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BUYING, SELLING, INVESTING & MORTGAGE NEEDS CALL SUN SANMUGATHAS Broker & Manager
One stop shopping for all your mortgage & realestate needs.
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Dir: 416.948.0693 Bus: 416.291.3000
RAMAN APPLIANCES
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Raman Chelliah President 3021 Markham Rd., Unit 51, Scarborough, ON - M1X 1L8
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THE LAW OFFICE OF GaryAnandasangaree
Tel:
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Fax:
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Das Narayanasamy
AMP Lic# M08007147 Mortgage Agent
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SELVA VETTYVEL Broker of Record
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(SAVE)
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RE/MAX Vision Realty Inc., Realtor 2210 Marham Road, Unit-1, Toronto, ON M1B 5V6 Tel: 416.321.2228, Fax: 416.321.0002
Cell: 416-543-6614 Tel: 905-470 2845 Fax: 905 470 2219 E-mail: das@centumoptima.com Website: centumoptima.com

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P.O.Box #63581 Woodside Square 1571 Sandhurst Cir. Toronto, ON. M1V 1V0
Toronto tpepNahfk; : fpsp (rptuh[h) Montréal tpepNahfk; : RFkhud; rpd;idah
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Page 5
jha;tPL • Vg;gpuy; 2009
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rkhjhd eLtHfSk; Ngr;RthHj;ijfSk; kPz;Lk; jisf;fj; njhlq;fptpl;ld. ,jw;F ,yq;if muR 

Page 6
- 6 -
RBC RESIDENTIAL MORT
• 1st Time Home Buyers
• Pre–Approvals
• Builder Rate Hold Programs
• Refinance, Renewals & Switch for Free
• Debt Consolidation
• Home Equity Line of Credit
• New Immigrant & Self Employed Programs
Three Royal Ba Eglinton 2043 Egl Scarboro M1L 2M9
Ram Kr
Dir
41
% RATE
4 Yr
5 Yr
Vari
Vari

IDENTIAL MORTGAGES
Three Locations to Serve you Royal Bank Eglinton & Sinnott 2043 Eglinton Ave E Scarborough, ON M1L 2M9
Ram Krish RBC Mortgage Specialist
Direct
416-526-4996 Email: ram.krish@rbc.com
% RATE SPECIAL
4 Yrs Fixed 4.29 %
5 Yrs Fixed 4.34 %
Variable Closed 3.30 %
Variable Open 3.50 %
Royal Bank Kingston & Steeple Hill 670 Kingston Road Pickering, ON L1V 1A6
jha;tPL • Vg;gpuy; 2009


Page 7
jha;tPL • Vg;gpuy; 2009
tPl;L cupikahsu;fNs 2009 Mk; Mz;bw;fhd tupr; rYifia ngw ,g;nghONj jahuhFq;fs;.
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Everything DIRECT FROM MANUFACTURER
Factory Direct Prices Custom Custom Made Made Wood & Vinyl Shutters Blinds Draperi California Style Shutters Plantation Style Shutters
Traditional Style Shutters Arches
Swags Sheers Valance Curtains
(We Do Any Colour Of
And Mor
Paint & Stain)
Vertical Blinds Venetian Blinds Wood Blinds Bamboo Shades Roller Shades And More
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ROYAL ROYAL
SHUTTERS SHUTTERS & & BLINDS BLINDS
INC. INC.
Sales - Service - Installations
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; fopT ;gLfpwJ. d; thpf; j;jg;gLk;. ;ljhfTk; djhfTk; j; jpUj;j thpf;fopT Mapuk; opT vd;w hd thpf; g;gLfpwJ. HfSf;F q;fg;gLk;. d; cr;r
?
;s epyg; Ntiyf ;F toq; fSf;fhf g; nghUl; uzq;fs;> T nra;j
njhif vd;gd ,e;j tUkhd thpf; fop tpid ngWtjw;fhf jFjp fhZk; nry tPdq;fs; vd Vw;Wf;nfhs;sg;gLk;.
,t;thwhd nrytPdq;fs; xt;nthd;wpw;Fk; Vw;Wf;nfhs;sf;$ba Mtzq;fs; /gw;Wr; rPl;Lf;fs; vd;gd rkHg;gpf;fg;gl Ntz;Lk;.
fdba tUkhd thpj; jpizf;fsj;jhy; (Canada Revenue Agency) Vw;Wf;nfhs; sf; $ba Mtzq;fs; vit? xg;ge;jq;fs; Invoices gw;Wr;rPl;Lf;fs; Nghd;w Mtzq;fspy; jpUj;j Ntiyf- Sf;fhf nfhs;ssT nra;ag;gl;l nghUl;-fs; toq;fg;gl; Nritfs; gw;wpa gpd;tUk; tpguq;fs; Fwpg;gplg;gl;bUf;f Ntz;Lk;.
•
,e;j tUkhdf; fopTf;fhf gad;gLj;j KbAkh? ,y;iy. Vnddpy;> xU tPl;bd; gFjpia thliff;F tpl;L tUkhdk; ngWk; xUtH mtH jdJ nrhe;jg; ghtidf;fhf cgNahfg;gLj;Jk; gFjpapy; Vw;gLk; nryTfSf;F kl;LNk thpf; fopT ngw jFjpAilatuhthH.
,e;j tUkhdthpf; fopT ngW tjw;F jFjpahdJk; jFjp aw;witahdJkhd nrytPdq;- tHj;jf epWtdk; my;yJ uhpd; tpahghu Kfthp xg;ge;jf;fh vd;gdTk;
fSf;fhd rpy cjhuzq;fs;.
(nghUj;jkhd GST/HST thp gjptp- yf;fKk;) Fwpg;gplg;gl Ntz;Lk;.
•
nfhs;tdT nra;ag;gl;l nghUl;fs;
jFjpngwf;$bait
• rikayiw> gw;wpa tpguKk;> nfhs;tdT nra;ag; gl;l jpfjpAk;.
•
jpUj;j Ntiyfs; nra;ag;gl;l jpfjp
Fspayiw> epyf;fPo; tjptplg; gFjp vd;gtw;wpy; nra;Ak; jpUj;j Ntiyfs;
• Gjpa fs;> jpUj;j Ntiyfs; nra;ag;gl;l
jiuf;fk;gsk; (Carpet)/td;gyif epyj;jsk; (Hard Wood Floor)
,lj;jpd; KfthpAk; nra;ag;gl;l
• jpUj;j Ntiyfs; gw;wpa tpguKk;.
•
ePr;ry; jlhfj;ij mikj;jy;.
•
Deck, g+e;Njhl;lg; gFjpapy; nghUl;fs; gw;Wr;rPl;bYs;s njhifAk; mjw;F vt;thW gzk; toq;fg;gl;lnjd;w
Nrkpj;J itf;Fk; Shed Mfpatw;iw epHkhdpj;jy;. tpguKk;. (gzk;/fldl;il/fhNrhiy)
•
xUtH xU tPl;bd; chpik ahsuhfTk; mNjrkak; Nfhilfhy tjptplk; xd;wpd; chpikahsuhfTk; ,Ue;jhy;> ,e;j tUkhd thpf; fopT vt;thW nraw; gLj;jg;gLfpwJ? ,it ,uz;by; nra;ag;gLk; jpUj;j NtiyfSk; ,e;j tUkhd thpf; fopT ngWtjw;F jFjpahdit Mdhy;> me;j nryTfspd; cr;r tuk;Gj; njhif xU FLk;gj;jpw;F $ 10,000 kl;LNk. Condominium, Corporative Housing, Corporation vd;git njhlHghd nry- tPdq;fs; ,t;tifahd tUkhd thpf; fopT ngw jFjpAilatdthk;.
,tw;wpy; midtUf;Fk; midtUf;Fk; nghJthdjhd $iu> ePr;ry; jlhfk; Nghd;wtw;wpy; nra;ag;gLk; jpUj;j Ntiy- fSf;fhf jdpg;gl;l xt;nthU FbapUg; ghsUk; toq;fpa nryTj; njhif ,t; tifahd tUkhd thpf; fopTf;F jFjp- Ailadthf mikAk;.
xU tPl;bd; epyf;fPo; gFjpia thliff;F tpl;bUe;jhy; mjpy; nra;ag;gLk; jpUj;j Ntiyf; fhf nrytopj;j gzj;ij
Gjpa cioaLg;G (Furnace) ePH #lhf;fp (Water Heater)> Fire Place
•
tPl;bd; ntspg;Gwj;jpw;F my;yJ cl; gFjpf;F tHzk; jPl;Ljy;.
•
kpd; tpsf;Ffs;> kpd; Roy; fhw;whbfs; vd;gd
jFjpngw Kbahjit
•
jsghlq;fs;> tPl;L ghtidf;Fhpa fUtpfs;> TV, VCR, DVD vd;gd.
•
jiuf; fk;gsj;ij Rj;jpfhpj;jy;.
•
tPl;ilr; Rj;jpfhpj;jy;.
•
guhkhpg;Gr; Nrit xg;ge;jq;fs;. cjh- uzkhf:gdp mfw;Wjy;> ePr;ry; jlhfj;- ij Rj;jpfhpj;jy;> Njhl;lg;gFjp kw;Wk; Gw;jiug; gFjpia guhkhpj;jy;.
Fwpg;G 2009k; Mz;Lf;Fhpa tUkhd thpg; gj;jpuj;ij g+uzg;gLj;jp mDg;Gk; NghJ ,tw;wpw;fhd Mjhukhd Mtzq;fis mDg;gj; Njitapy;iy. Mdhy;> tUkhd thpj; jpizf;fsk; ,tw;iwg; ghHitapl tpUk;gpdhy; mtw;iw toq;Ftjw;F ePq;fs; Maj;jkhf ,Uf;f Ntz;Lk;.
,J Nghd;w kf;fSf;F ep[a tho;f; iff;F Njitahd NkYk; gy fl;Liu- fNshL kPz;Lk; mLj;j khj ‘jha;tPL’ gj;jpiuifapy; re;jpg;Nghk;.
mahen@thaiveedu.com
NDS NDS
INC. INC.
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e - Installations stom stom Made Made
Workmanship Guaranteed
Draperies
Free Shop At Home linds
Swags
CALL FOR A FREE ESTIMATE: Blinds
Sheers nds
Valance hades
Curtains ades
And More
Thaas Sivathason Tel: (416) 13 Years 562-0340
of Experience in Shutter Business
Full Satisfaction Guaranteed
;
kNfd; rpq;fuh[h
- tPL tpw;gidg; gpujpepjp -


Page 8
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jha;tPL • Vg;gpuy; 2009


Page 9
jha;tPL • Vg;gpuy; 2009
ACUS vd;why; yj;jPd; nkhopapy; Crp vd;W nghUs;gLk;. Pungue vd;why; Fj;Jjy; vdg;nghUs;gLk;. fp.K. 2700- 2600 tUl fhyq;fspy; rPdhit Mz;L te;j rPdr; rf;futHj;jp Huang DI vd;gt uhy; ,t;itj;jpak; Muk;gpf;fg;gl;lJ vd rhpj;jpu Ma;Tfs; $Wfpd;wd.
ehk; tho;e;Jnfhz;bUf;Fk; g+kpAk; mijr; Rw;wpAs;s mz;l rh`uq;fSk; xNu njhlHr;rpahd Kiwapy; xd;Wf;- nfhd;W rhHghdJk;> Kuz;gl;lJkhd rf;jpfSf;fpilNa epiynfhz;bUg;gjhy; mr;rf;jpfs; kdpjidAk; jhf;Ffpd;wd vd;gijNa rPd kUj;Jtk; nfhs;if- astpy; Vw;Wf;nfhz;Ls;sJ. mtw;iw YIN vd;Wk; YANG vd;Wk; miog;ghHfs;. clypy; Vw;gLk; ,r;rf;jpfspd; khw;wj;jpy; vkJ Rf epiy jq;fpAs;sJ. ,t;tpU rf;jpfSk; rkepiyapy; ,Ug;gjhy; vkJ clypy; xUtpj ‘cap&l;Lk; mkpHjk;;’ vd;w ghap cUthfp clypd; rf;jpf; fhy;tha;fspD}lhfg; gha;e;J nry;Yk;. ,t;tpU rf;jpfSk; rkepiyapy; ,y;yhj nghOJ cly; Neha;tha;g;gLk;.
,t;itj;jpaj;jpy; rkepiyapy; my;yhj gFjpfisAk; mjw;Fhpa Gs;spfisAk; fz;Lgpbj;J nky;ypa Crpfshy; Jis- apl;L mr;rf;jpfs; rkepiyg;gLj;jg;gLk;.
,r;rpfpr;ir Kiw kpfTk; ,yFthdJk;> ghJfhg;ghdJk;> jpwk;gl njhopw;gLtJk; gf;ftpisTfs; mw;wJkhFk;. Neha;f;Fhpa rhpahd Gs;spfis Jy;ypakhff; fz;L gpbj;J mq;Nf JisapLtJjhd; gpujh- dkhFk;. miuaq;Fyk; Kjy; MW mq;Fyk; tiuapy; ePskhd msTfspy; Crpfs; cz;L.clw; gFjpfspd; Moq;- fspw;F Vw;g ntt;NtW ePs msTs;s Crpfs; ghtpf;fg;gLk; kpfTk; ifNjHe;j itj;jpaH xUtH rpwpJk; $l Ntjid czug;glhj mstpw;F me;j Crpfis kpfTk; tpiuthfTk;> mjw;Fhpa ,lq; fspYk; Vw;wptpLthH.
tpahjpfSf;Nfw;g Crpfspd; vz;zpf;if Fiwe;jJ %d;wpypUe;J gj;J tiu ghtpf;fg;gLk;. Crpfs; Vw;Wtjw;F miu kzp Neuj;jpw;F Kd;G VjhtJ rpW czT mUe;jpapUg;gJ ey;yJ. Vnddpy; Crp Vw;wpa gpd;G clypy; rf;jpNahl;lk; cUthFtjw;F FUjpapy; FSf;Nfhrpd; msT Ngzg;gLjy; Ntz;Lk;. my;yhJ- tpby; FSf;Nfhrpd; msT FUjpapy; tPo;r;rpaila mjdhy; jiyr;Rw;W kaf; fk; vd;gd Vw;glyhk;.
vdJ itj;jpa Nritfspd; nghOJ Mq;fpy itj;jpa KiwfSld; khj;jpuk; epd;WtplhJ ,t;itj;jpa KiwiaAk;
mf;FgQ;rH itj;jpak; (Acupuncture Treatment
fe;ijah nre;jpy;ehjd; ; - Echo - Cardiogapher -
gyUf;F gad;gLj;jp rpfpr;iraspj;Js;- Nsd;. gyH mw;Gjkhd Kiwapy; gyd- ile;Js;shHfs;. Nehahspiag; ghpNrhjpj;jy;
•
Nehahspapd; Fzq;Fwpfs; Nfl;lwpjy;.
•
Nehahspapd; itj;jpa rhpj;jpuk;
•
ehshe;j czTg; gl;bay;
•
kdk; rhHe;j csg; gpur;rpidfs;
•
Vw;fdNt FLk;g itj;jpahplk; nrd;wp- Ue;jhy; mtuhy; toq;fg;gl;l mwpf;if- fSk; Nehiaj; Jy;ypakhf fz;lwp- tjw;F cjTk;
•
clw; ghpNrhjid mwpf;iffs;. fz;fs;> fhJfs;> %f;F> njhz;il> ehf;F> iftpuy;fs;> efq;fs;> Njhy; vd;gtw;iw mtjhdpg;gjd; %yk; rpy Neha;fs; Gyg;glyhk;. clypy; Ntjid cs;s gFjpfis Nehahspaplk; Nfl;L mg;gFjpfisr; Nrhjid nra;tjd; %yk; Neha;f;Fhpa %yfhuzq;fis mwpe;J nfhs;syhk;. Neha; ve;jg; gFjpiag; ghjpj;Js;sJ> vg;gb vt;tsT J}uk; gutp As;sJ> vd;d fhuzk;> Neha; Vw;gLj;- jf;$ba Gwf; fhuzpfs;> mff; fhuzp fs; vd;gd ahJ vd;gij mwpe;j gpd;G ve;jg; Gs;spfs; cly; kPJ Jisaplg;- gLjy; Ntz;Lk; vd;gijf; Fwpj;Jf; nfhs;thH. rpfpr;irapd; nghOJ Nehahsp ehw;fhypapy; mkuitf;fg;gLthu;> my;yJ fl;bypy; ky;yhf;fhfNth Fg;GwNth gLf;fitf;fg;gLthH. Nehapd; ,lk;> juk; vd;gdtw;iwg; nghWj;J mkUk; epiyfs; NtWgLk;.
mf;FgQ mike;J ,g;Gs;spf Kiwapy; kHkg; Gs mioj;J
fis ml ,g;Gs;spfs Gs;sp vd Gs;sp vD XhpU Gs;s fspy; ga
kUj;Jtj jw;F Ki milahsq Kjd;ika jpy; ve;jj vd;W fz tpyhrj;i tPl;ilf; f ahFk;. c vd;gd c $ba ti Fk;.
KjYj itj
Dr. Kan
MW
,
647-801-

mf;FgQ;rH itj;jpak; cupuncture Treatment)
- 9 -
aspj;Js;- py; gyd-
hjpj;jy; fl;lwpjy;.
puk;
dfs; k; nrd;wp- mwpf;if- fz;lwp-
fs;. jhz;il> ;> Njhy; yk; rpy Ntjid k; Nfl;L jd; %yk; mwpe;J Fjpiag; }uk; gutp ; Vw;gLj;- f; fhuzp pe;j gpd;G isaplg;- Fwpj;Jf; Nehahsp ;> my;yJ g;GwNth lk;> juk; ; epiyfs;
mf;FgQ;rH Gs;spfs; vq;Nf mike;Js;sd. ,g;Gs;spfs; clnyq;Fk; XH xOq;F Kiwapy; gutpAs;sJ. ,g;Gs;spfis kHkg; Gs;spfs; vd;W Mjpfhyj;jpy; mioj;J te;Js;sdH. ky;Aj;jk;> kpUfq;-
fis mlf;fpahSjy; Nghd;w fiyfspy; ,g;Gs;spfs; gad;gLj;jg;gl;ld. ,k;kHkg; Gs;sp vd;w gjk; kUtp jw;rkak; tHkg; Gs;sp vDk; gjkhf jphpgile;Js;sJ. XhpU Gs;spfs; khj;jpuk; Nkw;$wpa fiy- fspy; gad;gLj;jg;gLfpd;wd.
kUj;Jtj;jpy; Gs;spfisf; fz;Lgpbg;g- jw;F Kiw xd;W cz;L. clw;$w;wpay; milahsq;fis (Anatomical landmarks) Kjd;ikahff; nfhz;L vt;tsT J}uj; jpy; ve;jj; jpirapy; ,g; Gs;spfs; cz;L vd;W fzpj;Jitj;Js;sdH. xU tPl;bd; tpyhrj;ij itj;Jf;nfhz;L me;j tPl;ilf; fz;Lgpbg;gJ Nghd;w xU Kiw- ahFk;. clw;$w;wpay; milahsq;fs; vd;gd clypy; epue;jukhf czuf; $ba tifapy; cs;s milahsq;fsh Fk;.
,g;Gs;spfs; clypy; cs;s capNuhl;lf; fhy;tha;fs; kPJfhzg;gLk;.vkJ clypy; 12 Nrhb capNuhl;lf; fhy;tha;fSld; 8 gpuj;jpNaff; fhy;tha;fSk; cz;L. Nkw;$wpa 12 Nrhbfspy; 6 fhy;tha;fspy; YIN rf;jpAk; kW 6 fhy;tha;fspy; YANG rf;jpAk; XLfpd;wd. xt;nthU fhy;thAk; clypDs; cs;s 12 cs;SWg;Gf;fspd; xt;nthd;iwf; Fwpf;Fk;.
,jpy; 6 fhy;tha;fs; jpz;k clYWg;Gf; fisAk;> kW 6 fhy;tha;fs; Fopthd clYWg;Gf;fisAk; Fwpf;Fk;. ,t;TWg;- Gf;fs; vy;yhk; xd;Wld; xd;W njhlHG cilajhfp cl;Gw – ntspg;Gw cwTf- is njhlHe;J NgzptUk;. ,g;gbahf XLk; fhy;tha;fs; ve;nje;j cWg;Gf;f- Sld; njhlHGilaNjh me;je;j cWg;- Gf;fspd; ngaH mf;fhy;tha;fSf;F toq;fg;gl;bUf;Fk;.
tiyg;gpd;dy; Nghd;w ,f;fhy;tha;fs; clYWg;Gf;fSld; njhlHGgl;bUg;gJld; ntspg;Gwj;jpYs;s clYlDk; mz;lj;- JlDk; njhlHig Vw;gLj;jp XH gpugQ;r rkepiyia (Universal Harmony) kdpj- Ds; Vw;gLj;JfpwJ. jw;fhy tpQ;Qhdpfs; ,e;j kHkg; Gs;spfis mz;l rhfuj;jpd; rf;jpfSld; njhlHGnfhs;Sk; ad;dy;f shf ,Uf;fyhk; vd;W tHzpf;fpwhHfs;.
fhy;tha;fspd; ngaHfs; Rthrg;igf; fhy;tha; ngUq;Flw; fhy;tha; ,iug;igf; fhy;tha; kz;zPuy; fhy;tha;
KjYjtp fw;gjw;Fk;> tHkg; Gs;sp itj;jpa MNyhridfspw;Fk;
Dr. Kandiah Senthilathan
Registered Medical Officer (SLMC) Acupuncturist (MAcF)
First Aid & CPR Instructor (Certified in Canada)
MW khztHfSf;F Nky; NrUkplj;jpy; cq;fs; ,lj;jpw;F te;J KjYjtp fw;gpf;fg;gLk;.
647-801-9252, 416-502-9252
,jak; kyu;fpwJ - 10
13k; gf;fk; ghu;f;f...


Page 10
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®\¬ÿÔ[Æ ŒÚ >M¬z
ÿƒVÕ> ÷ ÿ√Æk>u
MAILVAGANAM (MIKE)
Senior Acc
Residen (2006 Platinum
416-2
416.4

ÿÔ[Æ ŒÚ >M¬zΩ_
ÿƒVÕ> ÷_È›]uz o>ÁkBVTM ∂¶\VTM›Á> ∑È√\VÔ© ÿ√Æk>uz √ÈkÚ¶ ∂–√kD ÿ√u≈ xÔVÁ\BV· ̇ÔÁ· ÂV|∫Ô^
TWO PROFESSIONAL MORTGAGE SPECIALISTS UNDER ONE ROOF WITH RATES YOU CANTT BEAT
MAILVAGANAM (MIKE) AHILAN Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-220-1184
VINCE SINNADURAI Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-917-9462
416.438.1688
Fax: Fax: 416.438.1612
416 438 1612
Unit Scarborough, 3, Scarborough, 2250 1421 (South Midland ON. Kennedy ON of M1P Sheppard) M1P Ave., 2L6 Rd,
4R9 #3
jha;tPL • Vg;gpuy; 2009


Page 11
jha;tPL • Vg;gpuy; 2009
,sik vd;gJ xU ek;gpf;iff; fhyk;. ,f;fhyj;jpy; jhd; vjpu;fhyk; kpFe;j ek;gpf;ifAld; Nehf;fg; gLfpd;wJ. ,s- ikf; fhyj;jpy; ,Uf;Fk; NghJ fUj;jp- ay;fs;> fdTfs;> jpl;lq;fs; Mfpatw;wpy; kdk; jpisj;J tpLfpd;wJ. ,f; fhyj;jpy; vd;dplj;jpy; vd;d cz;L? vd;d ,y;iy? ,y;yhjij ngWtJ vg;gb? kw;wtu;fSf;- Fk; vdf;Fk; vd;d tpj;jpahrk;? vd;dplk; ,y;yhjJ kw;wtu;fsplk; vd;d ,Uf;fpd;- wJ Nghd;w Muha;TfSk; ,y;yhjij- apl;l ftiyAk; $l Njhd;Wk; fhyk;. vd;dplk; ,J ,Uf;fpd;wJ kw;wtu;fsplk; ,y;iy. MfNt ehd; kfpo;r;rp milNtd; vd xUNghJk; Njhd;whJ. ,Ug;gij epidahJ ,y;yhjjw;F Vq;Fk; xU fhykhfj; jhd; ,J ghu;f;fg; gLfpd;wJ.
Mzhf ,Ug;gpDk; rup ngz;zhf ,Ug; gpDk; rup kpfTk; ftdkhf ,Uf;fhtpbd;> ,f; fhyk; jhd; gps;isfspd; tho;f;if apid KOJkhfj; jpir jpUg;gp rpy rkaq;fspy; rpy gps;isfis KO ,Ul;- bNyNa js;sp tpLfpd;wJ. jw;Nghija gps;isfspd; tho;f;ifapid KOik- ahf Mjpf;fg;gLj;jp ,Ug;gJ mtu;fsJ ez;gu;fs; jhd;. rpy rkaq;fspy; gpio vJ rup vJ vdj; njupe;jhYk; $l ez;- gu;fisj; jpUg;jpg;gLj;jTk; mtu;fs; topr; nry;yTk; gy gps;isfs; Jzpe;J tpLfpd;wdu;. ,jdhy; jq;fs; vjpu;fhyk; ghjpf;fg; gLfpd;wJ vd rpe;jpg;gjw;Ff; $l mtu;fSf;F mtfhrk; fpilg;g- jpy;iy.
,t;thwhd ,e;j ez;gu;fSk; mtu;fsJ Nru;f;ifapd; Mjpf;fKk; cilapy; Muk;- gpj;J nry;Yk; ,lk; mUe;Jk; ghdk; ,g;gbg; gytifapy; nrd;W rpy rkaq;- fspy; kJTf;Fk; Vd; Nghij kUe;Jf- Sf;Fk; $l rpy gps;isfs; mbikg; gl;Lg; Nghfpd;wdu;. rpy rkaq;fspy; ngw;Nwhu; jq;fSf;F ey;yJ nra;tjw;- fhfj; jhd; nra;fpd;whu;fs; vd;W njupe; jpUe;j NghjpYk; mjid Vw;Wf; nfhs;- shJ ez;gu;fs; fhl;batop nrd;W tpL- fpd;whu;fs;. mjhtJ mtu;fSila kdjpy; ez;gu;fSk; ez;gu;fspd; Nru;f;if Ak; Kjyplj;jpy; mike;J tpLfpd;wJ. ,g;gbahd gpur;ridfs; tUk;NghJ ngw;Nwhu; vt;thW gps;isfSf;F cjt yhk; vd;gJ xU Kf;fpa Nfs;tpahf ,Uf;fpd;wJ.
ehfupf Nkhfk; mjpYk; kpfTk; Kf;fpa khf Fwpf;fg;gl;l ngau; nfhz;l epWt dq;fspd; jahupg;Gf;fisg; ghtpg;gJ (Name brand addict) vd;gJ vq;fs; gps;is fspilNa kpfTk; Ntfkhf gutp tUk; xU Neha;. ghlrhiy tstpy; Muk;gpj;J gy tPLfspy; epd;kjpapidAk;> FLk;g mikjpapidAk; nfLf;ff; $ba xU Nehahf ,e;j NehahdJ mike;J tpL fpd;wJ. ,e;j Nehapd; Mjpf;fj;jpw;F cl;gl;bUf;Fk; gps;isfis mjpypUe;J kPsr; nra;tJ vg;gb vd;w vz;zk; gy ngw;NwhUf;F xU rthyhfNt ,Uf;fpd;
,isNahu; vjpu;nfhs;Sk; gpur;ri
ngw;Nwhupd; gq;Fk;
tifahF wJ. nghUshjhu neUf;fbfs;> Ntiyg; gO> tPl;L epu;thfk;> gps;isfisr;
khtpy; M rkhspf;f Ntz;ba nghWg;G ,g;gbg; gy
$Ljyhf gpur;ridfs; ngw;Nwhiuf; Fog;gp kpfTk;
fjpfkhfN xU ,f;fl;lhd epiyapy; js;sp tpL
nfl;lhd; fpd;wij gy ,lq;fspy; ghu;f;ff; $ba
ftu;r;rpAk jhf ,Uf;fpd;wJ. ,Ue;j NghjpYk; rpy
fhzg;gLk tplaq;fisg; ngw;Nwhu;fs; kpfTk; EZf;-
Kiw t fkhf myrp Muha;tJld; Mtd nra;a
,Ug;gpDk Ntz;ba fl;lhaj;jpy; cs;shu;fs;.
ed;whf M gps;isfi ,t;thwhd gpur;ridfSf;F ehq;fs;
ngw;Nwhu;f kl;Lky;y Ntw;wpdr; rKf ngw;NwhUk;
apy; kpfT Kfk; nfhLf;f toptif njupahJ
Kf;fpakhf ,Uf;fpd;whu;fs;. nghJthf 13–19 gUtj;- Jg; ngz;fSk; Mz;fSk; jq;fs;
gps;isfs cilapy; nrYj;Jk; mf;fiw mstpy-
tpUk;Gtj lq;fhJ. ngz;fs; mzpAk; cilfs;
ngw;Nwhu;f my;yJ mzpa tpUk;Gk; cilfs;
Yk; Ma;T ngw;Nwhu; kdjpy; ngUk; mjpUg;jpiaAk;
gps;isfs
tsupsik my;yJ
GJkyu;r;rpg; gUtk; (Adolescent)
tho;tpYk; tUtJjhd
,e;jg; gUtk; gw;wp
ehk; G+uzkhf mwpe;J nfhz;l
gps;isfs; ,f;fhyj;ijf; flf
mtu;fsJ epiyapid ed;F
mtu;fSf;F cjt KbA
mr;rj;ijAk; cz;lhf;FtjhNa ,Uf;-
Neuk; nry fpd;wJ. nghJthf ehq;fs; epidf;fpd;-
,q;F ,u Nwhk; nts;is ,dj;jtu;fs; ,jidf;
xj;Jf;nfh fz;L nfhs;tjpy;iy vd;W. Mdhy;
nghJthf mtu;fSld; fye;JiuahLk; NghJ rpy
ghlrhiyg tplaq;fis ehq;fs; Gupe;J nfhs;s
rq;fPjk;> u VJthf ,Uf;fpd;wJ. mtu;fspYk; rpy
mJ Hoc Uf;F ,t; tplaq;fs; mjpUg;jpapidj;
xd;wpy;  upA+rd; my;yJ tpisahl;Lf;fs; mJ Hockey, Soccer Nghd;w VjhtJ xd;wpy;  vq;fs;
jpy;iy. ,Ug;gpDk; rpy,lq;fspy; ,d;Dk; gpur;ridfs; ,Uf;fNt nra;fpd;wJ.
; ,f;fhyj;ijf; flf;Fk;NghJ>
ngw;NwhUf;Fk; nrhy;yhky; ghlrhiyapy; tFg;Gf;fSf;F rKfkspf;fhJ ghlrhiy epiyapid ed;F czu;e;J>
Neuj;jpy; ez;gu; Fohj;Jld; ntspapy; nry;Yk; gps;isfs; ,Uf;fpwhu;fs;. ,tu;- fs; ,t;thW nra;tjw;F fhuzk; vd;d ;fSf;F cjt KbAk;.
vd;W Muha;e;jhy; ngw;Nwhu;fshfj; jhd; ,Ug;ghu;fs;. fhiyapy; tFg;Gfs; njhlq;Fk; Neuk; ghlrhiyapy; ,wf;fp tpl;L kjpak; Vw;wpf; nfhz;L te;J rhg;ghL nfhLj;J jpUk;gTk; ghlrhiy- apy; ,wf;fp ez;gu;fSld; fijf;fNth NgrNth ,ilntsp nfhlhJ ek;ktu;f spy; rpyu; nra;tjhy; jhd; mtu;fs; ,t;thW nra;a Kw;gLfpd;wdu;. kpfTk; fLikahd fl;Lg;ghL> fsthf me;jf; fl;Lg;ghLfis cilj;Jf; nfhz;L ntsp- Nawr; nra;JtpLk;. vdNt ehq;fSk; rpwpjsthtJ ez;gu;fSld; NruTk; Neuk; nrytopf;fTk; re;ju;g;gk; nfhLf;f Ntz;Lk;. gps;isfspd; ez;gu;fisAk; mtu;fs; FLk;gq;fisAk; ehq;fs; ed;whfj; njupe;J itj;Jf; nfhz;lhy; ,t;thwhd gpur;ridfSf;F ,lkpy;iy. mtu;fs; Nru;e;J glk; ghu;f;fg; Nghf tpUk; gpdhy; ehq;fNs mtu;fis nfhz;L Ngha; jpNal;lupy; tplyhk;. mtu;fSila rpd;dr; rpd;d Mirfis eptu;j;jpahf;Fk; gl;rj;jpy; ngupa gpiofs; eilngWtjw; Fupa rhj;jpaq;fs; FiwAk;.
13k; gf;fk; ghu;f;f...


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jha;tPL • Vg;gpuy; 2009


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jha;tPL • Vg;gpuy; 2009 ,isNahu; vjpu;...
11k; gf;fj; njhlHr;rp...
ed;ikAk; jPikAk; tpisaf; $ba tpisepykhf ,Ug;gJ khzt kdk; vd;Wk; mjpy; Kjd; Kjypy; ey;tpijfis tpijf;ff; flikg;gl;ltu;fs; ngw;Nwhu;fs; vdTk; md;W ahNuh xU ngupatu; nrhy;yp itj;Jtpl;Lg; NghapUf;fpd;whu;. tPl;by; mutizg;Gk; MWjYk; Fiw Ak; NghJ my;yJ fpilahj NghJ mtu;fs; ntspapy; fpilg;gtw;iw cz; ikahd mutizg;ghf ek;gp Vkhe;J Nghfpd;wdu;. Gyk; ngau; ehLfspy; ,e;j tsupsikg; gUtj;jpdUld; ngw;Nwhu; rkhspg;gjw;F rpukg;gLtj;jw;F fhuzNk ,e;jf; fyhr;rhu fyg;G. gps;isfs; ,uz;L ,lj;jpYk; jq;fis nghUj;jpf; nfhs;sf; rpukg;gLfpd;whu;fs;. ,e;j Neuj;jpy; ehq;fs; Kw;W KOjhf vq;fs; nfhs;iffisj; jpzpj;J tplhJ mtu;- fSf;Fk; rpwpJ tpl;Lf; nfhLf;f Ntz;Lk;.
tsupsik my;yJ GJkyu;r;rpg; gUtk; mjhtJ adolescent gUtk; vy;NyhuJ tho;tpYk; tUtJjhd;. ,e;jg; gUtk; gw;wp ehk; G+uzkhf mwpe;J nfhz;lhy; vq;fs; gps;isfs; ,f;fhyj;ijf; flf;- Fk; NghJ mtu;fsJ epiyapid ed;F czu;e;J mtu;fSf;F cjt KbAk;. tsupsikg; gUtk; vd;gJ xUtu; gps;is epiyapypUe;J tsu;e;Njhu; epiyailAk; khw;wj;jpw;Fupa gUtkhFk;. ,g;gUt vy;iy 12 taJ njhlf;fk; 19 taJ tiuahFk;. ,g; gUtj;jpy; clypy; khj;- jpukd;wp vz;zg; Nghf;fpYk; khw;wq;fs; Vw;gLfpd;wd. ,k; khw;wq;fy; midj;Jk; mtutu; r%f> FLk;gg; gpd;dzpf;Nfw;g eilngWtjhf mwpag;gLfpd;wJ.
,f; fhyj;jpy; clypy; tpiuthd tsu;r; rpAk; khw;wq;fSk; Vw;gLk;. ,f; fhy- fl;lj;jpy; ngz;fspy; cauk; Vwf;Fiwa 5 mq;Fyq;fSk; vil 12 fpNyhf;fSk; Mz;fspy; cauk; Vwf;Fiwa 9 mq;F- yq;fSk; vil 25 fpNyhf;fSk; mjfupf;- Fk; vdf; fUjg;gLfpd;wJ. ,f;fhyj;jpy; jhd; G+g;giljy; eilngWfpd;wJ. ,t;- thwhd ,tu;fsJ cly; tsu;r;rpahdJ mtu;fsJ Ra fUj;J cUthf;fj;jpw;F cjTfpd;wJ. ,d;iwa Ma;Tfspd; gb ,f; fhyfl;lj;jpy; mtu;fs; cly; tsu;r;rp kl;Lkd;wp jkf;nfd cyfj;jpy; Xu; ,lj;- ij cUthf;fpf; nfhs;tjw;fhfj; jk;ik kjpg;gPL nra;jYk;> xd;iwr; rhjpg;gjw;F cWjp G+ZjYk;> ,g;gUtj;jpy; ,lk; ngWfpd;wd vdf; fUjg; gLfpd;wJ.
ikfs; ngw K
•
kdepi Ak;. vL ,g;gUtj;jpy; gytpj gps;isfs; kdtpay;Gfisf;
•
jkJ Kidg nfhz;bUg;ghu;fs;. mit ahtd
•
vspjpw; Gz;glf; $ba kdepiy ngw; Nwhu; rpwpa tp\aq;fSf;F fz;bj;jhy; mijg; ngupa tp\akhf vLj;Jj; Jd;GWthu;fs;.
jk;ikf ,Ug;gj thu;fs Nghd;w tJld; Nfyp n vz;Zt
•
jhq;fs;nra;tJ rup vd;w kdg;ghd;ik. mjhtJ ez;gu;fSld; jhk; Nghf tpUk;Gk; ,lj;jpw;Fg; Nghf ngw;Nwhu; mDkjpf;fhtpbd; jhk; Nghf Ntz;Lk; vd;Wk; mg;gbg; Nghf tpUk;GtJ rup vd;Wk; thjhLthu;fs;.
•
Neu;ik ,Ug;ghu nrhy;y nthU Neu;e;jh ngha; n
•
midj;ijAk; guPl;rpj;Jg; ghu;f;Fk;
fz;bg;g tpUg;gk;. cjhuzkhf neUg;Gr; RLk; vd;W mDgtg;gl;ltu;fs; $wpdhYk; cz;ikapy;RLk;jhdh vd;W guPl;rpj;Jg; ghu;g;gJ ,g;gUtj;jpw;Fupa ,ay;ghFk;.
•
,uz;L ,Ug;gJ Vw;gLk apd; jh
•
ngw;NwhUf;Fk; kw;NwhUf;Fk; gzpahj
my;yJ jd;ik.
vd;w F
•
nray;Kiwf;F xt;thj tp\aq;fisr;
•
jk;khy nra;a Ntz;Lk; vd;w jPtpuk;.
Mzpj;j
•
tYtw;w mjhtJ fragile kdk;. mjhtJ
•
tpgj;J njupahjtu;fSf;F eilngWk; Jd;gq;-
mtu;fs fs; $l kdijg; ghjpf;Fk;. tPl;by; ngw;NwhUld; Vw;gLk; rpwpa rr;ruTf- Sf;F kdKile;J Nghthu;fs;.
•
ngw;Nuh mtu;fi mjpf g
•
ngw;Nwhu; Mrpupaupy; gpio fz;L
,jd; f gpbf;Fk; cs;sg;Nghf;F.
tpl;L
•
cyfj;jpy; ,lk;ngWk; Kf;fpa tp\aq;- fs; gw;wpa tpopg;Gzu;T. cjhuzkhf G+kp ntg;gkiljy;> R+oy; khriljy;> Mgpupf;f ehLfspy; gQ;rj;jhy; kdpju; ,wj;jy;> Gjpa tpQ;Qhdf; fz;Lgpbg;G- fs; Mfpad gw;wp mwpe;J mJ gw;wpj; jPtpukhfr; rpe;jpg;ghu;fs;.
•
jhd; vd;w jdpj;Jt czu;T Vw;gLjy;. mjhtJ ,Jtiu ngw;Nwhupd; ftdpg;- Gf;Ff; fPo; jk;ikg; gw;wpa czu; tpd;wp ,Ue;jtu;fs; ,g;gUtj;jpy; jq; fsJ jdpj;Jtk; gw;wpr; rpe;jpg;ghu;fs;.
tho M ,g; gUtj cs;s gy fpd;wdu;. ez;gu;fs fs;> njhl ngz; cw Mjpf;fg;g Kf;fakhf ,Ug;gjhy gq;fspg;G toq;fg;gl
•
njhlu;G rhjdq;fspd; %yk; gpurpj;jp ngw;wtu;fspy; xUtpj kdg;gjpT Vw;g Lk;. rpdpkh ebfu;fs;> gpurpj;jp ngw;w
,jw;F Ntz;ba ghlfu;fs;> NtWk; gy gpurpj;jp ngw;w-
•
,U gF tu;fs; ,g;gUtj;jtu;fsJ rpe;jidapy;
kw;wtu mjpf ,lj;ijg; ngw;Wf; nfhs;tu;.
•
•
tPl;bYk; ntspapYk; jkf;Fs;s cup
gpur;rpi Uk; gps Kf;fpa rpytw;w mf;FgQ;rH itj;jp...
9k; gf;fj; njhlHr;rp...
,Ujaf; fhy;tha; rpWFlw; fhy;tha; rpWePHg;igf; fhy;tha; rpWePuff; fhy;tha; ,Ujar; Rw;W tphp fhy;tha; clw;Fopf; fhy;tha; gpj;jg;igf; fhy;tha; fy;yPuy; fhy;tha;
12tJ fhy;tha; KjyhtJ fhy;thAld; njhlHGilajhf ,Ug;gjdhy; caphpay; rf;jpapd; Xl;lk; mf;fhy;tha;fspD}lhf njhlHe;J Xbatz;zk; ,Uf;Fk;. Nkw; $wpa xt;nthU cWg;Gf;fSk; xd;NwhL xd;W njhlHGiladthf ,Uf;Fk;.
vkJ clypDs; mKjk; Nghd;w tPhpa rf;jpia Cl;batz;zk; ,Uf;Fk; cWg;- Gf;fs; Ie;J MFk;. mitahtd ,Uja Rw;W tphpAk; ,UjaKk;> Rthrg;ig> kz;zPuy;> fy;yPuy;> rpWePufk; vd;gdth Fk;. cl;nfhs;Sk; czit rkpghlilar; nra;J mtw;iw cwpQ;RtJld; fopTf- is mfw;Wtjw;FjTk; cWg;Gf;fs; MW MFk;. mit ,ug;ig> rpWFly;> ngUq; Fly;> gpj;jg;ig> rpWePHg;ig> clw;Fop vd;gdthFk;.
,t;itj;j nfhs;iff (Laws)Nghd jha; - kfs ,t;itj;jpaj;jpy; gpd;tUtd Nkyjpf
kidtp cWg;Gf;fshff; nfhs;sg;gLk;. mit %is> fHg;gg;ig> MZWg;G> vYk;G
NkNy $w fSf;fik kr;ir> fs;> gpj;jg;ig vYk;Gfs;> vd;gdthFk;. %isapd; gpj;jg;ig NghHit
zk; ahyaq;fs ,Uf
Kd;ida cWg;Gf;fSld; Fwpg;gpl;bUe;- jhYk; ,q;Nf gpuj;jpNaf cWg;ghfTk;
fspYk; rf ,Uf;Fk;. nfhs;sg;gLfpd;wJ.
kzpj;jpah gpd;G mLj mf;FgQ;rH Mfpa gFjpfspYk; Gs;spfs;> nrwpe;J jiy> fhJ> fhzg;gL- ghjk;
,g;gbahf tha;fis fpd;wd. Neha;fspd; ,lk;> jPtpuk; vd;g-
fhy;tha;f tw;wpw;Nfw;g Gs;spfs; njhpTnra;ag;gl;L nky;ypa Crpfshy; Jisaplg;gLk;.
vd;ndd;d eilngWf gQ;rg+j mDFKiwfspy; jj;Jtq;fSk; NrHj;Jf;nfhs;sg;gL- Neha; jPHf;Fk;
gOJgl;Ls itj;jpaH tjdhy; xt;nthU g+jq;fshYk; Vw;gLj;- jg;gl;l Neha;fisf; fUj;jpw; nfhz;L
tjd; % nra;thH. mg;g+jq;fspd; rkepiyiag; NgZtjw;- Fhpa Gs;spfs; njhpTnra;ag;gLk;.
cyf Rf kUj;Jt Vw;fdNt $wg;gl;Ls;s fhy;tha;fisj;
mwpf;ifa jtpu NkYk; 51 fhy;tha;fs; cz;L. mtw;iwg; gw;wpa jfty; kpfTk; tphpth-
gadspf;f gpl;Ls;sd dJ vd;gjdhy; mtw;iw ,q;F tpghpf;f- tpy;iy.
gQ;rH epW kUj;Jtr fl;Liufi

- 13 - jpu;...
;isfs; ;Gfisf; mit
piy ngw; z;bj;jhy; vLj;Jj;
g;ghd;ik. k; Nghf ngw;Nwhu; Ntz;Lk; ;GtJ rup
ghu;f;Fk; g;Gr; RLk; wpdhYk; guPl;rpj;Jg; y;ghFk;. ; gzpahj
aq;fisr; k;. ;. mjhtJ ; Jd;gq;- ;. tPl;by; rr;ruTf- ;fs;.
fz;L
tp\aq;- huzkhf hriljy;> y; kdpju; z;Lgpbg;G- J gw;wpj;
Vw;gLjy;. ; ftdpg;- czu; j;jpy; jq; pg;ghu;fs;. ; gpurpj;jp jpT Vw;g ;jp ngw;w ;jp ngw;w- ;jidapy; hs;tu;.
s;s cup
ikfs; vitnad mwpe;J mtw;iwg;
nfhLf;fNtz;Lk;. ngw Kaw;rpg;ghu;fs;.
•
•
gps;isfs; $Wtij vg;NghJk; ed;F kdepiy (mood) mbf;fb khw;wkil-
mtjhdpj;J ngw;Nwhu; tpilaspf; Ak;. vLj;jjw;nfy;yhk; Nfhgk; tUk;.
Ntz;Lk;.
•
jkJ Njhw;wk; gw;wpa czu;r;rp
•
jkf;Fg; ngw;Nwhupd; MjuT vg;NghJk; Kidg;Gilatu;fshf ,Ug;gJld;
cz;L vd;w ek;gpf;ifia mtu;fs; jk;ikf; ftdpf;Fk; ghu;itahsu;fs;
gps;isfSf;F mspf;fNtz;Lk;. ,Ug;gjhf vg;NghJk; fw;gid nra;- thu;fs;. jkJ rfghbfs; cLg;gJ
•
Nghd;w MilfisNa mzpa tpUk;G tJld; mg;gb mzpahtpbd; mtu;fs; Nfyp nra;thu;fs; vd;W kdJf;Fs; vz;Zthu;fs;.
•
ngw;Nwhu; jkJ gps;isfSf;Fg; nghJ thd kdpjg; ngWkjpfisr; nrhy;ypf; nfhLf;f Ntz;Lk;.
•
jhAk; je;ijAk; gps;isfSf;F Kd; cjhuzkhfmika Ntz;Lk;. cjh-
Neu;ik czu;T cilatu;fshf ,Ug;ghu;fs;. mjhtJ ngw;Nwhu; ngha; nrhy;yf;$lhJ vd;W $wptpl;L VNjh nthU re;ju;g;gj;jpy; ngha; nrhy;y Neu;e;jhy; ,g;gUtg; gps;isfs; Vd; ngha; nrhy;fpwPu;fs; vd;W mtu;fisf; fz;bg;ghu;fs;.
uzkhf Gif gpbf;Fk; je;ij jdJ kfDf;F Gifj;jyhy; Vw;gLk; jPik- fs; gw;wpf; $Wk; jFjpia ,of;fpwhu;. mNj Nghy rjh rpLrpLf;Fk; jha; jdJ kfSf;F rhe;jkhf ,Ug;gjd; mtrpaj;ij typAWj;j KbahJ. vg; NghJk; gps;isfspd; Kd;dhy; thjpLk; ngw;Nwhu; ey;y cjhuzkhf tpsq;f
•
,uz;L NtWgl;lepiyfspy; vjpy; jhd;
KbahJ. ,Ug;gJ vd;w Fog;gk; (pole confusion) Vw;gLk;. mjhtJ jkpo;g; gps;isah-
•
apd; jhd; jkpoiug; Nghy ,Ug;gjh my;yJ nts;isau; Nghy ,Ug;gjh vd;w Fog;gk; Vw;gLk;.
•
,g;gUtj;jpy; gy Fog;g epiyfs; ,lk; ngw;w NghJk; fy;tp fw;wy; vd;gJ ,f;fhyj;jpNyNa eilngWfpwJ. cau; epiyf; fy;tp KOtJk; ,f;fhyj;jp- NyNa ,lk;ngWfpwJ. vdNt Fog;- jk;khy; Vw;Wf;nfhs;s Kbahjtw;iw
gq;fis ePf;fp gps;isfs; kd mikjp- Mzpj;jukhf kWg;ghu;fs;.
Ald; fw;gjw;fhd R+oiy mikj;Jf;
•
tpgj;J Nghd;w mty epfo;r;rpfs; mtu;fsJ kdjpy; ed;F gjpAk;.
•
ngw;NuhuJ fUj;Jf;fis kWg;gJld; mtu;fis tpl jkJ rfghbfSld;
nfhLg;gJ ngw;Nwhupd; flikahfpwJ. ngw;Nwhupd; ftdpg;igAk; MjuitAk; ,oe;j gps;isfs; gbg;gpYk; gpd;jq;F fpd;wdu;.
mjpf ghJfhg;G czu;itg; ngWthu;fs;.
• ,jd; fhuzkhfNt rpyu; ngw;Nwhiu tpl;L tpyfpj; jkJ rfghbfSld; tho Muk;gpf;fpwhu;fs;. ,g; gUtj;jpy; gps;isfs; jkJ R+oypy; cs;s gy tplaq;fshy; nry;thf;FW- fpd;wdu;. ghlrhiy> FLk;gk;> murpay;> ez;gu;fs;> tpisahl;Lf;fs;> kJ> FOf; fs;> njhlu;G rhjdq;fs;> ehfupfk;> Mz; ngz; cwT ,g;gbg; gw;gy tplaq;fspdy; Mjpf;fg;gl;LtpLthu;fs;. ,tw;w;Ws; Kf;fakhf ghlrhiyAk; FLk;gKk; ,Ug;gjhy; Mrpupau;fsJk; ngw;NwhupdJk; gq;fspg;G kpfTk; rupahd Kiwapy; toq;fg;gl Ntz;Lk;.
,jw;F ehq;fs; nra;a Ntz;bad
•
jw;Nghija gpur;ridfspy; Kf;fpa- khdJ vq;fs; tUkhdj;ijAk; kpQ;rpa nryitj; jUk; brand name cLg;Gf;fs;. ,tw;wpid Kw;W KOjhf thq;fpf; nfhLf;fhky; tpLtJ $lhJ. xd;iw ahtJ thq;fpf; nfhLf;f Ntz;Lk;. Mdhy; mjid thq;Ftjdhy; vq;fs; khjhe;j nrytpy; ehq;fs; vt;tsT xJf;fpNdhk; vd;gjidAk; mjdhy; vq;fSf;F Vw;gl;l rpf;fiyAk; Gupa itj;jy; Ntz;Lk;.
•
mLj;j Kf;fpa gpur;rid ehq;fs; jtW nra;Jtpl;lhy; jaq;fhJ mJ gps;is- ahf ,Ug;gpDk; rup tho;f;ifj; Jizahf ,Ug;gpDk; rup gps;isfspd; Kd; kd;dpg;Gf; Nfl;gjpy; ehq;fs; Fiwe;J tpl khl;Nlhk;. gjpyhf epkpu;e;J jhd; epw;Nghk;. vdNt jaq;- fhJ kd;dpg;Gf; Nfl;Ltply; Ntz;Lk;. vLj;j Kbtpy; cWjpahf ,Ue;J fhl;l Ntz;Lk;. ,t;thW gy topspy; vq;fs; tPl;bw;Fk; ehl;bw;Fk; cfe;j gps;isfis cUthf;fyhk;.
sivajini@thaiveedu.com
Nkyjpf ;. mit > vYk;G NghHit gpj;jg;ig pg;gpl;bUe;- g;ghfTk;
J> ghjk; hzg;gL- puk; vd;g- a;ag;gl;L g;gLk;.
; jPHf;Fk; hs;sg;gL- ; Vw;gLj;- nfhz;L gZtjw;- Lk;.
ha;fisj; ; cz;L. k; tphpth- tpghpf;f-
,U gFjpapdUk; xUtu; nrhy;tij kw;wtu; ed;F Nfl;f Ntz;Lk;.
•
gpur;rpidfs; Vw;gLk; NghJ ngw;Nwh Uk; gps;isfSk; Ngrpj; jPu;j;jy; kpf Kf;fpakhdJ. rpytw;wpy; ngw;NwhUk; rpytw;wpy; gps;isfSk; tpl;Lf; tj;jp...
,t;itj;jpaj;jpy; ehd;F ghuk;ghpaf; nfhs;iffs; cz;L. ,it rl;lq;fs; (Laws)Nghd;wit. mjhtJ je;ij – kfd;>
fq;fisAk; Kd;itj;Js;sJ. cyf Rfhjhu ];jhgdk; mf;FgQ;rH rpfpr;ir Kiwia kPsha;T nra;J mwpf;if jha; - kfs;;; kjpak; - es;spuT> fztd;-
xd;iw ntspapl;Ls;sJ. mjd; gpufhuk; kidtp cwTKiwr; rl;lq;fshFk;.
fPNo Fwpg;gpl;Ls;s Neha;fs;> Fzq;Fwp NkNy $wg;gl;l cwTKiwf; nfhs;if
fs;> epiyikfs; Nghd;wit mf;FgQ;rH fSf;fika rf;jp Xl;lq;fs; Xba tz;-
rpfpr;ir Kiwahy; Fzkile;Js;sik zk; ,Uf;Fk;. xU ehspy; 24 kzpj;jp
Ma;Tfshy; ep&gpf;fg;gl;Ls;sik Fwpg; ahyaq;fs;> xNu ehspy; 12 fhy;tha;-
gplj;jf;fJ. mtw;Ws; rpytw;iw ,q;F fspYk; rf;jpfs; khwp khwp Xbf;nfhz;Nl
Fwpg;gpLfpd;Nwd;. ,Uf;Fk;. xU fhy;thapy; rf;jpahdJ 2 kzpj;jpahyaq;fs; tiu nrwpe;jpUf;Fk;.
clypy; Vw;gLk; xt;thikj; jhf;fq;fs; gpd;G mLj;j fhy;tha;f;Fr; nrd;WtpLk;.
gpj;jg;ig moHr;rp ,g;gbahf xNu ehspy; (12x2) 12 fhy;
kd mOj;jk; tha;fisAk; jhz;b kWgbAk; Kjw;
tapw;Nwhl;lk; fhy;tha;f;F te;JtpLk;.
khjtplhapd; NghJ Vw;gLk; Ntjid Kfthjk;> jhil> kz;ilNahl;L thjk; vd;ndd;d Neuj;jpy; vj;jifa Xl;lq;fs;
Njhs;%l;L thjk; eilngWfpd;wd> ve;jf; fhy;tha;fs;
jiyapb gOJgl;Ls;sd vd;gij mf;FgQ;rH
fPo;KJF Ntjid itj;jpaH fz;lwpe;J mjid rPH nra;-
fOj;JNehT tjd; %yk;Neha;fisf; Fzkilar;
tapw;Wg; nghUky;> tapw;Wg; Gz; nra;thH.
rpWePufj;jpy; Vw;gLk; Ntjid ROf;F> Koq;if thjk; cyf Rfhjhu ];jhgdk;> mnkhpf;f
ghhprthjk; kUj;Jt mf;FgQ;rH epWtdk; jkJ mwpf;ifapy; mf;FgQ;rH Kiwahy;
NkYk; gy Neha;fs; cz;L. mtw;iw gadspf;ff;$ba gy Neha;fisf; Fwpg;
Fwpg;gpl gy tpsf;fq;fs; Njitg;gLtj gpl;Ls;sdH. mnkhpf;f kUj;Jt mf;F-
dhy; jtpHf;fg;gl;Ls;sd. gQ;rH epWtdk; mtw;wpw;F Mjhukhf kUj;Jtr; rQ;rpiffspy; ntspte;j
senthil@thaiveedu.com
fl;LiufisAk; mf;FgQ;rH ghlg;Gj;j-


Page 14
- 14 - nfhz;Nlh thq;FtJ vg;g
nfhz;Nlhkpak; vd;gJ xU fl;blj;ij Nah> fl;blj; njhFjpiaNah Fwpg;gpLt jpy;iy. thrfHfspd; trjpf;fhf nfhd;- Nlhkpdpaj;ij ‘nfhd;Nlh’ vd;Nw miog;Nghk;. ,d;W xt;nthU nfhz;Nlh- Tf;Fk; %d;W tPhpfd; vd;w tPjj;jpy; fl;lg;gLfpd;wJ. ,it mjp caH my;yJ Fiwe;j cauj; njhlHkhbahfNth my;yJ njhlu; FbapUg;Gfs; (Town House) MfNth ,Uf;fyhk;. tpahghuk; my;yJ njhopy; nra;Ak; epiyaq;fsh- fTk; ‘nfhd;Nlhf;fs;’ cs;sd.
nfhz;Nlhkpak; vd;gJ ve;jnthU fl;b- lj;ij my;y mtHfs; thOk; nrhj;jpd; Kf;fpa gFjpahd mf;fl;blj;jpd; jdpj; jdp gphpTfshf thq;Fk; nrhe;jf;fhuH fs; vg;gb vy;NyhUf;Fk; nghJthd tplaq;fisAk; gFjpfisAk; guhkhpg;gJ> epHthfk; gz;ZtJ Nghd;w tplaq;fis Vw;W nray;gLtNj. jq;fs; gFjpf;Fr; nrhe;jk; nfhz;lhLk; ,tHfs; nghJthd tplaj;ijf; ftdpf;f xU epHthf mikg;- gplk; me;jg; nghWg;igf; nfhLg;ghHfs;.
nfhd;Nlh> chpikahsHfs; ,uz;L tpjkhd chpikAs;stHfs;. KjyhtJ mtHfs; trpf;Fk; fl;blj;jpd; ngUk; gFjpfs; mtHfSf;F kl;LNk nrhe;jk;. fl;blj;jpd; nghJthd gFjpfSk; gbfs;> fl;blj;jpd; ntspg;Gwk;> ePHjhq;fp> tPl;ilr; Rw;wptu cs;s epyk;> vy;iyr; RtH/Ntyp vy;iyf; fjTfs;> ntspNa cs;s kpd; tpsf;F nghJr; nrhj;jpd; guhkhpg;G> ghJfhg;G Kjypatw;iw epHthfk; ftdpj;J tUk;. epHthfj;Jf;fhd nryit mq;F thOk; rfy FbapUg;ghsHfSk; Vw;Wf; nfhz;L khjhkhjk; mj;njhif- ia epHthfj;jplk; xg;gilg;ghHfs;.
nfhz;Nlhkpdpak; rl;lk; tpjptpl> kw;Wk; tpahghu / tHj;jf nfhz;Nlhf;fspd; nrhe;jj;ij/chpikiag; Ngzpg;ghJfhf; fpwJ.
FbapUg;ghsHfshd tplaq;fis kl;LNk ,f;fl;Liuapy; jUfpd;Nwd;.
nfhd;Nlh thq;Ftjpy; vd;d ed;ik? nfhd;Nlh thq;Ftjhy; gy ed;ikfs; cz;L. mitahtd
•
epHthfk; vLf;Fk; KbTfs; FbapUg;gh- shpd; mq;fj;Jt rig cWg;gpduhy; fl;Lg;gLj;jg;gLfpd;wd.
nfhd;Nlhkpdpak; Nfhg;g- Nu\d; vd;why; vd;d? nfhd;Nlhkpdpak; Nfhg;gNu\d; nrhj;Jf;- fSf;F chpik nfhs;Sk; xU eil KiwahFk;. nfhd;Nlhkpdpaj;jpd; nraw; ghLfs; rhptu ,aq;f tpNrl rl;lq;fs; cs;sd. mit Condominium actk; Declaration vd;Dk; ,Url;lj; njhFg;G- fs; vdg;gLk;.
Declaration vd;gJ Corporationf;Fs; cs;s nghJr; nrhj;Jf;fisAk;> jdpegH nrhj;Jf;fis ,dk;fhz cjTk;. xt; nthU FbapUg;gpd; gug;gsitf; Fwpg;gpL- tJld; vy;iyfis tiue;J Jyf;f mtw;wpd; tpiy nfhz;Nlh my;yhj
khff; fhz;gpf;fpwJ. vd;d guhkhpg;Gf; tPLfis tpl tpiy kpff; FiwT.
FbapUg;ghsH guhkhpf;f Ntz;baJ?
•
eLj;ju kw;Wk; rhjhuz kf;fs; Fbap Ug;Gf;fisr; nrhe;jkhf thq;f trjp
vJ nghJg; guhkhpg;Gf;FhpaJ vd;gdtw; iw tpsf;FtJ ‘bf;fpaNe\d;’.
ahdJ.
•
epyj;jpd; ngWkjp mjpfkhd gpuNjrq; fspy; Fiwe;j tpiyf;F jdpegHfs; nrhj;Jf;fs; thq;f VJthfpwJ.
Nfhg;gNw\dpd; cgtpjpfs; Nfhg;gNw\d; vg;gb mika Ntz;Lk;> mjd; fl;lq; fs; vg;gb elj;jg;gl Ntz;Lk;> nghJr; nrytpw;fhd gzk; vg;gb NrHf;fg;gl
•
tPl;L guhkhpg;G Ntiyfs; gytw;iw
Ntz;Lk;> NrHf;Fk; njhif vt;tsT> (Gy;ntl;Ljy;/Gy;jiu g+e;Njhl;lk;
FbapUg;ghsHfs; trjpfs;> ghJfhg;G guhkhpj;jy;> gdpnghopit mfw;wy;>
Kjypa xOq;Ffis tpsf;FfpwJ. ghJfhg;G> fl;blj;jpd; nghJg; gFjp fis nghJtpepNahfk;> ntspg;Gwg;
Declaration, Description, by Laws and guhkhpg;G Nghd;wit) epHthfk; nghWg;-
Rules vd;gd nfhd;Nlh fl;blf;fhuHfspy; Ngw;Ws;sJ.
jahhpf;fg;gl;L ‘nfhd;Nlh’ chpikahsH
fshy; V fSld;) F rk;ge;jkhd Ffs; %y ahTk; jpU fs; ePjpkd
NtW tp kpdpak; cz;lh? Nk 5k; cUthf;f gy Gjpa rl;lq;fS Nu\d;fs nfhz;Nlh nfhz;Nlh nfhz;Nlh mg;gb c tpUj;jpfs fs;> nghJ gpukhzk;.
ntw;W e nra;a tpU fl;blq;fs njhFjpah
nghJ tpl ePufw;Wk; nghOJNg fl;lg;gLk ,Uf;fNtz yhk; vd;d
$99,000

z;Nlh thq;FtJ vg;gb?
jha;tPL • Vg;gpuy; 2009
bapUg;gh- g;gpduhy;
Nfhg;g- ;d?
nrhj;Jf;- U eil pd; nraw; rl;lq;fs; ium actk; njhFg;G-
s; cs;s jdpegH Tk;. xt; ; Fwpg;gpL- Jyf;f uhkhpg;Gf; z;baJ? vd;gdtw; ;’.
g;gNw\d; ; fl;lq; ;> nghJr; rHf;fg;gl vt;tsT> ghJfhg;G pwJ.
aws and ;fhuHfspy; pikahsH
fshy; Vw;Wf;nfhs;sg;gl;L (jpUj;jq;- fSld;) FbapUg;Nghhpd; rfy FbapUg;G rk;ge;jkhd gpur;rpidfisAk; ,r;rlq;- Ffs; %yk; jPHj;Jf;nfhs;syhk;. ,it ahTk; jpUg;jpjuhtpl;lhy; FbapUg;ghsH- fs; ePjpkd;w cjtpia ehlyhk;.
NtW tpjkhd nfhz;Nlh kpdpak; mgptpUj;jpfs; cz;lh? Nk 5k; jpfjp 2001k; Mz;L Kd;G cUthf;fg;gl;l nfhd;Nlhkpdpaq;fSk; gy Gjpa nfhz;Nlhkpdpak; gw;wpa rl;lq;fSk; jukhd nfhd;Nlh Nfhg;g- Nu\d;fshFk;. 1995y; nfhz;Ltug;gl;l nfhz;Nlhkpdpar; rl;lk;> toikahd nfhz;Nlhf;fis tpl NtW gytpjkhd nfhz;Nlhf;fis cUthf;Ffpd;wd. mg;gb cUthf;fg;gl;l nfhz;Nlh mgp tpUj;jpfs;> ntw;W epyq;fs;>  nghJ tplaq;fs;> fl;bl tsHr;rpg; gpukhzk;.
ntw;W epyk; - nfhz;Nlh mgptpUj;jp nra;a tpUk;GgtHf ntw;Wf; fhzpfis fl;blq;fs; ,y;yhkNy nfhd;Nlhkpdpak; njhFjpahfg; gjpT nra;a mDkjpf;fpwJ.
nghJ tplaq;fs; vd;gJ tPjpfs;> fopT ePufw;Wk; Foha;fs; ePHtpepNahfk;> nghOJNghf;F trjpfs; nfhz;lJ. fl;lg;gLk; FbapUg;Gfs; xNukhjphpahf ,Uf;fNtz;Lnkd;gjw;fhf vd;d fl;l yhk; vd;d fl;lg;glhJ vd Fwpg;gpLfpwJ.
nfhd;Nlh Fj;jif FbapUg;Gf;fs; fl;lg;gLk; epyk; mgptpU j;jp nra;gtH fhzpia tpiyf;F thq;f KbahJ. ,f;fhzpfs; 40 tUlq;fs; njhlf;fk; 99 tUlq;fs; tiu Fj;jiff;F vLj;J mjpy; FbapUg;Gfs; fl;lg;gLk;. Fj;jiff; fhyk; Kbe;jhy; kWgbAk; GJg;gpf;fyhk;. Fj;jiff;fhyk; Kbe;jJk; FbapUg;G Fj;jiff;F tpl;lthplk; jpUk;- gTk; te;JtpLk;.
nghJ nfhd;Nlhkpdpak; FbapUg;ghshpd; nghJ cgNahfj;jpypUf;Fk; nfhz;Nlh kpdpaj;jpd; gFjpfisf; nfhz;lJ. ,itaidj;Jk; FbapUg;ghshpd; nghJr; nrhj;Jf;fshFk;. ,k;khjphpahd mikg;- gplk; FbapUg;G chpikahsHfs;> mid tUk; rfy nghJ cgNahfj;jpYs;s gFjpfisAk; xd;whf cgNahfpf;fyhk;. Vnddpy; mtHfs; midtUf;Fk; mJ chpj;jhtJ.
Mq;fpyj;jpy; Xl;wp vk;. Y}g; vOjpa ‘Buying a condominium’ vd;Dk; E}ypyp- Ue;J vLf;fg;gl;l Kf;fpa tpguq;fs; jkpopy; jha;tPL thrfHfSf;fhfj; jUfpNwhk;’
skbales@thaiveedu.com
$99,000
Canadian Home Appraisals Inc. Baleswaran, K (S.K Bales) CRA,CAR,MVA,FRI,CRES.
Tel- 905-201-0929, Cell- 416-801-3219
Fax- 905-201-8482
Web- www.chainc.ca, Email- chai@chainc.ca
Business for Sale Mccowan & Hwy 7
S.K. ghNy];
- tPL tpw;gid Kftu; -


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jha;tPL • Vg;gpuy; 2009


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jha;tPL • Vg;gpuy; 2009
jz;zPh; tpuaj;;ijj; jLg;gJ vg
fle;j ,jopy; Fwpg;gpl;lJ Nghy tPl;by; gy ,lq;fspy; jz;zPh; tpuak; Vw;glf; $ba rhj;jpak; ,Uf;fpd;wJ. jz;zPh; tpuak; vd;W $Wtij tpl jz;zPh;f; frpT my;yJ xOf;F vd;W $WtJ kpfg; nghUj;jkhdJ. rpW Jsp ngU nts;sk; vd;W gyUk; nghUj;jkpy;yhj ,lq;fspy; ghtpj;jhYk; ,q;F ,J rhyTk; nghUe;Jk;. mjhtJ fz;Zf;F ,yFtpy; Gyg;glhj ePh;f; frpT 3-4 khjq;fspw;F gpd;dh; fl;lztbtj;jpy; tUk; NghJ mJ xU nghpa msthf ,Uf;Fk;. rhjhuzkhf 4khjj;jpw;F xU Kiw bill tUfpwJ vd;W vLj;Jf; nfhz;lhy; 120x24=2880 kzpj;jpahyq;- fSf;Fhpa frpTf;Fk; Nrh;j;Jj; jhd; bill tUfpwJ. Vd;? 4khj billIg; gw;wpf; Fwpg;- gpLfpNwd; vd;why; gyUk; bill tUk; tiu jz;zPh; ghtid vg;gb ,Uf;fpwJ vd;W rpe;jpg;gjpy;iy. Mdhy; bill te;j gpwF fl;lzk; mjpfkhf ,Uf;Fk; gl;rj;- jpy; mJ gw;wp Muha Kidthh;fs;. Mdhy; ve;j bill vg;gb te;jhYk; fl;l Ntz;ba njhifia kl;Lk; ghh;j;J fl;b Kbg;gJ kl;Lk; jhd; rpyh; nra;tJ vd;gJ NtW tplak;.
tPl;L chpikahsh;fs; xt;nthUtUk; khjhe;jf; fl;lzq;fs; tUfpd;w NghJ rpwpJ Neuk; nrytpl;L mtw;iw fle;j fhyq;fSld; xg;gpl;Lg; ghh;g;gJ kpfg; gyd; juf; $ba xd;W. Hydro Nghd;w bill fspy; Ke;jpa khj> Ke;jpa tUl nrytPdq;fis xg;gPl;LhPjpapy; ,yFtpy; tpsq;ff; $ba tpjj;jpy; CHART Kiw apy; Nghl;L mth;fs; mDg;GtJ> Efh;- Nthh; mtw;iwg; ghh;j;J xg;gPl;L hPjpapy; vd;d elf;fpwJ vd;gijg; Ghpe;J nfhs;tjw;fhfNt. mayth;fSlDk;> cwtpdh;fNshLk; vd;d vd;dnty;yhk; xg;gpl;Lg; ghh;j;Jg; NgRNthk;. mJ Nghy ,e;j khjhe;jf; fl;lzq;fs; gw;wpAk; xg;gpl;Lf; fijj;J cz;ikfis mwpe;J ed;ik mila epidg;gjpy;iy.
jz;zPh;f; frpT my;yJ xOf;F tPLfspy; nghJthf 2 ,lq;fspy; ,Uf;fyhk; vd;W Fwpg;gplg;gl;lJ. mjpy; foptiw Kjyplk; tfpf;fpwJ. foptiwapy; COMMODE cld; ,izf;fg;gl;bUf;Fk; ePh;j; njhl;b jhd; ePh;f; frptpy; Kjyplk; ngWfpwJ. mjhtJ vkJ fz;Zf;Fj; njhpahjthW cs;Ns Vw;gLk; frptpdhy; khjj;jpw;F $15-25 nlhyh; tiu Nkyjpfr; nryT Vw;gl tha;g;gpUf;fpwJ.
gy tPLfspYk; foptiwf;Fhpa ntspr;- rj;ijj; jUk; kpd; ,izg;Gk; fhw;whbAk; (FAN) xNu SWITCHy; nghUj;jg;gl;- bUf;Fk;. ,jdhy; ehk; foptiwapy; ,Uf;Fk; NghJ %lg;gl;l> ePh;j; njhl;bf; Fs; Vw;gLk; frptpdhy; Vw;gLk; rj;jj;ij mwpe;J nfhs;s tha;g;gpy;iy. ePh;j; njhl;bf;Fhpa %biaj; jpwe;jJk; ePh;f; frpT ,Ue;jhy; ];];];];... rj;jj;jpd; %yk; fz;L nfhs;syhk;. mj;Jld; VjhtJ xU epwj;J}is (FOOD COLOUR) rpwpJ fye;jhy; frptpid cldbahf COMMODEf;Fs; ghh;j;J tplyhk;. TOILET TANKw;F ghtpf;ff; $ba ePy epw
tpy;iyfis Kjd; Kiwahf ghtpf;Fk; gl;rj;jpYk; ,jid mwpa KbAk;. Mdhy; FLUSH gz;zpa gpd;dh; ePh;j; njhl;bapy; ,Uf;Fk; jz;zPUk;> COMMODEy; ,Uf;- Fk; jz;zPUk; epwk; khwp tpLtjhy; frptpidg; gphpj;jwptJ fbdk;.
glj;jpy; Fwpg;gplg;gl;Ls;sJ Nghy; ,j;j- ifa ePh;f; frpT nghJthf FLAPPER VALVEy; jhd; Vw;gLfpwJ. fhyg; Nghf;fpy; ,wg;guhy; Md FLAPPERd; nkd;ikj; jd;ik nfl;Lg; Nghtjhy; nfl;bahf %Lk; jpwd; FiwfpwJ. mj;Jld; ePhpy; cs;s fdpg; nghUl;fspd; gbTk; ,jDila %Lk; jpwidf; Fiwf;fpwJ. ,j;jifa frpT fz;lTld; FLAPPERIj; jpUj;j KidtjpYk; ghh;f;f ,jid khw;wptpLtJ rpwe;jJ. kpf ,yFthdJ. kpf kypthdJ. $2.99 - $4.99 tiujhd;
nryT Vw;gLk;. $3 - 4 nlhyh; nryT nra;tjh? my;yJ khjh khjk; $15-$25 fl;lzkhf nrYj;Jtjh? mJ cq;fs; tpUg;gk;.
nghJthd gpur;ridahf ,y;yhtpl;lhYk;> jz;zPh; kl;lk; rhpahd Kiwapy; rhp nra;ag; glhtpl;lhy; Nkyjpf ePh; Ngha;f; nfhz;Nl ,Uf;f tha;g;G cz;L. glj;jpy; Fwpg;gplg;gl;bUg;gJ Nghy; xU SCREWI rhp nra;tjd; %yk; ePh; kl;lj;ij $l;l- Nth my;yJ Fiwf;fNth KbAk;. vdNt ePh; Kw;whf njhl;bapy; epiwe;j gpd;dh; jz;zPh; OVER FLOW TUBE %yk; Ngha;f; nfhz;bUf;fpwjh vd;gij cWjp nra;J nfhs;s Ntz;Lk;. jz;zPh; tpuaj;ijj; jtph;f;f ,J Kf;fpakhdJ.
FLAPPER xU rq;fpyp %yk; TRIP LEVER cld; nghUj;jg; gl;bUf;Fk;. rpWth;fs; FLASH gz;Zk; NghJ jq;fspd; mtruj;ijAk; gyj;ijAk; TRIP LEVERy; fhl;LtJ tof;fk;. Vd; tsh;e;jth;fs; $l. ,jdhy; Ntfkhf cah;j;jg;gLk; FLAPPER Nkw; gFjpapy; rpf;fptpLk; re;jh;g;gk; ,Uf;fpwJ. my;yJ rq;fpypapd; ePsk; msTf;F mjpfkhf ,Ue;jhy;
FLAPPER tha;g;G , gFjpapy; mLj;j j tpuakhfpf ,y;iy. ,g;gb XU jlit v Nghfg; Ng ahfNt , gth;fs; r %yk; nr tha;g;G e
mNjNti MBLY”Yk
,Ug;gjhy “];];];” jifa # Nrh;j;J “TOILET ,it t Vwj;jhs
foptiwa vkJ tPl;b ehLfs; g Js;s gpu ,Uf;fpwJ ghtida foptiw gy ehLfs
1950k; Mz fspy; cs njhl;b 3 ,Ue;jJ. 1 gFjpapy; wJ. 1990 yPw;wh; ms Kfg; gLj xd;uhwpNa fika ePh nfhz;ljh rl;lkhf;fg khfhzq;f lhYk; ei
,j;jifa ,q;F Fwp fs; ftdj Mz;bw;F ghtpf;Fk; nrytplg; bw;F Kw mq;F ,j nrytplg;g FLASH gz 1990k; Mz
tPLk; tpb

;zPh; tpuaj;;ijj; jLg;gJ vg;gb?
- 17 -
ghtpf;Fk; ;. Mdhy; jhl;bapy; y; ,Uf;- pLtjhy;
hy; ,j;j- LAPPER ; Nghf;fpy; kd;ikj; fl;bahf ld; ePhpy; ; gbTk; wf;fpwJ. PPERIj; ,jid FthdJ. tiujhd;
h; nryT ; $15-$25 cq;fs;
pl;lhYk;> wapy; rhp Ph; Ngha;f; . glj;jpy; SCREWI j $l;l- k;. vdNt ;j gpd;dh; %yk; j cWjp jz;zPh; pakhdJ.
IP LEVER rpWth;fs; jq;fspd; LEVERy; ;e;jth;fs; h;j;jg;gLk; pf;fptpLk; q;fpypapd; ,Ue;jhy;
FLAPPERf;F mbapy; khl;b tplTk; tha;g;G ,Uf;fpwJ. elkhl;lk; Fiwe;j gFjpapy; ,e;jf; foptiw ,Ue;jhy; mLj;j jlit NghFk; tiu jz;zPh; tpuakhfpf; nfhz;bUg;gij mwpa tha;g;G ,y;iy. mJTk; epyf; fPo; miwapy; ,g;gb XU rk;gtk; ele;jpUe;jhy; mLj;j jlit vg;NghJ epyf; fPo; miwf;Fg; Nghfg; NghfpNwhk; vd;gJ Nfs;tpf; Fwp- ahfNt ,Uf;fpwJ. vdNt tPl;by; ,Ug; gth;fs; rw;W mtjhdj;NjhL ,Ug;gjd; %yk; nryitf; fl;Lg;gLj;jf; $ba tha;g;G epiwaNt ,Uf;fpwJ.
mNjNtis “WATER CONTROL ASSE- MBLY”Yk; $l gOJ Vw;gl tha;g;G
,Ug;gjhy; mjdhYk; ePh;f;frpT mjpf “];];];” rj;jj;Jld; Vw;glf; $Lk;. ,j;- jifa #o;epiy Vw;gl;lhy; mjidAk; Nrh;j;J khw;wptpl Ntz;baJ jhd;. “TOILET REPAIR KIT” vd;w ngahp;y; ,it tpw;gid nra;ag;gLfpd;wd. Vwj;jhs $15.00 nrythFk;.
foptiwapy; Vw;gLk; ePh; tpuak; vd;gJ vkJ tPl;by; Vw;gLtJ kl;Lky;y. cyf ehLfs; gytw;wpdJk; ftdj;ij  gy khfhzq;fspYk; Cf;Ftpf;fg;gl;L tUfpd;wJ. me;jtifapy; xd;uhwpNah- tpYk; ,j; jpl;lk; eilKiwapy; cs;sJ. ePq;fs; Gjpa TOILETf;Fr; nrytpLk; njhifapy; xU gFjpia kPsg; ngw KbAk;. rhjhuzkhf 2 PIECE TOILET
nfhs;tdT nra;a $150 - $200 nlhyh; nrythFk;. mjpy; 60-75 nlhyh; tiu kPsg; ngwyhk;. gpd;tUk; ,izaj; jsj;jpw;Fr; nry;tjd; %yk; Nkyjpf tpguq;fisAk; tpz;zg;gg; gbtj;jpid- Ak; ngw;Wf; nfhs;syhk;. www.toronto.ca/watereff/flush/index.htm
,izaj;js trjpapy;yhjth;fs; gpd;tUk; ,yf;fj;jpw;F mioj;J Nkyjpf jfty;- fisg; ngw;Wf;nfhs;syhk;. 416-392-7000
Toronto khefu rigahy; rpghh;R nra;- ag;gLk; nkhly;fspd; gl;baiy ,iz- aj;jsj;jpy; ngw;W mjd; gb gpujpaPL nra;tjd; %yk; Vkhw;wq;fisAk; rpukq;- fisAk; jtph;j;Jf; nfhs;syhk;.
ePh; tpuaj;ijf; fl;Lg;gLj;Jtjw;fhf “DUAL FLUSH TOILETS” mwpKfg; gLj;- jg; gl;Ls;sJ. mT];Nuypah> mnkhpf;fh Nghd;w ehLfspy; RkhH 10 Mz;LfSf;F Kjy; ,it mwpKfg; gLj;jg;gl;l Nghjp Yk; fdlhtpy; jw;NghJ jhd; mwpKfg; gLj;jg; gl;Ls;sJ.
mjhtJ ryk; fopf;Fk; re;jh;g;gj;jpy; 1/2 FLUSH nra;aTk;> kyk; fopf;Fk; re;jh;g;gj;jpy; FULL FLUSH nra;aTk; jf;f tpjj;jpy; ,J mikf;fg; gl;bUf;fp- wJ. ,jd; tpiy Vwj;jho $280 nlhyh;. fhyg; Nghf;fpy; gy E}W nlhyh;fis Nrkpf;Fk; tpjj;jpy; ,J jahhpf;fg; gl;b- Uf;fpwJ. etPd njhopy; El;gq;fs; fop- tiwiaAk; tpl;L itf;ftpy;iy.
Nkyjpf tpguq;fis fPo;tUk; ,izaj; jsj;jpy; ngw;Wf; nfhs;s KbAk;.
www.cmhc-schl.gc.ca/en/co/renoho/ refash/refash_004.cfm
vela@thaiveedu.com
tPLk; tpbaYk; - 38
Ntyh Rg;ukzpak; - Certified Home Inspector -


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jha;tPL • Vg;gpuy; 2009


Page 19
jha;tPL • Vg;gpuy; 2009
nkJthf Mdhy; epr;rakhf ehq;fs; Nfhilfhyj;jpy; mbnaLj;J itf;fpd; Nwhk;. Nfhilfhyk; vdpy; gpf;dpf;Ffs; BBQ vd fisfl;LtJ ,ay;GjhNd. NkYk; Nfhilapy; vkJ cwtpdHfs; tpUk;gp fdlh tUthHfs;. kw;iwa fhyq;fspy; ,q;F gdp%b ,Ug;gjhf mtHfSf;F xU IjPfk;. ,e;j cwtpdH fs; fdlhit Rw;wpg;ghHf;f tpUk;GtJ ,aw;ifj;jhd;. mtHfis xt;nthU tUlKk; Canada’s Wonderland,w;Fk; kpUff;fhl;rpr;rhiyf;Fk; mioj;Jr;nrd;W fhl;b fisj;Jg;Ngha; ,Ug;gPHfs;. vdNt mLj;j rpy khjq;fSf;F tpj;jpahrkhd tpag;ghd tpNdhjkhd ,lq;fis ,q;F juyhk; vd; epidf;fp;Nwd;.
nrd;wtUlk; NfhilfhytpLKiwapy; vdf;F epA+ gpud;];tpf; (New Brunswick) khfhzj;jpw;F gazpf;Fk; re;jHg;gk; Vw;gl;lJ. mq;F nkhq;ld; (Monkton) vDk; ,lj;jpy; Kjy;jukhf xU fhe;j kiyiaf; fz;Nld;. ,e;j fhe;jkiyapy; (Magnetic Mountain) thfdj;ij kiyab- thuj;jpy; Neutral,y; epw;ghl;bdhy; mJ jhdhfNt kiyNky; Vwpr;nrd;wJ. vd;dhy; ek;gNt Kbatpy;iy. ,ilapy; thfdj;ij gpNuf;Nghl;L epWj;jptpl;L kPz;Lk; Neutral ,y; tpl;Nld; thfdk; njhlHe;J NkNy nrd;wJ.
gyEhW Mz;LfSf;FKd; tpQ;Qhdp Irhf; epA+l;ld; Gtp  ,q;fpyhe;J> gpuhd;];> nIHkdp mnkhpf;fh vd gy; NtW ehLfspYk; ,j;jifa fhe;jkiy fs; fhzg;gLfpd;wd. ,J nlhud;Nlh- tpw;F kpf mUfhikapy; 55KM Jhuj;jpy;
fhe;jkiy
Ngypq;ld cz;L. ea ngUk; ghy ,j;jifa ftHfpwjh Mdhy; j ahTk; gpu cz;ikap epA+l;ld; nry;fpwJ. gj;Jld; rpwe;j ng
Ngypq;ld tpguk; Kj hpf;fg;gl;L ,e;j tPjp ifahy; f mtjhdk ,Ug;gJ K 200 ahH ftHr;rpahy tiu gpbf
fhe;j ki nlhud;Nl th;fs; Q gpuz;l; nj Nehf;fp n ,y; 101 tyJgf;fk tpsf;fpy; jpUk;gNtz ntspte;j clNd , rkpf;ifap vopjhf , Mall ,Ug ,e;jtPjpapy ,jpy; ty

- 19 - fhe;jkiy
elf;Fk; zdpapd;
j;jifa
+ gpud;];- ghfq;fsp pate;jJ. yf;Neh y cz;L. q;fpyhe;J> vd gy; he;jkiy hud;Nlh- Jhuj;jpy;
Ngypq;ld; vDkplj;jpy; xU fhe;jkiy cz;L. eahfuhtpw;F NghFk;topapy; xU ngUk; ghyk; ,Ug;gij ePq;fs; mwptPHfs;. ,j;jifa ,lq;fspy; ,Uk;G fhe;jkhfp ftHfpwjh? vd;w re;Njfk; vOe;jJ. Mdhy; jug;gl;l mwpTWj;jy;gb ,it ahTk; gpuikNa. mjhtJ thfdq;fs; cz;ikapy; Nky; Nehf;fpr;nry;ytpy;iy. epA+l;ld; fzpj;jgb fPo;Nehf;fpjhd; nry;fpwJ. vJ vg;gb ,Ue;jhYk; FLk;- gj;Jld; nrd;W mjprapf;ff;$ba xU rpwe;j nghOJNghf;fplk; ,JthFk;.
Ngypq;ldpy; cs;s fhe;jkiy gw;wpa tpguk; Kjd;Kjy; 1985k; Mz;by; gpuR- hpf;fg;gl;Ls;sjhf mwpaj;jug;gl;Ls;sJ. ,e;j tPjp nghJg;ghtidf;Fhpa tPjpah- ifahy; fl;ldk; VJk; ,y;iy. Mdhy; mtjhdkhf tPjpr;rl;lj;ij kPwhky; ,Ug;gJ Kf;fpak;. ,e;j Vw;wk; fpl;lj;jl;l 200 ahH ePsKilaJ. ,j;Jhuj;ij ftHr;rpahy; ,oe;JtpLtjw;F 45 nrf;fd;l; tiu gpbf;Fk;.
fhe;j kiyf;F nry;Yk; top nlhud;NlhtpypUe;J 401 topahf nry;g th;fs; QEW neLQ;rhiyia vLj;J gpuz;l; njU (Brant Street) tpy; tlf;F Nehf;fp ntsptuNtz;Lk;. ,J QEW ,y; 101 Exit MFk;. ntspte;jTld; tyJgf;fk; jpUk;gpdhy; Kjy; rkpf;if tpsf;fpy; NorthSide Road,y; ,lJgf;fk; jpUk;gNtz;Lk;. vdNt Brant Street,y; ntspte;jTld; tyJgf;fj;Jf;F jpUk;gp clNd ,lJ fiuf;F nrd;why;jhd; rkpf;ifapy; ,lJgf;fk; jpUk;gGtjw;F vopjhf ,Uf;Fk;. me;j re;jpapy; xU Mall ,Ug;gij fhzyhk;. rpwpJ Jhuk; ,e;jtPjpapy; nry;ifapy; King Road tUk;. ,jpy; tyJgf;fk; jpUk;gpr; nry;ifapy;
Bayview Pankapiz fle;jTld; tPjp tyJ gf;fj;jpw;F jpUk;Gk;. xU ,UEhW ahH nrd;wTld; ePq;fs; kiy cr;rpia mile;JtpLtPHfs;. ,jpy; fhiu te;j topf;F jpUg;gpdhy; thfdk; Ontario Hydro, Poner Line ,w;F fPo;tUk;. ,t;tplj;jpy; ‘Mortor Vehicle Prohibited’ vd;w mwptpj;jy; ,Ug;gij mtjhdpf;fyhk;. mj;Jld; cq;fs; thfdk; njw;Fj;jpir Nehf;fp epw;Fk;. vJ vg;gb ,Ug;gpDk; mDgtk; GJikahdJ. ahUNk kwf;fKbahJ. ,q;F ePq;fs; gfpuq;fkhd Nghf;Ftuj;Jg; ghijapy; epw;gij kwe;JtplNtz;lhk;. ePq;fs; gfpuq;f ghijapy; filg;gpbf;Fk; mj;jid rl;ljpl;lq;fisAk; ,q;F filg;gpbf;f flikg;gl;Ls;sPHfs;.
thfdj;ij Neutralypy; tpl;L cq;fs; fhhpd; Forn Way Flushes” Nghl;Litf;fj; jtwhjPHfs;. kw;wtHfSf;F xUNghJk; ,ilA+W nra;ahJ ghHj;Jf;nfhs;Sq;fs;.
,e;j fhe;jkiyapy; ,Og;G ehSf;F ehs; tpj;jpahrg;gLtJld; thfdj;jpw;F thfdk; tpj;jpahrg;gLk; vd;gij kwf;f Ntz;lhk;.
cwTfSld; nrd;W kfpo;r;rpahf ehs; nghOij fopg;gjw;F tho;j;Jf;fs;.
punithavel@thaiveedu.com


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vz;gJfspy; Gyk;ngaHe;J te;J Fb- Nawpa jkpo;kf;fs; gyUk; Xa;TngWk; taij mile;J tUfpd;whHfs;. vdNt Xa;T+jpaj;ijg; gw;wp tpsf;fq;fis rw;W tphpthfg; ghHg;Nghk;. mNdfkhdtHfSf;F Xa;T+jpak; mtHfs; Ntiy nra;tij epWj;jpagpd; Kd;gpUe;j tho;f;fifj;juj; jpy; njhlHe;J ,Ug;gjw;fhd nry;tj;ij jUtjhf ,Uf;f tpUk;GtH. $ba MNuhf;fpaKk; neba tho;f;ifAk; cs;s ,f;fhyfl;lj;jpy; gyUk; jhk; Ntiy nra;Ak; fhyj;jpy; Neug;gw;whf;- Fiwahy;  mjhtJ ‘vg;nghUs; ahH ahH tha;f;Nfl;gpDk; mg;nghUs; nka;g;nghUs; fhz;gJ mwpT’ vd;gJNghy; nka;g;nghUs;
vJ vd;W
cq;fs; cq;fs; t tpUg;gJ , khf fl;L njhifia ,g;gb Nk kPs;fl;Lk; tl;bahf Fiwf;Fk
cjhuzj 8% tl;ba $5000 fl;L 25 tUlk; ahf fl;L gLj;JtPHf
Nehf;fpdh thf fl;L KjyPl;Lf df;flid kjpiaAk; kwf;fyhf
ehq;fs; m Nrkpg;gJ k ld;> mg;gb ,sikapy mjdhy; ngUk;ghy jpaf;fhyk murhq;f vd;gij c Ntiynra FiwAk; n kfpo;r;rpahf mtHfs; m top NjlN

Xa;T+jpaq;fs;
jha;tPL • Vg;gpuy; 2009
; 8%tUl 90 taJ ;Ls;sJ.
vd;d? cq;fs; fUj;jpw; nra;jhy; ;$Lk;. g;gjw;fhf
ltjw;F ;NghjhFk;. f Nrkpf;f
tl;lkhf tjw;fhd sikapy; ; fdT ;Fk;.
my;yJ
k; tjpAk; NjNtis nra;tjd; q;fsplk; hy; Nky; nra;tJ ; Nfl;lhy; q;fisj; $wpaJ ahH ahH ;g;nghUs; ;g;nghUs;
vJ vd;W rw;W tpsf;fkhf Muha;Nthk;.
cq;fs; mlkhdf;fld; thpfl;bagpd; cq;fs; tUthapy; Mfg;nghpa nrythf- tpUg;gJ ,ay;G. NkYk; ePq;fs; Nkyjpf- khf fl;Lk; xt;nthU nlhyUk; fld; njhifia Fiwf;f fhuzkhapUf;Fk;. ,g;gb Nkyjpfkhff; fl;LtJ ePq;fs; kPs;fl;Lk; fhy vy;iyiaf; Fiwg;gJld; tl;bahf fl;Lk; njhifAk; nghpJk; Fiwf;Fk;.
cjhuzj;jpw;F $100.000 mlkhdf;fld; 8% tl;bapy; ngw;W tUlk; xd;wpw;F $5000 fl;LtPHfshdhy; toikahf fl;Lk; 25 tUlk; my;yhky; 10 tUlj;jpy; tl;b- ahf fl;Lk;njhifapy; $85,705 kPjg;- gLj;JtPHfs;! KjyPl;Lf; Nfhzj;jpy;
Nehf;fpdhy; 8.5% mlkhdf;fld; tpiu- thf fl;LtJ vd;gJ thpapy;yhky; 8.5% KjyPl;Lf;Fr; rkdhFk;. NkYk; mlkh- df;flid tpiuthf milg;gJ kdepk;- kjpiaAk; kdepiwitAk; jUk; vd;gij kwf;fyhfhJ.
ehq;fs; midtUk; mwpNthk;. RRSPapy; Nrkpg;gJ kpf mtrpakhd tplak; vd;gJ- ld;> mg;gb RRSPapy; Nrkpg;gij vt;tsT ,sikapy; Muk;gpf;fpd;Nwhk; vd;gjpy;. mjdhy; Vw;gLk; gad; jq;fpAs;sJ. ngUk;ghyhd fNdbaHfs; jkJ Xa;T+- jpaf;fhyk; mz;kpf;Fk; Ntisapy; jhd; murhq;f Xa;T+jpak; jkf;Ff; fhzhJ vd;gij czUfpd;whHfs;. NkYk; jhk; Ntiynra;Ak; fk;gdp Xa;T+jpd; gw;whf;- FiwAk; njhpatUfpwJ. nghWg;gpy;yhky; kfpo;r;rpahf thoNtz;ba Xa;Tf;fhyj;jpy; mtHfs; md;whl tho;f;ifr; nryTf;F top NjlNtz;bapUf;Fk;.
fld;fl;bKbj;jtPL cq;fs; Xa;T+jpaj;ij tsHf;fkhl;lhJ. NkYk; tjpAk; tPl;il tpw;Wtpl;L Xa;T+jpaf;fhyj;jpy; xU rpd;d tPl;il thq;fp vQ;rpa gzj;ij KjyPL nra;tjhy; 20 my;yJ 30 tUl Xa;T+jp- aj;ij ngWtJ. ,f;fhyfl;lj;jpy; tUlh- tUlk; ,ad;w msT mjpfk; gzj;ij RRSPapy; KjyPL nra;J te;jhy; fisj;J Xa;T vLf;Fk; fhyj;jpy; ftiyfs; ,d;wp tuitf; nfhz;L nryTfs; nra;J kfpo;e;jpUf;fyhk;. tho;ehs; KOtJk; ePq;fs; f\;l;lg;gl;L NghuhLtPHfs;> vj;jidNah Mirfis mlf;fp itj;jp Ug;gPu;fs;;. cq;fs; Xa;Tf;fhyk; ftiy- apd;wp miktJ mtrpaky;yth?
ePq;fs; Qhgfj;jpy; itj;jpUf;f Ntz;b aJ cq;fs; RRSP nfhLg;gdTfSf;F thptpyf;F cz;L vd;gij. KjyPLf; Nfhzj;jpy; ghHg;gjhdhy;> ePq;fs; 50% thp fl;Ltjw;F 

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jha;tPL • Vg;gpuy; 2009
nghJthf mNefkhd ngz;fs; ,e;j Pap Nrhjid gw;wp xUNghJk; Nfs;tpg; glhjth;fshfNt ,Uf;fpd;wdh;. tUlhe; jk; nghJthd kUj;Jtg; ghpNrhjid nra;J nfhs;Sk; ngz;fs; mwpe;J nfhs;s Ntz;ba Kf;fpakhd caph;fhf;- Fk; ghpNrhjid ,JthFk;. fle;j khh;r; 22> 2009 ,y; UK ,d; njhiyf;fhl;rp ebif Jade goody jdJ 27 MtJ tajpy; fUg;ig tha; Gw;WNehahy; fhykhdhh; vd;gij ePq;fs; mwpe;jpUf;fyhk;. ,J gpugykhdth;fis kl;Lky;y rhjhuz- khdth;fisAk; ve;j tajpYk; jhf;f yhk;. ,J gw;wp tpsf;Ftjw;fhfNt ,e;j nkhop ngah;g;Gf; fl;Liu jug;gLfpd;wJ.
Papanicolaou Nrhjid vd;gJ Pap smear, Pap test, cervical smear my;yJ smear test vd miof;fg;gLk;. ,J fUg;ig thapy; (Cervix) Gw;WNeha;f;Fhpa khw;wq;fs; fhzg;gLfpd;wdth vd;gij mwpa Nkw; nfhs;sg;gLk; ghpNrhjidahFk;. ,tw;Ws;
fzprkhdsT khw;wq;fs; rpfpr;ir nra;- ag;glf; $bait. ,jd; %yk; fUg;ig thapy; Vw;gLk; Gw;W Nehia (Cervical cancer) Fzg;gLj;j KbAk;. Georgios Papanikolau vDk; gpugy fpNuf;f itj;- jpauhy; ,e;j Nrhjid fz;lwpag;gl;l- jdhy; mtuJ ngah; ,e;j Nrhjidf;F itf;fg;gl;lJ. ,jid tpl Aurel Babes vd;gtuhYk; ,e;j Nrhjid jdpahf fz;lwpag;gl;lJ. Fjtop Pap Nrhjid- ahdJ Fjtopapy; Vw;gLk; Gw;WNehiaf; fz;lwpa gad;gLj;jg;gLfpd;wJ.
ghypay; cwT nfhs;Sk; ngz;fs; xOq;- fhd Pap Nrhjid nra;J nfhs;s Ntz;Lnkd nghJthf mwpTWj;jg;gLfpd;- wJ. vt;tsT fhyj;jpw;nfhU jlit nra;a Ntz;Lnkd;gJ jdpegh;fSf;Nfw;g tUlj;Jf;F xU KiwapypUe;J Ie;J tUlq;fSf;F xU Kiwahf NtWgLk;. ,e;j Nrhjid KbTfs; mrhjhuz- khditahf ,Ue;jhy; mrhjhuzkhd jd;ikapd; mbg;gilapy;> ,e;j Nrhj- idahdJ %d;W khjj;jpy; ,Ue;J 12 khjq;fSf;F xU jlit mbf;fb nra;- ag;gly; Ntz;Lk;. ,e;j mrhjhuz jd;ikia kpfTk; EZf;fkhf ghpNrh- jid nra;ag;gl Ntz;Ltjhf ,Ue;jhy; fUg;igapy; Colposcope vDk; fUtp %yk; (Colposcopy) ghpNrhjid nra;ag;gLk;.
,e;j Nrhjidapy
fUg;ig thapy; (Cervix- ; yj;jPd; nkhopapy; ‘fOj;J’ vd nghUs; gLk;) cs;s fyq;fs; Xh; fUtp %yk;
Pap Nrhjid vd;why; vd
(Pap Test)
Nrfhpf;fg;gl;L mrhjhuz jd;ik vJTk; fhzg;gLfpd;wjh vd EZf;Ff; fz;zhb %yk; ghpNrhjpf;fg;gLk;. ,J fUg;ig thapy; Gw;WNehapw;Fhpa khw;wq;fs; VJk; Vw;gl;bUf;fpwjh vd;gij fz;lwp- tij Nehf;fkhff; nfhz;lJ. ,e;j khw;wq;fs; nghJtpy; kdpj gg;gpNyhkh itu];fshy; (Human papillomaviruses – HPVs) ghypay; hPjpapy; flj;jg;gLtjhFk;. ,J Gw;W Nehapw;F Ke;jpa mwpFwpf- isAk; fUg;ig Gw;W NehiaAk; muk;- gj;jpNyNa fz;lwptjw;fhf gutyhfg; gad;gLj;jg;gLk; xU KiwahFk;. ,e;j NrhjidahdJ fUg;igfOj;jpd; (cervix) cl;RthpYk;> fUg;igapd; (Uterus) cl; RthpYk; Vw;gLk; mrhjhuzkhd epiyik fisAk; njhw;W Neha;fisAk; fz;l- wpAk;. fUg;ig fOj;J (Cervix) vd;gJ fUg;igapd; (Uterus/womb) fPo;g;gFjpapy; gpwg;Gf; fhy;thapDs; (Vagina) jpwf;fpd;wJ.
jkJ tho;ehspy; xU jlitahtJ Pap
fUg;igAk; mjd; cWg;GfSk;
Nrhjid nra;J nfhz;l ngz;fSf;F Gw;WNeha; Vw;gLk; re;jh;g;gk; kpff; Fiw thfNt cs;sJ.
Vd; Pap Nrhj id Njit? Pap NrhjidahdJ cq;fs; capiuf; fhg;ghw;Wk;. ,J fUg;ig thapy; Vw;glf; $ba Gw;WNehapd; Muk;g mwpFwpfisf; fz;lwpAk;. Muk;gj;jpNyNa fz;lwpag;- gl;lhy; fUg;ig tha; Gw;WNehiaf; Fzg;gLj;Jk; re;jh;g;gq;fs; mjpfkhFk;. Pap Nrhjid %yk; Gw;W Neha;f; fyq;- fshf khwf; $ba njhw;Wf;fisAk;> mrhjhuzkhd fUg;igtha; fyq;fisAk; fz;lwpayhk;. mNefkhd re;jh;g;gq;fspy; fUg;igtha; Gw;WNeha; tpUj;jpahtij rpfpr;irfs; %yk; jLf;fyhk;. xOq;fhd Pap Nrhjidfs; %yk; fUg;ig tha; Gw;WNeha; kw;Wk; ,wg;Gf;fspd; vz;zpf; ifapy; mjpfstpy; FiwT Vw;gl;Ls;sJ.
vy;yhg; ngz;fSf;Fk; Pap Nrhjid Njitah? vy;yhg; ngz;fSk; ,Lg;ngYk;G ghpNrh- jidfSld; (Pelvic exams) Pap Nrhjid nra;J nfhs;tJ jkJ xOq;fhd Rfhjhu guhkhpg;gpd; xU gFjpahf Kf;fpakhd- jhFk;.
vg;NghjhtJ ve;jnthU tpjkhfTk; ghyp- ay; njhlh;G nfhz;l vy;yh ngz;fSk; Kiwahd Pap ghpNrhjid nra;a Ntz;Lk;. ,J gpd;tUNthiu cs;s-
lf;Fk;:
•
Xh; Ji nfhz;l
•
mjpf ngz;fs
•
ngz;fS ngz;fs
•
khjtpl ngz;fs ,y;yhk
•
ePq;fs;> Nkw;gl;l
•
21 taj 3 tUlq ghypay Pap Nr
•
Pap Nr fpilah ngz;fS nra;a N
fUf;Foha;
fUKl;il (Ovary)
fUg;ig tha; (Cervix)
ngz;fs fl;F gp mrhjh ,y;yhj epWj;Jt fijf;f
vt;tsT jlit nra;a Nt ,J cq;f yhw;wpYk; ey;yJ vd aUld; Ng gpd;tUk; gw;wyhk;:
•
ePq;fs; atuhap tUlK
•
30 ta fTk; 3 nra;jpU itj;jpa my;yJ af; $b
•
65 ,y rhjhuz 10 tU mrhjhu jpUe;jh JtJ F aUld;

Nrhjid vd;why; vd;d?
(Pap Test)
- 23 -
k vJTk; fz;zhb fUg;ig hw;wq;fs; fz;lwp- . ,e;j g;gpNyhkh aviruses – LtjhFk;. mwpFwpf- k; muk;- utyhfg; k;. ,e;j ; (cervix) rus) cl; epiyik k; fz;l- ) vd;gJ ;g;gFjpapy; f;fpd;wJ.
htJ Pap
;fSf;F pff; Fiw
Njit? capiuf; ; Vw;glf; wpfisf; z;lwpag;- Nehiaf; pfkhFk;. ;f; fyq;- ;fisAk;> q;fisAk; ;g;gq;fspy; pahtij xOq;fhd ;ig tha; ; vz;zpf; l;Ls;sJ.
;Fk; Pap ?
;G ghpNrh- Nrhjid Rfhjhu ;fpakhd-
Tk; ghyp- gz;fSk; nra;a cs;s-
lf;Fk;:
•
Xh; JiztUld; ghypay; njhLif nfhz;l ngz;fs;
•
mjpf fhykhf ghYwT nfhs;shj ngz;fs;
[Pth jpiruh[h
•
ngz;fSld; ghYwT nfhs;Sk; ngz;fs;
•
khjtplha; epw;Fk; fhyj;ij mile;j ngz;fs; (khjhe;j ,uj;jg; Nghf;F
ePq;fs; vj;jid tajhd- tuhf ,Ue;jhYk; gpd;tUk; ,y;yhky; Nghd).
epyikf;F ePq;fs; cl;gl;
•
ePq;fs;> 21 taJ my;yJ mjw;F Nkw;gl;ltuhf ,Ue;jhy;
•
21 tajpw;F Fiwe;jtuhf mNj rkak; 3 tUlq;fl;F my;yJ mjw;F Nkw;gl;L ghypay;hPjpapy; ,af;fKld; ,Ue;jhy;
bUe;jhy; xt;nthU tUl Kk; Pap Nrhjid nra;jy; Ntz;Lk;. mj;jifa epiy ikfshf: Pap Nrhjid nra;a Ntz;Lk;.
•
•
cWg;G khw;w rj;jpu rpfpr;ir Nkw;- Pap Nrhjidf;F ve;j taJ tuk;Gk; fpilahJ. khjtplha; epd;W Nghd ngz;fSk; $l xOq;fhd Pap Nrhjid
nfhz;ltuhf my;yJ fPNkhnjugp nra;tjdhy; cq;fs; Nehnajph;g;Gr; rf;jp gytPdkhf ,Ue;jhy;> nra;a Ntz;Lk;. 65-70 taJf;fpilg;gl;l
•
ngz;fs; 3 rhjhuz Pap Nrhjid- fl;F gpd; kw;Wk; fle;j 10 tUlq;fspy; mrhjhuzkhd KbTfs; vJTk; ,y;yhjpUe;jhy; ,e;j Nrhjidia epWj;JtJ gw;wp jkJ itj;jpaUld; fijf;fyhk;.
vt;tsT fhyj;jpw;F xU jlit ehd; Pap Nrhjid nra;a Ntz;Lk;? ,J cq;fs; tajpYk; MNuhf;fpa tu- yhw;wpYk; jq;fpAs;sJ. vJ cq;fSf;F ey;yJ vd;gJ Fwpj;J cq;fs; itj;jp- aUld; NgRq;fs;. mNefkhd ngz;fs; gpd;tUk; ,e;j topfhl;Ljy;fisg; gpd; gw;wyhk;:
•
cq;fs; jhahh; fh;g;gkhf ,Ue;jNghJ fUr;rpijitj; jL;f;Fk; kUe;J (diethylstibetal DES) vLj;jpUe;jhy;>
fUf;Foha; (Fallopian tube)
•
ePq;fs; HIV Neha; njhw;wpw;F cl;gl;- bUe;jhy;>
xt;nthU tUlKk; Pap Nrhjid nra;a Ntz;Lk;. AIDS ,w;F toptFf;Fk; HIV itu]; cld; thOk; ngz;fs; fUg;igtha; Gw;WNeha; kw;Wk; fUg;igtha; njhlh;ghd
fUKl;il
fUg;ig
Neha;fSf;F cl;gLk; mghak; cz;L. (Ovary)
(Uterus)
ahUf;F xOq;fhd Pap Nrhjid Njitapy;iy? 65 tajpw;F Nkw;gl;l ngz;fspw;F mNef fUg;ig tha; (Cervix)
rhjhuz Pap Nrhjidfs; Nkw;nfhs;- sg;gl;L mth;fsJ itj;jpauhy; ,e;j Nrhjid ,dpNky; Njitapy;iy vdf; $wg;gl;lth;fs;. Nahdp / gpwg;Gf;fhy;tha;
fUg;igtha; (Cervix) ,y;yhj ngz;f- (Vagina)
Sk; fUg;ig tha; Gw;WNeha; mghak; Fiwthf cs;s ngz;fSk;. ,e;j ngz;fs; xOq;fhd Pap Nrhjidfis epWj;Jtjw;F Kd;ghf itj;jpaUld; Ngr Ntz;Lk;.
fUg;ig rj;jpu rpfpr;ir %yk; mfw;wg;gl;Ls;stu ;fs;; Pap Nrhjid nra;a Ntz;Lkh? ,J fUg;ig mfw;wg;gl;l rj;jpu rpfpr;ir- apd; jd;ikapYk; cq;fs; MNuhf;fpa tuyhw;wpYk; jq;fpAs;sJ. fUg;ig mfw;- wg;gl;l ngz;fs; jhk; xOq;fhd Pap Nrhjid nra;ag;gl Ntz;Lkh vd;gJ Fwpj;J itj;jpaUld; Ngr Ntz;Lk;.
nghJthf fUg;ig mfw;wy; rj;jpu rpfpr; irapd; NghJ fUg;igAld; fUg;ig thAk; mfw;wg;gLk;. ,J nkhj;jkhd fUg;ig mfw;wy; (Total hysterectomy)
ePq;fs; 30 tajpw;F Fiwe;j taJil- atuhapd; Pap Nrhjidia xt;nthU tUlKk; Nkw;nfhs;s Ntz;Lk;.
vdg;gLk;. Gw;WNeha; jtph;e;j Vida fhuzq;fshy; ,t;thW nkhj;jkhf fUg;ig mfw;wg;gl;l ngz;fs; xOq;fhd Pap Nrhjid nra;a Ntz;bajpy;iy.
•
30 taJ my;yJ mjw;F $batuh-
mrhjhuzkhd fyq;fs; my;yJ Gw;W fTk; 3 rhjhuz Pap NrhjidfSk;
Nehapd; fhuzj;jpdhy; nkhj;jkhf fUg;- nra;jpUe;jhy; Fiwe;jJ cq;fs;
ig mfw;wg;gl;l ngz;fs; Fiwe;jJ 3 itj;jpaUld; fijj;J xt;nthU 2
rhjhuz Nrhjid KbTfs; ngwg;gLk; my;yJ 3 tUl ,ilntspfspy; nra;-
tiu tUlhtUlk; gpwg;Gf; fhy;tha; Gw;W af; $bajhf xOq;F nra;Aq;fs;.
Nehapw;fhf (Vaginal cancer) ghpNrhjpf;-
•
65 ,ypUe;J 70 tajhf ,Ue;J 3 rhjhuz Pap NrhjidAld; fle;j 10 tUlq;fspy; Pap Nrhjid %yk; mrhjhuzkhd KbTfs; vJTk; ngwh- jpUe;jhy; Pap Nrhjidfis epWj;-
fg;gl Ntz;Lk;. fUg;ig (Uterus) mfw;- wg;gl;L> Mdhy; ,d;Dk; fUg;igtha; (Cervix) ,Uf;Fk; ngz;fs; xOq;fhd Pap Nrhjid nra;J nfhs;s Ntz;Lk;. nkhj;jkhf fUg;ig mfw;wg;gl;l ngz;fs; JtJ Fwpj;Jcq;fs; FLk;g itj;jp- aUld; fye;JiuahLq;fs;.
27k; gf;fk; ghu;f;f...


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jha;tPL • Vg;gpuy; 2009


Page 25
jha;tPL • Vg;gpuy; 2009
mwpKfk;: G@Nkupah ,yq;ifapy; Araliya, Pansal Mal vd miof;fg;gLk; mofpa nts;is- epwg; G+f;fisAila rpwpa tifahd kukhFk;. G@Nkupah ,dkhdJ 7-8 tu;f;- fq;fisAilajhf> mjpntg;g> ntg;g kz;lyq;fspy; mwpKfkhfp> Mrpah> rpq;fg;G+u;> fhtha;> nkf;rpf;Nfh> gu;kh> mnkupf;fh Nghd;w ehLfspy; $Ljyhf tsu;f;fg; gLfpd;wJ. ,J> mg;Nghir- Ndrp< FLk;gj;ijr; (Family Apocynaceae) Nru;e;jJ. ,U gpujhd tiffs; fhzg; gLfpd;wd. xg;&rh> kpDkpDg;ghd tl;l ,iyfisAilajhAk; nts;isepwg; G+f;fisf; nfhz;Lk; fhzg;gLk;;. W}gpwh> $uhd ,iyfis AilajhAk; epwkhd G+f;fisf; nfhz;Lk; fhzg;gLk;;.
,jid vg;gb ,Nyrhf tsu;f;;fyhk;?
ed;F G+f;fisj;jUk; kuq;fspypUe;J rpwpa ntl;Lj; Jz;Lfis vLj;J ,U thuq;fs; tiu fhatplNtz;Lk;. fha;e;j Kidg;gpypUe;J Ntu;fs; cz;lhtijf; fhzyhk;;. ,tw;iw rhbfspy; my;yJ epyj;jpy; Cd;wp jz;zPu; Cw;w Ntz;Lk;. Ntu;Kidg;gFjp ehd;F mq;. mstpyhd Fspapidj; Njhz;b ntl;Lj;Jz;L- fis Cd;wp> fyitAuj;jpdhy; epug;-
G@Nkupah
(Plumeria alba -Temple tre
nry;iyah re;jpuNrfup
kuts;s jbg;ghd Aila Tel: 416-836-1946, 416-423-5057
Nru;e;jjh njd;mn
40 Crockford Blvd., Scarborough, ON, M1R 3C3
gapuplg;g ,dj;jpd 24 hrs Service
SAM Mobile Mechanic
epw;ghu;fs gl;L gy Jzpf;i Jz;Lfs K.S.TRUCK & CAR TRAILER REPAIR A l l A u t o m o t i v e R e p a i r s
rk;gy;> k ,e;jpaht ehshe;j ntl;lg;g nghUs;f
Specializing in Mechanical, Body, Electrical Repairs & Wheel Spring
khg;nghb
gTk;. gpd;du; jpUk;gTk; fhatplNtz;Lk;. Ntu;fs; Njhd;whtpbd; $Ljyhf ePu; tpLtJ gadw;wjhj ,Uf;Fk;.
Cd;wpa ntl;Lj;Jz;Lfs; Kistpl;L tsUk;NghJ XupU tUlq;fspy; rhjhuz jhtukhf tsu;e;J G+f;fisj; juf; $bajhapUf;Fk;. tpj;jpypUe;J cz;lh- Fk; jhtuk; tsu;tjw;Fg; gy tUlq;fs; vLf;Fk;> G+f;fs; fpilg;gjw;Fk;; fhyk; nry;Yk;;. ,j;jhtuk; mNefkhd tPLfsp Yk; Nfhapy; G+e;Njhl;lq;fspYk; tsu;f;- fg;gLfpd;wd. jhtuk; tsu;tjw;F xt; nthU khjKk; $ba nghRNgw;W fye;j cuf;fyit mtrpak; NghlNtz;Lk;. mofpa G+f;fs;: G@Nkupah> G+f;fspd; eWkzKk; ftu;r;rp- ahd mofpa epwKk; Nru;e;J kpfTk; gpugy;ypakhd jhtukhff; fUjg;gLfpd;- wJ. G+f;fs; rpwpa khiyfshff; fl;lg; gl;L fhtha; (Hawaii) Nghd;w ,lq;fspy; fyhr;rhuj;NjhL ,ize;jjhf tpohf;f- spy; fOj;jzpfshf NghLtijf; fhz;fpd;Nwhk;. G+f;fs; ,iwtopghl;NlhL neUq;fpa njhlu;G nfhz;bUf;fpwJ. $Ljyhfg; ngsj;j rkaj;jtu; ,jid gd;ry; ky; vd;ghu;fs;. G+f;fis ve;j NtisapYk; ,iwtopghl;bw;F vLj;Jr; nry;tu;. ,e;J rkaj;jtu; Nfhapy;fspy; ghtpf;fhtpbDk; khiy fl;Ltjw;F G+f;fisg; gad;gLj;Jtu;. G+f;fs; mjpf ntg;gj;ijj; jhq;fkhl;lh. vdNt> fpilf;ff;$ba #upanthsp G+f;fisj; jUtjw;F cfe;jjhftpUf;Fk;. Ie;J ,jo;fisAila G+f;fs; njhFjpfshf fhzg;gLtjhy; vy;Nyhu; ftdj;ijAk; ,Nyrhf  jhtukhdJ mt;tg;NghJ ,iyfis cjpu;j;jp> tu;r;rpailahjpUe;J Fspiuj; jhq;Ffpd;wJ. jpUk;gTk;> ,sNtdPu;f; fhyk; te;jJk; Gjpa fpisfs; Njhd;wp
mofpa g+Q;nrbf
Fspu;r;rpah njhlu;e;J fpd;wd.
(Botanica

- 25 - G@Nkupah
fpa g+Q;nrbfs;
meria alba -Temple tree)
Ntz;Lk;. yhf ePu;
istpl;L ; rhjhuz j; juf; cz;lh- Ulq;fs; k;; fhyk; tPLfsp k; tsu;f;- w;F xt; ;W fye;j z;Lk;.
; ftu;r;rp- kpfTk; g;gLfpd;- f; fl;lg; lq;fspy; tpohf;f- hLtijf; pghl;NlhL Uf;fpwJ. ; ,jid s ve;j vLj;Jr; apy;fspy; ;Ltjw;F s; mjpf vdNt> +f;fisj; ;. Ie;J Fjpfshf j;ijAk;
;wk;
pj;jhYk;> iyfis Fspiuj; sNtdPu;f; ; Njhd;wp
Neha;fspd; jhf;fk; rpy Ntisfspy;> gq;fRj; jhf;fk;> tsu;r;- rpfspd; Kidfisf; fUf;fpAk; ,jpyp- Ue;J mOfy; Njhd;wpAk;; my;yJ fWg;G epwg; gjhu;j;jk; ntspte;Jk; jhtuj;ijg; ghsilar; nra;Ak;. ,e;epiyapy; jhtuk; gbg;gbahf Fd;WtijAk; mtjhdpf;f KbAk;. ,t;Ntisfspy;> gq;fRnfhy;yp ghtpf;fNtz;Lk;. tPl;bDs; tsu;f;Fk; jhtuq;fis> nts;is epw  XusT jbg;ghd jz;bidAilajhAk; tUle;NjhWk; thOfpd;w Ntu;f; fpoq;Ffis- Aila nrbj;jhtukhFk;. ,e;j ,dkhdJ Muk;gj;jpy; njd; mnkupf;fh ehl;ilr; Nru;e;jjhapUe;jhYk; jw;NghJ ntg;gkz;lyq;fshfpa ,yq;if. ,e;jpah. nkf;rpf;Nfh njd;mnkupf;fh> ieaPupah> njd; Mgpupf;fh> kNyrpah Nghd;w gy ehLfspy; gapuplg;gLfpd;wd. rptg;G> gr;ir epwkhfpa ,U tiffs; fhzg;gLk;. rptg;Gepw ,dj;jpd; Ntu;fpoq;Ffspy; rpwpJ eQ;R ,Ug;gjhy; kdpju; cz;Ztjpy; gpd; epw;ghu;fs;. fpoq;Ffspy; ey;y khr;rj;J ,Ug;gjhy; tpahghuNehf;fkhf gjdplg;- gl;L gy jug;gl;l czTfisj; jhauupf;fpd;wdu;. gpujhdkhf kuts;spr; rPty;> Jzpf;if> nghb Nghd;wit ,dpikahdit. mNefkhff; fpoq;Ffs; rpW Jz;Lfshf ntl;lg;gl;L ePupy; nkd;ikahf tUk;tiu ed;F mtpj;J> Njq;fha;r; rk;gy;> kpsfha;r; rk;gy; my;yJ kPd; Fok;Gld; Nru;j;J cz;gjpy; xU kfpo;r;rp. ,e;jpahtpy; Nfushehl;bYk;;> ieaPupahtpy; ngUk;gFjp khtl;lq;fspYk;;;; Kf;fpa ehshe;j czthf ,Uf;fpwJ. vkJ tPLfspy; fpoq;Ffs; rpwpa Jz;Lfshf ntl;lg;gl;L girNghd;W mtpe;J tUk;tiuapy; fhukhd kpsfha;j;J}s;> thridg; nghUs;fs; Nghl;L gf;f czTf;fwpahf my;yJ Fok;ghf rikg;ghu;fs;. khg;nghb> #g;> Fok;G Nghd;wit jbg;ghf ,Ug;gjw;F gad;gLj;Jfpd;wdu;;.


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jha;tPL • Vg;gpuy; 2009


Page 27
jha;tPL • Vg;gpuy; 2009 Pap Nrhjid vd;...
23k; gf;fj; njhlHr;rp...
$l tUlhtUlk; ,Lg;ngYk;G ghpNrhj- idf;fhf (Pelvic exam) jkJ itj;jpah;f- isg; ghh;f;f Ntz;Lk;.
nghJthf Pap Nrhjid nra;J KbT fs; ngw 3 fpoik vLf;Fk;. mNefkhd re;jh;g;gq;fspy; KbTfs; rhjhuzkhf ,Uf;Fk;. mrhjhuzkhdjhf KbTfs; ,Ug;gjw;F mNef fhuzq;fs; ,Uf;Fk;. ,J nghJthf cq;fSf;F Gw;WNeha; ,Uf;fpwJ vd;gijf; fUjhJ. rpy rkak; cq;fs; fUg;ig thapy; rpwpa gpur;rid ,Ug;gijNa mJ fUJk;.
rpy mrhjhuzkhd fyq;fs; Gw;WNehahf khwf;$ba re;jh;g;gq;fs; cz;L. Mdhy; mNefkhd re;jh;g;gq;fspy; ,e;j MNuhf;- fpakw;w fyq;fs; jhkhfNt ePq;fp tpLk;. MNuhf;fpakw;w fyq;fisf; Fzg;gLj;- Jtjd; %yk; mNefkhf vy;yhtif- ahd fUg;ig tha; Gw;WNehiaAk; jLf;f KbAk;. cq;fSf;F mrhjhuzkhd KbTfs; fpilf;fg; ngw;why; cq;fs; itj;jpaUld; mJ gw;wp NgRq;fs;.
If;fpa ,uhr;rpaj;jpy; (U.K) 25 tajhFk; NghJ ngz;fs; Kjd;Kiwahf Pap test nra;AkhW Nfhug;gLfpd;wdh;. If;fpa mnkhpf;fh> fdlhtpy; 18 taJ my;yJ mjw;F Nkw;gl;l ngz;fs; ,e;jg; ghp Nrhjid nra;AkhW Cf;fg;gLj;jg; gLfpd;wdh;. vdNt Pap testI vg;NghJ Muk;gpf;f Ntz;Lk; vd;w taJ fl;Lg; ghLk; ,y;iy. 25 taJf;F cl;gl;ltuhf ,Ue;J 3 tUlq;fSf;F Nkyhf ghypa- ypy;  Jh;ehw;wKs;smy;yJ fbAs;s (Itching) ntspNaw;wk; gpwg;Gf; fhy;th-
Law Office T. JEGATHEESAN (Barrister, Solicitor and Notary Public (on)
cq;fs; rl;lg; gpur;rpid vJthfpYk; jkpopYk; Mq;fpyj;jpYk; MNyhridfSf;Fk; jp. rl;l n[fjPrd;
eltbf;iffSf;Fk; njhlu;G nfhs;Sq;fs;.
(Barrister, Solicitor and Notary Public (on)
Off:
416 • 266 • 6154 Res: 416 • 449 • 0358 Fax: 416 • 266 • 4677
2620 Eglinton Ave., East # 201 Scarborough. ON M1K 2S3
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•
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•
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Canadian Cancer Societyia 1-888-939-3333 ,y; mioAq;fs; my;yJ www.cancer.ca rpy HPVfs; gpwg;GWg;gpy; fha;fs;
,w;F tp[ak; nra;Aq;fs;. (genital warts) Njhd;wf; fhuzkhfpd;wd. Mdhy; ,e;j HPVfs; fUg;ig tha;
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•
xd;uhwpNah murhq;f ,izaj; jsj;jpw;F tp[ak; nra;Aq;fs;: www.hpvontario.ca my;yJ INFO lineI 1-866-559-4598,y; mioAq;fs;. crhj;Jiz: http://www.telegraph.co.uk/news/new- stopics/celebritynews/jade- goody/5031270/Jade-Goody-dies-from-cer- vical-cancer-aged-27.html
ePq;fs; dpUe;jhy; khdJ> $ba KbAk;.
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http://www.4woman.gov/faq/pap-test.cfm http://en.wikipedia.org/wiki/Pap_smear http://www.womens-health.co.uk/pap.html http://www.cancercare.on.ca/english/home/ pcs/screening/cervscreening/ www.hpvontario.ca
jeeva@thaiveedu.com HPVIg; ngWtij vt;thW
Tutoring
Grade 1- 7 : English, Math, Science & Social Studies
Grade 8- 11: English & Math
k; d;
q;fs;.
mQ;[yPd; [Pth jpiruh[h
B.A (Hons),M.Sc,Ph.D
# 201 h. ON
(647) 291 1357 K 2S3
(Kennedy & Ellesmere mUfhikapy;)


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senthuran@thaiveedu.com nry;Nghd; fijj;J nfhz;bUg;gtH 9


Page 29
jha;tPL • Vg;gpuy; 2009
I'm here to get your mortgage smarter and faster. c∫Ô”¬z ∂]Ô Ô¶[ √” ÷ÚÕ>V_ ∂ÁTM›Á>•D zÁ≈Õ> ŒÚ \V>¬Ô‚¶›]_ ÿÔVı|kÚkm¶[ c∫Ô”¬z ∂]Ô √›Á>•D oƒt¬Ô c>°ok[.
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need goÈVƒÁTMÔ”¬z ∂Áw•∫Ô^
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¿∫Ô^ k∫zo ́V›m¬z o√VlÚÕ>VKD W ́VÔˆ¬Ô© √¶ \V‚œ ̇Ô^. BVÚo\ W ́VÔˆ¬Ô© √¶\V‚¶V ̇Ô^ ∂ÁTMkÚD >z]BVTMk ̇Ô^. zÁ≈Õ> k‚Ω T>›]_ ~‚|¬Ô¶[ ÿ√uƬÿÔV^·°D, Ô¶[Ô^
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jha;tPL • Vg;gpuy; 2009
tPLfspd; tpiyapy; tPo;r;rp tPL thq;Fgtu;fs; MH
tPLfspd; tpiy tPo;r;rp fhuzkhf Kjd;Kiwahf tPL thq;Fgtu;fs; MHtk;
tPl;L tzpfr;re;ijapd; tpiyfspd; tPo;r;rpahy; mwptpf;fg;gl;l Fiwe;j tl;b tpfpjq;fs;> ey;yij NjHe;njLf;Fk; tha;g;G kw;Wk; murpd; Gjpa rYiffs; Mfpatw;why; nghpJk; kdk; ftug;gl;L> tPL thq;FgtHfspd; vz;zpf;if mjpf- hpj;JtUfpwJ> vd;W Gjpjhf te;j xU mwpf;if njhptpf;fpwJ.
[dthp khjj;jpd; gaq;fukhd ke;j epiyf;F gpwF> tPl;L tzpfr; re;ijapy; MHtj;jpd; fhuzkhf tPLfis tpiyf;F thq;fgtHfspd; vz;zpf;if mjpfhpj;j- jhy;> ngg;gputhp khjj;jpy; tPLfspd; tpw;gid VWKfkhf ,Ue;jJ vd;W ReMax tPL kid tpw;gid epWtdk; ntspapl;l Muk;gGs;sp tptuf;fzf;F njhptpf;fpwJ.
gj;J tUlq;fSf;Fk; Nkyhd tUlq; fspy;> Kjy; tUlk;> mjw;Fk; Nkyhd tUlj;jpy;> Gjpa tPLfspd; tpiyfs; tPo;r;rp mile;jJ rk;ge;jkhd fdlhtpd; Gjpa Gs;sp tptuf;fzf;FfisAk; ,e;j mwpf;if Rl;bf;fhl;LfpwJ.
tPLfspd; Fiwthd tpiyfSk; kw;Wk; Fiwe;j tl;b tpfpjq;fSk;> Kjd;Kiw ahf kjpy;Nky; G+idahf ,Ue;J gy vz;zpf;ifapyhd thbf;ifahsHfs;. jq;fs; thlif tPLfis tpl;Ltpl;L tPl;L tzpfr;re;ijapy; Gjpa tPLfis thq;Ftjw;fhd Miria Vw;gLj;jpaJ vd;W ReMax Fwpg;gpl;Ls;sJ.
gak; fye;j Kd; vr;rhpf;if czHT ,d;dKk; ,Ug;gjhy;> NkYk; NkYk; mjpf vz;zpf;ifapyhd Kjd;Kiwahf tPL thq;FgtHfs; ,d;iwa tPL kw;Wk; kid tpw;gidj; njhopypd; tpiy rhpit jq;fSf;F rhjfkhf gad;gLj;jp tPl;L clikfhuHfshf tpUk;GfpwhHfs;. jq;- fSf;F fpilj;jpUf;Fk; mhpa tha;g;ig mtHfs; tplj;jahuhf ,y;iy vd;W mz;ikapy; ntspaplg;gl;Ls;s jd;D ila mwpf;ifapy; ReMaxnjhptpj;Js;sJ.
“mNefkhd fdlhtpd; tzpfr; re;ij tPLfis tpiyf;F thq;FgtHfs; fl;Lg;- ghl;by;jhd; ,Uf;fpd;wJ. kpf Fiwe;j tl;b tpfpjq;fs; xU J}z;Lk; rf;jpahf tpsq;Ffpd;wJ.
gy tUlq;fs; thlif tPl;by; Fbap- Ue;j gpwF tPLfspd; tpiy tPo;r;rpahYk; kw;Wk; kj;jpa murpd; Gjpathp tpyf;F rYifahYk; J}z;lg;gl;L> “vy;yh tPL- fspd; tpiy ,wq;FKfkhf Mfp nfhz;L tUfpwJ Nghy Njhd;WfpwJ.
• Building permit
• Zoning info.
• Site plan approval
• Rezoning approval
Go
BROKERAGE
1345 Morningside Ave., Unit #8 Toronto, ON, M1B 5K3 Tel: 416.759.6000 Fax: 416.759.6005
epahakhd NkYk; tPL thq;Ftjw;F ,J jhd; kpfTk; rhpahd Neuk;” vd;W fzpj;J
fpof;F fd gyu; tPL thq;fj; jPu;khdpj;Js;shu;fs;.
N.B. gFj Muk;gtpi jq;fSila tPL my;yJ Fbiy GJg;-
Nahtpy; gpg;gjw;F tPL thq;FgtHfSf;F 1>350
75>000 lh lhyH tiu thpr;rYiffis kj;jpa
(Winnipeg muR rkPgj;jpy; mwptpj;jJ. Kjd; Kiw
tpw;gid ahf tPL thq;FgtHfs; jq;fs; RRSP fzf;fpypUe;J vLf;Fk; gzj;ij 20>000
Ke;ija lhyhpypUe;J 25>000 lhyUf;F mJ
xg;gpl;L g mjpfhpj;jJ. ,jdhy; Kjd; Kiwahf
khjj;jpy; tPL thq;FgtHfSf;F> mtHfSila
rjtpfpjk; tPL thq;Fk; nryit 
tUlj;jpY
fisg;gile;j nghUsh
Njf;f epiyia jhz;br; nry
fld;fSf;fhd trjpfis mjpf
kj;jpa tq;fp (Central bank) r
khjq;fspy; tl;btpfpjq;f
jpBnud Fiwj;Js;sJ
tpiyf;F thq;FgtHfspd; tzpfr;re;ij
fLk; tpi tpw;gid vy;iyapy; cWjpahd ,lj;ij
fspd; tpi tfpf;fpwJ.
Gjpa tPL td;$tH kw;Wk; tpf;Nlhhpah; (Vancouver
(Edmonton and Victoria)> vl;khd;ld (Edmonton)
jpw;F tPo;r kw;Wk; Nfy;fhhp> rh];fhl;^d; (Calgary,
fhy;Nfhpa Saskatoon and Regina) kw;Wk; nu[pdh
tPo;r;rpAk;. xl;lhth kw;Wk; Nlhud;Nlh (Ottawa and
rjtpfpjk; Toronto) kw;Wk; `hyp/Ngf;]; (Halifax)
(Vancouver cs;spl;l rpy ,lq;fspy; tPL thq;FgtH- fspd; vz;zpf;if mjpfhpj;J tUfpwJ.
fdlhtpd efuk;. mq Winnipeg, Kitchener-Waterioo, Ont., Sudbury,
fspd; tpi Ont.St.John’s, N.L., and Charlottetown Nghd;w
21.7rjtpfpj efuq;fspy; thq;FgtHfSf;Fk; kw;Wk;
N.L. Nghd tpw;gid nra;tHfSf;Fk; ,ilNa mjpf
khjj;ij mstpyhd tpahghu rkepiy vd;W ReMax
apy; 24 r Fwpg;gpLfpw> xU #o;epiy epyTfpwJ.
,e;j thu 32 tPl;L tzpfr;re;ijapd; 40 rjtpfpjk;>
MW thu xw;iwahd jdpahfg; gphpf;fg;gl;l tPLfs;>
fspd; vz 200>000 lhyUf;Fk; Fiwthd tpiyapy;
rjtpfpjk; fpilf;fpd;wd vd;W mJ Fwpg;gpLfpwJ.
khWk; ms 134>600 tPL jdpahfg; gphpf;fg;gl;l tPLfs; kpfTk;
10.9 rjtpf

tPLfspd; tpiyapy; ;rp tPL thq;Fgtu;fs; MHtk;
• Building permit
• Zoning info.
• Site plan approval
• Rezoning approval
- 31 -
J jhd; fzpj;J ;shu;fs;.
y GJg;- ;F 1>350 kj;jpa d; Kiw s; RRSP j 20>000 ;F mJ iwahf fSila ra;tjw;F u $Ljy;
tzpfr; jtpfpjk;>
pfr;re;ij ,lj;ij
ancouver dmonton) (Calgary, nu[pdh ttawa and (Halifax) hq;FgtH- tUfpwJ.
., Sudbury, wn Nghd;w k; kw;Wk; Na mjpf ;W ReMax TfpwJ.
rjtpfpjk;> tPLfs;> tpiyapy; ;gpLfpwJ.
; kpfTk;
epahakhd tpiyfspy; fpilf;fpd;wd.
epiy Vw;gl;lJ. fpof;F fdlhtpy; Nkhd;fld; (Moncton)> N.B. gFjpapy; kpfTk; mbg;gilapyhd
,e;j tUlKk; tPLfspd; tpw;gid ke;j Muk;gtpiy 115>000 lhyUf;Fk;> xd;uhwp-
epiyapy; jhd; ,Uf;Fk;. 2010 ke;jepiy Nahtpy; tpz;l;]H (Windsor) gFjpapy;
nkJthf khwj;njhlq;Fk;. “jw;Nghija 75>000 lhyUf;Fk; kw;wk; tpd;dpngf;
nghUshjhu neUf;fbahy; tPLfis (Winnipeg) gFjpapy; 185>000 lhyUf;Fk;
thq;FgtHfspy; mjpf vz;zpf;ifap- tpw;gid nra;ag;gLfpd;wd.
yhNdhH jq;fSila Ntiyfis ,of;Fk; mgha epiyapy; ,d;Dk; Ke;ija tUlj;jpd; mNj khjj;Jld;
,Uf;fpwhHfs;” vd;W mtH njhptpj;jhH. xg;gpl;L ghHf;Fk; NghJ fle;j [dthp khjj;jpy; Gjpa tPLfspd; tpiyfs; 0.8
Kjd;Kiwahf tPL thq;FgtHfs; jhd; rjtpfpjk; Fiwe;Js;sJ vd;W Stats Can
tPl;L tzpfr; re;ijia kPz;Lk; ey;y mz;ikapy; ntspapl;l jd;Dila mwpf;-
Kiwapy; nfhz;Ltu $batHfs; vd;W ifapy; Fwpg;gpLfpwJ.
Warren $wpdhH. Kjd; Kiwahf tPL thq;FgtHfs; jhd; ve;j tPl;L tdpfr; [dthp 1997ypUe;J ehL KOtjpYk;>
re;ijiaAk; kPz;Lk; ey;yKiwf;F Kjy; tUlk; Kbe;Jk; mjw;Fk; Nkyhd
nfhz;Ltu KbAk;. tPL thq;Fk; kw;iw- tUlj;jpYk;> Nkw;F fdlhtpy; Vw;gl;l
NahHfs; tPLfis nghWg;gw;w Kiwapy; khw;wk; nra;J nfhz;bUg;ghHfs;. Kjd; Kiwahf tPL thq;FgtHfs; vspjhf sg;gile;j nghUshjhu
NtW ,lj;jpw;F khWtjpy;iy vd;W Warren $wpdhH.
yia jhz;br; nry;tjw;Fk;>
nryT mjpfkhFk; fdlhtpd; efuq;f- spy; ,g;nghOJ tPLfspd; tpiyfs; d trjpfis mjpfhpg;gjw;Fk;>
kpfTk; tPo;r;rp mile;Js;sd. me;j tzpfr;re;ijapy; tPLfis thq;Ftjw;F vd thbf;ifahsHfspy; rpyH jahH q;fp (Central bank) rkPgfhy
epiyapy; cs;sdH vd;W td;$thpYs;s tPL kw;Wk; kid tpw;gid KftH xU- ;fspy; tl;btpfpjq;fis
tu; $wpdhH. rpy jk;gjpfs; jq;fSila $l;L FLk;g tPLfspypUe;J ntspNawp jdp tPl;by; FbNaWtjw;F KbT nud Fiwj;Js;sJ.
nra;Js;sdH vd;Wk; mtH $wpdhH.
“xU Gjpa tPl;by; FbNaWtjw;F ,Jjhd; kpf ey;y Neuk; vd;W rpyH fUJfpd;wdH. fLk; tpiy tPo;r;rpapd; fhuzkhf> tPL-
filrpapy; vd;d tpiy nfhLj;Jk; xU fspd; tpiy rhptile;jJ.
tPl;il mtHfs; thq;FthHfs;.”
Gjpa tPLfspd; tpiy vl;kd;ldpy;
fisg;gile;j nghUshjhu Njf;f (Edmonton) mjpf mstpy; 10.4 rjtpfpjj;-
epiyia jhz;br; nry;tjw;F fld;- jpw;F tPo;r;rpaile;jJ. mij njhlHe;J
fSf;fhd trjpfis mjpfhpg;gjw;F fhy;Nfhpapy; (Calgary) 6.5 rjtpfpjk;
kj;jpa tq;fp (Central bank) rkPgfhy tPo;r;rpAk;. tpf;Nlhhpahtpy; (Victoria) 4.2
khjq;fspy; tl;btpfpjq;fis jpBnud rjtpfpjk; tPo;r;rpAk; kw;Wk; thd;$thpy;
Fiwj;jd. (Vancouver) 3.2 rjtpfpjk; rhpTk; Vw;gl;lJ.
mz;ikapy; nghUshjhuj;ij rPH nra;Ak; fdlhtpd; Nkw;gFjpapYs;sJ nu[pdh
Nehf;fj;jpy; fdba kj;jpa tq;fp ,J efuk;. mq;Fjhd; mg+Htkhf Gjpa tPL
tiu Nfs;tpglhj mstpy; jd;Dila fspd; tpiy kpf Ntfkhf caHe;jJ.
tl;b tpfpjj;ij miu rjtpfpjk; vd;w 21.7rjtpfpjk; mjpfhpj;Jtpl;lJ. St.John’s,
mstpw;F jpBnud Fiwj;jJ. fdlhtpd; N.L. Nghd;w efuq;fspy; 2008y; mNj
muR tzpf tq;fpfs; gpd;dH jq;fS- khjj;ij xg;gpLk; NghJ> fle;j [dthp-
ila Kjd;ikahd tl;b tpfpjj;ij 2.5 apy; 24 rjtpfpjk; mjpfhpj;jJ.
rjtpfpjk; vd;w mstpw;F Fiwj;jJ. NkYk; mlkhdk; cs;spl;l tq;fp toq; ,e;j thuj;jpd; Muk;gj;jpy; njhlHe;J
Fk; kw;w fld;fSf;fhd tl;b tpfpjj;- MW thuq;fshf tPLfis thq;FgtH
ijAk; Fiwj;jd. fspd; vz;zpf;if> ngg;gputhpapy; 12.3 rjtpfpjk; Fiwe;J gUtj;Jf;F Vw;wgb
(March 10y; Canadian Pressy; ntspte;j khWk; mstpy; tUlhe;jpu vz;zpf;if
fl;Liuiaj; jOtp vOjg;gl;lJ.) 134>600 tPLfshf Mfptpl;lJ. [dthpapy; 10.9 rjtpfpjk; rhpT Vw;gl;l gpwF ,e;j
Gop Kalaieswaraan Master in Architecture
Sales Representative (Residential, Commercial, Institutional) Dir: 416.723.7467


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caph; ,og;G vd;gJ ve;j Neuj;jpYk;> ve;j &gj;jpYk;> vtUf;Fk; Vw;glyhk; vd;gJ vy;NyhUk; vjph;ghh;j;Jf; nfhz;- bUf;Fk; xU tplak;. xUthpd; caph; ,og;gpd; gpd;G ghjpf;fg;glg; NghtJ mthpy; jq;fpapUf;Fk; FLk;gj;jth;fs; kl;LNk! ciof;Fk; gzj;jpy; xU rpW njhif- apid nryTfNshL nrythf nrYj;jp MAs; fhg;GWjp xg;ge;jk; (Life Insurance) vd xd;W Kd; $l;bNa nra;J itj;jp- Ue;jhy; ghjpf;fg;gl;l FLk;gj;jpdUf;F xU rpW MWjyhf vQ;rpapUf;Fk; mtu;- fspd; tho;ehspy; vd;Wk; ,Uf;Fk;.
,j;jifa MAs; fhg;GWjp xg;ge;jq;fs; nra;J itj;jPh;fNsh? my;yJ itj;- jpUf;ftpy;iyNah? my;yJ mt;thW itj;jpUe;J MAs; fhg;GWjpapypUe;J xU njhif gzk; ngw;Wf; nfhz;lhYk; rhp! ngw;Wf; nfhs;shtpl;lhYk; rhp! NkYk; ehd;F topfspy; fdba kj;jpa murpypUe;J xU rpW gzj; njhifahf ngWtJld;> njhlh;e;J khjhe;j rpW tUkhdkhf xU rpW njhifapid ngw;Wf; nfhs;syhk; vd;gjid mwpe;J nfhz;Bh;fsh?
,tw;wpid mwpe;J nfhs;tjw;fhf jug;gLtNj ,k; nkhop ngah;g;G jfty; fl;Liu MFk;.
tPl;bDs; kuzk; xd;W ele;j mjph;r;rpapy; rpy Neuq;fspy; ,t; tpz;zg;gq;fs;> kDf;fis vLj;J epug;gp mDg;gp itf;- fhJ tpl;lhy; vg;gb epthuzk; fpilf;Fk;?
kuzj;jpid cWjpg;gLj;Jk; mj;jhl;rpg;- gj;jpuj;Jld; tpz;zg;gj;jpidg; G+u;j;jp nra;J fdba muRf;F mDg;gpdhNyNa epthuzk; fpilf;Fk;. fpilf;Fk; epthu- zq;fis gpd;tUkhW
mjhtJ ciof;Fk; fhyq; fspy; khjhkhjk; gzk; nrYj;Jk; fdba Njrpa Xa;T+jpa Nrkpg;G jpl;lj;jpyp Ue;J (Canadian Pension Plan)
•
mwpatpy;iyahdhy; mwpe;Jnfhs;Sq;fs; - kuzj;jpd; gpd;G FLk;gj;jth;fS fdba muR toq;Fk; gz cjt
kj;jpa murpdhy; khfhz muRfspd; xj;Jiog;NghL eph;tfpf;fg;gLtJ MFk;.
jfty;
18-70 taJf;F ,ilg;gl;l fhyj;jpy; fdlhtpy; njhopy; nra;J ciof;Fk; xUth; jk;Kila khj rk;gsj;jpy; xU rpW tPjj;jpid Nrkpg;gJld;> njhopy; nra;J ciog;gthpd; njhopy; toq;Fk; epWtdKk; (Employer) Nrh;e;J jk;kplk; njhopy; nra;gtUf;fhf xU rpW tPjj;-
jpid ,t; Xa;T+jpa Nrkpg;G jpl;lj;jpy; Nkyjpfkhf Nrkpj;J njhopyhsu;fis Cf;Ftpf;fpd;wJ.
,t; mur Xa;T+jpa Nrkpg;G jpl;lk; vd;gJ ,Wjp fhyj;jpy; njhopy; nra;a KbahJ Xa;T ngWk; epiyapy; cs;sth;fSf;F if nfhLf;f Ntz;Lk; vd;gjw;fhf murpdhy; cUthf;fg;gl;L eilKiwg;- gLj;jg;gLk; jpl;lkhFk;.
,j; jpl;lj;jpy; jkJ ciog;gpy; ,Ue;J rpWf rpWf Nrkpj;J nfhz;L tUk; xUtUf;F jpBh; vd kuzj;jpid vjph; nfhs;s Ntz;ba xU epiyik te;jhy;> ,tuJ Nrkpg;G jpl;lk; jq;fpapUf;Fk; FLk;gj;jth;fSf;F if nfhLf;fpd;wJ.
(njhopy; Nrkpg;G j Nrkpg;igA kuzj;jpd vJtpjkhd lj;jpypUe Kf;fpakhf Fk;).
fdlhtpy; njhopy;Gupe
Njrpa Xa;T+jpa Nrkpg;G jpl;lj
Nrkpg;G njhifapid cUthf;fp
njhopy; nra;a Kbahj msTf
epue;jukhf ghjpj;J ,Ue;j
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tUkhdk; Nghy xU tUkhd
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vJTk; Nrkpf;ftpy;iyahdhy
epthuzKk; ngw Kbah
jq;fspd; tsT gz Nrh;e;Js;s kuzkhfpathpd; FLk;gj;jpdUf;F xU
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ghh;j;Jf; n
•
kuzkhdthpd; kidtp my;yJ fz- tDf;F khjh khjk; toq;Fk; rpW
• tUkhdk; (CPP Survivor Benefit)
•
vt;tsT khfpat
kuzkhfpathpd; kidtp my;yJ
jpl;lj;j
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• rYif gzk; (CPP allowance for the survivor)
•
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kuzkhfpathpy; jq;fpapUf;Fk; gps;is- fSf;F toq;Fk; rpW tUkhdk; (CPP children Benefit) ,Jtiu kuzk; ele;j mjph;r;rpfs;> jhf;- fq;fs; fhuzkhfNth my;yJ mwpahj
vd;w ,U mbg;gila FLk;gj;jt njhif> m gz tU
epiyapNyNah kD mDg;gj; jtwpdhy; gpur;ridNa ,y;iy. fhyjhkjkhfTk; mDg;gp jtwpa epthuzq;fisAk; Nrh;j;J ngwyhk;.
,f; Fwpg;gpl;l rpW gzj;njhif> mj;Jld; Nrh;e;j rpW khjhe;j tUkhdk; Mfpa- tw;wpid kuzkile;jthpd; FLk;gj;jpw;F toq;FtJ fdlhtpd; kj;jpa murpdhy; eph;tfpf;fg;gLk;. ,t; Njrpa Xa;T+jpa Nrkpg;G jpl;lj;jpypUe;J MFk;.
fdlhtpd; Njrpa Xa;T+jpa Nrkpg;G jpl;lk; (Canadian Pension Plan) vd;gJ fdba
cq;fs; rfy fhg;GWjpf
gy;NtW tifahd fhg;GW
tpiyfis mwpa To shop around insurance Siva Panchalingam,
(Licensed Insuranc
Office: 905-479-3400 Ext. 132 Home: 416-321-0999, Cell: 416-990-4908
800, Denison Ave., Suite 201, Markham, ON

j;jpd; gpd;G FLk;gj;jth;fSf;F a muR toq;Fk; gz cjtpfs;
jfty; njhlu; - 28
;fs; rfy fhg;GWjpfSf;Fk;
W tifahd fhg;GWjp fk;gdpfspYk;
tpiyfis mwpaNtz;Lkh shop around insurance price please call Siva Panchalingam,
B.Com.
(Licensed Insurance Broker)
2 ell: 416-990-4908
Markham, ON
jha;tPL • Vg;gpuy; 2009
;Jnfhs;Sq;fs; - fdlhtpy; rpy jfty;fs;
uRfspd; MFk;.
fhyj;jpy; iof;Fk; ;jpy; xU njhopy; toq;Fk; jk;kplk; pW tPjj;-
(njhopy; Nrkpg;G Nrkpg;igAk; kuzj;jpd; vJtpjkhd lj;jpypUe;J Kf;fpakhf Fk;).
vJTk; nra;ahJ ,Ue;J> ,r; jpl;lj;jpy; rpWf> rpWf vt;tpj Nkw;nfhs;shjth; xUthpd; gpd;G mtuJ FLk;gj;jpdh;fs; epthuzj;jpidAk; ,j; jpl;- ngwKbahJ vd;gJ ,q;F ftdpf;f Ntz;ba tplakh-
jpl;lj;jpy; hsu;fis
jq;fspd; ,j; jpl;lj;jpy; nkhj;jkhf vt; tsT gzj; njhif xt;nthU KiwAk; Nrh;e;Js;sJ vd;gjid (Up to date balance)
k; vd;gJ KbahJ
tpUk;gpdhy; mtutu; ghprPyid nra;J ghh;j;Jf; nfhs;syhk;.
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• lKiwg;-
; ,Ue;J ;L tUk; id vjph; te;jhy;> papUf;Fk; f;fpd;wJ.
jPh;khdpf;fg;gLfpd;wJ.
gpd;tUk; ehd;F tifahd epthuzq;- fis kuzkhfpathpd; FLk;gq;fs; ,j; jpl;lj;jpypUe;J ngwyhk;. lhtpy; njhopy;Gupe;J>
1. fdlh Njrpa Nrkpg;G
+jpa Nrkpg;G jpl;lj;jpYk; xU
Xa;t+jpa jpl;lj;jpypUe;J kuzkhfpathpd; FLk;gj;-
fapid cUthf;fp tUk; xUth;
jpw;F toq;Fk; xU rpW gzj; njhif (Canada pen-
;a Kbahj msTf;F tho;tpy;
sion plan death benefit) jw;NghJs;s rl;lg;gb Mff; $Ljyhd njhifahf $2500 tiu xU rpW njhif khf ghjpj;J ,Ue;jhYk;>
gzk; kuzkhfpathpd; FLk;gj;jth;f- Sf;F toq;fg;gLk;.
;T ngWk; fhyj;jpy; ngWk;
“Application for a Canada Pension Plan Death Benefit” vd Mq;fpyj;jpy; Fwpg;- gplg;gLk; tpz;zg;gg; gbtj;jpid mur ; Nghy xU tUkhdj;jpid
mYtyfj;jpy; ,Ue;Njh my;yJ ,iza jsj;jpy; ,Ue;J gjpT ,wf;fk; nra;Njh ,Ue;J kPSk;tiu> my;yJ
vLj;J epug;gp kuz mj;jhl;rp gj;jpuj;J- ld; (Death certificate) Nrh;j;J mDg;Gjy;
u ngw;Wf; nfhz;L ,Uf;fyhk;.
Ntz;Lk;.
(,t; tpz;zg;gj;jpy;> kuzkhfpathpd; tpguq;fs; (ngah;> tpyhrk;> gpwe;j ,lk;> ; Xa;T+jpa Nrkpg;G jpl;lj;jpy;
fhyk;> r%f fhg;GWjp ,yf;fk;> Mzh? ngz;zh? vd;w tpguk;> jpUkzkhfpa- kpf;ftpy;iyahdhy; vJtpj
tuh vd;w tpguk;> kuzkhfpa jpdk;> Vida ehLfspy; Ntiy nra;jpUe;jhy;
zKk; ngw KbahJ.
mJ gw;wpa tpguq;fs; toq;fg;gly; Ntz;Lk;).
•
gzk; ngw chpj;Jila FLk;gj;jt- hpd; tpguq;fs; (Information about the settlement of the estate)
•
tpz;zg;gk; rkh;g;gpg;gth; gw;wpa tpg- uq;fs; (Information about the applicant)
•
tpz;zg;gk; rkh;g;gpg;gthpd; gpufldKk; ifr;rhj;jplYk; (Applicant’s Declaration)
vt;tsT njhif nkhj;jkhf kuz khfpathpd; Njrpa Xa;T+jpa Nrkpg;G
•
rhl;rp xUthpd; gpufldKk;> ifr;rhj;- jplYk; (Witness’s Declaration)
jpl;lj;jpy; Nrh;e;Js;sJ?
•
vt;tsT fhyk; njhlh;;e;J kuzkhfp- ath; jkJ ,r; Nrkpg;G jpl;lj;jpy; gzk; rpWf rpWf nrYj;jpf; nfhz;bUe;jhh;?
2. kuzkhfpathpd; kidtp my;yJ fztDf;F khjh khjk; toq;Fk; rpW tUkh- vd;w ,U Nfs;tpf;Fk; cs;s tpilapd;
dk; (Survivor Benefit) mbg;gilapNyNa ,q;F kuzkhfpa gpd;G
,jid tpjit ngd;rd; vd Fwpg;gplyhk;. FLk;gj;jth;fSf;F toq;Fk; rpW gzj;
ruhrhpahf jw;NghJs;s epyikg;gb njhif> mj;Jld; Nrh;e;j khjhe;j rpW gz tUkhdk; vd;gJ fzpf;fg;gl;L
rpt gQ;rypq;fk;
- MAl;fhg;GWjp gpujpepjp -
38k; gf;fk; ghu;f;f...


Page 33
jha;tPL • Vg;gpuy; 2009
HomeLife/Future
Realty Inc. Brokerage
Independently Owned and Operated
205-7 Eastvale Drive, Markham, ON L3S 4N8
For Lease - Markham
$750.00 McCowan/Highglen 2 bdrm, 2 full wshrm.
For Sale - Markham
$339,900 9th line /16th Avenue 4 bdrm., 3 wshrm
For Sale - Brampton
$399,900 Sandalwood/Bramalea 4 bdrm., 4 wshrm.
For Sale - Mississauga
$184,500 Erin Mills/Burhamthorpe
Sale of Business
$69,900.00
plus stock Only 3years old Brampton Sandalwood and Vankirk
For Lease - Toronto
$600.00 Keele/ Sheppard 2 bdrm.
Ruby Thamb
D
416 Tel: 9 rubysri@hotm
Higher Stan Higher Resu
For Sale
$1
3
For Sa
$2 Com K
SO

Ruby Thambiah
Sales Representative
Dir:
416-999-5337 Tel: 905-201-9977 Fax: 905-201-9229 rubysri@hotmail.com, www.buyandsellwithruby.com
le of Business
900.00
plus stock 3years old ampton
lwood and ankirk
Lease - Toronto
$600.00
/ Sheppard
bdrm.
Higher Standards Agents... Higher Results!
For Sale - Brampton
$159,900 Dixie/ Clark 3 bdrm., 3 wshrm
For Sale - Toronto SOLD
$289,000 Commercial Condo- Keele/Sheppard 2000 sqft
Power of sale, Brampton
$389,000 Airport/Brock 4+2 bdrm., 4 wshrm
For Sale - Toronto
$349,900 9th Ave./14th Ave. 4 bdrm., 3 wshrm
Land Available for: Banquet hall, Auditorium Theatre, Temple
- 33 -


Page 34
- 34 -

jha;tPL • Vg;gpuy; 2009


Page 35
jha;tPL • Vg;gpuy; 2009
Gyk;ngau;tho;tpNy ngupa Nrhfk; vd;d- ntd;why;> eLtaJ fle;J Nghdgpd; ntspehL te;JNrUk;gyu;> fle;jfhyj;jpy; jhq;fs; mUk;ghLgl;L rk;ghjpj;j jpwikfis> nra;j rhjidfis> ngw;w fy;tpj;jpwid- nay;yhk;> Kw;whf ‘mopwg;guhy;’ mopj;- jJNghy ,oe;J Ngha;tpLfpwhu;fs;. ntspehL te;jgpd;> gzj;jpdhy; mstp- lg;gLk;> jfikapy; mNdfkhf mtu;fs; gpd;jq;fpg;Ngha; ‘rPe;Jthuw;W’ Ngha;tpL- fpwhu;fs;. fPioj;Nja r%f mikg;gpNy fy;tpkhd;fSf;F nfhLf;fg;gl;l Kf;fp- aj;Jtk;> NkiyehLfspNy nghJthf ifapUg;G cs;stu;f;Nf cupj;jhFtjhy; ,e;jepiy.
,tu;fspy; mNdfu; ve;jtpjKaw;rpfSk; vLf;fhky; tho;f;ifia vg;gbNah fopj;J ‘,dk;fhzg;glhkNy’ Ngha;tpLfpwhu;fs;. rpyu; jq;fshy; Kbe;j msT r%fj;jpw;- Fk;> jhd;rhu;e;j #oYf;Fk; ey;yJ vijahtJ nra;a Kw;gl;L mjdhy; jq;fSf;F fpilf;Fk; gyid vjpu;ghuhJ fUkkhw;Wthu;fs;.
,e;j ,uz;lhtJ tifapy; mlq;Ffpd;w xUtiu> jd;id Kd;dpiyg;gLj;jhky; vy;NyhuplKk; kpfr;rhjhuz kdpjiug;- Nghy> gofpte;j xU kdpjiu mtuJ kuzj;jpd;gpd;jhd; ehd; ‘,dk; fz;L nfhz;l’ Nrhfk; mz;ikapy; epfo;e;jJ.
nrd;w ngg;utupkhjk; 28e;jpfjp jdJ 79tJ gpwe;jehis fle;J> xU khjk; foptjw;fpilapy; khu;r; khjk; 21e;jpfjp rdpf;fpoik mjpfhiyapy; kiwe;JNgha;- tpl;l ,yq;ifau; - tp. nry;tuj;jpdk; mtu;fisj;jhd; Fwpg;gpLfpd;Nwd;.
mNdfkhf ,yf;fpaf;fhuu;fspd; re;jpg;G- fs;> E}y;ntspapl;Ltpohf;fs;> ,uq;fy; tpohf;fs;> epidT mQ;rypf;$l;lq;fs;
xU ‘kdpjupd;’ kuz
vy;yhtw;wpYk; mtiuf; fz;bUf;fpNwd;. nrhe;jthfd trjpfs; vJTk; ,y;yh- tpbDk;> fdba fhyepiyf;NfhshWfis ftdj;jpw;nfLf;fhky; mtuJ gpurd;dk; mq;nfy;yhk; ,Uf;Fk;. ehDk; mtUk; gyjlitfs; mg;gbahf gpw ez;gu;fspd; cjtpapdhy; tPLNgha; Nru;e;j mDgtq; fs; epiwaNt cz;L.
cly;eyf;Fiwit fhuzk; fhl;b vd;idg;Nghy gy epfo;TfSf;F mtu; Nghfhky; ,Ue;jjpy;iy vd;W epidf;- fpNwd;. mtUila eifr;Rit czu;Tk;> mtu; nfhz;l nfhs;ifapd;kPJ cs;s ek;gpf;ifAk; mtuJ Ngr;rpNy ciwe;- jpUf;Fk;.
vd;NdhL gupr;rpak; mjpfk; ,y;yhj fhyj;jpYk;> kdk;tpl;L gofpatu;. kpf neUq;fpa ez;gu;fsplNk gfpu;e;J nfhs;Sk; jd; cly;eyk; gw;wpa Fiw- ghLfis rpupg;Gld; ahiuNah gw;wpr; nrhy;tJNghy vd;dplk; gfpu;e;J nfhz; bUf;fpwhu;.
ez;gu;fSf;F cly;eyk; ,y;yhjehl;f- spy; jd;Dila trjpaPdq;fisAk; nghUl;gLj;jhky; jtwhky; nrd;W ghu;j;jNjhL> njhiyNgrpapYk; mioj;J mbf;fb fijj;Jf;nfhs;thu;.
,j;jidf;Fk; mtiu xU ,yf;fpa Mu;tyuhfNt> fz;fhl;rpfspy; epd;w epiyapy; E}y;fspy; %o;fpg;NghFk; xUtuhfNt ,dk;fz;bUe;Njd;. mtu; jd;idg;gw;wpa rpwg;Gf;fis mjpfk; nrhy;ytpy;iy. mg;gbr;nrhy;tJ mtUf;F gof;fkpy;yhjjhf ,Uf;fyhk;
,g;nghOJ xt;nthd;whf mwpAk;NghJ tpag;ghf ,Uf;fpwJ. mj;NjhL NkNyhl;l- khd el;Gf;Fupa Frytprhupg;Gf;fNshL epWj;jpf;nfhs;shky;> mtu; Nerpj;J gw;wpf;nfhz;l nfhs;iffisg;gw;wp> tho;f;ifnewpgw;wp kpFe;j mf;fiwAld; mtNuhL ciuahbapUf;fyhNk vd;W ftiyAld; epidj;Jf;nfhs;fpNwd;.
mtuJ mQ;ryp epfo;tpy;> mtuJ khzt-
uhd vOj;j mjpy; nrh nry;th g ngw;Wf;nf
,yq;ifa rpe;jidfs gw;W vd mtuplk; Nfl;lnghO
gz
Nki
cs;s
fpwhu;.
“epA+l;ldpd xt;nthU rkkhdkJ vd;gij e tpjpgw;wpa fpwhu;.
,sikapy iyf;F j jJk;> mt jf;Fiwi xd;iwth NghdnghO iaj;njs ijAk; j E}ypNy ,
,t;thwhf fSf;F j vjpu;nfhz Wf;F vjpu apUf;fpwhu fy;Y}upapY rpwe;j tpQ Uf;fpwhu;. nrd;.gl;bw tuhf;fy;Y

U ‘kdpjupd;’ kuzk;
- 35 -
f;fpNwd;. ; ,y;yh- shWfis gpurd;dk; ; mtUk; ;gu;fspd; mDgtq;
; fhl;b ;F mtu; epidf;- czu;Tk;> PJ cs;s ciwe;-
,y;yhj tu;. kpf gfpu;e;J pa Fiw- h gw;wpr; ;J nfhz;
hjehl;f- ;fisAk; nrd;W mioj;J
,yf;fpa ; epd;w pg;NghFk; ;. mtu; mjpfk; mtUf;F
pAk;NghJ kNyhl;l- f;fNshL Nerpj;J sg;gw;wp> iwAld; k vd;W pNwd;.
khzt-
uhd vOj;jhsu; etk; nrhy;ypa mDgtk;> mjpy; nrhy;yg;gl;l fUj;J ,yq;ifau; nry;th gw;wpa Gjpa ghu;itia ehd; ngw;Wf;nfhs;s itj;jJ.
,yq;ifauplk; cs;s nghJTlikr; rpe;jidfs;> mtuplk; tpjpia ek;GfpwPu;fsh vd;W Nfl;lnghOJ mtu; ,g;gbr;nrhy;ypapUf;
fpwhu;.
“epA+l;ldpd; %d;whtJ epajpapd;gb> xt;nthU tpisTf;Fk;;>mjw;F vjpuhdJk;> rkkhdkJkhd vjpu;tpisT ,Uf;Fk; vd;gij ehd; ek;GfpNwd;” vd;W mofhf tpjpgw;wpa jdJ fUj;ij nrhy;ypapUf;- fpwhu;.
,sikapy; trjp ,d;ikapdhy;> ghlrh- iyf;F jhd; ntWk;NkYld; NghfNeu;e;- jJk;> mtUila cwtpdu; xUtu; me;- jf;Fiwiag;Nghf;fp> nts;is Nru;l; xd;iwthq;fpj;je;J> mjDld; gs;spf;F NghdnghOJ>rfkhztu; mjd;kPJ ik- iaj;njspj;J jq;fs; fho;g;igf;fhl;ba- ijAk; jdJ ‘tho;Tk; tLTk;’ vd;w E}ypNy ,yq;ifau; Fwpg;gpl;bUf;fpd;whu;.
,t;thwhf ,sk;tajpNy xLf;FKiw- fSf;F jhd;tho;e;j> gbj;j #oypNy vjpu;nfhz;l nry;th,yq;ifau;> mtw;- Wf;F vjpuhf ituhf;fpaj;Jld; Nghuhb- apUf;fpwhu;. cLg;gpl;b mnkupf;f kp\d; fy;Y}upapYk;> aho;g;ghzf;fy;Y}upapYk; rpwe;j tpQ;Qhd khztdhf tpsq;fpap- Uf;fpwhu;. yz;ld; ntspthup gl;ljhupahfp nrd;.gl;bwpf;]; fy;Y}upapYk;> itj;jP];- tuhf;fy;Y}upapYk; ey;y Mrhdhf gy
khztu;fSf;F fy;tpNghjpj;jpUf;fpwhu;.
ghltpjhdrigapNy urhad ghlj;jpl;lq;- fspy; gq;fhw;wpanjhL> fy;tp mjpfhup-
fy;tpkhd;fs; ntspehL te;jgpd;>
gzj;jpdhy; mstplg;gLk; jfikapy;
mNdfkhf mtu;fs; gpd;jq;fp
‘rPe;Jthuw;W’ Ngha;tpLfpwhu;fs;.
fPioj;Nja r%f mikg;gpNy
fy;tpkhd;fSf;F nfhLf;fg;gl;l
Kf;fpaj;Jtk;>
NkiyehLfspNy nghJthf ifapUg;G
cs;stu;f;Nf cupj;jhFtjhy; ,e;jepiy.
ahfTk; gzpahw;wpapUf;fpwhu;. thndhypapy; mwptpay; muq;fk; epfo;r;rpthapyhf jd; jpwid ntspf;fhl;bapUf;fpwhu;.
Gyk;ngau;e;J fdlhte;jgpd;dUk;> Ra tpsk;guk; tpUk;ghjtuha;> r%feyd; rhu;e;j gytplaq;fspy; mtupd; gq;fspg;G ,Ue;jpUf;fpwJ. Kf;fpakhf gy;fiyf;- fof gbg;Gf;fhd rpj;jpf;Fupa ghlq;fspy; xd;whf jkpo;nkhopia mq;fPfhuk; ngw itf;Fk; gzpapy; ,yq;ifaUk; Kd;dpd;W cioj;jpUf;fpwhu;.
,Wjptiu khztu;fSf;F urhadghlk; Nghjpg;gij iff;nfhz;L te;j ,yq;if- au; tpz;ntsp kd;wj;jpYk; mq;fj;jtuhf nraw;gl;lhu; vd;wwpe;j NghJ mtuJ gue;j mwpTj;Njly; ekf;F Gydhfpd;wJ.
Kfj;jpy; kiwahjGd;difAld;> ,yf;- fpar; re;jpg;Gf;fs;> fUj;juq;Ffspy; jtwhky; re;jpf;Fk; me;j ‘kdpjiu’ ,dpf; fhzKbahJ vd;gJ jhd; vd;idg;- Nghd;w gyUf;F ek;gKbahjJk;> Ntjid jUtJkhd tp\ak;.
‘edtpilNjha;jy;’ kdMWjiyj;jul;Lk;.
ks@thaiveedu.com
Nf. v];. ghyr;re;jpud;


Page 36
- 36 -
kUj;Jt Nfs;tp gjpy
‘Fyhg;’ vd;gJ vjidf; Fwpf; fpd;wJ? ,jd; gad;ghL vd;d? Nufh cUJ> ,e;jp Nghd;w nkhopfspy; ‘Fyhg;’ vd;why; ‘Nuh[h’ vd;W mHj;jk;. ,e;j Nuh[h ,jo;fis cyu itj;Jg; nghb nra;J ‘nkNdhgh];’ cs;s ngz;fs; fhiy> khiy ,UNtis fhy; Njf; fuz;b nte;ePUld; vLj;Jtu gy gpur;rpidfs; jPUk;.
Nuh[h ,jo;fs;> ,Q;rp> Njd; %d;iwAk; ntapypy; 3 ehl;fs; Cwitj;J gj;jpug; gLj;jp itj;Jf; nfhs;sTk;. jpdKk; 1 Njf;fuz;b vy;NyhUk; vLj;J tuyhk;. tapw;wpd; rfy cghijfSk; khWk;.
lhf;lH> vdJ Njhs;fspy; fle;j 15jpdq;fshf NehT ,Uf;fpd;wJ. ,jdhy; kpfTk; rpukkhf ,Uf; fpd;wJ. NfhgKk; mjpfkhf tU fpd;wJ. ,jw;Fj; jq;fsplk; krh[; rpfpr;ir vLf;fyhkh?
khyd;> Etobiko rpy Fwpg;gpl;l typfSf;F mjhtJ KJFtyp> ,Lg;Gtyp> jiytyp> RSf;F> tPf;fk; Nghd;witfSf;F krh[; ey;y epthuzk; jUk;. ePq;fs; Fwpg;gpl;Ls;sij itj;Jg; ghHf;Fk; nghOJ cq;fs; ,uj;j mOj;jj;ijg; ghpNrhjpj;J tpl;Lj; jhd; jPHT nrhy;y KbAk;. cq;fSf;F caH ,uj;j mOj;jk; ,Uf;f tha;g;G ,Uf;fpd;wJ. ,jw;F ‘Calada’ my;yJ ‘Med marijuana’ ey;yJ. jpdKk; cztpy; KUq;iff;fha; NrHj;Jf;nfhs;Sq;fs;.
vdJ tpe;J mZf;fspd; vz;- zpf;ifia mjpfhpf;f MAHNtj kUj;Jtj;jpy; vd;d kUe;Jfs; cs;sd? ,e;jf; Fiwghl;il ePf;f jq;fsJ MNyhrid vd;d? KUNfrd; cq;fs; FiwghL vd;d vd;gijAk; vj dhy; mJ Vw;gl;lJ vd;gijAk; Kjyh tJ njhpe;J nfhs;s Ntz;Lk;. rhjhu- zkhff; FiwghL vd;why;> ‘Sepmen’ vd;w `pkhyah fk;ngdpapd; khj;jpiu- fis ehd; ghpe;Jiu nra;J nfhLf; fpd;Nwd;. kw;WnkhU MAHNtj khj;jpiu ruf; ghHk]papd; ‘Adizoa’ MFk;. cq;f Sila Bd; V[; gUtj;jpy; mk;ik Neha; cq;fisj; jhf;fp ,Ue;jhy;> ,e;j Fiwghl;il ePf;f ,ayhJ. rHf;fiu Neha; Nghd;w NtW VjhtJ ,Ug;gpd; KjyhtJ mjidf; fl;Lg;gLj;j Ntz;Lk;.
jha;tPl;bw;F tzf;fq;fs;. vd; Dila cr;rp Kjy; cs;sq; fhy;tiu jPuhj 15 tUl Njhy; Neha;. ehd; gy kUj;JtHfis re;jpj;J tpl;Nld;. ,d;Dk; jPHT ,y;iy. ePq;fs; cjTtPHfs; vd;w ek;gpf;ifapy; cq;fs; MNyhrid ehb ,jid vOJ fpd;Nwd;.
jpyftjp guk;giu> mjpf #L> Flypd; er;Rj; jd;ik> nrhpkhdj; jpwd; FiwT> Fly; GO> gfy; J}f;fk; Nghd;w fhuzpfshy; Njhy; Neha; Vw;gLfpd;wJ.
Flypd; er;Rg; (Toxin) nghUis ePf;fp nrhpkhdj; jpwid $l;b> fy;yPuiy GJg;gpg;gjd; %yk; ve;jj; Njhy; NehAk; FzkhFk;.
Ntk;G> ed;dhhp> jphpgyh kw;Wk; Nrhw;- Wf; fw;whio ey;y kUe;J. Asparagus, gPl;&l;> fPiu> My;kz;l;> thy;el;> kQ;rs;> ,Q;rp ghRkjp mhprp Nghd;w czT tiffis cl;nfhs;Sjy; eyk;.
lhf;lH> jz;zPHtpl;lhd; fpoq;F vd;why; vd;d?
n[hPdh
‘rjhthp’ vd;w %ypifapd; ,d;DnkhU ngaHjhd; jz;zPH tpl;lhd; fpoq;F. ‘rjh’ vd;why; 100 vd;Wk; ‘thp’ vd;why; fztHfis cilats; vd;Wk; mHj;jk;. mjhtJ ,e;j %ypifia vLj;jhy; ey;y cly; gyk;> MNuhf;fpak; ngz;f- Sf;Ff; fpl;Lk; vd;W itj;jpa rh];jpu E}y;fs; njhptpf;fpd;wd. fHg;gg; ig NfhshWfs;> ,Lg;Gtyp> Kb cjpUjy; Nghd;w gy ngz;fspd; gpur;rpidfSf;F ey;ynjhU jPHT rjhthp.
lhf;lH> nrd;w ,jopy; ‘Gukkul’ vd;w MAHNtj %ypif gw;wp vOjpapUe;jPHfs;. mJ Cisr; rijia vj;jid ehl;fspy; Fiwf;Fk;?
Nahfh Ajax Gukkul vd;w %ypif> Fz;lhd clk; igf; Fiwg;gjw;Fk;> nfhy];l;uhy; msitf; fl;Lg;gLj;Jtjw;Fk; gy Mapuk;
tUlq;fshff; nfhLf;fg;gl;L tUfpd;wJ. Fiwe;j gl;rk; %d;W khjq;fshtJ vLf;f Ntz;Lk;.
guk;giu fhuzpfs;> tsu; rpij khw;wj;- jpwd; FiwT> ijuha;L FiwT> mjpf msT nfhOg;G gjhHj;jq;fs;> ,dpg;G czTfs;> clw;gapw;rp ,y;yhik> gfy; J}f;fk; Nghd;w fhuzq;fshy; clk;G Fz;lhfpd;wJ. Gukkul, jphpgyh> Liv 52 Nghd;wtw;iw vLj;jhy; ey;y khw;wk; fpl;Lk;.
clypd; er;Rj; jd;ikia ePf;f vd;ndd;d %ypiffisg; ghtpf;fyhk;?
ntz;zpyh Ntk;G> Nrhw;Wf;fw;whio> mUfk;Gy;> ed;dhhp> Mkzf;F vz;nza;> fLf;fha;> KUf;fd; tpij Nghd;w %ypiffs; gpu- jhdkhfg; gad;gLj;jg;gLfpd;wJ.
‘Hydrotherapy’ vd;W miof;fg;gLk; jz;zPhpdhy; Fliyf; fOTk; KiwAk; kpf ey;yjhff; fUjg;gLfpd;wJ.
,jw;fhd gy ikaq;fs; kp]p]hfh> NahHf;> nuhwd;Nuh Nghd;w ,lq;fspy; nray;gl;L tUfpd;wd.
‘gQ;rfHkh’ vd;why; vd;d vd;W tpsf;f ,aYkh?
=jud; clypd; Ik;g+j mOf;Ffis ePf;fp MNuhf;fpaj;ijf; $l;bj;jUk; rpfpr;ir Kiw vd;W nrhy;yyhk;. ,jid Kiwg;- gb nra;tnjd;why; 21 ehl;fs; Kjy; 51 ehl;fs; tiu jq;fpapUe;Jjhd; ngw Ntz;Lk;.
Arthritis, euk;G rk;ge;jkhd Neha;fs;> ,sikNahL tho> ,d;Wk; rfy tpjkhd MNuhf;fpaj;jpw;Fk; gQ;rfHkh ey;yJ.
,jidg;gw mwpa w www.dr-fr jsq;fspy
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jha;tPL • Vg;gpuy; 2009
;DnkhU fpoq;F. ’ vd;why; ; mHj;jk;. vLj;jhy; ; ngz;f- rh];jpu ;gg; ig cjpUjy; dfSf;F
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khw;wj;- T> mjpf ;> ,dpg;G k> gfy; ; clk;G > Liv 52 khw;wk;
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,jidg;gw;wp tphpthd tpsf;fq;fis mwpa www.timherbals.com kw;Wk; www.dr-franklin.com Mfpa ,iza jsq;fspy; fz;L nfhs;syhk;.
vdJ taJ 52. rkPg fhykhf vdJ Fwpapd; cl;Gwr; RtHfspy; gUf;fs; Nghyj; Njhw;wkspf; fpd;wJ. ,jdhy; cwtpd; NghJ Ntjid mjpfkhfp tho;Nt ntWj;Jg; Ngha;tpLfpd;wJ. vd;d nra;tnjd;Nw njhpatpy;iy. cq;fs; MNyhridia ehLfpd; Nwd;.
&khyh ePq;fs; ePhpopT Nehapdhy; ghjpf;fg;gl;- bUf;f tha;g;G ,Uf;fpd;wJ. ePhpopT (ryNuhfk;) / rHf;fiu – Neha; jhf;fg;gl;l Mz; / ngz; ,UghyhUf;Fk; Fwpiar; Rw;wpNah my;yJ Fwpapd; cl;Gwj;jpNyh
gUf;fs;> Gz; Nghd;w mwpFwpfs; Njhd;W- tJ ,aw;if mj;NjhL cyHe;J (dryness) NghfTk; $Lk;. cldbahf cq;fs; ,uj;jj;jpy; cs;s rHf;fiuapd; msitf; fl;Lg;gLj;Jq;fs;. kUj;Jthplk; jdpg;gl;l MNyhridf;F Kaw;rp nra;Aq;fs;.
vdJ fhypy; ‘ECZEMA’ vd;Dk; Njhy; Neha; te;J> gy kUj;J th;fis re;jpj;Jk; ,Jtiu Fzkhftpy;iy. ve;jtpjkhd ey;y jPh;itAk; Vw;Wf;nfhs;sj; jahuhf ,Uf;Fk; vdf;Fj; jaT nra;J ey;y MNyhrid $Wq;fs;. - gh&f; ghf];. Kjyhtjhf RfNgjp my;yJ Hydrotherapy vLf;fTk;. ePh; rpfpr;iria xU thuj;jpw;F xU Kiw vd;W 3 Kiw nra;Aq;fs;. ‘Skinoarm’ . ‘Dermaclin’. Tim Skin’ vd;w VjhtJ xU kUe;ij vLj;J Nehia cldbf; fl;Lg;ghl;bw;Fs; nfhz;LtuTk; ‘Sorex’ vd;w ntspg;G+r;R fspk;igAk; cgNahfg; gLj;jTk;. fj;jhpf;fha;> fliy> Kl;il> fUthL> flYzT Nghd;wit- fis jtph;f;fTk;.
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vdJ kfSf;F taJ 21. rkPg fhykhf kpfTk; ,isj;Jf; fhzg;gLfpwhs;. mbf;fb Nrhh;e;J gLf;fpwhs;. Kb cjpUjy;> ehhp typ Nghd;wtw;why; mtjpAW fpd;whs;. vq;fSf;Ff; ftiyahf ,Uf;fpd;wJ.
- ,ukzp gphpah. ngz;fs; taJf;F te;jTld;> mth;f- Sf;F Rfhjhuj;ijf; fw;Wf; nfhLf;f Ntz;Lk;. xU ehisf;F ,uz;L my;yJ %d;W cs;shilfis khw;wp mzpaTk;> jz;zPh; nfhz;L Rj;jk; nra;aTk; mwpTiu nrhy;y Ntz;Lk;. rpy tif fpUkpfshy;> ‘nts;is gLjy;” vd;w Neha; Vw;gl mjpfkhd tha;g;G ,Uf;- fpd;wJ. ,J fh;g;gg;igapypUe;J Ruf;Fk; xU jputk;. rpy Ntisfspy; kQ;rs; epwj;jpYk; ,Uf;Fk;. jhq;f ,ayhj Jh; ehw;wk; cilajhfTk;> jd;dk;gpf;ifia Fiwg;gjhfTk; ,J ,Uf;Fk;. Kb cjpUjy;> ,Lg;Gtyp> fz; vhpr;ry;> cs;sq;fhy; vhpjy; Nghd;wdTk; ,e;j Nehapd; gf;f tpisTfs;. ‘ghjhk;gprpd;” vd;W Nfl;L thq;fp ,uz;L Njf;fuz;b Jhshf nehWf;fp jz;zPhpy; Cwg; NghlTk;. kWehs; fhiy ntWk; tapw;wpy; ,jid rhg;gpl Ntz;Lk;. njhlh;e;J 5 ehl;fs; nra;J tu ey;y gyd; fpl;Lk;. ,ju kUe;Jfs;:- Nrhw;Wf;fw;whio kw;Wk; nte;jak;.
euk;Gfs; Cf;fkila vd;d nra;a Ntz;Lk;?
,uhjh ePq;fs; Mzh my;yJ ngz;zh vd;W vdf;Fj; njhpatpy;iy. jpdKk; xU fPiu> thuj;jpy; xU ehs; vz;izf; Fspay;> ,uT 9.00 kzpf;F epj;jpiuf;F nry;Yjy;> jpdKk; 20 epkpl rPuhd clw; gapw;rp> rpukg;glhky; ,yFthf kyk; fopj;jy; Nghd;w gof;fk; ,Ue;jhy; - Mzhf ,Ue;jhYk;> ngz;zhf ,Ue;- jhYk; euk;Gfs; Cf;fk; ngWk;. KUq;if> ghjhk;> NghPr;ir> rpyhrj;J> Ml;Lg;ghy; Nghd;wit Mz;fSf;F rpwe;j gyidj; jUk;.
rajasekar@thaiveedu.com
ECZEMA
jha;tPL gj;jpupif gw;wpa
tpku;rdq;fis
vjpu;ghu;f;fpd;Nwhk;.
tpku;rdq;fs; vk;ik Xu;
MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:thaiveedu@gmail.com
Fax: 416-849-0594
Tel: 416-646-3422
,uh[Nrfu; Mj;jpag;gd;


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khjh khj tiu Njr fpath; nr fhyq;fs; toq;fg;gL itahf , tpz;zg;g vd;w mb tpz;zg;g fSf;F g Muk;gpj;J
khjh khj vd;gJ Ne mDg;Gthh chpj;Jil ,yf;f t Neubahf nra;thh;f
tpjitah fzth; jpUkzk; nfhLg;gd nfhz;Nla
gps;isfs ngw chpj “Applicatio and childr Fwpg;gplg;g epug;gp to
,Nj tpz kidtp m rpW tUk kw;Wk; ,q kuzkhfpa fSf;F t Children be Fk; xNu t
,t; tpz;z wpa tpgu tpguq;fs;> Fk; gps tpz;zg;g gpujpepjp r gw;wpa tp naOj;Jf njspthf
3. kuzk my;yJ Fk; ,d;n (Allowanc fztid xUth; , gzj;jpid jifikf Ntz;Lk;.
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fzti ,oe;j gl;ltuh
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fdlht ju tj Ntz;L
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fdlht gj;J t Ntz;L
,f; Fwpg;g jw;NghJs khjk; $58 jpl;lj;jpw;F toq;fg;gl apy; fzf
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jha;tPL • Vg;gpuy; 2009 kuzj;jpd; gpd;G...
32k; gf;fj; njhlHr;rp...
ghh;f;fyhk;. ,jw;F tpz;zg;gpf;Fk;
khjh khjk; $280. Mf $Ljyhf $545.25
kDtpy;
tiu Njrpa Nrkpg;G jpl;lj;jpy; kuzkh- fpath; nrYj;jpa njhiffs; nrYj;jpa fhyq;fs; vd;w mbg;gilapy; fzf;fpl;L toq;fg;gLk;. ,f; fzf;fPL vd;gJ tpj- itahf ,Ug;gth; ve;j tajpy; ,jw;F tpz;zg;gk; nra;Ak; NghJ ,Uf;fpd;whh; vd;w mbg;gilapYk; jph;khdpf;fg;gLk;. tpz;zg;gk; fpilj;J gd;dpuz;L fpoik fSf;F gpd;dh; khjh khj nfhLg;gdT Muk;gpj;J tpLk;.
kD nra;gth; gw;wpa tpguq;fs; ,we;jtUf;Fk; kD nra;gtUf;Fk; cs;s jpUkz ge;j cwTfs;> rl;lhPjpahd tjpThpik> fdlhtpy; thOk; fhyk;> Vida ehLfspy; ,Ue;J ngWk; gz tUkhdk; ,Ue;jhy; mJ gw;wpa tpguq; fs; Nghd;w gy tpdhf;fSf;F tpz;zg; gj;jpy; gjpy; toq;Fjy; Ntz;Lk;.
khjh khjk; toq;Fk; ,f; nfhLg;gdT
4. kuzkhfpathpy; jq;fp- vd;gJ NeubahfTk; fhNrhiyahfTk; mDg;Gthh;fs;. ,jid ngw;Wf; chpj;Jilath; jkJ tq;fp ,yf;f tpguq;fis rkh;g;gpf;Fk; Neubahf tq;fp fzf;fpYk; nfhs;s fzf;F NghJ itg;G
apUf;Fk; gps;isfSf;F toq;Fk; rpW tUkhdk; (Canada Pension Plan – Children’s Benefits) nra;thh;fs; (Direct Deposit)
kuzkhfpatUf;F gjpndl;L taJf;F cl;gl;l gps;isfs; ,Ue;jhy;> mth;fs; tpjitahf cs;s kidtp my;yJ
xU rpW khj tUkhdk; kuzkhd jq;fs; fzth; rpy Neuq;fspy; ,d;ndhU
jha; my;yJ jfg;gd; nrYj;jp te;j jpUkzk; rl;l hPjpahf nra;jhYk; ,f;
fdlh Xa;T+jpa Nrkpg;G jpl;lj;jpypUe;J nfhLg;gdTfis njhlh;e;J ngw;Wf;
ngw;Wf; nfhs;syhk;.18 taJf;F cl;gl;l nfhz;NlapUf;fyhk;.
gps;isfSf;F kl;LNk ,e; epthuzk; toq;fg;gLk;. gps;isfs; ,Ue;J> ,g; gz epthuzk; ngw chpj;Jilatuhf ,Ue;jhy;> ,j;Jld;
18 taJf;F Nkw;gl;l epiyikahf ,Ue;- “Application for a CPP survivor’s pension
jhy; 25 taJ tiu KO Neu khztuhf and children benefits” vd Mq;fpyj;jpy;
mq;fPfhpf;fg;gl;l fy;tp epWtdj;jpy; Fwpg;gplg;gl;l tpz;zg;gg; gbtk; ngw;W
gapd;W nfhz;bUe;jhy; njhlh;e;J ngw epug;gp toq;Fjy; Ntz;Lk;.
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,j; njhif vd;gJ khjh khjk; Mff; rpW tUkhdk; (CPP Survivor benefit),
$Ljyhf jw;NghJs;s epytug;gb $213.99 kw;Wk; ,q;F ehd;fhtjhf Fwpg;gplg;gLk;>
tiu> Nrkpg;gpy; ,lg;gl;l njhif> fhyk; kuzkhfpathpy; jq;fpapUf;Fk; gps;is-
vd;w mbg;gilapy; fzf;fplg;gl;L toq; fSf;F toq;Fk; rpW tUkhdk; (CPP
fg;gLk;. Children benefit) Mfpa ,U NjitfSf;- Fk; xNu tpz;zg;gj;jpy; kD nra;ayhk;.
,g; gz cjtpfis ngW
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•
kuz Nritapid elhj;Jk; epWtdj;- Fk; gps;isfs; gw;wpa tpguq;fs;.
jpdh; (Funeral Service Home) murpd; tpz;zg;gk; ,th;fs; rhh;gpy; NtW xU
rhh;gpy; rpy ,lq;fspy; tpz;zg;gq;- gpujpepjp rkh;;g;gpg;gtuhf ,Ue;jhy; mth;
fis FLk;gj;jpdUf;F toq;fp mjid gw;wpa tpguq;fs;> cWjpg;gLj;Jk; if-
vg;gb Kd;ndLg;gJ vd;gJ njhlh; naOj;Jf;fs; Nghd;w jfty;fSf;F
ghd MNyhrid toq;FtJ cz;L. njspthf gjpy; toq;Fjy; Ntz;Lk;.
•
“Service Canada” vd Mq;fpyj;jpy;
3. kuzkhfpathpd; kidtp
Fwpg;gplg;gLk; mYtyfq;fs; gy ,lq;- fspYk; Fwpg;ghf gy; njhlh; mq;fhb my;yJ fztDf;F toq;-
filfs; cs;s fl;blq;fspy; (Shopping Fk; ,d;ndhU rYif gzk; (Allowance for the survivor) fztid my;yJ kidtpapid ,oe;j xUth; ,f; Fwpg;gpl;l Nkyjpf rYif gzj;jpid ngw Ntz;Lkhdhy; gpd;tUk; jifikfSf;F cl;gl;L ,Uj;jy; Ntz;Lk;.
Mall) thbf;ifahsh;fshf ,aq;fp nfhz;Nl cs;sJ. Neubahf mq;F ngwyhk;. vg;gb Kd;ndLg;gJ vd topAk; fhl;l cj;jpNahfj;jh;fs; jahuhf cs;sdh;. gpd;dh; epug;gg;gl;l tpz;zg;gj;jpidAk; mq;F rkh;g;gpf;f yhk;.
•
www.servicecanada.gc.ca vd;Dk; ,iza
•
fztid my;yJ kidtpapid ,oe;j xUth; 60-64 taJf;F ,ilg;- gl;ltuhf ,Uj;jy; Ntz;Lk;.
jsj;jpDs; nrd;W jfty;fis mwp tJld; tpz;zg;gq;fis gjptpwf;fk; nra;J ngw;Wf; nfhs;syhk;.
•
fdlhtpd; gpu[hThpik my;yJ epue;- ju tjpThpik cilatuhf ,Uj;jy; Ntz;Lk;.
•
1-800-277-9914 vd;Dk; njhiyNgrpf;F mioj;J jghy; %yKk; tpz;zg;gq; fisAk;> jfty;fisAk; ngw;Wf; nfhs;syhk;.
•
fdlhtpy; 18 tajpd; gpd;G Fiwe;jJ gj;J tUlq;fNsDk; trpj;J ,Uj;jy;
sivapunch@thaiveedu.com Ntz;Lk;.
,f; Fwpg;gpl;l rYif nfhLg;gdT vd;gJ jw;NghJs;s epytug;gb Mf $Ljyhf khjk; $587.79 tiu. Xa;T+jpa Nrkpg;Gj; jpl;lj;jpw;F toq;fg;gl;l nkhj;j njhif>
jha;tPL gj;jpupif gw;wpa tpku;rdq;fis vjpu;ghu;f;fpd;Nwhk;. toq;fg;gl;l fhyq;fs; vd;w mbg;gil
tpku;rdq;fs; vk;ik Xu; apy; fzf;fplg;gl;L toq;fg;gLk;.
MNuhf;fpakhd
mjhtJ kuzkhfpathpd; FLk;gj;jpy;
ghijapy; ,l;Lr;nry;Yk;.
cs;s kidtp my;yJ fztd; taJ Kjph;e;J xU Fwpg;gpl;l ,ilf;fhyj;jpy;>
E-mail:thaiveedu@gmail.com tUkhdKk; Fiwe;j epiyapy; ,Uf;Fk;
Fax: 416-849-0594 re;jh;g;gk; cUthfpapUe;jhy; kl;Lk; ,r; rpW rYifapidg; ngw kD nra;J
Tel: 416-646-3422


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fhg;GWjpapy; Fog;gkh? tpz;zg;gk; Nfhuj; jaf;fkh? fhg;GWjp jpl;lk; gw;wpa rhpahd> njspthd ,yFtpy; fpufpf;Fk; tz;zk; tpsf;fk; nfhLf;f Ntd;Lk; vd;gjhYk;> ,Nj jUzk; “jha;tPL” thrfu;fSk; fhg;GWjp njhlHghd Mf;fq;fis jUkhW Nfl;Lf;nfhz;ljhYk; fhg;GWjpgw;wpa tpsf;fj;jpid ,e;j ,jopYk; vjpHtUk; ,jo;fspYk; Muha;Nthk;.
Universal Life - Nrkpg;Gld; $ba rYiffs; nfhz;l MAl;fhg;GWjp ,e;j fhg;GWjp jpl;lk; Vida fhg;GWjp jpl;lq;fs; Nghd;wy;yhJ gy;NtW rY- iffis thbf;ifahsUf;F> mtu;f- Sf;Fr; rhjfkhf toq;Fk; fhg;GWjp. Kf;fpakhf Fwpg;gplg;Nghdhy; jw;rkak; epyTk; Ntiy ,y;yhj; jpz;lhl;lk;> Ntiy ,og;G fhuzkhf gzk; nrYj;j f\;lg;gLk; #o;epiyapy; xU tpj kd MWjiyf; nfhLf;Fk; jpl;lkhFk;. (tl;b mwtplg;glkhl;lhJ)
,e;j jpl;lj;jpy; khjhe;j fl;lzj;ij epHzapf;Fk; Kf;fpa fhuzpfs;
•
fhg;GWjpapy; Fog;gkh?
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jhahH m gzk; fl tpz;zg;g tUifapy kuzk; m apy; ,e;j epWtdNk my;yJ 6 nrYj;jpf;n Nrkpg;gpd; xU RgPl;rk ,e;j khj Payment B
Nkw;Fwpg;gpl;l tpjk; tpjkhd Cost of Insurance ve;nje;j #o;epiyapy; jpwk;gl nray;gLk; vd;gij gpd;dH Muha;Nthk;.
Payor m Disability miog;ghH jtpu ,e;j Universal Life,id nghWj;jtiu (level
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rYif n jpl;lq;fspy;) cq;fs; khjhe;j fl;lzj;-
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YRT to Lev Payment) vd ,Utifahd fl;lzq;fs;
gps;isapd cz;L. ePq;fs; Fiwe;j fl;lzj;ij
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Gifapiyg; gjhHj;jq;fs; cgNahfpg; gtuh> ,y;iyah vd;w tpguk;.
nrYj;jpdhYk; $ba fl;lzj;ij nrYj;-
jTld; ,e jpdhYk; fhg;GWjpf;fhd mwtPl;Lg;gzj;ij
Cost of Ins Cost of Insurance,y; xU tpjkhd khw;w
chpikahs Kk; ,Uf;fhJ. mj;Jld; ePq;fs; fl;Lk;
%yk; gps
•
Nehahspah my;yJ Njfeyd; rPuhf cs;stuh> ,y;iyah vd;w tpguk;.
•
ve;nje;j Nkyjpf rYiffis (Benefits) vjpHghHf;fpwhH vd;w tpguk;
•
tpz;zg;gjhuH vt;tsT fhyk; gzk; nrYj;j tpUk;GfpwhH vd;gij nghWj;J mwtpLk; fhg;GWjp njhiff;fhd gzk;.
Nkyjpf gzk; tl;bapy; tsHe;J nfhz;L
vg;NghJk; Nghtjdhy; ,e;j Nkyjpf tl;b tPj
fl;lzj;j tsHr;rp ‘tUkhdthpapd;wp MAs; fhyk;
Vw;ghL n tiu tsUk; Nrkpg;Gj;jpl;lk;’ vd;gJk;
NrhjidA Fwpg;gplj;jf;fJ. ,e;j khjphpahd jpl;lq;-
gps;is jd fs; fdlhtpy; NtW ve;j epjp epWtdKk;
Nkyjpf rY nfhLg;gjpy;iy vd;gJk; Fwpg;gplj;jf;fJ.
,e;j Nky ag;gLk;. m Mq;fpyj;jpy; ,ij ‘cost of insurance’
‘R.R.S.P’ ,id nghWj;j tiu taJ 71 vd;W miog;gJ tof;fk;. ,e;j Cost of
tiu tsUk; Nrkpg;G tsHr;rp tUkhd Insurance ,id nghWj;jtiu 6 tif-
thpf;F cl;gLj;jkhl;lhJ. Mdhy; 71 Az;L. mit KiwNa>
taJ jhz;baJk; cq;fs; Nrkpg;G
•
‘tUlhtUlk; mjpfhpf;Fk; fhg;GWjp
tsHr;rpapd; Kjy; thhpRjhuH tUkhd
ƒ¬] ®[≈V_
mwtPl;Lg; gzk; (Yearly Renewable
thp ,yhfhNtnahopa ePq;fNsh my;yJ Term) RUf;fkhf YRT vd miof;-
cq;fs; FLk;gj;jhNuh my;y. mjhtJ fg;gLk; my;yJ Annual Renewable
RUf;fkhf $wpd; ‘R’ vd;w vOj;jpy; Term (RUf;fkhf A.R.T)
njhlq;Fk; ve;j Nrkpg;G jpl;lkhf ,Ug;
•
Muk;gj;jpy; tUlhtUlk; mjpfhpj;J gpd;dH Fwpg;gpl;l fhytiu Kbtpy; MAs; fhyk; tiu khwhj mwtPl;Lg; gzk; (YRT to Level)
•
Muk;gj;jpypUe;J ,Wjp tiu xUNghJk; khwhj mwtPl;Lg; gzk; (Level Cost of Insurance)
gpDk; Kjy; thhpRjhuH tUkhdthp ,yhfh vd;gJk; Fwpg;gplj;jf;fJ. cjhu zkhf RRSP, RESP, RRIF, R.I.F Mfpa jpl;lq;fis vLf;Fk; NghJ cq;fSf;Fk; Muk;gj;jpy; VNjh xU tifapy; rYif fpilf;fpwJ. Mdhy; Universal Life ,id nghWj;jtiu ,e;j rYiffs; fpilahJ. fhuzk; ,e;j gpuj;jpNafkhd jpl;lj;jpy;
•
tUkhd thp ,yhfhtpw;F gq;fpy;iy. ,jidg; gw;wpa tpsf;fk; gpugy Gj;jf rhiyfspy; ‘Financial Planning’ vd;w jiyg;gpy; gpuRhpj;Js;shHfs;. ,tHfs; xUtpj fhg;GWjp epWtdq;fisAk; rhuhj gpugy fzf;fpayhsH nfhz;l epWtdk; (AccountingFirm)vd;gJk; Fwpg;gplj;jf;fJ.
,dp tpjk; tpjkhd Cost of Insurance ve;nje;j #o;epiyapy; jpwk;gl nray; gLk; vd;gij Muha;Nthk;.
YRT ,e;j jpl;lk; rpWFoe;ijfSf;F mtHfs; fy;tpj; jpl;lKk; fhg;GWjp jpl;lKk; xUq;- fpizj;j jpl;lkhf miktjw;F jpwkhf nray;gLk;. fhuzk;> rpW Foe;ijfSf;- fhd fhg;GWjp mwtPl;Lg; gzk; khjhe;jk; xU rpy nlhyHfs; kl;LNk. Vnddpy;> rpW gps;isfis nghWj;jtiu kuzk; Vw;gLtjw;fhd rhj;jpaf;$W kpf kpff; FiwT. cjhuzkhf 3 taJ Foe;ijf;F $200>000,w;fhd khjhe;j fhg;GWjp mw- tPl;Lg; gzkhd Cost of Insurance Vwj;jho $15 nlhyHfs; kl;LNk. mNj rkak; mjpfg;gbahd khjhe;j fl;Lj;njhif Vwj;jho $200 nlhyHfshFk;. Nkyjpf- khf fl;Lk; $ 185 Nrkpg;Gj; jpl;lj;jpw;F
► √V ÷È
20 tUlk; kl;LNk mwtpl;L mjd;gpd; MAs; fhyk; tiu ePbf;Fk; fhg;GWjp jpl;lk; (Limited 20 Pay cost of Insurance)
► 90
► 90
► ®TM
•
15 tUlk; kl;LNk mwtpl;L mjd;gpd; MAs; fhyk; tiu ePbf;Fk; fhg;GWjp jpl;lk; (Limited 15 Pay cost of Insurance).
•
10 tUlk; kl;LNk mwtpl;L mjd;gpd; MAs; fhyk; tiu ePbf;Fk; fhg;GWjp jpl;lk; (Limited 10 Pay cost of Insurance). vd;gJ Fwpg;gplj;jf;fJ.
‘tPl;L mlkhdf;flid vt;tsT Fiwe;j fhyj;jpy; fl;l ,Uf;fpwPHfNsh mNjNghy; jhd; ,e;j fl;Lg; gzKk; NtWgLk;” mj;Jld; Fwpg;ghf vy;yh epWtdq;fSk; ,e;j khjphpahd jpl;lq;fis toq;Ft- jpy;iy. Mifapdhy; ,ij jPu tprhhpj;J
► 85 ]≈
► ®¬ >B
► \Ú
me;je;j epWtd jiyik mYtyfj;- jpypUe;J vOj;jpy; thq;fp itg;gJ> cq;fSf;F epr;rakhf kd MWjy; jpl;l- khf mikANknahopa kd Ntjidj; jpl;lkhf mikahJ vd;gJk; Fwpg;gplj; jf;fJ.
rpy fhg;GWjp tpw;gidahsHfs; Telemar- keting Company tpw;gidahsH cjtp Ald; ,e;jpahtpy; ,Ue;J fhg;GWjp gw;wpa
ƒ¬]
ÿ>VÁ
kVÔTM¬
-

jha;tPL • Vg;gpuy; 2009 fhg;GWjpapy; Fog;gkh?
hiyNgrp s;s gy- ;Gnfhd;L vLj;J f; nfhs;-
k; me;j Yiffs; plj;jf;fJ. t fpil- pg;G tl;b ,j;jid ;lj;Njit ;fpwhHfs;. ;ge;jj;jpy; ; ‘ntWk; l;Lk;jhd;
Cost of ; jpwk;gl ha;Nthk;.
u (level nce vd;w fl;lzj;- Minimum Maximum ;lzq;fs; ;lzj;ij j nrYj;- g;gzj;ij d khw;w s; fl;Lk; nfhz;L l;b tPj s; fhyk; vd;gJk; jpl;lq;- pWtdKk; lj;jf;fJ.
taJ 71 tUkhd dhy; 71 Nrkpg;G tUkhd my;yJ mjhtJ vOj;jpy; hf ,Ug; Ukhdthp J. cjhu I.F Mfpa ;fSf;Fk; ; rYif ife ,id pilahJ. jpl;lj;jpy; q;fpy;iy. y Gj;jf g’ vd;w ,tHfs; k; rhuhj epWtdk; plj;jf;fJ.
Insurance l nray;
mtHfs; k; xUq;- jpwkhf ;ijfSf;- khjhe;jk; Vnddpy;> u kuzk; pf kpff; oe;ijf;F Wjp mw- Vwj;jho j rkak; j;njhif Nkyjpf- pl;lj;jpw;F
xJf;fg;gLtjdhy; ,tHfs; taJ 18 te;jTld; ,e;j Nrkpg;gpid mtHfs; gbg;gpw;Nfh my;yJ ve;j mj;jpahtrpa Njitf;Nfh cgNahfg;gLj;jyhk;. ,jpy; gps;is fhg;GWjp nra;ag;gl;ltuhfTk; gzk; nrYj;Jk; jfg;gdhH my;yJ jhahH my;yJ gps;isapd; eyd; fUjp gzk; fl;Lk; egH chpikahsuhfTk; tpz;zg;gpf;fyhk;. gzk; fl;bf;nfhz;L tUifapy; ,e;j chpikahsUf;F jpBH kuzk; my;yJ epue;ju Cdk; Vw;gLif- apy; ,e;j fl;Lj;njhifia fhg;GWjp epWtdNk chpikahshpd; taJ 60 my;yJ 65 tiu chpikahsH rhHghf nrYj;jpf;nfhz;L tUk;. ,jd; fhuzkhf Nrkpg;gpd; tsHr;rp fhuzkhf gps;isf;F xU RgPl;rkhd tho;f;ifia cUthf;Fk;. ,e;j khjphpahd xOq;if ‘Automatic Payment Benefit; (RUf;fkhf APB) on the Payor my;yJ ‘Owner’s Death and Disability waiver’ vd;W Mq;fpyj;jpy; miog;ghHfs;. ,uz;L epWtdq;fisj; jtpu ,e;j jpl;lk; toq;Fk; Vida epW- tdq;fs; taJ 60 jhz;baJk; ,e;j rYif nfhLg;gjpy;iy vd;gJk; Fwpg;- gplj;jf;fJ. YRT to Level gps;isapd; taJ 21 jhz;baTld; my;yJ gps;isapd; gbg;G Kw;whf Kbe;- jTld; ,e;j Cost of Insurance,id Level Cost of InsuranceMf khw;wp fhg;GWjpapd; chpikahsuhf gps;isia epHzapg;gjd; %yk; gps;isapd; fhg;GWjp fl;Lg;gzk; vg;NghJk; khwhj tifapy; Fiwe;j fl;lzj;jpy; kDr; nra;ayhk;. ,e;j Vw;ghL nra;tjw;F xUtpj kUj;Jt NrhjidAk; Njitg;glhJ. mj;Jld; gps;is jd;tpUg;gg;gb fhg;GWjpj;jpl;lj;jpy; Nkyjpf rYiffisAk; NjHe;njLf;fyhk;. ,e;j Nkyjpf rYiffs; gpd;dH Muh- ag;gLk;. mj;Jld; ,e;j Nkyjpf rYif
rf;jpNty; - MAl; fhg;GWjp Kftu; -
-
fSf;F Nkyjpf gzKk; Njitg;gLk; vd;gJk; Fwpg;gplj;jf;fJ. mjhtJ RUq; ff; $wpd; mtutu; fl;Lg;gzj;jpw;FVw;g rYiffisj; Nju;e;njLf;fyhk;.
Level Cost eLj;ju tajpdH Fiwe;j fl;Lg;gzj; jpw;F mjp $ba fhg;GWjp njhifia MAs; g+uhf my;yJ kuzk; Vw;gLk; tiu fl;bf; nfhz;L tuyhk;. mj;Jld; KjpNahUk; (85 taJf;F cl;gl;l) ,e;j khjphpahd Level cost cs;s fhg;GWjp jpl;lj;jpw;F kDr; nra;ayhk;. KjpNah- Uf;F VjhtJ Vfg;gl;l tUj;jq;fs; ,Uf;Fkhapd; ‘kUj;Jt hPjpapd;wp’ cld bahf mKYf;F nfhz;LtUk; fhg;GWjp jpl;lq;fs; cfe;jJ. ‘kUj;Jt hPjpahf’ kDr;nra;J epuhfhpf;fg;gbd; my;yJ kDr; nra;J Njfepiyfhuzkhf khjhe;j fl;Lg;gzk; Nkyjpfkhf epWtdk; mw- tpl;lhy; cldbahf mKYf;F tUk; fhg;GWjpj; jpl;lKk; nry;YgbahfhJ vd;gJk; Fwpg;gplj;jf;fJ. Mifapdhy; Muk;gj;jpNyNa cq;fs; RfaPdq;fis xUtpj xspT kiwT ,y;yhky; fhg;GW jpj;Jiwapy; ed;F mDgtKs;s mwpTs;s> KONeukhf rfy fhg;GWjp epWtdq;f- spd; jpl;lq;fisAk; njspthf> Jy;ypa- khf Ghpe;J nfhz;l gpujpepjpAld; njhlHG nfhs;tjd; %yk; rhpahd jpl;lj;ij NjHe;njLf;fyhk;.
(njhlUk;)
saththivel@thaiveedu.com ƒ¬] ®[≈V_ ÔV©AÆ]
1983gD gıΩoÚÕm ÔV©AÆ]›mÁ≈l_ xøo ́ ÿ§BVTM oƒÁk
""ƒÔÈ ÔV©AÆ] WÆkTM∫ÔπTMmD ∏ ́]W]''
► √V ́√‚ƒt[§ ®Õ> WÆkTM ]‚¶\VÔ ÷Ú©∏–D ÿ>πkVTM m_oB\VTM ÷Èzs_  ̨ ́ ̨¬zD kıD s·¬ÔD.
► 9000 ÷uzD o\u√‚¶ ]Ú©]Ô ́\VTM kVΩ¬ÁÔBV·ÏÔ^
► 90¬zD o\ÈVTM mˆ> ÔV©AÆ] ÷w© ̈|Ô^.
► ®TMm kVΩ¬ÁÔBV·Ï √‚ΩBo_ ŒÚEÈ
- kÚ\VTM kˆ ÷ÈVÔV, Ô¬ ̨B_ oƒV>ÁTMBV·ÏÔ^
(Revenue Canada Auditors) , - W]BÁ\fl∑ ∂]ÔVˆÔ^ (Ministry of Financial Services), - ÔV©AÆ] ∏ ́]W]Ô^, ∂kÏÔ^ z|D√ ∂∫Ô›>kÏÔ^,
x]oBVÏ, E≈VÏÔ^, - ∏ ́√È kÏ›>ÔÏÔ^, z|D√›>kÏÔ^, - ∏ ́√È ®ø›>V·ÏÔ^, - Ák›]BÏÔ^, - kw¬Ô§QÏÔ^
► 85 kBm¬z‚√‚¶ ®kÚ¬zD, ®flÛμWÁÈlKD, WflƒB\VÔ ÔV©AÆ]Bπ¬zD ]≈Á\ (WÆkTM∫Ôπ[ W√Õ>ÁTM©√Ω)
► ®¬ÔV©AÆ]› ]‚¶\VÔ ÷Ú©∏–D, s·¬Ô›m¶[ \TM gÆ>_ ]‚¶\VÔ ÿ√u§¶ >B∫ÔV\_ ÂV|∫Ô^
► \Ú›mk Z]l[§ 275,000 kÁ ́ ÔV©AÆ]
ƒ¬]ok_
-
ÿ>VÁÈo√E:
416.706.3530, 905.428.9299, 905.763.8912
Fax: 905.428.9307 Email: george14@sympatico.ca
\[M¬Ô°D! kVÔTM¬ ÔV©AÆ] (Car Insurance), y ÔV©AÆ] (Fire Insurance) ÿƒFk]_ÁÈ!


Page 41
jha;tPL • Vg;gpuy; 2009

- 41 -


Page 42
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nghd;dhq;fhzpf; fPiu czT tiffs
fPi
“mkpu;jNkahdhYk; msTf;F kpQ;rpdhy; mk;Gyd;]; tUk;”
fPiu czT - 5
“,e;jf; f cd; cl fhz;gha; “fPiuiaAk; japiuAk; Nru;j;J ,utpy; rhg;gplyhkh> $lhjh?” vd;w thjk; xU rigf;F te;jJ. “fPiu Fspu;r;rpahdJ japUk; Fspu;r;rpahdJ. ,uz;ilAk; xd;whf ,utpy;rhg;gpl;lhy; nrkpghl;bd;ik Nghd;w njhy;iyfs; tuyhk;” vd;W xUtu; Kiwg;ghL nra;jhu;.
“mkpu;jNkahdhYk; msTf;F kpQ;rpdhy;
G+kpapy; j mk;Gyd;]; tUk;” vd;gjhFk;.
jq;fr;rj;J tpisfpwJ ehk; gad;gLj;Jk; fPiufspy; NkYk;
dhq;fhzp rpy tUkhW: Ky;iyf; fPiu> Kisf;
jtpu> ,e fPiu> yPf;];> ty;yhiuf; fPiu> ntq;fhaf;
tu;zh> nf fPiu> nte;jaf; fPiu Mfpad. ,e;jf;
nghd;fhZ fl;Liuapy; nghd;dhq;fhzpf; fPiuiag;
nrq;fz;z “,y;iyapy;iy. ez;gdpd; ez;gd; ey;y
gw;wpg; ghu;f;fyhk;.
tpz;Zf;F ez;gd; vd;w Nfhl;ghl;il mwpahj ez;gUf;F xd;W nrhy;fpNwd;. Fspu;r;rp g;s]; Fspu;r;rp lgps; Fspu;r;rp. mjdhy; rhg;gplyhk;” vd;W mbj;Jr; nrhd;dhu;
ek;NkhL xNu gpNsdpy; ntW ,d;ndhUtu;.
xU tajhd tf;fPy; KZKZj;Jf;
te;j NtyhAjj;jpd; Ng
nfhz;Nl vOe;jhu;. mtu; xU fhyj;jpy; tf;fPyhf ,Ue;J nehbj;Jg; Ngha; MAs;Ntj itj;jpauhdtu;. mtu;
jdJ GJg; ngz;lhl;bf;Fg; G
,tiug; ghu;j;J> “jk;gp> rpupj;Jf;nfhz;Nl tPl;Lf;Fs; te;J tPl;ilr; rpijj;J tpl;Lg;
thq;fpf; nfhLj;Jtpl;lhd; Nghfpwtu;fisg; ghu;j;jpUf;fpwhah? ,e;j clYk; xU tPLjhdg;gh. rhg;gpLk; NghJjhd; japu; Fspu;ikahf ,Uf;Fk;.
mwpe;jTld;
cs;Ns Ngha; clk;gpd; R+l;ilf; fpsg;gp tpl;LtpLk;. ntspNa xU Fzk;> cs;Ns
neQ;R gfPnud;W gw;wp v NtW Fzk; cs;s kdpjiu eP ,d;Dk; ghu;f;ftpy;iyah?” vd;W Nfl;lhu;.
xU tapw;nwupr;ry; Vw;gL NtnwhUtu; me;jr; rigapy; ePjpgjpahf ,Ue;J jPu;g;Gr; nrhy;y Kd;te;jhu;. mtu; ghNte;ju; ghujpjhrdpd; FLk;g tpsf;F
me;j tapw;nwupr;riy
vd;Dk; E}ypd; 128 gf;fq;fisAk; ml;ru Rj;jkhfg; gbj;Jf; fhl;bf; filrpapy;
nghd;dhq;fhzpf; fPiu Ngh gpd;tUk; ehd;F mbfisj; jpUk;gTk; ,uhf Rj;jkhfg; ghbf; fhl;bdhu;.
“fPiu> japu; ,uz;Lk; NfL nra;Ak; ,utpy; Nkhiug; ngUf;fpL Kg;NghJk; - NeupioNa !”
nghd;dhq;fz;zp
rPjhkzpr;n ,e;jf; fPiuia nghd;dhq;fz;zp vd;Wk;
vd;gtw;Nw nghd;dhq;fhzp vd;Wk; miof;fpwhu;fs;.
,Uf;fpd;w kUj;Jt E}y;fspy; ,uz;L ngau;fSk; vdNt> fPiuAk; japUk; ,utpNy Ntz;
ifahsg;gl;L ,Uf;fpd;wd. ,uz;L
ve;j nga lhk; vd;W ePjpgjpahfg;gl;ltu; toq;fpa
ngau;fSf;Fk; xt;nthU fhuzKk; nrhy;
jf; fPiua jPu;g;igf; Nfl;l thjj;ijj; njhlf;fpatu;
tof;Fk; ,Uf;fpd;wd. nghd;dhq;fz;zpf;
vd;gJ kl kdk; kfpo;e;jhu;
fPiuiaj; njhlu;e;J rhg;gpl;L te;jhy;
Rit ,y fz;fspy; nghd;dpd; gpufhrk; Vw;gl;Lg;
nghd;dhq ,jw;F kUj;Jt epGzu;fs; vd;d nrhy;
ghu;it $u;ikahFk; vd;ghu;fs;. clYf;-
kpFjpahf Yfpwhu;fs;? “nghJthf> ,utpy; fPiu
Fg; nghd; Nghd;W ftu;r;rpiaAk; gpufh-
njhlu;e;J rhg;gpl;lhy; japu; rhg;gplf; $lhJ vd;w
rj;ijAk; juf;$ba rf;jp gilj;j %ypif
gfypYk; fUj;J kf;fspilNa epyTfpwJ. Mdhy;
vd;w fUj;Jk; cz;L. Nghd fz;izf;
me;j ms ngupa nfLjy; vy;yhk; mjdhy; tu
nfhz;LtUk; Mw;wy; cs;sjhy;
vd;gjhy; tha;g;gpy;iy. fPiuapy; Mf;]Nyl;>
nghd;dhq;fz;zp vd;w ngau; te;jJ
Foe;ijg; /igl;Nld; vd;w rj;Jf;fs; ,Uf;fpd;wd.
vd;W fpuhkq;fspy; nrhy;Ythu;fs;.
te;jhy; t japupy; Rz;zhk;Gr; rj;J ,Uf;fpwJ>
“nghd;dhq; fz;zpf;Fg; Gspapl;L Mf;fp
gspr;nrd;W fPiuiaAk; japiuAk; rhg;gpl;lhy; Rz;-
dhy; cz;zhg; ngz;Zk; xU cof;F zhk;Gr; rj;J clypy; NruhJ. cliyAk;
cz;ghs;” vd;nwhU nrhy;tof;Fk;
nghd;dhq MNuhf;fpaj;ijAk; nghWj;jtiuapy;
,Uf;fpwJ. nghd;dhq;fz;zp vd;gjw;F
isf; nfh vy;NyhUf;Fk; ,Jjhd; tpjp vd;W rl;lk;
nghd;dpwKk; mofpa fz;fisf;
rptg;G epw NghLtJNghyf; fz;bg;ghff; $wptpl
nfhz;ltSkhd rPjhgpuhl;b vd;W nghUs;
nghd;dhq KbahJ. vijAk; mtutu; clYf;F
nrhy;thUk; csu;.
,Uf;fpd;w Vw;wthW msNthL cz;lhy; Mgj;J
nfhz;l vJTk; tuhJ.” vd;W $Wk; xU rj;J-
nghd;dhq;fhzp
kpfTk; rpw ztpay; epGzu;> ‘msNthL cz;lhy;’ vd;gij mOj;jpr; nrhd;dhu;. ,jdhy; ekf;Ff; fpilf;fpw ePjp vd;d ntd;why;>
nghd;dhq;fhzp vd;W miog;gtu;fs; nghd; + M(F)k; + fhz; + eP vd;W gpupj;J>
nghd;dhq fspy;  nghd;-
cjazd;
dhq;fhzp vd;w ,e;j ,U ngau;fisAk; ; NkYk; Kisf; tq;fhaf; . ,e;jf; fPiuiag;
jtpu> tu;zh> nghd;fhZk; nrq;fz;zp> tpz;Zf;Fs; ,e;jr; nfhLg;ig> fz;zp>fz;Zf;F nrbf;Ff; rPjsr;rf;jp> %u;j;jp> nghw;wiyf; nghd;dp> ffjpuhR> epNrhj;jpuk;> ,dpahs;> ifahd;>
rPij> thJ
tsUk;. fps;sp ypYk; tsUk; rpwpa ehl;bdhYk; ePz;l tsuf;$baJ. ,e;jr; rhjhuzkhff; ,iyfisf; nrb ve;j vjpu; jiuapy; khjpupahd mLf;Ffspy; fhk;Gfisf;
nfhz;lJ. glu;e;J R+o-
,iyf; Nfhzq;fspy; nts;is epwg; G+f;fs; ,Uf;Fk;. Nu gpNsdpy; ntWq;ifNahL
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thjk;> %yr;R+L> nrhwprpuq;F> Njky; Nghd;wtw;iwj; jLj;Jj; J}uj;jpy; epWj;jf;$ba rf;jp nghd;dhq;fhzpf;F cz;L. fy;yPuy; kz;zPuy; Mfpatw;iwg; gyg;gLj;jTk; rpWePuff; NfhshWfis ePf;fTk; ,f;fPiu cjTk;. nghd;dhq; fhzpf; fPiuAld; G+z;L Nru;j;J nea; tpl;L tjf;fpr; Nrhw;Wld; 40 ehl;fs; njhlu;e;J rhg;gpl;lhy; %yNeha; Kw;wh ff; FzkhFk; vd;gu;. ,e;jf; fPiuiaj; njhlu;e;J 48 ehl;fs; rhg;gpl;L te;jhy; ; te;jJ thu;fs;. ;L Mf;fp cof;F ;tof;Fk; vd;gjw;F z;fisf; nghUs;
te;jhy; tsu;e;j gpd;dUk; fz; ghu;it gspr;nrd;W ,Uf;Fk;.
fz;fSf;F Fspu;r;rpiaj; je;J> cly; R+l;ilr; rkepiyapy; itj;jpUe;J gy Neha;fisj; jtpu;f;Fk;. Neha; fhuzkhf
nghd;dhq;fhzpapy; gr;ir epw ,iyf- isf; nfhz;l ehl;Lg; nghd;dhq;fhzp> rptg;G epw ,iyfisf; nfhz;l rPikg; nghd;dhq;fhzp vd;W ,U tiffs;
cly; gytPdk; mile;jtu;fs; nghd;- dhq;fhzpf; fPiuiaj; njhlu;e;J cz;L tu uj;j cw;gj;jp mjpfkhfp cly; gyk; ngWk;.
,Uf;fpd;wd. nfhz;l kpfTk; rpwe;jJ.
ehl;Lg; ,tw;Ws; nghd;dhq;fhzpNa gr;ir epwk;
nghd;dhq;fhzpf; ey;nyz;izAld; fha;r;rpj; jiyf;Fj; fPiuapd; Nru;j;Jj; jltp tuf; rhnwLj;J ijyk; fz; g;gtu;fs; ;W gpupj;J>
nghd;dhq;fhzp ,yq;if ,e;jpa ehL fspy;  clw;R+L Mfpad ePq;fp cly;
49k; gf;fk; ghu;f;f... MORTGAGE NEEDS
Rajmogan Selliah Mortgage Consultant
Bus: 416.430.0111, Dir: 416.569.3200 Fax: 416.430.0222


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jha;tPL • Vg;gpuy; 2009

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Page 44
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Your life. Your career. Your call.
If you’re looking for a career that of potential for financial success and h drive, discipline, energy, and self-co run your own business, then consid a Sun Life Financial advisor. Contac more about this rewarding career op
Chandran Rasalingam Sales Manager Bus 416-412-0401
ext
305 Cell 416-909-0400 Fax 416-412-1438 gnanachandran.rasalingam
2075 Kennedy Road, Suite 1300 Scarborough ON M1T 3V3
Sun Life Financial advisors are contracted with Sun Life Financial Distributors (Canada) Inc., registered in Quebec as a financial services firm. © Sun Life Assurance Company of Canada, 2008.

jha;tPL • Vg;gpuy; 2009 Your life. Your career. Your call.
ing for a career that offers the inancial success and have the ne, energy, and self-confidence to
business, then consider becoming ancial advisor. Contact us to learn
is rewarding career opportunity.
ndran Rasalingam s Manager
416-412-0401
ext
305 l 416-909-0400
416-412-1438 achandran.rasalingam@sunlife.com
d, Suite 1300
1T 3V3


Page 45
jha;tPL • Vg;gpuy; 2009
Raman Appliances
√VmÔV©√VTM \uÆD ÿƒ·ÔˆB\VTM c≈¬ÔD
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For all kind of Vacuums
• Central Vacuum Systems
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Contact Raman Appliances for all your Cleaning needs and enjoy the comfort of your home.
Raman Chelliah
3021 Markham Rd. Unit 51
Tel: 416.3 Cel: 647.8
E-mail:

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Raman Chelliah
021 Markham Rd. Unit 51, Scarborough ON. M1X 1L8 Tel: 416.332.1989 Cel: 647.893.4414 Fax: 416.332.4967 E-mail: info@raheatingcooling.com
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How do Burglars Get into your home? Statistics show that burglars enter homes using the following entrances,
• 2% from the 2nd floor
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jha;tPL • Vg;gpuy; 2009


Page 47
jha;tPL • Vg;gpuy; 2009 ‘td;dp ,yf;fpak; tpj;jpahrk
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Njtfhe;jd;


Page 48
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jha;tPL • Vg;gpuy; 2009


Page 49
jha;tPL • Vg;gpuy; 2009
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tp. fe;jtdk;


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jha;tPL • Vg;gpuy; 2009


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jha;tPL • Vg;gpuy; 2009
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cw;wwpT Ie;Jk;> czu;e;jwpT
MWVOk; fw;wwpT vl;Lk; fye;jwpT xd;gJk; gw;wpa gj;Jk; gytif ehopif mw;wwpahJ mopfpd;w thNw.
(jpUke;jpuk; -741) jpUke;jpuj;jpy; cs;s mj;jid ghly; fisAk; ehd; Iae;jpupgwf; fw;wtdy;y. NknyOe;jthupahfg; ghly;fisg; ghu;j;j- NghJ gyghly;fspy; nghjpe;j mu;j;jj;ij gFj;jwpT thjpahd vd;dhy; mq;fPfupf;f Kbahky; ,Ue;jJ cz;ik. Mdhy; rpytw;wpdpy; ‘kpf Mokhd fUj;Jg; nghjpe;Js;sitahf cs;sdNt’ vd vd;id tpaf;f itj;jd. jpUf;FwSf;Ff; fiyQu; fUzhepjp je;j tpsf;fTiu rpyuhy; Vw;f KbahjjhapDk;> ,g;gbAk; rpe;jpf;fyhk; jhNd vd vz;z itj;j- ijf; fhz KbAk;. md;iwa fhyfl;lj;- jpNy epytp te;j rkaf; Nfhl;ghLfs;> kjek;gpf;iffs; jpU%yuJ ghly;fSf;Fk; ghL nghUshf mike;jjpy; tpag;gpy;iy. ,d;W tho;f;if Kiwapy; tpQ;Qhdk; Kf;fpakhd mk;rk;. tho;f;if newpap- idj; jPu;khdpg;gjpy; tpQ;Qhdk; ,d;wpa- ikahj mq;fkhf tpsq;Ffpd;wJ. md;iwa fhyj;jpy; goikthjpfs; gioa Nfhl;ghLfspy; ek;gpf;ifia itj;jpUe;j NghJ ,d;iwa jiyKiwapdu; tpQ;Qhd ,uPjpahfr; rpe;jpf;fj; njhlq;Ffifapy; ek;; Kd;Ndhu; filg;gpbj;j rpyNfhl;ghL fs; Nfs;tpf;Fupad MfptpLfpd;wd. rpy Kw;whfNt XJf;fg; gl> NtWrpyNth khw;wpaikf;fg; gl;Ls;sd. me;j mstp Nyjhd; jpUke;jpuj;jpy; cs;s rpy ghly;fSf;F ,g;gbAk; tpsf;fk; juyhk; jhNd vd;w vdJ vz;zj;jpd; tpis- thfNt ,e;j tpsf;fk;. Vw;fdNt rpy ghly;fSf;F vd; ghu;itapy; tpsf;fk; je;Js;Nsd;.
NkNy cs;s ghly; mg;gb xd;Wk; type;J tpsf;fk; juNtz;Ntba ghlyhf mik- atpy;iy. gj;J tif mwpT vd;wJk; vd;idr; rw;Wr; rpe;jpf;f itj;J mt; tsT jhd;.
GyZzu;T Ie;J> czu;e;jwpT ,uz;L> fy;tp mwpT xd;W> fye;jwpT xd;W ,aw;iif mwpT xd;W Mfg; gj;J tif mwpTfs; cs;sd vd;gJ ghly;. mit ahit vdf;fz;lwpa kdk; mthtpaJ.
GyZzu;T (Sensation) vd;gJ fhzy;> Nfl;ly;> Efu;jy;> ];guprk;> Rit (Rit> xsp>CW> Xir> ehw;wk;) Mfpait Ie;JkhFk;. czu;e;jwpT vd;gij Mq;fpyj;jpy; Perception vd;ghu;fs;.
GyDzu;T: (5) (Sensation) vkJ clypw;Fg; Gwj;Nj cs;s cyfp NdhL ehk; njhlu;G nfhs;sy; gyDwg;- Gf;fs; %ykhfNt. me;jj; njhlu;Gfs; vkJ kdk; my;yJ cs;sj;jpy; VjhapDk; rydj;ijNah mDkhdj;ijNa vw;gLj;- Jjw;F Kd;epge;jidahf GyDWg;Gf;fs; vLj;jnra;jp ekJ %isiar; nrd;wila Ntz;Lk;. ,r;nra;jpfs; %isiar; nrd;wilahj NghJ ntsp cyF gw;wpa ve;jtpjkhd mDkhdKk; fpl;lg;Nght- jpy;iy. ,jdhy; vkJ elj;ijapy; vt; tpjkhd xoq;fikTk; Vw;glg;Nghtjpy;iy.
vk;ikr; #o;e;j cyfpdpNy vj;jid tifahd xypfs; vOfpd;wd. mit vy;yhk; ek; fhJfspNy gLfpd;wd. mit ahTNk %isf;;F ,l;Lr; nry;yg;gLfpd;wd. Mdhy; mj;jid xypfSf;Fk; gpujptpid fhl;lg;gLfpwjh?
vkJ fz;fSf;F Kd;Nd vj;jid fhl;rp- fs; vj;jid Nfhyq;fs;. mj;jiid- iaAk; fz;fs; ghu;f;fpd;wd. ghu;j;jit mj;jidAk; %isiar; nrd;wilaNt nra;fpd;wd. Mdhy; ahTk; %isapy; gjpTWfpd;wdth? mttw;wpdpy; vj;jidf;F ehk; gpujptpid fhl;LfpNwhk;.
MfNt xd;W njspthfpwJ. mq;Nf xU Nju;T (selection) my;yJ tbfl;ly; (Filter) xd;W eilngWfpwJ.
Nfl;lYf;Fk; ghu;j;jYf;Fk; ,ilNa xU Kf;fpakhd NtWghL cs;sJ. fhw;wp- dpNy xU Fog;gk; Vw;gl;L mJ xyp miyfis Vw;gLj;jpdhy;jhd; Nfl;f KbfpwJ. MfNt Nfl;lYf;F xU Clfk; mtrpakhfpwJ. mJ fhw;whf ,Uf;fyhk; my;yJ ePuhf mikayhk; Mdhy; xspapidg; nghWj;jkl;bNy mJ xU ntw;wplj;jpd; ClhfTk; nry;y KbAk;. Vida %d;W GyDWg;GfSk; tpj;jpah-
rkhd ufk;. ,e;j %d;wpNyAk; Gydwp- jYld; rk;ge;jkhd fl;likg;Gf;fs; rUkj;jpd; gug;gpNyNa fhzg;gLfpd;wd.
kzEfu;r;rpAld; njhlu;Gs;sJ vkJ %f;fpd; cl;Gwj;jpNy fhzg;gLk; ehrp Nkyzp. (Olfactory epithelium), GydwpTld; rk;ge;jg;gl;l fyq;fs; rpWrpW Fopfsp- Ds;Ns fhzg;glfpd;wd. ehapdJ %f;fpd; gug;gpidg; ghu;j;jPu;fshdhy; ,f; Fop- fisf; fhzKbAk;. eha; mjpfk; Nkhg;g rf;jp cilaJ vd;gJ njupe;jNj. Nfl;lYf;F vg;gb ePu; Clfk; my;yJ fhw;W Clfk; Njit vd;fpNwhNkh> mNj Nghd;W kzEfu;r;rpapDf;Fk; me;j ,uz;L Clfq;fSNk Njitahfpd;wd. kzj;jpidf; fhw;W ehrp Nkyzpf;F ,l;L tUfpwJ. me;j kzj;jpid NkyzpapNy cs;s fyq;fs; Efu;tjw;F me;j kzk; jput Clfj;jpNy fiue;jpUf;f Ntz;Lk;. ,jdhy; Nkyzpapy; rPjk; Ruf;fty;y fyq;fs; cs;sd.
,q;Nf Kf;fpakhdit vd;gjpYk; ghu;f;f Mr;rupakhd ,uz;L tp\aq;fisr; nrhy;y Ntz;Lk;. xd;wpDf;F nrk;kwp MLfs; rk;ge;jkhdij cjhuzkhff; fhl;lyhk;. Ml;Lg; gl;bfs; cs;sd. xU gl;bapy; cs;s MLfs; Nka;ifapy; xU Ml;bdJ ,d;ndhU gl;bapDs;Ns Ngha;;r; rpf;fpf; nfhz;lhy; mj;jid Fl;b- fSs;NsAk; jhahL me;jf; Fl;bapidf; fz;L gpbj;J tpLfpwNj. ,J vg;gb? xNu guk;giu mikg;gpid cila tpyq;F-
fspNy x NaWfpwjh mjidr; “ vd;Nghk;. Ml;bdJ jha; ML fz;L gpb
gy;yhTs ty;yjhk
gotpid fpotid
gy gRf;f Yk;. gRf idj; Njb ehybahu;
mLj;jJ Rz;nlypf Rz;nlypa
fisf; f ,uz;L R apid M 128 Rz;nl Ntfk; , mtw;wpNy jw;F ,e Rz;nlyp nfhs;tjw jhk;. MfN fytp nra
Ritawpj mLj;J Ri mwpjYld Rit mU ehf;fpdJ fTk;; njh rpyTk; cs ghYk; Ri vdf; $wg mtrpakh jbkd;> e Rit nju nfhs;tJ Nfl;lJ j aUk;G F czuty;y cs;sit khdit. ehf;fpd; E Gspg;Gld; frg;Gld; cs;sd. Sf;F xU vd;gJ m gjhu;j;jq;f mit ,w
rhjhuzkh Njhypd; g vq;Fk; ]

hTs; tpbDk; Fof;fd;W jha; ehbf; NfhLWk;
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d fhl;rp- j;jiid- hu;j;jit ;wilaNt isapy; j;jidf;F
q;Nf xU y; (Filter)
lNa xU . fhw;wp- mJ xyp ; Nfl;f U Clfk; Uf;fyhk; Mdhy; mJ xU KbAk;. tpj;jpah-
; Gydwp- kg;Gf;fs; Lfpd;wd.
J vkJ Lk; ehrp dwpTld; Fopfsp- J %f;fpd; ,f; Fop- k; Nkhg;g jupe;jNj. ; my;yJ pNwhNkh> ;Fk; me;j hfpd;wd. pf;F ,l;L yzpapNy e;j kzk; Ntz;Lk;. uf;fty;y
k; ghu;f;f q;fisr; nrk;kwp uzkhff; cs;sd. a;ifapy; apDs;Ns d Fl;b- l;bapidf; g;gb? xNu tpyq;F-
fspNy xNu tpjkhd thrid ntsp- NaWfpwjhk;. ehk; rpy rkaq;fspNy mjidr; “rpzp” (Ml;Lr; rpzp mbf;fpwJ) vd;Nghk;. Mdhy; ,e;jr; rpzp xt;nthU Ml;bdJ FLk;gj;jpYk; NtWgLtjdhy; jha; ML jdJ Fl;biar; Rygkhff; fz;L gpbf;f KbfpwJ.
gy;yhTs; ca;j;J tpbDk; Fof;fd;W ty;yjhk; jha;ehbf; Nfhliyj; -
njhy;iyg; gotpidAk; md;d jifj;Njjw; nra;j fpotid ehbf; nfhsw;F.
(ehybahu; - 101) gy gRf;fs;cs;s gl;bapNy tplg;gl;lh- Yk;. gRf;fd;whdJ jdJ jha;g; gRtp- idj; Njbf; fz;L nfhs;fpwJ vd;fpwJ ehybahu;
mLj;jJ ,d;Dk; rw;W tprpj;jpukhdJ. Rz;nlypfspy; ,j;jifa kzk; xU Rz;nlypapDf;Fj; jdJ cld; gpwg;Gf;-
fisf; fz;lwpe;J nfhs;s KbfpwJ. ,uz;L Rz;nlypfs; FLk;g tho;f;if- apid Muk;gpj;jhy; xUtUlj;jpNyNa 128 Rz;nlypfs; cUthfptpLk;. mj;jid Ntfk; ,dg; ngUf;fj;jpy;. Mdhy; mtw;wpNyAk; xU jhu;kPfk; gpd;gw;Wt- jw;F ,e;j kzk; Kf;fpakhfpwJ. xU Rz;nlyp jdJ cld; gpwg;gpidf; fz;L nfhs;tjw;F ,e;j kzEfu;r;rp cjTfpw jhk;. MfNt mJ jdJ cld; gpwg;Gld; fytp nra;tjpy;iy.
Ritawpjy; mLj;J Ritawpjy;. nghJthfNt Rit mwpjYld; rk;ge;jg;gl;l mikg;Gf;fs; Rit mUk;Gfs; vdg; gLfpd;wd. ,it ehf;fpdJ gug;gpdpNy ngUk; njhifah- fTk;; njhz;ilapd; njhlf;fj;jpNy xU rpyTk; cs;sd. Rit mwpjYf;Fg; ngUk; ghYk; Rit mUk;Gfs; fhuzkhfpd;wd vdf; $wg;gl;lhYk; kzEfu;r;rpNa ,jw;F mtrpakhfpwJ. ‘vdf;F ey;y ,Uky;> jbkd;> ehf;fpiy vjid itj;jhYk; Rit njupatpy;iy’ vdg;gyu; mYj;Jf; nfhs;tJ ehshe;j rk;gh\izapy; Nfl;lJ jhNd. nghJthfNt xU Rit- aUk;G Fwpg;gpl;l xU RitapidNa czuty;yJ. ekJ ehf;fpd; Kw;Gwj;jpNy cs;sit ,dpg;Gr; RitAld; rk;ge;j- khdit. cg;Gj; jd;ikia czu;git ehf;fpd; EdpapYk; gf;fq;fspYk; cs;sd. Gspg;Gld; rk;ge;jkhdit gf;fq;fspYk; frg;Gld; rk;ge;jkhdit gpw;Gwj;jpYk; cs;sd. Rit mUk;Gfs; 10 ehl;f- Sf;F xU Kiw GJg;gpf;fg; gLfpd;wd vd;gJ mD$ykhdJ. kpfTk; #lhd gjhu;j;jq;fis cl;nfhs;Sk; NghJ mit ,we;J tplyhk;.
rhjhuzkhf xUtupd; cliyg;Nghu;j;jpa Njhypd; gug;gsT 20 rJu mb. ,it vq;Fk; ];gupr czu;r;rpAld; rk;ge;jg;-
gl;l njhl;Lzupfs; cs;sd. Mdhy; mit vy;yh ,lq;fspYk; xNurPuhf tpepNahfg;gl;bUg;gjpy;iy. cjLfspYk; tpuy; EdpfspYk; ngUk; mstpNy fhzg;gLfpd;wd. KJFg; gf;fj;jpNy kpfTk; FiwthfNt fhzg;gLfpd;wd..
,q;NfAk; xU Mr;rupak;. vkJ ];gupr czu;T ,U$Wfisf; nfhz;lJ. mit czu;T G+u;tk; (Emotional) kw;iwaJ r%frhu;ghdJ (Social). Kd;idaJ NehT (pain) kw;iwaJ ghrk; (Affection) ,e;j ,uz;L czu;TfisAk; ];guprj;jhy; NtWgLj;jpf;fhz KbfpwJ Mr;rupaNk.
Czu;e;jwpT (2) ( Perception) czu;e;jwpT vd;gJ GyZzutpdhy; nfhz;L tug;gLfpd;w jftiy Gupe;J nfhs;Sjy; MFk;. Muk;gj;jpNy cstp- ay; tpQ;Qhdpfs; GyZzu;T> czu;e;jwpT Mfpa ,uz;Lk; xd;nwdf; nfhz;bUe;- jdu;. ,g;nghOJ rw;W khw;wp czu;e;j- wpT vd;gJ GyZzu;tpd; njhlu;r;rp vdf; fUJfpwhu;fs;.
czu;e;jwpjiy ,Utifahf gpupf;f- KbAk;. ngUk;gbepiy czu;e;jwpjypy; (Major perception) fz;> nrtp Mfpa GyDWg;Gfs; ,uz;Lk; rk;ge;jKilad. xypahdJ NeNu ,Ue;J tUkhapd; mJ ,U fhJfspYk; xNu rkaj;jpy; tpO- fpd;wJ. mt;tpjky;yhky; xU gf;fj;jpy; ,Ue;J mJ tUkhapd; ,UfhJfSk; mjidf; Nfl;gjw;F ,ilNa xU fhy ,ilntsp cs;sJ. MfNt ,uz;L ntWNtW Neuq;fspy; %isapid ,e;j xyp miyfs; nrd;wile;jHYk; %is mtw;wpid xd;whf;fptpLfpwJ. ,Nj Nghd;W jhd; fz;fSk; nray; gLfpd;wd.
Vida %d;wpdhy; Vw;gLk; czu;e;jwp- jiy rpWgbepiy czu;e;jwpjy; (Minor perception).vdyhk;.
GyDWg;Gf;fspypUe;J Gyd; euk;Gfs; Njhd;Wfpd;wd vdgJ njupe;jNj. ,e;j euk;Gfs; %isapidr; nrd;W mil- fpd;wd. %isapypUe;J 12 Nrhb kz;il Xl;L euk;Gfs; Njhd;Wfpd;wd my;yJ te;jilfpd;wd. te;jilgtw;wpidg; Gyd; euk;Gfs; vdTk; Njhd;Wfpd;wtw;wpid ,af;f euk;Gfs; vdTk; miog;ghu;fs;. ehrp Nkyzpapy; ,Ue;J tUfpd;w kz Efu;r;rp euk;G KjyhtJ euk;G> %is- apd; Kw;Gwj;jpNy cs;s kzEfu;r;rpf; Fkpopidr; nrd;W milifapy; Vida GyDwg;GfspypUe;J tUfpd;w euk;Gfs; ehd;Fk; %isapdJ %isaNkw;gl;il apd; fPNo fhzg;gLk; jz;LUtpidr; nrd;wilfpd;wd. $u;g;gpd; gbf;F kz Efu;r;rpNa Mjpahd GydwpjYld; rk;ge;- jg;gl;ljhk;.MfNt mJ Kd; %isia te;jilfpwJ. Vidait %is rpwj;j- yile;j gpd;du; Vw;gl;lit. mtit fz;zpypUe;J tUk; ,uz;lhtJ euk;G> nrtpapypUe;J tUk; 8tJ euk;G> ehf;fp- ypUe;J tUk; 9tJ euk;G> Kfk; cjL Mfpatw;wpype;J tUk; 5tJ euk;G. MfNt GyDWg;Gfs; %isapid te;jilfpd;w Kiwapidg; ghu;j;jhYk; czu;e;jwpT
ngh.fdfrghgjp
58k; gf;fk; ghu;f;f...


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thOk; ,lk;> gUFk; ePh;> Rthrpf;Fk; fhw;W... ,tw;wpd; J}a;ikapy; jhd; kdpj tho;tpd; juk; jq;fpAs;sJ.
‘Rj;jk; Rfk; jUk;| vd;gJ KJnkhop. ehk; thOk; #oiy Rj;jkhf itj;jp- Ug;gjd; %yk; MNuhf;fpakhf thoyhk;.
xt;nthUthpd; jdp Kw;rpapdhy; efuq; fs; Rj;jkhFk;. efuq;fs; Rj;jkhdhy; ehL Rj;jkhFk;. Rw;Wg;Gwr; #oy; Rj;jkhf ,Ug;gjid cWjp nra;tJ xt;nthU Fbkfdpd; flikAkhFk;.
,j;jifa ed;Ndhf;fpid mbg; gilah- ff; nfhz;L tUlhe;jk; nuhud;Nuh khefu Rj;jpfhpg;G ehs; nfhz;lhlg;gl;L tU- fpd;wJ.
me;j tifapy; ,t;tUlKk; Vg;uy; 24k; jpfjp nuhud;Nuh khefu Rj;jpfhpg;G ehshf gpufldg;gLj;jg;gl;L md;iwa jpdk; gpw;gfy; 2:00 kzpapypUe;J 20 epkpl Jg;guTg; gzp jpl;lj;jpy; nghJ kf;fs; gq;Nfw;f Cf;Ftpf;fg;gLfpd;wdh;. md;- iwa jpdk; gpw;gfy; 2:00 kzpf;F mid tUk; jkJ #oypy; 20 epkpl Rj;jpfhpg;Gg; gzpapy; gq;Nfw;wp thOk; kz;Zf;F ed;wpf; fldhw;WtNjhL MNuhf;fpakhd #oypw;Fk; toptFf;f Ntz;lg;gLfpd;wdh;.
,e;j Mz;Lk; nuhud;Nuh khefuk; KO tJk; kl;Lkd;wp #o mike;Js;s Xf;tpy;> kprprhfh> Nthz;> khh;f;fk;> wpr;kz;l;`py;> gpf;fwpd;> VN[f;]; cl;gl;l may; khef uq;fSk; gpuhe;jpaq;fSk; ,g;gzpapy; ,izaTs;sd.
fle;j tUlk; Rkhu; 130>000 nuhud;Nuh thrpfs; efuj;njUf;fspy;> Ntiyj;js> ghlrhiy> vd Rw;wpAs;s #oypy; fs- kpwq;fp 20 epkpl Rj;jpfupg;Gg; gzpia Mw;wpapUe;;jdu;. Fg;igfisf; $l;bj;js;s $bcwthbg; gzpahw;wpa fdba gy;ypdr; r%fj;;jpd; md;iwa ehs; gzpahdJ fdlhtpw;F ngUik Nru;g;gjhf mike;- jpUe;jJ. Rw;whlypidr; Rj;jkhf;Fk; ,g;gzpahdJ r%f MNuhf;fpaj;jpw;Fk; tYr;Nru;g;gjhf mike;jikia fle;j tUlk; ,r;rpwg;Gehspy;; fhzf;$bajhf ,Ue;jJ.
,t;tUlKk; ,e;ehspy; midj;J kf;f- Sk; tPjpfspy; ,wq;fpr; Rj;jg;gLj;jp ey;y Fbkf;fshf vk; thOk; Njrj;jpw;fhd flid Mw;WNthkhf. ,e;j ehis ehk; kwf;fhky; vkJ fhy ml;ltizapy; Fwpj;J itj;J md;iwa jpd r%fj;-
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•
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Nahfj;jpw;F vd ePq;fs; toq;Fk; nghUl;fs; ahtw;iwANk vLj;Jr; nrd;W toq;fyhk;.
Rkhh; 15 tUlq;fshf ,e;j tPl;Lf;fopT kPs;cgNahf tpopg; Gzh;T ehs; nraw; gLj;jg;gl;L ntw;wpaPl;b te;Js;sJ.
kz;zpy; cf;fhj> kz;zpw;F ghjpg;ig Vw;gLj;Jk; fopTfis cfe;jKiwapy; mfw;WtJ mtrpakhdJ.
mj;Jld; ,e;ehspy; ,iy cf;fp cukh fpa kz;zhd Nrjdg;gris Nrh;f;fg;gl;l kz; FtpaiyAk; ,ytrkhfg; ngwyhk;. ,jidg; ngw nfhs;fyd;fisAk; kz; ms;Sk; fuz;bfisAk; ehNk vLj;Jr; nry;tJ mtrpak;.
,J tre;j fhyk;. Nfhilfhyj;jhy; efNu G+ tdkhf fhl;rpjUk;. mjw;F ,e;j kz; ntF gadspf;Fk;. G+Q;nrbfs;> fha;fspd; Njhl;lk;> Gw;wiu Nghd;wtw;- wpw;F ,e;j tskhd kz;zpidaplyhk;.
nkhj;jj;jpy; ,e;j jpdj;jpidg; gad; gLj;jp cq;fs; tPl;L fopTfisAk; Ntz;lhj nghUl;fisAk; cfe;j Kiwapy; mfw;Wq;fs;.
ghlrhiyfspYk; epWtdq;fspYk; ,e;j ehs; rpwg;G ehshf mD\;bf;fg;gLtJz;L.
fle;j tUlj;jpw;F Ke;ija tUlk; ,e;j r%fg;gzpapy; Rkhh; 90>000f;Fk; mjpfkhd kf;fs; ,e;j 20 epkplg; gzp apy; gq;Nfw;wdh;. fle;j tUlk; ,t; vz;zpf;ifahdJ 130>000 Mf mjpfupj; jJ. ,t;tUlKk; mt;twhf kf;fs; ngUkstpy; gq;nfLf;FkhW Ntz;lg; gLfpd;wdh;.
,e;ehspd; epfo;Tfis 3Rs programs vd;gu;. mjhtJ Reduce, Reuse, Recycle vDk; %d;W tifahd topfspy; Rw;Wr;#oiyg; ghJfhj;jiy Nehf;fkhf nfhz;l nraw;- jpl;lq;fis tFj;J topelj;j fhj;jpUf; fpwJ khefu muR.
fopT vd cyfpy; vJTNk ,y;iy. midj;JNk kWgbAk; gad; jUtdNt. ,t;tz;zk; kPs; foptpid gad;gLj;Jk; jpl;lq;fshy; Rw;whly; Rj;jkhf Ngzg;- gLfpd;wJ.
1989ypUe;J Muk;gpf;fg;gl;l ,e;j jpl;lj; jhy; vkJ nuhud;Nuh khefuk; kpFe;j ganda;jpAs;sJ.
fljhrpfs; kPSgNahfr; Nrfhpg;gpy; gq;- Nfw;W tPzhfhky; gad;gLj;Jtjhdhy; kuq;fs; ntl;lg;gLtJ jLf;fg;gLfpd;wJ. ,jdhy; kz;zhpg;G xl;rprd; Fiwjy; Nghd;wd jtph;f;fg;gLfpd;wd.
kuq;fspypUe;J fljhrp jahhpg;gijtpl fljhrp> gj;jphpiffs; Nghd;witfis kPsg; gad;gLj;jp fljhrp nra;tjdhy; 75% rjtPjk; rf;jp Nrkpf;fg;gLtjhy; 50 rjtPj ePh; tpuak; Fiwf;fg;gLfpd;wJ.
fljhrpfis fyitahf;fp kPz;Lk; $iu jfLfs; (roof shinglas) fljhrpg; ngl;bfs;> Rth; gyiffs;> Celing tiles, Kl;ilg;
ngl;bfs;> gj;jphpiffs; vd kWgbAk; nra;ayhk;.
1 njhd; fljhrpia kPsg; gad;gLj;J- tjdhy; 19 kuq;fs; jwpf;fg;gLtjid jLj;J epWj;jyhk; vd Gs;sptpguf; fzf;- Ffs; $Wfpd;wd. tPLfspy; fz;zhbg; Nghj;jy;fis kPSgNahfj;jpw;F gad; gLj;Jtjdhy; ntg;g ,og;G ghJfhg;gpw;F gad;gLj;jg;gLk; Sibreglass insulation jahhpf;fg;gLfpd;wJ. Gjpa fz;zhbg; Nghj;jy;fs; jahhpf;fg;Lfpd;wd. ,d;dKk; gytw;iwj; jahhpf;f ,it gad;gL- fpd;wd.
gpsh];bf; nghUl;fs; [f;fl;> ];fht; vd gytw;iw nra;a gad;gLfpd;wJ. gpsh];bf;if kPSgNahfg;gLj;Jtjdhy; tspapy; ntspNaw;Wk; khR Fiwf;fg;- gLfpd;wJ. rf;jpAk; 1/3 gq;F Fiwfpd;wJ.
jfu nfhs;sfyd;fs;> xyptl;L> Fsph;- ghdf; nfhs;fyd;fs; nra;ag; gad;gL- fpd;wd. ,e;j kPSgNahfj;jpdhy; 95% rjtPjk; rf;jp tpuak; Fiwf;fg;gLfpd;wJ.
xU jfuf; nfhs;fyid ntspNa vwptJ 6 mTd;R vhpnghUis ntspNa tPRtjw;F rkdhdJ.
,Uk;G cNyhfq;fis kPSgNah fg;- gLj;Jtjhy; xt;nthU njhd; ,Uk;Gf;Fk; 1.36njhd; ,Uk;G jhJ Nrkpf;fg;Lfpd;wJ.
kPSgNahfj;jpdhy; fopntd ehkfw;Wgit tPzhfhky; kPSgNahfkhfpd;wd.
mjdhy;... kpf;rpfDf;F mDg;gg;gLk; Fg;igapd; msT Fiwfpd;wJ. Green Bin program vdg;gLk; gr;irg; ngl;b jpl;lk; 2005,y; mwpKfg;gLj;jg;gl;L ntw;wpfu- khf nray;g;gLj;jg;gl;L tUfpd;wJ.
,j;jpl;lj;jpd; tpisthf Rkhh; 14 rj- tPjj;jhy; ,q;fpUe;J kpf;rpfDf;F nry;Yk; fopTfs; Fiwf;fg;gl;Ls;sd. mjhtJ thuj;jpw;F 70 tz;bf;Fg;igfs; nfhz;L nry;tJ Fiwf;fg;gl;Ls;sd.
jw;NghOJ nuhud;Nuh khefuk; xU njhd;Df;F Rkhh; 100 tz;bfs; Fg;ig- fis kpf;rDf;F mDg;gp tUfpd;wJ.
2012f;Fs; 100 rjtPjj;jhy; ,q;fpUe;J mDg;Gk; Fg;ig Fiwf;fg;gLk; vd vjph;T $wg;gl;Ls;sJ.
,J xt;nthUtuJ gq;fspg; gpdhYNk rhj;jpakhFk;. vdNt ,jid nghWg;- Gzh;NthL nfhz;Nlw;W #oy; ew; Ngzy;g; gzpapy; midtUNk gq;Nfw; Nghkhf.
Vjpu; tUk; Vg;uy; 24k; jpfjp nuhud;Nuh khefu Rj;jpfhpg;G ehspNy gp.g. 2:00 kzpf;F tPjpfspy; ,wq;fp 20 epkpl Jg;- guTg; gzp jpl;lj;jpy; midj;J kf;fSk; gq;Nfw;Nghkhf. ,jDhlhf thOk; kz;- Zf;F ed;wpf; fldhw;WtNjhL MNuhf;- fpakhd #oypw;Fk; toptFf;f KbAk;.
vathani@thaiveedu.com


Page 53
jha;tPL • Vg;gpuy; 2009
sÚD∏oBV ∂_ÈV_ s]kƒo\V.... AÈDÿ√B ̇Õo
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Guna Insurance Selliah Broker
416.371.7776
759 Warden Ave., Toronto, Ontario, M1L 4B5, Tel: 416.759.5453 ext: 401 Fax: 416.759.6220, E-mail: guna@lilandinsurance.com
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GFe;j tPl;by; gpwe;jehs; nfhz;lhb- dhu;fs;. GFe;j tPl;Lf; nfhz;lhl;lk; vd;gjhy;> fye;J nfhs;tjpy; kfpo;r;rpahf ,Ue;jhYk; kdk; mjpy; KOikahf  Nrhu;e;J Nghfhky; jkpou;fs; tPjpfs; NjhWk; kdpj mtyj;ijg; gw;wpa ftd  jkpo; ,dczu;T ,y;yh tpl;lhYk;> kdpjhgpkhd czu;tpy; mq;Nf te;jpUf;fyhk; vd;W kdR jdf;Fj;jhNd rkhjhdg; gLj;jpaJ. jkpou;fspy; gyu; clyhy; ,e;j kz;zpy; tho;e;jhYk; mtu;fspd; rpe;jid vy;yhk; jhafj;J cld; gpwg;Gf;fNshL xd;wpg; NghapUe;- jij mq;Nf mtjhdpf;f Kbe;jJ. njhiyf;fhl;rpapy; xU ngz;kzp ge;jh vJTk; ,y;yhky; te;J ‘,J ftpij ghLk; Neuky;y fz;zPu; tpl;Lf; fjwpa- Ok; cld; gpwg;Gf;fSf;F jhu;kPf cjtp nra;a Ntz;ba NeukpJ> cld;gpwg;Gf;f Ns jaTnra;J vOe;jpUq;fs;!’ vd;W czu;Tg+u;tkha; vLj;Jr; nrhd;dJ gyu; kdjpYk; Mog; gjpe;J NghapUe;jJ.
nuhud;Nuhtpd; 175tJ gpwe;j ehisf; nfhz;lhl cyfpd; gy ghfq;fspy; ,Ue;Jk; cy;yhrg; gpuahzpfs; gyu; jpdKk; te;J nfhz;Nl ,Uf;fpd;wdu;. njw;Nf mnkupf;f vy;iyiaf; fle;J fdlhtpw;F tz;bapy; tUgtu;fSf;F ftu;r;rpiaf; nfhLg;gJ cyfg; Gfo; ngw;w eahfuh ePu;tPo;r;rpjhd;. fdlhtpd; gf;fj;jpy; epd;W ghu;j;jhy;jhd; ePu;tPo;r;rp apd; KOikahd moFk; ntspg;gil- ahfj; njupAk;. tpkhdj;jpy; tUgtu; fSf;F Kf;fpakhf Kjypy; fz;zpy; gLtJ gpau;rd; ru;tNjr tpkhd epiyak; jhd;. nuhwd;Nuh efuj;jpw;Fs; Eioe;jJk; Kjypy; fz;zpy;gLtJ cau;e;J thshtp epw;Fk; rP.vd;. ltu; (CN Tower) mjw;F mUNfjhd; ‘Nwha]; nrd;uu;’ vd;W ngau; khw;wg;gl;l ‘];ifNlhk;’ ,Uf;fpwJ. nfhf;fp tpisahLk; gpugykhdtu;fspd; muq;fk;> Nwha; njhk;rd; kz;lgk;> vau; fdlh nrd;uu;> efukz;lgk;> ,ijtpl cau;e;j gy fl;blq;fs;> Kf;fpakhd epjp rk;ge;jkhd nraw;ghl;Lj; jiyik- afq;fs; Nghd;wtw;iw ltd;uTz; vd;W nrhy;yg;gLfpd;w ,e;j ,lj;jpy; ghu;f;f KbAk;.
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For Your Business We
• Install, Repair, Sell
• Meridian Phone Systems & System Phones
• Structured Voice & Data Cabling
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
c∫Ô^ ∂w ̨B T‚Ω_ √ømÔ^ ∞mD ∞u√‚¶V\_ ∑k ̇Ô”¬z c^·V_ kB ̇ ®|›m ÿÔV|¬Ô©√|D
416.203.0344
,ijtpl fhgu;Gwd;l;> (Harbourfront) Nyf;Nrhu; vd;W nrhy;yg;gLfpd;w Vupf;- fiuAk; cy;yhrg; gazpfisf; ftUk; ,lkhf ,Uf;fpd;wd. rw;Wj; Jhuk; nrd; why; xd;uhwpNah gpNs];> fh]Nyhkh> (Casa Loma) gpshf;fpwPf; gadpau; tpNyr;> (Black creek pioneer village) kpUff;fhl;rp rhiy> Guhjd nghUl;fhl;rpr;rhiy> (Museum) xd;uhwpNah rad;]; nrd;wu;> ifghf;> nuhwd;Nuh Iyd;l; Nghd;wtw;- iwAk; ghu;f;fKbAk;.
,tw;iw vy;yhk;tpl ghj; (PATH) vd;W nrhy;yg;gLfpd;w cy;yhrg; gazpfisf; ftuf;$ba ghjhs efuk; xd;W nuhwd;- Nuhtpy; kiwe;jpUg;gJ gyUf;Fj; njup- ahJ. ,Ugj;jp VO fp.kPw;wu; njhlu; eil- ghijfisf; nfhz;l ghjhs efuj;ijg; gw;wpg; gyUk; mwpe;jpUf;ftpy;iy. cyfp- NyNa kpfg; ngupa ghjhs tpw;gid epiyaq;fs; cs;s ,lk; ,Jjhd; vd;W nrhy;fpwhu;fs;. mg;gb xU ,lk; epykl;- lj;jpw;Ff; fPNo nuhwd;Nuhtpy; ,Uf;fpwjh
vd;W gy yhrg; gaz ftuf;$ba efuj;jpy;
Ik;gjw;F Ie;J ghj fs;> ,Ug cy;yhr tpw;gid gl;l gy n A+dpad; n
fl;lg;gl;l nuhwd;Nuh Mz;L fl khbfisf gpNs]; ( ,q;Nfjhd yhk; ,yF gpbj;Jg; N fspYk; i tlf;F Ne Yk;> njw

;Fj; njupahj fhl;by;!
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
Ô^ ∞mD ∞u√‚¶V\_ ®|›m ÿÔV|¬Ô©√|D
.203.0344
jha;tPL • Vg;gpuy; 2009
bourfront) d;w Vupf;- f; ftUk; huk; nrd; Nyhkh> u; tpNyr;> ff;fhl;rp ;rpr;rhiy> ; nrd;wu;> ghd;wtw;-
H) vd;W zpfisf; nuhwd;- Fj; njup- lu; eil- efuj;ijg; . cyfp- tpw;gid hd; vd;W k; epykl;- Uf;fpwjh
vd;W gyUk; Mr;rupag;gl;lhu;fs;. cy;- yhrg; gazpfis kl;Lky;y vq;fisAk; ftuf;$ba gy ,lq;fs; ,e;jg; ghjhs efuj;jpy; ,Uf;fpd;wd.
Ik;gjw;F Nkw;gl;l cau;e;j fl;blq;fs;> Ie;J ghjhsj; njhlu; tz;b epiyaq;- fs;> ,UgJ thfdj; jupg;gplq;fs;> MW cy;yhr tpLjpfs;> rpwpJ rpwpjhfg; gy tpw;gid epiyaq;fs;> 1927y; mikf;fg; gl;l gy njhlu; tz;bfs; te;J nry;Yk; A+dpad; njhlu;tz;b epiyak;> 1967y;
fl;lg;gl;l 56 khbfisf; nfhz;l nuhwd;Nuh nlhkpdpad; nrd;uu;> 1975k; Mz;L fl;lg;gl;l 978 mb caukhd 72 khbfisf; nfhz;l ng];l; fdbad; gpNs]; (First canadian place) vy;yhk; ,q;Nfjhd; ,Uf;fpd;wd. ,g;nghOnjy;- yhk; ,yFthf eilghijiaf; fz;L gpbj;Jg; Ngha; tUtjw;Fg; gy tu;zq;- fspYk; iriffs; Nghl;bUf;fpwhu;fs;. tlf;F Nehf;fpa mk;Gf;Fwp ePy epwj;jp- Yk;> njw;F Nehf;fpa mk;Gf;Fwp rpfg;G
epwj;jpYk;> fpof;F Nehf;fpa mk;Gf;Fwp kQ;rs; epwj;jpYk;> Nkw;F Nehf;fpa mk;Gf;Fwp mNuQ;r; epwj;jpYk; Nghlg; gl;bUf;fpd;wd. nrd; md;Wh];> A+dpad;> fpq;> Fapd;> ld;lh]; Mfpa Ie;J njhlu; tz;b epiyaq;fSk; xd;NwhL xd;W ,e;jg; ghjhs eilghijahy; ,izf;fg; gl;bUf;fpd;wd. Rkhu; 1200 tu;j;jf epiyaq;fspy; Rkhu; 5000 Nkw;- gl;l njhopyhsu; Ntiy nra;Ak; kpfTk; gugug;ghd ,lkhfTk; ,J ,Uf;fpwJ. rpy mjpAau;e;j fl;blq;fspy; cs;s Fwpf;fg;gl;l rpy vypNtw;wu;fs; xw;iw ,yf;f khbfspYk;> Vidait ,ul;il ,yf;f khbfspYk; kl;Lk;jhd; epw;Fk; vd;gij ftdj;jpy; nfhs;tJ ey;yJ. gdpf;Fspu; fhyj;jpy; Fspupd; ghjpg;G ,y;yhky; nghUl;fs; nfhs;tdT nra;- tjw;F ,J rpwe;j ,lkhFk;. ,ijtpl ,e;jg; ghjhs efuj;ijg; ,d;Dk; ngup- jhf;Ftjw;Fk;> ,d;DnkhU njhlu;tz;b epiyaj;ij ,jDld; ,izg;gjw;Fk;> NkYk; mWgJ fp.kPw;wu; eilghijia ,q;Nf mikg;gjw;Fk; Ntz;ba gy Kaw;rpfs; ele;J nfhz;bUf;fpd;wd.
jpf;Fj; njupahj fhl;by; miye;jJ Nghd;w epiyapy; md;W ehdpUe;Njd;. nuhwd;Nuh efuj;jpw;F te;j Gjpjpy; xUehs; lTz;uTd; ghu;f;fg; NghapUe;- Njhk;. mg;NghJ rpk;rd; vd;w ngaNuhL gpugy tu;j;jf epiyak; xd;W mq;Nf ,Ue;jJ. gpd;G mJ fl;rd; md; Ng vd;W khwptpl;lJ. mNjNghy 1900y; fl;lg;gl;l  my;yJ topfhl;bfNsh mg;NghJ ghjhs eilghijfspy; ,Uf;f tpy;iy. jpir njupahky; jpz;lhl Ntz;ba epiy Vw;gl;lJ. Rw;wpr; Rw;wp xNu ,lj;jpy; miytJ Nghy ,Ue;jJ. vjpNu te;j topg;Nghf;fu;fsplk; tprhupj;J xUtpjkhf ntspf;fpl;l ,lj;jpw;F te;J Nru;e;Njhk;. ,g;NghJ me;j eilghij- fs; gofpg;NghdhYk;> ePz;l ehl;fshf me;jg; ghjhs efuj;J njhlu; eil- ghijfs; vdf;Fj; jiyiar; Rw;Wtjh- fNt ,Ue;jd.
,g;gb top njupahky; jpz;lhba rk;gtk; xd;W vdf;F Vw;fdNt gpwe;j kz;zpy; Vw;gl;bUe;jJ. mg;NghJ njhlu;tz;bfs; fhq;Nfad;Jiwapy; ,Ue;J nfhOk;gpw;F ve;j xU jlq;fYk; ,y;yhky; nrd;W te;J nfhz;bUe;jd. xUehs; nfhOk;G
FU mutpe;jd;
55k; gf;fk; ghu;f;f...


Page 55
jha;tPL • Vg;gpuy; 2009
Nehf;fp aho;Njtpapy; nrd;wNghJ jpbnud eLf;fhl;by; tz;b epWj;jg;gl;lJ. mijj; njhlu;e;J Jg;ghf;fp Ntl;Lr; rj;jq;fs; Nfl;ld. ,uz;lhtJ ngl;bapy; ,uhZ- tj;jpdu; Vwpaij fhq;Nfre;Jiwapy; ehd; mtjhdpj;jpUe;Njd;. me;jg; ngl;bia Nehf;fpj;jhd; ntspNa ,Ue;J rukhup- ahf Ntl;Lj; jPu;f;fg;gl;lJ. Nghjhf; Fiwf;F vd;rpd; gf;fkpUe;J Gif kz;- lyk; fpsk;gpaJ. gpur;rid ngUf;fg; NghfpwJ vd;gjhy; vy;NyhUk; jq;fs; jq;fs; ngl;bfisj; Jhf;fpf; nfhz;L ntspNa Fjpj;J fhy; Nghd jpirapy; Xlj; njhlq;fpdhu;fs;. vd;NdhL uapypy; rpNdfpjkhd ,d;Dk; ,uz;L ,isQu;- fs; ,Ue;jhu;fs;. ve;jg; gf;fk; XLtJ vd;W Kjypy; ehq;fSk; jpifj;Jg; Ngha; epd;Nwhk;. Gifapujg; ghijf;F fpof;Nf jhd; gpujhd ghij ,Ug;gJ vdf;Fj; njupAk;. Mdhy; rpyu; gjl;lj;jpy; Nkw;Fg; gf;fk; ,wq;fp Xbdhu;fs;. ehq;fs; vd;d nrhy;ypAk; mtu;fs; Nfl;gjhf ,y;iy. ehq;fs; fpof;Fg; gf;fk; Nehf;fp Xb- Ndhk;. ,d;Dk; vt;tsT Jhuk; jpf;Fj; jpir njupahj ,e;jf; fhl;by; XlNtz;L- Nkh vd;w epidNghL> jtwhd gf;fk; nry;fpNwhNkh vd;w re;NjfKk; vOe;jJ. XbNahbf; fisj;Jg; Nghd epiyapy; Xa;ntLf;f epidj;J xU kuj;jbapy; cl;fhu;e;jNghJ vq;Nfh njhiytpy; kapy;fs; mfTk; rj;jk; NkYk; gak; fhl;baJ. MdhYk; me;jr; rj;jj;ijAk; fpopj;Jf; nfhz;L VNjh xU tz;bapd; ,iur;ry; rj;jk; Jy;ypakha;f; fhjpy; te;J tpOe;jJ.
fisg;igAk; kwe;J Js;sp vOe;J ngl;bfisAk; Jhf;fpf; nfhz;L me;jj; jpir Nehf;fp XbNdhk;. tPjp gue;J
jpf;Fj; njupahj...
vd;w Nfhg vupe;J nf ghu;j;J n` nrd;wJ.
54k; gf;fj; njhlHr;rp...
tpupe;J fple;jJ. ifiaf;fhl;b vjpNu
cq;fSf;F te;j tz;bia kwpj;Njhk;. epWj;Jtjhfj;
NghLthd;. njupatpy;iy. ,g;gb ,uz;L tz;bfs;
khdhy; N vq;fisf; ftdpf;fhkNy nrd;W tpl;ld.
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kupahijN tz;biaepWj;j mtu;fs; gae;jpUf;fyhk;.
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nfhOj;j KUq;iff;fhia rPnke;J igapy;
mjw;Ff; f fl;lhff; fl;bf; nfhz;L te;jpUe;jhu;.
,lj;ijt nghJthf mit ePz;L nfhOj;J ,Uf;
jhy; ehq Fk;. mij mtu; jhq;fpg; gpbj;jtpjk;
cl;fhu;e;N Jg;ghf;fp xd;W ePl;bf; nfhz;bUg;gJ
tz;Lfs; Nghy ,Ue;jJ. me;j ehl;fspy; rhf;Fg;
fz;fs; f igfspy;jhd; igad;fs; Jg;ghf;fpiaf;
rhtfr;Nru nfhz;L jpupthu;fs;. tz;bia epw;ghl;L
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Njhk;. n iy. ehd; mtuJ Njhspy; njhq;fpf; nfhz;bUe;j Jzpg;igiaAk;> KUq;- iff;fha; fl;ilAk; thq;fpNdd;. Jzpg; igia gpd;dhy; ifAf;F ,ilNa itj;Jf; nfhz;L ,uz;L iffshYk; KUq;iff;fha; fl;ilj; Jg;ghf;fpNghy ePl;bg; gpbj;Njd;. rw;W Neuk; nry;y> %d;whtjhf te;j tz;bapd; ,iur;ry; Nfl;lJ. tPjpf;Ff; FWf;Nf epd;W if-
Saree x
Blo iaf; fhl;b kwpf;fr; nrhd;Ndd;. ,uhZt tz;bahfTk; ,Uf;fyhk; vd;w gaKk; vq;fSf;F ,Ue;jJ. NtWtop ,y;yhky; kwpj;Njhk;. Ntfkhf te;j me;j tz;b nrhy;top Nfl;Lr; rw;Wj; js;sp epd;wJ.
cq tz;br; rhujp ntspNa vl;bg; ghu;j;jhu;. ehd; KUq;iff;fha; fl;il myl;rpakh fj; Jzpg;igf;Fs; itj;J miuFiw ahf %b kiwj;Njd;. ez;gd; Xbr; nrd;W ele;jij mtuplk; nrhd;dhd;. mtu; me;jg; gf;fk; ghu;itiag; glu- tpl;lhu;. njhlu;tz;bg; ghijg; gf;fk; VNjh vuptjw;fhd mwpFwpaha; fUk;Gif njupe;jJ. mtUila Kfghtidiag;
416 264
Gupe;Jnfhs;s Kbahky; ,Ue;jJ. vq;fs; nrhe;j kz;iz me;epad; Mf;fpukpg;gjh?

- 55 - hj...
vd;w Nfhgk; mg;NghJ vy;Nyhu; kdjpYk;
jq;fs; FLk;gj;jtiu epidj;Jg; gjl;- vupe;J nfhz;L ,Ue;jJ. me;j Neuk;
lj;NjhL tPjpNahuk; fhj;jpUe;jhu;fs;. ghu;j;J n`yp xd;W NkNy tl;lkbj;Jr;
njhlu;tz;b Kw;whf vupf;fg;gl;L tpl;l nrd;wJ. ‘jk;gpkhNu ,q;if epz;lhy;
jhf mq;Nf fij gutpapUe;jJ. mjpy; ;b vjpNu
cq;fSf;F Mgj;J> Mkpf;fhud; Rl;Lg;
gazpj;j gyu; ,uz;L %d;W ehl;fs; ;Jtjhfj;
NghLthd;. gpd;dhy ,lkpy;iy> Ntz;L-
fopj;Jj;jhd; tPL te;J Nru;e;jjhfg; tz;bfs;
khdhy; NkNy Vwp ,Uq;Nfh’ vd;W
gpd;G Nfs;tpg;gl;Nld;. ,g;gbahd mbf;- tpl;ld.
$iuiaf; fhl;bdhu;. kpfTk; gz;ghfTk;
fb Vw;gl;l gy jlq;fy;fs; fhuzkhf f;fhl;by;
kupahijNahLk; cjtp nra;Ak; kdg;ghd;-
fhq;Nfad;Jiwapy; ,Ue;J tTdpah pUf;fyhk;.
ikNahL vq;fsplk; fijj;jhu;. ePz;L
tiu ele;J nfhz;bUe;j njhlu; tz;bg; ;g;ghzj;J
nfhOj;j KUq;iff;fha; fl;Lj;jhd;
Nghf;Ftuj;J Kw;whfj; jilg;gl;L igapy;
mjw;Ff; fhuzNkh njupatpy;iy. me;j
tpl;lJ. GFe;j tPl;L epidTfNshL> ;jpUe;jhu;.
,lj;ijtpl;L tpyfpdhy; NghJk; vd;g-
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jhy; ehq;fs; tz;bapd; $iuapNy Vwp
sha; mit ,d;Wk; neQ;rpy; epiyj;J pbj;jtpjk;
cl;fhu;e;Njhk;. tz;bapd; Ntfj;jpy;
epw;fpd;wd. ;bUg;gJ
tz;Lfs; te;J fz;fspy; Kj;jkpl;l> fz;fs; fyq;fpd. Xl;Ldu; vq;fisr;
Please print ‘City of Toronto – PATH Map.’
; hf;fpiaf; rhf;Fg;
rhtfr;Nrupapy; ,wf;fptpl;lhu;. mq;fpUe;J
Thank You.
epw;ghl;L
jl;b thd; vLj;J tPL Ngha;r; Nru;e;
kuru@thaiveedu.com jupatpy;
Njhk;. nra;jpiaf; Nfs;tpg;gl;l gyu; njhq;fpf; ;> KUq;- ;. Jzpg; ,ilNa ffshYk; f;fpNghy
Saree xNu ehspy;
Blouse ; nry;y> ,iur;ry; pd;W if- ,uhZt ;w gaKk; ,y;yhky; ;j tz;b p epd;wJ.
cq;fs; rfytpjkhd rhwp GsT]; (Saree Blouse) ghu;j;jhu;. yl;rpakh iuFiw
ijg;gjw;Fk; mioAq;fs;.
d; Xbr; hd;dhd;. ag; glu- g; gf;fk; fUk;Gif idiag;
416 264 6400
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mz;ikapy; ,U gpugy jkpo;ehl;L eifr;Rit rpdpkh ebfh;fs; fhykhdhh;- fs;. xUth; ehNf\;> kw;wth; Xkf;Fr;rp ehuhazd;. Kjyhk; ebfh; ele;jhNy rphpg;G tUk;. ,uz;lhkth; Fr;rpiag; Nghy; Njhw;wKs;sth; mjdhy; mg;ngaiug; ngw;whh;. mth;fspd; Njhw;wj;ijg; ghh;j; jhNy ghh;g;gth;fSf;F rphpg;G te;jpLk;. fth;r;rpapy;yhj Kfq;fSk; Njhw;wKk; nfhz;lth;fs; vd;W mth;fis xJf;fp itj;Jtpl KbahJ. mjpy; $l jpwik Gije;jpUf;fpwJ. Fz;L fUg;igah njhe;jpNahL ele;jhNy rphpg;ig cU- thf;Fthh;. mg;gbapUe;Jk; mth;fs; vg;gb rpdpkhtpy; gpugy;akhdhh;fs;?. ebif- fspy; mq;fKj;JTk; gpe;J Nfh];Rk; cjhuzk;. ,th;fisg; Nghy;jhd; nre;jpy; vd;w eifr;Rit ebfUk;. fl;ilahd> fWg;G epwj;Njhw;wNk mtUf;F xU nfhil. ebfh;fs; vy;NyhUk; Njhw;- wj;jpy; mofhf ,Ug;gjpy;iy. mth;fsJ ebg;Gj; jpwik mth;fis Kd;Df;F nfhz;L tUfpwJ. kw;w ebfh;fsplk; ,y;yhj xd;iw ,urpfh;fs; mth;fsplk; fhz;fpwhh;fs;. Yh]; NkhfDk; mt;thNw. mth; trdk; NgRk;; tpjKk; > fz;iz GspAk; tpjKk; GJikahdJ. Fs;skzp> jtf;fis Nghd;wth;fs; jq;fs; Njhw;- wj;ij ghtpj;J rpdpkhTf;Fs; Eioe;j- th;fs;.
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xU ngWkjpahd mofhd nghUis mofw;w fhfpjj;jdhy; Rw;wp fl;bitj;jhy; mjid Njh;e;njLf;f khl;lhh;fs;. mNj Nghy; cs;Ns ,Uf;Fk; gadw;w nghUis mofhf fhfpjj;jhy; Rw;;wp itj;jhy; clNd ntspj;Njhw;wj;jhy; ftug;gL- thh;fs;. mofhd xU ,isQdpd; Njhw;- wj;jhy; ftug;gll; ngz;fs; gyh;. mjdhy; jhd; Mz;fSk; ngz;fSk; jpUkzj;jpd; nghJ fth;r;rpahd moFf;F Kf;fpaj;J tk; nfhLf;fpwhh;fs;. Mdhy; kdjpy; ,Ug;gijAk;> Fzhjprpaq;fid mwpe;J nfhs;tjpy; mf;fiw fhl;Ltjpy;iy.
xU itj;jpaiu my;yJ ijay;fhuiu my;yJ Mrphpaiu Njh;e;njLf;Fk; NghJ mth; vg;gb mofhf ,Uf;fpwhuh vd;W ghh;g;gjpy;iy. mth;fs; jpwikiaj; jhd; Kjypy; ghh;f;fpwPh;fs;. Njhw;wj;ij itj;J xUtiu Vil NghlyhfhJ.
jha;tPL gj;jpupif gw;wpa
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vjpu;ghu;f;fpd;Nwhk;. tpku;rdq;fs;
vk;ik Xu; MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
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rpyh; Ciuahb ftUk; rf;jp cs;sth;- fs;. Mdhy; neQ;rpy; KOtJk; tQ;rk; itj;jpUg;ghh;fs;.
ve;j nghUs; my;yJ cUtk; xUth; ghh;itf;F Njhw;wkw;whjhf ,Uf;fpwNjh mNj nghUs; my;yJ cUtk; NtW xUth; ghh;itf;F gpukhjkhf ,Uf;Fk;.
gpfhNrh vd;w xtpahpd; rpj;jpuq;fis gyh; ghh;j;J ,urpj;jpy;iy. mr;rpj;juq;f- spy; cs;s R+l;lRkq;fis tpsq;fpf; nfhs;tjpyiy> Mdhy; mjpf tpiy nfhLj;J thq;fpath;fSk; cz;L. gy Nfhzq;fspy; gy kdpjh;fs; vd;ghh;fs;. xd;iw CLUtpg; ghh;j;J fw;gid nra;J ,urpg;gth;fs; rpyNu. Njhw;wj;Jf;Fs; Gije;jpUf;Fk; R+l;lkj;ij mwpahjth;fs; gyh;. rpy kyh;fs; ghh;gjw;F mUtUg;- igj; jUk; Mdhy; mit kUj;Jtj;jpw;F ngupJk; gad;gLk;.
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Njhw;wk; ,aw;if vDk; ,iwtd; je;jJ. mij khpahijNahL Vw;W nfhs;s Ntz;Lk;. xU Foe;ij gpwf;Fk; NghJ mq;ff;Fiwghlhfg; gpwe;jhy; mf;Foe;- ijia js;spitf;ff; $lhJ. Njfj;jpy; FiwghL Cs;sth;fs; Gj;jp $h;ik cs;sth;fs; vd;fpwJ n`hq;nfhq;fpy; ele;j Muha;r;rp. yz;ldpy; thOk; gpugy nghsjpfj;Jiw tpQ;Qhdpahd ];Bgd; N`hf;fpq;fp]; vd;gthpd; Njhw;wk; Nehapdhy; ghjpg;gilw;jhYk; mwpthw;wy; kq;ftpy;iy. mofhd Njhw;wk; ,Ue;jh Yk; thof;ifapy; vjph;ghuhJ Vw;gLk; rk;gtk; Njhw;wj;ij khw;wp tpLfpwJ. rpdpkh ebiffspd; Njhw;wNk mth;f- Sf;f tUkhdj;ij nfhLj;jhYk; mjpf fhyk; mJ epiyj;J epw;gjpy;iy.
vl;L Nfhzq;fshf cly; jpUfp ,Ue;j jhy; me;j Qhdpf;F m\;ltf;fpuh; vd;W ngah;. ghh;j;jhNy mUtig;gilAk; ntspj; Njhw;wk;. Kfj;ij jpUg;gpf;nfhz;L Ngha;tpLthh;. Nfyp nra;Ak; Njhw;wk; ngz;fs; Kfj;ijr; Ropf;Fk; Njhw;wk;. Mdhy; mth; ehd;F Ntjq;fisAk; fw;W Qhdpahf jpfoe;jhh;. Md;kPfj;jpy; Mh;tk; nfhz;l rf;futh;j;jp xUth; gbj;j gz;bjh;fis mioj;J xU rig $l;bapUe;jhh;. mr;rigf;F m\;ltf;fpuUk; NghapUe;jhh;. mtupd; Njhw;wjijf; fz;lTld; vy;NyhUk; nfhy; vd;W rphpj;jhh;fs;. m\;ltf;fpuUf;F Nfhgk; te;Jtpl;lJ. “,e;j rigapy; nrUg;G ijg;gth;fSk; ,Uf;fpwhh;fs; vd;W njhpe;jpUe;jhy; ehd; rigf;F te;jpUf;f khl;Nld;” vd;W Nfhgj;Jld; nrhy;yp tpl;L Gwg;gl jahuhdhh;. m\;ltf;fpuh; jq;fis mtkjpj;j fhuzj;ij gz;b- jh;fs; Nfl;ldh;. mjw;F m\;ltf;fpuh; ‘kd;dh nrUg;G ijg;gtd; xU tpyq;if ghh;j;J mJ Nfhzy; khdyhf Njhw;w- kspf;fpwjh vd;W ghh;g;ghd;. mJ Nfhzy; khdyhf ,Ue;jhy; mjd; Njhy; nrUg;Gijf;f cjhtJ vd;W js;sp itg;ghd;. vdJ njfj;jpd; Njhw;wj;ij ghh;j;J eiff;Fk; ,th;fSk; mtidg;;
Nghd;wth Moj;ij mjdhy; vd;whh;. g Nfl;ldh;.
,uhZtj Nrh;f;Fk; Jf;F Kf Mdhy; m ghtpj;J Nghl;L gp jdj;ij g fis tpw njLf;Fk; Kjyplk; Uf;F thb njhptjpy;i NghJ N nfhLf;fg ngUk;ghY nghk;ikf Mfpait
gpwf;Fk; F hpd; kugZ cauk;. V thioab gyh; fUj;J JizNghf eiuj;Njh Njhw;wks itj;jpah;f tOf;if

jha;tPL • Vg;gpuy; 2009 Njhw;wj;ij itj;J
tiu vil NghlhjPh;
cs;sth;-
Nghd;wth;fNs. cs;Ns cs;s mwptpd; k; tQ;rk;
Moj;ij Vil Nghl Kbahjth;fs;.
-nghd; FNye;jpud;- mjdhy; jhd; mg;gbr; nrhd;Ndd;” vd;whh;. gz;bjh;fs; mthplk; kd;dpg;G k; xUth;
Nfl;ldh;. f;fpwNjh k; NtW
,uhZtj;Jf;Fk; fhty; Jiwf;Fk; Ms; ,Uf;Fk;.
Nrh;f;Fk; NghJ jplfhj;jpukhd Njhw;wj; Jf;F Kf;fpaj;Jtk; nfhLg;gJ tof;fk;. puq;fis
Mdhy; mth;fs; jkJ Njf gyj;ij ;rpj;juq;f-
ghtpj;J Fw;wthspisia rz;il tpsq;fpf;
Nghl;L gpbg;ghh;fs;. Mdhy; Gj;jprhypj; f tpiy
jdj;ij ghtpg;gJ kpff;FiwT. nghUl; z;L. gy
fis tpw;gid nra;gth;fis Njh;e;- d;ghh;fs;.
njLf;Fk; NghJ Njhw;wk; cs;th;fSf;F d nra;J
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Uf;F thbf;ifash;fSld; Ngrg; gofj; hjth;fs;
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NghJ Njhw;wj;Jf;F Kf;fpaj;Jtk; ;Jtj;jpw;F
nfhLf;fg;gLfpwJ fhuzk; mth;fs; ngUk;ghYk; ghh;itf;F Njitg;gLk; nghk;ikfNs. mth;fsJ mwpT> cr;rhpg;G> iwghLf-
Mfpait ftzpf;fg;gLtjpy;iy. ; nfy;yh; y; mth;
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hpd; kugZf;fspy; jq;fpAs;sJ. epwk;. og;ghYk;
cauk;. Vil> KfmoF ,itnay;yhk; ;fhyj;jpy;
thioab thioahf tUtJ vd;gJ gy nghg;
gyh; fUj;J. tsUk; R+oYk; Njhw;wj;jpw;F kilapy;
JizNghfpwJ. rpWtajpNyNa jiykaph; hw;wj;jpd;
eiuj;Njh my;yJ tOfif tpOe;Njh Ukj;jpd;
Njhw;wkspg;gjw;F gy fhuzq;fis ly; eyk;
itj;jpah;fs; vLj;Jr;nrhy;fpwhh;. jiyapy; tOf;if tpOe;j gy ebfh;fs; nraw;if
d; je;jJ. nfhs;s k; NghJ mf;Foe;- Njfj;jpy; p $h;ik ;nfhq;fpy; k; gpugy ];Bgd; Njhw;wk; wpthw;wy; ; ,Ue;jh Vw;gLk; tpLfpwJ. mth;f- k; mjpf y.
fp ,Ue;j puh; vd;W k; ntspj; ;nfhz;L Njhw;wk; Njhw;wk;. ;fisAk; ;kPfj;jpy; p xUth; xU rig tf;fpuUk; w;wjijf; y; vd;W Nfhgk; ; nrUg;G ; vd;W te;jpUf;f nrhy;yp ;ltf;fpuh; j gz;b- ;ltf;fpuh; tpyq;if Njhw;w- Nfhzy; ; Njhy; js;sp hw;wj;ij mtidg;;
Kbitj;J ,sikahf Njhw;wkspf;- fpwhh;fs;. fhyk; nrd;w vk;.[p Mh;> rpth[p. jw;fhyj;jpy; rj;jpauh[; Nghd;w kw;Wk; gy ebfh;fs;; ,t;topia gpd; gw;Wfpwhh;fs;. mbf;fb Nkf;fg; nra;tJ rUkj;Jf;F mt;tsT ey;yjy;y. jrt jhuk; glj;jpy; gpugy n`hypTl;xg;gid ahshpd; cjtpAld; gj;J Ntlq;fspy; ek;gKbahj msTf;F jd; Njhw;wj;ij khw;wpaikj;J glj;ij ntw;wpg;glkhf ntspAl;Ls;shh; fky`hrd;. “fz;fis ek;ghNj” vd;gJ vt;tsTf;F cz;ik.
njhopy; Njb Neh;fhzYf;Fg; NghF- Kd;dh; Fspj;J jiyKbia mofhf rPtp> clypy; third jputpak; G+rp> Kfj;Jf;F gTlh; G+rp> mofhd Mil mzpe;J> jkJ Njhw;wj;ij fhthr;rp ahf khw;wpf; nfhz;L nghtJ tof;fk;. jkJ njhw;wj;Jf;F nfhLf;Fk; Kf;fpa ftdj;ij Nghy;> jhk; Neh;fhzYf;F NghFk; ];jhgdj;ijg; gw;wpa gy tpguq;- fis gw;wp mwpe;J itf;fhky; nry;- thh;fs;. Nfs;tpfs; mijg;gw;wp ,Ug;gpd; Nge;jg; Nge;j tpopg;ghh;fs;. ntspNa cs;s Njhw;wk; Kf;fpaky;y cs;Ns njhpe;jpUf;Fk; ruf;F jhd; Kf;fpak; vd;gij czUtjpy;iy.
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Page 58
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tPLjpUj;Jk; nghUl;fs; tpw;gid nra;Ak; filfspy;; gytpj glq;fSlDk; XL ghijiar; rhpnra;Ak; cgfuzq;fSl Dk; ghHitf;F itf;fg;gl;bUf;Fk;. mg;gbahd epiyapy; ehk; ,tw;iwf; nfhz;L vk;khYk; mg;gb mofhd xU ghijiar; nra;a KbAkhntd epidg; gJz;L. Mdhy; fPNo nfhLf;fg;gLk; jfty;fisf; nfhz;L vk;khYk; xU NjHr;rpngw;w njhopyhsp Nghd;W nra;a yhk; vd;gJ cz;ikahFk;.
mg;gbr; nra;tjw;F ,uz;L Kf;fpakhd nghUl;fs; Njit. xd;W Quality materi- alsy. ,uz;lhtjhf Proper Preparation.
XLghij NghLtjw;Fg; gytpjkhd jhHfs; cs;sd. mtw;wpy; Coal tar, Water based mj;Jld; acrylic Sealants vd;Dk; tiffSk; cs;slq;Fk;. ,t;- tpjkhd jhH tiffisg; ghtpf;Fk; KiwNah my;yJ fhAk; tpjNkh khW- gl;ljhf ,Ue;jhYk; ,tw;iw XL ghij
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kanex@thaiveedu.com
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Conve Missis 8 yea inven ATM-
Carole Franch sale in and Oa Offer chees health urban

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jha;tPL • Vg;gpuy; 2009
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ghijapd; ghtidiaf; Fiwg;gJ kl;Lk; my;yhJ mjd; moifAk; Fiwj;J tpLk;. MfNt ,e;j ntbg;gfis Crack SealantIg; ghtpj;J milj;jy; Ntz;Lk;. Crack SealantI rpwpJ Neuk; nta;apypy; itj;j gpd;G ghtpf;fj; njhlq;fpdhy; Crack SealantI ntbg;Gf;Fs; ,yFthfr; nrYj;Jtjw;F cjtpahf ,Uf;Fk;.
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alen@thaiveedu.com Fk;NghNj xU ghijiar; nra;jhy; XL
Convenience store in Mississauga for sale- 8 years in business. $140,000 plus inventory. Sales on lottery plus ATM-$10-11k/month.
CaroleTs Café Kitchen. Franchises now available for sale in Toronto, North York and Oakville. Offering the famous Carole’s cheesecake and unique fresh and healthy homemade foods in an urban
Art & framing business for sale in Oakville- Net Operating Income over $80,000/yr. 20 yrs. in business. Sale price $180,000 (includes inventory of Approx. $50,000).
Pharmacy, Variety store and DoctorTs office space with Property for sale in London, ON. Both Buisnesses, vacant furnished Doctor’s office and property. Price $800,000 plus inventory. café atmosphere.
Please call Alan Sivasambu 647-504- 2536


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kl;Lky;y. njhpe;J la XH ;j ,aw;- k; ekf;F rKjhaj; ;Lf;nfhz;- kdtsf; fiy
bUf;fpd;NwhNkh me;j rKjhaj;ijg;gw;wpa mwpit ngw;Wf;nfhs;s Ntz;Lk;.
ekJ rKjhakhtJ fj;jhpf;fhahtJ vd;W kdk; Nfhzj;jhd; vj;jidNah ekJ mwpthspfs; Out of city fSf;F
jpU kNfrd; mahesan@thaiveedu.com
jiynjwpf;f Xb xope;Jtpl;lhHfs;. ehk; ‘miuthspfSf;Fk; kj;jpapy; js;shbf;-
vd;Nw gz;ghf miog;Nghk;. mtHfs; nfhz;bUf;fpd;Nwhk;. Ma;thsHfs; vd;W
nra;tnjy;yhk; vd;d? mtHfs; jdf;Fk;> nry;Yk; mwptpypfSf;F kj;japy; mtH-
rKjhaj;jpw;Fk; Jd;gk; tprhhpj;Jf;- fNshL Fg;ig nfhl;bf; nfhz;bUf;fpd;
nfhz;Ljhd; ,Ug;ghHfs;. ,d;gKk; Nwhk;. vd;d nra;tJ mjw;Fk; fhyk;
mikjpAk; kdj;jpw;Fs;spUe;Jjhd; tu- nra;j Nfhyk; vd;W fhyj;jpd;kPJ Ryg-
Ntz;Lk;. ,tw;iw vy;yhk; ‘Dollar Shop’ khf gopiag; Nghl;L tpLNthk;.
,yh tpw;f KbAk;. ,ijtpl;L kdj;ij mwpahky; vq;Nf miyfpd;whd; Qhdj;- kdk;> ,aw;if> rKjhak; vd;w %d;W
jq;fNk. Njb miytJ kl;Lky;y Njb NfhLfSf;Fs; Kf;Nfhzj;jpw;Fs; jhNd
miye;J kw;wtHfisAk; Jd;gg;gLj;jp jhDk; Jd;gg;gLthd;. ehshe;jk; ,Jjh Nd ele;Jnfhz;bUf;fpd;wJ. tpid uhl;lk; gyg;gy tbtq;fspy;
tpijj;jhy; tpid jhNd tUk;. jpidia vg;gb vjpHghHf;f KbAk;.
z;ltf;$j;jhLfpd;wJ.
ehk; kde;jhd; kdpjd;. kdpjd;jhd; kdk;.
ahH> ,e;jr;rhkpahH> Vibtation
‘cs;sj;Jd; cs;Ns csgy jPHj;jk; nks;sf; File;Jepd; MlhH tpidnflg; gs;sk; NkLk; gwe;J jphptNu fs;skd- s;istuk; nfhLf;Fk; rhkpahH>
Kilf; fy;tpay; yhNjh’ vd;W kpf Mokhf jpUke;jpuj;jpy; $wg;gLfpd;wJ.
rhkpahH vd;W fl;lk; fl;b
kdj;jpd; jd;ik vJNthmJNt kdpjdpd; jd;ik. kdj;jpd; khz;G vJNth mJjhd; hghuk; fisfl;LfpwJ.
kdpjdpd; khz;G. kdj;jpd; caHT vJ Nth mJjhd; kdpjdpd; caHT. MfNt vq;fSila kdj;ij vt;tsTf; vt;tsT ];lHfistpl [f;fk;kh ,e;jpa
caHj;jpf; nfhs;fpd;NwhNkh> ];jpug;gLj;- jpf; nfhs;fpd;NwhNkh newpg;gLj;jpf; nfhs;fpd;NwhNkh me;j mstpy;jhd; ; Ngh];lHfs; filf;Ff;fil
kdpjDila tho;Tk;.
ukhf fl;lg;gl;bUf;fpd;wJ.
kjpg;Gk;> ntw;wpAk;> tsq;fSk; mikAk;. MfNt kdj;ij tsg;gLj;j Ntz;baJ ekf;F kpfkpf mtrpak;. ,ij thrpf;Fk; hjtiu ele;Jnfhd;NlapUf;Fk;.
NghJ kde;jhd; miygha;e;Jnfhz;b- Uf;fpd;wNj mij miygha;tij epWj;jp- tpl;lhy; ed;whf ,Uf;FNk vd;W vz;zk;. Mdhy; mJ epw;fNtz;LNk. mLj;jtdpd; tPl;ilg; ghHj;jhy; ekf;F mijtplg; ehk; tho;f;ifia Xl;l Ntz;Lk;. ,aw;
nghpatPL kdj;jpy; tUfpd;wJ. mLj;j- ifNah khw;wg;gl KbahjJ. mjid
tdpd; Toyotait ghHj;jhy; ekf;F B M W kdk; mwpe;J kjpf;Fk; mstpy;jhd;
kdjpy; tUfpd;wJ. kdj;jpw;F caHT fpilf;Fk;. rKjha- Nkh ,aw;ifia xl;ba rpy tpjpKiw-
mlq;F vd;why; mlq;f kWf;fpwNj. mJ fSf;F Vw;gNt mike;Js;sJ. rKjha
Kd;ig tpl Ntfkhf Xlj; njhlq;Fk;. tsj;ijAk;> rKjha xOq;ifAk; ghJ-
kdj;ij mlf;f epidj;jhy; mJ miy fhj;J ,d;gj;ij ms;spg;gUFk; gf;F-
Ak; kdj;ij mwpa epidj;jhy; mlq;Fk;. tj;ij kdk; ngwNtz;Lk;. ,ijnay;-
kdj;jpd; mikjp Ntz;Lkhdhy; kdj;- yhk; tpl Kf;fpakhf kdk; jd;idNa
jhyd;wp kdj;ij epiyepWj;jptpl KbahJ. ed;F g+uzkhf mwpe;J nfhz;lhf
,Jtiu ehd; $wpaij gpd;dzpahff; Ntz;Lk;. rKjha tsj;ijAk;> rKjha
nfhz;L ghHf;Fk; NghJ kdj;jpw;F xU xOq;ifAk; ghJfhf;f ‘fy; xOq;iff;-
gapw;rp Njit vd;gJ cq;fSf;Fg; Ghp- Fs;shy;’ Ngha;f;nfhz;bUf;Fk; ehk;
fpwjy;yth? mjw;fhd ,yFthd tpjp- vd;d nra;a KbAk;. vy;yhNk kdj;jpw;-
KiwNa kdtsf; fiyahFk;. Fj;jhd; ,Uf;fpd;wd. kdj;jpw;Fs; ,Ue;- Jjhd; tuNtz;Lk;.kdj;jpd; kfj;Jtj;ij
thiru@thaiveedu.com czuhjtHfis mwptpy;yhjtHfs;
kdtsf; fiyg; gapw;rp
Classes are conducted every Saturday of the week at 4 - 6 pm.
The SKY Yoga Canada
80 Nashdene Road, Unit 130 Scarborough, Ontario M1V 5E4 (Located at Markham & Nashdene intersection)


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,yq;ifapy; ,dg;gpur;rid ,y;i
,d;W cyfk; KOtJk; =yq;fhtpy; eilngWk; kdpjg;gLnfhiyfs; gw;wpg; Ngrp tUfpwJ> Ntz;LNfhs;fis tpLf; fpd;wJ> jPh;tpidf; $Wfpd;wJ. ,t;thW $WNthh; ,yq;ifapd; tuyhw;iwAk;> mq;F thOk; ,dq;fspd; tho;tpay; NtWghl;ilAk;> Fwpg;ghf rpq;fsj;jpd; cstpaiyAk; Ghpe;Jnfhz;L nraw;gL- tJ ed;W.
,yq;iff;F kpfr;rpwe;j rdehaf mur Kiwia> mjw;Fhpa murpay; mikg;- igj; jahhpj;Jf; nfhLj;Js;Nshk; vd;w kpfg;ngUk; ek;gpf;ifAld; gphpj;jhdpag; gpujpepjp Nrhy;nghp mth;fs; jkpo;kf;fspd; (50/50) rk cupikf;fhd Ntz;LNfhisg; Gwk;js;sp 1948y; ,yq;iff;Fr; Rje;jpuk; nfhLj;Jr; nrd;whh;.
,yq;ifapd; tuyhw;iwAk;> kf;fspd; tho;tpay; NtWghl;ilAk;> rpq;fsj;jpd; cstpaiyAk; ftdpf;fj;jtwpa mj;jPh;- Tj;jpl;lj;jhy; fle;j 60 tUlfhyj;jpy; 26 Mz;Lfs; ‘mtrufhy epyikapd; fPo; Ml;rp eilngWtJk;> xU ,yl;rj;- jpw;F Nkw;gl;l jkpoh;fs; nfhy;yg;gl;lJk;> 8 ,yl;rk; jkpoh; mfjpfshf ehl;il tpl;L ntspNawpaJk;. 1956 - 1983w;F ,ilg;gl;l fhyj;jpy; ngUk; mstpyhd jkpopd mopg;Gf;fs; 5 jlitfs; epfo;e;j- Jk; ,d;W ehshe;jk; E}w;Wf;fzf;fh- Ndhh; nfhy;yg;gLtJ> fhag;gLtJ> ngz;fs; ghypay; td;nray;fSf;F MshtJ Nghd;w ,d;Ndhnud;d gy... xU GwKk;>
jkpo; ,dj;ij NkYk; rpWghd;ikahf;fp mjd; Fuiy mlf;fpnahLf;fj; jkpo;g; gpuNjrq;fspy; rpq;fsf;FbNaw;wj;jpid Kd;ndLj;Jj; jkpoh; jhafj;ij Ie;J Jz;Lfshf;f ,d;Ndhh; Gwj;jpy; eltbf;- ifAk;> murpay; mikg;Gf;F Kuzhfj; jkpoh;fis ,uz;lhk; ju Fbkf;fshf;Fk; rl;lq;fis ,aw;wy; ,d;ndhU GwKk; ,lk;ngw;wJ.
mjhtJ 1948Mk; Mz;L Nrhy;ghpg; gpuG tpdhy; ,aw;wg;gl;l ,yq;iff;fhd mu- rikg;G tpjpfspy; 29Mk; gphpT ,yq;ifg; ghuhSkd;wj;jpw;F ehl;bw;fhd rl;lq;f- is ,aw;Wk; mjpfhuq;fis toq;Fk;; mNjNtis 29(2) Mk; gphpTf;fikaNt rl;lq;fis ,aw;Wjy; Ntz;Lk; vd tiuaWj;Jf; $wpAs;sJ.
29Mk; tpjpahdJ>
29(1) ,j;jPtpd; mikjpf;Fk; xOq;Ff;Fk; ey;yhl;rpf;Fkhfg; ghuhSkd;wkhdJ> ,e;jf; fl;lisfspd; Vw;ghLfSf;F mikar; rl;lq;fis ,aw;Wk; mjpfhuj; ijf; nfhz;Ls;sJ.
29(2) ,r;rl;lq;fs; vJTk;> (m) ve;j kjj;ijf; filg;gpbg;gijf; fl;Lg;gLj;jTk; jilnra;aTk; $lhJ.
(M) Vida r%fq;fisNah> kjq;f- isNah rhh;e;jth;fs; cl;gLj;jg;glhj fl;Lg;ghLfisAk;> FiwghLfisAk; VjhtJ xU r%fj;ijNah> kjj;ijNah rhh;e;jth;fs; cl;gLj;jg;glf; $lhJ.
(,) Vida r%fq;fSf;Nfh> kjq;fSf; Nfh toq;fg;glhj Kd;DhpikfisAk; rpwg;Gf;fisAk; VJk; xU r%fj;jpw;Nfh> kjj;jpw;Nfh toq;ff;$lhJ.
(<) ve;j kj epWtdj;jpd; mikg;G tpjp- fisAk; me;j epWtdj;jpd; Ml;rp mjp- fhuj;jpd; xg;Gjy; ,d;wp khw;wf;$lhJ. vdNt> ,g;gb ,Ug;gpDk; rl;lj;jpd;%yk; ,ize;jikf;fg;gl;l kj epWtdkhapd; me;j epWtdj;jpd; Ml;rp mjpfhuj;jpd; Ntz;Ljypd; ngahpy; md;wp vt;tpj khw;wKk; nra;af;$lhJ.
29 (3) ,e;jg;gFjpapd; 2Mk; tpjpapd; Vw;ghLfSf;F Kuz;ghLila ve;jr; rl;lKk; Kuz;ghL milfpd;w msT vy;iy tiu nry;YgbahfhJ.
Nkw;$wpa murpay; ahg;gpd; tpjpfs;
jkpoh;fsJ nkhop> kj> gz;ghl;Lf;F
jw;fhf k vjpuhd nra;fpwJ.
rl;lq;fs; ,aw;Wtij jil-
,g;gpufld epyg;gug;G> vdNt 1948Mk; Mz;L Kjy; jkpoh;-
fhl;lg;gl;L fSf;nfjpuhf ,aw;wg;gl;l rl;lq;fs;
nfhs;s N vy;yhk; murpay;mikg;Gf;F Kuzhdit nry;Ygbahfhjit. ,g;gb ,Ue;jNghJk; rpq;fs muR jkpo; NgRk; ,dj;jpw;F vjpuhfr;rl;lk; ,aw;wpj; jdJ Ml;rp mjp fhuj;jpdhy; eilKiwg;gLj;jp te;jJ.
kf;fspd; , NyNa M ,d;W jkpo tpLjiyg Nt. gpughf ,e;jr; rl;ltpNuhjr; nraypy; ,Ue;J
sij gyK jg;gpj;Jf; nfhs;s 1972y; Nkw;$wpa
fhl;bAs;s murpay; ahg;igNa mfw;wpajd; %yk;
2004 rpj;j rl;lj;jpd; Nghh;itiaAk;> rdehaj;jpd;
Njh;jypy; Nghh;itiaAk; Nghh;j;Jf;nfhz;L> NkYk;
jkJ Njh ,d mlf;FKiwiaAk; mopg;G Kiw-
jkpo;kf;fs
gphpj;jhdpahtpy; ,Ue
,yq;if KOikahfj; jd;id
FbaurhFk;NghJ
rpq;fs> jkpo;nkhop NgRk; ,d
Vw;Gila murpay; Kiw
Mf;fg;gLfpd;wjh?
mtw;iw ,U ,dq;fSk; F
jkpopdk; Vw;Wf;nfhz;Ls;sjh
ftdpj;Jr; nraw;gl
gphpj;jhdpah jtwptpl;lJ
iaAk; (Genocide) ,d;Wtiu nra;J
90 tPjj tUtJ NkYk; xU GwKk; eilngw;Wf;
Mjuitg nfhz;L ,Uf;fpwJ.
vdNt rd ,j;jifa gy ,d mopg;G epfo;Tfis
1977y; jkpo ,yq;ifj;jPtpy; rdehaf muR vd;w
topapy; n Nghh;itapy; rh;tNjrj;jpd; MjuTld;
2004y; mj ,d;Wtiu rpq;fsk; epiwNtw;wTk;
Ak;> jiy ,yq;ifj;jPtpy; Rje;jpukhd ehl;ilAk;
Nt. gpughf muirAk; nfhz;bUe;j jkpopdk; epue;
tpsq;fpf; jukhf Msg;gLk; ,dkhfTk;> rpq;fsk; MSk; ,dkhfTk; khwf;$bajhfTk; gphpj;jhdpah je;j murpay; mikg;GKiw ,Ue;Js;sJ vd;gJld; mJNt ,d;iwa rpf;fYf;F mbg;gilahf mike;Js;sJ
,yq;if jpl;lj;ij ,uz;L e vd;gijA
vd;gjidAk; ,d;iwa cyfg; gpujp-
jkpoPo m epjpfs; mwpe;J nfhs;sNtz;Lk;.
tpLjiyg
cyfk; mwpe;Jnfhs;s Ntz;ba ,d;Ndhh;
njhpT nr
gf;fKk; cz;L. 1948y; gj;J ,yl;rk;
1977Yk;> 2 ,e;jpa tk;rhtopapdhpd; thf;Fhpikiag;
topapy; gwpj;jJ. 1956y; jdpr;rpq;fsr;rl;lk;> 1972y;
Gwe;js;spt FbauR (Gjpa murpay; ahg;G) Nghd;w
gNjh rd murpay; ahg;gpw;Fg; Gwk;ghd rl;lq;fis
Jld; mi ,aw;Wk; ty;yikAk;> jd;ikAk;
juhJ vd nfhz;lJ rpq;fs muR> vd;gjidAk;
Ntz;Lk;. kdjpw; nfhs;sy; Ntz;Lk;.

ij (1977 Ngr;Rthh;j;ijfs;> xg;ge;jq;fs; vy;yhk;
jPh;g;ig) vJtpj gaDk; mopf;fhj epiyapy;
nghWg;G j jkpou jiytu;fs;gpd;tUk; eltbf;if- ia Nkw;nfhz;ldu;.
,yq;ifj ,yl;rj;jpw 1970 Mdpkhjk; rpq;fsth; nfhOk;G
nra;ag;gl etuq;fhypy; $baJ Nghd;W> 1977
tPLfs;> itfhrp khjk; jkpoh; tl;Lf;Nfhl;ilapy;
gy Mapu $b vLj;j jPh;khdj;jpw;F mikthfj;
td;nray ‘jkpoPoj; jdp muir” mikf;f 1977y;
gytifg jkpo;kf;fsplk; nghJj;Njh;jypd; %yk;
(Genocide) thf;Ff;Nfl;L> 90 rjtPjj;jpw;F Nkw;gl;l
xU muR Mjuitg; ngw;W ‘jkpoPo muir” mikg;g-
mopg;ig

jha;tPL • Vg;gpuy; 2009
;ghl;Lf;F j jil-
; jkpoh;- rl;lq;fs; zhdit e;jNghJk; dj;jpw;F l;rp mjp te;jJ.
; ,Ue;J kw;$wpa d; %yk; ehaj;jpd; ;L> NkYk; ;G Kiw-
nra;J lngw;Wf;
o;Tfis uR vd;w juTld; Ntw;wTk; hl;ilAk; dk; epue; rpq;fsk; ajhfTk; kg;GKiw ,d;iwa e;Js;sJ g; gpujp- k;.
,d;Ndhh; ,yl;rk; hpikiag; k;> 1972y; ) Nghd;w l;lq;fis d;ikAk; jidAk;
ltbf;if ujpepjpfs; hl;lq;fs;> ; vy;yhk; epiyapy; tbf;if-
nfhOk;G ;W> 1977 hl;ilapy; ikthfj; ;f 1977y; d; %yk; Nkw;gl;l mikg;g-
jw;fhf kf;fspd; Miziag; ngw;wdu;.
,g;gpufldj;jpy; jkpoPof;FbauR> jkpoPo epyg;gug;G> jkpoPof;Fbfs; vd;gd Rl;bf; fhl;lg;gl;L ,Ue;jd vd;gJ ftdj;jpy; nfhs;s Ntz;baJ.
kf;fspd; ,r;rdehaj;jPh;tpd; mbg;gilap NyNa MAjg;Nghuhl;lk; njhlq;fpaJ. ,d;W jkpo;kf;fspd; gpujpepjpfshf jkpoPo tpLjiyg;GypfisAk; mjd; jiyth; Nt. gpughfud; mth;fisAk; jhk; Vw;Ws;- sij gyKiw cyfpw;F  ,Ug;gpDk; Fwpg;ghf 2004 rpj;jpiu khjk; eilngw;w nghJj; Njh;jypy; ,jidj; jkpoh;$l;lzpapdh; jkJ Njh;jy; tpQ;Qhgdj;jpy; itj;J jkpo;kf;fspd; Mizf;F tpl;ldh; mjpYk;
90 tPjj;jpw;F Nkw;gl;l jkpoh;fspd; Mjuitg; ngw;Wf;nfhz;ldh;.
vdNt rdehafj;ij kjpf;Fk; Nkw;Fyfk; 1977y; jkpoPoj;jpw;fhfj; jkpoh;fs; rdehaf topapy; njhptpj;j jkJ cld;ghl;ilAk;> 2004y; mjd; murhf tpLjiyg;Gypfis Ak;> jiytuhf Njrpaj;jiyth; NkjF Nt. gpughfuidAk; Vw;Wf;nfhz;Ls;sij tpsq;fpf; nfhs;sy; mtrpakhfpwJ.
,yq;if ,dg;gpur;ridf;fhd jPh;Tj;- jpl;lj;ij Nehf;Fk; vtUk; ,yq;ifapy; ,uz;L ehL> ,uz;L muR ,Ue;jd vd;gijAk;>
jkpoPo murpd; jiyikg; nghWg;gpw;F tpLjiyg;Gypfs; rdehaf topapy; njhpT nra;ag;gl;Ls;sdh; vd;gijAk;>
1977Yk;> 2004Yk; jkpo; kf;fs; rdehaf topapy; njhptpj;j jkJ Miziag; Gwe;js;sptpl;L Muha;tNjh> Kd;ndLg;- gNjh rdehafj;jpw;F Gwk;ghdJ vd;g Jld; mit xUNghJk; epuj;juj;jPh;itj; juhJ vd;gijAk; Ghpe;J nfhs;sy; Ntz;Lk;.
 2004Yk; kf;fs; mspj;j jPh;g;ig) cyfpw;Fg; gpufldg;gLj;Jk; nghWg;G jkpoh;fsplk; cz;L.
,yq;ifj;jPtpy; fle;j 60 tUlj;jpy; ,yl;rj;jpw;F Nkw;gl;l jkpoh;fs;nfhiy nra;ag;gl;lik> gy Mapuf;fzf;fhd tPLfs;> nrhj;Jf;fs; mopf;fgl;lik> gy Mapuf;fzf;fhd ngz;fs; ghypay; td;nraypw;F Mshf;fg;gl;lik Nghd;w gytifg;gl;l ,d mopg;GfSf;F (Genocide) vjpuhf vtiuAk; jz;bf;fhj xU muR> njhlh;e;J ,t;thwhd ,d mopg;ig nra;JtUk; ,dthj =yq;fh
Rg;gpukzpak; ,uhruj;jpdk;
hpj;jhdpahtpy; ,Ue;J
Oikahfj; jd;id tpLtpj;J
FbaurhFk;NghJ
po;nkhop NgRk; ,dq;fSf;F
la murpay; Kiwik
Mf;fg;gLfpd;wjh?
,U ,dq;fSk; Fwpg;ghfj;
w;Wf;nfhz;Ls;sjh vd;gij
tdpj;Jr; nraw;gl
;jhdpah jtwptpl;lJ. q;ifapy; ,dg;gpur;rid ,y;iy
muR vt;thW jkpo;kf;fisAk; jkJ Fbkf;fshfg; ghh;f;Fk;? mt;thwhd ghh;it ,Ue;jpUg;gpd; kiyafj;jkpoh;- fspd; FbAhpikiag; gwpj;jJ Kjw; nfhz;L murpay; ahg;Gf;F Kuzhfj; jkpo; ,dj;jpw;F vjpuhd gy rl;lq;fis vt;thW ,aw;Wk;?
1970-1972y; FbauRf;fhd ahg;ig vOJk; NghJ jkpoh; gpujpepjpfs; nfhLj;j xU jpUj;jj;ijj; jhDk; Vw;ftpy;iyNa!
rpq;fsj;jpd; ntWk; thh;j;ijfs; jkpoh; tho;tpaiyj; juhJ vd;gij czh;e;j- NjhL ,d mopg;ig jLj;J epWj;jNt jkpoh; Majg;Nghuhl;lj;ijj; njhlh;e;jdh;. ,jid td;Kiw vd;W ghh;f;Fk; cyf ehLfs; rpq;fs muR jkpopdj;jpd; kPJ ,d;Wtiu Nkw;nfhz;Ls;s rfy ,d mopg;G eltbf;iffisAk; vt;thW ghh;f;fpwJ?
cyfehLfs; $WtJ Nghy; =yq;fh 1972y; jd;idf; Fbaurhf khw;wpf;nfhz;l xU rdehaf ehL> mij  jkpoPo muirg; ngw;Wtpl;lhh;fs;. mjidr; rpq;fsKk; Vw;Wf;nfhs;tNj mikjpf;fhd jPu;T MFk;.
vdNt ,d;iwa rpf;fy; ,dg;gpur;rid my;y vd;gijAk; jkpoPo ehl;il =- yq;fh ,uhZtk; Mf;fpukpj;J epw;gJ jhd; vd;w epiyiaAk;. ,yq;ifj; jPtpy; epue;ju mikjp Vw;gl =yq;fh ,uhZtk; jkpoPo gFjpiatpl;L ntspNaWtNj rpwe;jtop vd;gijAk;;> ,yq;ifj;jPtpd; tuyhw;iw cyfk; ed;F mwpe;Jnfhz;- lhy; Vw;Wf;nfhs;Sk;.
RUq;ff;$wpd; ,d;iwa jkpoh; epiy - ‘,yq;ifj;jPtpy; thOfpd;w jkpo;ehl;b- dj;jpd; ,iwik mth;fSilajhAs;sJ. vdpDk; me;j ,iwikiag; gad;gLj;Jk; Ml;rpAhpik mth;fSilajhftpy;iy ,J GJik. jkpouJ Ml;rpAhpikiar; rpq;fs muR ,uhZt mlf;FKiw %yk; vLj;Jf;nfhz;L ,d mopg;gpy;  nkhopia> gz;ghl;il> tho;tpay; Kiw- ia fle;j 60 Mz;LfSf;F Nkyhfj; jpl;lkpl;L mopj;J> xLf;fp tUfpwJ rpq;fsk;. ,j;jifa nra;ifapid 1948k; MzL I.eh. rigigahdJ (1948 United Nations Convention on the prevention and punishment of the crime of genocide (cppcg) article 2) ,dg; ,dg;gLnfhiy vd tiuaiw nra;Js;sijf; ftdj;jpw; nfhs;sNtz;baJ Kf;fpatpilakhFk;.
Fwpg;ghf ,yq;ifapy; cs;s jkpo;> rpq;fs ehl;lth;fSf;fhd murpay; Kiwikia toq;fpr; nrd;w gphpj;jhdpah> 1972y; gphpj;jhdpahtpy; ,Ue;J jd;dpr;- irahf ,yq;if KOikahfj; jd;id tpLtpj;J FbaurhFk;NghJ rpq;fs> jkpo;nkhop NgRk; ,dq;fSf;F Vw;Gila murpay; Kiwik Mf;fg;gLfpd;wjh? mtw;iw ,U ,dq;fSk; Fwpg;ghfj; jkpopdk; Vw;Wf;nfhz;Ls;sjh vd;gij ftdpj;Jr; nraw;gl gphpj;jhdpah jtwp- tpl;lJ. vdNt ,d;iwa Jah; epiy- iag; Nghf;f gphpj;jhdpahTf;Fj; jhh;kPf flg;ghL cz;L. nraw;gLthh;fsh?
thiru@thaiveedu.com


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rhg;gpLk; KiwAk; rhg;ghL
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RUBAN PEST CONTROL
KANTHAN 416•291•3997
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tpUe;J nfhLg;gtu; ePq;fshf ,Ue;jhy;> ,tw;iw kdjpy; ,Uj;jpf; nfhs;Sq;fs;. Salad, rhg;ghL> wine, jz;zPu; ,itf- nsy;yhk; tpUe;jpy; Nki[iar; Rw;wp ,Ug;gtu;fspd; tyJ gf;fj;jpy; njhlq;fp ,lJGwkhfg; gwpkhwg;gl Ntz;Lk;. ,jdhy; tyJ gf;fk; cl;fhu;e;jpUf;Fk; fz;zhbj; jk;su;fSf;F ve;jg; gq;fKk; Vw;glhjy;yth?
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70k; gf;fk; ghu;f;f...


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Cordless Vacuum ,Uf;fpd;wjh? mtjhd
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E-mail:thaiveedu@gmail.com Fax: 416-849-0594 Tel: 416-646-3422
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ed;wp> td;$tH CBC.
jha;tPL • Vg;gpuy; 2009


Page 67
jha;tPL • Vg;gpuy; 2009
Jau; gfpu;Nth
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kQ;Rsh uh[Fkhh; 905-477-1326 <];thp mw;Gjuh[h 416-492-1483
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md;dhH mkuHfs; rpd;dj;jk;gp ,uhrk;k kfSk;> mkuHfdfrpq;fk; mtHfspd; Sk; mkuH ju;kypq;fk;> jpUkjp. rptgh fpU\;zu; (fdlh)> mkuH gpiw#b md;Gr; rNfhjupAk;> fUzhfud; (jp fdlh> fyhepjp - yz;ld;> mkuH (capHepoy; rpw;wpjo;)> fq;fhjud; - gpu %Hj;jp - gpuhd;]; MfpNahupd; md;Gj; jk;gpg;gps;is> y\;kp> mkuH rpwPwQ;r Rfe;jp mfpNahupd; md;G khkpAk;> fupf fd;dpfh> gpujPgd;> fhu;j;jPgd;> khJup> ftpd;> fu;[Pj;> fy;tpd;> MfpNahupd; Mthu;.
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jpUkjp. nla;rpuhzp khpaehafk;
kh%iy Ks;spatisiar; Nrh;e;j mur mjpgH nrayfg; gjpthsH nla;rp khpaehafk; mtHfs; 24.03.2009 md;W mk;gytd; nghf;fizapy; mfhy kuzkile;jhh;.
,tH af;Nfhg;gps;is khpaehafk;> nw[Pdh ghf;fpa- kzp MfpNahhpd; md;G kfSk;> ,yq;if tq;fpg; gzpahsH Rg;ukzpak; khpaehafj;jpd; md;G kidtpAk; [hd;rp (Nguhjidg; gy;fiyf;fofk;)> gpypg;Fkhh; (gpuG) MfpNahhpd; md;Gj;jhahUk;> md;ryd; rpwPjud; (rpwP-Rtpl;rHyhe;J)> ny];yp(FQ;R- ,q;fpyhe;J)> fpq;];yp(nuhwd;Nuh)> gphpd;];yp (nuhud;Nuh) MfpNahhpd; md;Gr; rNfhjhpAk; khpatjdp> rpwP> lahdp> jah> Dr.#irehjd;(yz;ld;)> mUs;ehjd;> khpak;kh MfpNahhpd; ikj;JdpAk; Mthh;.
md;dhhpd; ey;ylf;fk; mk;gytd;nghf;fizapy; eilngw;wJ.
416-293-4897 416-264-4549
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mNef tPLfspd; epyf;fPo;j; jsq;fspy; (Basement) ePh; frpT vd;gJ ngUk; gpur;rp- idahf cs;sJ. ,jdhy; gy tifahd ghjpg;Gfs; epfof; $bajhf cs;sJ. Mitahtd  g+Q;rzk;> kw;Wk; cl;jsghlq;fs; vd;git gOj- ile;JtpLk; jd;ik vd gy;NtW gpur;rp- idfs; Vw;gLfpd;wd. ePh; frpT cs;s tPLfis ghJfhf;f rpy topKiwfis
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Fjpfspy; ntbg;G- mtrpak;. ilg;gj- Ph; ,WFk; KbAk;. Po;j;jsj;- hzg;gbd; nfhz;L
t jil UthFk; ;f KbAk;. d; mt;-  ePh;Gf KbahjtifapYk;>  gdp cUfp tope;NjhLk; Neuq;fspYk; ePh; kl;lk; NkYk; cah; tjdhy; epyf;fPo;j; jsq;fspy; ePh; GFk; rhj;jpaq;fs; Vw;gLfpd;wd. mjidj; jLg;gjw;fd topKiwahf sump pump> kw;Wk; mj;jpthuj;jpd; fPo; gFjpfspy; ePh; tope;J nry;yf; $ba tifapy; Jthuq;- fis mikg;gJTk; xU topahFk;. ,t; thwhd gpur;rpidfs; njhlh;e;J ,Ug;gpd; mj;jpthuj;ij Rw;wpAs;s gFjpapYs;s kz;iz KOtJkhf vLj;Jtpl;L mj;jp- thur; Rtiu Kw;whf sealerupdhy; %Ljy; Ntz;Lk;. Mj;jpthuj;jpd; mbg;gFjpahfpa footingy; tPl;bd; mbg;gFjpapy; ,Ue;J ePiu ntspNaw;w $ba topKiwfis Vw;gLj;j Ntz;Lk;. (Install drains along the footing to channel the excess water away from the house). tPl;il Rw;wpAs;s ntspg;Gw epy kl;lj;jpd; jd;ik basementy; ePh; frpT Vw;gLtjw;F kpf Kf;fpakhd fhuzpfspy; xd;whFk;. ky basement; Photos taken at the time of the Home Inspection
mNefkhd ePh; frpTg; gpur;rpidfis rup nratjw;F Kd; vt;thwhd gpur;rp- idfs; cs;sd vd;gij jFjp tha;e;j tPl;Lg; gupNrhjfiu mZfprupahd fhu- zpfis mwpe;J mtuJ MNyhridf- NshL kpf Fiwe;j nrytpNyNa rup- nra;J nfhs;s KbAk;.
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md;W kupanry;th


Page 69
jha;tPL • Vg;gpuy; 2009
ROOMS / BASEMENT RENT
BESIDE MALVERN CENTRE 2 + 1 Condo for rent Karesh: 416-335-8055 


Page 70

VICTORIA PARK & FINCH 2 B/R Basements - Mrs.Sri: 416-492-9816 


Page 71

NELSON & FINCH 2B/R Basements Nanthini: 416-609-2226 - 416-875-5486 


Page 72

MARKHAM & 14TH AVE 2B/R Basement 647-308-6673 - 416-917-8336 


Page 73

MC COWAN & STEELE 2 B/R Basements Maran: 647-205-8502 


Page 74

MARKHAM & ELSON 2 B/R Basements near TTC/School Kumar: 647-896-8687 


Page 75

GOLFCLUB & ELLSMER 1B/R Basement Kanthan: 416-431-6127 


Page 76

MCCOWAN & STEELE 1 Room for rent Siva: 905-472-1413 - 647-519-1413 


Page 77

KEELE & FINCH 3 B/R House + 2 B/R in basement Bala: 416-456-8895 


Page 78

MCCOWAN & EGLINTON 1 B/R Basement Haran: 416-286-8257 


Page 79

KEELE & EGLINTON 2B/R Basements Ratha: 1-905-549-8830 


Page 80

REXDALE & HUMBER WOOD 2 B/ R 2 full W/R, Lux Condo Ravi: 416-888-3524 


Page 81

MARKHAM & 14TH 2 B/R Basements Mani: 905-201-6673, 647-308-6673 


Page 82

TAP SCOTT & CROW TRAIL 1B/R Basement 416-609-9588 


Page 83

MARKHAM & ELSON 2B/R for rent Ananthan: 647-8996-8687 


Page 84

MIDDLEFIELD & DENNISON 2B/R Basement Vasanthy: 416-839-3546, 905-604-0145 


Page 85

MARKHAM & DENNISON 2 B/ R for rent Mariyathas: 905-294-1018 


Page 86

MORRISON & ELLSON 2 B/R Basements Manohary: 416-617-4671 


Page 87

OTHERH
BIRCH
_______
MO
5
Ra
OTHERA
99
Kobinath _______
2000
Su
_______
98
_______
97 TO
2
_______
94 V
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_______
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______
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______
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______
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7 ______
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______ 4-0145
ISON
8 ______
SON
1
______
OTHERHOUS FOR SALOther
BIRCHMOUND & FINCH 2 Condo for sale



Page 88
 Nithy: 647-444-4017
MORNINGSIDE & SHEPPARD 5 B/R House 2 years old 2600 sq feet Rasalingam: 905-509-7493
OTHERAUTO FOR SALOther
99 HONDA CIVIC 220km, Auto



Page 89
 Kobinath: 647-401-4674 - 905-216-9056
2000 DODGE CARAVAN 323km Suganthan: 647-500-8215



Page 90
 647-500-1343
98 SIANNA VAN 200km



Page 91
 Mani: 416-739-1989
97 TOYOTA CAMRY LE 249km, Gray - New Tire



Page 92
 Rajan: 416-716-2975
94 TOYOTA CAMRY Vathana: 416-878-4453
OTHEROTHERSEOther
FURNITURES SALE Mrs. Ratnarasa - 416 724 4238



Page 93
 416 270 1362
FREE YOGA MEDICATION



Page 94
 Vannipushpa: 647 278 8445
416 264 8798
WEDDING SERVICE Thavamani: 416-439-8892 - 905-



Page 95
 696-0543
FISH TANK



Page 96
 Krishna: 416-439-3284
TUTION mccowan and finch 416 335 1477



Page 97
 Mayuran: Preschool gr 1 and 2
DAY CARE (markham & ellesemere)



Page 98
 Malar: 416 431 2495, 416 844 4026
nra;J Ottonpark gyfhuk;
nfhLf;fg;gLk;
& Lawrence Prema:416-439-1599> 


Page 99

647-802-1599
PAINTING & CARPET CLEANING 3B/R Housew;F Paint $450(With Paint)



Page 100
 Babu: 647-836-3647
TUTION Brimley/ Steel. 1-8 Math and English



Page 101
 Tharma: 905-479-3024
cq;fs; mwptpj;jy;fSk; ,lk;ngw Ntd;Lkh 416 400 6406


Page 102
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Page 103
jha;tPL • Vg;gpuy; 2009
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www.inayam.ne

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Nltpl; kpy;yupd; mbAk lhy;ld; kf;fpd;bapd; ,bA
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,e;jg; Gjpa khefu fhzp cupik khw;W tupahdJ tPLfis tpw;W KjpNahu; ,y;yq;fSf;F nry;yTs;s tNahjpgu;fs; Kjy; mz;ikapy; FbNawp Kjy; jlit- ahf tPL thq;f Kidgtu;fs; tiu ghjpj;Js;sJ.
jw;NghJ lhy;ld; kf;fpd;bapd; xd;lhupNah muR xd;lhupNah khfhztPl;L cupik- ahsu;fis ghjpf;Fk; Neu;j;jpaw;w elt- bf;iffspy; ,wq;fp cs;sJ.
,JtiufhyKk; xd;lhupNahtpy; Gjpa tPLfs; (New Home Purchase). tPL tpw;gid gpujpepjpfSf;fhd nfhLg;gdTfs; (Real Estate Commission). tPl;L jpUj;j Ntiy fs;> tPL tpw;Fk; kw;Wk; thq;Fk;NghJ rl;lj;juzp> tPl;L gupNrhjfu; fl;lzq;fs; Mfpatw;Wf;F khfhz tpw;gid tup- apypUe;J (Provincial Sales Tax) tpyf;F ,Ue;J tUfpd;wJ. jw;Nghija nghU- shjhu neUf;fbfis fhuzq;fhl;b lhy;ld; kf;fpd;bapd; muR ,e;j tup tpyf;if uj;J nra;a jpl;lk; jPl;bAs;sJ.
jw;NghJ gy;NtWgl;l gpur;ridfSf;F kj;jpapy; Gjpa tPLfis fl;b tpw;f KaYgtu;fSk;> Ntiy Ngha;tpLkh vd;w gaj;jpd; kj;jpapYk; GJ tPL thq;f Nahrpg;gtu;fisAk; lhy;ld; kf;fpd;bapd; ,e;j Nkyjpf tupr;Rik jLj;J epWj;j xz;lhupNah khfhz nghUshjhuk; NkYk; eyptilAk;.
jw;NghJs;s gz neUf;fbfSf;F kj;jp apy; tPL thq;f vz;Zgtu;fis lhy;ld; kf;fpd;bapd; ,e;j Gjpa tpw;gid tup NkYk; ,Oj;J epWj;j tPL tpiyfs; ,d;dKk; rupAk;. vupfpw tPl;by; GLq;F- tJ Nghy Vw;fdNt gytpj neUf;fbf- shy; ghjpf;fgl;Ls;s tPL cupikah- su;fis ,d;dy;fSf;F cs;shf;fp tPl;L
tpiyfis ,d;dKk; rupa itg;gJ
rf;jp tpu cfe;j eltbf;ifNa my;y.
Gjpa fl;b fl;lgl;l mj;Jld; 2009 Gjpa gRik NgZk; rf;jp
,e;j rf;j
kw;Wk; nghUshjhu rl;lk; (Bill 150- Green
Fwpj;j fz Energy & Green Economy) %yk; xd;lhup-
tpaf;fpd;w Nahtpy; tPLfs; tpw;gid nra;Ak;NghJ rf;jp tpuak; kw;Wk; ghtid Fwpj;j
tPLfs; t fzpg;gPL (Energy Audit on Energy Consu-
nra;gtu; mption & Efficiency) fl;lhakhf;fg;gl
Nghd;w rf cs;sJ.
Fwpj;j gy kPz;Lk; x tu;j;jf fl;blq;fs; njhopw;rhiyfs;
ghtid F tptrhak; rk;ge;jkhd fl;blq;fSf;F ,e;j Gjpa rl;lj;jpypUe;J tpjp tpyf;F toq;fg;gLk; vd lhy;ld; kf;fpz;b muR mwptpj;Js;sJ. fdba tuyhw;wpy; Kjy; jlitahf ,UtUf;fpilNaahd Rje;jpu- khd thq;fp tpw;Fk; re;ij (Free Market) tpahghuj;jpy; murhq;fk; FWf;fplTs;sJ. ,JtiufhyKk; xd;lhupNahtpy; tPLfs; tpw;fg;gLk;NghJ tPl;bd; ve;jnthU gFjpahtJ fl;lhak; Nrhjidf;Fs;shf Ntz;Lnkd rl;lnkJTk; ,Ue;jJ fpilahJ. fdlhtpy; ,Jtiu vtUNk tPLfs; thq;Fk;NghJ rf;jp ts tpuak; Fwpj;J fzpg;gPL (Energy Audit) nra;J thq;fpaNj fpilahJ.
capu; Mgj;J tpistpf;f $ba gOjhd vup ciyfs; (Furnace). Kiwaw;w Mgj;jhd kpd;rhu tpepNahfk;> fl;bl tpjpfis kPwpa fl;Lkhdq;fs; Nghd;wtw;- iw Nrhjid ,Ltij gw;wp $l ftiyNaglhky; rf;jp ts tpuak; kw;Wk; ghtid Fwpj;j fzpg;gPil fl;lhakhf;Fk; lhy;ld; kf;fpd;bapd; khfhz murpd; eltbf;if gyUf;Fk; Gupahj Gjpuhf ,Uf;fpwJ.
xz;lhupNah muR rf;jp ts
kw;Wk; ghtidia Fiw
eltbf;iffs; gw;wpa mw
xz;lhupNah tho; kf;fs; k
guTtjw;F eltbf;iffs; vL
mj;jifa Kaw;rpfSf;F mur
toq;fNtd;Lk;.
TYPE SETTING
jkpopYk; Mq;fpyj;jpYk; jl;nlOj;J nra;J nfhLf;fg;gLk;.
njhlh;Gnfhs;sTk;.
416 551 3972

jha;tPL • Vg;gpuy; 2009
itg;gJ
k; rf;jp
50- Green ; xd;lhup- ;Ak;NghJ Fwpj;j gy Consu- hf;fg;gl
;rhiyfs; q;fSf;F p tpyf;F z;b muR py; Kjy; Rje;jpu- ee Market) plTs;sJ. ; tPLfs; e;jnthU f;Fs;shf ,Ue;jJ vtUNk s tpuak; it) nra;J
gOjhd iwaw;w ;> fl;bl ghd;wtw;- w;wp $l k; kw;Wk; akhf;Fk; murpd; Gjpuhf
rf;jp tpuaq;fis jLf;Fk; Kiwapy; Gjpa fl;bl tpjpfSf;fika mz;ikapy; fl;lgl;l tPLfs; tpw;fg;gLk; NghJk; ,e;j rf;jp ts tpuak; kw;Wk; ghtid
Fwpj;j fzpg;gPL Njitjhdh vd mNefu; tpaf;fpd;wdu;.
tPLfs; thq;Fk;NghJ tPl;L gupNrhjid nra;gtu; vup ciy> tPl;L ad;dy;fs; Nghd;w rf;jp ts ghtid kw;Wk; tpuak; Fwpj;j gy tplaq;fis gupNrhjpg;gjhy; kPz;Lk; xU rf;jp ts tpuak; kw;Wk; ghtid Fwpj;j fzpg;gPL nra;J gzj;- ltpl; kpy;yupd; mbAk;
;ld; kf;fpd;bapd; ,bAk;
- vd;. jahgud; -
ijAk; Neuj;ijAk; tPzbg;gJ Gj;jp- rhypj;jdkhdjhf ,Uf;f KbahJ.
ntWk; tPLfSf;fhd rf;jp tpuak; kw;Wk; pNah muR rf;jp ts tpuak;
ghtid Fwpj;j fzpg;gPil fl;lakhf;F tjd; %yk; ,e;j fzpg;gPL Vw;fdNt rupe;Js;s tPL tpiyfis ,d;dKk; ; ghtidia Fiwf;Fk;
Fiwf;f gad;gLNk jtpu Mf;f G+u;tkhf NtW vijAk; cUthf;f KbahJ. f;iffs; gw;wpa mwpit
cz;ikapy; xz;lhupNah khfhzj;jpy; rf;jp ts tpuaj;ijAk; ghtidAk; pNah tho; kf;fs; kj;jpapy;
Fiwf;f NtZnkd khfhz muRf;F mf;fiw ,Uf;Fkhdhy; rf;jp ts tpuak; eltbf;iffs; vLg;gNjhL
kw;Wk; ghtidia Fiwf;Fk; eltbf;- iffs; gw;wpa mwpit xz;lhupNah tho; kf;fs; kj;jpapy; guTtjw;F eltbf;if- aw;rpfSf;F mur cjtpfSk;
fs; vLg;gNjhL mj;jifa Kaw;rpfSf;F mur cjtpfSk; toq;fyhk;. mj;Jld;
toq;fNtd;Lk;.
tu;j;jf epWtdfs;> njhopw;rhiyfs; Nghd;wtw;iw cs;slf;fhj ve;j xU rf;jp ts tpua jLg;G eltbf;iffSk; ngupjhf gydspf;f Nghtjpy;iynad;g- NjhL xz;lhupNah murpd; Nehf;fq;fis $l re;Njfj;jpw;F cs;shf;FfpwJ.
tpisTfis Gupe;Jnfhs;shky; Fz;L rl;bf;Fs; FjpiuNahLk; Nghf;F ntWk; klikj;jdNk xopa NtW vJTkpy;iy.
thayaparan.n@thaiveedu.com
SETTING
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jha;tPL • Vg;gpuy; 2009

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Page 106
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specialize in
• Storage Free of charge for Loading & Unloading
• Cross Docking • Pallet
Custo New & We also b
in 11 Business
years
CONTACT: MUR
416.569.40 89 Thournmount Dr., Unit 11&12, Scarboroug
Morningside/Sheppard - Next 1 mi fax: 416.724.8417, e-mail: emk4

specialize in Docking • Pallets
Custom Pallets New & Used Pallets We also buy used Pallets
CONTACT: MURALI 416.569.4065 ., Unit 11&12, Scarborough, ON M1B 5V4 gside/Sheppard - Next to Home Depot 1 min. from Hwy401 6.724.8417, e-mail: emk4u@hotmail.com
LOGISTIC & TRANSPORTATION
• Moving Also Available 24 ft Truck Rentel With Driver $145 Call Kiruba 416-300-6458
GTA Special Rates!!! For Straight Truck. Dock to Dock *Direct* *Rush* *Sameday* *TailGate Orders*
jha;tPL • Vg;gpuy; 2009


Page 107
jha;tPL • Vg;gpuy; 2009
,d;iwf;F 28 tUlq;fSf;F Kd;djhd xU fhyk;... gjw;wq;fSld; $ba Nfhil fhyj;jpd; Muk;gj;Jld; aho;g;ghz efuk; toik Nghy ,aq;fpf; nfhz;bUe;jJ.
aho; kj;jpa fy;Y}hpapd; MSikAk;;;;;;;;;;;;;> aho; E}yfj;jpd; mwptpay; cWjpAk;> Rg;gpukzpa g+q;fhtpd; FspHr;rpAk;> kzpf;- $l;Lf; NfhGuj;jpd; vOr;rpAk;... vd;W epiyj;J epiwe;jpUe;j kwf;f Kbahj ,dpikahd fhyq;fs;...
me;j kz;zpNy muq;Nfwj; Jbj;j mtdJ gpQ;Rf; ftpijfSf;F thp nfhLj;J... capH nfhLj;j mtdJ ,sikf; fhy- q;fspd; Muk;gk; mJ... mtdJ md;iwa nghd;khiyg; nghOJk; toikNghy aho; E}yfj;jpd; eprg;jj;jpy; mkpo;e;J fhzhky; NghapUe;jJ.
Gj;jfq;fSld; cwthbf; nfhz;bUe;j mtd; clypy; jpBnud xU Rfkhd ,urhad khw;wk;... kpd;rhuk; gha;e;jJ Nghd;wnjhU gpuik... mtdJ tpopfs; xU rQ;rpifapd; gf;fj;jpy; ciwe;J Ngha; epd;wd. vd;Nwh xU ehs; mtd; thp nfhLj;J tiue;jDg;gpa xU gpQ;Rf; ftpij Kjd; Kjyhf me;j rQ;rpifapy; gpuRukhfpapUe;jJ. Gjpa mDgtk;... Gjpa czHTfs;... mtd; tpopfs; mfy tphpfpd;- wd. ‘vdJ ftpij ntspte;Js;sjh...” kiyf;fpd;whd;. mg;gbNa Kw;wntsp Clhf gz;izf; flw;fiuiaAk; jhz;bg; gwe;J nrd;wJ khjphpahd xU gpuQ;iQAld; mtd; kdk; fhw;wpy; kpjf;fpd;wJ.
Kjy; ftpijapd; muq;Nfw;wk;... Kjy; fhjiyg; Nghy mtDf;F Kfthp je;jJ> cwT nfhLj;jJ> cWjp tsHj;jJ> rpe;- jid nfhLj;jJ> NjlYld; $ba fdT nfhLj;jJ. ve;j xU kzpj;JspapYk; kwe;Jtpl Kbahj me;j mw;Gjkhd epidtiyfSld; mtDila md;iwa ,uTk; nky;y nky;y fiue;J nfhz;b- Ue;jJ.
kWehs; mjpfhiyg; nghOJ... ghhpa Gifkz;lyk; aho;g;ghz efiu ,Ushf;- fpagb tpbe;J nfhz;bUe;jJ. Nerk; kpF ,jaq;fshy; fl;bnaOg;gg;gl;l aho; E}yfk; vhpa+l;lg;gl;l nfhLk; nra;jp mtd; fhJfSf;F uzkhfpaJ. Mk;... 1981-k; Mz;L Nk khjk; 31k; jpfjp es;spuT 000f;Fk; Nkw;gl;l mhpa Gj;jfq;fSlDk; Xiyr; RtbfSlDk;> xyp xsp ehlhf;fSlDk; vhpj;J rhk;gyhf;fg;gl;bUe;jJ.
rpq;fs murpdhy; gLnfhiy nra;ag;gl;l jdJ cs;shHe;j Mj;kh jd;id tpl;Lg; gphpe;J Nghd Jauq;fSld; vhpe;JNghd fhpj;Jz;LfspilNa... GijAz;L Nghd cz;ikfspilNa... jdJ Kjy; ftpij- apd; Njliyj; njhlq;fpa mtd;... ,d;Wk; Njbf; nfhz;bUf;fpd;whd;.
 mwptpay; E}yfq;fis vhpg;gjd; %ykhfNth xU r%fj;jpd; MSikia mlf;fptpl Kide;j ,e;jr; rk;gtk; vd;WNk jkpoHfspd; neQ;rpNy xUtuyhw;Wg; gLnfhiyahfNt FUjp- apy; ciwe;J epw;fpd;wJ. rpq;fs murpd; iff;$ypfshYk; ghJfhg;Gg; gilapd-
aho; E}yfk;... gLnfhiy epidTfs
,d mopg;gpd; mq;fkhf> rpq;fs ,dntwp murpdhy; 1981-k; Mz;L Nk khjk;
 ngsj;j kjk; mur kakhf;fg;gly;> FbAhpikr; rl;lk;> fy;tpj; jug;gLj;jy;;>
jpl;lkpl;l rpq;fsf; FbNaw;wk;> mur gaq;futhjk;> ,dj;JNtrk;> rpq;fs Nghpdthjk;> mur rpj;jputijfs;> jkpo; ,d mopg;G Nghd;wtw;Wld; aho; E}yf mopg;Gk;> vd;Wk; mopahj fiwfSld; Nrh;j;Jf; nfhs;sg;gl;lJ jkpoh;fisg; nghWj;jtiu Jaukhd xU rk;gtNk.
aho; E}yfk; 1842fspy; Muk;gpf;fg;gl;l- jhf tuyhw;Wj; jfty;fs; cs;sNghJk; 1933fspNyNa Nf. vk;. nry;yg;gh kw;Wk; rpy md;gh;fspdhy; E}yfj;jpd; epue;juf; fl;blj;jpd; Njit czug;gl;ljhf tuyhw;Wf; Fwpg;Gfs; njhptpf;fpd;wd. aho;g;ghzk; M];gj;jphp tPjpapy; ,jw;nfd thliff;Fg; ngwg;gl;l rpW miwnahd;wpy; xUrpy E}y;fSld; ,jd; tsHr;rp Muk; gkhfpaJ. 1936fSf;Fg; gpd;dH ,e;j E}yfk; aho; efurigaplk; ifaspf;fg; gl;L aho; Nfhl;ilf;F mUNf Gjpjhff; fl;lg;gl;l efu rig kz;lgj;jpw;F khw;- wg;gl;lJ. aho;g;ghzk; efu rig> khefu rig me;j];jpw;F juKaHj;jg;gl;l gpd;dH E}yfj;jpw;fhd gpuj;jpNafkhd fl;blk; fl;Lk; Kaw;rpfs; vLf;fg;gl;ld.
jkpo; kf;fspd; epjp Nrfhpg;Gfs;> nghJ epWtdq;fspd; cjtpfs; kw;Wk; khefu rigapduhy; elj;jg;gl;l Nfspf;if> fspahl;l tpohf;fs;> ghpRf; FYf;fy;fs; Nghd;w gy topfspy; fpilf;fg;ngw;w epjpr; Nrfhpg;gpd; %yk; epue;juf; fl;blj;jpd; mj;jpthuk; efhpd; kj;jpapy; Nghlg;gl;lJ. ,e;jpaf; fl;blf; fiyQH eurpk;kdpd;
topfhl;ly E}yfk; 19 NkaH my kf;fspd; gl;lJ. m kf;fspd; ize;J> c Mrpahtpd fspy; xd
1981fspd; Mjpf;fj;j ghf vhpe;J kf;fs; rh ifapoe;J Nghuhl;lj yhw;Wg; g nfhz;bU
1981-k; M ehl;fs;... , g+rg;gl;l k ngUkstpy nghyprhU
aho;g;ghz rpq;fs m rhuq;fSk
Nk khjk Sld; fo murpd; j njhptpf;Fk ,Ue;j n fshy; xU wJ. ,e;j nfhz;L V tug;gl;bU nghyprhU ,uNthbut tPjpfspy; Jg;ghf;fpr vq;Fk; xN
NgUe;J e filfs;> jkpoH tpL cWg;gpdH fhhpahya ahd jk ntwpaHfs
aho; efuk es;sputpy jiyika itf;Fk; E}yfj;jpd gl;l jP ng cjtpAld E}yfj;ij

aho; E}yfk;... nfhiy epidTfs;!
- 75 -
; Mz;L Nk khjk; 31k; jpfjp es;spuT aho; E}yfk; vhpj;J rhk;gyhf;fg;gl;lJ. Sk; Vw;gLj;jpa tLf;fis Qhgfg;gLj;JNthk;> kPz;nlONthk;.
a vw;gLj;JtJ xt;nthUtupdJk; mtrpaj; Njitahf cs;sJ. fyhr;rhu hPjpapy; ; Vw;Wf;- hd epfo;-
lf; fhu- rpq;fsr; f;fg;gly;> g;gLj;jy;;>
k;> mur rpq;fs s;> jkpo; ho; E}yf wfSld; poh;fisg; k;gtNk.
pf;fg;gl;l- ;sNghJk; ;gh kw;Wk; ; epue;juf; g;gl;ljhf pf;fpd;wd. ,jw;nfd nahd;wpy; r;rp Muk; H ,e;j faspf;fg; Gjpjhff; pw;F khw;- g> khefu ;l gpd;dH fl;blk; .
;> nghJ k; khefu fspf;if> f;fy;fs; gw;w epjpr; l;blj;jpd; lg;gl;lJ. rpk;kdpd;
topfhl;lypy; cUg;ngw;W te;j aho; E}yfk; 1959-k; Mz;L mg;Nghija aho; NkaH my;gpul; Jiuag;ghtpdhy; nghJ kf;fspd; ghtidf;fhf jpwe;Jitf;fg; gl;lJ. md;iwa ehs; njhlq;fp jkpo; kf;fspd; md;whl tho;tpaNyhL xd;wp- ize;J> cUg;ngw;W> ngUtsHr;rp fz;L Mrpahtpd; khngUk; jkpo; E}y; epiyaq;- fspy; xd;whf kpspHe;jJ.
1981fspd; Muk;gk;...jkpoHfspd; mwpTrhH Mjpf;fj;jpdhy; rpq;fs ,dntwp neUg;- ghf vhpe;J nfhz;bUe;j fhyq;fs;... jkpo; kf;fs; rhj;tPfg; Nghuhl;lj;jpy; ek;gpf;- ifapoe;J nky;y nky;y MAjg; Nghuhl;lj;jpy; mbnaLj;J itj;j tu- yhw;Wg; gbkq;fSld;... ehl;fs; efh;e;J nfhz;bUe;jd
1981-k; Mz;L Nk khjj;jpd; ,Wjp ehl;fs;... ,yq;if murpd; ,dntwpr;rhak; g+rg;gl;l khtl;l rigj; NjHjiy xl;b ngUkstpyhd rpq;fs ,uhZtj;jpdUk;> nghyprhUk;> rpq;fs fhilah;fSk;
aho;g;ghzj;jpy; Ftpf;fg;gl;bUe;jdh;. rpq;fs murpw;Fr; rhh;ghd Njh;jy; gpur;- rhuq;fSk; KLf;fp tplg;gl;bUe;jd.
Nk khjk; 31-k; jpfjp Njh;jy; gjw;wq;f- Sld; fope;J nfhz;bUe;jJ... rpq;fs murpd; jpl;lkpl;l NjHjYf;F vjph;g;Gj; njhptpf;Fk; Kfkhf NjHjy; gpur;rhuj;jpy; ,Ue;j nghyprhH kPJ jkpo; ,isQh;- fshy; xU rpW jhf;Fjy; elj;jg;gLfpd;- wJ. ,e;jr; rk;gtj;ijf; fhuzkhff; nfhz;L Vw;fdNt jpl;lkpl;Lf; nfhz;L tug;gl;bUe;j rpq;fs ,uhZtj;jpdUk;> nghyprhUk;> rpq;fs fhilah;fSk;; ,uNthbuthf aho; efiu epH%ykhf;f tPjpfspy; ,wq;fpdhHfs;. mb... jb... Jg;ghf;fpr; #L... jP... nfhs;is vd;W vq;Fk; xNu Gif kz;lyk;.
NgUe;J epiyak;> etPd re;ij> Gj;jff; filfs;> filfs;> Nfhtpy;> tPLfs;> jkpoH tpLjiyf; $l;lzp ghuhSkd;w cWg;gpdH NahNf];tudpd; tPL>  khefu Nrit fs; vjidAk; mDkjpf;fhky; Vw;fdNt jpl;lkpl;lgb jkpoHfspd; mwpthyaj;ij vhpa+l;b Gj;j rhrdj;ijNa rhk;gyhf;fpdh;. ,e;jr; rk;gtk; ele;j Neuj;jpy; aho;g;gh zj;jpy; jq;fpapUe;j mikr;rh;fshd fhkpdp jprhehaf;fh kw;Wk; rpwpy; kj;jpA MfpNahNu ,ij Kd;dpd;W elj;jpajhf gpd; ehspy; njhpa te;jJ.
jpl;lkpl;L mopf;fg;gl;l ,e;j E}yfj;jp- ypUe;J Gwg;gl;l Gif tpLjiy Ntl;- iff;F ,d;Dk; cukhfp ,d;W tiu vhpe;J nfhz;NlapUf;fpd;wJ.
rpq;fs ,dntwpj; jPapdhy; rhk;gy; g+j;j me;j E}yff; fl;blk;  jtWfs; vJTk; epfoNt ,y;iy ,tiur; Rlhky; XU  jk;k gjk; Mfpad ngsj;jkj mwE}y;fs;)
,d;W murpay; ,yhg Nehf;fq;fSf;- fhf aho; E}yfk; kPz;Lk; GJg; nghypT ngw;W kf;fspd; Njitf;fhfj; jpwe;J tplg;gl;Ls;sJ. ,we;J Nghd E}yfj;ij kPsikj;J kiwf;fg;gl;l cz;ikfspd; Nky; vj;jid nts;isr; rhak; g+rpdhYk; 

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rf;jpia Nrkpg;gjw;fhd cgNahff; Fwpg;Gfs; rpy tPl;il Rw;wp xUrpy rpwpa khw;wq;fis nra;tjpd; %yk; ePq;fs; rf;jp nrytop- tij Fiwf;f KbAk;> ePq;fs; cq;fs; tPl;by; nrytope;j rf;jpf;fhf fl;l- Ntz;b fl;lzj;jpy; ePq;fs; epiwa kpr;rg;gLj;j KbAk;. NkYk; fhpakpy thA (CO
2 Rw;Wr; #oYk; rf;jp Nrkpg
tpl;L ntspNa nry;y Ntz;Lk; vd;why;>
tUle;Njh nry;tjw;F Kd; cq;fs; tPl;bYs;s
mLg;gpd; VahHfz;b\id epWj;jptpl;Lr; nry;Yq;
kw;Wk; xO fs;.
fl;bfis KOikah Tk; mtr
tPl;bd; cs;Sk; GwKk;
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tPl;by; fhw;W> jz;zPH GfhjthW nra;Aq;fs; midj;J [d;dy;fs; kw;Wk; fjTfspd; kPJs;s jl;gntg;g epiyapd; jhf;Fjiy jLf;Fk; NkYiwfis ghpNrhjid nra;Aq;fs;. mit Nja;e;J NghapUe;jh Nyh my;yJ gOjile;jpUe;jhNyh> mitfis khw;wp Gjpaij itAq;fs;.
cq;fs; tPl;bd; rf;jp kw;Wk; jz;zPH Njitf;fhd xU FLk;g nraw;jpl;lj;ij eilKiwg; gLj;Jq;fs;.
Fsp&l;Ljy; ,uT Neuj;jpy; cq;fs; VahHfz;b\d; fUtpia epWj;Jtjw;F xU jhNd ,aq;Fk; njHNkh];Nll;il itAq;fs;. gfy; Neuj;jpd; NghJ> cq;fs; tPl;by; 25.5 nrd;bfpNuL ntg;gk; ,Ug;gjw;F jf;fthW ThermostatI nrl; (Set) gz;- Zq;fs;.
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ntg;gepiy ThermostatI ,Ug;gjw;F nrw; gz;Zq;fs;.
jf;fthW cq;fs;
rikayi

jha;tPL • Vg;gpuy; 2009
; vd;why;> Pl;bYs;s ; nry;Yq;
,Uf;Fk; cwq;Fk; ; ePq;fs; d;bfpNuw;> cq;fs; ;.
tUle;NjhWk; cq;fs; tPl;bYs;s fzg;G mLg;gpd; gOJfis rhp nra;Aq;fs;> kw;Wk; xOq;fhf Rj;jk; nra;Aq;fs; tb fl;bfis khw;wp mikAq;fs;. mjd; KOikahd nraw;ghl;bw;F ,it kpf- Tk; mtrpak;.
cq;fs; fzg;G mLg;gpd; vhpnghUs; tpfpjj;ij xOq;FgLj;Jk; fUtpia epWj;jptpLq;fs;. gad;gLj;jhj Neuj;jpy; mjd; thapiy %btpLq;fs;.
fhw;iw Fspur; nra;Ak; midj;J fUtp fisAk; (Radiators) Rj;jkhfTk; kw;Wk; jilfs; VJkpd;wpAk; itj;jpUq;fs;.
c\;zg;gLj;jg;glhj ,lk; topahfr; nry;Yk; ntg;gkhd fhw;W Foha;fis- Ak; kw;Wk; ntg;gkhd jz;zPH Foha; fisAk; kpd;fhg;G nra;Aq;fs;.
midj;J Foha;fspy; cs;s ,izg;G- fspYk; ehlh xl;Lq;fs;.
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Toilet jz;zPH Fiwthf XLtjw;F Vw;w etPd mikg;ig nra;Aq;fs; my;yJ tpiuthf %lf;$ba xU thy;it nghUj;Jq;fs;
mjpf jz;zPH tUk; \thpy; Fspg;gij tpl> Fiwthd msT jz;zPH tUk; \thpy; FspAq;fs;.
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K. fz;zd;
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jz;zPH frpAk; tbFoha;fspy; Gjpa thrHfs; itj;J (Njhy; my;yJ ugH tpy;iy) itj;J gOJ ePf;Fq;fs;.
cq;fs; rikayiw tbFohapy; jpu- tq;fSld; fhw;iwr; NrHf;Fk; fUtpia nghUj;Jq;fs;.
cq;fs; gdpf;fl;b nra;Ak; fUtpia xU FspHr;rpahd ,Ushd,lj;jpy; itAq;fs;.
cq;fSila Fridge, Neubahf #hpa xsp tpOk; ,lk; kw;Wk; mLg;G ,Uf;Fk; ,lj;jpw;Fk; njhiytpy; itAq;fs;.
czT ,Ue;j cq;fs; rikay; ghj;jp uq;fis nkhj;jkhf xNu jlitapy; fOtp tpLq;fs;;. ghj;jpuk; cyHe;jJk; mij  mjd; rf;jp kjpg;;gPLfis ghHj;J thq;Fq;fs;.
nug;hp[pNul;lhpYs;s (Refrigerator) Fspur; nra;Ak; nfhapy; RUs;fisr; Rj;jkhf itj;jpUq;fs;. tof;fkhf nug;hp[pNul;lhpd; mbg;gFjp my;yJ gpd;gFjpapy; jhd; Fspur; nra;Ak; nfhapy;fs; itf;fg;gl;- bUf;Fk;.
gphpl;[pd; fjT ,Wf;fkhf g+l;lg;gl Ntz;Lk; VjhtJ NkYiwfs; gOjile;-
79k; gf;fk; ghu;f;f...


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jha;tPL • Vg;gpuy; 2009

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Page 110
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jha;tPL • Vg;gpuy; 2009


Page 111
jha;tPL • Vg;gpuy; 2009 Rw;Wr; #oYk; rf;jp
25k; gf;fj; njhlHr;rp...
jpUe;jhy; mij khw;wp mikAq;fs;.
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Aq;fs;.
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Neuk; kw;Wk; ntg;gepiyia fzf;fpl;L
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gad;gLj;Jk; NkYk; rhjhuz gy;Gfis mLg;gpd; fPo; gFjpapy;> nky;ypa gpujp-
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NghJ> tPl;by; vhpAk; tpsf;Ffis NrUk; tiuapy; fhj;jpUq;fs; my;yJ
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mizj;J tpLk;.
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jiutpsf Ffis ,uz;L Rt miw gpuf mjpf tps mtrpaKk
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njhl;bapd mOf;Ffi Ak; nts fUtpapy; xt;nthU ypl;lHfs; ,t;thW n
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cq;fs; Jizg;ng gLj;j Ntz

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mikg;G q;Fq;fs;.
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Aq;fs; gQ;R kpd;fhg;G (fz;zhb Jzp).
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rf;jpia ntspNaWtij Nrkpg;gjw;Fk; jLg;gjw;Fk; kw;Wk; js;sp fhHgd; nry;y
cq;fSila ntd;dPH ntg;gg;gLj;Jk; fUtpia caHe;j gl;rkhd 48 nrd;bfp
$ba Gy; ntl;Lk; fUtpia gad;gLj;- Jq;fs;.
Nuw; my;yJ 120 ghud;`Pl; ntg;gepiy mstpw;F nrw; gz;Zq;fs;.
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njhl;bapd; mOf;FfisAk; mbg;gFjpapy; kw;Wk; jhJ jq;fp cg;Gfis ,Uf;Fk;
xOq;fhd Aq;fs; kw;Wk; Kiwapy; khw;wpaikAq;fs;.
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Ak; ntspNaw;Wtjw;F ntg;gg;gLj;Jk; fUtpapy; tbfhy;fismikf;f Ntz;Lk;. xt;nthU 2 - 3 khjq;fSf;F RkhH 4.5 ypl;lHfs; (1 fyd;) mOf;F jz;zPiu
cq;fs; fhhpYs;s vz;nza; kw;Wk; vz;nza; tbfl;bia xOq;fhd Kiwapy; khw;Wq;fs;.
,t;thW ntspNaw;Wq;fs;.
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Ntiyiar; nra;Aq;fs;.
kananank@thaiveedu.com gLj;j Ntz;lhk; vd;wpUe;jhy;> mitfis


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tq;fpfspy; ele;j gpur;rpidahy nghd;Df;F te;j kTR
2007y; ,e;jf; fl;Liuj; njhliu vOjj; njhlq;fpanghOJ ,uz;lhtJ fl;Liu- apy; nghd;idg; gw;wp vOjpapUe;Njd;. kPz;Lk; ,d;ndhU jlit ,ijg;gw;wp vOjyhk; vd;W #o;epiy njhptpf;fpwJ. rhpj;jpuk; kPz;Lk; elf;Fk; (History Repeats) vd ekJ Ma;thsHfs; gyH nrhd;dijf; Nfl;bUf;fpd;Nwd;.
1897y; xU ghuJ}ukhd mnkhpf;f gpd;d- ilT fhuzkhf fdlhtpd; Yukon khep
yj;jpy; Klondike Mw;Wg; gLf;ifapy; xU nghpa nghd;idj; NjLk; mtruk; Vw;gl;lJ. mijg;NghyNt fpl;lj;jl;l xU E}w;whz;Lf;Fg; gpwF ,J kPz;Lk; elf;fpwJ.
Mdhy;> ,e;jKiw nghUshjhu gpd;d-
ilTfs; ghjpf;fg;gl;ltHfs; 1897I Nghy; fbdkhd fhyepiy nfhz;l fhl;L Gwj;jpw;F nghd;idj;Njbr; nry;ytpy;iy.
jkJ tq;f msT n ,tHfSi Nfs;tp f Nfs;tp Vw ‘Biscuit’ ehzaq;f
As;shHfs ifia n
fle;j ,i gpur;rpid xU kz; Sf;F k murhq;fq fyq;fp t gLk; fld fhd (Cur mtw;iw Nfs;tpf;F
cyf jq jUk; ju fspYk; M nghd;Df tPo;r;rpail fhuzq;f 64% My nghd;dpy KjypLti KjyPLfs
rpy;yiw te;jpUf;F epjp njh fhl;LfpwJ KjyPl;lh tpl;Ltpl;L $lhJ v fs;. jw;N mtek;gpf $ba , nghd; Kj fs; epid
fle;j xf 30% mj stock Inde ,g;gbg;gl;l nghd;Df;f ,tw;Wf;F kpf epaha murhq;fk gztPf;fk
rpy;yiw

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nghd;Df;F te;j kTR
jha;tPL • Vg;gpuy; 2009
f;ifapy; ; mtruk; pl;lj;jl;l kPz;Lk;
hu gpd;d-
7I Nghy; ;l fhl;L ;ytpy;iy.
jkJ tq;fpfspy; Kd; vg;NghJk; ,y;yhj msT nghd;dpy; Kjypl;Ls;shHfs;. ,tHfSila KjyPLfSf;F Vw;gl;l Nfs;tp fhuzkhf nghd;Df;F epiwa Nfs;tp Vw;gl;Ls;sJ. mjpYk; Kf;fpakhf ‘Biscuit’ vdg;gLk; jq;f ghsq;fisAk; ehzaq;fisAk; (Bar and Coins) thq;fp
As;shHfs;. ,J mtHfSf;F xU ek;gpf;- ifia nfhLg;gjhf ,Uf;fpwJ.
fle;j ,iyAjpH fhyj;jpy; tq;fpfspy; gpur;rpid Vw;gl;l NghJ jq;fj;jpd; Nfs;tp xU kz; rhpT Nghy mjpfhpj;jJ. kf;f- Sf;F kuz gak; Vw;gl;lJ Nghy murhq;fq;fs; gLk; flidg; ghHj;J fyq;fp tpl;lhHfs;. ,e;j murhq;fq;fs; gLk; fldhdJ ehLfspd; ehzaq;fSf;- fhd (Curency) ngWkjpia tPo;r;rpaila mtw;iw jpUk;gj; jUk; ehazj;ijf; Nfs;tpf;Fwpahf;fp tpLk;.
cyf jq;f rig (World Gold Council) jUk; juTfspy; ,Ue;J njhopy;Jiw fspYk; Muha;r;rpfspYk; ghtpf;fg;gLk; nghd;Df;fhd Nfs;tp 2008y; 10% My; tPo;r;rpaile;jpUf;fpwJ. Mdhy;> KjyPl;L fhuzq;fSf;fhf nghd;id thq;FtJ 64% My; mjpfhpj;Js;sJ. mj;Jld; nghd;dpy; NtW Mjhuq;fis ghtpj;J KjypLtijAk; ghHj;jhy; 84% My; KjyPLfs; mjpfhpj;Js;sJ.
rpy;yiw KjyPl;lhsHfsplk; ,Ue;J te;jpUf;Fk; Nfs;tpapd; mjpfhpg;G cyf epjp njhFjpf;F vjpHfhy ,lHfisf; fhl;LfpwJ. jw;Nghija fhy fl;lj;jpy; KjyPl;lhsHfs; gzk; gz;Ztij tpl;Ltpl;L KjYf;F gq;fk; te;Jtplf; $lhJ vd;w vz;zj;ijf; fhl;LfpwhH- fs;. jw;NghJ re;ijapy; ,Uf;ff;$ba mtek;gpf;ifapd; fhuzkhf ,Uf;ff; $ba ,lHfisj; jtpHj;Jf;nfhs;s nghd; KjyPLfNs rhpahdJ vd mtH fs; epidf;fpwhHfs;.
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rpy;yiw KjyPl;lhsHfSf;F ,yFthf
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,Uf;Fk; Gold backed exchange Traded funds kpf gpugy;ak; mile;jpUf;Fk; ,e;j Ntisapy; jq;fk; ghsq;fSf;F ,Uf;- ff;$ba Nfs;tpAk; vjpHghHf;fhj msT mjpfhpj;Js;sJ. tpNrlkhf INuhg;gpa> tl mnkhpf;f KjyPl;lhsHfs; ,e;j thq;Fjiyr; nra;Js;s ,e;j Ntisapy; fPioj;Nja ehLfspy; cs;s tsHe;J tUk; nghUshjhu ehLfspy; cs;s Nkw;fj;ja ehLfspy; kPjpahf thq;fg;- gl;l jq;fj;jpd; msT 133Ton Mf ,Uf;- Fk; mNjNeuj;jpy; Nkw;fj;ija ehLfs; my;yhj KjyPl;lhsHfspd; nghd; KjyPLfs; 60% mjpfhpj;Js;sJ.
Nkw;fj;jpa ehLfspd; KjyPl;lhsHfSf;F Portfolio Diversification fhuzkhf nghd;dpy; KjypLfpwhHfs; vd;W rpy Ma;thsHfs; njhptpj;Js;shHfs;. fdba tq;fpfs; ePz;l fhykhf KjyPl;lhsHf- Sf;F jq;fj;jpy; KjypLk; re;jHg;gj;ij Gold backed certificates Clhf toq;fp te;Js;sd. ,e;j gj;jpuq;fs; gzj;ij- Nah jq;fg; ghsj;ijNah ngw;Wf;nfhs;s KbAk;. ,jpy; ,Uf;Fk; Kf;fpa Mjhak; ghJfhg;G. tPl;by; nghd;id itj;jpUe;J Mgj;Jf;fspy; khl;lj; Njitapy;iy.
fle;j 18 khjq;fspy; RRSP Eligible gold Certificate KjyPL ,ul;ilg; gq;F mjp fhpj;jpUgpgjhf Gs;sptpguq;fs; $Wfpd;wd.
Mdhy; fle;j rpy khjq;fshf ,e;j gj;jpuq;fis tpl cz;ikahd nghUis jq;fg; ghsq;fis Kjypl;lhsHfs; tpUk;Gtjhfj; njhpfpwJ. ,e;j 400 02oz nfhz;l ghsq;fis $400>000 ngWkjp nfhz;ltw;iwf;$l rpyH thq;fpAs;s- jhfj; njhpfpwJ. ,e;j Nfs;tpfis mt jhdpj;j fdlh tpiyAaH cNyhfq;fspy; KjyPl;by; Kd;dzp tfpf;Fk; Scotia tq;fp Platinum, Palladium ghsq;fisAk; rpy;yiw KjyPl;lhsHfSf;F mwpKfg;- gLj;jpAs;sJ.
,e;j Physical Gold Possesion MdJ ,e;j tq;fpfspd; kPJk; rHtNjr ehzaq;fs; kPJk; kf;fSf;F Vw;gl;Ls;s mtek;gpf;if xU g+uzkhd epiyia mile;Js;sij fhl;Ltjhf mtjhdpfs; njhptpj;Js;- shHfs;.
fl;Liuia Kbf;Fk; NghJ vkJ Ma;- thsHfs; mbf;fb ciuf;Fk; History repeats self vd;gijAk; Ma;e;Jtpl;L Kbg;Nghk;. ,e;j thHj;ijg; gpuNahfq;f is itj;J gy Ma;thsHfs; kpfTk; nghpa tplaq;fis tpsq;fg;gLj;j Kaw;rpg;gijg; ghHj;jpUf;fpNwhk;. ,e;j ,lj;jpy; Mq;fpy ehlfhrphpaH Bernard show nrhd;dJ vd;dntd;why;> rhpj;jpuk; kPz;Lk; kPz;Lk; jpUk;g elf;Fk; NghJ mJ vjpHghuhj jhf;fq;fis jUkhdhy; kdpjdpd; mDgtj;jpy; ,Ue;J gbf;Fk; jd;ik vt;tsT gytPdkhf ,Uf;f Ntz;Lk; vd;gjhFk;.
If History repeats it self and the un expected always happens how incapable must man be of learning from experience. Bernad Shaw 1856 - 1950
maran@thaiveedu.com


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Page 117
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ekJ cly; MNuhf;fpakh ,aq;Ftjw;F xl;Lnkhj;jkhf ,UgJ mkpNdh mkpyq;- fs; Njit. ,jpy; FiwghL Vw;ghL Vw; gl;lhy; ekJ cly; eydpy; FiwghL Vw;gl;L kuzk; epr;rakhFk;. ,jpy; vl;L mkpNdh mkpyq;fs; Essential Amino Acids vd;Wk; kpFjp 12 mkpNdh mkpyq;fSk; Nonessential Amino Acids vd;Wk; miof; fg;gLfpd;wd.
Essential Amino Acids vd;W miof;fg;- gLtd Valine, Lysine, Threonine, Leucine, Isoleucine, Tryptophan, Phenylalanine, Methionine vd;gdthFk;. ,e;j Essential Amino AcidsI kdpj clypdhy; xU NghJk; cUthf;f KbahJ. vdNt ,tw;iw ehk; jhtuq;fspy; ,Ue;Njh my;yJ Vida tpyq;Ffspy; ,Ue;Nj ngw;Nw MfNtz;Lk;. mt;thW ,e;j vl;L mkpNdh mkpyq;fisAk; ekJ cly; ngw;Wf; nfhz;lhy; kpFjpahd 12 mkpNdh mkpyq;fis ekJ clNy jahupj;J tpLk;.
clYf;F kpf Kf;fpakhd ,e;j vl;L mkpNdh mkpyq;fisAk; ehk; cz;Zk; czTg; nghUl;fspy; ,Ue;J ngw;Wf; nfhs;fpd;Nwhkh? vd;w Nfs;tpia fle;j ,jopy; Nfl;bUe;Njhk;. mJ gw;wp ,e;j ,jopy; ghHg;Nghk;.
Valine: clw; fyq;fspd; tsHr;rp> clw; fyq;fs; gOJ gl;lhy; mij jpUj;Jk; Ntiy> ,ioaq;fspd; tsHr;rp> clypy; cs;s NITOGEN rkepiyiaia NgZfpd;w ifq;fupaj;ij nra;tJ ,e;j mkpNdh mkpyNk.
,e;j mkpNdhmkpyj;ijehk; ghy; czT tiffs;> ,iwr;rp>Nrhah>NfhJf;fliy> fhshd;fis cs;vLg;gjpd; %yk; ngw;Wf; nfhs;syhk;.
Lysine: vYk;G cUthf;fj;jpw;Fk;> Flypy; ,Ue;J fy;rpak; cwpWQ;rg;glTk;> Nitrogen rk epiyia NgzTk;> ,J vy;yhtw;wpf;Fk; Nkyhf clypy; Vw;gLk; Neha;fSf;F vjpuhd Antibodies> kw;Wk; cly; ,aq;f mj;jpahtrpakhd XNkhd;fs;> Enzymes cUthf;fj;jpw;Fk; ,e;j mkpNdh mrpl; mtrpahFk;.
ghy;> rP];> Kl;il> ,iwr;rp> cUisf;- fpoq;F> lima beasn vd;gdtw;wpy; ,J cs;sJ.
Threonine: ,e;j mkpNdh mkpyk; ekJ ,jak;> vYk;G>jirfspy; kpf mjpf nrwpthf cs;sJ.
,e;j mkpNdh mkpyk; ekJ clypd; Guj
mkpNdh mrpl; (Amino Aci
,ufrpaq;fs;- 2
jha;tPL gj;jpupif gw;wpa tpku;rdq;fis vjpu;ghu;f;fpd;Nwhk;. tpku;rdq;fs; vk;ik Xu; MNuhf;fpakhd ghijapy; ,l;Lr;nry;Yk;.
E-mail:thaiveedu@gmail.com Fax: 416-849-0594 Tel: 416-646-3422
ÿƒV ̇¬Ôo\ ®[≈VKD ∂m ÿƒVÕ> T| o√VÈ kÚ\
Uthayan Alex Sivasambu
B.Sc. (Hons), M.B.A Broker
Ottawa: 613.276.SALE (7253) Toronto: 416.659.SELL (7355) alex-sivasambu@coldwellbanker.ca, www.sivasamburealty.com
rkepiyia Ngzpf;fhf;fpd;wJ. Njhypd; cUthf;fk; kw;Wk; Collagen cUthf;- fj;jpw;Fk; ,J mtrpak;.
,iwr;rp> ghy;> Kl;il> ,tw;Wf;F mg;ghy; kpff; Fiwe;j mstpy; Wheat, nuty; cs;sJ.
Leucue: ,e;j mkpNdh mkpyk; fyq;fspd;tsHr;rp> gOjile;j fyq;fis jpUj;JtJ> XNkhd;fis cw;gj;jp nra;tJ> rf;jpia ngw> kw;Wk; FUjpapy; cs;s FSf;Nfh rpd; msit fl;Lg;ghl;Lf;Fs; itj;jp- Ug;gJ vd;w gy tplaq;fspy; cjtp nra;fpd;wJ.
,e;j mkpNdh mkpyk; vy;yh Guj czT- fspYk; cs;sJ. mj;NjhL Brown muprp> Beans, nut, whole wheat Yk; cs;sJ.
Isoleucine: ekJ Rthrj;jpw;F Kf;fpa fhuzkhd Hemogloin, FUjpapy; cs;s FSf;Nfhrpd; msit fl;Lg;gLj;jy;> clypy; fhak; gl;lhy; vy;yh FUjpAk; clypy; ,Ue;J ntspNaw Kbahky; cliy ghJfhg;g- jw;fhf FUjp ciwjy; nray; Kiwia nra;tJ vd;W ,e;j mkpNdh mkpyk; gy tiffspy; nray;gLfpd;wJ.
Nfhop> Kl;il> kPd;> ,iwr;rp>  Almonds, Lentils vd;gdtw;wpy; ,e;j mkpNdh mkpyk; cs;sJ.
Tryptothan: %isapd; nray;ghl;Lf;Fk;> euk;G kz;- lyj;jpd; nray;ghl;Lf;Fk;> epj;jpiuf;F> ekJ cly; typia fl;Lg;gLj;j> vd;W ekJ %isNahLrk;ge;jg;gl;l tplaq;f- Sf;F ,e;j mkpNdh mkpyk; mtrpak;.
ghy;> ,iwr;rp> Cttage rP];> Nrhah vd;g- dtw;wpy; ,e;j mkpNdh mkpyk; cs;sJ.
Pheny lalanine: ,e;j mkpNdh mkpyk; euk;G kz;lyj;- jpd; nray;ghLfSf;F kpf mtrpakhdJ.
Qhgf r mkpNdh gLfpd;wJ Neha;Fk; vd;gJ K
Guj cz Avocados, tpijfspy gLfpd;wJ
Methionin nfhOg;G clypy; n Fk;> rkpgh ,e;j mk
,J kl;Lk
N.K.S
Drape
]≈Á\B oƒÁkB sÚmÔÁ WÆkTMD
c∫Ô^ B[TM_ kÁÔÔÁ ÿ√uƬ
oÔ>V ¶ ́ 416.32
Ketha (Presi Tel: 4 Fax: www
Draper

Ndh mrpl; (Amino Acids)
,ufrpaq;fs;- 2
;wpa
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Xu;
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com
m ÿƒVÕ> T| o√VÈ kÚ\V...
mbu
B.Sc. (Hons), M.B.A
- 85 -
. Njhypd; cUthf;-
mg;ghy; eat, nuty;
; tsHr;rp> Uj;JtJ> rf;jpia Sf;Nfh ; itj;jp- ; cjtp
j czT- wn muprp> s;sJ.
huzkhd f;Nfhrpd; py; fhak; ; ,Ue;J hJfhg;g- Kiwia mkpyk; .
;rp>  y; ,e;j
uk;G kz;- ;jpiuf;F> ;j> vd;W tplaq;f- mtrpak;.
ah vd;g- ; cs;sJ.
kz;lyj;- rpakhdJ.
Qhgf rf;jp> fw;wy; vd;gjw;F ,e;j mkpNdh mkpyk; Kf;fpakhfj; Njitg; gLfpd;wJ. ,jw;F Nkyhf Parkinson’s Neha;Fk; ,jw;Fk; njhlHG cs;sJ vd;gJ Kf;fpakhd tplak; MFk;.
Guj czTg; nghUl;fs;> ghy;> almonds, Avocados, lima beans, Peanuts, kw;Wk; tpijfspy; ,e;j mkpNdh mkpyk; fhzg;- gLfpd;wJ.
Methionine: nfhOg;G clypy; rkpghL miltjw;Fk;> clypy; nfhOg;G fl;b mikf;fg;gLtjw;- Fk;> rkpghl;L njhFjp rPuhf nray;glTk; ,e;j mkpNdh mkpyk; mtrpak;.
,J kl;Lky;y Depression, Arthritis pain,
chronic liver disease vd;gdtw;Fk; ,e;j mkpNdh mkpy FiwghL fhuzkhfpd;wJ vd;w re;Njfk; Vw;gl;Ls;sJ.,J ,d;d- Kk; cWjp nra;ag;gltpy;iy.
,iwr;rp> kPd;> Kl;il> cs;sp> ntq;fh- ak;> Beans, Lentils vd;gdtw;wpy; ,J cs;sJ.
,e;j vl;Ltif mkpNdh mkpyj;ijAk; ehk; cs;nsLj;jhy; ekJ cly; jdf;Fj; Njitahd kpFjp 12 tif mkpNdh mkpyj;ijAk; jahupj;J tpLk;.
siva@thaiveedu.com
- rpth Rg;uh -
N.K.S
Drapery & Blinds Fabric LTD
]≈Á\BVTM oƒÁkBV_ √È sÚmÔÁ· ÿ√u≈ WÆkTMD
c∫Ô^ T‚|¬z–› o>ÁkBVTM ƒÔÈs> B[TM_ ]Á ́ kÁÔÔÁ·•D, oÔ‚Ω[ mË kÁÔÔÁ·•D tÔ°D \okVTM sÁÈl_ ÿ√uƬ ÿÔV^· ∂Áw•∫Ô^.
oÔ>V ¶ ́V¤V 416.321.6420
Ketha Nadarajah (President) Tel: 416.321.6420, 905.944.0218 Fax: 416.321.2217 www.nksdrapery.ca
Drapery & Blinds Fabric Ltd., 210 Silver Star Blvd., Unit #825, Scarborough, ON M1V 5J9


Page 118
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xU ntw;wpfukhd epjpj;jpl;lkplypy;> fPo; tUk; Kf;fpa ,uz;L mk;rq;fs; fUj;jpy; nfhs;sNtd;baJ mtrpakhFk;.
•
epjpj; jpl;lkplypy; MAl; fhg;GWjpapd; mtrpa
cq;fs; epjpj;jpl;lkplypd
cq;fs; jw;Nghija tUkhdk;>
tpguq;fs; vd;gtw;iw mbg;gila
5 tUl fhyj;jpy;
,tw;iw vg;gb efHj;j Nt
my;yJ vg;gb nfhz;L nrd;wh
,yf;if 5 tUlj;jpy; milay
vg;gbahd eltbf;iffis
nra;tjd; %yk; 25 tUlq;fs
cq;fs; ,yf;if mila KbA
tplaq;fis
ePq;fs; jPHkhdpf;f Ntz;L
jha;tPL gj;jpupif gw;wpa tpku;rdq;fis vjpu;ghu;f;fpd;Nwhk;. tpku;rdq;fs; vk;ik Xu; MNuhf;fpakhd ghijapy; ,l;Lr;nry;Yk;.
E-mail:thaiveedu@gmail.com Fax: 416-849-0594 Tel: 416-646-3422
ngWtjw;fhd eltbf;iffis Nkw;nfhs;s
fhg;GWjpj Ntz;Lk;.
NghJ ePq fpd;wJ. vdJ kuzj;jhy; vdJ FLk;gk; my;yJ FWfpa fhyj;jpy; mila Ntz;ba
vdJ ez;gHfs; nghUshjhu hPjpahf
cq;fs; f ,yf;Ffs; (Short Term Goals)
ghjpf;fg;gLthHfsh? vd;w Nfs;tpia
gzj;ij
•
ePz;l fhyj;jpy; mila Ntz;ba ,yf;Ffs; (Long Term Goals)
ehk; xt;nthUtUk; vk;kplk; Nfl;Lg;-
gpl;L vJ ghHf;f Ntz;Lk;. mjw;F Mk; vd;W gjpy;
nfhs;s N fpilj;jhy; cldbahf MAl; fhg;GWjp
mjhtJ 5 tUlq;fspd; gpd;G cq;fs; epjp epiyg;ghL vg;gb ,Uf;f Ntz;Lk; my;yJ RkhH 25 tUlq;fspd; gpd;G
nra;tJ mtrpakhfpd;wJ.
xU FLk nlhyHfs vt;tsT njhiff;F xUtH MAl;
jpd; tUk
cq;fs; epjp epiyik vg;gb ,Uf;f Ntz;Lk; vd;gtw;iw fUj;jpy; nfhz;L cq;fs; epjpj;jpl;lkpliy jahH nra;a Ntz;Lk;.
,g;gbahd epjpj;jpl;lkplypy; MAl; fhg;G- Wjp kpfTk; Kf;fpakhdjhf mikfpwJ.
cq;fs; epjpj;jpl;lkplypd;NghJ cq;fs; jw;Nghija tUkhdk; cq;fSf;F jw;- NghJs;s nryTfspd; tpguq;fs; vd;g- tw;iw mbg;gilahf itj;J 5 tUl fhyj;jpy; ,tw;iw vg;gb efHj;j Ntz;Lk; my;yJ vg;gb nfhz;L nrd;why; cq;fs; ,yf;if 5 tUlj;jpy; milayhk; my;yJ vg;gbahd eltbf;iffis jw;NghJ nra;tjd; %yk; 25 tUlq;fspd; gpd;G cq;fs; ,yf;if mila KbAk; Nghd;w tplaq;fs; jPHkhdpf;fg;gl Ntz;Lk;.
ehq;fs; jPHkhdpj;jgb vkJ tho;tpy; vy;yhk; elg;gjpy;iy. vkJ jpl;lq;fs; rhpahd Kiwapy; efHj;j Kbahj epiy- apy; xU khw;Wj; jpl;lk; itj;jpUg;gJ mtrpakhfpd;wJ. MAl;fhg;GWjp xU khw;Wj; jpl;lkhf cgNahfpg;gjw;F kpfTk; cjtpahf ,Uf;Fk;.
vq;fs; tho;tpy; Vw;gLk; xt;nthU khw;- wq;fspd; NghJk; vkJ epjp epiy vt;thW cs;sJ vd;gij Ma;T nra;a Ntz;Lk;. xt;nthUtUk; ftdpf;f Ntz;ba tho;- tpd; rpy Kf;fpa khw;wq;fs;.
•
xUtH jpUkzk; nra;J xU Gjpa tho;it Muk;gpf;Fk;NghJ
•
xU FLk;gj;jpd; Ntiy my;yJ
fhg;GWjp nra;a Ntz;Lk; vd;gJ kpf
gtUf;F k tpahghuk; Nghd;wtw;wpy; Vw;gLk;
Kf;fpakhd tplakhFk;. fhg;GWjpj;
njhlHe;J khw;wq;fs;
njhif> fhg;GWjpj; jpl;lk;> cq;fs; taJ
nlhyHfs
•
xUtH Gjpjhf xUtjptplj;ij thq;- Fk;NghJ my;yJ tpahghuj;ij Muk;gpf;Fk; NghJ
•
Foe;ijfs; gpwf;Fk; NghJ my;yJ cq;fs; Foe;ijfs; cau;fy;tpia Muk;gpf;Fk; NghJ.
MNuhf;fpak; vd;gtw;iwf; fUj;jpw;-
,e;jf; FL nfhz;Nl fhg;GWjpf;fhd cq;fs; khjh-
vd;gij M e;jf; fl;lzk; jPHkhdpf;fg;gLfpd;wJ.
nfhz;L m jpl;lj;ij vdNt ehq;fs; fhg;GWjp nra;Ak; NghJ
tJ khjh vq;fSf;F vt;tsT gzk; fpilj;jhy;
fs; fpil vq;fs; FLk;gk; nghUshjhu ghjpg;G
gzj;ij ,y;yhky; tho KbAk; vd;gijAk; vq;-
nra;tjd; ,g;gbg;gl;l Kf;fpa rk;gtq;fs; xt;nth-
fshy; ,g;NghJ vt;tsT gzk; fhg;GW-
fzpg;gpl UtUf;Fk; Vw;gLk; NghJk; cq;fs;
jpf;fhf nryT nra;a KbAk; vd;gij
MAl; fhg MAl; fhg;GWjp gw;wp ftdk; vLg;gJ
Ak; fUj;jpy; nfhz;L MAl;fhg;GWjpapd;
FLk;gj;jpy mtrpak;. MAl; fhg;GWjp cs;stHfs;
njhifiaAk; vg;gbg;gl;l jpl;lk; vq;f
jhu ghjpg mJ NghJkhdjh my;yJ mjpfkhdjh
Sf;F cfe;jJ vd;gijAk; jPHkhdpf;f vd;W ghprPyid nra;a Ntz;Lk;. MAl;
Ntz;Lk;. cq;fSf;F cfe;j fhg;GWjpj;
cjhuzk fhg;GWjp ,y;yhjtHfs; MAl;fhg;GWjp
jpl;lj;ij njhpT nra;tjw;F xU fhg;G-
jpy; 5 my Wjp nra;tjw;fhd mDkjp ngw;w mq;-
fhg;GWjpa fPfhpf;fg;gl;l fhg;GWjp Kftiu njhpT
epjpj; jpl;l nra;tJ mtrpakhFk;. (Licensed Insurance
whHfs;. Agent) fhg;GWjp KftHfsplk; cq;fs;
rhpahd K epjp kw;Wk; kUj;Jtj; jfty;fis rhp-
gy tplaq ahfTk; cz;ikahfTk; nfhLg;gJ mtrpak;.
cq;fspd cq;fs; xU MAl; fhg;GWjpj; jpl;lj;ij ngWtjw;F
caHe;j t Kd;dH cq;fSf;F ve;j jpl;lk; rpwe;jJ
ngWkjpth vt;tsT njhiff;F MAl;fhg;GWjp
my;yJ nra;tJ vd;gtw;iw njspthf cq;fs;
$ba Mw fhg;GWjp KftUld; fye;jhNyhrpf;f
yj;jpy; $ Ntz;Lk;. fhuzk; fhyj;Jf;F fhyk;
35 taJ

jha;tPL • Vg;gpuy; 2009 epjpj; jpl;lkplypy; l; fhg;GWjpapd; mtrpak;
w;nfhs;s
fhg;GWjpj; jpl;lq;fis khw;wk; nra;Ak; NghJ ePq;fs; nrYj;jpa gzk; tpuakh- fpd;wJ. ; my;yJ hPjpahf
cq;fs; fhg;GWjpf;fhd khjhe;jf; fl;Lg;- fs;tpia
gzj;ij gy;NtW epWtdq;fSld; xg;- Nfl;Lg;-
gpl;L vJ rpwe;jJ vd;gij mwpe;J d;W gjpy;
nfhs;s Ntz;Lk;. fhg;GWjp
xU FLk;gj;jpd; khjhe;j nryT $4>000 nlhyHfshf ,Ue;jhy; me;jf; FLk;gj;- MAl;
jpd; tUkhdk; my;yJ gzk; rk;ghjpg;-
s; epjpj;jpl;lkplypd;NghJ
ghija tUkhdk;> nryTfspd;
;gtw;iw mbg;gilahf itj;J
5 tUl fhyj;jpy;
w vg;gb efHj;j Ntz;Lk;.
;gb nfhz;L nrd;why; cq;fs;
tUlj;jpy; milayhk; my;yJ
eltbf;iffis jw;NghJ
%yk; 25 tUlq;fspd; gpd;G
f;if mila KbAk; Nghd;w
tplaq;fis
; jPHkhdpf;f Ntz;Lk;.
;gJ kpf
gtUf;F kuzk; Vw;gl;lhy; ,e;jf; FLk;gk; hg;GWjpj;
njhlHe;J tho;tjw;F khjk; $4000 ;fs; taJ
nlhyHfs; Njitg;gLk;. ,ij vg;gb fUj;jpw;-
,e;jf; FLk;gj;jpw;F ngw;Wf; nfhLg;gJ s; khjh-
vd;gij MAl; fhg;GWjp KftH fUj;jpw; pd;wJ.
nfhz;L mtHfSf;fhd xU fhg;GWjpj; jpl;lj;ij njhpT nra;a Ntz;Lk;. mjh k; NghJ
tJ khjhe;j tUkhdkhf $4000 nlhyH pilj;jhy;
fs; fpilg;gjw;F vt;tsT njhifg; ghjpg;G
gzj;ij KjyPl;Lj; jpl;lj;jpy; KjyPL jAk; vq;-
nra;tjd; %yk; ngwKbAk; vd;gij ; fhg;GW-
fzpg;gpl Ntz;Lk;. me;jj; njhifia ; vd;gij
MAl; fhg;GWjp nra;tjd; %yk; ,e;jf; g;GWjpapd;
FLk;gj;jpy; Vw;gLk; vjpHghuhj nghUsh ;lk; vq;f
jhu ghjpg;ig jtpHf;f KbAk;. PHkhdpf;f fhg;GWjpj;
cjhuzkhf xUthpd; tUl tUkhdj; U fhg;G-
jpy; 5 my;yJ 10 klq;F njhif MAl; w;w mq;-
fhg;GWjpahf ,Ug;gJ mtrpak; vd u njhpT
epjpj; jpl;lkply; MNyhrfHfs; fUJfpd; Insurance
whHfs;. Mdhy;> ,e;jj; njhifia ; cq;fs;
rhpahd Kiwapy; fzpg;gPL nra;tjw;F is rhp-
gy tplaq;fspd; fzpg;gPL Njitg;gLk;. fhLg;gJ
cq;fspd; kpfTk; ngWkjpkpf;f nrhj;J cq;fs; tPL my;yJ cq;fs; tpiy gWtjw;F
caHe;j thfdk; my;y. cq;fsJ kpfg; ; rpwe;jJ
ngWkjptha;e;j nrhj;J cq;fs; ciog;G ;fhg;GWjp
my;yJ cq;fspd; gzk; rk;ghjpf;ff; cq;fs;
$ba Mw;wy;. Earning Ability vd Mq;fp- Nyhrpf;f
yj;jpy; $WthHfs;. cjhuzkhf xU fhyk;
35 taJ kdpjH jw;NghJ khjhe;jk;
$3000 nlhyH rk;ghjpj;jhy; mtH 65 taJ tiuapy; fpl;lj;jl;l 2.4 kpy;ypad; nlhyHfis rk;ghjpf;f KbAk;.
vdNt xUthpd; ciog;gpd; Mw;wy; my;yJ gzk; rk;ghjpf;Fk; Mw;wy; jhd; kpfTk; ngWkjpkpf;f nrhj;jhFk;. ,e;jr; nrhj;ij MAl; fhg;GWjpahy; kl;LNk ghJfhf;f KbAk;.
xUthpd; ciof;Fk; Mw;wy; kuzk;> nfhba Neha;fs; my;yJ tpgj;Jf;fs; Nghd;wtw;why; jilnra;ag;gLfpd;wJ. xt;nthU tifahd ghjpg;Gf;Fk; rhp- ahd ghJfhg;Gj; jpl;lq;fs; ngw;Wf; nfhs;tjd; %yk; vq;fs; ciog;gpd; Mw;wy; ghjpf;fg;glhJ ghJfhf;f KbAk;.
xUtH nfhba Neha;fshy; jhf;fg;gl;L Ntiy nra;a Kbahj epiy Vw;gbd; FLk;g tUkhdk; jilg;gLk;. mjw;fhd fhg;GWjpj; jpl;lkhf nfhba Neha;fSf; fhd fhg;GWjpj; jpl;lk; (Critical Illness Insurance) fhzg;gLfpd;wJ. xUtH tpgj; jpy; ghjpf;fg;gl;L Ntiy nra;a Kbahky; NghFk; NghJ Accident Coverage my;yJ (Disability Insurance) Nghd;w jpl;lq;fs; ngw;Wf; nfhs;tjd; %yk; ghJfhf;f KbAk;.
vk;ktHfspy; gyH jq;fs; tPL> fhH Nghd;wtw;wpw;F RkhH $200 nlhyHfSf;F mjpfkhfTk; fhg;GWjpg; gzk; khjhe;jk; fl;LfpwhHfs;. fhuzk; fhg;GWjp nra;ah ky; fhH thfdk; ghtpf;f KbahJ. fhg;GWjp ,y;yhky; tPl;Lf;F fld; vLf;f KbahJ. Mdhy;> ,it vy;yhtw;wpYk; ngWkjpkpf;f fhg;GWjp nra;a Ntz;ba tplak; vq;fs; ciof;Fk; Mw;wy; my;yJ ciof;Fk; ty;yik. xUtUf;F ciof;- Fk; ty;yik ,Ue;jhy; vijAk; vg;Ngh Jk; thq;f KbAk;.
MAl; fhg;GWjpf;fhf ehk; nryT nra;Ak; gzj;ij NtW tpjkhd nryTfSld; xg;gpl;Lg; ghHj;jhy; fhg;GWjpf;F nryT nra;Ak; gzk; kpfTk; FiwthdjhfNt ,Uf;Fk;. cjhuzkhfg; ghHj;jhy; ehq;fs; vy;NyhUk; vk;ik mwpahkNy gy tplaq;fspy; gzj;ij tpuak; nra;fpd;- Nwhk;. xU ehSf;F xU Nfhg;gpf;fhf nryT nra;Ak; 1.25 rjk; ehshe;jk; Nrkpj;jhy; khjk; 1.25x30=37.50 nlhyH- fis Nrkpf;f KbAk;. ,e;jg; gzj;jpw;F Vw;wthW xU jtizf; fhg;GWjp nra;J nfhz;lhy; vq;fs; FLk;gj;ij FWfpa fhyj;jpw;F ghJfhf;f KbAk;. ,g;gbahf gy topfspy; Njitaw;w nryTfisj; Jz;bj;J my;yJ fl;Lg;gLj;jp MAl;- fhg;GWjp ngw;Wf;nfhs;tJ mtrpakhFk;.
xUtH ve;jf; fhg;GWjpj;jpl;lj;ij Kjypy; ngw;Wf; nfhs;s Ntz;Lnkd;W ghHj;jhy; KjyhtJ MAl;fhg;GWjp mtrpakhFk;.
,uz;lhtJ nfhba Neha;fSf;fhd fhg;GWjp mtrpakhfpd;wJ. mjd; gpd;G xt;nthUtUk; jq;fs; trjpf;Nfw;g Nkyjpfkhd fhg;GWjpfis ngw;Wf; nfhs;syhk;. xt;nthU fhg;GWjpj; jpl;lq;- fs; gw;wpa tpgukhd jfty;fs; njhlUk;.
sritharan@thaiveedu.com
rpwPjud; Jiuuh[h
- MAl; fhg;GWjp Kftu; -


Page 119
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LIFE INSURANCE & R
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LLQP Lessons and Training to become a Life Insurance Agent
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