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BUYING, SELLING, INVESTING & MORTGAGE NEEDS CALL SUN SANMUGATHAS Broker & Manager
One stop shopping for all your mortgage & realestate needs.
Buying - Selling - Investing
Dir: 416.948.0693 Bus: 416.291.3000
RAMAN APPLIANCES
®\¬Ì¶VÔ Furnace kV∫zDo√Vm Œ[ ́VˆoBV ∂ ́∑ kw∫zD Rebaten© ÿ√uƬÿÔV^·ÈVD
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General Contractors For:
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• Air Cleaners • Gas Fireplaces • Garage Door Openers
• Security Alarm Tel: 416.332.1989 Cell: 647.893.4414
Raman Chelliah President 3021 Markham Rd., Unit 51, Scarborough, ON - M1X 1L8
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THE LAW OFFICE OF GaryAnandasangaree
Tel:
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Fax:
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Das Narayanasamy
AMP Lic# M08007147 Mortgage Agent
FREE REAL ESTATE CLASSES T| kV∫Ô, suÔ \uÆD kÚ\VTM kˆ, ∂¶\VTM¬ Ô¶[ ƒD√Õ>\VTM ƒÔÈ goÈVƒÁTMÔ”¬zD ∂Áw•∫Ô^
SELVA VETTYVEL Broker of Record
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Bus:
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Buying - Selling - Investing
One Source For Many Type of Properties & Mortgages Mohan Subramaniyam Broker of Record 416.321.2300
RE/MAX Vision Realty Inc., Realtor 2210 Marham Road, Unit-1, Toronto, ON M1B 5V6 Tel: 416.321.2228, Fax: 416.321.0002
Cell: 416-543-6614 Tel: 905-470 2845 Fax: 905 470 2219 E-mail: das@centumoptima.com Website: centumoptima.com

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P.O.Box #63581 Woodside Square 1571 Sandhurst Cir. Toronto, ON. M1V 1V0
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1-613 -276-7253 Tel : 416-646-3422, 416.400.6406 Fax : 416.849.0594 Web : www.thaiveedu.com E-mail : info@thaiveedu.com
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mnkhpf;fhTk; Vida ghJfhg;Gr;rig cWg;Ghpik ehLfshd gpuhd;Rk; gphpj;jh- dpahTk;>,yq;if muR fduf MAjq;fs; gad;gLj;Jtijf; fz;bj;j nghOJ> ,yq;if [dhjpgjp fduf MAjq;fis gad;gLj;JtJ tpLjiyg; GypfNs> mjid nra;kjpg; glq;fs; %yk; me;ehLfs; ghHj;Jf;nfhs;sl;Lk; vd;W Nfhgg;gl;ljhf nra;jpfs; ntspte;jd.
5k; gf;fk; ghu;f;f...

Page 5
jha;tPL • Nk 2009
Kjypy; NghHepWj;jk; njhlHghf ,yq;if muRf;F mOj;jk; nfhLf;f te;j N[hd; Nfhk;]; mtHfs; td;dpapypUe;j 38 jilKfhk;fSf;Fk; mq;F milf;fglg; gl;bUe;j 190>000 rdj;ijAk; ghHitapl;l gpd;dH gj;J kpy;ypad; nlhyHfis jUtjhf xg;Gf;nfhz;L NghH tyaj;jpy; ,Ue;jijtpl ntspNaAs;s fk;gp Ntyp fSf;Fs; kf;fs; gLk; mtyk; mjpfk; vd;gjidj; njspTgLj;jpapUe;jhH.
td;dpg;NghH cf;fpukile;j capuopit Vw;gLj;jpaUe;j nghOJ I.eh. tpd; etePjk; gps;is> ek;gpahH Nghd;wtHfs; ,e;jpahTf;F Neubahfr; nrd;W NghH epWj;jk; kdpj chpik kPwy;> fduf MAjk; gad;ghL> nra;jp Clfj;Jiw mDkjp kWg;G> njhz;l epWtdq;fis Vw;Wf;nfhs;Sjy; Mfpatw;Wf;F ,yq;if muR Kf;fpaj;Jtk; nfhLf;f Ntz;Lk; vd;W Fwpg;gpl;l nghOjpYk; $l mtu; fsJ fUj;Jf;fs; I.eh.Tf;F Mf;fg+Ht khf nrd;wilatpy;iy.
N[hd; N`hk;rpd; tUifAld; gphpj;jhdpa ntspAwT mikr;rH kpy;ypghz;Lk; gpuhd;rpd; ntspAwT mikr;rH NgHdhl; Fr;yUk; ,yq;if muRf;F nghpa mOj;- jj;ijf; nfhLj;jpUe;jdH. MapDk; $l jw;fhypfg; NghH epWj;jk;> Clfj;Jiw mDkjp> njhz;L epWtdj;jpd; gq;Nfw;G Nghd;wdtw;wpw;F cldbahf xj;Jiog;G toq;f ,yq;if muR kWj;Jtpl;lJ. ,it tpiutpy; rhj;jpakhFk; vdf; fhyj;ijj; js;spg;Nghl;lJ
tpLjiyg; Gypfisj; jil nra;ahj NehHNt> RtPld; ehLfspd; mDgt mwp tpidAk; mjd; %ykhff; nfhLf;fg; NghFk; mwpTWj;jy;fisAk; jtpHg;gjw;- fhf Kd;dH NehHNtiaAk; gpd;dH RtPlidAk; td;dpg; NghHf;fsj;Jf;Fs; tutplhky; jLg;gjpy; ,yq;if muR jdJ jPtpuj;ijf; fhl;baJ. RtPld; ehl;bd; ntspAwT mikr;rhpid jLj;jik kpfg; nghpa jtwhf I.ehthy; Rl;bf;fhl;b-
apUe;j nghOjpYk; cldbahf mtuJ tUif mtrpakpy;iy vd;Wk; mtH gpd;dH tuyhk; vd;Wk; ,yq;if mur mikr;rHfs; Fwpg;gpl;;ldH.
,tw;wpw;F Nkyhf td;dpg; Nghhpd; kf;fs; mtyk; cs;ehl;L tptfhuk; mjid ,yq;if muNr ifahsl;Lk; vd;W rPdhTk; ,urpahTk; ghJfhg;Gr; rigapd; eltbf;iffSf;F Kl;Lf;fl;il Nghl;Lf; nfhz;bUf;fpd;wd. rPdhtpd; jPngj;Jk;> jha;thDk; ,u\;ahTf;Fr; nr];dpahTk; ,Uf;Fk; tiu> td;dpf; nfhiyfsj;jpy; ntspj;jiyaPL ,Ug;gij I.eh.tpd; ghJfhg;Gr;rig jiyaPL jLf;fg;gl;Lf; nfhz;NlapUf;Fk; vd;W $wg;gLk; nghOJ> NrgpahtpypUe;J nfhNrhitg; gphpj;njLj;jnghOJ I.ehtpd; jiyaPl;by; ,Ue;j Kuz;ghlhdJ Rl;bf;fhl;lg;gl;lJ. mnkhpf;fh Kd;dpiyapy; ,Ue;j nghOjpy; mJ xU ty;yuRg; NghuhfNth my;yJ fpof;F Inuhg;gpa Nfe;jpuj;jpd; mtrp- aj;jpid mnkhpf;fh czHe;jpUe;jjpdhy; mnkhpf;fh Vida ty;yRfis mlf;Fk; tifapy; mlf;fpitj;Jf;nfhz;lJ.
rPdhTk;> ghfp];jhDk;> ,e;jpahTk; ,yq;ifapd; Nfe;jpu Kf;fpaj;Jtj;jpy; gq;nfLj;Jf;nfhs;s Ntz;Lk; vd;gjpy; Nghl;b Nghl;Lf;nfhz;bUf;Fk; nghOJ td;dpg; NghH ,yq;ifapd; cs;ehl;Lg; gpur;rpid vd;w ehlfj;jpid gpuhe;jpa ty;yuRfSk; Jiz ty;yuRfSk; elhj;- jpf;nfhz;bUf;fpd;wd. gaq;futhjj;ij xopf;fg;NghFk; gy;Njrpa ehlfj;jpy; cs;SH ty;yuRfs; jkJ epiwNtw;wg; glhj epfo;r;rpj;jpl;lq;fis epiwNtw;W- tjw;F jj;jkJ ghzpapidg; gpd;gw;wpr; nraw;gLfpd;wd.
MAjq;fis xg;gilj;Jtpl;L tpLjiyg; Gypfs; ruzilar; nrhy;Yk; ,yq;if muR gaq;futhjj;ij xopg;gjw;Ff; Nfl;Fk; fhy mtfhrj;ij ,yq;iff;- Ff; nfhLj;Jf;nfhz;bUf;fpd;wd. ,e; epiyapy; ,yq;if muNr cyf ehLf-
spd; cjt jPHf;f Nt jkJ nrhy ty;yuRfs
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NghH epWj NghH tya vt;tsT jhf;fpg; gp k;f;fspd; cyF Fi fpwJ> v ,yq;if nfhLj;j f tpl;lJ. M iyg; Gypf ruzilt nra;J nf %o;fptpLt
RUBA
®o ØflE

- 5 -
mtuJ k; mtH ;if mur
pd; kf;fs; mjid k; vd;W ; rigapd; Nghl;Lf; jPngj;Jk;> ;dpahTk; yfsj;jpy; I.eh.tpd; ;fg;gl;Lf; $wg;gLk; Nrhitg; iyaPl;by; ;lg;gl;lJ. nghOjpy; my;yJ ; mtrp- e;jjpdhy; mlf;Fk; ;lJ.
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spd; cjtpapidf; Nfl;Lg; gpur;rpifisj; jPHf;f Ntz;Lk; vd;W Nfl;Fk; nghOJ jkJ nrhy;Y vLgLk;vd;gjid Nkw;Fyf ty;yuRfs; ek;GfpwhHfs;.
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NghH epWj;jKk;> rHtNjrf; fz;fhzpg;Gk;> NghH tyaj;Jf;Fs; Nghf Ntz;Lkhapd; vt;tsT fhyj;Jf;F tpLjiyg; Gypfs; jhf;fpg; gpbf;fg; Nghfpwhu;fs;> mq;Fs;s k;f;fspd; md;whl ,wg;gpid vt;thW cyF Fiwf;Fk; jpl;lj;ij itj;jpUf;- fpwJ> vd;gtw;wpNyNa jq;fpAs;sJ. ,yq;if muR tpLjiyg; GypfSf;F nfhLj;j fhyf;nfL gyKiw Kbtile;J tpl;lJ. MapDk; ,yq;if muR tpLj- iyg; Gypfs; xd;wpy; MAjq;fis tpl;L ruzilthHfs;. my;yJ jw;nfhiy nra;J nfhs;SthHfs;. my;yJ flypDs; %o;fptpLthHfs; vd;W ntspg;gilahfj;
njhptpf;fpwJ. Nghiu miukzpj;jpah- yj;jpy$l Kbj;J tpLNthk; kf;fis kPl;fg; NghuhLfpNwhnkd khu;jl;LfpwJ.
gy;NtW Clfq;fSk; ,yq;if td;dpg; Nghhpid tpkHrdk; nra;fpd;w nghOjpy; ,yq;if muR vj;jid tpLjiyg; Gypfs; fsj;jpy; ,Uf;fpwhHfs; vd;gjidAk; gpughfud; vq;fpUf;fpwhH vd;gjidAk; njhpahkNy NghuhLfpd;wJ vd;Wk; ,j dhy; ,yq;if muR mHj;jkpy;yhky; ghJfhg;Gg; gpuNjrj;ijg; NghH gpuNjrkhf khw;wpapUf;fpwJ vd;Wk; Fwpg;gpLfpwhHfs;.
kf;fis kPl;Fk; NghH vdg; ngaHkhw;wk; ngw;wpUf;Fk; ,g;NghHf;fsk; nfhiyf; fskhf khwhjpUf;f ghJfhg;Gr;rigapd; Kbtpid vjpHghHf;fhky; I.eh. kf;fs; ghJfhg;G Kd;Dupik mbg;gilapy; fz;bg;ghd eltbf;if vLf;f Ntz;Lk;. ,J vjpHfhyj;jpy; Vw;glg;NghFk; murp- ay; jPHTfSf;Fk; mjd; topapy; mike;j rkhjhdj;Jf;Fk; cjTtjhf mikAk;. ,y;yhtpby; mJNt vjpHfhyg; NghUf;F vd cjpj;j mf;fpdpf; FQ;rhf khwptpLk; vd;gJk; njspthfj; njhpfpwJ.
kanapathi@thaiveedu.com
®o ØflE› ÿ>V_ÁÈBV...?
RUBAN PEST CONTROL
KANTHAN 416•291•3997
T|Ô^ ÿ>V¶Ï\VΩ T|Ô^ ÿ>VauƒVÁÈÔ^ sBV√V ́ WÁÈB∫Ô^ g ̨B ∂ÁTM›m ÷¶∫ÔπKD ®o, ØflE› ÿ>V_ÁÈÔÁ· ∂≈ok ¿¬Ô ∂Áw•∫Ô^!

Page 6
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RBC RESIDENTIAL MORT
• 1st Time Home Buyers
• Pre–Approvals
• Builder Rate Hold Programs
• Refinance, Renewals & Switch for Free
• Debt Consolidation
• Home Equity Line of Credit
• New Immigrant & Self Employed Programs
RATE
4 Yr
5 Yr
Vari
Vari
%
Three Royal Ba Eglinton 2043 Egl Scarboro M1L 2M
Ram Kr
Dir
41

IDENTIAL MORTGAGES
Three Locations to Serve you Royal Bank Eglinton & Sinnott 2043 Eglinton Ave E Scarborough, ON M1L 2M9
Ram Krish RBC Mortgage Specialist
Direct
416-526-4996 Email: ram.krish@rbc.com
% RATE SPECIAL
4 Yrs Fixed 4.29 %
5 Yrs Fixed 4.34 %
Variable Closed 3.30 %
Variable Open 3.50 %
Royal Bank Kingston & Steeple Hill 670 Kingston Road Pickering, ON L1V 1A6
jha;tPL • Nk 2009

Page 7
jha;tPL • Nk 2009 cq;fs; tPLk; Gw;jiuapd; mo
Gw;jiuapy; fhw;Nwhl;lj;jp- id Vw;gLj;Jjy; (Lawn Aeration) ,iy Jsph; fhyk; xU gRikahdJk; Xh; Gj;Jzh;r;rpia Vw;gLj;jf; $baJkhd fhykhFk;. vdNt ehk; Fsph; fhyj;jpw;Fk; Fsph; MilfSf;Fk; tpil nfhLj;J tpl;L> gRik epidTfNshL ntspNaWk; nghOJ ek; fz;fspy; njupAk; ,t; mo fhd Gw;jiu kdJf;Fs; Xh; Gj;Jzh;r;rp vk;ik mwpahkNy Vw;gLk;.
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kz;zpy; nfhy;ypfs ,Ue;J t cjTfpwJ Gy;jiuapy; ,Ue;J kz; fl;bfs; ntspNa ,Of;fg;gLtjdhy; kl;LNk rpwe;j fhw;- Nwhl;lk; Vw;gLj;jg;gLfpwJ. kz;zpy; Vw;gLj;jg;gLk; Jisfs; 2-3” mq;Fy Mok; nfhz;ljhfTk; 2”-4” ,ilntspfs; nfhz;ljhfTk; mika Ntz;Lk;.kz;zpy; Jisfis ,l;L kz; fl;bfis (Plugs of Soil) ,Oj;njLg;gjw;F ,yFthf> fhw;Nwhl;lk; Vw;gLj;Jtjw;F Kd;ida jpdj;jpy; Gy;jiuapd; kPJ epiwthd ePH gha;r;Rjy; Ntz;Lk;. Sprinkler heads> Mokw;w ePHg;ghrd NfhLfs;> Nfgps; njhiyf;fhl;rp ,izg;G topfs; vd;git ghjpf;fg;glhky; ,Ug;gij cWjp nra;t jw;fhf mit Vw;fdNt njspthf milahskplg;gl Ntz;Lk;. mjd; gpd;- dNu kz;zpy; Jisfis Vw;gLj;j Ntz;Lk;.
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ROYAL ROYAL
SHUTTERS SHUTTERS & & BLINDS BLINDS
INC. INC.
Sales - Service - Installations
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fhw;Nwhl;lk; Vw;gLj;j Ntz;- Lk; vd vt;thW mwpa KbAk;? cq;fsJ tPl;bd; Gw;jiuapy; 6 mq;Fy mfykhd xU rJu mb kz;gug;ig fpz;b vLf;fTk;. Gw;fspd; NtHfs; 1-2 mq;Fyq;fSf;F kl;LNk ePz;bUe;jhy; cq;fsJ tPl;il #oTs;s kz; ,Wf;f- kile;Js;sJ vd;W jPHkhdpf;fyhk;. ,t;- thwhd re;jHg;gj;jpy; kz;zpy; fhw;Nwhl;- lk; Vw;gLj;JtJ> ed;ikia Vw;gLj;Jk;.
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mahen@thaiveedu.com
NDS NDS
INC. INC.
es
e - Installations stom stom Made Made
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And More
Full Satisfaction Guaranteed
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CALL FOR A FREE ESTIMATE:
Thaas Sivathason Tel: (416) 13 Years 562-0340
of Experience in Shutter Business
;
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jha;tPL • Nk 2009

Page 9
jha;tPL • Nk 2009
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Dr. Kandiah Senthilathan
Registered Medical Officer (SLMC) Acupuncturist (MAcF)
First Aid & CPR Instructor (Certified in Canada)
MW khztHfSf;F Nky; NrUkplj;jpy; cq;fs; ,lj;jpw;F te;J KjYjtp fw;gpf;fg;gLk;.
647-801-9252, 416-502-9252
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2. ,stajpy; Vw;gLk; fz;ntz;gly Neha; (Juvenile Cataracts) 3. fUtpopapy; Vw;gLk; fUtpopj; jOk;Gfs; (Corneal Scars) 4. J}q;F tpopfs; (Droopy Lids) / J}q;F tpopkly; 5. xU fz; fpl;lg;ghHitAilajhfTk; (Nearsighted)my;yJ xspj;njwpg;Gg; gpwo;T (Astigmatism) cilajhfTk; ,Ue;J
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koorcircle@gmail.com kpd;dQ;ry;:
;> 102 Hntingdale Blvd., Scarborough, ON M1W 1T1
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Page 10
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®\¬ÿÔ[Æ ŒÚ >M¬z
ÿƒVÕ> ÷ ÿ√Æk>u
MAILVAGANAM (MIKE)
Senior Acc
Residen (2006 Platinum
416-2
416.4

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TWO PROFESSIONAL MORTGAGE SPECIALISTS UNDER ONE ROOF WITH RATES YOU CANTT BEAT
MAILVAGANAM (MIKE) AHILAN Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-220-1184
VINCE SINNADURAI Senior Accounts Manager Residential Mortgages (2006 Platinum Award winner) 416-917-9462
416.438.1688
Fax: Fax: 416.438.1612
416 438 1612
Unit Scarborough, 3, Scarborough, 2250 1421 (South Midland ON. Kennedy ON of M1P Sheppard) M1P Ave., 2L6 Rd,
4R9 #3
jha;tPL • Nk 2009

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jha;tPL • Nk 2009
“tPL” tpdhTk; tpilA
jkpoH ehk; ,d;W vkJ fspahl;lq;fis iftpl;L Nghuhl;lq;fspy; Fjpj;Js;s fhyk;. vkJ cld; gpwe;j cwTfs; ehshe;jk; nrhy;nyhzh Jauq;fis mDgtpj;J tUtJk;> Gyk;ngaH ehq;fs; nra;tjwpahJ jpifg;gJk; vkJ md;wh- lq;fshfptpl;lJ. cyfshtpa hPjpapy; ehk; vLj;Jr; nry;Yfpd;w Nghuhl;lq;fs;> kf;fs; rf;jpahf fhzg;gLfpd;wNj jtpu tYTs;s murpay; mutidg;gpid nfhz;bUf;fpd;wjh vd;gJ Nfs;tpf;FwpNa.
‘tPL’ rk;ge;jkhd gy jfty;fis jhq;fp tUfpd;w ,r; rQ;rpifapy; toikNghy;> thrfHfspd; Nfs;tpfSf;Fhpa tpilfis Muha;Nthk;.
ehd;F tUlq;fSf;F Kd;dH ehd; thq;fpa tPl;bw;Fhpa Mortgage Ie;J tUlq;fSf;F tq;fpapy; 5.5% tl;b tpfpjj;jpy; ,Uf;fpd;wJ. ,d;iwa tl;b tpfpjk; Fiwe;J fhzg; gLtjhy; ehd; vdJ Mortgage ,id GJg;gpj;Jf; nfhs;syhkh? Nty;> v];. Scarborough ,d;iwa tl;b tpfpjk; epr;rakhf4%,id tplTk; Fiwe;J fhzg;gLfpd;wJ. ,Ug; gpDk; ePq;fs; Ie;J tUlq;fSf;F xU tq;fpAld; Mortgage itj;jpUg;gjhf xj;Jf;nfhz;Ls;sPHfs;. ,jid ,il- epWj;jk; nra;fpd;w Ntisfspy; mt;tq;fp cq;fSf;F XH mguhjk; toq;Fk;. mt; mguhj njhifahdJ ePq;fs; 000Mf ,Ug;gpd; 5.5% tl;b tpfpjj;jpw;- fhf ePq;fs; RkhH $1700.00 khjk; kPs; nrYj;JtPH. ,jid ,ilepWj;jk; nra;- tjhy; Vw;gLk; mguhjk; RkhH $3000-4000 tiu fhzg;gLk;. ,d;dKk; xU tUlk; 4% Fiwthd tl;b tpfpjj;jhy; Vw;gLk; Nrkpg;gpid mstpl;L mj;njhif $4000I tpl Fiwthf ,Ug;gpd; epr;rakhf khw;wpf;nfhs;syhk;. Mortgage xOq;Ffs; gy tq;fpfspd; NtWgl;l tl;b tpfpj khw;wk; Nghd;wtw;wpid khw;W xOq;Fdu;- fs; ed;F mwptH. mtHfis ehb cq;fs; yhg e\;lq;fis fzf;fpl;Lnfhs;Sq;fs;.
fhzp thq;fp tPL fl;bf; nfhs;tJ gw;wpa cq;fs; fUj;J vd;d? mjw;Fhpa eltbf;iffs; ahJ? yhgk; fpilf;Fkh?
rpwprq;fH. rp. Brampton nfhs;tdthsHfSf;F Ntz;ba nghU- spid jFe;j tpiyapy; toq;fpdhy; epr;rak; yhgk; fpilf;Fk;. Mdhy;> mjw;- Fhpa ngWkjpapid kpifg;glhky; ghHj;Jf; nfhs;tJ mtrpak;.
fhzp thq;fp tPLfl;LtJ ,uz;L tifg; gLk;. xd;W XH ghoile;j tPl;bid thq;fp mjid jiukl;lkhf;fp gpd;dH mNj ,lj;jpy; epHkhdpg;gJ. kw;iwaJ ntWk; jiuapy; Gjpjhf tPl;bid fl;bf; nfhs;tJ. ,uz;bw;FNk ePq;fs; tPL
fl;lg;Nghfpd;w gFjpf;Fhpa ‘City Centre’ ,y; ‘Planning Department’,d; mDkjp ngwNtz;Lk;. tPL fl;Ltjw;fhd rl;l xOq;Ffis gbg;gbahf nrad;Kiwg;- gLj;Jtjw;Fhpa MNyhridfis mtH fsplk; ngWtJ ed;W. Vnddpy; ,Wjpapy; mtHfshy; rl;lg; gpur;rpidfs; tuhky; ghHj;Jf;nfhs;syhk;. nghJthf XH tPL ,Ue;j mNj,lj;jpy; kPsTk; tPL fl;bf;- nfhs;tjdhy; Gas, Water, Hydro Nghd;w- tw;wpid ngWtjw;Fk; tPl;by; ,Ue;J ntspNaw;wg;gLk; fopTePH fhy;tha;fis mikj;Jf; nfhs;tjpYk; rpukk; ,Uf;fhJ. ,jw;fhdmDkjp xU tifapy; Njit- apy;iy vd;Nw $wyhk;.
nghwpapayhsHfspd; cjtpAld; ePq;fs; ngw;Wf;nfhs;Sfpd;w tiuglj;jpid ‘Planning Department’ ,D}lhf mDkjp ngw;W gpd;dH ‘Contractors’,d; cjtpAld; gzpiaj; njhlq;fyhk;. ,t;thwhd Contractors, Custom Home Builders vdTk; miof;fg;gLfpd;wdH. Muk;gj;jpNyNa ,t; tPl;Lg; gphptpdiu ehLtjd; %yKk; jukhd jfty;fis jpul;bf; nfhs;s KbAk;.
,t;tif tPLfis fl;b Kbg;gjw;Fhpa nrytPdkhf mz;zsthf xU rJu mbf;F RkhH $120-150 tiu fzf;fplyhk;. mjhtJ 2000 rJu mb nfhz;l tPl;bid Rkhuhd Kiwapy; fl;Ltjw;F mz;z- sthf $240>000ck; rpwg;ghf fl;Ltjw;F mz;zsthf $300>000ck; nrythFk;. ePq;fs; ngw;Wf; nfhs;Sfpd;w fhzpapd; tpiyiaAk; NrHj;J nkhj;j ngWkjpapid fzf;fpl;L nfhs;syhk;.
tq;fpf; fld; ngw;W tPL fl;bf;nfhs;g- tHfs;> Fiwe;jJ nkhj;j ngWkjpapy; 1/3 gq;fhtJ nrhj;jhf itj;jpUe;jhy; nraw;ghLfs; ,yFthFk;. Vnddpy; ,jw;fhd fld;njhif xNu jtizapy; tq;fpfshy; toq;fg;gLtjpy;iy. khwhf> jtiz Kiwapy; jug;gLk;. mJTk; tPl;Lg; gzp Muk;gpj;j gpd;dNu Muk;gpf;Fk;. MfNt Muk;g nryTfSf;nfd xU njhif mtrpak;. ,J gw;wpa Nkyjpf
tpguq;fS my;yJ C
‘rf;jp tpu Efficient) toq;fg;g id ngW vit?
xU tPl;b $5000.00 t jpukd;wp t fl;llq;fs FbapUg;gh ,j;njhif itahfpd njhifapi gbKiwf
Pre.retrofi rf;jp tpua nfhs;s N Muk;gpg;gj mq;fPfhuk Advisor x tPl;bid g mwpf;ifa Ntz;Lk;.
Choose an gl;l mwpf Dhpikg;gL njhpT nr Ak; fUj;j cq;fs; j mwpf;if n tiu vLj Mz;Lf;F Kbf;fg;gl Kiwf;fhf 31> 2011 xJf;fg;gl
Post Retro Advisor,d jid nr ,j;jUzj fhd mj itf;fj; j ‘Home Re nfhs;tjw
Receive yo rkHg;gpf;fg Sf;fhd
,Jgw;wpa nfhs;tjw jsj;jpy; E www.ecoa njhiyNg 6232.
jw;NghJ Fiwe;J Buyers m $WtjhY tUfpd;N cjtpAl

PL” tpdhTk; tpilAk;
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ty Centre’ mDkjp hd rl;l d;Kiwg;- s mtH ; ,Wjpapy; ; tuhky; XH tPL PL fl;bf;- Nghd;w- ; ,Ue;J ;tha;fis ,Uf;fhJ. ; Njit-
; ePq;fs; lj;jpid mDkjp jtpAld; t;thwhd rs vdTk; yNa ,t; %yKk; nfhs;s
;gjw;Fhpa U rJu f;fplyhk;. tPl;bid mz;z- l;Ltjw;F ythFk;. fhzpapd; kjpapid
f;nfhs;g- Wkjpapy; ;jpUe;jhy; Vnddpy; izapy; . khwhf> mJTk; uk;gpf;Fk;. fd xU Nkyjpf
tpguq;fSf;F ,izaj; jsj;jpidNah my;yJ City Centre ,idNah ehLq;fs;.
‘rf;jp tpua fhg;G’ jpl;lk; (Energy Efficient) %yk; murhq;fj;jpdhy; toq;fg;gLk; njhif ahJ? mj- id ngWtjw;Fhpa topKiwfs; vit?
n[ah .S. Markham xU tPl;bw;F mjp $ba njhifahf $5000.00 tiu toq;fg;gLfpd;wJ. khj;- jpukd;wp tPLk; tpahghuKk; NrHe;jpUf;Fk; fl;llq;fspy; 50%f;F Nkw;gl;l gFjp FbapUg;ghf fhzg;gbd; mf;fl;llq;fSk; ,j;njhifapid ngWtjw;F jFjpahd- itahfpd;wJ. ,j;jpl;lk; %yk; khdpaj; njhifapid ngWtjw;F fPo;tUk; ehd;F gbKiwfis filg;gpbf;f Ntz;Lk;.
Pre. retrofit evaluation: mjhtJ ePq;fs; rf;jp tpuakhtijj; jLg;gjw;fhf Nkw;- nfhs;s Ntz;ba jpUj;j Ntiyfis Muk;gpg;gjw;F Kd;dH> fdba muR mq;fPfhuk; ngw;w ,aw;if ts Energy Advisor xUthpd; cjtpAld; cq;fs; tPl;bid ghpNrhjpj;J KO tpguk; mlq;fpa mwpf;ifapid ngw;Wf; nfhs;Sjy; Ntz;Lk;.
Choose and Implement:Nkw;gb toq;fg;- gl;l mwpf;ifapd; gpufhuk; ePq;fs; Kd;- Dhpikg;gLj;Jfpd;w jpUj;j Ntiyfis njhpT nra;J cq;fs; epjp epiyikia Ak; fUj;jpy; nfhz;L Nkw;nfhs;syhk;. cq;fs; jpUj;j Ntiyfis Kbg;gjw;F> mwpf;if ngw;w ehspypUe;J 18 khjq;fs; tiu vLj;Jf;nfhs;syhk;. khHr; 31> 2011 Mz;Lf;F Kw;gl cq;fs; Ntiyfs; Kbf;fg;gl Ntz;Lk;. Vnddpy; ,r; nrad; Kiwf;fhf 300 kpy;ypad; njhif khHr; 31> 2011 tiuAs;s fhyg;gFjp tiu xJf;fg;gl;Ls;sJ.
Post Retrofit Evaluation: kPsTk; Energy Advisor,d; cjtpAld; tPl;bid ghpNrh- jid nra;J mwpf;if ngw Ntz;Lk;. ,j;jUzj;jpy; ePq;fs; nryT nra;jjw;- fhd mj;jhl;rp rPl;Lf;fisAk; NrHj;J itf;fj; jtwhjPHfs;. ,r;rPl;Lf;fs; gpd;dH ‘Home Renovation Tax credit ngw;Wf; nfhs;tjw;F cjTk;.
Receive your Cheque: Nkw;gb mwpf;if rkHg;gpf;fg;gl;L 90 ehl;fSf;Fs; cq;f- Sf;fhd fhNrhiy toq;fg;gLk;.
,Jgw;wpa Nkyjpf tpguq;fis mwpe;J nfhs;tjw;F ‘Natural canada’ ,izaj; jsj;jpy; Ecoenergy gFjpapid ehLq;fs;. www.ecoaction.gc.ca/homes my;yJ njhiyNgrp njhlHGfSf;F 1-800-622- 6232.
jw;NghJ tPl;Ltpiyfs; rw;W Fiwe;J fhzg;gLtjhYk;> ,J Buyers market vd;W nra;jpfs; $WtjhYk; ehDk; XH tPL Njb tUfpd;Nwd;. vdJ Kfthpd; cjtpAld; ehq;fs; toq;fpa
offer %d;W tPLfSf;F epuhfhpf;- fg;gl;Ltpl;lJ. mjw;fhd fhuzk; ehd; kpff; Fiwthf tpiy kjpg;- gPL nra;jJjhd; vd;W KftH Fiw $WfpwhH. gj;jphpiffspy; 15% - 20% Fiwthf tPLfs; fhzg;gL tjdhy; jhd; ehd; mt;thW kjpg;- gPL nra;Njd;. ,jw;fhd fhuzj; ij tpsf;f KbAkh?
fhaj;jphp S. Ajax epr;rakhf tpsf;fKbAk;. ,Ug;gpDk; XH mDkhd hPjpapy;jhd; ,jw;fhd gjpy;. cq;fSf;fhf flikahw;WtNj XH tPL Kfthpd; njhopy;. mtHfs; XH tPl;bid vt;thW kjpg;gPL nra;a Ntz;Lk; vd;g jw;fhf gapw;Wtpf;fg;gLfpd;wdH. mJ khj;jpukd;wp mtHfSf;nfd gpuj;jpNaf- khf gy muR rhH kw;Wk; rhuh mikg;Gf;- fshy; toq;fg;gl;Ls;s juTfs; ,k;kjpg;- gPl;Lf;F cjTfpd;wd. NkNy $wpaJ Nghy; XH flikia rhptu nra;Ak; tPl;L KftH jdJ thbf;ifahshpd; ed;ikia kl;LNk fUj;jpy; nfhz;L ,aq;FthH. mj;jifatHfspd; Mjhu- g+Htkhd juTfis ek;Gtjpy; jg;NgJk; ,y;iy.
ePq;fs; $wpaJNghy; tPl;L tpiyfs; rw;W rhpe;J fhzg;gl;lhYk;> tpw;gidf;F ,lg;gl;Ls;s tPLfs; mNjre;ij tpiy- ia fUj;jpy; nfhz;Nl kjpg;gplg;gl;b- Uf;Fk;. mJ kl;Lkd;wp tpiy rhpTfs; vy;yh gFjpfspYk; xNu mstpy; ,lk; ngwtpy;iy. Mifahy; ,JNghd;w KbTfis Mjhuq;fspd; mbg;gilapy; Kd;ndLg;gNj Gj;jprhypj;jdk;.
Buyers Market vdg;gLtJ ,uz;L fhu- zpfis nfhz;lJ. xd;W ‘Affordability’ mjhtJ Fiwe;J fhzg;gLk; tl;b tpfpjk;> kw;waJ ‘Supply’ mjhtJ njhp- Tfs; epiwe;j fhyk;. ,jid jtwhf thq;FgtHfs; tpUg;gj;jpw;F tpiyia epHzak; gz;zpf;nfhs;syhk; vd;W tiutpyf;fzg;gLj;JtJ Kiwaw;wJ.
Nkw;gb juTfis kdjpy; nfhz;L cq;fs; Kfthpd; jfty;gb nraw;gLq;fs;.
,d;iwa ehl;fs; ehk; ,wg;gpidAk; ,og;gpidAk; jpdk; mDgtpj;JtUk; XH ,f;fl;lhd fl;lk;. ,jdhy; vk;kpy; gyuJ FLk;gq;fSk; NehpilahfTk; kiwKf khfTk; ghjpf;fg;gl;Ls;sdH. mtHfSf;F ,j;jho; vdJ Mo;e;j ,uq;fy; nra;jpfis njhptpf;Fk; mNjNtis> Gyk;ngaH xUq;fpizg;G Nghuhl;lq;fspy; Kbe;j- tiu midtUk; gq;Nfw;W vkJ chpikapid ntd;nwLg;gjw;F ehk; xt;nthUtUk; vk;khyhdij nra;tjd; %yk;> kPjKs;s vk; jkpo; cwTfis fhg;ghw;WNthk;.
karunagopal@thaiveedu.com
fUzh Nfhghygps;is
- tPL tpw;gid Kftu; -

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jha;tPL • Nk 2009

Page 13
jha;tPL • Nk 2009
njhlUk; Nghupd; epo
N[d; md;l; gpQ;r; gFjpapy; mike;jpUf; Fk; fpUgh fe;ijahtpd; tPl;by; Vuhs khd cwtpdHfs; mikjpahf cl;fhHe; jpUf;fpwhHfs;. cwtpdHfs;> ed;gu;fs; te;j tz;zk; ,Uf;fpwhHfs;. mtHfs; tUfpwNghJ tpRk;gy; xyp Nfl;fpwJ. $lj;jpd; xU Gwj;jpy; ,uz;L Gifg; glq;fSk; mtw;wpd; Kd;Nd ,uz;L mfy; tpsf;FfSk; itf;fg;gl;bUf;fpd; wd. td;dpapy; ,yq;if ,uhZtj;jpd; jhf;Fjypy; ,uz;L ehl;fSf;F Kd;dH nfhy;yg;gl;l cwtpdHfspd; glq;fNs mit. fle;j rpy ehl;fSf;fSf;Fs; fpUgh fe;ijahtpd; ,Ugjpw;F Nkw;gl;l cwtpdHfs; ,uhZtj; jhf;Fjypy; capupoe;jpUf;fpwhHfs;. gyupd; epiy njupatpy;iy.
td;dpg; gFjpapy; njhlUk; jhf;Fjy;fspy; jpdKk; E}w;Wf;fzf;fhNdhH nfhy;yg;- gLfpd;wdH. mjpfkhNdhH fhakilfpd;- wdH. mq;fpUf;Fk; kf;fs; vjpHnfhs;Sk; cstpay; jhf;fq;fs; thHj;ijfSf;F mg;ghy; gl;lit. mNj Neuk; Gyk; ngaHe;j ehLfspYs;s  NghH elf;Fk; gFjpfspYs;s cwtpdHfSf;F vd;d ele;JtpLNkh vd;W mq;fyha;j;Jf;
ele;j fy Vuhskhd jhf;fq;fs epj;jpiuap kpd;wp Nfh nrYj;j cstpay mtHfshy
fs; fy;tp ,Uf;fpwhH fhl;lg;gl;L fz;Zf;Fs; E}W..
9k; gf;fj; njhlHr;rp...
kw;wf;fz; rhjhuzkhfNth (Normal Eye)
rpfpr;ir gydspj;Js;sik ftdpf;fg;gl Ntz;banjhd;whFk;.
my;yJ ajhfNth Vw;gLk;.
J}ug;ghHit ,Ue;jhy; (Farsighted) njsptw;w cil- tpk;gk;
ftdpf;f fz;fs; rPuw;W Ntz;bait:
,Ue;jhy;> mbf;fb fz; rpkpl;bdhy;> fz;fs; rpte;J ,Ue;jhy;>
xspj;njwpg;Gg; gpwo;T fz;zpd; Kd;ghf cs;s fUtpopapd; mikg;G rPuw;wjhf ,Uf;Fk; nghOJ my;yJ fz;tpy;iy- apy; Vw;gLk; rPuw;w mikg;Gj;jd;ikap-
fz;kly;fs; J}q;fp tope;jhy;> fz;fs; $rpdhy;> fz;ghHitapy; khWjy;fs; Vw;gl;lhy; jFe;j itj;jpahplk; fhl;b rpfpr;ir ngWjy; mtrpak;.
dhy; Vw;gLfpd;wJ. ,q;F xspahdJ fz;zpy; GFk; nghOJ rPuhf Kwptile;J fz;zpd; tpopj;jpiuapy; Ftpahky; gpwo;- tiltjdhy; kq;fpa tpk;gk; Vw;gLfpwJ.
itj;jpa rpfpr;irfs; ,it fz;fspd; Fiwghl;bw;F Vw;g NtWgLk;. ,jpy; Kf;fpakhf NrhHTf;- fz;Zld; njhlHGila rpfpr;irfis NkNy ait jOk;GfSk;> xspiaj; fz;fspy; $wg;gl;l njspthfr; tpopklYk; fhuzq;fs; Vw;gLk; nry;y ntz;jpiuAk;> fz;fspDs; 2>3>4 tplhky; Mfp-
Fwpg;gpLfpd;Nwd;. UtUf;Fk; vd;gij rpj;Jr; rpghhpR NehahspAld; ve;jr; nra;thH.
rpfpr;ir fz;itj;jpaH fye;J nghUj;jkhdJ xt;nth-
MNyh-
vg;gbj;jLf;fpd;wd vd;gijf; fhl;Lfpd;wd. Mdhy;> fhuzq;fs; 1k; 5k; xspahdJ
•
NrhHTf;fz;zpd; Kd;dhy; xU Ftp- njspthff; fz;fspDs; GFe;J nfhz;-
tpy;iy my;yJ Foptpy;iy nghUe;jpa lhYk; ,Ufz;fspYk; tpopj;jpiufspy;
fz;zhb mzptjd; %yk; Nrhk;gy; tpOk; tpk;gq;fs; VWkhWiladthf
fz;izg; gyg;gLj;jyhk;. Vw;gLfpd;wij Tk;.
Rl;bepw;gij mtjhdpf;f-
•
ey;y fz;iz xU jpiuap;d; cjtp- ahy; kiwg;gjd; %yk; NrhHTf;fz;-
,f;fhuzq;fshy; %is xU tpk;gj;ij
izf; $Ljyhfg; ghtpf;fitf;fyhk;. ,jd; %yk; me;jf; fz;Zk;> euk;Gg; Vw;W kW tpk;gj;ij Gwf;fzpj;J tpLtjd; %yk; XusT njspthd fhl;rpia Vw;gLj;j Kay;fpwJ.
ghijAk; gyg;gLj;jg;gLfpd;wd.
•
ey;y fz;zpw;Fs; rpy Jsp kUe;J fis ,l;L mjd; ghHitia kq;fr;
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nra;tjd; %yk;> Nrhk;gy; fz;izf; $Ljyhfg; ghHf;f itf;fyhk;.
•
fz;fis mirf;Fk; jirfspy; Fiw- ghLfs; ,Ue;jhy; rj;jpu rpfpr;ir %yk; mtw;iwr; rhp nra;J nfhs;s- yhk;. cz;ik.
•
J}q;F tpop kliy kUe;Jfs; my;yJ rj;jpu rpfpr;ir %yk; rhp nra;J ghHit euk;Gj;njhFjp KjpHr;rpaile;j
ghHitiaj; njspTgLj;jyhk;. gpd;G (8 my;yJ 9taJ) rhjhuzkhf ,e;Neha; Vw;gLtjpy;iy. mJNghy;
•
NtWk; gy rpfpr;irfs; cz;L.
Nrhk;gy; fz; FiwghL cilatHfSf;F
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mahen@thaiveedu.com rpy re;jHg;gq;fspy; gpe;jpa taJfspYk;
nfhz;bUg;NghH> cwtpdHfspd; ,og;G- fisr; re;jpj;jpUg;NghH> jLg;G Kfhk; fspy;> ,uhZt Kfhk;fspy; cs;s cwtpdHfs; gw;wpa jfty;fs; ,y;yh- jpUg;NghH> ,izaj;jpy; jhf;Fjy; nra;jp- fisAk;> glq;fisAk; njhlHe;J ghHg;- gtHfs; vd tpupfpwJ ,q;F ghjpg;gile; jtHfspd; gl;bay;.
mz;ikapy; fdbaj; jkpo; thndhyp xd;wpy; csey kUj;JtH xUtUld;
Law Offic T. JEGAT
MN
jp.
Off:
416 • Res: 4 Fax: 4

hlUk; Nghupd; epoy;
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; ,og;G- ;G Kfhk; ; cs;s ; ,y;yh- y; nra;jp- e;J ghHg;- jpg;gile;
thndhyp UtUld;
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Law Office T. JEGATHEESAN (Barrister, Solicitor and Notary Public (on)
cq;fs; rl;lg; gpur;rpid vJthfpYk; jkpopYk; Mq;fpyj;jpYk; MNyhridfSf;Fk; jp. rl;l n[fjPrd;
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Page 14
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xt;nthU tUlKk; fdlhtpy; ,Uf;Fk; E}w;Wf;Fk; Nkw;gl;l fhshd; gz;izf- spYk; fpl;lj;jl;l 200 kpy;ypad; ,whj;jy; fhshd; cw;gj;jpahf;fg;gLfpd;wJ. ,jpy; 50 tpOf;fhL fhshd; xd;uhupNahtpYk; td;$tupy; 35 tpOf;fhL fhshDk; kpFjp fpA+ngf;fpYk; Vida ,lq;fspYk; cw;gj;jpahf;fg; gLfpd;wd. xt;nthU tUlKk; fpl;lj;jl;l 80 kpy;ypad; fhshd; fdlhtpdhy; mnkupf;fhtpw;F Vw;Wkjp nra;ag; gLfpd;wJ.
fdlhtpy; kpff; $ba mstpy; gapuplg; gLk; fhshd; tiffspy; kpfTk; gpugy;- akhdJ nts;is epwf; Filf; fhshd; mLj;J kz;zpw epwj;jpy; mike;j fpup- kpdp (Crimini) vdg;gLk; ,dKk; Nghl;l ngy;yh (portabella) vdg;gLk; ,df; fhshDkhFk;. NkYk; kpfTk; gpuj;jpNaf ,dq;fshd Shiitake, Oyster, King Oyster, Enoki MfpadTk; gpugy;akhfp tUfpd;wd.
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fUj;jupj;j NehAs;stu;fSf;Fk; Gnwh];Nuw; Gw;W
cl;nfhs NehAs;stu;fSf;Fk; nryhdpak; nfhLj;J
$Wfpd;wd gupNrhjidf;F cl;gLj;jg;gl;l NghJ Njhy; Gw;W Neha; cs;stu;fspy; vJtpj khWjYk; mtjhdpf;fg; gltpy;iy. Mdhy; Gnwh];Nuw; Gw;W NehAs;stu;- fspy; 60 tpOf;fhL Neha;f;Fiwit mjhtJ Gnwh];Nuw; tsu;r;rpapy; RUf;fk; Vw;gl;lJ fz;Lgpbf;fg;gl;lJ.
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xU gupk Ys;s nryhdpaj;jpd; msT Fiwtjhy;
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fpuhk; Ngh akhfpd;wJ. ,jw;F fhshd; xU rpwe;j
iuNghgpNs czthff; fUjg;gLfpd;wJ.
0.1 kpy;ypf fpuhk; ,U fdpkq;fisf; fUj;jpw; nfhz;lhy; fhsh-
kf;dPrpak;> dpy; epiwaNt tpw;wkpd; B tifapidr;
318 kpy;yp Nru;e;j eahrpd;> iuNghgpNstpd;; Pantothe-
fpuhk; ehf nic acid vdg;gLk; tpw;wkpd; B5 ,idAk; Nghjpastpy; nfhz;bUf;fpd;wJ. mj;Jld;
fhshdpy; ehshe;j Njitf;Fupa tpw;wkpd; B6,
ehu;nghUS jahkpd;> NghNyw; (Folate) vdg;gLk;
ehu;g;nghU ehshe;j Njitf;Fupa Nghypf; mkpyj;jpy;
Rygkhf 4% ,idAk; nfhz;Ls;sJ.
fUjg;gLf Ys;s fi ,e;j Folate vdg;gLtJ vkJ clypy;
shdJ F Gjpa fyq;fis cw;gj;jp nra;tjpYk;
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Nehapidf tjw;fhd %yf;$whd DNA, RNA cw;gj;-
Jld; FU

jha;tPL • Nk 2009
ho;tjw;F Fwpf;fg;- Ntz;Lk;. Nghitj- ghd;wit. llowance fpupkpdp ;wpnyhU llowance)
g;gjhff; ;W Neha; ghjpasT lYf;Fj; ; fpilf;- f Mz;f hapidj; jTtjhf y; Gw;W uw; Gw;W ; nfhLj;J ;l NghJ y; vJtpj tpy;iy. As;stu;- ;Fiwit ; RUf;fk;
on Aging ;l Muha;- tu;fspd; mstpYk; ha; mw;w dpaj;jpd; klq;F pag;gl;lJ. FUjpap- iwtjhy; ryhdpak; J Kf;fp- U rpwe;j
y; fhsh- fapidr; ;; Pantothe- ,idAk; mj;Jld; kpd; B6, vdg;gLk; kpyj;jpy;
clypy; a;tjpYk; j;jp nra;- A cw;gj;-
jpf;Fk; mj;Jld; tpw;wkpd; B12 cld; Nru;e;J  1.5 kpy;yp fpuhk; tpw;wkpd; B5> 4 kpy;yp fpuhk; Nghypf; mkpyk;> 0.4 kpy;yp fpuhk; iuNghgpNstpd;> 0.1 kpy;yp fpuhk; jahkpd;> 0.1 kpy;ypfpuhk; tpw;wkpd; B6> 0.5 kpy;yp fpuhk; ,Uk;Gr; rj;J> 9 kpy;yp fpuhk; kf;dPrpak;> 86 kpy;yp fpuhk; ngh];guR> 318 kpy;yp fpuhk; nghl;lhrpak;> 0.5 kpy;yp fpuhk; ehfr; rj;J vd;gd cz;L.
fhshdpy; fiuaf; $ba jd;ik nfhz;l ehu;nghUSk;> fiuahj; jd;ikAs;s ehu;g;nghUSk; ,Ug;gjhy; ,J kpfTk; Rygkhf kyk; Nghtjw;F cfe;jjhf fUjg;gLfpd;wJ. mJkl;Lky;yhJ ,jp- Ys;s fiuAk; jd;ikAs;s ehu;g;nghU- shdJ FUjpapy; cs;s LDL cholesterol ypd; mstpidf; Fiwg;gjhy; ,Uja Nehapidf; fl;Lg;gLj;jf; $baJ. mj;- Jld; FUjpapy; cs;s ru;f;fiuapd;
rpth[pdp ghyuh[d;
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papy; cs;s ru;f;fiuapd; mstpidf;
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fpatw;wpidf; Fiwf;Fk; jd;ikAk;
;gjhf mwpag;gLfpd;wJ. tpy; fhshd; Nru;g;gjpy; Vw;gLk; ed;ikfs;
mstpidf; Fiwf;Fk; jd;ikAk;> Flw; Gw;WNeha; khu;gfg; Gw;W Neha; Mfpa- tw;wpidf; Fiwf;Fk; jd;ikAk; fhshdpy; ,Ug;gjhf mwpag;gLfpd;wJ.
mjpf mstpy; fhshd; cztpy; Nru;j;Jf; nfhs;tjhy; cly; vil mjpfupg;G jil nra;ag;gLtjhf nrhy;yg;gLfpd;wJ. lhf;lu; nr];fpd; jiyikapy; elj;jg;gl;l Ma;tpy; mjpf rf;jp nfhz;l czit cl;nfhs;tjpYk; ghu;f;f Fiwe;j rf;jp iaf; nfhz;l fhshd; Nghd;w czT tiffis cl;nfhs;tjhy; cly; Fz;- lhtijj; jtpu;f;fyhk; vdTk; njupag; gl;Ls;sJ. NkYk; fhshdpy; mjpfstpy; antioxidantMd l-ergothioneine ,Ug;gjhff; fz;Lgpbf;fg;gl;Ls;sJ. ,e;j tifahd antioxidant ,ja Nehapidj; jLf;Fk; xU kpf Kf;fpa fhuzpahFk;.
Shitake, Maitake vd;Dk; tiff; fhshd; fs; vq;fs; clypy; gpwnghUs; vjpupfs; (mjhtJ Neha; vjpu;g;Gr; rf;jpapid J}z;Lgit) Rug;gjw;F cjTtjhfTk; ,tw;wpYs;s beta-glucans vd;Dk; tif- ahd ru;f;fiu (complex sugars)> vapl;]; Nghd;w Neha;fSf;Fupa vjpu;g;Gr; rf;jpap idf; nfhz;bUg;gjhAk; fz;Lgpbf;fg; gl;Ls;sJ. kd mOj;jk; cs;stu;fs; fhshd; cztpid cl;nfhs;tjhy; mtu;fs; kd mOj;jk; Fiwf;fg;gLk;. ,q;F Kf;fpakhf xU tplak; ftdpf;- fg;gl Ntz;Lk;. rikj;j fhshd; vt;t- sTk; rhg;gplyhk;. Mdhy; rikf;fg;glhj fhshd; msTf;fjpfkhf cz;Zk; NghJ mJ gytpjkhd Neha;fsf; nfhz;L tUtJld; clypy; Nkyjpf fl;bfs; tsuTk; topnra;Ak;. ,e;jr; rikf;fg;g- lhj fhshd;fspy; hydrazine vdg;gLk; er;Rj; jd;ikahd ,urhadg; nghUs; cz;L. rikay; nra;Ak; NghJ ,e;j er;Rj;jd;ikahd ,urhadg; nghUs; mopf;fg;gLfpd;wJ.
Reishi, Cordyceps vd;Dk; fhshd;fspyp- Ue;J rpy tifahd Immune Boosters jahupf;fg;gl;L tpw;gidahfpd;wd. rpy tifahd fhshd;fs; tw;wy; nra;Jk; tpw;gid nra;ag;gLfpd;wd. MfNt Njitahd fhshd; tw;wy;fis thq;fpg; ghtpj;Jf; nfhs;tjw;F trjpfs; cz;L.
fhshd; thq;Fk; NghJ mtjhdpf;f Ntz;ba kpf kpf Kf;fpa tplak; vd;d ntdpy; nghJthf ePyg;ngl;bfspy; milj;J nghypj;jpdhy; Rw;wpa fhshd; fis thq;FtjpYk; ghu;f;f rhjuzkhf itf;fg;gl;bUf;Fk; fhshd;fis thq;F tJ rpwe;jJ. fhshDld; Clostridium botulinum Nghd;w gw;wPupahf;fspd; spores $l tUtjw;F rhj;jpaf; $Wfs; cz;L. ,it xl;rprd; fpilf;fhj gl;rj;jpy; tpUj;jp milaf; $bait Mjyhy; jpwe;j ntspapy; ,Uf;Fk; fhshdpy; ,tw;wpd; tpUj;jpf;F rhj;jpaf;$W FiwT.
rhjhuzkhf Ntz;lh ntWg;ghf Kisf;- Fk; fhshd;fSf;F $l ,g;Ngh ngupa- stpy; kTR te;J gy gz;izfs; cU thf;fg;gLfpd;wd. fdlh $l kpfg;ngupa mstpyhd fhshd; Vw;Wkjp ehlhfpwJ.
sivagini@thaiveedu.com

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jha;tPL • Nk 2009 Nk 1 Kjy; kpd; fl;lzk; mjpf
kpd;rhug; ghtidAk; mjw;fhd nryitf; Fiwf;fr; rpy MNyhr- idfSk;: Nk khjk; 1e; jpfjpapy; (2009) ,Ue;J xd;uhwpNah kpd;rhu rig (Ontario Energy Board) xd;uhwpNahtpw;Fhpa tPl;L Efh;- thsh;fspd; kpd;rhuf; fl;lzj;ij mjpf hpf;f cs;sJ. ,g;Gjpa kpd;rhuf; fl;lzq;fs; Nk khjk; 1e; jpfjpapy; ,Ue;J mKYf;F tUk;. ,g;Gjpa fl;lzk; mf;NlhgH 31e; jpfjptiu mKypy; ,Uf;Fk;. kPz;Lk; etk;gH 1k; jpfjp kPsha;T nra;ag;gl;l Gjpa fl;lzk; mKYf;F tUk;. 6 khjj; jpw;F xUKiw xd;uhwpNahtpy; kpd;rhuf; fl;lzk; kPsha;T nra;ag;gl;L epHz- apf;fg;gLfpwJ.
mjhtJ khjhe;jk; Kjy; 600 kwh kpd;- rhuj;jpw;F 5.7 rjKk;> mjw;F Nkw;gl;l msT kpd;rhuj;jpw;F 6.6 rjKk; mwtp- lg;gl cs;sJ. rhjhuzkhf tPLfspy; 600 kwhf;F Nkyhf kpd;rhuj;ijg; gad; gLj;Jk; re;jh;g;gNk mjpfkhf cs;sJ.
tiuaWf;fg;gl;l fl;lz ml;ltiz: Regulated Price Plan: (RPP)
Nk 1e; jpfjp Kjy; mf;NlhgH 31e; jpfjp tiu tPl;L EfHNthhplkpUe;J ghtpf;fg; gLk; khjhe;j kpd;rhuj;jpd; mstpw;Nfw;g gpd;tUk; mbg;gilapy; kpd;rhuf; fl;lzk; mwtplg;gLk;.
1 Kjy; 600 KWH - 5.7 rjk; 600 KWHw;F Nky; - 6.6 rjk;
,f;fl;lzq;fs; Neubahf jj;jkJ gFjpf;Fhpa khefurigf;fhd kpd;rhu rigapy; ,Ue;J Efug;gLk; ghtidahs- Uf;F kl;LNk nghUj;jkhdJ vd;gijf; ftdj;jpy; nfhs;sTk;.
Direct Energy Nghd;w jdpahH rpy;yiw KftHfSld; xg;ge;jk; nra;Jnfhz;l- tHfSf;F Fwpg;gpl;l xg;ge;jfhyk; Kb- Ak;tiu xg;ge;jk; nra;ag;gl;l fl;lzk; kl;LNk mwtplg;gLk;.
kpd;rhuf; fl;lzj;jpd; tpiy mjpfhpg;G xUGwk; ,Uf;f> mjd; tpepNahfr; nryT vd;gJ fhyj;jpw;Ff; fhyk; $bf; nfhz;- Nl Nghtij gyUk; mtjhdpj;jpUf;f- yhk;. vdNt mjd; mjpfhpg;igAk; Nrh;j;- Jg; ghh;j;jhy; ,t; tpiy mjpfhpg;G Efh;Nthiu xU gOtpy; js;sp tplj;jhd; NghfpwJ.
fle;j fhyq;fspy; kpd;rhu cw;gj;jpf;F Vw;gl;l nryit tpl> Fiwe;j tpiyap- NyNa Efh;NthUf;F kpd;rhuk; toq;fg; gl;bUg;gjhf rpy mwpf;iffs; $Wfpd;wd. ,j;jifa nryTfspy; ,Ue;J tpLgLk; Nehf;fj;JlNdh vd;dNth xd;uhwpNah khfhz muR kpdrhu tpepNahfj;ijj; jdpahh; kag; gLj;jpAs;sJ. ,jdhy; gy fk;gdpfs; Kz;babj;Jf; nfhz;L re;ijg; gLj;jypy; ,wq;fpAs;sd. gy tpw;gid Kfth;fs; fjitj; jl;Lk; njhe;juit gy tPl;L chpikahsh;fs; re;jpj;jpUg;-
ghh;fs;. mth;fs; 5 tUlj; jpl;lk; vd;W $wpf; nfhz;L mjd; tpiyia ,ul;bg;G klq;fhf;fp tpw;gid nra;fpwhh;fs;. (5years price protection plan) ,dptUk; fhyq;fspy; gy jlit kpd;rhuf; fl;lzk; cau ,Uf;fpwJ vd;W $wp> mJ jhq;fs; jw;- NghJ jUk; jw;Nghija tpiyia tpl kpf mjpfkhfNt ,Uf;Fk; vd;W thjpL fpwhh;fs;. mth;fs; $WtJ rhpahf ,Ue;- jhYk; 2-3 tUlq;fSf;Fg; gpwF Vw;glg; NghFk; mjpfhpj;j tpiyf;Fg; gjpyhf> ,g;nghONj re;ij tpiyia tpl mjp- fhpj;j tpiyapy; 5 tUlj;jpw;F xg;ge;jk; nra;jy; ,yhgfukhdjh? vd;gijf; fz;L gpbg;gJ Efh;Nthh; kj;jpapy; kpFe;j
Fog;gkhf ,Uf;fpwJ. nghWj;jpUe;J jhd; ghh;f;f Ntz;Lk; vd;W $WtJk; rhpah- djh? njhpatpy;iy. Vnddpy; mJ fhyq;fle;j Qhdk; MfptpLk;.
Smart Meters: fle;j rpy Mz;LfSf;F Kd;dH Muk;- gpf;fg;gl;l Smart Meter Kiw gw;wp gy- Uf;Fk; epidtpUf;fyhk;. 2007 brk;gH 31e; jpfjpastpy; 800>000 tPLfSf;F xd;uwpNahtpy; Smart Metersfs; nghUj;jg;- gl;Ltpl;ld. 2010k; Mz;L brk;gH Kbtpw;- Fs; rfy tPl;LhpikahsHfSk; ,j;jifa Gjpa kPw;wHfisg; ngw;WtpLthHfs;. mjd; gpd;dH xd;uhwpNah tPl;LhpikahsHfs; rfyUk; jkJ fl;lzq;fis ghtid Neuj;jpw;F Vw;g NtWgl;l fl;lz mbg; gilapy; nrYj;jf; $bajhf ,Uf;Fk;.
rw;W tps kpd;rhuj;i gilapYk apYk; kpd mjhtJ 5 kzpti xUtiff; khiy> , kpd;rhuj;j QhapW j fl;lzKk
nuhnwhd;Nuh khefuj;jpy; Nk 1e;
kpd; fl;lz mj
cjhuzk Jitf;Fk ghtidf;f rjkhf , ,uT 10 miug;gq;f 4.2 rjq;f ,Uf;Fk;. gjpyhf k iar; nra 7.6 rjkhf cLg;G Nj NghLjy; nghUj;jkh nra;Akplj mjhtJ m vd;gijf;
jw;NghJ t kPw;wh;fs; khd fl Mdhy;> j gFjpf;F Prices” mK xt;nthU Kiw m Fiwe;jJ Smart Met ,Uf;Fk; Nfw;w tpi mwpTWj;j kpd;rhug; g Gila rpy tjd; %y
tPLk; tpb

Kjy; kpd; fl;lzk; mjpfhpg;G
- 17 -
;lk; vd;W ,ul;bg;G ;. (5years hyq;fspy; k; cau ;fs; jw;- ia tpl ;W thjpL hf ,Ue;- Vw;glg; gjpyhf> tpl mjp- xg;ge;jk; jf; fz;L ; kpFe;j
e;J jhd; k; rhpah- py; mJ
H Muk;- gw;wp gy- 7 brk;gH PLfSf;F ghUj;jg;- H Kbtpw;- ,j;jifa s;. mjd; ahsHfs; ghtid z mbg; ,Uf;Fk;.
tPLk; tpbaYk; - 39
Ntyh rw;W tpsf;fkhff; $Wtjhdhy; ehk; kpd;rhuj;ijg; ghtpf;Fk; Neuj;jpd; mbg; gilapYk;> fpoik ehl;fspd; mbg;gil
Rg;ukzpak; - Certified Home Inspector -
apYk; kpd;rhuf; fl;lzk; mwtplg;gLk;. mjhtJ fhiy 11 kzp Kjy; khiy 5 kzptiu ghtpf;Fk; kpd;rhuj;jpw;F xUtiff; fl;lzKk;> ghtid Fiwe;j khiy> ,uT Ntisfspy; ghtpf;fg;gLk; kpd;rhuj;jpw;F Fiwe;j fl;lzKk;> rdp> QhapW jpdq;fspy; NkYk; Fiwe;j fl;lzKk; mwtplg;gLk;.
cjhuzkhf khiy 4 kzpf;F cLg;G Jitf;Fk; NghJ Vw;glf;$ba kpd;rhug; ghtidf;fhd nryT 1 KWHw;F 9.1 rjkhf ,Uf;Fk;. mNjNtiyia ehk; ,uT 10 kzpf;Fr; nra;Akplj;J mjd; miug;gq;fpw;Fk; Fiwthd fl;lzkhd 4.2 rjq;fis kl;LNk nrYj;jNtz;b ,Uf;Fk;. my;yJ khiy 4 kzpf;Fg; gjpyhf khiy 5 kzpf;F mNjNtiy- iar; nra;Ak;NghJ 1 KWHw;fhd fl;lzk; 7.6 rjkhf ,Uf;Fk;. vdNt rikj;jy;> cLg;G Njha;j;jy;> cyHj;jy;> ];jphpif NghLjy; Nghd;w nraw;ghLfSf;Fhpa nghUj;jkhd Neuj;ij kjpEl;gkhf njhpT nra;Akplj;J cr;r mstpyhd gad;ghl;il mjhtJ mjpf gzj;ijr; Nrkpf;f KbAk; vd;gijf; ftdj;jpw; nfhs;sTk;.
jw;NghJ tPLfspy; nghUj;jg; gl;bUf;Fk; kPw;wh;fs; %yk; ,j;jifa tpj;jpahr khd fl;lzj;ij fzpg;gpl KbahJ. Mdhy;> jw;Nghija epiyapy; xUrpy gFjpf;F kl;LNk (TOU) “Time of use Prices” mKYf;F te;Js;sJ. gbg;gbahf xt;nthU gFjpf;Fk; ,j;jifa eil Kiw mKy; elhj;jg;gl cs;sJ. Fiwe;jJ 1 khjj;jpw;F Kd;dH ,j;jifa Smart Meter %ykhf mKy;gLj;jg;gl ,Uf;Fk; gFjpfSf;F (TOU) Neuj;jpw;- Nfw;w tpiyj;jpl;lk; gw;wp fbjk; %yk; mwpTWj;jg;gLk;. mjd; gpd;dH vkJ kpd;rhug; ghtidiaAk; mjDld; njhlH- Gila rpy gof;f tof;fq;fisAk; khw;W tjd; %yk; mjpf gzj;ijr; Nrkpj;Jf;-
nfhs;sf;$bajhf ,Uf;Fk;.
,j;jifa Gjpa Smart Meters kPw;wUf;fhd thlifAk; Efh;Nthhplk; ,Ue;Nj khjh khjk; mwtplg; gl ,Uf;fpwJ. SMART METERfs; %yk; fl;lzq;fis fzpg;- gpLk; (BILLING DEPT) kj;jpa gFjpapy; ,Ue;j gbNa kpd;rhug; ghtidiaf;
hefuj;jpy; Nk 1e; jpfjp 2009y;> ,Ue;J mKy; gLj;jg;gl ,Uf;Fk;
kpd; fl;lz mjpfhpg;ig tpghpf;Fk; tiu glk;.
fz;lwpaf; $ba tpjj;jpy; ,Utopg; (bi directional network) ghij nfhz;l tiyg; gpd;dy; mikg;Gk; ,izf;fg; gl;bUf;Fk;. vdNt tPl;bw;F xUth; te;J kPw;wiug; ghh;j;J ghtidia mwpe;J nfhs;s Ntz;ba mtrpak; ,Uf;fhJ.mNj Ntis mjpfsT kpd;rhuj;ijg; ghtpf;Fk; fQ;rh nrb tsh;j;jy; Nghd;w rl;l tpNuhj nray;fspy;  Gj;jprhypj;jdkhfTk; nraw;gl;L kpd;rhur; nryitf; fl;Lg;gLj;- jy; Ntz;Lk;;.
Neuj;jpw;Nfw;w tpiy tpguk; fPNo jug;- gLfpwJ. Summer:
Off - Peak 10pm - 7pm - 4.2 Cents/KWH
Mid - Peak 5pm - 10 pm and
7 am - 11 am - 7.6 Cents/KWH
On -Peak 11 am -5 pm - 9.1 Cents/KWH
Week End Holidays - 4.2 Cents/KWH
vela@thaiveedu.com

Page 18
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jha;tPL • Nk 2009

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jha;tPL • Nk 2009
,uz;lhapuj;J Ie;E}W tUlq;fSf;F Kd; xU jha; jdJ xNu kfid ,oe;J fz;zPUk; NtjidAkhf xU Jwtpapd; thryUNf Ngha; epd;whs;. NtjidAw;W te;J epd;w jha;f;F MWjy; nrhy;yhJ mj;jUzj;jpYk; me;j Jwtp tho;tpay; gw;wp Nghjpf;f Kw;gl;lhH. Nghjpkuj;Jf;Ff;fPo; Qhdk; te;j me;j Nghjpj;jtUf;F vij vg;Ngh nra;a Ntz;Lk; vd;W njhpatpy;iy. jd;dhy; capHj;juKbahtpl;lhy; ,ayh ikia $wp MWjy; nrhy;yyhky;yth? mijtpl;L Nghjpg;gJ vt;tsT Kl;lhs; jdk;. ey;yfhyk; mts; cz;ikia Ghpe;J mikjpaile;jhH. Mdhy; mts; ,Ue;j kdepiyapy; kdNehahspahf khwptplTk; $Lky;yth? ehd; Gj;jhpd; tho;f;ifapy; ele;j rk;gtj;ij Fwpg;- gpLfpNwd;.
,d;Wk; gyUf;F rhit> rhT Vw;gLk; Ntisapy; ele;Jnfhs;s Ntz;ba tpjq;fis njhpahjpUf;fpwhHfs;. cjhuzj;- jpw;F xUtH jdJ ez;ghpd; ikj;JdH ,we;J NtjidAld; epw;Fk; Ntisapy; Nfl;lhH ‘Nla; cz;l kr;rhDk; Nghapl;- lhdhNk?’ vd;W> ,e;j gpwtpia vd;d vd;W nrhy;tJ. kr;rhd; fy;ahz tPl;bw;- Nfh my;yJ fhdptYf;Nfh Ngha;tpl;l- ijg; Nghy; tprhhpg;gij vd;d nra;ayhk;.
,d;ndhU eifr;Rit tpUk;gp jdJ ez;gH xUtH ,oT tPl;bypUe;J ntspNa tUk; Ntisapy; jhd; N[hf; mbg;gjhf epidj;Jf;nfhz;L ‘Nla;’ cdf;F ,g;gb xU $l;lk; tUfpw ehisg; ghHj;Jf; nfhz;Ljhd; te;Jnfhz;bUf;fpwd;. vd;fpwhH. ,J vijf;Fwpf;fpwJ vd;why; Bad taste Ij;jhd;.
,g;gbahf elg;gjw;F Kf;fpafhuzk; xU tpj;jpy; jtwhf thf;Fg;gpuNahfk; nra;g tUf;F vd;dj;ijr; nrhy;tJ nra;tJ njhpahikjhd;.
,dpa Adthf tpd;dhj $wy; fdpapUg;gf; fha;ftHe; jw;W
Fws;: (100)
vd;w ts;StH thf;if ,q;F epidT $wyhk;. ,g;gb elg;gjw;F mwpahik xU Kf;fpa fhuzk;. vJ gpio vd;W vy;yhUf;Fk; nrhy;y KbAk;. Mdhy; vJ rhpnad;W nrhy;tJ jhd; rpwg;G. ,j;Jld; rpy fUj;Jf;fis ehd; ,q;F jUNtd;. vg;gb cwit ,oe;J jtpg;g- tUld; goFtJ vd;W.
xU kuzk; elf;Fk; Ntisfspy; ehk; vg;gb elf;f Ntz;Lk;> vd;d nrhy;y Ntz;Lk; vd;git kpff; fbdkhd tplaq;fs;. mJTk; neUq;fpa cwtpdH ez;gHfSf;F vd;d nrhy;tJ vd;W kiyj;jpUg;gJ ,ay;G. ePq;fs; ,oe;J jtpg;gtUila me;juq;fj;ij Jisj;Jg;- ghHf;f my;yJ jtwhd thHj;ijfis $wp Ntjidia mjpfhpf;fr; nra;af; $Lk; vd;w mr;rk; vOtJ ,ay;ghdNj.
,q;fpjk; njupahjtu;f
kw;wtUila Ntjidia> ,og;ig
jhd;. cq cq;fshy;  Mdhy;>
mDrhpg;Gk mtHfSf;F mtrukhf Njitg;gLk;
jhq;Ftjw MWjiyAk; mDruidiaAk; juKbAk;>
Neha; Fz juNtz;Lk;> xUtH jdJ cwit ,oe;J Ntjidg;gLk; Ntisapy; ehk; nra;af;
Ntjid $ba Kjy; ngUk; cjtp ehk; mtUf;F cjt jahuhAs;Nshk; vd;gij njhptpg; gNj. neUq;fpa xUtH ,wf;Fk; Ntis apy; KO cyfNk kiwe;Jtpl;ljhf Ntjidg;gLgthplk;> ehk; ,Uf;fpNwhk; vd;gNj mtHfSf;F MWjy; jUk;.
Ntjidia jhq;FtJ ,g;gbj
top xd;Wkpy;iy.
Ntjid xU Fwpg;gpl;l t
ntspg;gLtjpy;iy.
mJ vjpHghuhj mjpfhpg;G>
gpd;dilT vd gy epiyfSf;$l
xt;nthUtUk; jkJ Ntji
tpj;jpahrkhfj; jhq;fpf;nfhs
,g;gbr; nra;Aq;fs; mg;gbr; nra
mwpTWj;Jtij jtpHj;Jf; nfh
Ghpe;Jnfh Ntjidap eptHj;jp Ghpe;jpUe;j cjtpia
Ntjidia mDgtpg;gij jhq;fpf; nfhs;s Kay;tijg;
Ntjidi rhpahd m xd;Wkpy;i gw;wp ePq;fs; mwpe;jpUf;f
tpjj;jpy; Ntz;baJ md;Gf;FhpatH kuzk;> xUtH tho;ehspy;
ghuhj mj gy epiy nthUtUk
Vw;glf;$ba ghhpa Ntjidahd mDgtk;> ,og;Gf;F Kfk; nfhLg;gtH ghhpa mr;R- Wj;jyhd kdNtjidf;Fk; kdf;fyf;- fj;Jf;Fk; cs;shfp kdepiyghjpf;Fk; xU epiyia miltJ ,ay;G. me;
khfj; j mtHfSf nra;Aq;fs nfhs;Sq
epiyapy; NfhgKk; Fw;w czHTk; $l Njhd;wyhk;. mtHfs; jhq;fs; jdpikg; gLj;jg;gl;Ls;sjhf czuyhk;. me;ep- iyapy; jkJ jiyia rha;j;J kdij Mw;Wtjw;F xU typikahd Njhs;fis vjpHghHg;gJ ,ay;G.
Ntjid epiyia Nfhgk;> , cr;repiy Ntjid m ,wf;fg;Ng
cq;fSf;F Vw;gLk; mnrsfhpaq;fs; f\;lq;fshy;> ePq;fs; Jd;Gw;wpUg;gtH fSf;F cjTtij jtpHj;JtplhjPHfs;. ,t;Ntisapy; jhd; mtHfSf;F NtW vg;NghJkpy;yhj msT cq;fs; cjtpAk; mDruidAk; Ntz;b ,Uf;Fk;. cq;f- Sf;F vd;d nrhy;y Ntz;Lk; my;yJ nra;a Ntz;Lk; vd;gJ GhpahjpUf;fyhk;.
uha; fhz iuNa Vr jpahyf;fz vg;gb ,U vd;W mtH Ntz;Lk;. $Wtij gLj;jhjPHf
mtHfs; Nfs;tpfSf;F gjpy; njhpah- jpUf;fyhk;. Mdhy; ePq;fs; nra;af;$ba ngUk; cjtp mq;F ePq;fs; ,Ug;gJ
xUtu; vt Ntz;Lk; 12 Kjy; 2 ,ay;G t Mdhy;> g mjw;F m Ntjidap iff;F jpU Ntjida jpUk;Gtjw mg;gbr; nr tjw;F $
vy;yhHf;F rpid cz vdf;Fk; Mdhy; ,q;F Mu
ele;j md mjhtJ ,we;Jtpl nrhy; ‘,

- 19 - ;fpjk; njupahjtu;fs;
,og;ig
jhd;. cq;fs; mDruidAk; md;Gs;s Mdhy;>
mDrhpg;Gk; jhd; mtHfs; Ntjidia itg;gLk;
jhq;Ftjw;F jFe;j kUe;J> mtHfs; juKbAk;>
Neha; Fzkhtjw;F Muk;gg;gbahFk;. t ,oe;J
Ntjidapd; nray;ghl;il ; nra;af; mtUf;F njhptpg;
Ghpe;Jnfhs;Sjy;. Ntjidapd; nraw;ghl;ilAk; mJ vg;gb
; jUk;. tpl;ljhf f;fpNwhk; Ntis
eptHj;jp Ghpe;jpUe;jhy; cjtpia nra;ag;gLfpwJ vd;gijAk; ePq;fs; mtHfSf;F $ba toq;f KbAk;.
tpg;gij y;tijg;
Ntjidia vg;gb jhq;FtJ vd;gjw;F rhpahd my;yJ gpioahd top vd;W xd;Wkpy;iy. Ntjid xU Fwpg;gpl;l pe;jpUf;f
tpjj;jpy; ntspg;gLtjpy;iy. mJ vjpH- ghuhj mjpfhpg;G> tPo;r;rp gpd;dilT vd
ho;ehspy;
gy epiyfSf;$lhfr; nry;Yk;. xt; nthUtUk; jkJ Ntjidia tpj;jpahr-
a jhq;FtJ ,g;gbj;jhd; vd;W
top xd;Wkpy;iy.
xU Fwpg;gpl;l tpjj;jpy;
ntspg;gLtjpy;iy.
pHghuhj mjpfhpg;G> tPo;r;rp>
d gy epiyfSf;$lhfr; nry;Yk;.
UtUk; jkJ Ntjidia
khfj; jhq;fpf;nfhs;thHfs;.
;Aq;fs; mg;gbr; nra;Aq;fs; vd
ij jtpHj;Jf; nfhs;Sq;fs;.
mDgtk;> hpa mr;R- df;fyf;- ghjpf;Fk; y;G. me;
khfj; jhq;fpf;nfhs;thHfs;. vdNt mtHfSf;F ,g;gbr; nra;Aq;fs; mg;gbr; nra;Aq;fs; vd mwpTWj;Jtij jtpHj;Jf; nfhs;Sq;fs;.
HTk; $l jdpikg; ;. me;ep- kdij jhs;fis
Ntjid ntt;NtW me;jq;fSf;F kd epiyia ,l;Lr;nry;Yk;. Fw;wTzHT> Nfhgk;> ,ayhik> mr;rk; Nghd;wtw;wpd; cr;repiyf;F nfhz;L nry;tjpay;G. Ntjid mDgtpg;gtH Fsuyhk;. vy;yhk; ,wf;fg;NghfpwJ vd;Dk; Nehf;Filat-
fhpaq;fs; ;wpUg;gtH plhjPHfs;. ;F NtW cjtpAk; ;. cq;f-
uha; fhzg;glyhk;> my;yJ md;Gs;st- iuNa Vrpj; J}w;wyhk;> my;yJ kzpj;- jpahyf;fzf;fpy; mOJ nfhz;bUf;fyhk;. vg;gb ,Ug;gpDk; mJ ,ay;ghdJ jhd; vd;W mtHfSf;F ek;gpf;ifia nfhLf;f Ntz;Lk;. me;jNtjidapy; mtHfs; $Wtij jdpg;gl;l tpjj;jpy; nghUl;-
; pUf;fyhk;. my;yJ
gLj;jhjPHfs;.
; njhpah- a;af;$ba ,Ug;gJ
gjj;ijg; ghtpg;gjd; %yk; ele;j mdHj;- jj;ij Vw;Wf;nfhz;BHfs;> mwpe;J- nfhz;BHfs; vd mwptpg;gjhy; mtHfs; jq;fs; kdjpy; cs;sij cq;fSf;F nrhy;y re;jHg;gj;ij Vw;gLj;JfpwJ.
cq;fs; fhpridia ntspg;gLj;Jq;fs;. ‘,g;gb ele;Jtpl;lNj. NtjidahapUf;- fpwJ’ vd;w fUj;Jg;gl nrhy;Yq;fs;.
ePq;fs; ehlfk; elbf;f Ntz;lhk;. cq;f- Sf;F vd;d nrhy;y Ntz;Lk; vd;W Ghpatpy;iy vd;why; vdf;F vd;d nrhy;- tJ vd;W njhpatpy;iy. ,J xU jhq;f Kbahj ngUk; ,og;G vd;W kl;Lk; nrhy;Yq;fs;. ePq;fs; cz;ikahf ,uq;F- tJ mtHfSf;F ,t;trdk; ntspg;gLj;Jk;.
VjhtJ nra;J juKbAkh vd;W ntspg;- gilahfNt Nfl;gJld;> cq;fSf;F kdjpy; vjhtJ nra;a KbAkhdhy; Fwpg;gpl;L NfSq;fs;.
kuztPl;bw;F gpd; re;jpf;Fk; Ntisfspy; ePq;fshf mtH kdepiyia Cfpf;fhky; ,g;Ngh vg;gb ,Uf;fpwPHfs;’ vd;W NfSq;- fs;. ,j;jifa Nfs;tp mtHfs; kdij jpwf;f cjTk;.
Ntjidapy; cs;stUf;F nra;Ak; ngUk; cjtp mtH $Wtij ,sfpa kdJld; nrtprha;g;gJNt.
Kd;G Fwpg;gpl;lJNghy; vy;yhUf;FNk Ntjidapy; cs;stUf;F vd;d nrhy;tJ vd;gJ GhpahjpUf;fyhk;. vd;d nrhy;fp- wPHfs; vd;gjpYk; vt;tsT mikjpahf nrtprha;f;fpwPHfs; vd;gJNt Kf;fpak;. gyre;jHg;gq;fspy; cz;ikahfNt ey;y Fwpf;NfhSld; ,Ug;gtH kuzj;ijg; gw;wp gpu];jhgpf;fhky; NtWtplaq;fis fijf;fyhk;. Mdhy; Ntjidapy; ,Ug; gtUf;F mtH ,og;ig ePq;fs; mq;fPfhpf;- fpwPHfs; vd;gJ Kf;fpak;. ,oT ele;jij gpu];jhgpg;gJ fbdkhd tpalky;y> ,we;jtiu mtHfs; kwe;Jtplg;Nght- jpy;iy.
Ntjidapy; ,Ug;gtiu kuzj;ijg;gw;wp fijf;f Ntz;Lk; vd epHg;ge;jpg;gJ jtW. Mdhy;> mJgw;wp mtH fijf;fyhk; vd;w rkpf;iQ mtHfSf;F nfhLq;fs;;. kuzpj;jtH gw;wp ,ad;w msT cz;ik- ia NgRtJld; mtH ngaH Fwpg;gpLtij jtpHf;f KayhjPHfs;. NkYk; re;jHg;gk;
xUtu; vt;tsTfhyk; Ntjidapy; ,Uf;f Ntz;Lk; vd epajp ,y;iy. nghJthf 12 Kjy; 24 khjq;fspy; kdk; Mwp kf;fs; ,ay;G tho;T epiyf;F jpUk;GthHfs;> Mdhy;> gyH mjw;F FiwthfTk; rpyH mjw;F mjpfkhfTk; fhynkLj;J jkJ NtjidapypUe;J tpLgl;L ,ay;G tho;f;-
tUk;NghJ mtHfs; czHTfis gfpHe;- Jnfhs;s ,lk;nfhLq;fs;. cq;fSf;F ele;jijg;gw;wp fijf;f Ntz;Lk; Nghy; cs;sjh? vd;W Nfl;lhy; mtHfs; cs;sj;- jpy; mlf;fpitj;jpUf;Fk; Ntjidia Mjq;fq;fis kiljpwe;j nts;sk; Nghy; ntspf;nfhzHthHfs;.
iff;F jpUk;GthHfs;. vdNt xUtUf;Fk; NtjidapypUe;J ,ay;G tho;f;iff;F jpUk;Gtjw;F fhyf;nfLitf;f Ntz;lhk;. mg;gbr; nra;tJ ,ay;G epiyf;F jpUk;G- tjw;F $ba Ntis vLf;Fk;.
vy;yhtifahd czHTfisAk; Vw;Wf;- nfhs;Sq;fs;. mg;gb NgRfpwtH Nfhgg;- glyhk;> moyhk;> ,g;gb gy czHTfis ntspg;gLj;jyhk;. ePq;fs; mikjpahf Nfl;Lf;nfhz;L ,Uq;fs;. mtHfs; vg;gb
vy;yhHf;Fk; vd;d nrhy;tJ vd;w gpur;- rpid cz;L. cz;ikia nrhd;dhy; vdf;Fk; me;jg; gpur;rpid ,Uf;fpwJ. Mdhy; rpy vspa mDFKiwfis ,q;F Muha;Nthk;.
czuNtz;Lk; vd NfhL NghlhjPHfs;. ePq;fs; vd;d jPHg;G $wg;NghfpwPHfs; vd;w mr;rkpd;wp> kdjpYs;sij ntspg;gilahf $w ,lk; jUtjpy;jhd; cq;fs; ntw;wp- As;sJ.
ele;j mjhtJ ,we;Jtpl;lhuhk; mdHj;jj;ij ePq;fs; vd;W Vw;Wf;nfhs;Sq;fs;. cq;fs;.................... $Wq;fs;. ,e;j
mikjpahf NtjidAw;wpUf;Fk; Myaq;fSf;F ,Uf;f nry;tJ Ntis jahuhapUq;fs;. kdjpy; kf;fs; cs;s
nrhy; ‘,we;J’ my;yJ ‘nrj;J’ vd;w
28k; gf;fk; ghu;f;f...

Page 20
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,t; Mf;fk; Mq;fpyj;jpy; Audrey M. Loeb mtHfshy; vOjg;gl;L Buying a condo- minium vd;Dk; E}ypy; te;j Kf;fpa tplaq;fis thrfu;fspd; NjitfUjp jkpopy; jUfpNwd;.
nfhd;Nlhkpdpak; ,jpy; gyUila nrhj;Jf;fs; xd;whf efutPLfshfNth> caHe;j njhlHkhbf; fl;blq;fshfNth ,Uf;Fk;. ,jpYs;s xt;nthU ‘nfhd;NlhTk;’ xU jdp eguhy; thq;fg;gl;L mtH ngahpy; gjpthfpapUf; Fk;. xU gbepiyapYs;s nfhd;Nlhf;fspd; epHkhd Ntiy Kbe;jJk; mit Vw;f- dNt epHkhdpf;fg;gl;l nfhd;Nlhf;fSld; ,izf;fg;gl;L xU njhFjpahf nfhd;- Nlhkpdpak; NfhHg;gNu\dpy; NrHf;fg;gLk;. xU gu];gu xg;ge;j mbg;gilapy; ,it ahTk; cgNahfk;> guhkhpj;jy;> gq;Ff;- Fhpa gzk; nrYj;jjy; vd;gjw;fhf ,izf;fg;gl;Ls;sd.
ngWkjpia kjpg;gPL nra;jy; vdf;Fg; gpbj;j xU nfhz;Nlhit ehd; ghHj;jhy; mjd; ngWkjpia ehd; vg;gb kjpg;gPL nra;ayhk;.
mq;F Vw;fdNt kf;fs; tho;tjhdhy; mtHfsplNk me;jf; nfhd;Nlhtpd; juk; Fwpj;J tprhhpj;jwpayhk;. mtHfs; mDgtpf;Fk; nfhd;Nlhf;fs;> epHthfj; jd;ik> tjpNthUila juhjuk;> nfhz; Nlh tho;T cq;fSf;F Vw;Fkh? my;yJ mq;Fs;stHfis ePq;fs; maytHfshf Vw;W tho KbAkh? vd;gij ePq;fs; jPHkhdpf;fTk;.
Gjpjhf epHkhdpf;fg;gl;l nfhd;Nlhthdhy; ,g;gb kjpg;gPL nra;a KbahJ. nfhd;- Nlhf;fspd; maypy; tjpNthH vg;gbah- dtHfs;> mUfhikapy; fil> mYty- fq;fs;> njhopy; epiyaq;fs;> cs;sdth vd ftdpf;fTk;. ey;y maytHfs; ,Ue;- jhy;> mtHfs; kfpo;r;rpahf ,Uf;f cq;fSila nfhz;NlhTf;F ey;y kPs; tpw;gidg; ngWkjp ,Uf;Fk;.
mNjNghy mNj fl;bl epHkhdpg;gtHfshy; fl;lg;gl;l NtW nfhd;Nlhf;fspy; trpg;- gtHfsplk; ,ijg;gw;wp tprhhpj;J mtH fspd; fl;blq;fs; gykhditah> jukh- ditah> trjpahditah? vdj; njhpe;J nfhs;syhk;.
NkYk; mtHfs; jpl;lk; Tarring warranty corporation (Tarion)jpd; fPo; gjpT nra;ag; gl;litah vd;gijAk;> thOk; gFjpf- Sf;fpilapy; cs;s jiu fSf;fpilapy; rj;jk; cs;Ns tuhky; jLf;f vd;d el tbf;iffs; vLf;fg;gl;ld vdf; Nfl;fTk;. gy FLk;gq;fs; thOk; njhFjpapy; rj;jk; rhpahd Kiwapy; fl;Lg;glj;jg;glhtpl;lhy; mJ nghpa njhe;juthf ,Uf;fyhk;.
ahH vjw;Fg; nghWg;G? rfy nfhd;Nlhf;fSk; ,uz;L ghfq;f- isf; nfhz;lit. xd;W jdpg;gl;l Kiwapy; nrhe;jkhf thq;fpaJ. kw;wg;
nfhz;Nlh thq;FtJ vg
gFjp me;jf;fl;blj;jpy; thOk; rfyUf;Fk; nghJthdJ. mit gy njhFjp tjptp-
ghf lq;fSld; ,ize;jpUe;jhYk; vy;yhf; FbapUg;ghsUf;Fk; nghJthdJ. nfhz;- Nlh gw;wpa tptuj;jpy; ,it ahTk; Fwpg;gplg;gl;Ls;sd. ,t; tptuq;fs; my;yJ gpufldq;fs; (Deceleration) NtW glyhk;. nghJthf xU FbapUg;Gj; njhFjp mjd; Rw;Wg;Gwr; RtHfshy; tiuaWf;fg;gLk;. mjpy; rpy njhFjpf- isg; nghWj;jstpy; Kd;gf;f epyk;> gpd; gf;f epyj;ijAk; NrHj;Js;sjhy; mtw;iw Free nola condominium vd miof;fg;gLk;. ,e;j NtWghL rhsuq;fspw;F ikg+Rk; NghNjh> ntspr;RtHfis jpUj;Jk; NghNjh> $iufisj; jpUj;Jk;NghNjh Kf;fpaj;Jtk; ngWfpd;wd. nghJ tplaq; fs; jdpg;gl;l FbapUg;Gfspd; mgptpUj;jpg; gFjpshFk;. mit eilghij VWgbfs; ,ae;jpu kpd;rhu ,izg;Gfs; Mfpatw;- iwAk; nghOJNghf;F thfdj;jhpg;G Kjypadtw;iwAk; nfhz;bUf;fyhk;. ,tw;wpd; guhkhpg;G kw;Wk; jpUj;j Ntiy- fs; Corporation,d; nghJ tplakhf ,Uf;fyhk;.
xU rhjhuz tjptpl Corlors mg;ghl;nkd;w; trpf;Fk; miwfs;> rikay; miw> rhg;ghl;L miw> gLf;if miwfs;> Fspay; miwfs;> thry; kz;lgk;> RtH mYkhhpfs; Kjypatw;iwf; nfhz;Ls;sd. efu tPLfs; my;yJ jdp FbapUg;Gfs;> epyf;fPo; gFjpiaAk; fuh[;fisAk; Kd;gpd; tsTfisAk; nfhz;litahf ,Uf;Fk;. ,it ahTk; chpikahshpd; nrhj;Jf;fs;. ,tw;iwg; guhkhpf;f Ntz; baJ chpikahshpd; nghWg;G.
nghJg; gFjpfs; jdp tPLfSf;Fhpa mgptpUj;jpj;jp nra;af;$baitahFk;. ,it Corldors> tuNtw;giwfs;> ,aq;Fk; Ml;fhtpfs; ,ae;jpu> kpd; mikg;Gf;f- isf; nfhz;bUf;Fk;. mLf;Fkhb Fbap Ug;Gf;fs; Nghd;w nfhz;Nlhf;fspy; nghOJ Nghf;F rhjdq;fSk; fhzg; gLk;. nghJthf gq;fhspfs;> thfdq; fs; epWj;Jkplq;fs;> fsQ;rpa miwfs;> efu tPLfspy; Gw;jiufs; nghJthf fhzg;gLk;. ,tw;wpd; guhkhpg;G rfy FbapUg;G chpikahsHfshYk; ftdpf; fg;gLfpwJ. xt;nthU nfhz;Nlhtpw;Fk; nghJg;gFjpfs;> nrhe;jg; gFjpfs; vit vd;Dk; tplaj;jpy; rpW NtWghLfs; fhzg;gLk;.
EfHNthH vr;rhpf;ifahf ,Uf;fTk; ehd; xU nfhz;Nlh thq;f Ntz;Lk;. mJgw;wpa tpguq;fs; ve;j gj;jpuq;fspy; fhzg;gLk;?
ePq;fs; xU nfhz;Nlh thq;fp tpw;Fk; mDgtKs;s xU tof;fwpQuhf ,y;yh tpbd;> me;j gj;jpuq;fspYs;s tplaq;fs; cq;fSf;F Fog;gj;ij Vw;gLj;jyhk;.
nfhz;Nlh thq;Fk; tpw;gidg; gj;jpuj; jpy; xg;gk; ,L Kd; cq;fSf;F kpf Kf;fpak; vd;W Njhd;Wk; tplaq;fis
tPl;Lg; gj;j Ntz;Lk;. tha;nkho
tPl;Lg; gj and sale) tprhhpj;J nrhy;tij
ePq;fs; t tpguq;fSk njhpe;J n vg;gb cq ijAk; c
nfhz;Nlh tpl NtW rpy tplaq iw ePq;f mtrpak;. Uld; cq xg;ge;jj;j MuhAq;f
ePq;fs; xU dhy; m mlq;fpa tpw;Fk; thrpj;J m Js;sjh
Gjpa tPl;L gj;J ehs Fg; gpbf ehl;fSf;F cq;fs; i ngwyhk;.
$99,000
Tel- 90

jha;tPL • Nk 2009 z;Nlh thq;FtJ vg;gb
fyUf;Fk; jp tjptp-
ghfk; - 2 ; vy;yhf; . nfhz;- ahTk; ptuq;fs; ion) NtW bapUg;Gj; tHfshy; njhFjpf- pyk;> gpd; ; mtw;iw f;fg;gLk;. ikg+Rk; jpUj;Jk; k;NghNjh J tplaq; gptpUj;jpg; VWgbfs; Mfpatw;- dj;jhpg;G f;fyhk;. ;j Ntiy- tplakhf
;ghl;nkd;w; ; miw> miwfs;> gk;> RtH z;Ls;sd. pUg;Gfs;> ;fisAk; ;litahf kahshpd; f;f Ntz; .
Sf;Fhpa tahFk;. ,aq;Fk; ikg;Gf;f- hb Fbap lhf;fspy; ; fhzg; thfdq; miwfs;> ghJthf pg;G rfy ; ftdpf; lhtpw;Fk; fs; vit WghLfs;
;ifahf
Ntz;Lk;. puq;fspy;
p tpw;Fk; f ,y;yh tplaq;fs; j;jyhk;.
; gj;jpuj; f;F kpf aq;fis
tPl;Lg; gj;jpu xg;ge;jj;jpy; NrHj;Jf;nfhs;s Ntz;Lk;. tpw;gid KftH nrhy;Yk; tha;nkhop cWjpfis ek;g Ntz;lhk;.
tPl;Lg; gj;jpuj;ij (agreement of purchase and sale) ePq;fs; xg;gkplKd; KOtJk; tprhhpj;J mwpe;J nfhs;Sq;fs;. ahUk; nrhy;tij kl;Lk; ek;g Ntz;lhk;.
ePq;fs; thq;Fk; tPl;ilg; gw;wpa rfy tpguq;fSk; Fwpg;gplg;gl;Ls;sdth vd;W njhpe;J nfhs;sTk;. nfhz;Nlh tho;T vg;gb cq;fs; tho;itg; ghjpf;Fk; vd;g ijAk; cq;fSf;F czHj;Jk;.
nfhz;Nlh tho;T> jdp tPl;by; tho;tij tpl NtWgl;lJ. nfhz;Nlhtpy; ePq;fs; rpy tplaq;fisr; nra;a KbahJ. ,tw;- iw ePq;fs; ed;F njhpe;J nfhs;tJ mtrpak;. mj;Jld; cq;fs; tof;fwpQ- Uld; cq;fs; tPl;L tpw;gid/thq;Fjy; xg;ge;jj;jpYs;s rfytw;iwAk; myrp MuhAq;fs;.
ePq;fs; xU Gjpa nfhz;Nlh thq;Ftjh dhy; mJgw;wpa rfy tpguq;fSk; mlq;fpa Disclosure Statement tPL fl;b tpw;Fk; fk;gdpahy; jug;gLk;. mij thrpj;J mjpy; $wg;gl;lkhjphp tPL mike;- Js;sjh vd mwpe;J nfhs;syhk;.
Gjpa tPl;L tpw;gidr; rl;lk; cq;fSf;Fg; gj;J ehs; Cooling off Period cq;fSf; Fg; gpbf;fhtpbd; xg;ge;jj;ijg; gj;J ehl;fSf;Fs; KbTf;Ff; nfhz;Ltuyhk;. cq;fs; itg;Gg; gzj;ij ePq;fs; kPsg; ngwyhk;. ,g;gbr; nra;tjw;F ePq;fs;
vt;tpjf; fhuzKk; nfhLf;fNtz;ba mtrpakpy;iy.
nfhz;Nlh gw;wpa rl;lk; kPs;tpw;gid nra;ag;gLk; njhFjpfSf;Fg; nghUe;jhJ.
Gjpa nfhz;Nlhf;fSf;F tpiy epHzapj;jy; Gjpa nfhz;Nlhf;fis mgptpUj;jp njhopy;> rJu mbf; fzf;fpy;jhd; kjpg;gPL nra; fpwJ. c+k;> xU rJ mbf;F $200 vd;gJ Nghd;W xU tpiyf;F tpw;fpwJ.
rJ mb vd;gJ cs; msT my;y. RtH fspd; ntspg;Gwj;jpypUe;J ntspg;Gwj; Jf;F vLf;fg;gLk;. miwfSf;fpilap- Ys;s RtHfSf;fpilapy; cs;s ms- itj; njhpe;Jnfhs;s tPl;bd; nfhz;Nlh- tpd; kj;jpapy; cs;s RtHfSf;fpilapy; cs;s J}uk;jhd; fz;fplg;gLk;. tpw;g- idf;Ff; fhz;gpf;fg;gLk; rJug;gug;gs- Tf;Fk;> cz;ikapy; ehk; cgNahfpf;Fk; ,lj;jpd; msTf;Fkpilapy; 8-12% tpj;jp ahrk; ,Uf;Fk;.
tpw;gjw;Fk; thq;Ftjw;Fk; ,e;jg; gug;g- sT fdf;fplg;gLfpwJ. Mdhy;> nghJr; nryT fzf;Fg;ghHf;Fk; NghJ ,e;jg; gug;gsT mbg;gilapy; fzf;fplg;gl- tpy;iy.
skbales@thaiveedu.com
$99,000
Canadian Home Appraisals Inc. Baleswaran, K (S.K Bales) CRA,CAR,MVA,FRI,CRES.
Tel- 905-201-0929, Cell- 416-801-3219, Fax- 905-201-8482
Web- www.chainc.ca, Email- chai@chainc.ca
Business for Sale Mccowan & Hwy 7
S.K. ghNy];
- tPL tpw;gid Kftu; -

Page 21
jha;tPL • Nk 2009

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Page 22
- 22 - fdlhtpy; Gjpath;fSf;F cj (Newcomers in Cana
fdlhtpDs; tUk; ,lg;ngah;thsh;fl;Fk; mfjpfl;Fkhd (Gjpjhf tUgth;fs;) r%f MjuT vt;thW ,Uf;fpwJ> mj;Jld; mth;fs; ngWk; Kiwrhh;e;j (Formal) kw;Wk; Kiwrhuh (Informal) MjuTfs; kw;Wk; mth;fs; vjph;Nehf;Fk; rthy;fis Muha;tJk; mth;fl;fhd cjtpfis vq;F ngwyhk; vd;gJ Fwpj;j topfhl;lYNk ,f; fl;Liuapd; Nehf;fkhFk;.
,f;fl;Liuf;fhd jfty;fSf;fhf my;- Ngl;lh gy;fiyf;fofj;jpy; Nkw;nfhs;sg;- gl;l Ma;Tfs;> fdba murhq;f Gs;sp tpguj; jfty;fs;> ,lg;ngah;thsh;fSf;F cjTk; ntt;NtW murhq;f kw;Wk; r%f Nrit mikg;Gf;fspd; ifNaLfs; Nghd;wit gad;gLj;jg;gl;ld..
fdlhitj; njhpT nra;jy; Gjpa cs;splg;ngah;thsh;fspy; mNef- khNdhh; (98% - murhq;f Gs;sp tpguk;) jhk; ,lg;ngah;tjw;F tpz;zg;gpj;j xNu xU ehL fdlhNt vd $wpAs;sdh;. mNefh; nghUshjhu fhuzq;fl;fhf ,lk; ngah;e;jpUf;fpd;wdh;. rpyh; jkJ FLk;gj;Jld; ,iztjw;fhf te;Js;s mNjNeuk; rpyh; jkJ jha;ehl;il tpl;L ePq;f Ntz;ba ,f;fl;lhd epiyf;Fs;shfp NtW topapy;yhJ mfjpfshfTk; jpwd; njhopyhsuhfTk; (Skilled migrants) ,lk; ngah;e;Js;sdh;.
fdlhtpDs; ,lk; ngah;e;jikf;fhf kpfTk; nghJthf $wg;gl;l fhuzq;f- Ss; jkJ FLk;gj;jpd; vjph;fhyj;ij Kd;Ndw;w (30%), Vw;fdNt fdlhtpy;; tho;e;j FLk;gj;JlNdh my;yJ neUq;- fpa cwtpdh;fSlNdh ,iztjw;fhf (27%) my;yJ fy;tp Nehf;fq;fl;fhf (11%) vd;gd cs;slq;Fk;. ,lg;ngah;T tifg;ghl;bd;gb>fdlhitj; njhpT nra;j- jw;fhd kpf Kf;fpakhd fhuzk; NtWgl;l NghJk; kpfTk; gpujhd fhuzk; Nkw; $wg;gl;l 3 fhuzq;fNs. Vidatw;iw tpl mfjpfs; kpfTk; $ba tpfpjj;jpy; (20%) ,lk; ngah;e;Js;sdh;.
mNefkhd ,lg;ngah;thsh; fspd; FLk;gk; kw;Wk; /my; yJ ez;gh;fs; Vw;fdNt fdlhtpy; FbNawpAs;sdh;. mNefkhd Gjpath;fs; jkf;F FbNaw;w trjpfisAk; r%f MjuitAk; toq;ff; $ba ez;gh;fSk; cwtpdh;fSk; ,Uf;Fk; ,lj;jpw;F mz;ikahd ,lq;fisNa Fbakh;tjw;fhf njhpT nra;fpwhh;fs;. Vw;fdNt ,Uf;Fk; fdbah;fisg; Nghy- Nt Gjpath;fSf;Fk; r%f MjuT vd;gJ Kf;fpakhdjhFk;. cs;splg;ngah;ths- Uf;F tPL> njhopy; my;yJ ghlrhiy kw;Wk; Rfhjhu Nritfis fz;lwpjy;> fdba r%fj;Jld; ,izjy;> r%f FOf;fspy; Nrh;jy;> xU FOitr; rhh;e; jpUf;fpNwhk; vd;w czh;T Nghd;wtw;wpw;F r%f tiyg;gpd;dy; (Social network system)> njhlh;Gfs; cjTk;.
fdlhtpDs; Gjpjhf tUgth;fSf;F epjp (financial)> jfty; (information)> njhopy; (employment)> czh;T g+h;tkhd (emotional) MjuT vd;gd cldbahfj; Njitg;gLtjhf cs;sJ. njhopy; njhlh;gpyhd MjuNt mth;fsJ epjp epiyia cWjpg;gLj;jTk;> Raepiwthd epiyia milaTk; mj;jpahtrpakhd- jhf cs;sJ. fdba Ntiy mDgtj;- ijg; ngw re;jh;g;gj;ij Vw;gLj;jpf; nfh Lj;jy;> Mq;fpy nkhopapy; gapw;rpia ngw trjpia Vw;gLj;jpf; nfhLj;jy;> Gjpjhf tUgth;fspd; fy;tpj; jifik fdlhtpy; vj;juj;jpy; cs;sJ vd;gij milahsg;gLj;Jtjw;fhd cjtpfs;
nra;jy; Nghd;wd njhopy; ngWtij ,yFthf;Ftjw;fhd topKiwfs; MFk;.
Kiwrhh;e;j (Formal) kw;Wk; Kiwrhuhj r%f MjuTfs; Gjpath;fspd; cs;splg; ngah;T nray;Kiwfis ,yFthf;F- tjw;Fk; Gjpa r%f #oYld; mth;fs; ,iaghf;fk; ngWtjw;Fk; cjtp GhpAk;. fyhr;rhu epWtdq;fs;> r%f Nrit mikg;Gf;fs; (Social Service organization)> nghJ E}yfq;fs;> Myaq;fs;> r%f ikaq;fs; (Community Centres) Mfpad r%f czh;it toq;FtJld; Gjpjhf tUgth;fSf;F ,f;fl;lhd Neuj;jpy; cjtp nra;Ak; %yhjhuq;fshfTk; cs;sd.
Gjpath;fSf;F fpilf;Fk; Mjutpd; jhf;fq;fs; (Impacts of support)
r%f MjuTfs;> Gjpjhf tUgth;fspd; MNuhf;fpaj;jpy; rhjfkhd jhf;fq;fis Vw;gLj;Jfpd;wJ. mj;Jld; fdba r%fj;- jpDs; ,izjy;> r%f tiyaikg;ig (Social network) fl;bnaOg;Gjyhdit Ntiytha;g;G ngWtij ,yFthf;Ft- Jld; mDgtq;fs;/ gpur;ridfisg; gfph;e;J nfhs;syhdJ> kdmOj;jk; kw;Wk; jdpikAzh;itf; Fiwf;fpd;wJ. NkYk; ek;gpf;ifapd;ikiaf; Fiwj;J clypay; kw;Wk; kdeyj;ij Kd;Ndw;W- fpd;wJ. epr;rakw;w njhopy;> mbg;gilj; Njitfl;Fk; tUkhdk; Nghjhky; ,Uj; jy; vd;gd clypay; kw;Wk; cstpay; MNuhf;fpaj;ijg; ghjpf;fpd;wJ. r%f MjuT NghJkhdstpy; ,y;yhik Gjpjhf tUgth;fspy; ghjfkhd jhf;fq;fis Vw;gLj;Jfpd;wJ. ,j;jifa ghjfkhd jhf;fq;fshf:
•
r%fj;jpy; ,Ue;J jdpahf;fg;gly; (Social Isolation)
•
jdpikj; jd;ik (Loneliness)
•
kdmOj;jk; (Depression)
•
gw;whf;Fiwahd epiy (Inadequacy)
•
myl;rpag;gLj;jg;gl;l epiyapy; ,Uj;jy; (Being in limbo)
•
,dq;fhzg;gLjy; Fiwthf ,Uj;jy; (lack of identity)
•
njhopy; ngWtjpy; f\;lk; (Difficulty in seeking employment)
•
NghJkhd jfty; fpilf;fg; ngwhik (Inadequate information) fdlhtpy; FLk;gk;> cwtpdh;> neUq;fpa ez;gh;fs; ,Uj;jy;. Njhoikj; jd;ikia (Companionship) toq;FtJld; Fbakh;- jypy; Gjpjhf tUgth;fs; vjph;Nehf;Fk;
rthy;fis mth;fs; mth;fsJ jhf;fj;ij
my;Ngl;lh Nrhkhypa VidNahU epjptsk; cwtpdh;f ehl;by; , cjtp nra ghlhf c NjitfS jhf ,Ue cjtpfis akhdJ (cjhuzk njhopy; g tpl rPd k dh;. ,jw;F
jw;F Kd my;yJ F fhuzkhF duhd M khf cs;s Mjuit Nfl;ff; $ nfhz;bU fpd;wdh;.
Gjpath;fs jpwd; ci njhopy; e NahUf;F
Tuto
Grade 1
mQ;[yPd
(6

htpy; Gjpath;fSf;F cjt... comers in Canada)
jha;tPL • Nk 2009
gWtij s; MFk;.
iwrhuhj cs;splg; Fthf;F- mth;fs; tp GhpAk;. Nrit anization)> s;> r%f Mfpad ; Gjpjhf Neuj;jpy; ;fshfTk;
ilf;Fk; s;
gth;fspd; ;fq;fis a r%fj;- ikg;ig yhdit thf;Ft- dfisg; mOj;jk; f;fpd;wJ. Fiwj;J d;Ndw;W- bg;gilj; ky; ,Uj; stpay; . r%f k Gjpjhf ;fq;fis hjfkhd
f;fg;gly;
s)
dequacy)
; ,Uj;jy;
,Uj;jy;
Difficulty
ngwhik
neUq;fpa d;ikia ; Fbakh;- ;Nehf;Fk;
rthy;fis vjph;nfhs;sTk; cjTfpd;wJ. mth;fs; ftiyg;gLtJ FiwAk;NghJ mth;fsJ MNuhf;fpaj;jpy; mJ rhjfkhd jhf;fj;ij Vw;gLj;Jfpd;wJ.
my;Ngl;lh gy;fiyf;fof Ma;tpd;gb> Nrhkhypa mfjpfisg; nghWj;jtiuapy; VidNahUld;; xg;gpLk;NghJ Fiwe;j epjptsk; kw;Wk; fdlhtpy; Fiwe;j cwtpdh;fs; ,Ue;j NghJk;> jkJ jha; ehl;by; ,Uf;Fk; jkJ cwtpdh;fl;F cjtp nra;a Ntz;baij jkJ flikg;- ghlhf czh;fpwhh;fs;. jkJ vy;yhj; NjitfSk; rhjpf;fg;gLjy; rhj;jpakw;w jhf ,Ue;j NghJk;> jkf;Fhpa NghJkhd cjtpfisg; ngw;Wf; nfhs;Sjy; rhj;jp akhdJ vd Nrhkhypah; ek;Gfpd;wdh; (cjhuzk;. tUkhdj;ijg; ngWtjw;F njhopy; gapw;rp ngWjy;). Nrhkhypaiu tpl rPd kf;fs; NtWgl;lth;fshf cs;s- dh;. ,jw;F ,th;fs; fdlhtpw;F tUt-
jw;F Kd;dNu cwtpdh;fs;> ez;gh;fs; my;yJ FLk;gq;fisf; nfhz;bUg;gNj fhuzkhFk;. ,it ,lg;ngah;tpw;F gpd; duhd Mjutpw;fhd Kf;fpakhd fhuz khf cs;sJ. rpy rPd Gjpath;fs; r%f Mjuit (Social Support) xUNghJk; Nfl;ff; $lhJ vd;gJld; jd;dpiwitf; nfhz;bUf;fTk; gapw;rpaspf;fg;gl;bUf;- fpd;wdh;.
Gjpath;fs; vjph;Nehf;Fk; rthy;fshf jpwd; ciog;ghspfs; (skilled workers)> njhopy; epGzh;fs; (Professionals) Mfp- NahUf;F jha;ehl;by; nra;j njhopYf;Fr;
[Pth jpiruh[h
rkkhd njhopy; tha;g;G fpilf;fhik fPOiog;G (Underemployment Nghd;wd cs;sd. Vida rthy;fshf:
•
nkhopg; gpur;ridfs; (Language diffi- culties)
•
FLk;g Mw;wy;fs; (Family dynamics)
•
fyhr;rhu mjph;r;rpia rkhspj;jy; (Coping with culture shock)
•
r%fj;jpy; jdpj;J tplg;gLk; epiy (Social isolation)
•
czh;ThPjpahd jdpikj; jd;ik (Emotional loneliness) ,e;j gue;j rthy;fs; ,Ue;j NghJk; rpy cs;splg; ngah;thsh;fSk; mfjpfSk; jkJ ijhpaj;ijAk;> vjph;ePr;riyAk; ntspf; fhl;Lfpwhh;fs;. ,th;fs; vjph;fh- yj;jpy; ey;tho;T gw;wpa ed;dk;gpf;if iaf; nfhz;bUg;gJld; jkJ njhopy; tha;g;Gf;fis Kd;Ndw;Wtjw;F jkJ fy;tpj; jifikfis Nkk;gLj;Jtjw;fhd gapw;rp kw;Wk; fdba fy;tpj; jifik- fisg; ngWtJld; Gjpjhf tUk; Vid- NahUf;F rthy;fis vjph;j;J Kd;NdW tjw;fhd jfty;fisAk; toq;Ffpd;wdh;.
Gjpath;fspd; Njitfis re;jpj;J mth;- fsJ Fbakh;jiy ,yFthf;Ftjw;fhf Vw;fdNt Nritfis mjpfhpj;J Kd;- Ndw;Wtjw;fhd topKiwfs; ,dq; fhzg;gl;Ls;sd. mitahtd:
Nritfis nghUj;jkhff; fpilf;fr; nra;jy; Gjpjhf tUgth;fspd; nkhopapy; rhpahd Neuj;jpy; NritfisAk; MjuTfisAk; toq;Fjy;> fyhr;rhu hPjpapy; ghjpg;G Vw;glhky; Mjuit toq;FtJld; Ghpe;- Jzh;itf; nfhz;bUj;jy;.
Gjpath;fs; te;jTld; NghJkhd Nrit fs;> epfo;r;rpj; jpl;lq;fis nra;jp Clfq;fSf;$lhf toq;Fjy;.
njhopy;: njhopy; NjLk; gpur;ridfis ,yF- thf;Ftjw;fhf fdba njhopy; re;ij gw;wpa NghJkhd jfty;fis toq;Fjy;. mth;fsJ jha;ehl;by; ngw;w fy;tpj;
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mQ;[yPd; [Pth jpiruh[h
B.A (Hons),M.Sc,Ph.D
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(Kennedy & Ellesmere mUfhikapy;)

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jha;tPL • Nk 2009
mwpKfk; n[];kpd; (ky;ypif)> FLk;gk; xypNarp- Naiar; (Family Oleaceae) Nru;e;jJ. Vwf;Fiwa 150 ,dq;fs; fhzg;gLk;. n[];kpd;> Nkw;F rPdhtpd; ,kakiyg; gpuNjrj;jpy; cw;gj;jpahfp> gpd;du; Vida ntg;g kz;lyq;fisr; rhu;e;j nrbahf tsu;f;fg;gl;ld. ,e;jpah. ,yq;if> kNyrpah njd;Mrpah Nghd;w ehLfspy;> eWkzj;ijf; nfhLf;Fk; G+f;fSf;fhf G+e;Njhl;lq;fspYk; tPLfspYk; ngUks- tpy; tsu;f;fg;gLfpd;wd. ,r;nrbiag; tsu;g;gjpy; nghJthf vy;NyhUf;Fk; xUtpj rpukKk; ,Uf;fhJ. nrbapdJ
nky;ypa jz;bd; fpisfis ntl;bf; nfhbahfg; glutpLk;NghJ> mJ 8-10mb caukhfTk; tsuf;$baJ. ,iyfs; jdpadhf kpfTk; ftu;r;rpahfj; njd;gL- fpd;wd.  gris> #upaxsp Nghd;wtw;iw ed;F ftdj;jpy; vLj;Jr; nrbia tsu;f;Fk;NghJ> tUlk; KOt- jpYk; G+nkhl;Lfs; fl;lhakhff;fpilf;Fk;.
G+f;fspd; moFk; eWkzKk; nts;isepw mofpaG+f;fs; eWkz- Ks;sit. rpy G+f;fs; ehd;;F ,jo;f- isAilajhAk;> rpy ,dq;fs; 5 my;yJ 6 ,jo;fis AilajhAk; ,Uf;fpd;wd. rpy G+f;fs;mLf;FfspYk; fhzg;gLk;. G+f;fs; tUlKOtjpYk; eWkzj;ijf; nfhLg;gjhy; ,jid ntw;wpfukhfg; gyUk; tPLfspy; tsu;g;ghu;fs;. epoiyAk; KO xspiaAk; rkhspf;ff;$ba jd;ik nfhz;l nrbahf ,Ug;gjhy;> Fspu;g; gpuNjrq;fspy; trpg;;gtu;fs; ,jid tPl;bDs;Ns rhbfspy; tsu;g;gijAk;; ghu;f;fyhk;;. vdNt> gz;Lnjhl;L ,d;W tiu jkpo;fyhr;rhug;gb njd; fpof;F> njd; Mrpag;ngz;fs; $e;jypd; moFf;- fhf ,g;G+f;fisr; nrUfp itj;jpUg;gijf; fhz;fpd;Nwhk;. njd;,e;jpahtpy; tPjpNah- uq;fspYk; Nfhapy; tPjpfspYk;; ngz;fs; xU njhopyhf G+nkhl;Lfis khiyf-
ky;ypif
(n[];kpd; - Jesmine)
shff; fl;b tpw;ghu;fs;;. $LjyhNdhu;; mjpfhiyapy; mq;F nrd;W ,uz;L nry;iyah re;jpuNrfup
my;yJ %d;W mb ePskhd G+khiy thq;fp tPL Nru;e;J kidtpapd; $e;jypy; itg;gJ toik. fy;ahz itgtq;fspy; jpUkzj; jk;gjpfs; fOj;jzpfshf G+ khiyapidg; Nghl;L mtutu; cwtpid Nkg;gLj;JtJ ,d;ndhU ifq;fupakhd epfo;r;rpahFk;. $Ljyhfj; jdpnkhl;L- fs; khiy fl;Ltjw;Fg; gad;gLj;Jtu;. ,NjhL kl;Lky;yhky;> G+r;nrz;Lfs; fl;Ltjw;Fk; Nfhapy;fspy; G+r;ruq;fs; fl;Ltjw;Fk; G+nkhl;Lfs; gad;gLj;jg; gLk;. G+f;fs; kpfTk; nkd;ikahdit. ntg;gepiy Fspu;r;rpahf khWk;NghJ> nkhl;Lfs; ,utpNyNa kyu;fpd;wd.
gris nrbia rhbfspy; gjpf;Fk;NghJ> tpNrl khd grisf; fyit mjhtJ ,aw;if
tsKs;s Nghjpa gPw; nkh]; rpwe;jjhf mikfpd;wJ. xUNghJk; kw;iwa fyit- fis cgNahfpf;ff; $lhJ. mg;NghJ Ntu;fs; mOfp tpl tha;g;G cz;L. vg;- NghJk; $ba gris nfLjiy tpis- tpf;Fk;. rhbfspy; tsu;f;Fk; nrbfSf;F nkJthf cWQ;rpr; nry;Yk; gris ed;whf ,Uf;Fk;. Fspuhd Neuq;fspy;; Fiwthd gris NghJkhdJ. jz;zPu; tpLtJ kl;Lg;gLj;jNtz;Lk;. xsp fpilf;- ff;$ba ,lq;fspy; rhbia itf;f Ntz;Lk;. tUlhtUlk; nrb ed;F jioj;- Jr; nrspg;ghf tsUk;NghJ mjidg; ngupa rhbapy; khw;wptpl Ntz;Lk;.
,dtpUj;jp rhbapy; nrbia khw;Wk;NghJ rpyNtis fspy; Ntu;f;FkpohdJ mNef Ntu; Kbr;Rf;fis cilajhapg;gijf; fhz- yhk;. mg;NghJ gf;fq;fspy; rpwpJ ntl;b Gjpa Ntu;fis cz;LgLj;Jtjw;F tha;g;ig mspf;fyhk;. gpd;du; Gjpa nrb Njhd;Wk;NghJ mjid NtWgLj;jyhk;. jbj;j jz;Lfis ntl;b Cd;wpAk; Gjpa nrbia tpUj;jp nra;ayhk;.
thio k miof;f tsu;f;fg goj;jpw;f ePupd; mtrpak; epyk; 
;wd.
J> tpNrl ,aw;if
pwe;jjhf fyit- mg;NghJ z;L. vg;- y tpis- rbfSf;F ; gris euq;fspy;; . jz;zPu; p fpilf;- itf;f ;F jioj;- mjidg; ;Lk;.
pyNtis f Ntu; f; fhz- pJ ntl;b ;Jtjw;F jpa nrb Lj;jyhk;. pAk; Gjpa
mtrpak; yq;fspy; ; NghJk;. ,Uf;f
Ntz;Lk;;. fhw;Nwhl;lKs;s epyk; nrb- fSf;F cfe;jjhf ,Uf;Fk;.
cgNahfkhd nghUs;fs; gpugypf;fkhd eWkzKs;s n[];kpd; vz;nza; rpy ,dq;fspypUe;J (Jesmine grandiflora, Jesmine sambac) jahupf;fg;- gLfpd;wJ. thridg; nghUs;> rtu;f;fhuk;> moFrhjdk;> vz;nza; tiffs; Nghd;- witAk; gaDs;s rpyjhFk;. n[];kpd; Njapiy ,d;ndhU Kf;fpa cw;gj;jpah- fpd;wJ.
jhtuj;jpd; jhf;fq;fs; $Ljyhf ePu; my;yJ gris ,Uf;F khapd; ,iyfs; kQ;rs; epwkhf khWt- ij mtjhdpf;fyhk;>nkhl;Lfs; tpupahky; cypu;fpd;wd. kpff; Fiwthf ePu; fpilf;- fpd;wNghJ ,iyfspd; gr;irepwk; kq;f- yhfpd;wJ> ,iyfspd; tpOk;Gfs; fUF
fpd;wd. gris ,y;yhjNghJ my;yJ #upanthsp fpilf;fhjNghJ G+f;fs; Njhd;wkhl;lh. ,ilapilNa fpisfis xOq;fhd Kiwapy; ntl;b moFgLj;jp dhy;; nrbahdJ Fspu;ikahfj; Njhw;w- kspf;Fk;.  FLk;gk; kpA+Nrrpiar; (Family Musaceae) Nru;e;jJ. goj;jpd; ngauhy; miof;fg;gLk; thio> gg;Ngh epA+ [pdp vd;w Njrj;jpy;; Kjy;Kjyhf tPLfspy; tsu;f;fg;gl;lJ. gpd;du; ,J Mrpah> njd; mnkupf;fh ntg;g kz;lyq;fspy; goj;jpw;fhf tpahghuNehf;fpy; tp];jPuzKs;s gug;gstpy;; gapuplg;gLfpd;wJ. ,jpy; gy ,dq;fs; fhzg;gLk;. thio> XusT kunkd;W nrhy;yf;$ba tifapy; jplkhdJk; rhjhuz caukhfTk; tsUfpd;wJ. cz;ikapy; jz;L gy nkd;ikahd kly;fshy; %lg;gl;L xU Nghypahd jz;lhff; fhl;rpaspf;fpd;wJ. ,iyfs; 3-4kP ePsKilajhftpUf;Fk;. ,iwtopghLfspYk; Vida itgtq;fspYk;; Fk;gk; itg;gjw;F ghtpg;ghu;fs;. gz;Lnjhl;L itgtq;fs; vy;yhtw;wpYk; czT ,iyapd;;Nky; Nghl;L tpUe;Njhk;gy; epfo;tijAk; fhzyhk;.
,jd; G+f;fs;> ,Uky;> tapw;Nwhl;lk; Nghd;wtw;wpw;Fk; rikf;fg;gl;l G+f;fs; ryNuhfj;ijf; fl;Lg;gLj;jTk; cjTfpd;wJ. Ntu;fs; tapw;Wf; NfhshWfSf;F gad;gLk;. tpj;Jf;fs; ehrpahy; ePu; tbjiyg; Nghf;Fk;. fha;fs;; fPo;Nehf;fp tsUk;. Fiyfspy; gy tupirfspy; 15-20 fha;fs; nfhz;l njhFjpfshf Vwf;Fiwa 5-20 tupirfspy; fhzg;gLk;. gOj;j Xt;nthU goKk; gpupf;ff;$ba Njhypdhy; cl;Gwk; rijAs;s ,dpikahd gFjpisAilajhff; fhzg;gLk;. tpisahl;L tPuu;fSf;F> cyfpy; Kjy;jukhd gokhf tpsq;FfpwJ. goj;jpy; Nghjpa fdpr;rj;J AB2 B3 B5 B6> C> fdpg;nghUs; fy;rpak;> ngw;whrpak;> ,Uk;G> nghRgu]; cz;L. Sucrose, Fructose, Glucose Mfpa%d;W ru;f;fiufSk; goj;jpy; fhzg;gLk;. fha;g;gjj;jpy; rpwpa Jz;Lfshf ntl;b cyuitj;J rpg;]; Mf ghtpg;ghu;fs;. cyuitj;j fha;fs; miuf;fg;gl;L khthf cztpy; Nrug;;;ghu;fs;. thioehu; fapwhfj; jpupj;J Ehyhfg; gad;gLfpd;wJ. thiog;nghj;jp fwpahfr; rikg;gjw;F gad;gLk;. thioiar; Rw;wp gy Kisfs; (Suckers) ntspj;Njhd;wp> thioabthioahf ,dj;ij tpUj;jp nra;fpd;wd.

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Page 27
jha;tPL • Nk 2009
ehSf;F xU ed;ik
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NghNdd;. ghWgtu;fs;. ehd; %d;whtJ tif.
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fspy; ngau; vOjpj; jUtJ mtu;jhd;.
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tpLKiw NghJk; vd;gJ mts; fw;Wf;nfhz;lJ.
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Nru;j;Jf;n Nfl;f gjpy; nrhy;ytpy;iy Mdhy;
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nra;Njd;. mq;Nf gbg;gpj;j vy;yh ,d;ndhU GjpR thq;Fthu;. fhe;jpNghy
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nra;Njd;. itj;jpUe;jJNghy caukhd jbia mtu; itj;jpUf;ftpy;iy. kw;Wk;gbf;F fhe;jpiag; NghyNt ele;Jnfhz;lhu;. mtu; vd; mz;zidg; gbg;gpj;jhu;; jq;- ifia gbg;gpj;jhu;; jk;gpia gbg;gpj;jhu;. Mdhy; vd; tFg;ig mtu; gbg;gpf;fNt ,y;iy. MdhYk; vdf;F mtupNy gpupak; ,Ue;jJ. mtu; me;j tajpy; vdf;F nrhd;dJ 'xU ehisf;F xU ed;ik nra;jhy; NghJk;” vd;gJ. mJ nrhy;yp gy tUlq;fshfptpl;lJ vd;whYk; mij ,d;Dk; mt;tg;NghJ ehd; filg;gpbj;J te;Njd;. mg;]uhTf;Fk; nrhy;ypapUe;Njd;. ngupjhf xd;Wk; ,y;iy. ngupatu;fSf;F tzf;fk; nrhy;tJ>mQ;ry; ngz;Zf;F ed;wp $WtJ> Kd;gpd; njupahj xU- tiug; ghu;j;J KWty; nra;tJ. mt;tsT jhd;. mg;]uh xt;nthU nrbahf
fhe;jp th thuq;fsh ,Ug;gJ epytuq;fs jpdrupfsp ,Ue;jd.
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GfSk; F Nru;e;jNjh gjpy; te;j epidj;Jf
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tpl;Nld;.

- 27 - hSf;F xU ed;ik
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g;Gf;Fs; ;fisAk; upNrhjpj;j Nghdhu;. d;idAk;> thq;fpy; ;gtidAk; fpUl;bz fz;zhb
ad;dYf;F gpd;dhy; epd;W Kfj;ij mOj;jpg; ghu;g;gJNghy rg;igahd Kfk;. mtd; Kd;dhNy VNjh gupR thq;fg; Gwg;gl;lJNghy ele;JNghf ehd; gpd;dhy; NghNdd;. mtDila Gj;jfj;jpy; ,Ug- jhk; gf;fk; fpopf;fg;gl;bUe;jJ. me;jg; Gj;jfj;ij vLj;J fhe;jp thj;jpahu; vd;dplk; je;jhu;. mtDf;F xU GJg; Gj;jfk; jd; fhrpy; thq;fpf; nfhLj;jhu;. fpUl;bzgps;is Xu; mbgpd;Df;F efu;e;J tpk;kj; njhlq;fpdhd;. fhe;jp thj;jpahu; nrhd;d mwpTiu ,Jjhd;. 'eP gbf;f Ntz;Lk; vd;W Mirg;gl;lJ ey;yJ. Mdhy; fsntLj;jJjhd; gpio.” mq;Nf ele;j tprak; vq;fs; %tiuAk; jtpu NtW xUtUf;Fk; njupahJ.
mtu; nts;spf;fpoikfspy; KO ehSk; cgthrk; ,Ug;gJkhztu;fSf;F njup- Ak;. 'grpf;fhjh Nru;> cq;fSf;F Neha; gpbf;fhjh?” vd;W Nfl;ghu;fs;. mtu; nrhy;thu;> Nghd rdpf;fpoikapy; ,Ue;J mLj;j nts;spf;fpoik ehd; tpujk; vd;gJ vdf;F njupAk;. vd; tapw;Wf;Fk; njupAk;. mJ jd;idj; jahu; nra;JtpLk;. vjpu;ghu;g;Gj;jhd; grpiaf; nfhz;LtU- fpwJ. vq;fs; Cupy; tUk; Neha;fspy; ghjpf;FNky; jz;zPuhy; tUgit. jz;zPiuf; fha;r;rpf; FbAq;fs;> ghjp Neha; Ngha;tpLk; vd;ghu;. midj;J khztu;fSk; tPLfspy; Ngha; jq;fs; jha;khu;fis njhe;jpuT nra;thu;fs;. jz;zPiur; Rlitj;jhy;jhd; Fbg;Ngd; vd;W mlk; gpbg;ghu;fs;. mLj;jehs; ngw;Nwhu;fs; jiyikahrpupaUf;F Kiwg;ghL nfhz;LtUtJ epr;rak;. tpLKiw ehl;fspy; khztu;fisr; Nru;j;Jf;nfhz;L fpuhkj;jpy; rpuk jhdk; nra;thu;. tPjpfisf; $l;b Rj;jkhf;FtJ> jz;zPu; Njq;fp ehw;wk; tPRk; gs;sq;- fis kz;Nghl;L epug;GtJ Nghd;w gzpfs;. vq;fs; fpuhkj;jpy; mtUf;F ngUk; kupahij ,Ue;jJ.
fhe;jp thj;jpahUf;F fbjk; Nghl;L gy thuq;fshfpAk; gjpy; ,y;iy. mtu; ,Ug;gJ jpUNfhzkiyapy;. mq;Nf epytuq;fs; rupapy;iy vd;W jkpo; jpdrupfspy; nra;jpfs; te;j tz;zk; ,Ue;jd. Ms; flj;jYk; Fz;L ntbg;- GfSk; Fiwe;jghby;iy. fbjk; Ngha;r; Nru;e;jNjh vd;W$lj; njupahJ. xU gjpy; te;jhy; epk;kjpahf ,Uf;FNk vd;W epidj;Jf;nfhz;Nld;.
MW khjk; fopj;J mg;]uh xU ePyepw thd;fbjj;ij J}f;fpf;nfhz;L te;J mQ;ry; ngz; je;jjhfr; nrhy;ypf; nfhLj;jhs;. mQ;ry; ngz;Zf;F ed;wp nrhd;dhah vd;W Nfl;Nld;> nrhd;Ndd; vd;whs;. md;iwa ehspd; ed;ik mtSf;F Kbe;Jtpl;lJ. thd;fbjj;ij gpupg;gjw;F epiwe;j nghJ mwpTk;> tiu fzpj jpwikAk;> nghWikAk; Njit. rpW ftdaPdKk; fbjj;ij %d;W Jz;L- fshfg; gpupj;JtpLk;. ehd; kpff; ftdk; nrYj;jp KOf; fbjj;ijAk; jpwe;J tpl;Nld;.
fhe;jp thj;jpahu;jhd; vOjpapUe;jhu;. xU 15 taJg; ngz;zpd; ifnaOj;Jg; Nghy xU vOj;NjhL xd;W Kl;lhkhy; tl;l tl;lkhd vOj;Jf;fs;. 'md;Gs;s Iah” vd;W fbjk; njhlq;fpaJk; vdf;F JZf;nfd;wJ. ehd; vd;id ahnud;W mtUf;F epidT+l;Ltjw;fhf vd; jq;if- iag; gw;wpAk;> jk;gpiag; gw;wpAk;> mz;zidg;gw;wpAk; vOjpapUe;Njd;. ehd;
mtuplk; 'rj;jpa Nrhjid' Gj;jfk; gupR ngw;wijAk; Qhgfg;gLj;jpapUe;Njd;. 'jq;fSila fbjk; vdf;F ngupa kfpo;r;rpiaAk;> Mde;jj;ijAk; je;jJ. mj;NjhL mjprakhfTk; ,Ue;jJ. jq;fs; fbjj;ij vd; kidtpf;F thrpj;Jf; fhl;bNdd;. mtu; kpfTk; re;Njhrg;gl;lhu;. ,uz;L ehs; fopj;J mtu; rptgjk; mile;jhu;. mtUf;F taJ 84. vdf;F 90 elf;fpwJ.” ,g;gb njhlu;e;J mtu; gy tpraq;fis ePyf; fbjj;jpd; Xu; Xuj;jpy; ,Ue;J kW Xuk; tiu neUf;fp neUf;fp> fbjj;jpd; KOg;ngWkjpiaAk; ngWk;tpjkhf vOjpapUe;jhu;. jhd; nts;spf;fpoikfspy; ePuhfhuk; kl;LNk mUe;JtjhfTk; fle;j 65 tUlq;fspy; xU ehs;$l mjpy; jtwpajpy;iy vd;Wk; vOjpapUe;jhu;. elg;gJ f\;lkhf ,Uf;- fpwjhk;. ahNuhTila irf;fps; ghupYk;> Nkhl;lhu;irf;fps; gpd; rPl;bYk; mku;e;J ntspNa NghFk;NghJ gazk; nra;tjhf- Tk; J}u ,lk; vd;why; Xl;Nlhtpy; NghtjhfTk; fbjj;jpy; $wpapUe;jhu;.
'xU ehspy; 24 kzp. MW kzp rhg;ghl;Lf;fhf ciof;fNtz;Lk;. MW kzp RafUkq;fs;. MW kzp epj;jpiu. MW kzp ehl;L kf;fSf;F Nrit.” rdq;fSf;F Nrit nra;ahj xt;nthU kzp NeuKk; flTsplkpUe;J J}ukhfTk;> kuzj;Jf;F fpl;lthfTk; jhd; efu;tij czUtjhf mtu; nrhd;dJ epidTf;F te;jJ. mtUila ,e;jf; nfhs;ifapy; fle;j 65 tUlq;fspy; xU khw;wk;$l ,y;iy vd;gijAk; vdf;F njuptpj;- jpUe;jhu;.
fhe;jp thj;jpahu; fbjj;ij ,g;gb Kbj;jpUe;jhu;. 'jhq;fs; kdKte;J kd epiwNthL mDg;gpa gzk; tq;fp%yk; ngw;Wf; nfhz;Nld;. ePq;fs; cq;fisg; gy tifapYk;> gy epfo;r;rpfspYk; epidT+l;b vOjp mwpKfg;gLj;jpapUe;jPu;fs;. Mdhy; ePq;fs; ahnud;W vdf;F Qhgfkpy;iy. vd;id kd;dpAq;fs;.”
muththu@thaiveedu.com
m.Kj;Jypq;fk; muththu@thaiveedu.com

Page 28
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Ntjidia nrhy;yp MWtjw;F. Nfhapypy; cs;s nrh&gj;jpy; capH ,Ue;jNjh ,y;iyNah kdJf;F MWjy; cz;L. vdNt ePq;fs; Gj;jiug;Nghy; ,Uf;fg; gof Ntz;Lk;. mtUf;F nrhy;y tpUg;- gkpy;yhtpl;lhy; tw;GWj;j Ntz;lhk;. nksdk; vDk; ghirapdhy; mikjpia juyhk;. xd;Wk; nrhy;ytuhtpl;lhy; gpjw;whky; mtHfspd; fz;fis Nehpy; ghHj;J> iffis nkJthf mOj;Jt- jhNyNa cq;fs; fhpridia md;ig njhptpf;fyhk;.
vg;gb kuzpj;jhH vd;gij nrhy;y tpLq;fs;. nghJthf Ntjid mDgtpg; gtH kPz;Lk; kPz;Lk; me;j ,oTr; rk;gtj;ijg;gw;wp gpu];jhgpf;f tUthH. mjpy; jtW xd;Wkpy;iy. mJTk; kpfTk; Jy;ypakhf tpguq;fis juKd;tUtH. mjidf; Nfl;Lf;nfhz;L njhpANk> njhpANk vd;W nrhy;yhky; mikjpahf ,Uq;fs;.
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punithavel@thaiveedu.com cld; njhlHG nfhs;tJ Nghd;w

Page 29
jha;tPL • Nk 2009
I'm here to get your mortgage smarter and faster. c∫Ô”¬z ∂]Ô Ô¶[ √” ÷ÚÕ>V_ ∂ÁTM›Á>•D zÁ≈Õ> ŒÚ \V>¬Ô‚¶›]_ ÿÔVı|kÚkm¶[ c∫Ô”¬z ∂]Ô √›Á>•D oƒt¬Ô c>°ok[.
• Residential
• Industrial
• Commercial 1st, 2nd, 3rd Mortgages
k∫ ̨ k‚Ω T>›Á> s¶ zÁ≈Õ>·° k‚Ω T>D
¿∫Ô^ NO FEE FOR RESIDENTIAL MORTGAGES
• Rate discount up to 3%
• Give me a call for free consultation
k∫zo ́V›m¬z W ́VÔˆ¬Ô© √¶ \V‚œ ̇Ô^ √¶\V‚¶V ̇Ô^ ∂ÁTMkÚD k‚Ω T>›]_ ~‚|¬Ô¶[
• Mortgages without no down pay-
z§›> ÷Èkƒ goÈ ment
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need goÈVƒÁTMÔ”¬z ∂Áw•∫Ô^
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∂ ̨ÈV ÿƒÕ]_ Akila Senthil
, AMP Lic: M08002166 Senior Mortgage Consultant, Team Leader, Platinum Award Winner A Challenging Prosperity Long Term Experienced Team Leader Cell: 416.895.4321
104-5770 Hurontario St., Mississauga, ON L5R 3G5 Fax: 905-283-3339, Web: www.mortgageprincess.ca, E-mail: akilasenthi Head Office: Invis Inc., 100-480 University Ave., Toronto, ON M5G 1V2
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¿∫Ô^ k∫zo ́V›m¬z o√VlÚÕ>VKD W ́VÔˆ¬Ô© √¶ \V‚œ ̇Ô^. BVÚo\ W ́VÔˆ¬Ô© √¶\V‚¶V ̇Ô^ ∂ÁTMkÚD >z]BVTMk ̇Ô^. zÁ≈Õ> k‚Ω T>›]_ ~‚|¬Ô¶[ ÿ√uƬÿÔV^·°D, Ô¶[Ô^
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When it comes to finding the Right Mortgage Solution to meet your
needs, Please call ME befor making
any Decision!!!
Our interest rates starts from 0%
• First-time Buyers
• Renewal
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jha;tPL • Nk 2009

Page 31
jha;tPL • Nk 2009
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maamulan@thaiveedu.com
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maamulan@thaiveedu.com
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E-mail:thaiveedu@gmail.com
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Fax: 416-849-0594
Tel: 416-646-3422

Page 32
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Xa;t+jpak; gw;wp...
• Building permit
• Zoning info.
• Site plan approval
• Rezoning approval
G
BROKERAGE
1345 Morningside Ave., Unit #8 Toronto, ON, M1B 5K3 Tel: 416.759.6000 Fax: 416.759.6005
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Mdhy;>

Xa;t+jpak; gw;wp...
• Building permit
• Zoning info.
• Site plan approval
• Rezoning approval
jha;tPL • Nk 2009
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,g;gbahd JiztH RRSP (Special RRSP) apy; gzk; itf;f Kw;gLthHfs; mJgw;wp xU njspthd tpsf;fk; cilatuhap- Uj;jy; Ntz;Lk;. gps;isahH gpbf;fg; Ngha; Fuq;Fgpbj;j fijahff;$lhjy;- yth?
tsUk;...
kalyany@thaiveedu.com
jha;tPL gj;jpupif gw;wpa
tpku;rdq;fis
vjpu;ghu;f;fpd;Nwhk;.
tpku;rdq;fs; vk;ik Xu;
MNuhf;fpakhd
ghijapy; ,l;Lr;nry;Yk;.
E-mail:thaiveedu@gmail.com
Fax: 416-849-0594
Tel: 416-646-3422
Gop Kalaieswaraan Master in Architecture
Sales Representative (Residential, Commercial, Institutional) Dir: 416.723.7467

Page 33
jha;tPL • Nk 2009
HomeLife/Future
Realty Inc. Brokerage
Independently Owned and Operated
205-7 Eastvale Drive, Markham, ON L3S 4N8
Warden / Lawrence
Sold in 3 Days
I Need Sold for More 102% of Listings!!!!
asking Price
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Assist you with Home Inspectio and Mortgages with competiti
Low Listing Commission
Ruby Thambia
Dir:
416-9 Tel: 905-20 rubysri@hotmail.com
Higher Stan Higher Resu

e!!! Great Service!! Great Properties!
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a free market evaluation of your property!!!
fore you list, See the Difference!!!
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Low Listing Commission
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Sales Representative
Dir:
416-999-5337 Tel: 905-201-9977 Fax: 905-201-9229 rubysri@hotmail.com, www.buyandsellwithruby.com
Higher Standards Agents... Higher Results!
Great Deals For Buyers
- 33 -

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jha;tPL • Nk 2009

Page 35
jha;tPL • Nk 2009
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fhf nrytpLk; njhif Fiwa> GDPAk; Fiwe;JNghFk;.
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,jd;tpisthf ,d;dnkhd;W ele;jpUf; fpwJ. jq;fs; Ntiyfspd; epr;rakw;w epiyiaf; fUj;jpy; nfhz;L fNdbau;fs; jq;fs; md;whl tPl;Lr;nryTfisNa
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Recession vd;gJ Kw;WKOjhd jPq;fhd rq;fjp my;y vd;W thjpLgtu;fSk; ,Uf;- fj;jhd; nra;fpwhu;fs;. mtu;fs; nrhy;tJ ,itjhd;. ,f;fhyj;jpy; tpiyfs; tPo;r;rp- ailfpd;wd> tl;btpfpjq;fs; Fiwfpd;wd. gq;Fr;re;ij kyptilfpd;wJ.
cq;fspd; Ntiy jplkhdjhfTk;> ifap- Ug;gpy; gzKk; ,Ue;jhy; ngupa nfhs; Kjy;fis ,f;fhyj;jpy; nra;ayhk; vd;fpwhu;fs;> ,tu;fs;.
,j;jifa fhyfl;lq;fspy; rpwpa r%fq; fspy; cs;s rpwpa tu;j;jfu;fs; ngupa rq;fpypj;njhlu;Nghyr; nraw;gLk; tu;j;jf epWtdq;fspdhy; mopj;njhopf;fg;gLk; mghak; ,Uf;fpwJ. ,e;j mghaj;ij jtpu;j;Jf;nfhs;s rpwpa r%fq;fs; vd;d nra;fpd;wd vd;W ghu;j;jnghOJ vdf;F
fpilj;j xU jftiy cq;fNshL gfpu;e;J nfhs;fpNwd;.
mnkupf;fhtpy;> epA+Nahu;f;> tlfNuhypdh> fhd;rh];>krRnrw;]; Nghd;w khepyq;fspy; jq;fSf;nfd &gh Nehl;Lf;fis mur mDkjpAld; mr;rbj;Jf; nfhs;fpwhu;fs;. Fwpg;gpl;l vy;iyf;Fs; cs;s tu;j;jf epWtdq;fs; Nru;e;J ,e;j Nehl;Lf;fis
mbj;J> Gof;fj;jpy; tpLfpwhu;fs;. ,ij ghtpg;gtu;fSf;F cs;s yhgk; vd;d- ntd;fpwPu;fsh? cjhuzkhf> xUtu; xU nlhyu; vd;W Fwpf;fg;gl;l ,e;j Nehl;il 95 rjq;fs; nfhLj;Jg; ngw;Wf;nfhs;fpwhu;. Mdhy; me;j vy;iyf;Fl;gl;l tu;j;jf];- jhgdq;fspy; mijf;nfhLj;J xU nlhyu; ngWkjpahd nghUis thq;fNth> Nrit- iag;ngwNth mtuhy; KbAk;. thq;F- gtUf;Fk; yhgk; - mj;NjhL cs;Su; tu;j;jfu;fSf;Fk; tpahghuk; elf;fpwJ. mtu;fs; ngupa epWtdq;fspypUe;J fhg;ghw;wg;gLfpwhu;fs;. ,jdhy; rpwpa r%fq;fspd; xw;WikAk; Ngzg;gLfpwJ.
jd;dk;gpf;ifAk;> nja;tek;gpf;ifAk; Jau; Jilf;Fk; vd;W ek;Ggtd; ehd;. ,ijr;nrhy;Yk;NghJ ,e;j tupfisr; nrhy;yhky; tpl vd; kdk; Xg;gtpy;iy.
“vy;yhk; Guf;Fk; ,iw eikAk; fhf;Fk; vd;w nrhy;yhy; mopAk; Jau;”
ks@thaiveedu.com
Nf. v];. ghyr;re;jpud;

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kUj;Jt Nfs;tp gjpy
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jpUkjp. <];tud; ,jw;F O.S ijyk; kw;Wk; rq;F G\;gp ,uz;Lk;jhd;. ,itfisf; nfhLf;FKd; Gem trees kUe;ijf; nfhLj;J tha;it ntspNaw;w Ntz;Lk;. my;yJ mf];- jpaH `hpjhf;fp #uzk; nfhLf;fyhk;. 21 ehl;fspy; Ngr;R te;JtpLk;.
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jpBnud;W FLk;g cWg;gpdH ,we;J Nghjy;> Ntiy ,og;G> fld; njhy;iy> gps;isfs; cly; eyk; ghjpg;G Nghd;w cstpay; gpur;rpidfs; %isapd; i`g;Nghjhyk]; gFjpiag; ghjpf;Fk;. ,jw;fhd jPHT> Rw;Wyh nry;Yjy;> Nfh- tpy; Fsk; vd;W Rw;wpg; ghHj;jy;> jpdrhp eil goFjy;> jpahdk;> ey;y epj;jpiu ,j;Jld; m];tfe;jh vd;w MAHNtjh kUe;ij vLj;Jf; nfhs;Sjy; Nghd;wit kpf ey;y gaidj; jUk;.
ePhpopT> `hHNkhd; FiwghL Nghd;w cly; hPjpahd fhuzq;fSf;F xU kUj;- Jthplk; jdpg;gl;l MNyhrid ngWjy; Ntz;Lk;. euk;Gfs; Cf;fk; ngw rpyhrj;J kw;Wk; Xhpjo; jhkiu cjtp nra;Ak;.
%is> euk;G kw;Wk; kdjpw;F NrHj;J xUq;fpize;j vyf;l;Nuhgjp kUe;Jfs; cs;sd. ,jpy; ftdj;jpy; nfhs;s Ntz;baJ cq;fs; ,uj;j mOj;jk; MFk;. jpdrhp tpjtpjkhf cq;fs; kidtpia cil cLj;jr; nrhy;yp> [il gpd;d nrhy;yp (ghthil jhtzpapy;) cq;fs; Kd; tur; nrhy;yp urpAq;fs;.
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Foyp kpJd; ney;ypg; goj;jpy; jahhpf;fg;gl;l tincture
mj;Jld; Mlhnjhil tincture khw;wp khw;wp vLj;jhy; tpiuthd epthuzk; fpilf;Fk;. ‘rpl;Nlhghy;b” vd;w #uzk; cq;fSf;F eyk; ngw cjTk;.
lhf;flH vdf;F taJ 39. rkPg fhykhf vdJ Kb msTf;fjp- fkhf cjpHfpd;wJ. ePq;fs; ,jw;F Ke;ija fl;Liufspy; $wpapUe;jgb “Cillica’, ‘Bio-fen” Mfpatw;iw vLj;j gpd; XusTf;F Kd;Ndw;wk; njhpe;jJ. Mdhy;>
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jH\p ‘[lhkd;rpy;” vd;w %ypifia nghbahf- Nth> ‘tincture” tbtj;jpNyh xU ehisf;F ,U Kiw vLj;Jtu Kb cjpUjy; Kw; wpYkhff; Fiwe;J kdepiyAk; njspt ilAk;. ePq;fs; gad;ngw;W cq;fs; gjpiy jha;tPL thrfH gFjpapy; gfpHe;J nfhs;tPHfs; vd;W ek;Gfpd;Nwd;.
vdJ kfDf;F mbf;fb tapw;Wg; Nghf;F tUtijj; jLf;f tPl;L itj;jpakhf vd;d nra;ayhk;?
rpth ‘trk;G” vd;W filfspy; Nfl;L thq;fp mjidf; fhpahf;fp Njdpy; Fioj;Jf; nfhLq;fs;. vy;yhk; rhpahfptpLk;.
lhf;lH> vdJ fztH vd;dplk;> ‘fhk#j;jpuh” ngz;zhf ele;J nfhs;sr; nrhy;fpd;whH. vdf;Fg; ghjp Ghpe;jhYk; KOikahf tpsq;ftpy;iy. GhpAk;gbahff; nfhQ;rk; nrhy;tPHfsh?
rpy;tpah uq;fJiu rpy;tpah mtHfNs> ,g;nghOJ fhk- #j;jpuh MbNah kw;Wk; tPbNah gpujpfs; filfspy; fpilf;fpd;wJ. cq;fs; fztiu thq;fptur;nrhy;yp ghUq;fs;. tho;tpaiyg; Ghpe;J nfhs;Sk; fiyjhd; fhk#j;jpuh ,jid KOikahfg; gpd;- gw;w KbahJ. cly;hPjpahd rpy gapw;rp- fs; vspjpy; gpd;gw;wp ,d;gj;jpy; jpisf;f cjtp nra;Ak;. kw;wgb fhk#j;jpuh ngz; vd;W jdpg;gl;l xUtUf;Fg; gl;lk; nfhLj;jy; vd;gJ NtW tp\ak;. ve;jpu kakhd kdpj tho;tpy; khDlj;ijg; Nghw;Wk; xU nray;jhd; fhk#j;jpuh ,dpik $b ,d;gq;fs; nghq;f ,jaj; jhy; tho;j;Jfpd;Nwd;.
kyr;rpf;fiyj; jtpHf;f vspa MNyhrid vd;d lhf;lH?
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ePq;fs; , ,uj;jk; f gpltpy;iy fhrNehah ,J kpfg; FLk;g it Nrhjidi gpd; MNy jPHit nr
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ghypy; ,U thiog;go nghl;lh\pa Gr; rj;Jk; rpWePHg;ghi jPuhj ,U %ytpahjp ghL Nghd ey;y gok goq;fs; v
lhf;lH> apy; gz Sila N njhlHe;J ey;y ga Js;sJ. ePq;fs; i ia gfpH
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jha;tPL • Nk 2009
re khw;wp pthuzk; #uzk; ;.
39. rkPg Tf;fjp- ePq;fs; ufspy; ‘Bio-fen” usTf;F Mdhy;>
g;gq;fs; Tnra;J Fjpapy;
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tapw;Wg; ;f tPl;L ;ayhk;?
rpth ;L thq;fp ioj;Jf; Lk;.
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vdJ taJ 76> ehd; xU ,ja Nehahsp mj;Jld; Neha; vjpHg; ghw;wy; Fiwthf ,Ug;gjhy; mbf;fb rspj; njhy;iyAk; thl;L fpd;wJ. ,aw;if kUj;Jtj;jpy; vspjhd jPHT xd;iw njhpe;J nfhs;s tpUk;Gfpd;Nwd;.
fdfypq;fk; rhjhuz gg;ghspg;goj;Jld; ];igUypdh fye;J mUe;jp thUq;fs;. ,jak; gyg;- gLk;. Neha; vjpHg;ghw;wYk; $Lk;.
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rpd;da;ah ePq;fs; ,UKk; NghJ> NfhioAld; ,uj;jk; fhzg;gLfpd;wjh vd;gij Fwpg; gpltpy;iy. mg;gbapUf;Fkhdhy;> mJ fhrNehahf ,Ue;jpl tha;g;Gfs; mjpfk;. ,J kpfg; nghpa njhw;WNeha;. cq;fs; FLk;g itj;jpahplk; fhrNeha;f;fhd ghp Nrhjidia (T.B. Test) vLj;Jtpl;L mjd; gpd; MNyhrid Nfl;lhy;> ey;ynjhU jPHit nrhy;y ,aYk;.
lhf;lH vdJ fhy;fspy; jpBnud;W Rz;b ,Of;fpd;wJ ,jw;fhf thiog;gok; rhg;gpl;L nghl;lh\pak; Fiwghl;il ePf;fyhk; vd;W gbj;Njd;. ,g;nghOJ ,Uk;Gr;rj; Jk; vdf;F Fiwthf ,Ug;gjh- fj; njhpate;Js;sJ. mjw;F NghPr;iria cz;zyhkh?
=jud; uh[h ghypy; ,Ug;gijtpl mjpff; fy;rpaKk;> thiog;goj;jpy; ,Ug;gijtpl mjpf nghl;lh\paKk; NghPr;ir NghyNt ,Uk;- Gr; rj;Jk; epiwe;j xNu gok; mj;jpg;gok;. rpWePHg;ghij> gpj;jg;igfy;> fy;yPuy;> jPuhj ,Uky;> vilf;FiwT> Flw;GO> %ytpahjp> Gw;WNeha;> [Puz rf;jp Fiw- ghL Nghd;w vy;yhtw;wpw;Fk; Vw;wnjhU ey;y gok; - mj;jpg;gok; (Fig) cyHe;j goq;fs; vg;nghOJk; filfspy;fpilf;Fk;.
lhf;lH> ehDk; kUj;Jtj;Jiw apy; gzpahw;Wfpd;Nwd;. cq;f Sila Nfs;tp – gjpy; gFjpiaj; njhlHe;J gbj;J tUfpd;Nwd;. ey;y gaDs;s tpjj;jpy; mike; Js;sJ. MS NehahspfSf;fhd ePq;fs; ifahSk; rpfpr;ir Kiw ia gfpHe;J nfhs;tPHfsh?
Nkhfd; ,e;jf; Nfs;tpia ePq;fs; Nfl;likf;F cq;fisg; ghuhl;Lfpd;Nwd;. RtHz tre;j khy;b vd;w kUe;Jjhd; MS Neha;f;F (Multiple Sclerosis) kpfr;rpwe;jJ. ,ijj; jtpu 50 tajpw;F Nkw;gl;l
ngz;fs; vd;why;> [lhkd;rpy;> rjhthp> m];tfe;jh> Nahfuh[; Ff;Y> jphpgyh kw;Wk; gpukp Nghd;w %ypiffs; ey;yJ. Mz;fnsd;why;> thr;rh> rjhthp> m];t- fe;jh> Nahfuh[; Ff;Y> jphpgyh kw;Wk; gpukp ,itfisg; gad;gLj;jyhk;.
xUehs; tpl;L xUehs; nkhj;jk; 14 Kiw rpNuhjhuh vd;w rpfpr;ir nra;a Ntz;Lk;. MS Nehapdhy; Vw;gLk; typf;F ey;nyz;- nzAld; kfhehuhad ijyj;ij fye;J Nja;j;Jtpl Ntz;Lk;.
‘erpak;’ kpfTk; mtrpak;. czT tif fisAk; khw;wpf; nfhLf;f Ntz;Lk;. Nkw;$wpa vy;yhNk MAHNtj kUj;Jt Kiwapy; cs;sJ.
rpj;j kUj;Jtj;jpYs;s rptdhH mkpH- jj;ijAk; NrHj;Jf;nfhz;lhy; ey;yJ.
lhf;lH> njhlHe;J tpf;fy; te;J mtjpg;gLfpd;Nwd;. MAHNtj itj;jpaj;jpy; ,jidj; jPHf;f KbAkh?
fpsnkz;l; .fp 5 tifahd tpf;fy;fis MAHNtjk; vLj;Jiuf;fpd;wJ. vJthf ,Ue;jhYk;> ePuhtpf; Fspay; kw;Wk; vz;nza; krh[; KjyhtJ nfhLf;fg;gLk;. mNjNtisapy; ,e;Jg;G itj;J Nja;j;J tplg;gLtH. mjd;gpd; ghRkjp mhprpr;NrhW kw;Wk; nea; fye;J nfhLf;fg;gLk;. kQ;rs;> ghHyp ,itfisf; fye;J nea;Ald; GifNaw;Wjy; Ntz;Lk;. #lhd vz;- nzAld; rPdpiaf; fye;J vs; my;yJ NfhJik khTld; neQ;R> fOj;Jg; gFjpapy; jlt Ntz;Lk;. jr%yk;> gpg;gpyp> jphpfLF> rpj;juj;ij> ,Q;rp> Nfhf;Ruh> fWg;G cg;G ,itfis japH> nea;> cyHe;j Ks;sq;fp> ghHyp ,itfSld; nfhLf;f Ntz;Lk;. ,d;Dk;> Mkzf;F vz;nza; my;yJ jphpgyhTld; nea; fye;J nfhLj;jhy; tpiuthd jPHT fpl;Lk;.
tha;T kw;Wk; tapw;Wg; nghU kYf;F vd;d itj;jpaKiw cz;L?
fphp Xkj;J}s; 1 Njf;fuz;b vLj;J nte;ePUld; xU ehisf;F ,uz;L jlit rhg;ghl;- Lf;Fg;gpd; mUe;jTk;. my;yJ fw;whisr; rhw;Wld; cg;G/rPdp fye;J xU ehisf;F %d;W Kiw Fbf;fTk;.
%l;Lthjj;jhy; Vw;gLk; NehT Fiwaj; jPu;T vd;d?
jpyf; ful; rhW> Nfhth rhW kl;Lk; mUe;jp thuj;jpy; xUehs; cgthrk; ,Ue;jhy; ,j;jifa typ FiwAk;. kPd; vz;nza; Fspir> ney;ypf;fha; NrHj;Jf;nfhs;tJ eyk;.
rajasekar@thaiveedu.com
,uh[Nrfu; Mj;jpag;gd;

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jifikf Nkk;gLj;J nfhs;sy;.
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Rfhjhuk cstpay cjtpfs; th;fspd; j iaAk; (Se jy;> fpil gw;wpa jf
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chpa Ne Gjpath;fS dh;fs;> ,Ue;j N ,th;fspd Neuj;jpy; Nghfyhk;.
mtru Af mq;fj;jpd cjt Kb vd;dlh cyfj;jpN nghUe;Jk fNs cq;f fisr; r cq;fSf;F
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cq;fs; gps;isia ghlrhiyapy; jifikfis kjpg;gpLtJld; mtw;iw Nkk;gLj;Jtjw;Fhpa Kaw;rpfis Nkw;-
gjpT nra;tjw;F gps;isapd; Neha;j; jLg;G gw;wpa ep&gzj;ijg; ngWq;fs;. nfhs;sy;.
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r%f MjuT: Rfhjhu guhkhpg;G> mbg;gilj; Njit- fl;fhd MjuT (cjhuzk;: rpWth; guhkhpg;G> ciwtplk;) MNyhrid Nrit fs;> fyhr;rhu hPjpapy; nghUj;jkhd Nritfs;> ePz;lfhy Nritfs;> MjuT- fs; cs;spl;l xUq;fpize;jJk; eil Kiw hPjpapyhdJkhd Nritfis toq;Fjy;.
Fbakh;jy; nray;Kiw: mfjpfspd; cs;splg; ngah;T (Immigration) nray;Kiwia tpiuTgLj;JtJld; FLk;gk; kPz;Lk; xd;wpizjiy ,yF thf;fy; fdba fyhr;rhuj;jpy; ,Uf;Fk; kf;fSld; fye;J goFtjw;fhd mjpf- hpj;j tha;g;Gf;fis Vw;gLj;jpf; nfhLj;jy;. cs;splg; ngah;thsh;fs; mfjp r%fq;- fspd; ,aysitf; (Capacity) fl;b- naOg;Gtjw;F epjpapid mjpfhpj;jy;
Rfhjhuk;: cstpay; Njitfis re;jpg;gjw;F cjtpfs; fpilf;fr; nra;tJld; Gjpa- th;fspd; jd;dk;gpf;ifiaAk; Rakhpahij- iaAk; (Self-esteem) mjpfhpg;gjw;F cjT- jy;> fpilf;ff; $ba Rfhjhu Nritfs; gw;wpa jfty;fis toq;Fjy;.
fy;tpAk; nkhopAk;: cah; fy;tpf;fhd NghJkhd kw;Wk; chpa fhyj;jpyhd epjp Mjuit toq;Fjy;> vy;yh taJ tFg;gpdUf;Fk; nkhopg; gapw;rpapy; cjtp toq;Fjy;.
chpa Neuj;jpy; cjtp: Gjpath;fSf;F cjt ez;gh;fs;> cwtp- dh;fs;> FLk;gk;> murhq;fk; vd;gd ,Ue;j NghJk; gy;NtW jilfspdhy; ,th;fspd; cjtp Gjpath;fSf;F chpa Neuj;jpy; chpa mstpy; fpilf;fhky; Nghfyhk;.
mtru Afj;jpy; cq;fs; neUq;fpa FLk;g mq;fj;jpdh;> ez;gh;fs; $l cq;fSf;F cjt Kbahky; Nghfyhk;. ‘mz;zd; vd;dlh – jk;gp vd;dlh mtrukhd cyfj;jpNy...’vd;w ghly; ,q;F jhd; nghUe;Jk;. ,j;jifa re;jh;g;gj;jpy; ePq; fNs cq;fisf; nfhz;L elhj;jp rthy;- fisr; rkhspf;f gpd;tUk; jfty;fs; cq;fSf;F cjtyhk;.
Kjy; xU rpy fpoikfspy; ePq;fs; nra;a Ntz;bait
•
tPjpfs; kw;Wk; nghJ Nghf;Ftuj;J topfis mwpa tiuglq;fis Gif- apuj epiyaq;fspy; (Subway) ,ytr khfg; ngw;Wf; nfhs;Sq;fs;.
•
cq;fSf;fhd Mq;fpy tFg;Gf;fs; gw;wpAk; cq;fs; gps;isfl;fhd rh;t Njr nkhopnahd;W gw;wpAk; rpe;jpAq;fs;.
•
cq;fs; milahs ml;ilahf thfd iynrd;]; $Ljyhf gad;gLj;jg;gL tjhy; mjw;fhd ghPl;ir vLg;gjd; %yk; iynrd;]; ngw;Wf; nfhs;tJ ey;yJ.
•
cq;fSf;F thfd trjp ,y;yhtpbd; nghJg;Nghf;Ftuj;ij gad;gLj;J- tjw;fhf “nkl;Nuhgh];” vDk; Nghf;F- tuj;Jr; rPl;bid thq;fp itj;Jf; nfhs;tJ cq;fSf;F cjtpahf ,Uf;Fk;. ,jd;%yk; ePq;fs; ntspapy; nry;Yk;NghJ topiaj; jtw tpl;lhYk; Gjpjhf gzk; nrytplhJ me;j rPl;bid nfhz;Nl vq;Fk; gazk; nra;aKbAk;.
•
Fbtuthsu;fSf;fhd jfty;fSf;F www.settlement.or vDk; ,izaj;jsj;- jpw;F tp[ak; nra;Aq;fs;.
•
nuhwd;NuhtpDs; r%f njhlh;Gfisg; ngw 211 vDk; njhiyNgrp ,yf;fj;ij mioAq;fs;. ,J 24 kzpNeuKk; 7 ehSk; Nritfis toq;Ffpd;wJ. ,jd; %yk; nuhwd;NuhtpYs;s Rfh- jhuk;> murhq;f Nritfs;> epjp cjtp> rl;l cjtpfs;> jd;dhh;t re;jh;g;gq;fs; (Volunteer opportunities)> r%f kw;Wk; nghOJNghf;F epfo;r;rpj; jpl;lq;fs;> tPl;L trjp> Mq;fpy nkhop tFg;Gf;fs; gw;wpa jfty;fisg; ngw KbAk;. my;yJ www.211Toronto.ca vDk; ,iz aj; jsj;jpw;F tp[ak; nra;Aq;fs;.
Kjy; 6 khjq;fs; Kjy; Xh; rpy tUlq;fspy; xUq;fpizg;- Gfs; nray;fspy;  Fbakh;jy;> tPL> njhopy;> Rfhjhu guhkhpg;G> jkf;Fk; jkJ gps;isfSf;Fkhd ghlrhiy Nghd;w tw;iw NjLjypy;  jkJ Ke;ija njhopy; jpwd;fs;> fy;tp Mfpatw;iw fdba jifikf;F  fy;tp kw;Wk; njhopy; gapw;rp fisg; ngWjy; vd;gd ,jDs; mlq;Fk;.
FbNaw;w nray;Kiwapid tpsq;fpf;
r%f Insurance gpAq;fs;.
fhg;GWjp Number-SIN) ,yf;fj;ij ngw tpz;zg;- (Social
nfhs;jy;> fj;Jld; tho;tpy; vd;gd Kf;fpakhFk;. vt;thW xUq;fpizfpwhh;fs;> ,th;fs; vt;thW jpUg;jpailfpwhh;fs; Muk;g fdba FbNaw;w fdba r%-
•
Rfhjhu ml;il (Health Card) f;fhf
mDgtq;fis Kw;wpYkhf tpsq;fpf; tpz;zg;gpAq;fs;.
nfhz;L jk;ikj; jhgpj;Jf; nfhs;jy;
•
gps;isfspd; thp cjtpf;fhf (Child
fbdkhf ,Ue;jNghJk; ,t; mDgtq; Tax Benefit) tpz;zg;gpAq;fs;.
•
tq;fpf; fzf;nfhd;iw Muk;gpAq;fs;.
•
cq;fSf;fz;ikapYs;s FbNaw;w
fs; Xh; mbj;jskhf mikAk;. nghJtpy; ,r; nray;KiwfSf;F 6 khjq;fshtJ Njitg;gLk;.
epWtdnkhd;iw fz;lwpAq;fs;.
(Settlement Agency)
,tw;iw tpl fdba tho;f;if Kiw – gof;f tof;fq;fs; - rl;l jpl;lq;fis
•
cq;fs; tPl;bw;fz;ikapYs;s r%f
ePq;fs; mwpe;J nfhs;tJk; mtrpak;. Rfhjhu ikankhd;iw (Community Health centre) fz;lwpAq;fs;.
•
cq;fs; tPl;bw;fz;ikapYs;s njhopy; ts ikankhd;iw (Employment Resource Centre) fz;lwpAq;fs;.
•
cq;fs; tPl;bw;fz;ikapYs;s nghJ E}yfj;ij fz;lwpAq;fs;.
•
Xh; njhopyhspahfTk; (Employee) Xh; FbapUg;ghsuhfTk; (Tenant) cq;fs;
crhj;Jiz: http://www.ssrp.ualberta.ca/linked_files_no t_pdf/MMSS_Fact_5_Summary.doc
http://www.cic.gc.ca/ENGLISH/newcom- ers/after-help.asp
http://www.statcan.gc.ca/pub/89-614- x/2005001/findings-resultats/4079122- eng.htm
chpikfs; ahit vd;gijg; gw;wpa
jeeva@thaiveedu.com jfty;fisg; ngWq;fs;.

Page 39
jha;tPL • Nk 2009

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fhg;GWjpapy; Fog;gkh
Cost of Insurance
Limited 10 Pay, 15 Pay, 20Pay, to Age 65 cq;fs; taij nghWj;J> FLk;g nghWg;- Gf;fis nghWj;J> gzg; Gof;fj;ijg; nghWj;J> ePq;fs; Nkw;fz;l jpl;lq;fSf;F kDr; nra;ayhk;. cjhuzkhf cq;fs; taJ 20,w;Fk; 30,w;Fk; ,ilapy; ,Ue;J> gpukr;rhhpahfNth my;yJ Gjpjhf kzk; Kbj;j jk;gjpfshfNth ,Ue;J> gzg; Gof;fKk; rPuhf ,Ug;gpd; 10 Pay my;yJ 15 Pay jpl;lq;fSf;F kDr; nra;ayhk;. fhuzk;> ,e;j fhytiu Kbe;jTld; NkYk; ePq;fs; gzk; nrYj;j Ntz;ba Njitapy;iy. Mdhy; Muk;gj;jpy; nfhLj;j fhg;GWjp njhif cq;fs; tho;ehs; g+uhf njhlHe;J nfhz;Nl NghFk;.
nrd;w ,jopy; Fwpg;gpl;lJ Nghy; ,q;Fk; 10 my;yJ 15 tUl jpl;lq;fSf;F KiwNa> mjp Fiwe;j fl;Lg;gzk; (Minimum Pay- ment) mjp$ba fl;Lg;gzk; (Maximum Payment), vd ,uz;L tpjkhd mwtPl;L njhif ,Ug;gpDk; ePq;fs; cq;fs; gz trjpg;gb cq;fshy; khjhe;jk; xUtpj gjl;lkpd;wp nrYj;jf;$ba fl;Lg;gzj;ij NjHe;njLf;fyhk;. mj;Jld; nrd;w ,jopy; Fwpg;gpl;lJ Nghy fhg;GWjpf;fhd mw- tPl;Lg;gzkhd Cost of Insurance xUNghJk; khwNt khwhJ vd;gijAk; Mzpj;jd- khf Fwpg;gpl tpUk;GfpNwd;. Nkyjpfkhf nrYj;Jk; khjhe;j fl;Lg;gzk; Nrkpg;G jpl;lj;jpd; tsHr;rp tPjk; tUkhdthpapd;wp tsUk; tsHr;rptPjnkd;gJk; Fwpg;gplj;- jf;fJ.
20 Pay, Payment to 65 ngUk;ghYk; eLj;ju tajpdHf;F taJ 50,w;F cl;gl;ltHf;F cfe;j jpl;lk;. fhuzk; ,e;j tajpdHf;F mNefkhf tsHe;j gps;isfs;> gy;f- iyf;fofj;jpy; gbf;Fk; gps;isfs;> tPl;L mlkhdf;fld;> NtW fld;fs; ,Uf;ff; $Lk;. mjd; fhuzkhf fhg;GWjp fl;Lg; gzj;ij Fiwe;j fl;Lg;gzkhf xUtpj rpukKk; ,d;wp vj;jUzKk; fl;lf;$ba njhifahf NjHe;njLf;fyhk;. fl;Lg;- gzKk; Fiwthf ,Uf;f Ntz;Lk;> fhg;GWjpj; njhifAk; $bajhf ,Uf;f Ntz;Lk; vd epidg;NghHf;F ,e;j epue;ju fhg;GWjpj;jpl;lj;Jld; vg;NghJk; vj;jU- zj;jpYk; (taJ 70,w;F Kjy;) epue;ju- khd MAs;fhg;GWjpahf> kUj;Jt hPjp apd;wp khw;wf;$ba jtizf; fhg;GWjp apid (Renewable and convertible term insurance) ,izj;J xNu xg;ge;jj;jpy; (Contract) tpz;zg;gpj;jhy; fhg;GWjp xg;- ge;jk; mspg;gjw;F tpLf;Fk; (Policy Fee) tUlhe;j gzj;njhifia Jg;guthf jtpHf;fyhk;.
,e;j khjphpahd fhg;GWjpj;jpl;lq;fspy; ,U tif cz;L. KjyhtJ Muk;gj;- jpypUe;J ,Wjptiu “fhg;GWjp njhif apy; xUtpj khw;wKk; ,y;yhj (Level Death Benefit) fhg;GWjp xg;ge;jk;”. ,jpy; mNefkhf Cost of Insurance tUlhtUlk; “mjpfhpj;jgbNa ,Uf;Fk;”. ,e;j jpl;lj;- jpd;gb jpBnud kuzk; Vw;gbd; fhg;GWjp njhif kl;Lk;jhd; thhpRjhuiu nrd;w- ilAk;. Nrkpg;G tsHr;rpapd; thhpRjhuH fhg;GWjp epWtdk; vd;gJ Fwpg;gplj;jf;fJ. VjhtJ mtru Njitf;F gzk; Njitg; gbd; ,e;j gzj;ij epWtdj;jplkpUe;J fldhfj;jhd; ngw;Wf;nfhs;s KbAk;. ,e;j flDf;F tl;bAk; mwtplg;gLk;. ,e;j tl;bahdJ ngUk;ghYk; tq;fp mwtpLk; tl;b tPjj;jpYk; ghHf;f Vwj;- jhs 2 tPjk; Nkyjpfkhf mwtplg;gLk;. ,e;jf; flidg; ngw;wjd;gpd; jpBnud kuzk; Vw;gbd; fhg;GWjp njhifapypUe;J kDr;nra;j fld; njhif> mjw;fhf mwtpl;l tl;b Mfpa ,uz;bidAk; vLj;Jtpl;L kPjpg;gzk; tUkhdthpapd;wp thhpRjhuiu nrd;wilAk;. RUq;ff;$wpd;
njhlu;: 2
Nrkpg;G jp Mdhy;> ,
,e;j Vw;ghL “fld; vLg;gjhy; Vw;gLk; jz;lid” vd;why; kpifahfhJ. fld; kDf;Nfhhp fld;> flDf;fhd tl;bapid xOq;fhf fl;bf;nfhz;L tu kWj;jhy; my;yJ kwe;jhy; fld;> flDf;fhf mw tpl;l tl;btPj tsHr;rpAk; fhg;GWjpj; jpl;lj;jpy; kPjpahf cs;s Nrkpg;Gk; (nghJ thf 90% kl;LNk fldhf toq;fg;gLk;) rhp rkdhf te;jJk; ePq;fs; capNuhL ,Uf;Fk;NghNj fhg;GWjp kuzkilAk;. mjhtJ “uj;J nra;ag;gLk;”. ,J cq;fs; cjhrPdj;jhy; cq;fSf;F fpilf;Fk; jz;lid vd;gJk; Fwpg;gplj;jf;fJ.
ahd Mut ehs; g+uhf tuhYk; j vd;gij e apdhy; M Nrkpg;G t nghWj;J lq;fis gj;jpuj;jpy ld; Nrkpg NghJ fl jpl;lq;fs; xt;nthU tPjk; xJf
,uz;lhtJ tifj;jpl;lk; Muk;gj;jpyp- Ue;Nj tUlh tUlk; Nrkpg;G tsHr;rpapd; fhuzkhf njhlHe;J mjpfhpf;Fk; jpl;l- khFk;. ,jid Mq;fpyj;jpy; Increasing Death Benefit my;yJ Coverage Plus my;yJ Sum Insured + Fund Value vd miog;ghHfs;. ,e;j xOq;fpd;gb jpBH kuzk; Vw;gbd; Muk;gj;jpy; kDr; nra;j
epHzapf;f fhy fzp of 72” vd fpNwhk;. m tUlq;fS vd;W fz tl;btPjj;j jhd; tUl
fhg;GWjp njhifAld; Nrkpg;G> Nrkpg;gpd; tsHr;rp Mfpa midj;Jk; thhpRjhuiu tUkhd thpapd;wp nrd;wilAk;. mj;Jld; ,e;j xOq;fpd;gb VjhtJ fhuzj;ij apl;L gzk; nrYj;j Kbahj gl;rk; Nrkpg;gpypUe;J fhg;GWjp mspg;gjw;fhd
cjhuzkh ,Ue;J r ,Ug;gpd; ‘ $20>000 M mJ $40>0
‘Cost of Insurance’,id kl;LNk epWtdk; khjh khjhk; vLj;j;Jf;nfhz;LtUk;. mj;Jld; kPjpr;Nrkpg;G njhlHe;Jk; tsHe;J nfhz;LNghtjdhy; ,e;j xOq;fpd;gb Nrkpg;gpd; tsHr;rpapid nghWj;J fhg;GWjp xg;ge;jk; ,yFtpy; kuzkilahJ. (mJ uj;J nra;ag;gl khl;lhJ) nrd;w ,jopy; Fwpg;gpl;lJ Nghy ePq;fs; cq;fs; tpUg; gg;gb ve;j Cost of Insurance,idAk; NjHe;njLf;fyhk;. ,ij vOjpf; nfhz;L ,Uf;Fk;NghJ vdJ thbf;ifahsH
,e;j xO khfNth ,e;j khj nra;J Gj jpzpj;J j Nehf;fj;Jl xU rpyH ‘ wPHfs;? c wpg;Nghl;lh vLj;Jj;jU
,UtUf;F Vw;gl;l cz;ikr; rk;gtk; Qhgfj;jpy; tUfpwJ. ,UtUk; Fwpg;gpl;l fhytiuf;Fs; fl;b Kbf;Fk; xOq;fpid NjHe;njLj;J mjp $ba fl;Lg;gzj;jp- idAk; NjHe;njLj;jhHfs;. fhytiu Kbtjw;F xUrpy tUlq;fSf;F Kd;dH xUtH Ntiyia ,oe;jhH. kw;wtUf;F mtuJ gps;isfspd; Nkw;gbg;G fhuz- khf ntspehL nry;y Ntz;ba epHg;ge;jk; Vw;gl;ljd; fhuzkhf gz neUf;fb Vw;gl;lJ. ,UtUk; fhg;GWjp epWtdj; jpw;F vOjpf; Nfl;lNghJ fpilj;j gjpy; KiwNa 10 tUlq;fs; 14 tUlq;fs; ePq;fs; fl;lNtz;bajpy;iy. ,UtUk; fle;j 5>6 tUlq;fshf gzk; nrYj;j tpy;iy. fhg;GWjpAk; uj;J nra;ag;glhky; tUlhtUlk; epWtdk; Nrkpg;G> Nrkpg;gpd; tsHr;rp tPjk; Mfpa ,uz;bidAk; mtHfSf;F mDg;gpf;nfhz;Nl tUfpd;- wJ. mj;Jld; ,e;j ,uz;lhtJ tif- ahd jpl;lj;jpy; ,sk; tajpdH jkJ Xa;t+jpafhyj;jpy; fhg;GWjp jpl;lj;ijNa uj;Jr; nra;ahky; mtHfs; Nkyjpfkhf fl;Lk; khjhe;j my;yJ tUl fl;Lg;- gzj;ijg; nghWj;J “tUkhd thp nrYj;- jhkNyNa” tUkhd thp ,yhfh epge;j- idg;gb xU fzprkhd njhifia kPsg; ngWk; trjpfisAk; ngw;Wf;nfhs;syhk;. ,e;j xOq;fpid Mq;fpyj;jpy; Leveraging retirement Savings vd miof;fpNwhk;. me;j Xa;T+jpa taij milaAKd;du; kuzk; Vw;gbd; ,e;j Nrkpg;ghdJ Muk;- gj;jpy; kDr; nra;j fhg;GWjp njhifAld; ePq;fs; fhg;GWjp xg;ge;jj;jpy; epakpj;j thhpRjhuiu tUkhdthp ,d;wp nrd;w- ilAk;. ,e;j tpjkhd Nrkpg;Gj;jpl;lj;ij Mq;fpyj;jpy; Segregated Funds vd miog;ghHfs;. ,Nj Nrkpg;Gj; jpl;lk; tq;fpfspYk;> gpujjpNaf epWtdq;fspYk; cz;L. ,q;F mij Mutual Funds vd miog;ghHfs;. ,jpy; KjyhtJ tifahd Segregated Funds,id nghWj;jtiu ,e;j Nrkpg;ghdJ xUtUk;(murhq;fk;> tUkhd thp ,yhfh cl;gl) vj;jUzj;jpYk;> vf;fhuzk; nfhz;Lk; mgfhpf;f Kbahj
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jha;tPL • Nk 2009
;: 2
Nrkpg;G jpl;lk; vd;gJk; Fwpg;gplj;jf;fJ. Mdhy;> ,e;j Vw;ghL ,uz;lhtJ tif- ahd Mutual Funds,y; fpilahJ. tho; ; Vw;gLk; J. fld; l;bapid kWj;jhy; hg;GWjpapy; Fog;gkh?
ehs; g+uhf Nrkpg;gpd; tsHr;rp tPjk; xU- tuhYk; jpl;ltl;lkhf epHzapf;f KbahJ vd;gij ehk;midtUk; mwpNthk;. Mif-
rf;jpNty; - MAl; fhg;GWjp Kftu; -
;fhf mw hg;GWjpj; k; (nghJ ;fg;gLk;) capNuhL kilAk;. cq;fs; pilf;Fk; ;fJ.
apdhy; Muk;gj;jpYk;> ,ilapy; vg;NghJk; Nrkpg;G tsHr;rp tPjj;jpd; Vw;wj;jho;it nghWj;J thbf;ifahsHfs; Nrkpg;Gjpl;- lq;fis ifnaOj;jpl;l tpz;zg;gg; gj;jpuj;jpy; vOjp khw;Wtpf;fyhk;. mj;J ld; Nrkpg;Gj;jpl;lq;fis NjHe;njLf;Fk; NghJ fle;j 5>10>15 tUlq;fshf me;j jpl;lq;fs; nfhLj;j tl;btPjj;ij nghWj;J xt;nthU Nrkpg;G jpl;lq;fspYk; vj;jid tPjk; xJf;f Ntz;Lk; vd;gijAk; ePq;fs;
uk;gj;jpyp- sHr;rpapd; k; jpl;l- Increasing rage Plus alue vd ;gb jpBH r; nra;j
epHzapf;fyhk;. Nrkpg;Gj;jpl;lq;fspd; vjpH fhy fzpg;ig epHzapf;Fk; NghJ ‘Rule of 72” vd;w fzpg;G Kiwia ifahS- fpNwhk;. mjhtJ Nrkpg;G njhif vj;jid tUlq;fSf;F xUKiw ,ul;bg;ghFk; vd;W fzpf;f Ntz;Lkhapd; ‘72”,id tl;btPjj;jhy; tFj;jhy; fpilf;Fk; tpil jhd; tUlq;fspd; vz;zpf;if.
Nrkpg;gpd; hpRjhuiu mj;Jld; huzj;ij j gl;rk; ;gjw;fhd epWtdk; ;LtUk;. ; tsHe;J q;fpd;gb fhg;GWjp hJ. (mJ ;w ,jopy; s; tpUg; ,idAk; ; nfhz;L ;ifahsH ; rk;gtk; Fwpg;gpl;l Oq;fpid g;gzj;jp- fhytiu Kd;dH ;wtUf;F ;G fhuz- epHg;ge;jk; neUf;fb epWtdj; j;j gjpy; Ulq;fs; ,UtUk; ; nrYj;j ;ag;glhky; Nrkpg;gpd; ;bidAk; tUfpd;- J tif- H jkJ ;lj;ijNa yjpfkhf l fl;Lg;- hp nrYj;- h epge;j- ia kPsg; hs;syhk;. everaging f;fpNwhk;. AKd;du; J Muk;- hifAld; epakpj;j p nrd;w- ;jpl;lj;ij ds vd ; jpl;lk; q;fspYk; unds vd tifahd iu ,e;j ;> tUkhd j;jpYk;> Kbahj
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cjazd;

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jha;tPL • Nk 2009

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Page 44
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Your life. Your career. Your call.
If you’re looking for a career that of potential for financial success and h drive, discipline, energy, and self-co run your own business, then consid a Sun Life Financial advisor. Contac more about this rewarding career op
Chandran Rasalingam Sales Manager Bus 416-412-0401
ext
305 Cell 416-909-0400 Fax 416-412-1438 gnanachandran.rasalingam
2075 Kennedy Road, Suite 1300 Scarborough ON M1T 3V3
Sun Life Financial advisors are contracted with Sun Life Financial Distributors (Canada) Inc., registered in Quebec as a financial services firm. © Sun Life Assurance Company of Canada, 2008.

jha;tPL • Nk 2009 Your life. Your career. Your call.
ing for a career that offers the inancial success and have the ne, energy, and self-confidence to
business, then consider becoming ancial advisor. Contact us to learn
is rewarding career opportunity.
ndran Rasalingam s Manager
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ext
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d, Suite 1300
1T 3V3

Page 45
jha;tPL • Nk 2009
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jha;tPL • Nk 2009

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jha;tPL • Nk 2009
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devakanthan@thaiveedu.com
Njtfhe;jd;

Page 48
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jha;tPL • Nk 2009

Page 49
jha;tPL • Nk 2009
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kanthavanam@thaiveedu.com
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ms;spf; nfhl;bg; gapu; nra;fpNwhk;. mj
tp. fe;jtdk;

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jha;tPL • Nk 2009
rpy khjq;fSf;F Kd;du; Rtp]; nrd;wp Ue;Njd;. vdJ gioakhztd; xUtdpd; tPl;by; thrk;. Nky;khbapy; cwq;fpf; nfhz;bUe;Njd;. ,uT ,uz;L kzp. jpBnud Kopj;Njd;. VNjh xUnkypjhd Xir> ‘zpq;> zpq;’ vd jhsyaj;Jld; Nfl;lgb ,Ue;jJ. mJ vd;d Xir. %l;ilg; G+r;rpahf ,Uf;FNkh> my;yJ NtW VjhtJ [e;Jthf ,Uf;FNkh? mjd; gpd; vdf;F cwf;fk; tu kWj;jJ. mJ vd;d vd MuhAk; kdjpy; vg;gb cwf;fk; tUk;? filrpay; xUtopahf mJ vq;fpUe;j tUfpwJ vdf; fz;L gpbj;Njd;. mJ vdJ %r;Rf; Fshapy; ,Ue;J te;jJ. cq;fspy; gyUf;F ,J rpupg;gpid tutiof;fyhk; Mdhy; ele;jJ
cz;ik. vdf;F ,e;j mDgtk; ,jw;F Kd;du; Vw;gl;ljpy;iy.
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upfis vy;yhk; ghFgLj;jp xU mikjp epiyf;F toptFj;jtu; vdg; ngUikg;- gLj;jg;gLfpwhu;. mtuJ ghFghL ,aw;- ifg; gbfs; my;yJ ,aw;if Vzp (Scala Naturae) vdg;gLfpwJ. capupfis vspikapypUe;Jrpf;fy; tha;e;j mikg;- gpDf;F Vzpg;gbfs; Nghd;W mLf;fp itj;Js;shu; mup];Nuhl;by;. tpyq;Ffis mtu; Kjypy; FUjp cs;sit FUjp mw;wit vd ,uz;L FOf;fshfg; gpupf; fpwhu;. FUjp cs;sitapid kPz;Lk; Fl;b 

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gjpd;k Kd; tajpdhp
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,J ehs;tiu ‘mk;kh mg;gh’ vd fhiyr; Rw;wpte;j jk; gps;is jpBnud jk;ik mtHfs; cyfpDs; Eioa mDkjpg;gij kWf;ifapNy mjpHr;rpAk; NrhHTk; ft- iyAk; nfhs;fpd;w ngw;NwhH vk;kpilNa gyUs;sdH.
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zhq;fapWfis ngw;Nwhu; ,Wf;fkhfg; gpbf;fNtz;Lk;. ngw;Nwhupd; rupahd topelj;jYf;Fs; gps;is ,Ug;gpd; jhd;; topjtwhky; rhpahd ghijapy; rhpahd tho;tpidg; gazpf;f KbAk;. mtHfspd; czHTfs; tsHr;rpgbepiyfspy; Vw;gLk; cstpay; khw;wq;fs; vd;gd ngw;Nwhuhy; Ghpe;Jnfhs;sg;gl;L kjpf;fg;gLtNjhL mjw;Nfw;g newpg;gLj;JtJ mtrpakhFk;.
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ngw;NwhhplkpUe;J tpyfp njhiyJ}uk;
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fz;nfl;lgpd; #hpa tzf;fk; nra;J gandd;d? gy ngw;NwhH jhk; ,e;ehl;- bw;F FbGFe;j fhyj;jpy; ey;y jkpouhf thohjikahNyNa ,d;W gy ,isa- tHfs; topjtwpr; nrd;wpUg;gij fhz;- fpd;Nwhk;.
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aq;fis ngw;NwhUf;F vLj;J tpsf;fp mtHfis Vw;fr; nra;AksT nfhs;if tpsf;fk; nra;a ty;ytHfshf tsHf;- fg;gl Ntz;Lk;. epahankdg;gl;lhy; mf;fUj;J rpWtu;fSilaNjahdhYk; ehk; Vw;Wf;nfhs;sg; gof Ntz;Lk;.
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nghJthf jkf;F mtw;iw fs;.
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cyfpy; rhpahd rhpnad;Wk;> jtwhd jtnwd;Wk;> cz;ikapy; vJTkpy;iy.
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ghHf;f Mallf;F jdpNa mDg;gyhk; vd;Dk; kNdhghtk; cs;s NghJk; mq;qdk; 551 3972
jdpNa rpWtHfis ez;gHfSld; ,t; tajpy; mtHfs; tpUg;gg;gbnay;yhk; CHRw;wp nghOij tPNz fopf;f mDk- jpg;gJ rhpay;y. fpy; rhpahd rhpnad;Wk;>
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Fwpg;ghf nghpNahHfspd; Jizapd;wp ,e;j tajpdH jdpahfNth FOkkhfNth
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Page 53
jha;tPL • Nk 2009
sÚD∏oBV ∂_ÈV_ s]kƒo\V.... AÈDÿ√B ̇Õo
xΩÕ>kÁ ́ o\_ÂV‚¶k ̇ o√V_ kVw°D √w ̨¬ÿÔVıo¶V ®Dt¶D ®fiE Wu ̨[≈TM. ∂]_ Œ[Æ>V[ ¿ı¶ÔV ÿƒFBV]Ú›>_ ®[√m. ÿÂÚ∫ ̨B c≈°ÔπoÈV ∂_Èm ∞u√‚¶∏[ kÚD QVoTMV>BD BVÚ¬zD c>kVm. gÁÔBV ∞>Vkm Â_È WÆkTM›]_ Ô‚¶VBD g•‚ ÔV©AÆ] ÿƒFm Ák ∂Õ> xÔk ̇ ÂVTMVÔ ÷ÚÕ>V_ ®TM¬zD
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Guna Insurance Selliah Broker
416.371.7776
759 Warden Ave., Toronto, Ontario, M1L 4B5, Tel: 416.759.5453 ext: 401 Fax: 416.759.6220, E-mail: guna@lilandinsurance.com
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nghJthf neLQ;rhiyfisg; gy ngau;fspYk; miog;ghu;fs;. fdlhtpy; ifNt> Xl;NlhWhl; (Highway, Autoroute) vd;Wk;> mnkupf;fhtpy; ,d;uu; ];Nul; ifNt (Inter state highway) vd;Wk;> n[u;kdpapy; Xl;Nlhghd; (Autobahn) vd;Wk;> gpuhd;rpy; Xl;NlhWhl; (Autoroute) vd;Wk;> ,j;jhypapy; Xl;Nlh];lhwh (Autostrada) vd;Wk;> mT];Nuypahtpy; gpwPNt> Nkhl;lNt (Freeway/Motorway) vd;nwy;yhk; gy ngau;fspYk; neLQ;- rhiyia miog;ghu;fs;. neLQ;rhiy cs;s ehLfs; vy;yhk; jq;fs; trjpf;F Vw;g ,e;jg; ngau;fisr; #bapUf;fpwhu; fs;. neLQ;rhiyfs; vd;why; vd;d vd;W ,Jtiu xUtUk; rupahd tpsf;fk; nfhLf;ftpy;iy. mjdhy; neLQ;rhiy fs; gw;wpf; fUj;J NtWghLfs; ,g;nghO- Jk; njhlu;e;J nfhz;Nl ,Uf;fpd;wd. kpfePz;l Jhuj;jpw;F>tpiuthfj; njhlu;e;J nry;yf;$ba> Kf;fpakhf efuq;fisj; njhLf;Fk;> mfykhd ghijfisf; nfhz;l rhiyfisNa nghJthf neLQ;- rhiyfs; vd;W vy;NyhUk; Fwpg;gpLtu;.
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For Your Business We
• Install, Repair, Sell
• Meridian Phone Systems & System Phones
• Structured Voice & Data Cabling
• Install, Repair Home Phone Wiring
• TV Cable (RGB)
• Network Cable
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416.203.0344
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cyfpNy mjpf thfdq;fs; gazpf;Fk;
,ytr ne 401 neLQ mnkupf;f fpof;Nf n neLQ;rhi ePskhdJ. gr;ir epw njhlu;e;J epwj;jpYk bUf;Fk;. fPo; kQ;r mk;Gf;Fwp ntspNa mwpe;J nf apy; nry;Y ntspNa n apd; mUf tUe;Jk;> fg;gl;bUf ghijfsh mjpfupj;j njhLj;J n 1954 njhl tiu nry tpd;ru; ti tz;bfspd rhiy eh mfykhf;f mile;J rpy Kf;f ghijfis gl;bUf;fpd
,e;j 401 neLQ;rhi Fwpg;ghf 427> 400> 138> nlhd rhiyfs; jpdrup Rk mjpfkhd gazpg;gjh
 mjd; ,U gf;fq;fspy; njhlu;e;J nry;Yk; fyf;lu;Ntf;F ePy epwj;jpYk; irifg; gyiffs; fhl;lg;gl; bUf;Fk;. VjhtJ irifg; gyifapd; fPo; kQ;rs; epwj;jpy; NfhL Nghl;L mk;Gf;Fwp fhl;bapUe;jhy; me;jg; ghij ntspNa nry;fpwJ (EXIT) vd;gij mwpe;J nfhs;syhk;. ,e;j neLQ;rhiy apy; nry;Yk;NghJ gazpfSf;F trjpahf ntspNa nrd;W Xa;ntLg;gjw;fhf ghij apd; mUfpNyNa Rkhu; gjpndl;L cz- tUe;Jk;> Xa;ntLf;Fk; tpLjpfs; mikf;- fg;gl;bUf;fpd;wd. 1938k; Mz;L rpwpa ghijfshf ,Ue;jtw;iw> gazpfspd; mjpfupj;j Njit fUjp xd;NwhL xd;W njhLj;J neLQ;rhiyahf;f Kw;gl;lhu;fs;. 1954 njhlq;fp 1961k; Mz;Ltiu fpr;rpdu; tiu nry;Yk; ghij Nghlg;gl;lJ. 1964y; tpd;ru; tiu ghij ePl;lg;gl;lJ. 1968y; tz;bfspd; njhif mjpfupj;jjhy; neLQ; rhiy ehd;F ghijfisf; nfhz;ljhf mfykhf;fg;gl;lJ. gbg;gbahf tsu;r;rp mile;J te;j ,e;jg;ghij> jw;NghJ rpy Kf;fpakhd ,lq;fspy; gjpndl;Lg; ghijfisf; nfhz;ljhf mfykhf;fg; gl;bUf;fpd;wJ.
,e;j 401 neLq;rhiyNahL gy;NtW neLQ;rhiyfSk; njhLf;fg;gl;Ls;sd. Fwpg;ghf 3> 402> 403> 8> 6> 407> 410> 427> 400> 404> 35> 62> 15> 115> 137> 416> 138> nlhd;typg;ghf;Nt Nghd;w neLQ; rhiyfs; ,jDld; njhLf;fg;gl;Ls;sd. jpdrup Rkhu; 500>000 thfdq;fSf;Fk; mjpfkhdjhf> ,e;j neLQ;rhiyapy; gazpg;gjhff; fzf;fpl;L ,Uf;fpd;whu;fs;.
 kuzpj;j tPuu;fSf;F kupahij nra;fpd; whu;fs;. mjdhy;jhd; tPuu;fspd; neLQ; rhiy vd;Wk; ,ij miog;gu;.
fdlhtpy; cs;s 407 neLQ;rhiyapy; nry;tjw;Fg; gzk; (407 ETR-Toll Route) mwtpLthu;fs;. gzk; mwtplg;gLtjhy; ,J neupr;ry; ,y;yhky; gazpg;gjw;F ,yFthd neLQ;rhiyahFk;. ,yf;fj; jfl;il fnkuh %yk; (AVI system) glk; gpbj;J gpuahzk; nra;j Jhuj;jpw;Fupa fl;lzj;ij mwtpLthu;fs;. gdpf;fhyj;jpy; jw;nrayhf ,yf;fj; jfl;ilg; gdp %b apUe;jhy; fkuhtpd; fz;fspy; ,Ue;J jg;gpj;Jf; nfhs;Sk; tz;bfSk; cz;L. mjp];lk; ,Ue;jhy; rpy rkaq;fspy;
mJ cq;fSila ,ytr gazkhfTk; ,Uf;fyhk;.
mnkupf;f neLQ;rhiyfspy; nry;Yk; NghJ rpyUf;F jLkhw;wq;fs; Vw;glyhk;. mNdfkhd mnkupf;f neLQ;rhiyfspy; ,Ue;J xt;nthU KiwAk; ePq;fs; ntsp- NaWk; NghJ gzk; nrYj;j Ntz;b tuyhk;. mnkupf;fhtpy; mNdfkhf fpof;F Nkw;fhfr; nry;Yk; neLQ;rhiyfs; xw;iw ,yf;fk; cs;sjhfTk;> tlf;Fj; njw;fh fr; nry;Yk; neLQ;rhiyfs; ,ul;il ,yf;fk; cs;sjhfTk; ,Uf;Fk;. ,ijtpl Nkw;fpy; ,Ue;J fpof;fhfTk;> njw;fpy; ,Ue;J tlf;fhfTk; ,yf;fq;fs; mjp- fhpj;Jr; nry;tijAk; mq;Nf mtjhdpf; fyhk;. ,yf;fq;fSf;F Kd;dhy; Mq;fp yj;jpy; ‘I’ vd;w vOj;ijg; Nghl;bUe;jhy; mit ,d;u];Nll; neLQ;rhiyfsha; ,Uf;Fk;. (Inter state highway) rpfg;Gk; ePy epwKk; fye;j topfhl;bg; gyifapy; nts;is epwj;jpy; vOjg;gl;bUf;Fk;. tu;j;- jfg; ghijfspy; (Business Loops) rpfg;G epwj;jpw;Fg; gjpyhfg; gr;ir epwj;jpy; fhl;lg;gl;bUf;Fk;.
fdlhtpy; fp.kPw;wupy; Ntfj;ijf; fzf; fpl;L tz;b Xl;batu;fs; mq;Nf tz;b Xl;Lk;NghJ ikypy; fzf;fpl Ntz;Lk;. nghJthf tlmnkupf;fhtpy; ghtid- apy; cs;s tz;bfspy; ,uz;L tpjkhd Ntfq;fhl;bfSk; ,izf;fg; gl;bUg;gjhy; tz;b nry;Yk; Ntfj;ij ,yFtpy; mwpe;J nfhs;s KbAk;. xU Kiw ez;gu;fNshL mnkupf;fhtpw;F nrd;W jpUk;Gk; NghJ tz;bia Xl;batu; mjp Ntfkhf Xl;lNt mnkupf;f nghyP]hu; neLQ;rhiyapy; kwpj;J ,jw;fhf upf;fl; nfhLj;jhu;fs;;. mq;Nf nghyp]hNuhL nrytpl;l Neuj;ijAk; Nrkpf;f Ntz;Lk; vd;w mtruj;jpy;> mtu;fisj; jpl;bf; nfhz;Nl kPz;Lk; mtu; mjptpiuthf tz;bia Xl;bdhu;. rpwpJ Jhuj;jpy; kPz;Lk; nghyprhu; jahuhf epd;W kwpj;j du;. ‘,g;nghOJjhNd upf;fl; thq;fpdha;> kPz;Lk; Vd; tpiuthf Xl;Lfpwha;’ vd;W nghyp]hu; vr;rupj;jJk; Xl;Ldu; jpifj;Jg; Ngha;tpl;lhu;. jhd; Vw;fdNt upf;fl; thq;fpaJ ,tUf;F vg;gbj; njupAk; vd;W Mr;rupag;gl;lhu;. mnkupf;fhtpd; mNdfkhd neLQ;rhiyfspy; V.v];.< (Aerial Speed Enforcement) vd;W nrhy;- yg;gLfpd;w thdj;jpy; ,Ue;J Ntfkhfr; nry;Yk; tz;bfis mtjhdpf;Fk; Kiw- iaf; filg;gpbf;fpd;whu;fs;. me;j Kiwiaf; filg;gpbf;Fk; neLQ;rhiy- fspd; Xuj;jpy; mijg; gw;wpf; Fwpg;gpl;Lk; ,Ug;ghu;fs;. tl mnkupf;fhtpy; cs;s vy;yh tz;bfspd; ,yf;fKk; ,uz;L ehLfSf;Fk; ,ilNa gupkhwg; gl;bUg;g- jhy; mnkupf;f neLQ;rhiyfspy; tz;b Xl;Lk; NghJ Xl;Leu;fs; mtjhdkhf
FU mutpe;jd;
55k; gf;fk; ghu;f;f...


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jha;tPL • Nk 2009
54k; ,Uf;f gf;fj; Ntz;Lk;. njhlHr;rp... mfg;gl;lhy; mnkupf;f
gjpd;k Kd; ta... nlhyupy; mguhjk; nrYj;j Ntz;btUk;.
cyfpNy ePz;l neLQ;rhiyahf fdlh-
52k; gf;fj; njhlHr;rp...
tpy; cs;s uhd;]; fdlh (Trans Canada) neLQ;rhiyiar; (4>860iky;) rpyu; Fwpg;- gpLfpwhu;fs;. NtWrpyu; mT];Nuypahitr; Rw;wptUk; neLQ;rhiy xd;iwf;; (HWY-!) Fwpg;gpLfpwhu;fs;. rpy ,lq;fspy; xw;iwg; ghij kl;Lk; ,Ug;gjhy; mij neLQ; rhiy vd;W nrhy;yKbahJ vd;Wk; rpyu; thjpg;gu;. mnkupf;fhtpy; 1955y; Nghlg;gl;l fypNghdpahtpy; cs;s 405 neLQ;rhiy jhd; mjpf tz;bfs; jpdrup nry;Yk; neLQ;rhiyahf ,Uf;fpwJ. ruhrup 390>000 tz;bfs; jpdrup ,e;j neLQ; rhiyapy; gazpf;fpd;wd.
ePq;fs; gazpf;Fk; neLQ;rhiyfspy; ngupa jpUj;jNtiyfs; ele;jhy;> ePq;fs; NtWghijiag; ghtpf;f Ntz;btuyhk;. vjw;Fk; Maj;jkhfr; nry;yhtpl;lhy; rpy rkak; NghFkplj;jpy; njhiye;J Nghf yhk;. rp.V.V. (C.A.A.) Nghd;w gpuahzp- fSf;F trjp nra;J nfhLf;Fk; epWt dq;fsplk; Kw;$l;bNa cq;fs; ePz;l gazj;ijg; gw;wpf; Fwpg;gpl;lhy; mtu;fs; cq;fSf;F Ntz;ba vy;yh trjpfisAk; nra;J nfhLg;ghu;fs;. netpf;Nfw;wu;> Whl;gpshdu; (GPS Nevigater, Route Planer,) Nghd;w etPd njhopy; El;gtrjpfisg; ghtpg;gjd; %yk; cq;fs; gpuahzj;ij ,yFthf;fpf; nfhs;syhk;. Gjpa ,lq;f shapd; rpyrkak; mit$lj; jf;f jU- zj;jpy; cq;fisf; iftpl;LtpLk;. ,g;g bahd ePz;l gazq;fspd;NghJ> vd;idg; nghWj;jtiuapy;> vdJ mDgtj;jpy; tz;bapd; Kd; ,Uf;ifapy; cq;fSf;F mUNf> Nfhopj;Jhf;fk; Nghlhky; tpopg; NghL ahu; cl;fhu;e;J ,Uf;fpwhu;fNsh mtu;fs;jhd; rpwe;j topfhl;bahf ,Uf;f KbAk;!
kuru@thaiveedu.com
tho;ehs; KOtJNk Mw;wpl Kbahjj- dhy;jhd; cyfpy; ,j;jid rpf;fy;fs;> Jd;gq;fs;> Njhy;tpfs;> ntWikfs;> Vkhw;wq;fs; mtyq;fs; Ju;epfo;Tfs; vd vy;yhNk...!
kdpjHfSf;F kdpjHfs; jd;dpay;Gfs; khWgLfpd;wd. xU gpur;rpidia mZ- Fk; Kiwia vLj;jhYNk rpyUf;F rthyhdjhfTk; rpyUf;F Rygkhdjhf- Tk; ,Ug;gijf; fhzyhk;.
,e;j NtWghlhdJ Ntw;WwTfspilNa kl;Lkd;wp nrhe;j rNfhjuhpilNaAk; $l ,Ug;gijf; fhzyhk;. vkJ gps;isfsp ilNaAs;s ,e;j NtWghLfis Kjypy; Ghpe;Jnfhs;s Ntz;batHfs; ngw;NwhNu ahtH. ngw;Nwhuhy; Ghpe;Jnfhs;sg;gl Kbahj gps;isfs; cyfpw;F GHpahj GjpuhfNt ,Ug;gH. Ghpe;JzHNthL tsHf;- fg;gLk; gps;is jhDk; gpwiug; Ghpe;J nfhs;sf; fw;Wf;nfhs;fpd;wJ. khwhf mlf;fp xLf;fg;gLk; gps;isahdJ jhDk; kw;wtHfis mlf;fp xLf;f KidfpwJ.
mLj;J ,t;tajpdhpd; ghJfhg;gpy; ngw;NwhH mjPj mf;fiw vLj;Jf;nfhs;- tJ mtrpakhFk;. mjw;F rpy tpjp Kiwfis tFj;J ,Wf;fkhf filg; gpbg;gJ mtrpakhFk;. ,jd; mbg;gil ahf ngw;NwhUf;F jk;gps;isfs; vq;F ahNuhL xt;nthU nghOjpYk; ,Uf;fpwhH- fs; vd;d nra;Jnfhz;bUf;fpwhu;fs; vd;gJ ed;F njhpa Ntz;Lk;. jdpNa ve;j gps;isAk; ,t;tajpy; vq;Fk; nry;yf;$lhJ. rftajpdhpd; gpwe;jehs; tpohf;fSf;F ngw;Nwhhpd; cjtpapd;wpr; nry;Yk; rpWtHfs; ahNuDk; xU nghpa tHfspd; fz;fhzpg;gpy; ,Ug;gjhdJ cWjpnra;ag;gl Ntz;Lk;.
gps;isfS njhiyNg mtrpak;. Ngrp mi itj;jpUf
cwtpdH NghdhYk cWjp nra ,Ug;gij
jdf;F m fis jd gfpu;tjw;F
ghijNah vd;gd rpW Ntz;Lk;. Mgj;J t miog;G mwpTWj;j tPLfspy; jdpahf n mtHfs; zpf;f Nt fshf rpW $lhJ. v Nshuhf tajpdu; mr;RWj;j ,Uf;f Nt
mLj;J gps;isfs tprhupj;J tiug;gw;w fisg;gw;w ez;gHfs; fshf kl spy; jPa jhy; gy

- 55 - jpd;k Kd; ta...
Kbahjj- pf;fy;fs;> Wikfs;> ;epfo;Tfs;
pay;Gfs; a mZ- rpyUf;F khdjhf-
spilNa aAk; $l ps;isfsp Kjypy; ngw;NwhNu hs;sg;gl GHpahj L tsHf;- ug; Ghpe;J . khwhf J jhDk; idfpwJ.
Jfhg;gpy; ;Jf;nfhs;- rpy tpjp f filg; mbg;gil fs; vq;F Uf;fpwhH- ;fpwhu;fs; ;. jdpNa ; vq;Fk; pwe;jehs; tpapd;wpr; U nghpa g;gjhdJ
nry;tJz;L. ez;gu;fsplkpUe;J ed;ik fs; kl;Lkd;wp jPikfSk; epfoyhk; vDk; vr;rupf;if czu;thdJ Foe;ijf;F ,Ug;gjhdJ ngw;Nwhupd; kdg;gfpu;tpdh-
gps;isfSf;F jkJ tPl;L Kfthp
NyNa Vw;gLfpd;wJ.
njhiyNgrp vz; vd;gd njhpe;jpUg;gJ mtrpak;. mj;Jld; mtrukhf njhiy Ngrp miog;gjw;F Vw;w rpy;yiw gzk; itj;jpUf;f Ntz;Lk;.
ngw;NwhH gps;isfSf;F ‘,y;iy’ vd JzpNthL ez;gHfspd; tw;GWj;jy;fSf;F kWg;gjw;Ff; fw;Wf;nfhs;s Ntz;Lk;. ghlrhiy tpl;lgpd; tPL tuhky; CHRw;w
cwtpdH ahNuhNlDk; cq;fs; gps;is NghdhYk; Ngha;r;NrHe;jTld; mioj;J cWjp nra;Ak; gof;fk; cq;fs; gps;isf;F ,Ug;gij cWjp nra;a Ntz;Lk;.
miof;Fk; ez;gdplk; “,y;iy> vd;id vd; mk;kh vjpHghHj;Jf;nfhz;bUg;ghH ehd; tukhl;Nld;”; vd kWj;Jiuf;Fk; Jzpit rpWtHf;Ff; fw;Wf; nfhLf;f Ntz;Lk;. ez;gHfspd; mOj;jq;fis
jdf;F md;whlk; Vw;gLk; ed;ik jPik fis jd; ngw;NwhNuhL Foe;ijfs; gfpu;tjw;F gapw;Wtpf;fg;glNtz;Lk;.
(Peer Pressure) je;jpukhf ifahSk; ijupak; gps;isfSf;Fg; gof;fg;gl Ntz;Lk;.
ghijNahu tpjpfs;> ghJfhg;G tpjpfs; vd;gd rpWtHfSf;F ed;F njhpe;jpUf;f Ntz;Lk;. mtHfSf;F VNjDk; xU Mgj;J tUk; Ntisapy; cld; mtru miog;G ,yf;fkhd 911I miof;FkhW mwpTWj;jp itj;jpUf;f Ntz;Lk;. may; tPLfspy; nrd;W tpisahLk; Foe;ij jdpahf nry;ifapy; tPl;il tpl;L ,wq;fp mtHfs; tPl;bw;F nry;Yk;tiu fz;fh- zpf;f Ntz;Lk;. kdjstpy; mr;rg;LgtH-
Foe;ij ngw;Nwhpd; mutizg;gpypUe;J tpLgl;L ntspcyif fw;f Kw;gLk; ,g;gUtkhdJ jha; je;ijahpd; rpd;d tpuy; gpbj;jgb jj;jpj;jj;jp eilgapYk; Foe;ijapd; Kaw;rpf;F xg;ghdJ. cyfpay; fy;tpia MHtj;NjhL fw;Fk; ,t;taJg; gps;isfs; tPo;e;J Nghfhky;> mr;rg;glhky; MSik Fd;whky; ijup- aj;NjhL cyiff; fw;wpl ngw;NwhH cjt Ntz;Lk;.
fshf rpWtu;fis xUNghJk; tsHf;ff; $lhJ. vdpDk;> vr;rhpf;ifAzHT cs;- Nshuhf tsHg;gJ mtrpakhFk;. jd; tajpdu; vjpu;Nehf;Fk; mghaq;fis mr;RWj;jy;fis Foe;ij ed;F mwpe;J ,Uf;f Ntz;baJ mtrpakhFk;.
vdNt cyfpay; fy;tpf;F Njitahd mwpTj;Njliy jkJ Foe;ijfs; ngw;wp- Ug;gjw;F Njitahd Cf;fj;jpwidAk; mtu;fSf;fhd ghJfhg;igAk; ngw;Nwhu; jk; gps;isfSf;F jilapd;wp toq;FtJ mtrpakhFk;. ehisa cyfpd; ehafH-
mLj;J gps;isfspd; tprhupj;J tiug;gw;wp fisg;gw;wp ez;gHfs; fshf kl;Lk; xt;nthU vg;nghOJNk mwpe;jpUg;gJ mwptjw;F njhpe;jhy; ez;gHfisg; ,Ug;gjpy;iy. ngw;NwhUk; ed;ik mtuJ NghJk; mtrpak;. gw;wp gyrkaq;f gag;gtH- ez;gH vd;gH. ed;F jkJ
xU-
fshf ,d;Nw tho fpd;w spd; tsHg;gpNyNa tskhd Ntz;Lk;. Kisg;gUtky;yth ey;ytHfshfTk; ,tHfs; jq;fpAs;sJ.
tho;T tsUk; tho ngw;Nwhhpd; ty;ytHfshfTk; gapiu Ntz;Lkhdhy; ,J? epu;zapf;
(njhlUk;) ,tu;f- ey;y
spy; jPa ez;gHfspd; jPa gof;fNjhrj;- jhy; gy gps;isfs; topjtwp jpirkhwpr;
vathani@thaiveedu.com


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xUtUf;F tUq;fhyj;jpy; elf;fg;Nght- ijNah> r%fj;jpy; vw;gltpUf;Fk; khw;wj;ijNah jPh;f;fjhprdkhf Kd; $l;bNa vLj;Jr;nrhy;tJ vy;NyhUf;Fk; ifte;j fiy my;y. mJ xU tunkd;Nw nrhy;yyhk;. “nrhd;d thh;j;ijfs;gb ele;Jtpl;lJ” mtUf;F “fUehf;F” vd;W Ngr;Rthf;fpy; nrhy;thh;fs;. ,J xUthpd; cs;Szh;T fhuzkhf Njhd;Wk; ntspg;- ghL. rpyrkak; ey;yjhfTk; ,Uf;fyhk;, nfl;ljhfTk; ,Uf;fyhk;.
cs;Szh;Tr; rf;jp QhdpfSf;F kl;L ky;y jd;dk;gpf;if cs;sth;fSf;Fk; cz;L. mJ kl;Lky;y> xU gpur;rid Mjhuq;fis itj;J myrp Muha;e;J KbntLg;gth;fSf;Fk; ,Uf;fpwJ. ,J jh;f;f hPjpahf rpe;jpj;J KbntLf;Fk; nfl;bj;jdk;. ngUk; tzpf ];jhgdq;fis ghpghydk; nra;NthUf;F ,e;j cs;S- zh;Tj; jd;ik tzpfk; tsu cjTfpwJ.
aho;g;ghzj;J Nahfh; Rthkpfisj; njhpahj jkpo; KjpNahh;fs; ,y;iy. ,tUf;F cs;Szh;T rf;jpAz;L. jpah- dj;jpd;%yk; mth; mjidf; ngw;wpUf;f yhk;. gy tUlq;fSf;F Kd;dh; “,uj;jk; Xlg;NghFjlh” vd;W jkpo;r; rKjhaj;jpd; tUq;fhy epiyia jPh;f;fjhprdkhf xU Qhdpapd; nkhopapy; nrhd;dhh;. mJ mth; kdJf;Fs; ,Ue;J ntspte;j xU Fuy;. ,g;gb gy thh;j;ijfis mth; cjph;j;Js;shh;.
Nahfh; Rthkpiag; NghyNt xU rpj;jh; aho;g;ghzj;jpy; cs;s Nfhz;lhtpy; fpuhkj;jpy; ,Ue;jhh;. mth; ,aw;ngah; fe;ijah. 1897y; mtjhpj;jhh;. Mdhy; vy;NyhUf;Fk; Filrhkp vd;why;jhd; mtiuj; njhpAk;. fhuzk; mth; ifapy; vg;NghJk; xU Fil ,Uf;Fk;. vspikahd Njhw;wk;. jhb itj;jpUe;jhh;. ahUk; mtiug; ghh;j;jhy; igj;jpaf;fhud; vd;W epidj;jhh;fs;. xUrkak; mth; ey;Y}- Uf;F tPukfhfhsp mk;kd; Nfhapy; topahf Ngha;f;nfhz;L ,Uf;Fk; NghJ xUtd; fhh; fuh[{f;F Kd;dh; ftiy- NahL ,Ug;gijf; fz;lhh;. mtdplk; Ngha; Filr;rhkp “cd;dplk; ,Uf;fpw thfdj;ij Nfl;fpw tpiyf;F tpw;Wg; Nghl;L fpilf;fpw nghUis thq;fpit” vd;whh;. rhkp nrhd;dgb fuh[py; ,Ue;j thfdj;ij xUth; tpiyf;Fj; jUk;gb Nfl;lhh;. rhkp nrhd;dJ epidTf;F te;jJ. gjpy; Ngrhky; thfdj;ij Nfl;l tpiyf;F tpw;W gzj;ij tPl;by; itj; jpUe;jhh;. mg;NghJ ntq;fhaf; fhyk;. ,yhgkhf fpilj;j ntq;fhaj;jpy; fpilj;j gzj;ij KjyPL nra;jhh;. rpy fhyj;jpy; ntq;fhaj;jpd; tpiy cah;e;- jJ. clNd mij tpw;W gzkhf;fpdhh;. Filr;rhkpapd; thf;F gypj;jJ. ,g;gb gy rk;gtq;fs; epfo;e;Js;sJ.
xUehs; Rthkpfs; ghij topNa NghFk;NghJ gf;fj;jpy; cs;s xU gidapy; rPty; njhopyhsp cUtd; gidapy; Vwpf;nfhz;bUe;jhd;. rhkp mtidg; ghh;j;J “Xiy fpopj;jhr;R” vd;whh;. kuk; Vwpatd; tOf;fp tl;Nlw Kbahky; tpOe;J kuzpj;jhd;. tUKd; nrhy;Yk; thf;Ffs; mtiuawpahkNy ehtpy; jto;e;jd.
rpj;jk; vd;gJ kdk;> mwpT. rpj;jh; vd;w gjk; mjpypUe;J Njhd;wpaJ. ,J Md;- kPfj;Jld; ,ize;jJ. MfNt rpj;jj;jpy; Njhd;WtJ thf;fhf ntsptUfpwJ.
mYtyfj;jpy; Kf;fpakhd Nfhg;nghd;- iwg; Gul;bg; Gul;b ghh;j;Jf; nfhz;bUe; Njd;. ehd; vjph;ghh;f;fhj kpfg;nghpa gpionahd;W jahhpj;j jpl;l fzf;fpy;
cs;Szh;T
(Intuition)
,Ue;jJ. vd;dhy; ek;gNt Kbatpy;iy. mij jahhpj;jth; ek;gpf;iff;Fhpa jpwikrhypahd cjtp Kfhikahsh; khjtd;;. vd;d ele;jJ mtUf;F? ,jd;- gb jpl;lj;jpw;fhd nryitf; Fwpg;gpl;L jpl;lj;ij nray;gLj;jpapUe;jhy; ];jhg- dj;Jf;F gy yl;rk; Ugha;fs; e\;lk; Vw;gl;bUf;Fk;. tof;fj;jpy; jpwikrhyp- ahd cjtp Kfhikahsh; jahhpj;j fzf;if ehd; jpUg;gpg; ghh;g;gjpy;iy. Mdhy; vd;dNth mj;jpl;lj;jpw;fhd nryit jpUg;gpg; ghh;j;jhy; vd;d vd;W vd; kdk; nrhy;ypw;W. ghh;j;jJ ey;yjhfg; Ngha;tpl;lJ. mjpy; kpfg;nghpa nry-
nthd;W fzf;fpy; cs;slf;fg;gltpy;iy. me;j rkak; ghh;j;J njhiyNgrp kzp mbj;jJ. xU Ntis mijj; jahhpj;j tuhf ,Uf;FNkh vd;wJ cs;Szh;T. njhiyNgrpia vLj;jJk; “ahh; khjtdh? vd;d? vd;id ghh;f;f Ntz;Lkh? vd;Nwd;.
NgrpatUf;F mth; NgrKd;Ng ehd; mtu;; ngaiuf; Fwpg;gpl;lJ mjph;r;rpahf ,Ue;jpUf;Fk;. mJTk; vd;d ghh;f;f Ntz;Lkh vd;W Nfl;lJ Mr;rhpaj;ijf; nfhLj;jpUf;Fk;. mthpd; Ngr;rpd; gjl;lk; mij fhl;baJ.
“Mkhk; Nrh;”
“ rhp thUk;’ vd;Nwd;.
jpl;lmwpf;ifia jahhpj;j cjtp Kfhik-
x
ahsh; khjtd; cs;Ns te;jhh;;. cs;Ns tUk;NghNj tof;fk;Nghy; ,Uf;Fk; Gd;difia mth; Kfj;jpy; fhztpy;iy. xd;iwAk; ,uz;ilAk; Nrh;j;J vd; kdk; fzf;F Nghl;lJ. ,J vd; gof;fk;. mth;
Saree Blo Kfj;jpy; ftiy vjw;F? fzf;fpy; tpl;l gpioapyh? my;yJ FLk;gj;jpyh?
“vd;d khjtd;. ePh; jahhpj;j jpl;l fzf;ifg; gw;wp Ngr te;jpUf;fpwPuh?”
cq “Mkhk; rhh;. fzf;fpy; xU nghpa gpio tpl;L tpl;Nld;”.
“ njhpAk;”
“tof;fj;jpy; ,J Nghd;w fzf;if ,uz;L jlit ehd; jpUg;gpg; ghh;g;gJ tof;fk;”
“mJTk; njhpAk;”
“,e;j Kiw VNjh rpe;jidapy; jpUg;gpg; ghh;f;ftpy;iy”
“mJTk; njhpAk;. mjd; fhuzKk; njhpAk;”
416 264
“vd;d Nrh; nrhy;Yfpwpas;”
“vd;d ck;; kidtpf;F cly; epiy rhp apy;iy? %d;W ehs; yPtpy; ,Ue;jpUf;fp
wPNu. ,g;g
“Mkhk; r Lkhk;.”
“mg;g m zkh? vd
khjtd; t epd;whd;. Vw;gLk; f Kd;dNu Mr;rhpaj;i kDrd; Q njhpe;J i epidj;jpU rh];jphpAk
1978k; Mz (Eyes of L ahd fi jahhpf;fg Gifg;glg elf;fg;Ngh jd; fz;fs mJ ele rk;gtpf;f mwpe;JtpL
xU ehs; nfhz;bU tpiuthf mtuJ ei zh;it J ghh;j;j k ,sikah ,Uf;f K mUNf t Nehf;fpNd kzpf;F t epkplq;fs
“ed;wp. ey vd;whh;.
mth; Ngr cs;Szh ,Uf;FNk
“ePq;fs; f
“Mkhk;. v
“funtl;b
“Mkhk;. m cq;fSf;F
“chpj;J i

cs;Szh;T
(Intuition)
-nghd; FNye;jpud;-
xNu ehspy; Saree Blouse
cq;fs; rfytpjkhd rhwp GsT]; (Saree Blouse)
ijg;gjw;Fk; mioAq;fs;.
416 264 6400
jha;tPL • Nk 2009
atpy;iy. ff;Fhpa ikahsh; ;F? ,jd;- Fwpg;gpl;L ; ];jhg- ; e\;lk; ikrhyp- jahhpj;j ;gjpy;iy. j;jpw;fhd ;d vd;W y;yjhfg; pa nry-
ltpy;iy. grp kzp jahhpj;j ;Szh;T. khjtdh? vd;Nwd;.
;Ng ehd; ph;r;rpahf ghh;f;f hpaj;ijf; ; gjl;lk;
p Kfhik- ;;. cs;Ns ,Uf;Fk; tpy;iy. vd; kdk; ;fk;. mth; ;fpy; tpl;l
h?
;j jpl;l ;fpwPuh?”
hpa gpio
f ,uz;L tof;fk;”
; jpUg;gpg;
huzKk;
epiy rhp e;jpUf;fp
wPNu. ,g;g vg;gb kidtpf;F?
“Mkhk; rhh;. xg;gNurd; nra;a Ntz;- Lkhk;.”
“mg;g mJjhd; ckJ jtWf;F fhu- zkh? vd;d rhpjhdh?”
khjtd; tpop gpJq;f vd;idg; ghh;j;jgb epd;whd;. vd; cs;Szh;tpdhy; jtW Vw;gLk; fhuzj;ij mth; nrhy;tjw;F Kd;dNu ehd; nrhd;dJ khjtDf;F Mr;rhpaj;ij nfhLj;jJ. “vd;d ,e;j kDrd; Qhdpah? vd; kdjpy; cs;sij njhpe;J itj;jpUf;fpwhNd” vd;W khjtd; epidj;jpUf;fyhk;. ehd; QhdpAk; ,y;iy. rh];jphpAkpy;iy.
1978k; Mz;L “Nyhuh khh;rpd; fz;fs;” (Eyes of Laura mars) vd;w xU GJik ahd fijaikg;G nfhz;l jpiug;glk; jahhpf;fg;gl;lJ. me;j fijapy; xU Gifg;glg;gpbg;ghsuhd ngz;nzhUj;jp elf;fg;NghFk; rk;gtj;ij Kd;$l;bNa jd; fz;fspD}lhfg;ghh;j;J nrhy;Yfpwhs;. mJ ele;J tpLfpwJ. jdf;F kuzk; rk;gtpf;f NghfpwJ vd;gij Kd;$l;bNa mwpe;JtpLfpwhs;.
xU ehs; NgUe;Jf;fhf g];jhpg;gpy; epd;W nfhz;bUe;Njd;. jhpg;ig Nehf;fp xUth; tpiuthf ele;J te;J nfhz;bUe;jhh;. mtuJ eilAk; Njhw;wKk; vd; cs;S- zh;it J}z;btpl;lJ. ‘,tiu vq;NfNah ghh;j;j khjphp ,Uf;fpwNj. Mdhy; ,sikahf ,Uf;fpwhNu. mtuhf ,th; ,Uf;f KbahJ.’ rpe;jpj;jJ vd; kdk;. mUNf te;J epd;whh;. Kfj;ij cw;W Nehf;fpNdd;. rpupj;jgb g]; vj;jid kzpf;F tUk; vd;whh;. “,d;Dk; Ie;J epkplq;fspy; tUk;” vd;Nwd;.
“ed;wp. ey;y fhyk; g]; jtwtpltpy;iy” vd;whh;.
mth; Ngr;R> Kfghtid> rphpg;G vd;d cs;Szh;itj; J}z;baJ. ,th; mtuhf ,Uf;FNkh? Ngr;ir Muk;gpj;Njd;.
“ePq;fs; funtl;bah?”
“Mkhk;. vg;gbj; njhpAk;?”
“funtl;b rh];jphp fe;ijahtpd; kfdh?
“Mkhk;. mJ rhp vd; mg;ghit njhpAkh cq;fSf;F ?”.
“chpj;J itj;J mth; rhaYk; rphpg;Gk;
ckf;F ,Uf;fpwJ. vd;d> rh];jphp Ntiy ghh;f;fpwPuh?’
“rhpahff; fz;L gpbj;jpUf;fpwPh;fNs. mnjg;gb?.
“FLk;gj;njhopyhf ,Uf;Fk; vd;gJ vd; fzf;F. mNjhL ifapy; Gj;jff;fl;Lk; new;wpapy; re;jdKk; fhl;b nfhLf;fpwNj. vy;yhk; cs;Szh;Tjhd;” vd;Nwd; rphpj;jgb. mth; nksdkhdhh;.
cs;Szh;Tf;Fk; Md;kPfj;jpw;F njhlh; Gz;L vd;gJ gyh; fUj;J. gy Md;kPf thjpfs; nrhy;tJ ele;JtpLfpwJ. mikjp fhg;gJ> cz;ik NgRtJ> Mf;fj;jpw- ikia tpUj;jpnra;tJ> ele;jij kd jpy; gjpT nra;J nfhs;tJ> myrp Muha;e;J jPh;khdpg;gJ. ,J cs;Szh;T rf;jpia tpUj;jp nra;fpwJ.
kdJf;Fs; Njhd;Wk; Fuy;> kdrhl;rp> cs;Szh;T Mfpait NtWgl;lit. kdJf;Fs; xd;wpy; tpUg;gNkh tpUg;g kpy;iyNah nra;aj; J}z;Lk; xU Fuy;. ,d;W vij rikg;gJ vd;W Nahrpf;Fk; NghJ xU Fwpg;gpl;l czitr; rik vd;W kdk; nrhy;Yk;. mijNa nra;tPh; fs;. Mk;> ,y;iy vd;gJjhd; kdJf;Fs; Njhd;Wk; FuYf;F gjpy;.
epahdj;jpw;Fk; cz;ikf;Fk; kdrhl;rp kjpg;gspf;fpwJ. gpio vd;W njhpe;jhy; kdrhl;rp mijtpl;L xJq;fptpLk;. nraw;gl ,lk; nfhLf;fhJ. cs;Szh;- thdJ clNd Njhd;Wk; rf;jp. ey;yNjh nfl;lNjh> rhpNah gpioNah thh;j;ijfs; clNd cjph;e;JtpLk;. mJf;Fk; kdr;- rhl;rpf;Fk; njhlh;G ,y;iy. ,it %d;Wk; fpl;lj;jl;l njhlh;Giladthfj; Njhd;wpdhYk; gFj;jwpjypy; khWgl;lit.
cs;Szh;Ts;s Kfhikahsh; jpl;lj;ij nray;gLj;Jtjh ,y;iyah vd;W Kb- ntLg;gjpy; ntw;wpfhz;fpwhh;. gyij myrp Muha;e;j gpd;dNu KbT vLf;fg;- gLfpwJ. ,jw;F mDgtKk; Jiz NghfpwJ.
pon@thaiveedu


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Xl;il milj;jy;: tPl;bd; ntspg;gFjpapy; cs;s Xl;il fis milg;gjw;F Caulk vd;W nry;- yg;gLk; gir Kf;fpakhdnjhd;whFk;. Mdhy; xU Hardware filf;Fr; nrd;W Xl;il milf;Fk; giriaj; njhpT nra;jhy; mtw;wpy; gj;jpw;Fk; mjpfkhd tifAs;s (Caulk) giriaf; fhzyhk;. mtw;iw MWjyhf ,Ue;J xt;nthd; whf thrpj;J mwptjw;F xUtUf;Fk; Neuk; ,Ug;gjpy;iy. Mdhy; rhpahd CaulkIf; mwpe;J mtw;iwg; ghtpj;jhy; tPl;ilr; #lhf;Fk;NghNjh> Air Condition ghtpf;Fk; NghNjh> my;yJ G+r;rp> GOf;fs; tuhky; ghJfhg;ghf itj;jpUg;gjw;Nfh cjtpahf ,Uf;Fk;.
rjhuzkhf Caulk gytpjkhd %yg; nghUl;fspdhy; nra;ag;gl;Ls;sJ. mtw;- wpy; Silicone, acrylic, latex my;yJ vy;yhk; NrHe;j %yg;nghUl;fisf; nfhz;L Caulk jahH nra;thHfs;. Mdhy; rpy jahhpg;Gfs; rpy NjitfSf;F kl;Lk; gpuj;jpNahfkhfr; nra;Js;shHfs;. MfNt vkJ Njitf;Nfw;g rhpahd CaulkIj; njhpT nra;jy; Ntz;Lk;.
mjhtJ vkJ tPl;bw;Fj; Njitahd kpd;rhuk;> njhiyNgrp Cable, satellite dishes, gas pipes, clothes dryer Vents, light fixtures Nghd;wtw;iw tPl;bd; ntspapy; NghLk;NghJ Xl;il Jisj;Nj nghUj;J thHfs;. ,tw;iwr; Rw;wp CaulkIf; NghL tJ mtrpakhFk;.
Mrpupau;fs;. vdf;F ,jpy; re;NjfNk. kPdpdj;jpw;F kpfTk; njspthf jiyapd; ,U Gwq;fspYk; fz;fs; cs;sd. MfNt njhy;fhg;gpau; kPd; ,dj;jpid  ntspg; gFjpapy; cs;s epwj;jpw;Nfw;g G+Rtjhy; caulk tpj;jpahrkhfj; njhpahky; kiwf;- fyhk;. Mdhy; me;jg; paint, caulkd; NkNy ghtpf;f$bajhf ,Uj;jy; Ntz;Lk;.
cile;j ad;dy; fz;zhb Ak; mjd; jpUj;JjYk;: jbj;j ifAiwiag; ghtpj;J cile;j
fz;zhbj gpd;G ad Compound Yld; xl heat gun mfw;Wjy dryer my Ntz;lhk;. gOjhf;fpt
mjd; gpd thf cs mfw;wp tp ,Uf;Fk; my;yJ H wpa gpd;G gpd;G Fram Nghl;lgpd Nky; itj Jk;NghJ r
Conve Missis 8 yea inven ATM-
Carole Franch sale in and Oa Offer chees health urban

Pl;bd; ntspg;gFjpapd;
tfSk; jpUj;jq;fSk;
ypd;...
jha;tPL • Nk 2009
hd caulk ; Njitf;- e acrylic caulkfs; tpiy g; ghtpf;- d caulk, j;jpy;jhd;
y; cs;s ;> ntspg; G+Rtjhy; ; kiwf;- t, caulkd; Ntz;Lk;.
z;zhb Yk;:
cile;j
fz;zhbj;Jz;Lfis mfw;Wjy; Ntz;Lk;. gpd;G ad;dypy; cs;s gioa Grazing Compound mjhtJ fz;zhbia ad;d Yld; xl;b ,Uf;f cjTk; nghUis heat gun my;yJ hair dryerIg; ghtpj;J mfw;Wjy; Ntz;Lk;. xU ,lj;jpy; Hair dryer my;yJ heat gunIg; gpbj;jpUf;f Ntz;lhk;. mJ kuj;ijr; rpyNtisfspy; gOjhf;fptpLk;.
mjd; gpd;G putty knifeIg; ghtpj;J ,yF thf cs;s gioa girfis Kw;whf mfw;wp tplTk;. mfw;Wk;NghJ f];lkhf ,Uf;Fk; ,lk;fspy; kPz;Lk; Hair dryer my;yJ Heat gunIg; ghtpf;fyhk;. mfw;- wpa gpd;G primerI G+rpf; fha;e;jitj;j gpd;G Framed; Nky; glazing compoundilg; Nghl;lgpd;G Gjpa fz;zhbia mjd; Nky; itj;J mOj;jy; Ntz;Lk;. mOj; Jk;NghJ rpy compound ntspapy; tuyhk;.
mij clNd Jilj;jy; ey;yJ. fz;zhbiag; Nghl;l gpd;G mjd;Nky; rpwpa pin xd;iw putty knifeIg; ghtpj;J Frame,Ds;> ad;dypd; mstpw;F Vw;w- thW PinI FrameapDs; js;Sjy; Ntz;Lk;. Pinfisj; js;spagpd;G mjd; Nky; compoundIg; NghLjy; Ntz;Lk;. gpd;G xU fpoik vd;whYk; fha;e;j gpd;G tHzk; jpl;lyhk;.
ntspgFjpAk; tHzk; jPl;LjYk;: tPl;bd; ntspg;gFjp kuj;jpdhNyh my;yJ jfLfshNyh nra;ag;gl;L ,Ue;jhy; tHzk; jPl;LtJ mtrpakhFk;. Kjyh tjhf xU BrushIg; ghtpj;J Nja;j;j gpd;G jz;zPiuf; nfhz;L ed;whff; fOTjy; Ntz;Lk;. gpd;G Paint ScraperIf; nfhz;L chpAk; paint vy;yhtw;iwAk; ed;whf mfw;Wjy; Ntz;Lk;. nghpa ,lkhf ,Uj;jhy; electric sanderIg; ghtpj;jy; ey;yJ. mjd; gpd;G VjhtJ ,lq;fspy; ,ilntspfs; ,Ue;jhy; mtw;iw caulk Ig; ghtpj;J milf;fTk;. gpd;G vy;yh ,lj;jpw;Fk; tHzj;ijj; jPl;Ljy; Ntz;Lk;.
alen@thaiveedu.com
Nt pwg;Ng
;- # 572 Nt pwg;Ng
;- # 573 Nt pwg;Ng
;- # 574 ,dNt pwg;Ng
;- # 575 t pwg;Ng
;- # 576
pwg;Ng
;- # 577 nkhopa -# 578.
a ghF- ;fpaj;Jtk; y;fhg;gpa- ; thae;j- ; ngupJk; Nt ghF w;wj;ijf; xU ghF- r; nra;J ;e;j ,aw;- ; ngUik
pUe;jtu; mtu;fs;.
Convenience store in Mississauga for sale- 8 years in business. $140,000 plus inventory. Sales on lottery plus ATM-$10-11k/month.
CaroleTs Café Kitchen. Franchises now available for sale in Toronto, North York and Oakville. Offering the famous Carole’s cheesecake and unique fresh and healthy homemade foods in an urban
Art & framing business for sale in Oakville- Net Operating Income over $80,000/yr. 20 yrs. in business. Sale price $180,000 (includes inventory of Approx. $50,000).
Pharmacy, Variety store and DoctorTs office space with Property for sale in London, ON. Both Buisnesses, vacant furnished Doctor’s office and property. Price $800,000 plus inventory. café atmosphere.
Please call Alan Sivasambu 647-504- 2536
myd; rptrk;G
- tPL tpw;gidg; gpujpepjp -


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kdtsf; fiy
,Jtiu vOjpaitnay;yhk; gyUk; jkJ njhg;gpNah vd;W jiyf;F Vw;wthW Nghl;Lg; ghHj;J tpkHrdq;fSk; te;J tpl;ld. vdf;F vg;gb ,g;gb Qhdk; gpwe;jJ vd;W Muha;r;rp NtW. mDg- tj;ij vOJfpwhuh my;yJ mDgtpj;jij vOJfpwhuh vd;W gl;bkd;wk; xUGwk;. rhp kdpjdhfg; gpwe;jhy; rfyJk; fw;Wj; Jwg;gJ jhNd ,aw;if. ,y;yhtpl;lhy; ehDk; fhtp jhpj;J re;epahrk; my;yth NghapUf;f Ntz;Lk;. ‘nfhLj;jnjy;yhk; nfhLj;jhd; mtd; ahUf;fhf nfhLj;jhd;” vd;Wjhd; ghlj; Njhd;WfpwJ. ebfNts; M.R.uhjh rpq;fg;g+H epfo;r;rp xd;wpy; nrhd;dJ Nghy; ‘NfhapYf;F Nghq;f. mq;F IaH vd;d gz;ZwhH vd;W cs;Ns vl;bg; ghHf;fhjjPq;f’ vt;tsT cz;ik.
kdpjdpd; tho;f;ifapy; vj;jid Vkhw;- wq;fs;> rWf;fy;fs;> Vkhw;wq;fs;> Fj;J ntl;Lf;fs;> KJfpy; Fj;Jk; JNuhfj;jdq;- fs; ,g;gb xU gl;baNy Nghlyhk;. Vwp tpOe;J rWf;fp epkpUk;NghJ KjpHr;rp te;JtpLfpwJ. kdpjdhfg; gpwe;Jtpl;lhNy ,it vy;yhtw;iwAk; jhz;bNa Mf Ntz;Lk;. kdpj kdk; xU Fuq;F. mijj; jhttpl;lhy; jg;gp Xltpl;lhy; ekJ tho;f;ifapy; jg;Gj;jhsq;fs; trpf;f Muk;gpj;JtpLk;. vd;d nra;tJ tho;e;J jhd; MfNtz;Lk; vd;W tUk;NghJ kdj;ij fl;Lg;gLj;jp> thia mlf;fp tho;e;J ghHf;f Ntz;ba fl;lhak; tU- fpd;wJ. kw;wtHfNshL xg;gpl;Lg; ghHg;gij vd;iwf;F ehk; tpl;L tpLNthNkh md;- iwf;F tho;T kyUk;. MfNt ,g;nghOJ vz;zk; Vd; XLfpd;wJ vd;W ghHj;jhy; Kd;G ehk; vd;ndd;d fhhpaq;fs; nra;- NjhNkh mNjNghy; clypy; rf;jp Vw;gL fpwNghJ me;jr; rf;jpapd; fhuzkhf mNj vz;zk; mNj nray; cz;lhfpd;wJ. ehk; ,g;nghOJ vz;zj;ij xOq;FgLj;j Ntz;Lk; vd;W nrhd;dhy; mjw;F Kiw- ahd gapw;rp mtrpakhfpd;wJ. chpa KiwapNy gapw;rp nra;a Ntz;Lk;. mt;thW nra;jhy; jhd; ek;Kila kdj;ij ek;Kila tpUg;gg;gb elj;jp ehk; mila Ntz;ba vy;yhg; gad;fis- Ak; vy;yh ,yl;rpaq;fisAk; tho;f;if apNy mila KbAk;. mjw;Fhpa gapw;rp iaj;jhd; Nahfk; vd;Wk; mfj;jtk; vd;Wk; yak; vd;Wk; nrhy;thHfs;.
me;j kdg;gapw;rpia gioa Nahfhrd E}y;fspNy ehd;F tpjkhf nfhLj;jpUf; fpwhHfs;. me;j ehd;Ftpjkhd gapw;rpfs;> gpuj;jpahfhuh> jhuzh> jpahdk;> rkhjp vdg;gLfpd;wd.
‘gpuj;jpahfhuh vd;why; ,JtiuapNy vd;ndd;d fhhpaq;fs; nra;Njhk; mjd; topNa kdk; Xbf;nfhz;L ,Uf;fpwNj. mij Kjypy; mjd; topNa Xlhky; jpUg;gp tpLtJ my;yJ me;j Xl;lj;jp- ypUe;J khw;wpaikg;gJ. ,J gpuj;jpah- fhuh vdg;gLfpd;wJ.
,jw;Fg; gpwF ‘jhuzh’. jd; tpUg;gk; Nghy Vnjh xU nghOJ kPJ> nray;kPJ> epfhtpd;kPJ kdj;ij epWj;jp itj;jpUf;fg; goFtJ (Focussing Attention on one Thing at will) ,ij Concentrate vd;W $WthHfs;. ,Jjhd; ‘jhuzh’.
%d;whtJ gapw;rp ‘jpahdk;’ ,e;j kdk; vq;fpUe;J Gwg;gLfpwNjh> ,J Gwg;gLfpd;w ,lj;jpNyNa kdj;ijf; nfhz;Lte;J epiy epWj;jg;gof;FtJ vd;gJ jhd; ‘jpahdk;’ vq;fpUe;J Gwg;gLfpwnjd; kdk; vd;gJ NtW xd;Wk; ,y;iy. ek;Kila capUila Mw;wy; jhd;. ,e;j clypy; capH ,aq;Fk; NghJ mjpypUe;J xU miytPr;rhf cUthfpd;wJ. fiyapd; %ykhf Gyd;fs; topNa nrd;W capNu kdkhf ,aq;Ffpd;wJ. me;j kdj;ij capHNkNy yapj;jpUf;fr; nra;tJjhd;
jpahdk;. (Meditation) MFk;.
Kiwnay Kiwapd; mjw;Fg; gpwF vy;yhtw;wpw;Fk; Nkyhd
Nahff;fi nka;g;nghUNshL kdj;ij xd;w itj;Jj;
tsg;gLj;j jhDk; vJthfNth khwptpLfpd;w xU
Fog;gkhd epiyjhd; ‘rkhjp’ vd;W nrhy;thHfs;.
fyf;fNkw ,e;j gpuj;jpahfuh> jhuzh> jpahdk;>
(Pressures rkhjp vd;w ehd;F gapw;rpfisAk; Kw;
njhy;iyA fhyj;jpNy kdg;gapw;rpahf Vw;gLj;jp itj;jpUe;jhHfs;.
NjitAz tplTk;> Nj kdk; vd;W nrhy;fpd;Nwhk;. vz;zk; vd;W
jd;id k nrhy;fpd;Nwhk; vd;why;> kdk; ,g;NghJ
fTk; Md ehd;F tifahf ,aq;Ffpd;wJ. fhykhf>
cly;eyk J}ukhf> gUkdhf> Ntfkhf ,aq;F-
ngWk;. fpd;wJ. ve;jg; nghUis epdj;jhYk; fhyk; J}uk;> gUkd;> Ntfk; vd;w ehd;F
kdpjd; n ghpkhzj;jpNyjhd; kdk; ,aq;Ffpd;wJ.
vd;d? kd kdj;jpd; fiy,af;fk; vg;nghOJk; J}f;f
kiwnghU
,e;j clypy; capH ,aq;F
mjpypUe;J
xU miytPr;rhf cUthf
fiyapd; %ykhf Gyd;fs; to
capNu kdkhf ,aq;Ffpd
me;j kdj;ij capHNk
yapj;jpUf;fr; nra;tJjhd; j
Neuk; Nghf kw;w Neuq;fspy; ,aq;fpf;
me;j Mwh nfhz;NlapUf;fpd;wJ. gpwe;jJ Kjy;
mwpitg; ,wf;Fk; tiu mjd; ,af;fk; njhlHe;J
Ntz;bai eilngWfpd;wJ. mij epWj;jptpl ahUk;
,e;j cy epidj;jhy; mJ mwpahikNaahFk;.
k-fs; nra mijtpl kdj;ij ey;y KiwapNy
mile;J n ,af;fg; gof;fptpLNthkhapd; mJNt
fHkk; vd nghpanjhU ntw;wpahFk;. kdk; mikjp
dhy; vd ahf ,Uf;f Ntz;Lk;. kdk; epiyj;J
nra;jhNuh epw;f Ntz;Lk; vd;W epidf;fpd;wPHfsh
,Ug;gjhNy mJ ey;yJ. epWj;jptpl Ntz;Lk; vd;gJ
J}z;Ljy NtW> epiyj;J ,Uf;f Ntz;Lk; vd;gJ
rhjhuz NtW.
fshNyNa
mQ;Rk; mlf;F mlf;F vd;gH mwptpyhu;
Nghfpd;wh
mQ;Rk; mlf;Fk; mkuUk; mq;F ,y;iy mQ;Rk; mlf;fpd; mNrjdk; vd;W ,l;L mQ;Rk; mlf;fh mwptwpe; NjNd.
cyf ehL nghUshj fspy; ngU ,ij tpyf;fpf; nfhs;tJ rpwpJ fbd-
ngUk;ghy khfj;jhd; ,Uf;Fk;. Mdhy; kdk;
gpwg;Ghpik vd;gJ ,Jjhd; vd;gJ gpbgl;Ltpl;lhy;
ila tho mij nrk;ikahf itj;Jf;nfhs;tJ
Lf;Ff; f vd;gJjhd; Kf;fpak;. kdj;jpd; khz;G
rfjpAk; e vJNth mJNt kdpjdpd; khz;G. ,e;j
whHfs;. , cz;ikia czHe;Jnfhz;L mjw;Nfw;w
cyfr; re Kiwapy; ekJ tho;f;ifia rPuikj;jhy;
ifNae;J Jd;gk; Fiwe;J mikjpAk; ,d;gKk; ngUFk; vd;gNj gyUk; fz;lwpe;j cz;ik.
,e;jg; gapw;rpfs; %ykhf kdj;ij jpUg;gp tsg;gLj;jp> Kiwg;gLj;jp> ek; tpUg;gk; Nghy; ve;nje;j KiwapNy nray;gLj;j KbANkh mg;gb nra;a Ntz;LNk jtpu> kdk; epw;f Ntz;Lnkd epidj;jhy; kl;Lk; epd;W tplhJ mjw;fhd csg;- gapw;rpiaj;jhd; kdtsf;fiy vd;Wk;> mfj;jtk; vd;Wk;Fz;lypdpNahfk; vd;Wk;> uh[Nahfk; vd;Wk; gythwhfg; ngau; nrhy;yp miof;fpd;Nwhk;. kdk; cz;lh dhy; ,lKz;L vd;W ,ijj;jhd; nrhd;dhHfNsh?
kdj;ij tsg;gLj;j Ntz;Lnkd;gJ vy;NyhUf;Fk; ,d;W mtrpakhdnjhd;- whfptpl;lJ. ,f;fhyj;jpNy me;jf; fbd
kdts
Classe
The S

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; Nkyhd itj;Jj; pd;w xU y;thHfs;. jpahdk;> Ak; Kw; Vw;gLj;jp
k; vd;W ,g;NghJ fhykhf> ,aq;F- dj;jhYk; ;w ehd;F ;Ffpd;wJ. Jk; J}f;f
,aq;fpf; Kjy; njhlHe;J pl ahUk; aahFk;. iwapNy mJNt ; mikjp epiyj;J pd;wPHfsh k; vd;gJ k; vd;gJ
wptpyhu; ,y;iy ;W ,l;L
.
pJ fbd- ; kdk; ;Ltpl;lhy; ;nfhs;tJ ; khz;G ;G. ,e;j jw;Nfw;w ikj;jhy; ,d;gKk; z;lwpe;j
j jpUg;gp ; tpUg;gk; ay;gLj;j Nk jtpu> dj;jhy; csg;- vd;Wk;> k; vd;Wk;> g; ngau; ; cz;lh ijj;jhd;
;Lnkd;gJ hdnjhd;- ;jf; fbd kdtsf; fiy
Kiwnay;yhk; ,y;yhky; xU Rygkhd Kiwapd; %ykhf kdj;ij tsg;gLj;j Nahff;fiy te;Jtpl;lJ. kdj;ij tsg;gLj;j ,y;iy vd;why; kdjpy; kpfTk; Fog;gkhd #o;epiy Vw;gl;L> mjpfkhd
jpU kNfrd; fyf;fNkw;gl;L> me;j mOj;jq;fspd; (Pressures and tensions) tpisthf njhy;iyAk; Jd;gKk; ngUfptpLk;.
tpl;lhHfs;. fy;tpapd;ikAk; %l ek;gpf; ifAk; vq;F ghHj;jhYk; ek;ik Kw;Wif NjitAzHe;J jdJ Mw;wiyr; nry-
,Lfpd;wd. tho;f;ifg; ghijnaq;Fk; tplTk;> Njitapy;yhjNghJ nrytpypUe;J
td;Kiw ek; rKjhaj;ij #iwahLfpwJ. jd;id kPl;Lr; Nrkpg;G epiyapy; ,Uf;-
,yQ;rk;> jFjpapd;ik> Fog;gk; ,it fTk; Md;khTf;Fj; jpwik ngUFk;.
ek; tho;ifiaAk;>mur epWtdq;fisAk;> cly;eyk;> kdeyk; Xq;Fk;. Kfk; moF
epHthff; fl;likg;igAk; rPHFiyar; ngWk;.
nra;Jtpl;ld.
kdpjd; ngw;Ws;s MwhtJ mwpTjhd;
kdpjdpd; ngUikia kdpjd; czHe;J vd;d? kdk;> capH> nka; vd;w %d;W
kjpj;Jj; jd; Njit> tpUg;gk; ,tw;iw kiwnghUl;fisAk; czuj;jf;f Mw;wNy
xOq;F nra;J thOk; xU caH gz;- ghl;bd; %yNk vy;yhf; Fog;gq;fSk; rpf;fy;fSk; jPHe;J cyfpy; mikjp Vw;- lypy; capH ,aq;Fk; NghJ
gLk;. ,j;jifa gz;ghL Md;kPf mwpT %yk; Vw;gl;lhyd;wp NtW topapy;iy.
mjpypUe;J
cyf eyk; ehLk; ngUe;jiytHfSk;> mwpQHfSk; ,e;epiyikia czHe;- jpUe;j NghJk; kdpj Fyj;ij xUq;- iytPr;rhf cUthfpd;wJ.
fpizf;fj;jf;f xU ey;y jpl;lkpd;wpj; jtpHf;fpd;wdH. ekJ kdtsf;fiy kdpj rKjhaj;ij tsk;gLj;j tho;tpy; vy;yhk; ykhf Gyd;fs; topNa nrd;W
eyd;fisAk; mspf;fty;y XH caHe;j tho;f;if thOk; topahFk;. kdkhf ,aq;Ffpd;wJ.
cyfpd; ngUk;ghyhd kf;fs; Gyd; ftHr;rpapy; kaq;fp Md;k epiyia kdj;ij capHNkNy
kwe;J jg;ghd tho;T tho;fpd;whHfs;. Jd;gq;fs; ngUtjhf jiyapybj;J vd;d
;fr; nra;tJjhd; jpahdk;.
gad;? ghypd ftHr;rp Ntfj;jpy; kaq;fp kaf;f epiyapy;jhd; ngUk;ghYk; Foe;ijg; gpwg;Gf;fs; epfo;fpd;wd. mf; Foe;ijfSk; kaf;f epiyapy;jhNd tpo me;j MwhtJ mwpT.mg;gbg;gl;l MwhtJ
KbAk;? mwpitg; ngw;w kdpjd; Vd; mwpa Ntz;baij mwpaky; jtpf;fpd;whd;.
md;iwa fhyj;jpy; Viofshf ,Ue;j ,e;j cyfj;jpNy jtWfs; my;yJ jPi
ngUk;ghyhNdhH rpe;jid mw;wtHfsh k-fs; nra;J mjd; topahf Vd; Jd;gk;
fTk;> rpe;jid cilatHfs; nghWik mile;J nfhz;Nl ,Uf;fpd;Nwhk;? rQ;rpj
kpf;ftHfshfTk; Vo;ik tpjpg;gad; vd;W fHkk; vd;W njhlHe;J te;j gof;fj;jp-
nrhy;ypf;nfhz;Nl tho;e;jhHfs;. dhy; vd;ndd;d fhhpaq;fs; Kd;dH nra;jhNuh mitnay;yhk; gjpthfp
,d;iwa fhyfl;lj;jpy; vLj;Njhk; ftpo;j;- ,Ug;gjhNy mt;tg;NghJ me;jg; gjpTfs;
Njhk; vd;W kz;iliag; Nghl;L gpire;J J}z;Ljy; ngw;W ,af;fk; cz;lhfp
kdf; fyj;fj;jpy; epw;fpd;Nwhk;. tho;f;if- rhjhuz Ie;JzHT tag;gl;l nra;if-
ia tsk;gLj;j top ,Ue;Jk; Kopj;Jf; fshNyNa kdpjd; ,Of;fg;gl;L
nfhz;L Kf;fhbl;L cl;fhHe;J ,Ue;J Nghfpd;whd;.
fz;lgad; vd;d?
cyf ehLfs; KOtJk; ,d;W murpay;
fhyk; fdpfpd;wJ. fdpthf tho;f;iff;F nghUshjhuk; rKjhaeyk; vd;w Jiw-
top ,Uf;fj; jg;Gj;jhsq;fs; Nghl;Ltpl;L fspy; ngUk; Fog;gj;jpy; Mo;e;Js;sd.
xg;ghhp itj;J vd;d gad;. tskhd ngUk;ghyhd kf;fSf;F tWikNa
tho;f;iff;F top ,Uf;f xsp kq;fp gpwg;Ghpikahf ,Uf;fpd;wJ. mtHfS-
tho;f;if tho;tjhy; fz;lgad; vd;d? ila tho;f;ifj; juk; tWikf; Nfhl;-
cg;igj; jpz;ltd; jz;zp Fbg;ghd;. Lf;Ff; fPNoNa ,Uf;fpd;wJ. NrWk;>
jg;Gr; nra;jtd; jz;lid nfhs;thd; rfjpAk; epiwe;j Fbirfspy; tho;fpd;-
vd;gJ vt;tsT cahpa jj;Jtk;. whHfs;. ,e;j kz;zpd; Foe;ijfNs cyfr; re;ijapy; jq;fsJ guhkhpg;Gf;F
mahesan@thaiveedu.com
ifNae;Jk; cyfpd; mehijfs; Mfp
kdtsf; fiyg; gapw;rp
Classes are conducted every Saturday of the week at 4 - 6 pm.
The SKY Yoga Canada
80 Nashdene Road, Unit 130 Scarborough, Ontario M1V 5E4 (Located at Markham & Nashdene intersection)


Page 62
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rhg;gpLk; KiwAk; rhg;ghL
,k; Kiw table manners vd;gjd; mu;j;jk; vd;d vd;gijf; Fwpf;Fk; Fwpg;Gf;fshf Tk;> xU tpUe;Jf;F ehk; nry;Yk;NghJ> nghJtpy; ,yFthf ehk; gpd;gw;wf; $ba tplaq;fisg; gw;wpajhfTk; ghu;g;Nghk;.
tpUe;Jf;Ff; Fwpf;fg; gl;bUf;Fk; Neuj;- jpw;F Kd;dNu Ngha; M[uhFq;fs;.
rhg;gplg; ghtpf;Fk; cgfuzq;fis ntspapypUe;J cs;shf> xt;nthU czT tiff;Fk; ghtpf;fj; njupa Ntz;Lk;.
rhg;gpLk; cgfuzk; xd;W epyj;jpy; if jtwp tpOe;Jtpl;ljh? tpLq;fs;. gupkhW gtuplk; mijg;Nghy; ,d;DnkhU fj;jp- Nah> Kl;fuz;bNah nfhz;L tUkhW gzpAq;fs;! epyj;jpy; jto;e;J cq;fs; fj;jpia cupik nfhz;lhbdhy; mofy;y
jdpg;gl;l tpUe;Jgrhuq;fspy; cq;fs; cly; kw;Wk; Rfhjhu> czTg; gof;f- tof;fq;fs; fUjp> ePq;fs; “INah> ,ij vd;dhy; rhg;gpl KbahJ” vd;W rpy czT tiffisj; js;sp itg;gJ cq;fis tpUe;Jf;F mioj;jtiu mtkjpg;gJ NghyhFk;. jw;NghJ gpujhd tpUe;Jgrhuq;- fSf;F xUtiu miof;Fk;NghNj> ek; czTg; gof;fj;ij kw;Wk; tpUg;gj;ij> me;j miog;ig Vw;Fk;NghJ> nrhy;y tha;g;Gf;fs; cs;sd. mij Kbe;jsT> tpiuthfTk;> KbthfTk; nrhy;yptpl;lhy;> mtu;fs; mjw;Nfw;whw;Nghy; cq;fSf;fhd gpuj;jpNafkhd czitj; jahupg;ghu;fs;. tpkhdj;jpy; ehk; gazpf;Fk; Kd; cz- itg; gl;baypl;Lf; nfhLg;gjpy;iyah> mijg;Nghy; jhd; ,JTk;! gpd;du;> vdf;F ,J rupahd tpUe;jpy;iyNa> ehd; kl;Lk; ,e;j tpUe;ij rupahf enjoy gz;ztpy;- iyNa vd;w kdf;fpNyrk; vohjy;yth?
mnkupf;f ghzpapy;> toq;fg;gLk; xt; nthU czitAk; ePq;fs; cq;fs; jl;by; thq;fpg;Nghl;Lr; rhg;gpl Ntz;ba mtrpa- kpy;iy. mJNghy;> jl;by; Nghl;l vy;yh czT tifiaAk; ePq;fs; jl;by; xU milahsk; ,y;yhky; Kbf;f Ntz;Lk; vd;Wk; ,y;iy. rhg;ghl;bd; juj;ijg; gw;wp ,opthfg; NgRtJk;> ,d;d czit ,d;Dk; nfhQ;rk; $Ljyhfj; je;jpUf;f yhNk vd;W nrhy;tJk; rupay;y
gupkhWgtu; gf;fj;jpy; epd;why; mtUf;F ed;wp nrhy;yyhk;> Mdhy; kw;w tpUe;- jpdu;fSk; ,Ue;J ciuahbf; nfhz;b- Uf;Fk; ,e;jf; fl;lj;jpy;> ePq;fs; gzp ahsiur; re;Njh\g; gLj;j Ntz;Lk; vd;w mtrpakpy;iy.
S.P ELECTRONICS
midj;Jj; jkpo; thndhypfSk; Gjpjhf
thq;Ftjw;Fk;> jpUj;jpf; nfhs;tjw;Fk;.
416 264 6400
2641 Eglinton Ave. Scarborough
(Brimley & Eglinton)
ifj;njhiyNgrpia mwNt off gz;zp itAq;fs;. Text message mDg;GtJ Nghd;wit ,e;Neuj;jpy; nra;aj; jFe;j nray;fsy;y. mj;Jld; xU Gj;jfk; gbg;gJ> my;yJ personal player,y; ,ir Nfl;gJ ,itnaJTk; ,q;Nf ,Uf;ff; $lhJ. mtrukhd xU call te;Jtpl;l- njd;whYk;> gzpthf kw;wtu;fsplk; ,Ue;J kd;dpg;Gf; Nfl;Lf; nfhz;L me;j ,lj;ijtpl;L mfd;W> cq;fs; phone callIf; ftdpj;J kPz;Lk; mNj kd;dpg;G ld; cq;fs; ,Uf;ifapy;te;J mkUq;fs;.
cq;fSf;Ff; nfhLf;fg;gl;l fjpiuapy; epkpu;e;J cl;fhUq;fs;. Nkirapd; Nky; rupe;J ,Uj;jy;> gpd;dhy; rupjy;> Koq; iffis NkirNky; Cd;wp cl;fhUjy; Nghd;wit jtpu;f;fg;gl Ntz;Lk;> Vnddpy; ,it cq;fs; gf;fj;jpy; cl;fhUgtUf;F ,ilQ;ryhFk;.
rhg;gpLk;NghJ jiyia> cq;fs; jl;L Nehf;fpf; nfhz;L nry;y Ntz;lhk;. rhg;gpLk; cgfuzq;fis tha;f;F mU fhff; nfhz;L thUq;fs;. epyj;jpy; tpOe;j cgfuzq;fisf; ifahy; vLj;J Nkirapy; kPz;Lk; NghLk; vz;zk; Ntz;lhk;. gzpahsiuf; filf;fz; ghu;it ghu;j;jhy; mtu; Gupe;J nfhz;L cq;fs; cjtpf;F tUthu;. Mdhy; cq;fs; napkin gwe;J tpl;ljh? Fdpe;J mij vLf;Fk; jWthapy; nghJtpy; me;j tpUe;J Nkiriar; Rw;wp mku;e;jpUf;Fk; kw;wtu;fsplk; kd;dpg;Gf; Nfhup (excuse me) cq;fs; iff;fhupaj;ijj; njhlUq;fs;.
xU czT tifiag; gwpkhWk;NghJ> mij ,lg;gf;fkpUe;J gupkhw Ntz;Lk;> mijg;Nghy; mij tyg;gf;fkpUe;Nj vLf;f Ntz;Lk;.
xU czT xUtuplkpUe;J kw;wtUf;F ifkhw;wk; nra;ag;gLk;NghJ> mij tpUe;Jf;F mioj;jtu; my;yJ gupkhW gtu;jhd; Kjypy; njhlf;fp itf;f Ntz;Lk;. cq;fs; iff;F te;j ghj;jpuj;- ij mNj ghzpapYk;> mNj jpirapYk; ePq;fs; kw;wtuplk; ifaspf;f Ntz;Lk;. nfhLf;fg;gLk; czit cq;fs; ,lg; gf;fj;jpy; itj;J> mjpypUe;J Njitah dij vLj;jJk;> tyg;gf;fkpUg;gtuplk; mijf; nfhLf;f Ntz;Lk;. ms;sp vLj;J cq;fs; jl;il epiwj;Jf; nfhs;shjPu; fs;. vLf;Fk;NghJ> “ehk; vt;tsT vLj; jhy;> tpUe;jpy; ,Uf;Fk; kw;wtu;fSf;Fk; ,J NghJkhdjhf ,Uf;Fk;;?” vd;gijf; nfhQ;rk; fUj;jpy; nfhz;L rpwpjsthfNt vLq;fs;. mLj;j te;j ghj;jpuj;jpy; cs;s czT cq;fSf;Fg; gpbf;ftpy;iyah?
tpku;rdk; gtuplk; khWk;NghJ Ntz;Lkh jl;by; c
xUtu; xU jUkhWg; cq;fSf;F vLj;J gf Nfl;ltu; ePq;fs; m gupkhwpf; n xUtif c apypUe;J jl;bd;Nky Milfis gazpf;f> mila v vLj;Jf; n
Nkirapy vLf;fhjPu;f
czit cg;G> kps
iwg; gad ahuhtJ c my;yJ c ,uz;L mtuplk; m ghu;j;jgpd ,tw;iwg; njupAkh? cg;G> kps jhy;> mJ ePq;fs; m Nghy;> ng czTg; g aj;ijf; f Fiwr;ryh xU cz cq;fs; j ntWg;Gf;f
thapy; c jPu;fs;. ePq vd;gij k jpUf;Fk;. NgRk;NghJ mUtUg;g ePq;fs; c me;j cz jl;by; Fb gpwF Nfl fij vd;W iwAk; nr

jha;tPL • Nk 2009
ff gz;zp Dg;GtJ j; jFe;j Gj;jfk; ,y; ,ir ,Uf;ff; e;Jtpl;l- tu;fsplk; ;L me;j s; phone kd;dpg;G kUq;fs;.
jpiuapy; pd; Nky; y;> Koq; l;fhUjy; Vnddpy; UgtUf;F
;fs; jl;L tz;lhk;. ;f;F mU epyj;jpy; y; vLj;J vz;zk; ilf;fz; nfhz;L Mdhy; ? Fdpe;J tpy; me;j ;jpUf;Fk; xcuse me) lUq;fs;.
Wk;NghJ> Ntz;Lk;> ;fkpUe;Nj
;wtUf;F > mij gupkhW itf;f ghj;jpuj;- pirapYk; Ntz;Lk;. ;fs; ,lg; Njitah g;gtuplk; ;sp vLj;J hs;shjPu; sT vLj; u;fSf;Fk; vd;gijf; sthfNt py; cs;s py;iyah? ;gpLk; KiwAk; rhg;ghLk;
tpku;rdk; nra;ahky;> mij mUfpypUg; gtuplk; ifaspAq;fs;. gupkhWgtu; gup khWk;NghJk;> cq;fSf;F me;j czT Ntz;Lkh vd;W Nfl;Lj;jhd; cq;fs; jl;by; czTg; gjhu;;j;jj;ij itg;ghu;.
xUtu; xU czTg; ghj;jpuj;ij vLj;Jj; jUkhWg; gzpj;jhy;> me;jg; ghj;jpuk;
rj;jk; Nghl;L cq;fs; Fuiy cau;;j;jpg; cq;fSf;Fg; gf;fkhf ,Ue;jhy; kl;LNk
NgrhjPu;fs;. vLj;J gf;Ftkhf nfhLq;fs;. mJNghy;> Nfl;ltu; iff;Fg; Ngha;te;j gpd;dNu
czit tha;Gilf;Fk; msTf;F cs;Ns ePq;fs; me;j czit cq;fs; jl;bYk;
js;sp rhg;gpl Ntz;lhk;. nfhQ;rk; nfhQ;- gupkhwpf; nfhs;sy; Ntz;Lk;. cq;fSf;F
rkhf czitr; rhg;gpLtNjhL> kw;w xUtif czT Nkirapy; me;jf; Nfhb-
tu;fSk; cfe;j Neuj;jpw; Kbf;Fkhw;Nghy; apypUe;J Njitg;gl;lhYk;> kw;wtu;
mtu;fspd; re;jj;jpw;Nfw;g ePq;fSk; jl;bd;Nky; FWf;fhfg; gha;e;J> cq;fs;
rhg;gpl;lhy;> tpUe;J vy;yhu; jl;bypUe;Jk; Milfis> kw;wtu;fspd; jl;Lfspd;Nky;>
fpl;lj;jl;l xNu Neuj;jpy; KbAk;. ePq;fs; gazpf;f> kpjf;fr; nra;J ghj;jpuj;ij
rhg;ghl;il Kjypy; Kbj;Jtpl;L> ntw;wp mila vz;z Ntz;lhk;. NfSq;fs;>
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jtu; cq;fs; gf;fk; nkJNt Fdpe;J> “ey;yNtis> ePq;fs; cq;fs; jl;ilAk; NkirapypUf;Fk; ghj;jpuj;ij ,Oj;J
rhg;gplhky; tpl;Bu;fNs?” vd;W Nfl;lhy;> vLf;fhjPu;fs;
NghdJ cq;fs; khdk;.
czit Kjypy; Ritj;Jg; ghu;j;jgpd;>
thapy; Nghl;l czit cjLfis %b cg;G> kpsfpd; Njitia mwpe;J mtw;
rj;jk; tuhjthW nky;Yq;fs;. Mdhy;
iwg; gad;gLj;Jq;fs;. mj;Jld;> NtW
mjpf Neuk; nkd;Wnfhz;Nl ,Uf;fhjPu; ahuhtJ cq;fs; gf;fj;jpy; cs;s kpsif
fs;. mJ epiwa vr;rpiy tha;f;Fs;- my;yJ cg;igj; jdpj;jdpNaf; Nfl;lhYk;>
NsNa $l;b tpj;jpahrkhd xypfis ,uz;L rkhr;rhuq;fisAk; Nru;j;Nj
vOg;gr; nra;JtpLk;. mtuplk; mDg;gp itAq;fs;. rhg;gpl;Lg; RONICS
ghu;j;jgpd;> cztpd; Njit nghWj;J
gad;gLj;jg;gLk; rhg;gpLk; cgfuzq;fis ,tw;iwg; gad;gLj;Jtjd; fhuzk; vd;d
Nghupy; NkhjtpLtJ Nghy; rj;jk; njupAkh? mg;gbr; nra;ahky;> KjypNyNa
mikar; rhg;gpLtJ mofy;y. cg;G> kpsif czTld; ePq;fNs Nru;j;- jhy;> mJ me;j czitr; rikj;jtiu
gw;fspd; ,Lf;fpy; rkhr;rhuq;fs; khl;bf; ePq;fs; mtkjpg;gJ NghyhFkhk;. mJ
nfhz;ljh? tpuiy mDg;gp cdf;F Nghy;> nghJtpy; itf;fg;gl;Ls;s xU
ciyitf;fpNwd; ehd; vd;W ifiaf; czTg; gjhu;j;jj;jpy; cq;fs; ifq;fup-
nfhz;L thapDs;Ns tpisahl Ntz;- aj;ijf; fhl;b tplhjPu;fs;. cq;fSf;Ff;
lhk;. ahUk; ghu;;j;jhu;fnsd;why; mrpq;fk;. Fiwr;ryhf ,Uf;Fk; cg;G> kw;wtUf;F
“excuse me, I will be right back” vd;W nrhy;yp xU czTf; fl;Lg;ghlhf ,Uf;fyhk;.
tpl;L washroom Nehf;fp eiliag; cq;fs; jl;by; kl;LNk cq;fs; tpUg;G>
NghLq;fs;. mq;FNgha;> gy;ypLf;fpy; ntWg;Gf;fisf; ifahSq;fs;
khl;batUf;F jz;lid juyhk;> Mdhy; kwe;Jk; “ excuse me, I am going to the wash- thapy; czit itj;Jf; nfhz;L Ngrh-
room” vd;W kl;Lk; nrhy;yp tplhjPu;fs;. jPu;fs;. ePq;fs; vd;d nrhy;y tUfpwPu;fs; vd;gij kw;wtu;fs; Gupe;J nfhs;s Kah-
Vtiw> ,Uky;> Jk;ky;> nfhl;lhtp> jpUf;Fk;. mj;Jld; tha;G+uh czTld;
tpf;fy;> Nghd;wit ek; fl;Lg;ghl;Lf;- NgRk;NghJ> kw;wtu;fSf;Nf mijg;ghu;f;f
Fs;NsNa ,Uf;f Ntz;Lk;. kPwp te;J mUtUg;ghf ,Uf;Fk;. mijtplTk;>
tpl;ljh? nkJthfTk;> nghJthfTk;
ugh
ePq;fs; czT thAld; fijf;Fk;;NghJ>
kd;dpg;Gf; Nfl;Fk; ghtidapy; “excuse me;j czT tha;jtwp cq;fs; maytu;
me” vd;w thu;j;ijiag; gpuNahfpAq;fs;. jl;by; Fbj;jdk; nra;ag;Ngha; tpl;lhy;> gpwF Nfl;fth Ntz;Lk;? X> mj;Jld;
%f;F jd;idf; ftdpf;f tpy;iynad;W fij vd;W te;J tpl;lhNy> ,d;ndhd;-
mlk;gpbj;J mOiff;Fj; jahuhfpd;wjh? iwAk; nrhy;ypj;jhdhf Ntz;Lk;. mjpfk;
kQ;Rsh uh[ypq;fk;
66k; gf;fk; ghu;f;f...


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jha;tPL • Nk 2009
gy;NtW KjyPLfspy; ,Ue;Jk; ntspNawp gyUk; gzkhf itj;jpUf;Fk; epiyapy; tUkhdk; juf;$ba ,lH Fiwe;j KjyPL- fisj; NjLtJ ,aw;if. jw;Nghija epiyik fhuzkhf> epWtdq;fspy; fld; Kwpfspd;> tpisTfs; mjpfhpj;Js;sd vd;fpwhH Goodman and Co epWtdj;ijr; NrHe;j Michael McHugh vd;ghH. mtH NkYk; $Wifapy; mLj;J vd;d elf;Fk; vd mwptjw;fhf nghWj;jpUf;Fk; fhy- fl;lj;jpy; mjpfsT ,lhpy;yhj KjyPL- fspy; KjypLtjd; %yk; tUkhdj;ijg; ngw;Wf;nfhs;syhk;. ,tH ,e;j epWtdj;- jpd; Fixed Income gFjpf;fhd KjyPLfis epHtfpg;gtH MthH.
khHr; 1y; Muk;gpf;fg;gl;l The Statigec Yield Fund Muk;g tpisT tPjk; 7 tPj- khFk;. ,jpy; 2/3 gq;F epue;ju tUkhd KwpTfs; MFk;. ,e;j Mutual Fundy; Gjpa KjyPLfs; tUk;nghOJ njhlHe;Jk; ey;y KjyPLfs; Kjypl KbAk;. ,e;j FundI epHtfpg;gjw;F Rje;jpukhf Kj- yPLfis njhpTnra;a KbAk;. Investment rated Corporate bonds, Convertible bond, high Yield unrated Government bonds vd;gtw;wpy; Kjypl KbAk;. mj;Jld; Dividend Paying Common shares Proferred or convertible Proferred, income, Trusts and real estate Investment Trust vd;gtw;wpy; Kjypl KbAk;.
Michael MC Hugh mtHfs; epahatpiyapy; fpilf;ff;$ba jukhd KjyPLfis njhpTnra;gtuhthH. epWtdq;fspd; Balance Sheet – Visible Cash flows, stable
,lH Fiwe;j KjyPLf
• Make
• Hair Style & Hair - Dying & Highlig
• Bridal Make Up & Arang
• Skin Care (All Kind of - Threading &
• Skin T
• Dress Making (Sare
• Permanent
• Pe
• Beauty Classes ∂w ̨B_ ÔÁÈÁB ÔuÔ sÚDA ̨S ̇Ô·V? ®∫Ô·m ÔÁÈ kz©AÔπ_ ÷ÁÕm ÿÔV^”∫Ô^
÷©o√Vm gıÔ”¬ÔVTM oƒÁkÔ”D
Business, Substantiality vd;gdtw;wpy; mtH ftdk; nrYj;JthH.
gq;Fr; re;ij epytuk; rw;W Kd;Ndw;wk; fz;L nfhz;bUe;j NghJk; ,d;Dk; mq;F
,e;j cyfpd;
rhpj;jpuj;jpy;
Kbtpy;yhky;
xU
nghUshjhug;
gpd;dilT
,Ue;jjpy;iy.
];jpukpd;ik fhzg;gLfpwJ. mjdhy;> mq;F ,d;Dk; gy ey;y KjyPLfisr; nra;tjw;F re;jHg;gk; ,Uf;fpwJ. rpy epWtdq;fspy; Kwpfspd; Divined yield murhq;f Kwpfspd; yieldItpl mjpfkhFk;. ,dptUk; fhyq;fspy; tuf;$ba yhg mjpfhpg;G ,d;Dk; ,e;jg; gq;Ffspy; tpiyfspy; njhpaj;njhlq;ftpy;iy. MdhYk; fle;j Mz;Lfspy; fhzg;gl;lJ Nghd;w ‘Bubble’ tpiy mjpfhpg;G Njhd;w
gy Mz gLfpwJ.
fle;j fh trjpfis gpd;dilT jw;NghJ Xl;ilfi whHfs;. M murhq;fq Gjpa ngh Ftpf;f K fhyq;fspy xU Balanc
TD Capita 30,2019 fle;j Jan Kwpiag; spy; Kwpf TD tq;fp Risk Mana
Altria Gr 10,2018
,e;j epWt nfhz;l r spd; re;i fpwhHfs;. ,tHfs; nra;jpUf;f ,e;j epWt re;ijfsp
,g;gb re

H Fiwe;j KjyPLfs;
Beauty Classes
B_ ÔÁÈÁB ÔuÔ S ̇Ô·V? ®∫Ô·m ÔÁÈ ©AÔπ_ ÷ÁÕm
ÿÔV^”∫Ô^
¬ÔVTM oƒÁkÔ”D
uhFyd; balar@thaiveedu.com
;
;
;
.
• Make Up
• Hair Style & Hair Care - Dying & Highlighting l Make Up & Arangetram in Care (All Kind of Facial)
- Threading & Waxing
• Skin Treatment
• Nail Art Dress Making (Saree & Blouse)
• Permanent Hair Removal
• Pedicure, Manicure
• Mehindi
• Bouquet, Sadainagam
• Cryotherapy
• Micro Dermabrasion
2605-A Eglinton Ave. E.,Scarborough, ON M1K 2S2 (÷ ́V ∑©√ ̇ \V ̇¬Ô‚ o\_ \VΩl_) Tel: 416.509.7978 Web: www.arajenbeauty.ca, E-mail: sasi@arajenbeauty.ca
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;wpy; mtH
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mjdhy;> PLfisr; pwJ. rpy ined yield jpfkhFk;. ba yhg q;Ffspy; tpy;iy. zg;gl;lJ ;G Njhd;w
gy Mz;Lfs; MFk; vd vjpHT$wg;- gLfpwJ.
fle;j fhyq;fspy; murhq;fq;fs; fld; trjpfis mjpfhpg;gjhy; nghUshjhu gpd;dilTfisr; rhp nra;jhHfs;. Mdhy; jw;NghJ epjpepWtdq;fspy; Vw;gl;l Xl;ilfis milj;Jf; nfhz;bUf;fp- whHfs;. MfNt jw;Nghija epiyapy; murhq;fq;fshy; xU ghhpa mstpyhd Gjpa nghUshjhu eltbf;ifia> Cf;- Ftpf;f KbahJ. mjdhy; ,dptUk; fhyq;fspy; KjyPl;lhshpd; KjyPLfSf;F xU Balanced approachI Nkw;nfhs;thHfs;.
TD Capital Trust TV Notes 9.523% June 30,2019 fle;j January ,y; ntspaplg;gl;l ,e;j Kwpiag; Nghd;w fdba epjp epWtdq;f spy; Kwpfs; ghJfhg;ghdit. mjpYk; TD tq;fp ey;y Capital Base cld; rpwe;j Risk ManagementIAk; nfhz;lJ.
Altria Group INC 9.70% Bonds Nov 10,2018
,e;j epWtdk; xU ey;y Balance Sheet nfhz;l rpwe;j epWtdk; MFk;. ,tHf- spd; re;ijapy; Nkyhjpf;fj;Jld; ,Uf;- fpwhHfs;. tpw;gidapy; Vw;gLk; tPo;;r;rpia ,tHfs; tpiy mjpfhpg;gpd; %yk; rhp nra;jpUf;fpwhHfs;. fle;j etk;ghpy; ,Ue;J ,e;j epWtdk; 12 gpy;ypad; mstpy; flid re;ijfspy; ,Ue;J vLj;jpUf;fpwJ.
,g;gb re;ij epytuk; ,Uf;Fk; NghJ>
,J ,e;j epWtdk; kPJ KjyPl;lhsHfs; nfhz;l ek;gpf;ifiaf; fhl;LfpwJ.
Cresent Point Energy Trust (CPgun / TSX)
mz;ikapy; ,e;j epWtdk; Talisman Energy epWtdj;jplk; ,Ue;J gy ey;y jukhd nrhj;Jf;fis thq;fpaJld; khjhe;j Divined Mf 0.23 rjq;fis tpepNahfk; nra;tJkhFk;. ,dptUk; fhyq;fspy; nghUshjhu epiy rPuhdJk; vz;nza; tpiy mjpfhpf;Fk; NghJ ,e; epWtdj;jpd; gq;fpd; tpiy kpfTk; caH- tilar; re;jHg;gk; cz;L.
mj;Jld; jw;NghJ cyfpy; ngUk; Ngr;rhf ,Uf;Fk; ,e;jg; nghUshjhug; gpd;dil itg; gw;wp xU fUj;ijf; $wp ,e;jf; fl;Liuia Kbg;Nghk;. mjhtJ ,e;j cyfpd; rhpj;jpuj;jpy; Kbtpy;yhky; xU nghUshjhug; gpd;dilT ,Ue;jjpy;iy. ‘There hasn’t been a recession yet that hasn’t been ended’ – Abby Joseph Cohen ,ij $wpAs;shHfs;. ,e;j nghUshjhu epiy xU tz;br; rf;fuk; Nghy kPz;Lk; Nky; epiyf;F tUk; vd;gJ mtuJ $w;whFk;.
ragulan@thaiveedu.com
Certificate Courses & Seminars


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Nkirapy; itj;J %f;if cq;fs; napkin nfhz;L cwpQ;rp tplhjPu;fs;. tpUe;J Nki[iatpl;L vOk;gp ekf;F kpfTk; Rthurpak; jUk; ,lk;Nehf;fp eiliaf; fl;Lq;fs; (washroom)
VjhtJ czTtiffs; cq;fs;Nky; my;yJ mf;fk;gf;f tpUe;jpdu; Nky; rpe;jp- tpl;ljh? gjl;lk; Ntz;lhk;. ,J elg;gJ jhd;. cq;fs;Nky; rpe;jptpl;lhy;> nghJtpy; kd;dpg;Gf; Nfl;Lf; nfhz;L> epiyiaia gzpahsupd; cjtpAld; rkhspf;fg; ghUq;- fs;. cq;fs; napkinIg; ghtpg;gjd; %yk;> kw;wtu;fs;Nky; VJk; NkYk; rpe;jhky; ghUq;fs;. Mdhy; kw;wtu;fspd; Mil- fspd;Nky; VJk; rpe;jptpl;ljh? cjtp nra;fpNwd; Ngu;top vd;W mtu;fspd; Milfis vf;fhuzk; nfhz;Lk; Rj;jk; gz;zg; NghfhjPu;fs;. mJ gpd;du; ‘sexual harassment’ vd;w ngaupy;> cq;fisr; rl;lj;jpd; gpbapy; rpf;fitj;jhYk; Mr;r upag; gLtjw;fpy;iy. mtu;fsplk; fiw iar;Rl;bf; fhl;b> kd;dpg;Gf; Nfl;L> dry clean,w;F ePq;fNs nghWg;ngLg;gjha;r; nrhy;yp> my;yJ VNjh xd;iwr; nrhy;yp epiyikiar; rkhspAq;fs;.
rhg;ghl;L tifawhf;fs;> czT cgfu zq;fSld; tpisahlhjPu;fs;. iffspy; fj;jp> Kl;fuz;bfis itj;Jf; nfhz;L> kw;wtu;fspd; jpirNehf;fp mtw;iwf; Fwpitj;Jf; nfhz;L NgrhjPu;fs;.
mLj;jtu;fs; rhg;gpLtij itj;jfz; nfhl;lhky; ghu;f;fhjPu;fs;
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Ntyiz Nkw;F Ntyiziag; gpwg;gpl- khfTk;> jw;NghJ fdlhtpy; tho;e;J te;jtUkhd ePyhk;gpif fNzrgps;is mtu;fs; 15-04-2009 md;W ,iwtdb Nru;e;jhu;. md;dhu;> fhyQ;nrd;wtu;fshd Re;juk; kPdhl;rp jk;gjpfspd; Gjy;tpAk;> fhyQ;nrd;wtu;fshd khupKj;J ehfKj;J jk;gjpfspd; kUkfSk;> fNzrgps;is (nfhOk;G) mtu;fspd; MUapu;j; Jiztp- Ak;> Qhd#upad;(aho;g;ghzk;> Qhdhk;ghs; (nghw;nfhb-fdlh)> fUzehafp (gtsk; - fdlh)> jq;ftbNty;(nfhOk;G)> rz;Kf tbNty;(nfhOk;G)> Nyhfehjd;(fdlh) MfpNahupd; ghrkpF rNfhjupAk;> kjp- tz;zd;(yz;ld;)> fhyQ;nrd;w utp- tz;zd;> ju;rpdp(fdlh)> n[ftz;zd; (fdlh)>,jatz;zd;(fdlh) MfpNahupd; md;Gj;jhahUk;> td[h(yz;ld;)> nry;t Qhdk;(fdlh)> Rgh[pdp(fdlh)> Rju;[pdp (fdlh) MfpNahupd; ghrkpF khkpahUk;> ,uhrk;kh(,e;jpah)> md;dyl;Rkp (gpuhd;];)> Ntjehafp(,e;jpah)> kfhypq;fk;(,e;jpah)> kNdhd;kzp(aho;g;ghzk;)> rhe;jypq;fk; (,yq;if)> Nahfypq;fk;(fdlh)> ru];tjp (nfhOk;G)> gd;dPu;r;nry;tp (nfhOk;G)> kNdhfup (fdlh) MfpNahupd; ghrkpF ikj;JdpAk; Mthu;.
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czTgl;l tpuy;fis xUNghJk; tpUe;J fspy; ef;fhjPu;fs;. Napkin nfhz;L vg;- NghJk; iffisr; Rj;jg; gLj;Jq;fs;.
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cjl;Lr; rhak; Nghd;wtw;iw jk;su;fs;> kw;Wk; fpz;zq;fs; Nghd;wtw;wpy; gjpA- khw;Nghy; ghtpf;f Ntz;lhk;.
Nki[apy;> ifg;ig> cUl;bg; Nghl;l napkins, rhtpf; nfhj;Jf;fs; Nghd;wtw;iw itf;fhjPu;fs;.
Giff;fhjPu;fs;. mg;gbg; Gifj;jhYk;> cq;fis tpUe;Jf;F mioj;jtu; rk;kjk; nfhLj;jhy;> my;yJ mtu; Gifj;jhy; kl;LNk ePq;fSk; mijg;gpd;gw;wyhk;.
mNjNghy;> czitf; ifapy; itj;Jf; nfhz;L epd;wgbNa nfhwpf;Fk; tpUe;J- fspy;> czit tyf;ifapy; itj;Jf; nfhz;L> $lNt xU napkinIAk; ifAld; itj;Jf; nfhs;s Ntz;Lk;. mNj if FYf;Fk; mYtYf;F if Rj;jkhf ,Uf;f Ntz;Lky;yth?
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mk;gpfh> %u;j;jp> rrp> Nahfd;> Re;jup> iryp MfpNahupd; md;Gj; je;ijAk;> Rg;gpukzpak;> Rfe;jp> gh];fud;> ee;jh> ukh> rj;jparPyd; MfpNahupd; md;G khkdhUk;> Rjd;> tpNdhj;> jPgd;> mDrd;> ftpaurd;> jpghfud;> aNg];> rfhdh> Rtu;zd;> Jrhdp MfpNahupd; md;Gg; NguDk;;> itj;jpypq;fk;> fhyQ; nrd;w fjpuNtY> mg;igah> rutzKj;J> jDf;Nfhb> fhyQ;nrd;w ,uj;jpdk;> ijay;ehafp> fhyQ;nrd;w ijay;Kj;J> rpd;dk;kh> ,yl;Rkp MfpNahupd; md;Gr; rNfhjuUk;> gRgjp> jpy;iyehafp> rpd;dk;kh> fkyh> uhrd; MfpNahupd; ikj;JdUk; Mthu;.
md;dhupd; ,Wjp kupahij 05.05.2009 md;W tTdpahtpy; eilngw;wJ.
%u;j;jp (Rtp];) 0041 33 671 4058
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fs; ,Uf;Fkhw;Nghy; itj;jhy;> ePq;fs; rhg;gpl;L Kbj;J tpl;Bu;fs; vd;gijg; gupkhWgtu; Rygkhfg; Gupe;J nfhs;thu;. Nkirapd; Nky; mtw;iw itj;jy; ey;y- jy;y. ,jpy; ,d;ndhU tpjkhAk; ePq;fs; rhg;gpl;L Kbj;Jtpl;lij czu;j;jyhk;. gjpndhUkzpapd; kzpfhl;b vg;gb ,Uf;- FNkh me;j tyj;jpy;> fj;jpia tyg; gf;fk; ghu;f;Fkhw;NghYk;> gpd;du; mjd; Nky; Kl;fuz;bia ,lg;gf;fk; ghu;f;F- khw;NghYk; itj;jhYk;> ePq;fs; rhg;gpl;- lhapw;W vd;W mu;j;jk;. ,ij xd;wd; Nky; xd;wha;f; FWf;fha; cq;fs; jl;bd; Nky; ePq;fs; itg;gPu;fNsahdhy;> ePq;fs; rhg;ghl;bd; ,ilapy; rpwpJ ,ilntsp tpl;L kPz;L;k; cq;fs; rhg;ghl;ilj; njhlug; Nghfpd;wPu;fs; vd;W mu;j;jk;. mij “X” tbtj;jpy; jl;bd;Nky; itf;- fyhk;. ,e;j ,lj;jpYk;> Kl;fuz;bapd; mbg;ghfk; ,lg;gf;fj;jpYk;> fj;jpapd; mbg;ghfk; tyg;gf;fkhfTk; itf;fg;gl;- bUf;f Ntz;Lk;.
rhg;ghL Kbe;jJk; cq;fs; napkinIr; cq;fs; jl;bd; gf;fj;jpy; (,lg;gf;fj;jpy;) itf;f Ntz;Lk;. jhw;fhypfkhf vOk;gpg; Nghtjhdhy;> nkJNt> mkUk; Mrdj;jpy; tpl;Lr; nry;yyhk;. Mdhy; fpl;lj;jl;l kw;wtu;fs; rhg;gpl;L> Fbj;J Kbf;f Kd;dhy; cq;fs; napkinIj; J}f;fp ePq;fs; kl;Lk; jdpNa itj;jhy;> mJ kw;wtu;fisj; jho;j;JtJ NghyhFk;. vy;yhUk; xNu rkak; rhg;ghl;il Kbf;Fk; jWthapy; napkin Nkirf;F tuyhk;. Mdhy; mijAk; cUl;b> cUtq;fs; nra;J> frf;fp> Nfhypf;Fz;Lfshf;fp Nkirapy; vwpa Ntz;lhk;. NapkinI cl;fhu;e;jpUf;Fk; fjpiuapYk; Nghl Ntz;lhk;. mitfSk; fiwgl;l czT- fs; gLtjdhy; mOf;fila tha;g;Gf;fs; cs;sd.
k; tpUe;J z;L vg;- ;Jq;fs;.
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5.05.2009
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jpU.Njtrfhak; me;Njhdpg;gps;is
caug;Gyk; Midf;Nfhl;iliag; gpwg;- gplkhfTk; ghi\A+iu trpg;gplkhfTk; nfhz;l Njtrfhak; me;Njhdpg;gps;is mtu;fs; 02.05.2009 md;W fhykhdhu;.
md;dhu;> fhyQ;nrd;w Njtrfhak; md;dk;khtpd; md;GkfDk;> gpypg;Gg;- gps;is Qhdk;khtpd; kUkfDk;> nfydk;khtpd; ghrkpF fztUk;> fhyQ;nrd;w cjaFkhu;> rhe;jp(fdlh)> vyp];ud; (fdlh)> mdw;w]; (fdlh)> n[ae;jp (N[u;kdp)> tre;jp (fdlh) MfpNahupd; ghrkpF je;ijAk;> fpsp (,yq;if)> wQ;rd;(fdlh)> fyh(fdlh)> gthdp (fdlh)> tp[p (N[u;kdp)> fa;]; (fdlh) MfpNahupd; khkdhUk;> fhyQ;- nrd;w G+kzp> rhkpehju;> eluhrh> Qhdg;gpufhrk;> uj;jpdk;> Fzk;> uhR MfpNahupd; rNfhjuUk;> nghd;Dj;Jiu> G+gjp> kupak;kh (fdlh)> fhyQ;nrd;w jpNurk;kh> ey;yKj;J> G];gk;> khu;fpNul; MfpNahupd; ikj;JdUk; ruz;ah> lhdpay;> bNahtd;(fdlh)> vdp];nuyh> vwpd;(fdlh)> tpNahyd;> n[Nahd;> vwpf;(N[u;kdp)> fdprpah> fdp];ud;(fdlh) MfpNahupd; Mirj;jhj;jhTk; Mthu;.
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,dp tPl;Lf;Fg; Nghfj; jahuh? cq;f- Sf;F tpUe;J miog;gpjo; mDg;gpatu;> Nkiriatpl;L vOk;Gk;NghJ jhd;> ePq;fSk; mtiuj;njhlu;e;J vo Ntz;Lk;. Mdhy; mjw;fhf xNuabaha; ,q;Nfjhd; Fe;jpapUg;Ngd; vd;w vz;zj;NjhLk; ,Uf;ifAld; xl;bf; nfhz;bUf;f Ntz;lhk;. cq;fSf;F me;j Nkiria tpl;L vOk;gpg; NghFk; vz;zk; ,Ue;- jhy;> nkJNt Nkiriatpl;L vOk;gp> “this has been such a nice evening. We hope we can see you again soon” vd;W cq;fs; gpupTgrhuj;ijj; njuptpAq;fs;. njhlu;e;J vy;yhUk; vOe;JNghfj; jahuha; ,Ug;- ghu;fs;
NghFk;NghJ kwf;fhky; tpUe;J nfhLj;j- tUf;F cq;fs; kdkhu;e;j ed;wpiaj; njuptpf;fhky; ,Uf;fhjPu;fs;.
kwf;fhky; cq;fSld; te;j nghUl;fis vLj;Jf; nfhz;L Nghq;fs;. tpUe;J kaf;fj;jpy; rpy tplaq;fis kwg;gJ ,ay;GjhNd? kJtpd; kaf;fKk; $bdhy; cq;fs; epiyik mNjhfjp jhd;.
fl;lhak; xU ehY fhR nryTgz;zp> tpUe;J itj;jtUf;F ed;wpiar; nrhy;yp xU thankyou card my;yJ ed;wpiaf; Fwpf;Fk; xU Fwpg;igg; gpuj;jpNafkhf mDg;gp itAq;fs;. ,k;khjpup tpUe;Jg- rhuq;fs; kPz;Lk; tUk;NghJ> cq;fs; ngau;jhd; gl;baypy; Kjyhtjhf ,Uf;Fk;. vy;yhk; thankyou card nra;Ak; Ntiy.
crhj;Jiz: http://entertaining.about.com/cs/etiquette/a/ tablemanners.htm http://en.wikipedia.org/wiki/Table_manners
mansu@thaiveedu.com
jpU. fNzr%u;j;jp rptFkhud;
ney;ypab funtl;bia gpwg;gplkhfTk; Nkgps; nuhud;Nlhit trpg;gplkhfTk; nfhz;l jpU. fNzr%u;j;jp rptFkhud; (ney;ypab rptk;) mtu;fs; 27-04-2009 jpq;fl;fpoik fhykhdhu;.
md;dhu; fhyQ;nrd;wtu;fshd fNzr %u;j;jp - ghu;tjpg;gps;is jk;gjpfspd; md;G kfDk;> Jiuuh[h - kPdhl;rp Re;juk; jk;gjpfspd; md;G kUkfDk;;> rhe;jpdpapd; MUapu; fztUk;> rfhdh> mdhkpf;fh MfpNahupd; ghrkpF je;ij- Ak;> fhyQ;nrd;w uhkr;re;jpud;> utPe;jpuehj;> rhujhNjtp (yz;ld;)> ,e;jpuhNjtp (yz;ld;) MfpNahupd; md;Gr; rNfhjuUk;> kNdhuQ;rpjk; (mT];jpNuypah) mtu;fspd; md;G ikj;JdUk; Mthu;.
md;dhupd; ,Wjp kupahij 30-04-2009 md;W Torontotpy; eilngw;wJ.
rhe;jp (kidtp) - 905-303-6675 n[ah (ikj;Jdp) - 647-202-4292 utp (rNfhjuu;) - 647-997-8529
jha;tPL • Nk 2009


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jha;tPL • Nk 2009
jpUkjp.rptghf;fpatjp nrhf;fypq;fk;
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md;dhu; fhyQ;nrd;wtu;fshd Fkhu rhkp - ghu;tjp jk;gjpfspd; md;Gg; Gjy;tpAk;> fhyQ;nrd;w KUNfR nrhf;fypq;fj;jpd; md;G kidtpAk;> fyhtjp (nld;khu;f;)> NkjpdpNjtp (fdlh)> fNz\; nrhf;fypq;fk; (mT];Nuypah)> Nahfd; nrhf;fypq;fk;> gQ; nrhf;fypq;fk; mfpNahupd; mUik jhahUk;. Rg;ujPgk; (nld;khu;f;)> ,uhr ehafk;> u[dp> fpupahrf;jp> rpahksh MfpNahupd; khkpahUk; Mthu;.
md;dhupd; ,Wjp kupahij 20-04-2009 md;W Torontotpy; eilngw;wJ.
Nahfd; nrhf;fypq;fk;: 905 790 1317 ” 416 616 5979 gQ; nrhf;fypq;fk;: 416 414 2374 ,uhrehafk;: 416 208 7350 ” 416 841 7227
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jkpo;r;nry;tp u[Pt;Mde;j; - N[u;kdp
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049 911 431 8220 tpIayl;Rkp kfhypq;fk; - N[u;kdp
049 911 439 8992
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md;dhu;> fhyQ;nrd;w fzgjpg;gps;is nghd;dk;kh mtu;fspd; md;GkfDk;> fhyQ;nrd;w nry;yu; NrJg;gps;is mtu;fspd; mUik kUkfDk;> ujpapd; md;Gf;fztUk;> Rghrpdp> ghkpdp> n[fd;> thRfp> njdp];lh MfpNahupd; ghrkpF je;ijAk;> f[gud;> tpf;Nd];- tud; MfpNahupd; khkdhUk;> Mujp> G+u;zh MfpNahupd; NguDk;> rptypq;fk; (aho;;)> jq;fkyu; (Rtp];)> re;jpuhNjtp (,e;jpah)> nry;tuhzp (guP];)> tre;j Fkhup(fdlh) MfpNahupd; rNfhjuUk;> eluh[h jq;fuhzp(aho;;)> Nahfuhzp rptypq;fk; (aho;;)> Jiuak;kh rptFU (mT];jpNuypah)> jpyftjp fe;ijah (mT];jpNuypah)> gupksk; nry;tul;zk; (mT];jpNuypah)> fhyQ;nrd;w jpy;iy- ak;gyk; rNwh[hNjtp (aho;)> Nwhrk;kh ey;iyah(fdlh)> fhyQ;nrd;w jq;fuhrh (aho;)> tPurpq;fk; (,e;jpah)> eluh[h (guP];)> Njtuh[h (fdlh)> MfpNahupd; ikj;JdUk; Mthu;. md;dhupd; ,Wjp kupahij 17-04-2009 md;W Torontotpy; eilngw;wJ. n[fd; - fdlh - 647 278 9443 %u;j;jp - fdlh - 647 204 4040 tpf;fp - fdlh - 647 830 9344 thRfp - fdlh - 647 346 8367
jpU.rpd;dj;jk;gp mk;gythzu;
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md;dhu;> fhyQ;nrd;w rpd;dj;jk;gp ghu;tjpg;gps;isapd; md;GkfDk;> fhyQ;- nrd;w ehfehjgps;is> nja;thidg;- gps;isapd; md;GkUkfDk;> fhyQ;nrd;w kq;fsk; mtu;fspd; md;Gf;fztUk;> kjptjdp(kjp-gpuhd;];)> kjpthzd;(uh[d; -fdlh)> kjpgthdp(gthdp-,e;jpah)> kjpkd;dd;(etk;-gpuhd;];)> kjpNrfud; (rptk;-khj;jsd;)> khtPuu; nyg;.,isatd; (kjpNfrtd;) MfpNahupd; ghrkpF je;ijAk;> kNdhfurPyd;(kNdh-gpuhd;];)> jtypq;fk;(tth-,e;jpah)> rptFkhup (rpth-fdlh)> RNgh[pdp(RNgh-gpuhd;];)> jPgh(khj;jsd;) MfpNahupd; khkdhUk; Mthu;>
md;dhupd; G+jTly; 04- 04- 2009 md;W khj;jsdpy; ey;ylf;fk; nra;ag;gl;lJ.
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md;dhu;> fhyQ;nrd;wtu;fshd jDf; Nfhb> ehfhj;ij jk;gjpapdupd; Gjy;t- Uk;> Iak;gps;is ghu;gjpg;gps;is jk;gjpapdupd; kUkfDk;> fhyQ;nrd;w Ntyhrpg;gps;is mtu;fspd; md;Gf; fztUk;> ju;kypq;fk;(ngupajk;gp-neLe; jPT)> ,uhkehjd; (ePu;g;ghrd jpizf; fsk;-ngupaFsk;)> Nfhksk;(Xa;Tngw;w Mrpupia- fpspnehr;rp)> ghu;tjpg;gps;is (,uhkehjGuk;)> rghgjp(Iah- ,uhk ehjGuk;)> gukhde;jk; (fl;ilfhL)> G];gtjp(fy;kLefu;)> fdNf];tup (G+q;fh-fl;ilfhL)> MfpNahupd; ghrkpF je;ijAk;> Kj;Jg;gps;is(neLe;jPT)> ,yl;Rkp(ngupaFsk;)> jpy;iyak;gyk; (KTC-fpspnehr;rp)> mkuu; fzgjpg;gps;is (fpsp)> jq;fkzp (,uhkehjGuk;)> mkuu; jq;fuj;jpdk;> NtyhAjk;(fy;kL) MfpNahupd; khkdhUk; Mthu;.
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md;dhu;> fe;ijah nghd;dk;kh jk;gjp- apdupd; mUikGjy;tDk;> itj;jpypq;fk; ehfKj;J jk;gjpapdupd; mUik kUkf- Dk; NfhNz];tupapd; ghrkpF fztUk;> ujPrpah> ujPgd;> ujpgh> rq;fPu;j;jdh MfpNahupd; md;Gj;je;ijAk;> fNzr- ypq;fk;> gpuparhe;jh> tpf;fpNd];tud; (fpUgh-fdlh)> kNf];tud;(gpuhd;];)> FfFkhuuhrh> gpughfud;(gpugh) MfpNah- upd; md;Gr;rNfhjuUk;> kNfe;jpuuhrh> Ffuhrh> fhyQ;nrd;w mupauhrh> gukuhrh(fdlh)> rhe;jpdpNjtp> fyhNjtp> ju;kehafk;> gthdp(fdlh)> Nahfee;jpdp (gpuhd;];) tpj;jpaFkhup> jahepjp Mfp- Nahupd; md;G ikj;JdUk;> ajhu;j;jpfh> gpuhu;j;jd;> ftpahu;j;jpfh> epuhu;j;jd; Mfp Nahupd; rpj;jg;ghTk; RNu];> uNk];> gpupah> tpj;jpah MfpNahupd; khkdhUk;> kyutd;> J\hdp> gputPd;> ml;\uh> m\hdh> Mjpj;jd;> gtfu;dp> yl;rpad; MfpNahupd; ngupag;ghTk; Mthu;.
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md;dhu; fNzrypq;fk; fyhNjtp mtu; fspd; mUikkfSk;> ajhu;j;jpfh> gpuhu;j;jd;> epuhu;j;jd; MfpNahupd; md;Gr;rNfhjupAk;> fe;ijah> ngd;dk;kh> fhyQ;nrd;w rhk;grptk;> ,uhN[];tup> MfpNahupd; MUapu; Ngj;jpAk;> fhyQ; nrd;w GtNde;jpuuhrh> tpf;fpNd];tud; (fpUgh-fdlh)> kNf];tud;(gpuhd;];)> FfFkhuuhrh(Ffh)> gpughfud; (gpugh) MfpNahupd; mUik ngwhkfSk;> Fzuh[d;(uQ;rd;>fdlh)> gpuparhe;jh MfpNahupd; kUkfSk;> f[hdp> ahopdp> gpuztd;> RNu];> uNk];> gpupah tpj;jpah MfpNahupd; kr;rhSk;> kyutd;> J\hdp> gputPd;> ml;ruh> m\hdh> Mjpj;jd;> gtfu;dp> yl;rpad;> MfpNahupd; cld; gpwth rNfhjupAk; Mthu;.
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3313 075 0703
nry;td; Rfe;jd; rptghjk;
khHf;fk; efupy; tho;e;J te;j nry;td; Rfe;jd; rptghjk; mtu;fs; 23.04.2009 md;W fhykhdhH. md;dhH mr;RNtyp iag; gpwg;gplkhff; nfhz;l rptghjk;> Qhdfiy (Raathika Trade) jk;gjpfspd; rpNu\;l Gj;jpuDk;> Nffad;> c[he;jpdp MfpNahhpd; ghrkpF mz;zDk;> tp];typq;fk;> mUikehafp> rptrk;G> g+gjp MfpNahhpd; mUikg; NguDk;> fNzrypq;fk;> rptkyH> g+ghyr;re;jpud;> kPdNyh[pdp> gh];fud;> tp[pj;jh> eluh[h> ,jauQ;rpdp MfpNahhpd; ngwhkfDk;> ehNf];thp> re;jpuypq;fk;> kNfe;jpud;> rpNt];thp> rptFkhH> ,e;jpuFkhH> QhdrPyp> rf;jpFkhH> Rfe;jepjp MfpNahhpd; kUkfDk; MthH.
md;dhupd; ,Wjp kupahij 27-04-2009 md;W Torontotpy; eilngw;wJ.
je;ij rptghjk;: (Raathika Trade):
905-944-1254 gh];fud;:
416-616-1894> mg;gd;: (AK. Video):
416-839-3846
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Page 68
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Gjpa tPL thq;Fgth;fSf; fhd gads;s tplaq;fs; ; Protecting New Home Buyers xd;uhupNahtpy; fl;lg;gLk; xt;nthU Gjpa tPl;bw;Fk;> xd;uhupNah rl;lj;jpd; gpufhuk; fl;ll eph;khzj;jpduhy; (Builders) toq; fg;gLk; tPl;L cj;juthjk; fl;lhakhdJk;> ftdj;jpy; vLj;Jf; nfhs;sg;gl Ntz;ba- JkhFk;. ,jw;F Tarion vdg;gLk; cj;ju- thjf; $lLj;jhgdk; (warratny coporation) cWjp toq;Ffpd;wJ. xd;uhupNahtpy; Gjpa tPL thq;Fgth;fshy; nrYj;jg;gl Ntz;ba gzj;jpy; xU njhifahdJ Tarionw;F cj;juthjf; fhg;gPl;bw;nfd nrytplg;gLfpd;wJ.
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cj;juthjj;jpw;F cl;gl;l tplaq;fshtd : cj;juthj rl;lj;jpw;Fs; NrUk; Kjy; tplakhf> itg;gfg; gzj;jpw;fhd ghJ- fhg;ig (deposit protection) cWjp nra;jy;> kw;Wk; nra;ag;gl;l NtiyfspYk;> toq;- fg;gl;l nghUl;fspYk; Vw;gLk; jtWfs; (defects in work and materials)> mDkjp ngwg;glhJ nrhy;yg;gl;l tifapy; nghUl;fis ghtpf;fhJ khw;wPl;Lg; nghUl;fis ghtpj;jy;.
(unauthorized substitutions)> kw;Wk; nrhy; yg;gl;l Njjpfspy; tPl;bid Kbj;Jf;- nfhLf;fhJ Nghjy; my;yJ rupahd
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30 ehl;fSf;Fs; mDg;g Ntz;ba gbtq;- fis cjhuzkhf Vg;gpuy; 30> 2009y; Gjpa tPl;bd; cupik fpilj;jpUe;jhy; Nk 29>2009w;Fs; mDg;gg;gl Ntz;Lk;.
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njhlUk;...
andrew@thaiveedu.com


Page 69
jha;tPL • Nk 2009
ROOMS / BASEMENT RENT
MORRISON & ELLESMERE 2 B/R Basements Mano: 416-617-4671 - Ruban 


Page 70

NELSON & MCCLEVIN 1 Room for rent Kala: 416-754-8947 


Page 71

BRIMLEY & LAWRENCE 2B/R Basement Ragu: 416-264-5073 


Page 72

MCLEVIN & NELSON 1B/R Basement Kumar: 416-427-2855 


Page 73

MARKHAM & ELLESMERE 2 B/R Basements Ambikai: 647-896-8687 


Page 74

HOUSE FOR RENT 3+2 B/Room all facilities 416-878-6008 


Page 75

BRIMLEY & ELLESMERE 3B/R Basement Kumary: 416-560-5562 


Page 76

BRAMPTON 4 B/R House 2 years - Fully upgrade Nitharshan: 416-400-2222 


Page 77

NELSON & FINCH 1 room for girls Daycare 3+ chithra: 647-349-5343
MCCOWAN & ELSON 2B/R Basement separate Parking Maran: 647-205-8502 


Page 78

MARKHAM & ELSON 2B/R Basement near all Ambikai: 647-896-8687 


Page 79

MARKHAM & ELLESMERE 3B/R Bungalow house for rent Kannan:416-433-6344 


Page 80

NELSON & MCCLEVIN Upper level 2 Rooms for rent Kala: 416-754-8947 


Page 81

KEELE & MAJOR 2B/R Walk-out Magenthiran: 416-624-7104 


Page 82

BRIMLEY & ELLESMERE Separate rooms for rent in basement Kumary: 416-560-5532 


Page 83

MCCOWAN & 16TH AVE 2B/R Basement Kiruba: 416-414-5562 


Page 84

TAPSCOTT & CROWTRAIL 1B/R Basement separate Parking Balakrishnan: 416-609-9588 


Page 85

TAPSCOTT & CROWTRAIL 1B/R Basement Suba: 416-358-2467 


Page 86

OTHERA
200 199 T _______
2001
_______
199
_______
TO
_______
2
_______
1998
_______
1
_______
200
_______
98 TO
_______
OTH
FREE Y
Van _______

- 69 -
ON
king
______
ON
______
MERE
ent
______
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______
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______
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______
AVE
______
TRAIL king 88
______
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______
OTHERAUTO FOR SALOther
2004 CRV – HONDA 1999 CRV - Honda - 56 km



Page 87
 Thevan: 416-206-6842
2001 HONDA ACURA 5 Speed 149km



Page 88
 Raja: 905-949-1075
1998 HONDA CRV Green 4X4 $ 3950



Page 89
 Jeevan: 416-274-5847
TOYOTA SIANNA



Page 90
 Mani: 416-737-1989
2000 DODGE grand caravan Thusy: 647-500-8215



Page 91
 416-519-9215
1998 TOYOTA CAMRY



Page 92
 416-716-2975
1991 ACURA Black 2 Door $ 1000



Page 93
 Siva: 416-221-3831
2006 HONDA CIVIC auto, 48km



Page 94
 Rajan: 416-569-1385
98 TOYOTA SIANNA LE green 155km



Page 95
 Sri: 416-430-0455
OTHEROTHERSEOther
FREE YOGA MEDICATION



Page 96
 Vannipushpa: 647 278 8445
416 264 8798
WEDDING SERVICE Thavamani: 416-439-8892 - 905-



Page 97
 696-0543
TUTION mccowan and finch 416 335 1477



Page 98
 Mayuran: Preschool gr 1 and 2
DAY CARE (markham & ellesemere)



Page 99
 Malar: 416 431 2495, 416 844 4026
nra;J Ottonpark gyfhuk;
nfhLf;fg;gLk;
& Lawrence Prema:416-439-1599> 


Page 100

647-802-1599
PAINTING & CARPET CLEANING 3B/R Housew;F Paint $450(With Paint)



Page 101
 Babu: 647-836-3647
TUTION Brimley/ Steel. 1-8 Math and English



Page 102
 Tharma: 905-479-3024
cq;fs; mwptpj;jy;fSk; ,lk;ngw Ntd;Lkh
416 400 6406


Page 103
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nuhwd;Nuhtpy; cs;s cjtp mnkupf;f J}Jtuhyaj;jpd; Kd;dhy;. (27.04.09)
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rmohan@thaiveedu.com


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jha;tPL • Nk 2009 #hpa Renewable Mw;wypy; Energy ntg;gkhf;F
- Ec
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Solar Domestic Hot Wate Mw;wy; %d;W Kf;fpakhd gyd;fis juty;yJ. mit jz;zPiu ntg;gg;gLj;- Jjy;> fhw;iw ntg;gg;gLj;Jjy; kw;Wk; kpd;rhuj;ij cw;gj;jp nra;jy; Mfpad thFk;. #hpa Mw;wy; kpf kypthd tpiy- apy; ePz;l fhy gaidjUfpwJ. NkYk; Rw;Wr; #oYf;F> ghjpg;G kpf FiwthfNt ,Uf;Fk;.
trpf;Fk; ,Ug;gplq;fSf;fhd #hpa Mw;wypd; gad;ghLfs; fdlhtpy; #hpa Mw;wiy gad;gLj;Jt jpd; %yk; Rw;Wr;#oYf;F khR Vw;gLj;- jhkYk;> my;yJ Gijgbt vhpnghUs; my;yJ kpd;rhuj;jpw;F mjpf fl;lzk; nrYj;jhkYk;> jq;fs; tPl;L mtrpaq;f- Sf;F Njitahd jz;zPiu ntg;gg; gLj;j KbAk;. kuG Kiwahd jz;zPiu ntg;gg;gLj;Jk; cgfuzq;fSf;F nryT mjpfkhFk;. NkYk; mit fhw;iw khR gLj;Jk;> #hpa ntg;gg;gLj;Jk; fUtpfs; #hpadpypUe;J tUk; Rj;jkhd Mw;wiy jhd; gad;gLj;JfpwJ. mit mOf;fhd Gijgbt vhpnghUs;fis gad;gLj;Jt jpy;iy. NkYk; Fiwthd nrytpy; #hpa Mw;wiy gad;gLj;jp epiwa gzj;ij kpr;rg;gLj;j KbAk;. #hpa ntg;gg;gLj;Jk; fUtpapy; cs;s gk;g; (pump) $l #hpa kpd; Mw;wyhy; ,aq;Fk;.
njhopy; El;g hPjpapyhd Kd;Ndw;wq;fs; kw;Wk; vhpnghUs;fspd; mjpf tpiy> jz;zPiu ntg;gg;gLj;Jtjw;F Fiwe;j nrytpy; fpilf;Fk; #hpa Mw;wiy xU tpUg;gNjHthf Mf;fpAs;sd. gu];gu epjpapy; KjyPL nra;J xt;nthU tUlKk; 10 Kjy; 20 rjtpfpjk; tiu gzj;ij yhgk; rk;ghjpg;gjw;F rkkhd gzj;ij Ie;J Kjy; 10 tUlq;fs; #hpa Mw;wiy gad;gLj;jp ,aq;Fk; #hpa ntg;gg;gLj;- Jk; fUtpahy; kpr;rg;gLj;j KbAk;. trpf;- Fk; ,Ug;gplj;jpy; kpd; rf;jpf;fhf nry- tplg;gLk; gzj;jpy; ruhrhpahf fhy; gq;F gzk; jz;zPiu ntg;gg;gLj;Jtjw;F nry tplg;gLfpwJ. #hpa ntg;gg;gLj;Jk; fUtp me;j nryit 50 rjtpfpjk; Fiwf;fpwJ. mjdhy; xU tUlj;jpw;F ruhrhpahf 500 lhyH kpr;rkhfpwJ. xU ruhrhp tPl;by; xU #hpa ntg;gg;Lj;Jk; fUtpia epWT tjw;F $5.000f;F Nky; nrythFk;. fdlhtpd; jl;g ntg;gepiyf;F Vw;wthW #hpa ntg;- gg;gLj;Jk; fUtpfs; tbtikf;fg;gl;Ls;sd. 25 tUlq;fSf;F Kd;G epWtpa fUtpfs; $l ,d;Dk; ey;yKiwapy; ,aq;fp nfhz;bUf;fpd;wd. Nfhilfhyj;jpd; ntg; gehl;fspy; Iaj;Jf; ,lk; ,y;yhky; #hpa ntg;gg;gLj;Jk; fUtpfs; ed;whf Ntiy nra;Ak;. Mdhy; FspHfhyj;jpy; ntap- Ys;s ehspy;> ntspNa cs;s ntg;g epiy 20ocahf ,Uf;Fk; NghJk; mit FspaYf;fhf 40oc cs;s nte;ePiu ju ty;yJ. NkYk; mjpy; #l;lLg;G (burner) vJTk; ,y;iy vd;gjhYk;> gk;g; (pump) kl;Lk; jhd; Rw;Nwhl;lk; cs;s gFjp vd;gjhYk; Nyrhd guhkhpg;G ,Ue;jhNy #hpa jz;zPH ntg;gg;gLj;Jk; fUtp gy tUlq;fSf;F ntg;gkhd jz;zPiu je;J nfhz;Nl ,Uf;Fk;. ,e;j fUtpfs; 20 tUlq;fs; ePbj;J ciog;gjw;F jf;f thW tbtikf;fg;gl;Ls;sd. NkYk; kuG Kiwahd jz;zPH ntg;gg;gLj;Jk; fU tpfSf;F cs;sijtpl ,itfSf;F ePz;l cj;jputhj fhyk; cz;L.
$iuapy; mikf;fg;gl;Ls;s njw;F jpir Nehf;fp ,Uf;Fk; #hpa jfLfspy; #hpadpd; Mw;wy; fpufpf;fg;gLfpwJ. ,it #hpa Mw;wiy Nrfhpf;Fk; fyd;fs; vd;W miof;fg;gLfpwJ. G+kj;jpa Nuifapd; tlf;fpy; tPl;bd; mfyj;jpw;F rkkhd xU Nfhzj;jpy; (cjhuzkhf xl;lhth 45o
msT Nfhzj;ij Vw;gLj;Jk;) ,e;j Nrfhpf;Fk; fyd;fs; itf;fg;gl Ntz;Lk;. ehs; KOtJk; ,e;j #hpa Mw;wy; Nrfhpf;Fk; fyd;fs;> kw;Wk; tPl;bDs;Ns ,Uf;Fk; ePHNjf;f njhl;b Mfpatw;wpd; ntg;gepiyfis fUtpapd; fl;Lg;ghl;L nghwp xg;gpl;Lf; nfhz;Nl ,Uf;Fk;. ePH Njf;f njhl;bapYs;s ePiu #lhf;Ftjw;F NghJkhd ntg;gk; Nrfhpf;Fk; fyd;fspy; NrUk; NghJ #lhf;fg;gl Ntz;ba jz;zP iu Nrfhpf;Fk; fyd;fSf;F mDg;GkhWk; kw;Wk; ntg;gj;ij Nrfhpf;Fk; gbAk; xU gk;gpw;F rpf;dy;fis (signal) mDg;Gk;.
FspHfhyj;jpd; kpff; FspHr;rpahd ,utpy; ,e;j fUtpfs; gdpahy; ciwe;J Nght jpy;iy. Vndd;why; ,f; fUtpfs; gpuj;jp- Nafkhd ciwgdp ghJfhg;G ciwfis nfhz;bUf;Fk;. mitfs; fUtpfis ciwgdpapypUe;J ghJfhf;Fk;. (tPl;b- Ys;s FbePH rg;isAld; ,it njhlHG nfhs;tjpy;iy).
#hpa jz;zPH ntg;gg;gLj;Jk; fUtpapd;
%yk; mjpf ed;ik ngWtjw;F cq;fs; tPl;by; epoy; kiwf;fhj $iu my;yJ RtH> my;yJ tPl;bw;F mUfpy; cs;s jiuapy; epoy; kiwf;fhj ,lk; ,Ug;gJ mtrpak;. cq;fs; tPl;by; jw;NghJs;s Gijgbt vhpnghUs; nryT mjpfkhf Njitg;gLk; cgfuzq;fs; ,Uf;fyhk;. NkYk; kpd;rhuj;ij gad;gLj;jp mjpf msT #lhd jz;zPiu ePq;fs; cUthf;- fyhk; my;yJ mbf;fb Fspg;gjw;Fk; kw;Wk; rikay; ghj;jpuq;fs; fOTtjw;Fk;> Fspay; njhl;bapy; Fspg;gjw;Fk; epiwa nte;ePH Njitg;glyhk;. ,j;jifa #o; epiyfspy; cq;fs; tPl;by; #hpa jz;zPH ntg;gg;gLj;Jk; fUtpia epWTtJ rhyr; rpwe;jJ.
tPl;by; #hpa ntg;gg;gLj;Jk; fUtpia epWTtJ. #hpadpd; Mw;wiy “#hpa Nrfhpf;Fk; fyd;fs;” vd;W miof;fg;gLk; njw;F jpir Nehf;fp ,Uf;Fk; #hpa jfLfspy; Nrfhpf;f KbAk;. ,e;j #hpa jfLfs; #hpa ntspr;rj;jpypUe;J fpilf;Fk; Mw;wiy ntg;gkhf khw;WfpwJ. ehs; KOtJk; fUtpapYs;s xU fl;Lg;ghl;L nghwp tPl;bw;Fs; ,Uf;Fk; jz;zPHj; njhl;bapd; ntg;g epiyAld; #hpajfL- fspd; ntg;g epiyia xg;gpl;Lg;ghHf;Fk;. NghJkhd msT ntg;gk; Nrfhpf;Fk; fyd;fspy; Nrkpf;fg;gl;lJk;> xU gk;g; %yk; ntg;gkhd jputk; tPl;bw;Fs; mDg;gg;gLk;.
cq;fs; #hpa ntg;gg;gLj;Jk; fUtpia fpof;F jpir Nehf;fp itg;gJ Mgj;jhd tpisit Vw;gLj;Jk;. Nrfhpf;Fk; fyd; fs; vt;tsT KbANkh me;j msTf;F njw;F Nehf;fp ,Ug;gJ mtrpak;. NkYk; cq;fs; kidapd; gug;gpw;F rkkhf mJ njhLthdj;jpw;Fk; NkNy cs;sJ Nghy xUGwk; rha;f;f Ntz;Lk;. #o; epiyf;F jf;fgb mikf;fNtz;Lk;. Mdhy; #hpa
jfLfs; n jhy; nra NkYk; k #hpajfLf Nghd;w n fl;b itj tPRk; Ngh capHfSf
#hpa nt ia it $iuapd; k NkYk; xU mikf;fy cs;s Nf gFjpia c gLj;jyhk; kPJ> jl;l jfLfis itj;jhy; yhk;. tPl;b kPJ jl;lL epiy epW
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cq;fs; fhl;Lk; f ikahd n epidtpy; cauj;ij kw;Wk; kpd ghd #o;e jpl;lq;fs; cupikah tyHfSl
ve;j ti gg;gLj;Jk khdJ? xU #hpa ntspr;rj;i me;j nt tpdpNahfj tbtikf fUtpfs; ntg;g epi kw;Wk; j Vw;glhky; mtrpak;. fUj;jpy; n
jz;zPiu ntspg;Gwj

a Mw;wypy; ntg;gkhf;Fjy;;
- 75 - le Energy - Ecoaction
estic Hot Water Heating
k;) ,e;j Ntz;Lk;. Mw;wy; Pl;bDs;Ns patw;wpd; l;Lg;ghl;L f;Fk;. ePH f;Ftjw;F yd;fspy; a jz;zP g;GkhWk; bAk; xU Dg;Gk;.
d ,utpy; ;J Nght s; gpuj;jp- iwfis Utpfis ;. (tPl;b- njhlHG
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cq;fs; my;yJ y; cs;s ; ,Ug;gJ ;NghJs;s mjpfkhf f;fyhk;. ;jp mjpf cUthf;- pg;gjw;Fk; tjw;Fk;> k; epiwa fa #o; jz;zPH J rhyr;
g;gLj;Jk; .
rfhpf;Fk; k; njw;F fLfspy; jfLfs; pilf;Fk; J. ehs; l;Lg;ghl;L jz;zPHj; hpajfL- g;ghHf;Fk;. rfhpf;Fk; xU gk;g; Pl;bw;Fs;
fUtpia Mgj;jhd k; fyd; msTf;F k;. NkYk; khf mJ J Nghy epiyf;F hy; #hpa
jfLfs; njw;F Nehf;fp ,y;yhky; ,Ue; jhy; nray;jpwd; Fiwthf ,Uf;Fk;. NkYk; kuq;fs; my;yJ fl;blq;fs; #hpajfLfis kiwf;f$lhJ. rq;fpyp Nghd;w nghUis nfhz;L cWjpahf fl;b itj;jpUf;f Ntz;Lk;. gyj;j fhw;W tPRk; NghJ cilikfSf;F my;yJ capHfSf;F Nrjk; Vw;gl;Ltplf; $lhJ.
#hpa ntg;gg;gLj;Jk; fUtp- ia itf;Fk; ,lq;fs; $iuapd; kPJ njw;F Nehf;fp mikf;fyhk;. NkYk; xU Gwk; rha;thd Nfhzj;jpy; mikf;fyhk; (fpilkl;lj;jpw;F NkNy cs;s Nfhzk;). #hpa jfLfspd; cr;rpg; gFjpia caHj;Jtjw;F jl;lLf;if gad; gLj;jyhk; njw;F Nehf;fp epw;Fk; Rthpd; kPJ> jl;lLf;ifg; gad;gLj;jp #hpa jfLfis RthpypUe;J xUGwk; rha;j;J itj;jhy; tpUk;gpa gyd;fis mila- yhk;. tPl;bw;F mUfpy; cs;s jiuapd; kPJ jl;lLf;ifg; gad;gLj;jp fUtpia epiy epWj;jyhk;. #hpa jfLfSf;F
jl;lLf;F rhpahdjf mikg;igAk; kw;Wk; Nfhzj;ijAk; toq;Fk;. axis gad;gLj;jp khwf;$ba jlq;fspy; nry;Yk; jl;lLf;fpd; kPJ #hpajfLfis mikf;fyhk;. ,jdhy; #hpaid Nehf;fp #hpajfLfs; ,Uf;Fk; jf mikg;G jhdhfNt Vw;gLk;. ,g;gb mikg;gjw;F Muk;gj;jpy; rw;W $Ljy; nryT MFk;. Mdhy; #hpaid Nehf;fr; nra;Ak; jlq;fspdhy; #hpajfLfs; ehs; KOtJk; Neubahd #hpa ntspr;rj;ij jUk;. vdNt ,e;j mikg;gpd; %yk; caHe;j gl;r msT #hpa Mw;wiy ngwKbAk;.
cq;fs; jpirawptpf;Fk; fhe;j fUtp fhl;Lk; fhe;j rf;jp njw;F jpir> cz;- ikahd njw;F jpir ,y;iy vd;gij epidtpy; itAq;fs;. #hpajfLfspd; cauj;ij my;yJ jz;zPH Foha;fs; kw;Wk; kpd;fk;gp ,izg;G Ntiy njhlH- ghd #o;epiyfis fl;Lg;gLj;Jk; rl;l jpl;lq;fs; VjhtJ cz;lh vd;gij> tPl;L cupikahsHfs;> cs;SH efuhl;rp mY tyHfSld; fye;jhNyhrpf;f Ntz;Lk;.
ve;j tifahd #hpa ntg;- gg;gLj;Jk; fUtp nghUj;j khdJ? xU #hpa ntg;gg;gLj;Jk; fUtp #hpa ntspr;rj;ij ntg;gkhf khw;Wtjw;Fk;> me;j ntg;gj;ij cq;fs; tPl;L FbePH tpdpNahfj;jpw;F ,lk; khw;wk; nra;tjw;Fk; tbtikf;fg;gl;Ls;sJ. ntg;gg;gLj;Jk; fUtpfs; kpff; FspHr;rpahd ciwgdp ntg;g epiyfisAk; jhq;Fk; tz;zKk;> kw;Wk; jz;zPH Foha;fSf;F Nrjk; Vw;glhky; ghJfhf;Fk; gbAk; mikg;gJ mtrpak;. vdNt %d;W tif fUtpfs; fUj;jpy; nfhs;sg;gl;lJ.
jz;zPiu jpUk;g mDg;Gk; fUtpfspy; ntspg;Gwj;jpy; cs;s jz;zPH Foha;f-
spy; ciwgdpia jLf;Fk; mikg;G xd;Wk; itf;f Ntz;bajpy;iy. NkYk; ntg;gj;ij Nrfhpg;gjw;F mit jz;zPiu kl;Lk; jhd; gad;gLj;Jk;. jz;zPiu jpUk;g mDg;Gk; fUtpfs; #hpad; kiw Ak; NghJ my;yJ ntg;gepiy> ciwgdp ntg;gepiyia tpl FspUk; NghJ> Nrfhpf;fg;gl;l jz;zPiu mDg;Gtjw;F Gtp ciwe;Jtplhky; jLg;gjw;F> propylene glycol my;yJ mJNghd;w jputj;ij ntg;gj;ij ,lk; khw;wk; nra;Ak; jz;zP- hpy; gad;gLj;JfpwJ. ntg;gj;ij ,lk; khw;wk; nra;tjpy; Glycol jz;zPiutpl Fiwthd jpwd; nfhz;lJ. Mdhy; nrk;G Foha;fspd; MAis ePbg;gjw;F> mhpg;gij jLf;Fk; nghUs; mjpy; Nghlg;gl;bUf;Fk;.
cq;fs; tPl;bYs;s FbePiuAk; kw;Wk; kw;w ,lq;fisAk; ntg;gg;gLj;Jtjw;F xUq;fpize;j #hpa ntg;gg;gLj;Jk; fUtp mikf;f KbAk;. NkYk; mJ NubNal;lH- fs; my;yJ Foha;fs; %yk; #lhd jz;zPiu Xlr; nra;J tPl;bd; jiujsj; ij c\;zg;gLj;Jk;. ,e;j ntg;gg;gLj;Jk; fUtpfs; #hpa Mw;wiy xUq;fpizj;J> fzg;G mLg;gpd; epiwe;j ,lj;jpy; #hpa Mw;wyhy; #lhd jz;zPH xU ‘nfapy;’ %yk; nrd;W xU c\;zg;gLj;Jk; ‘gk;g;’ khjphp Ntiy nra;Ak;.
ntg;gg;gLj;Jk; fUtpia gw;wpa Kf;fpakhd tpguq;fs; cq;fSf;F Njitahd #lhd ePiug; nghWj;J> jFe;j mstpyhd #hpa jfL- fisAk;> kw;Wk; ePHNjf;f njhl;biaAk; NeHe;njLf;f Ntz;Lk;. ,uz;L Foe;ij fs; cs;s xU rhjhuz FLk;gj;jpw;F 6 rJu kPl;lHfs; gug;gsT cs;s #hpa jfLfs; mikg;G gFjpAk; (mjhtJ 4 x 8 #hpa jfLfs;) kw;Wk; 270 ypl;lHfs; nfhs;ssT(60fyd;fs; nfhz;l ePHNjf;f njhl;bAk; mtrpak;) jputk; nry;Yk; Foha;fs; ntg;gk; ,og;gij jLg;gjw;F mit vt;tsT ePsk; Fiwthf ,Uf;f KbANkh me;jmsTf;F ,Uf;f Ntz;Lk;. mit ed;F ntg;gfhg;G nra;ag;gl;bUf;f Ntz;Lk;. Vndd;why; Nrfhpf;Fk; fyd;- fSf;Fk; kw;Wk; ntg;g ,lk; khw;wk; nra;ag;gLk; cgfuzj;jpw;Fk; ,ilNa mJ XLk;. NkYk; jputk; rg;is nra;ag;- gLk; ,lk; kw;wk; jpUk;gpr; nry;Yk; Foha;fs; Mfpa ,uz;Lk; ed;whf ntg;g- fhg;G nra;ag;gl;bUf;f Ntz;Lk;.
#hpa Mw;wy; rk;ge;jkhd nghUs;fis cw;gj;jp kw;Wk; tpdpNahfk; nra;Ak; njhopw;rhiyfs; fdlhtpy; nghpJk; tsHr;rpaile;J tUfpwJ. fdlh jl;gntg;g epiyia ed;F njhpe;J nfhz;bUf;fpd; wJ. fbdkhd njhopy; El;gj;jpd; %yk; kpfr; rpwe;j cgfuzq;fis tbtikj;J cs;sJ. jl;gntg;g epiyapd; kpf fL- ikahd tpisTfisAk; mit rkhspf;- Fk;. E}w;Wf;fzf;fpyhd fdbau;fs; #hpa Mw;wy; fsj;jpy; ,wq;fp jq;fs; tho;fif ia nrt;tNd elj;jpf; nfhz;bUf;fp- whHfs;. xt;nthU tPl;bYk; cs;s #hpa jz;zPH ntg;gg;gLj;Jk; fUtp fdbaH fSf;F Ntiytha;g;igAk; jUfpwJ kw;Wk; ek; nghUshjhuj;ijAk; tsHr;rp- ailar; nra;fpwJ.
kannank@thaiveedu.com
K. fz;zd; - Marketing Director -


Page 109
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thfd fhg;GWjpapy; fhg;GWjp fk;gdpfs; toq;Fk; gj;J tifahd tpiy fopTfs; (Various Discounts In Auto Insurance) fdlhtpy; cs;s xt;nthU thfd fhg;GWjp fk;gdpAk;> fhg;GWjp njhlh;ghd tpz;zg;gq;fs; ahtw;wpidAk; cq;fshy; toq;fg;gLk; jfty;fspd; mbg;gilapy; ghprPyid nra;J> gy;NtW tifahd tpiy fopTfis (Discounts) toq;FtJ toikahFk;. xt;nthU thfd fhg;GWjp fk;gdpapdJk; tpiy fopT njhlh;ghd jfty;fSk;> tpfpjq;fSk; ntt;NtW tifapy; ,Ue;jhYk;> ,jid gpujhd- khf gpd;tUk; gj;J tifahd jiyg;gp- Ds; cl;gLj;jyhk;. mitahtd gpd;- tUkhW!
cq;fs; rfy fhg;GWjpfSf;Fk;
gy;NtW tifahd fhg;GWjp fk;gdpfspYk; tpiyfis mwpaNtz;Lkh To shop around insurance price please call Siva Panchalingam,
B.Com.
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Office: 905-479-3400 Ext. 132
Home: 416-321-0999, Cell: 416-990-4908
800, Denison Ave., Suite 201, Markham, ON
thfd fhg;GWjpAk; tpiyf; fo (Various Discounts In Auto Ins
jfty;
mwpatpy;iyahdhy; mwpe;Jnfhs;Sq;fs; -
jpUl;Lfs;> tpgj;Jfspy; ,Ue;J ghJfhf;Fk; fUtp fs; thfdj;jpy; nghUj;jp apUe;jhy; mjw;fhf toq; fg;gLk; tpiy fopT! (Anti Theft and Safety Equipment) nghJthf> Gjpjhf mz;ikf; fhyq;f- spy; cw;gj;jp nra;ag;gl;L> tpw;gidf;F te;jpUf;Fk; thfdq;fspy; vtuhtJ KiwNflhf thfdj;jpid rw;W jl;b ghh;j;jhNy NghJk; ‘vr;rhpf;if xyp’ (Security Alarm) myw Muk;gpf;Fk;.
,t; vr;rhpf;if xyp vd;gJ thfdq;fs; ngUkstpy; jpUl;Lg; Nghtjid ghJ- fhf;fpd;wJ. ,g;gb gy;NtW tifahd jpUl;Lf;fs;> thfdq;fis cilj;jy;
Nghd;w nr jpUlh;fis dq;fspy;
,J jtpu Kd; Mrd tpgj;Jf;fs epug;gg;gl;l thfdq;fs ndhU gh NghJ> ,f fhw;Wfspd Nghy; nt ,Uf;Fk; Ak; ghJf tpy; ele gyUk; m
,j;Jld; spy; thf Neuj;jpYk NghJ thf epWj;Jk; Anti Brake cw;gj;jp Js;s th toikahF
,j;jifa ,Ue;J gh jpy; nghU fhf fhg;G tpiy fo
Vnddpy; thfdq;fs NfhUk; e thf ,Uf ;FtjhNyN fopT xd;w
g+uzkhd ,Ue;jhy fopT (Graduate ntt;NtW (cjhuzk Ng&e;J> tz;b) n mDkjp g gj;jpy; c rhujp mD rhujp mD
vt;tifa (Type of Li Gjpjhf t KjyhtJ Tld;> rpy khf rpy thfdk;

d fhg;GWjpAk; tpiyf; fopTk; Discounts In Auto Insurance)
jfty; njhlu; - 29
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;
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77k; gf;fk; ghu;f;f...
;Jnfhs;Sq;fs; - fdlhtpy; rpy jfty;fs;
jha;tPL • Nk 2009
;Jfspy; ; fUtp ghUj;jp f toq; pT! (Anti
ment)
fhyq;f- ;gidf;F vtuhtJ w;W jl;b f xyp’ ;Fk;.
hfdq;fs; d ghJ- ifahd ilj;jy;
Nghd;w nray;ghLfis vr;rhpf;if nra;J jpUlh;fis vr;rhpf;Fk; fUtpfs; thf- dq;fspy; nghUj;jg;gl;bUf;Fk;.
,J jtpu tpgj;jpd; NghJ rhujpapidAk; Kd; Mrdj;jpy;,Uf;Fk; gpuahzpapidAk; tpgj;Jf;fspd;NghJ ghJfhf;Fk; fhw;wpdhy; epug;gg;gl;l ‘ig’ (Air Bags) vd;gJ thfdq;fspy; nghUj;jg;gl;bUf;Fk; ,d;- ndhU ghJfhg;G ftrkhFk;. tpgj;jpd; NghJ> ,f; fhw;Wg;ig (Air Bag) cile;J fhw;Wfspdhy; epug;gg;gl;l xU jiyaiz Nghy; ntspNawp te;J Kd; Mrdj;jpy; ,Uf;Fk; rhujpapidAk;> gpuahzpapid Ak; ghJfhj;j rk;gtq;fs; vd;gJ fdlh tpy; ele;j Vuhskhd tpgj;Jf;fspy; gyUk; mwpe;J nfhz;l tplakhFk;.
,j;Jld; gdp> kio nghopAk; fhyq;f- spy; thfdq;fs; Xl;Lk;NghJ rWf;Fk; Neuj;jpYk;> jpBh; vd gpNuf; gpbf;Fk; NghJ thfdj;jpid Mlhky; mirahky; epWj;Jk; ‘gpNuf; rhjdk;’ xd;W (ABS- Anti Brake System) mz;ika tUlq;fspy; cw;gj;jp nra;ag;gl;L tpw;gidf;F te;- Js;s thfdq;fspy; nghUj;jg;gl;bUg;gJ toikahFk;.
,j;jifa jpUl;Lf;fs;> tpgj;Jf;fspy; ,Ue;J ghJfhf;Fk; rhjdq;fs; thfdj;- jpy; nghUj;jg;gl;L ,Uf;Fkhdhy; ,jw;- fhf fhg;GWjp epWtdq;fs; 5%-10% tiu tpiy fopT toq;FtJ toikahFk;.
Vnddpy; ,j;jifa rhjdq;fs; cs;s thfdq;fs; tpgj;J Vw;gl;L el;l ghlrhiy Ng&e;J> kf;fs; Ng&e;J> mk;Gyd;]; tz;b) ntt;NtW tifahd rhujp mDkjp gj;jpuq;fs; ,Ue;jhYk;> Muk;- gj;jpy; cs;s nghJthd thfdNkhl;Lk; rhujp mDkjp gj;jpuj;jpy; ,Utifahd rhujp mDkjp gj;jpuq;fs; cz;L.
vt;tifahd rhujp gj;jpuk;? (Type of Licence) Gjpjhf thfdk; nrYj;j Muk;gpj;jth;fs; KjyhtJ tPjp ghPl;irapy; rpj;jpaile;j Tld;> rpy epge;jidfSld; jw;fhypf- khf rpy tUlq;fSf;F kl;Lk; Rakhf thfdk; Xl;Ltjw;F toq;Fk; rhujp
mDkjp gj;jpuNk G2 rhujp mDkjpg; gj;jpuk; (G2 Licence) vd;w iynrd;]; MFk;.
,e;j rhujp mDkjp gj;jpuj;jpy; cs;sth; ,jw;F Nkyhd ,uz;lhtJ tPjp ghPl;ir- apy; rpj;jpaile;J mLj;j epiyg;ghl;Lf; Fg; NghFk; NghJ ,tuJ Rakhf thfdk; Xl;Lk; jpwik> [hf;fpuij vd;gJ mDgt hPjpahf tsh;e;Js;sJ vd;w mbg;gilapy; tpgj;Jfis vjph; nfhz;L el;l Gjpjhf thfdk; nrYj;j Muk;gpg;gth;fSf;F kl;Lk; mNdfkhd fk;gdpfs; toq;FtJ toikahFk;.
khfhz murpdhy; mq;fPfhpf;fg;gl;l “biutpq; ];$y;” xd;wpy; G+uzkhd gapw;rp ngw;w jifik cs;s xUth; tpgj;Jfspy; rpf;fhJ thfdk; nrYj;J- thh; vd;w ek;gpf;ifapy; fhg;GWjp fk;g- dpfs; ,t; tpiy foptpid toq;FtJ toikahFk;.
,q;F G+uzkhd gapw;rp vdg;gLk; NghJ Fwpg;gpl;l kzpj;jpahyq;fSf;F Fiw- tpy;yhJ “biutpq; ];$y;” thfdj;jpy; iynrd;]; ngw;w rhujp gapw;Wdhplk; gapw;rp> mj;Jld; Nrh;e;J tFg;giwapy; Nghjpf;Fk; ghlj; jpl;lq;fspy; gapd;W Nkyjpfkhf> ,itahTk; Kbe;J biutpq; ];$ypdhy; elhj;jg;gLk; ghPl;irapYk; rpj;jpaile;J ,Uj;jy; Ntz;Lk; vd;gJk;> ,j; jfty;fs; ahTk; khfhz Nghf;F- tuj;J mikr;Rf;F mDg;gp itf;fg;gl;L gpd;dh; khfhz murpdhNyNa ,f; fhg;GWjpfspy; tpiy fopT ngWk; rhd;wpjo; toq;fg;gLk;.
taJ Kjph;e;J Xa;T+jpak; ngWk; epiyapy; cs;sth; fSf;F tpiy fopT (Retiree Discount) ,J rfy thfd fhg;GWjp fk;gdpfSk; toq;Fk; Kf;fpakhd xU tpiy fopT
rpt gQ;rypq;fk;
- MAl;fhg;GWjp gpujpepjp -


Page 110
jha;tPL • Nk 2009 thfd fhg;GWjpAk;...
76k; gf;fj; njhlHr;rp...
MFk;. Mdhy; ,t; tpiy foptpid ngWtjw;F gpd;tUk; epge;jid epiy- ikf;F cl;gl;ltuhf ,Uj;jy; Ntz;Lk;.
•
65 taJ my;yJ mjw;F Nkw;gl;ltuhf ,Uj;jy; Ntz;Lk;.
•
vJtpjkhd njhopy; tUkhdKk; ,y;yhJ fdlhtpd; Xa;T+jpa tUkh- dj;jpy; tho;gtuhf ,Uj;jy; Ntz;Lk;.
•
,tNu Kjy; rhujpahf (Principle driver) thfd fhg;GWjp xg;ge;jj;jpy; ,Uj;jy; Ntz;L;k;. mjhtJ ,d;ndhUthpd; thfd fhg;GWjpapy; ,uz;lhtJ rhujp- ahf (Occasional Driver) gjpag;gl;L ,Ue;jhy; ,t; tpiy fopTf;F jFjp- ahdtuhf fUjg;gl khl;lhh;. Xa;T ngw;w epiyikapy; ,Ug;gth; Xa;thfNt thfdNkhl;Lthh;. tpgj;Jfspy; rpf;fp el;l mNj tptrhak; nra;Ak; ,lj;jpy; trpj;J tUk; xUth; mNj tpyhrj;jpy; ,Ue;J jkJ thfdj;jpw;F fhg;GWjp nra;Ak; NghJ rpy fk;gdpfs; xU tpiy fopT toq;FtJ toikahFk;.
rpy FOf;fSf;F toq;Fk; tpiy fopT (Group Discount) cjhuzkhf xU Fwpg;gpl;l njhopy; rq;fq;fspd; mq;fj;jth;fs; (Member of Professional Association) ,yhgfukw;w epWtdj;jpd; mq;fj;jth;fs; (Members of the Certain Non Profit Organization) vd $l;lhd xU epWtd mq;fj;jth;fs; gyh; Nrh;e;J xU Fwpg;gpl;;l fk;gdpapy; thfd fhg;GWjpf;F kD nra;Ak; NghJ rpy fk;gdpfs; ,f; FOtpd; cWg;gpdh;fSf;F
thfd fh toq;FtJ
tajhdt fopT (Ag nghJthf [hf;fpuij tpgj;Jfi tUjy; v Fiwthf cs;sth;f tiu tpi ahFk;.
gy;fiy khzth;f tpiy f Student aw ,t; tpiy apd; gpd cl;gl;ltu
•
gy;fiy khzth %yk; e
•
thfdk ,Ue;J mg;ghy my;yJ jw;fhy ,lkhf
vg;Nghjht fpil kl vd;w mbg fk;gdpfS
Nkw;Fwpg;g thfd fh

- 77 - hg;GWjpAk;...
tpiy fopTfs; MFk;. Mdhy; khjh khjk; nrYj;Jk; fhg;GWjpapd; tpiyapid gpd;tUk; mk;rq;fs; rhjhuzkhf jPh;kh- dpf;fpd;wd. ;gdpapy; toq;Fk;
• lti Policy
WjpAld; jpapid- ; nra;J d tpiy ;.
; tptrhap- y fopT ifahd fk;gdpapy; k; tpiy fUjg;gl
toq;Fk; Discount) k; tUkh ;L> mNj pj;J tUk; ;J jkJ k; NghJ oq;FtJ
jha;tPL gj;jpupif gw;wpa tpku;rdq;fis toq;Fk;
vjpu;ghu;f;fpd;Nwhk;. iscount)
tpku;rdq;fs; vk;ik Xu; njhopy;
MNuhf;fpakhd ember of hgfukw;w
ghijapy; ,l;Lr;nry;Yk;.
(Members tion) vd h;fs; gyh; py; thfd
E-mail:thaiveedu@gmail.com Fax: 416-849-0594 ghJ rpy
Tel: 416-646-3422 h;fSf;F
thfd fhg;GWjpapy; xU tpiy fopT toq;FtJ toikahFk;.
tajhdth;fSf;F xU tpiy fopT (Age Discount) nghJthf Ik;gJ tajpid fle;jth;fs;> [hf;fpuijahf thfdk; nrYj;Jgth;fs;> tpgj;Jfis cUthf;fp el;l fy;Y}hp khzth;fSf;F toq;Fk; tpiy fopT (Discount for Student away at School) ,t; tpiy foptpidg; ngw Ntz;Lkh apd; gpd;tUk; ,U epge;jidfSf;F cl;gl;ltuhf ,Uj;jy; Ntz;Lk;.
•
taJ> Mzh? ngz;zh? jpUkzkh- dtuh? (Age, Gender & Marriage Status)
•
iynrd;]; itj;jpUf;Fk; fhyk;. ,f; fhyj;jpDs; jz;lidf;Fs;shf;fg;- gl;lhuh? vd;w tpguk; (Licence experi- ence & Any Convictions)
•
thfd fhg;GWjp itj;jpUe;j fhyk; VjhtJ el;l

Page 111
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l a p h o t o g r a p h i e e s
karuna photogra
• Wedding Photography
• Bridal Portrait Sessions
• Custom Reception Slideshows
digimedia creation
• DVD Slideshows
• Custom Designed Albums
• Parent Albums
elegant memorable real
www.digimediaphot

from the firm foundations of creative photos
g r a p h i e e s t u n a r t
igimedia creations una photography
DVD Slideshows Custom Designed Albums Parent Albums
www.digimediaphoto.com
• Digital Proofs
• Digital Retouching
• Framed Prints & Canvases
416.467.4952
jha;tPL • Nk 2009


Page 112
jha;tPL • Nk 2009
Ontariotpd; thp ,irthf
fle;j xd;uhwpNah khfhz tuT nryTj;
,e;jg; gjpa thp July 2010y; mKYf;F
Home Oper jpl;lj;jpy;> khfhz tpw;gid tupiaAk;>
tUk;NghJ cw;gj;jp (Manufacturing)
spd; thbf kj;jpa murpd; nghUl;fSf;Fk; Nritf
njhopw;Jiwapy; rpy ,ul;bg;G Ntiy-
khf mjpf Sf;Fkhd tupiaAk; ,irthf;f KbT
ia jtpHj;j NghjpYk; fzf;fhsHfs;>
mJ mt nra;ag;gl;Ls;sjhf mwptpf;fg;gl;lJ. ,k;
tof;fwpQHfs; vd gy rpwpa kj;jpa ju
,e;j thp KbTthdJ Efu;NthUf;Fk;> tu;j;jf
th;j;jfq;fspy; ghhpa jhf;fj;ij Vw;gLj;jp
ghjhs ng cupikahsu;fSf;Fk; rpy gy rhjf
khepy murpd; jpiwNrhpia epug;Gk;
mtjhdpfs ghjf gyhgyd;fisf; nfhLj;Js;sJ.
mNjNeuj;jpy; ,e;j tHj;jfHfis Alberta
fhyj;jpy; Nghd;w ghhpa tpw;gid thp ,y;yhj
gy tHj;jf Ontario murpdJk;> rk\;b murpdJk;
,lq;fSf;F nfhz;L nrd;WtpLk;.
tHj;jfk; tpw;gid thpfis ,irthf;fp 13% - HST
Ontario tl mnkhpf;fhtpNyNa nghpa
murhq;fk gy Gjpa Nritfis ,e;jg; Gjpa thpf;
Graphic Designers nfhz;l ,lkhFk;.
,d;Dk; Fs; mlf;fpajd; %yk; gy Ontario
,tHfs; kPJ ,e;j thp Vw;gLj;Jk; jhf;fk;
 j;jpa ju Vw;gLj;jp epug;Gk; s Alberta ,y;yhj ;WtpLk;. a nghpa lkhFk;. k; jhf;fk; q;fSf;F
jp Nursing
pa
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Home Operation MFk;. ,e;j epWtdq;f- spd; thbf;ifahsHfs; ,e;j thp fhuz- khf mjpfkhf gzk;juNtz;b ,Uf;Fk;. mJ mtHfshy; Kbahky; Nghfyhk;. ,e;j thp fhuzkhf Ontariotpy; xU ghjhs nghUshjhuk; cUthfyhk; vd mtjhdpfs; mr;rk; njhptpf;fpd;wdH. fle;j fhyj;jpy; GSTapd; mwpKfk; fhuzkhf gy tHj;jfHfs;> Fwpg;ghf tPL rPHjpUj;Jk; tHj;jfk; ghjhs nghUshjhukhdJk; murhq;fk; 18 tUlq;fSf;Fk; gpwF ,d;Dk; me;jj;Jiw tHj;jfHfSld;  1997y; Atlantic khfh- zq;fspy; thp ,irthf;fk; nra;ag;gl;l NghJ nghpa ghjpg;G Vw;gltpy;iy. tHj; jfHfs; KjyPLfis NtW ,lq;fSf;F vLj;Jr;nry;ytpy;iy vd;whu;. Julys Charette Quebec khfhzj;ijr; NrHe;j xU rl;lj;juzp QST xU ,irthf;fg; gl;l khfhz> khepy thp Nghd;wJ. ,J gy Mjhaq;fis tH;j;jfHfSf;F jU-
khwd; nry;iyah
- epjp jpl;lkply; MNyhrfH -
fpd;wJ vd;whH. thpfspdhy; tHj;jfH- fSf;F Vw;gLk; jhf;fk; kpfTk; Fiw- thFk;. Mdhy; Ontariotpd; PST tHj;j- fHfSf;Fk; jhf;fj;ij Vw;gLj;Jk;.
Ontariotpy; Liberal muR ,e;j ,irthf;f thp epWtdq;fSf;F $500 million tiuapy; Nrkpf;f cjTk;. Brian Pd vd;w rl;lj;juzp PST xt;nthU jlit ghpkhw;wk; elf;Fk; NghJk; $l;lg;gLfpwJ. Mdhy; HST mg;gbay;y. mjdhy; cz;ikapy; rpy nghUfspd; tpiyfs; Fiwaf;$Lk;.
mj;;jpyhe;jpf; khfhzq;fspy; thp ,ir- thf;fk; nra;jNghJ khepy muRfSf;F kj;jpa muR 1 Billion nfhLg;gdT nra;jJ. Mdhy; OntarioTf;F vt;tsT fpilf;Fk; vd jw;NghJ $wKbahJ. Mdhy; tHj;jfHfs; jq;fsJ fzf;F njhFjpapy; khw;wq;fis nra;aNtz;Lk; mjw;F xU jlitapy; $400 million nrythFk; vd vjpHT $wg;gLfpd;wJ.
MdhYk; ,e;j thpapd; jhf;fk; gw;wp vjpH- fhyk;jhd; gjpy;$w Ntz;Lk; vd thj;jf rq;fj; jiytH $wpAs;shH. mtH NkYk; $Wifapy; tHj;jfHfis ve;jtpj gpujp gyDk; ,y;yhky; ,ytrkhf mur thp- iar; NrHj;Jf; nfhLg;gjw;F mur nfhLg;gdT xd;Wk; tug;Nghtjpy;iy vd Fwpg;gpl;lhH.
maran@thaiveedu.com


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nghUshj mg;ghy; mRugyk; nfhz;L Mh;g;ghpf;fpd;w
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muralin@thaiveedu.com
eluh[h Kuspjud;


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xUtiuA ‘ek;gpdhH kiwfSf Fg; nghUe Vw;fdNt Driving School
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vjpHfhyj vg;gb ek;G
General Driving School Ministry of Transportation Approved Instructor Ngupd;gehjd; Nte;jd; 416-731-2829
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kw;wtHfis ePq;fs; ek;Ggtuhdhy; cq;fs; ghJfhg;Gf;F kw;w rhujpia ek;gp ,Uf;fpwPHfshtPHfs;. ,g;gb ePq;fs; kw;wtHfis ek;gpr; rPtpg;gJ rhpah? xt; nthU tpdhbAk; fdlhtpy; VNjh xU rhujp ,J klj;jdkhd KbT vd;gij tpgj;Jf;Fs;shfpagpd; mwpfpwhH;. kw;wr; rhujp tPl;by; ‘Party’ Kbj;Jf;nfhz;L ntwpapy; tuyhk;. my;yJ ghtk; mg;Ngh jhd; Ntiyapy; Pink Slip’ ngw;Wtuyhk;. my;yJ fhjyH mtiu fhNy[py; Nghl; bUf;fyhk;. NtW re;jHg;gj;jpy; kw;w thfdj;ij nrYj;J 12 taJ Rl;bg;gay; jfg;gDila fhH rhtpia vLj;J fsthf thfdk; nrYj;jptuyhk;. vdNt ePq;fs; NtW thfdq;fis mDFk; Ntisapy; xU gaq;futhjpia neUq;FtJ Nghy; Nghjpa ,lk;tpl;L nrYj;Jq;fs;. cq;fs; thfdj;ij mNdfkhd tpgj;Jf;fs; kw;w thfdj;jpy; cs;s rhujp vjpHghuhjtpjj;- jpy; VNjh nra;jjhy; Vw;gl;lJ vd thf;F%yk; nfhLf;fg;gl;Ls;sJ. vdNt kw;wtH Vnjh VjpHghuhjJ nra;ag; NghfpwhH vd;W vjpHghHj;J thfdj;ij nrYj;Jq;fs;.
ahUNk jtW nra;ayhk; vd;gij czHe;J fhiu nrYj;JtPHfshdhy; ePq;fs; kpf mtjhdkhf thfdj;ij nrYj;JtPHfs;. Kd;dhy; tUk; rptg;G tpsf;F gw;wp ftdkhapUq;fs;. rpfg;G tpsf;F jhkhf xUtiuAk; epWj;Jtjpy;- iy. mUfpy; cs;s thfdj;jhpg;G epiy- aj;jpypUe;J jpBnud ahUk; tuyhk; vd;W vjpHghHj;J thfdj;ijr; nrYj;- Jq;fs;. xUtH jdf;F Kd;dhy; rw;W nghpa ,ilntspia tpl;lhy; mJ NtW xU thfdj;jpw;fhf ,Uf;fyhk;. gy tpgj;Jf;fs; ,g;gb ,ilr;nrUf;fy;fshy; eilngWtJz;L.,ijtpl kw;wtH rpf;dy; nra;ahky; XL ghijia khw;wyhk;. my;yJ thfdj;ij mwptpj;jypd;wp jpB nud epWj;jyhk;. my;yJ jpBnud jhd; nry;y Ntz;ba ,lk; te;Jtpl;lij czHe;J thfdj;ij jpUg;gyhk;. ,g;gb gy jtWfis kw;w rhujpfs; nra;ayhk;. mtHfis ek;gp ePHfs; tpgj;Jf;Fs;sh- fhjPHfs;. vdNt ,uz;lhtJ fl;lis xUtiuAk; ek;gNtz;lhk;. tsUk;.
senthuran@thaiveedu.com
÷Á>¬ ÔÚ›]u ÿÔVı| cÚkV¬Ô©√‚¶ ŒÚ∫ ̨Á©A› >·o\
inayam.net
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jha;tPL • Nk 2009

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ƒV§, ∏·° ̧, ƒ‚Á¶, ∑Ω>V ̇,  ̧oÔ‚ \uÆD cÁ¶ kÁÔÔ^ c∫Ô^ \TMm¬z© ∏Ω›> kı›]_ Á>›m¬ÿÔV|¬Ô©√|D
]Ú›>okÁÈÔ^ E§B ]Ú›> okÁÈÔÁ·fl ÿƒFm ÿÔV^· ∂Áw•∫Ô^
2ÂV^ √luE kz©∏_ ƒV§, ∏·° ̧ Á>¬ÔÈVD
2605-A Eglinton Ave. E.,Scarborough, ON M1K 2S2 (÷ ́V ∑©√ ̇ \V ̇¬Ô‚ o\_ \VΩl_) Tel: 416.509.7978
Web: www.arajenbeauty.ca, E-mail: sasi@arajenbeauty.ca
ARAJEN C
Wilton
Wil
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4 2605
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ARAJEN CAKE HOUSE
Wilton Cake decorating classes
Wilton Cake decorating classes Basic/Advance courses Gun paste flowers Candy Making Cookie blossoms Ginger bread houses And More...
Wedding Cake Engagement Cake Birthday Cake Rich Cake Cheese Cake Marble Cake Eggless Cake and More... by a Wilton Certified instructor
oÔ¬ ∂È∫ÔV ́© ÿ√VÚ‚Ô^ ∂ÁTM›Á>•D zÁ≈Õ> sÁÈl_ ®Dt¶D ÿ√uƬ ÿÔV^·ÈVD. c∫Ô^ Sasi ∂ÁTM›m oÔ¬ Naren
o>ÁkÔ”¬zD ∂Áw•∫Ô^
Diploma in Cake Making Twenty years experience in cake making
Tel:
416-509-7978 2605-A Eglinton Ave. E.,Scarborough, ON M1K 2S2,
(÷ ́V ∑©√ ̇ \V ̇¬Ô‚ o\_ \VΩl_)
jha;tPL • Nk 2009


Page 118
jha;tPL • Nk 2009
mnkupf;fh> nkf;rpNfh> fdlh Mfpa ehL- fs; cl;gl ,J tiuapy; ,Ugj;jp%d;W ehLfspy; VuhskhNdhu; GJtif itu]; Nehahy; ghjpf;fg;gl;L cs;sdu;.
,J jhf;fpatu;fspy; rpyH capu; ,oe;- Js;sdu;. ,Jtiu 1490Ngiu ,e;j itu]; jhf;fp ,Ug;gJ fz;Lgpbf;fg;gl;Ls;sJ. mjpy; rpyH Ngu; capu; ,oe;Js;sdu;. ,we;jtu;fspy; 29Ngu; nkf;rpNfh ehl;ilr; Nru;e;jtu;fs;. mq;Fjhd; ghjpg;G mjpfkhf cs;sJ.
,e;j GJtif njhw;W Neha;f;F “Ritd; g;Sh itu];” vd;W ngaupl;L cs;sdu;. gd;wpf; fhr;ry; vd;Wk;> H1N1 Flu Virus (Human Swine Flu)vd;Wk; $l ,J miof;- fg;gLfpd;wJ.
gd;wpf; fha;r;ry; vdg;gLk; ,e;j ‘Ritd; g;Sh’ itu]; fha;r;ry; gd;wpfs; %ykhf kdpju;fSf;F gutp tUfpwJ. gd;wpfisj; jhf;Fk; ,e;j ituR kdpjHfisAk; jhf;Ffpd;wJ.
,e;j Neha; mghak; fhuzkhf mnkupf;- fhtpy; gjpNdO khepyq;fspy; cs;s 430f;Fk; mjpfkhd ghlrhiyfs; 14 ehl;fSf;F %lg;gl;Ls;sd. fdlhtpy; gpupl;b]; nfhyk;gpahtpy; xU ghlrhiy %lg;gl;Ls;sJ. fdlhtpy; ‘my;gl;lhtpy;’ cs;s gz;izfspy; cs;s gd;wpfSf;F ,e;j Neha; cs;sJ vd;Wk; cj;jpNahf g+Htkhf mwptpf;fg;gl;Ls;sJ.
,e;j njhw;W Vw;gl;lhy; fhr;ry; kw;Wk; njhz;il typ> vd rhjhuz rspj; njhy;iy Nghy; Njhd;Wk;. (The symp- toms include fever, fatigue, lack of appetite, coughing and sore throat. Some people with H1N1 Flu Virus (Human Swine Flu) have also reported vomiting and diarrhea)
,e;j Neha;f;F jLg;G kUe;J fpilahJ. Mdhy; rupahd Neuj;jpy; rpfpr;ir mspj;- jhy; capiu fhg;ghw;wp tplyhk;. Mdhy; rhjhuz rspf;fha;r;ry; Nghy; Muk;gj;jpy; ,Ug;gjhy; Nehahspfs; myl;rpakhf ,Ue;Jtpl tha;g;gpUf;fpwJ. ,JNt mtu;- fSf;F vkdhfTk; mike;J tpLfpwJ. ,e;J Neha; nkf;rpNfh ehl;by; fle;j 2k; Njjp Kjd; Kjyhf ntuhFU]; efupy; jiyfhl;baJ. fle;j 25 ehl;fspy; ksksntd;W 32 khtl;lq;fspy; gutp- As;sJ.
nkf;rpNfh ehl;by; Njhd;wpa ,e;j Ml; nfhy;yp Neha; mz;il ehlhd mnkupf;- fhTf;Fk; mq;fpUe;J fdlh> gpuhd;]; kw;Wk; rPdh> nfhupah tiu gutpAs;sJ. ,yq;if> ,e;jpahtpy; ,J tiu ,e;j njhw;W fz;lwpag;gltpy;iy. Mdhy; jpdKk; Mapuf;fzf;fhdtHfs; ,e;jpah> ,yq;if tUfpwhu;fs; vd;gjhy; ,tu;fs;
H1N1 Flu Virus (Human Swine
xU GJ vjpup
ÿƒV ̇¬Ôo\ ®[≈VKD ∂m ÿƒVÕ> T| o√VÈ kÚ\
Uthayan Alex Sivasambu
B.Sc. (Hons), M.B.A Broker
Ottawa: 613.276.SALE (7253) Toronto: 416.659.SELL (7355) alex-sivasambu@coldwellbanker.ca, www.sivasamburealty.com
topahf gd;wpf;fha;r;ry; ,q;F guTk; mghak; cs;sJ.
,jdhy; ,e;j H1N1 Flu Virus (Human Swine Flu) njhw;W Vw;gl;l ehLfspyp- Ue;J ,e;jpahTf;F tUk; gazpfis tpkhdepiyaj;jpy; itj;J gupNrhjid nra;a kj;jpa Rfhjhu mikr;rfk; cj;- jutplg;gl;Ls;sJ. nly;yp kw;Wk; Kk;ig tpkhd epiyaq;fspy; ,jw;fhf kUj;- Jtu;fs; FO mikf;fg;gl;Ls;sJ. New;W Kjy; ,e;jf;FO jdJ gzpia njhlq; fpaJ. ,jw;fpilapy; gd;wpf;fha;r;ry; gutp tUk; ehLfSf;F Njitapy;yhky; nry;y Ntz;lhk; vd;w vr;rupf;ifiaAk; kj;jpa muR tpLj;Js;sJ.
,J tiu ,Ugj;jp%d;W ehLfspy; ,e;j H1N1 Flu Virus (Human Swine Flu) njhw;W Vw;gl;Ls;sJ. mjdhy; Nk %d;whk; jpfjp tiu ,e;j 17 ehLfspYk; 787 NgH ghjpf;fg;gl;Ls;sdH vd;W cyf Rfhjhu epWtdk; (WHO) mwptpj;Js;sJ.
nkf;rpf;Nfhtpy; kpf mjpfstpy; 822 NgUf;F njhw;W Vw;gl;L 29 NgH capH ,we;Js;sdH. mnkupf;fhtpy; 403 NgUf;F ,e;j njhw;W Vw;gl;L xUtH capH ,oe;Js;shH. fdlhtpy; 140> mT];upah 1> rPdh 1> nfhq;nfhq; 1> Nfh];upf;fh 1> nld;khHf; 1> gpuhd;]; 4> NIHkdp 9> maHyhe;J 3> nejHyhe;J 1> epa+rpyhe;J 6> nfhupah 2> ];ngapd; 57> gpupl;b]; 27> RtP]; 1 vd ,e;j ituR njhw;W Vw;gl; Ls;sJ vd;Wk; cyf Rfhjhu epWtdk; $wpAs;sJ.
Mdhy; fdlh Rfhjhu ikak;> fdlh- tpy; Nk Ie;jhk; jpfjp gpw;gfy; xU kzptiuf;Fkhd fhyg; gFjpapy; 140 NgUf;F ,e;j njhw;W Vw;gl;Ls;sJ vd;W mwptpj;Js;sJ. xd;Nlhupah khfhzj;jpy; ,J tiu 14 NgUf;FNky; ,e;j H1N1 Flu Virus (Human Swine Flu) njhw;W Vw;gl; Ls;sJ.
,e;j itu];ir nfhy;y cupa kUe;J ,y;iy. Kd; $l;;bNa ,e;j Neha; tUt- ijg; ghJfhf;f jLg;G kUe;Jk; ,y;iy. mjdhy; Neha; vjpu;g;G rf;jp kUe;ijNa nfhLf;fpd;wdu;.
,J vg;gb guTfpwJ. ,ij vg;gb fl;Lg; gLj;JtJ vd;W kUj;Jt tpQ;Qhdpfs; Muha;r;rp elj;jp tUfpd;wdu;. jLg;G kUe;J fz;Lgpbg;gJ rhj;jpakhd tplak; vd;W mwptpf;fg;gl;Ls;sJ. Mdhy; mjw;F Ie;J Kjy; MWkhj fhyk; fhj;jpUf;f Ntz;Lk;.
gd;wpfis jhf;Fk; ituNr kdpjHfisAk; jhf;Ffpd;wJ vd;whYk;> gd;wp ,iwr;rp rhg;gpLtjhy; ,e;Neha; kdpjUf;F Vw;g- lhJ. gd;wpfSld; Neubahd njhlHG
nfhs;Sk njhw;W Vw Vw;gl;l kd gug;gg;gLf fs; Jk;K guTfpd;wJ VidatH nfhs;Sfpd rsp> thi fhupaq;fs
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N.K.S
Drape
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c∫Ô^ B[TM_ kÁÔÔÁ ÿ√uƬ
oÔ>V ¶ ́ 416.321
Ketha (Presi Tel: 4 Fax: 4 www.
Drapery

1 Flu Virus (Human Swine Flu)
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m ÿƒVÕ> T| o√VÈ kÚ\V...
mbu
B.Sc. (Hons), M.B.A
- 85 -
guTk;
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spy; ,e;j ) njhw;W hk; jpfjp 787 NgH Rfhjhu J.
tpy; 822 gH capH 3 NgUf;F H capH T];upah h];upf;fh IHkdp 9> pa+rpyhe;J pl;b]; 27> ;W Vw;gl; epWtdk;
;> fdlh- fy; xU papy; 140 ;sJ vd;W fhzj;jpy; H1N1 Flu ;W Vw;gl;
kUe;J ha; tUt- ; ,y;iy. Ue;ijNa
;gb fl;Lg; ;Qhdpfs; ;. jLg;G d tplak; y; mjw;F hj;jpUf;f
HfisAk; ,iwr;rp f;F Vw;g- njhlHG
nfhs;Sk; NghNj kdpjHfSf;F ,e;j njhw;W Vw;gLfpd;wJ. gpd;dH ,e;j njhw;W Vw;gl;l kdpjHfshy; Vida kdpjHfSf;F gug;gg;gLfpd;wJ. njhw;W Vw;gl;l kdpjH fs; Jk;Ktjhy; ,e;j ituR fhw;wpy; guTfpd;wJ. ,e;jf; fhw;iw Rthrpg;gjhy; VidatHfis ,e;j ituR njhw;wpf; nfhs;Sfpd;wJ. ,ij tpl Kj;jk; ,Ljy;> rsp> thia> %f;if njhLjy; Nghd;w fhupaq;fshYk; njhw;W Vw;gLfpd;wJ.
,e;j njhw;wpy; ,Ue;J ghJfhj;Jf; nfhs;s rpy topKiwfis ifahSk; gb Rfhjhu ikak; mwptpj;Js;sJ.
mbf;fb iffis njhw;W ePf;Fk; Nrhg; ghtpj;J fOtTk;. ePq;fs; Jk;Kk; NghJk;>
rspia rPWk; NghJk; gfpuq;fkhf nra;- ahky; ghJfhg;ghf xU Jzpapy;> my;yJ xU Ngg;gH ltypy; (tissue) nra;aTk;> jw;rkak; ,e;j re;jHg;gq;fspy; ,it fpilf;fhtpl;lhy; ePq;fs; cq;fs; Sleeve my;yJ arm,y; Jk;kTk;. cq;fSf;F RftPdk; vd;W njupe;jhy; tPl;by; jdpahf ,Uf;fTk;. ePq;fs; mz;ikapy; nkf;rpf; NfhTf;F nrd;W te;j gpd;dH (my;yJ nrd;W te;jtHfSld; njhlHG gl;ljpd; gpd;dH) cq;fSf;F flu symptoms ,Ue;- jhy; cldbahf itj;jparhiyf;Fr; nry;yTk;.
siva@thaiveedu.com
- rpth Rg;uh -
N.K.S
Drapery & Blinds Fabric LTD
]≈Á\BVTM oƒÁkBV_ √È sÚmÔÁ· ÿ√u≈ WÆkTMD
c∫Ô^ T‚|¬z–› o>ÁkBVTM ƒÔÈs> B[TM_ ]Á ́ kÁÔÔÁ·•D, oÔ‚Ω[ mË kÁÔÔÁ·•D tÔ°D \okVTM sÁÈl_ ÿ√uƬ ÿÔV^· ∂Áw•∫Ô^.
oÔ>V ¶ ́V¤V 416.321.6420
Ketha Nadarajah (President) Tel: 416.321.6420, 905.944.0218 Fax: 416.321.2217 www.nksdrapery.ca
Drapery & Blinds Fabric Ltd., 210 Silver Star Blvd., Unit #825, Scarborough, ON M1V 5J9


Page 119
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20 tUlj;jpy; fl;b Kbf;Fk; MAl; fhg;GWjpAk; 20 tUlj;Jf;fhd jtizf; fhg;GWjpAk;.
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20 tUlfhyj;jpy; fl;bKbf;Fk; MAl; fhyk; tiuapyhd MAl; fhg;GWjp Whole Life insurance with 20 Year paid up option my;yJ Universal Life with 20 Year Guaranteed paid up option vd miof;fg;- gLfpd;w jpl;lq;fs;.
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jtizf; fhg;GWjpj; (Term Insurance) jpl;lk; Fwpg;gpl;l fhyj;jpw;F kl;Lk; toq;- fg;gLk; jpl;lk;. me;jf; fhyk; Kbtile; jJk; MAl; fhg;GWjpAk; KbtilAk;. gpd;G njhlHtjhdhy; MAl;fhg;GWjpf; fhd khjhe;jf; fl;lzk; mjpfhpf;Fk;.
Universal Life 20 pay my;yJ Guaranteed paid up otion vdTk; miog;ghHfs;. ,g;gb- ahd jpl;lq;fisg; ngw;Wf;nfhs;gtHfs; 10 tUlk; my;yJ 15 tUlk; my;yJ 20 tUlfhy vy;iyf;F kl;LNk gzk; nrYj;j Ntz;Lk;. Mdhy;> jpl;lk; MAl; fhyk; tiu ePbf;Fk;.Fwpg;gpl;l fhyj;jpw;F gzk; fl;bagpd;G fl;ba gzj;ij kPsg; ngWk; tha;g;Gf;fSk; cz;L.
fl;bag; gzk; KOtijAk; kPsg; ngw;- Wf;nfhz;lhy; mjd; gpd;G MAl;fhg;GWjp ,y;yhky; Ngha;tpLk;. my;yJ gpd;G njhlHe;J khjhe;jf; fl;lzj;ij nrYj;- Jtjd; %yk; fhg;GWjpj;jpl;lj;ij njhlHe;J itj;jpUf;f KbAk;.
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20 tUlj;jpd; gpd; fl;ba gzj;ij kPsg; ngw KbAk; (Cash Back) vd;w hPjpapy;. MAl;fhg;GWjpf;fhuH fl;ba gzj;ij jpUk;gg; ngw;why; mtUf;F fpilg;gJ 24>000 nlhyHfs; kl;LNk. mj;Jld; fhg;GWjpAk; ,y;yhky; Ngha;tpLk;. vdNt MAl;fhg;GWjp epWtdk; $200>000 nlhyH nfhLf;f Ntz;ba ,lj;jpy; 24>000 nlhyH kl;LNk nfhLf;fpd;wJ. vdNt Cash Back cld; $ba fhg;GWjpj; jpl;lq;fs; vy;NyhUf;Fk; cfe;jjy;y.
MAl;fhyk; tiu ePbf;Fk; jpl;lq;fspy; khjhe;jf; fl;lzk; nrYj;Jk; Kiwfs; gytpjkhfj; njhpTnra;a KbAk;. mitahtd:
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Life Time Pay (Level Cost) MAl;fhyk; tiu xNu khjhe;jf; fl;Lg;gzk;.
•
Life Time pay with YRT Cost. MAl;fhyk; tiu gzk; nrYj;Jk; jpl;lk;. Mdhy; tUlhe;jk; fl;Lg;gzk; mjpfhpf;Fk;.
•
Life Insurance with limited pay option
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sritharan@thaiveedu.com \VTMÛwo_ ÷ÈzkVTM y ̇°
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Member of Million Dollar Round Table 416.918.9771 759 Warden Ave.Toronto, ON M1L 4B5, Bus: 416-759-5453 x: 407 info@life100.ca
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Page 120
jha;tPL • Nk 2009
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Rate for 30 year male elite - non smoker (10 year term insurance)
$42.30
per month
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759 Warden Ave. Toronto, O
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zwÕÁ>Ôπ[ cB ̇Ô_s¬ÔVTM oƒt©A›]‚¶D - RESP 20% - 40% ∂ ́ƒ \VMB›m¶[ 15% ∂]Ô o√VTM ̧
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Rate based on 30 year female elite - non smoker (10 year term insurance)
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Member of Million Dollar Round Table 416.918.9771
Warden Ave.Toronto, ON M1L 4B5, Bus: 416-759-5453 x: 407
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Page 121
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NEW CREDIT - BAD CREDIT - NO CREDIT BANKRUPT - NO PROBLEM
On Line - Credit Approvel, All kind of Credit Repairs c∫Ô^ sBV√V ́ x>‹| T‚| x>‹| g ̨BkuƬÔVTM √›o>ÁkÔ^ c¶[ Œø∫z ÿƒFm > ́©√|D
Shan Kanapathipillai 416.890.2300
e-mail: shankana@juno.com
LIC: M08002487
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PROTECT YOURSELF
Product we serve:
• Accident Death Insurance •
• Disability Income Insurance
• Pet Insurance • Term Life In
We provide free training and pre Now hiring at Ocean Mortgage Include
Call today 416-321
• Real
• Bu
2100 Ellesmere R Scarborough, O Tel: 416•26 Fax: 416•26
,

PROTECT YOURSELF AND YOUR LOVED ONES!
t we serve:
ent Death Insurance • Affordable Life Insurance • Critical Illness Insurance ility Income Insurance • Mortgage Insurance • Permanent Life Insurance
urance • Term Life Insurance • Travel Insurance • No Medical Exam Insurance
ovide free training and prepare you for the certification ring at Ocean Mortgage Include: Marketing Specialist, Sales Reps.
Get the best rate online @ Call today 416-321-2300
www.insuranceocean.com
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• Real Estate Law
• Business Law
2100 Ellesmere Rd., Suite 202 Scarborough, Ont. M1H3b7 Tel: 416•265•3456 Fax: 416•265•2770
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jha;tPL • Nk 2009