhopiyj; njupe;nj Lq;fs;. kf;fSld; goFtjpy; jpwik ,Ue;jhy; mJ rhh;e;j xU njhopiy vLq;fs;. cq;fs; jpwik ve;jj; Jiw apy; ,Uf;fpwNjh mijj; njhopyhf;fpf; nfhs;Sq;fs;. Ntiy nra;tNj njup ahJ.xt;nthUehSk; vg;NghJ Ntiyf; Fg;Nghfyhk; vd;W Mh;tkhf ,Uf;Fk;.
mjpraq;fs;! ,tw;iw urpf;fj;jhd;
Neukpy;iy. ,it ek;ikr; Rw;wpNa epiwa ,Uf; fpd;wd. fhiyapy; tPl;bd; ntspNa ghUq;fs; tpjk; tpjkhd gwitfs; te;J Gw;jiuapy; jq;fs;,iuNjb GJR GJrhf VNjh nra;J nfhz;bUf;Fk;. G+e;Njhl;lj;jpy; cs;s G+f;fis xd;W tplhky; ghUq;fs;. vd;d mofhd ,jo; fs;. xt;nthU G+tpdKk; VNjh xU moiff; nfhz;bUf;Fk;. fha;fwpj; Njhl;lj;ijg; ghUq;fs;. tpjk; tpjkhd tsh;r;rp> NtW NtW fha;fwp. tPjpapy; NghFk; kdpjiug;ghUq;fs;. xt;nthU tUk; tpj;jpahrk;. ,aw;ifia urpf;fj; njhlq;Fq;fs;.Neuk; NghtNj njupahJ. mjpraq;fisj; Njb miyaj; Njit apy;iy. ,it ek;ikr; Rw;wpNa ,Uf; fpd;wd. ghtk;. ekf;Fj;jhd; mtw;iw urpf;f ,Jtiu NeukpUf;ftpy;iy.
Rw;wptisj;Jg; NgrNtz;lhk; XUtiu Kf;fpakhd xU tplakhff; re;jpf;fr; nry;fpwPh;fs; re;jpj;jJk; Rk;kh VNjh tplaq;fisf; nghJthff; fijj; Jtpl;L Kbtpy; ePqfs; Nghd tplaj; ijg; Ngryhk; vd;W vz;zhjPh;fs;. NghdTld; eyk; tprhupj;Jtpl;L ,ad;w tiu Muk;gj;jpNyNa nrd;wtplaj;ij my;yJ cjtpiaf; Nfl;fg; goFtJ ey;yJ. mJ me;jj; jlit cq;fSf;F ntw;wpaspf;fhky; NghdhYk;$l mLj;j
jlit epr
ntWkNd nsy;yhk; te;j fhuz Fj;jhdh ePq;fs; vd $Lk;. m mgpg;gpuha Nghdtpla nghJtpla
gps;is
tPl;by; fz NgRk;NghJ Ntz;lhk;. mg;gbNa nfhz;L nrhw;fis wd. mg;N wth;fs; e
r%fj;jpy vLj;Jg;gh Jld; tr td; ey;y ,d;ndhU Jld; th Tld; nju tprhupj;Jg tdplk; c Utdplk; gl;Lf; nf NgUila ngupa m ,Jjhd; nfl;bj;jd iag; NgZ xd;W ng vd;W epi “mtuth;
POS

w;ifia urpf;fj; njhlq;Fq;fs;
Gjpa Condo my;yJ Gjpa tPL thq;;Fk;NghJ GST,y; vq;fSf;F jpUk;g xU njhif fpilf;fpw jhNk me;jg;gzj;ij rpyrkak; jpUk;gpf;fl;lNtz;ba #o;epiy Ak; cz;lhNk. tpsf;FtPh;fsh?
- Fkud;. ];fhgNuh.
gyh; fl;lg;gl;Lf; nfhz;bUf;Fk; GJtPL fis my;yJ Condof;fis tpiy$l;b tpw;Fk; Nehf;fj;Jld; my;yJ thl iff;FtpLk; Nehf;fj;Jld; thq;Ftij mz;ikf;fhyq;fspy; $Ljyhff; fhz; fpNwhk;.Kf;fpakhd xU gpur;rid ,jpy; vof;$Lk;vd;W gyUk; epidg;gjpy;iy. my;yJ njupe;jpUg;gjpy;iy. mJ vd;d ntdpy; me;j tPl;il my;yJ Condo it jdJ nrhe;j ghtidf;fhfNt thq;Ftjhf xg;ge;jj;jpy; ifnahg;g kpl;L thq;Fk;NghJ GJtPl;Lf;fhd fl;Lk; GST,y;36% jpUk;gf;fpilf;fpwJ. me;jtPl;by; jhd; my;yJ jdJ FLk;g mq;fj;jth;fs; tjpf;fhjgl;rj;jpy; me;j jpUk;gf; fplf;Fk; GST gzj;ij Builder ,lk; xg;gilf;fNtz;Lk; mij ePq;fs; jpUk;gf;fl;lhj gl;rj;jpy; mij cq;fs; tPl;by; fldhf vOjg;gLtjw;F rl;lj; jpy; ,lk;cz;L.,ij mth;fs; mwpe;J itj;jpUg;gjpy;iy.
thq;Fk; ,e;j tPL cq;fs; tjptpl tPL (Primary Residence) ,y;yhjjhy; ,g;gb xU KjyPl;ilr; nra;Ak; NghJ xU fzf;fhsh; (Accountant) Ir; re;jpj;J tUkhdtup rk;ge;jkhd tplaq;fis tpsq;fpf;nfhz;L nray;gLtJ ey;yJ. Mdhy; ePq;fs; tPLthq;Fk;NghJ KO GSTIAk; fopT ngwhky; fl;btpl;L thliff;F tpLk;NghJ mjpy; thl iff;F,Ug;gth; me;jtPl;il jdJ tjp tpltPlhf xU tUlj;Jf;fhtJ gad; gLj;jg; Nghfpd;whh; vd;W ep&gpj;jhy; me;j gq;F GST gzj;ij ePq;fs; kPsg; ngWk;re;jh;g;gk; fpilf;fyhk;. Gjpa tPL my;yJ Condo thq;Fk;NghJ tPl;bd; tpiyAld; GSTk; Nrh;j;Nj tpiyFwpg; gplg;gLfpwJ. Mdhy; 6% GSTI mwtp lhky; mjpNy xU fopT mth;fSf;Ff; nfhLgLfpwJ.
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
Ô^ ∞mD ∞u√‚¶V\_ |›m ÿÔV|¬Ô©√|D
.203.0344
- 23 -
,Ue;J
;J kfpo; tph;g;gjw; ; Fbj;J k; re;jh;g; ; ntw;wp
fps;sp ,wq;Ffp ;lPh;fs;.
Mh;tk;
k ,Ue; njupe;nj ; jpwik njhopiy j; Jiw opyhf;fpf; Nj njup Ntiyf; ,Uf;Fk;.
;! j;jhd; .
a ,Uf; ntspNa witfs; jb GJR ;bUf;Fk;. s xd;W hd ,jo; Njh xU fha;fwpj; ; tpjkhd . tPjpapy; xt;nthU urpf;fj; njupahJ. ; Njit a ,Uf; mtw;iw ;iy.
g; k;
plakhff; k; Rk;kh f; fijj; tplaj; hjPh;fs;. ,ad;w plaj;ij goFtJ q;fSf;F l mLj;j
jlit epr;rak; ntw;wpiaj; Njbj;jUk;.
ntWkNd cl;fhh;e;J NtW tplaq;f nsy;yhk; Ngrptpl;L filrpapy; ePq;fs; te;j fhuzj;ijr; nrhy;Yk;NghJ ,Jf; Fj;jhdh ,t;tsTNeuKk; Rj;jptisr;r ePq;fs; vd;W mth; kdJf;Fs; vz;zf; $Lk;. mJNt cq;fs; NkYs;s ey; mgpg;gpuhaj;ijf; Fiwf;f itj;JtpLk;. Nghdtplaj;ijg; Ngrptpl;L mjd;gpd; nghJtplak; Ngryhk;.
gps;isfisg; NgRq;fs;. Mdhy;...! tPl;by; fztd;> kidtp gps;isfisg; NgRk;NghJ $lhj nrhw;fisg; ghtpf;f Ntz;lhk;. mr;nrhw;fis gps;isfs; mg;gbNa kdJs; Nghl;L itj;Jf; nfhz;L tpUe;jpdh; tUk;NghJ mNj nrhw;fisr; rj;jj;Jld; Ngrg;Nghfpd; wd. mg;NghJ $dpf; FWfp epw;f Nghfp wth;fs; ePq;fs; jhd;.
rkepiy r%fj;jpy; cq;fSf;Fj; njupe;j 4Ngiu vLj;Jg;ghh;j;jhy; xUtd; ey;y gzj; Jld; trjpahf tho;tJ njupAk;. kw;w td; ey;yGfOld; tho;tJ njhpAk;. ,d;ndhUtd; ey;y Njf MNuhf;fpaj; Jld; tho;thd;. kw;wtd; ey;y mwp Tld; njupthd;. mth;fis ed;F JUtp tprhupj;Jg;ghh;j;jhy; jhd; njupAk;. xU tdplk; cs;s tplak;> jpwik ,d;ndh Utdplk; ,y;yhjjw;fhf mtd; tUj;jg; gl;Lf; nfhz;bUg;ghd;. Mf me;j ehY NgUila epk;kjpAk; re;Njh\Kk; ngupa mstpy; tpj;jpahrg;gLtjpy;iy. ,Jjhd; ajhh;j;jk;. Mz;ltd; kpff; nfl;bj;jdkhf mg;gb xU rkepiy iag; NgZfpwhd;.Mf vk;kplk; ,y;yhj xd;W ngupjhf kw;wtdplk; ,Uf;fpwJ vd;W epidj;J tUe;jj;Njitapy;iy. “mtuth; kdNk mtuth;f;Fyfk;.”
POSITIVE THINKING
cq;fisg;Nghy cyfpy; NtnwhUth; ,y;iy. eP jdpj;Jtkhdtd; mg;Gwk; Vd; jho;Tkdg;ghd;ik. cq;fs; Fzk;> Mw;wy;> fy;tp> cly;> vijAk; fUj; jpy; nfhs;syhk;.
NgrhjPh;fs; Nfl;Lg;goFq;fs; “Listen” and “Silent” has the same letters
mjpfk; NgRtjdhy; eP Ngr;rhsd; Mfyhk;. Mdhy; Ngr;irf; fpufpg;gtd; jhd; mwpthsp Mfpwhd;. Ngr;rhsd; xU ehs; mwpTf;F jPdpf;F cd;dplk; jhd; tuNtz;Lk;.
NgRk;NghJ epjhdkhfg;NgR me;j ,il ntspf;Fs; eP NgrpaJ vd;d ghjpg;ig Nfl;gtuplk; Vw;gLj;jpapUf;fpwJ vd;W mwpaTk; KbAk; mjw;Fg; gupfhuk; Njitnadpd; cldbahf mijj; NjlTk; KbAk;.
Xa;T Rk;kh ,Ug;gJ jhd; Xa;ty;y. mt;t sT NeuKk; ePq;fs; fLikahf nra;J nfhz;Lte;j Ntiyiar; rpwpJ epWj;jp cq;fSf;Fg; gpbj;j xU Ntiyiar; nra;Aq;fs; mJTk; Xa;Tjhd;.
Ô
Ú
s
D
[
Ô
¬
√
Ú Œ


Page 24
- 24 -
COMMERCIAL MORTGAGE
• Commercial Interest starts from 5.5%
• New Business Loans
• Bus
• New
÷Èkƒ goÈVƒÁTM•¶[ T‚|¬ÔVTM Ô¶–>
• Ist & 2nd Mortgage
• Commercial Mortgage
• Re-Finance to get rid of your loans
• Bridge Financing
• Cottage Properties Financing
• Up to 90% LTV
• Non-Permanent Residents
K.N. KANNAN Mortgage Consultant Montréal: 1-514-787-9486 Tel: 416-854-6183 Office: 416.273.8232 Fax: 416.214.1999 inviskana@gmail.com, www.invis.ca
2857 Lawrence Ave. E, Suite 11, Scarboro
90 Kennedy Rd. S., Unit C, Bra Head Office: 701 Evans Ave., Suite 600, Tor

COMMERCIAL MORTGAGE
st starts from 5.5%
s
• Bussiness Loans
• New Plazas
goÈVƒÁTM•¶[ T‚|¬ÔVTM Ô¶–>sÿ√≈
• Cottage Properties Financing
• Up to 90% LTV
• Non-Permanent Residents
• Rental Properties Financing
• Self-Employed
• No Money Down Mortgage
. KANNAN
1-514-787-9486 854-6183
s.ca
. E, Suite 11, Scarborough, ON M1P 2S9 nedy Rd. S., Unit C, Brampton ans Ave., Suite 600, Toronto, On M9C 1A3
jha;tPL • Xf];l; 2007


Page 25
jha;tPL • Xf];l; 2007
fz;bg;ghf mDgt];ju;fspd; cjtpia ehLjy; ed;W. nghJthf> kPsikg;Gr; nrytpdq;fs; my;yJ Gdu;epu;khz nrytpdq;fs;gw;wp mwpe;jpUj;jy; Ntz; Lk;. mtw;wpw;fhd jw;Nghija ngWkjp fs;> $ypfs;> kw;Wk; tPL thq;Fgtu; jFjpAilatuh vd;gjidAk;> jpUj;j NtiyfSf;F Nghjpa gzk;> Neuk; Nghd;wtw;iwAk; fzf;fpyplyhk;.
Nkyjpf ,izg;Gf;fs; (Upgrades) kdpju;fs; xUtiug;Nghy; ,d;ndhUtu; ,Ug;gjpy;iy vd;gijg;Nghy> xNu gFjpapy; xNu fl;bl epWtdj;jpdhy; mikf;fg;gl;l tPLfs; ehsiltpy; rpwpJ rpwpjhf khw;W tbtk; ngWfpd; wJ. ,it tPl;L cupikahsu;fspd; jpwd;fisg; nghWj;jJ. rpyu; mjpf msT gzk; nrytpl;L tPl;bid myq;fupg;gu;. rpyu; Neukpd;ikNah kd kpd;ikNah> gzkpd;ikNah tPl;bidg; gw;wpf; fuprid ,d;wp ,Ug;gu;. ,t;tPL fis xg;gPL nra;Ak;NghJ> mjw;fhd nrytpdq;fs; kw;Wk; thq;Fgtu;f Sf;Fg; gpuNahrdkhd Nkyjpf ,izg; Gfs; cz;lh vd;gjidAk; fUj;jpy; ,lNtz;Lk;. cjhuzkhf> ,uz;L khb tPnlhd;Wf;F tNahjpg jhahiu kdjpy; itj;J> xUtu; vypNtw;wu; nghUj;jpap Ue;jhy; me;jtPl;bid thq;fg;NghFk; egUf;F me;j vypNtw;wu; vt;tsT J}uk; Njitg;gLk;vd;gjidg; nghWj;J mt;tPl;bd; tpiy fzpf;fg;gLfpd;wJ. ,jidf; fPo;tUkhW $wyhk;.
tpw;gtu;fspd;/thq;Fgtu;f spd; Njit (Motivation) ,J rw;Wf; fbdkhd tplak;. kw;iw atupd; kdjpd; Moj;ijg; Gupe;Jnfhs; Sjy;> xUtu; Vd; me;j tPl;bid tpw;fpd;whu;> mtrukhf Ntiy ,lkhw; wkh> ghlrhiy khw;wkh> rypj;Jg;Ngha; tpl;ljh> tPl;by; VjhtJ jtwh vd;W
tPLk; tPL tpiyfs; vt;thW...
tpba
11k; gf;fj; njhlHr;rp...
15k; gf;f
jd; tpi jtwhd fhuzk rpijTf
5. xd;uhw
ajd; t yJ ,Uf;ff mghak mjDl fl;bl Wj;jyh vd;gd fSk; limited)
6. fl;bl
ghjpg;Gf ,Jgw;w Home W Wj;Jf;
Vohz;Lf thjk;:
tPl;il c VohtJ M Kjy; ehs eilKiw Mz;Lti thf fl;b ;j;jp nra;a ypUe;J cs;s c ON” vd $l;Lj;jhg
fl;bl m ghjpg;Gfs jj;jpy; c
VjhtJ g %yg; ng
$379,900
Finch/Mccowan BR 4, WR 3 Fabulous Location* Spacious, Bright Italian Built 4 Bedrm Home* Newer Roof(Oct05)* Skylight* Eat-In Kit W/O To Yard. Greenhouse Porch- From Kithen* Large Yard* Close To Plaza,Supermkt,Mall,Bank, Mins To Hwy 401
Brimley/Finch
$279,900 Excellent Location. Close To All Aminities. Immaculate Move In Condition. Well Maintained Property. Fronting Facing On East.
Markham/Denison
$373,000 One Of The Best Homes Listed In The Area. A Clean Home With In- Law Apartment
Brimley/Denison
Midland/Steeles Neighbourhood. Clean Perenial Upgds. Gorgeous Home! $339,900
Gdn/Fruit Brand BR Very & Mirrored Bright 3 New , Nice Tree/Deck&Pond.
WR Home*Many
Kit 4
Quite
Cabinet. Closet Doors Bmt In Access W/Legal Ent. Enclosed To In-Law Sd Garage. Entry Suite
Porch To Self With
Contain
Mccowan/16 Ave BR 3, WR 3 Approx. 19Mnts. New Mattamy-The Cardinal Model 1600 Sq.Ft. Steps To Pond, Schools, Shops. Clean Bright & Spacious
$369,900 $379,000
$379,900 $379,900
gythW vz;zyhk;. mNjNghy;> thq;F gtu;fSk; mlq;Ftu;. rpy rkaq;fspy; xU nghUSf;fhd mbg;gil tp;iy apid tpLj;J> mjd; NjitAld;$ba Gjpa tpiyfs; $l Kisj;J epw;Fk;. cjhuzkhf xUtu;> nghJg; Nghf;F tuj;jp;idr; rhu;e;jpUg;gtuhf ,Ue;jhy;> NgUe;Jg; ghijaUfpy; ,Uf;Fk; tPl; bw;F mjpf gzk; nrYj;j Kd;tUthu;. khwhf> tpw;gidapy; ,lg;gLk; tPl;Lf;F jq;fs; Njitiag; nghWj;J tpiyap idf; $l;bNah Fiwj;Njh tpw;fyhk;. vJ vg;gbNah tPL tpw;gid Kftu ;fisg; nghWj;jtiu> nghUSf;Fupa tpiyapNyNa mjpf ftdk; nrYj;J gtu;fshff; fhzg;gLtu;. mjw;fhd jfty; jpul;ly;fNs ehk; Kd;du; ghu;j;j CMA.
Nkw;$wpa jfty; jpul;ly;fs;> Njitf spd; vilNghly;fs;>kdnkhw;wpa KbT fs; Nghd;wdtw;iw ,izj;J ngwg; gLk; jfty;fisj; jpul;b toq;fg; gLfpd;w tpiy epu;zaNk xU tPl;bd; tpiyahfpd;wJ. mjd; mbg;gilapy; Nguk;NgRk; glyk; Muk;gkhFk;. ,e;j ,Wjpf; fl;lKk; tpiyepu;zaj;jpy; gq;nfLf;fpd;wJ. “You can’t be afraid to let it go” vd;W nrhy;thu;fs;. mtu;fs; Nfl;l tpiyiaf; nfhLf;fhtpl;lhy; NtW ahuhtJ thq;fptpLthu;fNsh vd;w gaj;jpNyNa rpyu; mjpf tpiy nrYj;JtJk; cz;L. khwhfr; rpyu; kpff; Fiwe;j tpiyapidf; nfhLj;J nfhs;is ,yhgk; rk;ghjpf;f epidg;g Jk; cz;L. mt;Ntisfspy; NtW xUtu; cupa tpiyf;Fr; rk;kjpf;fpd;w epiyapy; Nghl;bNghl;L thq;f Ntz; ba re;ju;g;gKk; Vw;glyhk;.
mDgtrhypfspd; cjtpAk; jfty; njhopy;El;gtrjpfSk; ,ize;j tpiy fzpg;gPl;L KiwNa rhyr; rpwe;jJ. ngupa KjyPLfisr; nra;Ak;NghJ rpwp jsNtDk; rpe;jpg;Nghk;. cupatu;fspd; cjtpAld; rpwe;j gyidg; ngWNthk;. ed;wp.
Kennedy /Denison
$329,980 New Laminated Wood Fl On Main Fl & New Roof(06),New Central Air Conditioning(05).Skylite.4 Car Parking On Driveway.
Mccowan & Denison
$355,000 An Absolutely Stunning Home, Sun- Filled, Private, Premium Yard, Very Desirable Layout, Large Sized Rooms
Midland/Finch BR 4, WR 2 Fabulus Location, Very Spacious 4 Bedroom Home. Steps To Schools, Ttc, Shopping, Resturants Etc. Ideal For Big Family, Large Backyard; Finished Basement W/Lots Of Storage Space
Morningside/Finch BR 4, WR 4 Shows Pride Of Ownership. Sep Ent To Fin Bsmt W/ Kit And 2 Bedrms! California Shutters In Kit & Fr* Main Fl Laundry, Spiral Staircase And Sitting Rm Off Mbr, + Sep Shower, Step-Up Tub & W/I Closet.
9th Line/16th Ave
$374,900 Wow!!Extra Bright Immaculate All Brick Detached,Close To School,Hospital,Park.Spotless
cq;fs
0% Down Available
for qu
Free Mark
tre;jp Vasanthy
1711
va
Cell: 4

ison
e, Sun- , Very zed
ve
te All o less
on
Main tral Air
Car
- 25 -
;> thq;F aq;fspy; tp;iy ld;$ba epw;Fk;. ; Nghf;F Ue;jhy;> ;Fk; tPl; ;tUthu;. ; tPl;Lf;F tpiyap pw;fyhk;. Kftu Sf;Fupa nrYj;J mjw;fhd u; ghu;j;j
Njitf pa KbT ;J ngwg; toq;fg; tPl;bd; g;gilapy; k;. ,e;j ;zaj;jpy; afraid to mtu;fs; htpl;lhy; hu;fNsh pf tpiy r; rpyu; nfhLj;J epidg;g y; NtW jpf;fpd;w ;f Ntz;
jfty; ;j tpiy rpwe;jJ. ghJ rpwp tu;fspd; WNthk;.
s 4 s, Ttc, or Big ed
ace
Ent s! in Fl ting -Up
jd; tpisthfNth my;yJ mtw;iw jtwhd Kiwapy; nghUj;jpa jd; fhuzkhfNth mtw;wpy; tphpry;fs;> rpijTfs;> cilTfs; Vw;gLjy;.
5. xd;uhwpNah fl;bl epakq;fis kPwp ajd; tpisthf Rfhjhuj;jpw;F my; yJ ghJfhg;gpw;F mr;RWj;jyhf ,Uf;ff; $ba mk;rq;fs;. neUg;G mghak; Vw;gLj;jf; $ba my;yJ mjDld; njhlh;Gila mk;rq;fs;> fl;bl mikg;gpy; ghJfhg;gpw;F mr;R Wj;jyhf ,Uf;ff;$ba mk;rq;fs; vd;gd ve;jtpj vy;iyf; fl;Lg;ghL fSk; ,d;wp ,jw;Fs; mlq;Fk;. (not limited)
6. fl;bl mikg;gpy; Vw;glf;$ba ghhpa ghjpg;Gfs; (Major Structural defects) ,Jgw;wp tpNrlkhf “Ontario New Home Warranties Plan act” ,y; tiua Wj;Jf; $wg;gl;Ls;sJ.
Vohz;Lf;Fhpa cj;ju thjk;:
tPl;il cilikahf;fpa ehspypUe;J VohtJ Mz;L epiwT ehs; tUtjw;F Kjy; ehs;tiu ,j;jifa cj;juthjk; eilKiwapy; ,Uf;Fk;. Kjy; ,uz;L Mz;Ltiu cs;s cj;juthjk; nghJ thf fl;bl mikg;ghsh;fspdhy; epth ;j;jp nra;ag;gLk;. Mdhy; 3 tJ Mz;b ypUe;J 7tJ Mz;L KbAk; tiu cs;s cj;juthjk; Neubahf “TARI- ON” vdg;gLk; cj;juthjj;jpw;Fhpa $l;Lj;jhgdj;jpdhy; ifahsg;gLk;.
fl;bl mikg;gpy; Vw;glf;$ba ghhpa ghjpg;Gfs; kl;LNk 7 Mz;L cj;juth jj;jpy; cs;slf;fg;gl;Ls;sJ.
VjhtJ gpioahd my;yJ gOjile;j %yg; nghUl;fisg; ghtpj;jjd; fhuz
tPLk; tpbaYk;...
15k; gf;fj; njhlHr;rp...
cq;fs; kdepiwtpy;jhd;!!
0% Down Mortgage Available
for qualified Applicants only
Free Market Evaluation
HomeLife/ GTA Realty Inc. Realtor Member
tre;jp epuQ;rd; Vasanthy Niranjan Sales Representative
1711 McCowan Rd., Suite 206 Toronto, Ont M1S 3Y3 Tel: 416•321•6969 Fax: 416•321•6963 vasanthy_nir@hotmail.com
Cell: 416•845•8272
Each office is independently owned and operated
khfNth my;yJ gpioahd Kiwap;y; mtw;iw nghUj;jpajhy; my;yJ if ahz;ljd; tpisthf fl;blj;jpd; ghuj; ijj; jhq;f KbahJ fl;blj;jpd; xU gFjpapy; Vw;glf; $ba ghjpg;Gfs; my; yJ KO tPl;bw;Fk; Vw;glf;$ba ghjpg;G fs; my;yJ gpioahd %yg; nghUl; fspd; ghtidahy; my;yJ mtw;iwg; gpioahff; ifahz;ljd; tpisthf tPl;il tPlhfg; gad; gLj;j Kbahky; Nghff; $basT Vw;glf; $ba ghhpa ghjpg;Gfs; vd;gdNt VO Mz;L cj;ju thjj;jpy; cs;slf;fg;gL fpd;wJ. mj;J ld; fPo;tUk; mk;rq;fSk; 7 Mz;L cj;juthjj;jpy; mlq;Fk;.
1. epy mirtpdhy; fl;blj;jpy; Vw;glf; $ba ghhpa ghjpg;Gf;fs; (Significant damage to soil movement)
2. epyf;fPo; mj;jpthuj;jpy;Vw;gLk; ghhpa
ntbg;Gf;fs;.
3. KfL nghwpe;J tpOjy;> my;yJ Kfl;L nghUj;Jfspy; Vw;gLk; ghhpa ghjpg;Gf;fs;.
4. ghuk; jhq;fKbahJ Kfl;by; Vw;gLk; tpisTfshy;> my;yJ cilTfspd; fhuzkhf ePh;f;frpT Vw;gl;L mjd; fhuzkhf tPl;bd; cl;Gwg; gFjp fspy; Vw;glf; $ba Nrjq;fs;.
Fwpg;G: nts;sj;jhy; my;yJ G+kp mjph; r;rp my;yJ ,aw;if mopTfshy; Vw;g Lk; jhf;fj;jpdhy; epyj;jpy; Vw;gLk; mirT fhuzkhf tPl;bw;F Vw;glf;$ba ghjpg;Gfs; cj;juthjj;jpw;Fs; mlq; fhJ.
7 tUl cj;juthjj;jpw;Fs; cs;slq;F git vit? mlq;fhjit vit? vd;w re;Njfk; Vw;gl;lhy; Nkyjpf njspthd tpguq;fis xd;uhwpNah khfhz murp dhy; ntspaplg;gLk; “Construction Perfor mance Guidelines” I thrpg;gjd; %yk; mwpe;J nfhs;syhk;. Rkhh; 240 w;F Nkw;gl;;l mk;rq;fs; mjpy; tpsf;fg;gl;Ls;sd.


Page 26
- 26 -

jha;tPL • Xf];l; 2007


Page 27
jha;tPL • Xf];l; 2007
ehd; ,j;njhlupy; Fwpg;gpl ,Uf;Fk; tpl aq;fs; me;je;jj; Jiwapy; ,Ug;gth; fisj; jhf;Fk;Nehf;fj;JlNdh my;yJ me;je;j epWtdq;fisj; jhf;fp vOJ tjw;Nfh my;y. ,J “vdJ nrhe;jf; fUj;Jf;fs; ,ijg; ghpkhWtJ vdJ flik”. mij Vw;Wf; nfhs;tjh? epuhf hpg;gjh? vd;gJ cq;fs; jPh;khdj;ijg; nghWj;jJ.
‘R” vd;w vOj;jpy; njhlq;Fk; ve;jr; Nrkpg;Gj; jpl;lKk; tUkhdthp ,yhfh Tld;(Revenue Canada) gpizf;fg;gl;b Uf;Fk; Nrkpg;Gj; jpl;lk; vd;gJ xUtUk; kWf;fKbahj tplak; vd;gJ Fwpg;gplj; jf;fJ. cjhuzkhf R.R.S.P, R.E.S.P, RRIF, RIFvy;yhNk tUkhdthp ,yhfh Tld; gpizf;fg;gl;Ls;s Nrkpg;Gj;jpl;lq;
ƒ¬] ®[≈V_ ÔV©AÆ]
1983gD gıΩoÚÕm ÔV©AÆ]›mÁ≈l_ xøo ́ ÿ§BVTM oƒÁk
""ƒÔÈ ÔV©AÆ] WÆkTM∫ÔπTMmD ∏ ́]W]''
► √V ́√‚ƒt[§ ®Õ> WÆkTM ]‚¶\VÔ ÷Ú©∏–D ÿ>πkVTM m_oB\VTM ÷Èzs_  ̨ ́ ̨¬zD kıD s·¬ÔD.
► 9000 ÷uzD o\u√‚¶ ]Ú©]Ô ́\VTM kVΩ¬ÁÔBV·ÏÔ^
► 90¬zD o\ÈVTM mˆ> ÔV©AÆ] ÷w© ̈|Ô^.
► ®TMm kVΩ¬ÁÔBV·Ï √‚ΩBo_ ŒÚEÈ
- kÚ\VTM kˆ ÷ÈVÔV, Ô¬ ̨B_ oƒV>ÁTMBV·ÏÔ^
(Revenue Canada Auditors) , - W]BÁ\fl∑ ∂]ÔVˆÔ^ (Ministry of Financial Services), - ÔV©AÆ] ∏ ́]W]Ô^, ∂kÏÔ^ z|D√ ∂∫Ô›>kÏÔ^,
x]oBVÏ, E≈VÏÔ^, - ∏ ́√È kÏ›>ÔÏÔ^, z|D√›>kÏÔ^, - ∏ ́√È ®ø›>V·ÏÔ^, - Ák›]BÏÔ^, - kw¬Ô§QÏÔ^
► 85 kBm¬z‚√‚¶ ®kÚ¬zD, ®flÛμWÁÈlKD, WflƒB\VÔ ÔV©AÆ]Bπ¬zD ]≈Á\ (WÆkTM∫Ôπ[ W√Õ>ÁTM©√Ω)
► ®¬ÔV©AÆ]› ]‚¶\VÔ ÷Ú©∏–D, s·¬Ô›m¶[ \TM gÆ>_ ]‚¶\VÔ ÿ√u§¶ >B∫ÔV\_ ÂV|∫Ô^
► \Ú›mk Z]l[§ 275,000 kÁ ́ ÔV©AÆ]
ƒ¬]ok_
-
ÿ>VÁÈo√E:
416.706.3530,905.428.9299,905.763.8912
Fax: 905.428.9307 Email: george14@sympatico.ca
\[M¬Ô°D! kVÔTM¬ ÔV©AÆ] (Car Insurance), y ÔV©AÆ] (Fire Insurance) ÿƒFk]_ÁÈ!
‘tPL’ tiu cwT! ‘tPjp’ tiu ki ‘fhL’ tiu gps;is! ‘filrptiu’
rf;jpNty;
- MAl; fhg;GWjp Kftu; -
-
fs;. ,jd; fhuzkhfNth vd;dNth “,e;j Kjy; ,U jpl;lq;fspYk;” gz j;ij tUlhtUlk; my;yJ khjh khjk; xJf;fp itj;jhy; vkf;Fk; gzk; XusT kPsg; ngwyhk;. cjhuzkhf R.E.S.P ,idg; nghWj;jtiu tUlhtUlk; xt;nthU gps;isfSf;Fk; jyh nlhyh; 2000 tiu xJf;fp itj;jhy; 20 tPjj;jp ypUe;J 30 tPjk; tiu kPsg;ngwyhk;. ,e;j Kiwapy; fPo;tUk; fzf;if Muha;Nthk;.
$ 2000 x 20% = $ 400. 18 tUlj;jpw;F njhlh;e;J ,e;jg;gzj;ij xJf;fpitg; gpd; $(2000x18) x 20% =400x18=$ 7,200. ,e;j $ 7,200 tiu kPsg;ngWk; njhif murhq;fj;jhy; nfhLf;fg;gLk; njhif mJTk; ,e;j jpl;lj;jpy; NrUNthUf;F kl;LNkxopa vy;NyhUf;Fk; my;y.
vy;yhg; gj;jphpiffspYk;> njhiyf;fhl; rpapYk;> thndhypapYk; ,e;j nlhyh; 7>200 kPsg;ngWtijj; jhd; Kf;fpakhf tpthpf;fpwhh;fNsnahopa ,e;j nlhyh; 7>200 ,idg; ngWtjw;F fl;ba nlhyh;
36>000 ,d vq;F> ve tl;btPjj;j vg;NghJk; nghWg;G
TION)vd;g ,Jtiu vd;W rw;W ld; 3my;y gj;jpy; jy fSf;F n dhy; nlh 18 tUlq 144>000 g kPsg;ngwy gzk; nr th;fs;> m kl;LNk x FLk;gj;jt “Mdhy; nry;te;jh fg;ngWk; thpr;rYi Nkyjpf c gLfpwJ. murhq;fk ifahy; ifahy; Vd; ,e;j

V_ ÔV©AÆ]
ok_
-
763.8912
k]_ÁÈ!
- 27 - iu cwT! ‘tPjp’ tiu kidtp! u gps;is! ‘filrptiu’ fhg;GWjp!
vd;dNth k;” gz jh khjk; k; XusT R.E.S.P lhtUlk; h nlhyh; 0 tPjj;jp ;ngwyhk;. fzf;if
lj;jpw;F f;fpitg; =$ 7,200. ; njhif ; njhif NthUf;F y;y.
iyf;fhl; nlhyh; f;fpakhf nlhyh; nlhyh;
36>000 ,d; tsh;r;rpiag; gw;wpNah> mJ vq;F> ve;jtpjkhd jpl;lq;fspy;> vd;d tl;btPjj;jpy; tsh;fpwJ> ,e;jj; njhif vg;NghJk; Fiyahky; ,Ug;gjw;F ahh; nghWg;G (BANKRUPTCY PROTEC-
TION)vd;gij cWjpahf‘vOj;J %yk;” ,Jtiu ahuhtJ tpghpj;Js;shh;fsh vd;W rw;W rpe;jpj;Jg; ghUq;fs;. mj;J ld; 3my;yJ 4 gps;isfs; cs;s FLk; gj;jpy; jyh nlhyh; 2000 gb 4gps;is fSf;F nlhyh; 8>000 tUlhtUlk; fl;b dhy; nlhyh; 1>600 tiu kPsg;ngwyhk;. 18 tUlq;fSf;F nkhj;jkhf nlhyh; 144>000 gb fl;bdhy; nlhyh; 28>800 kPsg;ngwyhk;. ,e;j khjphpahd fl;Lg; gzk; nry;te;jh;fshy; (gztrjpAs;s th;fs;> mjpf rk;gsk; ciog;gth;fs;) kl;LNk xJf;f KbANk jtpu rhjhuz FLk;gj;jth;fshy; nra;aKbahJ. “Mdhy; ,j;njhifia fl;Lk; mNj nry;te;jh;fSf;F” khjhkhjk; fpilf; fg;ngWk; gps;isfSf;fhd khjhe;j thpr;rYif(Child Tax Benefit)mth;fspd; Nkyjpf ciog;Gf; fhuzkhf epWj;jg; gLfpwJ. ,ijAk; nra;gth;fs; mNj murhq;fk;jhd;. RUq;ff; $wpd; xU ifahy; gzj;ijf; nfhLj;J kw;wf; ifahy; gzj;ij kPsg;ngWtjdhy; Vd; ,e;jg; ghuhgl;rk; vd;W rw;Wr;
rpe;jpj;Jg; ghh;g;NghNkahdhy; murhq;fj; jhy; nfhLgLk; ,e;jg; gzj;jpidr;
]›mÁ≈l_ Ák
mD ∏ ́]W]''
re;Njff;fz;NzhLjhd; ghh;f;f Ntz; Lk;. rfy gps;isfSf;Fk; mtuth; eyd; fUjp fy;tpia Cf;Ftpg;Nghuh apd; mth;fs; khjhe;jr; rYifg; gzj;ij epWj;JtJ ghuJ}ukhd tpla khFk;. NkYk; gps;isfspd; fy;tpj; jpl;lj;ijg; nghWj;jtiu xt;nthU ¬zD
myFfshf(Units)> xt;Nthh; myFf;Fk; jyh ,j;jid nlhyh; vd;W tpw;fpwhh; √u§¶
fs;. Mdhy; xt;nthU myFk; vt;t sT gzj;ijf; nfhLf;Fk; vd;gij jpl;ltl;lkhf vOj;jpy; nfhLf;fhky; Vwj;jho ,t;tsT fpilf;Fk; vd;W vOj;jpy; nfhLf;fhky; Ngr;Rthh;j;ij apy; nrhy;fpwhh;fs;. cq;fs; fy;tpj; jpl;l xg;ge;jk; cq;fSf;Fk; epWtdj; jpw;Fk; cs;s xg;ge;jNknahopa cq;f Sf;Fk; tpw;gidg; gpujpepjpf;Fk; my;y vd;gjid ePq;fSk; czuNtz;Lk;. VjhtJ fUj;J NtWghL gpw;fhyj;jpy; Vw;gLk;NghJ cq;fs; ‘ifapy;; cs;s xg;ge;je;jhd; mj;jhl;rpNa jtpu gpujpepjp
njhlu; - 4
30k; gf;fk; ghu;f;f...


Page 28
- 28 -
N.K.S
Drapery & Blinds Fabric LTD
]≈Á\BVTM oƒÁkBV_ √È sÚmÔÁ· ÿ√u≈ WÆkTMD
c∫Ô^ T‚|¬z–› o>ÁkBVTM ƒÔÈs> B[TM_ ]Á ́ kÁÔÔÁ·•D, oÔ‚Ω[ mË kÁÔÔÁ·•D tÔ°D \okVTM sÁÈl_ ÿ√uƬ ÿÔV^· ∂Áw•∫Ô^.
oÔ>V ¶ ́V¤V 416.321.6420
Ketha Nadarajah (President) Tel: 416.321.6420, 905.944.0218 Fax: 416.321.2217 www.nksdrapery.ca
Drapery & Blinds Fabric Ltd., 210 Silver Star Blvd., Unit #825, Scarborough, ON M1V 5J9
fdlhtpy; fpilf;f pwJ
,jk; jUk; jhafj;jpd; ,Uf;if!
Easy tPl;ilAk;;> fhhpahyaq;fisAk; moFgLj;j ft
nkhj;jkhfTk; jdpahfTk; ngw;Wf
Ks;se;jz;bd; ,ay;ghd tisTfSf;F Vw;g AVRA Easyaha; mkh;e;Jnfhs;s INC 416 854 1639
Email avrainc@gmail.com
xUtUlk;; R tPl;bYk; fhhpahyaj
mi tz;z tbtq cWjpahd mikg;G tz;z tbTk;
thq;fp tPl;by;
Fiwe;j tpiy epiwe;j Mde;jk; Easy Chair
McCowan & Sheppard
fl>l √
KjyPl;l
-n
fhz
• B.Eng
• Enviro Constr
• Projec
• Ontari
• C.E.T -
•
!

lhtpy; fpilf;f pwJ
jdpahfTk; ngw;Wf; nfhs;syhk;.
INC
fj;jpd; ,Uf;if!
Easy Chair Ak; moFgLj;j ftHr;rpfukhd kPd; njhl;bfs;
f;F Vw;g
1639
xUtUlk;; Rj;jk; nra;a Ntz;ba mtrpakpy;iy! tPl;bYk; fhhpahyaj;jpYk; itj;jhy;; moFk;! Mde;jKk;! mike;jpLk;!
mioAq;fs; thUq;fs; tz;z tbtq;fs; cq;fs; fz;fis ftUk;;.... k;
thq;fp tPl;by; itj;jhy; tUNthiuAk; ftUk;!
Chair
1V 5J9
fl>l √d>Dl> D∏Wvem>!
• tPL thq;Fjy; • tPL tpw;wy; • tPl;bw;fhd 

Page 29
jha;tPL • Xf];l; 2007
kdpjHfSf;F Gujk; kpf kpf Kf;fpa khdJ. nehjpaq;fs;> XNkhd;fs; vd;W kdpj cliyf; fl;Lg;gLj;Jk; midj; JNk Gujj;jpdhy; Mf;fg;gLfpd;wd. ,e;j Gujq;fis cUthf;f 20 tpjkhd mkpNdh mrpl;Lfs;( 20 different amino acids)clYf;Fj; Njit. Mdhy; ,jpy; xd;gJ tifahd mkpNdh mrpl;Lfis kdpj clyhy; xUNghJk; jahupf;fNt KbahJ. mit kdpj clYf;F cz;
Zk; Guj czTg;nghUl;fspy; ,Ue;Nj ngwg;glNtz;Lk;. Mr;rupakhf ,e;j Nfhop Kl;ilapy; kdpj clyhy; jahupf;f Kbahj me;j xd;gJ mkpNdh mrpl;LfSk; cs;sd. ,jd; fhuzkhf Kl;il kdpjUf;F kpf mj;jpahtrpa khd xU czTg; gz;lkhf ,Uf; fpd;wJ.
,ij tplTk; kdpjUf;Fj; Njitahd tpl;lkpd;fs;> fdpAg;GfisAk; Kl;il nfhz;Ls;sJ. mjw;fhf jpdKk; xUtH gj;J Kl;ilfis rhg;gpl KbahJ. Vd; vd;why; Kl;ilapy; fNyh];Nuhy; vd; fpd;w $lhj nfhOg;G cs;sJ. mJ vkf;F khuilg;il Vw;gLj;Jk;. ,J capH Mgj;jpy; KbAk;. vdNt Kl;il iaAk; msthfNt cz;zNtz;Lk;.
kdpjUf;F xUehSf;F 300kpy;yp fpuhk; fNyh];Nuhy; kl;LNk Njit. mjw;F
Nfhop Kl;il rj;jhd czT - capH Mgj;J
]Ú©]BVTM ÷_ÈD; xøÁ\
Thavaraj Logasundaram Sales Representative
thavarajl@yahoo.ca Cell: 416 277 1453
mjpfkhf ehk; cl;nfhz;lhy; mJ FUjpf; Foha;fspy; gbe;J milg;ig Vw;gLj;jp> khuilg;ig Vw;gLj;Jk;. xU ngupa Kl;ilapy; jw;NghJ 194 kpy;yp fpuhk; fNyh];Nuhy; cs;sJ. Mdhy; ehs; xd;wpy; ePq;fs; Kl;il kl;Lk; cz;gjpy;iy. NtW ,iwr;rptiffs;> vz;Nza; kw;Wk; gl;lH> ikaid]; vd;W fNyh];Nuhy; cs;s gz;lq;fis Ak; cz;gjhy; fNyh];Nuhy; njhlH
ghf kpFe;j mtjhdk; Njit.
jw;NghJ Nfhop Kl;ilapy; ,d;ndhU tifahd Kl;il re;ijg;gLj;jg;gL tij ghHj;jpUg;gPHfs;. xNkfh- 3 vd;w fatty acids( Omega-3 fatty acids) NrHf; fg;gl;l Kl;ilfs; filfspy; tpw;fg; gLfpd;wd.
,e;j Omega-3 fatty acids ekf;F ngUk; ed;ikfisr; nra;fpd;wJ. ekf;F ,uj; jj;jpy; cs;s> khuilg;ig Vw;gLj;jf; $ba $lhj fNyh];Nuhiy ey;y fNyh];Nuhyhf ,e;j Omega-3 fatty acids khw;Wfpd;wJ. vdNt Kl;ilia njupT nra;Ak; NghJ Omega-3 fatty acids NrHf;fg;gl;l Kl;ilia njupT nra;Aq;fs;. ,J toikahd Kl;il ia tpl xU nlhyH mjpfkhf ,Uf; fyhk;. Mdhy; cq;fs; capiu mJ ghJfhf;Fk;.
mNj rka gjhy; njh cs;sJ. Fiwthd rj;J epi Ntis> cupa cz ,e;j Kl;i
ry;nkhnd Kl;ilf;F Ls;sJ. Kl;ilapy fhtpy; fz ak; Kl;i nfhz;bU mjdhy; fOtg;gl;L fpd;wJ.
,Njrkak gjw;F K apy; thq;f my;yJ cile;J vwpe;J tp Vw;glf; $
filapy; Kl;ilapy ,y;iyah fz;Lgpbf Kl;il c glyhk;. Yk; ry;n Kl;ilia njhw;wpf;n
ry;nkhnd ilia F ghf itj mtpj;Njh vkf;F nj rkak; , ngl;bapy; ntspapy; gpd;dH g jhy;> m vLj;J Vj mij m Neuk; it fhky; c njhw;W V Salmonello
,jw;Ff; Ws;s Kl apy; jahu KOikah fisNah apy; itg rpwpa m ry;nkhnd jpy; gy;y ngUFfpd
ehd;F gh C ntg;ge cUthtj xU ,Ug ntg;gepiy ,uz;L k

Nfhop Kl;il
T - capH Mgj;Jk; cs;sJ
- rpth Rg;uh -
clypy; Neha;
vjpHg;G rf;jp
Fiwe;j
tNahjpgHfs;>
,d;dKk; cupa
Neha; vjpHg;G rf;jp
cUthfhj
Foe;ijfs;>
fHg;gpzpfs;
kpf vspjpy;
,e;j njhw;wpdhy;
ghjpg;gilfpd;wdH.
]Ú©]BVTM ÷_ÈD; xøÁ\BVTM ƒÕo>V≠D
asundaram
453
- 29 -
hy; mJ ilg;ig ;Jk;. xU 94 kpy;yp Mdhy; kl;Lk; ptiffs;> kaid]; ;lq;fis ; njhlH
.
d;ndhU Lj;jg;gL - 3 vd;w s) NrHf; ; tpw;fg;
ngUk; f;F ,uj; w;gLj;jf; ey;y ga-3 fatty l;ilia ga-3 fatty njupT Kl;il hf ,Uf; piu mJ
mNj rkak; Nfhop Kl;ilapid cz; gjhy; njhw;W Neha; Vw;gLfpd;w tha;g;G cs;sJ. Mdhy; me;j tha;g;G kpff; FiwthdJ kdpjHfSf;F mjp Cl;lr; rj;J epiwe;j czthf ,Uf;fpd;w Ntis> gw;wPupahf;fs; tsHtjw;Fk; cupa czt+l;lq;fisf; nfhz;Ls;sJ ,e;j Kl;il.
ry;nkhndyh(Salmonella) vd;w gw;wPupah Kl;ilf;Fs; ,Ug;gJk; fz;lwpag;gl; Ls;sJ. mJ 20>000 Kl;ilf;F xU Kl;ilapy; ,Uf;fpd;wJ vd;W mnkupf; fhtpy; fz;lwpag;gl;Ls;sJ. mNj rk ak; Kl;ilapd; Xl;by; gw;wPupah xl;bf; nfhz;bUg;gjw;Fk; re;jHg;gk; cs;sJ. mjdhy; Kl;il tpw;gidf;F tUKd; fOtg;gl;L njhw;W ePf;fk; nra;ag;gL fpd;wJ.
,Njrkak; ehKk; Kl;ilfis cilg; gjw;F Kd; fOTtjd; %yKk;> fil apy; thq;fptUk; NghJ KOikahfNth my;yJ rhilahfNth Kl;ilf;NfhJ cile;J fhzg;gLfpd;w Kl;ilfis vwpe;J tpLtjd; %yKk; Kl;ilapdhy; Vw;glf; $ba Mgj;ij jtpHf;f KbAk;.
filapy; ,Ue;J ehk; thq;fptUfpd;w Kl;ilapy; ry;nkhndyh ,Uf;fpd;wjh? ,y;iyah vd;gij fz;zhy; ghHj;J fz;Lgpbf;KbAkh? KbaNt KbahJ. Kl;il cile;jpUe;jpUe;jhy; re;Njfg; glyhk;. Mdhy; cilahj Kl;ilap Yk; ry;nkhndyh ,Uf;fyhk;. ,e;j Kl;ilia rhg;gpl;lhy; ekf;F Neha; njhw;wpf;nfhs;Skh?
ry;nkhndyh fpUkpfisf; nfhz;l Kl; ilia FspHrhjdg;ngl;bapy; ghJfhg; ghf itj;J gpd;dH mij nghupj;Njh> mtpj;Njh cldbahf rhg;gpLtjhy; vkf;F njhw;W Vw;glhJ. Mdhy; mNj rkak; ,e;j Kl;ilia FspHrhjdg; ngl;bapy; ,Ue;J vLj;J gy kzpNeuk; ntspapy; miwntg;gepiyapy; itj;J gpd;dH g+uzkhf rikf;fhky; cz;g jhy;> my;yJ ,e;j Kl;ililia vLj;J VjhtJ ,dpg;G tiffs; nra;J mij miwntg;gepiyapy; gy kzp Neuk; itj;J gpd;dH g+uzkhf rikf; fhky; cz;gjhy; ekf;F ry;nkhndyh njhw;W Vw;gLk;. mij Mq;fpyj;jpy; Salmonellosis vd;W miof;fpd;whHfs;.
,jw;Ff; fhuzk; ry;nkhndyh njhw; Ws;s Kl;iliaNah>njhw;whd Kl;il apy; jahupf;fg;gl;L rikf;fhj my;yJ KOikahf rikf;fhj czTg;gz;lq; fisNah FspHr;rhjdg; ngl;bf;F ntsp apy; itg;gNjahFk;. ,jd; fhuzkhf rpwpa mstpy; cztpy; cs;s ry;nkhndyh fpUkpfs; FWfpa Neuj; jpy; gy;yhapuk;> ,yl;rk; vd;W gy;fpg; ngUFfpd;wd.
ehd;F ghifapy; ,Ue;J mWgJ ghif C ntg;gepiy fpUkpfs; gy;fpg;ngUfp cUthtjw;F cupa ntg;gepiyahFk;. xU ,UgJ epkplk; fpUkpfis ,e;j ntg;gepiyapy; itj;jpUe;jhy; mit ,uz;L klq;fhFk;. ,d;dKk; ,UgJ
epkplj;jpy; Kjy; ,Ue;j vz;zpf;ifapy; ,Ue;J ehd;F klq;fhTk;> mLj;j ,U gJ epkplj;jpy; Kjy; ,Ue;j vz;zpf; ifapy; ,Ue;J vl;L klq;fhf mjp-
fupj;J ,Uf;Fk;. xU fpUkp MWkzp Neuj;jpy; kpy;ypad; vz;zpf;ifahFk; vd;W Ma;Tfs; nrhy;Yfpd;wd. ,g;gb gy;fpg; ngUfp kpy;ypad; vz;zpf;ifapy; ,Uf;fpd;w czTg; nghUl;fis cz;g tHfs; Salmonellosis Nehapdhy; ghjpf; fg;gLfpd;wdH.
Fwpg;ghf clypy; Neha; vjpHg;G rf;jp Fiwe;j tNahjpgHfs;> ,d;dKk; cupa Neha; vjpHg;G rf;jp cUthfhj Foe;ij fs;> fHg;gpzpfs; MfpNahH kpf vspjpy; ,e;j njhw;wpdhy; ghjpg;gilfpd;wdH. ,tHfspd; capUf;Fk; Mgj;J Vw;gl yhk;.mt;thW ,e;j Salmonellosis njhw; wpdhy; capH ,oe;jtHfSk; fdlhtpy; cs;sdH.
,t;tifahd ry;nkhndyh njhw;whd czit cz;L MWkzpNeuj;jpy; ,U e;J 72 kzpNeuj;jpy; njhw;W Vw;gl;l tUf;F tapw;W Fj;J> the;jp> tapw; Nwhl;lk;> cly; FspHe;J Nghjy; kw;Wk; fhr;ry; vd;gd Vw;glyhk;.
HomeLife/Future Realty Inc.
Brokerage
Independently Owned and Operated, REALTOR ® 262 Markham Road, Scarborugh Ontario, M1J 3C5 Tel:416.264.0101 Fax:416.261.1519


Page 30
- 30 -
tPL tiu cwT! tPjp ...
27k; gf;fj; njhlHr;rp...
nrhd;dJ my;y”. mj;Jld; kl;Lky; yhJ xUrpy tpw;gidahsh; Muk;g fhyj;jpYk;>,g;NghJk; ,e;jj; jpl;lj;ij tpw;gid nra;Nthh; ve;jg; gps;isAk; gbf;fyhk;> ve;jg; gy;fiyf;fofk;> cah;fy;Y}hpapYk; gbf;fyhk; vd;W tpkh;rpf;fpwhh;fs;.
vd;idg; nghWj;jtiu ‘ve;j” vd;w nrhy;Yf;Fhpa rhpahd Mq;fpy thh;j;ij “ANY”. Mdhy; xg;ge;jj;jpy; me;j thh;ijiaf; fhzf;fpilahJ. gjpyhf‘Recognised Institution’,‘Qualified Student” vd;w thh;j;ijfs; kl;LNk ,Uf;fpd;wd. NkYk; xU rpy jpl;lq; fspy; fdlh ehl;il kl;LNk Fwpg;gpL fpwhh;fs;. ,ij eph;zapg;gth;fs; ,e;jf; fy;tpj;jpl;lj;ij elhj;Jk; cah; mjpfh hpfs;. ve;j ehl;by; ve;j cah; fy;Y}hp “Recognised”vd;WNfl;lhy; gjpy; gps;is apd; taJ 18 MdTld; njhpag;gLj; Jq;fs; mg;NghJ mwpe;J nfhs;syhk;. ve;jg; gbg;G ,e;jj;jpl;lj;jpy; mlq;Fk; vd;gijAk; njhpe;J nfhs;syhk; vd;w gjpy;jhd; fpilf;fpwJ. ,e;jj; jpl;lj;jpy; “Qualified Student” ahh; vd;W Nfl;lhy; gbg;igj; njhlh;r;rpahf vy;yhg; ghlq; fspYk; Njh;r;rpngw;w gps;isahf> KO Neu (gFjp Neuky;y) gbg;ghf (full time student) Nkw;nfhs;s Ntz;Lk;> ahuh tJ xU gps;is xU gy;fiyf;fofj; jpy; Nrh;e;J VjhtJ fhuzkhf NtW xU gy;fiyf;fofj;jpw;F my;yJ njhopy;El;gf; fy;Y}hpapy; NrUtuhapd; mtUf;Fk; ,e;jj; jpl;lk; nry;Ygb ahFkh vd;gJk; rpyNeuk; Nfs;tpf;Fwp ahf mikAk;. mj;Jld; ,jpy; Njh;r;rp ngWk; khzthpd; vz;zpf;if> ,e;jj; jpl;lj;jpy; t#yhFk; njhifiag; nghWj;Jj;jhd; vt;tsT gzk; fpilf; Fk; vd;gJk; epr;rag;gLj;jg;gLfpwJ. mjhtJ khzth;fspd; njhif mjpf
khfp t#yhFk; gzj;njhif mjw; Nfw;g mjpfhpf;fhtpbd; gps;isfspd; gbg;gpw;Nfw;w gzk; epr;rakhf fpilf;fg; Nghtjpy;iy. rw;Wf; Fiwthff; fpilf; Fk;. ,jd; fhuzkhfNth vd;dNth Muk;gj;jpNyNa “10”Units vLq;fs;> ‘15” Units vLq;fs; vd;W tw;GWj;jpj; jpzpj;JtpLfpwhh;fs;. mr;rkak; ,e;j xOq;FghL ahUila Njitia G+u;j;jp nra;fpwJ vd;gijAk; czu;e;J nfhs; Sq;fs;. mj;Jld; jg;gpj;jtwp gps;is ,e;jr; rYifapy; vLglhtpbd; ePq;fs; fl;ba njhif kl;LNk cq;fs; gps;is apd; 18tajpy; te;JNrUk;. cjhuzkhf nlhyh; 10>000 ,d;W ,Ug;gJk; ,Nj nlhyh; 10>000 18 tUlj;jpw;Fg; gpwF ,Ug;gJk; tpiythrpia nghWj;jtiu rkdy;y. mj;jUzk; ,e;j nlhyh; 10>000 ,d; tl;btPjk; my;yJ tsh;r;rp ,d;DNkhh; jFjpahd gps;isapd; cah; gbg;gpw;F nrytplg;gLk;. RUq;ff;$wpd; vk;kthpilNa gpugy;akhfptUk; ‘$l;Lr; rPl;L” Nghy vy;NyhUk; rPl;Lg; gpbj;J ,d;ndhUth; gps;isiag; gbg;gpj;J jkJ Muk;gKjiyj; jpUk;g kPsg;ngWk; kdNtjidj; jpl;lkhf mikAk;. Mdhy; gps;is gbj;J ,e;jr; rYif iag; ngWfpwhNuh ,y;iyNah ,e;j cah; mjpfhhpfSf;F rk;gsk; fpilf; fpwjh vd;W tpdtNtz;Lk;. mg;gbf; fpilj;jhy; mth;fspd; ePz;lfhy mq;fj;jth; vd;w Kiwapy; (Seniority) mtUf;Fr; rk;gs cah;T fpilf;Fk;. me;jr; rk;gs cah;tpw;Fg; ghj;jpukhd th;fs; ahh; vd;W Nfl;lhy; ngw;Nwhh; fs;.
2 tUlq;fSf;F Kd;dh; thndhypapy;; Nfl;lQhgfk;> mjpy; Fwpg;gpl;bUe;jhh; fs; mz;ikf;fhykhf gy;fiyf;fofj; Njh;r;rpapy; Njhy;tpAw;Nwhh; Vwj;jho 35 tPjk;vd;W. R.E.S.P nkhopapy; (Language) tphpthff; $wg;Nghdhy; ,jpy; Vkhw;wj; ijj; jOtpNdhh; 35 tPjk; vd;why;
kpifahfh td;ik n mjpfhpj;J jpgypg;G n Fwpg;gplj;j nghWj;jt gps;isfN fNsh m fzpj;J m ghh;fs;. M ,jd; fh gpuj;jpNaf jpl;lj;ij KOj;njhi mjpy; xU mNjNeuk nfhz;L fhuzkhf Fiwj;jhY Fk;. ,i nrd;w t tpku;rdj;i %yk; xg ahd re;j xJf;fpa khw;wyhNk nfhLgLk tpjkhd e 18taJ> yhk; vd epge;jid njhifia fpwhh;fs;. xUtupd; kuzkil thwhd NshL xg vg;NghJk (mjpfhhpf mlq;Fk; whf Muh
1. tjpAk ,yhgfu njhifia xU nfhz thq;fp m me;j mlk

! tPjp ...
jha;tPL • Xf];l; 2007
f mjw; ;isfspd; fpilf;fg; f; fpilf; vd;dNth ;fs;> ‘15” w;GWj;jpj; k; ,e;j a G+u;j;jp ;J nfhs; p gps;is ; ePq;fs; ; gps;is huzkhf k; ,Nj g; gpwF Wj;jtiu nlhyh; tsh;r;rp pd; cah; ;ff;$wpd; ; ‘$l;Lr; g; gpbj;J gbg;gpj;J Psg;ngWk; mikAk;. ; rYif h ,e;j ; fpilf; mg;gbf; Pz;lfhy Seniority) pilf;Fk;. j;jpukhd ngw;Nwhh;
dhypapy;; ;bUe;jhh; yf;fofj; j;jho 35 anguage) Vkhw;wj; vd;why;
kpifahfhJ. mj;Jld; gps;isfSk; td;ik nraypy;  ,jd; fhuzkhf my;yJ NtW VJk; gpuj;jpNaff; fhuzkhf ePq;fs; ,e;jj; jpl;lj;ij uj;J nra;jhy; ePq;fs; fl;ba KOj;njhifAk; fpilf;fg;Nghtjpy;iy. mjpy; xU fopTk; epr;rakhf ,Uf;Fk;. mNjNeuk; cq;fSf;F VjhtJ fhuzk; nfhz;L gzj;jl;Lg;ghL Vw;gl;L mjd; fhuzkhf cq;fs; fl;Lj;njhifiaf; Fiwj;jhYk; ghjpg;G epr;rakhf ,Uf; Fk;. ,ij cWj;g;gLj;Jk; Kfkhf nrd;w tUlk; gj;jpupifapy; vdJ tpku;rdj;ijg; gbj;Jtpl;L njhiyNgrp %yk; xg;Gf; nfhd;lhu;fs; ,e;j khjphp ahd re;jh;g;gj;jpy; gbf;fhj gps;isf;F xJf;fpa gzj;ij kw;wg; gps;isf;F khw;wyhNk vd ePq;fs; Nahrpf;ff;$Lk;. nfhLgLk; jpl;lq;fisg; nghWj;J tpjk; tpjkhd epWtdq;fs; KiwNa 14taJ> 18taJ> 21taJf;Fs; kl;LNk khw;w yhk; vd;Wk; mJTk; xU Fwpg;gpl;l epge;jidfs; tpjpj;J mjw;Nfw;g xU njhifia mwtpl;Lj;jhd; mDkjpf; fpwhh;fs;. ,JTk; vdJ thbf;ifahsu; xUtupd; 2taJ kfs; jpBu; vd kuzkilAk;NghJ ele;j rk;gtk;. ,t; thwhd nfLgpbfs; cs;s jpl;lq;f NshL xg;gpLk;NghJ Kw;wpYk; khWgl;l vg;NghJk; cq;fs; fl;Lg;ghl;Lf;Fs; (mjpfhhpfs; fl;Lg;ghl;Lf;Fs; my;y) mlq;Fk; jpl;lq;fis ,dp xt;nthd; whf Muha;Nthk;.
1. tjpAk; tPl;ilj; jtpu KjyPl;L ,yhgfu Nehf;fj;Jld; xU fzprkhd njhifia KjyPl;Lg; gzkhfg; Nghl;L xU nfhz;Nlh (CONDOMINIUM),id thq;fp mjid thliff;Ff; nfhLj;J me;j mlkhdf;fld;> tjpAk; tPl;bw;fhd
mlkhdf;fld; Mfpatw;iw nkhj;jkhf xUq;Nf Nrh;f;Fk; gpuj;jpNaf mlkhdf; fhg;GWjpf;F kDr; nra;jy; (,e;jti- fahd xOq;FKiwfis tq;fpfs; %yk; nra;aKbahJ vd;gJ Fwpg;gplj; jf;fJ.) ,e;j Nkyjpf tPL my;yJ nfhz;Nlhtpid thq;Ftjw;F KjyPl; Lg; gzkhf (initial Downpayment) NghL tjw;F Nghjpa gztrjpfs; ,y;iy nad;why; tjpAk; tPl;bypUe;J (MORT- GAGE REFINANCING) XusT Njit ahd gzj;ij vLj;J ,jw;F cgNah fg;gLj;jyhk;. mj;Jld; tjpAk; tPl;il tpw;Fk; NghJ fpilf;fg;ngWk; KjyPl;L ,yhgg;gzk; (Capital gains) tUkhdthp apd;wpf; fpilf;fg;ngWk; gzk; vd;gJk;> Nkyjpfkhf cs;s tPL my;yJ ‘CON- DOMINIUM’,id tpw;W mjdhy; fpil f;fg;ngWk; ,yhgfug;gzk; tUkhd thp cl;gl;l gzk; vd;gJk; Fwpg;gplj; jf;fJ. ,e;jkhjphpahd xOq;FKiw fis cq;fs; ngahpy; nra;J mjw; fhd nkhj;j mlkhdf;flid xNu gpuj; jpNaf mlkhdf; fhg;GWjpj;jpl;lkhf vLj;J xt;nthU tPl;bw;Fk; xt;nthU gps;isfisj; jkf;Fg;gpd; chpikahs uhf epakpf;fyhk;. cq;fSf;F kuzk; Vw;gLk;NghJ vy;yh tPLfspdJk; mlkh df;fld; Kw;wpYk; jPh;e;jpUe;jhYk; mj; jUzk; gps;isfs; taJf;F te;j (MATURED) gps;isfspy;iy vd;why; mth;fSf;F xU ghJfhtyuhf (TRUS TEE) xUtiu epakpj;J ,e;j ghJfht yhpd; nghWg;Gfs; vd;d vd;gij Gwk; ghf mth; vd;ndd;d kl;Lk; nra;ayhk; vd;W xU capy; vOjp itg;gjdhy; ghJfhtyh; ePq;fs; ,y;yhj NghJ tPl;il mgfhpg;gij Kw;wpYk; jtph;f;ff; $bajhf ,Uf;Fk;. ,e;j xOq;Fg;ghL epr;rakhf kd MWjy; jpl;lNknahopa kd Ntjidj; jpl;lky;y. Vnddpy; fdlhr; rl;lj;jpd;gb ‘TRUSTEE” Mf epakpf;Fk; xUtiu vf;fhuzk; nfhz; Lk; tof;Fj; njhluKbahJ.
,f; fl;Liu njhlUk;..


Page 31
jha;tPL • Xf];l; 2007
tPl;Lr; Nrhjid mtrpakhd
nrf;fypq;fk; gpughfud;
-
tPL tpw;gidg; gpujpepjp -
tPL thq;Fk;NghJ Home Inspection vdg; gLk; tPl;Lr; NrhjidAk; mjp Kf;fpa ,lj;ij tfpf;fpd;wJ. tPl;il tpw;Fk; NghJk; thq;Fk;NghJk; tPl;ilr; Nrhjpg; gJ mtrpakhfpd;wJ. kpfr;rpyNu tPl;il Nrhjpf;fhky; mrhj;jpaj; JzpNthL thq;Fgth;fshf cs;sdh;.
tPl;Lg;
tPl;il thq;fTs;sth;fisg; nghWj;j tiuapy; ,e;j Nrhjidia nra;tj dhy; tPl;by;cs;s cld; jpUj;jNtiy
ghpNrhj fSf;fhd nryit tPl;il tpw;gthplk; Fiwj;Jf; Nfl;f KbAk;. ,y;yhtpby; jpUj;jpf; Nfl;f KbAk;. tPl;il tpw;gt
%yk; iug; nghWj;jtiuapy; tPl;il tpw;f re;ijf;Ff; nfhz;L tUKd;G tPl;ilr; Nrhjid nra;tjdhy; tPl;bYs;s ghhpa jpUe;j Ntiyfs; ,Ug;gpd; fz;l
tPl;il
wpe;J nra;J tPl;bd; tpiyia re;ij apy; ey;yepiyapy; Ngzyhk;. ,t;thW nra;tjdhy; tPL tpw;gidahdJ rpf;
gupNrhj
fy;fs; VJkpd;wp ,yFthf eilngWk;. fhyKk; tPzhfhJ.
nra;Aq tPl;Lr; Nrhjid vd;fpNwhNk mg;gb vd; why; vd;d? vd;w Nfs;tp cq;fSs; voyhk;. tPl;bd; fl;ll mikg;igr;
ePz;lfh Nrhjpg;gJ> gpujhdkhd fl;ll mikg;G fshd kpd; ,izg;G> ntg;g%l;ly; ,izg;Gfs;> ePh;f;Foha;fs;> tPl;bd; cl;Gw mikg;G> ntspg;Gw mikg;G>
vjph;ghu
tPl;bidg; Ngzpa ghq;Fk; nra;ag;gl Ntz;ba jpUj;j NtiyfSk; $iu vd gy tp;laq;fis tPl;Lg; ghpNrhjfh;
mjph;r;r JoÁÔ Ák›]BD
re;jpf;f
tPl;Lg;g Herbal Treatment
ÔTM¶Vs_ 14 kÚ¶∫Ô”¬z o\ÈVÔ JoÁÔ Ák›]BD
kpf kpf
ÿƒF•D Œo ́ÿBVÚ J›> Ák›]B WA ̇
mtrpak o>∫ÔVl_ o ́ΩBVÔ ÿÔVÈ ̧o ́V_ ÷_ÁÈ ®[Æ gF° ÿƒFm ÔTM¶Vs_ W‘∏›> ¶V¬¶ ̇
¿ı¶ÂV^ sBV]Ô^, ∏ΩkV>\VTM oÂVFÔ^, gF°Ôπ_ AÈ©√¶V> oÂVFÔ^ ÷[TMÿ>[Æ Ôı| ∏Ω¬Ô©√¶V\_ ÁÔs¶©√‚¶ oÂVFÔ^
goÈV ̇ ̃ ̧ zwÕÁ>Ôπ[  ̨ ́Õ] o>V_ sBV]Ô^ gıÁ\¬zÁ≈√V|Ô^ \V>s¶VF oÔV·VÆÔ^ ÁÔ, ÔV_, Ôø›m,  ́DA sBV]Ô^ ÷|©∏_ ÷ÚÕm z]¬ÔV_ kÁ ́•D √V•D  ́DA koÔ^ x^·Õ>ı| 4D 5D sÈÔ_ >ÁÈ \lˆ_ Aø ÿk‚|>_
Head aches + Migraine Allergies Skin Diseases Male Difficulties Menses Problem Nervous Disorders Sciatica Carpal Syndrome (Wrist) Pinch Nerve Twisted Nerve Nerve in hand & Legs Prolapsed disc 4 & 5
,q;Fs;s itj;jpa Kiwfshy; cq;fs; tpahjp Fzkilatpy;iyah?... ,dp vd;d nra;tJ!! ,yq;iff;Fg; NghNthkh? ,e;jpahTf;Fg; NghNthkh? vd;W Vq;Fk; Nehahspfs; xU jlit kl;Lk; njhiyNgrpapy; mioAq;fs;. gy kd cior;ry;fSk; ftiyAk; jPUk;
Kd;gjpT kl;Lk; (By Appointment only) Tel: 905-209-9464 Dr. fPjthzpthndhyp> N. M.
nre;jhkiu> z\V ̇
cjad;> cyfj;jkpou; gj;jpupiffs; kw;Wk; kUj;Jtk; rQ;rpif Gfo;
;
Prd. MBBS, CNHP ( Canada)
Health Card not covered kUj;Jt ml;il nry;YgbahfhJ
ghpNrhjpg;ghh;. ,JNt tPl;Lr; Nrhjid ahFk;. ,e;jr; NrhjidahdJ Rkhh; 3- 4 kzpj;jpahyq;fs; vLf;Fk;.
tPl;il tpw;gtUk; tPl;il thq;fTs;s tUk; ,r; Nrhjidapd;NghJ mUfpUg; gh;. ,jd;%yk; mth;fs; gy tplaq;f isg; ghpNrhjfhplkpUe;J mwpe;J nfhs;sKbAk;. vt;thW ntg;gk; tPl; bw;F tUfpwJ? Shut Offs vq;Fcs;sd? kpd; ,izg;Gg; gw;wpa tplaq;fs; vd gytw;iw ghpNrhjfh; %yk; mwpe;J nfhs;s tha;g;ghFk;. tPl;Lg; ghpNrhjfh; rd;dy;fspd; mz;zsthd MAl; fhyk;> $iuapd; epiy>furnace ,ju gy tplaq;fisAk; Muha;th;.
tPl;Lr; Nrhjidapy; mwpag;gLk; tplaq;fis 3tifahfg; gphpf;fyhk;
1 mwptjw;F ,dpa tplaq;fs;:
vLj;Jf;fhl;L:- fhh;ngl; jiu vd epidj;J ,Uf;f Nrhjidapd;gpd; ‘fhh;g;ngl;bd;’ fPo; kuj;jiu ,Ug;g jid mwpjy;;.
2. mtrpak; mwpaNtz;ba tplaq;fs;: vLj;Jf;fhl;L- fjT G+l;lKbahjpUj; jy;
3. MNuhf;fpaj;jpidAk; ghJfhg;igAk; eph;zapf;Fk; tp;laq;fs;: vLj;Jf; fhl;L Gif mwpfUtp (Smoke Detec ted)gOjhfpapUj;jy;> fQ;rh nrbfs; tsh;j;jy; Kjypad.
tPl;Lg; ghpNrhjfh; Nkyjpf Ma;Tfs; nra;aNtz;Lk; vd re;Njfpj;jhy; mij Ak; Fwpg;gpLthh;. vLj;Jf;fhl;lhf UFEI
,d; tPl;L rpytw;iw
1. tPl;il Purchas ,j;jif
tPLfspy tJ t
2. tPl;ilt
(Pre Lis tPl;L tpw;fKd sjh v jhd j %yk; mjpfhpf Nrhji
3. NkNyh (Walk T xd;Wf;F rkaj;j Nrhji nryT shjhu fs; ,j th;.
4. tPl;il
(Pre-De ,j;jif thq;Fg sjh v Kd;ghf th;.
5. xU t

;Lr; Nrhjid mtrpakhdjh
Legs
.. h? s;.
 ̇
da)
k›]BD
- 31 -
Nrhjid Rkhh; 3-
q;fTs;s mUfpUg; tplaq;f mwpe;J g;gk; tPl; cs;sd? ;fs; vd mwpe;J hpNrhjfh; MAl; ,ju gy
apy; ;fis ;fyhk;
;: iu vd dapd;gpd; u ,Ug;g
plaq;fs;: bahjpUj;
hg;igAk; vLj;Jf; oke Detec nrbfs;
Ma;Tfs; y; mij hf UFEI
,d; tPl;Lr; Nrhjidfspd; tiffs;
Year Warranty): rpytw;iw tifgphpj;Jg; ghh;g;Nghk;.
,jd; %yk; xUtUl fhyj;jpy; kPs; ghpNrhjid nra;tjw;F cj;juthjk; 1. tPl;il thq;FKd; Nrhjpj;jy; (Pre
mspf;fg;gLfpd;wJ. tPl;Lg; ghpNrhjf Purchase Inspection):
uhf Mtjw;nfd rpy jifikfs; ,j;jifa Nrhjidfis kPstpf;Fk;
,Uf;f Ntz;Lk;. tPl;Lg;ghpNrhjfuhf cs;sth; %d;whk; eguhf ,Uf;f Ntz;Lk;> License ngw;wtuhf ,Uf;f Ntz;Lk;. gapw;rp vLj;jtuhf ,Uf;f Ntz;Lk;.
,j;jifa gapw;rpaspf;Fk; epWtdq; fSs; National Association of Home tPl;Lg;
Inspection (NAHI) gpujhdkhd xd;W. jukhd gapw;rp> jFjp tha;g;gpw;Fhpa fy;tp>mDgtk; Mfpatw;iw ,e;epWtd ghpNrhjfh;fs;
khdJ jk;kplk; mDkjpg;gj;jpuj;ijg; ngw;wth;fSf;F toq;Ffpd;wJ. cq;fs; tPl;Lg;ghpNrhjfh; NAHI ,d; mDkjp %yk;
ngw;w rhd;wpjo; ngw;w eguh vd;gij cWjp nra;Aq;fs;.
tPl;il
tPl;Lg;ghpNrhjid vd;gJ juTfSf;F cj;juthjkspg;gNjh cWjp toq;F tNjh my;y vdNt jhuhskhf cq;fs; Nfs;tpfis tPl;Lg; ghpNrhjfh; Kd; gupNrhjid
itAq;fs;. mth; jifikAs;sth; jhdh vd;gij Neh;fhzY}lhf cWjp nra;Aq;fs;. tPl;bYs;s jpUj;j Ntiy nra;Aq;fs;.
fis jhd; nra;J jUtjhf ve;j xU tPl;Lg;ghpNrhjfUk; $wKbahJ. ,J mwj;jpw;F KuzhdJ. epWtd epge; ePz;lfhyNehf;fpy;
jidia kPWk; xU nray;. vdNt ,t; tplaj;jpy; tPl;Lg;ghpNrhjfh;fis epjhd khf mwpe;J njhpT nra;tJ ed;W. vjph;ghuhj
tPl;Lg;ghpNrhjfh; tPl;il Nrhjpj;J Kbj; jgpd; cq;fSf;F xU mwpf;ifia jU thh;. ,e;jg; gj;jpuq;fis NkNyhl;l mjph;r;rpfis
khfNth tpsf;fkhfNth tpsf;Fk; flg;ghL mtUf;F cz;L. rhjhuz msT tPnlhd;wpy; 400f;Fk; Nkw;gl;l re;jpf;fhkypUf;f
tplaq;fs; jukwpe;J mwpf;ifapy; Fwpg; gpl cs;sd. Nkyjpf Ma;Tfs; nra;ag; gl Ntz;Lkhdhy; mitahTk; Fwpg; tPl;Lg;gupNrhjid
gplg;gl Ntz;Lk;. mt;twpf;ifapy; tU lhe;jk; nra;a Ntz;bait> vjph;Nehf; Fgit> toikahf nra;a Ntz;ba kpf kpf
ghtid Af;jpfs; Nghd;w gy tplaq; fSk; Fwpg;gplg;gLk;.
njspthdjhfTk; tpguq;fs; gytw; mtrpakhdJ.
iwAk; cs;slf;fpajhfTk; tPl;Lg;ghp Nrhjfhpd; mwpf;if ,Uf;f Ntz;Lk;. tPl;Lg; ghpNrhjfhpd; mwpf;ifapy; Fwpg; gplg;gl;l tplaq;fs; Fwpj;j Nkyjpf MNyhridiag; ngw tPl;Lg; ghpNrhj fh; jd; njhlh;gpyf;fj;ij fl;lhak; toq;f Ntz;Lk;. mt;thW toq;fg;gLk; Nkyjpf MNyhridfSf;F mth; xU tPLfspy; nghJthf mtrpak; nra;
rjNkDk; mwtplKbahJ. mJ rl;l tJ toik.
tpNuhjkhdJ.mwpf;ifapy; tPl;Lr; Nrhj idapd; Nehf;fk; fU vd;gd epWtg; 2. tPl;iltpw;f mwptpf;fKd; Nrhjpj;jy;
gl;bUf;f Ntz;Lk;. jw;fhyj;jpy; gy (Pre Listing Inspection):
tPl;Lg; ghpNrhjfh;fs; fzpzpA+lhf tPl;L chpikahsh; jdJ tPl;il
jahhpf;fg;gl;l mwpf;ifapd; fzpzpg; tpw;fKd;ghf tpw;fj; jifikAs;
gpujpfis Nrhjid nra;Ak; ,lq;fspy; sjh vd;gij cWjp nra;aTk; gpu-
itj;Nj toq;FksTf;F Nritapd; jhd jpUj;j Ntiyfis nra;tjd;
juKk; njhopy; El;gKk; Kd;Ndwp %yk; re;ijapy; tpw;Fk; tha;g;ig
As;sJ. mjpfhpf;fr; nra;aTk; ,j;jifa Nrhjidfisr; nra;th;.
mJrhp> tPl;Lr; Nrhjid mtrpakpy;iy vd GJ tPL thq;Fgtuhf ePq;fs; 3. NkNyhl;lkhd Nrhjid nra;jy;
,Ue;J vz;ZtPh;;;;fshapd; ePz;lfhy (Walk Through Inspection):
Nehf;fpy; vjph;ghuhj mjph;r;rpfis xd;Wf;F Nkw;gl;l tPLfis xNu
re;jpf;fhkypUf;f cq;fs; Kbit rkaj;jpy; Nrhjpg;gth;fs; my;yJ
khw;wpf; nfhs;tJ ed;nwd;Ngd; ehd;. Nrhjidf;fhf rpy E}W nlhyh;fis
$250 - $400 tiu gutyhf tPl;Lr; nryT nra;ahky; kPjg;gLj;Jk; nghU
Nrhjidf;fhf tPl;Lg;ghpNrhjfh;fs; shjhu ,Wf;fr; #oypy; ,Ug;gth;
mwtpLth;. gzj;ijg; ghh;f;fhky; fs; ,j;jifa Nrhjidfisr; nra;
tPl;Lr; Nrhjid nra;tJ ed;ikAk;> th;.
mtrpakhdJkhFk;.
4. tPl;il Vw;FKd; nra;fpd;w Nrhjid
(Pre-Delivery Inspection): ,j;jifa Nrhjidfs; GJtPLfis
tPl;Lg;ghpNrhjfh;fs; %yk; tPl;il thq;Fgth;fs; vy;yhk; rhpahf cs;
gupNrhjid nra;Aq;fs;. ePz;lfhy sjh vd rhpghh;f;f tPl;bw;F NghF
Nehf;fpy; vjph;ghuhj mjph;r;rpfis Kd;ghf Nrhjpj;J ghh;g;gjw;fhf nra;
re;jpf;fhkypUf;f tPl;Lg; gupNrhjid th;.
kpf kpf mtrpakhdJ
5. xU tUlfhy cj;juthjk; (One


Page 32
- 32 -
• Loans
• Mortgages
• Insurance Claims
• Traffic Ticket
• Auto/Life Insurance
g≈Vkm > sk ́› ]
- fld; - mlkhdf;fld; - fhg;GWjp
EÁÔBÈ∫Ô ÿ\ÚÌ‚| ®\m ∂È ÷_È›Á
∂BÈkÁ ́•D gflƒˆB©√|›> ∂Áw•∫Ô^...
FREE ESTIMATE
8 Shaddock Cres, Toronto, O 416.831.6397, 416.269.6
• Scholarship Plan (RESP)
• Real Estate Related
• Credit Counselling
• Accounting
• Tax Services

g≈Vkm >tμ zÆD√¶, sk ́› ]Á ́©√¶ swV
Œ¬o ́V√Ï 6, 2007
• √Á¶©A¬Ô^  ̨Á¶¬Ô okıΩB ÔÁ¶E ÂV^ A ́‚¶V] 25 D ÂV^ (SEPTEMBER 15,2007)
• √Á¶©A¬Ô^ 30 Wt¶∫Ô”¬z c‚√‚¶>VÔ ÷Ú¬Ô okı|D.
• √Á¶©A¬Ôπ[ ÿ\Va >twVÔ ÷Ú›>_ okı|D.
• √Á¶©A¬Ô”¶[ ∂]_ √∫z√u§B ÿ>Va_ O‚√ ÔÁÈQÏÔ^, ÂΩÔÏÔ^ √‚ΩB_ ÷Á¬Ô©√¶okı|D.
• √Á¶©A¬Ôπ[ >BVˆ©√V·ˆ[ ÁÔÿBV©√›m¶[ ÌΩB ÔΩ>D ÷Á¬Ô©√¶ okı|D.
• o>Ï°¬ zws[ xΩok ÷Æ]BVTMm.
• √Á¶©A¬Ô^ ∂–©√ okıΩB xÔkˆ
M.Ragunathan Independent Art Film Society of Toronto 4 Castlemore Avenue, Markham, Ontario Canada L6C 2B3
o\È]Ô ÿ>V¶ÏAÔ”¬z 416-857-6406, 416-450-6833 rathan@rogers.com, www.iafstamil.com
EÁÔBÈ∫ÔV ́D c∫ÔÁ· ÿ\ÚÌ‚| ̨≈m, ®\m ∂È∫ÔV ́D c∫Ô^ ÷_È›Á> cÚ\VuÆ ̨≈m!
∂Áw•∫Ô^...
www. bestwayblinds.com bestwayblinds@yahoo.ca
haddock Cres, Toronto, ON 31.6397, 416.269.6117
Plan (RESP) Related selling
s
;GWjp
I N D
E
P
E
N
D
E
N
T
ART
F
I
L
M
S
O
C
I
E
T
Y
jha;tPL • Xf];l; 2007


Page 33
jha;tPL • Xf];l; 2007
fdlh caH ePjpkd;wk; mz;ikapy; xU jPHg;ig toq;fpAs;sJ. mjd; gb xU nghUis tpw;gtH vd;d nrhy;yp tpw; fpd;whH> mtUila tpsk;guj;jpy; vd;d ,Uf;fpd;wJ vd;gJ vy;yhNk Kf;fpa khdjpy;iy. mtuplk; ,Ue;J nghUis thq;Fk; NghJ ePq;fs; ifnaOj;J NghLk; xg;ge;j gj;jpuj;jpy; vd;d vOjg; gl;L ,Uf;fpd;wNjh mJjhd; Kf;fpa khdJk;> KbthdJk; vd;W caHePjpkd; wk; jPHg;G toq;fpAs;sJ.
vdNt xUtPl;ilNah xUnghUisNah thq;Ftjhf ,Ue;jhy; gpd;tUk; tpl aq;fis ePq;fs; mwpe;jpUg;gJ ey;yJ. ,ij mwpahtpl;lhy; ePq;fs; Vkhw;wg;gL tPHfs;. Vkhw;wg;gl;l gpd; ePq;fs; ePjp kd;wk; nrd;whYk; mJ cq;fSf;F rhjfkhf ,Uf;fkhl;lhJ.
1. xU tPl;il thq;Fk; NghJk; my;yJ
The Law of Good Faith
tpw;Fk; NghJk;> mJgw;wpa xg;ge;jk; vOj;jpy; ,y;yhJ tpl;lhy; gpd;dH thq;fpatNuh> my;yJ nghUis tpw;wtNuh ePjp Nfl;L NghFk; NghJ mJ ,UtUf;FNk rhjfkhf ,Uf; fhJ. (The most important thing to remember is that if it is ntot in writing in the Agreement of Purchase and Sale, it is not binding on either side.)
2- tPl;iltpw;gtH vd;d nrhy;yp tpw;whH vd;gJ rl;lj;jpd; Kd; Kf;fpakhd- jpy;iy. xg;ge;jj;jpy; vd;d ,Uf;fpd; wJ vd;gJ kl;LNk rl;lj;jpw;F Kf;fp akhdJ.
3- tPl;il tpw;gJ njhlHghd tpsk;guj; jpy;> Jz;Lg;gpuRuj;jpy; ( Brochure) my;yJ tpw;gid nra;Ak; mYty fj;jpy; vd;d $wg;gl;Ls;sJ vd;gJ
vy;yhk ,y;iy ,Uf;fpd fSf;F
4. vy;yht fwpQuh fpakhf ijNah thq;Fk xg;ge;jj ahd t Muha
5. cq;fS cq;fi KbAk; Ntz;L
6. ngUk;g
gtHjhd Ntz;L
RUBAN
®o ØflE›

- The Law of Good Faith
33 -
xg;ge;jk; ; gpd;dH nghUis k; NghJ hf ,Uf;
member is g in the le, it is not
p tpw;whH ;fpakhd- ,Uf;fpd; ;F Kf;fp
tpsk;guj; Brochure) mYty vd;gJ
vy;yhk; rl;lj;jpw;F Kf;fpakhdJ ,y;iy. xg;ge;jg;gj;jpuj;jpy; vd;d ,Uf;fpd;wJ vd;gNj rl;lj;jp;d; fz; fSf;F Kf;fpakhdJ.
4. vy;yhtifahd xg;ge;jq;fSk; tof; fwpQuhy; Muhag;glNtz;Lk;. Kf; fpakhf xU tPl;ilNah xU epyj; ijNah>my;yJ xU epWtdj;ijNah thq;Fk; Kd;dH ePq;fs; mJ gw;wpa xg;ge;jj;ij cq;fSf;F ek;gpf;if ahd tof;fwpQiuf; nfhz;L myrp Muha Ntz;Lk;.
5. cq;fSila tof;fwpQuhy; kl;LNk cq;fis rl;luPjpahf ghJfhf;f KbAk; vd;gij ePq;fs; njupe;jpUf;f Ntz;Lk;.
6. ngUk;ghyhd xg;ge;jq;fspy; thq;F gtHjhd; el;l  thq;F gtUk; me;j xU xg;ge;jj;ij kjpf;f Ntz;Lk;. mij mtHfs; kPw KbahJ. kPwpdhy; ehk; ePjpkd;wk; nry;yyhk;. ntw;wp ekf;Fj;jhd;. mNj rkak; ehk; kPwpdhy; ntw;wp mtHfSf;F vd;gij Ak; Vw;fj;jhd; Ntz;Lk;.
®o ØflE› ÿ>V_ÁÈBV...?
RUBAN PEST CONTROL
KANTHAN 416•291•3997
gh];fud; rpd;dj;Jiu -tPL tpw;gidg; gpujpepjp -
T|Ô^ ÿ>V¶Ï\VΩ T|Ô^ ÿ>VauƒVÁÈÔ^ sBV√V ́ WÁÈB∫Ô^ g ̨B ∂ÁTM›m ÷¶∫ÔπKD ®o, ØflE› ÿ>V_ÁÈÔÁ· ∂≈ok ¿¬Ô ∂Áw•∫Ô^!


Page 34
- 34 -
1985k; Mz;L! me;j mikjpahd eLeprp Neuj;jpy; xU ehs;!
fdlh my;Ngu;l;lh khfhzj;jp;d; jiy efuhd vl;kd;ld; efupy; Mlk;gukhd gq;fsh xd;wpy; jdJfztd;> ,Ungz; Foe;ifSld; trpj;Jte;j jpUkjp yprh rhd;(Lisa Chan)vd;w n`hq;nfhq; ehl;b idg; G+u;tpfkhff; nfhz;l me;j ,sk; fu;g;gpzpj; jha;> FNshuNghk; Njha;f;fg; gl;l Jzpapdhy; %f;if mKf;fp gaq; fukhfg; gLnfhiy nra;ag;gl;lhu;.
fztd; fapw;wpdhy;fl;lg;gl;l epiyik ,U ngz;Foe;ijfSk; vJ tpj ryd Kk; ,y;yhj epiyapy; ey;y J}f;fk;! nfhs;isau;fs; GFe;J ml;lfhrk; nra; jepiyikapid ep&gpf;Fk; tifapy; Mq;fhq;Nf rpjwpa epiyapy; tPl;by; ,Ue;j nghUl;fs;!
Jg;gwpAk; nghyprhupd; Gyd; tprhuiz njhlu;e;jJ.
xd;wiu ,yl;rk; nlhyu; ngWkjpahd ,U MAs; fhg;GWjp xg;ge;jj;jpid kidtp Ngupy; nra;Jtpl;L> kuzj;jpd; gpd;G mjidg; ngw;Wf;nfhs;Sk; mjpfh uj;jpidf; fztdhfpa jkJ ngaupy; itj;jpUe;j jpU.Nfh kpq; rhd; (Ho Ming Chan) vd;gtu; mg;gzk;kPJ nfhz;l Nkhfj;jpdhy; jpl;lkpl;L nra; ag;gl;l nfhiy vd;gjid Jg;Gj; Jyf; Ftjw;F vl;kd;ld; efu nghyprhUf;F ngUk; rpukk; ,Uf;ftpy;iy.
• mg;ghtpj;jdkhd Kiwapy; xUtu;
Xu; mDgtk;! xU vr;r MAs; fhg;GWjp gz Nkhfj;j
fu;g;gpzpg; ngz; gLnfhiy
nfhs;isau;fspdhy; fl;lg;gl;L ,Ug; gjw;Fk;> jkf;Fj; jhNk fl;Lg;Nghl;Lf; nfhs;tjw;Fk; cs;sKbr;R tpj;jpah rk;.
• Mq;fhq;Nf nghUl;fs; rpjwpa epiy apy; ngUk; ml;lfhrj;ijf; nfhs;is au;fs; elhj;jpdu; vdf; Fwpg;gpl;lNgh Jk; J}f;fk; fiyahJ mikjpahfj; J}q;fpf;nfhz;bUe;j ,U Foe;ijfs;.
• kidtpapd; MAspy; fztdhy; jpl;l kpl;L rpy ehl;fSf;F Kd;G vLf;fg; gl;l MAs; fhg;GWjp xg;ge;jq;fs;.
• tPl;Lf;F ntspNa Rw;wptu fjTfs; vJTk; cilj;jpUe;jik vd;gjw;F Mjhuk; ,y;yhj epiyik>
• thf;F%yq;fspy; fztdpd; Fog;gq; fs;> gjl;lq;fs;.
,g;gbNa gy;NtW tifg;gl;l Mjhuq; fs;> mjDld; njhlu;Gila fhuz> fhupa njhlu;Gfs; ahtw;wpidAk; Nehf;fp Jg;gwpAk; nghyprhupd; fOFg; ghu;it Rod;W mbj;J ,Wjpapy; cz; ikfs; ep&gzk; MfpaJ.
rl;lj;jpd; Kd;G epWj;jg;gl;L nfhiyf; Fw;wk; ep&gpf;fg;gl;l fztd; jpU.Nfh kpq; rhd; vd;gtUf;F vjpuhf MAs; jz;lid jPu;;f;fg;gl;lNghJ> ngw;Nwhu; ,y;yhJ epd;w me;j ,U Foe;ijf isAk; nfhiyAz;l jhapd; ngw;Nwhu; n`hq;nfhq; ehl;bw;F vLj;Jr; nrd;W tsu;j;jdu;.
nfhiynra;J gzk; mgfupf;Fk; Nehf; fpy; jpU.Nfhkpq; rhd; jpl;lkpl;L kidtp ngaupy; MAs; fhg;GWjp xg;ge;jk; nra;
MARKHAM McCowan / Steeles 2 Story Bedrooms 4+2 ,Washroom 4 $352,000
jhu;vdTk MAs; fh mgfupf;Fk fztdpd vd;gjhYk ,Ug;gjhY spd;gb> m apid n fk;gdp ( tpl;lJ.
n`hq;nf
Uld; ts rl;luPjpahf jpw;F ts Kd;G fd gzk; jq nkd ePjp NghJ gy fs; Gys yid nr tpay; rl
Br Detached Washroo
tlf;Ft
$349,

Xu; mDgtk;! xU vr;rupf;if! s; fhg;GWjp gz Nkhfj;jpy; ;g;gpzpg; ngz; gLnfhiy
- new;wpf; fz;zd; -
s
om 4 ,000
jha;tPL • Xf];l; 2007
l;L ,Ug; g;Nghl;Lf; tpj;jpah
pa epiy fhs;is pg;gpl;lNgh kjpahfj; e;ijfs;. hy; jpl;l vLf;fg; ;jq;fs;.
fjTfs; vd;gjw;F
; Fog;gq;
Mjhuq; fhuz> ;wpidAk; ; fOFg; py; cz;
nfhiyf; jpU.Nfh f MAs; ngw;Nwhu; oe;ijf ngw;Nwhu; r; nrd;W
k; Nehf; kidtp ;jk; nra;
jhu;vdTk;>,J jpl;lkpl;L ngUe;njhif MAs; fhg;GWjpapd; $l;Lg; gzj;jpid mgfupf;Fk; Nehf;fpy; nra;jgbahYk; fztdpd; ,dp thOk; fhyk; rpiwapy; vd;gjhYk;> gps;isfs; Foe;ijfshf ,Ug;gjhYk; fhg;GWjp xg;ge;j rl;ltpjpf spd;gb> me;j fhg;GWjpg; gzj; njhif apid nfhLf;f me;j “My; ];Nuw; fk;gdp (All State Comp any)” kWj;J tpl;lJ.
n`hq;nfhq; ehl;by; jq;fs; Ngudh
Uld; tsu;e;j ,U ngz; Foe;ijfSk; rl;luPjpahf gzj;jpidf; NfhUk; ta jpw;F tsu;e;J... rpy tUlq;fSf;F Kd;G fdlh te;J> jhapd; fhg;GWjpg; gzk; jq;fSf;F te;J Nru Ntz;L nkd ePjpkd;wj;jpy; tof;Fj; njhlu;e;j NghJ gytUlq;fs;fle;j ,g; gpur;rid fs; Gysha;Tfs; vd kPz;Lk; guprP yid nra;J “fhg;GWjp rl;lk;”> Fw;w tpay; rl;lq;fspd; mbg;gilapy; ,Wjp
apy; ,jid tprhuiznra;j ePjpauru; jpU.gpwpad; GNuh]; (Mr.Brian Burrows) ,f; fhg;GWjpg; gzk; ,U gps;isfSf; Fk; ,t;tsT fhy tl;bAld; toq; fpNa jPuNtz;Lk; vdj; jPu;g;G toq;fp dhu;. Vddpy; ,t; MAs; fhg;GWjp xg;ge;jj;jpy; gzj;jpidg; ngw cupj;J ila Kjy; egu; (Primery Beneficiary)
nfhiy nra;ag;gl;l ngz;zpd; fztu; Fw;wk; nra;J mtu; MAs; rpiwapy; ,Ug;gjhy; mtu; gzj;jpidg; ngwKb ahJ. fztUf;Fg; gpd;dhy; gzj;jp idg; ngw cupj;Jilatu; (Contin Gent Beneficiary) gps;isfs; Mthu;fs;. ePjp kd;wk; rupahfNt jPu;g;G toq;fpaJ.
Mjhuk;:- Toronto Star
Brampton Detached, 2 Story, Bedroom 3, Washroom3 Finished Basement tlf;Fthry;> $l;Lj;njhif 1
$349,900
VAUGHAN Weston / Rutherford Detached 2 Story Bedrooms 4 ,Washroom 3 $486,500


Page 35
jha;tPL • Xf];l; 2007
c∫Ô^ T‚|¬ÔVTM ~‚|¬Ô¶[ o>Á
∂–√kD - ÂD∏¬ÁÔ - ÂV
“Debt is the Slavery of the Free. Our A
~‚|¬Ô¶[ xÔk ́VÔ sÚDA ̨S ̇Ô·V? T‚|¬ÔVTM ~‚|¬Ô¶[ xÔk ́VÔ kÚk>uz ¿∫Ô^ sÚDA ̨[S ̇Ô·V? T‚|¬ÔVTM ~‚|¬Ô¶[ √u§•D ∂ÁTM›m goÈVƒÁTMÔÁ•D, Ô_s•D ÿ>V¶ ̇flEBVTM √luE•D ®D\V_ kw∫Ô©√| ̨[≈TM. ÷[o≈ ®Dx¶[ ÿ>V¶ ̇A ÿÔV^”∫Ô^.
Want to become a Mortgage Consultant? We provide you free workshops, training and seminars to become a certified Mortgage
1920 Ellesmere Road, Suite 111, Toronto, ON M1H 2V6 Tel:
416.548.7475
, Fax: 416-548.7496 Toll Free: 1.800.952.1366
• Mortgages
• Re-Finance
• Seminar
• Workshops
www
www.bmsic.com, info@bmsic.com

|¬ÔVTM ~‚|¬Ô¶[ o>ÁkÔ”¬z
∏¬ÁÔ - ÂVBD - oƒÁk
Free. Our Ambition is Your Freedom”
es
• Seminar ce
• Workshops
www.bmsic.com
one stop solution for all your mortgage needs
- 35 -


Page 36
- 36 -

jha;tPL • Xf];l; 2007


Page 37
jha;tPL • Xf];l; 2007
THINKING OF BUYING OR SELLING PROP
f o r p r o f e s s i o n a l , r e l i a b l e a n
• Residential-Commercial-Industrial-Investment
• List Your Home (Low Commission)
• Mortgage, Lawyer, Home Inspection
Manickanadarasa Karunahkara
Dir: 647.272.8
1345 Morningside Ave., S Office: 41 BROKERAGE
I'm here to get your mortgage smarter and faster. c∫Ô”¬z ∂]Ô Ô¶[ √” ÷ÚÕ>V_ ∂ÁTM›Á>•D zÁ≈Õ> ŒÚ \V>¬Ô‚¶›]_ ÿÔVı|kÚkm¶[ c∫Ô”¬z ∂]Ô √›Á>•D oƒt¬Ô c>°ok[.
• Residential
• Industrial
• Commercial 1st, 2nd, 3rd Mortgages Upto 100%...
k∫ ̨ k‚Ω T>›Á> s¶ zÁ≈Õ>·° k‚Ω T>D
NO FEE FOR RESIDENTIAL MORTGAGES
• Rate discount up to 3%
• Give me a call for free consultation
• Mortgages without no down pay- ment
∂ ̨ÈV ÿƒÕ]_ Akila Senthil
,AMP Senior Mortgage Consultant,
416.895.4321
701 Evans Ave., Suite 600, Toronto, ON M9C 1A3 Fax:416.644.0943, akilasenthil@invis.ca
$ 69,900.
Simcoe To Salem Rd. City Of Kawartha Lake Pretty 1.2 Acre Building Lot On Quiet Country Hardtop Road Located 15 Minutes North-East Of Port Perry
Rossland & Anderso
Whitby. 4BR, 3WR Lowest Price A Spacious Ho Neighbours On The Back. Great Close To Schools, Malls, 401, Tra
& Much More.
$ 289,786.
¿∫Ô^ k∫zo ́V›m¬z W ́VÔˆ¬Ô© √¶ \V‚œ ̇Ô^. √¶\V‚¶V ̇Ô^ ∂ÁTMkÚD > k‚Ω T>›]_ ~‚|¬Ô¶[ ÿ z§›> ÷Èkƒ goÈV ÂD∏¬ÁÔ¬z √V›] ́\V
We are g town a
with g

NG OF BUYING OR SELLING PROPERTY
r e l i a b l e a n d h o n e s t s e r v i c e
dustrial-Investment ommission) er, Home Inspection
nadarasa Karunahkaran Sales Representative Dir: 647.272.8597
1345 Morningside Ave., Suite: 8, Toronto, ON M1B 5K3, Office:416.759.6000 fax:416.759.6005 www.veedu.com
V ÿƒÕ]_ il
321
$ $ 289,786.
289,800.
ossland & Anderson Whitby. 4BR, 3WR
t Price A Spacious Home No
On The Back. Great Location. N. chools, Malls, 401, Transportation
& Much More.
Westney & Hwy 2 Ajax. 3+2BR, 4WR 2 Bdrm Bsmt Apartment With Separate Entrance. Close To All Amenities. Laminate Floors In Living & Dining Rm, Large Eat-In Kitchen
¿∫Ô^ k∫zo ́V›m¬z o√VlÚÕ>VKD W ́VÔˆ¬Ô© √¶ \V‚œ ̇Ô^. BVÚo\ W ́VÔˆ¬Ô© √¶\V‚¶V ̇Ô^ ∂ÁTMkÚD >z]BVTMk ̇Ô^. zÁ≈Õ> k‚Ω T>›]_ ~‚|¬Ô¶[ ÿ√uƬÿÔV^·°D, Ô¶[Ô^
z§›> ÷Èkƒ goÈVƒÁTMÔ”¬zD ∂ÁTMk ́mD
ÂD∏¬ÁÔ¬z √V›] ́\VTM ∂ ̨ÈV ÿƒÕ]ÁÈ ∂Áw•∫Ô^
We are giving the best rate in
town and pay your mortgage faster
with good advise
Our interest rates starts from 0%
• First-time Buyers
• Renewal
• Refinancing
• Pre-Approval
• Self Employed
• Bankruptcies
• Poor Credit
• New Immigrants
• Debt. Consolidation
• Construction Loans
- 37 -


Page 38
- 38 -

jha;tPL • Xf];l; 2007


Page 39
jha;tPL • Xf];l; 2007
khu;f;fl; Nthr;
nrd;w khjk; nuhwd;Nuh wpay; v];Nll; re;ijapy; gjpthd 10>451 tpw;gidNa ,Jtiu ele;j A+d; tpw;gidapy; rpwe; jJ vd;W nuhwd;Nuhtpd; wpay; v];Nll; jiytu; nlhdy;l; ngd;l;yp ,d;W mwptpj;jhu;. ,J nrd;w tUlk; A+d; khj tpw;gidahd 8>730 I tpl Vwf;Fiwa 20 tPjk; mjpfkhFk;. Nk khjj;jpy; ele;j kpfr; rpwe;j tpw;gid ahd 21>597I tpl(MW tPjk;)r; rw;Wf; FiwthfTk; cs;sJ. fle;j ,uz;L khjq;fs; 21>597 tpw;gidfs; 1977 tUlk; KOtJk; tpw;gidahd 20>572 vz;zpf;ifiatpl mjpfkhFk;.
tpw;gid tpiy Ntfk; Ntfkhf Vwpf; nfhz;bUe;jNghJ ruhrup tpiy rpwpJ ,wq;fpaJ. $381>963 ,ypUe;j xU tPjk; ,wq;fpaJ. 2006d; Kjy; MW khj tpiyahd $356>977I tpl tUlhe;jk; Ie;JtPjk; ruhrup tpiy cau;e;J $373>719 ,y; ,Ue;jJ.
jdpf;FLk;g tPLfs; tpguk;
tpiy cau;T xU fzprkhd msT ,Uf;Fk; vd;W Fwpg;gpl;lhu;. tpguq;fs; $27>789 gztPf;fk; Nky; Nehf;fpg; Nght ijj; jLf;fg; NghJkhdJ.
jw;Nghija re;ij Kjy jlit tPL thq;Fgtu;f;F ,d;Dk; vl;lf;$bajh fNt cs;sJ..
S.K.ghNy]; - tPL tpw;gid KftH -
;kpfr; rpwe;j A+d; khjk;
re;ij epytuk; (a+d; 20
TREB y; mwptpf;fg;gl;l tpw;gidapd; tpguk; gpd;tUkhW:
pf
;i
f
k
l
;l
k
u
h
r
u p
t
;g
i
d
28
may; tl;lhur; rJf;fk;
vw;Nwhgpf;Nfh
vw;Nwhgpf;Nfhtpy; 2>734tpw;gidfs; ,J tiu ele;jd. ,J 2006k; Mz;L [dtupapy; ,Ue;J A+d; tiuahd fhy fl;lj;jpd; ruhrup tpiy $399>525. ,J Fwpg;gpl;l fhyj;jpw;F Kd; gjpTnra;ag; gl;l $38>320I tpl ehd;F tPjk; mjpf khFk;.
nfhNku;];y; wpay;b (Kjw; fhyhz;L mwpf;if)
2007y; Kjw; fhyhz;by; efuj;Jf;Fr; rw;W ntspNa ,Ue;j mYtyfj; jiu apd; ngWkjp cau;e;jJ. 2006 %d;whk; fhyhz;bd;NghJ> vOre;ij apy; ehd; fpy; ngWkjp cau;e;jJ.
td;$tupy; 29.3 tPjk; cau;e;J Vf;f Uf;F $970>000k; fy;fhupapy; 14.8 tPjk; cau;e;J Vf;fUf;F $907>000k; fhzg; gl;lJ.
;
v
z
;z
h
t
r
pw
Nkw;F khtl;lq;fs;
$356>513 3936
14
kj;jpa khtl;lq;fs;
$513>491 1819
23
tl khtl;lq;fs;
$406>655 2>248
21
fpof;F khtl;lq;fs;
$392>558 2>448
nuhwd;Nuh
trpf;Fk; tPl;bd; k 1. Detache
2. Semi
Detache 3. Condo
Town ho 4. Condo A
5. Link
6. Alt. Row Townho 7. Co-Op A
8. Det. Con
ehk; mUe;J
nuhwd;Nu tUk; F vd;W g jkJ mw
nuhwd;Nu spy; ,U fs; vz goik t Ls;sJ. ,e;jFoh jz;zPupd fg;glyhk khw;w N Ls;sJ..
Mdhy; tUlq;fS

;kpfr; rpwe;j A+d; khjk;
j epytuk; (a+d; 2007)
- 39 -
;gidapd;
fs; ,J ; Mz;L hd fhy >525. ,J pTnra;ag; k; mjpf
uj;Jf;Fr; fj; jiu %d;whk; py; ehd;
;J Vf;f 4.8 tPjk; ; fhzg;
trpf;Fk;
tpw;gid % kPbad; tPl;bd; khjpup
tPjk; ,wq;fp> Vf;fu; $663>000 ,Yk; xl;lhthtpy; tpiy 7.1 tPjk; Fiwe;J $285>000 ,Yk; epd;wJ.
t
pw
;g
i
d
1. Detached 2. Semi
5,191 98 $395,000
Detached
1,236 100 $320,000
rf;jp ikak; thlif tpfpjk; rw;W cau;e;jJ 3936
1819
2>248
3. Condo
Town house
859 98 $251,000
rf;jp ikaj;jpd; thlif tPf;fk; ehL KOtJk; ruhrup 2.5 tPjk; caUnkd;W 4. Condo Apt. 2,173 98 $230,000
5. Link 253 98 $303,000
vjpu;ghu;f;fg;gl;lJ. ,J 2006y; gjpT nra;ag;gl;l 2.4 tPjj;ij tpl rpwpJ mjpfk;.nryTfs; ruhrup 2.4 tPjk; nghJ 6. Alt. Row
693 99 $301,000
thf thlif tPf;f tPjk; mjpfkh 2>448
Townhouse
Fnkd vjpu;ghu;;f;fg;gLfpwJ. 7. Co-Op Apt. 37 99 $192,000
nuhwd;Nuhtpd; nryTk;> thlifAk; 2.4 8. Det. Condo 09 99 $283,000
tPjk; caUnkd vjpu;ghu;f;fg;gl;lJ. . nuhwd;Nuh tpiyfs; xU Vf;fUf;F 7.5
ehk; mUe;Jk; jz;zPH ghJfhg;ghdjh?
nuhwd;Nuh (GTA) kf;fSf;F jz;zPH
nlhyHfs; Njit vd;W 1996y; kjp;gplg; tUk; Foha;fs; jpUj;jg;gl Ntz;Lk;
gl;lJ.,d;W mJ mjidtpl kpfmjpf vd;W group of construction contractors
gpy;ypad; nlhyHfshf MfpAs;sJ. jkJ mwpf;ifapy; njuptpj;Js;sdH.
ehk; jpdKk; ekJ tPl;by; mUe;Jk; nuhwd;Nuhtpy; cs;s jz;zPH Foha;f
jz;zPH xd;uhwpNah Nyf;fpy; ,Ue;J spy; ,UgJ tPjkhd jz;zPH Foha;
ekJ tPl;Lf;F Foha;fs; %yk; tU fs; vz;gJ tUlq;fSf;Fk; Nkyhf
fpd;wJ. mNj rkak; ekJ kyry goik tha;e;jit vd;W mwptpf;fg;gl;
$lj;jpy; ,Ue;J ntspNaWfpd;w ky Ls;sJ. ,e;j Foha;fs; Mgj;jhdit.
ryq;fs; ,Nj xd;uhwpNah Nyf;Ff;Fj; ,e;jFoha;fspy; ,Ue;J ehk; mUe;Jk;
jhd; nry;fpd;wd. mNj Nyf;fpy; jz;zPupdhy; ekJ cly; eyk; ghjpf;
cs;s jz;;zPH tbfl;lg;gl;L ekJ fg;glyhk;. vdNt ,e;j Foha;fis
tPl;Lf;F kWgb tUfpd;wJ. mijjhd; khw;w Ntz;Lk; vd;W njuptpf;fg;gl;
ehk; Fbg;gjw;Fk;>rikg;gjw;Fk;> Fspg; Ls;sJ..
gjw;Fk; gad; gLj;Jfpd;Nwhk;. ,J nuhwd;Nuhtpy; tho;fpd;w gy kpy;ypad; Mdhy; ,e;jFoha;fis ,Ugj;ije;J
kf;fSf;Fj; njupahj xU cz;ik tUlq;fSf;Fs; khw;w 55 gpy;ypad;
ahFk;.


Page 40
- 40 -
IT Professionals !!!
ExertTech
building a better future
. . . . . . . IT www.Exert
We guarantee to assi Training ExertTech Inc. provides in their career path. Designed to 3Coach.the.right market. 3ready.to.work ́ level Gain exposure to the 24/7 hours Lab access Individual counseling 100% job assistance of new to and and Placeme training and placement
Candidate ́ to get
confidence.
technologies and rec
our candidate for resum help the candidate to
Find your dream job in a latest technology w
41661
ExertTech, Inc. 1300 Don Mills Road, Suite 215, North York, Ont. M3B 2W6, Email:info@exerttech.com,
We make you realize your poten

ionals !!!
etter future
. . . . . . .
416610603
make you realize your potential
h
raining and Placement
s training and placement for IT graduates to succeed
e.right Candidate ́ to get into the competitive job
f confidence. new technologies and receive the latest training. s to our candidate for resumes and interview preparation
nd help the candidate to get into the job market
latest technology with competitive salary
Current job openings:
. .Net Developers . Java Developers . Cognos Specialist . Oracle Developer . QA Specialist . SQL Developer
www.ExertTech.com
e guarantee to assist you until you are in a new position.
jha;tPL • Xf];l; 2007
e
ExertTech
building a better future
.
5
5
3
3
m
1
4
1
6
.
9
7
0
x
c
e
l
g
r
a
.
c
o


Page 41
jha;tPL • Xf];l; 2007
,Jtiu...
ngUk;ghyhd epWtdq;fs; vf;Aghf;]; %yk; fld; rupjj;ijg; ngWfpd;wd. rpy epWtdq;fs; buhd;]; a+dpad; %yk; fld; rupjj;ijg; ngWfpd;wd. rpy epWtdq;fs; ,uz;;bYk; cs;s fld; rupjj;ijg; ghu;j;J KbT vLf;fpd;wd. vf;Aghf;]; kw;Wk; buhd;]; a+dpad; Mfpa ,U epWtdq;fSNk fld; kjpg;ig mstpl vz; 300 ,ypUe;J 900f;Fs; gad;gLj;Jfpd;wd. kjpg;ngz; $lf; $l fld; jUgtupd; ghu;itapy; cq;fs; kjpg;Gk;> tha;g;Gk; $lf; $L fpd;wJ. Mdhy; ,e;j kjpg;ngz; xd;W kl;LNk flidg; ngw;Wj; je;J tplhJ. cq;fs; tUkhdk;> cq;fs; Ntiyapd; jd;ik Nghd;witAk; flid epr;rapf; Fk; fhuzpfshfpd;wd. tPL Nghd;w ngupa fld;fSf;F tpz;zg;gpf;F Kd; vf;Aghf;];> buhd;]; a+dpad; ,uz;b YNk cq;fisg; gw;wp cs;s tptuq; fisr; rupghu;j;Jf;nfhs;Sjy; ey;yJ. rup ,y;yhj tptuq;fs; ,Ue;jhy; flDf;F tpz;zg;gpf;FKd;> fle;j rupj epWtdj;Jld; njhlu;Gnfhz;L> jFe;j Mjhuq;fspd; %yk; jtiw ep&gpj;J rupnra;J nfhs;s Ntz;Lk;. NkYk;> Mz;Lf;F xUKiw cq;fs; fld; rupjj;ij ,ytrkhfj; jghypy; ngw;W tptuq;fisr; rup ghu;j;Jf;nfhs;s Ntz;Lk;. cq;fs; fld; rupjj;ij ePq;fs; Nfl;Lg; ngWtJ> cq;fs; fld; kjpg;ngz;izf; Fiwf;fhJ. Vndd; why; mJ cq;fs; cupik.
vq;fs; tho;Tk; vq;fs; t kq;fhj fld; vd;W rq;Nf Koq;F
Nky; ahdhy tpy; % ePq;fs; cq;fs ,Uf;Fk Fwp m ngz;Z
,ij Nthk;. jf; fl (30>000) ,jpy; khf c LNk. k cgNah why; gu itj;J mjw;F Nkhrk;j f;F N cjhuz vd;W i kjpg;ig
3. fld;fi fhky; Fk; t nrYj;j ngz; n Fk; f ghu;j;Jr Kd;du; jptpLt ngz;i vf;Aghf;] vjd; m fplg;gLf
Fwpg;ghf yhky; N Muha;Nt
1. mbf;fb mjd; fs; f Fk;. flDf;F gof;fk Uf;Fk;> tUf;Fk tpj;jpah ngw;wt tpz;z kjpg;ng
,dp...
vf;Aghf;]; kw;Wk; buhd;]; a+dpadpy; cq;fisg;gw;wp cs;s tptuq;fs; rw;Nw khWglf;$Lk;. cjhuzkhf ePq;fs; Kd;G ghu;j;j Ntiy> xU fld; rupj epWtdj;jpYk;> ,g;NghJ nra;Ak; Ntiy ,d;ndhU fld; rupj epWtdj; jpYk; ,lk;ngw;wpUf;ff;$Lk;. mNjNghy kjpg;ngz;fSk; ,uz;bYk; xd;whf vg; NghJNk ,Uf;fhJ. Vndd;why; mit kjpg;gplg;gLk; KiwfspYk;> ,uz;L epW tdq;fSf;F ,ilNaAk; gy Kuz;ghL fs; cs;sd. Nky; vOe;jthupahfg; ghu; j;jhy; tpj;jpahrk; ,Ug;gijg; Nghyj; Njhd;whJ. buhd;];A+dpadpy; fPo;tUk; fhuzpfs; cq;fs; kjpg; ngz;fisf; Fiwf;Fk;
1. fld; msTk; fld;fSk; epiwa ,Ue;jhy; kjpg;ngz; FiwAk;. fld; msT vd;Dk;NghJ Fwpg;ghf ehk; Fwpg;gpLtJ gy epWtdq;fspy; cq;f Sf;Ff; fld; mDkjp cs;sJ. MdhYk; ePq;fs; cgNahfpf;f tpy;iy.,j;jifa epiyikAk; fld; kjpg;ngz;izf; Fiwf;Fk;. Vndd; why; rpy fld;jUk; epWtdq;fs; cq;fspd; mjpfg;gbahd fld; msT vjpu;fhyj;jpy; cq;fs; jpUg;gpr;nrYj; Jk; rf;jpiag; ghjpf;Fk; vd;W fUjf; $Lk;.,j;jifa #o;epiyapy; Njit aw;w rpy fzf;FfisAk; fld; msitAk; Fiwj;Jf;nfhs;s Ntz; Lk;. vy;yhf; fzf;FfisANkh my; yJ ,Ug;gjpNyNa kpfTk; gioajhf cs;s fzf;FfisNah %lf;$lhJ. mJTk; kjpg;ngz;izf; Fiwf;Fk;.
2. cq;fSf;F toq;fg;gl;Ls;s fld; mstpy; %d;wpy; ,uz;L gq;Ff;F
ngup Kj;Juhkd; - Senior Prsonal Banking Officer -
INC.
•Industrail •Commercial • Residential
• Storm Doors
• French Doors
• Patio Doors
• Porch Enclosures
• Thermal Windows
• Vinyl Windows
• Aluminum Windows
• Glass & Screen
All work Guaranteed
6068 Netherhart Rd Unit # 5, Mississauga, ON KARUNA 905•796•9292/ 416•892•7070
VJ’S RENO CARPE
647.58
Vinyl and Aluminum Replacement Windows
FREE ESTIMATE

- 41 -
+dpadpy; s; rw;Nw ePq;fs; ld; rupj nra;Ak; epWtdj; NjNghy ;whf vg; y; mit z;L epW uz;ghL hfg; ghu; ; Nghyj;
fPo;tUk; ; kjpg; f;Fk;
epiwa k;. fld; hf ehk; py; cq;f cs;sJ. Nahfpf;f Ak; fld; ;. Vndd; tdq;fs; d; msT ;gpr;nrYj; ;W fUjf; ; Njit k; fld; ;s Ntz; Nkh my; ioajhf f;$lhJ. wf;Fk;.
;s fld; gq;Ff;F ; kq;fhj fld; tho;Tk; vd;W vq;fs; rq;Nf tsKk;
Koq;F
Nky; njhlu;e;J cgNahfpg;gPu;fNs
2. cq;fs; fld; vt;tsT gioaJ vd; ahdhy; kjpg;ngz; FiwAk;. nghJ
gJk;> fle;j fhyj;jpy; vt;thw tpy; %d;wpy; xU gq;F fld; msNt
jtiz jtwhky; fl;bte;Js;sPu;fs; ePq;fs; cgNahfpf;fpwPu;fs; vd;why;
vd;gJk; fz;fhzpf;fg;gLfpwJ. kpfg; cq;fs; kjpg;ngz; cau;e;j epiyapy;
gioa fzf;Ffisj; njhlu;e;Jey;y ,Uf;Fk;. rupghjpf;F Nky; mghaf;
epiyapy; %lhky; itj;Jf;nfhs;S Fwp mstPL Muk;gkhfpd;wJ. kjpg;
jy; kjpg;ngz; njhlu;e;J ey;y ep;iy ngz;Zk; Fiwfpd;wJ.
apy; ,Ue;Jtuf; fhuzk; Mfyhk;.
,ij cjhuzj;jpd;%yk; tpsf;F Nthk;. cq;fSf;F ,Uf;Fk; nkhj;
GjpJ Gjpjhff; fld;fis Muk;gpg;gJ kjpg;ngz;izf; Fiwf;Fk;.
jf; fld; msT vy;iy Kg;gjhapuk;
3. tPl;Lf; fld; ,y;yhj kw;wf; fld; (30>000) vd;W itj;Jf;nfhs;Nthk;.
fspd; fld; ,Ug;G (Balance) mjpfk; ,jpy; ePq;fs; vg;NghJNk rhjhuz
,Ue;jhy; kjpg;ngz; FiwAk;. fld; khf cgNahfpg;gJ gj;jhapuk; kl;
fspy; FiwT njd;gltpy;iy vd;wh LNk. kjpg;ngz; cau;thf ,Uf;Fk;.
Yk; fld; kjpg;ngz; FiwAk;. xU cgNahfpg;gJ gjpide;jhapuk; vd;
fldpypUe;J gzj;ij vLj;J kw;wf; why; guthapy;iy. ,Ugjhapuk; vd;W
flDf;Fg; gzj;ijf; fl;LtJ vd; itj;Jf; nfhz;lhy; Nkhrkpy;iy.
gJ kjpg;ngz;iz cau;j;jhJ. mjw;F Nky; NghFk;NghJ epr;rak;
Vndd;why; nkhj;jf; fldpy; khWjy; Nkhrk;jhd;. rpyNgUf;F fld; msT
,y;iy. f;F Nky; fld; ,Ug;G ,Uf;Fk;. cjhuzj;jpw;F30>000 msTf;F 30>050 vd;W itj;Jf;nfhs;Nthk;. ,J fld; kjpg;igg; gL Nkhrkhfg; ghjpf;Fk;.
4. kpf mjpfkhd fld;fSk;> mtw;wpy; jtiz jtWjYk; kjpg;ngz;iz Ntfkhff; Fiwf;Fk;. fld; Fiwa ,Ue;jhYk; jtiz jtWjy; kjpg; 3. fld;fisj; njhlu;e;J cgNahfpf;
ngz;izf; Fiwf;Fk;. ,uz;bYk; fhky; - RoYk; jd;ikiag; ghjpf;
tpj;jpahrk; ,Ue;jhYk; nkhj;jj;jpy; Fk; tifapy; - flidj; jpUg;gpr;
kjpg;ngz; FiwAk;. vt;tsT vd;g nrYj;jhky; ,Ue;jhy; fld; kjpg;
jpy;jhd; NtWghL. fld;fs; Xus ngz; ntFthf tpOk;. ifapy; ,Uf;
Tf;F ,Ue;J jtizia xOq;fhfj; Fk; fhirg;Nghy; flid vz;zpg;
jtwhky; nrYj;jpte;jhy; kjpg;ngz; ghu;j;Jr; nryTnra;J cupa Njjpf;F
zpy; ngupa tPo;r;rp xd;Wk; ,Uf;fhJ. Kd;du; KOtijAk; jpUg;gpr; nrYj;
ngupa cau;Tk; ,Uf;fhJ> Mdhy;> jptpLtJ vd;w gof;fk; fld; kjpg;
rpWfr; rpWf cauNth my;yJ ,Uf; ngz;iz caur;nra;Ak;.
Fk; epiyapy; njhlu;e;J ,Uf;fNth vf;Aghf;]py; kjpg;ngz;
tha;g;G cs;sJ.
vjd; fplg;gLfpd;wJ
mbg;gilapy; fzf;
jtiz tsu;tPu;fs;.
jtwhjPu;; thu;j;ij khwhjPu;;
Fwpg;ghf kjpg;ngz; mjpfk; ,y; yhky; Nghtjw;fhf fhuzq;fis Muha;Nthk;.
1. mbf;fb flDf;F tpz;zg;gpj;J> mjd; fhuzkhf vOe;j tprhuiz fs; fld; kjpg;ngz;izf; Fiwf; INC.
Fk;. Njitahd NghJ kl;LNk flDf;F tpz;zg;gpg;gJ vd;gJ ey;y al
gof;fk;. Gjpa fld; rupjk; cs;st Uf;Fk;> gioa fld; rupjk; cs;s tUf;Fk; $l kjpg;gplg;gLk; Kiwapy; tpj;jpahrq;fs; cs;sd.Gjpjhf fld; ngw;wtu;fs; njhlu;e;J flDf;F tpz;zg;gpf;fhky; ,Ue;jhy; fld; kjpg;ngz; caUk;.
s
O N 2•7070
VJ’S RENOVATION & CARPET CLEANING
• HARDWOOD FLOORING
• PLUMBING
• BASEMENT WORKS
• ELECTRICAL WIRING
• CARPET CLEANING (RESIDENTIAL/COMMERCIAL)
• TOTAL RENOVATION
CONTACT: VJ. KUMAR 647.588.2880
ÿ√ˆ. x›m ́V\[
W]›mÁ≈ goÈVƒÁTMÔ”¶[ ÌΩB oƒÁk
Perrii Muthuraman
MBA, M.Comm, PFP Senior Personal Banking Officer
Direct Line: 416.439-3040 x:2008


Page 42
- 42 -
epjpj; jpl;lkplYk; gzj;jhy; gzk; nra;tJ
,d;W gz KjyPl;L cyfk; tpiue;J tphptiltJld; GJg;GJ epjp KjyPl;Lr; re;jh;g;gq;fSk; Vw;gl;Ls;sd. mNj Ntis njhopy; El;gk; tsh;r;rpfukhAs; sJld; tphpTgl;L tUk; KjyPl;Lr;re; ijapy; Mo;e;j mwpT ,y;yhj Ntis fspy; rpW jtWk; ghhpa nfLjpfis Vw;gLj;Jtjhy; gyUk; KjyPl;Lr;re;ij apdpd;W xJq;fp ,Uf;fNt tpUk;Gfpwhh; fs;. Njdp nfhl;Lk;> mjw;fhf Njid Fbf;fhkypUg;gjpYk; me;jj; Njid ngw;Wj; juf;$ba xUth; cjtpiag; ngWtJ rpwg;gy;yth? fuzk; jg;gpdhy; kuzk; vd;W KjyPl;Lr; re;ijapypUe;J tpyfp rPl;Lg; NghLtjpYk; tPLthq;fp tpw;gjpYk; nry;tj;ijr; Nrh;g;gjpYk; epjpj;jpl;lkply; ty;Ydh; cjtpAld; ey;y gyidg; ngWtJ rpwg;ghFk;.
gyUf;Fk; nghJthd ,yf;Ffshd gps;isfs; fy;tpr;nryT> jkJ nrhe;j Xa;T+jpak;> tUthapy; Kd;Ndw;wk; Mfp atw;iw mwpe;jpUg;ghh;fs;. Mdhy; ,t; tpyf;FfSf;F xU tpiy kjpg;gpLt jtrpak;. cjhuzkhf fy;tpf;fhf 2010 k; Mz;L 50>000nts;sp Njit my;yJ ,d;Dk; gj;J tUlj;jpy; Xa;TngWk; NghJ 5>000nts;spNjit my;yJ jkJ %yjdj;jhy; khjk; 750 nts;sp tU tha;Njit vd tiuapl;Lf; $wpdhy; gpd; mij ngWtjw;fhd toptiffis Muhayhk;. ,g;gb njspthd ,yf;F ,y;yhjtplj;J fyq;fiu tpsf;F ,y;yhj JiwKfj;ij Nehf;fp ,utpy;
c∫Ô^ WÁTM°ÔÁ· ÂV∫Ô^ ∂flE_ ÿÔVı|kÚ ̨o≈VD
sBV√V ́ ∂‚Á¶Ô^ >[TM§xÔ ∂‚Á¶Ô^ ]Ú\ ∂Áw©∏>μÔ^ Ø©AM> ¿ ́V‚| swV ∂Áw©∏>μÔ^ ∂ ́∫oÔu≈ \ÈÏÔ^ swV \ÈÏÔ^
÷m o√V[≈ c∫Ô^ ∂ÁTM›m ∂fl∑› o>ÁkÔÁ·•D c∫Ô^ sÚ©√©√Ω ¿∫Ô^ ∂flE_ ∞u§¶ ÷[o≈ ÂV|∫Ô^ Typros ∂flƒÔD
gazk; nra;tJ NghyhFk;.
KjyPLfs Nghija ,yf;Ffs; ntWk; gfy;f;fdthf kh
njhifNa whJ ,Uf;fNtz;Lkhdhy; mJ ajhh;j;
khFk;. m jj;jpw;F xt;thjjhf ,Uf;ff;$lhJ.
fspd; $l ,y;yhtpby; me;j ,yf;Ffs; Kltd;
fld;> ml nfhk;Gj;NjDf;F Mirg;gl;l fijah-
kw;WKs;s fj;jhd; KbAk;. xU KjyPL nra;if
$l;Lq;fs apy; nra;gthpd; kdepiyAk; xU Kf;
spd; tpj;j fpa mk;rkhFk;. rpyh; Mgj;jhd KjyPL
ahFk;. fspy; Jzpe;J ,wq;fp ngUk; nghUs;
ifapUg;G  KjyPl;Lf;
fzpg;gpDk Fhpa ifapUg;Gj; njhif> KjyPl;Lf;
Ydh; m fhd fhytiu Mfpatw;iw mwpe;j
cs;s nr gpd;Ng ehk; KjyPL nra;aKbAk;.
yhk; vd;g cjhuzj;jpw;F 2009k; Mz;L $ 50,000
ePq;fshf fy;tpf;fhf Nrkpg;gth; rw;Wj; Jzpr;r
Kfhika Yld; KjyPL nra;af; $batuhapd;
ty;Ydh;> KbAkhapUg;gpDk; mth; kpff;ftdkhf
Wjp Kfhi KjyPL nra;Ak; kdepiy cs;sth;
yhk;. Sco vdpd; fpl;lj;jl;l $30,000 kl;LNk
jpl;lkply; Nrkpf;ff; $bajhapUf;Fk;.
kpliy , fs; epjpep nghJthf xUth; jkJ epjp epytuk;
cjtp tU gw;wp xU Fj;Jkjpakhd mwpitNa nfhz;bUg;ghh;. cq;fs; FLk;gj;jpd;
,g;gbahd epjp epiyiaf; fzpg;gJld; KjyPl;bd;
fspy; epjp Muk;gg;gbahFk; ,ijf; fzpg;gJ kpf
epjpepiyi vspjhd xU tplak;. Kjypy; cq;f
gJ mtr splk; cs;s nry;tj;jpd; nkhj;j ngW
tpguq;fsp kjpiaf; fzpAq;fs;. mjhtJ cq;fs;
tjhf Vj tPl;bd; ngWkjp tq;fp ,Ug;G kw;iwa
khw;wq;fs
Ca

jha;tPL • Xf];l; 2007 epjpj; jpl;lkplYk; j;jhy; gzk; nra;tJk;
KjyPLfs; cq;fs; Xa;T+jpaj;jpd; jw; Nghija ngWkjp Mfpatw;wpd; $l;Lj; thf kh
njhifNa ifapUg;gpYs;s nry;t ajhh;j;
khFk;. mLj;J cq;fs; nfhLg;gdT f;$lhJ.
fspd; $l;Lj;njhif> mjhtJ tq;fpf; ; Kltd;
fld;> mlkhdf;fld;> fldl;ilf;fld; fijah-
kw;WKs;s rpWrpW fld;njhifiaf; nra;if
$l;Lq;fs;. Nkw;$wpa ,U njhiff- xU Kf;
spd; tpj;jpahrNk cq;fs; epfu ngWkjp KjyPL
ahFk;. ; nghUs;
ifapUg;G = nfhLg;gdT = epfungWkjp ;ghpakhf Na tpUk;
ePq;fNs XusT epfu ngWkjpiaf; jyPl;Lf;
fzpg;gpDk; xU epjpj; jpl;lkply; ty; jyPl;Lf;
Ydh; mijf; fzpj;J Nkyjpfkhf mwpe;j
cs;s nry;tj;ij vg;gb KjyPL nra;a ;aKbAk;.
yhk; vd;gij mwpTWj;Jthh;. ,jid $ 50,000
ePq;fshf nra;tjdhy; gzKjyPl;L ; Jzpr;r
Kfhikahsh;> jdpg;gl;l epjpj;jpl;lkply; atuhapd;
ty;Ydh;> tq;fp Kfhikahsh;> fhg;G ;ftdkhf
Wjp Kfhikahsh; Nghd;wth;fs; cjt cs;sth;
yhk;. Scotia McLeod Nghd;w KjyPl;L kl;LNk
jpl;lkply; epWtdq;fs; ,j;jifa jpl;l kpliy ,ytrkhf toq;FtJld; cq; fs; epjpepiyiaj; njhlh;e;J guhkhpf;f epytuk;
cjtp tUthh;fs;. wpitNa Lk;gj;jpd;
,g;gbahd epjpKjyPL nra;Ak; Ntis jyPl;bd;
fspy; epjpj; jpl;lkply;; ty;Ydh; cq;fs; pg;gJ kpf
epjpepiyia gw;wp tphpthf mwpe;jpUg; y; cq;f
gJ mtrpak;. ,g;gbahd> ngwg;gl;l j;j ngW
tpguq;fspy; ,Ue;J mth;fs; Kjyh cq;fs;
tjhf VjhtJ FiwghLfs; my;yJ kw;iwa
khw;wq;fs; nra;aNtz;bapUg;gpd; mij
Business Cards Invitation Cards Wedding Cards Brochers Booklets Bulletins Flyers Posters Letter Heads
- fy;ahzp ehjd; -
epjp jpl;lkply; MNyurfu;
mwpTWj;Jthh;fs;.
,j;jifa mwpTWj;jy;fs; cq;fs; jw; Nghja tUkhdk;> vjph;fhy tsh;r;rp> jw;Nghja nryTfs;> fhg;GWjpj; Njit fs;> cq;fs; vjph;fhy Xa;T+jpak;> cq; fs; vjph;fhy vjph;ghh;g;Gf;fs;> mj;Jld; cq;fSf;Fg;gpd; cq;fs; nrhj;J gfpug; glNtz;ba Kiw ahitAk; fUj;jpw; nfhz;L nraw;gLthh;fs;.
cq;fs; gpuj;jpNaf epjp jpl;lkply; ty; Ydh; cq;fSld; njhlh;r;rpahf nraw; gLtjhy; Njrpakhfhz thpr;rl;lq;fspy; fhyj;Jf;Ff;fhyk; vw;gLk; khw;wq; fisf; fUj;jpy;nfhz;L Vw;w mwpTiu fisAk; toq;Fthh;fs;.
ePq;fs; Ntiy nra;J ciog;gjhy; ngwg;gLk; gzk; jhdhf gzk; nra;A khdhy; mJNt rpwg;ghFk;. cyfj;jpd; kpfg;ngUk; gzf;fhuuha; ,Ue;j nuhf;ngy;yh; xU re;jh;g;gj;jpy; Fwpg;gpl ;Ls;shh;.
cyfj;jpy; ,uz;L tpjj;jpy;jhd; gzk; ngwg;gLfpwJ. xd;W “kdpjd; njhopy; nra;J gzk; nra;tJ” kw;wJ “gzk; gzk; nra;tJ” cq;fs; gzj;jhy; gzk; nra;gtNu epjpj; jpl;lkply; ty;Y
Message Pads Note Pads Tickets Business Forms Aplication Forms Order Forms Stickers Labels Much More.......
Call Us Today!
t. 416.635.8761 f. 416.635.7244
3957 Chesswood Drive,Downsview, ON, M3J 2R8


Page 43
jha;tPL • Xf];l; 2007
416.264.8798
ROOMS / BASEMENT RENT
Morning Side & Kingston 3 B/R Basement for Rent. Near TTC, School



Page 44
 Call: 416 265 3513 / 416 546 2721
Markham & Ellesmere 2 B/R Basement for Rent Big Rooms – Separate Entrance



Page 45
 Call: 416 430 0588
Birchmount & Ellesmere 2 B/R Basement for Rent Cable & All Facilities Rent - $750 – Separate Entrance



Page 46
 Call: 905 202 4885 / 416 757 0712
Markham & Ellesmere 2 B/R Basement for Rent Separate Entrance (New Stove)



Page 47
 Call: 416 289 8728
HWY 10 & Eglinton 1 B/R Basement for Rent Parking & Near TTC.



Page 48
 Call: 905 507 9737
Markham & 14th Ave. 2 B/R. Basement for Rent



Page 49
 Call: 905 201 6673
Scarborough Golf Club & Lawrence 2 B/R Basement for Rent Call: 416 509 0937
KjyPL ,y;yhky; (0% Down) vg;gb tPL thq;fyhk;?
0 tPL thq;Ftjw;F Kjypl Kw;gzk; ,y;iy vd;W ftiyg;gLfpwPh;fsh?
0 tq;fpfs; ,g;NghJ tPL
thq;Fk;NghJ tPl;bd; tpiyapd; KOj;njhifiaAk; fldhfj; juj; jahuha; cs;sd.
0 ePq;fs; Kjd; Kiwahf tPL
thq;Fgtuhf ,Uf;fyhk; my;yJ Vw;fdNt xU tPl;Lf;Fr; nrhe;jf;fhudhff; $l ,Ue;jpUf;fyhk;.
0 ,g;gbahd xU flidg; ngw cq;fSf;F vd;dkhjpupahd jFjpfs; Njit vd;gij mwpe;J nfhs;s Ntz;Lkh?
0 ,j;Jiwapy; gy Mz;L fhy
mDgtKs;sth;fspdhy; ,J gw;wpa jfty;fs; nfhz;l xU mwpf;if jahupf;fg;gl;Ls;sJ.
0 ,e;j mwpf;ifia ,ytrkhfg;
ngw;Wf;nfhs;s njhlh;G nfhs;sNtz;ba njhiyNgrp ,yf;fk;.
416-284-9999 Ext 21 (jkpo;) Ext 34 (English)
thlif tPl;il nrhe;jtPlhf khw;WtJ vg;gb?
0 te;j ehspypUe;Nj thliff;Nf
gy Mapuk; nlhyh;fs; nfhLj;J tho;e;J tpl;lPh;fsh?
0 ePq;fs; fl;Lk; thlifg;gzj;jpNy
jhd; tPl;Lr; nrhe;jf;fhud; jdJ Mortgage If; fl;b me;j tPl;il jdf;Fr; nrhe;jkhf;fpf; nfhs;fpwhd; vd;gij mwptPh;fsh?
0 me;j thlifg; gzj;jpNyNa Vd;
ePq;fs; xU nrhe;j tPl;il mikf;ff;$lhJ?
0 ePq;fSk; vg;gb xU tPl;Lf;Fr;
nrhe;jf;fhudhf Mfyhk; vd;gjw;fhd gy topKiwfis tpsf;fp ,j;Jiwapy; gy Mz;Lfhy mDgtKs;sth;fspdhy; jahupf;fg;gl;;l xU tpNrl mwpf;if vk;kplk; cs;sJ.
0 ,e;j mwpf;ifia ,ytrkhfg;
ngw;Wf;nfhs;s njhlh;G nfhs;sNtz;ba njhiyNgrp ,yf;fk;.
416-284-9999 Ext 20 (jkpo;) Ext 33 (English)
Steels & Brimley 2 B/R Basement for Rent Call: 905 470 1293 


Page 50

Morning Side & Finch 2 B/R Basement for Rent Upstairs 1 Room for Rent ( Women or Girls) Call: 416 910 0487 


Page 51

Dunforth & Eglinton 2 B/R Basement fro Rent Separate Entrance Call – 416 431 1469 / 416 898 1469 


Page 52

Warden & Lawrence 3 B/R House, 2B/R Basement (New) for Rent Call: 416 752 6254 / 416 931 6254 


Page 53

Pharmacy & Lawrence 2 B/R Basement for Rent from Aug.1st. Separate Entrance Call: 416 750 4077 


Page 54

Neilson/Finch 4 B/R for Rent 416-910-0487 


Page 55

Manson/ Ellesmere 2B/R Basement Apt. 416-617-4671 


Page 56

Neilson/Finch 4 B/R for Rent 416-910-0487 


Page 57

Manson/ Ellesmere 2B/R Basement Apt. 416-617-4671
_______
Eg
_______
Ma
1 roo
_______
Mid 1 B
_______
Ol
_______
McCo
2
_______
M
_______
McC
_______
2
_______
Ken
HOUSE
McCo 3 + 1 B/R
2 B/R B
_______
Mark 1700
_______
_______
Di
2 1
_______
W 2 B/R
_______
War Wante
_______
Kenn
3 B
A
19
1996 D
_______
94
Call: 9 _______

- 43 -
y t
______
inch
t
t
______
ton
t
______ 1469
nce
(New)
______ 6254
ence
Aug.1st.
______
______
re
______
______
re
94 Nissan Altima SE Stranded 180 km



Page 58
 Call: 416 704 7866
1998 Toyota 


Page 59




Page 60
 Eglinton/Donmils
3B/R 416-429-6276
Condo for sale
(170km) 1998 Honda – (220 km) for Sale



Page 61
 Call: 416 917 8336



Page 62
 1 Markham/Eglinton
room 3B/R available 647-409-6759
Condo in for 2B/R rent.
Apt.



Page 63

Midland 1 B/R 3 B/R in 416-826-1643
Basement in / top Eglinton
floor.
Sep.ent.
2002 Toyota Sienna 120 km Blue, Full Lorded



Page 64
 


Page 65
__________ Call: 416 939 3977
OTHERS
Piano for Sale (New)



Page 66

Old 1 416-298-7336 finch/ B/R Basement
Stains
Key Board Yamaha TSR 160



Page 67
 Call: 905 640 9799



Page 68

McCowan/ 2B/R 416-414-5562
Basement. 16th Immid.
Ave.
Trees for Sale



Page 69
 Call: 905 201 9116
TV Stand for Sale



Page 70

Malvern 2 416-802-2827
B/R Basement
Mall
New 52” – 62” $250



Page 71
 Call: 416 754 9359



Page 72

McCowan 2B/R Cable, 905-209-8540 Basement. car / park.
Steels.
Furniture for Sale 6 Chair with Tables & Dining table and other Furniture items for Sale



Page 73
 Call: 4516 752 6254



Page 74

2 B/R Jane 416-745-0283
for rent / Finch
in house.
Furniture for Sale 2 TV RCA, 2 Coffee Table, Metal Self for Sale



Page 75
 Call: 416 840 7645
Kennedy/ 1 416-792-5073
B/R Basement
Eglinton
Painting



Page 76
 Call - 416-828-5745
HOUSE / CONDO FOR SALE
Daycare (1-10) McCowan & Lawrence 3 + 1 B/R Bungalow Row House for Sale 2 B/R Basement (Separate Entrance)
Scarborough Golf Club



Page 77
 416-847-9802



Page 78
 Call: 416 439 5405
Markham & Eglinton
416-455-3514 Toronto Employment Ajax Sun. / Pickering
/ 416-283-7586 Delivery.
1700 sq. 3 B/R House for Sale



Page 79
 Call: 416 459 0417



Page 80

Keel & Finch 1 B/R Condo for Sale



Page 81
 Call: 416 456 8895 Pl;il Plhf vg;gb?
Plant for sale Clay pots in, rose of cheran. Vilvan: 905-201-9116
Dixie & Becerra (Brampton) 200 sq.feet. 4 B/R House 1 B/R Basement for Sale



Page 82
 Call: 905 494 0220
Warden & Finch 2 B/R Condo Wanted from August



Page 83
 Call: 416 502 2124
cq;fs;
Warden & McCowan Wanted 3 B/R Condo (Finch Area) Call: 416 546 8043
rpW



Page 84
 416 992 1155 / 416
Kennedy & Ellesmere
tpsk;guq;fSk;
3 B/R New Condo for Sale Call: 416 754 2873
tPL
AUTO FOR SALE
1996 Ford Tercel $850
gj;jpupifapy;
1996 Dodge Spent - $800 for Sale



Page 85
 Call: 416 878 4453
tpsk;gukhtjw;F 94 Nissan Altma 220K for Sale )
1250 With Certify



Page 86
 Call: 905 888 5809 / 416 809 4415
416-646-3422 f;Nf Lj;J
j;jpNy jdJ
;fpf; Ph;fsh?
a Vd;
;Fr;
is
wpf;if
hfg;
rp- 44 -
njd; fpof;fhrpahtpYk; rPdhtpYk; Ig;ghdpYk; kf;fSf;F rf;jpiaf; nfhL f;Fk; gpujhd czT mhprp;. ed;dPh;; ,g;gaphpd; cw;gj;jpf;F Kf;fpakhdJ. ,jpy; ePh;g;ghrd Kiw filg;gpbf;fg;gL fpwJ. ePiuj; Njf;fpitj;J> Njitahd msT ePiu tay;fSf;Fg; gha;r;Rk; Kiw gy Mapuk; Mz;Lfshf gy
Njrq;fspYk;; filg;gbf;fg;gl;L tU fpwJ. xU ehl;bd; nghUshjhu tsh;r; rpf;Fk;> njhopy;> R+oy; tpUj;jpf;Fk;> czT cw;gj;jpf;Fk; ,J mtrpakhFk;.
fp.K 4000 Mz;lstpy;> njw;F ggpNyhdpahtpy;(,uhf;) ePh;g;ghrdk; gw;wp fy;ntl;by; nghwpf;fg;gl;Ls;sJ. Rkhh; 6000 Mz;LfSf;F Kd;dNu ePhpd; cgNahfk; gw;wp kf;fs; mwpe;jpUe;jdh;. gz;ila ehfhPfq;fs;> efuq;fs; ejpf; fiu Xuq;fspy; Njhd;wpd. ,e;J kjj; jpd; ehd;F Ntjq;fspy; xd;whd ,Uf;F Ntjj;jpy; ePh;g;ghrd tha;f;fhy; fs; gw;wp Fwpg;gplg;gl;Ls;sJ. njd; ,e;jpahtpypUe;J te;J ,yq;ifapy; FbNawpa jpuhtplkf;fs;> njd; ,e;jpa ePh;g;ghrd Kiwia ,yq;ifapy; mwp Kfg;gLj;jpdh;. ,af;fh;> ehfh; ,d kf;fs; $l ePh;g;ghrd Kiwfisf; filg;gpbj;jdh;. Mdhy; ,jw;fhd fy; ntl;LfNsh Mjhuq;fNsh ,y;iy. tp[ad; Ml;rpapy; kJiu efUld; ,t Df;F jpUkzj; njhlh;G ,Ue;jjpdhy; ePh;g;ghrd Kiwia jkpo; ehl;bypUe;J ,yq;iff;F mtd; mwpKfg;gLj;jp ,Uf;fyhk;. Mdhy; kfhtk;rk; gy rpq;fs kd;dh;fspdhy;jhd; gpukhz;l khd Fsq;fs; tptrhaj;Jf;fhf mikf; fg;gl;lJ vd;fpwJ. kfhNrdd;>guhf;fpuk ghF> trghF Ml;rpfhyj;jpy; kpd;Nd hpah> guhf;fpuk rKj;jpuk; Nghd;w Fsq;
ePh;g; ghrdk;
- nghd; FNye;jpud; -
fs; fl;lg;gl;lJ vd;fpwJ ,yq;if rhpj;jpuk;. mDuhjGuj;jpy; gy Fsq; fis rpq;fs kd;dh;fNs fl;bdh; vd; fpwJ kfhtk;rk;. ,jpy; Nrho kd;dh; fSf;Fk; mth;fsJ Ml;rpf;; fhyj;jpy; gq;Fz;L vd;gij vOj kwe;Jtpl;lhh; fs;. nghyeWitiaAk; Nrhoh; Mz;l dh;. fhNthp ejp Xuj;jpy; tptrhaj;Jf;F top tFj;j Nrhoh;fs;> ,yq;ifapy; jq;fs; Ml;rpf;fhyj;jpy; Vd; ePh;g;ghr dj;ij mwpKfg;gLj;jpapUf;f KbahJ?
td;dpg;gFjp Fsq;fs;
td;dpg; g mDuhjGu fhyfl;lj Jf;F k tuz;l t ngwg;gl;lJ Fsk; ePi ghypthtp rj;jpYk; , gl;Ls;sJ jpw;F Kd
gl;bUf;fy jpy; 40tU vd;w jk



Page 87

ePh;g; ghrdk;
#oy; - 5
jha;tPL • Xf];l; 2007
,yq;if Fsq; ;bdh; vd; kd;dh; fhyj;jpy; ;Jtpl;lhh; h; Mz;l haj;Jf;F q;ifapy; ePh;g;ghr KbahJ?
q;fs;
td;dpg; gFjpapy; cs;s tTdpf;Fsk;> mDuhjGuj;jpy; cs;s jprhntt xNu fhyfl;lj;jpy; cUthfpait. mf;Fsj; Jf;F kio fhyj;jpy; tope;NjhLk; tuz;l td;dp MWfsplk; ,Ue;J ePh; ngwg;gl;lJ. ghypejpapy; ,Ue;J ,f; Fsk; ePiug;ngw;wgbahy; xU fhyj;jpy; ghypthtp vd miof;fg;gl;lJ. kfhtk; rj;jpYk; ,f;Fsj;ijg; gw;wpf; Fwpg;gplg; gl;Ls;sJ. MfNt Jl;lifKD fhyj; jpw;F Kd;dNu ,f;Fsk; cUthf;fg;
gl;bUf;fyhk;.fp.K 3k;Ehw;whz;L fhyj; jpy; 40tUlq;fs; Ml;rpGhpe;j vy;yhsd; vd;w jkpo; kd;ddhy; fl;lg;gl;bUf;
fyhk; vd;gJ gyh; fUj;J. Mdhy; Nghjpa Mjhuq;fs; ,y;iy. 9700 mb fs; ePsKs;s ghtw;FsKk; fp.K 3k; Ehw;whz;by; fl;lg;gl;lJ. 18 mbfs; MoKs;sJ ,f;Fsk;. fl;Lf;fiuf; Fsj;ij gz;ila fhyj;jpy; CUtiy Fsk; vd mioj;jdh;. Ciur;Rw;wp cs;s Fskhjyhy; mg;ngah; te;jpUf; yhk;. ,f;Fsk; ,g;NghJ KUq;fDf; fUNf cs;s ,uhl;rj FskhFk; (Giants Tank). td;dpapy; jz;zpKwpg;G> Kj;ijad;fl;L> tp];tkL> fZf;Nfzp Fsk; Mfpait Fwpg;gplg;glNtz;b ait. ,it Aj;jk; fhuzkhf rPhjpUj; jg;glNtz;ba epiyapy; cs;sd.
ePhpd; rf;jpiaiAk; gaidAk; mwpe;j gz;ila kd;dh;fs; ,yq;ifapy;> mDuhjGuk;> td;dp> kl;lf;fsg;G> jpUNfhzkiy> nghyeWit> `k;ghe ;Njhl;il gFjpfspy; Fsq;fis mik j;J tptrhaj;Jf;F top tFj;jdh;. td;dpg; gFjpapy; kiofhyq;fspy;> fl;Lf;flq;fhky; kio ePuhdJ fliy Nehf;fp Xb kiwfpwJ. kioePiu tpiu akhfhky; jLj;J epWj;j> Fsq;fis FWepy kd;dh;fs; fl;bdhh;fs;.
tuz;l gpuNjrq;fis gRik epiwe;j gaDs;s epykhf;Fk; rf;jp kio ePUf; Fz;L. XUfhyj;jpy; ,yq;ifj; jPtpid fpof;fpd; new;fsQ;rpak; vd mioj; jdh;. ,d;W epiyik khwp> Nrhw;Wf;F gpwehLfis ifNae;jp thOk; epyik cUthfpAs;sJ.
ePh;g;ghrdj;ijr; nray;gLj;j ,U Kf;fpa Kiwfs; filgpbf;fg;gLfpd;wd.jha;tPL • Xf];l; 2007
Fsj;jpd; fiufs; gyk;tha;e;jjhfTk; caukhfTk; ,Uj;jy; Ntz;Lk;. kio fhyj;jpy; fiu cile;J ePh; ngUf; nfLj;J Xlhky; ,Uj;jy; Ntz;Lk;. kio fhyq;fspy; ePh; tpiuakhfhky; Fsq;fspy; Nrkpf;f ,J cjTk;. ,jw; fhf caukhd Fsf;fl;Lfs; nfhz;l Fsq;fis Njhw;Wtpj;jdh;. Nfhilf; fhyq;fspy; Njitahd msT ePiu Fsq;fspy; ,Ue;J tha;f;fhy; %yk; tay;fSf;Fg; gha;r;Rthh;fs;. gr;irg; gNrnydj; Njhw;wkspf;Fk; ney;tay; fs; Clhf tise;J nry;Yk; ePh; epuk; gpa tha;f;fhy;fs; ghh;g;gjw;F fz;Zf; Ff; Fsph;r;rpahf ,Uf;Fk;. rpWth;fs; ,t;tha;f;fhy;fspy; Fspj;J kfpo;tu;. tha;f;fhy; Xuq;fspy; epw;Fk; ntz; nfhf;Ffs;> vq;Nf kPd;fs; jk; ghh;itf;F vl;lhjh vd Vq;fp epw;Fk; fhl;rpNa jdp moF. NkNy ePy epw thdk; fPNo gr;ir epwg; gaph;fs;. mjpy; thpirahf epw;Fk; ntz;zpwf; nfhf;F fs;. ,e;j th;z[hy fhl;rp ftpQh; fspd; fw;gidiaj; Jhz;btpLfpwJ. xU rpW ryryg;G Nfl;lTld; nfhf;F fs; vy;yhk; xw;Wikahf xNu Neuj;jpy; xd;whf NkNy vOk;gp gwe;J nry;Yk; fhl;rp fpuhkg;Gwj;jpy; ,aw;ifapd; fz; nfhs;shf; fhl;rpahFk;.
,uz;lhtJ ePh;g;ghrd KiwahdJ> ejpapd; ePiu rpW tha;f;fhy;fs; topNa nghpa tha;f;fhYf;F jpir jpUg;gp ntF Jhuj;jpy; cs;s tay;fSf;F ePh; gha;r;RtjhFk;. ,k; Kiw jkpo;ehl; bYk;> tlNkw;F ,e;jpahtpYk;> kj;jpa ,e;jpahtpYk; filg;gpbf;fg;gLfpwJ. ,uhf;fpy; cs;s A+g;gpul;B]; ejp Xuj; jpYk;; vfpg;jpy; cs;s iey; ejp Xuj; jpYk; ,k;Kiw Muk;gpf;fg;gl;lJ. fp.K 1500– 3000 Mz;lstpy; nropj;J ,Ue;j ,e;J ejp gs;sj;jhf;F ehfhPfj;jpy;; tha;f;fhy; topNaahd ePh;g;ghrd Kiw ,Ue;Jte;jJ vd;gjw;F njhy;nghUs; Muha;r;rp %yk; Mjhuq;fs; cz;L. njhy;nghUs; Muha;r;rpapd; NghJ ,e;J ejpgs;sj;jhf;fpy; fz;nlLf;fg;gl;l rpd; dq;fs; tptrhaj;ijAk; ePh;ghrdj;ij Ak; ntspf;fhl;LfpwJ. ,e;J ejpg; gs;sj;jhf;fpy; fpK 1500-3000y; tho;e;j kf;fs;> ,e;J ejptopNa jlk; Guz;L XbaePiuf; fl;Lg;gLj;jp> tha;f;fhy; top Naahd ePh;g;ghrdk; %yk; NfhJik> mhprp> ghh;yp Kjyhd gapu;r;nra;ifapy; iey; ejp gpuNjr Kiw iaAk; ,e;J ejpg; gs;sj;jhf;F kf;fs; gpd;gw;wpdh;. ,k;%d;W ehfhPfq;fSf; fpilNa njhlh;G ,Ue;jjpw;F Mjhuq; fs; cz;L. iey; ejp> A+g;gpul;B];- ilfpwP];> ,e;Jejp Mfpa %d;W ngUk; ejpfisr; Rw;wp ehfhPfKk; fyhr;rhu Kk; tsh;e;jJ. vq;F ePh; jhuhskhf ,Ue;jNjh mijr;rhh;e;J efuq;fs; Njhd;wpd. tptrhak; tsh;e;jJ. czT cw;gj;jp ngUfpaJ.
,e;Jejpapy; ngUnts;sk; Guz;Nlhba fhyj;jpy; kf;fisg;ghJfhf;f cau khd fw;fis ejpapd; Xuj;jpy; mikj; jdh;.
jkpo; ehl;by; VhpfSf;Fk; ejpfSf;Fk; Fiwtpy;iy. fy;yiz Vhp fhpfhyd; vd;w kd;ddhy; Rkhh; 1600 Mz;L fSf;F Kd;dh; fl;lg;gl;lJ. rptfq;if
Basement for Rent.
Brimley & Eglinton 2miwfs; nfhd;l tprhykhd epyf;fPo; FbapUg;G thliff;F cz;L. ghlrhiy> TTC, Nofrills, Nghd;w gy trjpfSld;
jdp topAk; ( Seperate Entrance )cz;L njlu;GfSf;F 416 264 4173
apy; 10>000f;F Nkw;gl;l Fsq;fs; cz;L. Fsq;fisg; guhkhpg;gJ mJ mike;Js;s fpuhkj;J kf;fspd; nghW g;G. czT cw;gj;jpapy; ,Ue;J tUk; tUkhdj;jpy; 4 tpfpjk; Fsq;fspd; mizfspdJ guhkhpg;Gf;Fr; nryT nra;ag;gLfpwJ. ePh; gq;fPl;L gpur;rid- fis fpuhk kf;fs; gQ;rhaj;J %yk; jPh;j;J itg;gJz;L. gz;ila jkpo; ehl;L kd;dh;fs; Fsq;fisf;fl;b tpt rhaj;ijg; ngUf;fpdhh;fs;. ,yq;if Nky; gilnaLj;J ifg;gw;wp Ml;rp Ghpe;j fhyj;jpy; mq;Fk; mk;Kiwiag; gpd;gw;wpdh;. jpUNfhzkiy khtl;lj; jpy; cs;s gpukhz;lkhd fe;jsha;f; Fsj;ij cUthf;fpdtd; FsNfhl; lhd; vd;w kd;dd;. gy Fsq;fis fl;bagbahy; Fsj;ijf; fl;batd; vd; gjpy;,Ue;J mtdJ ehkk; Fsf;Nfhl;l dhf kUtpapUf;fyhk;. jpUNfhzkiy NfhNz];tuhh; Nfhapypd; tsh;r;rpapYk; mtDf;Fg; gq;Fz;L. gy ney; tay; fis rhrdj;jpy; NfhapYf;F vOjp itj;J mjpy; ,Ue;J tptrhaj;jpd; %yk; fpilf;Fk; tUkhdj;jpy; NfhNz];tuf; Nfhapy; ghpghydk; nra; ag;gl;lJ.
aho; FlhehLk; ed;dPh;f; fpzWfSk;.
aho; Flhehl;by; 600f;F Nkw;gl;l Fsq;fs; cz;L.,itfs; ngUk;ghYk; kdpjdhy; cUthf;fg;gl;lit my;y. ,aw;ifahfNt Njhd;wpait. Rz; zhk;Gf; fw;ghiwfis kio ePH CL Utp mg;gs;sq;fisf; Fskhfj; Njhw; Wtpj;jJ. kio ePh; ,r;Rz;zhk;Gf; fw;ghiwfSf;F mbapy; Njq;fpepw; fpwJ. fpzWfSf;F Flhehl;bYk; mijr; Rw;wpAs;s jPTfspYk; Fiw tpy;iy. jPT kf;fs; fpzw;W ePiuNa ek;gp tptrhak; nra;J tho;fpwhh;fs;. fpzw;W ePuhdJ fly; kl;lj;ijg; nghWj;Js;sJ. fpzWfs; fly; kl;lj; Jf;F fPNo cs;sjhy; epyj;Jf;fbapy; cs;s Rz;zhk;Gf; fw; ghiwfs;> fly; ePiu tbfl;b ed;dPuhf kf;fSf;F mspf;fpwJ. ,e;j mikg;G rpyhgj;Jf; fUNf cs;s flNyhuf; fpuhkkhd clg;gpy; fhzyhk;. ,f; fpuhkj;jpy; flYf;F ntF mUNf rpW Moj;jpy; Fbg;gjw;Fupa ed;dPiu fpuhkthrpfs; ngWfpwhh;fs;. khhpfhyj;jpy; nga;Ak; fLk; kio fpzWfis epug;gpdhYk; fhyg; Nghf;fpy; ePh; kl;lk;; Fiwe;J xU msit milfpwJ.
Kf;fpakhd %d;W fpzWfs; aho; Flhehl;by; cs;sd. xd;W 140 Mb Mok; cs;s Gj;Jhh; fpzW. ,jpy; cs;s ePhpd; Nky;ghfj; jpy; ed;dPUk;; mbg;ghfj;jpy; cg;Gr;rj; Js;s ePUk; mike;Js;sJ. mf;fpzw; wpd; ePH; kl;lk; fly; kl;lj;jpd; khw; wj;jpy; jq;fpAs;sJ. fpzw;Wf;Fk; flY f;Fk;> epyj;Jf;F fPo; kf;dPrpak; fye;j Rz;zhk;Gf; fw;fspd;; njhlh;Gz;L. etfphpapy; cs;s epyhtiuf; fpzWk; gpurpj;jkhd njhd;W. %d;whtjhf njy;ypg;gis Chpy;; cs;s fpzW. ,J kioahYk; tul;rpahYk; khWglhj njhd;W. MidapwT cg;Gf; fliy fpof;NfAk; Nkw;NfAk; muz;fs; fl;b> rPh; jpUj;jp kio ePiu tpiuakhfhky; ghJfhf;ff; $ba jpl;lk; gy tUlq; fSf;F Kd;dh; cUthf;fg;gl;lhYk; nray;gLj;jg;gltpy;iy.



Page 88

for Rent.
z;L.
4 4173
- 45 -
Fsq;fs; ;gJ mJ pd; nghW ;J tUk; sq;fspd; ; nryT gpur;rid- ;J %yk; a jkpo; ;fl;b tpt ,yq;if p Ml;rp iwiag; khtl;lj; e;jsha;f; FsNfhl; sq;fis td; vd; f;Nfhl;l hzkiy h;r;rpapYk; y; tay; F vOjp rhaj;jpd; hdj;jpy; dk; nra;
d;dPh;f; ;.
Nkw;gl;l Uk;ghYk; my;y. t. Rz; ePH CL j; Njhw; ;zhk;Gf; jq;fpepw; ehl;bYk; k; Fiw ePiuNa ;fpwhh;fs;. l;lj;ijg; y; kl;lj; f;fbapy; s;> fly; f;fSf;F pyhgj;Jf; puhkkhd puhkj;jpy; Moj;jpy; kthrpfs; nga;Ak; g;gpdhYk; we;J xU
d;W o; ;sd.
Gj;Jhh; ky;ghfj; cg;Gr;rj; mf;fpzw; ;jpd; khw; ;Fk; flY k; fye;j lh;Gz;L. ; fpzWk; ;whtjhf W. ,J khWglhj ; fliy s; fl;b> khfhky; tUlq; ;gl;lhYk;- 46 -



Page 89

jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
“nfhQ;rk; epy;Yq;fg;gh!”
tpLKiwapy; Nghfg;Nghfpd;Nwhk; vd;W epidj;jTlNdNa Gjpa cw;rhfk; njhw; wpf; nfhs;Sk;. Ntiyf;fisg;G> fld; njhy;iy> FLk;gepiyik vy;yhNk kwe;JtpLk;. fspg;ghd tplak; my;yth? (tpLKiwapy; gpupk;ypgPr;Rf;F Nghtijg; gw;wp ehd; rj;jpakha;r; nrhy;ytpy;iy)
Mdhy; tpLKiw Kbj;J tPl;Lf;Fj; jpUk;Gfpd;w NghJ gy rpf;fy;fis vjpH nfhs;s Ntz;bapUf;Fk;.
• xUj;jUila tPl;Lg; igg;iyd; cil e;J vf;fr;rf;fkhd el;lk;. ntg;gepiy G+r;rpaj;Jf;F fPo; ,UgJ ghiff;Fk; Fiwe;j ehs; xd;wpy; ,J ele;JKbe; jpUe;jJ. me;j Neuk; aho;g;ghzj;J nta;apypy; ez;gH nta;apy; Fspay; Nghl;Lf; nfhz;bUe;jhH.
• ,d;ndhUj;jH tPl;L jghy;ngl;b epuk;gp tope;J> gpd;dH fhw;wpy; gwe;J njUj; njUthff; fple;jJ.
• kw;nwhUj;jH tPl;Lthrypy; xU gj;jpup
“tpLKiwapy;” Nghtjw;F Kj
iff; filNa fple;jJ. Kg;gJ ehs; Ngg;gH mofhf mLf;fp itf;fg;gl;b Ue;J. toikahf miuf; fpNyhkPw;wUf;F mg;ghy; ,Ue;J Ngg;giu vwpfpd;wtd; ,g;gb mofh mLf;fpitg;ghd; vd;W ek;gKbahJ. ahH mLf;fpitj;jJ vd;g jw;F tpil rpy epkplq;fspy; fpilj;jJ. kiyahf fple;j Ngg;giuf; fz;lJk; me;j tPl;Lf;fhuH> ePz;lehs; ntspapy; Ngha;tpl;ldH vd;gJ ghf;jhj; jpUlH fSf;F njupe;Jtpl;lJ. rhup> nuhwd;Nuh jpUlHfSf;Fj; njupe;Jtpl;llJ. Fg;ig ahf fple;j Ngg;gHfis mLf;fpitf; fpd;w rhl;by; tPl;Lf;F te;J jpUlHfs; jq;fs; iftupiriaAk; fhl;btpl;Lg; Ngha;tpl;lhHfs;.
vdNt tpLKiwapy; Nghfpd;wtHfs; Nghtjw;F Kd;ghf gy tplaq;fisf; ftdpf;f Ntz;Lk;.
• cq;fs; tPl;Lf;F Kd;Gwk; Nghlg;gLk; gj;jpupiffs; kw;Wk; jghy; ngl;bapy; Nghlg;gLk; fbjq;fis> ek;gpf;iff; Fupa cwtpdH my;yJ ez;gH %y khf ,uz;L jpdq;fSf;F xU jlit
ahtJ nra;Jt
• fhR nf
fhypfkh tUk; F fs; tPl gLk; t vd;gd c nfhLj;J
• tPl;by; ad;dy;f dth? v jlita
• cq;fs; tPl;Lf;F tpl;Lg; N
• vy;yh k ,izg;G ngl;b> k tpLq;fs
• FspHrhj tUtjw nghUl;f tpLq;fs
• tPl;Lf;F xU Fw kbAkhW
• FspHfhy Kd; tp topg;gjw NghfTk cq;fs; xOq;F Timer %
• ek;gpf;if tPl;by; tUtPHfs



Page 90

- LKiwapy;” Nghtjw;F Kjy;
47 -
;gJ ehs;
ahtJ vLj;Jitgg;jw;F xOq;F f;fg;gl;b
nra;JtpLq;fs;.
- eluh[; -
Pw;wUf;F
• fhR nfhLj;J thq;Fk; gj;jpupif jw; pfpd;wtd; d; vd;W ;jJ vd;g pilj;jJ. fz;lJk; ntspapy; ; jpUlH uhwd;Nuh . Fg;ig f;fpitf; jpUlHfs; l;btpl;Lg;
d;wtHfs; q;fisf;
ghlg;gLk; ngl;bapy; k;gpf;iff; ;gH %y jlit
fhypfkhf epWj;jpdhYk;> fbjj;Jld; tUk; Fg;igfSk;> ,ytrkhf cq; fs; tPl;Lf;F nfhz;Lte;J Nghlg; gLk; tpsk;gug; nghjpfs;> Ngg;gHfs; vd;gd cq;fs;tPl;by; Ftpe;J fhl;bf; nfhLj;J tpLk;
• tPl;by; cs;s vy;yhf; fjTfSk;> ad;dy;fSk; ed;whf jhsplg;gl;Ls;s dth? vd;gij xU jlitf;F ,uz;L jlitahf rupghHj;Jf; nfhs;Sq;fs;.
• cq;fs; tPl;Lj;jpwg;ig xU NghJk; tPl;Lf;F ntspahy; kiwj;J itj;J tpl;Lg; NghfNtz;lhk;.
• vy;yh kpd; rf;jp cgfuzq;fspd; kpd; ,izg;GfisAk; (njhiyf;fhl;rpg; ngl;b> kpd;fzpdp> mLg;G...) Jz;bj;J tpLq;fs;.
• FspHrhjdg; ngl;bapy; ,Ue;J ePq;fs; tUtjw;Fs; gOjhfptplf;$ba vy;yh nghUl;fisAk; Kd;$l;bNa vwpe;J tpLq;fs;.
• tPl;Lf;Fs; cs;s rpy kpd; tpsf;Ffs; xU Fwpg;gpl;l Neuj;jpy; xspHe;J gpd; kbAkhW Timer %yk; Set gz;zTk;.
• FspHfhyk; vd;why; cq;fs; tPl;Lf;F Kd; tpOfpd;w gdpia (Snow) it topg;gjw;F cupa xOq;Fnra;Jtpl;Lg; NghfTk;. Nfhil fhyk; vd;why; cq;fs; tPl;Lg; Gy;Yf;F jz;zPH tpl xOq;F nra;aTk;. jz;zPH ghr;Rtij Timer %yKk; Set gz;zyhk;.
• ek;gpf;ifahd Neighbor ,lk;> ePq;fs; tPl;by; ,y;iy vd;gijAk;> vg;NghJ tUtPHfs; vd;gijAk;> mJtiu cq;
fs; tPl;bd; kPJ xU fz;itj;jpUf;
FkhWk; nrhy;ypitg;gJ vg;NghJk; rpwe;jJ. mtruj;Jf;F cq;fSld; njhlHG nfhs;s mtuplk; cq;fs; tpLKiw ,lj;J njhiyNgrp ,yf; fk;> tpyhrk;> my;yJ kpd;dQ;ry; tpyhrj;ijAk; nfhLg;gJ ey;yJ.
• cq;fs; tPl;Lf;F alarm trjp cz;L vd;why;> cq;fs; alarm companyf;F ePq;fs; tpLKiwapy; nry;tijAk;> vg;NghJ jpUk;gptUtPHfs; vd;gijAk; mwptpj;J tpl;Lr; nry;Yq;fs;.
• mNj Nghy cq;fs; Vupah nghyPrpl Kk;> ePq;fs; ,y;iy vd;w tplaj;ij $wptpLq;fs;. mtHfSk; cq;fs; tPl;by; xU fz;itj;jpUg;ghHfs;.
• gzk;> eif> Kf;fpa gj;jpuq;fs;> kw; Wk; ngWkjpahd nghUl;fis tPl;b Ds; itf;fhjPHfs;. jw;fhypfkhf MapDk;> tq;fpapy; itj;J tpl;Lg; Nghq;fs;. tq;fpapy; itf;f Kbahj ngupanghUshdhy; mij ek;gpf;fif ahd cwtpdH my;yJ ez;gH tPl;by; itf;fTk;.
• cq;fs; tPl;by; eha;> g+id> kPd; vd;W nry;yg;gpuhzpfs; ,Ue;jhy; mtw;iw cupa Kiwapy; guhkupf;f cupa xOq;F nra;a Ntz;Lk;. jpd Kk; mtw;iwf; ftdpf;f ek;gpf;if ahd Ml;fis xOq;F nra;a Ntz;Lk;.
• cq;fs; tPl;bd; ntg;gepiy Fiwe;j gl;rk; 17 ghifapy; nry;rpa]; ,y; ,Uf;FkhW Set gz;zp tpl;Lr; nry;y Ntz;Lk;.- 48 -
Martha Helen Kostyra Stewart
gpwg;G: August 3, 1941 (age 65)
Nutley, New Jersey njhopy;:Kd;dhs; gq;Fr;re;ij Kf- th;> g]d; nkhly;> tPl;L myq;fhu epGzh;> gj;jpupif ahsh;> Marths Stewart Livimg Programm jahupg;ghsh;> mwptpg;ghsh;.
ImClone vd;w kUe;J jahupf;Fk; epWt dj;jpd; gq;Ffis tpw;wjpy; Vw;gl;l Nkhrbf;fhf 5 khjk; rpiw thrKk;> 5 khjk; tPl;Lf; fhtypYk; milf;fg;gl; lhh;. ,th; gq;Ffis tpw;w mLj;j ehs;> ImClone d; gq;Ffs; 16 tpfpjk; tPo;r;rp aile;jd.
nrhj;J kjpg;G: $638 million Jizth;: Andy Stewart (divorced)
,th;fs; nts;is rl;il Fw;wthspfs;. nts;is rl;il J}a;ikiaf; Fwpf;Fk;. ,f; Fw;wthspfs; Kfhikj;Jt epu;th fj;jpy; cs;sth;fs;. xU epWtdj;ij topelhj;Jgth;fs;. mjd; kpf Kf;fpa KbTfspy;> ,th;fsJ fUj;Jfs; Kf;fp aj;Jtk; ngWk;.
fle;j gyjrhg;jq;fshf tl mnkupf;fh tpy;> kpf Kf;fpa fzf;Fg; gupNrhjid epWtdq;fSk; (Audit Firms) kpfg;ngupa epWtdq;fspd; Nkhrbapy; cjtp Gupe; Js;sd. mj;Jld; ,e;j epWtdq;fSk; Nkhrbapy;  ,e;j epWtdk; jdJ jFjp mDkjp rl;lg; gj;jpuj;ij> ,e;j Nkhrb ahy; ,oe;jJ. mj;Jld; ,e;j epWtd Kk; %l Ntz;b te;jJ.
fle;j rpy khjq;fshf gj;jpupiffspy; mbgLk;ngah;> xU kpfg;ngupa gj;jpupif mjpgupd; ngah;. mth; Conrad Black. xU fhyj;jpy; cyfpd; %d;whtJ kpfg; ngupa gj;jpupif mjpgh;. ,tuJ g+h;tPfk; nkhd;uPay;> fPAngf;. Mtzp 25k; ehs; gpwe;j ,th; jdJ Muk;gf; fy;tpia Nkw;nfhz;l “upd;up” fy;Yhupapy;> Nrhj idj;jhs;fis tpw;wikf;fhf> fy;Yhup apy; ,Ue;J ntspNaw;wg;gl;lhh;. gpd;dh; ythy; gy;fiyf; fofj;jpy; rl;lg; gbg;ig Kbj;jhh;.
,th; xU nry;te;jf; FLk;gj;jpy; gpwe; jhh;. ,tuJ je;ijahh; xU rhuhaj; njhopyjpgh;. ,tuJ jhahh; Great West Life kw;Wk; Daily Telegrpah epWtdq; fspd; ];jhgfh;fspd; Ngj;jpahth;.
gpshf;fpd; Kjy; kidtp Joanna Hishon. ,th;fSf;F ,U gps;isfs; cz;L. ,tuJ ,uz;lhtJ kidtp Barbara Amiel ,tUf;F ,J ehd;fhtJ
eupg; gprhRfSk; rtg;ngl;bA
jpUkzk;. A+j ,dj;ijr; Nrh;e;j ,th;> yz;ld; The Spectator gj;jpupifapd; ,af;Fduhth;. gpd;dh; nuhuz;Nuh rd; gj;jpupifapd; MrpupaUkhth;.
1984k; Mz;L Angus epWtd nlhkpdp ad; ];Nuhh];d; Copah;fspd; ngd;rd; gzj;jpy; KjyPl;by; fpilf;fg;ngw;w ,yhg; gzkhd 56 kpy;ypaid jd;tr khf;fpajw;F vjpuhd tof;fpy;> Rg;gPupk; Nfhh;l; ,tUf;F vjpuhf jPh;g;gspj;jJ. ,tuJ jpUtpisahly;fs; md;W Muk; gkhdJjhd;. ,d;W tiu Xatpy;iy. gy epWtdq;fis ,izj;J Hollinger International Njhd;wpaJ. ,e;j epWtdk; The Chicago Sun-Times , The Jerusalem Post Nghd;w epWtdq;fspd; (gj;jpupif) jiyik epWtdkhFk;. ,q;Fjhd; ,t Uf;F Nrhjid. mnkupf;f muR ,tUf; Fk;> ,tuJ rfhf;fSf;Fk; vjpuhf 17 Fw;wq;fis Rkj;jpaJ. ,tw;wpd; RUf; fq;fs;;:
•Rkhh; 2.9 kpy;ypad; gzj;ij Xh; gj;jpupif epWtdj;Jf;F mDg;gp aik.
•jpl;lkpl;L mnkupf;f gq;F fz; fhzpg;G ikaj;Jf;F jtwhd jfty; fis mDg;gpaJ>
•gpshf;fpd; kidtpapd; gpwe;j jpdj;ij epWtdj;jpd; gzj;jpy; $62>000.00 nfhz;lhbaJ>
Sanjay Kumar
gpwg;G: 1962
nfhOk;G> ,yq;if
1976y; mnkupf;fh tUif. njhopy;: 1987y; UCCELy; ,af;Fd-uhf Ntiy ghh;j;j nghOJ> me;j epWtdj;ij Computer Associ- ates epWtdk; thq;fpaJ. mjd; gpd;dh; Jizj;jiyth;> gpd; dh; President, CEO–Computer Associates Mf cah;e;jhh;.
November 02,2006y; Computer Associates epWtdj;jpd; gq;Ffis Nkhrb nra;j jw;fhf 12 tUlq;fs; rpiwapy; milf; fg;gl;lhh;. ,th; fzf;Fg; Gj;jfq;fis mjpf ehl;fs; (35) jpwe;J itj;jpUe; jhh;. ,jdhy; gq;fpd; tpiyia jdf;F rhjfkhf;fpdhh;. ,tUld; ,ize;J nray;gl;l rpyUk; rpiwapy; milf;fg; gl;ldh;. nkhj;j Nkhrb 800 kpy;ypad; nlhyh;fs;.
NewYork Islanders vd;w gpugy nfhf;fp epWtdj;jpy; ,tUf;F 50tpfpjk; nrhe;j khfpapUe;jJ.
- ujd; -
•%d;W k
efupy; xd;iw aik.
•Nfhypq;f fs;) m ikaj;j
•Nfhypq 1999y;
•2000y; 1
,tuJ g gq;Fjhuh;f gq;F fz nfhLj;ji Ue;Nj jd gpj;J t gyKk; , Board of D fs; khh;f ,Ue;Js;s fdbagpuj gl;lj;Jf;f ePjp kd;w ,tUf;Fj
2004y; nj rpiwtiu tiu ,t khl;lhh;. vd fhyj thjpLk; fpupkpdy; vJ vg;gb rw;Wj; js
A
gpwg;G:
njhopy;:
murpay;:
Alan Eag Partyd; k tjw;F c fl;rpapd; lth;. gl;lq;fs of Fame – 1972k; fpz;zk; fh;j;jh. Fw;wq;fs sJ ngd jik. 1984> 198 ijf; if
,th; n ePjpkz;w



Page 91

g; gprhRfSk; rtg;ngl;bAk;
fle;j gy
jrhg;jq;fshf
tl mnkupf;fhtpy;>
kpf Kf;fpa
fzf;F gupNrhjid
epWtdq;fSk;
(Audit Firms);
kpfg; ngupa
epWtdq;fspd;
Nkhrbapy; cjtp
Gupe;Js;sd.
mj;Jld; ,e;j
epWtdq;fSk;
Nkhrbapy;
 1933>
nrd;. fjPupd];;> xd;uhupNah
Uif.
njhopy;: rl;lj;juzp> n`hf;fp tpis f;Fd-uhf
ahl;L tPuh;> Kfth;> NHLPA J> me;j
(National Hockey League ter Associ-
PlayersAssociation)d; J. mjd;
KjyhtJ Kfhikj;Jt th;> gpd;
,af;Fdh; (1967-1991) –Computer ;e;jhh;.
murpay;: 1963-1967 MPP Lakeshore,
Ontario, Associates b nra;j y; milf; ;jfq;fis itj;jpUe; a jdf;F ,ize;J milf;fg; kpy;ypad;
;e;j ,th;> pupifapd; ;Nuh rd;
nlhkpdp ; ngd;rd; ;fg;ngw;w jd;tr ;> Rg;gPupk; ;gspj;jJ. ;W Muk; tpy;iy. Hollinger epWtdk; Jerusalem j;jpupif) jhd; ,t R ,tUf; jpuhf 17 pd; RUf;
;ij Xh; mDg;gp
;F fz; jfty;
jpdj;ij 62>000.00
Alan Eagleson Progressive Conservative Partyd; kpf Kf;fpa cWg;gpdh;. gpujkuh tjw;F cupa jFjpfs; nfhz;lth; vd fl;rpapd; Kf;fpa];jh;fshy; fUjg;gl; lth;. gl;lq;fs;: Order of Canada, Hockey Hall of Fame – NHL 1972k; Mz;L KjyhtJ fdlh fpz;zk; ntw;wp ngw ngUk; fhuuz fh;j;jh. nfhf;fp k; nrhe;j
Fw;wq;fs;: nfhf;fp tpisahl;L tPuh;f sJ ngd;rd; gzj;ij ifahly; nra; jik. 1984> 1987> 1991 fdlh fpz;zk; gzj; ijf; ifahbaik.
,th; ngh];ud; kw;Wk; nuhuz;Nuh ePjpkz;wq;fspy; jz;lid ngw;wth;.
•%d;W kpy;ypad;nlhyUf;F epANahh;f; efupy; (kd;fhl;ld;) njhlh; khb tPL xd;iw epWtdg; gzj;jpy; thq;fp aik. ujd; -
•Nfhypq;fupd; Nfhg;Gf;fis (13 ngl;b fs;) mnkupf;f gq;F fz;fhzpg;G ikaj;jplk; ,Ue;J kiwj;jik.
•Nfhypq;fh; epWtdj;jpd; yhgj;ij 1999y; 13 kpy;ypadhy; Fiwj;jik>
•2000y; 16 kpy;ypadhy; Fiwj;jik.
,tuJ gpur;rpidNa rpW nfhypq;fupd; gq;Fjhuh;fshy;jhd;..,th;fs; mnkupf;f gq;F fz;fhzpg;G ikaj;jplk; Gfhh; nfhLj;jikNa. gpshf; Muk;gj;jpyp Ue;Nj jdJ jpUtpisahly;fis Muk; gpj;J tpl;lhhh;. ,tUf;F murpay; gyKk; ,Ue;jJ. ,tuJ epWtdq;fspd; Board of Directors Mf Kd;dhs; gpujkh; fs; khh;fpul; jr;rh;> gpiwad; ky;Nuhdp ,Ue;Js;sdh;. MdhYk; Kd;dhs; fdbagpujkh; fpwpr;rpaDld; gpupj;jhdpa gl;lj;Jf;fhf Nkhjpdhh;. ,jpYk; ,th; ePjp kd;wk; nrd;w nghOJk; ,jpYk; ,tUf;Fj; Njhy;tpNa.
2004y; njhlq;fpa ,tuJ tPo;r;rp> 2007y; rpiwtiu nrd;Wtpl;lJ. MdhYk; 2009 tiu ,th; rpiw thrj;ijr; re;jpf;f khl;lhh;. Nkd; KiwaPL> mjd; jPh;g;G vd fhyj;ij Xl;b tpLthh;. ,tUf;fhf thjpLk; tof;fwpQh; fdlhtpd; gpugy fpupkpdy; tof;fwpQh; Edward Greenspan. vJ vg;gbapUg;gpDk; ,tuJ rpiwthrk;> rw;Wj; js;spahtJ eilKiwg;gLj;jg;
Bernard John Ebbers
gpwg;G: August 27, 1941
Edmonton, Alberta, Canada Conviction(s) Fraud, conspiracy nkhj;j Nkhrb 11
gpy;ypad; World Com epWtdj;jpd;; (much of it a pattern of chalking up expenses as long-term cap- ital expenditures, which are classified as assets.) Penalty 25-year imprisonment
Spouse: Linda Piggott (divorced),
Kristie Webb nkhj;j nrhj;J 1.4gpy;ypad; nlhyh;fs;.jha;tPL • Xf];l; 2007 eupg; gprhRfSk; rtg;...
48k; gf;fj; njhlHr;rp... gLk;.
gq;Fr; re;ijapy;>
epWtdq;fspd;
gq;FfsJ tpiyfs;
ehSf;F ehs; - Vd;
epkplj;Jf;F epkplk;
khwpd. mnkupf;f muRk; fdba muRk; ,jidj;jLf;f top
Gjpa fs; Nkw;nfhz;Ls;sdth?
Sarbanes-Oxley Act of 2002 mnkupf;f
KjyPLfis ngw> murhy; eilKiwg;gLj;jg;gl;lJ. ,jd; gpufhuk; gupNrhjpf;Fk; epWtdq;fspd; epWtdq;fs;; fzf;Ffisg; fz;fhzpf;
epWtdq;fSk; fg;gLfpd;wd. ,th;fsJ flikfs; njspTgLj;jg;gLfpd;wd. mj;Jld; epW tdj;jpd; ifnahg;gkpLk; mjpfhupfspd;
cz;ikf;Fg; fl;Lg;ghLfs; Nghd;wd njspT gLj;jg; gl;Ls;sd. mj;Jld; ,J NkYk; kpff; fLikahd rl;lq;fisAk; nfhz;L;s;
Gwk;ghd
sJ.
,J Nghd;w xU rl;lj;ij fdlhtpy;
epWtd epjp
nfhz;L tUk; Kaw;rpfs; Nkw;nfhs;sg; gLfpd;wd. fdba rl;lq;fs; epWtdq; fSf;F rhjfkhditNa.
epiyikfisAk;>
fPo;f;fz;l epWtdq;fs; fle;j fhyq;f spy; rl;lj;Jf;Fg; Gwk;ghf nraw;gl;l
vjph;ghu;f;Fk;
epWtdq;fs;. ,it ntWk; cjhuzq; fs;; my;y. kf;fSf;Fr; nrhe;jkhd tupg;gzj;jpYk; ,th;fSf;F yhgNk.
ngWNgWfs; gw;wpa
•2006 HP Spying Scandal
•Adelphia scandal
jtWjyhd
•BAE Systems bribery scandal in Saudi
Arabia (Al Yamamah contract)
•Bre-X scandal
fzf;Fis
•Clearstream, Compass Group, bribed the United Nations in order to win business.
•Enron accounting fraud, involving Arthur
ntspg;gLj;Jfpd;wd.
Andersen
•Exxon over reporting of oil reserves
•Fannie Mae underreporting of profit
•Firestone Tire and Rubber Company for
use of child labor
•Ford Pinto scandal
•Guinness affair
•Hafskip’s collapse
•Halliburton overcharging government
contracts
•Harken Energy Scandal
•Lernout & Hauspie accounting fraud
•Lockheed bribery scandal in Germany,
c∫Ô^ ÷_È›]–^o· ∑wKD ÔVuo≈V‚¶›Á> ∑›>\V¬ ̨ ∑›>\VTM goÈVƒÁTMÔ”¶[
• Heavy duty equipment • Real high presure cleaning • Remove mold
NATHAN:
Dir:
Japan, and Netherlands
•MG Rover Group accounts and pensions
scandal
•Morrison-Knudsen scandal Led to
William Agee’s ouster
•Nortel executives overstate post-dot-com
recovery earnings in order to earn bonuses
•One.Tel collapse
•Options backdating involving over 100
companies
•Parmalat accounting scandal & mutual
fund fraud
•Phar-Mor company lied to shareholders.
CEO eventually sentenced to prison for fraud and company eventually became bankrupt.
416.893.8363, 41
•RadioSh about at Pacific Californ
•Refco, In dal invo under w Boston, America
•Royal D reserves barrels, holdings
•Tyco Inte
•World co
•Xerox a involvin restatem years 19 both com
•David W
Mutual fu Epicurum Mutual-fun
Insurance AIG
INuhg;ght Yk; ,jd spj;Jtj;j fhyq;fsp lJ. (1 cjhuzq
Bank of Internation and Loans of the Guin
Marsh & M nfhf;Nfh dq;fs; % Ak; Nkhr rl;lKk; f a+dpad; jLf;Fk; gltpy;iy iwg;gLj;J nropg;ig Ff; fhy ,aw;wp kf
rpy tUl Oliver Sto cjhuzg glq;fs; cyif n
The Corpo the corpora Conspiracy Enron Enron: The Oscar nom
Muk;g f epWtdq;f Fk; ];jhg fhzpf;Fk rhq;fj;jpd jJ. ,jw fSf;Fg; ,e;j ep (gpsf; Na cWjpg;gL nghOJ n MjuT ,e;j epW nghUshj nghUl;fi murhq;fq



Page 92

; rtg;...
apy;>
;
piyfs;
; - Vd;
epkplk;
ngw>
k;
;
sAk;>
gw;wpa
pd;wd.
416.893.8363,
Tel:
o≈V‚¶›Á> ∑›>\V¬ ̨ ∑›>\VTM ÔVuÁ≈ ∑kVE¬Ô kakz¬ ̨[o≈VD. ∂–√kD t¬Ôk ̇ÔπTMV_ > ́\VÔ°D
goÈVƒÁTMÔ”¶[ ÌΩB W>VTM\VTM oƒÁk
sure cleaning • Remove mold yest and bacteria • We use state of art technique • Individually cleaning all vents
- 49 -
pensions
Led to
t-dot-com arn
over 100
& mutual
reholders. rison ventually
•RadioShack CEO David Edmondson lied
(Credit Cards, Mutual Funds, Insurance, about attaining a B.A. degree from
Stock) (fpwbf;fhl; tup tpfpjk; gw;wpa Pacific Coast Baptist College in
fl;Lg;ghl;Lr; rl;lq;fs; vJTk; ,y;iy> California
Mdhy; cq;fshy; fl;l Kbahky;
•Refco, Inc. commodities & futures scan-
Nghdhy;>my;yJ tq;FNuhj;J epiyik dal involving hidden debts involving
aile;jhy;> VO tUlq;fs; fld; ngw under writing firms Credit Suisse First
Kbahky; NghFk;. ,e;j epiy epWt Boston, Goldman Sachs, Bank of
dq;fSf;F tpjp tpyf;F) America Corp.
•Royal Dutch Shell overstated its oil
gq;Fr; re;ijapy;> epWtdq;fspd; gq;F reserves twice, it downgraded 3.9 billion
fsJ tpiyfs; ehSf;F ehs; - Vd; barrels, or about 20 percent of its total
epkplj;Jf;Fepkplk; khwpd. Gjpa KjyPL holdings.
fisg;ngw epWtdq;fSk;> cz;ikf;F
•Tyco International
Gwk;ghd epWtd epjp epiyikfisAk;>
•World •Xerox involving com
alleged auditor accounting KPMG, causing
irregularities
vjph;ghu;f;Fk; jyhd ,jdhy; fzf;Fis gq;FfsJ ngWNgWfs; ntspg;gLj;Jfpd;wd. tpiyfs; gw;wpa epWtdq; jtW
restatement of financial results for the
fSf;Fr; rhjfkhfpd;wd. gy epWtdq; years 1997 through 2000 and fines for
fs; cz;ikf;Fg; Gwk;ghf tq;FNuhj;J both companies.
epiyia milfpd;wd. ,jd; Kjhyhsp
•David Wittig scandal
fs; gzj;ijr; RUl;bf; nfhz;L NtW epWtdq;fis Muk;gpf;fpd;wdu;. Mutual funds Epicurum fund/Parmalat Mutual-fund scandal (2003)
ehq;fs; tho;e;Jnfhz;bUg;gJ Kjhspj; Jtj;jpd; cr;rf; fl;likg;gpy;. ,q;F cz;ikf;F ,lkpy;iy.lhh;tpdpd; tpjpg; Insurance AIG
gb> cq;fSf;F jpwikapUg;gpd; jg;gpf; nfhs;tPh;> ,y;NyNay; cq;fsJ tupg; gzj;jpy; mth;fs; rthup nra;thh;fs;. INuhg;ghtpYk;> Fwpg;ghf ,q;fpyhe;jp Yk; ,jd; jhf;fq;fs; cs;sd. Kjyh spj;Jtj;jpd; fl;likg;G Muk;gkhd fhyq;fspNyNa ,JTk; Muk;gkhfptpl; lJ. (1711) fPo;f;fz;lit rpy cjhuzq;fs;.
gpw; Fwpg;G nts;isg;ngha; vd;w gjk; mnkupf;fh tpy; rf[khfg; ghtpf;fg;gLfpd;wJ. ,jd; cz;ik mh;j;jk;-kw;wtupd; kdk; Nehff; $lhJ vd;gjw;fhf $Wk; ngha;. ,we;j tPl;Lf;F nry;ytpy;iynad; why; mtiu vdf;Fg; ghh;f;f gpbf;f Bank of Credit and Commerce International, the Vatican bank, the Savings and Loans industry, the Saunders and Lyons of the Guinness takeover battle
tpy;iy vd;gij $whJ> vdf;Fj; njup ahJ my;yJ njhiyNgrpapy; nra;jp fpilf;ftpy;iy Nghd;w gy fhuzq;f isf; $WtJ. cz;ikapy; ,J Rj;jg; ngha;. Marsh & Mclennan nfhf;Nfh Nfhyh Nghd;w ngupa epWt dq;fs; %d;whk; cyf ehLfspy; nra; Ak; NkhrbfisAk;>mopTfisAk; ve;j rl;lKk; fl;Lg;gLj;jtpy;iy. Nghghypy;>
mJNghyNt ,e;j nts;is> J}aepwf; Fw;wthspfSk;. kw;wth;fs; f];lg;glf; $lhJ vd;gjw;fhf nfhs;isabg;g th;fs;. a+dpad; fhh;gidl; nra;j Nguopitj; jLf;Fk; rl;lq;fs; ,d;Wtiu ,aw;wg; gltpy;iy. Kjyhspj;Jtj;ij eilK iwg;gLj;Jtjw;Fk;> mjd; jhjhf;fspd;
xU rpyiuj; jz;bg;gjd; %yk;> KO Kjyhspj;Jtj;jpd; kPJ ek;gpf;ifia Vw;gLj;Jk; Kaw;rpNa ,J. nropg;ig topg;gLj;Jtjw;Fk;> fhyj;Jf; Ff; fhyk; rpy cjpupr; rl;lq;fis ,aw;wp kf;fis Vkhw;Wthh;fs;.
rpy tUlq;fSf;F Kd;dh; ntspte;j Oliver Stone d; Wall Street kpfr; rpwe;j cjhuzg; glk;. ,ijj; jtpu gpd;tUk; glq;fs; ,e;j Nkhrkhd tpahghu cyif ntspg;gLj;Jfpd;wd.
The Corporation - The history and critic of the corporation documentary and book Conspiracy of Fools - Documentary about Enron Enron: The Smartest Guys in the Room - the Oscar nominated documentary
Muk;g fhyq;fspy; ,Ue;Nj th;j;jf epWtdq;fspd; fzf;Ffisg; gupNrhjpf; Fk; ];jhgdq;fSf;Fk;> ,tw;iwf; fz; fhzpf;Fk; rigfSf;Fk; ,ilapy; mu rhq;fj;jpd; jiyaPL FiwthfNtapUe; jJ. ,jw;F kw;WnkhU fhuzk; fl;rp fSf;Fg; ngUksT gzj;ij epjpahf ,e;j epWtdq;fNs toq;Ffpd;wd. (gpsf; National Post (jkpo; Njrpaj;ij cWjpg;gLj;jpa gj;jpupif) Muk;gpj;j nghOJ nfhd;rNtl;bf; fl;rp ngUksT MjuT toq;fpaJ.) murhq;fq;fis ,e;j epWtdq;fNs elhj;jpd. Gjpa nghUshjhur; re;ijapy; Njhd;wpa Gjpa nghUl;fis fl;Lg;gLj;Jk; rl;lq;fis murhq;fq;fs; ,aw;wj; jtwptpl;ld.
416.286.2416,
www.megaduct.com
tPL
gj;jpupifapy;
tpsk;guk; nra;tPH.
tzpfj;jpd;
vy;iyfis
tpupthf;FtPH!
416-400-6406- 50 -
gwitfSk; gokuKk
- kQ;Rsh ehjd; -
cs;sd. ,e;jg; goq;fs; ,iyAjph; fhyk; KbAe;jUthapw;$l gwitfshy; cz;zhJ tplg;gl;lhYk; Fsph;fhyq;
cq;;fs; tPl;Lj; Njhl;lj;Jf; fps;isfs; gytpjkhd kuq;fs; gytpjkhd mtrp aj;ij gwitfSf;F czh;j;Jfpd;wd. Fwpg;ghf gwitfs; Kl;ilapl;Lf;FQ;R nghhpf;f> ,iy jiofs; czthfg; gad;gl(goq;fs;> tpijfs;$l ,tw;Ws; mlq;Fk;)> jl;g ntl;g epiyfSf;fp ilapy; tPlhf kuq;fisg; ghtpj;jpl>
fspy; nfl;Ltplhj; jd;ik ,e;jr; nrh;hp kuq;fSf;Fz;L. fpl;lj;jl;l Fsph;fhy kj;jpk ghfj;jpd; NghJ ciwgdp ,t;tif nrh;hpfSf;F cukhfTk;> czthfTk; gad;gLfpd;wJ. gpd;dh; tre;jfhyj;jpd; Kw;gFjpapNyNa ,t; tif kuq;fisj; Njb fly;> Njrq; fle;J tUk; gwitfs; Kw;WifapL tij mtjhdpf;ff; $bajhf ,Uf;Fk;
kw;Wk; vjphpfsplkpUe;J jk;ik jw;ghJfhj;Jf; nfhs;sntd gwitfs; kuq;fis ehLfpd;wd.
‘Redpolls’,Pine Siskins’, Golo Finches’ Nghd;w gwitfs;> ‘Birch’ kuj;ij kpF jpahf ehb tUfpd;wd. fhuzk; ,k;
,k;kuq;fSf;F ,izjhd; VJ? gwit- fis epue;ju tpUe;jhspfshfNt Nfhilfhyj; jUzj;jpy; jq;f itj;Jf; nfhs;s ifahsf;$ba cj;jpfs; vd;d ntd;W rw;Nw Muha;Nthk;.
kuk; tpijfis cw;gj;jp nra;tjhy; MFk;. ,k;kuk; ghh;f;f kpfTk; fth;r;rp fukhf ,Uf;Fk;. ,k;kuk; Fwpg;ghf ‘Chickadees’ vdg;gLk; gwit ,dq; fSf;F kpfTk; cgNahfg;glf; $bait. ek; tPl;L tshfj;jpy; ,e;j
epr;rakha;> ,e;j xU nehbg;nghOjpy;f; $l cq;fs; tPl;Lj; Njhl;lg; Gwj;jpy; gwitfisf; fhzyhk; vd;gjpy; ve;j tpj IaKk; ,y;iy. NkYk; tpjk; tpjkhd gwitfis ePq;fs;> tu tiof;f tpUk;gpd; ey;y tpUl;rKila> epoy;nghjpe;j kuq;fis elNtz;Lk;. ,tw;wpy; Kf;fpakhf> goq;fs; tpij fs;> Nghd;wtw;iwg; gpurtpf;ff;$ba kuq;fs;> nrbfs; Nghd;wtw;iw el;lhy;> $Ljy; gyidf; fhzyhk;.
‘Birch’ kuk; jioj;J tsh;e;jpUg;gpd; Nkw;$wpa gwitfs; vk;KlNdNa fLk;Fsph;fhyq;fspy; ,k;kuj;jpy; thrk; nra;fpd;wd vd;gJ rw;Nw Mr;rhpakhd cz;ikjhd;. Nkg;gps;> Njf;F Nghd;w gpuk;khz;lkhd nrwpTs;s kuq;fs; cq;fs; tPl;ilr; Rw;wp ,Uf;Fnkdpy; ,it ‘Orioles’, Tanagers’, kw;Wk; ‘Red eyed vireo’ Nghd;w gwit ,dq;fis kpfTk; ftuf;$ba jd;ikiaf; nfhz;litahk;. ,k;kuq;fspy;> nghe;J fSk; kuj;jpy; cr;rhzpfspy; mike;jp Ug;gjhy; ,it $Ljy; ghJfhg;G czh;it ,e;jg; gwitfSf;F je;J tpLfpd;wd.
‘Spruce’, Pine’, ‘Rir’, ‘Larch’, ‘Hemlock’ Nghd;w kuq;fshtd gwitfspd; ,dpa ,y;ykhfTk; Kl;ilapl;Lf; FQ;R nghhpf;Fk; jsq;fshfTk; miktJld; kl;Lk; epd;Wtplhky;> $Ljy; Nrit ahf> czT gilf;Fk; ml;ra ghj;jpukhfTk; ,Ug;gjhy;> gwitfs; ,t;tif kuq;fis kpFjpahf ehbtU fpd;wd. ‘Yew’ vdg;gLk; kuj;jpd; rptg;G epwj;ijf; nfhz;l gokhdJ> ,iy Ajph; fhyKw;gFjpapy;> ,t;tif kuj;jpy; tpisaj;$baJ. ,e;jg;go khdJ ‘Cedar wax love’vdg;gLk; gwit
gwitfSf;Nfh nrh;hpg;gok; vd;why;
,dj;Jf;F kpfTk; gpbj;jkhdJ.
nfhs;is Mir. ePq;fs; ,dpg;ghd nrh;hpg;go ,dkuj;ij eLk;NghJ> gwitfspd; Mjpf;fk; cq;fs; Njhl; lj;jpy; kpjkpQ;rp ,Ug;gijf; fhzyhk;. ,e;jr; rpd;dQ;rpW kuj;ij> nky;ypa tiyj;Jzpiaf; nfhz;L ghJfhg;gjd; %yk;> gwitfspd; Mf;fpukpg;ig XusT fl;Lg;gLj;jKbAk;. Mdhy; Gspg;ghd nrh;hpg;go ,dq;fSk; filf- spy; cz;L. ehk; tpUk;ghtpl;lhYk;> gwitfSf;F kpfTk; gpbj;jtif ,e;jg; Gspg;ghd Ritiaf; nfhz;l nrh;hpg;gok; MFk;.
uh];ngh;hp> ehty; ngh;hp> Nghd;w rpwpa Mdhy; nrwpTila kuq;fisf; fz; lhy; ve;jg; gowitAk; tpl;Litf;fhJ. ePyngh;hpg; gotif kuj;ij Kd;dh; tpghpj;jJ Nghy;> nky;ypa tiyj;Jzp apdhy; %b> goq;fisg; ghJfhf;f Ntz;Lk;. mit gwitfSf;F kl;L nkd;d> kdpjh;fSf;Fk;jhNd kpfTk; gpbj;j Ritahd goq;fshk;. rpytifg; ngh;hp tiffs;> rpy ,dg;gwitfshy; kl;LNk tpUk;gp Ritf;fg;gLfpd;wd. cjhuzj;Jf;F> mlh;e;j fWg;G epwj; ijf;nfhz;l ‘Serviceberry’ vdg;gLk;
kpfTk; fbdkhd epwj;ijf; nfhz;l ‘Moontain ash’ vdg;gLk; nrh;hpg;go tifahdJ> gwitfSf;Ff; Fwpg;ghf ‘Robin’ vd;w gwit ,dj;Jf;F kpfTk; gpbj;jkhdJ. ‘Moontain ash’ nrh;hp tif
ngh;hpAk; ‘Elderberry’ vd;w ngaUila ngh;hpAk;> Thrushed NkYk; ‘ghLk; gwitfs;” vd;w ,Utif ,dg;gwit fshy; kpfTk; tpUk;tp cz;zg;gL gitahFk;.
apNyNa gytpj epwq;fSk; RitfSk;
‘Viburnums’ vdg;gLk; kutifapd; xNu
xU ,dj kuq;fs; juf;$bai vdg;gLk; gpufhrkhd fisj; j fs;> gw cz;gjpy fspy; , thLk; gw gpurhjkhf ‘Nanny B ngh;hpg;gok vd;Dk; gw khFk;. , Bearberry, Dogwood, Cotoneaste Firethorn, Coralberry
cq;fs; t xU gFjp te;J jq cah;e;J t gFjpapy; ahd fj



Page 93

jha;tPL • Xf];l; 2007 witfSk; gokuKk;
iyAjph; tfshy; sph;fhyq; ;jr; nrh;hp Fsph;fhy ciwgdp ukhfTk;> gpd;dh; Na ,t; ;> Njrq; ;WifapL ,Uf;Fk;
Finches’ ;ij kpF zk; ,k; ra;tjhy; ; fth;r;rp Fwpg;ghf ,dq; hfg;glf; py; ,e;j ;e;jpUg;gpd; lNdNa py; thrk; ;rhpakhd Nghd;w kuq;fs; ;Fnkdpy; ;Wk; ‘Red dq;fis ;ikiaf; ;> nghe;J mike;jp ghJfhg;G ;F je;J
Hemlock’ pd; ,dpa ; FQ;R ktJld; ; Nrit ml;ra witfs; ehbtU pd; rptg;G > ,iy ,t;tif ,e;jg;go k; gwit
.
;w rpwpa sf; fz; tf;fhJ. Kd;dh; yj;Jzp ghJfhf;f ;F kl;L kpfTk; pytifg; tfshy; Lfpd;wd. g;G epwj; vdg;gLk; aUila ; ‘ghLk; dg;gwit z;zg;gL
apd; xNu
xU ,dj;ijj; jtpu kpFjp tifahd
gwitfspd; tuit mjpfhpf;fyhk;. kuq;fs; ahTNk ngh;hpg; goj;ijj;
,tw;wpy; rpy Thistles, Goldenrod, Horned juf;$bait. ‘High Brush Granberry’
Lark, Meadowlark, Buntings, Bobolink vdg;gLk; ngh;hptif kukhdJ kpfTk;
vd;gdthFk;. rpy tifahd Gy;tif gpufhrkhd epwj;ijf; nfhz;l goq;
fs; Fsph;fhy epiyfspy; thbg;Nght fisj; juf;$baJ. ,e;j ngh;hptif
jpy;iy. jdpj;jd;ik nfhz;l ,t;t fs;> gwitfs; xUNghJk; tpUk;gp
ifg;Gy;> rkaj;jpy; gwitfs; czthf cz;gjpy;iy.Mdhy; fLq;Fsph; fhyq;
cl;nfhs;Sk; tpijfisAk; cw;gj;jp fspy; ,e;jg; ngh;hptif cztpd;wp
nra;tJz;L. ,t;tifg; Gw;fisAk; thLk; gwitfSf;F xU nghpa tug;
rpytifr; nrbfisAk; kpfTk; Fl;il gpurhjkhfNt mike;J tpLfpd;wd.
ahf ntl;btplhky; mg;gbNa tpl;lhy; ‘Nanny Berry’ ,dtifiar; Nrh;e;j
,it gpd;dh; cztpd;wpf; Fsphpy; ngh;hpg;gokhdJ> ‘Brown Thrasher’
thLk; gwitfSf;F kpfTk; gaDs;s vd;Dk; gwitf;F kpfTk; gpbj;j Mfhu
itahf ,Uf;Fk;. ,jpy; #hpafhe;jp> khFk;. ,t;tifg; ngh;hp tiffspy;
el;rj;jpuk;> ]Pdpah>fh];Nkh Nghd;wit Bearberry, Chokeberry, Barberry,
mlq;Fk;. Dogwood, Roses, Holly Chokecherry, Cotoneaster, Russian olive, Junoper, Privet,
‘Virginia Greeper’ vdg;gLk; toikahf Firethorn, Buckthorn, Snowberry,
mlh;e;j gsgsg;ghd fWg;G epwj;jpYk; Coralberry KjypadTk; mlq;Fk;.
,iyAjph; fhyq;fspy; mlh;e;j nrk;ik epwjpjpYk; fhzg;gLk; ngh;hptif cq;fs; tPl;Lj; Njhl;lg; gFjpapNyNa>
ahdJ> uh[gwit> ePyg;gwit> xU gFjpia gpuj;jpNafkhf gwitfs;
Flycatchers Kjypatifg; gwitf- te;J jq;Ftij ePqfs; tpUk;gpdhy;
spdhy; kpfTk; tpUk;gp cz;zg;gLt cah;e;J tsuf;$ba Gy;tiffis xU
jhFk;. gFjpapy; tsutpLq;fs;. ,jpy; rpytif ahd fjph;fisAk; tsh;g;gpd; NkYk;jha;tPL • Xf];l; 2007
C



Page 94

UTHAYAN NADARAJAH Broker Cell: .416.727.9945
Royal LePage Credit Valley Real Estate Inc. 104-44 Peel Centre Drive, Brampton, L6T 4B5. Tel: 905.793.5000
COMMERCIAL
• INVESTMENT • LANDS
• DESIGN-BUILD • LEASING
• HOTELS • MOTELS
• PLAZAS • INDUSTRIAL
• OFFICE • PROPERTY VALUATION
- 51 -- 52 -
HomeLife Future Realty In WÆkTM›][ 5km ∂ı| swV
SELVA VETTYVEL Broker of Record HomeLife Future Realty Inc., Brokerage 262 Markham Road, Scarborough, ON M1J 3C3 T: 416-264-0101, C: 416-568-4301



Page 95

meLife Future Realty Inc. TM›][ 5km ∂ı| swVs_
SELVA VETTYVEL Broker of Record alty Inc., Brokerage , Scarborough, ON M1J 3C3 0101, C: 416-568-4301
jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
HomeLife Future Realty In WÆkTM›][ 5km ∂ı| swV
SELVA VETTYVEL
Broker of Reco HomeLife Future Realty Inc., Brokerage
262 Markham Road, Scarborough, ON M1J 3 T: 416-264-0101, C: 416-568-4301



Page 96

meLife Future Realty Inc. TM›][ 5km ∂ı| swVs_
SELVA VETTYVEL
Broker of Record Realty Inc., Brokerage Road, Scarborough, ON M1J 3C3 64-0101, C: 416-568-4301
- 53 -- 54 -



Page 97

jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
fhj;jpUe;J fhj;jpUe;J fz;fs; G+j;J tpl;lJ. fhyk; Xbf;nfhz;bUf;fpwJ. Nfhil fhy tpLKiwapd; xUkhjk; g+u;j;jpahfptpl;lJ. gpur;rid jPUk; vd;W ghu;j;Jf;nfhz;bUg;gtu;fs; vz;zpf;if $baNj jtpu gpur;rpid jPu;e;jghby;iy. Mfha tpkhdq;fs; mq;fpUe;Jk; ,q;fp Ue;Jk; gazpfs; ,d;wp gupjtpj;jgb rpwPyq;fh Nehf;fpg; gwf;fpd;wd. cy;yh rg; gpuahzpfs; tUif tpOe;Jtpl;l jhf ekJ ,ytrg; gj;jpupiffSk; M&lk; nrhy;fpd;wd.
xU rpd;dr; rkhjhdk; te;jhy; me;j ,ilntspapy; Xbg;Ngha; vy;iy Ntyp iag; Nghl;L fhzpiaNah tPl;ilNah tpw;W fhir cz;bayhy; mDg;gp Nkhl;Nf[; gpur;rpidia jPu;f;fg; ghu;j;J nfhz;bUf;fpwJ xU $l;lk;. vd;d ghtk; nra;jNjh jkpo;r; rdk; vd;W KZKZj;jgb> nra;j ghtq;fisf; fOtp> gpuhar;rpj;jk; Njbf;nfhs;s mfg; gl;l xNu ,lk; ,e;jpah.
rup> ,e;jpah Nghtnjd;why; “,dp tprh Tf;F ,q;if mtq;fNshl mbgl VyhJ” vd;W xU $l;lk; gpd;dbf;f> ‘,y;iy mbgl;nlz;lhYk; tprh vLf;f Ntz;Lk;’ vd;W xU khjj;jpw;F Kd;Ng fdlh Ngh];l; ,y; gjpTj; jghypy; tprh Tf;F tpz;zg;gpj;J> rupahf xU khj fhyj;jpy; tprhitg; ngw;wf;nfhz;L
,e;jpaj; jpUj;jy ahj;jpiuf;fhf FO (Group) MfTk;> jdpj;jdpahfTk; jkJ gaz xOq;Ffisr; nra;Jnfhz;L N`hl;ly; Kjy;nfhz;L thfd trjp midj;ijAk; ngw;Wf;nfhz;L gyu; ,e;jpah Nehf;fp gazpj;jgb ,Uf;fpd; wdu;. ,e;jpah nry;Yk; tpkhdq;fs; midj;Jk; full booking nra;ag;gl;l epiyapNyNa gazpfs; gyu; ,d;dKk; fhj;jpUf;fpd;whu;fs;.
mg;gbg;gl;l #o;epiyapy; ehk; Vd; ,e;jpag; gazf; fl;Liu tiuaf;$lhJ vd;w gyupd; Ntz;LNfhSf;F ,zq;f ,f;fl;Liu tiuag;gLfpd;wJ.
Air Canada, Air India cl;gl gyjug;gl;l tpkhd Nrit epWtdq;fs; cq;fis nuhwd;NuhtpypUe;J epA+ nly;fpf;F mioj;Jr;nry;Yk; trjpAs;sJ. ,g;gb nrhFRg; gazj;jpy; nly;ypiar; nrd;w ilAk; ePq;fs; mq;fpUe;J NeubahfNt kJuhTf;F (Mathura) mioj;Jr; nry;yg;gLtPu;fs;. mjw;fhfNt tpkhd epiyaj;jpy; Fsp&l;lg;gl;l nrhFR thfdk; fhj;jpUf;Fk;. gazpfspd; njhiff;Nfw;g thfdj;jpy; ,Uf;if trjpfs; xOq;F nra;ag;gLk;.
fpU];zhtpd; gpwg;gplkhfNt kJuh fUjg;gLfpwJ. ,e;Jf;fs; ,t;tplj;ig; ghu;g;gNjhL> jk; fhy;fs; ,k;kz;zpy; gbtjhy; ngUikailfpwhu;fs;. aKdh ejpapd; Nkw;Fg;Gwj;jpy; 148 fp.kP.njhiy tpy; by;ypapypUe;Jk;> 58 fp.kP. Mf;uh
jpU kNfrd;
Nfhil tpLKiw
tpUf;Fk; gf;fkhTk; mike;jpUf;fpwJ kJuh. Gj;j> gpuhkz> n[apd; kj fyhr;rhuq;fs; tsu;e;j ,lkhf kJuh fUjg;gLfpwJ. tUlk; KOtJk; ,q;Nf rka epfo;Tfs; eilngw;Wf;nfhz;Nl ,Uf;fpd;wd. fpU];zd; mtjupj;j ,lj;ij Shri Krishna Janma Bhumi vd;Nw miof;fpd;whu;fs;. Lord fpU];zh mRu tjk; nra;jgpd; Xa;T vLj;j ,lKk; ,q;Nfjhd; cz;L.
,t;tplj;ij Vishram Ghat vd;W miog; gu;. ,q;Nf mike;jpUf;Fk; Dwarkadhee sh Temple 1814k; Mz;L fl;lg;gl;lJ. N`hyp> jPghtspg; gz;bif ehl;fspy; ,t;thyakhdJ kpf mofhf myq;fupf; fg;gl;Lf; fhl;rpaspf;Fk;. mjpf mstpy; rpw;gf;fiyAld; jpfOk; ,lkhff; fUjg;gl;L> midtuhYk; ftug;gLk; ,lkhf tpsq;FtJ Gita Mandir MFk;. murpd; nghWg;gpy; ,aq;fptUk; njhy; nghUs; fhl;rpafk; Dampier Park ,y; mike;Js;sJ. ,q;Nf kpfg; gioa fhy mupa fiyg; nghf;fprq;fs; ghJ fhf;;fg;gLfpd;wd. Abo-Nabir-Khan My; fl;lg;gl;l 1661 fhyj;jpw;Fupa Jama Masjid gy rkaj;jtuhYk; epr;rakhfj; juprpf;fg;gLfpwJ.
,q;fpUe;J 15fp.kp. njhiytpy; mike; jpUf;fpwJ gpUe;jhtd;. ,t;tplKk; fpU];zhTlDk; kJuhTlDk; rk;ge;jg; gl;l ,lNkahFk;. gpUe;jhtdj;jpy;jhd; fpU];zd; jdJ yPiyfisg; Gupe;j jhff; fUjg;gLfpwJ. mjdhy;jhNdh vd;dNth ,q;Nf nwhkhd;upf; epiwe;j
xU mikjpahd#oy; epyTfpwJ. gpuk;g Fz;lh> Nfhtpe;j Fz;lh vdg;gLk; ,uz;L ngupa ePu;epiyfs;; ,q;Nf fhzg;gLfpd;wd. ,it 1590 fhyg; gFjpiar; Nru;e;jitnad Ma;thsu; fs; njuptpf;fpd;wdu;. Nfhtpe;j Njth vdg;gLk;; Myak; ,q;Nf ngUikf; Fupa Myakhff; fUjg;gLfpwJ. ,Jkl;Lkd;wp> ~\h[p nuk;gps;> uhq; [p nuk;gps;> kjd;Nkhfd; nuk;gps;> fpU];z gyuhk; ke;jpu;> uhjh ghyg;gh nuk;gps;> Nfhgpehj; nuk;gps; Nghd;w Myaq;fSk; Nyhl; fpU];zhTf;F gf;jpf;Fupa My aq;fshff; fUjg;gLfpd;wd. ,q;Fs;s fpU];z gyuhk; ke;jpu; cyfk; G+uhTk; 400f;F Nkw;gl;l epiyaq;fis epWtp> `Nu uhkh `Nu fpU];zh vd;W miof;fg;gLfpwJ. ,jd; ];jhgfu; gf;jp Ntjhe;j Rthkp gpuGghjh. ehshe;jk; ,t;thyaj;jpw;F Mapuf; fzf;fhd gf;ju;fs; Ftpe;J nfhz;bUg;gNjhL> ,q;Nf mikf;fg;gl;Ls;s Nyhl; fpU];zh nfhs;is nfhs;Sk; moF epiwe;jjhFk;. ,q;fpUe;J fpU];zh tpd; gf;jpurk; jJk;Gk; ,lq;fis top gl;lgpd; ehk; gazpg;gJ Mf;uh Nehf;fp.
mofpa N`hl;ly;fs; mike;Js;s Mf;uhtpd; mofpy; ehk; ,utpidf; fopg; Nghk;. Mf;uh vd;wTld; ek; epidTf;F tUtJ jh[;k`hy;jhd;. \h[fhd; jdJ fhjyp Kk;jh[{f;fhf (rpdpkh ebif my;y!) fl;ba fhjy; khspif
jhd; , rpd;dkhf fUjg;gLt N[hbfs; ghu;f;ff;$ jdJ kj cly; m
fl;lg;gl;l fLikahd 22>000 c Ngu;rpa tpdhy; ~h[fhDk ,k;k#jpa kf;fs; m nrYj;Jfp gpuahzpf epuk;gptop kWgf;fj;j Xbf;nfhz kzpapypU ,J jpwe;j jpwf;fg;gl ,q;fpUe;J Nfhl;il mf;gu; r ,f;Nfhl;i fhyj;jpd;g pdhy; ,g ,q;Nfjhd itf;fg;gl fyhr;rhur ,f;Nfhl;i ,f;Nfhl;i Neuj;jpy; m];jkpf;F ,d;ndhU rpf;fe;juh rf;futu;j mike;jpU ,y; mt ,r;rkhjp Kbj;Jit ,e;J> K jhq;fpajh nfhs;if mikf;fg is one of This is the Emperor A gazkhd topahf A+dpnrg; fyhr;rhug Heritage s miof;fg fp.kP. njh mf;gu; jiyefuk tp];jupj;j jz;zPUf ,t;tplj;i rhk;uhr;rpa yh$Uf;F rhk;uhr;rpa kiwAk; f moF! n[a;g;G+u; ekJ ga efuj;jpy; rpwe;j N nra;ag;gL fopfpwJ.



Page 98

- 55 - Nfhil tpLKiw
pUf;fpwJ apd; kj f kJuh k; ,q;Nf ;nfhz;Nl tjupj;j mi vd;Nw h mRu ,lKk;
miog; arkadhee ;lg;gl;lJ. ehl;fspy; yq;fupf; mstpy; ,lkhff; tug;gLk; ir MFk;. k; njhy; ark ,y; ; gioa ;fs; ghJ han My; pa Jama ;rakhfj;
; mike; t;tplKk; rk;ge;jg; j;jpy;jhd; g; Gupe;j y;jhNdh epiwe;j
J. gpuk;g vdg;gLk; ;; ,q;Nf 0 fhyg; a;thsu; ;j Njth ngUikf; ;gLfpwJ. uhq; [p fpU];z nuk;gps;> aq;fSk; upa My ,q;Fs;s ; G+uhTk; epWtp> h vd;W gfu; gf;jp hshe;jk; zf;fhd g;gNjhL> Nyhl; k; moF fpU];zh is top Nehf;fp.
ke;Js;s df; fopg; pidTf;F h[fhd; (rpdpkh khspif
jhd; ,e;j jh[;k`hy;. fhjypd;
njhlu;fpwJ. n[a;g;g+u; moF nrhl;Lk; rpd;dkhfNt jh[;k`hy;
efukhFk;. ,J Mq;fpyj;jpy; Pink City fUjg;gLtjhNyh vd;dNth ,sk;
vd;Nw miof;fg;gLfpwJ. uh[];jhd; N[hbfs; ,q;Nf $l;lkhf tUtijg;
khepyj;jpd; jiyefuNk n[a;g;G+u; ghu;f;ff;$bajhf ,Uf;fpwJ. 1653,y;
MFk;. jpUk;gpa gf;fnky;yhk; jdJ kjpg;Gf;Fupa uhzp Kk;jh[pd;
nre;jzy;Nghy; rptg;G epwkhfNt cly; mlf;fk; nra;ag;gLtjw;fhf
n[a;g;G+u; fhl;rpaspf;fpwJ.
fl;lg;gl;l ,lNk ,J. 22 tUl
Mf;uhtpypUe;J 246 fp.kP. njhiytpy; fLikahd ciog;ghy; (1630-1752)
,Uf;fpwJ n[a;g;G+u;. 1973 ,ypUe;J 22>000 ciog;ghspfisf; nfhz;L>
n[a;g;G+upd; rNfhju efukhf ekJ Ngu;rpa fl;blf; fiyQu; Ustad Isa
fy;fhup> my;Ngl;lh tpsq;FfpwJ. tpdhy; jh[;kfhy; fl;lg;gl;lJ.
n[a;g;G+u; muz;kidahdJ ehk; jkpo; ~h[fhDk; Kk;jh[{k; Japy;nfhs;Sk;
rpdpkhf; fhl;rpfspy; fhz;gijtpl kpf ,k;k#jpapDs; xNu eprg;jk; epyTfpwJ.
mofhf ,Uf;fpd;wJ. fz;izf; ftUk; kf;fs; mikjpahf epd;W mQ;ryp
,uz;L ahidr; rpw;gq;fs; muz;kid nrYj;Jfpd;whu;fs;. gyehl;L cy;yhr
thrypy; fk;gPukhf epd;W tuNtw;fpwJ. gpuahzpfshy; ,t;tplkhdJ
jq;f Kyhk; G+rg;gl;lJNghy; thry; epuk;gptopfpwJ. ,j;jh[;kfhypd;
jfjfntd kpDkpDj;jgb ,Uf;fpwJ. kWgf;fj;jpy; mikjpahf aKdh MW
[e;ju; ke;ju; md;iwa mur Xbf;nfhz;bUf;fpwJ. fhiy 6
tk;rj;jpdupd; RfNghf tho;itg; kzpapypUe;J khiy 7.30 kzptiu
glk;gpbj;Jf; fhl;LfpwJ. yl;Rkp ehu- ,J jpwe;jpUf;Fk;. nts;spf;fpoikfspy;
hazd; MyakhdJ nts;isg; jpwf;fg;glkhl;lhJ.
gspq;Ff; fw;fshy; fl;lg;gl;L> ,q;fpUe;J ekJ gazk; Mf;uh
n[a;g;G+Uf;F ,d;dKk; moiff; Nfhl;il (Agra Fort) Nehf;fp efu;fpwJ.
$l;LfpwJ. Pink City vd;wiof;fg;gLk; mf;gu; rf;futu;j;jpapdhy; 1565 ,y;
n[a;g;G+upd; mofpa muz;kidfisAk; ,f;Nfhl;il fl;lg;gl;lJ. mtuJ
ahid rthup> xl;lfr; rthup vd;w fhyj;jpd;gpd; mtuJ Ngudhd ~h[fhd-
Vfg;gl;l cy;yhrg; gazj;Jiw rhu;e;j pdhy; ,g;gzp Kbj;J itf;fg;gl;lJ.
,lq;fshy; epiwe;jpUf;Fk; ,jd; ,q;Nfjhd; 1666 ,y; ~h[fhd; rpiw itf;fg;gl;bUe;jhd;. K];ypk; fyhr;rhur; rpd;dq;fisg; gpujpgypg;gjhf ,f;Nfhl;il mikf;fg;gl;Ls;sJ. ,f;Nfhl;ilahdJ #upad; cjpf;Fk; Neuj;jpy; jpwf;fg;gl;L> #upad; m];jkpf;Fk; Neuj;jpy; G+l;lg;gLtJ ,d;ndhU rpwg;;gk;rkhFk;. rpf;fe;juh vd;W miof;fg;gLk; rf;futu;j;jp mf;gupd;; rkhjp mike;jpUf;Fk; ,lNk ,JthFk;. 1613 ,y; mtuJ kfd; [fhq;;fPu; ,dhy; ,r;rkhjp Ntiyfs; Kbj;Jitf;fg;gl;ld. ,r;rkhjpahdJ ,e;J> K];ypk; kj rpd;dq;fisj; jhq;fpajhff; fhzg;gLfpwJ. mf;gupd; nfhs;ifg;gb ,f;fl;blkhdJ mikf;fg;gl;bUg;gjhf $wg;gLfpwJ. It is one of the well preserved monuments. This is the last resisting place of the Mughal Emperor Akbar. gazkhdJ ,q;fpUe;J Fatehpur Sikri topahf njhlu;fpwJ. ,e;efukhdJ A+dpnrg; ghJfhg;gpy; fhf;fg;gLk; fyhr;rhug; gpuhe;jpakhFk;. World Heritage site vd UNESCO tpdhy; miof;fg;gLfpwJ. Mf;uhtpypUe;J 38 fp.kP. njhiytpy; ,J mike;Js;sJ. mf;gu; jdJ rk];jhdj;jpw;F jiyefukhfNt ,t;tplj;ij tp];jupj;jhu;. Mdhy;> ,t;tplj;jpy; jz;zPUf;Fg; gw;whf;Fiw Vw;gl;ljhy; ,t;tplj;ijf; iftpl;L> Kfhya rhk;uhr;rpaj;jpd; jiyefukhdJ yh$Uf;F khw;wg;gl;lJ. ,k;Kfyha rhk;uhr;rpaj;jpDs; epd;W #upad; kiwAk; fhl;rpiaf; fhz;gJ moFf;F
rpwg;Gf;fisg; gw;wp vOj xU moF! ,q;fpUe;J ehk; Gwg;gl;L
jdpf;fl;Liuj; njhlNu vOjyhk;. n[a;g;G+u; Nehf;fpg; gazkhfpNwhk;.
vdNt> ,g;gazj; njhlu; ,j;NjhL ekJ gaz fisg;Gj; jPu n[a;g;G+u;
Kw;Wg; ngwhJ. n[a;g;G+upd; kfpikAld; efuj;jpy; ,uT Neu jq;Fjy; kpfr;
njhlu;e;J mLj;j fl;Liuapy; rpwe;j N`hl;ly; xd;wpy; xOq;F
re;jpg;Nghk;. nra;ag;gLfpwJ. ,uT n[a;g;G+upy; fopfpwJ. kWehs; n[a;g;G+u; gazk;- 56 -
{ kVΩ,
ÔVTMV \mt>V
x>_ ÔVb
x>ÈVF D ÔVÈ∫Ô^ AÔμ
ÁÔB o>k[ \ˆBV Ákfl∑¬ ̨‚| { \ˆBV
AÔμ
ÔV>_ ∂ ∏ [ kÕmD TM  ́ƒ[ ¬ ̨π
ÿƒV_ÈV\_
¿
TM AÔμ
V
o¶VK o\
∑E› ́V \VƒD
o¶VK
98÷
>V[ _
AÔμ
ƒVÚÈ>V\Ë
÷Áƒ©√BD, ÔV¬Ô ÔV¬Ô AÔμ
∂©m_ √V‚|¬z ∂[A ∂§s©√V· ̇
√V‚| «*› AÔμ
c
∫
Ô^
k
 ̇›>Ôfl ƒVkΩÔ”¬z xÕ]¬
>tμ\¬ z#Ô ÔVËk_ >tμ



Page 99

\ˆBV >V
o>k[ Ákfl∑¬ ̨‚| { \ˆBV
AÔμ
VÚÈ>V\Ë
∂©m_ √V‚|¬z ∂[A ∂§s©√V· ̇
√V‚| «*› AÔμ
fl ƒVkΩÔ”¬z xÕ]¬ ÿÔV^”
Ô^
>tμ\¬Ô”¬ÔVTM ŒÚ z#ÔÈ› ]ÚswV ÔVËk_ >tμ
∫
Sponsored by JRB Universal
jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
uh[Nrfu; Mjpag;gd;
ve;jnthU NehAw;w epiyapYk; Nehah spf;F kUe;jspg;gjw;F Kd;dh; me; Nehia Kw;wpYk; Ma;e;J mjd; jd; ikia mwpjy; kpfTk; Kf;fpakhFk;. gy;NtW Neha;f;Fwpf; fzpg;G Kiwfs; cs;sd. vdpDk; mtw;wpy; ehb ghh;j;J Neha;fisj; jPh;khdpj;jNy rpj;j kUj;J tj;jpy; rpwg;ghff; fUjg;gLfpwJ.
ehb ghh;j;J Neha;f; fzpj;jy;
,jak; Ftpe;J tphptjdhy; ,uj;j ehsq;fSk; tphpe;J RUq;Fk;. ,t;thW ,uj;j ehsk; RUq;fp tphpAk; jd;ik ehb eil vdg;gLk;. ,jaj;jpd; ,af;fk; cly; eyj;jpw;F Vw;wthW mikAk;. clypy; Neha; fz;lhy; ,jaj;jpd; ,ay;G eil jphpAk;. ehb eilia Ma;T nra;tjd; %ykhf clypy; cs;s Nehapd; jd;ikiaf; fzpf;fyhk;. iffs;> fZf;fhy;fs;> new;wpg;nghl;L Kjypa ,lq;fspy; ehb eilia vspjpy; njhl;L czuyhk;. vdpDk; ifapy; ehb ghh;j;jNy rpwg;G ilajhFk;. ifapy; kzpf;fl;L mUfpy; ngUtpuYf;Ff; fPNo xU tpuw;fil tpl;L %d;W tpuyhy; nkJthf mOj; jpAk; njhl;Lk; Ma;T nra;a> Kjy; tpuypy; czh;tJ thjk;> ,uz;lhtJ tpuypy; czh;tJ gpj;jk;> %d;whtJ tpuypy; czh;tJ Iak; (fgk;) MFk;.
czT> cil> nray;fspd; xt;thik ahYk; ,aw;if NtWghl;lhYk;> gpw fhuzq;fshYk; ,k; %d;W ehbfs; kpfNth> FiwaNth md;wp msTfs; NtWglNth epfo;fpwJ. mtw;wpd; %yk; Neha;fisf; fzpj;jy; ( Diagnosis ) rpj;j
Neha;f; fzpg;G Kiwfs;
kUj;Jtj;jpd; mbg;gilf; Nfhl;ghlh Fk;. Mz;fSf;F tyJ ifapYk;> ngz;fSf;F ,lJ ifapYk; ehb ghh;g; gJ KiwahFk;.
rpj;jpiu> itfhrp khjq;fspy; cjaj;jp Yk; Mdp> Mb> Ig;grp> fhh;j;jpif khjq;fspy; kjpaj;jpYk; khh;fop> ij> khrpapy; khiyapYk;> gq;Fdp> Mtzp> Gul;lhrp Mfpa khjq;fspy; ,utpYk;
ehb njspthfj; Njhd;Wk;.
vz;nza;f; Fspg;G nra;jth;f;Fk; msTf;F kpQ;rp czT nfhz;lth;f; Fk;> ntapypy; miye;J te;jth;f;Fk;>
Nghijg;n Sf;Fk; e
thjk; xU Iak; fhy khj;jpiu> fhy; khj thj eh NghYk;
FUtp> f xj;J ,U ;khlg;Gwh> wpd; ei rpq;fj;jpd Iaehb eilia vdyhk;.
thjj;jpy; Ntz;ba gq;F kpF nefpo;r;rpa czT nr tha; Fs tPf;fk; c cly; tPq nka; nt ,uhJ. eh
gpj;jj;jpy; fpWfpWg;G>
jahu
Mu



Page 100

Neha;f; fzpg;G Kiwfs;
- 57 -
fhl;ghlh fapYk;> hb ghh;g;
cjaj;jp hh;j;jpif op> ij> Mtzp> ,utpYk;
;jth;f;Fk; hz;lth;f; th;f;Fk;>
Nghijg;nghUs; cz;lth;f;Fk;> Nahfpf Sf;Fk; ehb rhptuj; Njhd;whJ>
thjk; xU gq;Fk;> gpj;jk; miu gq;Fk; Iak; fhy; gq;Fk; mjhtJ thjk; 1 khj;jpiu> gpj;jk; miu khj;jpiu> Iak; fhy; khj;jpiuAkhf ele;jhy; clk;gpy; thj ehbahdJ njhl;by; Ml;lk; NghYk; jtis fj;Jjy; NghYk;>
FUtp> fhil Mfpatw;wpd; eilia xj;J ,Uf;Fk;. gpj;j ehbahdJ kapy; ;khlg;Gwh> Ch;f;FUtp> fUld; Mfpatw; wpd; eiliag; Nghy; td;ikAld; rpq;fj;jpd; miritg; Nghy; ,Uf;Fk;. Iaehb Nfhop> rpye;jp Mfpatw;wpd; eilia xj;jpUf;Fk;. Neha; ,y;iy vdyhk;.
thjj;jpy; thjkhfpy; (thjehb elf;f Ntz;ba khj;jpiu mstpw;F ,uz;L gq;F kpFe;jpUe;jhy;) cly; nehe;J nefpo;r;rpahy; RUq;Fk;. cly; gjWk;> czT nry;yhJ. thjj;jpy; gpj;jkhfpy; tha; Fswpg; NgRk;> fhy; FspUk;> tPf;fk; cz;lhFk;. thjj;jpy; Iakhfpy; cly; tPq;fp typf;Fk;> kz;ilapbAld; nka; ntSf;Fk;. cztpy; ehl;lk; ,uhJ. ehSf;F ehs; tPf;fk; kpFk;.
gpj;jj;jpy; gpj;jkhfpy; tha;g;gpjw;wy;> fpWfpWg;G> tpf;fy;> ,isg;G> cly;
twl;rp> ntSg;G Mfpait Njhd;wpg; gpd; cly; tPq;Fk;.gpj;jj;jpy; thjkhfpy; gplhp> if> fhy;fspy; Fj;jy;> cly; gjWjy;>fha;r;ry; cz;lhf;Fjy;> Nfhgk; cz;lhjy; Mfpa Fzq;fisf; fhl; Lk;. gpj;jj;jpy; Iakhfpy; tha;f;Fswpg; gpjw;Wk;. tpf;fnyLf;Fk;> ckpo;ePh; xO Fk;> jiyRw;Wk;> tapw;wpy; typ Njhd; Wk;. gpj;jk; the;jpahFk;; gplhp typf;Fk;.
Iaj;jpy; thjkhfpy; gplhp typ> euk;G typ> tha;f;Fswy; Mfpait Njhd;Wk;. Iaj;jpy; gpj;jkhfpy; czT frf;Fk;. ehtpy; frg;Gr; RitapUf;Fk; Ngr;rpy; jLkhw;wk; ,Uf;Fk;. fgk; fl;bf; Fuy; fk;Kk; fz;zpy; gPisAz;lhFk;.
Iaj;jpy; Iakhfpy; tpop Rod;W caph; gphpAk;;
thjj;jpy; Iak; Nrh;e;jhy; rd;dp> Njhrk;> cly; kaf;fk;> %h;r;ir> Nrhif> ghz;L Mfpait cz;lhFk;
gpj;jj;jpy; thjk; Nrh;e;jhy; gPdprk;> kz;ilf;Fj;J> gTj;jpuk;> miu ahg;G> %yNeha; Mfpait cz;lhFk;.
gpj;jk; thjj;jpy; Nrh;e;jhy; ghz;L> fhkhiy> kNfhjuk; Mfpait cz;lhFk;.
Iak; gpj;jj;jpy; Nrh;e;jhy; ckpo;ePh; Cwy;> Ruk; cz;lhjy;> Ngjp> the;jp> fhzy; Mfpait cz;lhFk;.
thjk; ,uz;L khj;jpiuAk; gpj;jk; xU khj;jpiuAkhf ehb elf;Fkhdhy; thjg; gpj;j> njhe;jk; vdg;gLk;. thA kpFe;J tapW tPq;fp typf;Fk;. thjk; xU khj;jpiuAk; gpj;jk; ,uz;L khj;jp iuAk; elf;Fkhdhy; gpj;j thjj; njhe; jk; vdg;gLk;. ntg;G kpFe;J cly;> fz; vhpAk;> grp> jhfk; cz;lhFk;. tha; frf;Fk;> fhbapy; Mir kpFk;. thjk; ,uz;L khj;jpiuAk; Iak; xU khj;jpiuAkhfpy; thj Iaj; njhe;jk; MFk;. tapW nghUkp typf;Fk;> grpapuhJ. gpj;jk; ,uz;L khj;jpiuAk; Iak; xU khj;jpiuAkhfpy; gpj;j Iaj; njhe;jk; MFk;.jiy twl;rpahfpg; gplhp typf;Fk;. clk;ngy;yhk; jpdT cz;lh Fk;. tapW Iathjj; njhe;jkhFk;. rd;dpAz;lhFk;. jiytypf;Fk;. tha; ,dpf;Fk;. czT nrhpf;fhJ. Iak; ,uz;L khj;jpiuAk; gpj;jk; xU khj;jp iuAkhdhy; Iag; gpj;jj; njhe;jk; MFk;. cly; Fsph;e;J $Rk;.
ebfu; ebiffs; Njit
gpugy jpiug;l epWtdk;
jahupf;f ,Uf;Fk; jpiug;glj;jpy; ebg;gjw;F
ebfu; ebiffs; Njit.
Mu;tk; cs;stu;fs; njlu;G nfhs;sTk;
v. ravi
416 902 6829- 58 -



Page 101

jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
cyfpd; Ml;rpapaypy; gy tifahd murhq;fq;fs; ,Uf;fpd;wd. mit muru; Ml;rp> ru;thjpfhuk;> nghJTil ikf; nfhs;if> Kjyhspj;Jtk;> [deh afk; vdg; gy tifg;gLk;. ,e;j Ml;rp Kiwfs; Fok;ghky;> Fog;gg;glhky; ,Uf;fNtz;Lkhdhy; kf;fSf;F me;j Ml;rp Kiwapd;kPJ ek;gpf;if ,Uf;f Ntz;Lk;.
,J ,t;tpjk;,Uf;f> ,e;j Conrad Black vd;w fdbau; kpFe;j fbd ciog;ghsp. tu;j;jfq;fisj; jpwk;gl elj;Jk; kjp A+fk; gilj;jtu;. ,tu; jdJ ez;guhd jpU.Radlervd;gtUld; Nru;e;J Hollinger vd;w epWtdj;ij cUthf;fp gy gj;jpupiffis elj;jp ngUk; gzf;fhuu; Mdhu;.
London Telegraph cl;gl gy cyfsh tpa uPjpapy; nry;Yk; gj;jpupiffs; gy ,tUila epWtdj;jpw;Fr; nrhe;jkhf ,Ue;jJ. fdlhtpy; National Post I cUthf;fpatUk; ,tNu. fdlhtpy; xU Njrpag; gj;jpupifahf ,Ue;j Globe and Mailf;Fg; Nghl;bahf ,d;ndhU Njrpag; gj;jpupifia cUthf;f Ntz;Lk; vd;w ,yl;rpaj;ijf; nfhz;L tplhg;gpbahf National Post I cUthf;fpdhu;. gy;NtW fhuzq;fSf;fhf National Post I Qhgfk; itj;jpUf;Fk; ekJ thrfu; fSf;F National Post I cUthf; fpatu; Conrad Black jhd; vd; gJ njupe;jpUf;f epah akpy;iy.
nfhd;uhl; Conrad gpshf;Fk; Black Vs United States mnkupf;fhTk
of Am
,tUila khwd; nry;iyah
- epjp jpl;lkply; MNyhrfH -
nrd;wJ. rpf;Fj; jh epWtdj;j ifahly;f
Kjyhspj kpf Kf;fp ger epWt rpf;fhNfh Jld;> Ho KjyPl;lhs
ed;whf , jp;y; ,Ue mtuJ $ mjpfupj;jJ
nghJkf;f ,af;Fdu ghJfhf;F ,Uf;fpd;w spj;Jt e fhg;gpy; r ag;gl;Ls;s
Lord Bla kkij
kwe;J tpy; it
,e;j Lord bf;i jpy; Eio
Holli ifa Nt
to x
, t n
m
k www.inayam.ne
ÔÁÈ swV¬Ô^ ®øflE WÔμ°Ô^ aÏflƒ∫Ô Œ[Æ̶_Ô^ ]ÚswV¬Ô^ ÿÔVı¶V‚¶∫Ô^ ¶TM, ÂV¶Ô, ÷Áƒ swV¬Ô^ z|D√ WÔμ°Ô^ \ ́fl ƒ¶∫z WÔμ°Ô^ ®mkVTMVKD,
÷ÁBD
.net
JÈ\VÔ›
x[Ì‚ΩoB
inayam.net
÷_ ÿ>ˆB©√|›m∫Ô^.
√]° ÿƒFmÿÔV^k>[ JÈD
c∫Ô”¬z ∂–ÌÈ\VTM ÷¶D, ÔVÈD, o ́∫Ôπ_ ∞ÁTMB WÔμ°Ô^ ]‚¶t¶©√‚|^·TMkV
∞ÁTMB WÔμ°Ôo·V| o√V‚ΩÔ^ cÚkVzkÁ>› >sÏ›m¬ ÿÔV^”∫Ô^.
®[√Á> x[Ì‚ΩoB
c∫Ô^ WÔμ°Ô^ ]Ú©]Ô ́\VÔ ∂§ÕmÿÔVı| c∫Ô^ WÔμ°ÔÁ·
¶Õo>Æk>uz √Ùzÿ√ÆD WÏl›m¬ ÿÔV^”∫Ô^.
\¬Ôπ[ ∂–ÌÈD x¬ ̨B\VTMm
xu§K
,e;j tu;j;jf uPjpapyhd nry;thf;Ffsp dhy; ,tu; ngUk; Gs;spfSf;F ez;guh dhu;. muru;fs;> uhzpfSld; itgtq; fspy; fye;Jnfhz;lhu;. Vndd;why; Daily Telegraph Nghd;w gj;jpupiffspd; nrhe;jf;fhuupd; cwT ,e;jngUk; Gs;sp fshd murpay;thjpfSf;Fk; Njitah djhfNt ,Ue;jJ.
,jdhy;> gpupl;b]; muR ,tUf;F Lord vd;w gl;lkspj;J mq;fpUe;j murpaypy; ,tUf;F Kf;fpaj;Jtk; mspj;jJ. ,e;j gl;lk; fpilj;j Neuj;jpy; fdbag; gpu- jku; jpU.fpnwr;rpad; cld; Vw;gl;l fUj;J NtWghL xd;wpdhy; jdJ fd ba gpu[h cupikia cjwpj; js;sp dhu;. ,tUf;F gpupl;b~; FbAupik ,Uf; fpwJ. Order of Canada gl;lk; $l ,t Uf;F xU Neuj;jpy; nfhLf;fg;gl;lJ.
,tUila epWtdk; tsu tsu> ,tupd; nry;thf;Fk; mjpfupf;f mjpfupf;f epW tdj;jpypUe;J



Page 102

- 59 - fhd;uhl; gpshf;Fk; Black Vs United States mnkupf;fhTk;
of America
hf;Ffsp ez;guh itgtq; dd;why; piffspd; k; Gs;sp Njitah
f;F Lord urpaypy; J. ,e;j bag; gpu- Vw;gl;l dJ fd pj; js;sp k ,Uf; $l ,t ;gl;lJ.
u> ,tupd; upf;f epW
,tUila ifahlYk; mjpfupj;Jr; nrd;wJ. Hollinger epWtdj;jpd; tsu;r; rpf;Fj; jhNd nghWg;G vd;gjhy; me;j epWtdj;jpd; jpiwNrupapy; gytpjkhd ifahly;fis Nkw;nfhz;lhu;.
Kjyhspj;Jt mikg;gpy; gq;Fr; re;ij kpf Kf;fpakhd xd;whFk;. ,e;j Hollin ger epWtdj;jpy; rpf;fhNfhtpy; cs;s rpf;fhNfh wpgpA+d; xU gFjpahf ,Ue;j Jld;> Hollinger epWtdj;jpy; mnkupf;f KjyPl;lhsu;fSk; Kjypl;bUe;jhu;fs;.
ed;whf ,Ue;j epWtdk; cr;r fl;lj; jp;y; ,Ue;jNghJ Lord Black ,dJk; mtuJ $l;lhspfspdJk; Cjhupj;jdk; mjpfupj;jJ.
nghJkf;fs; KjypLk; epWtdq;fspd; ,af;Fdu;fs; mtu;fspd; KjyPLfisg; ghJfhf;Fk; tifapy; gy flikfs; ,Uf;fpd;wd. ,e;jf; flikfs; Kjyh spj;Jt ehLfspd; KjyPl;lhsu;fs; ghJ fhg;gpy; rl;lq;fspdhy; tiuaiw nra; ag;gl;Ls;sd.
Lord Black Nghd;Nwhu; mjpfhu> nry;t kkijapdhy; ,e;j rl;lq;fis kwe;J ,e;j epWtdq;fspd; nry tpy; jq;fspd; RfNghfq;fis itj;Jf;nfhz;lhu;fs;.
,e;j Neuj;jpy; Hollinger epWtdk; Lord Black f;F vjpuhf elt bf;if vLf;fj; njhlq;fpa Neuj; jpy; mnkupf;fmuRk; jdJ %f;if Eioj;jJ.
Hollinger epWtdj;jpy; gzj;ijf; ifahbaJ> mq;F gy Vkhw;W Ntiyfspy;  ,e;j tof;fpw;fhd rhl;rpaq;fis xspj;jJ Nghd;w gy Fw;wr; rhl;Lfis itj;J ele;j tof;fpy;> Lord Black Fw;w thspahff; fhzg;gl;Ls;shu; ,tu; kpQ;rpapUf;Fk; jkJ tho;f;ifia mNdfkhf rpiwapy; fopf;ff;$Lk;.
,U mnkupf;f [dhjpgjp fspd; tho;f;ifr; rupijia vOjpa ,tUf;F kpr;rKs;s ehw;gJ [dhjpgjpfspd; fijia vOj epiwa Neuk; ,Uf;fpwJ!
,J ,t;tpjkpUf;f ,JNghd;w tof;FfSk; Lord Black Nghd;w ngupa Gs;spfisr; rpiwf;F mDg;GtjhdJk; ,q;Fs;s Ml;rp KiwkPJ kf;fSf;Fk; gq;Fr; re;ijapy; KjypLgtu; fSf;Fk; mJ ghJfhg;ghdJ vd;w nra;jpiaf;nfhLf;fTk; kpf Kf;fpakhdjhFk;.
,J NghyNt> Enron, World Com Nghd;w gy epWtdq; fspd; jiyik ,af;Fdu;fs; mnkupf;fr; rpiwapy; thLfpd; whu;fs;. mnkupf;fhtpy; ,Wf;f khf ,Uf;Fk; ,e;jr; rl;lq;
fs; fdlhtpy;> INuhg;ghtpy; mt;tsT ,Wf;fkhdJ my;y. fdlhtpy; ele;j BreX Nghd;w Coy;fSf;F ,d;Dk; vtUk; rpiwnry;ytpy;iy.
,e;j Lord Black ,d; tof;fpy; 13 Fw;wr; rhl;Lfspy;> gzj;ij Cjhupj;jdkhfr; nrytopj;jijtpl> Vkhw;W Ntiyf;Fk; rhl;rpaj;ij kiwj;jjw;Fk; jhd; A+upfs; Kf;fpaj;Jtk; nfhLj;J Fw;wr;rhl;L fis cWjpnra;Js;shu;fs;. rl;lk; gbj; jtu;fis tpl> A+uu;fshf te;j rhjh uz nghJkf;fSf;Fk; ,e;j Kjyhspj; Jt mikg;igg; gw;wpa njspT KO ikahf ,Ue;Js;sJ. ,e;j mikg;G nropg;gjw;F ,JTk; xU fhuzkhFk;.
Conrad Black
• 1944y; nkhd;wpay; fpa+ngf;fpy; gpwe;jhu;. ,tUila je;ij ahu; N[hu;[;gpshf; ngupa gzf; fhuu;.
• Lavel gy;fiyf;fofj;jpy; rl;lg; gbg;ig 1970y; Kbj;jhu;.
• 1971y; Sherbrooke Record vd;w gj;jpupifia thq;fp elj;jp te;jhu;. ,tUf;F je;ij top apy; te;j nrhj;Jf;fspdhy; NtWk; gyKjyPLfisr; nra;a Kbe;jJ.
• 2003y;> 7 kpy;ypad; nlhyu; fisf; ifahbaikf;fhf ,tu; Hollinger epWtdj;jpy; ,Ue;J ,uh[pdhkhr; nra;jhu;.
• etk;gu;2004y; Fbapay; (rptpy;) Fw;wtpay; (fpupkpdy;) Fw;wr; rhl;Lf;fs; ,tu;kPJ mnkupf;f murhq;fj;jpdhy; Rkj;jg; gl;lJ.
• [{iy 2007y; ,tu;kPJ Fw;w tpay; tof;Ffs; rpytw;wpw; fhf Fw;wthsp vdj; jPu;g;gspf; fg;gl;lJ. ,tw;wpw;F ,tu; Nkd; KiwaPL nra;Js;shu;. ,e;j Nkd;KiwaPLfSf;F vjp uhfj; jPu;g;gspf;fg;gLkhdhy; ,tu; 35 Mz;Lfs; tiuapy; rpiwapy; fopf;f Neuplyhk;.
ww.inayam.net
oB
inayam.net
÷_ mÿÔV^k>[ JÈD Ôμ°Ôo·V| o√V‚ΩÔ^ kÁ>› >sÏ›m¬
Ô^.
Ôμ°Ô^ ]Ú©]Ô ́\VÔ k>uz √Ùzÿ√ÆD ∂–ÌÈD x¬ ̨B\VTMm.
÷Á>¬ ÔÚ›]u ÿÔVı| cÚkV¬Ô©√‚¶ ŒÚ∫ ̨Á©A› >·o\
inayam.net
xBuE ÿƒF•∫Ô^! xu§KD ÷ÈkƒD
416
•
400
•
6406
tPL gj;jpupifapy; tpsk;guk; nra;tPH. tzpfj;jpd; vy;iyfis tpupthf;FtPH!
416-400-6406- 60 -
BVμ©√VD x>[ nBTMVÏ x>VÈVÔ
oÔVsÈΩ
(kıÏ√ıÁ¬z ∂Ú ̨_) Œ[Æ ÔTM¶V kVμ ̶_ \¬Ô^ Œ[Á≈
Ntz;LN
Markham – Miline Park –Mapleview A
(Just South of Hwy 7, On McCowan) _
August 19,2007
_ ¶V›m ̨[≈TMÏ.
gjpg Mf ngw Mq Mf 200 nBTMVÏ oÔVsÈΩ ÔTM¶V kVμ (ÿ ́V ́ıo ́V ÿ√ÚD
md ,U √VÔD) \¬Ô^ ∂ÁTMkÁ ́•D ÔÈÕm c∫Ô^ c≈sTMÏÔ^, Âı√ÏÔÁ· ƒÕ]¬z\VÆ oÔ‚|¬
Nfl Nkw ,l ÿÔV^ ̨[≈TMÏ.
c∫Ô·m kÚÁÔÁB o>k[ - 416-491-8326 ®[≈ ÿ>VÁÈ o√E¬z ∂Áw›m, gkË 12Õ ]Ô]¬z x[TMÏ √]° ÿƒFm ÿÔV^·°D.
o\È]Ô ÿ>V¶ÏAÔ”¬z ÿÔV·E 416-450-6833, 905-887-7457 ÿku§ ok_ 416-831-8549 (ÁÔ› ÿ>VÁÈo√E) 416-283-6651
$u
fdlh etPd jkpo; fiy> ,yf
njhlu;GfSf;F:
Koor Art & Literary Circle, 24, Brimstone cres., ON. M 416 458 9426 416 551 0087 416



Page 103

jha;tPL • Xf];l; 2007
Ï oÔVsÈΩ [Æ Ì¶_
view A
√ÚD ^ ‚|¬
TMÏ
51
Ntz;LNfhs;
mdiyjPT tho;Tk; tsKk; “tuyhw;W E}y;” gjpg;ghrpupah; jpU.ng.Jiuuh[h mth;fspd; Kaw;rpapdhy; Mf;fq;fs; Nrfupf;fg;gl;L E}yhf;fg; gjpTfs; Jupjkhf eil- ngw;W tUfpd;wd. mdiy rhh;e;j midj;J kf;fsplkpUe;J Mq;fpyj;jpYk;> jkpopYk; Mf;fq;fs; vjph;ghh;f;fg;Lfpd;wd. Mf;fq;fs; jutpUk;Ggth;fs; vjph;tUk; Mf];l; 20e; jpfjp 2007f;F Kd;dh; fpilf;FkhW mDg;gp itg;gNjhL mdiyapd; rhd;W gfu; gioa> Gjpa Gifg;glq;fs; ,Ug;gpDk; mDg;gp itf;Fk;gb E}yhf;ff; FO Nfl;Lf;nfhs;fpd;wJ. ,it E}yhf;ff; ,f;FOtpdhy;> Nkw;ghh;it nra;ag;gl;l gpd; jukhdit me;E}ypy; ,lk;ngWk; vd;gijAk; mwpaj;jUfpNwhk;.
ed;wp
njhlh;GfSf;F jiyth; E}yhf;ff;FO gjpg;ghsh; fU fe;ijah jpU.ng.Jiuuh[h Tel 416-284-5555 Tel 416-286-3798 -Fax 416-284-5727 Analaitivuhistory@gmail.com Analaitivuhistory@gmail.com
$u
jkpo; fiy> ,yf;fpaj; njhFg;G
2008 gdpf;fhy Muk;gj;j py; ntsptutpUf;fpwJ. njhFg;gpw;f hd rpWfij> ftpij> tpku;r df;fl;L iu> Ehy;kjpg;G iu> nkhopngau;g;G Mf;fq;fs; tuNtw;fg;gLfpd;wd.
4, Brimstone cres., ON. M1V 2L3 | koorcircle@gmail.com 8 9426 416 551 0087 416 500 9016jha;tPL • Xf];l; 2007
gy Nfhbf;fzf;fhd tplq;fs; fz;L gpbf;fg;gl;L tUfpd;wd. mNjNtis ,aw;ifia nraw;ifj;jdkhf khw;wp tUtjhy; ,aw;ifapd; rkepiyapy; gy Fog;gq;fs; cUthfpd;wd. tpQ;Qhd tsh;r;rpahy; tho;tpay; kpfTk; ,yF thfpa epiyapy; ekJ md;whl tho; tpy; ve;j tplaj;ij vLj;Jf; nfhz;lh Yk; mjpy; ,uhrad gjhh;j;jq;fspd; jhf;fk; ,Uf;fpd;wJ. Fbf;fpd;w ePhpy; FNshhPd;> tPRfpd;w fhw;wpy; fhgdP nuhl;irl;L Nghd;w fhpthAf; fopTfs;> thfdg;Gif> njhopw;rhiyg; Gif Nghd;wtw;why; cUthFk; tpz;zpd; XNrhd; Xl;ilfs; UV fjphpd; jhf;fj; jhy; kz;zpy; khe;jh; ghjpg;GWfpd;wdh;. kz;zpy; kl;Lnkd;d G+r;rp nfhy;ypfs;> fisnfhy;ypfs;> fpUkp ehrpdpfs;> cu tiffs; vd;W gyjug;gl;l ,uhrad Nrh;itfs; R+oiy mRj;jg;gLj;Jfpd; wd. ,tw;wpd; kj;jpapy; ,aw;ifapyp Ue;J md;dpag;gl;l nraw;ifj; jdkhd kdpjh;fspd; tho;T.... ,jdhy; gy cly;> kd Neha;fs;... nraw;ifj; jdj;ij mbNahL xopj;Jtpl;L ,aw; ifia ek;gp thOk; tho;tpypUe;J ehk; neLe;J}uk; md;dpag;gl;Ltpl;l epiy apy; ,ijNa vz;zpf; fyq;Ftij tpLj;J tho;f;ifia mjd; Nghf;fpy; vjph;nfhz;lhy;jhd; vd;d? mwptpay; tsh;r;rpapy; cyfk; tpopj;Jf; nfhz;b Uf;fpd;w NghJ ehKk; tpopf;f Ntz;lhkh?
tpQ;Qhdk; tho;it tsg;gLj;Jfpwjh? rpijf;fpwjh? vd;gJ Muk;g fhyj;jpyp Ue;Nj rh;r;irf;Fupa tpthjkhftpUe;J tUfpwJ. vdNt ,e;jf; Nfs;tpfSf;F xU rhh;ghf xUNghJNk jPh;T nrhy;y KbahJ vd;gNj cz;ik. vdNt
g+r;rpf; nfhy;ypg; gad;ghL
mij xU Gwkhf tpl;L tpl;L ,d;W vLj;Jf;nfhz;l tplaj;Js; EioNthk;.
rpy kf;fs; fis nfhy;ypfis> G+r;rp nfhy;ypfis tPLfspy; ghtpg;gjdhy; jkf;F Rthr Neha;fs;> Gw;W Neha;fs; tUtjhfTk; ,jw;F muR cldbahf jiltpjpf;f Ntz;Lk; vd;Wk; xU fz;ldg; Nghuhl;lj;ij epfo;j;jpap Ue;jdh;. ,jw;Ff; fhuzk; fdlhtpy; kype;J fplf;Fk; ,urahd gjhh;j;jq; fs;jhd;. tsh;e;Jtpl;l ehLfs; vjph; Nehf;Fk; Rthr Neha;fs;> Gw;W Neha; fs;> kyl;Lj;jd;ik Nghd;wtw;wpd; fhuzpfs; ,t;tifahd ,uhrad gjhh; j;jq;fs; vd;gJ ep&gzkhfhj jfty; fs;. Mdhy; ep&gpf;fg;gl;l epiyapy; mtw;iw epr;rak; ghtidapypUe;J mfw;WksTf;F rl;lk; kpfTk; tpopg;gh fNt ,Uf;fpwJ.
fdba muR khh;fop 2002 ,y; ,J Fwpj;J kw;WnkhU Gjpa rl;lj;ijAk; mKy;g;gLj;jpapUe;jJ.,jd;gb Foe;ij fs;> fUTw;w jha;khh;fs; kw;Wk; Kjp Nahh; MfpNahhpd; ghJfhg;ig ve;j epiyapYk; cWjp nra;a Ntz;L nkd;gJ typAWj;jg;gl;lJ.
nghUl;fspYs;s %yg; nghUl;fshyhd ghjpg;Gf;fspd; msit mstplntd xU myF cz;L. gz;l cUthf;fg; ghJfhf;Ff; fhuzp (Product Formulation Safety Factor) vd;gNj mJ. Nkw;Fwpg; gpl;l Gjpa rl;lj;jpd; %yk; ,t;Ty fhdJ 100 klq;fpypUe;J 1000 klq;F fshf mjpfhpf;fg;gl;lL typAWj;jg;gl;L tUfpwJ.
Health Canada tpd; G+r;rpf; fl;Lg;ghl;L
kPsha;T Review Ag fshYk; R+oy; Rfh gzpia N thupak;> kl;Lkd;wp> uf;$ba Vw;gLj;jf Muha;e;J
me;j ti Dk; ghjp Fk; gl;rj
tjpy; ji Ma;Tfs; mKyhf;f ghjf Neh ahf Muh
Rthr Neh vd;dntd thff; midj;J capuoptpw fpd;wjhf ,urhadg jpwDk; g Dk; kdpj CW tpi jq;fisg hPjpapy; , fspd; rl tUfpd;wd
,urhadk tho;Nt , clYf;F fis mo jw;fha; F
rth;f;fhuh fs;> Kf vij vL ,urhadg ypy;iy. ghdk; v nghUl;fi
tPl;ilr; Njhl;lg; ahtw;wpY ehrpdpfS wd. cz Ngz> R topfspYk ghtpf;fg;g
vdNt , fyq;Fti iar; nrh fs; Fwpj cjtpapy;y ghjpg;Gf;fs
G+r;rp nf tpistpf;F jil nr Nile Virus



Page 104

- g+r;rpf; gad;ghL
nfhy;ypg;
61 -
;L ,d;W
kPsha;T thhpak; (Pest Management oNthk;.
Review Agency) vj;jifa g+r;rp nfhy;yp
- j. rptjhrd; - fshYk; kdpjh;fs;> tPl;Lg; gpuhzpfs;>
tPL tpw;gid Kftu; s> G+r;rp
R+oy; Rfhjhuk; ghjpg;GWtij MuhAk; pg;gjdhy;
gzpia Nkw;nfhz;L tUfpwJ. ,t; Neha;fs;
thupak;> FWfpa fhy ghjpg;Gfis ldbahf
kl;Lkd;wp> kpf ePz;lfhyj;Jf;Fk; njhl k; xU
uf;$ba my;yJ gpd;tpisTfis pfo;j;jpap
Vw;gLj;jf;$ba gf;f tpisTfisAk; dlhtpy;
Muha;e;J tUfpd;wdh;. gjhh;j;jq; s; vjph;
me;j tifapy; kpfr; rpwpa mstpNy ;W Neha;
Dk; ghjpg;ig Vw;gLj;Jnkd re;Njfpf; ;wtw;wpd;
Fk; gl;rj;jpy; mg;nghUs; re;ijg;gLj;J ad gjhh; jfty; epiyapy; apypUe;J ; tpopg;gh
,y; ,J ;lj;ijAk; Foe;ij ;Wk; Kjp g ve;j Ntz;L
;fshyhd tplntd Uthf;fg; rmulation Nkw;Fwpg; ; ,t;Ty
tjpy; jilfs; cz;lhFk;. ,j;jifa 0 klq;F
Ma;Tfs; Ma;T epWtdq;fshYk; rl;l j;jg;gl;L
mKyhf;f epWtdq;fshYk; rhjf ghjf Nehf;fpd; mbg;gilapy; njhlhr;rp ahf Muhag;gl;L tUfpd;wJ. l;Lg;ghl;L
Rthr Neha;fspd; jpl;ltl;lkhd fhuzp vd;dntd;gij kUj;Jt cyfk; njsp thff; $whjikahy; cyfpYs;s midj;J ,urhadg; gjhh;j;jq;fSk; capuoptpw;fhd Mgj;ijf; nfhz;bUf; fpd;wjhf mr;rg;gLtNjahFk;. ve;j ,urhadg; gjhh;j;jj;jpw;Fk; jhf;F jpwDk; gf;f tpisTfSKz;L. Map Dk; kdpjh;fNs ,aw;ifia khRgLj;jp CW tpistpf;Fk; ,uhrhadg; gjhh;j; jq;fisg; ghtpf;fpwhh;fs;. cyfshtpa hPjpapy; ,jw;fhd vjph;g;GfSk; muR fspd; rl;l tiuaiwfSk; cUthfp tUfpd;wd.
,urhadk; ,y;yhJ vkJ md;whl tho;Nt ,Uf;f KbahJ. Foha; ePhpy; clYf;F CW tpistpf;Fk; gf;Bhpaq; fis mopj;J Rj;jkhd ePiuj; jUt jw;fha; FNshhPd; fyf;fg;gLfpwJ.
rth;f;fhuhk;> rpif fOTk; gjhh;j;jq; fs;> Kf myq;fhug; girfs; Nghd;w vij vLj;Jf; nfhz;lhYk; ,tw;wpy; ,urhadg; gjhh;j;jq;fs; ,y;yhk ypy;iy. cz;fpd;w czT> Fbf;fpd;w ghdk; vd midj;JNk ,urhadg; nghUl;fisf; nfhz;litNa.
tPl;ilr; Rw;wpAs;s Gy; ntspfs;> Njhl;lg; gaph;r; nra;if> tptrhak; ahtw;wpYNk fis nfhy;ypfSk; G+r;rp ehrpdpfSk; gad;gLj;jg;glNt nra;fpd; wd. czitg; gjg;gLj;j> ePz;lfhyk; Ngz> RitA+l;l vd gy jug;gl;l topfspYk; ,urhadg; gjhh;j;jq;fs; ghtpf;fg;gLfpd;wd.
vdNt ,it Fwpj;J tPNz kdq; fyq;Ftijj; jtph;g;gJ ed;W. cz;ik iar; nrhd;dhy; ,tw;wpd; gf;f tpisT fs; Fwpj;j ftiyiatpl ,tw;wpd; cjtpapy;yhj epiyapy; Mgj;Jf;fs; ghjpg;Gf;fs; mjpfk; vjph;Nehf;FNthk;.
G+r;rp nfhy;ypfs; kdpjh;f;Fj; jPq;F tpistpf;Fk; G+r;rpfspd; gilnaLg;igj; jil nra;fpd;wd. cjhuzkhf West Nile Virus vdg;gLk; Neha;f; fpUkp
fisf; fhTk; Esk;Gfis mopj; njhopf;f mit gad;gLfpd;wd. ,J nra;ag;gl Ntz;banjhd;W. vdNt NjitAzh;e;J mt;tg;NghJ cfe;j G+r;rp nfhy;ypfis gpuNahfpj;Njahf Ntz;Lk;. vk; tPLfspy; rikay; kzj; jpdhy; te;J NrUk; fug;ghd; g+r;rpfs; gy NehAz;lhf;Fk; fpUkpfisf; fhtp tUtjdhy; mtw;iw xopf;f cldb ahf kUe;J tiffs; ghtpj;Njahf Ntz;Lk;.
rpytif ,urhadg; gjhh;j;jq;fspd; kzk; gyiu xt;thikf;Fs;shf;F tjhf Fwpg;gplg; gLfpwJ. MapDk; mj; jifa kUe;Jfis mbj;j gpd;dh; mth;fs; mwpTWj;Jtjw;Nfw;g rpy kzp Neuq;fSf;F mt;tplj;ij tpl;L mfd; wpUg;gJ ed;W. vg;nghOJk; mwpTWj; jy;fisg; gpd;gw;wp xOFtJ ey;yJ.
mLj;J> fis nfhy;ypfs; ,q;F rpy gUt fhyq;fspy; ghtpf;fg;gLfpwJ. Gw;fs; tsh;tij tpl ,q;F fisfs; ,yFtpy; Kisj;J Mf;fpukpj;J tpL tijf; fl;Lg;gLj;jNt ,k; Kaw;rp eilngWfpwJ. ,f;fisfs; rpy xt;thikiaAk;> Rthr Neha;fisAk; cUthf;Ffpd;wd. rpyUf;F ngUksT ghjpg;G Vw;gLtjhf mwpag;gLfpwJ. fdlhtpy; 15 - 20 tPjj;jpdh; ,t; xt;th ikapdhy; mtjpAWfpd;wdh;. rpy fis fspypUe;Jk; cUthFk; kfue;jq;fs;> tpijfs; fhw;wpy; guk;gyile;J te;J Rthrj;jpy; fyg;gJNt ,jw;Ff; fhu zk;. ,g;gbahd fisfis mopg;gJ mtrpak;.
g+kp ntg;gkilfpwJ. tspAk; khWfpwJ. fisnfhy;ypfs; ,e;epiyapypUe;J g+kp iaAk;> tspiaAk; Gy; ntspfisAk; ghJfhf;fpwJ. ed;whfg; guhkhpf;fg;gl;l fisfsw;w Gy;ntsp tspapYs;s khRf;fspypUe;J fhgdPnuhl;irl;L> fe;jftPnuhl;irl;L Nghd;wtw;iw cwp Q;rp Rthrj;jpw;Fj; Njitahd xl;rp rid kl;LNk ntspg;gLj;JfpwJ.
50 rJu mb gug;Gs;s Gy; ntspap ypUe;J ngwg;gLk; Rj;jkhd fhw;whdJ me;j epyj;jpw;fUfpy; thOk; ehd;F Ng Uf;F md;whlk; Njitahd xl;rprid toq;ff;$bajhfTs;sJ. vdNt ts khd Gy; ntspfs; tPl;by; R+oypy; ,Ug; gJ kpfTk; MNuhf;fpakhdJ.
ed;F guhkhpf;fg;gl;l Gy; ntspfs; kz;zhpg;igj; jLj;J kio ePiuj; Njf;fp R+oYf;Fk; Fsph;ikiaj; jU fpd;wJ. fisfs; epuk;gpa Gy; ntspf; Fk; fisfsw;w Gy; ntspf;Fk; ,ilNa jiu ntg;gepiy 18 - 24ghif nry;rpa]; NtWgLfpwJ vd;fpwhh;fs;.
,it jtpu> gaph;r;nra;if> Njhl;lr; nra;if Nghd;wdTk; tsp ntg;gepiy iaf; Fsph;r;rpahf itj;jpUf;f cjT fpd;wd. ,g;gbahf itj;jpUg;gjw;Fk; guhkhpg;gjw;Fk; fis nfhy;ypfs; mtrp ak;. mj;Jld;> fiwahd; Nghd;w fl;blq;fis mopf;fty;y g+r;rpfis xopf;fTk; g+r;rp nfhy;ypfs; cjT fpd;wd.
,Wjpahf> Vw;w ,urhadg; gjhh;j;jq; fis rpghh;R nra;AksTf;Fg; ghtpf;Fk; NghJ rfyUNk gad; ngWfpwhh;fs; vd;gNj cz;ik. ,tw;iw Kw;whfg; Gwf;fzpg;gijtpl ,tw;wpd; gf;f tpis TfspypUe;J ghJfhf;Fk; jpwid tpQ;Qhd tsh;;r;rpahy; cUthf;FNthk; gyd; ngWNthk; vd;gNj ehk; fUj; Jf;F vLf;fNtz;baJ.- 62 -
UPGRADE YOUR HOUS
CALL: N
c∫Ô^ Ôu√ÁTM ÷_È∫ÔÁ· ®∫Ô^ Œ©√ÁTMl_ cÚkV¬ ̨› >Ú ̨o≈VD.
416.
ˇo√V‚ kz©
zÁ≈Õ> tRE¬
V. ∂ ̃



Page 105

jha;tPL • Xf];l; 2007
DE YOUR HOUSE
COMPLETE BASEMENT KITCHEN CABINET PLUMBING ELECTRICAL WORK PAINTING CARPET
GARAGE DOOR OPENER WASHROOM HARD WOOD FLOOR TILING OUTSIDE CONCRETE WORK
∫ÔÁ· ®∫Ô^ › >Ú ̨o≈VD.
416.709.5422
1-155 Nor Finch Road, North York, ON
ˇo√V‚ kz©AÔ^
zÁ≈Õ> ÔVÈ›]_ ∂]Ô \VkÏÔ”¶[ ÷B∫ ̨ kÚD “Manon” tRE¬ ∂¬Ô¶tlTM ̇ c∫Ô^ T|Ô”¬zD kÕm Ôu∏¬ ̨[≈VÏÔ^.
V. ∂ ̃› - 647.204.0251, 416.902.6829
CALL: NATHANjha;tPL • Xf];l; 2007 kypthd thfd fz;Lgpbg;gJ fhg;GWjp vg;gb
fk;gdpfi
mwpatpy;iyahdhy; mwpe;J nfhs;Sq;fs; -
rpt gQ;rypq;fk; - MAl;fhg;GWjp gpujpepjp -
nghJthf thfd fhg;GWjp fisf; fdlhtpy; ngwtpUk;gp dhy; gpd;tUk; topKiwfs; %yk; ngw;Wf;nfhs;syhk;.
1. Fwpg;gpl;l xU fk;gdpapd; tpw;gidg; gpujpepjp%yk; (Particular company sales agent) ,j;jifa egu; Fwpg;gpl;l xU fk;gdpf;F kl;Lk; tpw;gidg; gpujpepjp ahf nray;gLthu;. ,f;Fwpg;gplg;gl;l fk;gdpapy; kl;Lk; thfdfhg;GWjp NfhU NthUf;F> NfhUNthupd; jfty;fis mbg;gilahf itj;J vd;d tpiy Nghfpd;wJ vd;gjidg; gpujpepjp ghu;;j; Jf; Fwpg;gpLthu;.
rpy Ne
,f;Fwpg;gplg;gl;l xU fk;gdpapd; gpujp epjp Vida fk;gdpfSf;F gpujpepjpahf
thfdk gzpGupa khl;lhu;. cjhuzk;: (1) State farm Insurance company
xUtu;
(2) Co-operaters Insurance Company
2. Fwpg;gpl;l xU fk;gdpf;F Nkyhf gy
tuyhw fk;gdpfSf;Fg; gzpGupAk; Kftu; %yk;. (Independent Insurance broker)
gjpTfi ,k;Kftu; xU fk;gdpf;F kl;Lk; fl;Lg; gl;L gzpGupAk; Kftu; my;y. xd;Wf;F Nkw;gl;l fk;gdpfSf;F Kftuhf Ra
njhlu;e khf ,aq;Fk; mjpfhuk; ,Ue;jNghJk; fdlhtpd; vy;yh thfdf; fhg;GWjpf; fk;gdpfSk; ,j;jifa Kftu; %yk;
itj;j xg;ge;jq;fis tpepNahfpg;gJ ,y;iy. rpy Fwpg;gplg;gl;l fk;gdpfs; kl;Lk; jq;fs; thfdf; fhg;GWjp xg;ge;jq;fis
fhg;GW ,k;Kftu;%yk; kf;fSf;F tpepNahfpf; Fk;. ,j;jifa xU KftUk; jkf;F Kftu; xg;ge;jk; cs;s fk;gdpapy;
GJg;gpf ,Ue;J thfd fhg;GWjp NfhUNthupd; jfty;fis mbg;gilahf itj;J vd;d t;piyNghfpd;wJ vdg; ghu;j;Jf;
khj f Fwpg;gpLthu;.
3. NeubahfNt thfd fhg;GWjp xg;ge;
mjpfup jq;fis tpepNahfpf;Fk; fk;gdpfNshL njhiyNgrpapy; my;yJ kpd;fzzp njhlu;G rhjdq;fspd; %yk; njhlu;G
Mr;rupa nfhz;L thfdf; fhg;GWjpfisg; ngW jy;. (Direct selling auto insurance compa- nies) Neubahf mjhtJ Kftu;fs;
,Uf;F vtupd; cjtpAk; ,y;yhJ thfdfhg;G Wjpfis tpepNahfk; nra;Ak; fk;gdpf Sf;F
cjhuzkhf gpd;tUk; fk;gdpfisf; Fwpg;gplyhk;.
(a) Bell air direct insurance (b) TD Meloche Monnex insurance (TD bank division) (c) Royal bank insurance
4. khfhz murpd; Clhf fhg;GWjp ngWjy; (Government insurance corpora- tion)
fdlhtpYs;s vy;yh khfhz muRf Sk; thfd fhg;GWjpia tpepNahfk; nra;tjpy;iy. mur fhg;GWjpf; $l;Lj; jhgdq;fs; thfd fhg;GWjpfis tpep Nahfpg;gJ fdlhtpy; gpd;tUk; khfhz q;fspd; muRfs; kl;LNk MFk;.
1. gpupl;b]; nfhyk;gpah 2. kdpw;Nwhgh 3. rh];nfr;Rthd;
thfd cupikg; gj;jpuk; ngw;Wf;nfhs; Sk;NghNj ,k;khfhzq;fspd; thfdf; fhg;GWjpg; gj;jpuKk; ngw;Wf;nfhs;s yhk;. fpA+ngf; khfhzj;jpy; kl;Lk; khfhz murpd; fhg;GWjpf; $l;Lj;jh gdk; mbg;gil thfdf; fhg;GWjp xg;ge;
jq;fis kl;Lk; tpepNahfpf;f> jdpahu; fk;gdpfs;; Vida thfd xg;ge;jq;fis tpepNahfpf;fpd;wd. xd;uhwpNah khfh zj;jpYk; fdlhtpd; Vida khfhzq; fspYk; jdpahu; fk;gdpfNs fhg;GWjp apid tpepNahfpf;fpd;wd.
thfdfhg;GWjpapy;‘tpiy’vd;gJ thfd fhg;GWjp NfhUgtupd; jfty;fis mbg; gilahff; nfhz;L> xt;nthU fk;gdp Ak; ntt;NtW tpiyfspy; toq;Ffpd; wd. ,t;tpiyfspd; Vw;w ,wf;fk; vd;gJ ,U fhuzpfis mbg;gilahf itj;J KbTnra;ag;gLfpd;wJ. mit ahtd:
thfd fhg;GWjpfspd; tpiyfis epu;zapf;Fk; fhuzpfs;
nghJthd fhuzpfs; (General factors)
1. Vw;fdNt xU efupy; xU Fwpg;gplg; gl;l thfd fhg;GWjp fk;gdpapy; ,Ue;J nkhj;jkhf ,e;efupy; cs;s tu;fshy; el;l tuyhWfs;(General Claim history)
2. xt;nthUtUk; khjhkhjk; nrYj;Jk; thfd fhg;gWjpg;gzj;jpidf; fk;gdp KjyPL nra;Ak;NghJ fk;gdpf;F Vw;g Lk; tUkhdk;. (Investment, income)
3. fk;gdpf;F Vw;gLk; nghJthd
nryTfs; (company general expenses)
fhg;GWjpapd; tpiyapidj; jPu;khdpf;Fk; jdpahupd; fhuzpfs;
1. trpf;Fk; efuk; (tpiy vd;gJ efuj;
Jf;F efuk; tpj;jpahrg;gLk;.)
2. thfdk; nrYj;Jk; iynrd;]; itj; jpUf;Fk; fhyk;.,f;fhyj;jpy; ngw;Wf; nfhz;l jz;lid upf;fw;Wfs;> gpur;rp idfs;> Gs;sp kjpg;gPl;L ,og;Gfs;
3. Vw;fdNt vjpu;nfhz;l thfd tpgj;J
fs;> el;l kio nghope;J Nkhrkhd fhyep iyapy; Mapuk; thfdq;fs; tpgj;Jf;F cs;shfpaJ vd;gjidr; nra;jpahf mwpAk;NghJ mJ vy;Nyhupd; tpiyf isAk; ghjpf;fg; Nghfpd;wJ vd;gjidg; nghJthd fhuzpfspd; mbg;gilapy; Gupe;Jnfhs;s Ntz;Lk;.
ehl;bd; nghUshjhu jhf;fj;jpy; fhg;G
Wjpg; gz ile;jhy; fl;Lg;gzj
fk;gdpf;F Fk;NghJ mjpfupf;fg
Nkhrbahf mJ Vid khf xU mjw;fhf Tr; nryT ad; nlh
Nghdhy; Ak; xU gz ngl jpy; gzj ngl;lfj;j el;l

Page 106

- hd thfd fz;Lgpbg;gJ fhg;GWjp vg;gb
fk;gdpfisf;
63 -
;J nfhs;Sq;fs; - fdlhtpy; rpy jfty;fs;
jdpahu;
Wjpg; gzq;fspd; KjyPLfs; tPo;r;rpa ;jq;fis
ile;jhy; mJ khjhkhjk; nrYj;Jk;
jfty; njhlu; - 8 h khfh
fl;Lg;gzj;jpid mjpfupf;fr; nra;Ak;. khfhzq; fhg;GWjp
fk;gdpf;F Fk;NghJ mJ Vw;gLk; khj fl;Lg;gzj;jpidAk; nryTfs; mjpfupf;
mjpfupf;fg; gz;Zk;. thfd s mbg; fk;gdp oq;Ffpd; ,wf;fk; ;gilahf . mit
Nkhrbahf el;l mjw;fhf fk;gdp nrytopf;Fk; Gyhdha; Tr; nryTfs; vd;gd kpy;ypad; kpy;yp ad; nlhyu;fs;. RUf;fkhf Fwpg;gplg;
fspd;
apf;Fk;
factors)
Fwpg;gplg; k;gdpapy; y; cs;s gwg;gl;l eral Claim
nrYj;Jk; f; fk;gdp pf;F Vw;g income)
ghJthd expenses)
apidj; pahupd;
J efuj; ;.)
;]; itj; ; ngw;Wf; s;> gpur;rp
g;Gfs;
tpgj;J
; NghFk;
g;ge;jq;f
Nghdhy; xt;nthU fhg;GWjpf; fk;gdp fhg;GWjp
Ak; xU Mgj;Jf;F el;l mJ vy;Nyhiu Ak; ghjpf;Fk;.
j;Jk; xU
,q;F thfdf; fhg;GWjpapd; tpiy vd; j; njhlu;
gJ fk;gdpf;Ff; fk;gdp> xt;nthU ;GWjpiag;
egupd; epiyg;ghl;bw;Fk; Vw;w khjpup k; mjp-
MSf;F Ms; tpj;jpahrg;gLk;. Uf;Fk;.
xt;nthU egupdJk; jfty;fspd; mbg; mbg;gil
gilapy; tpiyfs; vt;thW epu;zak; ahj xd;
nra;ag;gly; Ntz;Lk; vd;gJ xt;nthU fk;gdpfspdJk; kpd;fzzp ikaj;jpy;
d fhyep pgj;Jf;F ra;jpahf
jd;dpr;irahf jfty;fis toq;Fk; NghJ ,JNt tpiy vd;gJ tiuaiw nra;ag;gl;lLs;sJ. rup. ,e;j epiyapy; Vuhskhd fk;gdpfs; nray;gLk; xU
; g;gilapy; ;gjidg; tpiyf
khfhzj;jpy; jid vg;gbf; kypthd fk;gdp vJntd;g
fz;Lgpbg;gJ?
(xU egUf;F kypthfcs;s fk;gdpapy;
py; fhg;G
,d;ndhU egUf;Fk; kypthf ,Uf;Fk; vd;W my;y)
Neubahf toq;Fk; fk;gdpfs; vd;why; NeubahfNth my;yJ Kftu; %yk; toq;Fk; fk;gdpfs; vd;why; Kftu;fs; %ykhfNth jq;fisg; gw;wpa jfty; fis Neubahfr; rku;g;gpj;J tpiyf isg; guprPyidnra;Jnfhz;L> kypthd tpiy cs;s fk;gdp vJ vd;gjidf; fz;Lnfhs;syhk;. Mdhy;> ,J xU rpukkhd> Neuj;jpidj; jpd;Dk; Ntiy.
,j;jifa kypthd fk;gdp xt;nthU tUf;Fk; vJthf ,Uf;Fk; vd;gjid rpghu;R nra;Ak; xU epWtdk; cz;L. ,e;epWtdk; jq;fisg; gw;wpa jfty;; fis kpd;fzzp ikaj;jpd; %yk; cs; thq;fp> %d;W fk;gdpfisr; rpghu;R
rpy Neuq;fspy;
nra;Ak;. ,k;ikak;> Fwpg;gpl;l xt; nthUtupd; jfty;fisAk; ngw;Wf; nfhz;L> mjw;Nfw;wthW gy;NtW fk;
thfdk; nrYj;Jk;
gdpfspYk; tpiyfis mwpe;J> kyp thd fk;gdp vJ vd;gjidj; njup tpf;Fk;. xUtu; ey;y
(xt;nthU jdpegUk; jj;jkJ jfty; fis Neu;ikahd Kiwapy; toq;Fjy; Ntz;Lk;. ngha;ahd jfty;fis toq; tuyhw;Wg;
Fk;NghJ mJ gpd;du; gpbgLk; NghJ tpiy epu;zaq;fisg; ghjpf;Fk;.)
gjpTfisj;
,e;epWtdj;jpid vt;thW mZFtJ?
njhlu;e;J
kpd;fzzp njhlu; ikaj;jpy;
www.kantex.ca my;yJ 1-888-854-2503 itj;jpUe;jNghJk;
my;yJ 416-598-5401 vd;Wk; kpd; fzzp ikaj;jpDs; nry;Yq;fs;. Nfl;fg;gLk; jfty;fisg; gjpTnra;Jnfhz;L tUk; fhg;GWjpiag;
NghJ kypthd fk;gdpfspd; tpiyfs; jd;dpr;irahf fhl;Lk;.
GJg;gpf;Fk;NghJ
kypthd fk;gdp vJ vd;gJ jug;gLk; NghJk; mf;fk;gdp gw;wpa tpguq;fis> vt;thW njhlu;Gnfhz;L thfd fhg;G
khj fl;Lg;gzk;
Wjp xg;ge;jq;fis Kbg;gJ? mjw;Fupa topKiwfs; ,j;jfty; ikaj;jpd; %yNk topfhl;lg;gLk;. njhiyNgrp mjpfupj;J ,Ug;gJ
,yf;fq;fs;ahTk; kpd;fzzp njhlu; ikaj;jpd; %yk; ngw;Wf;nfhs;syhk;.
,yFthd Kiwapy; kypthd fk;gdpap Mr;rupakhf
idj; njupTnra;J nfhs;s KbAk;. ,J xU ey;y topKiw. ,Jtiu fhy Kk; mwpatpy;iyahdhy; ,d;wpy; ,Uf;Fk;.
,Ue;J mwpe;Jnfhs;Sq;fs;.
thfdf; fhg;GWjpf;F vd ,Jtiu fhy Kk; mjpf tpiy nfhLj;j kd cior; rypypUe;J tpLgLtPu;!
fhg;GWjp rk;ge;jkhd
NjitfSf;Fk;
MNyhridfSf;Fk; rpt. gQ;rypq;fk;
B. Com,
Licensed Insurance Broker
416.321.0999- 64 -
÷Õ> \V>D ÿ ́V≈[o ́Vs_ ÂÁ¶ÿ√≈ c^· WÔμ
August 03, 2007
August 1
•
§fl\ı‚N_ ÿ√Ú\V^ o>Ï› ]ÚswV
•
>tμ
•
>∫Ô›y√D √›]ˆÁÔl[ 100km ÷>μ ÿkπX‚| swV
ŒÚ
August 04, 2007
August 1
•
∂TMÁÈy° ÔÈVflƒV ́ Œ[§B›][ oÔVÁ¶ÔVÈ
•
ÿ ́V≈ Œ[Æ̶_
•
>tμ ÷Á·oBVÏ ∂Á\©∏[ >twÏÂV^ 2007
August 1
•
Guru Purnima and Parama Puja Sri
•
k[ Ganapathysachidananda Swamiji Visit
•
c|©∏‚Ω ∂ÿ\ˆ¬Ô tƒ[ Ô_Ÿˆl[ kVTMs_
August 1
•
BVμ.\›]B Ô_Ÿˆ √ÁwB \VkÏÔπ[ ÔÁÈswV
•
Ô
•
kÏ›>Ô kƒÕ>D 2007-07-26
ιk
•
Ô ́ÿk‚Ω Œ[§B›][ Œ[Æ̶_
•
ÿ ́V≈
•
AπB∫̶_ \¬Ô^ Œ[§B›][ Œ[Æ̶_
•
ÿ\V[
•
Natc August 05, 2007
‚ƒ›
•
Guru Purnima and Parama Puja Sri
•
÷ ́V\ Ganapathysachidananda Swamiji Visit
•
A›#Ï >tμ¬ ÔoTMΩB[ sÁ·BV‚|¬ ÔwÔ›][
August 2 Œ[Æ̶_
•
Ô‚|
•
c|©∏‚Ω ∂ÿ\ˆ¬Ô tƒ[ Ô_Ÿˆ, \ÔπÏ
a ́∫ Ô_ŸˆlTMˆ[ kVTMs_ 2007
•
√ıÔÁÈ √ı√V‚|¬ÔwÔ›][ Œ[Æ̶_
August 2
•
kÏ›>Ô kƒÕ>D 2007 - A Trade Show For every One
•
tEƒ
•
ÿÂ|Õy° \¬Ô^ Œ[§B›][ Œ[Æ̶_
•
>tμ √V¶ƒVÁÈÔ^ sÁ·BV‚|fl ƒ∫Ô›][ sÁ·BV‚| swV
August 2
•
k[
•
mD√Á· ÂÈ[Aˆfl ƒ∫Ô›]TMˆ[ kÚ¶VÕ> Œ[Æ̶_
kVE
•
oÔVı¶Vs_ z\ ́[ sÁ·BV‚|¬ ÔwÔ›]TMˆ[ Œ[Æ̶_
•
ÔTM¶V \V>Ô_ ÂÈ[Aˆfl ƒ∫Ô›][ sÁ·BV‚|© o√V‚Ω•D Œ[Æ̶KD
Septemb
•
oÔ.® Mon
•
s¤B
August 06, 2007
√ ́>
•
Civic Day
Septemb
August 11, 2007
•
>tμ ÔVËk_ - >tμ \¬Ô”¬ÔVTM
•
c|©
•
]Úo
ŒÚ z#ÔÈ› ]ÚswV Toronto
•
ÔTM¶V ÔÕ>ƒVt oÔVs_ o>Ï› ]ÚswV
•
Cultural show 2007
Septemb
•
Lab
•
ƒVl  ̧k ́VÈBVs[ ÔÁÈswV 2007
•
§fl\
•
\ÔV¤TMV¬ Ô_Ÿˆ √ÁwB \VkÏ ƒ∫Ô›][ ÿ√Vm¬ Ì‚¶xD sÁ·BV‚|© o√V‚Ω•D
•
E§È∫ÔV x[ÁTMÂV^ >tμ ÿ√Vo ̧ ∂KkÈÏ ÔwÔ›][ kƒÕ> swV
÷Á>s¶°D ∂]Ô WÔμ°Ô^ ÿ ́V≈[o ́Vs_ ÂÁ¶ ÿ√Æ ̨[≈TM. o\ WÔμ°Ôπ_ EÈ. c∫Ô^ WÔμ°ÔÁ·•D inayam.net÷_ √]° ÿ ÂVπ_ ÷¶Dÿ√Æ
www.inayam.net
info@inayam



Page 107

jha;tPL • Xf];l; 2007 V≈[o ́Vs_ ÂÁ¶ÿ√≈ c^· WÔμ°Ôπ_ EÈ...
August 12, 2007
•
>tμ ÔVËk_ - >tμ \¬Ô”¬ÔVTM X‚| swV
ŒÚ z#ÔÈ› ]ÚswV Toronto
August 13, 2007 VÈ
•
ÿ ́V≈[o ́V mϬÁÔ ∂D\[ oÔVs_ o>Ï› ]ÚswV
07
August 14, 2007
•
k[ÌkÏ mϬÁÔ ∂D\[ oÔVs_ o>Ï› ]ÚswV it
s_
August 18, 2007 ÔÁÈswV
•
Ô√]  ́TÕ] ́[, ‘∏ oBVÔ>Vƒ[ g ̨oBVˆ[ Œπk‚| (DVD) ÿkπX‚| swV
•
ÿ ́V≈[o ́V k ́E›] sÂVBÔÏ oÔVs_ - ∂D\[ o>Ï _
•
ÿ\V[§B_ ]ÚxÚÔ[ o>Ï
•
Natchathra Iravu - √V ́] ÔÁȬoÔVlo_ ‚ƒ›] ́ ÷ ́°
•
÷ ́V\ÂV>A ́D \¬Ô^ Œ[§B›][ Œ[Æ̶_ it
›][
August 25, 2007
•
Ô‚|k[, \lo‚Ω ÿ>uz, a ́∫zÁ \¬Ô^ Œ[§B›][ Œ[Æ̶_
August 26, 2007
•
tEƒV¬ÔV ES x›m\Vˆ ∂D\[ o>Ï
August 29, 2007
•
k[M› >tμfl ƒJÔ ÔÈVflƒV ́ ∂Á\B›][ o√fl∑,
Œ[Æ̶_
kVE©A, {sB© o√V‚ΩÔ^
September 01, 2007
•
oÔ.® ̧.√VÈflƒÕ] ́M[ ∂ıÁ Á≈‚ Mono Act C.D. ÿkπX‚| swV
•
s¤Bz\V ́[ ÿ≈VDtBV ∂kÏÔπ[
√ ́>ÂV‚ΩB ∂ ́∫oÔu≈D
September 02, 2007
•
c|©∏‚Ω ÔÈVflƒV ́fl ƒ∫Ô›]TMˆ[ ‚ƒ›] ́¬ ÔÁÈswV
•
]ÚoÔV\ÁÈ ÂÈ[Aˆfl ƒ∫Ô›]TMˆ[ ]Ú\ÁÈ ÷ ́°
September 03, 2007
•
Labour Day
•
§fl\ı‚ N_ ÿ√Ú\V^ o>Ï› ]ÚswV
[
_ ÂÁ¶ ÿ√Æ ̨[≈TM. o\oÈ c^·Ák inayam.net ÷_ √]B©√‚¶ D inayam.net÷_ √]° ÿƒFk>[ JÈD ÷[ÿTMVÚ WÔμ° ∂o>
ÂVπ_ ÷¶Dÿ√ÆkÁ> >sÚ∫Ô^.
www.inayam.net
info@inayam.net
416.400.6.406jha;tPL • Xf];l; 2007
‘tPl;ilf; fl;bg;ghu;’ vd;W jkpopy; nrhy; thu;fs;. Vnddpy;> tPL fl;LtJ xU Rygkhd fhupaky;y.Mdhy; fdlhtpy; me;j thf;fpak; Kf;fpaj;Jtk; ngw tpy;iy. Vnddpy;> ,q;Nf tPLfs; vq;f Sf;Fk; fl;bf;nfhs;syhk;.
tPL fl;bagpd; vd;d jsghlq;fs; thq;FtJ vd;w gpur;rpid tUfpwJ. gLf;if miw> ngupjhf ,Uf;Fkhdhy;> mjhtJ(20’x15’f;Ff; Fiwahky;) KO gLf;if miwj; jsghlKk; thq;fpg; Nghlyhk;. xU KO gLf;ifaiwj; jsghlk; vd;gJ xU fl;by;> ,uz;L ,uT Nkirfs;> (fl;bypd; ,U gf;fKk; jiykhl;by; itg;gJ. xU mYkhup; my;yJ yhr;rpAs;s xU chest (Drawer chest), xU Dresser, xU fz;zhb> xU mYkhup> (rpwpaJ my;yJ ngupaJ). cq;fs; gLf;if miw rpwpjhapd; rpwpa mYkhupia thq;fyhk;.
tPL ngupnjd;gjw;fhf epiwaj; jsgh- lq;fis thq;fhjPu;;fs;. rfy miw fspYk; gLf;if nrw; itf;f Ntz;ba jpy;iy. miwfs; rpwpjhapUe;jhy; fz;zhb Nkir thq;fhky;> Rtupy; khl;lf;$ba xU ePz;l fz;zhbiaAk; ,uT NkiriaAk; cgNahfpf;fyhk;. ,g;gbr; nra;tjhy; miwapy; ePq;fs; elkhlTk; ,lk; ,Uf;Fk;. ,NjNghy; tuNtw;giw(Living room)apy; mJ ngup jhf cs;sJ vd;gjw;fhf my;yJ cq;fsJ tpUg;gj;jpd; Ngupy; ,uz;L Nrhgh nrl;fs; NghLtJ mt;tsT ey;yJ my;y. tPL ngupjhapUe;jhy; xU Nrhgh nrl;Lld; ehd;F my;yJ MW ngupa ehw;fhypfis cgNahfpf;fyhk;.
ghyh ,uhN[e;jpud;
tPLk; jsghlq;fSk;
my;yJ gpuk;G Nrhghf;fis thq;fp cgNahfpf;fyhk;. my;yJ ,uz;L Love seat fis cgNahfpf;fyhk;.
fhg;gp Nkirfs; (Coffee table) tuNtw;G miwapYs;s jsghlq;fSk; ,irthd- jhf ,Uf;ff;$bajhf mikaNtz;Lk;.
nghJthf Ntw;giwa my;yJ
apd; epwj
,tw;iw Nghd;w j



Page 108

tPLk; jsghlq;fSk;
- 65 -
thq;fp ;L Love
tuNtw;G irthd- Ntz;Lk;.
nghJthf ,e;jj; jsghlq;fis tu Ntw;giwapd; Rtu;fspd; epwj;jpw;Nfh my;yJ jiuf;Fg; Nghlg;gl;l gyif
apd; epwj;Jf;Nfh Vw;gTk; ,Uf;fyhk;.
,tw;iw tpLj;J> gpwu; tPl;by; cs;sJ Nghd;w jsghlq;fs;> my;yJ mtw;iw
tplr; rpwe;j jsghlq;fs; thq;f Ntz;L nkd;W> Njitaw;w my;yJ me;j ,lj;jpw;Ff; nfhQ;rKk; nghUj;jkpy; yhj jsghlq;fis thq;fpf; Ftpf;fpwhu; fs;. ngupa tPlhapUe;jhYk; ,Wjpapy; jsghlq;fis thq;fp tPl;il epug;gp tpLtjhy;> tPl;bw;Fs; Rje;jpukhf el khl KbahjjhfptpLfpwJ. NkYk; tPl;ilj; Jg;guT nra;tJk; fbdkhfp tpLfpwJ. Njitahd jsghlq;fis kl;Lk; thq;Fq;fs;. Njitaw;w> mtrpa kpy;yhj jsghlq;fis thq;fhky; tpL tjhy; gzKk;> NeuKk; kpr;rg;gLtJld; tPl;by; trpg;gtu;fSf;F elkhl epiwa ,lKk; fpilf;Fk;.
jsghlq;fs;> clYf;Fk; cs;sj;Jf;Fk; ed;ik gaf;ff;$bajhf ,Uf;f Ntz; Lk;. gbg;gjw;Fk;>rhg;gpLk; Neuk; cgNah fpf;Fk; ehw;fhypfs; vk;ik epkpu;e;J cl;fhu itf;ff;$bajhf ,Uf;f Ntz; Lk;. mNjNghd;W> ehk; epj;jpiu nra;Ak; nkj;ij XusT fbdkhfTk; mNj rk ak; clk;gpy; ve;j typAk; Vw;glhJ epj;jpiu nra;af;$bajhfTk; ,Uf;f Ntz;Lk;.
vt;tsT ey;y nkj;ijahapDk; rup> Nrhgh nrw; MdhYk; rup vkJ gps;is fis mtw;wpd; kPJ Vwpj; Js;s mDkjpf;ff; $lhJ. Js;spdhy; ve;j ey;y nkj;ijahdhYk; rup> ve;j ey;y NrhghthdhYk; rup gOjilaNt nra; Ak;.
jsghlq;fis mbf;fb Jilj;Jj; Jg;g uthf itj;jpUf;f Ntz;Lk;.
ey;yjsghlq;fis thq;fTk;> mtw;iw ey;ygb cgNahfpf;fTk; ehk; njupe;J nfhs;s Ntz;Lk;. ey;y tPLk;> jsghl Kk; miktJ vkJ jpwikahNy. ehk; kpfTk; tpopg;GlDk; mtjhdj;JlDk; nray;glNtz;Lk;.- 66 -



Page 109

jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
Mtzp khjk; njhlq;fptpl;lJ. vy;yh tpahghu mikg;GfSk; cw;rhfkhf ehl;;fhl;b jahhpf;f Muk;gpj;JtpLthh; fs;. 2008k; Mz;Lf; fyz;lh;fSf;F fhyk; fzpg;gth; fzpf;fj; Jtq;fp tpLthh;. mr;rbg;gth;fs; ,ae;jpuj;jpw;F vz;izCw;wp jahh;g;gLj;Jthh;.Mdhy; mJgw;wp vOj my;y ,e;jf; fl;Liu. ,e;j ehl;fhl;bapy; njhq;Fk; J}z;by;g; GSf;fisg; gw;wpaNj ,e;jf; fl;Liu.
ehl;fhl;bfs;> jkJ thbf;ifahsiu J}z;by; GSitg;Nghy ftuj; jug;gL tJ. xt;nthUth; tPl;L tuNtw;giw apYk; jkJ tpsk;guj;ijg; Nghlf;Nfl; lhy; kWj;JtpLNthk;. Mdhy; ehl; fhl;bia kpfkpf kfpo;r;rpahf khl;b itg;Nghk;. vdNtjhd; tpahghu mikg; Gfs; kdKte;J ehl;fhl;bfisj; jU fpd;wd. ,tw;wpw;F Nfhtpy;fs; tpyf; fy;y. gUg;Gk;> ghiukPDk; tpw;gJNghy; ghtk; rpy Myaq;fs; Mz;ltid re;ijg;gLj;Jfpwhh;fs;. ,e;j ehl;fhl;b fspy; J}z;by; GSthf khl;btpLtJ flTspd; glq;fs;jhd;.
vdJ nrhe;j mDgtj;ij cq;fSld; gfph;e;J nfhs;fpNwd;. NtW xU ehl;b ypUf;Fk; xU cwtpdh; tUlhtUlk; mth; nrd;W tzq;Fk; Nfhtpy; ehl;fhl;b xd;W jUtJ tof;fk;. mth; tUk;NghJ nfhz;Lte;J jUthh;. my; yJ ehd; mq;F nry;Yk;NghJ jUthh;. rpy rkaq;fspy; NtW ahhplkhtJ nfhLj;J mDg;GtJ tof;fk;.
fhyg;Nghf;fpy; vd;dplk; gioaglq;fs; Nruj;njhlq;fpaJ. vdNt cwtpdiu mioj;J ,dp ehl;fhl;bfis mDg;g Ntz;lhk;. fdlhtpy; Nghjpa msT ngwyhk; vd;W $wpNdd;. Mdhy; gUt kioNghy; mLj;j ij khjj;jpy; ehl; fhl;b te;Jtpl;lJ. clNd mtUf;F
$
ghtk; flTs; J}z;bypy; NghlhjPh;f
$
2 Bedroom Condominium Great Location Well Maintained Building Steps to TTC & 1 Bus To Subway Lots Of Facilities In The Building...
0 2
, 0
0
Almost New Town House Bright And Sunny Unique Lay Out Quiet Street Close To All Amenities....
0 1
,9
5
3
5
4
0
,
S
$
$
3
9
9
Beaut Hardw Taste Lots O Call Sas
3
5
4
,9
0
0
Less Than Three Years Old Beautiful Detached House 4 Bedrooms & 3 washrooms Appox 2300 Sq.Dt Family Rm W/Cathedral Ceiling
1711 McCowan Rd, Suite 206, Scarborough, Tel: 416.321.6969 Fax: 416.32 This is not intend to solicit properties currently listed for sale
** some condition
For All Your Real Estate Ne Lucky Draw for New Car Will be on S
Buy or Sell through us before August 31, 2007
HomeLife GTA Realty Inc., Bro
njhiyNgrpapy; mioj;J ed;wp $wpa Jld; mLj;jKiw mDg;g Ntz;lhk; vd;Nwd;. mj;Jld; epd;why; ,d;DnkhU
glk; tUk; vd;W njhpe;jjhy; me;j
NfhtpYf;F jkJ ngaUk; Nghl;L Mapuf;fzf;fpy; tpsk;gukhfg; gpsh];bf;igfisf; nfhLg;gth;fs; NfhGuq;fisf; Fg;igapy; NghLtjw;F fhuzkhapUg;gjhy; mth;fSf;F vt;tsT ghtk;? ,th;fs; fq;ifapy;Fspj;jhy; fq;iff;Fk; ghtk; njhj;jptpLk;.
$
0 3
0
9
,9
0
Beautifully Maintained Home 3 Bedroom Freehold Townhouse Red Maple Kitchen Excellent Neighbourhood Quality Built...
tUlk; m ghh;rYk; re;Njfpj;j mth; Kd ahJ kbj tpag;gile te;jPh;fs; kdkpy;iy nfhLj;Jt tpisT m fs; tUt
ehl;fhl;b xt;nthU Mdhy; khtijj;j G+ir mi Ntz;ba Ak; ,i Nkw;ghh;it dJ. tpsk flTs;khW tUk; Ka
tpsk;guj;j khw;wk; Rt ntsptUt fhyk;. m nfhl;bapU fhYld; e epyj;jpy; (,q;F , cl;gl) mq;F v gps;isah Yf;Ff; fhypy;Ngh ,J Nji nghUshj tsu ,iw mjw;fhfh tijj; j ak; mth;
0 4
1
9 ,
9
$
Just Ov Detach Approx Super L Best Va
0
O
L



Page 110

k; flTs; J}z;bypy; NghlhjPh;fs;
All Your Real Estate Needs..
or New Car Will be on September 8,2007
s before August 31, 2007 and win a New Car**
0
$
3
9
9
,9
0
Beautifull & Well Maintained House Hardwood On Main Floor Tastefully Decorated Lots Of Upgrades Call Sasi For Details....
rs Old ouse hrooms
dral Ceiling
ife GTA Realty Inc., Brokerage*
, Suite 206, Scarborough, On, M1S 2Y3 .321.6969 Fax: 416.321.6963
sale
** some conditions may apply
*Each office independently owned and operated
kJ ;L
py; ; fisf;
; f;
;gjhy;
k;?
pj;jhy;
ptpLk;.
ained Home
ld Townhouse n urhood
- 67 -
;wp $wpa Ntz;lhk; ;DnkhU
y; me;j
tUlk; mth;tPl;bw;F ghprpy;fSld; xU ghh;rYk; vLj;Jr; nrd;Nwd;. ePq;fs; re;Njfpj;jJ rhpNa. gjpndhU glq;fs;. mth; Kd;G mDg;gpa glq;fs; vwpaKb ahJ kbj;J itj;jit. ,ijf;fz;L tpag;gile;j cwtpdh; Vd; nfhz;L te;jPh;fs; vdf;Nfl;lhh;. vdf;F vwpa kdkpy;iy ,ijj; je;jthplNk jpUg;gpf; nfhLj;JtpLq;fs; vd;Nwd;. ,jd; tpisT mjw;Fg;gpd; vdf;F ehl;fhl;b fs; tUtJ epd;Wtpl;lJ.
ehl;fhl;b xU kpfg; gaDs;s nghUs;. xt;nthU tPl;bYk; ,Ug;gjtrpak;. Mdhy; mJ Mz;ltDf;F tpsk;gu khtijj;jhd; jtph;g;gjtrpak;. tPLfspy; G+ir miw vditj;J Nghw;wp tzq;f Ntz;ba ,iwtd; kPd;ntl;Lk; ,lj;ij Ak; ,iwr;rp mWf;Fk; ,lj;ijAk; Nkw;ghh;it nra;tJjhd; Ntjidah dJ. tpsk;guj;jpw;F J}z;by;g; GSthf flTs;khWk; fyhr;rhuj;ij ehk; mid tUk; Kad;why; fl;lhak; khw;wyhk;.
tpsk;guj;jpy; ,d;DnkhU ghpzhk khw;wk; Rthkpg;glk;Nghl;L tpsk;guq;fs; ntsptUtJ. xUKiw ey;y gdpf; fhyk;. md;W rw;W mjpfkhfg; gdp nfhl;bapUe;jJ. filapy;  ́ g•‚ÔV©AÆ]
ES> ́[ mÁ ́ ́V
ÔV©AÆ] xÔk ̇ (Insurance B 416.918.9771
759 Warden Ave. Toronto,
÷ƬÔ\VTM Ûwo_ { ̇ ÷Èz
ÿÔVΩB oÂVFÔ”¬
oƒt©A¶[ ÌΩB W ́Õ> ́ g•‚ÔV©AÆ] (Universal Life Insurance)
c∫Ô^ g•‚ÔVÈD kÁ ́ ÷Õ>¬ ÔV©AÆ] ¿Ω¬zD. ÷>uÔVTM Ô‚|©√D ®Õ>¬ÔVÈ›]KD ∂]Ôˆ¬ÔVm. ¿∫Ô^ sÚD∏B√Ω 10,15 ∂_Èm 20 kÚ¶∫Ô”¬z \‚|o\ √D ÿƒK›>okı|D. ∂>[∏[A sÚD∏TMV_ ¿∫Ô^ Ô‚ΩB √D xøkÁ>•D ]ÚD√© ÿ√≈ÈVD; ∂_Èm 75 T>›Á> Ô¶TMVÔ© ÿ√≈xΩ•D.
Ák›]B© √ˆoƒV>ÁTM ÷_ÈV> ÔV©AÆ] (Non Medical Life Insurance)
÷›]‚¶›][ JÈD ®ı√m kBm¬z c‚√‚o¶V ̇ ∂ÁTMkÚD Ák›]B √ˆoƒV>ÁTM ÷[§ g•‚ÔV©AÆ]ÁB ÿƒFm ÿÔV^· xΩ•D. okÆ WÆkTM∫Ô·V_ W ́VÔˆ¬Ô©√‚¶k ̇Ô”D ÷ÁÕm ÿÔV^·ÈVD.
•
ÿÔVΩB oÂVF (Critical Illne
Cancer, Stro Paralysis, Bl kÁÔBVTM ∞u√‚¶V_ ÿ√uƬÿÔ kB]_ Ô‚
zwÕÁ>Ôπ[ (RESP)
ÔTMΩB ∂ ́ ®\m WÆk kw∫Ô©√| ∂ ́ETMV_ k
ÔTM¶Vs[ E≈Õ> ÔV©AÆ] WÆkTM∫Ôπ¶tÚÕm c∫Ô^ kƒ]¬ ÿ√uƬ ÿÔV^·°D \uÆD ÔV©AÆ] ƒD√Õ>\VTM ∂ÁTM›m g
Ák›]B© √ˆoƒV>ÁTM ÷_ÈV> ÔV©AÆ]
•



Page 111

ES> ́[ mÁ ́ ́V¤V
AÆ] xÔk ̇ (Insurance Broker) 416.918.9771
9 Warden Ave.Toronto, ON M1L 4B5, Bus: 416-759-5453 x: 407
Ûwo_ { ̇ ÷ÈzkVTM y ̇°
jha;tPL • Xf];l; 2007
30 Rate 30 10 kBmÁ¶B based
kBmÁ¶B year term on
$990
non gb
insurance
ÿ√ı sm
¬z oker
¬z
Rate
b
smoker
10
on
non
insurance
_ÈV> ÔV©AÆ]
based
year term
•
ÿÔVΩB oÂVFÔ”¬ÔVTM ÔV©AÆ]
•
zwÕÁ>Ôπ[ cB ̇ Ô_s¬ÔVTM oƒt©A› ]‚¶D
©AÆ]
ÿÔVΩB oÂVFÔ”¬ÔVTM ÔV©AÆ] (Critical Illness Insurance)
Cancer, Stroke, Heart Attack, Bypass Surgery, Kidney Failure, Coma, .
Paralysis, Blindness, Deafness, Alzheimer, Parkinson o√V[≈ 23 kÁÔBVTM ÿÔVΩB oÂVFÔπ_ ∞>Vkm Œ[Æ c∫Ô”¬z ∏TMV_
∞u√‚¶V_ 2 t_oB[ kÁ ́ ÔV©AÆ]BVÔ© ;
ÿ√uƬÿÔV^·ÈVD. oÂVF ∞mD ∞u√¶Vs‚¶V_ 65km kB]_ Ô‚ΩB √D xøkÁ>•D ]ÚD√© ÿ√≈ÈVD.
V©AÆ] zwÕÁ>Ôπ[ cB ̇ Ô_s¬ÔVTM oƒt©A› ]‚¶D
(RESP)
ÔTMΩB ∂ ́ETMV_ kw∫Ô©√|D 20 - 40 ƒ>T> \VMB›m¶[ ®\m WÆkTM›>V_ 15 ƒ>T> ƒKÁÔB•D ∂]Ô\VÔ kw∫Ô©√|D. ∂›m¶[ 500 ÿ¶VÈ ̇ Canada Learning Bond ∂ ́ETMV_ kw∫Ô©√| ̨[≈m.
∫Ôπ¶tÚÕm c∫Ô^ kƒ]¬oÔu√ zÁ≈Õ> ÿƒÈs_ ÔV©AÆ] ] ƒD√Õ>\VTM ∂ÁTM›m goÈVƒÁTMÔ”¬zD ∂Áw•∫Ô^jha;tPL • Xf];l; 2007
MAl; fhg;GWjp vd;gJ xUthpd; vjph;gh uhj caph;,og;ghy; Vw;gLk; nghUshjhu ,og;ig  ÿƒÈs_.
oƒt©A¶[ ÌΩB W ́Õ> ́ g•‚ ÔV©AÆ] (Universal Life Insurance)
• ÷›]‚¶D g•‚ÔVÈD kÁ ́ ¿Ω¬zD
• \V>VÕ>¬ Ô‚¶D ®©o√VmD ∂]Ôˆ¬ÔVm
• 10, 15 ∂_Èm 20 kÚ¶∫Ô^ \‚|o\ √D ÿƒK›> okı|D
• ∂>[ ∏[A Ô‚ΩB √›Á> *·© ÿ√≈ xΩ•D
Ák›]B √ˆoƒV>ÁTM ÷_ÈV> ÔV©AÆ] c∫Ô^ kB>VTM ÿ√uo≈VÚ¬z Ák›]B √ˆoƒV>ÁTM ÷[§ ÔV©AÆ] ÿƒFm ÿÔV^· xΩ•D. okÆ WÆkTM∫Ô·V_ W ́VÔˆÔ© √‚¶k ̇Ô”D ÷ÁÕm ÿÔV^·ÈVD.
zwÕÁ>Ôπ[ cB ̇ Ô_s¬ÔVTM oƒt©A› ]‚¶D
(RESP)
ÔTMΩB ∂ ́ETMV_ kw∫Ô©√|D 20 - 40 ƒ>T> \VMB›m¶[ ®\m WÆkTM›>V_ 15 ƒ>T> ƒKÁÔB•D ∂]Ô\VÔ kw∫Ô©√|D. ∂›m¶[ 500 ÿ¶VÈ ̇ Canada Learning Bond ∂ ́ETMV_ kw∫Ô©√| ̨[≈m.
ÔV©AÆ] ƒD√Õ>\VTM ∂ÁTM›m goÈVƒÁTMÔÁ·•D >zÕ> s·¬Ô›m¶[ ÿ√uƬ ÿÔV^· ÿ>V¶ ̇A ÿÔV^”∫Ô^.
MAl; fhg;GWjpAk; epjpj; jpl;lkplY
Life Insurance & Financial Pla
rpwPjud; Jiuuh[h - MAl; fhg;GWjp Kftu; -
ES> ́[ mÁ ́ ́V¤V
ÔV©AÆ] xÔk ̇ (Licensed Insurance Broker) 416.918.9771
759 Warden Ave.Toronto, ON M1L 4B5, Bus: 416-759-5453 x: 407
•ÿÔVΩB oÂVFÔ”¬ÔVTM ÔV©AÆ] • ~‚|¬Ô¶[ ÔV©AÆ] • Ák›]
Ntiy ngw;Wf;nfhs;tJ. 2. jpUkzkhfpj; jk;gjpfshf tho;it
Muk;gpj;jy;. 3. Kjy;jlitahf tPL thq;Fjy; my;
yJ tpahghuk; Muk;gpj;jy;. 4. Kjy;f; Foe;ij ngw;Wf;nfhs;tJ. 5. vjph;ghuhjtpjkhf Neha;tha;g;gly; my;yJ Ntiy nra;a Kbahj epiyf;F cl;gLjy;. 6. Xa;T+jpaj; jpl;lkply; 7. nrhj;Jf;fis md;Gf;Fhpath;fSf;F gfph;e;J nfhLj;jy; my;yJ capy; vOJtJ.
vdNt xt;nthUtUk; tho;tpy; Vw;gLk; xt;nthU khw;wj;jpd;NghJk; MAl;fhg; GWjp epjpj;jpl;lkply; Nghd;wtw;iw kWghprPyid nra;a Ntz;Lk;. cjhuz khf jdpegh; xUth; jpUkzkhtjw;F Kd;G mthpy; xUtUk; jq;fpauhjg- bahy; kpff;Fiwe;j njhiff;F kl;LNk fhg;GWjp nra;thh;fs; gpd;G jpUkzkhd Tld; my;yJ tPL thq;fpagpd;G my; yJ Foe;ij fpilj;jgpd;G fhg;GWjpj; njhif mjpfhpf;fNtz;Lk;. fhuzk; mthpd; ,og;G ,Utiug; ghjpf;Fk;.
xU tpahghu epWtdj;ijr; nrhe;jkhf itj;jpUg;gth; me;j tpahghu epWtdj; jpd; ngWkjpf;F Vw;wthW fhg;GWjpj; njhifia mjpfhpj;Jf; nfhs;sNtz; Lk;. fhuzk; mthpd; ,og;ghy; me;j tpahghu epWtdk; ghjpf;fg;gLk;. xU ntw;wpfukhd epjpj;jpl;lkplypd;NghJ xUthpd; FWfpafhy ,yf;FfSk; ePz; lfhy ,yf;FfSk; fUj;jpy;f; nfhs;s Ntz;Lk;.
vdNt MAl;fhg;GWjpj; jpl;lk; xUthpd; jw;Nghja NjitfSf;Fk; mthpd;
ePz;lfhy kplg;glNt kpff;Fiw jpl;lk; xd Gthh;. m Njitfi KbAk;. m Wjpj; nj gzk; mj
vdNt x Wjpapd; m NjitfS Ntz;Lk;. tsT nj ahfj; N mtUila klq;F m Lk; vd;W fs;. Md fhg;GWjpj Fr; rhpa nra;jgpd;G vdNt x fhyj;Jf;F fhyj;Jf;F jpl;lj;ij Ntz;Lk;.
MAl;
vg;gb
nr ghJfhj;J
my epjpepi
xUth; jd



Page 112

BV]√ ̇Ô”¬ÔVTM ÔV©AÆ] tÔ¬ zÁ≈Õ> ÿƒÈs_...
Al; fhg;GWjpAk; epjpj; jpl;lkplYk;
surance & Financial Planing
mÁ ́ ́V¤V
8.9771
53 x:407
ÔV©AÆ] • Ák›]B √ˆoƒV>ÁTM ÷_ÈV> ÔV©A≈] • RRSP • RESP
Fm ÿÔV^·
ÈVD.
¶[ 500
- 69 -
tho;it
jy; my;
hs;tJ.
ha;g;gly; Kbahj
h;fSf;F capy;
; Vw;gLk; MAl;fhg; ;wtw;iw cjhuz khtjw;F ;fpauhjg- kl;LNk kzkhd pd;G my; hg;GWjpj; fhuzk; f;Fk;.
rhe;jkhf epWtdj; hg;GWjpj; s;sNtz; y; me;j Lk;. xU pd;NghJ Sk; ePz; ; nfhs;s
xUthpd; mthpd;
ePz;lfhyj; NjitfSf;Fk; Vw;g jpl;l kplg;glNtz;Lk;. cjhuzkhf xUth; kpff;Fiwe;j nrytpy; MAl;fhg;GWjpj; jpl;lk; xd;iwg; ngw;Wf; nfhs;s tpUk; Gthh;. mjdhy; mthpd; FWfpafhyj; Njitfis kl;LNk G+h;j;jp nra;a KbAk;. my;yJ fhyk; nrd;wgpd; fhg;G Wjpj; njhiff;fhd khjhe;jf; fl;Lg; gzk; mjpfhpf;Fk;.
vdNt xt;nthUtUf;Fk; MAl;fhg;G Wjpapd; msT fhyj;Jf;F Vw;g mthpd; NjitfSf;F Vw;g khw;wpaikf;fg;gl Ntz;Lk;. rhjhuzkhf xUtUf;F vt; tsT njhifg; gzk; MAl;fhg;GWjp ahfj; Njitg;gLk; vd;W Nfl;lhy; mtUila tUl tUkhdj;jpd; 5 klq;F my;yJ 7 klq;F ,Uf;fNtz; Lk; vd;W kpfTk; vspjhfr; nrhy;thh; fs;. Mdhy; rhpahf xUthpd; MAl; fhg;GWjpj; njhifiaf; fzpg;gpLtjw; Fr; rhpahd epjpj;jpl;lkply; Ma;T nra;jgpd;Gjhd; fzpf;f Ntz;Lk;. vdNt xt;nthUthpd; epjpepyikfSk; fhyj;Jf;Ff; fhyk; khWgLtjhy; fhyj;Jf;Ff; fhyk; cq;fs; fhg;GWjpj; jpl;lj;ij kWghprPyid nra;Jnfhs;s Ntz;Lk;.
MAl; fhg;GWjp %yk; vg;gb xUth; jdJ nrhj;Jf;fisg; ghJfhj;Jf; nfhs;sKbAk; my;yJ cq;fs; epjpepiyia tskhf;f KbAk;.
xUth; jdJ tho;ehspy; xU kpy;ypad;
nlhyh;fisr; Nrh;j;J jdJ FLk;gj; jpw;F gzkhff; nfhLg;gJ ,yFthd jy;y. Mdhy; xU kpy;ypad; nlhyh; njhifia MAl;fhg;GWjpahf ngw;Wf; nfhz;lhy; mjw;fhd khjhe;jf; fl;l zk; nrYj;JtJ ,yFthdJ. mg;gb xUth; xU kpy;ypad; nlhyUf;F MAl; fhg;GWjp nra;jhy; mth; ,we;jTld; mtuJ FLk;gj;jpdh; kpy;ypaduhf khW fpd;wdh;.
tho;f;ifapy; xUjlitahtJ kpy;ypa dh; MfNtz;Lk; vd;W gyh; Mirg; gLtJz;L.vdNt xU kpy;ypad; nlhyh; njhiifia MAl;fhg;GWjp nra;tjd; %yk; xUth; jhd; xU kpy;ypaduhf tu Kbahtpl;lhYk; jdJ FLk;gj;ij xU kpy;ypadh; FLk;gkhf khw;wKbAk;. mjd;gpd; me;jf; FLk;gj;jpdh; rhpahd epjpj;jpl;lkply; %yk; me;jg;gzj;ij rhpahd topfspy; Kjypl;lhy; mth;fs; njhlh;e;J “kpy;ypadh;” FLk;gkhf tho KbAk;. fdlhtpy; thOk; NtW ,dj;jth;fs; gyh; ,g;gbg; ngUe; njhifg; gzj;ij MAl;fhg;GWjp nra; tjd; %yk; mth;fsJ FLk;gj;jpdiu nry;te;jh;fshf khw;wpAs;sdh;.
vkJ tho;T vg;NghJk; ehk; epidg;gJ Nghy; epiwNtWtjpy;iy. vdNT ehk; xt;nthUtUk; vkJ tho;f;iff;F xU khw;Wj; jpl;lk; itj;jpUg;gJ mtrpak;. mjhtJ ehq;fs; jpl;lkpl;lgb vkJ tho;it epiwNtw;wKbahj fl;lj;jpy; vg;NghJk; MAl;fhg;GWjpj; jpl;lk; xU khw;Wj; jpl;lkhfr; nraw;gl;L vkJ Miria epiwNtw;Wk;.- 70 -



Page 113

jha;tPL • Xf];l; 2007jha;tPL • Xf];l; 2007
TRY OUR NEW PHILINOS P
PHILLY STEAK & CHEDDAR C
Morningside & 401, 790 Military Trail, Scarborough, 416.284.3003
Danf Finch & Pharmacy, 2535 Pharmacy Ave. , Scarborough, 416.495.1222
Hwy 4 Brimley & Finch, 135 Montezuma Trail, Scarborough, 416.321.5444
Huront Yonge & Clark, 126 Clark Ave. E, Thornhill, 905.709.8004
Brook
www



Page 114

UR NEW PHILINOS PIZZA
STEAK & CHEDDAR CHEESE
3003
Danforth & Pharmacy, 3331 Danforth Ave., Toronto, 416.694.0888 .1222
Hwy 48 & 16th, 10 Fincham Ave., Unit 104, Markham, 905.472.6002 5444
Hurontario & Dundas, 2555 Hurontario St., Mississauga, 905.804.0666 Brookland & Yonge, 14810 Yonge St., Unit 7, Aurora, 905.841.7002
www.reginospizza.com
- 71 -- 72 -
c∫Ô^ ∂Á¶k>uÔVTM NEW CREDIT BANKRUPT ÔTM° - BAD - CREDIT ÷_È›Á>
NO kaÔV‚Ω...
PROBLEM
- NO CREDIT
Chandrakumar On Line - Credit Approvel, Vythilingam
All kind of Credit Repairs
Tech.Eng Sales Dir:416.953.1570 Representative
c∫Ô^ √›o>ÁkÔ^ sBV√V ́ x>‹| c¶[ T‚| Œø∫z x>‹| ÿƒFm g ̨BkuƬÔVTM
> ́©√|D
cq;fsplk; (ePq;fs; vLj;j) mofhd Gifg;glq;fs; ,Uf;fpd;wdth?
mtw;iw ehq;fs; gpuRupf;f tpUk;GfpNwhk;.
Gifg;glk; vLj;jtupd; ngaH> tpyhrk;> njhiyNgrp ,yf;fk;> kpd;dQ;ry;> Gifg;glk;> vLf;fg;gl;l fhl;rp my;yJ vLf;fg;gl;ltUila tpguq;fs; vd;gtw;Wld; ePq;fs; vLj;j Gifg;glj;ijAk; mDg;gp itAq;fs;. mit ,e;jg; gFjpapy; gpuRukhFk;. Gifg;glk;: fU
Shan 1008 Kanapathipillai
Midland Ave. 416.890.2300
M1K Scarborough, 4G6, Canada ON
e-mail: shankana@juno.com
www.veedu.com Tel: 416.759.6000 Fax: 416.759.6005 cvythilingam@trebnet.com
PROTECT YOURSELF
Product we serve:
• Accident Death Insurance •
• Disability Income Insurance
• Pet Insurance • Term Life In
We provide free training and pre Now hiring at Ocean Mortgage Include
Call today 416-321
• Real
• Bu
2100 Ellesmere R Scarborough, O Tel: 416•26 Fax: 416•26



Page 115

PROTECT YOURSELF AND YOUR LOVED ONES!
t we serve:
ent Death Insurance • Affordable Life Insurance • Critical Illness Insurance ility Income Insurance • Mortgage Insurance • Permanent Life Insurance surance • Term Life Insurance • Travel Insurance • No Medical Exam Insurance
ovide free training and prepare you for the certification ring at Ocean Mortgage Include: Marketing Specialist, Sales Reps.
Get the best rate online @ Call today 416-321-2300
www.insuranceocean.com
• Real Estate Law
• Business Law
2100 Ellesmere Rd., Suite 202 Scarborough, Ont. M1H3b7 Tel: 416•265•3456 Fax: 416•265•2770
Gifg;glk;: fUzh
∏ ́√È √_ Ák›]B WA ̇ ¶V¬¶ ̇ g]Ô√] oƒV\∑Õ> ́D
416.750.9969 2191 Warden Ave., Suite 3000, Scarborugh, ON
jha;tPL • Xf];l; 2007