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Justin William
Broker Cell: 416.803.7344
Ravi Raveendran
Broker Cell: 416.817.8479
Wilton Gnanapragasam
Sales Representative Cell: 416.554.4747
HomeLife GTA Realty Inc.,
Brokerage*1711 McCowan Rd, Sui
For All Your Real Estate Needs !
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$ 369,000
Markham & Steeles
3 Bedroom Detached House Corner House Stainless Steel Appliances Great location Call Ravi For Details....
$ 229,900
Warden & Finch
Spacious Luxury Condominium One Bedroom Plus Den Approx 1375 Sq. Ft Excellent Location Call Wilton For Details....
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*1711 McCowan Rd, Suite 206, Scarborough, On.
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TWO PROFESSIONAL MORTGAGE SPECIALISTS UNDER ONE ROOF WITH RATES YOU CAN’T BEAT
MAILVAGANAM (MIKE) AHILAN Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-220-1184
VINCE SINNADURAI Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-917-9462
416.438.1688
Fax: 416.438.1612 2250 Midland Ave., #3 (South of Sheppard) Unit 3, Scarborough, ON M1P 4R9
$ 469,900
14th Ave & 9th Line
4 Bedroom Detached House Brand New House Oakwood Staircase Decorative Pillars. Call Wilton For Details....
$ 224,000
Morningside & Finch Beautiful Town House 3 Bedrooms Ideal Starter Home Low Maintenance Fee Call Ravi For Details....
Brand New Mattamy Home 4 Bedrooms. Approx 2620 Sq.Ft Over $ 20,000 in Upgrades Close To Schools & Park. Call Justin For Details....
Middlefield & Finch
4+1 Bedroom House Well Maintained House Finished W/out Basement Excellent Neighbourhood Call Justin For Details....
$ 144,900
Midland & Lawrence
Well Maintained Condominium 3Bedrm W/Ensuite Washrm Large Unit w/2 Balconies Perfect For First Timers Call Wilton For Details....
$ 329,900
Neilson & Passmore
Spacious 4 Bedrm House Approx 2300 Sq Ft Less Than 5 years Old Finished Basement Call Wilton For Details....
$ 349,000
Brimley & Steeles
3+1 Bedroom House Finished Basement Approx 1600 Sq Ft Recently Renovated Call Justin For Details...
$ 424,000
Office: 416.321.6969
jha;tPL • ngg;gputup 2008
$ 234,900
Brimley & Finch
Beautiful Condo Townhouse Excellent Location Spacious 3+1 Bedrooms Close To Schools & Ttc. Call Ravi For Details....
$ 349,900
9th Line & 16th Ave
Less Than 5 Years Old Well Kept Semi Detached Hse Spacious 4 Bedrooms Approx 1865 Sq.ft Call Ravi For Details....
$ 99,000
Scarborough
Very Profitable Business Established Since 1993 15 Years At the Same Plaza Surrounded By Apt & Houses Call Justin For Details...
$ 424,900
Brampton
Page 11
jha;tPL • ngg;gputup 2008
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Page 12
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MISSISSAUGA, BRAMPTON, ETOBICOKE
tho; jkpo; kf;fSf;fhf THE LAW OFFICE OF VANEE HARICHANDRAN Barrister, Solicitor & Notary Public LL.B., LL.M., B.Ec. jkpo; rl;lj;juzp Specializing in Corporate/Commercial Law, Business Law Legal Practitioner in Canada & Australia
Offering Quality Legal Service in:
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tPL> fhzp> tHj;jfr; rl;l MNyhridfs; Ph: 905 270 5454 Toll Free: 1 877 826 3301
Fax: 905 270 7305 700 Dundas Street East, Suite 2, 2nd floor: (corner of Dundas & Cawthra) Mississauga, Ontario, L4Y 3Y5 In Scarborough by appointment Email: vanee@vaneelaw.com Visit www.vaneelaw.com
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M.Raguanthan Program Director Independent Art Film Society 4 Castlemore Avenue Markham, ON L6C 2B3, Canada
E-mail entries IAFS@ROGERS.COM CC: Rathan@rogers.com www.iafstamil.com
jha;tPL • ngg;gputup 2008
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jha;tPL • ngg;gputup 2008
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Page 14
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kVμ¬ÁÔ ∑k ̇¬Ô\Vkm ÷MB ÷_Èÿ\V
I Neilson/Finch
can also assist you with: Mortgage Commercial/Retail
Financing,
$295,000 3 Bedrooms, 3 Washroom, Bring Your
Home Inspection, Most Fussiest Clients!!! Absolutely Beautiful 5 Y.O. Gem!$$$ Spent In
Real Estate Designer's Upgrades
Lawyer
Elaguppillai (Mike) Srinathan,
B.Sc. Sales Representative Direct: 416.276.1225 esrinathan@trebnet.com HOMELIFE/GTA Realty Inc. 1711 McCowan Rd., Suite 206, Toronto, ON M1S 3Y3
Markham & Lawrence
$274,800 3+2 Bedrooms, 2 Washrooms, Detached Solid Brick Bungalow With 2 Bdrm Bsmt Apt & Sep Entrance. Hardwood Flrs Thru Out
Morningside/Finch
$339,900 3 Bedrooms, 3 Washrooms, Gorgeous & Excellent Value Detach Home In The Area Approx 2Yrs New. $$$ Of Upgrades
Staines/ Finch
$369,900 4 Bedrooms, 3 Washroom, Mattamy Built, Nice Clean, 4 Bedroom Home. Detached, 2 Story All Brick Home, Basement Almost Finished
Markham/Steeles
$419,900 4 Bedrooms, 3 Washroom, Spacious 4 Bedroom House, Double Door Entry To The House, Main Level Hardwood Flooring
Taunton/115
$1,500,000
Plus Stock Very Good Opportunity For Investment. This Money Making Busy Gas Station Is Located In The Heart Of Canada's Fastest Growing Oshawa Area
9th Line / 14th
$379,900 4 Bedrooms, 3 Washroom, Brick And Stone Front Semi Detached In A Prime Markham Area. Cornor Lot On A Quite Crescent
Birchmount/Ellesmere
$184,900 1+1 Bedrooms, 1 Washroom, Luxury New Tridel Bldg, Spectacular Amenities, Practical One Bedrm + Den Unit, Laminate Floor Thur Out
Finch/Staines
$339,900 3 Bedrooms, 2 Washroom, Beautiful, Well-Maintained, Lovely New Yorkwood Built Home In "Brookside On The Rouge" Detached All Brick
Neilson/Finch
$295,000 3 Bedrooms, 3 Washrooms, Bring Your Most Fussiest Clients!!! Absolutely Beautiful 5 Y.O. Gem!$$$ Spent In Designer's Upgrades
McCowan/Steeles
$309,900 3 Bedrooms, 2 Washrooms, Exc Home For Starter Lots Of Pote Very Convienant Location
Eglinton / Markham
$1,200,000
For S Neighbourhood Commercial P
4 Retail Units. Busy Eglinton A
Near Home Depot.
Nightstar/Mantis
$389,800 4 Bedrooms, 3 Washrooms, L New-Immaculate High Qual Approx 2275 Sq.Ft.Beautiful Co
House
Steeles/Markham
$339,900 3 Bedrooms, 3 Washrooms, On
Yrs Old. Bright And Sunny Additional Windows In Living
2nd Flr Laundry
∑k ̇¬Ô\Vkm ÷MB ÷_Èÿ\V[§_...
) Srinathan,
B.Sc.
5
N M1S 3Y3
Eglinton / Markham
$1,200,000
For Sale bourhood Commercial Plaza. - tail Units. Busy Eglinton Ave.
Near Home Depot.
McCowan/Steeles
$309,900 ooms, 2 Washrooms, Excellent For Starter Lots Of Potential, ery Convienant Location
Steeles/Markham
$339,900 rooms, 3 Washrooms, Only 4 rs Old. Bright And Sunny. ional Windows In Living Rm.
2nd Flr Laundry
Nightstar/Mantis
$389,800 drooms, 3 Washrooms, Like -Immaculate High Quality x 2275 Sq.Ft.Beautiful Corner
House
*New Retail/Restaurant Units Available for SALE/LEASE*
I can also assist you with: Mortgage Financing, Home Inspection, Real Estate Lawyer
Bovaird-Whittington
$344,999 4 Bedrooms, 3 Washroom, Beautiful 4 Bedroom Home, 6 Monthes New, Loads Of Upgrades Incl, Central Air, Huge Cold Cellar
Markham & Steele
$315,000 3 Bedrooms, 3 Washrooms, Bright, Immaculately Maintained Beautiful Bright Spacious Freehold T/H!! End Unit Like Semi
Middlefield/Denison
$399,900 4 Bedrooms, 3 Washroom, Def Decorated Like A Model Home, A1 From Top To Bottom, Too Many Upgrades To List
Lawrence/Port Union
$324,000 3+1 Bedrooms, 3 Washroom, Gorgeous All Brick Detached Home, At Prime West Rouge Location, Walk To Beach, G O, T T C
jha;tPL • ngg;gputup 2008
E-Markham/N-14th Ave
$415,000 4+2 Bedrooms, 4 Washroom, Ttc Access, Nice Neigh.,Excellent Lay- Out,Open Concept,Windows At Every Room
Markham/14th Ave
$357,900 4 Bedrooms, 3 Washroom, Main Floor Hardwood, 2nd Floor Eng Hardwood Floor, All Absolutey Stunning On A Premium Lot
Page 15
jha;tPL • ngg;gputup 2008
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•
Model name or number
•
lot number(or legal description)
•
possible attachments
•
Site Plan
•
floor Plan
•
Builder’s rendering at home
•
Contraction Plans (Working drawing)
•
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For Your Business We
• Install, Repair, Sell
• Meridian Phone Systems & System Phones
• Structured Voice & Data Cabling
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
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• Install, Repair Home Phone Wiring
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Page 16
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jha;tPL • ngg;gputup 2008
Page 17
jha;tPL • ngg;gputup 2008
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Page 19
jha;tPL • ngg;gputup 2008
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Page 20
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Real Property Purchase/Tr Changes in Federal GST,Provincial Land T the City of Toronto Municipal Land T
Significant changes in tax regimes have taken place with respect to real property transfers due to:
II. Prop
(i) Federal GST rate change for new and substantially renovated
Presentl homes;
home is (ii) Policy introduction of the Government of Ontario to include first
their tax time purchasers of resale homes, and (iii) Introduction of the new Land Transfer Tax from City of Toronto.
On Dece Land Tra The following is a compilation of the above changes; the first two changes
as well f benefitting purchasers and the third, entry of the City of Toronto into Land
posed am Transfer Tax system, affecting the purchasers of the properties in the City
Assent t of Toronto. Only the City of Toronto has the power to effect new taxes under the City of Toronto Act.
Pr Tr Remember to consult your lawyer for specific details on your purchase.
ed w I. Federal GST Rebate
is $2 NO GST is payable on residential resale properties and hence the GST rate change has no effect on those properties.
A Th GST transitional rebate: Purchaser agreed with Builder for a certain
m price when the GST adjustment was calculated at 7% or 6%, as the case
20 may be, and the GST is 5% when he is taking possession of the property. The transitional rebate is designed to bridge the gap. Possession date and
However the Government announcement date are the key dates.
gible to resale pu Effective January 1, 2008, the GST rate is reduced from 6% to 5%, and
the refun the. On July 1, 2006, the GST rate was reduced from 7% to 6%. A GST
become transitional rebate gives the benefit of the reduction in the tax rates to
Refund a purchasers of new housing (which includes substantially renovated hous-
present. ing) under certain conditions.
III. CIT The GST/HST Transitional Rebate for Purchasers of New Housing
(a) 2008 transitional rebate:
This is a Agreement signed @6% GST Rate and possession in 2008 or later.
similar t You, as a purchaser, may be entitled to claim the 2008 transitional
amount rebate if you signed a purchase and sale agreement to buy a new
your law or substantially renovated house after May 2, 2006, and before
addition October 31, 2007, and both ownership and possession transferred
taxes, a to you after December 31, 2007.
However (b) 2006 and 2008 transitional rebates:
Decemb Agreement signed @7% GST Rate and possession in 2008.
are eligi You may be entitled to claim both the 2006 and 2008 transitional rebates if you signed a purchase and sale agreement to buy a new
Also, if y or substantially renovated house before May 3, 2006, and both
resident ownership and possession transferred to you after December 31,
of the pu 2007.
amount Paymen (c) 2006 transitional rebate:
If you ar Agreement signed @7% GST Rate and possession in 2007.
will rece You may be entitled to claim a 2006 transitional rebate if you
transact signed a purchase and sale agreement to buy a new or substantial- ly renovated house before May 3, 2006, and both ownership and
If you ar possession of the house are transferred to you after June 30,
tax will b 2006, and before January 1, 2008.
action. O davit a c These rebates account for the reduction in the rate of GST/HST in 2006 and 2008. If you can claim the new housing rebate on closing, the calcula-
It is exp tion for one or both transitional rebates will take this into account. If you
matically cannot claim the new housing rebate (for example, because the purchase
istered. price of the house is $450,000 or more), you may still be entitled to claim one or both transitional rebates.
Tel: 416-265-3456
Fax: 416-265-2770
2100 Ellesmere Rd., Suite 202, Scarborough, ON M1
jha;tPL • ngg;gputup 2008
perty Purchase/Transfers:
,Provincial Land Transfer Tax (PLTT) and
Municipal Land Transfer Tax (MLTT)
o real
II. Proposed Amendment to Provincial Land Transfer Tax (PLTT)
ed
Presently, first time purchaser who purchase only a newly constructed home is entitled for a Land Transfer Credit up to $2,000.00 (max.) on first
their tax payment and resale homes were not included for this credit.
nto.
On December 13, 2007, Government proposed amendments to the Land Transfer Tax Act to rectify this situation to include the resale homes changes
as well for this credit. This is not a law as of now (Feb. 2008). The pro- nto Land
posed amendments must be passed by the Legislature and receive Royal the City
Assent to become law. The following provides general information. xes
Proposal to include Resale Homes and proposed that the Land Transfer Tax Refund Program for First-Time Homebuyers be expand- hase.
ed to include purchases of resale homes. The maximum refund would be $2000. This is credit on the tax being paid; so of your tax is only $1,675, then you will be given full credit; and if your tax is $2,350.00, then, if eligible, you will pay only $350.00 as taxes e GST
Agreements after December 13, 2007 This proposal to include resale homes would be effective for agree- tain
ments of purchase and sale entered into after December 13, he case
2007. roperty. ate and
However, until the Proposed Amendments Become Law, those who are eli- gible to claim the rebate are required to pay the PLTT at the time of their resale purchase, and file an application to the Ministry for the refund and %, and
the refund will be mailed to the purchaser if the proposed amendments . A GST
become law. It is expected a decision will be known by late Spring 2008. es to
Refund applications on resale homes cannot be made electronically at hous-
present.
III. CITY OF TORONTO MUNICIPAL LAND TRANSFER TAX (MLTT) using
This is a new tax and is effective from February 1, 2008. Tax rates are r later.
similar to that charged by the Province, and hence Land Transfer Tax sitional
amount is double that of purchase completed before this date. Further, as a new
your lawyer is required perform certain additional work; there will be an efore
additional cost to purchaser. Land Transfer taxes, unlike the property nsferred
taxes, are paid only at the time of transfers.
However, if your Purchase & Sale Agreement is executed on or before December 31, 2007, then such agreements are grandfathered, and you are eligible for a full rebate, and no MLTT is payable. itional
a new
Also, if you are a first-time purchaser (of a newly constructed or re-sale both
residential property) then no MLTT tax is payable for the first $400,000.00 er 31,
of the purchase price and it works out to be $3,725.00, and the excess amount become payable to the City. Payment of Taxes If you are eligible for a rebate of the entire amount of MLTT you owe, you will receive an automatic rebate when your lawyer registers your property u
transaction and will not have to pay the tax. stantial- ip and
If you are eligible for a rebate for only a portion of the MLTT, then the full 0,
tax will be collected at the time your lawyer registers your property trans- action. Once your lawyer submits your rebate application form and affi- davit a cheque for the rebated amount will be sent to the purchaser. 2006
calcula-
It is expected that, starting in the Summer 2008, all rebates will be auto- . If you
matically deducted from the MLTT owing at the time your property is reg- urchase
istered. to claim
Tel: 416-265-3456
Fax: 416-265-2770
carborough, ON M1H 3B7, (Markham & Ellesmere)
Page 21
jha;tPL • ngg;gputup 2008
Siv
CEYLINGO FINANCIAL GROUP.
2929 Lawrence ave east, suite 203 Scarborough, ON M1P 2S8
÷KD
Bad Credit ÷KD ÌΩB k‚Ω T>›]_ T| kV
c∫ÔÁ· ¿∫Ôo· ∂a©√>uz ƒ\\VTMm
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it ÷KD ÌΩB k‚Ω T>›]_ T| kV∫zkm ÔÁ· ¿∫Ôo· ∂a©√>uz ƒ\\VTMm
Remax Vision Realty Inc. 1-2210 Markham Rd., Scarborough, ON, M1B 5V6
Siva Ratnasingam Mortgage Consultant 416.430.0111
2005, 2006 Diamond award winner No. 1 Invis Mortgage agent in Canada
Karuna Gopalapillai Real Estate Broker 416.430.0111
- 21 -
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jha;tPL • ngg;gputup 2008
Page 23
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,Ue;j gpd;dUk; mthpd; tPL tpw;gid GJikiaj; Njhw;Wtpf;fhJ. gy fhyk;
ahfhjjpd; Kjd;ikf; fhuzk; re;ijapy; ,Ue;j nghUs; vt;tifapy; ghh;f;fg;gLNkh mNjepiy cq;fs; tPl;bw;
tPl;bd; juhjuk; Fk; Vw;gLk;. rpy re;jh;g;gq;fspy; Kjypy; rhpahd tpiyf;F List gz;zpapUe;jhy; ngwg;gLk; tpiyiatplf; Fiwthd tpiyf;Nf tpw;f Ntz;ba re;jh;g;gKk; Neuyhk;.
tPl;bd; tpiy gw;wp Muha;e;J njspe;j gpd; mLj;jgbahfg; ghh;f;fg;gl Ntz;b aJ tPl;bd; epiy my;yJ juhjuk; vg;gb cs;sJ vd;gNj. ,e;jf; Nfs;tpf; fhd Njtpapd; gjpy; ‘tPL ey;y epiy
cjhuzkhf cq;fs; tPl;bd; cz;ikg; ngWkjp $340,000. Mdhy; ePq;fs; tpw;g- idf;F mspj;jNjh $ 355,000. vz;zpf; ifapy;g; ghh;f;Fk;NghJ $15,000 kl;LNk mjpfkhf tpiyaplg;gl;Ls;sJ. MapDk; eilKiwapy; vd;dthFk; vdpy; $350,000w;Fs; tPL ghh;g;gth;fs; cq;fs; tPl;bidg; ghh;g;gjw;F tukhl;lhh;fs;. Vnddpy; mth;fSf;F ,e;j tPL fl;Lg; gbahfkhl;lhJ. mNjNeuk; $350,000 tPL thq;Fgth;fs; me;jtpiyapy; cs;s kw;iwa tPLfSld; cq;fs; tPl;il xg;gpLthh;fs;. cq;fs; tPL kw;iwa tPL fspd; tpw;gidf;F ce;JNfhyhf re;ij apy; fhl;rpg;nghUshf mkh;;;e;jpUf;Fk;. cz;ikapy; gy Kfth;fs; mjpftpiy kjpg;gplg;gl;l tPLfis> rhpahd tpiy- aPLfspd; tpw;gidapy; xg;gPL nra;tjw; fhfg; gad;gLj;JtJ rhjhuzk;.
apNyNa cs;sJ MapDk; nghpa FLk;gk; vd;w fhuzj;jhy; tPl;bd; Jg;guT> rikay; vd;gd rw;Wf; fbdkhf cs;sd. mj;Jld; tPl;bd; Rtiug; G+Rjy;. ‘re;ij epytuk; #lhf ,Ug;gjhy; vg;gbAk; tPL tpw;WtpLk; vd;gjhy; Rtiug; G+Rk; nryitj; jtph;j;Jtplyhk; vd vz;zp apUe;Njhk;’ ,ijtplj; jtwhd vz;zk; NtW vJTNk ,y;iy. Vnddpy; tPl;il thq;f ,Uf;Fk; vtUk; tPl;ilg; ghh;f;f tUk;NghJ khjphp tPl;ilg;Nghd;w epiy iaNg vjph;ghh;j;J tPL ghh;f;f tUfpwhh; fs;. tPl;bd; cl;Gw ntwpg;Gw moF tPl;bypUf;Fk; nghUl;fs; itf;fg;gl; bUf;fk; Neh;j;jp> jiutphpg;G Nghd;wtw; wpd; Jg;guT? tPl;bw;Fs; Eioe;jTld; Vw;gLk; Gj;Jzh;T vd;git xt;nthU tPl;bYk; vjph;ghh;f;fg;gLfpwJ. ve;j xU Efh;NthUk; tPl;ilthq;fpdhy; jhk; mg;gbNa me;j tPl;by; FbGf vz;zpNa
vjw;fhfr; rpy tPl;bd; nrhe;jf;fhuh;fs; mjpftpiy Nfl;fpwhh;fs;?
thq;Ffpwhh;fs;. mth;fs; tPl;il thq;fpa gpd; ve;jxU rpwpa NtiyahapDk; nra;t ijj; jtph;f;fNt Kay;fpwhh;fs;. jiu
mNdfkhd tPl;Lr; nrhe;jf;fhuh;fs; jkJ
tphpg;Gj; Jg;GuT cl;gl.
Kfthpd; MNyhridg;gbNa tpiy eph;zak; nra;fpwhh;fs;. mj;jUzq;fspy;
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Nkw;Fwpg;gpl;l rk;gtk; Nghy; rpyJ epfo;
37k; gf;fk; ghu;f;f...
Page 24
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Unique Financial & Business Solutions Inc
One Stop for all Your Fin
We Offer
• FREE Mortgage Consultation
• Residential & Commercial
• Business Loan & Personal Loan
• Real Property Marketing
• Life Insurance
• All Accounting and Bookkeeping services
COMMERCIAL MORTGAGE
• Commercial Interest starts from 5.5%
• New Business Loans
Harry 416.856.4276
•
•
÷Èkƒ goÈVƒÁTM•¶[ T‚|¬ÔVTM Ô¶–>
• Ist & 2nd Mortgage
• Commercial Mortgage
• Re-Finance to get rid of your loans
• Bridge Financing
• Cottage Properties Financing
• Up to 90% LTV
• Non-Permanent Resid
• Rental Properties Fina
K.N. KANNAN Mortgage Consultant Tel: 416-854-6183 Montréal: 1-514-787-9486 Office: 416.273.8232 Fax: 416.214.1999 inviskana@gmail.com, www.invis.ca
90 Kennedy Rd. S., Unit C, Brampton 701 Evans Ave., Suite 600, Toronto, On M9C 1A3 GTA
jha;tPL • ngg;gputup 2008 Unique Financial Business Solutions Inc.
all Your Financial Needs
Harry
Kannan
Lingan 416.856.4276
416.854.6183
416.830.2700
COMMERCIAL MORTGAGE
tarts from 5.5% • Bussiness Loans
• New Plazas
oÈVƒÁTM•¶[ T‚|¬ÔVTM Ô¶–>sÿ√≈
Cottage Properties
• Self-Employed Financing
• No Money Down Mortgage Up to 90% LTV Non-Permanent Residents Rental Properties Financing
ANNAN
4-6183 514-787-9486
Head Office: GTA Square 256 & 257 - 5215 Finch Avenue East, Scarborough, ON. M1P 5H4 Branch: 16 – 2857 Lawrence Avenue East, Scarborough, ON. M1P 2S9
Page 25
jha;tPL • ngg;gputup 2008
tPl;Lg; g+e;Njhl;lj;jpy mofpa g+Q;nrbfs;
Nrfup
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G+e;Njhl;lj;jpy; gy ,d lhypah]; (Dahlias) jhtuq;fs;
mwpKfk; : lhypah]; (Dahlias)> FLk;gk; m];nuwrp Family Asteraceae iar; Nru;e;jJ. jhtuk; Fspupy;yhj gpuNjrq; fspy; tUlhtUlk; tsu;f;ff;$baJ. ,jd; fpoq;Ffs; Fspiuj; jhq;fkhl;lh. jhtuk;> fpoq;fpypUe;J ntg;g fhyq;f- spy; gapuplg;glyhk;. G+e;Njhl;lj;; jhtuq; fspNy> lhypah]; xU vopy;kpf;f moF jUk; G+r;nrbahFk;. G+f;fs; gy epwq;f- shfTk;> tbtk;;> gUkd; NtWghlhfTk; mike;jpUg;gJ kdJf;F ftu;r;rpiaf; nfhLf;fpwJ.
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epyj;ij ed;F gz;gLj;jNtz;Lk;
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Fspfs; 1mb MoKk;> 6 mq;. tpl;l- Kkhf ,Uf;fNtz;Lk;.
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FspapypUe;J kz; vLf;fg;gl;lJk;> 6mq;. mstpw;F gris> ,uz;L Nkirf;fuz;b vYk;Gr;rj;J> xU Nkirf;fuz;b nlhyikw;W Rz;- zhk;G (dolomite lime) Nru;j;Jf; nfhs;sNtzLk;.
•
,jd;NkNy> Kis Nkw;gf;fkhf ,Uf;Fk; tifapy; fpoq;fpid itf;f Ntz;Lk;.
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tsu;tjw;F Vw;w Kiwapy;> ghJfhf;-
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KistsUk; NghJ> kpFjpf; Fspapid $ba grisapdhy; %lNtz;Lk;..
epyj;ij nfl;bah KisahdJ Vwf;Fiwa 15 ehl;fspy; tsuj;njhlq;Fk;. tsUk; jhtuk; ,U
,iyfs gy;Yf;F gFjpfisf; nfhz;bUf;Fk;. epyj;- jpw;F NkNyAs;s ghfk>; fhk;G>
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- 25 -
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fpg; gy jhtuq;fis cz;lhf;Ffpwhu; fs;. ,y;iyNay;> fpoq;if Ntwhf;fh ky; KOikahfTk; epyj;Jf;Fs; gjpf;- fpwhu;;fs;. ,tw;wpypUe;J> cz;lhFk; jhtuq;fs; gy> vy;yhk; ed;F nropj;J tUtijg; ghu;f;fyhk;.
njhlUk;...
Mykuk; (Banyan tree)
,yq;if> ,e;jpah ehLfspy; vy;yhg; gFjpfspYk; ,aw;ifahf tsUk; kuk;. ,yq;ifapy; ,k;kuk;> ngUk;ghYk; epoy; nfhLf;Fk; kukhf> fpisfs; tpl;L> epyg;gug;gpid kpf mlu;j;jpahf;fp itj;jpUf;Fk;. gwitfs;> ,jd; fdpfisj; jpd;W> vr;rq;f@lhf tpj;Jf;fs;> Vida kuq;fspd; gl;ilntbg;Gfspy;> my;yJ ghiwfspy;> tplg;gl;L mt;tt;tplq;fspy; Kisf;fpd;wd. ,J Muk;gj;jpy; njhw;Wj; jhtukhf Kisj;J> gpd;du; Ntu;fis tpl;L> Ntu;fs; epyj;ij mile;J> jdpj;Jt kukhfpd;wJ. gpd;du;> ngUkukhfp> fpisfs; gytpl;L> gue;j kukhff; fhl;rpjUfpd;wJ.
fpisfspypUe;J tUk;; tpOJ Nghd;w Ntu;fs;> fPo;Nehf;fp tsu;e;J epyj;ijaile;J kz;zpy; Nt&d;Wfpd;wd. Cd;wg;gl;l tpOJfs;; kpfTk; nfl;bahf ,Uf;Fk;NghJ ,tw;iwAk;; jdpkuq;fshf ehk; epidg;gJz;L. ,iyfs;> gl;ilfs;> tpOJfs; gaDs;s gFjpfshfpd;wd. “MYk; NtYk; gy;Yf;F cWjp” vd;gjw;fpzq;f> Myk; tpOjpd; rpW Fr;rpj; jspu;fisg; gz;ila kf;fs; gy; jPl;Ltjw;fhfg; gad;gLj;Jtu;. ,iyfs;> ML> khL Nghd;w tsu;g;G kpUfq;fSf;F czthfpd;wd. fdpfs; kUj;Jt uPjpapy; kyr;rpf;fiyg; Nghf;Fk;. gl;ilfs; ePuopTNehiaf; Fzg;gLj;Jk;. Myk;ghy;> %l;Ltyp> %ytpahjp Neha;fisf; Fzg;gLj;Jk;. ,k;kuj;ij ,e;Jf;fs; Gdpjkukhff; fUjpdu;. “Myku;r;nry;td;; vd;;gJ rptDf;Fupa xU ngau;;.
xNu epiuapy; gy lhypah]; jhtuq;fs;
Family: Moraceae, Botanical Name: Ficus benghalensis) (Eng. Name: Banyan tree)
Page 26
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jha;tPL • ngg;gputup 2008
Page 27
jha;tPL • ngg;gputup 2008
tho;ifapy; vy;yhtw;wpw;Fk; rPrd; my;yJ fhyk; ,Uf;fpd;wJ. ,J Mh;.Mh;.v];.gp rPrd;. Mh;.Mh;.v];.gp vd;gJ fdlhTf;F kl;LNk chpj;jhdJ. Xa;T fhyj;jpw;F vd Nrkpf;f cq;fis ,e;jj; jpl;lk; J}z;Lfpd;wJ. ,e;jj; jpl;lj;jpd; fPo; ePq;fs; Nrkpf;Fk; gzk;;;> cq;fs; nkhj;j tUkhdj;jpy; tUkhd thpf;F Mshtjpy;iy. vg;NghJ ePq;fs; me;jg; gzj;ij vLf;fpwPh;fNsh> mg; NghJ mJ tUkhdkhff; fUjg;gl;L tUkhd thpf;F Mshfpd;wJ. tUkhd thpiaj; jw;rkak; Fiwj;Jf; nfhs;s Tk;> js;spg;NghlTk; ,e;j Mh;.Mh;.v];.gp jpl;lk; cjTfpd;wJ. NkYk; tUkhdk; $l tUk; tUlq;fspy; thpiaf; Fiwj; Jf; nfhs;s Mh;.Mh;.v];.gp KjyPL cjTfpd;wJ. Xa;T ngw;w fhyj;jpy; tUkhdk; Fiwthfj;jhNd ,Uf;Fk;. me;jr;rkaj;jpy; Mh;.Mh;.v];.gp.iag; gad; gLj;jpf; nfhz;lhy; fl;l Ntz;ba thp kpff; FiwthfNth> my;yJ thpNa ,y;yhkNy $l mikayhk;.
Mh;.Mh;.v];.gp. vd;gJ xU nghJg; ngah;> me;j jpl;lj;jpd; fPo; ePq;fs; gyjug;gl;l Nrkp;g;Gf;fis itj;Jf; nfhs;syhk;> ngUk; ghYk; ,Utif Nrkpg;Gf; fspy; jhd; gyuhYk; gzk; Nrkp;f;fg; gLfpd; wJ. Xd;W [p.[.rp (GIC) vd;W nrhy;yg; gLk; tq;fp fhy itg;Gf;fs;> kw;nwhd;W
Law Office T. JEGATHEESAN (Barrister, Solicitor and Notary Public (on)
cq;fs; rl;lg; gpur;rpid vJthfpYk; jkpopYk; Mq;fpyj;jpYk; MNyhridfSf;Fk; jp. rl;l n[fjPrd;
eltbf;iffSf;Fk; njhlu;G nfhs;Sq;fs;.
(Barrister, Solicitor and Notary Public (on)
Off:
416 • 266 • 6154 Res: 416 • 449 • 0358 Fax: 416 • 266 • 4677
2620 Eglinton Ave., East # 201 Scarborough. ON M1K 2S3
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gLj;jpag; gpwF Mz;Lf;F xUKiw epjp MNyhrfUld; fye;J MNyhrpf;f Ntz;Lk;. mij tpl;L tpl;Lj; jpdk; Vw;g;gLk; re;ij Vw;w ,wf;fq;fshy; Jf;fNkh> kfpo;r;;pNah mile;J nfhz;b- Uf;ff; $lhJ.
[dthp 15> 16. 17 Mfpa %d;W jpdq;f- spy; nlhNuhz;Nlh gq;Fre;ijapy; Vw;g;gl;l tpiy tPo;r;rp 2007y; gq;Fr; re;ijapy; fpilj;j KO yhgj;ijAk; ,y;yhky; nra;J tpl;lJ. ,j;jifa tPo;r;rp ePz;l fhy KjyPl;lhsiug; ghjpg;g jpy;iy. VWtJ ,wq;Fk;. ,wq;FtJ VWk;> ,J fhyk; fhykhf ele;J nfhz;Nl ,Uf;fpd;wJ. ek;Kila epjpj;jpl;lj;ijf; ftdj;jpy; nfhz;L ,j;jifa FWfpa fhy Vw;w ,wf;fq; fshy; ghjpf;fg; glhky; KjyPL nra;ag; gofpf; nfhs;s Ntz;Lk;. re;ijapy; njhlh;e;J KjyPL nra;J nfhz;L tUk; NghJ> me;j Vw;w ,wf;fq;fs; ,ay; ghfNt rhp nra;ag;gl;L ruhrhp yhgk; fpilf;fpd;wJ. NkYk; vj;jifa ,dq; fspy; ehk; KjyPL nra;fpd;Nwhk; vd;g ijg; nghWj;Jk; Fwfpa ePz;l fhy tsh;r;rp khWk;.
KjyPL nra;ar; rhpahd Neuj;ijj; Jy;ypakhff; fzpj;jth; ,J tiu ahUkpy;iy. ,dpAk; ahUk; ,Ug;ghh; fs; vd;W njhpatpy;iy. jw;rkak; gq;Fr; re;ijapy; tpiyfs; “Nry; fhRNkNy fhRtUk; NeukpJ.
my;yJ tpw;gidapy;” ,Ug;gjhfNt Njhd;Wfpd;wJ.
ey;yNjhh; epjpjpl;lj;Jld; cq;fs; Nrkpg;Gf;fis kpAr;Rty; gz;by; Muk;- gpf;f ,J ey;y Neuk;> Vw;nfdNt
KjyPL nra;jpUg;gth;fs; jq;fs; KjyPLfspd; jd;ikia kw;nwhU epjp MNyhrfhplk; fhl;b MNyhrid ngwTk;. ,J rpwe;j NeuNk.
,e;j tUlk; Mh;.Mh;.v];.gp. apy; gzk; Nghl filrp ehs; gpg;uthp 29> khh;r; 1 my;y. filrp ehs; tiu fhj;jpuhky; w Office
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MNyhrfu;
ÌΩB oƒÁk
Perrii Muthuraman
MBA, M.Comm, PFP Senior Personal Banking Officer
Financial Advisor Direct Line: 416.439-3040 x:2008 2010
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jha;tPL • ngg;gputup 2008
Page 29
jha;tPL • ngg;gputup 2008 fld;fhuu;fs;: Juj;jTk;> jg;gT
13k; gf;fj; njhlHr;rp...
•
Property Damages (VjhtJ nghUl;fs; nrhj;Jf;fspy; Vw;gLk; ghjpg;Gfs;)
•
Personal injuries (cly; fhaq;fs;)
•
Breach of Contract (xg;ge;jq;fis kPW- Nthu;)
Muk;g epiyapy; vg;gb ,e;j tof;F jhf;fy; nra;tjid Kd; vLg;gJ? “tof;Fj; njhLeu; tpz;zg;gg; gj;jpuk;” (Plaintiff’s Claim Form) ePjpkd;w mYt- yfj;jpy; my;yJ kpd;fzzp jfty; ikaj;jpD}lhf vLj;J> G+uzkhf epug;- gpf; nfhLj;jy; Ntz;Lk;. mjpy; fld; juNtz;ba vjpu;jug;gpdupd; ngau;> tpyhrq;fs; rupahff; Fwpg;gpl Ntz;Lk;. ,q;F xNu tof;F ,yf;fj;jpy; xUtu; gyUf;F vjpuhfNth> my;yJ gyu; xU tUf;F vjpuhfNth my;yJ fk;gdp xd;Wf;F vjpuhfNth tof;Fj; jhf;fy; nra;aNtz;Lkhdhy; Nkyjpf gj;jpuq;fs; epug;gp toq;Fjy; Ntz;Lk;. tpz;zg;gq;- fSld; fld; njhlu;ghd Mjhuq;fs;> rhl;rpfspd; tpguq;fs; vd;gd rku;g;gpj;- jy; Ntz;Lk;. (,jw;F kDnra;Ak; fl;l- zk; 75.00 nlhyu;fs; MFk;) gjpndl;L taJf;F cl;gl;ltuhf ,Ue;jhy; ngw;- Nwhu; my;yJ ghJfhtyUld; Nru;e;J 500.00 nlhyu; tiuahd fld;fis t#ypf;f kDr;nra;ayhk;. mjw;F Nkyhf ,Ue;jhy; gpuj;jpNafkhd tpz;zg;gg;gb tk; ngw;Nwhu; my;yJ ghJfhtyUld; Nru;e;J ifr;rhj;jpl;L kDr; nra;a Ntz;Lk;.
tof;F kDf;fisg; ngw;Wf;nfhz;l ePjp kd;w cj;jpNahfj;ju;> ,tw;wpid xU Fwpg;gplg;gl;l ,yf;fj;jpy; gjpTnra;J> mjd; gpujpfis “rPy;” gz;zpj; jUthu;. mg;gj;jpuq;fs;> Mjhug; gj;jpuq;fs; ahtw; wpidAk; gpujpfs; vLj;J> tof;Fg; gjpT nra;ag;gl;Ls;s tpguq;fis vg;gbNah MW khjj;jpw;F ,ilapy; fld;gl;l vjpu; jug;gpdupd; iff;Fr; Nru;j;Jtply; Ntz;Lk;. ,jid tf;fPy; %yNkh my;yJ jdpahu; jghy; Kftu; %yNkh mDg;gp> fld;gl;l vjpu;j;jug;gpdu; iff;Fr; Nru;j;J tpLtJ fld; nfhLj;Njhupd; flik ahFk;. ePjpkd;wk; ,jid mDg;Gk; Ntiyf;Fg; nghWg;G vLf;fhJ.
tof;Fj; jhf;fy; nra;ag;gl;l tpguk; vjpu;jug;G fld;gl;ltUf;Fr; rku;g;gpf;fg; gl;Ltpl;lhy;. mJ fpilf;ftpy;iy vd mtu; cjhrPdk; nra;thuhf ,Ue;jhy;> ,J vt;thW? vtu;%yk;? mDg;gp itf;- fg;gl;lJ vd;gjid Njitahapd; xU tpz;zg;gk; %yk; (Affidavit for Service Form) ePjpkd;wj;jpw;F ,t;tof;F ,yf;- fj;jpd; fPo; kDr;nra;J itj;jhy; mLj;j fl;l eltbf;iff;F cjtpahf ,Uf;Fk;.
fld; njhifapid t#- ypf;Fk; Nehf;fpy; jkf;F vjpuhf ePjpkd;wj;jpy; tof;- Fj;jhf;fy; nra;jpUf;fpd;w mwptpg;G te;jJk;> fld;gl;l tu; nra;aNtz;ba mLj;j fl;l eltbf;if vd;d?
,UgJ ehl;fSf;F ,ilapy; jkJ gf;fj;J epahaj;ij> gjpy; njuptpf;Fk; kDtpid – (Defence form) fld;gl;ltu; rku;g;gpj;jy; Ntz;Lk;.
(,jw;F kDTld; fld;gl;ltu; 75.00 nlhyu; gzk; nrYj;j Ntz;Lk;.) fld; nfhLj;jtupd; ,e;ePjpkd;w tof;fpid Vw;fKbahJ mjpy; jg;G cs;sJ vd;why; mjid fld; gl;ltu; rupahf ep&gpf;f Ntd;Lk;. rup! Vw;Wf;nfhz;lhYk; mj- idj; jpUg;gpr; nrYj;j xU cld;ghl;-
Lf;F tuyhk;. tq;FNuhj;J (Bankruptcy) epiyikf;F cs;shf;fg;gl;lhy; mjid ep&gpj;J ifAk; tpupf;fyhk;. Mdhy;> tq;FNuhj;J epiyapy; ,Ue;J kPSk; NghJ fld; nfhLj;Nj MfNtz;Lk; vd;w epiyik cUthfyhk;.
fld;gl;ltu; jkJ gjpy; kDtpid toq;fpa gpd;du; mLj;j fl;lk; vd;d? fld;gl;ltupd; gjpy; kD fpilj;J 90 ehl;fSf;F ,ilapy; xU jpfjp Fwpg; gpl;L> ,U gFjpapidAk; rkhjhdkhfj; jPu;g;gjw;F my;yJ mJ ruptuhtpl;lhy; ePjpgjpapd; Kd;G tof;F tprhuizf; fhf ePjpkd;w mYtyfj;jpw;F miog;- ghu;fs;. ,jid Mq;fpyj;jpy; “settle-
ment conference” vd miof;fg;gLk; ,t; tprhuizapy; “fld; nfhLj;jtu;” jkJ fld; tUkjp gw;wpa ep&gzKk; “fld; gl;ltu;” jkJ gf;fj;jpy; VjhtJ ep&gzq;fs; ,Ue;jhy; mjidAk; ,q;F rku;g;gpf;f Ntz;Lk;. ,q;F rkhjhd- khfj; jPu;j;Jitf;f Kaw;rpf;fg;gLk;. ,r; rkhjhdj; jPu;tpy; ,U gFjpapdUk; cld;gl;lhy; ,U gFjpapdUk; jq;fspd; nfhLf;fy; thq;fy;fis KbTf;Ff; nfhz;LtUk; cld;gbf;if tpz;zg;gj; jpy; (Term of settlement form) ifr;rhj; jpl;L mjidf; nfhLj;J jPu;j;Jf;nfhs;s yhk;.
cld;gbf;ifg;gb fld; nfhLg;gdT Kb Tf;F tutpy;iyahdhy;> fld; nfhLj; jtu; ePjpkd;w tprhuizf;Fj; jpfjp Nfl;L kDr;nra;jy; Ntz;Lk;. (,jw;F kDr;nra;Ak; fl;lzk; 100nlhyu;fsh Fk;.) ePjpkd;w tprhuizapy; cWjpahd jPu;g;G toq;fg;gLk;.
fld;gl;ltu; xUtu; ePjp kd;wj;jpdhy; toq;fg;gl;l Mizapid cjhrPdk; nra;jhy; vd;d elf;Fk;?
fld;gl;l xUtu; ePjpkd;w miog;Gfis cjhrPdk; nra;thuhf ,Ue;jhy;> jPu;g;G mtUf;F vjpuhfNt Ngha;tpLk;. ,Nj Nghy; fld; nfhL;j;jtu; tprhuizf;Fr; rKfk; mspf;fj; jtwp tof;fpy; vJtpj khd mf;fiw fhl;lhJ tpl;lhy; mtuJ Nfhupf;if (tof;F) epuhfupf;fg;gl;L tpLk;.
“rkhjhd jPu;T tprhuizf;F” fld; gl;ltu; tutpy;iyahdhy; fld;nfhLj;- jtu; ePjpkd;w tprhuizf;F kDr; nra;ayhk;. mjw;Fk; tutpy;iyahdhy; jPu;g;G fld;gl;ltUf;Fg; ghjfkhfg; Ngha;tpLk;. mjhtJ fld; gzk; nfhLj;Nj MfNtd;Lk; vd jPu;g;G toq;- fg;gl;L tpLk;. gpd;du; jPu;g;gpd;gb fl-
idf; nf mjw;F v nra;J t fld;gl;lt tJ ,Ue tpl;lhYk tUkhdk; nfhLj;jt fld;gl;lt jg;gNt K
ePjpkd;wj gzj;jpi Ntz;Lk; fld;nfhL vg;gb m
ePjpkd;wk; gzj;jpid fkhl;lhJ fld;gl;lt tpl;lhy;> eltbf;if ahf itj ,d;ndhU Ntz;Lk;.
Kjypy; j zj;jpid ment vd ,t; Mtz gzk; nr xU fbj gl;ltuplk apy;yhJ iyahdhy gl;ltUf;F (Examinati gbtj;jpid fpa Mtz jtu; jPu;g xd;wpidj “guprPyid tupd; nj Fk; thf ahTk; nra;ag;gl gLk;. , jfty;fs nra;j fl tupd; j nfhLj;J> guprPyidf
fld;gl;lt nfhLf;f t gpbf;fg;gl nfhLf;Fk
“guprPyid r%fk; m fld; gl;l xj;Jiof;f
huu;fs;: Juj;jTk;> jg;gTk;...
fhg;GWjp rk;ge;jkhd
NjitfSf;Fk;
MNyhridfSf;Fk; rpt. gQ;rypq;fk;
B. Com, Licensed Insurance Broker 416.321.0999 4
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ankruptcy) ; mjid Mdhy;> ;J kPSk; Ntz;Lk;
gjpy; gpd;du; ?
lj;J 90 jp Fwpg; hdkhfj; htpl;lhy; rhuizf; miog;- ; “settle-
f;fg;gLk; hLj;jtu;” p&gzKk; ; VjhtJ k; ,q;F rkhjhd- ;gLk;. ,r; jpapdUk; jq;fspd; bTf;Ff; pz;zg;gj; ifr;rhj; f;nfhs;s
dT Kb ; nfhLj; j; jpfjp ;. (,jw;F hyu;fsh Wjpahd
; ePjp ;fg;gl;l rPdk; f;Fk;?
og;Gfis y;> jPu;g;G k;. ,Nj izf;Fr; ; vJtpj y; mtuJ pf;fg;gl;L
” fld; d;nfhLj;- kDr; yahdhy; hjfkhfg; ; gzk; ;g;G toq;- ;gb fl-
idf; nfhLj;J jPu;f;ftpy;iyahdhy;> mjw;F vjpuhf fld;nfhLj;jtu; kDr; nra;J tof;fpid Kd; vLf;Fk;NghJ> fld;gl;ltUf;F tUkhdk; nrhj;J Vjh- tJ ,Ue;jhy; my;yJ mJ ,y;yh- tpl;lhYk; vjpu;fhyj;jpy; nrj;Jfs; tUkhdk; vd;gd tUkhdhy; - fld; nfhLj;jtUk; ePjpj;Jiwapd; cjtpAld; fld;gl;ltu; gpd;dhy; njhlu;e;jhy; jg;gNt KbahJ.
ePjpkd;wj;jpd; jPu;g;G fld; gzj;jpidf; nfhLf;f Ntz;Lk; vd toq;fg;gl;lhy; fld;nfhLj;jtu; gzj;jpid vg;gb mwtpLtJ?
ePjpkd;wk; jPu;g;gpid toq;FNk jtpu> gzj;jpid cldbahf thq;fpf; nfhLf; fkhl;lhJ. ePjpkd;wj; jPu;g;gpd; gpd;dUk; fld;gl;ltu; flidj; jpUg;gpf; nfhLf;fh tpl;lhy;> fld; nfhLj;jtu; mLj;jfl;l eltbf;ifahf ,j;jPu;g;gpid mbg;gil ahf itj;J> gzj;jpid mwtpLtjw;F ,d;ndhU tof;Fj; jhf;fy; nra;a Ntz;Lk;.
Kjypy; jPu;g;G toq;fpa ePjpkd;w Mt- zj;jpid itj;J (Certificate of judg- ment vd Mq;fpyj;jpy; Fwpg;gplg;gLk; ,t; Mtzk; ePjpkd;wj;jpy; 19.00nlhyu; gzk; nrYj;jpg; ngwg;gl Ntz;Lk;.) xU fbjk; %yk; gzj;jpid fld; gl;ltuplkpUe;J Nfhuyhk;. gpur;rpid apy;yhJ gzk; nfhLj;J jPu;f;fg;gltpy;- iyahdhy;> mLj;j fl;lkhf fld; gl;ltUf;F vjpuhf “guprPyid tprhuiz” (Examination Hearing) vd;Dk; tpz;zg;gg; gbtj;jpid vLj;J epug;gp> jPu;g;G toq; fpa Mtzj;Jld; Nru;j;J fld;nfhLj;- jtu; jPu;g;gpid epiwNtw;Wk; tof;F xd;wpidj; jhf;fy; nra;aNtz;Lk;. ,g; “guprPyid tprhuiz”apy; fld;gl;l tupd; njhopy;> tUkhdk;> itj;jpUf; Fk; thfdq;fs;> tPLfs;> nrhj;Jfs; ahTk; ePjpkd;wj;jpdhy; guprPyid nra;ag;gl;L> xU ml;ltiz jahupf;fg; gLk;. ,g;guprPyid tprhuizf;Fj; jfty;fs; ngWtjw;F tof;Fj; jhf;fy; nra;j fld; nfhLj;jtUk;> fld;gl;l- tupd; jfty;fis Njb vLj;Jf; nfhLj;J> xj;Jioj;jhy; ePjpkd;wj;jpd; guprPyidf;F cjtpahf ,Uf;Fk;.
fld;gl;ltUf;Ff; flidj; jpUg;gpf; nfhLf;f trjp cs;sJ vd ,q;F fz;L gpbf;fg;gl;lhy; gbg;gbahf flidf; nfhLf;FkhW jPu;g;G toq;fyhk;.
“guprPyid tprhuizf;F” fld; gl;ltu; r%fk; mspf;fj; jtwpdhy;> my;yJ fld; gl;ltu; “guprPyid tprhuizapy;” xj;Jiof;fj; jtwpdhy; fld; gl;ltUf;F
vjpuhf mtiu ePjp kd;wk; “ePjpkd;w mtkjpg;G tof;F tprhuiz” (Contempt Hearing) vd;Dk; tprhuizf;F miof; Fk;. ,t; mtkjpg;G tprhuiz tof;fpy; fld;gl;ltu;
tpsf;fk; mspg;gjw;Fr; ; re;ju;g;gk; toq;fg;gLk;. ,jpy; ehw;gJ ehl;fs; tiu rpiwj; jz;lid toq;fg; gLk; mjpfhuKk; ,t; tprhuizf;Fr; r%fk; mspf;fj; jtwpdhy; “ifJ Miz” gpwg;gpf;Fk; mjpfhuKk; ePjpgjpf;F cz;L.
njhlu;e;J gzj;jpid mwtpl fld; nfhLj;jtu; mLj;j fl;lkhf gpd;tUk; kDf;fisr; rku;g;gpf;f Ntz;Lk;:
•
Nfhupf;iffis epiwNtw;Wk; rj;jpaf; fljhrpAld; fld;gl;ltupd; rk;gsk;> tq;fpapy; cs;s gzj;jpid Klf; Fk; ePjpkd;w Miz. (Affidavit for Enforcement & Notice of Garnishment) (,J Ntiyapy; ,Ue;J ngWk; khjr; rk;gsj;jp;y; ,Ue;J my;yJ tq;fpf; fzf;fpy; cs;s gzj;jpy; ,Ue;Njh gbg;gbahf mwtpLk; ePjpkd;w Miz MFk;).
•
fld;gl;ltuplk; cs;s nrhj;Jf;fisg; gwpKjy;nra;J tpw;gid nra;J gzj;jpid mwtpLk; Miz.
Writ of seizure and sale of personal property - fld;gl;ltupd; nrhj;Jf;fs;> clikfs; rl;luPjpahf gwpKjy; nra;ag;gl;L> Vyj;- jpy; tpw;gid nra;ag;gl;L> gpd;du; me;j gzj;jpidf; fld; nfhLj;jtu; ngw;Wf; nfhs;syhk;. Mdhy;> ,jid epiwNtw;W tjw;Fupa nrytpid fld; nfhLj;j- tNu Vw;Wf;nfhs;sy; Ntz;Lk;. (tpUk;gp dhy; ,e;j nryTfis gpd;du; mwtpl ,d;ndhU kD jhf;fy; nra;ayhk;.) Mdhy;> ,J epiwNtw;wp Kba nghJ thf MW tUlq;fs; vLf;fyhk;.
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mdh;j;jq;fspd; xU nghJj;jd;ik mJ vg;NghJk; ,lk; ngwyhk;! mg;gb xU mdh;jk; cq;fs; tPl;bw;F Vw;gbd; mjd; jhf;;fk; rpW mnrsfhpaky;yhky; ghhpa
tpisTfis Vw;gLj;jf;$Lk;. cq;fs; mikjpahd tho;f;ifapd; MzpNtiuNa Ml;bitf;ff;$Lk;. kpfg;ghhpa tpisthf fhg;GWjp nra;ahj jpUj;jq;fs; kPs; nra;tjw;F ngUk; nghUl; Nrjkhfyhk;. kpfg;nghpa mdh;j;jkhdhy; KotPLNk ,of;f Nehplyhk;. mjph;];rltrkhf rpy rpW tplaq;fis ftzpj;J tPl;Lf; fhg;G- Wjpia ngWtjhy; ,j;jifa ,og;G fis jtph;f;fyhk;.
tPL cq;fs; khspif
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itj;jpUg;gJ kpfmtrpak;. tPl;L mlkh- dg; gj;jpuj;jpy; ,e;j epge;jid fl;la khf ,Uf;Fk;. mg;gb fhg;GWjp ,y;yhj gl;rj;jpy; fld;je;j epjp];jhgzk; jhkhf xU fhg;GWjpia itj;J mjw;fhd nrytpid fld; ngw;wthplkpUe;J mw- tpLthh;fs;. mg;gbahd xU mlkhdk; ,y;yhj Ntisapy; my;yJ mlkhdk; milf;fg;gl;L Kbe;J tpl;lhYk; tPl;bw;F fhg;GWjp itj;jpUg;gJ mwpTlikahFk;.
Mdhy; f gy ,lq mwpthd nra;Ak; m Wjp nra NtWghL
fhg;GWjp mtjhdk; JtJ jt fhfNt gy NtW fhu cjhuzkh gjtrpak;. Lk; Ntis ePq;fs; j gzk; vd jpy; ePq;fs ePq;fs; nf Ntisapy
fhg;GWjp njspthf ePq;fs; ng thlif t ahsh;> t gLk; tPL tPl;L fhg;G JNk jPf;f nghJthd gw;wp njs mtrpak;. fis Nfl
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fhg;GWjp nra;Ak; Ntisapy; cq;fs; mtjhdk; mj;jidAk; fl;lzj;jpy; nrYj; JtJ jtW! fl;lzq;fis Fiwg;gw; fhfNt gy fk;ngdpfspy; tprhhpj;jhYk; NtW fhuzq;fisf; ftdpg;gjtrpak;. cjhuzkhf fopTj;njhifisAk; ftdpg; gjtrpak;. mjhtJ xU mdh;j;jk; Vw;g- Lk; Ntisapy; el;l njhlh;khb chpik ahsh;> tPL my;yJ thliff;F tplg;- gLk; tPL> vd gytifapy; NtWgLk; tPl;L fhg;GWjpfs; cz;L. ,it midj; JNk jPf;fhg;GWjp (Fire Insurance) vDk; nghJthd ngauhy; Fwpg;gpLth;. ,it gw;wp njspthd tpsf;fj;ijg; ngWtJ mtrpak;. mjw;fhf JUtpg; gy Nfs;tp fis Nfl;L tpsf;fj;ij ngWtJ rpwg;G.
tPl;L cupikahsUf;fhd gy tifahd fhg;GWjpfs; cs;sd. rpy Fwpg;gpl;l mdh;j;jdq;is; mjhtJ jP> jpUl;L> rpy tifahd ePuhy; Vw;gLk; e];lq;fs;> Gifahy; Vw;gLk; mdh;j;jdk; vd mikAk;. ,j;jifa jpl;lq;fspy; mjpy; Fwpg;gpl;l mdh;j;jdq;fSf;F kl;LNk fhg;GWjp e];l mjpy; cs;s midj;Jg; nghUl;fisAk; vy;yh mdh;j;jdq;fSf;Fk; fhg;GWjp nra;J rpy mdh;j;jdq;fis tpyf;fp ,Uf;fyhk;. ,e;epiyapy; cq;fs; fhg;GWjp Kfthp- lk; mth;fshy; tpyf;fg;gl;l mdh;j;jdq; fs; vd;d vd;gij Nfl;Lj; njhpe;J nfhs;Sq;fs; vy;yh KOikahd jpl;lj;jpYk; tpyf;fg;gl;l rpy mdh;j;jdq;
fs; ,Uf;fNt nra;Ak;. ,tw;iw mwpe; jpUg;gJ kpf mtrpak;.
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,d;Dk; xU Kf;fpa tplak; gy nghUl; fs; Fwpg;gpl;l ngWkjp tiuAk; jhd; fhg;GWjp nra;ag;gl;bUf;Fk;. cjhuz
khf tPl;by; cs;s nghUl;fs; $250,000 tiuf;Fk; fhg;GWjp nra;ag; gl;bUe;jh- Yk; eiffs; xU Fwpg;gpl;l njhijf;F kl;LNk fhg;GWjp e];l 416-457 8424
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Page 31
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jha;tPL • ngg;gputup 2008 rf;jpiaAk; gzj;ijAk; Nrkpg;N
mjpfhpj;J tUk; tPl;Lr; nryTfs; tPL thq;Fgth;fis mr;RWj;Jtjhf mik fpwd;wJ. ‘tPl;Lf;Ff; fl;Lk; Nkhh;Nfi[ tpl Utilities mjpfkhf cs;sJ.’ vd gyUk; Gyk;GtJ Ghpfpd;wJ. XusTf;- NfDk; rf;jp Nrkpg;Gf; Fwpj;j mwptpidg; ngwhtpby; khjhe;jk; tPzhf rf;jpf; fhd nryTfs; mjpfhpf;fNt nra;Ak;. rf;jp Nrkpg;G vd;gJ ntWkNd gzj;ij kl;Lk; Nrfhpf;f cjTk; xd;wy;y. #oiy Ak; rf;jpiaAk; Ngz cjTk; xU nrayhFk;. rpwe;j rf;jpg;gad;ghLs;s (Energy Efficiency) kpd; Fkpo;fs;> kpd; cgfuzq;fs; vd;gdtw;iw ghtpg;gjd; %yk; ngUksT rf;jpia Nrkpf;fyhk;.
gioa jpUj;jg;glhj tPLfspy; rf;jp Nrkpg;G eilKiwfisg; gpd;gw;Wtjd; %yk; rf;jpr; nrytpy; Rkhh; 40% rjtPjj; ijr; Nrkpf;f KbAk;. Natural Resources Canada (NRC),d; jftybg;gilapy; 2/3 tPl;L chpikahsh;fs; Energy Guide My; typAWj;jg;gl;l rf;jp Nrkpg;G eltbf;if fis gpd;gw;wp Fwpg;gplj;jf;f Kd;Ndw; wj;ij czh;e;Js;sdh; vd mwpag;gL- fpd;wJ. mth;fSs; miug;gq;fpdUf;F mjpfkhNdhhpd; fUj;Jf; fzpg;gPl;bd;gb ,t;thwhd eltbf;fiffis gpd;gw;wpa jdhy; mth;fspd; tPl;bd; ngWkjp mjpfhpj;Js;sikAk; mwpag;gLfpd;wJ.
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xU tPl;ilg; ghu;itf;F tpLk;NghJ> mjpy; cs;s rfy ey;y mk;rq;fis ntspg;gLj;JtJ Kf;fpakhFk;. mjdhy;
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mLj;jjhf> cq;fs; tPl;L tpw;gidahsu; ,Utpjkhd Open House I cq;fSf;F mwpKfg;gLj;Jthu;. mjhtJ> KjyhtJ Open house for Realtors only. mg;gbahf cq;fsJ tPl;il mwpKfg;gLj;Jk; NghJ> cq;fsJ tPL ey;y mk;rq;fis ntspg;gLj;jf;$bajhf ,Ue;jhy; me;j tpL tpw;gidahsu;fs; jq;fsJ clientsI mioj;Jte;J tPl;il tpw;gid nra;t- jw;F cjtp nra;thu;fs;.
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Open Housef;Fj; jahuhtJ vg;gb
jha; tPL gj;jpupif gw;wpa
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vjpu;ghu;f;fpd;Nwhk;.
tpku;rdq;fs; vk;ik Xu;
MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:thaiveedu@gmail.com
Fax: 416-849-0594
Tel: 416-646-3422
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,Ue;jhy; mtw;iw tPl;by; tplhJ ,Ug;gJ tPL thq;Fgtu;fspd; ftdj;ij tPl;by; kl;Lk; nrYj;Jtjw;F cjtpahf ,Uf;Fk;. mNj Neuj;jpy; cq;fsJ tPL tpw;gid Kftu; cq;fs; tPl;by; cs;s- tu;fisAk; ntspNa nrd;why; ey;yJ vdf; Nfl;Lf;nfhs;thu;fs;. ePq;fs; tPl;by; ,Ue;jhy; tPL ghu;f;f tUgtu;fs;> tPl;il mtrukhfg; ghu;j;Jtpl;Lr; nry;yTk; vj;jdpf;fyhk;. mJNt mtu;fSf;F VjhtJ mgpg;gpuhak; ,Ue;jhy; mij cq;fsJ tPl;L tpw;gidahsuplk; nrhy; tjw;Fk; jaf;fk; fhl;lyhk;. tPL thq;F gtu;fspd; mgpg;gpuhak; tPl;by; VjhtJ khw;wq;fisf; nfhz;LtUtjw;F cjtp ahf ,Uf;Fk;.
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Fspu;fhyj;jpy; warm fire tPl;bDs;
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tPl;by; Lr; rhk xOq;fh
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ad;dy;f jpwe;J
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Lighting
T| kV∫Ô
Alen
905
jha;tPL • ngg;gputup 2008 en Housef;Fj; jahuhtJ vg;gb?
u;fSf;F Neuj;jpy;> puhzpfs;
; tplhJ ftdj;ij cjtpahf sJ tPL ; cs;s- ; ey;yJ s; tPl;by; ;> tPl;il nry;yTk; u;fSf;F y; mij k; nrhy; PL thq;F ; VjhtJ ;F cjtp
tpw;gid pytw;iw cq;;fs; tUgtu;- k; nra;t ; juyhk;. tpw;gid gtu;fspd; ; Nghd;w- tPl;bDs; mwpe;J ; tPl;ilg; tpw;gid xU ey;y
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tOf;Fk; s corners ;J mjw;- Ntz;Lk;. kuh> fhR ey;yJ. jtpu;j;Jf; kzk; ghd;wit
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vy;yh ,lq;fisAk; vacuum nra;J Jg;guT nra;jy;.
•
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mj;Jld; tPl;bd; ntspg;gFjpfs; Jg;Gu thfTk; rupahd Kiwapy; gy;g;Gfs; Ntiynra;fpd;wdth vdTk; ghu;j;Jf; nfhs;Sjy; Ntz;Lk;. MfNt ehk; vkJ
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•
tPl;bd; epyj;jpy; cs;s Cj;ij
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Lighting - xOq;fhf vy;yh lightsk;
T| kV∫Ô suÔ
Alen Sivasambu
Sales Representative
Please Call Alen : 905-822-5000
Fax: 905-822-5617
alen@sutton.com
myd; rptrk;G
- tPL tpw;gidg; gpujpepjp -
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jha;tPL • ngg;gputup 2008
fiy gz;ghl;L tpOkpaq;fS Gjpa jiyKiwapd; Njly;fS
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ghl;Lf;nfhU ghujp – me;jg; ghujpahu; jhd; NjkJuj; jkpNohir cynky;yhk; guTk; tifnra;Nthk; vd;W $wpdhu;. mJ vt;tsT jPu;f;f juprdkhapUe;jJ ghu;j;jPu;fsh? ,d;W cyfpy; gy ehL fspy; jkpou;fs; tho;fpwhu;fs;. jkpo; ,d;W gy ehLfspy; Ngrg;gLfpd;wJ. jkpo; thndhypfs;> njhiyf;fhl;rpfs; cyfk; KOtJk; xyp> xspiag; gug;G fpd;wd. 1983Mk; Mz;L ,df;fytuj; Jld; ,yl;rf;fzf;fhd jkpou;fs; Gyk; ngau;e;jdu;. ghJfhg;Gf;fhfTk;> ciog; Gf;fhfTk;> gps;isfspd; fy;tpf;fhfTk; Gyk; ngau;e;jdu;. Kw;wpYk; khWgl;l fhyepiyiaf; nfhz;l ehLfSf;F mtu;fs; Gyk;ngau;e;jdu;.
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c∫Ô^ ÷_È›]–^o· ∑wKD ÔVuo≈V‚¶›Á> ∑›>\V¬ ̨ ∑›>\VTM goÈVƒÁTMÔ”¶[
• Heavy duty equipment • Real high presure cleaning • Remove mold
NATHAN:
Dir:
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416.893.8363, 41
Sf;F rd ,Uf;Fkhd ruptutpy;i gps;isfS jkpo; vO mjd;gpd; fs;> kpUf cwtpdu; Ak; vO nfhLq;fs fhiyapy nkhopia gps;isfS ahl Ntz gps;isfi cw;rhfg;g
6068
KARUNA
NjkJuj; jkpo; Xir nky;yhk; guTk; tif nra;Nthk;!
416.893.8363,
Tel:
o≈V‚¶›Á> ∑›>\V¬ ̨ ∑›>\VTM ÔVuÁ≈ ∑kVE¬Ô kakz¬ ̨[o≈VD. ∂–√kD t¬Ôk ̇ÔπTMV_ > ́\VÔ°D
goÈVƒÁTMÔ”¶[ ÌΩB W>VTM\VTM oƒÁk
sure cleaning • Remove mold yest and bacteria • We use state of art technique • Individually cleaning all vents
jha;tPL • ngg;gputup 2008
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cq;fs; gps;isfis ePr;ry; tFg;G> eld tFg;G> rq;fPj tFg;G> fuhl;b> guPl;ir> Nfhil epfo;r;rp vd;W vt;tsT Neuj;ijAk; gzj;ijAk; nryTnra;fpwPu; fs;. mNjNghd;Nw ,jw;Fk; nra;a Ntz;Lk;.
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Page 37
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1711 McCowan Rd, Suite 206, Scarborough, Tel: 416.321.6969 Fax: 416.3 This is not intend to solicit properties currently listed for sale
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E-mail:thaiveedu@gmail.com Fax: 416-849-0594 Tel: 416-646-3422
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Page 39
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jha;tPL • ngg;gputup 2008
Page 41
jha;tPL • ngg;gputup 2008
I'm here to get your mortgage smarter and faster. c∫Ô”¬z ∂]Ô Ô¶[ √” ÷ÚÕ>V_ ∂ÁTM›Á>•D zÁ≈Õ> ŒÚ \V>¬Ô‚¶›]_ ÿÔVı|kÚkm¶[ c∫Ô”¬z ∂]Ô √›Á>•D oƒt¬Ô c>°ok[.
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jha;tPL • ngg;gputup 2008
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ives & Secret Sorrows of Josephine B.
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Page 44
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jha;tPL • ngg;gputup 2008
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jha;tPL • ngg;gputup 2008
mwpKfk; rpf;fdkhf tho;tJ xU rpwg;ghd tho;T vd;gjid kf;fs; czu;tJ kpf mtrp ak;. rpf;fdk; NtW> cNyhgpaha; ,Ug;- gJ NtW. ghLgl;Lj; Njba gzj;ij> gadw;w tpjj;jpy; Nghypf; nfsutj;jpw;- fhfr; nryT nra;tJ mwpTlikahfhJ. nghUshjhu ntw;wp vt;tsT fbdkha; ciof;fpwPu;fs; vd;gjpYk; mjid vg;gb ntw;wpfukhff; ifahSfpwPu;fs; vd;gjp- YNkNa jq;fpAs;sJ.
fPNo jug;gl;Ls;s Fwpg;Gfs; cq;fis Kd;Ndw;Wk;. mjdhy; xU jkpod; Kd;- NdWthd;> mjd; tpisthf jkpou; Kd;NdWtu; vDk; Nehf;Fld; ,j; njhFg;G vOjg;gl;Ls;sJ.
nghJ 1. vg;nghOJk; %d;W ,lj;jpy; tprhupj; Jtpl;L xU nghUis thq;f Ntz;Lk;. ePq;fs; xU nlhyu; Fiwaf;nfhLj;J thq;fpdhy; mJ ,U nlhyu;fs; Cjpak; ngWtjw;F epfuhFk;. 2. Gjpa nghUis thq;FtjpYk; rw;W cgNahfpj;j nghUis thq;Ftjhy; ngUk; Nrkpg;igg;ngwyhk;. mj;Jld; 8tPj tupiaj; jtpu;f;fyhk;. rpy rkaq;fspy; tPj tupiaj; jtpu;f;fyhk;. 3. Nguk; NgRtjw;Fg; gpd;thq;fhjPu;fs;. ahUNk cq;fSf;F ,q;F Nguk; Ngr- yhk; vd mwptpj;jy; itj;jpUf;f khl;- lhu;fs;. rj;jk; nra;Ak; rpy;Yf;Fj;jhd; vz;nza; tpLthu;fs;. 4. ePq;fs; Gifgpbf;Fk; gof;fk; cilat uhdhy; cld; mij epw;ghl;Lq;fs;. mJ cq;fs; Njf Rfj;Jf;Ff; $lhjJky;yh ky; MAisAk;Fiwf;Fk;. xU ehisf;F 1gf;fl; Gifg;gtu; 6.50nlhyUf;F rpful; il thq;Fthuhapd; mjd; tpiy 10 tPjk; tUlj;jpw;F mjpfupf;Fk; vdf; nfhz;L> mr;nryit tUl tUkhdk; 10tPjk; cs;s xU Nrkpg;gpy; ,Lthuh apd; ngupa njhifia kPjkhf;Fthu;. 5. nghUs;fSf;F ntt;NtW juF jug; gLk;. vdNt> jdf;F vjpy; $l juF cz;L vd mtu; Nahrpg;ghu; vd;gij kwf;fyhfhJ. 6. gz;lq;fis thq;Fk;NghJ cj;ju thjq;fs; ngWtijj; jtpu;f;fTk;. mit nghJthf xU tUl cj;juthjk; my;yJ MWkhj cj;juthjk; jUthu; fs;. Nkyjpf cj;juthjk; mu;j;jkw;wJ. fhuzk; xU gz;lk; gOjhtjhdhy; Kjy; rpy khjq;fspy; elf;Fk;. 7. Nyhl;lup bf;fl;Lfis thq;fhjPu;fs;. fdlhtpy; Statistics jpizf;fsj;jpd; fzpg;Gg;gb 1990Mk; Mz;by; ruhrup FLk;gk; 150 nlhyUf;F nyhl;lup bf;fl; thq;FfpwJ. ,jidNa 10 tPjk; tUkjp As;s xU Nrkpg;gpy; ,Ltjhy; ,Ugj; ije;J tUlj;jpy; 15>000 nlhyu;fs; ngwyhk;. 8. kjpar; rhg;ghl;il tPl;by; jahupj;Jf; nfhz;L nry;Yq;fs;. tPl;bypUe;J ghdk; (Nfhf;) nfhz;L nry;tjhy; tUlnkhd; wpw;F 150.00nlhyu;fs; tiu kPjk; gpbf;f yhk;. mNjNghy; tPl;bypUe;J kjpa czitf; nfhz;L nry;tjhy; tUl nkhd;wpw;F 400.00nlhyu;fs; tiu kPjk; nra;ayhk;. 9. xU gz;lj;ij thq;Fk;NghJ 3tplaq;fspy; ftdkhf ,Uf;fNtz;Lk;.
•
rpf;fdk; rpwg;G jUk;
fisg; ngw;Wg; gzj;ijr; Nrkpf;fyhk;. 11. gz;lq;fis njhifaha; thq;F tjhy; tpiy Fiwe;J thq;f KbAkh dhy; njhifahf thq;FtJ rpwg;ghFk;. ,jid kw;wtu;fSld; ,ize;Jk; nra;ayhk;. 12. nghUl;fis kypT tp;iyapy; tpw;fg; gLk;NghJ thq;Ftjhy; ngUk; Nrkpg;G nra;ayhk;. cjhuzkhfg; gw;gir> 1.49 nlhyu; tpw;fg;gLk;. mNj gw;gir kypT tp;iyapy; 79 rjj;jpw;F tpw;fg;gLk;. 13. kypT tpiyf; filfspYk; njhopw; rhiy tpw;gid epiyaj;jpYk; thq;F tjhy; ngUk; gzk; kPjk; nra;ayhk;. 14. fhyk; khwp nghUl;fis thq;F tjhy; ngUk; Nrkpg;G nra;ayhk;. cjhu zkhfg; gdpf;fhy Kbtpy; gdpf;fhy cilfs; miu tpiyapy; tpw;fg;gLk;. 15. jpBu; vd xU cld;gbf;ifapy; ifr;rhj;jplhky; nghWj;J nra;Aq;fs;. njhiyNgrpapy; xU Kftu; $Wk;NghJ
mJ kpfTk; cau;r;rpahfj; Njhd;Wk;. Mdhy;> mJ cq;fSf;Fj; Njitaw;w jhf ,Uf;fyhk;. my;yJ cz;ikapy; mJ el;lk; juf;$bajhfTk; ,Uf;fyhk;. 16. njhiyNgrpf; fl;lzj;jpy; gy kyp- thd jpl;lq;fs; cz;L. mtw;wpy; cq;f Sf;F vJ kypthdJ vd;W jpl;lkpl;Lg; gad;ngWq;fs;. 17. gpwe;jehs; gz;bif ehs;> jpUkzq; fs; Nghd;wtw;wpw;Fj; jp;lkpl;Lg; gupR fis thq;fpitg;gjhy; ngUk; Nrkpg;G nra;ayhk;.
thfdk; thq;FtJ 18. GJ thfdk; thq;FtjpYk; XupU tUl gioa thfdk; thq;FtJ cq;fSf;F 30tPjkstpy; nfhs;tpiyapy; kPjkhFk;. 19. jdpahu; Vw;ghl;by; thq;Fk;NghJ $ba Nrkpg;G fpilf;Fk;. 20. tpahghu ];jhgdq;fspd; fhl;rpf;fhd thfdq;fs;(Demonstration Vehicle) thq;F tjhy; 10tPjk; Kjy; 20tPjk; tiu Nrkpf; ek;gKbahj msT kypthf ,Ue;
fyhk;. jhy; ek;g Ntz;lhk;.
•
vd;dntd;W njupahtpby; thq;f
GJ thfdk; thq;FtJ Ntz;lhk;.
21. ePq;fs; ghtpj;j thfdj;ij jdpah
•
tha;g;Ngr;rpy; Vw;Wf;nfhz;lJ nry;Y
uhf tpw;gjhy; $ba gzj;ijg; ngwyhk;. gbahfhJ.
22. Nguk; NgRtjhy; 5tPjk; Kjy; 15tPjk; 10. FLk;gj;jpy; fztd; kidtp ,U
tiu Nrkpf;fyhk;. tUk; njhopy; nra;gtu;fshdhy; xUtu;
23. ePz;l fhg;GWjp (Extended Warranty) kl;LNk itj;jpa> gy;itj;jpa fhg;GWjp
ngWtijj; jtpu;f;fTk;.
24. fws; nra;tjhy 25. fld; fisg; ng 26. gy ,l thq;Fq;f
•
ngupa cs;s ngwf;$
•
Gul;lhj fis k Fk;.
•
khjf; ,Uf;F fs; mk aiyf; 27. tpw;g Fabric prot idr; nra 28. Paint s ngWtij
M 29. cq;f MAs; fh 30. gps;is tijj; jt 31. ePq;fs njuptpj;J> ngWq;fs;. tpl;lhy; F 32. G+uz insurance) cilajh Nghjpa m ahJ Nghf 33. G+uz KftUf;F gyidf; n fy;y. 34. ePq;fs gzk; nf ig kPsg; tpLk;. 35. fhg;GW Ntz;lhk;. nrhw;gkhd
36. mlkh xNu ms my;yJ , tjhy; gy
rpf;fdk; rpwg;G jUk;
- 45 -
pf;fyhk;. ; thq;F KbAkh pwg;ghFk;. ize;Jk;
py; tpw;fg; ; Nrkpg;G ir> 1.49 r kypT ;gLk;.
; njhopw; ; thq;F ;ayhk;.
thq;F k;. cjhu gdpf;fhy ;fg;gLk;. f;ifapy; a;Aq;fs;. Wk;NghJ
Njhd;Wk;. itaw;w ;ikapy; f;fyhk;. gy kyp- py; cq;f pl;lkpl;Lg;
jpUkzq; ;Lg; gupR ; Nrkpg;G
tJ
upU tUl q;fSf;F PjkhFk;. ghJ $ba
hl;rpf;fhd ) thq;F u Nrkpf;
;FtJ
j jdpah ngwyhk;. y; 15tPjk;
Warranty)
24. fws; jtpu;g;G (rust proofing) jdpahfr; nra;tjhy; gzj;ijr; Nrkpf;fyhk;. 25. fld; njhifAld; MAs; fhg;GWjp fisg; ngwNtz;lhk;. 26. gy ,lq;fspYk; tprhupj;J thfdj;ij thq;Fq;fs;.
•
ngupa gl;lzq;fspYk; Rw;whlypy; cs;s ];jhgdq;fspYk; kypthfg; ngwf;$bajhf ,Uf;Fk;.
•
zkhf> 12tPj tl;bAld; 100>000 nlhyu; fis 25tUlq;fSf;Ff; fl;lNtz;ba
Gul;lhjp> khu;fop khjq;fspy; thfdq; fis kypthfg; ngwf;$bajhf ,Uf;- Fk;.
•
khjf; filrpapy; tpiyfs; kypthf ,Uf;Fk;. fhuzk; tpw;gid Kftu; fs; mk;khjj;jpw;fhd tpw;gidg; gl;b aiyf; $l;Ltjw;F Kaw;rpg;ghu;fs;. 27. tpw;gidahsuplk; thfdq;fSf;F Fabric protection ngwhky; ePq;fNs mj- idr; nra;ayhk;. 28. Paint sealant tpahghu ];jhgdj;jpy; ngWtijj; jtpu;f;fTk;
tu;> khjhe;jkhff; fzpj;Jtpl;L ,U thuj;jpw;F xUKiw fl;Ltjhy; 76>000 nlhyu;fs; kPjkhtJld;. 17.5 tUlq;f spy; kPs;fl;lg;gl;Lk; tpLk;. 37. 25tUlq;fSf;F kPs;fl;Lk; gzj;ij 20 tUlq;fspy; fl;Ltjw;fhf Nkyjpff; fl;lzk; xU rpy nlhyu;fs; kl;LNk. Mdhy; 40>000 nlhyu;fspypUe;J 50>000 nlhyu;fs; tiu Nrkpf;fyhk;. 38. tUlhtUlk; cq;fs; rk;gsk; caUk; NghJ kPs; fl;Lk; gzj;ijAk; $l;bf; fl;Lq;fs;. gy;yhapuk; kPjk; nra;ayhk;.
MAs; fhg;GWjp
39. gy ,lq;fspYk; tprhupj;J Fiwe;j tl;bapy; ngw KaYq;fs;. 29. cq;fSf;Fj; Njit ,y;yhtpby;
40. mlkhdk; GJg;gpf;Fk;NghJ GJg;gpf; MAs; fhg;GWjpfisg; ngwNtz;lhk;.
Fk; fl;lzk; fl;Ltjw;F kWj;JtpLq; 30. gps;isfSf;F MAs; fhg;GWjp ngW
fs;. gy tq;fpfs; ,jw;F tpyf;F jUk;. tijj; jtpu;f;fTk;.
41. mlkhd ];jhgdk; cq;fs; tPl;L 31. ePq;fs; Gifg;gjpy;iyahdhy; mjidj;
tupiaf; fl;Ltijj; jtpu;j;Jf;nfhs;- njuptpj;J> Fiwe;j tpiyapy; fhg;GWjp
Sq;fs;. ,jdhy; ngUk; Nrkpg;G cz;L. ngWq;fs;. ePq;fs; Gifj;jiy epWj;jp
42. fld; ml;ilf; flid me;je;j tpl;lhy; Fiwe;j fhg;GWjpf;F khw;Wq;fs;.
khjj;jpy; fl;btpLq;fs;. 32. G+uz MAs; fhg;GWjp (Whole life
43. fld; ml;ilfs; fl;l Kbahtpl;lhy; insurance) jhd; kpfTk; $ba tpiy
jdpahff; Fiwe;j tl;bapy; fld;ngw;W cilajhFk;. ,jidg; ngWtjhy;
ml;ilf;flid milj;J ml;iliaf; Nghjpa msT fhg;gWjpiag; ngwKb
fpopj;JtpLq;fs;. ahJ Nghfyhk;. 33. G+uz MAs; fhg;GWjp> tpw;gid
tPl;by; KftUf;Fk; mtu; ];jhgdj;jpw;Fk; $ba
44. tPl;bd; c\;z epiyia xU ghif gyidf; nfhLf;Fk;. Mdhy;> cq;fSf;
Fiwj;J itg;gjhy; mjw;fhd nrytpy; fy;y.
15 tPjj;ijf; Fiwf;fyhk;. 34. ePq;fs; fhg;GWjpf;Fk; Nrkpg;Gf;Fk;
45. tPl;bw;Fs; Fspu;tUk; (caulk, weath- gzk; nfhLf;fpwPu;fs;. Mdhy;> Nrkpg;
er slip) topfisj; jLf;f KaYq;fs;. ig kPsg; ngWtjhdhy; fhg;GWjp epd;W
46. tPl;bd; Fspu; jLg;ig (Insulation) tpLk;.
GJg;gpj;J itAq;fs;. 35. fhg;GWjpia xU Nrkpg;ghff; fUj
47. kpd;ePu; c\;zg;gLj;jYf;F khw;Wq; Ntz;lhk;. mjpy; fpilf;Fk; tl;b kpfr;
fs;. mjpy; ngUk; gzk; kPjkhFk;. nrhw;gkhdjhFk;.
48. ky$lj;jpd; lhq;fpAs; xU nghUis
mlkhdk;
itg;gjhy; ePu; ghtpg;igf; Fiwf;fyhk;. 49. Energy efficient Foha;fisg; ghtpg;g 36. mlkhdg; gzj;ij kPs;fl;Lk;NghJ
jhy; ngupJk; ePu; kpr;rkhFk;. xNu msT gzj;ij thuk; xUKiw
50. Fspf;Fk; njhl;biag; ghtpf;fhky; my;yJ ,U thuj;Jf;F xUKiw fl;L
\tiug; ghtpg;gjhy; nryT FiwAk;. tjhy; gy Mapuq;fs; kPjkhFk;. cjhu-
Page 46
- RRSP 46 -
rk;ge;jkhd Nfs;tp gjpy;
Mu;.Mu;.v];.gp. gw;wp ePq;fs; mwpe;j> mwpahjtw;iw rpy Nfs;tpfs; %yk; njspTgl itg;gNj ,e;jf; Nfs;tpf; nfhj;jpd; Nehf;fk;. ,f; Nfs;tpf;fhd gjpy;fs; Kb tpy; cs;sJ.
1. RRSP vd;why; vd;d?
m. xU Fwpg;gpl;l Nrkpg;Gj; jpl;lk; M. xU Xa;T+jpa Nrkpg;Gj; jpl;lk;
,. xU Xa;T+jpa Nrkpg;Gj; jpl;lk;.
,jd; %yk; tUkhd tupf; fopT my;yJ kPsikg;igg; ngw;Wf;nfhs;s murhq;fj; jpdhy; mwpKfg;gLj;jg;gl;l xU jpl;lk;. <. Nkw;$wpa vJTkpy;iy . 2. ePq;fs; RRSPf;F Mff;$bas thf vt;tsT njhifia xt; nthU Mz;Lk; nrYj;jp Nrkpf;f KbAk;? (epge;jidfs; vJT kpd;wp)
m. 18>000 nlhyu;;fs; M. 19>000 nlhyu;fs; ,. 20>000 nlhyu;fs; <. 21>000 nlhyu;fs; 3. RRSP Nrkpg;G fhyhtjpahFk; jpfjp (2007Mk; Mz;L tupapy; tup kPsspg;igg; ngWtjw;F) vg; nghOJ?
m. brk;. 31>2007
tup M. [d.31> 2008
tpfpj ,. ngg;. 28> 2008
<. Vg;.20> 2008. 4. ePq;fs; mjp$basT Jf;nfhs
RRSP (Nkw;
m. 3>500 M. 4>500 Fwpg;gpl;l) njhifiar; nrYj;
,. 15>60 Jtjw;F 2006k; Mz;L vt;
<. 5>700 tsT rk;gsk; cioj;jpUf;f Ntz;Lk;?
7. ePq;fs nlhyu;fi m. 105>556 nlhyu;
v];.gp fz M. 150>556 nlhyu;
fshf N ,. 125>000 nlhyu; <. 200>000 nlhyu;
fpwPu;fs; Nthk;. , 5. cq;fSila ,e;j Mz;Lf;
rupahf fhd RRSP Nrkpg;Gj; njhifia
($l;L t vg;gb mwpaKbAk;?
itj;Jf m. cq;fs; 2006Mk; Mz;Lf;fhd
Notice of assessment(tupg;
cq;fspl itg;gpy gj;jpuj;jpd; epytuk;),y; ,Ue;J.
fpl;L rup M. www/cra. arc gc.ca vd;w kpd;dQ;ry;
njLq;fs KftupapypUe;J. ,. tUkhdtup mYtyfj;jpw;F (1800
267 6999) njhiyNgrpapy; miog;gjd;%yk;. <. Nkw;Fwpg;gpl;l mj;jid
Kiw%yKk;. 6. ePq;fs; 15>000 nlhyiu ,t; thz;L RRSP fzf;fpy; ,Lt jd; %yk; vt;tsT tUkhd tupia ePq;fs; Nrkpf;f KbAk; my;yJ kPsg; ngwKbAk; vd fzf;fplTk;. (cq;fs; tUkhd
m. 24>00 M. 25>68 ,. 28>63 <. 40>74 8. ,e;jg bNa 7tPj fzf;fpy ky;) tpl;L fSf;Fg cq;fs;fz fzf;fpl njupT n Royal LePage Selva Selvadurai Team’s
RRSP rk;ge;jkhd Nfs;tp gjpy; ;
M 10. < 9. < 8. , 7. < 6. <
5. m 4. M 3. M 2. , 1. tpilfs;:
jha;tPL • ngg;gputup 2008
RSP (Nkw; ; nrYj; ;L vt; j;jpUf;f
Mz;Lf; hifia
;fhd
,Ue;J. pd;dQ;ry;
;F (1800 ;
iu ,t; ; ,Lt tUkhd KbAk; Ak; vd tUkhd
tup tpfpjk; 38tPjk; vd itj; Jf;nfhs;sTk;.) m. 3>500 nlhyu; M. 4>500 nlhyu;
,. 15>600 nlhyu; <. 5>700 nlhyu; 7. ePq;fs; xt;nthU khjKk; 400 nlhyu;fis cq;fs; Mu;.Mu;.- v];.gp fzf;fpy; fle;j 5 Mz;L fshf Nrkpj;Jf;nfhz;L tU fpwPu;fs; vd itj;Jf;nfhs; Nthk;. ,J cq;fSf;Fr; ruh rupahf 7tPj tUkhdj;ij ($l;L tl;bia) jUfpwJ vd itj;Jf;nfhs;syhk;. jw;NghJ cq;fsplk; vt;tsT gzk; itg;gpy; ,Uf;Fnkd fzf; fpl;L rupahd tpiliaj; Nju;e; njLq;fs;.
m. 24>000 nlhyu; M. 25>680 nlhyu; ,. 28>639 nlhyu; <. 40>749 nlhyu; 8. ,e;jg; gzj;ij ePq;fs; mg;g bNa 7tPj $l;L tl;bf;F mNj fzf;fpy; (NkYk;; gzk; Nghlh ky;) tpl;L itj;jhy; 25 Mz;L fSf;Fg; gpd;G vt;tsT gzk; cq;fs;fzf;fpy; ,Uf;Fk; vd;W fzf;fpl;L rupahd gjpiyj; njupT nra;aTk;.
m. 79>000 nlhyu; M. 106>725 nlhyu; ,. 110>824 nlhyu;
<. 155>436 9. cq;fs; Mu;.Mu;.v];.gp fzf; Ff;F ePq;fs; vj;jid taJ tiuf;Fk; Nrkpg;G nra;ayhk;?
m. cq;fSf;F 65 taJ MFk; tiu M. cq;fSf;F 69 taJ MFk; tiu
,. ePq;fs; Xa;TngWk; tiu
<.cq;fSf;F 71 taJ tUk;tiu.
Mdhy; brk;gu; 31k; jpfjpf;F Kd;du;. 10. fdlhtpy; tUkhdtup nrYj; JNthupy; vj;jid tPjkhNdhu; ,e;j Mu;.Mu;.v];.gp Nrkpg;Gj; jpl;lj;ijg; gad;gLj;Jfpwhu; fs;?
m. 50tPjkhNdhu; M. 33tPjkhNdhu; ,. 88tPjkhNdhu;
<. 100tPjkhNdhu;
Selva Selvadurai Team’s Award Nite
nry;th nry;tj;Jiu - tPL tpw;gid Kftu; -
Page 47
jha;tPL • ngg;gputup 2008
Gyk;ngaH Njrq;fspYs;s gj;jpupiffs; rQ;rpiffs; cs;spl;l Clfq;fSk;> ,izaKk; Gjpa jkpo; vOj;jhsHfspd; vz;zpf;ifia mjpfupj;J tpl;bUf;fpwJ. vOj;Jj; Jiwapy; fhyb itf;Fk; vy;NyhUf;Fk; ‘vt;thW vOJtJ’ vd;gjw;fhd topfhl;ly;fs; NghjpasT ,Uf;fpd;wjh vd;why; ,y;iy vd;Nw $wyhk;. ,e;jj; Jiwapy; ftpQH tp. fe;jtdk; mtHfspd; ‘vOj;jhsH’ E}y; rpwe;j ifNalhf- Tk;> vOj;jhsH jk;ik jpwzha;T nra;Ak; XH msTNfhyhfTk; mikfpwJ. “jha;tPL” gj;jpupifapduhfpa ehk;> vkf;Fk; Vida MHtKs;s vOj;jhsHfSf; Fk; ‘nrOikg;gLj;Jk;’ xU tha;g;ghf ,e;j E}iy njhluhf ntspapLfpNwhk;.
,f;fl;Liufspw; rpy> ftpQu; jPtfk; ,uh[ypq;fk; elj;jpa mjhtJ> ,Uf;fpd;w vOj;jhw;wiyr; rPuhf tsu;g;gjw;F> vOj;Jyif ed;F mwpe;J nfhs;tjw;F> vOj;Jyfpw; rhjidfs; gilg;gjw;F> vOj;jhy; r%fj;Jf;Fj; njhz;L nra;tjw;F vd;d nra;a Ntz;Lk; vd;W tpdhf;fis vOg;Gfpd;wtu;fSf;F - Kd;Ndw tpiofpd;w vOj;jhsu;fSf;F ,J xU ghlE}yhf mikAk;.
,g;nghOJ vOJfpd;wtu;fnsy;yhk; vOj;jhsu;fsh? vOJk; jifik mtu;f- Sf;F ,Uf;fpwjh vd;W mwpatpUk;Gk; mDgt vOj;jhsu;fSk; gpw thrfu;fSq;$l ,j;njhliug; gbg;gJ ey;yJ. mtu;fs; jha; tPl;by; je;ijapd; ke;jpuq;fisAk; mwpe;J kfpo;thu;fs;. jFe;j Mf;fq;fisj; jhq;fptUk; ,jo;fs; thrpg;Gg; gof;fj;ijg; G+upg;ghf;Fk;. G+upg;G cs;sj;Jf;Fk; ey;yJ> clYf;Fk; ey;yJ.
epidT ey;yJ Ntz;Lk; jha; tPL neUq;fpa nghUis thrfu;fSf;F toq;fp tho;tjhf!
md;Gld;> tp. fe;jtdk; nkhopkfspd; ,uz;lhtJ Foe;ij
vOj;J- nkhopkfspd; ,uz;lhtJ Foe;ij; jkf;iff;F tbtk; nfhLf;fg; gpwe;j jq;if.
jkf;if Ngr;R; jq;if vOj;J. Ngr;R gpwe;J Mapuk; Mapuk; Mz;LfSf;F gpd; gpwe;j vOj;J. fhyg;Nghf;fpy; Ngr;ir Ke;jpf; nfhz;L tsh;e;jhYk;>
N[hrgpDf;fhfNtjhd; cf;fpukhfg; Nghu; Gupfpwhd; mtd; vd;gJ gilg;ghspahy; nrhy;yg;glhkNy ntspf;fhl;lg;gLfpwJ. ehty; xUtifapy; neg;NghypadJ ntwpgpbj;j tifahd fhjiy ntspg; gLj;JfpwnjdpDk;> ehtypd; gpujk ghj;jpuk; N[hrgpd;jhd;. mt@lhfNt gpuhd;]; ehl;L tho;KiwAk;> tuyhWk; Ngrg;gLfpd;wd ehtypy;. xU jpl;lkpl;l tho;Kiwf;F jd;idAk; jd; kfidAk; vt;thW mts; tsu;j;njLf;fpwhs; vd;gJ
Ngr;rpid vOj;Jg; Gwf;fzpf;ftpy;iy. mjid myq;fhpf;fTk; NgzTk; cjTk; NghuhspahfTk; vOj;J tpsq;Ffpd;wJ.
vOj;J> NgRtijAk; epidg;gijAk; vOj cjTk; FwpaPL; ngw;w jhapd; jiytpjpapidNa eph;zapf;Fk; KjyPL.
nrhy;tbtpd; #j;jpujhhp vOj;J. vOj;J ,y;yhky; nrhy;tbtk; ,y;iy. jdpahf
gpuhd;]pd; rpy tuyhw;Wg; ...
43k; gf;fj; njhlHr;rp...
ehty; tpupAk; jsk;. mij mw;Gjkhd
ia Neupy Kiwapy; tbj;jpUf;fpwhu; re;uh fhyhd;l;.
Kbf;Fk; j xU fpuhkpar; rpWkpahf> gpd;du; gpuG
fNt Kbt tk;rj;jpy; jpUkzkhd rPkhl;bahf> fztid tpthfuj;Jr; nra;J jdpj;J
tho;f;ifa thOk; ngz;zhf> gpd; fztid ,oe;j
whYk; m Nkl;Lf;Fbg; ngz;zhfntd;W gy;NtW
fPu;j;jdq;f Ntlq;fs; N[hrgpDf;F. mtsilAk; ,g;
ikapYk; gupkhzq;fs; mofhdit. kl;Lkpy;iy>
jd. mi jplkdk;nfhz;l xU ngz;zpd; jtpu;f;f-
type;J G tpayhj tsu;r;rpfshTk; ehtypy; fhl;lg;
jpUe;jJ gLfpd;wd. tuyhw;W khe;jupd; tho;f;if-
epd;Wk; $ Jk; Ngr;R tbtk; n xyp; vOj nkhopf;F fhhpaKkh wJ ed;D
nkhop - n
fpzw;Wf;F Njq;fhAs yhk;. M ,y;yhjpU
ntWQ; n nkhopapY
gy nrhw gl;l nghU your seat v vLj;Jf; nkhop n vd;gNj ,
Take vd;w vj;jidNa gLfpd;wJ fisg; n ehk; tpsq vOj;J vd ehd;Kfw; vd;w m vOj;J ,
vz;nzd fz;nzd vd;w jpUf Vida v epw;fpd;wJ jhyhFk; nghUisA mwptpaiy Jiwiaf Nfw;gg; nghUe;Jk vOj;jwptpj vOj;J nk itr; Rl;L mtd; ji fpaj;jpy;> te;jJ. rhp> vOj vjid c
2. Mf;fp vOj;jhs
vOj;jhsh nghUs;. Mk;> ,e;j nrhy; %r zq;fis vOj;jhsh gad;gLj;j
nrhw;fs; khw;wk; t ,jw;F e fhyj;jpy; nrhy; ,d
- 47 -
;ftpy;iy. ; cjTk; fpd;wJ.
g;gijAk; jhapd; ; KjyPL.
. vOj;J . jdpahf
epd;Wk; $l;lhf epd;Wk; $l;lhfr; Nrh;e;- Jk; Ngr;Rr; nrhw;fSf;Fj; jpUj;jkhd tbtk; nfhLg;gNj vOj;Nj. Ngr;rpy; xyp; vOj;jpy; tbtk;> ,jdhNyNa> nkhopf;F Kjw;fhuzKk; mZj;jpuspd; fhhpaKkhfpa xypahtJ vOj;J vd;fp- wJ ed;D}y;.
nkhop - nrhy;> nrhy; nghUSilaJ.
fpzw;Wf;Fs; ePh; ,y;yhky; ,Uf;fyhk;. Njq;fhAs; ,sePh; ,y;yhky; ,Uf;f yhk;. Mdhy; nrhy;Yf;Fs; nghUs; ,y;yhjpUf;f KbahJ.
ntWQ; nrhy; vd;w xU nrhy;> ve;j nkhopapYk; ,y;iy.
gy nrhw;fs;> tof;fhy; xd;Wf;F Nkw; gl;l nghUs;fisr; Rke;J epw;Fk;. Take your seat vd;gjid cdJ ehw;fhypia vLj;Jf; nfhz;L Ngh vd;W xUth; nkhop ngah;j;jhuhk;. cl;fhUq;fs; vd;gNj ,jd; nkhj;jg; nghUs;.
Take vd;w nrhy;> Mq;fpy nkhopapy; vj;jidNah mh;j;jq;fspy; gad;gLj;jg; gLfpd;wJ. gad;gLj;jg;gLk; re;jh;g;gq; fisg; nghWj;J> nrhy;ypd; nghUis ehk; tpsq;fpf; nfhs;s Ntz;Lk;. vOj;J vd;w nrhy;Yk; mg;gbj;jhd;. ehd;Kfw; nwhOJed; fpak;Gt ndOj;Nj vd;w mbapy; vOj;Jf;Fg; nghUs;> vOj;J ,yf;fzk;>
vz;nzd;g Vid vOj;njd;g ,t;tpuz;Lk; fz;nzd;g thOk; caph;f;F. vd;w jpUf;Fwspy; vOj;J> vz;zy;yhj Vida vOj;Jj; Jiwfisf; Fwpj;J epw;fpd;wJ. mjhtJ> vOj;ijAk; vOj;- jhyhFk; nrhy;iyAk; nrhy;yhy; MFk; nghUisAk; Fwpf;fpd;wJ. vdpDk; vz; mwptpaiyf; Fwpg;gjhAk; vOj;J fiyj;- Jiwiaf; Fwpg;gjhAk; ,f; fhyj;jpw;- Nfw;gg; nghUis tphpTgLj;jpDk; nghUe;Jk;. vOj;jwptpj;jtd; ,iwtdhthd; vd;gjpy; vOj;J nkhopawpit my;yJ fy;tpawp- itr; Rl;Lfpd;wJ. mtd; jiy vOj;J mg;gb vd;w thf;- fpaj;jpy;> vOj;J> tpjp vd;w nghUspy; te;jJ. rhp> vOj;jhsh; vd;gjpYs;s vOj;J vjid czh;j;Jfpd;wJ?
2. Mf;fp vOJgth; vOj;jhsh;
vOj;jhsh; vd;why;> vOJfpd;wth; vd;W nghUs;. Mk;> ,e;j mh;j;jj;jpNyjhd; jkpopy; ,r; nrhy; %r;nrLf;fj; njhlq;fpaJ. Mt- zq;fis vOJfpwth;fisf; Fwpf;fNt vOj;jhsh; vd;w nrhy; Kjd;Kjyhfg; gad;gLj;jg;gl;lJ.
nrhw;fs; fhyj;Jf; fhyk; nghUs; khw;wk; tUtJz;L. ehw;wk; vd;w nrhy; ,jw;F ey;yNjhh; cjhuzk;. rq;f fhyj;jpy; ,dpa kzk; tPrpa ,e;jr; nrhy; ,d;W ehwpf; fplf;fpd;wJ.
Mdhy; vOj;jhsh; ,t;tpjk; jiyfPohf khwtpy;iy. Mtzq;fs; vOJfpd;wth;
q;fSk;> Uf;fpwJ.
fisj; jhz;b ,d;W xU rf;jp tha;e;j nrhy;yhf ,J tsh;e;J tpl;lJ.
;gjw;fhd ;. ,e;jj; fNalhf- kfpwJ. sHfSf;
vOj ty;yth; vOj;jhsh;> nkhopj;jpwd; Kl;lWf;f ty;yth; ,th;. ty;yth; Mjyhy; Ms;gtDkhfpd;whh;. Msh; = MSgth;> vOj;J + Msh; = vOj;jhsh;.
fpNwhk;.
Msd; vd;why; fztd; vd;Wk; nghUs;. vOj;J vd;gtUld; FLk;gk; elj;Jfpd;- wth;> vOj;jhsh;. ; 1993y; elj;jpa w;wpkzp
vOj;J jiytp; vOj;jhsd; jiytd;; tise;J> nespe;J> Fdpe;J> Fioe;J> ; 1995y;
jw;nfhz;lhd; nrhw;fika vOj;J elf; ; 2005y; Wgjpg;Gr;
fpd;wJ. vOj;J kPJ Muhf;fhjy; cilatd; jiytd;. ,UtUk; $bg; gilf;fpd;wdh;. ;bajhy; ifapw;
ftpijahfNth> fl;Liu> fij> ehtyh- g;gl;ld.
fNth> ehlfkhfNth ,UtUf;Fk;
k; jkJ
gps;isfs; gpwf;fpd;wdh;.
ehd; fpilj;j
vOj;jhsiug; gilg;ghspfs; vd;Wk; miog;gh;. vdpDk; gilg;ghsp ,d;Dk; xU nghJr; nrhy;yhfNt ,Ue;J tU- fpd;wJ. Xtpah;> rpw;gf; fiyQh;> eldj; ; nry;y
jahhpg;ghsh;> ijaw; fiyQh; Nghd;Nwh- Uk; gilg;ghspfNs. d;whYk; j;jhsu;-
fl;Liu> rpWfij> ehty; vOJfpd;wth; ;Ls;sd.
fis kl;LNk> Mq;fpy ,yf;fpaj; J.
jpwdha;thsh;> ,f;fhyj;jpy;> writer vd;w
r; rPuhf idfs; tz;Lk;
nrhy;yhy; Fwpf;fpd;wdh;. ftpQh;fis poets vd;Wk;> ehlfthrphpah;fis drama- tists vd;Wk; NtWgLj;Jfpd;wdh;.
u;fSf;F
jkpopypYk; ,e;j NtWghLfs; cs;sd. MapDk;> vOj;jhsh; vd;w gFgjj;jpy; mtu;f-
cs;s epiynkhop Mf;f ,yf;fpag; k; gpw
gilg;Gfs; midj;ijAk; - ftpij> ;ijapd;
fl;Liu> rpWfij> neLq;fij> ehlfk; ,jo;fs;
gj;jphpifj; njhopy; ahtw;iwAk; - Fwpf; lYf;Fk;
Fk; msTf;F tof;F xq;fp tpl;lJ.
toq;fp
Mf> vOj;jhsh; vd;why; Mf;fp vOJg th; my;yJ ,yf;fpa fh;j;jhf;fs; vd;W nghUshfp tpl;lJ. Mf;f vOj;J d;Gld;> e;jtdk;
(Creative writing) my;yJ Mf;f ,yf;fp- ak; vd;gjd; nghUs; vd;d? ,d;Dk; Foe;ij
; rpy tuyhw;Wg; ...
w;Gjkhd fhyhd;l;. ;du; gpuG hl;bahf> jdpj;J d ,oe;j gy;NtW lAk; ,g; ;Lkpy;iy> ; jtpu;f;f- py; fhl;lg; tho;f;if-
rkPg fhyq;fspy; gutyhfg; Ngrg;gl;l gy fdlhtpd; Mq;fpy ehty;fSf;F vt; tifapYk; rkkhdNj re;uh fhyhd;bd; ‘The Many Lives & Secret Sorrows of ia Neupy; fz;l Rfk;> ehtiy thrpj;J Kbf;Fk; jUzj;jpy; Vw;gLtijj; jtpu;f; fNt Kbtjpy;iy.
Josephine B.’ jd; fl;likg;ghy;> tp\aq; fisg; GFj;Jk; Neu;j;jpapdhy;> xU gpuhd;rpa tuyhw;Wg; Gyj;jpy; ehtiyg; gilf;fpNwhk; vd;w gpuf;iQAld; mjw; tho;f;ifapy; vt;tsTjhd; cau;e;J nrd;- whYk; mtSs; ,Ue;j Jf;fj;jpd; fPu;j;jdq;fs; ve;jnthU cd;dj epiy ikapYk; ,irf;fNt nra;Jnfhz;bUe; jd. mit gilg;ghspapd; jiyaPl;by; type;J GFj;Jk; Kaw;rpfshf ,y;yh-
fhd xU nkhopiar; RtPfupj;Jf; nfhz;L gilg;gpypwq;fpajd; %ykha; rpwe;j xU ehtiyg; gilj;jtuhfpwhu; re;uh fhyhd;l;. fdlh Mq;fpy ,yf;fp aj;ij ,e; ehty; xU rpwpjhtJ Kd;- dfu;j;jpapUffpwJ vd;whYk; jg;gpy;iy. jpUe;jJ ehtypd; ntw;wp.
tp. fe;jtdk;
jha; tPL gj;jpupif gw;wpa tpku;rdq;fis vjpu;ghu;f;fpd;Nwhk;. tpku;rdq;fs; vk;ik Xu; MNuhf;fpakhd ghijapy; ,l;Lr;nry;Yk;.
E-mail:thaiveedu@gmail.com Fax: 416-849-0594 Tel: 416-646-3422
Page 48
- 48 - fNdba Rfhjhu ikaj;jpd; vr;ru
1k; gf;fj; njhlHr;rp...
,jd;fhuzkhf xt;nthU fNdbaUf;Fk; ,uz;L flikfs; cs;sd. xd;W jdJ capiuf;fhg;ghw;wpf; nfhs;tJ. ,uz;lh- tJ fdlh kf;fisf; fhg;ghw;WtJ.
,e;j ghJfhg;ghd eilKiw gw;wp fNdba Rfhjhu ikak; (Health Canada) kpfj; njspthf vLj;Jf; $wp tUfpd;- wJ. Mdhy; ntspehl;L gazq;fis
Nkw;nfhs;fpd;w fNdbaHfspy; gy kpy;ypad; fNdbaHfs; ,e;j vr;rupf;if- iaAk;> ghJfhg;G njhlHghd eil KiwfisAk; njupe;J itj;jpUg;gjpy;iy. ,jdhy; Mgj;J ekf;F kl;Lky;y mtH fSf;Fk; jhd;. Kjypy; ghjpg;Gf;F cs;shtJ mtHfs; jhd;.
,e;j ghjpg;G Vw;gLk; tiffs;
•
njhw;W Neha;fSf;F vjpuhd jLg;- g+rpia Nghlhky; gazk; nra;tJ.
•
nry;fpd;w ehLfspy; njhw;W cs;s ePiuAk;> czitAk; mUe;JtJ.
•
ghJfhg;ghf ,Ug;gjw;Fupa rpy kUe;J fis vLj;Jr; nry;yhik. cjhuzk; kNyupah Neha;f;fhd Fspiffs;.
•
ghJfhg;gw;w ghypay; eltbf;iffs;> clypy; gr;irFj;JtJ (tattooed).
,e;j Mgj;jhd epiyikfis jtpHg; gjw;fhd fNdba Rfhjhu ikak; (Health Canada) xU jpl;lj;ij Kd;itj;J nray;gLj;jp tUfpd;wJ. mjd; gpufhuk; ePq;fs; VjhtJ xU ehl;Lf;F gazk; nry;y jpl;lk; ,Lfpd;wPHfs; vd;why;
• Loans
• Mortgages
• Insurance Claims
• Traffic Ticket
• Auto/Life Insurance
- fld; - mlkhdf;fld; - fhg;GWjp
- rpth Rg;uh -
cq;fsJ gazj;Jf;fhd MW fpoik apy; ,Ue;J vl;Lf; fpoikf;F Kd;dH fdlhtpy; cs;s VjhtJ xU travel clinic f;F nry;y Ntz;Lk;. ,e;j travel clinic gw;wpa jfty; njupahjtHfs; jkJ FLk;g itj;jpauplk; jkJ gazk; gw;wp nrhy;yp cupa jfty;fisg; ngw;Wf; nfhs;syhk;.
ePq;fs; nry;y cs;s ehL> me;j ehl;by; cq;fSf;F Vw;glf; $ba njhw;W Neha;fs;> cq;fs; cly; epiyik> cq;fs; clypy; Vw;fdNt Nghlg;gl;l jLg;g+rpfs;> Nghlhj jLg;g+rpfs; vd;gd tw;iw Muha;e;J cq;fs; FLk;g itj;jpaUk;> travel clinicf;Fk; cq;fSf; Fupa jLg;g+rpfisAk;> ePq;fs; me;j ehl;Lf;F Nghf Kd;dUk;> me;j ehl;by; ,Uf;Fk; NghJk; vLf;f Ntz;ba kUe;J khj;jpiufisg; gw;wp tpgukhfj; njup- tpg;ghHfs;. mJ kl;Lky;y me;j ehL fspy; vij ePq;fs; jtpHf;f Ntz;Lk; vd;w MNyhridfisAk; mtHfsplk; ,Ue;J ePq;fs; ngw;Wf; nfhs;syhk;.
nghJthf ntspehLfSf;F nry;gtH fs; Diarrhea> my;yJ Turista tpdhy; ghjpf;fg;gLfpd;wdH. ,it ,uz;Lk; Vida ehLfspy; ehk; mUe;Jfpd;w ePupdhy; Vw;gLfpd;wJ. fdlhtpy; ehk; mUe;Jk; ePupy; cs;s ngUk;ghd;ik- ahd fpUkpfs; (Most waterborne organ- isms) ekJ efu rigahy; Jg;guT nra;ag;gl;Nl ekf;F fpilf;fpd;wJ. Mdhy; ehk; nry;Yk; ehLfspy; Fwpg;- ghf %d;whk; cyf ehLfspy; me;j trjp fpilahJ. vdNt me;j ehLfspy; ehk; mUe;Jk; jz;zPuhYk;> me;j jz;zPuhy; jahupf;fg;gl;l czTfspdh Yk; ,J Vw;glyhk;.
• Scholarship Plan (RESP)
• Real Estate Related
• Credit Counselling
• Accounting
• Tax Services
,ij tpl ekf;F Vw theria, Tet Rubella Ng NfL epiw fpilf;fy
,e;j Neh g+rp ekf;F
,J kl;Lk Meningitis an tick-bo Rabies vd fisAk; Kd;dH N
mNjrkak nry;fpd;wPH Neha;fs; gpdhy; t tiya fhr;ry; (Y kw;Wk; n Dengue fe Schistosom site in fres America, Southeast A Gs;sJ.
,ij vy Neha;fs; fdlhtpY nry;fpd;w tu tha;g gw;w ghyp kl;Lkpd;wp Crpfis tjhYk; V
filrpah
•
ntspeh Sf;F Ak; Ng
jha;tPL • ngg;gputup 2008 fhjhu ikaj;jpd; vr;rupf;if...
fpoik
,ij tpl gy ,sk;gps;is tpahjpfs;
•
ntspehl;Lf;F Nghf Kd;dH FLk;g Kd;dH
ekf;F Vw;gl tha;Gfs; cs;sd. Diph-
itj;jpaH> my;yJ Travel clinicf;Fld; travel
theria, Tetanus, Polio, Measles, Mumps,
njhlHG nfhz;L Njitahd MNyh- e;j travel
Rubella Nghd;w tpahjpfs; Rfhjhu rPH-
ridfisAk;. jLg;g+rpfisAk; kw;Wk; fs; jkJ
NfL epiwe;j ehLfspy; ,Ue;J ekf;F
kUe;Jfs; njhlHghd tpguq;fisAk; k; gw;wp
fpilf;fyhk;. ,jpy; ,Ue;J ghJfhf;f
ngw;Wf; nfhs;Sq;fs;. ngw;Wf;
;j ehl;by; njhw;W epiyik> ghlg;gl;l ; vd;gd FLk;g cq;fSf; s; me;j ;j ehl;by; a kUe;J j; njup- e;j ehL Ntz;Lk; tHfsplk; ;syhk;.
nry;gtH tpdhy; ,uz;Lk; e;Jfpd;w py; ehk; ;ghd;ik- ne organ- Jg;guT
,e;j Neha;fSf;F vjpuhd Neha;jLg;
•
kNyupah Neha; Vw;glf; $ba ehL f;fpd;wJ.
g+rp ekf;F mtrpak;.
fSf;F nry;tjhdhy; (cjhuzk;: py; Fwpg;-
,yq;if> ,e;jpah) kNyupah Neha;f;F py; me;j
,J kl;Lky;y ijnghapw;> Hepatitis A,
vjpuhd khj;jpiufis vLj;Jr; nry;y ehLfspy;
Meningitis, Japanese encephalitis, Wurope-
Tk;. ,e;j khj;jpiufis ePq;fs; ;> me;j
an tick-borne encephalitis, Hepatitis B,
gazk; nra;tjw;F rpy thuq;fs; Tfspdh
Rabies vd;gtw;wpw;fhd Neha; jLg;g+rp
Kd;djhfNt fdlhtpy; ,Ue;Nj fisAk; ePq;fs; ntspehL nry;y
vLf;fNtz;Lk;. mNj rkak; Esk;G Kd;dH Nghl;Lf; nfhs;tJ mtrpak;.
cq;fisf; fbf;fhj tz;zk; ad;dy; fs; nel;bdhy; ghJfhf;fg; gl;l tPL- mNjrkak; ePq;fs; ve;j ehLfSf;F
fspy; jq;Fq;fs;. mg;gb ghJfhg;G nry;fpd;wPHfs; vd;gijg; nghWj;J rpy
me;j tPLfspy; ,y;iy vd;why; vd;d Neha;fs; cq;fSf;F tuyhk;. Esk;
nra;ayhk;?. ePq;fs; gzk; mDg;gp gpdhy; tuf;$ba kNyupah (ntg;g-
mg;gbahd ghJfhg;ig ePq;fs; tiya ehLfspy; ,Ue;J)> kQ;rs;
nry;Yk; tPLfSf;F Vw;gLj;JkhW fhr;ry; (Yellow fever); kj;jpa Mgpupf;fh
xOq;F nra;Aq;fs;. kw;Wk; njd; mnkupf;fh ehLfshy;> Dengue fever (ntg;gtiya ehLfs;) > Schistosomiasis Neha; (caused by a para- site in fresh water in the Carribean, South America, Africa, the Middle East and
•
Rlitj;j> ed;whf rikf;fg;gl;l czTfisAk;> Njhy; ePf;fpa fha; fwpfs;> goq;fisAk; cz;Zq;fs;.
;GWjp
Southeast Asia) cq;fSf;F tu tha;g;- Gs;sJ.
•
tPjpfspy; tpw;fg;gLk; czTfis jtpHj;JtpLq;fs;. mit Rfhjhuf; ,ij vy;yhtw;iwAk; tpl ghypay;
NfL epiwe;jjhf ,Uf;Fk;. Neha;fs; Kf;fpakhf vapl;]; Neha; fdlhtpYk; tpl kpf mjpfkhf ePq;fs;
•
mbf;fb cq;fs; iffis Nrhg;gp- nry;fpd;w ehLfspy; ,Ue;J cq;fSf;F
dhy; fOTq;fs;. Fwpg;ghf vijah Plan (RESP) Related selling
tu tha;g;Gs;sJ. ,J ePq;fs; ghJfhg;-
tJ rhg;gpLk; Kd;dH. gw;w ghypay; eltbf;ifapy; ,uj;jk; Vw;W
Ntz;ba Mir Vw;gl;lhy; ghJfhg;G tjhYk; Vw;glyhk;.
ciwia mzpe;J nfhs;Sq;fs;.
filrpahf rpy Fwpg;Gfs;:
Nkyjpf tpguq;fSf;F: visit the Travel Medicine Program Website s
•
ntspehl;Lf;F nry;y Kd;dH cq;f- Sf;F cupa midj;J jLg;g+rpfis
at: www.travelhealth.gc.ca my;yJ (613) 957-8739 ,yf;fj;jpy; fijAq;fs;. Ak; Nghl;Lf; nfhs;sTk;.
Page 49
jha;tPL • ngg;gputup 2008
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Best Price $60000 Only*
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Page 50
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jha;tPL • ngg;gputup 2008
Page 51
jha;tPL • ngg;gputup 2008
itu]; “fha;fs;” (Viral war
[Pth jpiruh[h
Wart vd;gJ nghJthf Njhypd; Nkw; gFjpapy; Njhd;Wk; xU rpwpa fbdkhd fl;bahFk; (Tumour). nghJthf ,f;fl;b iffspYk; fhy;fspYk; tuf;$baJ. ,J xU fhypgpsth; (Cauliflower) my;yJ jpz;kkhd fl;bia xj;jjhf ,Uf;Fk;. fha;fs; nghJthf itu]; njhw;wpdhy; Vw;gl;litahf ,Uf;Fk;. ,it ngUk; ghYk; kdpj Njhypy; guTk; (Human Papilloma Virus - HPV) itu]pdhy; Vw;gLgitahfTk;> Neha; Vw;gl;l ,d;- ndhUtiuj; njhLtjd; %yk; njhw;wf; $bajhfTk; ,Uf;Fk;. mj;Jld; mthpd; Jtha;fs; kw;Wk; Vida nghUl;fisg; gad;gLj;Jtjd; %yk; fha;fs; njhw;wf; $bajhf ,Uf;Fk;.
,it Xh; rpy khjq;fspy; kiwe;J tplf; $bajhf ,Ue;j NghJk;> gy tUlq;fl;F njhlh;e;J kPz;Lk; kPz;Lk; Vw;glf; $bait. xU tifahd Pappilloma VirusfNs (NjhYf;Fhpait) fUg;ig tha; Gw;WNehia (cervical can- cer) Vw;gLj;jf; $baitahf ,Uf; fpd;wd. vdpDk; nghJthd fha;fs; Gw;WNehia Vw;gLj;jf; $badthf khWtjpy;iy. ,it fhag;gLj;jg;gl; lhy; ,uj;jk; ntsptuf;$bait.
Vd; rpyUf;F fha;fs; tUfpd;;wd? rpy Uf;F Vd; tUtjpy;iy? vd;w tpdhf; fspw;F ,d;Dk; tpil fhzg;gltpy;iy. fha;fs; tuhky; jLg;gjw;F ve;j top- fSk; ,y;iy.
fha;fs; rpWFoe;ijfspw;F Vw;gl;lhy; jhkhfNt kiwaf; $bait. Mdhy; taJ te;jth;fs; tsh;e;j gps;isfl;F ,yFtpy; kiwtJ FiwthFk;. gpwg; GWg;Gf;fspy; Vw;gLk; fha;fs; ghypay; hPjpapy; Vw;gLk; njhw;why; Vw;gLgit.
fha;fspd; tiffs; ,tw;wpd; tbtj;ijAk; ,it ghjpf;fg; gLk; ,lj;ijAk; nghWj;Jk;> kdpj Papilloma virus vt;thW ,jpy; mlq;fp- apUf;fpwJ vd;gijg; nghWj;Jk; ,it NtWgLk;.
nghJthd fha; (Common Wart) ,J iffspYk; Koq;fhy;fspYk; fhzg; gLk;. nghJthf Njhy; Nkw;gug;gpw;F Nkyhf fbdkhd NjhYld; NkYah;e;J fhzg;gLk;.
jl;ilahd fha; (Flat Wart) ,J rpwpa> nkd;ikahd jl;ilahd fhahFk;. ,J Njhypd; epwKilajhf ,Uf;Fk;. ,J mjpf vz;zpf;iffspy; Vw;gLk;. ,J nghJthf Kfk;> fOj;J> if> kzpf;fl;L> Koq;fhy; Mfpatw;- wpy; Vw;glf; $baJ.
E}y; Nghd;w my;yJ tpuy; Nghd;w fha; (Filiform or Digitate Wart) ,J nky;ypa E}y; Nghy; my;yJ tpuy; Nghd;W tsh;e;J fhzg;gLk;. ,J nghJ thf Kfj;jpy;> Fwpg;ghf fz;,ikfl;F mUfhf my;yJ cjLfspd; Xuj;jpy; Vw;gLk;.
ghjq;fspd; mbg;gFjpapy; Vw;gLk; fha; (Plantar Wart) ,J fbdkhdjhf rpyrkak; NehT Vw;g Lj;jf; $bajhfTk; fhapd; ikag;gFjp apy; fWg;Gg; Gs;spfs; cilajhfTk; fhzg;gLk;. ,J nghJthf fhy;fspd;
mOj;jk; Vw;gLk; ,lq;fspy; fhzg;gLk;.
nfhj;jhd fha; (Mosaic Wart) ghjq;fspd; mbg;gFjpapy; Vw;gLk; fha; fspd; jd;ikia xj;j Mdhy; neUf;f khfTk; nfhj;jhfTk; mikAk; fha;fs; ,itahFk;. iffspYk; ghjq;fspYk; ,it mike;J fhzg;gLk;.
rpfpr;ir: kUj;Jt epGzuhy; ghpe; Jiuf;fg;gLk; rpfpr;irfs;
Keratolysis -
nghJthf Salicylic acidI ghtpj;J my;yJ fl;bapd; Nkw;gug;ig ePf;Fk; fyitfisg; gad;gLj;jp my;yJ Nehahspapd; Nehnajph;g;Gj; jd;ikia Cf;Ftpg;gjd; %yk; Njhypd; ,we;j Nkw;gug;ig (Dead Surface) mfw;Wjy;.
Cryosurgery
- ,jpy; fhia (nghJ thf jput iejuridg; gad;gLj;jp) ciwa itj;jy; (Freezing). ,jd; gpd;G ,e;j fhAk; ,jidr; Rw;wpAs;s ,we;j NjhYk; jhdhfNt fod;W tpLk;.
Curettage - rj;;jpurpfpr;ir %yk; fhia chpj;njLj;jy;
Laser Treatment - Nyrh; rpfpr;ir %yk; fhia mfw;Wjy;;.
Imiguimod vDk; topical fphPikg; gad;gLj;jy;- ,J fhapYs;s itui] vjph;f;ff; $bas Tf;F clypd; Neha; vjph;g;Gj; jd;ik ia typikg;gLj;jf; $baJ.
,j;jifa rpfpr;irfSf;Fg; gpd; Njhy; Fzkile;j gpd;Dk; rpyrkak; ,e;jf; fha; kPz;Lk; tsuf; $baJ gy;NtW ghpNrhjidfspd; gb Salicyclic mkpyk; cs;spl;l fphPk;fisg; gad;gLj;Jk; rpfpr;ir Kiwfs; kpfTk; rpwe;jit vd;W njhpate;Js;sJ.
,urhad rpfpr;ir (Chemical treatment) ,k;Kiwapy; Salicylic acid my;yJ mij nahj;j fyitfisf; nfhz;L ,we;j Nkw;gug;Gj; Njhw;fyq;fis mfw;Wj yhFk;. Podophyllin vd;Dk; ,urhadk;
jha;ikai ailaf; $lhJ. ehisf;F 70% khd tpLfpd;wN Ald; Ka ,J rhpah 12 fpoik Kw;wpYkh jhf;fp mn
Kjyhtj rth;f;fhuk gl;L nkd fhapd; Nk gly; Ntz rhpahd K gly; Ntz my;yJ D tUgtw;wp gLfpd;wJ
kUe;Jf; the count kUe;Jfs kUe;Jf; f
(Wart) ePf;F ,jpy; kp mkpykhF my;yJ S $bait. cw;gj;jpfs lic mkpy Nghd;wit fyitAs thq;fyhk gLj;jp xU me;j ,l Ntz;Lk;. ed;F Ru nfhz;L apy; xU vLf;fyhk Ds; ,J
kUe;Jf; f $ba ,d ,d; tbt iej;jpNuw fspy; fpi apYk; 3-6 mtrpakhF fiw gbt ftdkhfg
u]; “fha;fs;” (Viral warts)
- 51 -
zg;gLk;.
(Mosaic
Lk; fha; ; neUf;f ; fha;fs; q;fspYk;
y; ghpe; ;irfs;
ylic acidI w;gug;ig p my;yJ d;ikia ; ,we;j w;Wjy;.
(nghJ d;gLj;jp) jd; gpd;G ;s ,we;j
k;.
k; fhia
rpfpr;ir
topical y;- ,J ; $bas ; jd;ik
pd; Njhy; k; ,e;jf; gy;NtW c mkpyk; ;gLj;Jk; rpwe;jit
J mij ;L ,we;j mfw;Wj urhadk;
jha;ikaile;jpUf;fpw my;yJ jha;ik- ailaf; $ba ngz;fs; gad;gLj;jf; $lhJ. nghJthf ,e;j Paint xU ehisf;F xU jlit G+rg;gl Ntz;Lk;. 70% khd fha;fs; ,jd; %yk; mfd;W tpLfpd;wNghjpYk;> njhlhe;J nghWik Ald; Kaw;rp nra;jy; mtrpakhFk;. ,J rhpahd Kiwapy; gad; jUtjw;F 12 fpoikfs; vLf;fyhk;. ,e;jf; fha; Kw;wpYkhf Nghfhtpl;lhYk; fhia rpwp jhf;fp mnrsfhpaj;ijf; Fiwf;Fk;.
Kjyhtjhf> fha; Vw;gl;l Njhw;gFjp rth;f;fhuk; fye;j nfhjpePhpDs; itf;fg; gl;L nkd;ikahf;fg;gl Ntz;Lk;. gpd; fhapd; Nkw;gFjpNjhy; Ruz;b mfw;wg; gly; Ntz;Lk;. Wart pain my;yJ gel rhpahd Kiwapy; G+rg;gl;L fha tplg; gly; Ntz;Lk;. ,jidr; Rw;wp gpsh];lh; my;yJ Duct tape (Fwpg;ghf ghjq;fspy; tUgtw;wpw;F $Ljyhf tpje;Jiuf;fg; gLfpd;wJ) ,lg;gly; Ntz;Lk;.
kUe;Jf; filfspy; (Over the counter) thq;ff; $ba kUe;Jfs; kUe;Jf; filfspy; ePq;fs; ,f; fhia
(Wart) ePf;Fk; kUe;Jfis thq;f KbAk;. ,jpy; kpfTk; nghJthdJ Salicylic mkpykhFk;. ,it kUe;J filfs; my;yJ Supermarkets ,Yk; fpilf;ff; $bait. ,jpy; ,uz;L tifahd cw;gj;jpfs; (Products) cs;sd. Salicy- lic mkpyKs;s xl;lf; $ba Plaster Nghd;wit my;yJ Salicylic mkpy fyitAs;s Nghj;jy; xd;iw ePq;fs; thq;fyhk;. Salicylic mkpyj;ijg; gad; gLj;jp xU fhia mfw;w Ntz;Lnkdpy; me;j ,lj;ij ed;F Jg;guT nra;a Ntz;Lk;. mj;Jld; ,we;j Njhy;fis ed;F Ruz;lf; $ba Pumice stone nfhz;L mfw;w Ntz;Lk;. ,e;j Kiw apy; xU fhia mfw;w 12 fpoikfs; vLf;fyhk;. ,urhad rpfpr;ir vd;gj- Ds; ,J $wg;gl;Ls;sJ.
kUe;Jf; filfspy; ,f;fhia mfw;wf; $ba ,d;ndhU kUe;J Caustic Pencil ,d; tbtpy; fpilf;ff; $ba nts;sp iej;jpNuw;whFk;. ,JTk; kUe;Jf; fil fspy; fpilf;ff; $baJ. ,e;j Kiw apYk; 3-6 jlit ehshe;j rpfpr;irfs; mtrpakhFk;. Njhy; kw;Wk; cilfspy; fiw gbtijj; jLf;f mwpTWj;jy;fs;; ftdkhfg; gpd;gw;wg;gly; Ntz;Lk;.
,jid tpl 3klq;F nryT $ba Cryosurgery kitsIAk; kUe;Jf; filfspy; ngwf; $bajhf ,Uf;Fk;. itj;jpahplk; ngWk; rpfpr;iriag; NghyNt kUe;Jf; filfspy; ngWk; rpfpr;irfSk; gyjlit nra;a Ntz;bajhapUg;gJld;> ,e;jf; fha;fs; gpur;rid nfhLg;gjhapUe;jhy; kl;LNk nra;a Ntz;bajhapUf;Fk;. NkYk; ,e;j rpfpr;irfs;> MNuhf;fpakhd NjhiyAk; fha;fisAk; $l Nrjg;gLj; jf; $bait. vdNt kUj;Jt MNyhr- idapy;yhky; ,tw;iw Kaw;rp nra;Ak; NghJ ftdkhf ,Uf;f Ntz;Lk;.
tPl;by; nra;af; $ba rpfpr;irfs; xl;Lk; ehlhf;fis (Duct tape) my;yJ kUj;JthPjpahd gpsh];liu ghjpf;fg; gl;l gFjpapy; Rw;wpf; fl;Ljy;. Duct tape ,dhy; Rw;wpf; fl;Ljy; 85% tpidj;jpwd; (Effective) tha;e;jJ vd;W fz;lwpag; gl;Ls;sJ. xU ehspd; 24 kzp NeuKk; fhia Rw;wpf; fl;b %bitj;jpUj;jNy fhia mfw;wf; $baJ vd;W $wg;gL fpd;wJ.
,jidtpl Njhy; ePf;fp cuhag;gl;l cs;sp> thiog;goj;Njhy;> Njhy;ePf;fg; gl;l cUisf;fpoq;F> cUisf;fpoq;F my;yJ fhypgpsth; my;yJ jf;fhspr; rhW my;yJ tpdpfh;> cg;G my;yJ nt[pikw; Nghd;wtw;iw ,e;jf; fha; fspy; G+Rtjd; %yKk; mfw;wyhk;. nfhjpePh;> ryit nra;tjw;Fg; gad;gLk; jputk; (Washing liquid)> Nghd;witAk; ,f;fha;fis mfw;wg; gad;gLj;jg;gL- fpd;wd. ,it vt;tsT fhyk; gad; gLj;jg;glNtz;Lk; vd;gJ fhapd; jd;ik iag; nghWj;jNj. ,e;j rpfpr;irf;Fg; gpd; fha;fs; kiwe;J tpLtjw;F Nehahsp- apd; Neha; vjph;g;Gj; jd;ikah my;yJ rpfpr;irjhd; fhuzkh vd;gJ ghpNrhjid %yk; KbT nra;ag;gltpy;iy.
fha;fis tPl;by; itj;J ntl;LtNjh (Cut) my;yJ vhpg;gNjh (burn) Mgj;ij tpistpf;Fk;. fha;fis ePf;Ftjw;F Mrpa ehl;lth; rhk;gpuhzpf; Fr;Rfis gad;gLj;JtJ kpFe;j Nehitf; nfhLg;gJld; Neha;j;njhw;iw (infec- tion) Vw;gLj;jp epue;jukhd tLtpidAk; Vw;gLj;jf; $bait. mJ jtpu;f;fg;gl Ntd;ba xd;whFk;.
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jha;tPL • ngg;gputup 2008
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jha;tPL • ngg;gputup 2008
Nahfk; jUk; MNuhf;fpa ufrpak
“mupJ mupJ khdpluha;g; gpwj;jy; mupJ” vd;W khdplg; gpwtpapd; kfj;Jtj;ijf; $wpdhu; jkpo;g; Gytu; xsitahu;. ,t; thW vj;jidNah %jwpQu;fSk; kfhd; fSk; kdpjg; gpwg;gpd; Nkd;ikiaAk; kdpjdhy; Mde;jkhd MNuhf;fpa tho;T thoKbAk; vd;gijAk; mtutu; fhyq;f spy; gw;gy tifapy; $wpte;Js;sdu;. ,it ,t;thW ,Uf;f> vkJ NahfpfSk; rpj;ju;fSk; Kdptu;fSk; kf;fs; mid- tUk; tho;it Mde;jkhf tho;e;J jpUg;jpAk;> RfKk; ngwNtz;Lnkd;gjw;- fhf Nahfk;> rpj;j kUj;Jtk;> Qhdtop Nghd;wtw;iw mUspdhu;fs;. ,d;iwa kdpjd; ,ae;jpu fjpahd ,yj;jpudpaypy; Kidg;gha; Kd;NdwptUk; cyfpy;> cly; kd Rfj;ijj; jf;fitf;f mUk; ghLgl Ntz;bapUf;fpwJ. ,t;Tiuapy; vkJ Kd;Ndhu;fs; vkf;F mUspa Nahff;fiy vt;thW ,d;iwa kdpjDf;F epue;jukhd> epr;rakhd MNuhf;fpaj;ijAk; Mde;jj;ijAk; toq;Fk; vd;gJgw;wp ghu;g;Nghk;.
kw;Wk; ,g;G+kpapy; thOk; capupdq;f Sf;F vy;yhk; cly;> mwpT> kdk;> Gyd;fs; Nghd;wit mtrpakhfpwJ. mJNghyNt capupdq;fspd; cly;fs; gy tbtq;fspy; ,Ue;jhYk; mtw;wpd; %yg; nghUs;fs; midj;Jk; G+kp vd;d vd;d %yg; nghUl;fshy; MdNjh mJ NghyNt cly;fSk; epyk;> ePu;> neUg;G> fhw;W> Mfhak; vDk; Ie;J tifahd nghUl;fshy; cUthditahFk;. ,ij ePq;fs; gFj;J czuNtz;Lk;. Vnddpy;> gpd;tutpUf;Fk; tplaq;fs; midj;Jk; gQ;rG+j jj;Jtq;fspd; mbg;gilap NyNa mikag; Nghfpd;wd.
vq;fs; clYk; ,e;j epyk;> ePu;> neUg;G> fhw;W> Mfhak; Nghd;wtw;wp dhy; MdNj MFk;.
1. jhapd; fUtpy; cUthfpa gpd; jha; cz;Zk; czT epyj;jpd; mk;rkhFk;.
2. mUe;Jk; ePuhdJ ePu; jj;Jtk;. ,J NeubahfNt Nru;fpwJ.
3. neUg;G vkJ clypy; capu; thoj; Njitahd ntg;gkhfj; njhlu;e;J vupf; fg;gl;Lf;nfhz;Nl ,Uf;fpwJ. ,jdhy;jhd; vupjypd;NghJ ntspNaWk; fhgdPnuhf;- irl; (CO2)ekJ ntspr; Rthrj;jpd; %yk; ntspNaWfpwJ. ,jd;%yk; clypy; neUg;Gk; Ntiy nra;fpwJ vd;gJ GydhfpwJ.
4. mLj;J> fhw;whdJ Rthrj;jpd; %yk; Ntiy nra;fpwJ. fhw;Nw capuhfTk; capu;r; rf;jpahfTk; capUld; ,Ug;g jw;F vkf;F cjTfpwJ. Nahff; fiy apd; jdpj;JtNk %r;Rg; gapw;rpia jd; mq;fkhff; nfhz;bUg;gJjhd;. vdNt> ,t;tplaj;ijAk; gRkuj;jhzpNghy Mo; kdjpy; gjpj;Jf;nfhs;Sq;fs;. mg;NghJ jhd; ePq;fs; Nahfj;jpd; ed;ikfis mila KbAk;.
,dpa jkpo; cwTfNs> tho;it tho Kjyhtjhfj; NjitahdJ ey;y MNuhf;fpakhd cly;. kw;wk; vjpu;kiwr; rpe;jidfs; mw;w> jdf;nfd kl;Lk; thohJ kdpj r%fj;jw;Fk; gpuNahrd khf tho;it mikf;ff; $ba kdk;> kw;Wk; mwpit mwpe;J nfhs;tjw;Fj; Njitahd Jy;ypakhd Ie;J Gyd;fs;> mj;Jld; mwpahikapd; ,Uis tpul;b mwpit mwpa itf;Fk; Gj;jp - ,it jhd; Kjyhtjhf Mde;j tho;tpw;Fj; Njitahdit. ,jw;F mLj;jgbapy; jhd; kw;wit vy;yhk; Njitg;gLfpwJ. mLj;J ehk;> Mfhaj;ijg; gw;wpg; ghu;g ;Nghk;.
cly; cUthd nghUl;fspy; rw;W
tpsq;fpf;nfhs;s rpukkhdJ Mfhakh- Fk;. ,J ntl;lntspahFk;. mjhtJ fhw;W ,y;yhj Mdhy; EZf;fkhd kpd; mZf;fshy; epug;gg;gl;l ntsp Mfhak; MFk;. ,J ,y;yhj ,lNk ,y;iy. ,g;gpugQ;rk; KOtJk; ePf;fkw epiwe;J ,Uf;Fk; rf;jp ,JthFk;. ,JNt gpugQ;r ,af;fj;jpd; Mjhuk;. ,e;j Mfha rf;jpapd; mk;rkhdJ cly;
KOtJk; gutp epw;gJld; fz;Zf;Fj; njupahky; kdkhfTk;> rpe;jidahfTk; vz;zq;fs; MfTk; kNdh rf;jpahfTk; kdpj clypy; Ntiynra;fpwJ.
gQ;r Gjq;fshy; cUthd cly;> kdk; Nghd;wit rupahd Kiwapy; ,aq;fp dhy; kl;LNk kdpjd; MNuhf;fpaj;ijj; jd;dpy; juprpf;f KbAk;.
MNuhf;fpa juprdk; ngw vt;thW Nahfj;jpd; JizAld; cliyAk; kd ijAk; guhkupf;f Ntz;Lk; vd;gJ gw;wp ,dpf; fhz;Nghk;.
epyk;: Ik;nghUl;fspd; ,aw;ifj; jd;ikfis ehk; $u;e;J Nehf;fpdhy; mit epiy aw;witahfTk;> khWk; jd;ik cila jhfTk; cs;sd. cjhuzkhf> epyj; ijf; ftdpAq;fs;. ePq;fs; gz;gLj;jp itj;j ,lk; Gju; tsu;e;J juprhfptpL- fpwJ. kz;rupT> fly; mupg;G> Mw;Wg;- gLif vd epyk; (kz;) khwpf;nfhz;Nl ,Uf;fpwJ. ,t;thW> czT %yk; tsg;gLj;jg;gLk; clyhdJ (epyk;) rup- ahd Kiwapy; guhkupf;fhtpl;lhy; vil $Lk;. my;yJ FiwAk;. ,g;gb ngUk; khw;wj;jpw;Fj; njhlu;e;J cs;shfpa- gbNa ,Uf;Fk;.
epyj;jpd; mk;rkhf cly; ,Uf;fpd;wJ. Njhl;l epyj;ij mbf;fb tptrhapfs; guhkupg;gJ NghyNt cliyAk; ftd- khfg; guhkupf;f Ntz;Lk;. ,jw;F cz;Zk; czitAk; ,aw;ifj; jd;ik khwhj czthf cz;gJ mtrpak;. mLj;J> clw; fopTfisAk; clDf;F- ld; fistJ mtrpak;. njhlu;e;J guhkupf;Fk; Njhl;lj;jpy; tsUk; gapNu epiwe;j tpisr;riyj; jUtJNghy; ed;F guhkupf;fg;gLk; clNy epiyahd Rfj;ijj; jUk; ,lkhFk;.
ePu;: Rj;jkhd msthd ePu; clYf;Ff; fpilf;f Ntz;baJ kpf mtrpakhfpwJ. clk;Ng xU ,urhad njhopw;rhiyNghyj; njhopw;gLtjhy; ePupd; gq;F kpfTk;
Kf;fpakhF fpd;wJ. FUjpNa e tho;tjw;F ,Uf;fpwJ
clyhdJ mfw;wpf; n jNj. Mf msT Rj nra;tJ ePupd; kh flyhfTk XilahfT nfhz;Nl clypYk Vw;gl;lhy
neUg;G rpy cz Ald; ,U mjpf ms neUg;gpd; gpj;jr; Ru clypy; g Wk;. kdpj neUg;gpd; fhw;W jd;dpaf;f nfhz;bUf ngWfpwJ. gpuhz rf ,t;thW nraw;ghl;i fpwJ. xt NghNj , kdjpy; gj rpe;jidf mOj;jk;> whYk; k fhw;iwr; kz;lyk; %f;filg
Rthr Ne Kjyhtj fhw;iwr; mikj;Jf
Nahfg; g Nahfg; g gpuhzhah Fk;. ,d mtrpakhd
xU ehis nra;Jnfh ed;ikfi cly; kpF Rfk; mi kdpjdJ tsKk; r ,t;thW 2 ehspy; 15 nrhy;gtu
ahfk; jUk; MNuhf;fpa ufrpak;
- 53 -
fhakh- mjhtJ f;fkhd ;l ntsp j ,lNk ; ePf;fkw JthFk;. Mjhuk;. J cly;
;Zf;Fj; dahfTk; ;jpahfTk;
.
y;> kdk; ; ,aq;fp paj;ijj;
vt;thW Ak; kd ;gJ gw;wp
;ikfis t epiy cila f> epyj; z;gLj;jp uprhfptpL- Mw;Wg;- ;nfhz;Nl %yk; pyk;) rup- hy; vil b ngUk; s;shfpa-
f;fpd;wJ. ptrhapfs; k; ftd- ,jw;F j; jd;ik mtrpak;. lDf;F- jhlu;e;J k; gapNu tJNghy; piyahd
; fpilf;f . clk;Ng yNghyj; kpfTk;
Kf;fpakhFk;. clypy; 71tPjk; ePNu ,Uf; fpd;wJ. clypd; rf;jpahf ,Uf;Fk; FUjpNa ePu; jj;Jtk;jhd;. vdNt> capu; tho;tjw;F ePu; ,d;wpaikahj xd;wha; ,Uf;fpwJ.
clyhdJ njhlu;e;J ePu;f; fopTfis mfw;wpf; nfhz;bUg;gJ ahtUk; mwpe;- jNj. MfNt> clYf;Fj; Njitahd msT Rj;jkhd ePiu jtwhJ fpilf;fr; nra;tJ jtpu;f;f KbahjJ. mj;Jld; ePupd; khWk; jd;ikiag; ghu;j;jhy; flyhfTk;> MwhfTk;> kioahfTk;> XilahfTk; epiyngwhky; rjh mire;J nfhz;Nl ,Uf;fpwJ. mJNghy; kdpj clypYk; ePu;f;Fw;wk; (rpNyj;Jkk;) Vw;gl;lhy; cly; Neha; ngWfpwJ.
neUg;G rpy czTfs; mjpf ntg;gj; jd;ik Ald; ,Uf;fpwJ. ,t;tifahd czT mjpf mstpy; cz;zg;gl;lhy; clypy; neUg;gpd; Fw;wk; (gpj;jk;) Vw;gl;L clypy; gpj;jr; Rug;G mjpfupf;fpwJ. ,jdhYk; clypy; gpj;jk; rhu;e;j Neha;fs; Njhd;- Wk;. kdpjUf;F mNdfkhd Neha;fSf;F neUg;gpd; Fw;wNk fhuzkhfpwJ. fhw;W jd;dpaf;fkhfNt clypy; ,aq;fpf; nfhz;bUf;Fk; %r;R %yNk capu; epiy ngWfpwJ. ,jd;%yNk gpuhzthATk; gpuhz rf;jpAk; clYf;Ff; fpilf;fpwJ. ,t;thW jd;dpr;irahfNt %r;rpd; nraw;ghl;il Mo;kdk; ftdpj;Jf;nfhs; fpwJ. xt;nthU capUk; cUthFk; NghNj ,jw;fhd nkd;nghUSk; Mo; kdjpy; gjpf;fg;gLfpd;wd. Mdhy;> jPtpu rpe;jidfs;> kdf; ftiy> gjl;lk;> kd mOj;jk;> kd cior;ry;> Nghd;wtw;- whYk; kw;Wk; J}R> Gif fye;j fhw;iwr; Rthrpg;gjhYk; ekJ Rthr kz;lyk; ghjpf;fg;gLfpwJ. ,jdhy; %f;filg;G> Rthrg;ig RUf;fk; Nghd;w
Rthr Neha;fs; Vw;gLfpd;wd. vdNt> Kjyhtjhf vg;nghOJk; Rj;jkhd fhw;iwr; Rthrpf;Fk; #o;ep;iyfis mikj;Jf;nfhs;s Ntz;Lk;.
Nahfg; gapw;rp Nahfg; gapw;rpapy; ,Uf;Fk; ehafNd gpuhzhahkk; vDk; %r;Rg; gapw;rpah- Fk;. ,d;iwa kdpjDf;F kpf kpf mtrpakhdJk; jtpu;f;ff; $lhjJkhFk;.
xU ehisf;F 15 epkplk; gpuhzhahkk; nra;Jnfhz;Lte;jhNy kpfTk; cau;e;j ed;ikfisg; ngw KbAk;. ,jd;%yk; cly; kpFe;j capu;r; rf;jpiag; ngw;W Rfk; milAk;. ,jd;%yk; rhjhuz kdpjdJ rpe;jid kw;Wk; fw;gid tsKk; rpwg;ghd topfspy; mjpfupf;Fk;. ,t;thW 24kzp Neuk; capu;thOk; xU ehspy; 15epkplk; fpilf;ftpy;iy vd;W nrhy;gtu;fSk; ,Uf;fpd;whu;fs;. mtu;
fs; xd;iw epidtpy; nfhs;s Ntz;Lk;. clw;gapw;rp nra;a Neukpy;iy vd;W nrhy;tJ vdf;F MNuhf;fpakhf tho tpUg;gkpy;iy vd;gjw;Fr; rkk;. kw;Wk; xU ehspy; cyf kf;fs; midtUf; Fk; 24kzp Neuk;jhd; ,Uf;fpwJ. me;j 24kzp Neuj;jpy; ePq;fs; vjw;F Kf;fp aj;Jtk; nfhLf;fpwPu;fNsh mijr; nra;fpwPu;fs; mt;tsTjhd;. mg;gbnad; why; xU tplaj;ij mwpe;Jnfhs;Sq; fs;. xU ehspy; 15epkpl gpuhzhahkg; gapw;rpjhd; md;iwa kw;w vy;yh tplaq;
fspYk; Kf;fpak; vd;gij epidtpy; nfhs;Sq;fs;. mwpahikia ,e;j ,lj;jpy; cilj;njwptJ mtrpak;. ,t;thW fhw;W vt;tsT Kf;fpakhdJ vd;gJ gw;wpj; njupe;Jnfhz;Bu;fs;. nja;tg; Gytu; jpUf;Fwspy; kUe;J vDk; mjpfhuj;jpy; KjyhtJ Fwspy;
“kpfpDk; FiwapDk; Neha;nra;Ak; E}Nyhu;
tspKjyh vz;zpa %d;W” clypy; thjk;> gpj;jk;> rpNyj;Jkk; vd;w KiwNa thjk;-thA> gpj;jk;- neUg;G> rpNyj;Jkk;-ePu; vd;;;;;;fpd;w %d;iwAk; rupahff; filg;gpbf;f Ntz;Lk; vd;gij Mau;Ntj itj;jpaj;jpy; rpj;ju;fshy; $wg;gl;Ls;sJ vd;fpwhu; jpUts;Stu;. Mfhak; Ik;ngUk; nghUl;fspy; rw;W EZf;fkhdJ MfhakhFk;. ,e;j Mfhak; vDk; rf;jpia vkJ Kd;Ndhu;fs; gy;yhapuk; tUlq;fSf;F Kd;Ng $wptpl;lhu;fs;. Mdhy;> gupNrhjid%yk; tpQ;Qhdpfs;
fz;lwpe;J xU E}w;whz;Ljhd; MfpwJ. mz;lntsp KOtJk; ePf;fkw epiwe;jpUf;Fk; kpd; mZf;$l;lk;jhd; Mfhak;. ,J ,y;yhj ,lNk ,g;gpugQ;rj;jpy ,y;iy. ,ijf; fz;lwpe;j gpd;du;jhd; tpz;ntspg; gazk;> jfty; njhopy;El;gk; vy;yhNk rhj;jpakhfpaJ. kdpjdpy; cly;; KOtJk; ntw;wplkhf ,Ug;gJld; kdkhfTk;> vz;zq;fshfTk;> rpe;jidfshfTk; ,e;j Mfha rf;jpNa ,Uf;fpwJ. kw;Wk; vy;yhtw;Wf;Fk; Nkyhf fhw;Wld; fye;J Rthrj;Jld; gpuhz rf;jpahf clYf;Ff; fpilf;fpwJ. ,e;j gpuhz rf;jpia clYf;F mjpfkhff; fpilf;fr;nra;Ak; gapw;rpNa gpuhzhahkk; MFk;. ,Jgw;wp gpd;du; tpupthf Nehf;FNthk;.
njhlUk;.
N.T. fUzhfud;
- Nahfh Mrpupau; -
Page 54
- 54 jkpopw; -
jupg;Gf;Fwpfspd; gad;ghL
‘
jkpopw; jupg;Gf;Fwpfspd; gad;ghL’ vd;Dk; vd;Dk; E}y; rp. rptNrfuk;
khdit. cs;sd. mtHfshy; vOjg;gl;L vf;]py; ntspaPlhf 1994y; ntspte;jJ. ,g; Gj;jfk; vkf;Fk; ,d;Dk; fl;LiuahsHfSf;Fk; gadspf;Fk; vd;w Nehf;fpy;> rpWrpW
vz;fspd; gFjpfshf ntspapl ‘jha; tPL’ jPu;khdpj;Js;sJ.
jpfjpapd; e mwpKfk; goe;jkpOf;Fj; jhpg;Gf; Fwpfs; Njitg; gltpy;iy. ,d;We; jhpg;Gf; Fwpfspd; Jizapd;wpj; njspthfj; jkpopy; vOj KbAk;. MapDk; jhpg;Gf; Fwpfspd; Jiz
gzj;jpd; gphpj;Jf; cjhuzq;f khiy 6.3 &gh 99.99 apd;wpj; jkpopy; vOjg;gLk; vy;yh tp\aq; fisAk; njspthfg; Ghpe;J nfhs;s KbahJ.
rpyNtis sq;fhl;Lk gpd; Gs;s jkpo; maypypUe;J gy tp\aq;fisr; RtPfhpj;Js;sJ.,tw;wpd; tpisthf mjd; Mw;wy; kpfTk; mjpfhpj;jJ. rpf;fyhd Gjpa thf;fpa mikg;Gf;fs; jkpopw; rhj;jpakhapd. rpf;fyhd Gjpa thf;fpa
milahs ijNah g Fog;ghjpU fl;Liuj; ngah;; ,. mikg;Gf;fs; fUj;Jf; Fog;gj;jpw;Ff; fhuzkhf ,lNkw;gl;lJ. ,j;jifa Fog;gq;fisj; jtph;f;fj; jhpg;Gf; Fwpfs; jkpOf;Fk; mtrpakhapd. ,j; jhpg;Gf; Fwpfs; jkpoh; jkpOf;fhfj; Njhw;Wtpj;jd ty;y. etPdj;Jtk; jkpOf;F mwpKfQ; nra;j gytw;iwg; Nghd;W jhpg;Gf; FwpfSk; Mq;fpy thapyhfNt jkpio te;jile;jd.
nrhw;fis wpd; Kbt jpy; xU filrp vO Ntis> ,LtNjh Nfw;gNt nrhy; RU ff; fhl;L Mq;fpythapyhf ehkwpe;j nrhw;fisj; jkpopy; vOJifapy; ehkwpe;j Mq;fpy xypianahl;bNa vOJfpNwhk;. mt;thNw Mq;fpy %yk; ehkwpe;j jhpg;Gf;Fwpfis Ak; Mq;fpy eilKiwianahl;bNa gad;gLj;j Kw;gl;Nlhk;. Mq;fpyr; nrhy; cr;rhpg;Gf;fspw; Nghyd;wp> Mq;fpy vOj;- jpw; jhpg;Gf;Fwpfs; vt;thW gad;glf; $Lk; vd;gjw;Fj; njspthd topfhl;ly; fs; cz;L. ngUthhpahd INuhg;gpa nkhopfspYk; ,t;topfhl;ly;fs; Fwpg;- gplj;jf;f xUikAld; gad;gLfpd;wd vd;W ek;GfpNwd;. ];ghdpa nkhopapy; tpdhf;Fwp gad;gLk; Kiw tpyfy;fl;F xU cjhuznkdpDk;> mbg;gilahd NtWghL vd;W mjpfk; ,y;iy.
,t;tp\a jkpOf;F kpy;iy. V Mq;fpyk; FwpaPLfs KjnyOj RUf;fg;gl mjpfkpy;i tiuAk;> $l> ,j;j rpy> ifn Yk; ,Ue nrhw;fspd naOj;ij tbtq;fs Ys;s xU jkpopw; jhpg;Gf;Fwpfspd; gpuNahfk; gw;wp
nrhy;iyf ,q;F jug;gLk; tpsf;fq;fs; kuGrhh;e;j nkhopapd; mbg;gilapy; vOjg;gltpy;iy. rkfhy vOj;jpd; mbg;gilapy; Mf;f ,yf;fpaj;ijAq; fUj;jpw; nfhz;Nl ,t; tpsf;fq;fs; Kd;itf;fg;gLfpd;wd. ,f; fl;Liuapd; nkhopeilapYk; kuG kPwg;
MODERN
gLfpd;wJ. ,k; kPwy;fs; rkfhy nkhop- apd; Kidg;igAe; NjitiaAk; fUj;- jpw; nfhz;Nl Neh;e;Js;sd.
jhpg;Gf;Fwpfspy; KOj;jhpg;Gk; (.) tpdhf; FwpAk; (?) tpag;Gf;FwpAk; (!) vg;NghJNk
re thf;fpaq;fspd; Kbtpy; tUtd vd;gJ nghJthd xU epajp. Nkw;Nfhl; Fwpfspy; xw;iw Nkw;Nfhl;Fwp (‘ ’) ,ul;ilNkw;-
R
Nfhl;Fwpapdpd;Wk; (“ ”) NtWgl;l Kiw apw; rkfhy Mq;fpyj;jpw; gad;gLfpd;-
elh wJ. milg;Gf; Fwpfspd; NtWgl;l tbtq;fs; ntt;NtW Njitfl;fhfg; gad;gLfpd;wd. tisthd milg;Gf;F- wpNa () gutyhd ghtidapy cs;sJ. rJumilg;Gf;Fwp [ ] tpNrlkhd Njit- fl;Fg; gad;gLfpwJ. neLe;jhpg;G (;) Fiwthfg; gad;gLk; xU milahsk; vd;gjhy; mjd; ghtid gw;wpa njsp- tPdk; cz;L. tpsf;ff; Fwp (:) gw;wpa epr;rakpd;ik FiwthapDe; jkpopy; ,J neLe;jhpg;Gld; Fog;gg;gLtijf; fhz KbAk;. gy NtW Njitfis epiwT nra;Ak; xU fUtpahf cs;s FWe;
jhpg;Ng (>) Mq;fpyj;jpy; mjpfkhfg; gad; gLk; jhpg;Gf; FwpahFk;. jkpopy; ,jd; gpuNahfj;jpYs;s njsptPdq;fSf;F ,f; Fwpapd; gd;Kfg; gad;ghL xU Kf;fpa fhuzkhFk;.
Iaj;jpw;F ,lNk ,Uf;ff;$lhj gpu Nahfj;ijAila tpdhf;Fwp> INuhg;gpa jkpo;r; rQ;;rpiffspy; mbf;fb jtwhfg; ghtpf;fg;gLfpwJ. thf;fpaq;fspd; eLtpy; ,ij ehk; mbf;fb fhzyhk;. tpag;Gf;- FwpAk; Njitapd;wpg; gad;gLtJz;L. ,jd; Jh;g;gpuNahfj;ijf; nfhl;il vOj;Jj; jiyaq;fq;fspy; mjpfq; fhzyhk;.,j;jtWfs; epth;;j;jpf;f vspad. vdNt Kjypy; thf;fpaq;fspd; Kbtpy; tUk; Fwpfis Kjypw; ghh;g;Nghk;.
KOj;jhpg;G my;yJ Gs;sp (.)
xU thf;fpak; Nfs;tpahfNth tpspg;gh- fNthtpag;igf; Fwpg;gjhfNth mikahj tplj;J mjd; Kbtpy; KOj;jhpg;G ,lg; gLk;. fPo; tUk; cjhuzq;fisf; ftdpf; fTk;.
New;W te;jJ ,d;W tutpy;iy New;W te;jJ. ,d;W tutpy;iy
tpOe;J fple;jJ khd; nfhk;G. tsh;e;J jphpe;jJ khL. tpOe;J fple;jJ khd;. nfhk;G tsh;e;J jphpe;jJ khL.
kuf;fpisfs; Mbd fhw;wpy;. kyhp- jo;fs; gwe;jd. kuf;fpisfs; Mbd. fhw;wpy; kyhp- jo;fs; gwe;jd. kuf;fpisfs; Mbd fhw;wpy; kyhp- jo;fs; gwe;jd.
Kjy; cjhuzj;jpy; KOj;jhpg;G ,lg;gL tNjh tplg;gLtNjh nrhy;yg;gl;l tp\- aj;ij khw;wp tpLfpwJ. New;W te;j xd;W ,d;W tutpy;iy vd;gJk; VNjh xd;W New;W te;jJ Mdhy; ,d;W tu tpy;iy vd;gJk; tuhj nghUis ntt; NtW tpjkhf milahsk; fhl;Lfpd;- wd. ,uz;lhk; cjhuzj;jpy; KOj; jhpg;G tUfpw ,lk; ,uz;L thf;fpaq; fisAk; khw;wp tpLfpwJ. %d;whtjpy; Kjy; KOj;jhpg;ig ,Lfpw ,lj;ij khw;wpAk; mij ,lhkYk; fUj;ij khw;w KbfpwJ. ‘kuf;fpisfs; Mbd fhw;wpy;’ vd;w nrhw;nwhlh; xU trdkhFk; NghJ> trd Kbtpy; tuNtz;ba tpidr; nrhy;yhd ‘Mbd’ trd eLtpy; tUfpwJ. ,J tpUk;gj;jf;fNjh ,y;iyNah nkhop tof;fpy; ,j;jifa thf;fpa mikg;Gf;- fs; ,Uf;fpd;wd.
kuGj; jkpopy; xU thf;fpaj;jpw;F xU tpidr; nrhy;Ny ,Uf;f KbAk;. mJ Njhd;wh tpidahfTk; ,Uf;fyhk;. ‘,e;j kuk; gr;ir’ vd;w thf;fpaj;jpy; ‘MFk;’ vd;w tpidr;nrhy; ‘gr;ir’ vd;w nrhy;ypd; gpd; Njhd;whJ epw;fpwJ. Gjpa vOj;J eilfs; cUthf;Fk; gpur;ridfspd; jPh;Tf;Fj; jhpg;Gf;Fwpfspd; ftdkhd gpuNahfk; cjTnkdpDk; ftdkhd nrhw; gpuNahfKk; thf;fpa mikg;Gk; Kf;fpa
jha;tPL jkpopw; jupg;Gf;Fwpfspd;
• ngg;gputup 2008
gad;ghL
uk; j;jfk; pWrpW
hfg; gad; py; ,jd; f;F ,f; Kf;fpa
lhj gpu Nuhg;gpa jtwhfg; ; eLtpy; tpag;Gf;- tJz;L. nfhl;il mjpfq; vspad. ; Kbtpy; ghk;.
Gs;sp (.)
tpspg;gh- mikahj hpg;G ,lg; f; ftdpf;
;iy
;iy
;G.
k;G
;. kyhp-
; kyhp-
; kyhp-
;G ,lg;gL l;l tp\- ;W te;j k; VNjh d;W tu s ntt; hl;Lfpd;- ; KOj; thf;fpaq; d;whtjpy; ,lj;ij ;ij khw;w fhw;wpy;’ k; NghJ> tpidr; ; tUfpwJ. h nkhop ikg;Gf;-
pw;F xU Ak;. mJ hk;. ‘,e;j ; ‘MFk;’ nrhy;ypd; vOj;J idfspd; ftdkhd hd nrhw; ; Kf;fpa
khdit. Gs;spf;F NtW gad;fSk; cs;sd.
vz;fspd; jrk gpd;dj;ijf; fhl;lTk; jpfjpapd; ehs;> khj> tUl myFfisAk; gzj;jpd; nghpa> rpwpa myFfisAk; gphpj;Jf; fhl;lTk; Gs;spaplg;gLfpwJ. cjhuzq;fs;: 1.5 kPw;wh; cauk; ; 01.05.1993; khiy 6.30 my;yJ 18.30 kzp; tpiy &gh 99.99.
rpyNtisfspy; xU gl;baiy milah sq;fhl;Lk; vz;fl;Fk; vOj;Jf;fl;Fk; gpd; Gs;spaplg;gLfpwJ. ,J gl;baiy milahsq; fhl;Lk; vz;izNah vOj;- ijNah gl;baypy; cs;s tp\aj;Jld; Fog;ghjpUf;f cjTk;. cjhuzk;: m. fl;Liuj; jiyg;G; M. fl;Liuahshpd; ngah;; ,. fl;Liuapd; RUf;fk;.
nrhw;fisr; RUf;fp vOJk;NghJ> mtw; wpd; Kbtpw; Gs;spaplg;gLk;. Mq;fpyj; jpy; xU RUf;fg;gl;l tbtk; nrhy;ypd; filrp vOj;ij cs;slf;Fkhapd;> rpy Ntis> Gs;spaplg;gLtjphy;iy. Gs;sp ,LtNjh ,lhky; tpLtNjh toikf; Nfw;gNt nra;ag;gLfpwJ. Gs;sp> xU nrhy; RUf;fg;gl;Ls;sJ vdj; njspth- ff; fhl;LfpwJ.
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‘m.eh.’ vd;w njhlhpd; gpd; ,ilntsp thpd; gpd;ida nghUs; kl;LNk nfhs;- sg;glyhk;. jkpo; vOj;jpYk; mr;rpYk; tUk; jtWfisf; fzpg;gpw; nfhz;lhy; m.eh.f. vd;gtUila fl;Liu vd;g- ijj; njspthf;f tpUk;Gfpw xUth; ‘f’ vd;w vOj;jpd; gpd;Dk; Gs;spapLtJ jFk;.
xU thf;fpaj;ij Nkw;Nfhs; fhl;Lk; NghJ ePsq;fUjp mjpy; xU gFjp tplg;- gl;lhy; %d;W Gs;spfshy; mij milahsk; fhl;lyhk;. tplg;gl;l gFjp thf;fpa Kbtpy; te;jhy; ehd;F Gs;sp fs; tUk;. vdNt xU ge;jpapy; xU thf;fpaNkh my;yJ mjd; filrpg; gFjpNah tpLgl;lhy; ehd;F Gs;spfs; ,lg;gLk;. cjhuzk;: “Kay; XLtijf; fz;l ... %lh;fs; mJ Fjpiuf;FQ;nrd;W ....”
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jha;tPL • ngg;gputup 2008
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ngupastpy; gilnaLf;Fk; %l;ilg; G+r;rpfis xopf;f> my;yJ ngupa njhlu;khbf; fl;llq;fspy; ,Uf;Fk; %l;ilg;G+r;rpfis xopf;fj; njhopy; uPjpahd cjtpia ehLtJ jhd; kpfTk; rpwe;j jPu;thFk;. Mdhy; fl;bl epu;thf rl;ljpl;lq;fSf;fika mtu;fspd; mDkjpia Kjypy; ngw Ntz;Lk;. %l;ilg;G+r;rpfis fl;Lg; gLj;Jk; epWtdq;fs; ngUk;ghYk; ,urhadj; jLg;G tiffisj;jhd; mjpfk; gad; gLj;Jthu;fs;. vg;gbAk; ,uz;L jlitfSf;F Nkw;gl;l xopg;G Kiwfisg; gpd;gw;WtJ ey;yJ. ,Wjpahf kQ;rs; gFjp jfty; gFjp apy; cs;s tpsk;guq;fisg; ghu;j; jhy;> mjpy; ,k;khjpup epWtdq;fspd; Nritfisg; ghu;j;J mtu;fisf; $g;gplyhk; my;yJ www.pestcontrol- canada.com vd;w ,izajsj;ij xUKiw myrpg; ghUq;fs;.
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kdpjh; myd; fPwpd;];g
Code Currency
fcu/CAD fcu/USD
CAD Canadian Dollars
Today’s Exchange Rates: Thursday, January 31, 2008
Myd; fpwPd;];ghd; mnkupf;f epjp> nghUshjhu jiytuhf ,Ue;j nghOJ (chairman of the Board of Governors of the Federal Reserve) DOW 1929f;Fg; gpwF> xU ehspy; kpf Nkhrkhf tPo;r;rpaile; jJ. myd; gjtpf;F te;J xU rpy khjq;fspy; ,J eilngw;wJ. md;W njhlq;fpa rupT njhlh;e;J nfhz;bUf;- fpd;wJ. ,d;iwa mnkupf;f nghUsh- jhu tPo;r;rpf;F kpf gpujhd fhuzq;- fspy; Kf;fpakhdJ myid gjtpapy; mkh;j;jpaNj. mnkupf;f nghUshjhuk; KjYf;F el;ghdJ. ,jdhy; cw;gj;jpf;- Fk;> njhopyhsh;fSf;Fkpilapyhd cwT Neh; vjpuhdJ. vdNt rk;gs mjpfupg;G jtph;f;f KbahjJ. ,jid rkhspf;f Ntz;Lkhapd; nghUs; tpep- Nahfj;ij mjpfupf;f Ntz;Lk;. Njit mjpfupg;G (Demand) ,d;wp> nghUl;fis tpepNahfpf;fKbahJ. mjpfupj;j nghUis thq;Ftjw;F kf;fsplk; gzk; Njit. cUthf;fpdhh;fs; fld; ml;ilfs;. ,Uf;fNt ,Uf;fpd;wd fld; ml;ilfs;! xd;wh> ,uz;lh! rPdp thq;Ftjw;Fk; fld; ml;ilfs;. tl mnkupf;f kj;jpa th;f;f kf;fs; thq;Fk; rk;gsj;jpy; 75 tPjj;ij flid kPs fl;Ltjpy; nry- tpLfpwhh;fs;. njhlh;r;rpahf fldpy; Xl KbahJ. ,jid mnkupf;fh xU nghO Jk; jpUj;j Kw;gltpy;iy. thf;F tq;fpfSf;F KjyPL nra;gth;fs; ,e;j ngUk; epWtdq;fs;. ,e;j epWtdq;f- isj; jpUg;jpg;gLj;JtjpNyNa myd; Nghd;w muR Kfth;fs; ftdQ; nrYj;jp dh;. myd; tPL tpw;gidahsh;fSf;Fr; rhjfkhf nraw;gl;lhh;. KjyhtJ ,th; tq;fpfis Kiwahf fl;Lg;gLj;jtpy;iy. tq;fpfSf;Fr; rhjfkhd rl;lq;fs; cU thf;fg;gl;ld. cjpup fld; toq;Fk; epWtdq;fspd; ,aq;fpaiy Rje;jpukhf; fpdhh;. ,it ahUk;> vg;gbAk; fld; ngwyhk;> tPL thq;fyhk; vd;w epiy ia Vw;gLj;jpaJ. ey;y KbT. Mdhy; nghUshjhu tPo;r;rp> Fiwe;j cw;gj;jp nrytpw;fhf %d;whk; cyf ehLfis ehbaik Nghd;wdtw;why; gyh; Ntiy ,oe;jdh;. KbT - tq;FNuhj;J epiy. Zero down payments or NINJA (No Income, No Jobs and Assets) loans tpisit ,d;iwa mnkupf;fh mDg- tpf;fpd;wJ. gzg;Gof;fk; mjpfupj;;jik- apdhy; tPL thq;FNthupd; vz;zpf;if mjpfupj;jJ. tpisT tPl;L tpiyfs; mjpfupj;jd. Nghypahd xU nghUshjhu #oYf;F kf;fs; js;sg;gl;Ltpl;lhh;fs;. ,jdhy; yhgk; tPL fl;Lk; epWtdq;- fSf;Fk;> tq;fpfSf;FNk! ,th; kpfg; ngupa epWtdq;fspd; gq;F tpepNah- fj;ij fl;Lg;gLj;jtpy;iy. ,jdhy; gy epWtdq;fs; Rje;jpukhf gq;F tpep- Nahfj;ij Nkw;nfhz;ld. ,th;fs;> ,jw;fhf jtwhd Forecast ,idg; gad; gLj;jpdh;. gy fzf;fha;T epWtdq;fs; kpfg;ngupa epWtdq;fspd; Nkhrb
1.0000 1.0022
CNY Chinese Renminbi
7.1685 7.1842
EUR European Euros
0.6724 0.6738
INR Rupees
Indian
39.231 39.317
1950 1960
1970
1980
1990 2000- 2004
Rank
1 Reube
2 Georg
3 Richar Fuld J 4 Henry
Silverm 5 Dwigh
Schar 6 Lawre
Ellison 7 Richar Kovac 8 Howar Solom 9 James Cayne 10 Todd S Nelson
11 R Law Montgo 12 Ray R
13 Terry S
14 Lee R
Raymo 15 Stephe Bollen
fSf;F cjtp Gupe;jd. savings and loans, LTCM, new-technology shares, and subprime mortgages Mfpa ehd;F Kf;fpa tPo;r;rpfSf;F fhuzfh;j;jhthfpd. RtPld;> ,q;fpyhe;J kj;jpa tq;fpfs; Kf;fpa nghUshjhu gpur;rpidfis mtjhdj; Jld; ifahSfpd;wd. Fwpg;ghf wpay; v];Nll; nghUshjhuj;ij kpfTk; ftd khf ifahSfpd;wd. $4 trillion fldpy; mnkupf;fhTs;sJ. 1.4 kpy;ypad; mnkupf; fh;fs; kUj;Jt fhg;GWjpapid ,oe;Js; shh;fs;. tq;FNuhj;J epiyailgth; fspd; vz;zpf;if 23tPjj;ij mile;J tpl;lJ. xU njhopyhspia tpl> epWtdj; jiyth; 500klq;F mjpf rk;gsk; ngW fpd;whh;. Fannie Mae (FNM.N: Quote, Profile, Research) CEO Daniel Mudd received $12.2 million, Canadian Imperial Bank of Commerce chief executive officer Gerry McCaughey made $9.4-million in 2006 Bank of Montreal said its CEO, Bill Downe, earned $5.83-million Ousted Sears CEO Aylwin Lewis will continue to receive $1 million Warner Music CEO Compensation $3.4M
mLj;j 15tUlq;fspy; 3.3kpy;ypad; Ntiy fSk;> Rkhh; 136 gpy;ypad; lhyiuAk; (rk;gskhf) mnkupf;fh irdh> ,e;jpah Nghd;w ehLfSf;F toq;fNtz;btUk;.
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Source : G Statistical Achieving City by Th Age Of Tu Life of Us
;gpa kdpjh; myd; fPwpd;];ghd;
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d; Ntiy hyiuAk; > ,e;jpah ;btUk;.
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400 gpy;ypad; nkhj;jf;fld;
•
90tPjkhd mnkupf;fu; thuhe;ju rk;g- sj;jpNyNa ehl;fisf; flj;Jfpd;wdh;. nkhj;j nry;tj;jpd; 40tPjj;ij xU tPj nry;te;jh;fs; mDgtpf;fpd;wdh;.
myd; nry;te;jh;fSf;fhf nraw;gl;l a+j ,dj;jtu;. ,jdhy;jhd; fpspd;ld; cl;gl;l gyuJ Ml;rpfpspy; jd;dpr;ir ahf nray;gl;L> mnkupf;fhit mopTg; ghijf;F ,l;Lr; nrd;Ws;shh;. ,d;W ; 1950 52 4.1 84-92
mnkupf;f nlhyiu tpl a+Nuh> fdba nlhyh;fs; kjpg;igAk;> mjpfsT Njit 1960 52-48 4.4 91-70
1970 48-46 3.3 70
iaAk; ngw;Ws;sd. Ntiy tha;g;Gf;- fs; ,e;jpah> rPdhtpw;Fr; nrd;W tpl;ld. kjpapoe;J> gha nfhg;gpd;wp miyfpd;wJ 1980 45-34 3.1 50-28
mnkupf;fh. fpilf;fhkyh Ngha;tpLk;
1990 35-38 3.1 31-39.6 2000- 2004
33 2.8 36
,d;DnkhU mnkupf;fh> jhNd jd;id mopj;Jf; nfhz;;lJ. ,dpNky; jiy jg;GtNj fbdk;. GOOD LUCK AMERICA.
Rank Name Company
5-Yr Comp
Mkt Val - Shares ($thou)
Owned ($mil)
Efficiency Grade
1 Reuben Mark Colgate-
Palmolive
Total Comp ($thou)
Age
147,970 266,220 312.7 65 C
2 George David United
Technologies 70,527 138,901 68.5 62 C 3 Richard S Fuld Jr
Lehman Holdings
Bros
67,682 284,478 365.6 58 C
4 Henry R
Silverman
Cendant
60,023 264,927 197.8 63 D
5 Dwight C Schar
NVR
58,105 191,020 259.8 62 C
6 Lawrence J Ellison
Oracle
40,589 835,721 16,621.6 59 B
7 Richard M
Kovacevich
Wells Fargo
37,842 104,822 104.0 60 C
8 Howard
Solomon
Forest Labs
36,089 226,663 545.1 76 A
9 James E
Cayne
Bear Cos
Stearns
33,925 139,008 580.6 70 D
10 Todd S Nelson
Apollo- Education Group
32,812 — 0.2 45 —
11 R Lawrence Montgomery
Kohl’s
30,234 58,545 31.6 54 —
12 Ray R Irani Occidental Petroleum
29,346 70,053 22.7 69 C
13 Terry S Semel Yahoo
26,007 27,737
4
48.9 61 —
14 Lee R
Raymond
ExxonMobil
25,172
7
111,267 85.5 65 D
15 Stephen F
Bollenbach
Hilton Hotels
25,105 36,984 12.8 61 F
Source : Greenspan’s Fraud – Palgrave Macmillan by R.Batra Statistical Abstract of the USA Achieving Price Stability: A Symposium Sponsored by the Federal Reserve Bank of Kansas City by Thomas M. Hoenig, Age Of Turbulence by Alan Greenspan Life of Us (U.S)
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1933Mk;; Mz;L = gP.v];.thupahu;> ,e;jp ahtpd; ftu;du; n[duyhy; ‘itj;jpa uj;dh’ gl;lk; toq;fpf; nfsutpf;fg;gl; ltu;. ,tuhy; vOjg;gl;l ‘ml;lhq;f ruPuk;’ vdg;gLk; E}y; Njrpa itj;jpau; fspd; rk;Nksdj;jhy; 1932,y; tpNrl tpUJ ngw;wjhFk;. jdJ capypy;> jdf;Fg; gpd; thupahu; mtu;fs; jkJ guk;giuiar; Nru;e;j VO Ngiu xd;W Nru;j;J itj;jparhiyia xU kf;fs; Nrit epiyakhf khw;wpdhu;. ,tuhy; epWtg;gl;l %ypifj; Njhl;lk; ,d;dKk; gy Vf;fu; gug;gstpy; tsu;;e;J epw;fpwJ.
,r;Nrit Nfhl;lf;fy ff; FOi gzKk; n kl;Lky;y gpbf;fg;gL
nrd;id apy; jpUT rhiy mi epiyak ,q;fpUe;J trjpahF ypUe;J 1 Ue;J 160 48fp.kP.,Y khtl;lj;jp fs; jahu rhiyapy
gQ;rfu;kh nam Dhara gpspr;rpy;> rpNyhNyg fpa kUj gQ;rfu;kht ahd frha tPur;rhzk mlq;Fk;.
gpspr;rpy;
gpspr;rpy; kuj;jhyhd kl;ilapy Jzpapy; ,sQ;#l;b gl;L> Xus apd; cl tpoitf;f nzahdJ fpaJk; e nkJthf njhlq;Ft Neh Nghd fg;gLfpwJ Sf;F ti cjtpaJ. toq;fg;gL Vw;g rpfpr;i kzpNeuk; gpf;f Kd Kd; ‘thu Sf;F tp njhl;L t gpg;gu;.
;fiu tpahjpAk; rupahFk;...
- cy;yhrg; gazf; fl;Liu -
- 63 -
fushtpy; cjtpn- ha;r;rpia gazpj;j
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parhiy ;jpahtpd; itj;jpa- hl;lf;fy; ;gpf;fg;gl; thupahu; itj;jpa J. ,d;W cz;ik
toq;fp hu; vd;w ; Nfush k; (fdlh cyFf;F usj;jtu;
;> nly;yp> q;fspYk; u; nrhd;- ;fy; rfy > rPuhd pf;fpwJ.
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hu;> ,e;jp ‘itj;jpa tpf;fg;gl; ml;lhq;f tj;jpau; ; tpNrl capypy;> s; jkJ u xd;W kf;fs; ,tuhy; ,d;dKk; epw;fpwJ.
,r;Nrit %yk; ngwg;gLk; gzj;jpy; Nfhl;lf;fy; Mupa itj;jparhiy epu;th ff; FOitr; Nru;e;j VONgUk; ve;jg; gzKk; ngwf;$lhJ vd;gJ tpjpKiw kl;Lky;y ,d;dKk; mk;Kiw filg;- gpbf;fg;gLfpwJ.
jhuh vdg;gLk; rpfpr;ir:
kukl;ilapy; Nehahsp gLf;f itf;fg; gLthu;. gpd;du; mtuJ new;wpapy; ,sQ; #l;L vz;nzahdJ NkNy njhq;f tplg;gl;bUf;Fk; jhuh rl;bapy; ,Ue;J Jspj;Jspahf tpoj; njhlq;Fk;. 1kzp nrd;id – kq;fs+u; ,uapy;Nt ghij apy; jpUT+u; vd;w ,lj;jpy; ,t;itj;jpa rhiy mike;Js;sJ. Kozhikode tpkhd epiyak 28 fp.kP.njhiytpy; cs;sJ. ,q;fpUe;J nry;gtu;fSf;F kpFe;j trjpahFk;. Nfhl;lf;fy; nfhr;rpdp ypUe;J 165 fp.kP.,Yk; Nfhak;Gj;J}upyp
Neuk; ,r;rpfpr;ir ePbf;Fk;. ghuJ}u khd Neha;tha;g;gl;ltu;fSf;F clypd; Kf;fpa gFjpfSf;Fk; ,r;rpfpr;ir toq;fg;gLfp- wJ. vz;nza;> ghy;> nrt;tpsePNuhL Nru;j;J %ypiffs; gyNru;e;j vz;nz- ahdJ stress, epj;jpiuf; FiwT> kdf; Fog;gk; Nghd;wtw;wpw;Fg; gad;gLfpwJ. Ue;J 160 fp.kP.,Yk; Nfhopf;Nfhl;bypUe;J 48fp.kP.,Yk; mike;Js;sJ. ghyf;fhL
wthf;fpsp khtl;lj;jpNyNa 500f;F Nkw;gl;l %ypif fs; jahupf;fg;gLfpd;wd. ,e;j itj;jpa rhiyapy; 160 miwfs; cs;sd.
wthf;fpsp vdg;gLtJ: Nehahspapd; cly; KOtJk; vz;nzahy; Fspg;ghl;lg;gL- fpwJ. gpd;du; wthu muprpapy; fl;lg;gLk; nky;ypa Jzpapdhy; cly; krh[; nra;ag;gLfpwJ. ,e;j wthu muprp gRk; ghypy; mtpf;fg;gLfpwJ. gpd;du; Jzpapy; fl;lg;gl;L> vz;nza; jhopapy; xU Fwpg;gpl;l ntg;gj;jpy; mKf;fg;gLfpwJ. nky;ypa #l;by; vLf;fg;gLk; ,r;Nrhw;Wg; nghl;lyj;jhy; kpUJthf cly; tUlg;- gLfpwJ. thjj;jhy; ghjpf;fg;gl;ltu; fSf;F ,r;rpfpr;ir Kiw toq;fg;gL fpwJ. 14 njhlf;fk; 21 ehs;tiu ,r;rpfpr;ir ePbf;Fk;.
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fhyj;jpy; mtu;fshy; toq;fg;gLk; ; nam Dhara) xu;thf;fjuh> ru;thq;fjuh> gpspr;rpy;> etuf;f rpNuht];jp> gpr;R> rpNyhNygh vdg;gLk; tiffs; mlq; fpa kUj;Jt Kiw gpd;gw;wg;gLfpwJ. gQ;rfu;khtpy; kpf tpNrl itj;jpa Kiw ahd frhat];jp> rpNdft];jp> eh];ak;> tPur;rhzk;> uf;jNkhf;rk; Mfpait mlq;Fk;.
gpspr;rpy;
gpspr;rpy; vdg;gLtJ> Nehahsp xU kuj;jhyhd - thioapiy Nghd;wJ – kl;ilapy; gLf;fitf;fg;gLthu;. gpd;du; Jzpapy; Kbag;gl;l nghl;lyj;Js; ,sQ;#l;by; vz;nza; Njha;j;njLf;fg; gl;L> XusT cauj;jpy; ,Ue;J Nehahsp apd; clypd;kPJ nrhl;Lr; nrhl;lhf tpoitf;fg;gLfpwJ. ,sk;#l;L vz;- nzahdJ clk;ngq;Fk; gutj; njhlq;- fpaJk; ehd;FNgu; Rw;wpaku;e;J kpf nkJthf vkJ cliy krh[; nra;aj; njhlq;Ftu;. thjk;> Mjiuw;wP];> KJF Neh Nghd;wtw;wpw;F ,r;rpfpr;ir mspf;- fg;gLfpwJ. ,f;fl;Liuia ehd; cq;f Sf;F tiutjw;F ,r;rpfpr;irNa vdf;F cjtpaJ. fOj;Jf; fPNojhd; ,r;rpfpr;ir toq;fg;gLfpwJ. Nehahspapd; gyj;jpw;F Vw;g rpfpr;ir xU kzp my;yJ xd;wiu kzpNeuk; ePbf;Fk;. ve;j rpfpr;ir Muk; gpf;f Kd;ghfTk; vk;ikg; gLf;fitf;f Kd; ‘thupahu;’ FLk;gj;jpy; xUtu; flT Sf;F tpsf;Nfw;wp ,e;j vz;nziaj; njhl;L tzq;fpNa rpfpr;iria Muk;- gpg;gu;.
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ehk; ,q;fpUe;J rpfpr;irf; FOtpdiu mioj;Jr; nry;y Kd;ghf mq;Nf mjw; fhd xOq;ifr; nra;Jtpl;Nl mioj;Jr; nry;fpNwhk;. fhuzk;> Nehahspfshapy; yhj rpdpkh ebiffs;> ebfu;fs; $l (u[dpfhe;> tpf;uk;. jpup\h Nghd;Nwhu;) jkJ cly; Gj;Jzu;Tngw ,q;Nf nrd;W krh[; nra;Jnfhs;tJ tof;fk;.
,e;j itj;jparhiyapd; guhkupg;ghdJ cyfpy; ehk; vq;NfAk; fhzKbahjJ. ‘thupahu;’guk;giuahdJ itj;jpaj; Jiw apy; ‘thoitf;fg; gpwe;jtu;fs;’ vd;Nw tho;j;jj; Njhd;WfpwJ.
Nehah? mJ ,dp fpl;lNt tuhJ. xU Kiw Nfush Mupa itj;jparhiy nrd;wtu;fs;> KJF Nehapy; nrd;wtu; fs;> ead;jhuh eilapYk;> m[pj; ];iuypYk; jpUk;gp te;jijf; fz;bUf;- fpNwhk;. ru;f;fiu tpahjpNahL Nghdtu; fs;> Duty free nrhf;fNyw; gf;nfl;NlhL te;jijAk; fz;Nlhk;. topiaf; fhl;b tpl;Nlhk;> ,dp Nehiag; Nghf;fbg;gjh ,y;iyah vd;gJ cq;fs; KbT.
Page 64
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ROOMS / BASEMENT RENT
WARDEN & STEEL 2 B/R Basement for Rent Near All facilities Call- 905 944 9982
Page 65
BRAMPTON & GORE ROAD 2 B/R Basement for Rent Call- 905 913 0857 / 647 401 5628
Page 66
KENNEDY & EGLIN TON 2 B/R Condo for Sale Call: 416 303 7425
Page 67
MCCOWAN & STEELS One Room for Rent(Upper house) Call: 905 472 1413 / 416 930 7628
Page 68
PHARMACEY & LAWRENCE 2 B/Room Basement for Rent Call: 416 750 4077
Page 69
LAWRENCE & OTTEN PARK 2 B/Room Basement for Rent Call: 416 701 0667
Page 70
BRIMLEY & LAWRENCE 2 B/Room Basement for Rent from Call: 416 264 9421
Page 71
MARKHAM & SHEPPARD Space for Class (for Rent) Call: 416 412 1059
Page 72
BRIMLEY & STEEL 2 B/R Basement for Rent Call: 905 947 8018
MORNING SIDE & FINCH 2 B/R Basement for Rent Call: 416 875 5486
Page 73
MCGOWAN & SHEPPARD 3 B/R Basement (Bang low House) Call: 905 642 2669 / 416 917 1500
Page 74
MCGOWAN & LAWRENCE 3 B/R House for Rent Call: 647 345 1008 / 416 451 6895
Page 75
MARKHAM & SHEPPARD 2 B/R Basement for Rent Separate Entrance Call: 416 332 8804
Page 76
ROOMS FOR RENT (YORK UNIVERSITY) (Ladies only) Call: 416 661 6247
Page 77
BRIMLEY & STEELS Basement for Couples Cable, Laundry free Call: 905 947 8018
Page 78
MIDDLEFIELD & FINCH 2 B/R Basement for Rent Separate Entrance Call: 416 292 9560
Page 79
GOLF CLUB & LAWRENCE 1 B/R Basement for Rent Call: 416 439 4489
Page 80
NEILSON & FINCH 3 B/R Basement for Rent
Page 81
Call: 416 335 0136
MIDDLE FIELD & FINCH 2 B/R Basement for Rent Separate Entrance
Page 82
Call: 416 292 9560
MCCOWAN & SHEPPARD 3 B/Room Walk-out Basement All facilities Amiable Call: 416 917 1500 /
Page 83
905 640 2287
MCCOWAN & SHEPPARD 3 B/R + 2 W/R Basement for Rent
Page 84
Call: 416 917 1500 / 905 640 2287
WARDEN & STEELS B/R Basement for Rent
Page 85
Call: 905 944 9982
BRIMLEY & STEELS 2 B/R Basement for Rent
Page 86
Call: 905 947 8018
Mead lee & Sheppard Room in Basement for Rent
Page 87
Call: 416 724 7877
NEILSON & FINCH 2 B/Room for Rent (Upper House)
Page 88
Call: 416 335 0136 / 416 876 9239
MARKHAM & ELSON 2 B/R Basement for Rent Separate Entrance
Page 89
Call: 905 201 5862
HOUSE / CONDO FOR SALE
BATHURST & ELGIN MILLS 4 B/R House Sale
Page 90
3300 Sq.feet - $7,00.000
BRAMPTON 1850 Sq.feet House for Sale Single House + Furniture
Page 91
Call: 647 500 9365
2460 KENNEDY & EGLINTON 2 B/R APT Condo + Den for Sale
Page 92
Call: 416 303 7425
KENNEDY & EGLINTON 1500 Sq. feet Store (Basement)
Page 93
Call: 416 759 0777
MARKHAM & 9
TH
LINE 3 B/R + One Computer room,
Page 94
Call: 905 554 2596
MIDDLE FIELD & FINCH 1 B/Room + Den for Sale
Page 95
Call: 416 901 0877 /416 312 8026
MIDDLE FIELD & STEELS Textiles for Sale
Page 96
Call: 416 272 9425
YOUNG & ST.CLAIRE Restaurant for Sale
Page 97
Call: 416 567 7675 / 416 518 0118
3 B/R Ho
_______
1830 S
_______
NEIL 2 B/R _______
BIRCH Office _______
MIDD 5 B/R
_______
A
9 200
_______
Prelude _______
2 Civi Call: 9 _______
93 21
_______
1990 27 Km _______
92 N 4 Door _______
2002 148 Km _______
9
_______
2005 64 Km _______
20 13K
_______
87 2 Do
_______
(E 60 km _______
2002 LE. & P
_______
94
rf
jha;tPL • ngg;gputup 2008
H t
______
INCH
t
______
PARD
ent 7 1500 /
______
PARD Rent 2287 ______
LS
______
LS
t
______
nt
______
H ouse) 9239 ______
ON t
______
R SALE
MILLS
______
le e
______
LINTON
Sale
______
TON ent)
______
LINE
m,
______
INCH
e 8026
______
EELS
______
IRE
0118 ______
BRAMPTON 3 B/R House,2 B/R Basement for Sale
Page 98
Call: 905 230 2744
OSWA 1830 Sq.feet Premium Lot for Sale
Page 99
Call: 905 554 0707
NEILSON & MCLIVEN
Page 100
2 B/R Condo - Call: 416 786 5145
BIRCH & HUNTING WOOD
Page 101
Office Space - Call: 416 885 5936
MIDDLEFIELD & ELSON 5 B/Room, 3 W/R - $4,75,000,00.
Page 102
Call: 416 893 5418
AUTO FOR SALE
96 HONDA ACC 200Km. EX for Sale $4200.00
Page 103
Call: 416 712 0801
93 HONDA
Page 104
Prelude for Sale Call: 416 816 1583
2004 HONDA Civic (Black) for Sale 2 Door,
Page 105
Call: 905 513 0540 / 416 903 8270
93 HONDA CIVIC 210 Km – 2 Door for Sale
Page 106
Call: 905 554 0707
1990 TOYOTA CAMRY
Page 107
27 Km for Sale Call: 416 751 5029
92 NISSAN SANDRA
Page 108
4 Door for Sale Call: 416 823 3552
2002 TOYOTA CAMRY
Page 109
148 Km for Sale Call: 416 265 1421
96 HONDA ACC
Page 110
Call: 416 7120801
2005 TOYOTA CAMRY
Page 111
64 Km for Sale Call: 416 897 1284
2000 HONDA ACC 13Km 2002 GMC Van 3.5
Page 112
Call: 647 289 4409
87 TOYOTA SURF 2 Door Standee - Good Engine
Page 113
Call: 416 867 0827
93 ACURA (ENG.CHANGED)
Page 114
60 km for Sale - Call – 416 999 4842
2002 TOYOTA SIENNA LE. & Passengers Blue – 120 km.
Page 115
Call: 416 856 1591
94 TOYOTA CAMRY Call: 416 737 1989
416.264.8798
94 VOLVO
Page 116
290km.- $1000 - Call:416 823 3552
92 TOYOTA CAMRY 276km. for Sale (New tire)
Page 117
Call: 905 230 2744
94 TOYOTA CAMRY
Page 118
$2400 – 300Km. Call: 416 878 1675
2003 HONDA CIVIC 143Km for Sale Auto. 4Door, Silver
Page 119
Call: 416 274 5847
2004 VOLVO 53 Dry Box for Sale 200,000 Km. Call:
Page 120
416 821 8530
99 TOYOTA COROLLA 149 Km. for Sale $4400.00
Page 121
Call: 416 724 6180
99 HONDA CIVIC 120 Km. for Sale New T Belt, Tire
Page 122
Call: 416 438 5045
97 TOYOTA COROLLA
Page 123
230 Km. for Sale OTHERS
Call: 647 832 9934
TUITION CLASS Middlefield & Finch Tuition Class for Student
Page 124
Call: 416 830 7078 / 416 609 9043
MarRIAGE BROKERS
Page 125
Call: 416 266 9533
5PC. ITALIAN B/SET
Page 126
for Sale Call: 647 504 2487
COM./MATH BOOKS
Page 127
for Free Call: 416 412 7579
YOGA Birch mount & Eglin ton) Yoga (Thiyanam) Class (Free)
Page 128
Call: 416 642 4883
THINGS FOR SALE Swing Machine, Walker, Washer, Dryer
Page 129
Call: 416 724 6311
PACKING MACHINE for Sale (300 ml Bags Packed)
Page 130
Call: 416 259 6068
BED ROOM SET (3 pc.)For Sale (big Set) $5000.00 - $25000
Page 131
Call: 905 201 6673
MCCOWAN & LAWRENCE re;jpg;Gf;F mUfhikapy;
rfy trjpfSlDk; 3miwfs; cila Bungalow tPL thliff;F cz;L.
njhlu;GfSf;F: 905 554 2496
Page 132
jha;tPL • ngg;gputup 2008 taJ $l Qhgfrf;jp Fiwfpd;wj
,uh[Nrfu; Mj;jpag;gd;
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mbf;fb rsp gpbf;fpwjh? jpde;NjhWk; ,uz;L my;yJ %d;W gy; (cs;sp) nts;isg;G+z;L – rw;W ntJg; ghf;fp cl;nfhs;s Ntz;Lk;. (my;yJ) kpsFk;> nte;jaKk; rk msT vLj;J> tWj;J> nghbj;J itj;Jf; nfhs;s Ntz;Lk;. – fhiy> khiy ,U Ntis miu Njf;fuz;b cl;nfhz;L xU fg; RLjz;zPh; mUe;jTk; - njhlh;e;J nra;J te;jhy; Fwl;il xyp ePq;fp tpLk;.
,ja gytPdk; (Heart Attack) te;J tpLNkh vd;w gakh?
khJsk; gor;rhW my;yJ nrk;gUj;jp rh;gj; (my;yJ) jhkiug;G+ rh;gj; my;yJ mh;[pdh ,tw;Ws; VjhtJ xd;iwj; jpdKk; vLj;Jf; nfhz;lhy; ,jaj;ijg; gw;wpa ftiyNa Ntz;lhk;.
mjpfkhf Ntiy nra;jhy; (my;yJ) clw;gapw;rp Kbe; jTld; fhy;fspy; fLg;G Njhd;Wfpd;wjh? clypy; nghl;lhrpak;> kf;dPrpak; Nghd;w jhJf;fs; FiwAk;NghJ jirfspy; ,Og;G Vw;gLfpd;wJ. jpdKk; thiog;- gok; Nrh;j;Jf; nfhs;Sq;fs;. kUe;J Ntz;Lnkd;why; itj;jpaiu mZFq;-
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njhlhe;J tpf;fyh? ftiy Ntz;lhk;. ehf;fpw;Fs; xU ];G+d; rh;f;fiu(rPdp)ia rw;W Neuk; itj;jpUq; fs;. ,J njhz;ilapy; ,Uf;Fk; euk;G fisj; J}z;Lfpd;wJ. ,jdhy; tpf;f iyj; J}z;Lk; euk;G fl;Lg;gLj;jg; gLfpd;wJ.
%l;Ltyp ,Uf;fpwjh? vy;yhf; fha;fwpfisAk; Nrh;j;J Ntf itj;J miufg; msT jpdKk; rhg;gpl Ntz;Lk;. ];igUyPdh vd;w $l;Lf; FspirAk; ,jw;F cjTfpd;wJ.
gy; Jyf;Fk;NghJ Nghpf;fha; Nghd;wtw;iw jpdKk; vLj;Jf; nfhs;tjhy; ,jidj; jtph;f;fyhk;. Chayavanprash vd;w Nyfpak; ed;F cjTk;. ,q;F filf- spy; jhuhskhff; fpilf;fpd;wJ.
Nyrhd tha; Jh;ehw;wk; - vd;d nra;ayhk;?
,dpg;ghd ghdq;fs;> ghy; Nghd;wtw;iw mUe;jpaTld; tha; nfhg;gspAq;fs;. jz;zPh; mjpfk; Fbf;f Ntz;Lk;. xU ghl;by; jz;zPiu vg;NghJk;; mUfpy; itj;Jf;; nfhz;L mbf;fb gUFq;fs;. Jh;ehw;wj;jpw;Ff; fhuzk; thapy; ,Uf;- fpd;w ry;gh; Nrh;f;iffs;. jz;zPh; mjp- fk; Fbf;ff; Fbf;f nky;y mit ntspNaw;wg;gLfpd;wd. kPz;Lk; ckpo; ePh; Rue;J ,ay;ghd epiyia Vw;gLj;- Jk; (,e;j Ma;it Nkw;nfhz;lth;fs; Centre for Breath Treatment vd;fpw rhd;gpuhd;]p];Nfh kUj;Jtkid.)
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rhpahf % iyah?
J $l Qhgfrf;jp Fiwfpd;wjh?
- 65 -
piyf;Ff; spr; rhw;-
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taJ mjpfkhtjhy; Qhgf rf;jp Fiwth? ghjhk; nfhl;il ,e;jg; gpur;ridf;F ey;y jPh;itj; jUtjhf Muha;r;rpfs; ep&gpj;Js;sd. National Institute of Health Study ,e;jj; jftiy ntspapl; Ls;sJ. taJ mjpfkhFk;NghJ Vw;gLk; %isr; Nrhh;it ,e;j ‘ghjk;’ vspjpy; rkhspf;fpd;wJ. jpdrhp Njitahd tpl;lkpd; E MW ghjk; gUg;Gfspy; mlq;fpAs;sJ.
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gk;> XOf;f kjPg;gPLfSf;F vjpuhf Fuy; nfhLg;ghh;fs;.
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Fwkfs; jdJ Ma;it 1800-1900> 1810f;F gpd;dh;> 1830-1865> 1865-1900 Nghd;w gFjpfshf gpupj;J Nkw;nfhs;fpd;whh;. ,tuJ Ma;tpd; gpufhuk;> ngz;fs; fy;tpahdJ Mq;fpNyaupd; tUiff;Fg; gpd;dNu Vw;gLj;jg;gl;lJ. ,jw;F ,th; Gs;sp tpguq;fisAk; mspj;Js;shh;. ,yq;if rl;lrigapd; KjyhtJ cWg; gpdh; Fkhurhkpapd; kidtp$l vOj;jwp tw;wth; vd;w Fwkfspd; $w;Nw ngz;fs;
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jha;tPL • ngg;gputup 2008
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jha;tPL • ngg;gputup 2008
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Fwkfspd; Ma;tpd; rpwg;gk;rq;fs; juT fSld; khj;jpuk; epd;W tplhJ> r%f gpd;dzpiaAk;> fhuz fhupaq;fisAk; Ma;Tf;Fl;gLj;jp ntspg;gLj;jpAs;shh;. ngz;fs; fy;Y}up mjpgh;fs;> mth;fs; Mw;wpa gzpfs; vd;gdTk; gjpthf;fg;gl; Ls;sd. juTfs; gw;wpa tpguq;fs; nfhLf;fg;gltpy;iy. juTfs; gw;wpa rPupa tpkh;rdq;fs; Kd;itf;fg;gl;Ls;s NghJk;> juTfspd; gpd;dzp gw;wpa njsptpd;ik fhuzkhf> Ma;Tf; fl;Liu apd; Kjw; fl;lkhfNt ,e;j E}iy ghh;f;f Ntz;bAs;sJ. Nghh;r;#oy;> Ma;thsupd; Gyk; ngah;T vd;gd ,jw; fhd fhuzq;fs;; vd;gJk; cz;ikNa. ‘cyf ngz;fs; midtUk; XU nkhopiaNa NgRfpd;wdu;’ vd Xh; Ma;thsh; Fwpg;gpl;Ls;shh;.
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upd; vz;z fhyq;fsp tpia (De vq;fSf;F xU mfykhd Mokhd
fhu; tbt ghu;it Njit vd;whu;.
,e;jpa fh 1999y; ,Ue;J TYCO Global Network,
NghJ ,U Daewoo Commicial Vehicles, Imacid – A
,Uf;Fk; Morroco Chemical Co, Tetley teas, Corus
Ntisapy Co – 11.3 Billion British Co vd;gdtw;iw
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1 Lit. vupn fspy; jpwe;j re;ijg; ngWkhdk; US 70
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lhlh epWtdk; mwpKfg; gLj;jpAs;s kypTtpiyf; fhH
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Muk;gj;jpy; 25,000 fhu;fis nra;a tpUg;gjhfTk;> gpd;G Mz;Lf;F 1Millom tiuapy; Nfs;tp ,e;j fhUf;F ,Uf; Fk; vd $wg;gLk; ,NjNtisapy; tup fisAk; NtW nryTfisAk; $l;Lk; NghJ 100,000 tpl tpiy ,d;Dk; rpwpJ mjpfkhFk;.
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,e;jf; fhu; vy;yh ghJ fhg;Gf;fhd> #oYf;fhd rl;lq;fis Ngzp tbt ikf;fg;gl;Ls;sJ.
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khwd; nry;iyah - epjp jpl;lkply; MNyhrfH -
vd;ghu; cyfg; gzf;fhu; tupirapy; Bill Gates Nghd;NwhUf;F ,izahf te;J tpl;ljhf ngUikg;gl;Lf; nfhz;- bUe;jhu;. mtUf;F 1947k; Mz;L TATA nrhd;dij NeU Nfl;bUe;jhy; ,d;Wk; gyNgu; xU Ambani khjpup ,Ue;jpUg;- ghu;fs;. ,e;j TATA epWtdk; $l 1991 eurpk;kuht; gpujku; MfTk; ,d;iwa gpujku; epjpaikr;ruhfTk; ,Ue;jNghJ nfhz;L te;j nghUshjhu rPu;jpUj;jq;- fSk; jhd; ,J rhj;jpak; vd;Nwd;.
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NeU ,e;jpuh nfhs;ifahy; ,e;jpah Tf;F ,ilQ;ry; te;jJf;F vd;d Mjhuk; vd;whu; mtu;.
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Gupaitf;f KbahJ. piyf;
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fdlh etPd fiy> ,yf;fpaj; njhFg;G 2008 Muk;gj;jpy; ntsptutpUf;fpwJ. njFg;gpw;fhd rpWfij> ftpij> tpku;rdf; fl;Liu> E}y; kjpg;Giu> nkhopngau;g;G Mf;fq;fs; tuNtu;f;fg;gLfpd;wd. njhlu;GfSf;F 416 458 9426> 416 551 0087> 416 500 9016.
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ulhd; (Radon) er;R th cq;fs; tPl;by; cs;sjh
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1.ulhd; (Radon) 2.Mold 3.Asbestos 4.Carbon Monoxide 5.Lead. 6.Termites
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jha;tPL • ngg;gputup 2008
fl;blq; ;fspw;Fs; pfhpf;Fk;. pf Neuk;
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jha;tPL • ngg;gputup 2008
2.ePz;l fhyj;jpw;fhd ghpNrhjid.
FWfpa fhyj;jpw;fhd ghpNrhjid. FWfpa fhyj;jpw;fhd ghpNrhjid ahdJ 2 ehl;fspypUe;J 90 ehl;fSf;F uNlhd; mstpidj; jUk;. vdpDk; ,J uNlhdpid msf;fg; gad; gLj;jg;gLk; cgfuzj;jpYk; jq;fpaps;sJ. uNlhd; msthdJ ehSf;f ehs;> fhyj;jpw;Ff; fhyk; khWgLk;. cq;fSf;F cld- bahf uNlhd; mstpidg; gw;wpa KbT njhpaNtz;bd; ,uz;lhtJ Kiwahf ePq;fs; FWfpa fhyj;jpw;fhdg; ghp- Nrhjidiar; nra;J tPl;bDs; uNlhd; tukhy; jLg;gjw;Fhpa jpUj;jj;ijr; nra;ayhk;.
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•
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mtw;wpy; fw;gdhthj kpifg;gLj;jy; njd;gLk;.
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•
ghypay; czu;T mjpfupj;jpUf;Fk;.
rpfpr;irfSk; mwpKfg;gLj;jg;gl;L tU-
•
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•
,dk;Gupahj Nrhf czu;tpy; kdk; thLk;. ePz;lfhy ftiyfspy; kdk;
gtu;fs; mtrpak; FLk;g itj;jpau;%yk; cstpay; Jiw itj;jpa epGziug; ghu;j;J rpfpr;irgw;wp Muk;g epiyap- NyNa mwpe;J ngWtJ mtrpakhFk;.
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•
Nfhgk;> ftiy> kdTWj;jy;> fhuz
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•
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mbf;fb kuz gak; my;yJ
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jw;nfhiy miyf;fopf;Fk;.
rpe;jidfs; kdij
,it epiwe;jjhff; jtpuTk; fhzg;gbd; vkJ tho;T cstpay; mu;j;jk;
Neha;fs; vk;ik mZfhJ vd;gJk; rpWtu;fs; kj;jpapy; Bipolar disorder:
kUj;Jtk; $Wk; ed; kUe;jhFk;. tho;T xUKiw. eyNkhL tho;tNj tho;tpd; rpwg;G. ,jaRj;jpAld; $ba ,yl;rpaq; ngw;NwhUf;F ,e;Neha; ,Ue;jhy; mNef
fis tFg;gjd; %yk; tho;it moF khf mtu;fs; Nra;fSf;Fk; tu NeupLk;.
gLj;jf; fw;Wf;nfhs;tjd; %yk; Nehaw;w mjpYk; ngw;Nwhupy; xUtUf;F ,e;
tho;T tho KbAk;. ey;y rpe;jidfSk; Neha; ,Ug;gpd; mtu;fs; Nra;f;F 15-30
nray;fSNk vk; tho;tpd; Mjhuk; vd;- tpOf;fhLk; ,U ngw;NwhUf;Fk; ,Ug;-
gijg; Gupe;J xOFNthkhapd; Nehaw;w gpd; 50-75 tpOf;fhLk; ,e;Neha; Vw;gl
Fiwaw;w thotpid epr;rak; tho NeupLk; vd ek;;gg;gLfpd;wJ.
KbAk;.
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mstpidj; jUk;. ,g;ghpNrhjid Kyk; xU tUlj;jpw;fhd ruhrhp uNlhd; ms- tpidf; fz;L gpbf;fyhk;.
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; fbdk;. s; nraw; epiy khjyh- rpukkhf
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; kUj;J Kiwr; l;L tU- ;Jtijr; fUJfpd; njd;gL pau;%yk; pGziug; epiyap- khFk;.
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rpttjdp gpughfud;
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MNuhf;fpak; vd;wTld; cld; kdjpy; Njhd;WtJ cly; MNuhf;fpak; gw;wpa tpopg;Gzu;T kl;LNk. Mdhy; mjpfkhd cly; Neha;fSf;F %y fhuzkhfj; jpfo;tJ cs;sk; vd;Dk; cz;ikia ehk; czu;tjpy;iy.
cs;sKk; clYk; xd;Wld; xd;W njhlu;Ggl;Ls;sJ. “tyJ fz;zh> ,lJ fz;zh Kf;fpak;?” vdf; Nfl;lhy; “,U fz;fSNk Kf;fpakhdit” vDk; gjpy; vq;qdk; jhkjkpd;wp cq;fsplkpUe;J tUNkh mJNghd;Nw “cly; eykh cs eykh tho;tpy; Kf;fpakhdJ?” vd;Dk; Nfs;tpf;F “,uz;LNk” vd;Dk; gjpYk; cld; vk;Ks; Njhd;w Ntz;Lk;.
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kdk; vd;gJ ‘njhl;lhw; RUq;fp’ Nghd; wJ. mjidg; gf;Ftg;gLj;jpr; rkepiy nfhs;sitg;gjpy; njspT+l;ly; mtr- pak;.
ehk; gyiuf; fhz;fpNwhk;. mtu;fs; MNuhf;fpakhf tho;tjhf ntspj; Njhw;- wj;jpidf; nfhz;L kjpg;gpLfpd; Nwhk;.
Bipolar Disorder ,UKidr; rkepiyf; Fog;g
]Ú©]BVTM ÷_ÈD; xøÁ\
Thavaraj Logasundaram Sales Representative
thavarajl@yahoo.ca Cell: 416 277 1453
Mdhy;> mtu;fs; xt;nthUtUs;Sk; xt;nthU tifahd cstpay; jhf;fq; fs; cseyr; rkepiyg; ghjpg;Gfs; xt;nthU nghOJfspy; jw;fhypf khfNth epue;jukhfNth Njhd;Wfpd;wd vd;gij ehk; czu;tjpy;iy.
njspe;j ePNuhiliaf; fy;nywpTfspy; ,Ue;J ghJfhg;gJ vd;gJ fbdkhd- nthd;W. Gwr; rkepiy Fog;gf; fhuzp- fs; ,t;Tyfpy; kype;J fplf;fpd;wd. MdhYk; fy;ybgl;l ePu;r; Roy;fspilNa mjd; ikag; Gs;sp vq;qdk; mirtpd;wp mikjpahff; fplf;fpd;wNjh mq;qdk; vk; kdJk; mikjpaila ehk; gapw;W tpf;f Ntz;Lk;. ,jdhy; vj;jifa Gwj; jhf;fr; Roy;fspYk; kdijr; rpf;fitf; fhky; ghJfhf;f KbAk;.
cstpay; rkepiyg; ghjpg;Gf;fs; gy Neha; uPjpahfNt ghu;f;fg;gLfpd;wd. mj;jifa Neha;fSs; kdpju;fspilNa ntFthfg; gue;J fhzg;gLk; vd;Dk; Neha;gw;wp mwpe;J itj;jpUg;gjd; %yk; ,tw;wpypUe;J vk;ikg; ghJfhf;f KbAk;.
,t;thf;fk; ,e;Nehahy; mtjpAWNthu;f Sf;F gad; jUtNjhL> ,e;Neha; ,dk; fhzg;glhky; ,dk; Gupahj csr; rk epiyg; ghjpg;gpy; jtpf;Fk; vk;kpy; gyUf;Fk; cjTk; vd ek;Gfpd;Nwd;. xd;iwg; Gupe;Jnfhs;Sq;fs;. ve;j Neha;f;Fk; kUe;Jz;L. Kjypy; “Nehap ypUe;J vd;dhy; tpLgl KbAk;” vd;w ek;gpf;ifNahL Kay;gtd; Nehapd; gpb- apypUe;J epr;rak; tpLgLthd; vd;gij kwthjPu;fs;.
,J Fzg;gLj;jty;y xU cs cly; Neha;. kNdhepiyapy;> rpe;jidapy;> ce;J rf;jpapy;> nraypy;> Ntfj;jpy; vz;zpg; ghu;f;f Kbahj khw;wk; Vw;gLt jpypUe;J ,e;Nehapd; jd;ikfis ,dk; fhzyhk;. vd;Dk; ngaUf;Nfw;g ,U Jut KidfSf;F kdepiyahdJ mjpNtf khfg; gazpf;Fk; epiyia ,e;Nehapd; mwpFwpahff; fhzyhk;. ,jid vd;Wk; $Wtu;. Vnddpy;> xUtupd; kdepiy ahdJ vd;Dk; cr;repiyapYk; vd;Dk; jho;Tzu;T epiyapYk; khwpkhwp epw;g jhy; ,e;Neha;f;F ,g;ngau; cs;sJ. ,k;kNdhepiy khw;wkhdJ egUf;F egu; khWgLk;. rpyUf;F gy kzpNeu khf epd;Wgpbf;fyhk;. NtW rpyUf;F ehl;fs;> thuq;fs;> khjq;fs; vd khW glyhk;. ,e;NehahdJ xUtupd; Fzhk;- rj;ijNah gytPdj;ijNah Fwpg;gjhf ehk; jtwhf vilNghlyhfhJ.
Bipolar Disorder ahiuj; jhf;FfpwJ? tl mnkupf;fhtpy; ,uz;L kpy;ypa Df;F Nkw;gl;l kf;fis ,e;Neha; jhf;fpAs;sjhf Ma;Tfs; $Wfpd;wd. Fwpg;ghf gjpd;k tajpdupy; kpfg;gutyh ff; fhzg;gLk; Nehahf ,J cs;sJ.
vdpDk; r tu;fisA fs; cs $batu;fs nghJthf epiy jhf jho;r;rpepi Ma;Tfs;
,e;Neha; FKfk; vtiuAk; Tk; ,e;Ne gLk; mr;R ,t;Tstpa mtuJ
cstpay cs;sJ.
Bipolar Di ,e;Nehah gTk; mj Nfw;gTk; fpd;wJ.
Bioplar Il D ,t;tifa fs; Vw;gL xUKiw b];Nrhlu epiyikf gLk; cw fs; ‘bg;n rpf;fy; ep xt;nthU nkd khW gl;rk; xU vdg;gLk;. my;yJ g mOj;j n
,t;tifa ahd Ne
Bipolar Disorder Kidr; rkepiyf; Fog;gk;
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asundaram
453
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tUs;Sk; ; jhf;fq; hjpg;Gfs; jw;fhypf ;Wfpd;wd
wpTfspy; bdkhd- ; fhuzp- f;fpd;wd. ;fspilNa irtpd;wp mq;qdk; k; gapw;W fa Gwj; pf;fitf;
;fs; gy Lfpd;wd. spilNa vd;Dk; d; %yk; hJfhf;f
WNthu;f ha; ,dk; sr; rk vk;kpy; fpd;Nwd;. ;. ve;j ; “Nehap k;” vd;w hapd; gpb- ; vd;gij
s cly; idapy;> Ntfj;jpy; ; Vw;gLt s ,dk; ,U Jut mjpNtf e;Nehapd; vd;Wk; kdepiy ; vd;Dk; hwp epw;g cs;sJ. egUf;F kzpNeu rpyUf;F vd khW ; Fzhk;- wpg;gjhf .
ahiuj;
kpy;ypa ,e;Neha; Wfpd;wd. g;gutyh cs;sJ.
vdpDk; rpW tajpdiuAk;> taJ te;j tu;fisAk; jhf;ff;$ba rhj;jpaf; $W- fs; cs;sd. ,e;Neha;f;F cs;shff; $batu;fs; nghJthf ,UghyhUNk. nghJthf Mz;fis cstpay; cr;r epiy jhf;fKk;> ngz;fis cstpay; jho;r;rpepiyj; jhf;fKk; jhf;Ftjhf Ma;Tfs; $Wfpd;wd.
,e;Neha; nghJthf ,dk;> rhjp> taJ> FKfk; vdg; ghugl;rk; ghu;f;fhky; vtiuAk; gPbf;fty;yJ. ghuk;gupakhf Tk; ,e;Neha; re;jjpfspilNa flj;jg;- gLk; mr;RWj;jYk; cz;L. xUtUf;F ,t;Tstpay; jhf;fk; Vw;gl;bUe;jhy; mtuJ FLk;gj;jpdUk; gytpjkhd
cstpay; ghjpg;Gf;Fs;shFk; mghak; cs;sJ.
Bipolar Disorder tiffs; ,e;NehahdJ mjd; jhf;fepiyf;Nfw; gTk; mjd; jhf;fj;jpd; khw;wq;fSf; Nfw;gTk; gytifahf tifg;gLj;jg;gL fpd;wJ.
Bioplar Il Disorder ,t;tifahd Nehapy; gpd;tUk; khw;wq; fs; Vw;gLk;;: xUKiw my;yJ gyKiw ‘kdpf; b];Nrhlu;’ vdg;gLk; mjPj cw;rhf kd epiyikfSld; my;yJ Nkdpah vdg; gLk; cw;rhfepiyNahLk;> rpy nghoJ fs; ‘bg;nwrd;’ vdg;gLk; jho;Tzu;T rpf;fy; epiyapy; rpy nghOJfSkhf xt;nthU ehSk; czu;Tfs; jpLk;jpL- nkd khWgl;Lf; fhzg;gl;lthW Fiwe;j gl;rk; xU fpoikahtJ fhzg;gbd; mJ vdg;gLk;. ,e;Neha; epiyapy; xUKiw my;yJ gy jlitfs; ghuJ}ukhd kd mOj;j nghOJfisAk; fhzKbAk;.
,t;tifahd NehahdJ kpff; fLik ahd Nehahf fUJtjw;Ff; fhuzk;
,jpy; njd;gLk; cr;rkhd cw;rhf kd epiyapy; Nehahspapd; rpe;jid> nray; fs; mgupkpjkhff; fhzg;gLtjhFk;.
Bipolar II Disorder ,e;Neha; epiyapy; xUKiw my;yJ gy jlit kd mOj;jepiy njd;gLt NjhL> Fiwe;j gl;rk; xUKiwNaDk; vdg;gLk; rhjhuzj;ijtpl rw;W mjpf khd cw;rhf epiyiatpl (Fiwe;j jPtpuj;Jld;) kd mOj;jj;jpw;F cs;shd tu; Nghd;w Njhw;wkspg;Gld; fhzg;gL tij mtjhdpf;fyhk;.
Cyclothymic disorder ,J rhjhuzj;ijtpl mjpfkhd jPtpu
epiyapYk; bg;nwrd; vdg;gLk; kd mOj;j epiyapYk; khwpkhwp kdkhdJ jj;jspf;Fk;. ,UKid epiyfspYk; kdepiy rQ;rupf;Fk; nghOJfs; kpff; FWfpait. ,U epiyfSNk ghuJ}u- kw;w Neha; epiyfshfj; njd;gLk;. xU xOq;FKiwapy; kd khw;w epiyfs; ,Uf;Fnkd;wpy;iy. ‘igNghyhu; 1’,Yk; ‘igNghyhu; 11’,Yk; fhzg;gLk; xOq;F Kiwahd kd khw;wq;fis ,jpy; fhzKbahJ. vdpDk; xUtupd; Ntiy nra;Ak; Mw;wiyAk; r%fj;Jld; xd;wpr; nraw;gLk; kNdhepiyiaAk; ,e;Neha; epiy cs;stuhy; tsu;j;Jf;nfhs;s Kbahky; ,Uf;Fk;. ,e;Neha;f;Fs;shd gyu; kpff; fLikahd ‘igNghyhu;’ Neha;fSf;Fj; js;sg;gLk; tz;zk; khw;wk; ngWtijf; fhzKbfpd;wJ.
Bipolar Disorder mwpFwpfs;:
Kid 1 cr;repiy csg;ghq;F:
•
,dk;Gupahj mjPj rf;jp clypYk; cs;sj;jpYk; GFe;jJNghy; rpe;ij
HomeLife/Future Realty Inc.
Brokerage
Independently Owned and Operated, REALTOR ® 262 Markham Road, Scarborugh Ontario, M1J 3C5 Tel: 416.264.0101 Fax: 416.261.1519
71k; gf;fk; ghu;f;f...
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jha;tPL ,jak; • ngg;gputup 2008
kyu;fpd;wJ
tUlh tUlk; khrpkhjk; “,Uja” khj khf ,Uja eyd; fUjp njhz;lhlg;gL fpd;wJ. ,f;fl;Liu vy;NyhuJ ,jaq; fisAk; Nehapd;wp ktuitf;Fk; Kfkhf rpwg;Gf;fl;Liuahf njhlu;e;J ntsptu tpUf;fpd;wJ.
,jak; vd;fpd;w ngau; ekJ tho;tpy; gy;NtWgl;l fUj;Jf;fisj; njuptpf;fpd; wJ. ,jak; kyu;fpd;wJ> ,jak; ,y;yhj kdpjdtd;> vdJ ,jaj;jpy; mts; tho;fpwhs;> ,jaf; fkykb> ,jaj;ijg; gwpnfhLj;Jtpl;lhd; vd;W mLf;fp;f; nfhz;Nl Nghfyhk;. gy;NtW Nfhzq; fspy; ,jaj;jpw;F vt;tsT Kf;fpaj; Jtk; nfhLf;fg;gl;Ls;sJ! Mk;> ,jak; vd;fpd;w cWg;G kdpjdpd; clypaypy; kl;Lkd;wp tho;tpaypYk; vt;tsT Kf;fpaj;Jtk; ngw;wpUf;fpd;wnjd;gJ fz;$L.
xU kdpjd; KO kaf;f epiyapy; (Coma) ,Uf;Fk;nghOJ$l ,jak; jhdhfNt njhopw;gl;ltz;zk; KO clypw;Fk; Nghjpa FUjpiag; gha;r;rpf; nfhz;Nl ,Uf;fpd;wJ. fhakile;J Fujpg;ngUf;F epfOk; nghOJ jdJ ,af;f Ntfj;ij mjpfupj;J mtatq; fs; Nghjpa FUjpiag; ngWk; tifapy; njhopw;gLk; Kiw vt;tsT mw;GjkhdJ!
,j;jifa nraw;jpwik tha;e;j ,jaj;ij ehk; Ngzpg; ghJfhf;f Ntz;lhkh? clw; njhopw;;ghl;bw;Fj; Njitahd
gjhu;j;jq;fs;> gpuhzthA vd;gdtw;iw tpepNahfpg;gjw;F ,jatbg;Gk;> RthrKk; gpujhdkhditfs;. ,t;tpU njhopw;ghL fSk; xOq;fhf ,aq;Fk;nghOJ clypy; ,Ue;J ntspNaWk; fopTg; nghUl;fs;> fupakpy thAthf Rthrj;jpD}lhfTk;> Vidait Njhypd; %yk; tpau;it
ahfTk;> rpWePufq;fs; Clhf rpWePuhf Tk; gpd gha;r;rg;gl mRj;jkhf njhlu;e;J khdJ jd gha;r;rp jp
,jak; kyu;fpd;wJ
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dtw;iw RthrKk; hopw;ghL clypy; ghUl;fs;> }lhfTk;> tpau;it
rpWePuhf opf;fg;gl;
uhrupahf
epkplj;jpw;F 72jlitfs; tiu mbf;Fk;. xt;nthU jlit mbf;Fk;nghOJk; ruhrupahf 70 kpy;ypyPw;wu; FUjpiag; gha;r;Rk;. vdNt> xU epkplj;jpw;F 70x72=5040 kpy;ypyPw;wu; mjhtJ 5yPw;wu; FUjpia xU epkplj;jpDs; cly; KO Jk; nrYj;Jk; ty;yik ngw;wJ. ,j;j- idf;Fk; xUtupd; ,jaj;jpd; gUkdh dJ mtutupd; ifKl;basNt.
,jak; neQ;riwapDs; eLg;gFjpapy; khu;Gg; gl;il vYk;gpw;F rw;W ,lJ Gwkhf mike;jpUf;Fk;. ,lJ gf;fr; Rthrg; igAld; mize;jgb mike; jpUf;Fk; ,jak;> ehk; tYthf mirAk; nghOJ FYq;fhjgb jirehu;fspdhy;; neQ;riwapDs; eq;$ukplg;gl;bUf;Fk;.
,jaj;jpy; ehd;F miwfs; cz;L. ,lJ gf;fj;jpy; cs;s 2 miwfSk; EiuaPuypy; ,Ue;J ngwg;gl;l gpuhz- thA epuk;gpa Rj;jkhd FUjpiaAk;> tyJ gf;fkhf mike;Js;s 2miw fSk; clypy; ,Ue;J Nrfupf;fg;gl;l fupakpythA epuk;gpa mRj;jkhd FUjp- iaAk; nfhz;bUf;Fk;. ,jak; njhopw; gl;Lf;nfhz;bUf;Fk;nghOJ> mRj;j ,uj;jk; EiuaPuypy; Rj;jkhf khw;wg; gl;L> gpd;G mit cly; G+uhfTk; gha;r;rg;gl;L ghtpf;fg;gl;l epiyapy; mRj;jkhfTk; khWk;. Rw;Nwhl;lk; njhlu;e;J eilngWk;nghOJ ,Uja khdJ jdJ jirfSf;Fk; FUjpiag; gha;r;rp jpwk;gl ,aq;fpf;nfhz;bUf;Fk;.
,g;gbahf ,aq;Ffpd;w ,jaj;jpy; vg;gbg; gl;l Neha;fs; fhzg;glyhk; vd;gijf; fz;lwpe;J nfhz;L FUjpf; Foha;fs; gw;wpa Neha;fisg; gpd;G ftdpg;Nghk;.
,jaj;jpy; ehd;F thy;Tfs; cz;L. ,it FUjpiag; gha;r;rpa gpd;G> FUjpahdJ gpd;Gwkhf kPz;Lk; tuhj thW jLj;J epWj;jptpLk;. ,e;j thy;T fspy; Xl;il tpoyhk;. RUq;fpg; Nghf- yhk;. gpwo;tilayhk; (Prolapse). tyJ> ,lJ ,ja miwfisg; gpupf;Fk; Rtu; fspy; Xl;ilfs; fhzg;glyhk;. ,jaj; jirfs; jbj;Jf; fhzg;glyhk;. rpy rkaq;fsp;y; gpwf;Fk;nghONj FiwghL fSld; gpwf;fyhk;. ,g;gbahf NkYk; gy fhuzq;fs; cz;L. ,e;Neha;fisj; jFe;j Neuj;jpy; fz;lwpe;J itj;jpak; nra;Jnfhs;tjd;%yk; gy rpukq;fisj; jtpu;j;Jf;nfhs;syhk;.
vkJ tho;f;if Kiwfs; $lr; rpy rkaq;fspy; vkJ ,jaj;ijf; nfLj;J tpLk;. czTg; gof;fk;> kJg; gof;fk;> Gifj;jy;> clw; gapw;rpapd;ik> ftiy Nghd;wtw;iwg; nghJthff; Fwpg;gplyhk;.
(njhlUk;)
Broker
fe;ijah nre;jpy;ehjd; ; - Echo Cadiographer -
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jha;tPL • ngg;gputup 2008
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jha;tPL • ngg;gputup 2008
nfhba Neha;fSf;fhd fhg;GWjpAk; MAl; fhg;GWjpAk; fNdba kf;fspd; kpfg; nghpa gpur;rid fspy; xd;W vjph;ghuhjtpjkhf kuzk; Vw;gLtJ my;yJ nfhba Neha;fshy; jhf;fg;gLtJ.
mz;ikapy; vLf;fg;gl;l Gs;sptpguq;f- spd;gb fNdba kf;fs; ePz;l fhyj;- jpw;F thof;$bajhf ,Ue;jhYk;> mjpfkhd gq;F kf;fs; nfhba Neha;f- shy; jhf;fg;gl;L jg;gpj;Jf; nfhs;fpd;w dh;. Mdhy; xUth; nfhba Neha;fshy; jhf;fg;gl;l gpd;G Ntiy nra;J gzk; rk;ghjpf;f Kbahj epiy Vw;gLk;. Mdhy; ,d;Dk; rpy fhyk; thof;$ba jhf ,Uf;Fk;.
xUth; nfhba Neha;fshy; jhf;fg;gl;- Lj; jg;gpj;Jf; nfhz;lhy; mtUf;F Vw;gLk; nghUshjhu neUf;fbahy; mth; njhlh;e;J jdJ cly; eyj;jpy; ftd nkLg;gJ fbdkhf ,Uf;Fk;. fhuzk;> nfhba Neha;fshy; jhf;fg;gl;l gpd;G thoKbe;jhYk; mtuJ toikahd Ntiy %yk; gzk; rk;ghjpg;gJ ,ayh- ky; Nghfyhk;. ,e;j Neuj;jpy; gz neUf;fb ,y;yhky; ,Ue;jhy; ghjpf;fg; gl;l xUth; jdJ cly;eyj;jpy; ftd- nkLj;J me;j Nehia Fzg;gLj;JtJ ,yFthf ,Uf;Fk;. mj;Jld; gzk; ,Ue;jhy; tpUg;gj;jpw;F Vw;wgb tpUk;- gpa ehl;by; rpfpr;irngw KbAk;. cyfpd; kpfr; rpwe;j kUj;Jtiu mZfp rpfpr;ir ngw KbAk;.
fdlhtpy; vLf;fg;gl;l rpy Gs;sptpguj; jfty;fs;:
•
nfhba Neha;fSf;fhd fhg;GWjp
fl;ba gzk; KOtJk; jpUg;gpf; nfhLg;- rpwPjud; Jiuuh[h
- MAl; fhg;GWjp Kftu; -
ghh;fs;. xt;nthU fhg;GWjp epWtdKk; gytpjkhd jpl;lq;fis itj;jpUf;fpd;w dh;. rpy epWtdq;fs; 10 tUlq;fSf;Fg; gpd;dh; fl;ba gzk; kPsg; ngwKbAk;. my;yJ 65 tajpy; my;yJ 75 tajpy; jpUk;gg; ngwKbAk;.
mj;Jld; epWtdj;jpw;F epWtdk; nfhba Neha;fSf;fhd fhg;GWjpj; jpl;lk; NtWgLk;. rpy epWtdq;fs; 24,w;F mjpf khd Neha;fSf;F ghJfhg;G jUthh; fs;. rpy epWtdq;fs; 4 njhlq;fp 15 nfhba Neha;fSf;F kl;LNk ghJfhg;G jUthh;fs;. vdNt nfhba Neha;fSf; fhd fhg;GWjpj; jpl;lk; xd;W njhpT nra;Ak; nghOjpy; vj;jid Neha;fs; ghJfhf;fg;gLfpd;wJ. vy;yh Neha;fspd; ngah;fSk; rhpahff; Fwpg;gplg;gl;Ls; sjh vd;gJ gw;wp ftdkhfg; ghh;f;f Ntz;Lk;. cjhuzkhf Gw;WNeha; (Cancer) vd;gjw;Fg; gjpyhf rpy epWt dq;fs; Life Threatening Cancer vd;W Fwpg;gpl;bUg;ghh;fs;. ,g;gbahd fl;lj;jpy; vq;fspy; gyh; MAl;fhg;GWjpj; jpl;lq; fis itj;jpUf;fpd;Nwhk;. mJ mtrpa khdJ. fhuzk; xUtUf;F vjph;ghuhj kuzk; Vw;gl;lTld; mtuJ FLk;gj; jpdh; nghUshjhu hPjpahd ghJfhg;ig epth;j;jp nra;a KbAk;.
Mdhy; xUtUf;F jpBnud fLikahd Neha; VJk; Vw;gl;lhy;> MAl;fhg;GWjp cjtp nra;ahJ. ,e;jf; fl;lj;jpy; nfhba Neha;fSf;;fhd fhg;GWjpj; jpl;lk; kpfTk;
fhg;GWjp epWtdj;jhy;; Fwpf;fg;gl;Ls;;s
1 Gw;W Neha; Can 2 %isj; jir ,af;fk;
ghjpg;giljy;(];l;Nwhf;)
rpwe;jJ. xUtUf;F Neha; Vw;gl;lTld; Ntiyf;Fg; Nghf Kbahj epiy Vw;g Lk;. Mdhy; khjhe;j nryTfs; vy;yhk; mg;gbNa ,Uf;Fk;. cq;fspd; tUkh- dk; jilg;gLk;. Mdhy; nryTfs; khwhky; mg;gbNa ,Uf;Fk;.
Gw;WNeha; (Cancer)Vw;gl;L rpfpr;ir %yk; khw;wg;glf;$bajhf ,Ue;jhy;> fhg;GW jpg; gzk; nfhLf;f khl;lhh;fs;. Mdhy;
Stro
3 ,jaj; jirapWf;fk;
(`hh;l; ml;lhf;)
Hea
4 ,ja ehbfspd; ghij khw;w mWitr;
rpfpr;ir (ig gh];)
Cor
65 tajhd Mz;fspy; mjpfkhdth;
5 rpW ePufk; gOjiljy; Kid fs; 84 taJ tiu ,Ug;ghh;fs;.
•
65tajhd ngz;fs; 88taJ tiuAk; tho KbAk;.
6 gpujhd cWg;G khw;wk; Ma
7 ,Uja ngU ehb mWitr; rpfpr;ir Art
•
ehypy; xUgq;F (1/4) fdba kf;fs; ,Uja Neha;fshy; (Heart attack) ghjpf;fg;gl;Ls;sdh;. ,jpy; 50% khdth;
8 epidtpoe;J Nghjy; 9 ghupr thjk; Com
Par fs; 65taJf;F cl;gl;lth;fs;. Mdhy; ,th;fspy; 82% khdth;fs; khuilg;G Vw;gl;l gpd;G jg;gpj;Jf; nfhs;fpd;wdh;.
10 mq;fkpog;G 11 fz;ghh;it ,oj;jy;; Dis Blin
•
%d;wpy; xUgq;F (1/3) fdba kf;fs;
12 fhJ Nfshik Dea Gw;W Neha;fshy; (Cancer) ghjpf;fg; gLfpd;wdh;.
13 tha; NgrhikMuteness Los
•
xd;gjpy; xUgq;F (1/9)ngz;fs; khh;gfg;
14 nghpa jPf;fhaq;fs; Ma Gw;W Nehahy; (Breast Cancer) ghjpf;fg; gLfpd;wdh;.
•
1/20 gq;F kf;fs; Stoke Nehahy;
15 capuhgj;jw;w %isf; fl;b Bri
16 njhopy;rhh; tpgj;Jf; fhaq;fs; -vr;.I.tp. Occ ghjpf;fg;gLfpd;wdh;. xU tUlj;jpy; fpl;lj;jl;l 50>000 kf;fs; Stoke Nehahy; fdlhtpy; ghjpf;fg;gl;Ls;s
17 ,af;f euk;Grhh; Neha; 18 Qhgf kwjp (my;irkh;];) Mo Alz dh;. ,th;fspy; 75%khdth;fs;> kuzj; jpy; ,Ue;J jg;gpj;Jf; nfhs;fpd;wdh;.
•
50>000 fdba kf;fs; (Multiple Sclero-
19 cly; eLf;fk; (ghhh;f;fpd;rd;];) 20 Rakhf ,aq;fKbahj epiy Par Los sis) vdg;gLk; Nehahy; ghjpf;fg; gl;Ls;sdh;;. ,e;j tUj;jj;jpw;fhd fhuzk; ,d;Dk; rhpahff; fz;L
21 ,Uja thy;T khw;wk; 22 Hea Cys gpbf;fg;gltpy;iy. nfhba Neha;fSf;fhd
23 Mu
fhg;GWjpj; jpl;lk; (Critical Illness Insurance) cq;fSf;F mth;fs; Fwpg;gpl;l nfhba Neha;fspy; xd;W Vw;gl;L 30 ehl;fspy; fhg;GWjpj; njhifia mg;gbNa jUthh; fs;. ,J tUkhdthp ,y;yhj gzkh Fk; (Lump Sum Tax Free Money). mNj Neuj;jpy; cq;fSf;F Neha; VJk; Vw;g- lhtpl;lhy; Fwpg;gpl;l fhyj;jpw;Fg; gpd;G
Cancer c vg;gbahd nfhLf;fg
mNjNghy gzk; nf Artery Dis khl;lhh;fs nfhba N rhpahff; ftdpj;Jf
nfhba Ne 1983Mk; miof;fg Nrh;e;j k ,Uja kh an Barnard dhh;fs;. fs; nfhb bUe;Jk; t
- 77 -
; nfhLg;- pWtdKk; pUf;fpd;w ;fSf;Fg; wKbAk;. 5 tajpy;
k; nfhba jpl;lk; w;F mjpf jUthh; lq;fp 15 ghJfhg;G eha;fSf; njhpT Neha;fs; eha;fspd; plg;gl;Ls; ; ghh;f;f w;WNeha; py epWt er vd;W fl;lj;jpy; ; jpl;lq; mtrpa jph;ghuhj FLk;gj; Jfhg;ig
ikahd ;fhg;GWjp y; nfhba k; kpfTk;
;gl;lTld; iy Vw;g ; vy;yhk; ; tUkh- nryTfs;
;ir %yk; ;> fhg;GW ;. Mdhy;
Cancer cq;fs; jpl;lj;jpy; ,Ue;jhy;
Ntiy nra;a Ntz;ba epiyikiag; vg;gbahd Cancer Vw;gl;lhYk; gzk;
ghh;j;J ,g;gb xU fhg;GWjpj; jpl;lk; nfhLf;fg;gl Ntz;Lk;.
mtrpak; vd;gij czh;e;J nfhz;l-
mNjNghy; Heat attack Vw;gl;lhy; kl;Lk;
dh;. “Dying For A Living” gzk; nfhLg;ghh;fs;. Mdhy; Coronary Artery Disease Vw;gl;lhy; gzk; nfhLf;f
nfhba Neha;fSf;fhd jpl;lj;ij khl;lhh;fs;. vdNt cq;fs; jpl;lj;jpy;
vy;NyhUk; ngw;Wf; nfhs;s Kbahj nfhba Neha;fspd; ngah;fs; vy;yhk;
epiy cs;sJ. fhuzk; Vw;fdNt rpy rhpahff; Fwpf;fg;gl;Ls;sjh vd;gijf;
cly;eyf; FiwghLfs; ,Uj;jy;. ftdpj;Jf; nfhs;s Ntz;Lk;.
kw;iwaJ khjhe;jf; fl;lzk; mjpfkhf ,Uj;jy;. hy;; Fwpf;fg;gl;Ls;;s nfhba Neha;fs;.
vdNt cly;eyk; kpfTk; ey;yjhf Cancer
,Ug;gth;fs; cldbahfg; ngw;Wf; Stroke
nfhs;s KbAk;. ,e;jj; jpl;lj;ijg; ; ;)
ngWtjw;F Kd;G fhg;GWjp epWtdq;fs; kpfTk; vr;rhpf;ifahf cq;fSf;F Heart Attack
Neha;fs; vJTk; ,y;iy vd;gijf; ftdpg;ghh;fs;. cq;fs; FLk;gj;jpy; khw;w mWitr; Coronary Artery Surgery
mjhtJ jha;> je;ij> rNfhjuh;fspd; cly; MNuhf;fpak; rk;ge;jkhd Nfs;tp fSk; Nfl;fg;gLk;. fhuzk; rpy Neha; Kidney failure-
; fs; guk;giuahf Vw;gLfpd;wJ. Major Organ Transplant
; rpy fhg;GWjp epWtdq;fs; ,g;gb xU itr; rpfpr;ir Artic Surgery
jpl;lj;ij kf;fSf;F toq;FtNj
Coma
,y;iy. fhuzk; ,j;jpl;lj;jpdhy; fhg;G- Wjp epWtdj;jpw;F mjpfkhd tUkhdk; Paralysis
fpilg;gjpy;iy. Vndd;why; Neha; Vw;gl;
Dismemberment
lhy; gzk; nfhLf;f Ntz;Lk;. Neha;; tuhtpl;lhy;> fl;ba gzk; KOtJk; Blindness
jpUk;gf; nfhLf;f Ntz;Lk;. fdlhtpy;
Deafness
30,w;Fk; mjpfkhd fhg;GWjp epWtdq; fs; ,j;jpl;lj;ij tpw;gid nra;fpd;wdh;. Loss of Speech
Major Burns
Brian Tumour
Kf;fpa Fwpg;G nfhba Neha;fSf;fhd fhg;GWjpj; ; fl;b jpl;lk;: cq;fSf;F jpl;lj;jpy; Fwpf;fg; haq;fs; -vr;.I.tp. Occupational Injury HIV
Motor Neuron Disease
gl;Ls;s Neha;fspy; VjhtJ Vw;gl;L 30 ehl;fspd; gpd;G kl;LNk gzk; nfhLg;ghh; ; fs;. Gw;WNeha; (Cancer) Vw;gl;L rpfpr;ir h;];) Alzheimer’s Disease
;fpd;rd;];) Parkinson Disease
%yk; khw;wg;glf; $bajhf ,Ue;jhy;> midj;J epWtdq;fSk; fhg;GWjpg; gzk; nfhLf;f khl;lhh;fs;. Mdhy;; epiy Loss of Independent Existence
Cancer vd;W cq;fs; jpl;lj;jpy; Fwpg; gplg;gl;L ,Ue;jhy;> vg;gbahd Cancer Heart Valve Replacement
; Vw;gl;lhYk; gzk; nfhLf;fg;gl Ntz;Lk;.
Cystic Fibrosis
mNjNghy; Heart Attack Vw;gl;lhy; kl;Lk; Multiple Sclerosis
gzk; nfhLg;ghh;fs;. Mdhy; Coronary Artery Disease Vw;gl;lhy; gzk; nfhLf;f
nfhba Neha;fSf;fhd fhg;GWjpj; jpl;lk; 1983Mk; Mz;L Marius Barnard vd miof;fg;gLk; njd; Mgphpf;f ehl;ilr; Nrh;e;j kUj;JtUk; mtuJ rNfhjuh; ,Uja khw;Wr; rpfpr;ir epGzh; Christi- an Barnard vd;gtUk; Nrh;e;J cUthf;fp dhh;fs;. fhuzk; ,th;fsJ ngw;Nwhh; fs; nfhba Neha;fshy; ghjpf;fg;gl;- fhba Neha;fSf;fhd fhg;GWjp
khl;lhh;fs;. vdNt cq;fs; jpl;lj;jpy; nfhba Neha;fspd; ngah;fs; vy;yhk; rhpahff; Fwpf;fg;gl;Ls;sjh vd;gij ftdpj;Jf; nfhs;s Ntz;Lk;. ePq;fs; Neha; Vw;gl;L 30 ehl;fSf;Fs; ,we;J tpl;lhy; nfhba Neha;fSf;fhd fhg;GW jpg; gzk; fpilf;fhJ. vdNt MAl; fhg;GWjp mtrpakhdJ.
bUe;Jk; tho;tjw;F gzk; Njitf;fhf
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tPl;bDs; fhzg;gLk; jfd thAf;fSk; ( Combustion gases) mtw;wpdhy; Vw;gLk; ghhpa tpisTfSk;.
• jfd thAf;fSk; (Combustion ga
ghhpa tpisTfSk;
jfd thAf;fs; cq;fs; tPl;by; rpe;J fpd;wdth?
•
cq;fs; tPl;by; vupthAf;fspd; rf;jp- apdhy; ,aq;Fk; cgfuzq;fs; cs;sdth?
•
vup thAf;fspd; (Gas) rf;jpapdhy; ,aq;Fk; Furnace, boiler, or water heater
•
Oil ypy; vupAk; Furnace, boiler or water heater
•
tpwF mLg;G ( wood stove), Fire place kw;Wk; vupAl;bg;ghtpf;Fk; cgfuzq; fs;
Nkw;$wpatw;wpy; ahNjDk; xd;W cq;fs; tPl;by; ,Ug;gpd;> epl;rakhf jfd thaf;fspd; ntspNaw;wKk; ,Uf;Fk;.
nghJthf ,t;tifahd jfd ,af;fk; eilngWk; NghJ> njupaf;$batif apy; ntspg;gLk; GifAk; ( smoke )> fz;- fSf;F Gyg;glhj er;Rj;jd;ik nghUe;- jpa thAf;fSk; ntspNaw;wg;gLfpd;wd. ,it tPl;Lf; fl;llf; Nfhl;ghLfspd;gb> cupa Kiwapy; chimney/ vent pipe top
HiTech Home Inspection
“A Professional Home Inspection Service for Your Protection”
We offer the following Services;
• Mold Inspection
• Air Quality Inspection
• Pre-Purchase Inspection
• Pre- Listing, Sale and Renovation Inspections
• Problem Solving Inspection
• Inspection of relatively new homes as warranty expire (1st, 2nd and 7th year, from the day you moved in)
cq;fs; Gjpa tPl;bd; 1k;> 2k;> 7k; tUl cj;juthjk; Kbtjw;F Kd; tPl;ilg; gupNrhjpg;gjhy;> cj;juthjj;jpwFl;gl;l gpiofis mwpe;J> nrytpd;wpj; jpUj;jpf; nfhs;tjw;F> jFjpahd guprPypidiag; ngw;Wf;nfhs;s mioAq;fs;.
Andrew Marioselva C.H.I Member of National Association of Certified Home Inspectors (NACHI) Member of International Association of Certified Indoor Air Consultants (IAC2)
T: 416 829 0082 C: 416 822 8876 F: 905 948 9216 E: amarioselva@on.nachi.org
ahf ntspNaw;wg;gLjy; mtrpak;. Mdhy; rpy re;jh;g;gq;fspy; jfdk; eilngWk; NghJ ntspNWk; er;R thAf;fs; tPl;b- Ds; gutTk;$Lk;. ,it Rfhjhuf; NfLfis tpistpf;fpd;wd.
rhjhuzkhf jfd thA gjhh;j;jq;fs; tPl;bDs; rpe;Jfpd;w (Combustion spil- lage) msT kpf FiwthFk;. Mdhy; gy tPLfspy;> ,t; thAf;fs; tPl;bDs; guTfpd;w msT kpf mjpfkhf ,Ug;gj- dhy;> ,ij tPl;bDs; ,Ug;gth;fs; mwpahJ njhlh;e;J Rthrpf;Fk; NghJ gy;NtWgl;l cly; Neha;fNsw;gLtJ kl;Lky;yhJ kuzKk; rk;gtpf;fyhk;.
,t;thwhd Mgj;Jfspy; ,Ue;J cq;fis vt;thW ghJfhj;Jf;nfhs;tJ> jfdthAit tPl;bd; cl;Gwj;jpypUe;J vg;gb mfw;WtJ vd;gJgw;wpa tpsf;fj;- ij jUfpwJ ,f;fl;Liu.
Vd; ,J xU Kf;fpakhd tplakhf mikfpwJ?
er;Rg;gjhh;j;jq;fspd; fyit ,e;j jfd thAf;fspy; cs;sjdhy;> tPl;bd; cl; Gwf;fhw;Wld; ,it fyf;Fk; NghJ gpd;tUk; tpisTfis Vw;gLj;Jfpd;wJ.
•
rhjhuz jiyapbapypUe;J ( Ranging from nuisance headaches to serious ill-
ness) Njhw;W
•
fhgd; er;RthA
•
njhlh;r
•
,j;jfd gjhh;j;j
•
fhgd;
•
nghypr
•
mNuhk
•
my;nli
•
i`l;N
•
ry;gh; i
•
iel;nu
fhgd; nk mjpf tPj Mdhy; Vw;gLtJ
thAf;fSk; (Combustion gases)
ghhpa tpisTfSk;
jha;tPL • ngg;gputup 2008
;. Mdhy; ilngWk; s; tPl;b- Rfhjhuf;
h;j;jq;fs; stion spil- Mdhy; tPl;bDs; ,Ug;gj- g;gth;fs; k; NghJ w;gLtJ ;fyhk;.
,Ue;J fhs;tJ> ;jpypUe;J tpsf;fj;-
;fpakhd J?
e;j jfd ;bd; cl; ; NghJ ;Jfpd;wJ.
( Ranging erious ill-
ness) fLikahd tUj;jq;fis Njhw;Wtpf;fpd;wJ
•
md;W kwpNah nry;th - Certified Home Inspector -
Inspection
ion”
;> 7k; Kd; hy;> is ;jpf; hd s;s ;fs;.
.I
ed
fhgd; nkhndhf;irl; er;RthAtpdhy; kuzk; rk;gtpf;fyhk;
•
njhlh;r;rpahd NehTfs;
•
,j;jfd thAtpy; fhzg;gLk; gjhh;j;jq;fshtd.
•
fhgd; nkhndhf;irl;
•
jfd thAf;fspd; rupahd fyitAk;> nghyprpypf;
mjDila Fzhjpraq;fSk;> jhf;Fj;
•
mNuhkw;wpf; i`l;Nuhfhgd;
jpwDk; tPl;ilAk;> tPl;bDs; ,Ug;g
•
my;nli`l;];
•
i`l;Nuhfhgd;
•
ry;gh; ilnahf;irl;
•
iel;nuh[d; xf;irl;
tiuAk; ghjpf;Fk; tif> ePq;fs; mij vt;thW gad;gLj;JfpwPh;fs;> (type of fuel being burned) gad;gLj;Jk; cgfuzj; jpd; epiyik (condition) vd;gtw;wp- NyNa jq;fpAs;sJ.
fhgd; nkhndhf;irl;Lk;> ePuhtpAk; kpf mjpf tPjj;jpy; jfd thAtpy; cs;sd. Mdhy; ePuhtpapdhy; Rfhjuf;NfLfs; Vw;gLtJ kpf FiwthFk;.
xU rhjhuz Oil my;yJ Gas ,dhy; ntg;gkhf;fg;gl;L fhw;W ce;jg;gLfpd;w ( forced air heating system) cgfuzj;ij fPNo ghh;f;fyhk;. ,t;tifahd furnace[ jhd; ehk; gad;gLj;Jfpd;Nwhk;.
Basic forced-air heating system airflows Combustion spillage due to a
Cracked heat exchange
jfdthA ntspNaw;wKk;> frpT gw;wpa tpsf;fKk;
eilKiw ghtidapYs;s oil my;yJ gas %ykhf fhw;iw ntg;gNkw;Wk; cg fuzk; NkNy cs;s glq;fspy; fhl;lg- ;gl;Ls;sJ.
jfd thA ( combustion air)
jfdk; vd;gJ fhw;Wld; vupnghUs; (Oil / Gas) NrUk; epfo;thFk;. ,jd;NghJ ntg;gKk; fopTg; gjhh;j;jq;fSk; cU- thf;fp ntspNaw;wg;gLfpd;wd. jfdj;jpd; NghJ Njitg;gLfpd;w fhw;iw tPl;bd; cl;Gwj;jpypUe;Njh> my;yJ ntspg; Gwj;jpypUe;Njh ngw;Wf;nfhs;fpd;wJ. (ducted directly from outside the house)
njhlUk;...
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jha;tPL • ngg;gputup 2008
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cq;fsplk; (ePq;fs; vLj;j) mofhd Gifg;glq;fs; ,Uf;fpd;wdth? mtw;iw ehq;fs; gpuRupf;f tpUk;GfpNwhk;. Gifg;glk; vLj;jtupd; ngaH> tpyhrk;> njhiyNgrp ,yf;fk;> kpd;dQ;ry;> Gifg;glk;> vLf;fg;gl;l fhl;rp my;yJ vLf;fg;gl;ltUila tpguq;fs; vd;gtw;Wld; ePq;fs; vLj;j Gifg;glj;ijAk; mDg;gpitAq;fs;. mit ,e;jg; gFjpapy; gpuRukhFk;.
NEW CREDIT - BAD CREDIT - NO CREDIT BANKRUPT - NO PROBLEM
On Line - Credit Approvel, All kind of Credit Repairs c∫Ô^ sBV√V ́ x>‹| T‚| x>‹| g ̨BkuƬÔVTM √›o>ÁkÔ^ c¶[ Œø∫z ÿƒFm > ́©√|D
Shan Kanapathipillai 416.890.2300
e-mail: shankana@juno.com
PROTECT YOURSELF
Product we serve:
• Accident Death Insurance •
• Disability Income Insurance
• Pet Insurance • Term Life In
We provide free training and pre Now hiring at Ocean Mortgage Include
Call today 416-321
• Real
• Bu
2100 Ellesmere R Scarborough, O Tel: 416•26 Fax: 416•26
PROTECT YOURSELF AND YOUR LOVED ONES!
t we serve:
ent Death Insurance • Affordable Life Insurance • Critical Illness Insurance ility Income Insurance • Mortgage Insurance • Permanent Life Insurance surance • Term Life Insurance • Travel Insurance • No Medical Exam Insurance
ovide free training and prepare you for the certification ring at Ocean Mortgage Include: Marketing Specialist, Sales Reps.
Get the best rate online @ Call today 416-321-2300
www.insuranceocean.com
• Real Estate Law
• Business Law
2100 Ellesmere Rd., Suite 202 Scarborough, Ont. M1H3b7 Tel: 416•265•3456 Fax: 416•265•2770
∏ ́√È √_ Ák›]B WA ̇ ¶V¬¶ ̇ g]Ô√] oƒV\∑Õ> ́D
416.750.9969 2191 Warden Ave., Suite 3000, Scarborugh, ON
jha;tPL • ngg;gputup 2008