கவனிக்க: இந்த மின்னூலைத் தனிப்பட்ட வாசிப்பு, உசாத்துணைத் தேவைகளுக்கு மட்டுமே பயன்படுத்தலாம். வேறு பயன்பாடுகளுக்கு ஆசிரியரின்/பதிப்புரிமையாளரின் அனுமதி பெறப்பட வேண்டும்.
இது கூகிள் எழுத்துணரியால் தானியக்கமாக உருவாக்கப்பட்ட கோப்பு. இந்த மின்னூல் மெய்ப்புப் பார்க்கப்படவில்லை.
இந்தப் படைப்பின் நூலகப் பக்கத்தினை பார்வையிட பின்வரும் இணைப்புக்குச் செல்லவும்: தாய்வீடு 2007.09

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Tennyson Jeyaratnam
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mjw;F mLj;jfl;lkhf fpof;F khfhz kf;fs; jq;fs; ePz;lfhy gpuNjr jdpj; Jtj;ijg; gw;wp Nahrpf;Fk; fl;lj;jpy; fpof;F khfhzj;jpy; murpd; type;j FbNaw;wq;fs; fhuzkhf jkpoh; ghuk; gupa gpuNjrq;fs; ,of;fg;gl;l epiyapy; mijj; jLj;J epWj;j fUzh FOtpdh; vJTNk nra;ahjpUf;Fk; gl;rj;jpy; Gyp fis epuhfupj;jjw;fhf mth;fs; tUj;j kilaNt nra;thh;fs;. ,Jtiu fhy ,yq;if murpay; tuyhw;wpy; jkpoupl kpUe;J mgfupf;fg;gl;l gpuNjrq;fs; kPl; nlLf;fg;gl;ljw;fhd Mjhuq;fs; vJT kpy;yhjNghJ jw;NghJ ,of;fg;gLk; gpu Njrq;fSf;Fk; mNj fjpjhd; vd;gij Ak; ehk; czu Ntz;Lk;. vdNt jw; NghjpUf;Fk; #o;epiyapy; gpuNjrq;f isg; ghJfhg;gJ jkpoUf;F kpf mtrp akhdnjhd;W. fpof;F khfhzj;jpy; mijr; nra;Ak; ty;yik ,g;NghJ tpLjiyg; GypfSf;F cz;lh vd;gJ

Page 4
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fdlhtpy; Vw;gLk; fjputg; ghjpg;Gf;fs; gy. ,t;tiff; fjputg; ghjpg;gpypUe;J tpLgl> jtpu;f;f njhlu;r;rpahf gy rpW rpW eilKiwfs; ifahsg;gl Ntz; Lk;. mit vd;d vd;gJ midtUf;Fk; njupe;jJ NghyNt epidT+l;LtJ jw; Nghija Nehf;fk;.
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Mdhy; mz;ikapy; ele;J Kbe;jpUf; fpw Ma;thsu;fspd; rpW fye;Jiuah ly; xd;W me;jg; G+rRf;fSk; KOik ahd ghjpg;gpypUe;J tpLjiy juhJ vd;W nrhy;Yfpd;wd. ,e;epiyapy; ehq; fs; vijj;jhd; nra;tJ vd;w Nfs;tp vOfpd;wJ. ghu;f;fyhk;.
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Fwpg;ghf ,e;j khjpup Neuq;fspy; ntsp apy; elkhLgtu;fSf;F fz;zhb Njit.
vkJ Cupy; gtpR fhl;lg; NghLk; ‘$ypq; fpshir| ntl;fj;ijg; ghuhJ ,q;F midtUk; NghlNtz;Lk;.
mJTk; Fwpg;ghf Gw Cjhf; fjpu; jil- iaf; nfhz;bUf;Fk; fz;zhbfisg; NghlNtz;Lk; vd;W mwpTWj;jg;gL fpwJ. rhk;gy;> kz;zpwk; kw;Wk; gr;ir Mfpatw;wpy; nky;ypjhf ,Uf;Fk; tz; zj;jpy; fz;zhbfs; mika Ntz;Lk;. mit midj;Jk; fz;zhb KOtJk; ,t;thW epwKilajhf ,Uf;FkhW ghu;g;gJ ey;yJ. jw;NghJkQ;rs; epwk; kl;Lk; jhd; kpfr; rpwg;ghdJ vd;W fz;
• RAVI
Residential • Commercial • Investment Properties
INCOME TAX SERVICE
• LAST 14 YEARS IN TAX SERVICES
• PERSONAL INCOME TAX
• CORPORATE INCOME TAX
• SMALL BUSINESS TAX
• GST/PST AND PAYROLL REMITTANCE
• E.FILE SERVICES
• YEAR ROUND SERVICES
MORE INFO PLEASE CALL RAVI PARAMU 416-262-4176
• Residential
• Commercial
• Invetment Properties
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ngupa mfykhd tpspk;Gcila njhg;gp Nghl;Lf;nfhs;Sq;fs;. ngupa KOf;if cila rl;ilfs; Nghl;Lf; nfhs;Sq; fs;. (,g;g nrhy;tJ nfhQ;rk; xj;J tuhJ vd;whYk; vd;d nra;tJ) Neub ahf vq;fs; kPJ fjputdpd; xsp vt;t sT Neuk; gLfpwJ> vt;tsT mstpw;F gLfpwJ vd;gJk; Gw Cjhf;fjpupd; jhf; fj;ij mstpLtjpy; Kf;fpa khdJ. mjdhy;jhd; KOf;if kw;Wk; %ba rl;ilfs; NghlNtz;Lk;. Nfhilapy; jpwe;J tp;l;Lj; jpupa ,Ue;jtu;fs; vd;kPJ Nfhgg;glhjpUg;ghu;fshf.
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Fwpg;ghf tiu Neu KjpNahu; Fk; gb n

gtpRf; fz;zhb
ial • Investment Properties sidential
Ravi Paramu Sales Representative mmercial
etment perties
416•262•4176 rparamu@hotmail.com www.raviparamu.com
HomeLife GTA Realty Inc. Realtor Member 1711 McCowan Rd., Suite 206 Toronto, Ont M1S 3Y3 Tel: 416•321•6969 Fax: 416•321•6963
jha;tPL • nrg;nuk;gH 2007
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jtpu;f;f Kbahjgb Cu;r; rq;fq;fspy; njhlu;G gl;bUf;fpNwhk;. gpwe;j ,lk;. tsu;e;j ,lk;. jpUkzk; Kbr;r ,lk; vd;W 3 ,w;F Fiwahj Cu;r; rq;fq;f spd; eltbf;if njhlu;GgLk;. ,Jnty; yhk; xd;Nwahf ,Ug;gtu;fs; ghf;fpa thd;fs;. mtu;fs; fjputidg; gw;wpg; gag;glj; Njitapy;iy.
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Fwpg;ghf 11:00 kzpapypUe;J 4:00 kzp- tiu Neub ntapypy; ,Ue;J rpwpNahu; KjpNahu; ghFghL ,d;wp tpyfp ,Uf; Fk; gb nrhy;yhk;. fz;zhb NghLjy;>
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koiyfSf;Fk; filg;gpbg;gjpy;iy. Fwpg;ghf fz;zhb. fz;zhb NghLtJ tbTf;fpy;iy vd;W Kd;Ng nrhy;yptpl; Nlhk;. ,Ug;gpDk; gpwe;j Foe;ijf;Ff; $l ntspapy; NghFk; NghJ GwCjhf; fjpu; jh;fj;ijj; jtpu;f;Fk; fz;zhbfs; Ntz;b mzptpf;f Ntz;Lk; vd;gJ Kf;fpak;.
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Page 5
jha;tPL • nrg;nuk;gH 2007
tPl;Lhpikahsh;fs; jkJ tPl;il jhNk tpw;f Kd;tUtjw;fhd fhuzk; vd;d? xU tPl;bid tpw;gJ kpfTk; ,yFthd XH; nray;Kiw vd ek;GtNj ,jw;Ff; fhuzkhFk;.mj;Jld; jhq;fshf nra;a Kbe;j njhopypw;F Vd; GNuhf;fh; gzk; nfhLf;f Ntz;Lnkd vz;ZtJk; kw; Nwhh; fhuzkhFk;.
tl mnkhpf;fhtpy; fle;j tUlj;jpy; tPl;Lhpikahsh;fsplk; Nkw;nfhs;sg;gl;l fUj;Jf; fzpg;gpd;gb mLj;j Kiw tPl;il tpw;Fk; NghJ tPL tpw;gjpy; epGzj;Jtk; ngw;wtiu (Real Estate Agent) mZf tpUk;Gfpd;wdh; vd;gJ mwpag;gl;lJ. 30 tPjkhNdhhpd; fUj;Jg; gb> jhNk jkJ tPl;il tpw;gij KbT nra;jjpdhy; jhq;fs; re;Njh\kila tpy;iy vdf; $Wfpd;wdh;. ,jw;Ff; fhuzk; vd;d?
mNefkhd tPl;Lhpikahsh;fspd;gb> tPL tpw;gJld; njhlh;Gila Mtzq; fs; jahupj;jy;> (Paper works)> ehshe;j NtiyfisAk; ftdpj;jy;> ,th;fs; Nrkpf;ff; $ba fkp\d; gzj;jpw;F ngWkjpahdjy;y vd;W $Wfpd;whh;fs;. ntspNa jdpg;gl;l tpjkhf MNyhrfh; fs;(Consultants)> ghpNrhjfh;fs; (Inspec- tors)> kjpg;gpLNthh; (appraisers), gpurpj;jp ngw;w rl;lj;juzpfs; (title lawyers), Vida fld; mYtyh;fs;> re;ijg;gLj; jy;> tpsk;guk; Nghd;wtw;wpw;F gzj; ijf; nfhLf;Fk; NghJ> GNuhf;fh; fl;l zj;ijg; nfhLg;gijtpl ,it mjpf
tPL tpw;gtu;fspd; ftdj;jpw
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- 5 - tpw;gtu;fspd; ftdj;jpw;F!
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October 7th 2007 ƒM¬ ̨wÁ\ \VÁÈ 5.30¬z
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150 Borough Drive (North-west corner of McCowan Road and Ellesmere Road) Toronto, ON M1P 4N7
ÿ>V¶ÏAÔ”¬z: (416)529-2821, (416)457-8424, (416)400-6406, (416)520-9771, (416)893-0399

Page 7
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njhlHGfs;: For More Info : Editor
P.O.Box #63581 Woodside Squarew 1571 Sandhurast Circ. Toronto, ON. M1V 1V0
Montréal tpepNahfk; : R. rpd;idah
1-514-299-3186
Tel: 416-646-3422, 416.400.6406 Fax: 416.849.0594 Web:www.veedunews.com e-mail:thaiveedu@gmail.com
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Page 8
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• No Money Down Programs
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 ́VD  ̨Úi RAM KRISH Senior Mortgage Consultant The Mortgage Alliance company of Canada
Head Office: 2005 Sheppard Ave. E, Suite 200, Toronto, ON M2J 5B4 Phone: 416.499.5454, Fax: 416.499.8366 TEL: 416.526.4996
oney Down Programs it ∏ ́flEÁ· c^·k ̇Ô^ Credit ÷_ÈV>k ̇Ô^ Payment, Bankruptcy and R9’s - No Problem B zΩk ́kV· ̇Ô”¬zD, ∑B ÿ>Va_ kVF©A^·k ̇Ô”¬zD Mortgage
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Page 9
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Everything DIRECT FROM MANUFACTURER
Factory Direct Prices Custom Custom Made Made Wood & Vinyl Shutters Blinds Draper California Style Shutters Plantation Style Shutters
Traditional Style Shutters Arches
Swags Sheers Valance Curtains
(We Do Any Colour Of
And Mo
Paint & Stain)
Vertical Blinds Venetian Blinds Wood Blinds Bamboo Shades Roller Shades And More
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SHUTTERS SHUTTERS & & BLINDS BLINDS
INC. INC.
Sales - Service - Installations
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e - Installations ustom ustom Made Made
Draperies
Free Shop At Home linds
Swags Blinds
Sheers inds
Valance Shades
Curtains ades
And More e
Full Satisfaction Guaranteed
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• Rj;jkhd  fhw;W}l;ly;> tsprPuhf;fy; (Heating, Ventilation and Air conditioning (HVAC) Nghd;wtw;Wf;fhf gad;gLk; Foha;fspd; tbfl;bia cw;gj;jpahshpd;gb> Rj;jpfhpg;gjd; %yk;> tspapy; fhzg;gLk; mOf;Ffs; tPl;bDs; Rw;Nwhl;lj;jpw;F cl;gLtijj; jLf;f KbAk;.
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Workmanship Guaranteed
CALL FOR A FREE ESTIMATE:
Thaas Sivathason Tel: (416) 13 Years 562-0340
of Experience in Shutter Business
;

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Ratn
4

CEYLINGO FINANCIAL GROUP.
2929 Lawrence ave east, suite 203 Scarborough, ON M1P 2S8
Siva Ratnasingam Mortgage Consultant 416.430.0111
Karuna Gobalapillai Mortgage Consultant 416.430.0111
jha;tPL • nrg;nuk;gH 2007

Page 11
jha;tPL • nrg;nuk;gH 2007
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M.Ragunathan Independent Art Film Society of Toronto 4 Castlemore Avenue, Markham, Ontario Canada L6C 2B3
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Page 12
- 12 -
®\¬ÿÔ[Æ ŒÚ >M¬z
Ravi Raveendran Real Estate Broker 416.817.8479
HomeLife GTA Realty Inc., Bro
Beautiful Detached House Best Location Spacious 3 Bedrooms New Hardwood Floor Throughout Call
In Brampton
Ravi
For Details....
Lucky Draw for New Car Will be on
Buy or Sell through us before September 16, 20
$ 154,900
Neilson & McLevin
Ex W G G Ca
$ 317,900
Steeles & McLaughlin
** some conditio
J
$ 324,900
Kennedy & St. Clair
1711 McCowan Rd, Suite 206, Scarborough Tel: 416.321.6969 Fax: 416.3 This is not intend to solicit properties currently listed for sale
For All Your Real Estate N
Luxury Condominium 2 Bedrooms & 2 Washrooms Renovated Unit 24 Hours Gate House Security Call
Ravi
For Details....
Lovely Detached 3+1 Bedrooms Basement Apartment Walk To Subway Call
Home
Ravi
For Details....
ÿƒVÕ> ÷ ÿ√Æk>u
MAILVAGANAM (MIKE)
Senior Acc
Residen (2006 Platinum
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Justi

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All Your Real Estate Needs..
r New Car Will be on September,2007
efore September 16, 2007 and win a New Car**
$ 109,900
Bellamy & Lawrence
ms
Excellent Convenience Store Well Established Business Good Lotto Commission
Justin William Real Estate Broker urity
Good Weekly Sale Call
Justin
For Details...
416.803.7344
$ 239,900
air
Pharmacy & Finch
fe GTA Realty Inc., Brokerage*
** some conditions may apply
$ 236,900
McCowan & Finch e
3 Bedroom Condo Townhouse Well Maintained And Spacious Hse Basement Apartment W/ Sep. Ent. Ttc At Your Door Step ....
Call
Justin
For Details....
Suite 206, Scarborough, On, M1S 2Y3 321.6969 Fax: 416.321.6963
ale
*Each office independently owned and operated
ÿƒVÕ> ÷_È›]uz o>ÁkBVTM ∂¶\VTM›Á> ∑È√\VÔ© ÿ√Æk>uz √ÈkÚ¶ ∂–√kD ÿ√u≈ xÔVÁ\BV· ̇ÔÁ· ÂV|∫Ô^
TWO PROFESSIONAL MORTGAGE SPECIALISTS UNDER ONE ROOF WITH RATES YOU CAN’T BEAT
MAILVAGANAM (MIKE) AHILAN Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-220-1184
VINCE SINNADURAI Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-917-9462
416.438.1688
Fax: 416.438.1612 2250 Midland Ave., #3 (South of Sheppard) Unit 3, Scarborough, ON M1P 4R9
4 bedroom Condo Townhouse Totally Renovated Laminated Floor Throughout Convenient & Quiet Location Call
Justin
For Details...

Page 13
jha;tPL • nrg;nuk;gH 2007
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- 13 -
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416 294 9322
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*
* Non-Smoker Rates E & O E

Page 14
- 14 -
kVμ¬ÁÔ ∑k ̇¬Ô\Vkm ÷MB ÷_Èÿ\V
I Lawrence/Midland
can also assist you with: Mortgage Financing,
$142,800 2 Bedrooms, 1 Washroom, This Unit
Home Inspection, Show Lot, Very Clean With Custom Made Window Coverings. Well-
Real Estate Maintained Building. Indoor Pool
Lawyer
Elaguppillai (Mike) Srinathan,
B.Sc. Sales Representative Direct: 416.276.1225 esrinathan@trebnet.com HOMELIFE/GTA Realty Inc. 1711 McCowan Rd., Suite 206, Toronto, ON M1S 3Y3
Brock & Dundas
$129,000
Plus Stock Variety/Convvenience Store In The Busy Section Of The Street. Easy To Manage. One Man Operation. Commision From "Go Transit" Ticket Sale $15K/Yr + Lotto 649 Commision
Mccowan/14th Ave
$449,900 4 Bedrooms, 3 Washroom, Remington Home In Huge Premium Lot With Double Door Entry And Gleaming Hardwood Floors.
Tapscott/Mclevin
$255,000 3 Bedrooms, 2 Washroom, Beautiful, Well-Maintained Corner Lot, Freehold Townhouse. Like Semi W/ In-Law Potential
Lawrence & Manse
$324,500 3+1 Bedrooms, 3 Washrooms, Close To Schools, Transit, Go Station, Park, Library, Amenities
Middlefield/Denison
$349,900 3 Bedrooms, 3 Washroom, Excellent Location, Close To Major Amenities, Extra Windows In Living & Dining, Rare Model With Main Flr Fmly Rm.
Morningside/Finch
$329,000 3+1 Bedrooms, 4 Washroom, Well Maintained, Private Entrance To The Finished Bsmt With Kitchen And Full Washroom, Original Owner
Neilson Rd/Sheppard
$269,000 3+2 Bedrooms, 2 Washroom, Well Maintained, Bsmt Apt With Separate Entrance. Thermal Windows, Crown Moulding In Living And Dining R
Mccowan/Highglen
$549,900 5+2 Bedrooms, 5 Washroom, Well Maintained Spacious Remington Home In Desirable Markham Location
14th / Markham
$359,900 3 Bedrooms, 3 Washroom, Convenient Location!Beautiful Home In A High Demand Neighbourhood!
Ching/Wilmpkwy
$285,000 3 Bedrooms, 3 Washroom, St Fresh!Brand New, Never Liv Freehold Townhome, Aprox 17 Ft. Very Bright W/Neutral De
Church & Rossland
$369,900 4+1 Bedrooms, 4 Washroom,
Attractive & Well Kept Hom Approximately 2500 Sq Ft. O
Staircase W/ Mirrored Wal
Bayview/Sheppard
$1,250,000 5+1 Bedrooms, 7 Washroom Fabulous Custom Built Hom Approx 4000 Sf With 5 Ensuit
Skylights, Triple Garage
Antrim/Kennedy
$112,500 Maint Fee To Be Verified. Frid Stove, All Elfs, Broadloom Wh
Laid

∑k ̇¬Ô\Vkm ÷MB ÷_Èÿ\V[§_...
) Srinathan,
B.Sc.
5
N M1S 3Y3
Ching/Wilmpkwy
$285,000 drooms, 3 Washroom, Start sh!Brand New, Never Lived
ld Townhome, Aprox 1710Sq ery Bright W/Neutral Decor
Bayview/Sheppard
$1,250,000 1 Bedrooms, 7 Washroom, ulous Custom Built Home, ox 4000 Sf With 5 Ensuites, 3 Skylights, Triple Garage
Church & Rossland
$369,900 edrooms, 4 Washroom, Very ractive & Well Kept Home, roximately 2500 Sq Ft. Oak taircase W/ Mirrored Wall
Antrim/Kennedy
$112,500 nt Fee To Be Verified. Fridge, e, All Elfs, Broadloom Where
Laid
*New Retail/Restaurant Units Available for SALE/LEASE*
I can also assist you with: Mortgage Financing, Home Inspection, Real Estate Lawyer
Dixie/Peterrobertson
$375,900 4+1 Bedrooms, 4 Washroom, Absolutely Awesome Premium Wide Lot! Bright, Spacious, And Clean Home. Close To Trinity Mall, Schools
Markham/Eglinton
$287,900 3+1 Bedrooms, 3 Washroom, Only 3 Years, New All Brick Freehold Townhouse, No Maintenance Fee, Convenient Location,
Markham/14th
$325,000 3 Bedrooms, 3 Washroom, Remington Model-Duke!!!Most Popular Spacious & Immaculate Home.One Of The Best Detached- Links In The Area
jha;tPL • nrg;nuk;gH 2007
Markham/Lawrence
$299,900 3+2 Bedrooms, 2 Washroom, Hardwood Thruout, Convenient Location, Brick Bungalow,Renovated Kitchen
Salem/ Taunton
$434,500 4+1 Bedrooms, 4 Washroom, Beautiful House! With Excellent Layout. You Could Move In Anytime! Not Even One Year Old
14th/ Markham
$349,000 3 Bedrooms, 3 Washroom, Newer Remington Home Built In 2000, Approx 1600 Sf, All Brick Ext, Double Drive, Access To Garage

Page 15
jha;tPL • nrg;nuk;gH 2007
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Page 16
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jha;tPL • nrg;nuk;gH 2007

Page 17
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vkJ ePh; tpepNahff; Foha;fs; goik aile;JtUk; epiyapy; mjpy; KjyPL nra;a murhq;fk; Kd;tuNtz;bajtrp ak;. Gtp kz;ly ntg;gepiy caw;rp fhuzkhf twl;rp mjpfhpj;JtUk; Ntisapy; tsh;e;JtUk; jiyKiw Gl;b ePiu ek;gptsh;tJ Mgj;jhdJ. Foe;ijaha; ,Uf;Fk;NghJ Gl;bg;ghypy; tsh;e;J gpd; mth;fs; Gl;bePhpy; tsh; tJ tpUk;gf;$bajy;y.
Gl;b ePiu tpsk;guq;fshy; tsh;r;rpa ilar;nra;jth;fs; mjd; gpd;tpisthf Gl;b ePh; ghtidf;F gutyhf vjph;g;Gj; Njhd;Wtijf; fhzf;$bajhAs;sJ. ehd; $l thf;fw;wd; tpisTf;Fg;gpd; Gl;b ePiug;ghtpj;jtd;. ,d;W mjd; mwpahikia czh;e;J kPz;Lk; Foha; ePiuj;jhd; ghtpf;fpd;Nwd;. mj;Jld; mjw;F vjpuhfTk; vOjj;jiyg;gl;Ls; Nsd;.
NkYk; rpy cjhuzq;fs;:
1. rd;gpuhd;rp];Nfh Nkah;>ftpd; epA+kd; nrd;wkhjk; jkJ mjpfhhpfs; efuhl; rpg; gzj;jpy; Gl;bePh; thq;Ftijj; jil nra;Js;shh;.
2. epA+ Nahh;f; efuk; xU kpy;ypad; nlhyh; tpsk;guk; nra;J jkJ efuhl;rpf; Foha; ePiug; ghtpg;gjw;F mwpTWj;jpAs;shh;fs;.
3. rhy;l; Nyf; Nkah; efuhl;rp itgtq; fSf;F Gl;bePh; ghtpg;gijj; jil nra;Js;shh;.
4. rpy nghpa czTr; rhiyfSk; Gl;b ePh; ghtpg;gij tpyf;fpf; nfhz;Ls; shh;fs;.
- 17 -
h ];jh
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kPw;wu;fs; ;F tuhk mwpe;J hJ xU ; ePq;fs; Efu;e; mwpAk; dJ Efu; jpf gyd; jtpu;e;j d;gLj;Jk; k; kpff; eu ml;l izaj;j
toik Sf;fhd dp tUk; epiyak; ;ge;jkhf ;f;fhZk; mDg;gp pilf;Fk; Na gjpy;
Gl;biaj; jtpu;... 13k; gf;fj; njhlHr;rp...
cjhuzj;jpw;F nly;ng];Nlh> khhpNah gl;lypd; Gjpa czTtpLjpapy; xU czT nlhyh; 50 tiu nrythfyhk;. mj;Jld; Gl;bePiuj; ju mth;fs; tpUk; gtpy;iy. vdNt fpsh]; ,y; Foha; ePh; jUtJld; jkJ tpLjpiaf; $ba nghWg;gha; elj;jtpUk;Gtjhf chpik ahsh; njhptpf;fpwhh;. gy;yhapuk; iky; njhiytpy; ,Ue;J Gl;bePh; nfhz;L tUtJ rhpahfg;gltpy;iy vd;fpwhh;.
,d;W ‘Gl;b ePh;” tpahghuk; nra;Ak; mikg;Gfs; ftiyailaj; njhlq;fp As;sd. mth;fs; thjk; Gl;b ePh; ehfhPfkha; te;jgpd; Nfhyh Nghd;wtw; iwf; Fbf;fhky; ey;y ePiuf; Fbf;fp whh;fs; vd;gjhFk;. ,J XusT cz;ikNa. mjPjkhf tsh;e;JtUk; Gl;bePh; ghtid mjid kW ghprPyid nra;aj; J}z;bAs;sJ. ,jd; tpis thf mth;fs; ePh; mUe;Jtjd; cgNah fk; gw;wp tpsk;guj;jpy;  gp[p jPT Nghd;w ehLfspyp Ue;J ePiuf; nfhz;LtUtJ Rw;whl Yf;F ngUk; jPq;if tpistpf;fpwJ.
Kf;fpakhf Rw;whly; jhf;fj;jpw;F fhh; ghtpg;gijj; jtph;g;gJ> Fsph; Cl;Lk; fUtpiaj; jtph;g;gJ Nghd;wtw;wpYk; Gl;bePiuj; jtph;g;gJ vspjy;yth? Foe; ijg; gUtj;jpy; Gl;bg;ghiyj; jtph;g; Nghk;> tsh;e;jgpd; Gl;b ePiuj; jtph;g; Nghk;. xl;Lnkhj;jkhff; $Wtjhdhy; Gl;biaj; jtph;g;Nghk;.

Page 18
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xU epk;kjpahd tho;f;if ,jdhy; fpilf;fyhk;! ‘Mde;j tpyh];’> ‘rz;Kf tpyh];’ njhlq;fp ‘Vfhk;guk; fil’> ‘,uhirah fil’> ‘Rg;gpukzpak; md; rd;];’ vd;W aho;g;ghzj;jpy; ,Ue;J nfhOk;G tiu vq;F Ngha;g; ghHj;jhYk; ‘cwTf;Fg; gif fld;>fld; el;ig Kwpf;Fk;’ vd;w xU gok; ml;iljhd; njhq;fpf; nfhz; bUf;Fk;.fld; nfhLg;gJk;> fld; thq;F tJk; nuhk;gf; Nftykhd tprakha; epidf;fpd;w ehL mJ.
Mdhy; fdlhtpy; ghUq;fs; fld; jU tjw;F vd;W vy;yhepWtdq;fSk; cq; fs; tPl;L thrypy; Nghl;b Nghl;Lf; nfhz;L fhj;Jf; nfhz;bUf;fpd;wd.
“,e;j khjk; ePq;fs; nghUis thq;fp dhy; ,d;dKk; ,uz;L tUlj;jpw;F tl;biaNah KjiyNah fl;lj;Njit apy;iy” vd;w ngupa tpsk;guq;fis vy;yhk; kpf MirNahL ghHj;jpUg;gPH fs;. btp> Nrhgh nrl;b> Nkir fjpiu vd;W Vuhskhf thq;fpg; Nghl;ltHfspy; ePq;fSk; xUtuhf ,Ug;gPHfs;. gpd;dH ,uz;L tUlk; Kbe;J flid fl;lj; njhlq;Fk; NghJ tl;b tl;bahf fl;b kPz;Lk; vwpag;gl;l nuhl;b khT khjpup nehe;J NghAk; ,Ug;gPHfs;.
vy;yhNk Vkhw;W. ,yhgKk; tl;bAk; ,y;yhky; fdlhtpy; fld; fpilahJ. tpsk;guq;fis ek;gp VkhwhjPHfs;.
Homeowners’ Lines of cre
gh];fud; rpd;dj;Jiu
-tPL tpw;gidg; gpujpepjp -
filfs;> fpubl;fhl; nfhk;gdpfs; vy; yhk; kpf mjpf tl;bia tR+ypf;fpd;wd. gjpndl;L tPjj;jpy; ,Ue;J ,Ugj;jp vl;L tPjk; tiu tl;b tPjk; ,Uf;fpd; wJ. khjhe;j tUkhdj;jpy; xU ngUe; njhifia tl;bahf fl;l Ntz;ba epHg;ge;jj;jpy; gy FLk;gq;fs; cs;sd. Mdhy; ,e;j epHg;ge;jj;jpy; ,Ue;J kPs top cs;sJ. mJgw;wpjhd; ehd; cq;f Sf;F njupag;gLj;j tpUk;Gfpd;Nwd;.
,e;j rkaj;jpy; fdlhtpy; eil ngw;w xU tof;if cq;fSf;F epidt+l; LtJ nghUj;jkhf ,Uf;Fk;.
“tq;fpfs; ekJ itg;G gzj;Jf;F Ie;J tPjk; my;yJ mjw;F Fiwthd tl;bia toq;Ffpd;wd. mNj rkak; fpwbl;fhl; fk;gdpfs; 18 rjtPjkhd tl; bia ek;kplk; mwtpLfpd;wd. ,J kpf mjpfkhdJ. vdNt ,e;j fpwbl;fhl; fk;gdpfs; jkJ tl;b tPjj;ij Fiwj;J thq;f Ntz;Lk;” vd;W xU tof;F xU nghJ rdj;jhy; njhlug;gl;lJ.
,jw;nfy;y fpwbl;fhl ,jw;F m jk;kplk; f gzj;ij wdH. vdN ,g;gbj;jh thjpl;lJ. Vw;gLj;jg nfhz;L n
gb nra;J
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Homeown vd;gJ x Kf;fpa flidj; ,e;jf; f dhy; Kj

eowners’ Lines of credit
jha;tPL • nrg;nuk;gH 2007
pfs; vy; pf;fpd;wd. ,Ugj;jp ,Uf;fpd; U ngUe; Ntz;ba cs;sd. e;J kPs ; cq;f ;Nwd;.
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xU tPL ,Uf;f Ntz;Lk;. mJ jdp ,jw;nfy;yhk; risj;jtHfs; my;y
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kjpg;gpd; 25 rjtPjj;ij ePq;fs; nrYj;jp wdH. vdNt me;j el;l 

Page 19
jha;tPL • nrg;nuk;gH 2007
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Ue;jf;$ba %ypif MNuhf;fpa jpahd FOf;Nfhrpid
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Page 20
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fdlhtpy; fpilf;f pw
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Eas tPl;ilAk;;> fhhpahyaq;fisAk; moFgLj;j ft
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Ks;se;jz;bd; ,ay;ghd tisTfSf;F Vw;g Easyaha; mkh;e;Jnfhs;s AVRA INC 416 854 1639
Email avrainc@gmail.com
xUtUlk;; tPl;bYk; fhhpahya
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Fiwe;j tpiy epiwe;j Mde;jk; Easy Chair
McCowan & Sheppard

lhtpy; fpilf;f pwJ
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INC
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Chair
gy tbtq;fspy; CUP & SAUCERS
jha;tPL • nrg;nuk;gH 2007

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jha;tPL • nrg;nuk;gH 2007

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Page 22
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jha;tPL • nrg;nuk;gH 2007

Page 23
jha;tPL • nrg;nuk;gH 2007
tPl;Lj;J}rp vd;gJ FbapUg;gtupd; MNuhf;fpaj;Jf;F gq;fk; tpistpf; fpwJ vd;gJ gy Rfhjhu epGzh;f shYk; ep&gpf;fg;gl;l xd;W. ,j;J}rp Foe;ijfs; Kjy; tNahjpgh;tiu ey;y RfNjfpfisAQ;rup> Neha; tha;g;gl;l tiuAQ;rup NtWghbd;wpg; ghjpf;fpwJ. cq;fs; tPl;bnyhUtUf;F tUlk; G+uh Tk; %f;filg;G> ePh; tbjy;> Jk;ky;> fz;zpy; ePh;tbjy;> GUtq;fspy; mupg;G Nghd;w mwpFwpfs; ,Ug;gpd; mjd; Kf;fpa fhuzk; tPl;Lj; J}rpahy; tUk; xt;thik fhuzkhftpUf;fyhk;. ,j; J}rp rpyUf;F njha;T> ,Uky;> Rthrf; NfhshWfisAk; cUthf; fyhnkd;W kUj;Jth;fs; fUJ fpwhh;fs;.
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For Your Business We
• Install, Repair, Sell
• Meridian Phone Systems & System Phones
• Structured Voice & Data Cabling
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
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416.203.0344
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• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
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- 23 -
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fug;ghd; g+r;rpfspd; vr;rq;fs;
gytPLfspy; Ez;zpa fug;ghd; g+r;rpapd; Jfs;fSk; fhw;wpd; tag;gl;bUf;Fk; NghJ Rthrj;jpD}L GFe;J xt;thik ia cUthf;Ffpd;wd. gioa> gd;kh bf; fl;blq;fspy; ,it ntF rhjhuz khfg; ngUFk;. czTk;>  Mf];l; khjq;fspy; cr;rkhftpUf;fpwnjd;Wk; brk;gh; khjj; jpy; xt;thik cr;repiyf;Fg; Nghfpw njd;Wk; mwpag;gLfpwJ. mNj Ntis G+Q;rzg; nghbfspdhy; tUk; xt;thik Nfhil fhyq;fspy; cr;repyf;Fg; Nghfp wJ. fug;ghd; g+r;rpapdhy; tUfpd;w xt;thik gUt fhyq;fSf;Nfw;g NtW gLtjpy;iy.
ntg;gf; fhw;wpdhy; R+Nlw;Wk; tPLfspy; (Forced Air Heating Systems) fhw;Wld; ,e; Ez;Zapupfs; gwe;J te;J Rthrj; jpy; Nrh;fpd;wd. ,jdhy; xt;thik tpahjpAs;sth;fs; jkJ tPLfspy; RL ePupyhd ntg;gkhf;Fk; KiwfisNah my;yJ kpd;rhu R+lhf;Fk; rhjdq;f isg; ghtpf;fpwhh;fs; (Hot Water Radiator systems or Electric Baseboard Heating).
cq;fSf;F xt;thikNah my;yJ eph;g; gPldf; FiwghL rk;ge;jkhd tpahjpfs; ,Uf;fyhnkd;W re;Njfpj;jhy; mJ rk;ge;jkhd kUj;Jtuplk; MNyhrid ngWq;fs;.rUkg; gupNrhjid nra;tjd; %yk; mth; xt;thikf;fhd fhuzj; ijf; fz;Lnfhs;thh;. rpy Ntisfspy; ,uj;jg; gupNrhjidfisAk; nra;J nfhs;s Ntz;b Vw;glyhk;.
cq;fs; xt;thikf;F fhuznkd;d ntd;W fz;Lgpbj;jJk; mf; fpUkpia xopg;gjw;fhd toptiffisf; ifahs Ntz;Lk;. l];l; ikl;]; Nghd;w fpUkp fis xopg;gJ ,yFtpy;iy vdpDk;> gpd;tUk; rpy eilKiwfspdhy; ,f; fpUkpfisf; fl;Lg;ghl;Lf;Fs; nfhz;L tuyhk;.
•
gUj;jp MilfisNah> mtw;wpdh yhd jiyaizfisNah ghtpf;fJ nraw;ifahd (synthetic) Milfis my;yJ Jzptiffisg; ghtpAq; fs;. nkj;ijfisg; gpsh];bf; my; yJ ug;gh; %ykhd ciwfspdhy; %btpLq;fs;. fOtf;$ba Nghh;itf isg; ghtpAq;fs;. mbf;fb nfhjp ePupy; fOTq;fs;.
•


Page 24
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COMMERCIAL MORTGAGE
• Commercial Interest starts from 5.5%
• New Business Loans
• Bus
• New
÷Èkƒ goÈVƒÁTM•¶[ T‚|¬ÔVTM Ô¶–>
• Ist & 2nd Mortgage
• Commercial Mortgage
• Re-Finance to get rid of your loans
• Bridge Financing
• Cottage Properties Financing
• Up to 90% LTV
• Non-Permanent Residents
K.N. KANNAN Mortgage Consultant Montréal: 1-514-787-9486 Tel: 416-854-6183 Office: 416.273.8232 Fax: 416.214.1999 inviskana@gmail.com, www.invis.ca
2857 Lawrence Ave. E, Suite 11, Scarborou
90 Kennedy Rd. S., Unit C, Bra Head Office: 701 Evans Ave., Suite 600, Tor

COMMERCIAL MORTGAGE
st starts from 5.5%
s
• Bussiness Loans
• New Plazas
goÈVƒÁTM•¶[ T‚|¬ÔVTM Ô¶–>sÿ√≈
• Cottage Properties Financing
• Up to 90% LTV
• Non-Permanent Residents
• Rental Properties Financing
• Self-Employed
• No Money Down Mortgage
. KANNAN
1-514-787-9486 854-6183
s.ca
. E, Suite 11, Scarborough, ON M1P 2S9 nedy Rd. S., Unit C, Brampton ans Ave., Suite 600, Toronto, On M9C 1A3
jha;tPL • nrg;nuk;gH 2007

Page 25
jha;tPL • nrg;nuk;gH 2007
(2) KjpNahiuf; fhuzk; fhl;b Nju;e;njLf;Fk; jpl;lk;.
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‘tPL’ tiu cwT! ‘tPjp’ tiu ki ‘fhL’ tiu gps;is! ‘filrptiu’
rf;jpNty;
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► √V ́√‚ƒt[§ ®Õ> WÆkTM ]‚¶\VÔ ÷Ú©∏–D ÿ>πkVTM m_oB\VTM ÷Èzs_  ̨ ́ ̨¬zD kıD s·¬ÔD.
► 9000 ÷uzD o\u√‚¶ ]Ú©]Ô ́\VTM kVΩ¬ÁÔBV·ÏÔ^
► 90¬zD o\ÈVTM mˆ> ÔV©AÆ] ÷w© ̈|Ô^.
► ®TMm kVΩ¬ÁÔBV·Ï √‚ΩBo_ ŒÚEÈ
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(Revenue Canada Auditors) , - W]BÁ\fl∑ ∂]ÔVˆÔ^ (Ministry of Financial Services), - ÔV©AÆ] ∏ ́]W]Ô^, ∂kÏÔ^ z|D√ ∂∫Ô›>kÏÔ^,
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► ®¬ÔV©AÆ]› ]‚¶\VÔ ÷Ú©∏–D, s·¬Ô›m¶[ \TM gÆ>_ ]‚¶\VÔ ÿ√u§¶ >B∫ÔV\_ ÂV|∫Ô^
► \Ú›mk Z]l[§ 275,000 kÁ ́ ÔV©AÆ]
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ÿ>VÁÈo√E:
416.706.3530,905.428.9299,905.763.8912
Fax: 905.428.9307 Email: george14@sympatico.ca
\[M¬Ô°D! kVÔTM¬ ÔV©AÆ] (Car Insurance), y ÔV©AÆ] (Fire Insurance) ÿƒFk]_ÁÈ!
]Ú©]BVTM ÷_ÈD; xøÁ\
Thavaraj Logasundaram Sales Representative
thavarajl@yahoo.ca Cell: 416 277 1453
gps;isfspd; gbg;Gtplaq;fs; mj;jid iaAk; ftdpg;gth;fs;>mNefkhf taJ Kjph;e;j ngw;Nwhh; vd;gJ kWf;fKb ahj tplakhFk;. mj;jUzk; ,e;j Kjp Nahh; md;whlk; vd;ndd;d gpuNahrd khd Ntiyfs; nra;fpwhh;fs; vd;W rw;W rpe;jpj;Jg;ghUq;fs;. ,g;gbr; nra;J nfhz;L tUifapy; jpBnud ,e;j Kjp NahUf;F jpBh; kuzk; my;yJ epue;ju Cdk; Vw;gLkhapd; mJ cq;fSf;F “nryT” vd;w Kiwapy; khjhe;jk; vt;tsT njhif mjpfhpf;Fk;nryitf; nfhLf;fg; NghfpwJ vd;W rpe;jpg;NghNk ahdhy; mjd; fhuzkhf ePq;fs; gFjp Neu NtiyiaNjLk; gO Vw;gLk; my; yJ Ntiyia Kw;whfNt mwNt epWj;j Ntz;btUk; #o;epiy cUth Fk;. ,jd; tpisthf jpBh;g;gz neUf; fb Vw;gLk; vd;gJk; njl;lj;njspthFk;. cjhuzkhf ,e;j KjpNahh; nra;Ak; rfy rk;gskpy;yhNtiyfSf;Fk; mth;
fs; kuz tpjkhd nryT nl tUlhe;jr ,e;j nl Njitg;gL ($90,000 @ Njitg;gL $wpa fh apy; vOj jpf;F kD yj;jpy; “I Nwhk;. ,e hPjpahfNt wpNah (m j;J) kDr nlhyh; 27 nra;ayhk MAl;fhy 82 vd;gJ Nghjhj f nra;tjw;F ahdhy; g nfhLgLk KOikah (cq;fs; cgNahfpj ePq;fs; c gps;isfi ,e;jg; gps fSf;F ‘c xUtiug; gjd; %y Wf; nfhs
mz;ikf;f Kjph;e;Njh fspd; k nfhz;Nl hpd; fhg;G gzk; nr my;yJ e ,e;jf; fl tUk;tiu Ngw;Fk;gb ifahsy lity and De miof;fpN vdf;Fj; ,uz;L e fpd;wd v hPjpapy; m fhg;GWjp thhpRjhuh 2 tUlk; fhg;GWjp nfhz;ld gzk; Ki 75>000> n jpl;lq;fs; hPjpapd;wpA lq;fs; v ngw;w ,o jk; 100 t Fwpg;gplj;j tUkhdt gJk; ,J 40>000> nl Mfpa rh

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k_
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763.8912
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mz;ikf;fhykhf
vk;kthpilNa
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asundaram
453
- 25 -
mj;jid hf taJ Wf;fKb e;j Kjp puNahrd s; vd;W r; nra;J e;j Kjp epue;ju q;fSf;F khjhe;jk; ryitf; ;jpg;NghNk s; gFjp Lk; my; mwNt cUth neUf; spthFk;. nra;Ak; k; mth;
fs; kuzj;ijj; njhlh;e;J me;j rfy tpjkhd Ntiyfisr; nra;tjw;fhd nryT nlhyh; 750 Mf ,Ug;gpd; ,e;j tUlhe;jr; nryT nlhyh; 9>000 MFk;. ,e;j nlhyh; 9>000 tUlh tUlk; Njitg;gLtjw;F Vwj;jho nlhyh;90>000 ($90,000 @ 10 % = $ 9,000) nuhf;fkhfj; Njitg;gLk;. ,e;jj; njhiff;F Nkw; $wpa fhuzq;fis ek;gj;jFe;jKiw apy; vOjp tNahjpgUf;F MAl; fhg;GW jpf;F kDr;nra;ayhk;. ,ijNa Mq;fp yj;jpy; “Insurable Interest” vd miof;fp Nwhk;. ,e;j Vw;ghl;bd; %yk; kUj;Jt hPjpahfNth my;yJ kUj;Jt hPjpapd; wpNah (mth;fsJ Njfepiyiag; nghW j;J) kDr; nra;ayhk;. kUj;JthPjpapd;wp nlhyh; 275>000 tiu fhg;GWjpf;F kDr; nra;ayhk; vd;gJk; ruhrhp Mzpd; MAl;fhyk; 76> ngz;zpd; MAl;fhyk; 82 vd;gJk; Fwpg;gplj;jf;fJ. rk;gsk; Nghjhj fhuzj;jhy; ,e;j Vw;ghl;ilr; nra;tjw;Fg; gzf;fl;Lg;ghL ,Uf;FNk ahdhy; gps;isfSf;F murhq;fj;jhy; nfhLgLk; khjhe;j rYifg;gzj;ij KOikahfNth my;yJ gFjpahfNth (cq;fs; tuT> nryTfisg; nghWj;J) cgNahfpj;J thhpRjhuuhf cq;fisAk; ePq;fs; capNuhL ,y;yhjNghJ cq;fs; gps;isfisAk; thhpRjhuuhf epakpj;J ,e;jg; gps;isfspd; taJ 21tiu ,th; fSf;F ‘cq;fSf;F ek;gpf;ifahd”egh; xUtiug; ghJfhtyhuhf(Trustee)epakpg; gjd; %yk; kd MWjy; jpl;lkhf ngw; Wf; nfhs;syhk;.
mz;ikf;fhykhf vk;kthpilNa taJ Kjph;e;NjhhpYk;ghh;;f;f taJ Fiwe;jth; fspd; kuzk; rw;W mjpfhpj;Jf; nfhz;Nl tUtjdhy; taJ Kjph;e;Njh hpd; fhg;GWjpj; jpl;lj;jpw;F khjh khjk; gzk; nrYj;Jgth; jdJ jpBh; kuzk; my;yJ epue;ju> CdKw;W ,Uf;ifap;y; ,e;jf; fl;Lg;gzj;ij mtuJ taJ ‘60” tUk;tiu fhg;GWjp epWtdNk nghWg; Ngw;Fk;gbahd xOq;FKiwapidf; ifahsyhk;. ,jidNa “Payor’s Disabi- lity and Death Benefit” vd Mq;fpyj;jpy; miof;fpNwhk;. ,e;j xOq;Fghl;il vdf;Fj; njhpe;jtifapy; ,uz;Nl ,uz;L epWtdq;fs; kl;LNk toq;F fpd;wd vd;gJk; Fwpg;gplj;jf;fJ. ,e;j hPjpapy; mz;ikapy; vdJ %ykhff; fhg;GWjp nra;ag;gl;l 3 tNahjpghpd; thhpRjhuh; KiwNa 2 tUlk; 1 thuk;> 2 tUlk; 9 khjk;> 6 tUlk; 2 khjj;jpy; fhg;GWjp ,og;gPl;Lg; gzj;ijg; ngw;Wf; nfhz;ldh;. mth;fSf;Ff; fpilj;j gzk; KiwNa nlhyh; 30>000> nlhyh; 75>000> nlhyh; 25>000 MFk;. ,e;jj; jpl;lq;fs; kUj;Jt hPjpapYk;> kUj;Jt hPjpapd;wpAk; nfhLgl;l fhg;GWjpj; jpl; lq;fs; vd;gJk; fl;ba njhiff;Fg; ngw;w ,og;gPl;Lg; gzj;jpw;Fkhd tpfp jk; 100 tPjj;jpw;F Nkw;gl;lJ vd;gJk; Fwpg;gplj;jf;fJ. NkYk; ,e;j ,og;gPL tUkhdthpapd;wp fpilf;Fk; gzk; vd; gJk; ,J Vwj;jho KiwNa nlhyh; 40>000> nlhyh; 100>000> nlhyh; 33>000 Mfpa rhjhuz Nrkpg;Gf;F epfuhdJ
vd;gJk; Fwpg;gplj;jf;fJ. ,Nj ngWk jpia ve;j Nrkpg;Gj; jpl;lk; nfhLf;Fk; vd;gjidAk; fUj;jpy; nfhs;sTk;.
]›mÁ≈l_ Ák
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(3) fhg;GWjp epWtdq;fshy; nfhLgLk; Nrkpg;Gj;jpl;lk; ,e;jj; jpl;lj;jpd; fPo; ngw;Nwhuhfpa cq;fspy; rk;gsk; Fiwthf cs;sth; Nrkpg;Gj; jpl;lj;jpd; KfhikahsuhfTk; mth; capNuhL ,y;yhjNghJ mthpd; Jizth; ,uz;lhtJ Kfhikahsuh fTk; ,Uf;fyhk; my;yJ ,UtuJ ngahpidf; Fwpg;gpl;L ‘In Trust’ vd;w hPjpapy; Nrkpg;Gj; jpl;lj;ij Muk;gpj;J
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gps;isfspd; ngah;fis ‘Annuitants’ vd;W epakpj;J rhjhuz Nrkpg;Gj; jpl; lq;fis Muk;gpf;fyhk; (tUkhdthp √u§¶
apd;wp tsUk; Nrkpg;G my;y) fhuzk; ngw;Nwhh; vd;wKiwapy; ghFghL ,d;wp gps;isfSf;F rhprkdhd gbg;Gtrjp fisj; jhk;nra;a Kaw;rpg;ghh;fs;.,jpy; tsUk; tl;btPjk; tUkhdthpf;F cl; gl;lJ vd;w fhuzj;jpdhy;j; jhd; Fiwe;j rk;gsk;cs;sth; Kfhikahs uhf ,Uf;f Ntz;Lk; Vnddpy; mthpd; tUkhdthp Fiwthf ,Uf;Fk;. ,U tUk; jq;fs; ngaNuhL ‘In Trust’ Mf ,j;jpl;lj;jpid Muk;gpj;jhYk; tUkhd thpapy; mjpfk; fl;l Ntz;ba mtrpa
HomeLife/Future Realty Inc.
Brokerage
Independently Owned and Operated, REALTOR ® 262 Markham Road, Scarborugh Ontario, M1J 3C5 Tel:416.264.0101 Fax:416.261.1519
njhlu; - 5
27k; gf;fk; ghu;f;f...

Page 26
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jha;tPL • nrg;nuk;gH 2007

Page 27
jha;tPL • nrg;nuk;gH 2007 ‘tPL’ tiu cwT! ‘tPjp’ tiu...
25k; gf;fj; njhlHr;rp...
Kk; Vw;glkhl;lhJ. mj;Jld; ‘fhg;GWjp epWtdj;jhy; nfhLgLk; Nrkpg;Gj; jpl; lk; fhg;GWjp nra;ag;gl;l Nrkpg;Gj; jpl;lk;” (m-J Insured Savings). mj;Jld; 2tUlk; jhz;baJk; ,e;jr; Nrkpg;Gj; jpl;lj;jpid cq;fisj; jtpu NtW vt Uk; vf;fhuzk; nfhz;Lk; mgfhpf;f KbahJ. Mdhy; tq;fpfs;> gpuj;jpNaf epWtdq;fisg; nghWj;jtiu ,e;jg; ghJfhg;Gfs; fpilahJ. Nrkpg;Gj; jpl; lq;fs;> mjd; tsh;r;rp tpjk; Vwj;jho xd;whf ,Ug;gpDk; fhg;GWjp epWtdq; fs; %yk; nfhLgLk; Nrkpg;Gj; jpl; lq;fs;> ‘Segregated Funds’ vd;Wk; ,uz; lhtJ tif ‘Mutual Funds’ vd;Wk; miof;fg;gLk;. ,e;j khjphpahd jpl;lq; fis Muk;gpf;Fk;NghJ gy;NtW Nrkpg;G tsh;r;rpj; jpl;lq;fs; mlq;fpa Nrkpg;Gj; jpl;lkhf (Diversified Portfolio) Muk; gpg;gpd; epr;rakhf ,J xUNghJk; Fiy ahj> njhlh;r;rpahf tsh;r;rpailAk; jpl;lkhf mikAk; vd;gJk; Fwpg;ghf fhg;GWjp epWtdq;fisg; nghWj;jtiu gpd;tUk; fhuzpfis cWjpg;gLj;Jk; kdMWjy; jpl;lj;ij mspf;Fk; jpl;l khf mikAk; vd;why; kpifahfhJ.
1. Death Benefit Guarantee 2. Probate Bipass Guarantee 3. Creditor Proof Guarantee 4. Stock Market Guarantee 5. Bonus Guarantee + Market Reset-
ting Guarantee ( xU rpy epWtdq;fs; kl;LNk ,ij cWjpg;gLj;Jk;)
Nkw;fz;l fhuzpfis “Mutual Funds” cWjpg;gLj;jkhl;lhJ vd;gJk;> fhg;GWjp epWtdq;fs; vg;NghJk; kj;jpa murhq; fj;jpd; fz;fhzpg;gpYk; khfhz mu rhq;fj;jpd; fz;fhzpg;gpYk; ,aq;Ftj
dhy; xUNghJk; vf;fhuzj;jpidapl;Lk; epWtdk; jpBnud %b cq;fis Vkhw; wj;jpw;F cl;gLj;jhJ vd;gJk; fUj;jpy; nfhs;s Ntz;ba tplakhFk;. mNj Neuk; ,e;jtpjkhd nfLgpbahd fz;fh zpg;G NtW xU gpuj;jpNaf epWtdq; fspYk; epjp epWtdq;fspYk; fpilahJ vd;gJk; Fwpg;gplj;jf;fJ.
Nkw;fz;l Nrkpg;Gj;jpl;lq;fs; vg;NghJk; cq;fs; fl;Lg;ghl;by; ,Ug;gjdhy; vj;j Uzj;jpYk; cq;fs; ifnaOj;J ,l;l tpz;zg;gk; %yk;jhd; gps;isfSf;Fg; gzk; NrUNknahopa gps;isfs; jq; fs; ,\;lg;gb gzj;ij vLf;fKbahJ. fhuzk; Kfhikahsh; ePq;fNsnahopa gps;isfsy;y.
(4) tjpAk; tPl;il mlkhdkhf itj;J nraw;gLk; Nrkpg;Gj; jpl;lk;.
Vw;fdNt Kd; ,jo;fspy; Fwpg;gpl;lgb cq;fs; mlkhdf;flid ,Uthuj;jpw;F xUKiw Jhpjkhfg; gzk; nrYj;jp (accelerated Biweekly) te;jhy; Vwj;jho 16 tUlj;jpNyNa mlkhdf; flidf; fl;b Kbj;Jtplyhk;. mNj Neuk; cq;f Sf;Ff; fpilf;Fk; khjhe;j rYifg; gzj;jpidAk; tjpAk; tPl;L mlkhdf; flidf; fl;b Kbg;gjw;F gpuNahfg; gLj;jpdhy; fpilf;Fk; rYifg; gzj; ijg; nghWj;J> ,e;jr; rYifg; gzj;jp ypUe;J ,e;j Kiwapid ifahS tjw;F xJf;ff;$ba nfhifapidg; nghWj;J 10tUlj;jpypUe;J 14 tUlj;jp Yk; flid Kbj;Jf;nfhs;syhk;. mj;J ld; Muk;g fhyj;jpNyNa mlkhdf; flDf;fhd 20 tUl jtizf;fhg;GWjp iaAk; vLj;J itg;gjdhy; gps;isf- spd; gbg;G my;yJ ve;j Kf;fpa Njit fSf;Fk; ‘mlkhdf; fhg;GWjpia gza-
khf itj njhifia yhk;. ,e tiuglk; vd;gJ vd
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416-400-6406 Wjpahfr; nra;jpUe;jhy; gps;isfSk;

Page 28
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Page 29
jha;tPL • nrg;nuk;gH 2007
Gif tpLgtHfisg; ghHj;jpUf;fpd; wPHfsh? fz;bg;ghfg; ghHj;jpUg;gPHfs;.
cyfk;KOtJk; Mapuk;kpy;ypd; kf;fs; Gifj;Jj; js;Sfpd;wdH. ehs; xd;Wf;F gjpndl;L taJf;F Fiwe;j 500 rpWtH fs;> rpWkpfs; jkJ KjyhtJ Gifia ntF Mde;jkhf Cjp tpLfpd;whHfs;.
vd;d xU ];ily;? vd;d xU yhftk;? vd;d xU Mde;jk;? ehKk; xU jk; ,Oj;jhy; vd;d> vd;W Njhd;Wtjpy; iyah? Njhd;wpapUf;FNk?.
vjw;Fk; nfhQ;rk; nghWq;fs;. xU tpraj;ij cq;fs; fhjpy; Nghl;L itf;fpd;Nwd;.“nghJthf Gif gpbg;gtH fs;> Gif gpbf;fhjtHfis tpl vl;L tUlq;fs; Kd;djhf ,we;J Nghfpd; whHfs;”.
Gifg;gjpdhy; tUlhe;jk; 440>000 NgH mnkupf;fhtpy; ,we;J Nghfpd;whHfs;. fdlhtpy; tUlk; xd;Wf;F ehw;gj; ijahapuk; NgH ,wf;fpd;wdH.
xU jlit ,Oj;J tpLfpd;w rpful; Gifapy; ehyhapuj;jpw;Fk; Nkw;gl;l ,uhrhadg; nghUl;fs; cs;sd. ,jpy; Fiwe;j gl;rk; Ik;gJf;Fk; Nkw;gl;l eQ;Rj;jd;ikahd ,urhadg; nghUl; fs; cs;sd. ,it jhd; ,t;thW kdpjHfs; kuzpg;gjw;Ff; fhuzkhf cs;sd.
Acetone Lead Aldehydes (acetaldehyde. Methyl Chloride acrolein, formaldehyde), Arsenic Methyl, Nitrate Benzene,
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Ketha Nadarajah (President) Tel: 416.321.6420, 905.944.0218 Fax: 416.321.2217 www.nksdrapery.ca
Drapery & Blinds Fabric Ltd., 210 Silver Star Blvd., Unit #825, Scarborough, ON M1V 5J9
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Neha;fSld; njhlHgha; ,Ug;gJ ep& gpf;fg;gl;Ls;sJ.
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lk; jilg mjpf fN kw;Wk; F rijaj;jpy Wk; rpWe GUf;fp N Neha;>gw;f Influenzo
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- 29 - ;Lf;Fs; Giftplyhkh?
Dioxide,
lk; jilg;gLjy;> mjpf ,uj;j mOj;jk;> Hydrogen
mjpf fNyh];Nuhy;> tha;> njhz;il Sulfide,
kw;Wk; Fuy; tisapy; Gw;W Neha;>
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rijaj;jpy; Gw;W Neha;> rpWePufk; kw; ;fs;.
Wk; rpWePH igapy; Gw;W Neha;> vYk; GUf;fp Neha;> ijnuhapl; Rug;gpapy; spd; gb
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gg;igapy; Gw;W Neha;> Kl;il cUth ; Rw;Nwhl;
tjpy; rpf;fy; kw;Wk; fU rpijtiljy; vd;gdtw;Wf;Fk; re;jHg;gk; cs;sJ.
mj;NjhL Gifj;jy; Njhypy; RUf; fj;ij Vw;gLj;Jfpd;wJ. mjdhy; taJ NghdtHfisg; Nghd;w xU Njhw;j;ij ,J Vw;gLj;jp tpLfpd;wJ. gj;J tUl fhyk; njhlHe;J Gifg;gtHfspd; Njhy; ,e;jghjpg;ig ntspg;gilahff; fhl;Lk;.
ehtpd; RitawpAk;rf;jpiaAk;> %f;fpd; kzk; mwpAk; rf;jpiaAk; ntFthf Fiwf;fpd;w jd;ikAk; ,e;j Gifj; jypdhy; cUthfpd;wJ.
rpful;by; Nicotine vd;fpd;w ,urhadg; gjhHj;jk; cs;sJ. ,JNt Giff;Fk; NghJ Vw;gLfpd;w ,d;g czHr;rpf;Ff; fhuzkhf ,Uf;fpd;wJ. Mdhy; njhlH e;Jk; njhlHe;Jk; xUtH Giff;Fk; NghJ> ,e;j Nicotine f;F kdpj %is Ak;> clYk; mbikahfp tpLfpd;wd. mjd; gpd;dH ,e;j Nicotine ,y;yhky; nray;gl Kbahj epiyikf;F js;sg; gLfpd;wdH.
“vy;yhk; njupe;J nfhz;Ljhd; ehk; ,e;j Gifia tpLfpd;Nwhk;. ,jdhy; ckf;F vd;d e];lk;? Ngrhky; cd; Ntiyiag;ghHj;Jf; nfhz;L Ngha;ah”. ,t;;thW gyH epidf;fyhk;.
Gifg; gpbf;fhjtHfSf;F ngupa e];lk; ,Uf;fpd;wJ. mjdhy; Gifg;gpbf;fhj tHfis vr;rupf;if nra;aNt ,e;jf; fl;Liu vOjg;gLfpd;wJ.
fdlhtpy; rpful; Gifapdhy; tUlhe;jk; ,wf;fpd;w ehw;gj;ijahapuk; Ngupy; Mapuk; NgH Gifgpbf;fhjtHfs;. ,e;j Mapuk; Ngupy; Ke;E}W NgH Rthrg; Gw;W Neha; fhuzkhfTk;> vOE}W NgH ,jaNeha;fshYk; ,we;J Nghfpd;wdH.
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mtHfs; xU jlit jk; ,Oj;J tPl;Lf;Fs; tpLfpd;w rpful; GifapYk; xU jlit
ehyhapuj;jpw;Fk; Nkw;gl;l ,uhrhadg; nghUl;fs; cs;sd. ,jpy; Fiwe;j tpLfpd;w rpful; Gifapy;
gl;rk; Ik;gJf;Fk; Nkw;gl;l eQ;Rj; jd;ikahd ,urhadg; nghUl;fs; cs; ;jpw;Fk; Nkw;gl;l ,uhrhadg;
sd. ,e;j Gifia mNj tPl;by; tho;fpd;w Foe;ijfSk;> jha;khUk;> nghUl;fs; cs;sd.
jha;khupd; tapw;wpy; cs;s rpRTk; cs;nsLf;fpd;wd. nfhQ;rk; nfhQ;r e;j gl;rk; Ik;gJf;Fk; Nkw;gl;l
khf ,e;j eQ;R mtHfspd; clypy; Nrkpf;fg;gLfpd;wJ. ,J jhd; rpful;il ;ikahd ,urhadg;nghUl;fs;
thapYk; itj;jwpahj kdpjHfs; ku zpg;gjw;Ff; fhuzkhf cs;sJ. d. ,it jhd; kdpjHfs;
,t;thW thapy; rpful;il itj;J Cjp
jw;Ff; fhuzkhf cs;sd.
Gifj;jy; nra;ahky;> tspkz;lyj;jpy; ,Uf;fpd;w mNj rpful; Gifia Rth rpg;gJ Second hand smoke (SHS) vd;W miof;fg;gLfpd;wJ.
mnkupf;fhtpd; US Environmental Protec tion Agency cj;jpNahf g+HtkhfNt ,e;j Second hand smoke (SHS) I “class A” cancer causing substance vd;W Kj;jpiu Fj;jpAs;sJ. fdlh murhq;f Kk;> fNdba Rfhjhu ikaKk; ,J Fwpj;j NghJkhd vr;rupf;iffisAk;> ghJfhg;G eltbf;iffisAk; vLj;Js; sd. ,Ue;j NghJk; tPl;Lf;Fs; jhuhs khfg; GiftpLfpd;wtHfs; ,d;dKk; Vuhskhf ,Uf;fpd;whHfs;.
,tHfspy; rpyH jhk; nfhQ;rk; Gj;jp rhyp vd;W epidj;J tPl;Lf;Fs; ,Uf; Fk; Fspay;miwapy; Gif tpLfpd;whH fs;. mq;F tpLfpd;w GifAk; tPl;by; cs;stHfis ghjpg;Gf;Fs;shf;Ffpd; wJ vd;gij ,tHfs; mwpaNtz;Lk;.
njhlHr;rpahd Second hand smoke (SHS) cs;shfpd;w Foe;ijfspy; Ik;gJ rj tPjkhd Foe;ijfspd; Rthrg;ig ghjpg;G miltJld;> Rthrpg;gjpy; rpf; fy; Vw;gl;L m];kh(asthma)Neha; Vw;gL fpd;wJ.
fdlhtpy; 2001y; kl;Lk; 800>000k; gd;dp nuz;L taJf;F Fiwe;j Foe;ijfs; ,t;thW Second hand smoke (SHS) f;F cs;shfpAs;sdH vd;W fzpg;gplg;gl; Ls;sJ.
Foe;ijahf cs;s NghJ Second hand smoke (SHS)f;F cs;shFk; Foe;ij fs;> tsHe;J ngupatHfs; Mfpd;w NghJ> m];kh Neha; Vw;gLfpd;w tha;g; Gk; mjpfkhf cs;sJ vd;Wk; mwptpf; fg;gLfpd;wJ.
Second hand smoke (SHS)My; Rthrg;ig Gw;W Neha;> ,jaNeha;fs; Vw;gLt Jld;> FUjp fl;b gl;L fl;bfs; cU thfp khuilg;Gk; Vw;glyhk;. mj;NjhL ,ja jirfSk; jsHe;J gOjilfpd; wd. ,tw;NwhL> gjpndl;L khjj;Jf;F Fiwe;j taJ cila Foe;ijfs; ,e;j Second hand smoke (SHS) My; gLf;ifapNyNa rLjpahf ,we;J Nghfyhk;.
,j;jidf;Fk; gpwF cq;fs; tPl;Lf;Fs; ahuhtJ Gifg;gij ePq;fs; mDkjpf; fj;jhd; Nghfpd;wPHfsh?
1V 5J9

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jha;tPL • nrg;nuk;gH 2007

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jha;tPL • nrg;nuk;gH 2007
tpahghuk; nfhs;tdTk; tpw;gidA
(BUYING & SELLING A BUSIN
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tpahghuf;nfhs;tdT nrhj;Jf;fisNah (Assets) my;yJ fk;gdpapd; gq;F fisNah (Shares) thq;Ftjd; %yk; epiw Ntw;wg;glyhk;. Nguk; NgRjypd; Muk;gj;jpy;> me;jf; nfhLf;fy; thq;fy; fspy; nrhj;Jfis thq;Ftjh my;yJ gq;Ffis thq;Ftjh vd;w mbg;gilf; Nfs;tpf;F> thq;FgtUk; tpw;gtUk; gjpy; $wf;$bajhf ,Uf;fNtz;Lk;.
nfhs;tdT cld;gbf;ifia epiw Ntw;wKd;dh;> tpahghuk; thq;Fgth; rl;lk; kw;Wk; fzf;fpay; MNyhrid iag; ngWtJ Kf;fpakhFk;. fk;gdpapd; gq;Ff;nfhs;tdT %yk; tpahghuk; thq;Fk; NghJ> tpahghuj;jpd; nfhs;tp iyf;F me;j fk;gdpapd; gq;Ffis nfhs;tdT nra;gth; thq;Ffpd;whh;.
nrhj;Jf; nfhs;tdT %yk; tpahghuk; thq;Fk;NghJ, jhd; thq;Ftjw;F tpUk; Gfpd;w nrhj;Jf;fisAk; jhd; Vw;f tpUk;Gfpd;w nghWg;Gf;fisAk; njhpT nra;af;$ba epiyapy; nfhs;tdT nra;gth; ,Uf;fpd;whh;.
nghJthf, tpahghuk; thq;Fgth;> khjphp cld;gbf;ifia(Draft Agree- ment) jhd; jahh; nra;J> mjpy; nra;ag; gl Ntz;ba khw;wq;fisf; Nfl;L tpw;gtUf;F toq;Ffpd;whh;. me;j cld;
gbf;if tpahghuf; fl;bl nrhe;jf;fhu hpd; Fj;jif mq;fPfhuk;, murhq;fj; jpizf;fsj;jpd; Kf;fpa mq;fPfhuk; my;yJ tpahghuk; thq;FgtUf;Fj; Njitahd fld; mq;fPfhuk; Nghd;w NtW mq;fPfhuq;fis epge;jidahff; nfhz;L me;j cld;gbf;ifia Nkw; nfhs;syhk;. epge;jidfis mbg;gil ahf nfhz;l cld;gbf;ifiaj; njupT nra;tjw;fhd fhuzk;>tpahghuk; thq;F tJld;; rk;ke;jg;gl;l Kf;fpa %d;whk; egh;fspy; jq;fp ,Ug;gjdhYk; mth; fspy; jq;fp ,Ug;gJ jPh;f;fg;gLk; tiu> me;jf; nfhLf;fy; thq;fy;fis epiw tpw;F nfhz;Ltu xg;ge;jf;fhuh; tpUk; ghjJk; MFk;. me;j cld;gbf;if xg;ge;jf;fhuhpd; cs;Nehf;fj;ijg;(inten- tion) gpujpgypf;fpd;w xU vOj;J tb thd Mtzk; vd;gJld; mth;fsJ chpikfisAk; flikfisAk; jPh;kh dpf;fpd;w xU rl;l mbg;gilahFk;. tpahghuf; nfhLf;fy; thq;fy; cld; gbf;ifapy; cs;snrhw;fSf;F th;j;jf uPjpahd mh;j;jq;fs; nfhz;l vspik ahd, rhjhuz tpahf;fpahdNk nfhLf; fg;gLfpd;wJ.
me;j tpahghuj;jpd; nrhj;J tpahghuj; jpw;Fr; nrhe;jkhd fl;blkhf (Freehold Property) ,Ue;jhy;> me;jr; nrhj;jpd; gjpag;gl;l nrhe;jf;fhud; (Registered Owner) tpahghuj;ij tpw;gth;jhd; vd Tk;> me;j nrhj;ij ghjpf;fpd;w  njhptpj;j gLj;j tp cld;gbf nra;aNtz
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tpahghuj; (Freehold nrhj;jpd; egistered ;jhd; vd pd;w  mbg;gil nfhz;bUe;jhy; ePq;fs; mth;fis
thlif (Base Rent) epr;rapf;fg;gLk;. tpahghuj;jpy; njhlh;e;J mkh;j;j Njit
Mdhy; njhopy;;ghl;Lr; nryT khWgLk;;. ahvd jPh;khdpf;f Ntz;bapUf;Fk;.
epfu Fj;jifapy; thlifapUg;ghsH tpahghutpw;gid tpahghuf; fl;blj;jpd;
njhopy;ghl;Lr; nrytpdq;fs; Fj;jifia khw;wpg;ngWtJld; rk;ke; jg;gl;lhy;> Fj;jif njhlh;ghf tpw;gth;
njhlh;ghd KOg;nghWg;igAk; Rkf;fpd; njhptpj;j tplaq;fs; xd;W vd cWjpg;
whh.; mjd; tpisthf Fj;jif fhyj; gLj;j tpahghuf; fl;blj;jpd; Fj;jif
jpd; NghJ> mj;njhopy;ghl;L nrytp cld;gbf;ifia ePq;fs; kPsha;T
dq;fs; kPJ gztPf;fj;jpd; mOj;jk; nra;aNtz;bapUf;Fk;.
(inflationary pressure) Vw;gLk; NghJ mjw;fhd mjpfhpg;gpw;F thlifapUg; Fj;jif cld;gbf;ifapy; cs;s tplaq;fs; (terms & conditions)
ghsNu nghWg;ghspahfpd;whh;. kWjiy ahf, njhopy;ghl;Lr; nrytpdj;jpy; tPo;r;rp thlifapUg;ghsUf;F ed;ik iaj; jUfpd;wJ. epiyahd nghUsh
Fj;jifahdJ nkhj;jf; Fj;jifah (Gross Lease)my;yJ epfu Fj;jifah (Net Lease), Fj;jiff; fhyk;> mijg; Gjpg;gpg;gjw;fhd cupik my;yJ mij khw;wp vLg;gjw;;fhd chpik vd;gtw;iw cs;slf;Fk;. nkhj;jf; Fj;jifAk; epfuf;Fj;jifAk; xd;uhwpNah khfhzj; jpYs;s ,U NtWgl;l khjphpfshFk; (two distinct models). ,U khjphpfSf; fpilapyhd Kf;fpa NtWghLahnjdpy; mit xt;nthd;Wk; thpfs,; guhkhpg;G, jpUj;jq;fs; kw;Wk; fhg;GWjp Nghd;w njhopy; ghl;L nrytpw;fhd (Operating Costs)nghWg;igg; gfph;e;jspf;Fk; tpjj; ijg; nghWj;jjhFk;.nkhj;jf; Fj;jif apd; fPo;, fl;blr; nrhe;jf;fhuh; khjhe;j thliff;Fs; cs;slf;Ffpd;w njhopy;
jhuj;jpy; vJ kpfTk; tpUk;gj;jf;fJ vd;gJ gw;wp xU Fog;gkhd mgpg;gpuh ak; thlifapUg;ghshpd; kj;jpapy; fhzg;gLfpd;wJ. ,J jtpu, tpfpjhrhu thlif(Percentage Rent) fdlh g+uhTk; cs;s rpy;yiw tpw;gid epiyaq; fSf;Fg;(shopping centres & malls)gpu Nahfpf;fg;gLfpd;wJ.mbg;gil thliff; Fk; njhopy;ghl;Lr; nrytpdj;jpw;Fk; Nkyjpfkhf nkhj;j tUthapd; Fwpj;j tpfpjhrhuj;ij thlifapUg;ghsh; nrY j;jNtz;Lk;vd;gij tpfpjhrhu thlif Njitg;gLj;Jfpd;wJ. ghhpa tpw;gid Ak,; Mdhy; rpwpa yhgKk; epfOfpd;w kypT tpw;gid khjq;fspy; (promotion- al months) $l tpfpjhrhu thlifia nrYj;j Ntz;Lk;.
ghl;L nryTfisr; nrYj;Jfpd;whh;.
tpahghu tpw;gid epiwtpd;NghJ (Busi-
Fj;jiff; fhyj;jpy;
ness Closing) xg;ge;jf;fhuh;fs; xUth; kw;wtUf;F tpw;gidg; gzj;ijAk; njhopy;ghl;Lr; nrytpdq;fs;
kw;wth; nfhs;tdT nra;ag;gl;l nrhj; Jf;fisAk; nfhLg;gJld; gy;NtW Mtzq;fisAk; ghpkhWfpd;whh;fs;.
mjd; fl;blf;fhuhpd; kjpg;gPl;il tpl mjpfhpf;Fkhapd;> fl;blf;fhuh; mjd; Nkyjpf nryitg; nghWf;fpd;whh;.
NkYk; xg;ge;jf;fhuh;fs; mj;jpdj;jpy; jhq;fs; Vw;Wf; nfhz;l nghWg;Gf;fis epiwT nra;aNtz;Lk;.
cz;ikahd njhopy;ghl;Lr; nrytp dq;fs; kjpg;gPL nra;ag;gl;l nrytpYk;
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Page 32
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jha;tPL • nrg;nuk;gH 2007

Page 33
jha;tPL • nrg;nuk;gH 2007
ftdkw;Wg;Nghd kuG fiyj;njOe;J
gpuj
ep&ghtpd; ‘Rizf;fpJ’ rpWfijj; njh
Vwf;Fiwa miltjw;fhd rhj;jpaj;ij Ak; nfhz;bUf;Fk;. ,Jjhd; tbt uPjpahf ,jd; tpNr\k;.
,jpYs;s ve;jf; fijahtJ rpWfij tbtj;ij mile;jpUf;fpwjh vd;why; Gyk;ngau; Gyj;jpy; ftpij Ngrg;gl;l msT rpWfijNah> ehtNyh Ngrg;gl tpy;iynad;gJ kpfTk; rupahd thu;j; ijnad epidf;fpNwd;. ftpij jdf; fhf vLj;Jf;nfhz;l jPtpuj; jsk; me;j epiyikf;fhd fhuzkhfTk; ,Uf;f yhk;.
rpwg;ghd gjpnyhd;W tu epahakpy;iy. Mdhy; mz;ikf;fhykha; ek; jkpo;g; gug;gpy; tpsq;Fk; Fju;f;fkhd Nfs;tp Nghy; ,q;NfAk; Nfl;fg;gl KbAk;. Vd;> ,J rpWfijapy;iyah? rpWfijapd; tbtj;ijj; jPu;khdpg;gJ ahu;? tpku;r fdh> thrfdh> gilg;ghspah? %d;W gf;f rpd;df; fijia vOjptpl;L rpW ‘nfhupy;yh’Tk; ‘nts;shtp’Ak; XusT ed;F Ngrg;gl;l ehty; tbtq;fNs nadpDk;> mj;Jiwapy; NghJkhd Mf;fq;fs; ntspte;jdntdf; $w KbahNj cs;sJ. Gyk;ngau; tho;tpd; ,aq;Fepiy rhu;e;j tp\akhf ,ijf; nfhs;s KbAk;. ,j;jF ,aq;Fjsj;jpy; ciueil rhu;e;J fUj;J ntspg;ghl;Lf; fhd tbtkhf ,Ug;gJ rpWfij. ,Ue; Jk; Ntw;Wg; Gy tho;tpd; mtjp> gpw gz;ghl;Lf; fyg;gpd; Kiwikfs;> Vfh jpgj;jpag; ngUntLg;gpy; ,dq;fs;> njhopyhsu;>ngz;fs;> ghypay; njhopyh su;> xUghypd fytpahsu;> Foe;ijfs; MfpNahupd; epiyikfs; Ngzg;glhik> Rw;Wr; #oy; khRg;ghL> tdtopg;G vd ngUFk; Mff;$ba ftiyfs;$l vL nghUshfhjpUf;fpd;wd. kdpjd; gpwiuj; jpd;W nfhOg;gjhd tho;tpay; epiy khwp> jd;idNa nky;ynky;yj; jpd;W nfhz;bUg;gjhd kpfTk; Nkhrkhd epiyik ,d;W Vw;gl;bUf;fpwJ. vg;gb ,itnay;yhk; kwf;fg;gl Kbe;jd. xU khiaapy;Nghy; Nkw;fpd; tho;tpaypy; tpOe;Jfplf;Fk; kf;fs;gw;wp xU ftd Kk; votpy;iyah? ,itnay;yhk; gilg;ghf;fkhfhkw; Nghdikf;fhd fhuzk; vd;dntd;gJ tprhupf;fg;gl Ntz;ba Nfs;tpNanadpDk;> ,q;Nf mij ehd; nra;ag;Nghtjpy;iy. ,j;jF #o;epiyikapYk; ntsptUk; gilg;nghd;W ftdkw;Wg; NghtJ vijf; fhl;LfpwJ vd;gNj vdJ Mjq;fk;.
fijnad;ghUk; ek;kpilNa ,Uf;fpwhu; fs;. Kd;D}W gf;fr; rpWfijiaNa jh$u; vOjtpy;iyah vd;W Kg;gJ gf; fr; rpWfijia vOJgtu;fSk; ,Uf; fpwhu;fs;. xNu%r;rpy; thrpj;Jtplf;$ba fijNa rpWfij vd vl;fhu; Myd;Ngh nkhopapd; kpf;f tPupaj;NjhLk;> ghrhq; Fj; jdkw;w ntspg;ghl;Lj; jpwNdhLk;
$wpaijr; nrhy;yp rpWfij tbtj;ij tiuaWg;ghUk; cz;L. fle;j ,uz;L Mz;LfSf;fpilapy; ntspte;jpUf;fpw E}y;fspy; Kf;fpakh dJ ep&ghtpd; ‘Rizf;fpJ’ rpWfijj; njhFg;G. ,jd; ntspaPLk; fUj;jhlYk; ];fhu;gNuh rptpf; nrd;uupy; mg;NghNj ele;jpUe;jd. E}y; fpilj;j cldbah fNt mij ehd; thrpj;jpUe;Njd;. me;j
rpWfijf;fhd ,yf;fzq;fs; kjpf;fg; glNtz;Lk;jhd;. ,yf;fzq;fs; ,d;wp ,yf;fpa tbtq;fs; fzf;fpnyLf;fg; gLjy; jtpu;f;fg;glNtz;Lk; jhd;. Mdh Yk; kPwy;fSf;Fk; ,lKz;L vd;gJ Nehf;fg;gl Ntz;Lk;. nkhopeilapy; vdf;Fg; gpukpg;Ng Vw;gl; bUe;jJ. mJgw;wp vOjNtz;Lnkd;wp Ue;Jk;> gy;NtW fhuzq;fshy; mg;
,q;Nf vg;NghJ ,yf;fzk; kPwg;glyh nkd;w Nfs;tp vOk;. NghJ mJ KbahJ NghdJ.
gilg;gpd; ntspg;ghl;Lf;F tbt ntsp ,g;NghJ kPz;Lk; me;E}iy thrpf;f Neu;e;jJ. Kd;diutpl mjpfkhf mJ
NghjhikahapUf;fpwNghJ kPwy; epaha khdJ vd;gJjhd; mjd; gjpy;. vd;id Mfu;\pj;jpUf;fpwJ. tpisNt vdJ ,e;j vOj;J.
mjd;
ep&ghtpd; gy fijfs; tbtk; kPwp ait. mtw;wpy; gy nrOikaw;wit 1)xU gok; jg;gpr;rpz;Z 2) Nghl;L thwd; 3) Rizf;fpJ 4) gae;jhq; nfhs;sp 5) fLjhrpg;G+ 6) fhjy; 7) mb mbaha; 8) $l;Lf;nfhiy 9) Kjy;ehs; 10) kio Vd; te;jJ? 11) khakdpjd; 12) ahUila gps;is? vd gd;dpuz;L
ahAk; Njhd;Wk;. Mdhy; mtw;wpd; cs; slf;fk;> mJ ntspg;gLj;Jk; ghj;jpuj; jpd; jd;ik Nghd;w fhuzq;fis itj;Jg; ghu;f;fpwNghJ mJNt mjd; rupahd ntspg;ghl;L topaha; ,Ug;gij Ak; xU Mo;e;j thrpg;G fhl;Lk;. rpWfijfs; ,j;njhFg;gpy;. gd;dpuz;lh tij tpl;Ltplyhk;. kPjp gjpndhd;wpYk; Kjy;fij jd;dpiyf; fijaha;j; Jtq;f> kPjp rpytw;wpy; ntt;NtW ghj; jpuq;fSk;> rpytw;wpy; xNu ghj;jpuNk jpUk;gj; jpUk;g tUtJkha;f; fijfs;. ,it jdpf;fijfsha; ,Uf;Fk; mNj
Njtfhe;jd;
ek; thrpg;gpd; Nghjhikfis gpujpapd; NkNyw;wp ftdkopatply; ,yf;fpa Neu;ikahfhJ. 2005 ,y; ntspte;j ,e; E}y; ,Jtiuapy; kpf;f ftdk; ngw;wp Uf;fNtz;Lk;. Mdhy; ,J te;j RtNl apd;wp mlq;fpf; fplf;fpwJ. Ntisapy; xU ehtypd; tbtj;ij
xU Foe ghzj;jpd ,J vj tpy;iy. ,Uf;fpwn Mdhy; j kpfj; J gjpthf;fpa tj;ijAk vd;wpUe;Nj ka;a ghj jd; Gyk ,wf;fifa ,it fi
jhd; ,tw
,tw;wpd; gl;bUf;fy vz;zpNd fj;jhd; n ahd tb fspd; tps ikg; gp nrhy;yNt
vOj;J> ,Uf;Fk; Ehy;> g ghupa tp gLtdnt gpujp nkh Nuhyd; g njhFg;G fpwJ. N Mdhy; m mt;tg;Ngh
kio Vd ehfk; t mUtkhf
‘jPghtpw;F jpUe;j mg;gbNa NghypUe gpur;rid wpy;iy.
‘Mdhy; Tld n iyj;jhN wPl;lh?

kuG fiyj;njOe;J tdkw;Wg;Nghd gpujp
pJ’ rpWfijj; njhFg;G gw;wpa kjpg;gPL
- 33 -
;jpaj;ij ; tbt
rpWfij vd;why; akpy;iy. k; jkpo;g; Nfs;tp Ak;. Vd;> fijapd; ;? tpku;r ? %d;W pl;L rpW
Uf;fpwhu; jiaNa g;gJ gf; k; ,Uf; plf;$ba yd;Ngh btj;ij
kjpf;fg; s; ,d;wp pnyLf;fg; d;. Mdh vd;gJ
Pwg;glyh
t ntsp y; epaha
;.
tk; kPwp aw;wit ;wpd; cs; ghj;jpuj; q;fis t mjd; ,Ug;gij
k;.
gpujpapd; ,yf;fpa pte;j ,e; k; ngw;wp ;j RtNl
xU Foe;ijapd; ghu;itapy; aho;g; ghzj;jpd; tho;tpay;G ghu;f;fg;gLfpwJ. ,J vjidAk; tprhuiz nra;a tpy;iy. xU r%f mikg;G ,t;thW ,Uf;fpwnjd;W Mjq;fg;glTkpy;iy. Mdhy; jhd; Nju;e;Jnfhz;l fsj;ij kpfj; Jy;ypakhd thu;j;ijfshy; gjpthf;fpapUf;fpwJ. ,J ehtypd; tb tj;ijAk; xUtifapy; vLj;jpUf;fpwJ vd;wpUe;Njd; Kd;G. mg;NghJk; mjd; ka;a ghj;jpuk; r%fkhfNt ,Uf;fpwJ. jd; Gykpoe;J te;j xU gwitapd; ,wf;fifabg;Ng ,f;fijfs; vdpDk;> ,it fiyj;Jtkhditaha; ,Ug;gJ
jhd; ,tw;wpd; rpwg;G.
,tw;wpd; tbtk; rpwpJ nrOikg;gLj;jg; gl;bUf;fyhNkh vd xUNghJ ehd; vz;zpNdd;jhd;.Mdhy; gpd;du; Nahrpf; fj;jhd; njupe;jJ> ,JNt ,jd; rup ahd tbtk; vd;gJ. ,jd; rpy gFjp fspd; tpsf;ff; Fiw mr;rhf;f Kiw ikg; gpioapdhy; Neu;e;jpUg;gijr; nrhy;yNtz;Lk;.
vOj;J> gilg;G Mfpatw;Wf;fpilNa ,Uf;Fk; tpj;jpahrq;fs; Nghy;jhd;> Ehy;> gpujp vd;gdtw;Wf;fpilNaAk; ghupa tpj;jpahrq;fs; cz;L. vOjg; gLtdnty;yhk; gpujpahfptpLtjpy;iy. gpujp nkhopahy; jhq;fg;gLtJ vd;ghd; Nuhyd; ghu;j;. ‘Rizf;fpJ’ rpWfijj; njhFg;G nkhopahy; jhq;fg;gl;bUf; fpwJ. Ngr;R nkhopapd; tY mJ. Mdhy; mJ nrk;nkhopapd; tPwhu;e;Jk; mt;tg;NghJ ntspg;ghlilAk;.
kio Vd; te;jJ? vd;w fijapy; xU ehfk; tUfpwJ. cUtkhf my;y> mUtkhf.
‘jPghtpw;F jiy Rw;wpaJ. epiwe; jpUe;j fpzw;iwg; ghu;j;jhs;. mg;gbNa tpOe;J tplNtz;Lk; NghypUe;jJ. tpOe;jhy; vy;yhg; gpur;ridAk; Kbe;J tpLnkd; wpy;iy. rhfpwkhjpup tpoNtZk;.
‘Mdhy; fpzj;Jf;Fs;s tpOe;j Tld nrj;Jg;Nghtpdk; vz;by; iyj;jhNd. MuhtJ fhg;ghw; wPl;lh? Nfhijaf;fht fhg;ghj;
jpdkhjpup. gOj;J tpOe;j rpy ,iyfs; jz;zPupy; kpje;J nfhz;bUe;jd. vj;jid ehl;f sha; kpjf;fpd;wdNth njupahJ. ghu;f;fg; gupjhgkhfNt ,Ue;jd.
‘mitfisg; ghu;f;Fk; NghJ jhNd kpjg;gjhf czu;e;jhs;. ,d;W tug;NghFk; ,uT gw;wpNa rpe;jpj;jhs;. ehfk; ,g;NghJ jiyf;Fs; xU %iyapy; gLj; Jf; fple;jJ.’
kio Vd; te;jJ> Rizf;fpJ ,uz;L fijfSk; rpWngz;fspd;kPjhd ghyp ay; jhf;fq;fisf; fhl;Lk; fijfs;. Mz;fspd; tf;fpuk; gpbj;j ghypay; vOr;rpfs; ve;jkhjpupnay;yhk; Foe; ijg; ngz;fspy; gha;fpwnjd;gJ ,f ;fijfspy; mw;Gjkha; ntspg;gLj;jg; gl;bUf;Fk;.
‘me;j cUtk; ,t;tsT tpiu thfXb mg;ghthfNth> mz;zh thfNth> khkhthfNth khwptpl; lNj. mJjhd; vg;gbnad;W mjp rakhf ,Ue;jJ jPghtpw;F.’
kio Vd; te;jJ fijapy; jPgh gpuyh gpg;gJ fpuhkk;NjhWk; efuk;NjhWk; ,d;Wk; ele;Jnfhz;Ljhd; ,Uf;fpwJ.
Rizf;fpJ fij NtnwhU fhl;rpiaf; fhl;LfpwJ.
‘flfj;ijg; Nghl;Ltpl;L XL tjw;F Kd;...
“tpLq;Nfh epj;jpaz;iz.. tpL q;Nfh...”
‘,Wf;fkhd khl;Lg;gpb. ,y;iy apy;iy. INah! ,J Nkhl;Lg; gpb. ,k;kpasTk; mira Kba tpy;iy [Ptpahy;.
‘Gid kuj;jpw;F ,bj;Jg; ghu;j; jJ rpd;df; fhy;fs;. miraNt apy;iy.
“tpllh. tpL. Vd;id ,g;g tpL. Gdq;nfhl;il. Nrhwp eha;. ,g;g vd;id tpL. ehNa.”
‘mts; mo mo g+g;g+ aq;fpia fPNo tpOj;jptpl;L nwhf;fw; Ntfj;jpy; kRf;Fl;b...’ vd;W KbfpwNghJ ve;j kdJjhd; rpWngz; fspd; epiy fz;L gjwhky; ,Uf;Fk;?
‘Rizf;fpJ’ E}iyg; Gupe;Jnfhs;s nfhQ;rk; thrpg;Gg; gapw;rp mtrpak;. fbjk; gbf;fj; njupe;j> fdlh thug; gj;jpupfisg; gbj;Jg; gof;fkhd RSNthL ,ij thrpj;Jg; Gupe;Jtpl KbahJ. My;yJ ukzpre;jpud; khjpup ahd thrpg;Gg; gof;fKk; cjtpnra; ahJ. ,yf;fpak; jdp thrpg;Gf;fhdJ. Mjw;F Kaw;rpAk; gapw;rpAk; mtrpa khd $Wfs;. ehk; gpd;jq;fpapUf;fpNwhk; vd;gij xg;Gf;nfhs;sj;jhd; Ntz;Lk;. xU ey;y gpujpia ehk; xJf;fj;jpy; Nghl;Ltplf;$lhjy;yth?
‘Rizf;fpJ’ mz;ikapy; jkpopy; ntsp te;j Kf;fpakhd thrpg;Gf;Fupa E}y;. Gyk;ngau; #oypYk;> 

Page 34
- 34 - njhiyNgrpapy; Xu; mDgtk;! xU vr;rupf;i
rfyi tpshrpj; js;Sgtu;fS
1994k; Mz;L fdlhtpy; ek;ktu;fs; kj;
tuT tprhuiz ePjpgjp tprhuizapy; jpapy; ,r;rk;gtk; ele;jJ. jhaf kz;
,ileLtpy; epWj;jg; gl;lJ. Nkirapy; zpy; gy ,d;dy;fs;> Jauq;fis vjpu;
jahu;epiyapy; ,Ue;j xypg; gjpTf; fU nfhz;ljhf xU fijapidr; Nrhbj;J
tpia xUKiw ,aq;fitj;jhu;. Kjy; mjidj; Jauj;Jld; vLj;Jf;$wp>
ehs; njhiyNgrpapy; rl;l cjtpahsu; mfjp me;j];J Nfhu Kad;w xU jkpo;;
toq;fpa mwpTiu> rk;ghriz ahTk; ,isQdpd; tprhuizapy; ele;j
xypg;gjpT ehlhtpy; ,Ue;J ntspte;J rk;gtk; ,J!
nfhz;bUe;jJ. mq;fpUe;j nkhopngau;g; ghsu; jkJ flik jtwhJ ahtw;wp ,j;jifa FbtuT gpuptpdupd; tprhu
idAk; nkhopngau;j;Jf; Fwpg;gpl;Lf; izapy; M[uhFk; fdba rl;lj; juzpfSf;F cjtpahsuhf xU jkpo;f; Fbkfd; ,Ug;gJk;> mtu;fs; FbtuT gpuptpdu; Vw;Wf;nfhs;sf;$ba tifapy; mfjp me;j];J NfhUgtu; rhu;gpy; ghjpf;fg;gl;l xU fijapid rpyrkak; Nrhbj;J toq;fp cjtpnra;tJk; rfy Uk; mwpe;j tplak;!
mfjp me;j];J NfhUk; ,isQDf;F vg;gbf; fijnrhy;y Ntz;Lk; vd gapw;rp nfhLj;j cjtpahsu;> tprhu izf;F Kjy;ehs; njhiyNgrp Clhf kPz;Lk; xU gapw;rp nfhLj;J tprh uizf;F mDg;gptpl;lhu;. kWehs; tprhuiz ele;jJ. ,isQd; nkhopng au;g;ghsupd; cjtpAld; ,k;kpAk; gpr fhJ jkJ fijapidf; $wpf;nfhz;Nl te;jhd;. “vtuhtJ ,f;fijapidr; Nrhbj;J ,g;gbf;$W vd gapw;rp je;J tpl;lhu;fsh” vd Nfs;tp Nfl;lhy; “,y;iy” vd gjpy; $w Ntz;Lk; vd;W rl;l cjtpahsu; Fwpg;gpl;lJ Nghy ,t; tpisQd; Fwpg;gpl;L ,Ue;jhd;. Fb
nfhz;Nl upa ,is ahfpaJ...
vd;d el vy;yhNk
njhiyNg js;Sgtu jkpou;fspd

mDgtk;! xU vr;rupf;if! Ngrpapy; rfyijAk; pj; js;Sgtu;fSf;F
- new;wpf; fz;zd; -
jha;tPL • nrg;nuk;gH 2007
uizapy; kirapy; jpTf; fU hu;. Kjy; jtpahsu; ahTk; tspte;J hopngau;g; ahtw;wp wpg;gpl;Lf;
nfhz;Nl te;jhu;. mfjp me;j];J Nfh upa ,isQDf;F vy;yhNk Nfs;tpf;Fwp ahfpaJ...
vd;d ele;jJ? vg;gbg; gjpthfpaJ? vy;yhNk xU mjprak;!
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jha;tPL • nrg;nuk;gH 2007
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- 35 -

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jha;tPL • nrg;nuk;gH 2007
THINKING OF BUYING OR SELLING PROP
f o r p r o f e s s i o n a l , r e l i a b l e a n
• Residential-Commercial-Industrial-Investment
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• Mortgage, Lawyer, Home Inspection
Manickanadarasa Karunahkara
Dir: 647.272.8
1345 Morningside Ave., S Office: 41 BROKERAGE
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NO FEE FOR RESIDENTIAL MORTGAGES
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∂ ̨ÈV ÿƒÕ]_ Akila Senthil
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$ 149,900.
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Mccowan/Steeles **Well Maintained Building** Investment Or Vacant Possessio Price** 2+1 Appprox 1224 S/F W/Window. 2 Full Bathrooms, Fr
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jha;tPL • nrg;nuk;gH 2007

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jha;tPL • nrg;nuk;gH 2007
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fdlhtpy; ey;y fld;rhpjk;vd;gJ nghd; Kl;ilapLk;thj;J vd;gij kwe;Jtplf; $lhJ. mWj;Jg; ghh;j;jhy; vy;yhk; el;lNk.
ÿ√ˆ. x›m ́V\[ W]›mÁ≈ goÈVƒÁTMÔ”¶[ ÌΩB oƒÁk
Perrii Muthuraman
MBA, M.Comm, PFP Senior Personal Banking Officer
Direct Line: 416.439-3040 x:2008

Page 42
- 42 -
ROOMS / BASEMENT RENT
MALVERN MALL 2 B/Room Basement for Rent Separate Entrance


Page 43
 Call: 416 292 1953
NEILSON & MCLEAN 2 B/R Condo for Rent (Big Room) (Car parking Included) From September Call: 416 292 7347/416 884 7347 Morningside/Stains


Page 44
 Call: 416 265 3513 / 416 546 2721
SUFFERN & RUTHERFORD 2 B/R Basement for Rent from Sep.1 (Separate Entrance) Call: 647 388 3055


Page 45
 Call: 416 265 3513 / 416 546 2721
JANE & FINCH One Room for Rent in House Call: 416 745 0283


Page 46
 Call: 416 265 3513 / 416 546 2721
KENNEDY & FINCH 2 B/Room Basement for Rent Call: 416 998 4752


Page 47
 Call: 416 265 3513 / 416 546 2721
DARN & EGLINTON 1 B/Room Basement for Rent (Separate Entrance) 416 431 1469 / 416 898 1469


Page 48
 Call: 416 265 3513 / 416 546 2721
DON MILLS & EGLINTON 3 B/Room Condo for Rent Call: 416 568 3539 / 905 780 6911


Page 49
 Call: 416 265 3513 / 416 546 2721
BRIMLY & FINCH 3 B/Room full house for Rent Call: 416 450 9152


Page 50
 Call: 416 265 3513 / 416 546 2721
HWY 10 & EGLINTON 1 B/Room Basement for Rent from Sep.1 All Facilities Call: 905 507 9437


Page 51
 Call: 416 265 3513 / 416 546 2721
MARKHAM & STEEL 1 B/Room Basement for Rent Call: 416 917 8336


Page 52
 Call: 416 265 3513 / 416 546 2721
HIGDEN & MCCOWAN 2 B/Room Basement for Rent Call: 905 846 9105


Page 53
 Call: 416 265 3513 / 416 546 2721
MCCOWN & 16 TH AVE. 1 B/Room Basement for Rent Call: 416 414 5562


Page 54
 Call: 416 265 3513 / 416 546 2721
BRIMLEY & FINCH 4 B/Room+1 House for Rent or Sale (Full House) (Double Garage) Call: 416 450 9152


Page 55
 Call: 416 265 3513 / 416 546 2721
416.264.8798
DENISON & 14TH AVE. 2 B/Room Basement for Rent Call: 905 201 6673
MARK
2


Page 56
 Call: 416 265 3513 / 416 546 2721
_______
KENNEDY & 401 3 B/Room Condo for Rent (from Sep. 1)
93
Call: 416 754 2893


Page 57
 Call: 416 265 3513 / 416 546 2721
_______
2002 MORNINGSIDE & STAIN
7 Passe
1 B/Room Basement for Rent Call: 416 609 1484


Page 58
 Call: 416 265 3513 / 416 546 2721
_______
TOYO DANFORTH & EGLINTON 2 B/Room Basement for Rent (From Sept. 1)
_______ Call: 4
Call: 416 431 1469 / 416 898 1469


Page 59
 Call: 416 265 3513 / 416 546 2721
91 HON
JANE & FINCH
_______
1 B/Room Basement for Rent Call: 416 745 0283


Page 60
 Call: 416 265 3513 / 416 546 2721
CLOSE TO YORK UNIVERSITY
_______ Call: 6
2 B/Room for Rent Call: 416 661 6247
91


Page 61
 Call: 416 265 3513 / 416 546 2721
_______
VICTORY PARK & DANFORTH 2 B/Room for Rent (Condo APT.) Call: 416 832 6613
93 T


Page 62
 Call: 416 265 3513 / 416 546 2721
_______
MARKHAM & ELLESMERE 1 Room for Rent in Condo
90
Call: 416 439 8453


Page 63
 Call: 416 265 3513 / 416 546 2721
_______ Call: 9
MCCOWAN & HIGH GLEN 3 B/R Basement for Rent
91
Separate Entrance
_______ Close to TTC/School Call: 905 946 8120
_______________
Call: 416 265 3513 _
/ 416 546 2721
HOUSE / CONDO FOR SALE
Finch & Warden Tridel Build Condo for Sale 1500 sq ft, 3Bed Room, 2Full Wash Room.


Page 64
 Selva 647-208 6222
MARKHAM & EGLINTON 1700 Sq.Feet House for Sale 3 B/Room, 2 Full Call: 416 459 0417


Page 65
 Call: 416 265 3513 / 416 546 2721
2 njFg kjpg;Gi
KEEL & FINCH
njhlu
House For Sale $100001 Call: 416 456 8895


Page 66
 Call: 416 265 3513 / 416 546 2721
BRAMPTON 4 B/Room House for Sale Full House With Finished


Page 67
 Call: 905 494 0220 / 416 908 5194
MARKHAM & EGLINTON 17000 Sq.feet Town House for Sale 2 yrs Old.


Page 68
 Call: 416 459 0417
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$u


Page 69

jha;tPL • nrg;nuk;gH 2007
AVE.
ent
______ 2721
1 t
______ 2721
TAIN
ent
______ 2721
TON ent
1469
______ 2721
ent
______ 2721
RSITY
______ 2721
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______ 2721
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______ 2721
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______
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______ 2721
______ 2721
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______ 5194
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______
 OTHERS
40” TV HVR SONY (2 Yrs. Old)
MARKHAM & EGLINTON


Page 70
 Call: 416 430 0035
2 B/Room Condo for Sale $10000
SWING MACHINE


Page 71
 Call: 416 456 8895
AUTO FOR SALE


Page 72
 Call: 905 803 9265
Computer Tamil Typist nfhk;gpA+l;lu; jkpo; jl;nlOj;jhsu; 93 TOYOTA CAMRY


Page 73
 Call: 416 271 9129
Ntiy NjLfpwhu;. KO Neuk;> gFjp Neuk;> my;yJ tPl;by; ,Ue;J
2002 DODGE CARAVAN
Ntiynra;tJ vd;whYk; guthapy;iy. 7 Passengers Van. Burgundy 72,0000
ngdpw;uh – 416 439 2064 $5500.00


Page 74



Page 75
 Call: 416 792 9326
Help Wanted TOYOTA SIENNA 2000 16Km
Home ADT Security Alarm tPLfSf;Fg; nghUj;Jtjw;Fk;>


Page 76
 Call: 416 332 8327 / 416 420 9064
Sales Rep, Telemarketing, 91 HONDA CIVIC HUNCHBACK
Technipion, Nghd;w 2 Door


Page 77
 Call: 416 412 7431
NtiyfSf;Fk; mDgtk;tha;e;jtu;fsplk;
92 MAZDA 30000km $400.00


Page 78
 Call: 647 893 6346 / 647 885 8087
91 HONDA/CIVIC
,Ue;J tpz;zh;hq;fs; Nfhug;gLfpd;wd 416-332 1989> 647-893 4414>


Page 79
 416-302 1023.
284Km $1000.00


Page 80
 Call: 416 271 9129
Office room four rent
Markham & HW 401
93 TOYATO/CAMERY (V6) 245K-$3200.00


Page 81
 416-833 0152


Page 82
 Call: 416 271 9129
Reastaurant For Sale Markham 90 TOYOTA CAMRY 1 Owner, 260 Km $500


Page 83
 Call: 905 471 7373 / 416 402 1124
L.L.B.O mDkjpAld;
khu;f;fk; efupy; cztfk; xd;W tpw;gidf;F cd;L
91 TOYOTA TIERCE


Page 84
 Call: 647 223 6071
$ 99.900


Page 85
 416 302 7283
$u
fdlh etPd fiy> ,yf;fpaj; njhFg;G 2008 gdpf;fhy Muk;gj;jpy; ntsptutpUf;fpwJ. njFg;gpw;fhd rpWfij> ftpij> tpku;rdf; fl;Liu> E}y; kjpg;Giu> nkhopngau;g;G Mf;fq;fs; tuNtu;f;fg;gLfpd;wd. njhlu;GfSf;F 416 458 9426> 416 551 0087> 416 500 9016.
cq;fs; rpW tpsk;guq;fSk; tPL gj;jpupifapy; tpsk;gukhtjw;F 416-646-3422

Page 86
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mdiyjPT tho;Tk; tsKk; “tuyhw;W E}y;” gjpg;ghrpupah; jpU.ng.Jiuuh[h mth;fspd; Kaw;rpapdhy; Mf;fq;fs; Nrfupf;fg;gl;L E}yhf;fg; gjpTfs; Jupjkhf eilngw;W tUfpd;wd. mdiy rhh;e;j midj;J kf;fsplkpUe;J Mq;fpyj;jpYk;> jkpopYk; Mf;fq;fs; vjph;ghh;f;fg;Lfpd;wd. Mf;fq;fs; jutpUk;Ggth;fs; mDg;gp itg;gNjhL mdiyapd; rhd;W gfu; gioa> Gjpa Gifg;glq;fs; ,Ug;gpDk; mDg;gp itf;Fk;gb E}yhf;ff; FO Nfl;Lf;nfhs;fpd;wJ. ,it E}yhf;ff; ,f;FOtpdhy;> Nkw;ghh;it nra;ag;gl;l gpd; jukhdit me;E}ypy; ,lk;ngWk; vd;gijAk; mwpaj;jUfpNwhk;.
ed;wp njhlh;GfSf;F jiyth; E}yhf;ff;FO gjpg;ghsh; fU fe;ijah jpU.ng.Jiuuh[h Tel 416-284-5555 Tel 416-286-3798 -Fax 416-284-5727 Analaitivuhistory@gmail.com Analaitivuhistory@gmail.com

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Ik;G+jq;fspy; epyKk; xd;W. MfNt epyk; rf;jpapd; xU mq;fk;. gpugQ;rj; jpy; G+kpapy; kl;LNk caphpdq;fs; tho; fpd;wd vd;gJ ,Jtiu cs;s fUj;J. kw;iwa fpufq;fspy; caphpdq;fs; tho;fpd;wdth vd;gjw;fhd Muha;r;rp ele;J nfhz;bUf;fpwJ. G+kpapd; gug;gpy; 71 tpfpjk; ePuhy; Mf;fpukpf;fg;gl; Ls;sJ. kpFjp> fz;lq;fSk; jPTfS khFk;.
G+kpahdJ 4.57 gpy;ypad; Mz;LfSf;F Kd;dh; Njhd;wpdhYk;> caphpdq;fs; xU gpy;ypad; Mz;LfSf;F Kd;dNu ghpzhktsh;r;rp %yk; Njhd;wpaJ vd;fp whh;fs; tpQ;Qhdpfs;. XR+d; kz;lyk;> tspkz;lyk;> Gtpapd; fhe;jg;Gyk;> gpuhzthA Nghd;wit cahpdq;fs; G+kpapy;tho JizNghfpd;wd. epyj;ij tpl flypYk; caphpdq;fs; tho;fpd;wd. Mdhy; kdpjdpd; ,Ug;gplk; epykhFk;. fhyg; Nghf;fpy; flYf;fbapYk; thdp Yk; tho toptFj;Jf;nfhs;thd;.
G+kpapd; Row;rpahYk;> G+kpf;F fPo; cs;s jl;Lfs; mirtjhYk; G+kp epiy jL khWfpwjh; mjd; tpisTfs; vd;d; Row;rp Neuk; $b 24 kzp Neuj;jpy; khw;wk; Vw;gLfpwjh; gUtfhy khw;wj; jpw;Fk;> Gtp ntg;gepiy cah;Tf;Fk; ,j; jLkhw;wk; JizNghfpwjh; ,j; jLkhw;wj;Jf;F kdpjd; fhuzkhapUg; gjpdhy; R+oy; ghjpg;gilfpwjh vd;gd Nghd;w gy Nfs;tpfs; ,d;W vk;Kd; Njhd;wpAs;sd. gaq;futhjk; vd;W jw;NghJ rh;tNjr murpaypy; nfhbfl;b
epiy jLkhWk; epy
- nghd; FNye;jpud; -
gwf;Fk; thh;j;ijf;F> epyj;jpd; chpik
thq;Fk; t Ak; xU fhuzkhfpwJ. Kjyhk; ,uz;
Yf;fUNfA lhk; cyfkfh Aj;jq;fs;$l> epyj;jpd;
,Ug;gij Mf;fpukpg;Gf;fhf ele;jitNa. ve;j
ey;y kz ehl;Lf;Fg; gug;gstpy; mjpf fdptsk;
kh> gyh cs;s epyk; chpikahf ,Uf;fpwNjh
kuq;fNsh me;j ehL jdJ nghUshjhur; nry;
me;j epy thf;ifg; ghtpj;J> kw;iwa fdptsk; epiwe;j ehLfis jd; fl;Lg;ghl;Lf;
epyj;jpd Fs; nfhz;Ltu vj;jdpf;fpwJ. epyj;jpd; chpik> mq;F njhd;W njhl;L tho;e;J nropg;ghd epykhf;fpa kf;fs;> jkJ jhafj;ijg; gpwUf;F jhdk; nra;a jahuhf ,y;iy. ,JNt Gul;rpahsh; Njhd;Wtjw;Ff; fhuzkhFk;. jha; kz;zpy; Nky; itf;Fk; gw;W> jha; Nky; itf;Fk; gw;W Nghd;wJ. kz; thrid> epyj;Jf;F epyk; khWgl;lJ. xU epyj;jpy; thOk; kf;fspd; tho;T> fyhr;rhuk;> njhopy;> NgRk; nkhop> me;j kz;zpy; ,Ue;J tPRk; Rfe;jk; Mfpait fye;jitNa kz;thrid ahFk;.
rf;jpapd; epyKk; Nfhapyhd epyk; jd G+fk;gkha rkak; kz G+kpapy; c tbtpy; n tpf;fpwJ. G+khNjtp fs;. rPij ,jpfhrk; G+khNjtpf fhzp epyk; Ntz;Lk; guhrf;jp
Jf;fbapy kjpf;f Kb ,J xU
fhzp epyk; Ntz;Lk; guhrf;jp fhzp epyk; Ntz;Lk;.... vd;w ghujpahh; ghly;> epyj;ijAk; R+oiyAk;; ,izj;J mofhf kfhftp ahy; vOjg;gl;l ghlyhFk;. ve;j Rw;wh lypy; tPL mika Ntz;Lk; vd;gij mofhf rpj;jhpj;Js;shh;. tPL thq;Fk; NghJ fhzp mike;Js;s ,lk;> Rw;whly;> Rw;Wg;Gwj;jhh;> khRgLj;jg; glhj ey;y fhw;Nwhl;lk;> ed;dPh; ngwf; $ba trjp> Mfpait ftdj;jpy; vLf;fg;gLfpwJ. jhafj;jpy; Kf;fpakhf
fpwJ. fd my;Ngh;lh cah;e;j fhuzk; cs;s v xd;whhpNa epf;fy;> j jit. nry;tk; tjw;F e ,Ue;jhY vhpnghUs gilj;j e

jha;tPL • nrg;nuk;gH 2007 y jLkhWk; epyk;
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thq;Fk; tPL mike;Js;s epyk;> Nfhap hk; ,uz;
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ey;y kz;Zs;s epyj;ij ehLthh;fs;. fdptsk;
kh> gyh> njd;id. gid Nghd;w f;fpwNjh
kuq;fNshL ed;dPh;f; fpzW ,Ug;gpd; ur; nry;
me;j epyj;jpw;Fj; jdp kjpg;Gz;L. fdptsk; g;ghl;Lf;
epyj;jpd; rf;jp epyj;jpd; tho;e;J ;> jkJ
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NfhapyhdJ epyj;ijg; gpujpgypf;fpwJ. epyk; jdf;Fs; cs;slf;fpa rf;jpia G+fk;gkha; ntspf;nfhz;LtUfpwJ. rpy rkak; kz;rhpT tbtpy; Njhd;WfpwJ. G+kpapy; cs;s vhpkiy ntbj;J rf;jp tbtpy; ngUk; mopTfisj; Njhw;W ; tho;T>
tpf;fpwJ. MfNt G+kpapd; rf;jpia ; nkhop>
G+khNjtp vd ,e;Jf;fs; tzq;Ffpwhh;
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G+khNjtpf;Fg; nghq;fp gilg;gh;. epyj; k;
Jf;fbapy; fzf;fpy; mlq;fh> tpiy kjpf;f Kbahj %yg;nghUl;fs; cz;L. ,J xU ehl;bd; tsj;ij eph;zapf;
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fpwJ. fdlhtpy; cs;s kfhzq;fspy; my;Ngh;lh khfhzk; nghUshjhuj;jpy;
j;ijAk; kfhftp e;j Rw;wh vd;gij thq;Fk; ,lk;> hRgLj;jg; Ph; ngwf; tdj;jpy; f;fpakhf
Mgphpf;fhtpd; epyj;Jf;fbapy; cs;s ituk;> me;ehl;il nry;tk; gilj;j ehlhf xU fhyj;jpy; jpfoitj;jJ. Mdhy; nts;isah;fspd; Mf;fpukpg; ghy; me;j ituk; Ruz;lg;;gl;L me; ehl;bd G+h;t Fbkf;fs; Viofshf> mbikfshf thor;nra;jJ. epyq;fspy; cs;s fdptsj;jpw;fhf nts;is ,d Mf;fpukpg;ghsh; gilnaLj;J G+h;t Fbkf;fis mbikahf;fp Ml;rpGhpe;j dh;. fhLfis mopj;jdh;. ,Nj epiy xU fhyj;jpy; nuhNlrpah vd;w miof; fg;gl;l rpk;ghg;Nt Njrj;Jf;Fk; Vw;gl; lJ. nghd; tpisAk; G+kp nts;isah; Mjpf;fj;jpy; ,Ue;jJ. G+h;tPf Fbkf;f shd fWg;gpd kf;fs; mbikfshf elj;jg;gl;ldh;. ,g;NghJ epyik NtW. ,itnay;yhtw;wpw;Fk; %y fhuzk; epyNk. vy;iyg; gpur;rpid> ejpapy; XLk; ePiug; gq;F NghLk; gpur;rpid> epyj;Jf;fbapy; cs;s vhpnghUs;> fdptsk; Mfpatw;iwr; nrhe;jk; nfhz;lhLk; gpur;rid vd;gd ,d;Wk; cyfpy; gy ehLfspy; ,Ue;JtUfpwJ.
cah;e;j fhuzk; cs;s vhpnghUshFk;. mq;F epiyapy; epyj;Jf;F mNj ,Ug;gjw;Ff; mbapy; Nghy;
nropg;ghd ,yq;ifj; epyk; jPT.
nfhz;l
xd;whhpNah> A+f;Nfhd; khfhzq;fs;; epf;fy;> jq;fk; Nghd;w fdptsk; epiwe;
murpaiyj;; jtph;j;J> ,yq;ifj; jPit jit. gy kj;jpa fpof;F ehLfs;
ehk; Nehf;fpdhy;> ePh;tsKk;> epyts nry;tk; nfhopf;Fk; ehLfshfj; jpfo;
Kk; ey;y ,aw;if mikg;Gk; nfhz;l tjw;F epyNk fhuzk;. ghiytdkhf
nrhh;f;fj; jPntd (Island of Paradise) ,Ue;jhYk; mjw;Fs; Gije;Js;s
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45k; gf;fk; ghu;f;f...

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jha;tPL • nrg;nuk;gH 2007
dhy; cUthf;fg;gl;l mofpa ,j; jPtpid murpay;thjpfSk;> kjthjp fSk;> ,dthjpfSk; rpijj;J tUfpwhh; fs;. ,dg; gpur;rpid jPh;f;fg;gbd; ,J xU nrhh;f;fj; jPthf jpfOk; vd;gjpy; Iakpy;iy. ey;y rPuhd gUt epiy> msthd kio> fhw;W> epuk;gp XLk; ejpfs;> tpisr;ry; cs;s tay;fs;> gy; NtW go kuq;fs;> gwitfs;> kpUfq; fs;> gy njhopy;fSf;F cfe;j epyt- sk;> fdptsk;> ,itnay;yhk; xd;whf mike;j ehL. Mdhy; kf;fspilNa rpe;jpj;J xw;Wikahf nray;gLk; Fzk; kl;Lk; kpff; FiwT. ,JNt me;ehL Kd;Ndw KbahJ jLkhWfpwJ. G+kh Njtp fz;zPh; tbf;fpwhs;.
xU ehl;bd; KJnfYk;G nghUshjhu khFk;. nghUshjhuj;jpd; Kf;fpa fhu zpfs; epyk;> kdpj tsk;> %yjdk;> Kaw;;rp MfpaitahFk;. ,tw;wpy; epyj; jpy; ,Ue;J kdpj ,dk; Njhd;wpajhy; kdpjtsk; cUthfp> mt;tpdj;jpd; Ka w;rpahy; %yjdk; cUthfpaJ. MfNt gQ;rG+jq;fspy; xd;whd epyk; ehl;bd; caph;ehbahFk;. mjdhy;jhd; epyj;jpd; chpikf;fhf cyfpy; gy Nghh;fs; epfo;e;Js;sd. ,d;Dk; ele;J tUfpwJ. jha; kz;izf; fhf;f gy caph;fis ,isQh;fs; mh;g;gzpj;Js;shh;fs;. Mf;fpukpg;G> murpay; rjp> ,dnthopg;G %yk; rpWghd;ik ,dj;jplk; ,Ue;J mth;fSf;Fr; nrhe;jkhd epyk; gwpf; fg;gLfpwJ. xU rpW fhzpapd; vy;iyf; fhf tof;Fj; njhlh;e;J> fhzpapd; kjpg;gpYk; ghh;f;f mjpfsT gzk; nryTnra;j gyiu ehk;  fpilf;Fk; ePh; trjpfis Ak;> kz;zpdJ juj;ijAk; nghWj;jJ. Rdhkpf;Fg; gpd;dh; flw;fiuNahuq; fspy; cs;s fhzpfspd; tpiy kjpg;G Fiwe;jJ.
epyj;jpd; Njhw;wk;
G+kpapd; Njhw;wk; 4.6 gpy;ypad; Mz;L fSf;F Kd;dh; vd;gJ thdrh];jpu ty;Ydh;fspd; fzpg;G. Gif ikaj;jpy; ,Ue;J G+kp Njhd;wpajhff; $wg;gL fpwJ.. R+hpa FLk;gj;jpd; xU mq;fkh fj; Njhd;wpaJ G+kp. JhrpAk;> thATk;> rpWfw;fSk; fye;j Gifkz;lyk; IjuridAk;> `Pypaj;ijAk; kw;Wk; ghuk; $ba %yfq;fisAk; nfhz;lJ.
jkpo; ,yf;fpaKk; epyKk;
epyj;jpd; R+oYf;Fk;> ,q;FthOk; kf;f spd; njhopy; fyhr;rhuk; tho;f;iff;F Vw;g jkpo; ehl;bYk;  Ky;iy> kUjk;> nea;jy;> ghiy vdg; gLk;. ,e;epyq;fspy; Fwpg;gpl;l ,dj; ijr; Nrh;e;j jhtuq;fSk;> gwitfSk; kpUfq;fSk; tho;fpd;wd. ntg;gepiy> ePh; trjp> gUt fhw;W ,e;j gFg;Gf;F JizNghfpd;wd. ,e;epyk; xt;nthd;wp Yk; khWgl;l Fynja;tq;fis me;je;j epyq;fspy; thOk; kf;fs; tzq;Ffpwhh; fs;. kiy rhh;e;j gFjp FwpQ;rpahFk;. mg;gFjpapy; thOk; kf;fs; KUfid Fynja;tkhf tzq;Fth;. Ntlth;fs;> Fwth;> fhdth;> tPuh; MfpNahh; ,q;F tho;th;. nea;jy; epyj;ij rhh;e;jth;fs; kPd; gpbj;jiyj; njhopyhff; nfhz;lth; fs;. ,th;fsJ Fynja;tk; ngUk;gh Yk; jpnusgij mk;kdhthh;. rpy nea;jy; epy kf;fs; fz;zfpiaAk; topgLth;. ,jid kl;lfsg;Gg; gFjpapy; fhzyhk;.
( njhlUk;)

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; Mz;L drh];jpu kaj;jpy; $wg;gL mq;fkh thATk;> kz;lyk; ; kw;Wk; fhz;lJ.
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Ok; kf;f ;f;iff;F k; Ie;J njhl;L paj;jpYk; ;Ls;sdh;. FwpQ;rp> y vdg; ;l ,dj; itfSk; g;gepiy> gFg;Gf;F ;nthd;wp me;je;j q;Ffpwhh; ;rpahFk;. KUfid lth;fs;> hh; ,q;F ;e;jth;fs; fhz;lth; ngUk;gh hh;. rpy fpiaAk; gFjpapy;

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jha;tPL • nrg;nuk;gH 2007

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jha;tPL • nrg;nuk;gH 2007
fyhr;rhuk;> cyfkakhjy;
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fhiyapy; Kellogg d; rhd;l;tpr;> kjpak; kf;nlhdhy;l; Ng(B)fh;> ,uT tPl;bw;F nfhz;L te;J tpepNahfpf;fg;gLk; gPrh. ,J ,d;iwa ,e;jpahtpy; kj;jpa Nky; jl;L th;f;f kf;fspd; czT tiffs;. ,yq;ifapy; rw;Wkhw;wk;.mq;F nfd;lf; fprpf;fd; ,uT> kjpa czTld;Nrh;f;fg; gLk;. Rkhh; 20 tUlq;fSf;F Kd;dh; ,e;j czTtif ,l;yp>NrhWk; fwpAk;> NjhirAk;> ,yq;ifapy; ghz;> gpl;L> NrhWk; fwpAk;> ,bag;gk; kw;Wk; gpd; Nduq;fspy; tilAk;>NjePUk; vd ,Ue; jJ. Rje;jpuj;Jf;F Kw;gl;l fhyq;fspy; NjePh; ,Uf;ftpy;iy.NjePh; ,ytr ghd khf kf;fSf;F mwpKfg;gLj;jg;gl;lJ. gpd;dhspy; ,yq;ifapd; cw;gj;jpapy; mjpfsTk;> Vw;Wkjpapy; Kjyplj;ijAk; ,e;j Njapiy gpbj;Jf; nfhz;lJ. rpNyhd; vd;w ehl;il cyf tiuglj; jpy; fhl;lKbahj Nkw;fj;jpa kf;fs;> rpNyhd; uP vd Nfl;Lthq;Fthh;fs;.vkJ gz;ila ghdq;fshd Nfo;tuF kw;Wk; muprpf; fQ;rp Nghd;wdtw;iwr; Ritg;g th;fs; mUfptpl;ldh;. 5mnkupf;fg; nghUl;fs; ,d;W ,e;jpahtpy; kpfg;gpugyk;.
Nfhf;Nfh Nfhyh–Nrhdpah fhe;jpia njupahjth;fs;$l Nfhf;Nfh Nfhyhit njupe;jpUg;ghh;fs;. Levi’s jeans, Google, Viagra - Nfhf;fpd; vjph; tpidf;fhd ey;tpid Colgate: kj;jpa ju kf;fspd; tha; kzk; Nghf;Fk; Nghh;ths;.,jpy;yhj tPby;iy. ngl;bf; filapNyNa ngw;Wf; nfhs;s yhk;. 5. mnkupf;fg; Gj;jfq;fs; mjpfk; thrpf;fg;gl;lit. Gone With the Wind: Margaret Mitchell’s sweeping, romantic take on the American Civil War. Old Man and the Sea: Hemin gway’s Pulitzer Prize winner on how to fish patiently, live bravely and lose gracefully. The Godfather: Mario Puzo’s gritty under- world saga set in the time of Vito Corleone. Love Story: Erich Segal’s tale of true love with a tragic twist. Romantic staple of a generation.Da Vinci Code: Dan Brown’s pulp thriller with generous doses of reli- gious symbolism, art history and anti-cleri- cal rants. NkNy $wpait rpy khw;wq;fs; -,it vjdhy;? fyhr;rhuk;
fyhr;rhuk; vd;w gjj;jpw;fhd tpsf;fk; gy gb epiyfspNyNa $wg;glyhk;.,J nfhz;Ls;s $WfNs ,jd; njhopw;ghl; bidj; jPh;khdpf;fpd;wd. r%ftpayhsh; fSk;> khDltpayhsh;fSk; ,jw;fhd tiutpyf;fzj;ij ntt;Ntwhff; $W fpd;wdh;. Edward Burnett Tylor vd;w ,q;fpyhe;ijr; Nrh;e;j Ma;thsh; “kdpj ehfuPf tsh;r;rpf; Nfhl;ghl;bd;gbAk;> ,dg;gug;G gw;wpa tpQ;Qhd Ma;Tfspd; gpufhuKk;>xU kdpj FOkj;jpdhy; cs; thq;fg;gl;l ek;gpf;iffs;> rlq;Ffs;> rl;lk;> ePjpAzh;T> xOf;f Kiwfs;>
gof;ftof;fq;fs; Nghd;wdtw;wpd; xl;L nkhj;j tbtk;.” vd;fpd;whh;.
And];Nfh (UNWSCO),tw;Wld; kjk;> - ujd; -
Md;kPf ek;gpf;iffs;> nfhs;iffSk; cs;slq;Fk; vd;fpd;wJ. fhyq;fhykhf gy;NtW Ma;thsh;fs; gy;NtW fUj; Jf;fisj; njuptpf;fpd;wdh;. cstpayh sh;fs;; fyhr;rhuj;jpd; gpuhjd $Wf shf nkhoptbtq;fs;> clypay;;> cwtp ay;> vjpupfs;gw;wpa fUj;jpay;> jpUkz Kiwfs;> ,Uj;jypaYf;fhd kdg; gak; vd;gd cs;sd vd;fpd;wdh;.
,d;W gy tpjkhd fyhr;rhu tbtq;fs; cs;sd.
Monoculturalism: - INuhg;ghtpy; ngUk; ghYk; xj;j fUj;Js;s r%ff; FOkq; fspNlNa epyTk; fyhr;rhuk;. ,J gj; njhd;gjhk; Ehw;whz;bd; Muk;gj;jpy;
fhzg;gl;lJ.
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Multiculturalism: ,jw;fhd tpsf;fj;ij ,q;F jtph;f;fpd;Nwd;. me;jr; #oypy; jhd; tho;e;J nfhz;bUf;fpd;wPh;fs;
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c-k;: [Nkf;fh> mnkupf;f khepykhd GNshuplhTf;F mUfpy; cs;s Xh; jPT. ,q;F mnkupf;f epWtdq;fs; cy;yhr tpLjpfis elhj;Jfpd;wd. Rw;Wyhj; Jiwia ek;gpNa ,e;jj; jPT kf;fs; tho;fpd;wdh;. ,th;fsJ fyhr;rhuk;> nkhop> tsq;fs; vd;gd mopf;fg;gl;L tpl;ld. mnkupf;f czT tpLjpfNs Ml;rp Gupfpd;wd. ,Nj jPTf;fUfpy; cs;s kw;nwhU jPT fpA+gh. ,q;Fk; cy;yhrj;Jiw cz;L. Mdhy;> ,d;Wk; cyf re;ijapy; gy vjph;g;Gf;fspd; kj;jpapYk; jd;dpiwTld; fk;gPukhf tho;fpd;wJ. ,q;F mnkupf;fkakhjy; ,y;iy. Gyk; ngah;T
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ngah;T> vjph;f; fyhr;rhuj;ij ,yFtpy; fhtf; fhuzkhfpd;wJ. GFe;j ehl;by; ,th;fSf;F Vw;gLk; fyhr;rhu mjph;T fs;> ,th;fsJ kuG ehLfisAk; nrd;wilfpd;wJ. %d;whk; cyf ehL fspy; ,Ue;J Gyk; ngaUk; kuG mwpT
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fs; %yNk gRkjp muprpapd; %yj;ij
re;;ijapy; ngUntw;wp eil NghLfpd; fisAk;
mnkupf;fh jdjhf;fpf; nfhz;lJ.
wd. rPdh> ag;ghd; Nghd;w ehLfspy; yf ehL uG mwpT
Gyk;ngah;T milahsq;fisAk; khw;wp tpLfpd;wJ. c-k;. Adrian Dimitri Masca- renhasvd;w ,q;fpyhe;J fpupf;nfl; tpis ahl;L tPuuJ %yk; jkpo;. ,th;fsJ %jhijah; J}j;Jf;Fbapy; ,Ue;J> ,yq;if ePh;;nfhOk;igr; nrd;wile; jhh;fs;. Nwhkd; fj;Njhypf;f kjj;ijr; Nrh;e;jth;fs;. ,tuJ ngw;Nwhh; ed;F jkpo; Ngrf;$bath;fs;. ,th; ,q;fpyhe; jpy; gpwe;Jtsh;e;jikahy;>,tuJ mil ahsk; mUfptpl;lJ. (rkpe;j th]{k;> ,th;fs; topte;j jkpoNu) (http://con- tent-www.cricinfo.com/engvind/content/ story/308580.html)
,g;glq;fs; ntw;wpfukhf XLfpd;wd. gy ehLfspy; cs;;ehl;Lj; jpiug; glq; fspd; vz;zpf;if g+r;rpakhfptpl;lJ. ngUk;ghYk; n`hypt+l; jahupf;Fk; midj;Jg; glq;fSk; ,q;F ,wf;Fkjp ahfpd;wd. kj;jpa> Nky;jl;L kf;fisf; fth;e;Js;s rw;wiyl;> kw;Wk; mnkupf;f rQ;rpiffs; Gjpa fyhr;rhu tbtq; fis cUthf;fpAs;sd. kpfTk; fl;Lg; ghl;Lld; cUthf;fg;gl;l K];ypk; ehL fspy; fUg;Gr;re;ij rw;wiyl;fs; fyhr; rhu khw;wj;ij Vw;gLj;jpAs;sd.  tpQ;Qhd
Mf nray;;gLfpd;wd. uPjpahd Nkw;fj;jpa fUj;Jf;fs; njup tpf;fg;gl;Ls;sd. cyf mofpg;Nghl;bfs;
tl mnkupf;f Rje;jpu tyak; cUthf; fg;gl;l nghOJ “Hunger for American goods” vd nkf;]pf;fd; kf;fisg; ghh;j;
%d;whk; cyf ehLfspy; ,g;Nghl;b fis elhj;Jtjd; %yk; “Xh; fth;r;rp tpahghuj;ij” ,e;j ehLfspy; cUth f;fyhk;.1996y; ,e;jpahtpYk;>2004> 2005y; dth;fs;
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mnkupf;fkakhjy; gy Gjpa mnkupf;f
Muk;gpf;fg;gl;;l gpd;dh; ,e;j epiy khwp tpl;lJ. ,it njhopy; efuq;fspy; njhopyhspfs; kjpa ,ilNtisia Ntfkhf Kbf;fTk; cjTfpd;wJ. McDonald’s d; tUkhdk; 2005
tpisahl;Lf;fis mwpKfg;gLj;jpAs; sd. ,it NkYk; ,e;j ghuk;gupaj;ij
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mopf;fpd;wd. njhopy;El;gKk;> ntFrd Clfq;fSk;
cyfkakhjypd; fhtpfshf njhopy;El; gKk;> ntFrd Clfq;fSk; ,aq;F fpd;wd. ,d;W vq;F ghh;j;jhYk; CNN – Latest Story k;> ,th;fsJ njhiyf; fhl;rpj; njhlh;fSk;>,th;fsJ rQ;rpif Sk;> Gj;jfq;fSk; fhzg;gLfpd;wd. fhiyapy; vOe;jJk; rp.vd;.vd; nra;jp fs;. mnkupf;fg; nghUl;fs;> mnkupf;f
INuhg;gpah ... $7,072 (35% of total com- pany revenues)
•
mnkupf;fh ... $6,955 (34%)
•
Australia/Asia-Pacific ... $2,815 (14%)
•
Latin America ... $1,327 (6%)
•
Canada ... $948 (5%)
•
Other ... $1,343 (6%
Coca Cola
cyfk; KOtJk; Fsph; ghdk; toq;Fk; ,e;j epWtdk; Vw;gLj;Jk; jz;zPh; gpur;

Page 93
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Country of Origin
WalMart
cyf ehLfs; midj;jpYk; jdJ fhy; fisg; gjpj;Js;s ,e;jepWtdk; tpw;Fk; nghUl;fspy; 80 tpfpjkhdit rPdhtpy; cw;gj;jp nra;ag;gLfpd;wd. mnkupf;f epWtdq;fs; rPdj; jahupg;G nghUl; fis cynfq;Fk; tpepNahfpf;fpd;wd. Major consumer-products company: 28.3% of Dial’s (soap products); 24% of Del Monte Foods’; 23% of Clorox’s (bleaches and cleaners); and 23% of Revlon’s (cos- metics). mnkupf;fhtpy; ,e;j epWtdj; jpd; njhopyhspapd; ruhrupr; rk;gsk;> Vida epWtdq;fistpl xU kzpj; jpahyj;Jf;F %d;W nlhyh;fspdhy; FiwthdJ ,e;jepiy ,q;F. %d;whk; cyfehLfs; ,th;fSf;F nrh;f;fk;.
ngUk; tzpf epWtdq;fspy; rpy cjh uzj;ij NkNy ghh;j;jPh;fs;. ,it cs; ehl;L cw;gj;jpiaf; Fiwf;Fk;.cs;ehl; Lj; njhlh;Gr;rhjd r%fj;ijAk;> ,e;j ngUk; Kjyhspfs; ifg;gw;W thh;fs;. Wall Mart “Small Town Capitalism” vd;w Mjpf;fj;ijf; nfhz;Ls;sjhf Nkw;F yf tpkh;rfh;fs; Fwpg;gpLfpd;whh;fs;. ,e;j ngUk; fil cs;s rpW efu kf;fs;> cyfk; ,f;filiar; Rw;wpNa mikAk;. mq;F rfy nghUl;fSk; fpilf;Fk;. (jukhditay;y) ,jdhy; me;j efuj;jpy; cs;s rpW tzpfh;fs; ghjpf;fg;gLfpd;whh;fs;. me;j rpW efuj; ijNa #iwahbtpLk;.
gQ;rhg; khepyj;jpy; Nthy;khh;l; 50>000 Vf;fh; gug;gstpy; xg;ge;j tptrhaj; jpYk;  tpepNahfj;jpYk; Mjpf;fk; nrYj;j Ts;sd. gapupLk; gaph;fisAk; ,itNa jPh;khdpf;fpd;wd.
“tpij> cuk; ,ytrk;> fha;fwpfisg; gaph;nra;JnfhLj;jhy; tpiyAk; fpilf; Fk;.”Nghd;w tpsk;guq;fs;%yk; cs;Sh; tptrhapfs; Fj;jif tptrhapfshf khwptpLfpd;whh;fs;.,t;thW gapuplg;gLk; epyq;fspy; NtW gaph;fs; tsuhJ. fhu zk; ghtpf;fg;gLk; cuk;> xU Fwpf;fg; gl; gapUf;Nf cupaJ ,e;j cuk;> tpt
Net sales ($ mn)
1 Wal-Mart USA 191,329 2 Carrefour France 62,263 3 Ahold Netherlands 50,424 4 Kroger USA 49,000 5 Metro Germany 46,353 6 Albertson’s USA 37,478 7 Kmart USA 37,028 8 Tesco UK 33,058 9 Safeway USA 31,977 10 Rewe Germany 31,898
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• Heavy duty equipment • Real high presure cleaning • Remove mold
NATHAN:
Dir:
rhapfs; xd;WNk nra;aKbahj epiy apy; cs;sdh;. muR vg;nghOJk; Nghy; tptrhapfSf;F vjpuhfNt nraw;gLk;. gQ;rha; gwe;jpLk; gQ;rhg;! %yjdk;
Nkw;fj;jpa ehLfspy; Njrpa ,iwik Fiwe;J nray;gLtjidAk;> mjdplj; jpy; rh;tNjr %yjdk; mikf;ff;$ba xU tha;g;gpidAk;> gutyhf Vw;Wf; nfhs;sg;gLk; xU Nfhl;ghL Vw;gLfpd; wJ. Kjyhspj;Jtj;jpd; tsh;r;rpg;gbf- spd; cr;rf;fl;lq;fspy; xd;W cyf re; ijia cUthf;FtJ. ,jw;F nghUsh jhu CLUty;fs; mtprpakhfpd;wJ.
%yjdj;ij njhlh;r;rpahf jpul;LtJ mtrpak;. %yg; nghUl;fis fl;Lg;ghl; Lf;Fs; itj;jpUg;gJk; mtrpakhfpd; wJ.
epjp %yk; rh;tNjrkakhjy; cyfka khjypd; Kf;fpa mk;rkhFk;. tq;fpfs; rh;tNjr vy;iyfisfle;J cyf ehL fspy; nraw;gLfpd;wd. (City Bank–46 ehLfs;> 1400 fpisfs;> 3800 jhdpaq;fp tq;fp ,ae;jpuq;fs;,
Bank of Nova Scotia -40 ehLfs; - 720 fpisfs;> 1500 jhdpaq;fp tq;fp ,ae;jp uq;fs;) 1960 fspy; nkhj;j cs;ehl;L cw;gj;jpapd; xU rj tpfpjkhf ,Ue; jJ. 1980 fspy; ,J 20 rj tpfpjkhf mjpfupj;Js;sJ. rhtNjr tq;fpfspd; xU Fwpg;gpl;lnraw;ghL cyf th;j;jfj; Jf;F epjpaspg;gJ. %d;whk; cyf ehL fspd; mjpfupj;j fld; Njitf;F Vw;w tifapy; Gjpa gzr; re;ijfs; cUth fpd. ,it gd;Kfj; jd;ik nfhz;l gy Gjpa epjp;rhh; nghUl;fs; cUthf; fg;gld. ,it fld; Kiwapd; mbj;j sj;ij tpupTgLj;jpd. ,J tq;fpfspd; tUkhdj;ij mjpfupj;jd. Cyfshtpa uPjpapy; mnkupf;f nlhyh;fs; tpepNahfpf; fg;gl;ld. 1971y; epf;rdhy; Vw;gLj;jg; gl;l nlhyh;> jq;fk; khw;wj;Jf;Fg; gpd; dh; tsh;r;rpaile;j ehLfs; me;epar; nrythzp tpfpjq;fis cWjpahf itj;jpUg;gjw;fhd Gjpa topKiwf isf; ifahz;ld. 1970fspy; eph;zapf;
416.893.8363, 41
fg;gl;l g (Fixed Exc jz Ki mKy;gLj cyf e nlhyUld Jz;bf;fg Njr re;i fj;Jf;Fkh 1986k; M gzg;Gof;f nlhyh;fs tpiy m tpiyg;gz r;rpf;F c cyf tq
Vw;gLj;jpa ehLfs; c gl;ld.
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cyfkak jpAk; Kf Kf;fpakhd fspd; n jdpahh; % ngWfpd;wJ njhopy;El Ue;J kw tpy; nry;y FNkh me Sf;Fs; ,d;iwa fhuzk;. ehLfspNy ries). ,i vd;gtw;i itj;Js;s th;j;jf rpy cjh
(based on and countr
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The Top 20 at a faster r

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Grocery Retailers (fha;fwpfs; kl;Lk;)
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Net sales ($ mn)
Domestic sales (%)
Foreign sales (%)
A 191,329 83 17 nce 62,263 52 48 therlands 50,424 18 82 A 49,000 100 0 rmany 46,353 56 44 A 37,478 100 0 A 37,028 100 0 33,058 90 10 A 31,977 89 11 rmany 31,898 80 20
416.893.8363,
Tel:
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sure cleaning • Remove mold yest and bacteria • We use state of art technique • Individually cleaning all vents
jha;tPL • nrg;nuk;gH 2007
j epiy k; Nghy; raw;gLk;.
,iwik mjdplj; f;ff;$ba Vw;Wf; Vw;gLfpd; ;r;rpg;gbf- cyf re; nghUsh hfpd;wJ.
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s; - 720 ;fp ,ae;jp s;ehl;L hf ,Ue; tpfpjkhf q;fpfspd; th;j;jfj; yf ehL f;F Vw;w ; cUth nfhz;l cUthf; ; mbj;j q;fpfspd; fshtpa pepNahfpf; w;gLj;jg; f;Fg; gpd; me;epar; Wjpahf opKiwf eph;zapf;
activity. Between 1983 and 1999, their com- bined sales grew from the equivalent of 25.0 percent to 27.5 percent of World GDP.
fg;gl;l gupth;j;jd Kiwf;Fg; gjpyhf (Fixed Exchange Rate) kpj;f;Fk; gupth;j; jz Kiw (Floating Exchange Rate) mKy;gLj;jg;gl;lJ.,J NkYk; %d;whk;
Between 1983 and 1999, the profits of the Top 200 firms grew 362.4 percent, while the number of people they employ grew by only 14.4 percent.
cyf ehLfisg; ghjpj;jJ. 1971y;
U.S. corporations dominate the Top 200, nlhyUldhd> jq;fj;Jf;fhd ,izg;G
with 82 slots (41 percent of the total). Jz;bf;fg;gl;lJ. Mdhy; ,e;epiy rh;t
Japanese firms are second, with only 41 Njr re;ij tpahghuj;Jf;Fk;> gzg;Gof; fj;Jf;Fkhd tpfpjj;ijf; Fiwj;jJ. 1986k; Mz;L 18800 Nfhbahf ,Ue;j
slots
Of the U.S. corporations on the list, 44 did gzg;Gof;fk;> 2001k; Mz;by; 2upy;ypad;
not pay the full standard 35 percent federal nlhyh;fshdJ.1974y; Vw;gl;l vz;nza;
corporate tax rate during the period 1996- tpiy mjpfupg;Gk;> 1980fspy; Vw;gl;l
1998. Seven of the firms actually paid less tpiyg;gztPf;fKk;> epjp %yjd tsh;
than zero in federal income taxes in 1998 r;rpf;F cjtp Gupe;jd. ,jd; gpd;dh;
(because of rebates). These include: Texaco, cyf tq;fp> rh;tNjr ehza epjpak;
Chevron, PepsiCo, Enron, Worldcom, McKesson and the world’s biggest corpora- tion - General Motors vq;Nf nry;fpd;wJ cyfk;?
gyk; tha;e;j> gzk; epiwe;j epWtdq; fs; Nkw;Fyf muRfis eph;zapf;fpd; wd. ,it jhd; cyf vy;iyf; Nfhl; ilAk; ,e;j muRfs; %yk; jPh;;khdpf; fpd;wd. 1945y; Roosevelt k; Churchiil k; Stalin f;F $wpaJ “You can have Poland, Hungary, Chezchoslovakia. Yogoslavia should be fifity-fifty. Greece is ours, so if there is a revolutionary moment there, we’ll crush it, and you stay out of it. (Nghyhe;J> `q;Nfup>nrf;NrhrpNyhNthf;fpah cdf; FupaJ> ANfh]pyhtpah 50f;F 50.fpwP]; vq;fsJ. mjpy; VjhtJ khw;wk; Vw;gl; lhy;>Gul;rp eilngw;why; cd;id Rk;kh tplkhl;Nlhk;) mnkupf;fh;fs; yj;jPd;
Vw;gLj;jpa fl;Lg;ghLfs;>%d;whk; cyf ehLfs; cyf re;ijf;F jpwe;J tplg; gl;ld.
mnkupf;fhitg;gw;wp $wpait “,e;j ehLfs; vq;fSf;Fupait. vq;fsJ gpd; Kw;wk; ,it” ,tw;iw Banana republic vd;ghh;fs;. ,it kpfTk; tWikahd %yjdj;jpd; tPr;R
Vio> murpay; ];jpukw;w ehLfs; vd;g jdhy; ,g; ngah; #l;lg;gl;lJ.. cyf cyfkakhf;fypd; th;j;jKk;> cw;gj;
ehLfis ,t;thW nfhz;L tUtNj jpAk; Kf;fpa mk;rq;fs;. mtw;iw tpl
,e;j gyk; tha;e;j epWtdq;fsJ jpl; Kf;fpakhdJ %yjdj;jpd; tPr;R. ehL
lk;.,th;fs;trk;; muR> ntFrd njhlh; fspd; nghUshjhu eltbf;iffspy;
Gr; r%fk;-epWtdq;fs;> tq;fpfs;; ift jdpahh; %yjdj;jpd; tPr;R Kf;fpa ,lk;
rk; cs;sd.,j;Jld; cs;ehl;L Kjyh ngWfpd;wJ. ,e;j epjp %yjdk;> etPd
spfSk; cjtp Gupfpd;wdh;;.(c-k;: jkpo;j; njhopy;El;g trjpfs; %yk; Xuplj;jpyp
njhiyf;fhl;rpfs;>rQ;rpiffs; Nghd;wd Ue;J kw;nwhU ,lj;Jf;F kpf tpiu
gd;dhl;L epWtdq;fspd; tpsk;guq;f tpy; nry;yf;$baJ.vq;F yhgk; fpilf;
isf; nfhz;Ls;sd.) ,Nj gd;dhl;L FNkh me;j ,lj;ij Nehf;fp epkplq;f
epWtdq;fs; %d;whk; cyf muirAk; Sf;Fs; efh;j;jyhk;. cyfkakhjypd;
jPhkhdpf;fpd;wd. ,d;iwa tsh;r;rpf;F %yjd tPr;Rk; fhuzk;. cyf th;j;jfk; rpy Fw;g;gpl;l ehLfspNyNa Ftpe;Js;sJ.(G7 Count- ries). ,it cw;gj;jp> th;j;jfk;> KjyPL vd;gtw;iw ,e;j ehLfs; fl;Lg;ghl;by; itj;Js;sd.
Coca - Colanization, McDonaldiza tion, WallMall fisAk; epWj;JtJ fbdk;. ngz;zbik> rhjp> nkhop NtWghL fis njhlh;r;rpahfg; NgZtjd; %yk; vjph;f; fyhr;rhuj;ij ,th;fs; ,e;j muR kw;Wk; ntFrdr; r%fk; %yk; th;j;jf epWtdj;jpd; gyk;
epWTfpd;wdh;.vjph;f;fyhr;rhuk; gd;dhl;L rpy cjhuzq;fs;
epWtdq;fis thoitf;fpd;wJ.
(based on a comparison of corporate sales
etPdj;Jtj;ijAk;> rPupa muRfisAk; and country GDPs).
xt;nthU Ra,df; FOkq;fSk; mik
cyfpd; 100 ngupa nghUshju ikaq;
f;Fk;tiu ,J njhluj;jhd; nra;Ak;.
fspy; 51 th;j;jf epWtdq;fs;> Vida
,g;nghOJ Nkw;Fy ehLfs; %d;whk; 49 ehLfs;.
cyf ehl;L kf;fs;kPJ “milahskw;w
The Top 200 corporations’ sales are growing
milahsj;ij” Vw;gLj;Jfpd;whh;fs;.
at a faster rate than overall global economic
416.286.2416,
www.megaduct.com

Page 94
jha;tPL • nrg;nuk;gH 2007
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>Ôk_ k ̇›>Ô¬ ÁÔ±_ 2008 ÷uÔVTM s·D√ ́∫Ô^ k ́ok ÁÔ±o_ ÷Èkƒ\VÔ s·D√ ́∫ÔÁ· ∏ ́∑ˆ¬Ô sÚDAokV ̇
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oÈV ∂_Èm >√VooÈV ∂–©∏Ák¬Ô°D.
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416.361.0482 www.3610482.com, info@3610482.com 55 Nugget Ave., Suite 230, Toronto, ON M1S 3L1
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jha;tPL • nrg;nuk;gH 2007
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jha;tPL • nrg;nuk;gH 2007
Gdpj kz;zhf ,e;Jf;fshYk;>kw;iwa kjj;jth;fshYk; kjpj;Jg; Nghw;wg;gLk; ,e;jpahtpd; tlf;Fg; Gwj;jpd; kdij tpl;lfyhf; fhl;rpfis kdf;fz;; nfhz;L n[a;g;G+hpypUe;J by;yp Nehf;fp gazkhfp ,uT czitAk;> J}f;fj; ijAk; by;yp efhpd; mofpa N`hl;l ypy; fopj;jgpd; kWehs; fhiy nly;yp efhpd; moiff; fhZk; gazk; Muk;g khfpwJ.
5000 Mz;Lfs; rhpj;jpu rhd;Wfis Rke;J epw;fpwJ nly;yp efuk;. Kfyha rhk;uh[;aj;jpd; Vw;wq;fisAk; ,wf;fq; fisAk; fz;l kz;zy;yth?. Purana Qila ,it vy;yhtw;wpw;Fk; rhl;rpahf epkph;e;J epw;fpwJ. kfhghujj;jpy; ‘,e;jpug; gpuj;j’ vd;W Fwpg;gplg;gLtJ ,e;j nly;yp jhd; vd IjpfKz;L. gioa nly;yp rd nehpry; mjpfkhf Tk; GJnly;yp Nkw;Fyf fyhr;rhur; rPuopTfs; epiwe;jjhfTkpUf;fpwJ.
‘fh\;kPhp Nfl;’ vd;wiof;fg;gLk; g]; jhpg;G epiyaj;jpy; Neg;ghs ehl;b ypUe;J tUk; gazpfis fhzf;$ba jhf ,Uf;fpd;wJ. Rthkp tpNtfhde;j hpd; epidthf mike;jpUf;Fk; Mde;j tpfhh; g];jhpg;G epiyaKk; gfy; Ntisapy; rdnehpryhy; %o;fpj; jtpf; fpwJ.
Red Fort vd;wiof;fg;gLk; nrq;Nfhl;il Na cy;yhrg; gpuahzpfspd; Kjd;ik fth;r;rpiag; ngWfpwJ. Kfyha rhk;uh[;aj;jpd; Nguurd; rh[fhd; jdJ mur fl;blkhfg; gad;gLj;j ,ijf; fl;bdhd;. ,tdhNyNa ,e;jpahTf;F ngUikNrh;e;j fhjy;Xtpak; jh[;kfh Yk; fl;lg;gl;lJ. 1648 ,y; Red Ford fl;b Kbf;fg;gl;lJ. ,jid Kw;W KOjhf mDgtpj;J Rw;wpg; ghh;f;fNt xU ehs; Njit.
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,q;fpUe;J Inida Gate topahf Rashrapati Bhavan ,d; fk;gPuk; fhz Eiofpd; Nwhk;. Kd;dh; mg;Jy; fyhk; mth;fs; myq;fhpj;j [dhjpgjp khspif kyh;j;
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Nfhil tpLKiw
Njhl;lq;fshy; G+j;Jf; FYq;FfpwJ. [dhjpgjp khspifapd; uh\;ugjp gtdp Ds; Eiotjw;F ehk; Kd; mDkjp ngw;wpUf;f Ntz;Lk;.jkpoh;fisf; fhz [dhjpgjp mg;Jy; fyhk; mjPj mf;fiw fhl;LtJ toik. ekJ FOtpdh; gyh; mtNuhL mtUf;Fg; gpbj;jkhd Nwh[h Njhl;lj;jpy; mstshTk; ghf;fpaj;ijg; ngw;wpUf;fpwhh;fs;. khiy Neuj;jpy; uh\;ugjp gtdpy; rdj;jpus; miy NkhJtJ mjpfk;. ehk; tho;ehspy; kwf;fhky; ghh;f;f Ntz;ba ,lq;fspy; ,JTk; xd;whFk;.
,q;fpUe;J cyfj;jpw;Nf mfpk;iriag; Nghjpj;j kfhj;kh fhe;jpapd; rkhjpf;Fr; nry;fpd;Nwhk;. Rajghat vd;wiof;fg;gL fpwJ ,g;gpuNjrk;. mikjpNa cUthf mfpk;irapd; je;ij vd;W Nghw;wg;gLk; fhe;jp rkhjpiaf; fhzr; nry;YKd; fhl;lg;Lk; ghJfhg;G nfLgpbfs; vjw; fhf vd;Nw Ghpatpy;iy. kz;gLf;if fshy; kpfmikjpNa cUthf neQ;ir cUf;FfpwJ fhe;jp kfhdpd; Gdpj gpuNjrk;. [dthp khj 30Mk; jpfjp kl; Lk; ,q;Nf jaT nra;J Nghf Kaw;rpf;
fhjPh;fs;. murpay; gpuKfh;fs;> gpujkh; Kjy; ke;jphpfs; tiu ,g; gpuNjrj;jpy; EioaNt KbahJ.
fly; kl;lj;jpypUe;J 1360 mb cauj;
jpy; mike;jpUf;fpwJ hp\pNfrk;. gujd; jpahdj;jpy;  Fsph;e;j Rthrj;ijAk; mDgtpf;f KbANk jtpu vOj;jpy; juKbahJ.
`hpj;Jth tpYs;sJ vd;Nw hp\
miof;fg yhk; My jpypUg;gt fs; vdW fpwJ hp\ Muk;gpf;f ntspehl;L fpwJ. k kdijg; gLk; fq;i epfo;tpy; $Lfpd;wd apUg;gth;f Ntisapy jPgj;ij f fq;if e fs;. kq apy; jPgq;f nfhLf;fpd ,Ug;gth;f ,e;j jPg sj; jtW vk; Rthr ldq;fs; mDgtj;i Nfrj;jpd; fspj;jgb jhprdj;jpw Gwg;gLfpd
Haridwar ahdJ. H gJ thr tjhy; Ha
vdg;gLfpw gpuNjrq;f fUjg;gLf jlq;fis Ijpfk;. eilngWk rpj;jp ngw tpy; fy ypUe;J g `hpj;Jth

Nfhil tpLKiw
- 55 -
q;FfpwJ. jp gtdp mDkjp f; fhz mf;fiw pdh; gyh; Nwh[h ;fpaj;ijg; Neuj;jpy; ; miy ho;ehspy; lq;fspy;
;iriag; khjpf;Fr; of;fg;gL cUthf hw;wg;gLk; ry;YKd; s; vjw; ;gLf;if neQ;ir ; Gdpj jpfjp kl; Kaw;rpf;
;> gpujkh; Njrj;jpy;
cauj;
k;. gujd; y;yg;gLk; . Luxman b cau J. ,j am Jhula py; epd;W Fsph;e;j Nk jtpu
fUldhy; nfhz;L nry;yg;gl;l Fk;gj; `hpj;JthhpypUe;J 25 fp.kPw;wh; njhiy
jpypUe;J mkph;jj;jpd; xU gFjp `hpj;J tpYs;sJ hp\pNfrk;. ‘World of Yoga’
thhpy; tpOe;jjhf nrhy;yg;gLfpwJ. vd;Nw hp\pNfrk; me;epa ehl;lth;fshy;
mjdhy; jhd; ,q;Nf eilngWk; Fk;g
miof;fg;gLfpwJ. jpUk;gpa gf;fnky;
Nkshtpy; fye;J nfhz;L fq;ifapy; yhk; Myaq;fs;> nka;kwe;J jpahdj;
%o;fp ekJ ghtq;fisg; Nghf;fpf; jpypUg;gth;fs;> Nahfh gapw;rp ngWgth;
nfhs;s KbAk; vd;W `hpj;Jthhpy; fs; vdW xNu jpahd G+kpahf n[hypf;
nrhy;yg;gLfpwJ. ,t; mkph;jk; tpOe;j fpwJ hp\pNfrk;. Rthkp rpthde;jhthy;
,lj;ij gpuk;k Fz;lk; vd;wiof; Muk;gpf;fg;gl;l rpthde;j Mrpukk;
fpd;whh;fs;. vdNt jhd; ,q;Nf ghtq; ntspehl;Lg; gazpfshy; epuk;gp top
fisf; fOTtjhy; Nkhl;rj;ij mila fpwJ. khiy Neuj;J ‘Ganga Arathi’
yhk; vd;W mjpfk; Ijpfk; cz;L. kdijg; gpopfpwJ. Ganga Arathi vdg;
,d;dKk; ,bghLfSf;fpilNa gz; gLk; fq;ifia jPgj;jhy; Muhjpf;Fk;
ila ,e;J fyhr;rhu rpd;dq;fis epfo;tpy; Mapuf;fzf;fpy; kf;fs;
cs;slf;fpagb `hpj;Jthh; tpsq;F $Lfpd;wdh;. N`hl;ly;fspy; jq;fp
fpd;wJ. gpuk;kh>tp\;Z> rptd; %tUk; apUg;gth;fs; $l khiy kq;Fk;
,d;dKk; `hpj;Jthhpy; gpurd;dkhfp Ntisapy; fq;ifapy jkJ tpsf;F
apUg;gjhfNt $wg;gLfpwJ. tp\;Ztpd; jPgj;ij fq;if ejpapy; kpjf;f tpl;L
ghjr; RtLfs; HAR-KI-PAUR ,d; fq;if ejpia Muhjid nra;fpd;whh;
cah;e;j Rth;fspy; gjpe;jpUg;gjhf fs;. kq;fyhd xspapy; fq;if ejp
nrhy;yg;gLtjhy; mr;Rthpd; cauj; apy; jPgq;fs; efh;e;J nry;tJ moiff;
jpw;F ve;NeuKk; fq;if ejpahdJ nfhLf;fpd;wJ. hp\pNfrj;jpy; jq;fp
gha;e;J eidj;jgb ,Ug;gijf; fhZk; ,Ug;gth;fSk;> tUif jUgth;fSk;
NghJ neQ;rk; rpyph;f;fpd;wJ. jpUk;gpa ,e;j jPg Muhjidapy; fye;J nfhs;
gf;fnky;yhk; gf;jp kzk; fkOk; sj; jtWtNjapy;iy. re;jdthrid
`hpj;Jthhpy; ekJkdj;ijg; gz;gLj;jp vk; Rthrj;ij CLUt> ke;jpu cr;rh
J}a;ikg;gLj;jp fq;ifia ifnaLj;J ldq;fs; kdij xUikg;gLj;j ,e;j
tzq;fp ehk; gpwe;jjd; gadha; ,g; mDgtj;ij vg;gb th;zpg;gJ? hp\p
G+kpf;F tUif ju Mz;lth; xU Nfrj;jpd; Mya kfpikfisf; fz;L
re;jh;g;gj;ij je;jjw;F ed;wpia $wp fspj;jgb kWehs; mjpfhiy Mya
thuzhrp Nehf;fp Gwg;gLfpd;Nwhk;. jhprdj;jpw;fhf `hpj;Jthh; Nehf;fp Gwg;gLfpd;Nwhk;.
fq;if ejpNahuk; mike;jpUf;Fk; thudhrpia Mq;fpNyah;fs; md;iwa Haridwar vd;gjd; mh;;j;;jNk GJik
fhyj;jpy; gdhu]; vd;Wk ,d;iwa ahdJ. Harivd;gJ Mz;lth; Dwar vd;
fhyfl;lj;jpy; thudh];- fhrp vd;Wk; gJ thry; vd;gjhfTk; Fwpf;fg;gL
miof;fpd;whh;fs;. thudhrpapd; jpUk; tjhy; Haridwar vd;gJ ‘Gateway to God’
gpa gf;fnky;yhk; jhb> rilAlDk;
vdg;gLfpwJ. ,e;Jf;fspd; 7 Gdpjg;
fhtp cilAlDk; epiwe;jpUf;Fk; rhkp gpuNjrq;fspy; `hpj;JthUk; xd;whff;
ahh; $l;lj;jpw;F vy;iyNa ,y;iy. fUjg;gLfpwJ. Njth;fs; jkJ fhybj;
,e;Jf;fspd; Holy City vd;Nw thudhrp jlq;fis ,q;Nf gjpj;jpUg;gjhf xU
miof;fg;gLfpd;wjhf hpf; Ntjj;jpy; Ijpfk;. 12 tUlq;fSf;F xU Kiw
Fwpg;gplg;gLk; fhrpNa thudhrp MFk;. eilngWk; Fk;gNksh ,q;Nf kpfg; gpu
vj;jid Mapuk; Mz;Lfis fle;j rpj;jp ngw;wjhFk;. ,q;Nf Fk;gNksh
gpd;Gk; thudhrp ,e;J fyhr;rhuk; tpy; fye;J nfhs;s ,kakiyap
kiwahJ ypUe;J gy rhJf;fs;> rpj;jh;fs; $l `hpj;Jthh; te;J nry;tJ tof;fk;.

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ePq;fs; xU tPl;ilj; jpUj;Jtjw;fh fNth my;yJ tPl;ilr; rPu;jpUj;Jtjw; fhfNth KbT vLj;jhy;> xU xg;ge;j fhuiuj; Nju;e;J vLf;fNtz;b tUk;. mg;gbahd epiyapy; ey;y xU xg;ge;j fhuiuj; Nju;e;njLg;gJ kl;Lky;yhJ> re;ijapy; mjw;fhd rupahd tpiyia Ak; vt;thW mwpe;Jnfhs;tJ vdg; ghu; g;Nghk;.
xU xg;ge;jfhuiu mku;j;Jk; NghJ> mtiu cq;fSf;Fj; njupe;jtu;f@ lhf – Vw;fdNt mtuJ Ntiy mDg tj;NjhL njupe;jtu;fs; %yk; vLg;g jhy; mtuJ Ntiyj; juj;ijAk; mjw; fhd nryitAk; ,yFthf mwpe;J nfhs;syhk;. mg;gbj; njupe;jtu;f@ lhf vLf;fKbahj epiyapy;> ePq;fs;
tPL jpUj;Jtjw;Fj; jFe;j xg;ge;jfhuiuj; Nju;e;J vLg;gJ vg
myd; rptrk;G
- tPL tpw;gidg; gpujpepjp -
T| kV∫Ô suÔ
Alen Sivasambu
Sales Representative
Please Call Alen : 905-822-5000
Fax: 905-822-5617
alen@sutton.com
jfty;fs; nfhLf;fg;gLk; Gj;jfq;fspy; njhiyNgrp ,yf;fq;fisg; ngw;W mjpy; ehd;Nfh my;yJ Ie;Njh xg;ge;j fhuUld; fijj;J> mjpy; rpyiuj; Nju;e;njLj;j gpd;G> mtu;fsplk; cq;f sJ jpUj;jNtz;ba jfty;fisr; rup ahff; nfhLj;j gpd;G> mtu;fsplk; vt;t sT nryT cz;lhFk; vdg;ghu;j;jy; Ntz;Lk;. Mff; Fiwthd nrytpy; nra;gtu;fisAk; Nju;e;J vLj;Jtplf; $lhJ. Fiwe;j nrytpy; rupahd Ntiyia> nra;J Kbf;f Kbahjtu; fshf ,Uf;fyhk;. mj;Jld; mtu;fs; xU xg;ge;jj;ij vLf;Fk; Nehf;fk; kl;Lk;jhd; ,Uf;FNk jtpu mijr; rup ahfr; nra;JKbf;Fk; mDgtk; Fiw thf ,Uf;fyhk;. MfNt> ePq;fs; ,uz; Nlh my;yJ %d;Nwh xg;ge;jfhuu;f isj; Nju;e;njLj;j gpd;G mtu;fsplk; Njitahd iynrd;]; cs;sjh vd Tk; mj;NjhLworker’s compensation cupj; jhd fhg;GWjpAk; property damage and personal liabilityf;fhd fhg;GWjpAk; cs; sjh vdTk; ghu;j;jy; Ntz;Lk;. mjd;
gpd;G> mt nra;j M nfhs;sTk nra;jtu;f fspd; Nt Ak;. mjw njupe;Jnf fspy; e mtu;fspd jj;ijj; j mtu;fspd jpUg;jpahf xg;ge;jk; xg;ge;jq;f NjhL ,i jhd; epd yJ NtW fsh v nfhs;sT nra;jgpd;G cWjpg;gL
ePq;fs; v jug;gpdJk Ntiy ahd mate mj;Jld; tw;iw c Lk;. MfN batw;iw Nghk;.
Kjyhtj ,uz;L j Jld; vd ,U jug ghu;j;jy; Ntiyf;F vOjpf;nfh cjhuzk Gjpa tPL me;j ,l tu;> mij fs; vd;gd jy; Ntz jpl;lj;jpy; njspthf cq;fsJ tJ xU Nkyjpfkh ,Uf;Fk;. Ntiyia

tPL jpUj;Jtjw;Fj; xg;ge;jfhuiuj; Nju;e;J vLg;gJ vg;gb?
V∫Ô suÔ
- 57 -
fq;fspy; ; ngw;W h xg;ge;j rpyiuj; k; cq;f sr; rup plk; vt;t g;ghu;j;jy; nrytpy; j;Jtplf; rupahd bahjtu; mtu;fs; Nehf;fk; ijr; rup k; Fiw s; ,uz; e;jfhuu;f tu;fsplk; jh vd tion cupj; mage and pAk; cs; k;. mjd;
gpd;G> mtu;fs; NtW ,lq;fspy; Ntiy
Mterials: nra;j Mjhuq;fisf; Nfl;Lg; ngw;Wf; nfhs;sTk;. mjd;gpd;G mtu;fs; Ntiy nra;jtu;fSld; njhlu;Gnfhz;L> ,tu; fspd; Ntiyiag; gw;wpa jfty;fis Ak;. mjw;fhd nryTfisAk; Nfl;Lj; njupe;Jnfhs;sTk;. mtu;fSf;F ,tu; fspy; ey;y mgpg;gpuhak; ,Ue;jhy; mtu;fspd; Ntiyiag;gw;wp; cj;juth jj;ijj; jUtjw;Fj; jaq;fkhl;lhu;fs;. mtu;fspd; cj;juthj;jpy; cq;fSf;Fj; jpUg;jpahf ,Ue;jhy; mtu;fSf;F ,e;j xg;ge;jk; kl;Lk;jhdh my;yJ NtW xg;ge;jq;fSk; cs;sjh vdTk;;> mj; NjhL ,ij ,e;j xg;ge;jk; vLg;gtu;
vd;d materials ghtpf;fg;gl Ntz;Lnkd; gijj; njspthff; Fwpg;gpLjy; Ntz; Lk;. mg;gbf; Fwpf;Fk;NghJ me;j mate- rials rupahff; fpilf;fhtpl;lhy; mjw; Fr; rkkhd materials ghtpg;gjhdhy; mjw;F Kjypy; cq;fsJmDkjp Ntz; Lk; vd;gijAk; cs;slf;f Ntz;Lk;. mj;NjhL cq;fsJ original plan budget ,y; Nru;f;fg;glhky; ,Uf;Fk; plumping fixtures and floor coverings vd;git cq;fsJ budget ,Ds; mlq;fp cs;s jhf ,Uj;jy; mtrpak;.
jhd; epd;W nra;J Kbg;ghu;fsh my; yJ NtWxUtiug; nghWg;ghf tpLthu;
Payments and dates
fsh nfhs;sTk;. nra;jgpd;G cWjpg;gLj;jpf;nfhs;sy; vd;gijAk; xg;ge;jj;ij xg;ge;jfhuiuj; Nfl;L vOj;J Ntz;Lk;.
%ykhf mwpe;J njupT
cq;fsJ cq;fsJ iaAk; ve;jj; jpfjpapy; Ntiy Ntiy xg;ge;jj;ij nra;tjw;fhd nfhLf;fg;gl KbAk; vOJk; rupahd Ntz;Lk; gzj;ij NghJ jpfjp
ePq;fs; vOJk; xg;ge;jj;jpy; ,uz;L jug;gpdJk; ngau;fs;> tpyhrq;fs; vd;d Ntiy nra;ag;Nghfpd;whu;fs; vg;gb ahd materials ghtpf;fg; Nghfpd;whu;fs;>
vdTk; Fwpg;gpLjy; ey;yJ. vJtpj fhu zk; nfhz;Lk; ePq;fs; nrYj;jNtz;ba gzj;ijtpl mjpfkhfr; nrYj;j Ntz; lhk;.
mj;Jld; nfhLg;gdTfs;> jpfjp Nghd;w tw;iw cs;slf;fpajhf ,Uj;jy; Ntz; Lk;. MfNt> xg;ge;jj;jpy; ,Uf;fNtz; batw;iw KO tpgukhff; fPNo ghu;g; Nghk;.
mj;Jld; rpy xg;ge;jfhuu; Ntiy njhlq;Fk; Kd;G deposit Nfl;gJ tof; fk;. mg;gbahd Neuj;jpy; cq;fsJ xg;ge;jj;jpd; 10tPjk; my;yJ 1000 ,jpy; vJ Fiwthf ,Uf;fpd;wNjh mijf;
Kjyhtjhf> xg;ge;jj;jpy;  tpyhrk; mj; Jld; vd;d Ntiyfs; nra;tjw;fhf ,U jug;gpdUk; xj;Js;shu;fs; vdg; ghu;j;jy; Ntz;Lk;. MfNt vtu; ve;j Ntiyf;Fg; nghWg;G vd;gijr; rupahf
nfhLf;fyhk;. mNj Neuj;jpy; Nkyjpf khd gzj;jpid Ntiy ele;Jnfhz;b Uf;Fk; NghJk; nfhLf;fyhk;. gzj; ijr; rupahfr; nrYj;Jk;NghJjhd; Ntiy nra;gtUk; Ntiyiaj; njhlu; e;Jk; nra;tjw;Fj; J}z;lg;gLthu;fs;.
vOjpf;nfhs;Sjy; Ntz;Lk;. mjhtJ> cjhuzkhf xU tPl;il cilj;Jg; Gjpa tPL xd;iwf; fl;l Ntz;Lkhdhy;> me;j ,lj;ij cilg;gjw;F xj;Js;s tu;> mijj; Jg;guT nra;gtupd; ngau; fs; vd;gd njspthff; Fwpf;fg;gl;bUj; jy; Ntz;Lk;. mj;Jld; cq;fsJ jpl;lj;jpy; njhlf;fk; Kjy; KbTtiu njspthf ,Uf;f Ntz;Lk;. fhuzk; cq;fsJ gpujhdkhd jpl;lj;jpy; Vjh tJ xU khw;wk; Vw;gl;lhYk; ePq;fs; Nkyjpfkhfg; gzk; nrYj;jNtz;b ,Uf;Fk;. fhuzk; Nkyjpf khw;wq;fs; Ntiyia mjpfkhf;Fk;.
Ntiy KbAKd;G completion statement ,y; xg;gkplf; $lhJ. mj;Jld;> materi- als jUgtu;fNsh my;yJ subcontractors cq;fsJ project,y; $yp nrYj;jh tpl; lhy; cq;fsJ property ,y; lien Nghl KbAk;. mjhtJ cq;fsJ tPl;L cWjp apy; fld; nfhLf;fg;glNtz;Lk; vd;Dk; jfty; ,izf;fg;glyhk;. MfNt> sup- pliers ,dJk; subcontractors ,dJk; $ypfs; (gzk;) rupahfr; nrYj;jpajw; fhd proof If; Nfl;f Ntz;Lk;. mj; NjhL cq;fsJ payment ,d; xU gFjpia escrow account ,y; itj;Jf; nfhs;Sjy; Ntz;Lk;.

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mnkhpf;fhtpy; 23 kpy;ypad; Digital T.V fs; 34 kpy;ypad; MP3 Players, 127 kpy;ypad; wireless fUtpfis Efh;Nthh; thq;fpapUf;fpwhh;fs;. ,ij thq;Ftjw; fhf jq;fsJ tPl;bd;ngWkjpia mlkh dk; itj;J me;jg; gzj;jpy; ,tw;iw thq;fpAs;;shh;fs;.
tl;b tPjq;fs; Fiwthf ,Uf;ifapy; tPl;bd;tpiy cah;e;J nfhz;L Nghif apy; ,tw;iw thq;Fjy; vy;yhk; ,yF thf ,Ue;jJ. jw;NghJ tl;b tPjq;fs; cah;e;J tPl;bd; ngWkjpAk; Fiwe;J nfhz;L Nghifapy; gy NgUf;F rpf; fy; Vw;gl;Ls;sJ. mjpYk; fld; vLf;f Kbahj epiyapypUe;NjhUf;F nfhLf; fg;gl;l mlkhdf; fld;fs; kpfTk; ,f; fl;lhd epiyia mile;Js;sd. ,f; fld;fis Sub Prime mortgage vd;ghh; fs;.
,e;j mlkhdf; fld;fisf; nfhLf;Fk; epWtdq;fs; ,e;j mlkhdq;fis kPsf; fl;likj;J Gjpa myFfshf mikj;J NtW KjyPl;lhsh;fSf;F tpw;gJ tof; fk;. jw;NghJ ,e;j Sub Prime mlkhdf; flid itj;jpUg;Nghh; jkJ fld;fis GJg;gpf;Fk; NghJ $ba tl;b tPjj;jpw;F GJg;gpf;f Nehpl;Ls;sJ.$ba tl;b tPjj; jpw;F ,e;j mlkhdf; fld;fisg; GJg; gpf;Fk; NghJ ,e;jf; flid ,dpAk; fl;lKbAkh? fl;lNtz;Lkh? vd;w
khwd; nry;iyah
- epjp jpl;lkply; MNyhrfH -
Law Office T. JEGATHEESAN (Barrister, Solicitor and Notary Public (on)
cq;fs; rl;lg; gpur;rpid vJthfpYk; jkpopYk; Mq;fpyj;jpYk; MNyhridfSf;Fk; jp. rl;l n[fjPrd;
eltbf;iffSf;Fk; njhlu;G nfhs;Sq;fs;.
(Barrister, Solicitor and Notary Public (on)
Off:
416 • 266 • 6154 Res: 416 • 449 • 0358 Fax: 416 • 266 • 4677
2620 Eglinton Ave., East # 201 Scarborough. ON M1K 2S3
Zero Down Zero Net
epiy Vw;gl;Ls;sJ. ,g;gb tq;FNuhj;J epiyf;F NghFk; tPl;L chpikahsh; fspd; vz;zpf;if mjpfhpf;fpd;wJ.
,g;gb rhjhuz ruhrhp kf;fs; tq;F Nuhj;Jf;Fg; NghFk;NghJ mJ mth;f Sf;F fld; nfhLj;j epWtdj;ijAk; me;j epWtdj;jplk; ,Ue;J ,e;j mlkh df; fldpd; myFfis thq;fpaKjyPl; lhsh;fisAk; ghjpf;fpwJ.fdlhtpy; kl; Lk; ,g;gbg;gl;l fld;fs; 140 gpy;ypad; tiuapy; ,Uf;fyhk; vdg; Gs;sp tptuq; fs; njhptpf;fpd;wd.
,g;gb ,ej njhlh; tpisT rh;tNjr KjyPl;lhsh;fSf;F mnkhpf;fg; nghU shjhuj;jpYk; mnkhpf;f Efh;Nthh; kPJk; mtek;gpf;ifia Vw;gLj;jpAs;sJ. cyfpd; kpfg; nghpa re;ijahd mnk hpf;fhtpy; vw;gl;l rpwpa mjph;r;rp cy nfq;fZk; cs;s gq;;Fr; re;ijfspy; tpiy tPo;r;rpia Vw;gLj;jp gy KjyPl; lhsh;fSf;F ,og;ig Vw;gLj;jpAs;sJ.
mlkhdf; fld; epWtdq;fspd; fld; flikfis GJg;gpf;f Ntz;ba Neuj; jpy; KjyPl;lhsh;fs; GJg;gpf;f jaq;fpa- jhy; my;yJ $ba tl;b tPjq;fisf; Nfl;ljhy; fld; re;ijapy; xU neUf; fb Vw;gl;lJ. ,e;j neUf;fbiaj; njhlh;e;J cyf ehLfspd; kj;jpa tq;fpfs; gy gpy;ypad; nlhyh;fis gzr; re;ijf;F nfhLj;J tl;b tPjq; fis rkg;gLj;jpAs;sd.
XUKiw te;J NghAs;s ,e;j vr;rhp f;if mjph;tpdhy; mnkhpf;f kj;jpa tq;fp 0.5% tl;b tPjj;ijf; Fiwj;Js;
sJ.
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vd nghU gpujpthjq
1990 Mk; 100 nlhy fis nry Nrkpj;jhh;f Nghh; 136 fs;. ,jw fld; t ,g;gb vt nghUshj
mnkhpf;f njhopy; Ntiy jdJ f Ntz;Lk; sh;fSf;F trjpfis iug; Nghy mjpgh;fs Mdhy; , Wal Mart rk;gsj;ij
Wal Mart, Army ,y yhk;. Wa jpudpay; Cjpak; n Cjpak; fld; jpl;l
Pay day lo 2009 kp;ff ,j;jpl;lq;f Nthiu f fhtpd; J fis m MNuhf;fpa wa epWt Kfg;gLj;j flDf;F te;jhh;fs
mjpYk; f mjd; tl $bath;fS nfhLf;Fk

Zero Down Zero Net
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;FNuhj;J pikahsh;
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s; tq;F mth;f j;ijAk; ;j mlkh paKjyPl; htpy; kl; gpy;ypad; p tptuq;
rh;tNjr g; nghU hh; kPJk; pAs;sJ. d mnk ;r;rp cy ;ijfspy; KjyPl; pAs;sJ.
pd; fld; a Neuj; jaq;fpa- q;fisf; U neUf; f;fbiaj; ; kj;jpa hyh;fis l;b tPjq;
;j vr;rhp kj;jpa iwj;Js;
sJ.
,J ,t;tpjkpUf;f tPo;r;rpaile;J tUk; tPLfspd; tpiyfs; njhlh;e;J tPo;r;rpa ilAkh? my;yJ xU rkepiy mil Akh? ,e;j Neuj;jpy; mnkhpf;f kj;jpa tq;fpapd; nray; NjitahdJjhdh? gztPf;fk; fl;Lg;ghl;Lf;Fs; ,Uf;fpwjh?
vd nghUspay;mwpQh;fs; gyUk; thjg; gpujpthjq;fspy;  Vndd; why; kj;jpa tq;fpfSk; nghpa epjp
epWtdq;fSk; mjw;fhfpa eltbf;if apy; ,wq;fpAs;sd. MdhYk; Kjyh w Office
spj;Jt nghUshjhuthjpfs; Efh;Nth hpd; gof;f tof;fq;fis Ma;e;J mjw;Nfw;g Vio kj;jpa ju th;f;fj;jpd; xt;ntU rjj;ijAk; cwpQ;Rkhapd; mJ Kjyhspj;Jtj;jpd; ePz;l fhy MNuhf; fpaj;jpw;F ey;yjy;y. HEESAN
mnkhpf;fhtpd; rpwpa efuq;fspy; rpy fWg;gpd kf;fs; rkh;g;gpj;j tq;FNuhj;J tpz;zg;gq;fs; Nuhf;fpNahtpypUe;J epA Nahh;f; tiuapYk; rpl;dpapypUe;J yz;ld; tiuAkhd gq;Fr; re;ijfis mjpu itf;Fkhdhy; ,jd; mbg;gilg; gpur;ridia rhpahf mZfhtpl;lhy; vd;d elf;Fk;?
,J ,t;tpjkpUf;f fld;gl;lhh; neQ;rk; Nghy; fyq;fpdhd; ,yq;if Nte;jd; vd;w fk;gh; ,g;NghJ ,q;fpUe;jhy; fld; nfhLj;jhh; neQ;rk; Nghy; fyq;fpdhd; vd;W Kbg;ghNuh?
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# 201 h. ON K 2S3
tPL gj;jpupifapy;
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416-400-6406

Page 103
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jha;tPL • nrg;nuk;gH 2007

Page 104
jha;tPL • nrg;nuk;gH 2007 cUF Fkpo;fSk; kpd;jilg; nghwpf
cUF Fkpo;fSk; kpd; jilg; nghwpf Sk; xNu fUkj;ijNa nra;fpd;wd. mjhtJ kpd; Rw;wpy; Njitf;fjpfkhd kpd;Ndhl;lk; ,Uf;Fk; NghJ ,it mt;Nthl;lj;ijr; rLjpahf ,il Kwpf; fpd;wd (Overload). cjhuzkhf cUF Fkpo; 10A, 15A, 25A, 30A, 60Avd;W gy msTfspYk;> gy tbtq;fspYk; ,Uf; fpd;wd. gioa tPLfspy; kpd; cUF Fkpo;fSk;; Gjpa (vz;gJfspy; fl;ba tPLfs;) tPLfspy; kpd; jilg; nghwpf Sk; ghtpf;fg;gl;ld. gyh; kpd; cUF Fkpo;fisf; nfhz;l tPLfspy; tpirg; gyiffis jilg;nghwpg; gyifahf khw;wpf; nfhz;Ls;sdh;.
cUF FkpOs;s tPLfspy;> tpguk; njhp ahjth;fs; rpyh; Njitf;Fkjpfkhd mstpy; cUF Fkpo;fisg; nghUj;J fpwhh;fs;.cjhuzj;Jf;F RtupYs;s xU kpd; ,izg;G 15 mk;gpah; cr;rtuk;G itj;Jg; nghUj;jg;gl;bUf;fyhk;. mr;Rw; wpy; 15 mk;gpaUf;F Nky; kpd;rhuj;ij ,Of;Fk;NghJ cUF FkpopYs;s fk;gp cUfp kpd;Ndhl;lj;ijj; Jz;bj;J tpLfpwJ. tpguk; njupahj xUth; ,e;j cUfpa Fkpio khw;wptpl;L 25mk;gpah; msTs;s Fkpiog; nghUj;Jfpwhh;vd;W itj;Jf;nfhs;Nthk;.. ,g;NghJ me;j kpd;Rw;wpy; 20 mk;gpah; kpd;rhuk; gha;e; jhYk; Rw;W Jz;bf;fg;glhJ. Mdhy; 15 mk;gpaUf;Ff;fhfj; jahupf;fg;gl;l kpd; fk;gpfs; 20 mk;gpaiuj; njhlh;e;J gha;r;rpf; nfhz;bUf;Fk;NghJ mk; kpd; Rw;W R+Nlwp tPNl jPg;gw;wp vupe;JtpLk;. ,j;jtWfisf; fhZkplj;J fhg;GWjp epWtdq;fSk; el;l Ák›]B WA ̇
o>∫ÔVl_ o ́ΩBVÔ ÿÔVÈ ̧o ́V_ ÷_ÁÈ ®[Æ gF° ÿƒFm ÔTM¶Vs_ W‘∏›> ¶V¬¶ ̇
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goÈV ̇ ̃ ̧ zwÕÁ>Ôπ[  ̨ ́Õ] o>V_ sBV]Ô^ gıÁ\¬zÁ≈√V|Ô^ \V>s¶VF oÔV·VÆÔ^ ÁÔ, ÔV_, Ôø›m,  ́DA sBV]Ô^ ÷|©∏_ ÷ÚÕm z]¬ÔV_ kÁ ́•D √V•D  ́DA koÔ^ x^·Õ>ı| 4D 5D sÈÔ_ >ÁÈ \lˆ_ Aø ÿk‚|>_
Head aches + Migraine Allergies Skin Diseases Male Difficulties Menses Problem Nervous Disorders Sciatica Carpal Syndrome (Wrist) Pinch Nerve Twisted Nerve Nerve in hand & Legs Prolapsed disc 4 & 5
,q;Fs;s itj;jpa Kiwfshy; cq;fs; tpahjp Fzkilatpy;iyah?... ,dp vd;d nra;tJ!! ,yq;iff;Fg; NghNthkh? ,e;jpahTf;Fg; NghNthkh? vd;W Vq;Fk; Nehahspfs; xU jlit kl;Lk; njhiyNgrpapy; mioAq;fs;. gy kd cior;ry;fSk; ftiyAk; jPUk;
Kd;gjpT kl;Lk; (By Appointment only) Tel: 905-209-9464 Dr. fPjthzpthndhyp> N. M.
nre;jhkiu> z\V ̇
cjad;> cyfj;jkpou; gj;jpupiffs; kw;Wk; kUj;Jtk; rQ;rpif Gfo;
;
Prd. MBBS, CNHP ( Canada)
Health Card not covered kUj;Jt ml;il nry;YgbahfhJ
Fkpo;fSk; vy;yhj;JisfspYk; nghU j;jg; glf;$bajhftpUg;gjhy; ngupa mstpYs;s Fkpo;fisr; rpwpa ms Ts;s kpd;Rw;Wfspy; jtWjyhfg; nghUj;jptpLfpwhh;fs;. ,ijj;jtph;g;gjw; fhf cUF Fkpo;fs; jj;jk; msTfl; Nfw;g tpj;jpahrkhd epwq;fspy; jahupf; fg; gLfpd;wd. cjhuzkhf ePyk; 15 mk;gpah;>xNud;Q; 30 mk;gpah; vd;W juk; gpupf;fg;gl;Ls;sJ. rpy gyiffspy; nghUj;jkw;w cUF Fkpo;fisg; ngh Uj;j KbahjthW gpsh];bf; tisaq; fis (Fuse Rejectors) Fkpo; Jisfspy; nghUj;jp tpLfpwhh;fs;.
kpd; jilg;nghwpfs; Njitf;F mjpf khd kpd;rhuj;ijf; fhTk; NghJ jhkh fNt ,ilKwpf;Fk; jd;ikiaf; nfhz; Ls;sd. ,ij TriptpOfpwJ vd;ghh;fs;. ,g;gbahd jilg;nghwpfisTrip tpOe;j gpd;dh; gioa epiyf;Ff; nfhz;Ltu yhk;.(Reset)kPz;Lk; trip tpOkhdhy; kpd; Rw;wpNyh my;yJ mjpy; nghUj;jg;gl; Ls;s VjhtJ xU cgfuzj;jpNyh kpd; ndhOf;Nfh my;yJ FWf;fpizg;Ngh Vw;gl;bUf;fyhk;.
fpis kpd; Rw;W (Branch Circuit)
tpirg;gyifapypUe;J(Breaker Panel)kpd; rhjdq;fs; nghUj;jg;gl;Ls;s ,lq;f Sf;F kpd;rhuj;ijf; fhtpr;nry;Yk; ,izg;Gfs; nrg;Gf;fk;gpapdhy;Mdit. ,uz;L jdpj;jdp fhg;gzp (Insulated) nghUj;jpa fk;gpfSk; xU fhg;gzpaw; wJkhf %d;W fk;gpfs; xU NfgpspD}L nry;Yk;.,f;fhg;gzpfs; nghJthf ,ug; gNuh my;yJ gpsh];bf;fhfNth ,Uf;
Fk;. xU lDk;> kw ,Uf;Fk;.‘ my;yJ n miog;gh;. ‘epA+l;uy;’ tJ fhg;g (Ground) Nrh;j;J ng Fk;. ,J ug;guhNyh cNyhfj;j fWg;G nt ghAk;NghJ gpah; kpd;r ,Uf;Fk;. Vw;gLk; N flj;JfpwJ nfd xU Fg; gpwNf fpuTz;l; ,jdhy; Jthuq;fS z;l; ,i Uf;Fk;. f my;yJ < jdq;fNs fpuTz;l; rhjdq;fs fk;gp gr;i bUf;Fk;.
rpy ,iz fspdhy; m ,it 240 Gf;fSf;f cLg;Gyh;j Nthy;l; , izg;Gfs

Fkpo;fSk; kpd;jilg; nghwpfSk;
- j. rptjhrd; - tPL tpw;gid Kftu;
k›]BD
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k; nghU ; ngupa pa ms Wjyhfg; tph;g;gjw; msTfl; ; jahupf; ePyk; 15 d;W juk; iffspy; sg; ngh tisaq; isfspy;
;F mjpf hJ jhkh f; nfhz; d;ghh;fs;. p tpOe;j fhz;Ltu hy; kpd; Uj;jg;gl; pNyh kpd; izg;Ngh
Panel)kpd; ,lq;f r;nry;Yk; ;Mdit. Insulated) hg;gzpaw; gpspD}L hf ,ug; h ,Uf;
Fk;. xU fk;gp nts;isf; fhg;gzpA lDk;> kw;wJ fWg;Gf; fhg;gzpAlDk; ,Uf;Fk;.‘fWg;G’f; fk;gpia iyt; (live) my;yJ n`hl;(Hot)vd;W kpd; njhopyh; miog;gh;. ‘nts;is’f; fk;gpia ‘epA+l;uy;’ (Neutral) vd;wiog;gh;. %d;wh tJ fhg;gzpaw;w fk;gpia ‘fpuTz;l;’ (Ground) vd;wiog;gh;. ,e;j %d;iwAk; Nrh;j;J nghJthd ciwf; Foha; ,Uf; Fk;. ,J fhfpjj;jhNyh> JzpapdhNyh> ug;guhNyh> gpsh];bf;fpdhNyh my;yJ cNyhfj;jhNyh Mdjhf ,Uf;fyhk;. fWg;G nts;is fk;gpfspy; kpd;rhuk; ghAk;NghJ 120 Nthy;l;LfSk; 15 mk; gpah; kpd;rhuj;Jf;Ff; FiwthdJ khf ,Uf;Fk;. fpuTz;l; fk;gp kpd; mjph;r;rp Vw;gLk; Neuj;jpy; kl;LNk kpd;rhuj;ijf; flj;JfpwJ. VidaNtisfspy; mjw; nfd xU flikAkpy;iy. 1950fSf; Fg; gpwNf tPl;L kpd; ,izg;GfSf;F fpuTz;l; fk;gp mwpKfg;gLj;jg;gl;lJ. ,jdhy; rpy gioa tPLfspy; ,uz;L Jthuq;fSs;s Rtupizg;Gfspy; fpuT z;l; ,izg;Gf;fhd Jthuk; ,y;yhjp Uf;Fk;. fzdp Nghd;w rhjdq;fNsh my;yJ  cLg;Gyh;j;jp Nghd;w rhjdq;fs; 240 Nthy;l; ,izg;gpy; ,aq;Fgit. ,t;tp izg;Gfspy; %d;W fk;gpfSld; fpu
Tz;l; ,izg;Gf; fk;gpAk; ,Uf;Fk;. ,ul;il ,izg;Gfs; Doubled-up Circuits
rpy gyiffspy; xU jilg;nghwpapyp Ue;J ,uz;L fk;gpfs; Gwg;gLtij mt jhdpf;fyhk;. ,ij Double-up my;yJ Double-Tap my;yJ Double-Lugs vd;W miog;ghh;fs;. ,J fl;bl tpjpfspd;gb Vw;Wf; nfhs;s KbahjJ. gyifapy; jilg;nghwpfspd; vz;zpf;if Nghjh tpby; Gjpa kpd;Rw;iw ,g;gb ,izj;J tpLthh;fs;. vj;jid ,izg;Gfs; xNu Rw;wpy; ,Ug;gpDk; mjpy; ,izf;fg;gl;l rhjdq;fspd; nkhj;j kpd; ghtid (xNuNeuj;jpy;)15mk;gpah;fisj; jhz;lf; $lhJ. rpy rikayiwfspy; Nfj;jpYk; ikf;FNuhNtTk; Vffhyj;jpy; ,aq;Fk; NghJ ‘l;wpg;’ tpOtij mtjhdpf;fyhk;. ,J xU Xth;Nyhl; fhuzkhd epfo;T.
nefpo;tpizg;Gfs; Loose Connections rpytPLfspy; kpd;tpsf;Ffs; tpl;L tpl;L vuptJk; mize;J Ngha;g; gpd;dh; jhdhf vuptJk; my;yJ Rtupy; Xq;fp cijj;jhy; kl;LNk vuptJnkd;W gy tpjkhd ‘Nga;’tpisahl;Lfisf; fhz; gpf;Fk;. ,jw;F Kf;fpakhd fhuzk; nefpo;thd my;yJ jsh;thd ,izg;G fNs.,tw;iw cldbahfr; rPh; nra;tJ ey;yJ. ,g;gbahd nefpo;tpizg;Gfsp ypUe;J ntg;gk; cUthfp jPtpgj;J Vw;g lTk; rhj;jpakpUf;fpwJ.
Legs
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Tim Hortons upk; N`hw;wd;]; mwpatpy;iyahdhy; mwpe;Jnfhs;Sq;fs; f
rpt gQ;rypq;fk;
- MAl;fhg;GWjp gpujpepjp -
Tim Hortons – “Always Fresh”
“upk; N`hw;wd;];” (Tim Hortons) Nfhg;gpf; filapd; tuyhW vd;d?
mjd; Muk;gKk; tsu;r;rpAk; vg;gb mRu Ntfj;jpy; khwpf;nfhz;L Nghfpd;wJ?
(A+iy1>2007,y; ngwg;gl;l jft ypd;gb> fdlh KOtJk; nkhj;j khf 2733 fpisfs; ,e;epWtdj; jpd; mjp cr;r tpahghuk; elf; Fk; Nfhg;gpf; filfshf kpfTk; epfuyhg Nehf;fpy; Kd;Ndwpf; nfhz;Ls;sd.) ,e;epWtdj;jpy; gq;Ffs; thq;fp> tpUk;gpa njhif gzj;jpid KjyPL nra;tJ vd;why; vg;gbf; ifahs;tJ?
,e; epWtdj;jpd; Nfhg;gpf;fil xd;wpd; fpisapid vLj;J elh j;j tpUk;Gk; xUtu; ,t;Tupik apid vg;gbg; ngw;Wf;nfhs;tJ?
VjhtJ nghJ itgtq;fSf;F vg;gb ,e;epWtdj;jpypUe;J ed; nfhil ngWtJ?
INC.
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‘upk; N`hl;ld;];’ ,e;j ngaupidf; Nfs;tpg;glhj my;yJ ,e;jg;ngaupidf; nfhz;l Nfhg;gpf; filf;Fr; nry;yh jtu; fdlhtpy; mNdfkhf vtUNk ,Uf;fkhl;lhu;fs;. fdlh KOtJk; tPjpf;F tPjp ,Nj ngaupy; cs;s Nfhg;gpf; filapy;> ,e;j clDf;Fld; jahupj;J toq;Fk; Nfhg;gpf;F mbik ahdtu;fs; Vuhsk;! mjpy; re;NjfNk apy;iy
rup! ,e;epWtdj;jpd; ngaUf;Fupa ,j idj; jkJ ngaupy; Muk;gpj;j ‘jpU.upk; N`hw;wd;];’ vd;gtu; ahu;?
1930Mk; Mz;L [dtup 12Mk; jpfjp xd;uhwpNah khfhzj;jpy; cs;s ‘Nfhr;Nwd;’(Cochrane) vd;Dk; rpWefuk; xd;wpy; gpwe;j xU kdpjd;jhd; ,e;j ‘upk; N`hu;wd;];’.
n`hf;fp tpisahl;Lj; Jiwapy; fdlh tpy; Njrpa mstpy; Gfo;ngw;w xU ‘`PNuh’ 1949k; Mz;L njhlf;fk; fdlh tpYk; mnkupf;fhtpYk; cs;s gpugy;a khd tpisahl;Lf; fofq;fSf;fhf tpisahb Gfo;ngw;w> cauk;> fk;gPuk; epiwe;j kdpjd;.
jdJ KONeu n`hf;fp tpisahl;Lj; JiwAk; mjpy; fpilf;Fk; rk;gsKk; ePz;l fhyk; njhlu;e;J if nfhLf;f khl;lhJ vd;w J}u Nehf;fpy; (,d;iwa fhyfl;lj;jp;y; KONeu tpisahl;Lj; Jiwapy; gpufhrpf;Fk; `PNuhf;fs; ciof;Fk; rk;gsk; Nghy md;iwa fhyfl;lj;jpy; ,tuJ rk;gsk; ,Uf;f tpy;iy vd ,tuJ tuyhw;W Mq;fpy E}y;fspy; Fwpg;gplg;gl;Ls;sJ.) TDL (Tim Donut Limited) vd;Dk; xU fk;gdp
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n`hf;fp jpidr; n N`hw;wd Jiwapid vLg;gjw;F tpsk;gug; 10>000 nl jpd; ,d `kpy;ud; vLj;J el Jnfhz;l Joyce) Kd;dhs;
1967k; Mz jkJ ng ,Nj Mz Nru;e;J upk tdj;jpd; Nru;e;J n
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Nehth];n Mz;L gpw gilapy; gzpGupe;jt
n`hf;fp fhy;;> tu;j itj;jpUe N`hw;wd ifAk; cd;djkh nrd;wJ.
Rkhu; ehw tpd; gy eilNghl fspd; njh Mz;L ng kpf nfhL
mnkupf;fh cs;s ‘g tpisahl nuhwd;Nuh neLQ;rhi cau;e;j te;Jnfhz mtu;fs;> Rf;F E}w Jld; N tpgj;J Gy rw;W kJ njhlu;e;J NehTf;fh khj;jpiuf ate;jJ.
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Tim Hortons upk; N`hw;wd;];
pe;Jnfhs;Sq;fs; fdlhtpy; rpy jfty;fs;
jfty; njhlu; - 9
jha;tPL • nrg;nuk;gH 2007
gaupidf; gaupidf; nry;yh vtUNk KOtJk; ; cs;s Df;Fld; mbik e;NjfNk
upa ,j ‘jpU.upk;
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iag; gjpTnra;J> ,f;fk;gdpapd; fPo; ‘upk; N`hw;wd;];’vd;Dk; Nfhg;gpf; fil apid 1964Mk; Mz;L `kpy;ud; efupy; Muk;gpj;jhu;. mg;NghJ xU Nfhg;gpapd; tpiy gj;J rjk;.
,jNt ,tuJnjhopypd; Kjy; Muk;gk;!
n`hf;fp tpisahl;bYk; jkJ ftdj; jpidr; nrYj;jpf; nfhz;bUe;j jpU.upk; N`hw;wd;]; mtu;fSf;F>jkJ njhopy; Jiwapidj; jk;Kld; Nru;e;J tsu;j;J vLg;gjw;F xU gq;fhsp Njit vd tpsk;gug; gLj;jpaijj; njhlu;e;J> $ 10>000 nlhyu; KjyPl;Lld;> ,e;epWtdj; jpd; ,d;ndhU Nfhg;gpf; filapid `kpy;ud; efupd; ,d;ndhU gFjpapy; vLj;J elhj;Jtjw;fhf ,tUld; Nru;e; Jnfhz;lhu; jpU.nwhd; N[ha;]; (Ron Joyce) vd;Dk; `kpy;ud; efupd; Kd;dhs; nghypy; cj;jpNahfj;ju;.
1967k; Mz;L NkYk; ,U filfisj; jkJ ngaupy; Muk;gpj;j ,g;gq;fhsp> ,Nj Mz;by; jpU.upk; N`hw;wDld; Nru;e;J upk; N`hw;wd;]; vd;Dk; ,e;epW tdj;jpd; rl;lG+u;tkhd gq;fhspahfr; Nru;e;J nfhz;lhu;.
,tupd; tUifapd; gpd;G ,f; Nfhg;gpf; filapd; Kd;Ndw;wk; vd;gJ fdlh KOtJk; Jupj fjpapy; tsuj; njhlq;fp aJ.
rup! ,e;epWtdj;jpd; tsu;r;rpf;Ff; if nfhLj;J>,Wjpapy; KOikahd cupik ahsuhf khwpa jpU.nwhd; N[ha;]; vd; gtu; ahu;?
Nehth];nfh]pah khfhzj;jpy; 1930k; Mz;L gpwe;J gyfhyk; fdlhtpd; flw; gilapy; njhlu;G rhjdq;fs; gpuptpy; gzpGupe;jtu;.
n`hf;fp tpisahl;Lj; Jiwapy; xU fhy;;> tu;j;jfj; Jiwapy; xU fhy; vd itj;jpUe;J Xbf;nfhz;bUe;j jpU.upk; N`hw;wd;]; mtu;fSf;F ,tupd; tU ifAk; ifnfhLg;Gk; epWtdj;jpid cd;djkhd tsu;r;rpf;F ,Oj;Jr; nrd;wJ.
Rkhu; ehw;gJ Nfhg;gpf;filfis fdlh tpd; gy ,lq;fspYk; tp];jupj;J tPW eilNghl;L te;j ,t;tpUtUf;Fk; ,tu; fspd; njhopy;Jiw tuyhw;wpy; 1974Mk; Mz;L ngg;gputup 21Mk; jpfjp ele;jJ kpf nfhLikahd me;j Nrhf rk;gtk;!
mnkupf;fhtpy; fdlhtpd; vy;iyapy; cs;s ‘gt;tNyh’ efupy; xU n`hf;fp tpisahl;Lg; Nghl;bapy; gq;Fgw;wptpl;L nuhwd;Nuh Nehf;fp ‘Fapd; vyprngj;’ neLQ;rhiy topahf jkJ tpiy cau;e;j ];Nghu;l;]; fhupy; ,uTNeuk; te;Jnfhz;bUe;j jpU.upk; N`hw;wd;]; mtu;fs;> tpgj;J xd;wpy; rpf;fp> thfdk; Rf;F E}whf nehUq;fpaJld;> thfdj; Jld; Nru;e;J mtUk; gypahdhu;. tpgj;J Gyd;tprhuizapy; md;Wkhiy rw;W kJ mUe;jpapUe;jhu; vd;gJk;> njhlu;e;J tpisahl;by; Vw;gl;l fhy; NehTf;fhf typapidf; Fiwf;Fk; khj;jpiufs;; vLj;Jte;jhu; vdTk; njup ate;jJ.
,t;tpuz;Lk; thfd Xl;lj;jpy; xU epjh dj;jpid ,of;fg; gz;zpapUf;fyhk; vd;gJk; kuz tprhuizapy; mwptpf;fg; gl;bUe;jJ.
1974Mk; Mz;L ,tu; tpgj;jpy; kuz khdNghJ ,tUf;F ehd;F ngz; Foe;ijfs;. ,tuJ kidtpapd; ngau; jpUkjp nyhwp N`hw;wd;];. fk;gPukhf epd;W n`hf;fp tpisahl;Lj;Jiw `PNuhthf tyk; te;J> jkJ tu;j;jfk; kpfj; jpwiikahf - mjpu;];lKk; gpd; dhy; ,Ue;J js;spf; nfhLf;f - Kd;N dw;wg; ghijapy; Ngha;f; nfhz;bUe;j
,e;epWtdj;jpy; ,tuJ jpBu; kuzj;jpd; gpd;G ,tuJ tpjit kidtpahy; ehd;F Foe;ijfSld; mjid fzt- dpd; ,lj;jpy; epd;W gq;fhspahf epu; tfpf;f Kbahky; NghapUe;jJ. ,jdhy;
INC. al
,t;tpjit kidtpf;Fk; gq;fhspahd jpU.nwhd; Nwha;];f;Fk; ,ilapy; gy s
,Ogwpfs;!
,Wjpahf ,UtUk; xU KbTf;F te; jdu;. 1975Mk; Mz;L mjhtJ jpU.upk; N`hw;wd;]; kuzkhfp xU tUlj;jpd; gpd;G> ,tuJ gq;Ff;F xU tpiyahf xU kpy;ypad; nlhyu; gzk; kidtpf;F toq;fg;gl;L> gq;Fjhuu; cupikapy; ,Ue;J upk; N`hw;wd;]; FLk;gj;jpdu; tpLtpf;fg;gl> jpU.nwhd; N[ha;]; mtu; fs; VfNghf cupikahsu; Mdhu;.
xU kpy;ypad; gzj;Jld; 1975,y; tpy fpf; nfhz;l jpUkjp upk; N`hw;wd;];> fle;j brk;gu; 2000 ,y; kuzkhfpa NghJ> ifapy; xU gzKk; ,y;yhJ kuzkhfpapUe;jhu; vd gy Mq;fpy rQ;rpiffspy; fl;Liufspy; njuptpf;fg; gl;bUe;jJ.
Mdhy;> cupikapy; ,Ue;J tpyfpa jpUkjp upk; N`hw;wd;]; mtu;fs;> ,tu; tpyfpa gpd;G epWtdj;jpd; mjpu;];lfu khd tsu;r;rpapy; gq;F Nfl;L tof;Fj; njhlu;e;jpUe;jhu; vdTk; Mdhy; mJ mtUf;Fr; rhjfkhf mike;jpUf;f tpy;iy vdTk; fdlhtpd; Mq;fpy O N
rQ;rpif xd;W jfty; njuptpj;jpUe;jJ. 2•7070
,Nj Neuk; jpU.upk; N`hw;wd;]; mtu; fs; tpgj;jpy; kuzkhtjw;F rpy ehl;

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jha;tPL • nrg;nuk;gH 2007
fSf;F Kd;du;>jkf;Fk; jkJ kidtpf; Fk; ,ilapy; frg;G czu;Tfs; ,Ug;g jhfTk;> tpiutpy; tpthfuj;Jr; nra;ag; Nghtjhfj; jk;kplk; njuptpj;j ,ufrpaj; jpid gpd;ida fhyq;fspy; gq;fhsp jpU.nwhd; N[ha;]; gj;jpupiffSf;Fj; njuptpj;jpUe;jhu;.
Jupj fjpapy; gy gy fpis epWtdq; fshf tp];jupf;fg;gl;l ,e;j mjpu;];lfu khd tpahghuj;jpd; 300MtJ Nfhg;gpf; fil 1987y; my;Ngu;l;lh khfhzj;jpd; fy;Nfup efupy; jpwf;fg;gl;lJ. 500MtJ Nfhg;gpf; fil 1991y; fpA+ngf; efupy; jpwf;fg;gl;lJ.
1995Mk; Mz;L ,jd; tsu;r;rpapy; xU khw;wk; te;jJ. mnkupf;fhtpy; ,aq;Fk; ‘ntd;b]; ,d;uu; eh\dy; fk;gdp’ (Wendy’s International Inc) vd;Dk; cz tf fk;gdpAld; ,izf;fg;gl;L> ,;t; ,uz;Lk; Nru;e;J mnkupf;fhtpYk; tp];jupf;fg;gl;lJ. (Gjpjhf ,U epWtd Kk; Nru;e;J cUthf;Fk; ,lq;fspy; upk; N`hw;wd;]; epWtdj;jpd; VfNghf cupikahsu; jpU.nwhd; N[ha;]; mtu;fs;> jkJ taJ Kjpu;e;j epiyapy; Xu; ,sikr; rpupg;Gld; ifapy; upk; N`hw;wd;]; Nfhg;gpf; fpz;zj;JlDk; ‘ntz;b’ epWtdj;jpd; jiytu; jkJ fk;gdp ngau; gjpj;j fpz;zj;JlDk; $l;lhfj; Njhw;Wk; glq;fs; filfs; mike;j ,lq;fspd; Rtu;fspy; mofh- fj; Njhw;wkspg;gjid mtjhdpj;J ,Uf;fyhk;.)
Jupjfjpapy; tsUk; $l;L epWt dj;jpy; jq;fs; gzj;jpid Kj ypl tpUk;Gk; nghJ kf;fisAk; tpUk;gpdhy; KjyPL nra;a mioj;Js;sJ.
fdlhtpy; cs;stu;fs; “nuhwd;Nuh gq;Fr; re;ij” %ykhfTk;> mnkupf;fh tpy; cs;stu;fs; “epA+Nahu;f; gq;Fr; re;ij” %ykhfTk; ,jpy; KjyPL nra; Ak; trjpfs; nra;J nfhLf;fg;gl;Ls; sd. xU gq;fpd; tpiy ,f;fl;Liu iaj; jahu;nra;Ak;NghJ 34.04 nlhyu;f shFk;. ,Jtiu 232>246 gq;Ffs; tpw; gid nra;ag;gl;L> ,g; nghJkf;fspd; gzKk; ,e;epWtdj;jpd; KjyPl;by; Rod;W mbj;J Ntiy nra;fpwJ.
,jpy; KjyPL nra;a tpUk;Ggtu;fs; jq;fs; tq;fpfspy; KjyPl;L fzf;Fj; jpwe;J mjpy; gzj;jpid itg;Gr;nra;J tq;fpfs; %yk; ,e;epWtdj;jpy; KjyPL nra;ayhk;.
10>000 nlhyu; KjyPL nra;jhy; 10>000 ÷ 34.04 = 298.88 gq;Ffs; vd thq;fpf; nfhs;syhk;. gq;F yhgk; fpilf;Fk;. tpUk;gpa Neuj;jpy; gq;Ffis tpw;W tpl;L> Nghl;l gzj;jpid kPsg; ngw;Wf; nfhz;L ,jpypUe;J tpyfpAk; nfhs;s yhk;.
,e;epWtdj;jpd; jiyik mYyfk; xd;uhwpNah khfhzj;jpy; gpd;tUk; tpyhrj;jpy; cs;sJ.
Tim Hortons – Head office 874, Sin clair Road, Oakville Ontario L6G 2Y1 Tel: 905 845 6511 Fax: 905 845 0265
fdlhtpd; Vida vl;L ,lq;fspy; ,jd; gpuhe;jpa jiyik mYtyfq;fs; cs;sd. 2006Mk; Mz;L ngwg;gl;l Gs;sp tptuq;fspd; gb> nkhj;jk; 70>000 f;F Nkw;gl;l Copau;fs; ,g;ngaupd; fPo; cs;s epWtdq;fs;> Nfhg;gpf; filf- spy; gzpGupfpd;wdu;.
,e;epWtdj;jpd; ngaupy; xU fpis epW tdkhf Nfhg;gpf;fil xd;wpid vLj;J elhj;j tpUk;GgtUf;F cupa nryT vt;tsT vdj; njupAkh?
$420>000 njlq;fp $450>000 nlhyu; tiu tpiytuyhk;. ,Jjtpu ,t; tpiyf;F Nkyjpf tupAk;cd;L. ,;J jtpu nray; gLk; KjyPlhf ,d;ndhU (Working
Capital) $ 50>000 nlhyu; Nkyjpfkhfj; Njitg;gLk;. gj;J tUlq;fSf;F xU Nfhg;gpf; filapd; fpisapid elhj;Jk; cupik toq;fg;gLk;. ,jpy; $135>000 nlhyu; nrhe;jg; gzkhff; nfhz;L tU jy; Ntz;Lk;. kpFjp tq;fpfspy; fldh fg; ngwKbAk;. ,r;nrytpy; fl;blj;jpd; thlifr; nryT mlq;fkhl;lhJ. vl;Lf; fpoik gapw;rp> Muk;g epiyapy; ,U fpoikfs; Neub cjtpfs; ahTk; ,r; nrytpDs; mlq;Fk;.
mjhtJ> Rje;jpukhf ,f;filapid vLj;J elhj;j tpUk;Ggtu;fSf;F cupa Muk;g cjtpfs;> topfhl;ly;fs; ahTk; ,e;epWtdj;jpdhy; nra;J jug;gLk;.
nkhj;j tpw;gidapy; %d;W rjtPjk; epW tdj;jpw;F fpoikf;Ff; fpoik toq;f Ntz;Lk;. tpsk;guj;Jf;nfd nkhj;j tpw;gidapy; ehd;F rjtPjk; toq;f Ntz;Lk;.
filapy; cUthf;fpf; nfhLf;fg;gl;l cgfuzq;fSf;fhd nrythf Fiwe;j khj thliff; fl;lzk; my;yJ 10 rj tPjk; tpw;gidapy; khjhkhjk; nrYj;j Ntz;Lk;.
vy;yhr; nryTk; fopj;J ,e;epWtdj;jpd; Nfhg;gpf; fil cupikahsu;fspd; $l; lhd nkhj;j epfu yhgk; 67.2 kpy;ypad; nlhyu; vd mwpf;iffs; njuptpf;fpd ;wd.
VjhtJ nghJ epfo;r;rpfSf;F ed; nfhil ngw tpUk;Ggtu;fs; - donation@timhortons.com vd;Dk; kpd;dQ;rYld;> me;epfo;r;rp elg;gjw;F gj;Jf; fpoikfSf;F Kd;G njhlu;G nfhs;SkhW Nfl;fg;gl;Ls;sJ.
(jpd;gz;lq;fs;>Nfhg;gpf; $g;gd;fs; Mfp ad ed;nfhilahf toq;fj; jahuhf Ts;sdu;.)
VjhtJ r%f gzp epfo;TfSf;F ,e; epWtdj;jpd; ];nghd;ru; Njitahf ,Ue;jhy; 12 fpoikfSf;F Kd;du; sponsorships@timhortons.com vd;Dk; kpd;dQ;rYf;F epfo;T> elhj;jg;NghFk; epWtdk; gw;wpa jfty;fis mDg;G khW Nfl;fg;gl;Ls;sJ.
(fle;j [{d; 2005,y; `kpy;ud; efupy; cs;s kf; kh];uu; gy;fiyf;fofj;jpw;F tpisahl;L muq;fk; fl;Ltjw;F gj;J kpy;ypad; nlhyu; toq;fg;gl;lJ ,q;F Fwpg;gplNtz;ba nra;jpahFk;.
upk; N`hw;wd;]; filfspy; gzpGupAk; Copau;fspd; gps;isfSf;F Gyikg; guprpy; vd 1000 nlhyu; toq;FtJk; toikahFk;. ,J njhlu;ghd jPu;khdj; jpid me;je;jf; fpisapd; cupikah- su; vLj;Jf; nfhs;thu;. xU Fwpg;gpl;l tiuaiwtiuNa ,t; Gyikg; guprpy; toq;fg;gLk;.
fhg;GWjp rk;ge;jkhd
NjitfSf;Fk;
MNyhridfSf;Fk; rpt. gQ;rypq;fk;
B. Com,
Licensed Insurance Broker
416.321.0999

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jpfkhfj; f;F xU elhj;Jk; $135>000 z;L tU py; fldh l;blj;jpd; J. vl;Lf; apy; ,U hTk; ,r;
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;fs; Mfp jahuhf
f;F ,e; jitahf Kd;du; vd;Dk; g;NghFk; mDg;G
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zpGupAk; Gyikg; q;FtJk; jPu;khdj; upikah- Fwpg;gpl;l g; guprpy;
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nce Broker
321.0999

Page 107
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÷Õ> \V>D ÿ ́V≈[o ́Vs_ ÂÁ¶ÿ√≈ c^· WÔμ
September 06, 2007
• jpUr;nre;J}u; KUfd; Mya nfhbNaw;wk;
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• September 07, 2007
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• ef;fPudpd; ‘Nrhjplg; Gul;L’ E}y; ntspaPl;L tpoh
• September 09, 2007
• FUk;grpl;b eyd;Gupr; rq;fj;jpdupd; xd;W$ly;
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• Thamil Heritage school of Waterloo Region & Guelph toq;Fk; eifr;Rit khiy 2007
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September 15, 2007
• tp\;Z Nju;j; jpUtpoh - = rpth tp~;Z Nfhtpy;
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September 15, 2007
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• kpa+rpf; md;l; nfhkb iew; - “Rk;kh mjpUjpy;y 2007”
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September 16, 2007
October 0
• Contest for Music Creation - “mf;fpdpf; FQ;Rfs;”
• kpa+rpf; md;l; nfhkb iew; -
•
“Rk;kh mjpUjpy;y 2007”
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September 22, 2007
• nuhwd;Nuh kj;jp gPy; gpuNjr fiy gz;ghl;Lf;
fofj;jpdupd; ‘jpahf jPgk;”
• Njtijfspd; murp 2007-08-29
÷Á>s¶°D ∂]Ô WÔμ°Ô^ ÿ ́V≈[o ́Vs_ ÂÁ¶ ÿ√Æ ̨[≈TM. o\ WÔμ°Ôπ_ EÈ. c∫Ô^ WÔμ°ÔÁ·•D inayam.net÷_ √]° ÿ ÂVπ_ ÷¶Dÿ√Æ www.inayam.net
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jha;tPL • nrg;nuk;gH 2007 V≈[o ́Vs_ ÂÁ¶ÿ√≈ c^· WÔμ°Ôπ_ EÈ...
September 23, 2007
• ];fhgNuh jkpou; fiygz;ghl;Lf; fofj;jpdupd;
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• mr;RNtyp kj;jpa fy;Y}up gioa khztu; rq;fj;jpdupd; mr;rhuk; 2007
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October 08, 2007 fs;”
• fdlh fhiu fyhr;rhu kd;wj;jpdupd; jkpo; nkhopj; jpwd;> gz;zpirg; Nghl;bfs; 2007
• Thanksgiving Day
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jha;tPL • nrg;nuk;gH 2007
,yq;ifapy; ngupa tsTs;s tPl;by; trpj;jpUe;jhy; gy gpuNahrdkhd kuq; fis el;L> gad; ngw;wij cq;fspy; gyu; mwptPu;fs;. nghJthf cq;fs; tPl;ilr; Rw;wp> njd;id (Fs;sr;rhjp) kh> thio> gyh> nfha;ah> vYkpr;ir> KUq;if> mfj;jp> J}Jtis> Rz;lq; fha;> kzj; jf;fhsp> kw;Wk; fha;fwpr; nrbfisAk;> G+r;nrbfshd Nwhrh>nrk; gUj;jp> ky;ypif> Jsrp> nrt;te;jp (rhke;jp)> myup> #upafhe;jp> ee;jpah tl;il (epj;jpa fy;ahzp) kw;Wk; if kUj;Jtj;Jf;Fj; Njitahd fw;G+u ts;sp> Gjpdh> nfhj;jky;ypf; fPiu> nte;jaf; fPiu> kUjhzp Nghd;wtw;iw Ak; tsu;f;fpwhu;fs;.
Mdhy;> fdlhtpy; Nkw;$wpa kuq;fis Nfhilapy; kl;Lk; tsu;f;fyhk;. gdpf; fhyj;jpy; mtw;iw fz;zhb miwf spYk; my;yJ tPl;bYs;s [d;dy;fs; mUfpYk; tsu;f;fyhk;. [d;dy; mUfpy; tsu;g;gjhy; mtw;Wf;F #upa ntspr;rk; fpilf;fpwJ. #upa ntspr;rk; tPl;bw;Fs; tuhtpl;lhy;> mjpf Neuk; vupfpd;w kpd; tpsf;Ffspd; fPo; ,tw;iw tsu;f;fyhk;. tPl;bDs; tsu;f;Fk; kuq;fSf;F jpd Kk; ePu; Cw;wNtz;ba mtrpak;,y;iy. xd;wtpl;L xU ehNsh my;yJ xU thuj;jpy; ,uz;L ehl;fNsh jz;zPu; Cw;wpdhy; NghJkhdJ. Nfhil fhyj; jpy; tPl;bd; ntspNaAs;s G+Q;nrbf Sf;Nfh fha;fwp nrbfSf;Nfh khiy apy; ePu; Cw;WtJ kpfTk; rpwe;jJ.
You Dream It....
We Make It Happen...
tPl;by; tsu;f;Fk; kuq;fs
ghyh ,uhN[e;jpud;
Vndd;why; mLj;jehs; ez;gfy; tiu kuj;jpd; mbapy; ePu; ,Uf;Fk;. fhiy
Tharsh
KINGSBURY REALTY BROKERAGE
apy; Cw;W fha;e;J n cz;ika lq;fSf;F gha;r;r N Ls;sJ.
tPl;bDs; Sf;F ePu mbapy; x Nghd;w g tif G+r gLfpd;wd tbe;J> f fPNoAs;s Lk; G+r;rh nra;tjdh gOjila
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Pl;by; tsu;f;Fk; kuq;fs;
t.... Make It Happen...
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B.B.A Sales Representatives 416.843.7474
30 Eglinton Ave. W, Suite 200, Mississauga, ON, L5R 3E7 Bus: 905.568.2121
RY REALTY ERAGE
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ercial Lease
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Birchmount/Ellesmere Markham/401
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Condo Apt, 1+1 Bedrooms, Office. 3 Office Rooms, One
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Mondeo Spring Condo With Well Maintained Building.
Most Desired South Side Exposure.Spectacular City View,Full Recreational Facilities With Guests Suite
Bramalea/Balmoral
$184,900 Condo Townhouse Multi-Level, 3+1 Bedrooms, 2 Washrooms, Beautiful Executive 3+ Townhome Located On A Quiet St. Well Kept Common Element Area. Located Close To Hwys 410 & 407, Shopping & Schools
Kennedy/401
$139,900 Condo Apt, 3 Bedrooms, 2 Washrooms, End Unit. 3 Bdrm + 2 Washrooms. Bright, Spacious Beautifully Renovated Unit In The Building. Gleaming New Laminate Flooring Throught Except The Kitchen.
Kipling
$169,900 Condo Apt, 2 Bedrooms, 3 Washrooms, Sun Filled Spacious Unit, Close To Schools,Ttc,& Shopping Ctr.Hurry Won't Last. Brand New Fridge, Stove

Page 109
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Not intended to solicit properties currently listed for sale
FOR YOUR REAL ESTATE AND MORTGAT
Buying or Selling Residential, Commercial, Land
•No Income / No Credit / New Immigrants
•Renewals / Refinancing / Switching
•Self Employed
•Bank Turn Down / Previously Bankrupt
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REAL ESTATE AND MORTGATE NEEDS
l, Commercial, Land and Investment Properties
Meet a Realty Expert
Nilani Ravindran Sales Representative Cell: 647.836.6502 Associates Realty Inc., Brokerage Independently owned and operated 900 Middlefield Road #4, Toronto, ON M1V 4X1 Tel: 416.293.1100, 416.293.6700
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Page 110
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Buy or Sell through us before September16, 2007
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1711 McCowan Rd, Suite 206, Scarborough Tel: 416.321.6969 Fax: 416.3 This is not intend to solicit properties currently listed for sale
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Luxurious Condominium In Central Scarbo Award Winning Builder “ TRIDEL
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416-284-9999 Ext 21 (jkpo;) Ext 34 (English)
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All Your Real Estate Needs..
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re September16, 2007 and win a New Car**
Sasi Chelvaratnam Sales Representative 416.858.4828
fe GTA Realty Inc., Brokerage*
Suite 206, Scarborough, On, M1S 2Y3 321.6969 Fax: 416.321.6963
*Each office independently owned and operated ale
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759 Warden Ave.Toronto, ON M1L 4B5, Bus: 416-759-5453 x: 407
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A-Z SOLUTIONS
To Every Human Problem, There is only
A - Z
∂ÁTM›m¬zD y ̇° \M>M[ ŒÀÿkVÚ ∏ ́flEÁTM¬zD ÷ÈzkVTM ŒÚ y ̇ok cı|. ŒÚ zÁ¶l[ ˇμ c∫Ô^ ∂ÁTM›m© ∏ ́flEÁTMÔ”¬zD y ̇°  ̨‚| ̨[≈m.
"" ®TMm ÿ√uo≈VÚ¬z kw∫Ô©√¶V]ÚÕ> ÿ√[ƒ[ c>s›ÿ>VÁÔ 22,000n ÷ ́ı| kV ́∫Ôπ_ ÿ√uÆ›>Õ>TM ̇''
- ∏ ́√È Á ¿∫Ô^ 59 kBÁ>› >VıΩs‚œ ̇Ô·V? ÿ√[ƒ–¬z› >z]BVÔÈVD. T‚Ω_ ÷Ú∫Ô^ ÿ√[ƒ[ o>ΩkÚD.
¿∫Ô^ 65kB]uz¬ zÁ≈Õ>k ́V? CPP Disability ÿ√[ƒ–¬z› >z]BVÔÈVD
¿∫Ô^ Ô¶M_ Jμ ̨s‚œ ̇Ô·V? *”k>uÔVTM kaÔ^ ®Dt¶D cı|. 15 kÚ¶ ∂–√kD ∂Áw•∫Ô^ ÿ¤BV 416.431.0707
√È ±uƬÔ¬ÔVTM k∫zo≈V›m WÁÈÁ\Ô^ (Bankruptcies) ∏ ́A ÁÔBVı¶ ÿ√V[TMD√ÈD
∂–√kD - ∂Áw•∫Ô^
416.431.0707

A-Z SOLUTIONS
oblem, There is only one easy solutions
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Ú y ̇ok cı|. D y ̇°  ̨‚| ̨[≈m.
√¶V]ÚÕ> ÿ√[ƒ[ ∫Ôπ_ ÿ√uÆ›>Õ>TM ̇''
- ∏ ́√È Ák›]B ̇ >VıΩs‚œ ̇Ô·V?
∫Ô^ ÿ√[ƒ[ o>ΩkÚD.
√[ƒ–¬z› >z]BVÔÈVD.
kaÔ^ ®Dt¶D cı|. ¤BV 416.431.0707
≈V›m WÁÈÁ\Ô^
Real Estate ÿ√V[TMD√ÈD
kD - ∂Áw•∫Ô^
Ô‚Ω¶fl ÿƒV›m¬Ô^
• Buying or Selling
• Mortgage arrangement 31.0707
• Free Consultation
• Free Market Evaluation
Insurance ÔV©AÆ]
• Life Insurance
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• Mortgage Protection
jha;tPL • nrg;nuk;gH 2007

Page 114
jha;tPL • nrg;nuk;gH 2007
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10 Lormel Gate, Unit 5, Brampton, ON L7A 2K7, Canada
Tel. 905.840.7002 www.vihafashions.com, sasi@vihafashions.com
Sandalwood Pkwy
Bovaird Dr. W
10
Lormel Gate
410
7
- 71 -

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nghd;idah tpNtfhde;jd; ;fdlhtpYk; Gyk;ngaH ehLfspYk; jkpo; thndhypfisf; Nfl;NghUf;F kpf mwpKfkhd ngaH. tpNtfhde;jd; xU Gifg;glf; fiyQUk; $l. ghlrh iyf; fhyj;jpypUe;Nj Gifg;glq;fis vLj;JtUfpwhH. mtUila ,uz;L Gifg;glq;fs; ,q;F.
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On Line - Credit Approvel, All kind of Credit Repairs c∫Ô^ sBV√V ́ x>‹| T‚| x>‹| g ̨BkuƬÔVTM √›o>ÁkÔ^ c¶[ Œø∫z ÿƒFm > ́©√|D
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PROTECT YOURSELF
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t we serve:
ent Death Insurance • Affordable Life Insurance • Critical Illness Insurance ility Income Insurance • Mortgage Insurance • Permanent Life Insurance surance • Term Life Insurance • Travel Insurance • No Medical Exam Insurance
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∏ ́√È √_ Ák›]B WA ̇ ¶V¬¶ ̇ g]Ô√] oƒV\∑Õ> ́D
416.750.9969 2191 Warden Ave., Suite 3000, Scarborugh, ON
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jha;tPL • nrg;nuk;gH 2007